Ban Con Brochure

8/2/2019 Ban Con Brochure

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November 4-6, 2011


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Winning the war for talent in

a competitive marketplaceThe rapid scale-up of the banking sector of the next decade will present

significant challenges in terms of human capital development. The war for

talent will intensify, both within the banking sector and across sectors in the

economy. Banks will need to take a lifecycle approach in developing their

human capital from creating propositions to attract the right talent; putting in

place appropriate learning and development practices to skill this talent;

creating differentiated career paths for different types of roles and

establishing suitable individual performance management system which

appropriately rewards performance. Banks which are able to solve for the

entire lifecycle will be able to create a sustainable advantage vis-a-vis their

peers in the industry.


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Even as alternate channels have grown rapidly in the past decade, the role ofthe physical branch will continue to remain critical as a unit of delivering sales

and customer service. In the industry today, there is already a massive

variation in branch performance even within comparable micro-markets,

top quartile branches are up to 5x more productivity than the bottom quartile.

Transforming the branch performance can have significant upside

significant lift in sales, superior customer experience and enhanced

employee experience. Achieving this will require efforts on multiple

dimensions putting in place the appropriate sales and service model with

relevant formats and clearly defined roles; data-driven and market-based

approach to target-setting and performance management; identifying the

most attractive micro-markets and optimizing the branch network; targeted

product campaigns based on underlying needs of the customer segments in

the micro-market.

Transforming branch

sales and service performance

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New vistas in Wholesale Banking

Wholesale banking in India is set for a period of sharp growth. Revenues from wholesale banking activities are likely to more

than double over the next five years. Several trends will shape the evolution of India's wholesale banking markets and

create new opportunities for foreign and domestic players alike.

An expected sure of infrastructure

investment, creating demand for

additional banking products and

services

The continuing globalization of

Indian companies, bringing withit the need for acquisition

expertise, trade-finance and

treasury services, and cash

management skills

Growing interest in the India story,inspiring a host of inbound M&A

deals and increased fundallocation by global managers

Increasing sophistication of

products and solutions, driving

higher margins

A continuing focus on midmarket

companies with new banking

requirements

Regulatory change in bond and

equity markets

Foreign players and the country's domestic banks, however, will find themselves in a tough commercial environment and

must overcome a range of challenges if they are to maintain, or assume, a leading position in the market.


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Enterprise Risk Management: Towards global

best practices

Though Indian banks emerged from the financial crisis comparatively

unscathed, that very success may have bred an undeserved complacency. In

fact, a review suggests that even two years after the crisis, major gaps remain in

Indian risk management, with transparency, ownership, governance, and

culture all requiring immediate attention. Strengthened risk functions will be

critical not only for leading Indian institutions to comply fully with looming

regulatory reforms such as 'Basel III', but to accommodate the spectacular

growth rates over the next decade. The new risk approach comprises of four

crucial changes: defining appropriate risk levels, developing new risk

capabilities, improving liquidity management, and optimizing regulatory and

economic capital.

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The first step requires banks to clearly articulate their risk appetites, and then incorporate the

results into their strategic development and business planning cycles. This process, already part

of the risk agenda at many leading institutions, starts with the institution determining the outside

limits of the risk it is willing to assume such as maintaining a particular rating. It then translates

this institutional risk appetite into targets appropriate for each business unit. Updating those

targets becomes an integral part of the regular planning cycle, in which the businesses and the

risk unit continually reassess the most important risks facing the organization.

Managing these risks effectively will require new risk approaches, an especially important

priority in India given the weaknesses in the current risk infrastructure, such as inadequate credit

reporting agencies. One alternative for the SME business is to adopt new tools such as the

Qualitative Credit Assessment (QCA), which addresses the lack of suitable data as well as the

shortage of skilled underwriters.

Institutions will also need to upgrade their liquidity management to deal with the ever-

increasing mismatch between financing needs and funding realities, with asset terms

increasing in duration even as long-term funding availability remains limited.

The final and broadest change is to manage capital more efficiently. These initiatives focus on

reducing risk weighted asset figures while freeing up 'capital blockages', using such tactics as

reducing negative value-add clients, revamping guidelines and tools to direct the front line

toward the highest risk return products, and adopting risk-adjusted pricing practices.

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The past three years have witnessed significant momentum build-up

in the financial inclusion space. Banks have been experimenting with

various models to effectively deliver on financial inclusion objectives.

The next decade could witness some defining models for success in

this space, as banks look to move beyond regulatory obligation to

looking at this as a profitable and viable business opportunity. This will

require a range of actions developing products, which are viable for

this population; leveraging technologies, which can deliver solutions

in a cost-effective manner; partnering with institutions across the

eco-system.

Profitable models for Financial Inclusion


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Conference PapersCall for papersThe Bankers' Conference 2011 is organised on the Theme Competing in the Defining decade for

Indian banking. The host institutions welcome papers from professionals in the Indian banking industry,

policy making institutions, related institutions of the Indian and international finance on the topics of

significance to above Theme of the Conference and/or on the topics slated to be debated in the

panel discussion tracks during the Conference.

thBANCON 2011, coming as it does on the eve of the 12 Five Year Plan has a special significance. There is

wide consensus that the current decade will be a watershed decade. As the Indian economy enters its

third decade of reforms radical transformations are predictable in several spheres such as how the

huge physical savings will be converted to financial savings, which will be channelized into effective

investments, how private consumption will drive growth, how the global financial resources will be

mobilized for domestic growth, how rural productivity will be significantly enhanced to anchor

inflationary expectations, how economic growth will be rendered progressively inclusive and finally

how all these changes will propel the economy to a new orbit of growth.

While conceptual issues and policy perspectives are very important, the organizers in particular invite

innovative thinking, ideas and viable solutions on the above areas of business importance for the

Indian banks.

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Those interested in submitting papers to the conference may

please take note of the following:

Articles could be submitted in any of the topics listed in

the brochure and other topics of relevance and

significance to the theme

The articles should be submitted in electronic form in MS

word format (use Century Gothic- font size 11)

Authors are requested to keep the articles brief and

precise. While we do not insist on any restriction on thelength of the article at the cost of clarity, we request the

authors to avoid lengthy descriptions. Generally,

the length of the article could vary between

2000 4000 words

Authors will be intimated on the acceptance and

publication of the same in the Conference volume

Articles may be edited to suit the presentations

and the design of the Conference Volume.

The decisions of the Secretariat will be final in

this regard

Articles may be submitted by sending email to:

[email protected]. Also CD/Floppy of the

article along with the manuscript may please be

sent to: BANCON 2011 Secretariat, Indian Banks'

Association, World Trade Centre, Centre I, 6th floor,

Cuffe Parade, Mumbai 400 005

Articles sent on fax will not be accepted

For any further information or assistance,

please contact:

stLast date for submission of articles: 31 August 2011.

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Ms. Malti Ashar

Vice President, IBATel: +91 22 22174020

Email: [email protected]


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Indian Overseas BankIndian Overseas Bank (IOB) was founded

in the year 1937 by Shri M.Ct.M.

Chidambaram Chettyar, a self-made

pioneer barely 30 years of age, with the

main objective of specializing in foreign

exchange business of Indian traders in

South East Asia. He was the first in the

country to see an opportunity in overseas

banking. IOB had the unique distinction of

commencing business in the first year in

rural Karaikudi, Madras (now Chennai)

city, Rangoon in Burma and Penang in

Malaysia. Within a decade IOB was

doing thriving business in Malaysia,

Burma, Thailand, Singapore, Sri Lanka and

Hong Kong.

IOB was the only foreign bank permitted to

operate in Bangkok and continues to be

the only India-based bank in Thailand.

Similarly, IOBs Seoul branch opened in

1977 remains the only India-based bank in

South Korea.

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IOB - Seventy Five Glorious Years


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The Bank has launched MSME Plus to cater to the needs of SME sector, Bhoomi Laxmi,

loan for small and marginal farmers to buy land, Student card to attract younger generation

to open account, IOB-CA, loan product for Chartered Accountants, Gift card,

E-Kiosks, career dream for students besides signing the MOU with American Express for Co

branded credit cards.

In this Platinum Jubilee year, Indian Overseas Bank is poised to double its business mix in the

next two to three years with a network of 3000 branches, 3000 ATMs, more overseas

branches and well-equipped staff. We have resolved to make IOB a customer-centric bank

lead by a winning team capable of Touching hearts and spreading smiles to every Indian.

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MILESTONES AND LANDMARKS:

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1937 - IOB commenced operations.

1938 - More branches followed around Chettinad apart from one in Kuala Lumpur.

1941 - IOB opened a branch in Malaya.

1946 - IOB opened a branch Ceylon.

1947 - IOB opened a branch in Bangkok.

1947 - IOB opened its branch in Hong Kong.

1957 - The Bank felt the need for up-skilling the Bank Staff and established a training center.

1958 - The Bank moved its headquarters to the building called Ameer Bagh which originally

belonged to the Nawabs of Carnatic. A Regency style building, it was notable for

its 12-pillared, 40-foot high portico built to allow the Nawab's elephants withhowdah, through.

1960 - The banking sector in India was consolidating by the merger of weak private sector

banks with the stronger ones; IOB absorbed five banks, including Kulithalai Bank.

1962 - IOB celebrated its Silver Jubilee year.

1963 - The Burmese Government nationalized IOB's branch in Rangoon.

1964 The Bank made a beginning in computerization in the areas of

Inter Branch Reconciliation and Provident Fund Accounts.

1968 - IOB established a full-fledged department to cater exclusively to

the needs of the Agriculture sector.1969 - IOB was one of the 14 major banks that were nationalized in 1969.

1977 - IOB opened its branch in Seoul.

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Paid up CapitalNo. of StaffDeposits Advances ProfitYear & Reserves

Branches Strength( . in lakhs) ( . in lakhs) ( . in lakhs)` ` `(`. in lakhs)

1937 12.50 47.09 41.30 0.01 4 50

1962 167.64 3511.64 2817.65 32.56 84 1930

1969 221.09 8968.30 6739.06 9.67 225 3376

1987 9112.02 464755.63 287715.37 562.34 1165 26527

1991 35592.02 726809.02 488272.79 1040.93 1252 28728

2000 74984.27 3431774.87 1157319.80 4034.20 1420 28213

2005 257518.96 4424123.86 2520518.81 65135.93 1542 24366

2010 752458.31 11079471.10 7900392.57 70696.15 2002 26732

2011 932493.00 14522875.11 11183297.75 107254.27 2184 25626

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Indian Banks AssociationVision

To work proactively for the growth of a healthy, professional and forward looking banking and financial

services industry, in a manner consistent with public good.'

Brief profileIndian Banks Association (IBA) is a voluntary service organization of the banking industry in India. It was

th thformally established on 26 September 1946 with 22 members. As on 30 June 2011, IBA had 163 members.

IBA represents various constituents of banking and finance industry covering public sector banks, private

sector banks, foreign banks, urban co-operative banks. Reflecting the growing complexity of finance,

the Associations role has expanded, from assisting member banks with their activities, to function as a

self-regulatory organization and as an effective liasoning agency between the industry and authorities

and preparing the members to adapt themselves to the changing times.

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Endeavours to

Render

Organise

Collect,

Pool

Project

Promotesound and progressive banking principles and practices.

assistance and to provide common services to members.

co-ordination and co-operation on procedural legal, technical,

administration, professional matters.

classify and circulate statistical and other information.

together expertise towards common purposes such as reduction in costs,

increase efficiency, productivity and improve systems and procedures and

banking practices.

good public image of banking through publicity and pubic relations.

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Journey so far

The journey of IBA has been exciting as well as enriching. It has witnessed dramatic

events and developments in these sixty five years. The partition of the country as

well as banking system in the 1947, supporting rapid industrialization in the 1950s

introduction of social control in the late 1960s, Nationalization of major banks in theearly 1970s, introduction of health code classification and a wide range of new

instruments in 1980s, deregulation and liberalization in early 1990s and

harmonization with international operational standards and best practice in the

early 2000s. The legendary pioneers laid a strong foundation that helps the

institution to pursue and follow the road map.


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Venue:

Registration:

Hotel Le Royal Meridien

#1, GST Road, St. Thomas Mount, Chennai - 600 016

www.leroyalmeridien-chennai.com

Inauguration and all the sessions/panel discussion will be held in the same venue.

It is requested that banks / institutions may send nominations only by filling up the

Registration Form. The Banks/ institutions may consider nominating a few officials

from their organizations. It is important that nominations are routed through the

respective institutions and sent to

Advisory

BANCON CellIndian Overseas Bank

763, Anna Salai, 5th floor,

Chennai 600 002Tel: +91 44 28889323/28524212 | Mobile: 07200099960

Fax: 044-28889323

E-mail: [email protected]

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Dates to Remember

Please make note of the following important dates relating to the Conference. Since the entire

arrangements to the conference are required to be made within a very limited time, all delegates are

requested to kindly adhere to the time schedule indicated as below:

stLast date for submission of papers : 31 August, 2011.

thLast date for registration : 15 October, 2011.

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a) Indian Overseas Bank

Ms. Geeta P Shetti

General Manager/Convenor (BANCON 2011)Indian Overseas Bank,

763, Anna Salai, 5th floor, Chennai 600 002

Tel: +91 44 28889323/2851 9517

Mobile: +91 9566080066 | Fax: 044-28889323


b) Indian Banks Association

Ms. Rema Menon

Senior Vice President, Conference Secretariat,Indian Banks Association,

6th floor, Centre I Building, World Trade Centre Complex,

Cuffe Parade, Mumbai 400 005

Tel: +91 22 2217 4012/18/19/46, Mobile: +91 9819065512,

Fax: +91 22 2218 4222/2215 4131

Inauguration on 04.11.2011 at 5.00 pm at The Chennai Trade Centre

Mount Poonamalle Road, Nandambakkam, Chennai - 600 089

Tel: 044-2232 7782, 2231 5551, 2231 6033, 2232 4457, 096770 21178

All the programs of 5th and 6th November, 2011 will be held at

Hotel Le Royal Meridien, #1, G.S.T. Road, St. Thomas Mount,

Chennai - 600 016

For any information and assistance, please contact:


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HospitalityRooms are blocked in the following hotels at Chennai and the participants are requested to book their

accommodation directly with them and inform us for further arrangements.

No.1, G.S.T. Road,St Thomas Mount,

Chennai - 600 016, India

Ph: 044-2231 4343

1. Hotel Le Royal Meridien

www.leroyalmeridien-chennai.com

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2. Trident, Chennai

1/24 G.S.T. Road,Chennai - 600 027, India

Tel: +91 44 2234 4747

Fax: +91 44 2234 6699

www.tridenthotels.com


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3. Radisson Blu

Hotel Chennai

Reservations:

4. Hilton Chennai hotel

531 G.S.T. Road, Saint Thomas Mount

Chennai - 600016, India

Tel: + 044-2231 0101

Fax: + 044-2231 0202

I

124/1 J.N. Salai, Ekkaduthangal,

Chennai - 600032, India

Tel: 044-2225 5555

Fax: 044-2225 5700

www1.hilton.com/en_US/hi/hotel/MAAHIHI-

Hilton-Chennai-hotel/index.do

ndia toll-free +1800-1800-333

Hotel reservation hotline: +91 97898 10101


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5. The Raintree Hotel - St. Mary's Road,

6. The Raintree Hotel, Anna Salai,

7 The Accord Metropolitan

120, St. Mary's Road, Alwarpet,


Tel: +044-4225 2525

Fax: +044-4225 2627


636, Anna Salai, Teynampet,


Tel: 044-2830 9999

Fax: 044-28 30 9977


35, G.N. Chetty Road, T. Nagar,

Chennai - 600 017, Tamilnadu, India

Tel: 044-2816 1000 / 4391 1000

Fax: 044-2816 1001


http://www.theaccordmetropolitan.com


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Touching Hearts,Spreading Smiles.

Since 1937

l l l l

l l l l l

Home Loans Vehicle Loans Educational Loans MSME Loans Agri Loans Gold Loans

Savings Deposits Fixed Deposits ATM Services Debit/Credit Cards e-paymentl

We would like to touch your heart by afriendly service and strive to spread your

smiles through a range of innovative,technology driven, world-class products.

This has been our commitment since 1937.

Our service is all aboutmaking your life beautiful!

If you have a talent for business,wed love to help you grow.

Talk to us at IOB for:

l Term loans and Working Capital Finance

l Standby term loan facility under IOB

SME Advance Term Loan Sanction

Scheme

l Collateral-free loan under CGTMSE

Guarantee Scheme

l Loans for Road Transport Operators,

Professionals and Self-employed, Small

Business and various other services

l MSME Care Centres at all Regional

Offices for speedy redressal of

grievances of MSME Sector


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Documents

Ban Con Brochure