• A Brighter Solution •

Summer 2018

Whether you’re dreaming of home renovations, a big vacation or something else, a Home Equity Loan from Astera Credit Union can help you turn your home’s equity into cash to make those dreams a reality.

Use a Home Equity Loan to:Take a dream vacation | Remodel your home

Purchase a boat, RV, or camper | Pay for collegeConsolidate debts | And more!

Visit www.asteracu.com or stop by any of our branches for current rates, terms and to get started on your application.

Astera Credit Union We've Got Business Accounts!There are plenty of big banks offering business accounts and loans, but no one else offers the same friendly, personal service you will get at Astera Credit Union. Whether you’re just starting your business or you’re already well established, we’re pleased to offer a full suite of business services, including checking and savings accounts, and a wide variety of business loan options, which include:

� Business Term Loans � Construction Loans � Commercial Real Estate Loans � Business Lines of Credit � Business VISA Cards

Stop by the Credit Union or visit www.asteracu.com to learn more about our business banking options today.

BUILD THE LIFE YOU LoveWe’ve Got

Special CD Rates for YOU!

Saving options short-term or long, we have you covered!

18-Month CD

1.80% APY*$500 MINIMUM DEPOSIT

45-Month CD

2.80% APY*$500 MINIMUM DEPOSIT

What are you waiting for? The clock is ticking on this limited time offer, so take advantage of these great rates before time runs out.

*APY = Annual Percentage Yield. Rates and terms subject to change without notice. Interest can be compounded OR deposited into your Astera account. $500.00 minimum deposit. Please contact Astera Credit Union for the latest rates.

517.323.3644 or 800.323.0048 • www.AsteraCU.com

Federally Insured by NCUA

Equal Housing Opportunity

Administrative Office111 S. Waverly Rd. Lansing, MI 48917

NMLS: 595108

W. Saginaw Hwy. Branch 5615 W. Saginaw Hwy. Lansing, MI 48917

DeWitt Branch 14049 Lindsey Ln. DeWitt, MI 48820

Jolly Branch301 E. Jolly Rd. Lansing, MI 48910

Ionia Branch3062 S. State Rd. Ionia, MI 48846

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Follow Us On Social Media!Connect with us on Facebook, Twitter and Instagram to keep up on the latest Credit Union news, ask us questions, and even meet fellow members.

ENJOY MORE REWARDS The benefits of membership have never been better with Astera Credit Union.Saving on the products and services you want and need has never been easier. Your Astera Credit Union membership can help you save money today with exclusive discounts and benefits from trusted partners. Members have saved nearly $2 billion with great offers, such as:

❤ Get a $100 cash reward for each new line you activate, up to 3 lines. Plus, get a $50 cash reward every year for as long as you are a Sprint customer.

❤ Up to $15 off TurboTax® federal products!

❤ An exclusive smoke communicator and a $100 gift card with a new ADT® monitored home security system. You must call 844-703-0123 to receive this special offer through the Love My Credit Union® Rewards Program.

❤ Trusted protection and true savings with the TruStage® Auto & Home Insurance Program.

❤ Cash back at over 1,500 online retailers with Love to Shop.

Learn more about these and other valuable discounts at www.asteracu.com or LoveMyCreditUnion.org, and start enjoying yet another benefit of being a valued Astera Credit Union member.

Independence Day Wednesday, July 4

Labor Day Monday, September 3

ClosingsHoliday

When it comes to checking accounts, why settle for free when you can get in on an account that’s not only free, but rewarding too? With our Kasasa Cash® and Kasasa Cash Back® checking options, you’ll enjoy really high dividends, refunds on ATM fees, and more.

Kasasa Cash®

Earn 2.00% APY*

on your checking account balance up to $7,500

Kasasa Cash Back®

Earn 2% CASH BACK*

on your everyday debit card purchases

No matter which Kasasa checking account you choose, your account will always have no monthly service fees or minimum balance requirements; and you’ll get refunds on ATM fees nationwide!

*Visit www.asteracu.com for more information, qualifications, and exclusions.