First Business Capital Corp. is a leading provider of financing to privately held businesses with sales from $5,000,000 to $50,000,000+. We have a reputation in the marketplace for being a consistent, responsive, and flexible problem solver. At First Business Capital Corp., we focus our underwriting on the collateral provided and recent business performance. We need to understand the past; however, our financing is structured to recognize recent performance and meet future business requirements.

First Business Capital Corp. is unlike any other Asset-Based Lender (ABL). First Business Capital Corp. is a company of First Business Financial Services, offering diversified financial services that focus on the entrepreneurial business community. As a bank owned Asset-Based Lender with traditional ABL underwriting fortitude, we are positioned to provide cost effective financing solutions to companies in transition. This focus and commitment provides clients the following benefits:

• Direct Access to Key Decision Makers - Our CEO, Chuck Batson or COO, Pete Lowney will be involved with yourtransaction from initial review to closing.

• Quick Response Time• Seasoned Professionals - Have confidence because you are working with professionals who understand your business and

have financed many other companies in similar circumstances.We take time to understand our clients’ businesses and the industries in which they operate. This personalized approach to lending allows us to provide loan structures that are tailored to each client and streamlines our credit approval process. You can count on us to propose what we can deliver and deliver what we propose.

• Up to 85% on Accounts Receivable• Up to 60% on Inventory• Up to 90% of the FLV of Equipment• Up to 70% of the FMV of Real Estate

Our lending professionals have expertise in many different industries which is evidenced by the diversity of our client base. First Business Capital Corp. has provided financing for a variety of companies including, but not limited to, the following:

• Apparel - Manufacturing & Distribution• Automotive & Truck Parts• Building Materials - Supplies & Distribution• Business Services• Catalog & Mail Order• Commercial Floor Coverings - Retail & Wholesale• Concrete - Products & Contractors• Consumer Products Distribution• Dairy Products - Manufacturing & Wholesale Distribution• Displays, Cabinets, & Fixtures Manufacturing• Electrical Power Distribution Equipment Manufacturing• Equipment Manufacturing & Parts Supply• Fabricated Metal Products• Fastener Distribution• Food Products - Manufacturing• Food Products - Wholesale Distribution• Foundries• Furniture Manufacturing• High Tech Manufacturing• HVAC Equipment - Wholesale Distributor• Lighting Fixtures - Importer , Distributor, & Manufacturing• Metal Plating• Metal Powder Coating• Metals Service Center• Packaging Materials Distribution & Fabrication

• Paper Products - Distribution & Conversion• Petroleum/Lubricant Distribution• Plastic Injection Molding• Printing• Rubber Fabrication• School Supplies - Manufacturing & Wholesale Distributor• Specialty Yarn Manufacturing• Telemarketing Services• Temporary Staffing Agencies

• Competitive Prime or Libor Rates• Reasonable Closing Fees• Efficient Legal Documentation

First Business Capital CorporationASSET-BASED FINANCING FOR BUSINESSES IN TRANSITION

TYPICAL ADVANCE RATES

FIRST BUSINESS IS DIFFERENT

INDUSTRY EXPERTISE

PRICING

Manufacturers, Distributors, Wholesalers, Processors, & Business Service Companies with:

• Senior Debt Requirements of $1,000,000 to $10,000,000+• Sales of $5,000,000 to $50,000,000+• Sufficient, Understandable & Manageable Collateral

• High Financial Leverage/Deficit Net Worth• Inconsistent Earnings History• Positive Recent Earning Trends

• Turnaround Financing• Acquisition Opportunity• Debtor-in-Possession & Exit Financing• Out of Court Debt Restructurings• Management Buyout• Current Lending Relationship Fatigued/Distressed• Experiencing Rapid Growth

• Pricing - Competitive Interest Rates Based on Prime/Libor• Advance Rate on Accounts Receivable - Up to 85%• Advance Rate on Inventory - Up to 60%• Term of Commitment - 2 to 4 Years

• Advance Rate up to 90% of Forced Liquidation Value• Amortization of Up to 72 Months• Term of Commitment - 2 to 4 years

• Advance Rate Up to 70% of Fair Market Value• Up to a 15-year Amortization• Term of Commitment - 2 to 4 Years

• Current & Prior Year Comparable Interim Financial Statements• Last Three Individual Monthly Financial Statements• Prior Two Years of Fiscal Year-End Financial Statements• Monthly Projections (Income Statement & Balance Sheet)• Accounts Receivable & Payable Agings (same date as F/S)• Inventory Reports Summarizing Composition & Locations• Most Recent Borrowing Base Certificate from Current Lender• Product Brochures; Business Plan; Industry Analysis• Shareholder Composition; Management/Owner Bios• Personal Financial Statements of Principal Shareholders• M&E Appraisal (if applicable)• Real Estate Appraisal & Phase One (if applicable)

Y O U R S U C C E S S C O M E S F I R S T.TURNAROUND FINANCING : ACQUISITIONS : DEBT RESTRUCTURING

DEBTOR-IN-POSSESSION & CONFIRMATION FINANCING : RAPID OR SEASONAL GROWTH firstbusiness.com

First Business Capital CorporationCLIENT PROFILE

FINANCIAL CHARACTERISTICS

REASONS FOR SEEKING

ASSET-BASED LENDING

REVOLVING FACILITIES

EQUIPMENT LOAN FACILITIES

REAL ESTATE FACILITIES

PRE-PROPOSAL INFORMATION

CORPORATE OFFICE: 401 Charmany Drive Madison, WI 53744-4961

FIRST BUSIN

ESS CAPITAL C

ORP.

SEATTLE OFFICE: 1420 5th Avenue, Suite 2200 Seattle WA 98101

CHRIS MCKERNANVice President

Business Development Officer (p) 206-274-5308(c) 206-499-0520

cmckernan@firstbusiness.com