S a f e , S e c u r e T r a n s a c t i o n s

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arttha

WALLETS, SAVINGS, LOANS, PAYMENTSALL FRILLS LOW COST BANKING

Wallets are the primary focus of all mobile payment systems; they have multiple applications ranging from financial inclusion to FMCG operations. In Arttha, we have developed one of the most comprehensive suite of tools and features to help you roll out a dynamic, futuristic, user friendly wallet transactions service platform.

Compared to any of the wallet systems in the market Arttha stands head and shoulders above the competition in terms of features, flexibility, robustness and cost effectiveness.

The best way to predict the futureis to invent it.

artthaS a fe S e c u re Tr a n s a c t i o n s

Contact: +91 120-4621010E-mail: info@arttha.comweb: www.arttha.com & www.artthanepal.com

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The All Purpose WalletThe Wallet on the Arttha platform is like no other. If not more, it is as powerful as a bank account. Financial institutions looking at creating a truly empowering, all inclusive financial service bouquet need not look any further, as all comparisons to other conventional platforms fail to match the power of the Arttha wallet. It supports features like interest accruals, loan instalments, scheduled & deferred payments, group loans and deposits, loyalty programs, cards, vouchers, and multi-device support.

Branchless BankingBranchless banking is a cornerstone of every bank’s strategy in gaining access to ‘the yet unbanked’ sections of society. Branchless banking promises to offer a host of banking services at a fraction of the cost as through a brick & mortar network.The Arttha platform provides a wide variety of tools to deploy a full-fledged branchless banking service network, incorporating multiple access channels like kiosks, mobile phones, tablets, agent POS devices, and many more.

Wallet FeaturesSavings and loan wallets

Comprehensive agency banking.

Unlimited wallet types

Seamless bank integration

Financial products support

Access channel controls

The Arttha WalletMobile Wallets are the backbone of an MFS platform. Arttha provides a unique solution, as it brings a combination of mobile communications, e-wallet and financial products on the same platform.The concept of a mobile wallet as a static repository of value has been totally transformed on the Arttha platform. On Arttha the mobile wallet comes with a host of features and capabilities that were available only on core banking systems till dateArttha enables you to operate a complete financial services operation from a single platform, eliminating your dependency on multiple systems, and multiple vendors.

Arttha provides GAAP compliant classification of accounts and transactions, enabling creation of real-time reports and statements like P&L, income, expenses, assets, and liabilities.

GL ReportingHierarchy management on Arttha enables you to clone real world distribution hierarchies without compromising on complex business rules and processes.

Agent HierarchyThe platform allows channel specific access, security and transaction rules. Functions like authorisation, permissions, fees can be configured specifically for each channel.

Channel Controls

To learn more about our wallet or any other financial inclusion services, visit us at www.arttha.com and ask for a demo.