Architecting a Smart Bankscape

As Architects of the Smart Bankscape, Fintellix engineers unconventional solutions that integrate existing information management technology systems to deliver actionable insights faster.

Architecting a Smart Bankscape

Fintellix believes in partnering with the client’s ‘information value journey’ with feature-rich products, strategic value-driven products and innovative engagement models that dramatically shrink solution deployment timelines while exponentially enhancing enterprise growth and compliance efficiencies. Leveraging customer-centric processes and methodologies, Fintellix's agile team of banking technologists works relentlessly on delivering the best value to banking customers.

Fintellix specialises in 'projectised' engagements where the TCO is determined even before the project commences. Discover what engagement model works best for your bank, and we will structure it specific to your unique requirements. Imagine a whole new way of making banking data work.

Welcome to Fintellix!

Staying competitive and compliant in the global banking ecosystem today means exceptionally sharpened strategic acumen powered by actionable insights. Fintellix understands the challenges and aspirations of progressive banks as well as the need for specialized information for making fast and accurate data-driven decisions.

As Architects of the Smart Bankscape, Fintellix engineers unconventional solutions that integrate existing information management technology systems to deliver actionable insights faster. Fintellix combines extensive core banking knowledge, Analytics, Risk and Compliance technology competence to deliver a radical approach for generating actionable insights. The outcome is smart, best-in-class solutions that leverage vast repositories of business critical data resident in transactional systems.

for Indian Banks

Regulatory Reporting

Credit Portfolio Management

Asset Quality Management

Risk-based Supervision

Basel II / III

LCR / NSFR

BCBS 239

Compliance

Compliance

Central Bank Regulatory Reporting

BCBS 239

Basel II/III

Credit Portfolio Management

Asset Quality Management

Risk

Risk & Regulatory Platform

Market Risk

Credit Risk

LCR / NSFR

Interest Rate Risk

Value at Risk

Analytics

Analytics Data Platform

Analytics Data Foundation

for Global Banks

Fintellix for Indian BanksBeing prepared for change. Being agile. Doing more with less for less. Fintellix is a next generation technology which has enabled regulatory compliance across some of the world’s largest banks. This platform has been adapted for the Community Banking needs by people with decades of experience in Community Banking. Simple to use, simple to deploy and future-proof.

PUBLIC SECTOR BANKS > Proven, robust and complete RBI compliance solution with most installations, now available to Public Sector Banks delivered by our industry leading partners.

PRIVATE & FOREIGN BANKS > Only integrated solution for ADF, RBS, NPA, LCR, Basel II/III capital computations and FATCA; now Big Data Analytics enabled.

NEW BANKS > Leave the worries of building a future-proof, comprehensive RBI Compliance platform to the experts.

Shorter time to better insights, Risk Measurement and Regulatory Compliance by leveraging deep domain expertise and by eliminating the technical “noise” through automation platforms.

COMPLIANCE > Future-proofing regulatory compliance on a unified platform - local, regional and global.

RISK > BCBS239 compliant Risk data aggregation, computation and reporting platform enabling multiple solutions.

ANALYTICS > Big Data-ready data platform simplifying Banking Data Analytics and enabling insights.

Fintellix for Global Banks

Being prepared for change. Being agile. Doing more with less for less. Fintellix is a next generation technology which has enabled regulatory compliance across some of the world’s largest banks. This platform has been adapted for the Community Banking needs by people with decades of experience in Community Banking. Simple to use, simple to deploy and future-proof.

PUBLIC SECTOR BANKS > Proven, robust and complete RBI compliance solution with most installations, now available to Public Sector Banks delivered by our industry leading partners.

PRIVATE & FOREIGN BANKS > Only integrated solution for ADF, RBS, NPA, LCR, Basel II/III capital computations and FATCA; now Big Data Analytics enabled.

NEW BANKS > Leave the worries of building a future-proof, comprehensive RBI Compliance platform to the experts.

Compliance

Risk

Risk & Regulatory Platform

Market Risk

Credit Risk

LCR / NSFR

Interest Rate Risk

Value at Risk

Analytics

Analytics Data Platform

Analytics Data Foundation

for US Enterprise Banks

Compliance

Regulatory Reporting

Credit Portfolio Management

ALLL to CECL Transition

ALLL Management

Asset Quality Management

Allowance for Loanand Lease Losses (ALLL)

Fintellix believes in partnering with the client’s ‘information value journey’ with feature-rich products, strategic value-driven products and innovative engagement models that dramatically shrink solution deployment timelines while exponentially enhancing enterprise growth and compliance efficiencies. Leveraging customer-centric processes and methodologies, Fintellix's agile team of banking technologists works relentlessly on delivering the best value to banking customers.

Fintellix specialises in 'projectised' engagements where the TCO is determined even before the project commences. Discover what engagement model works best for your bank, and we will structure it specific to your unique requirements. Imagine a whole new way of making banking data work.

Welcome to Fintellix!

Staying competitive and compliant in the global banking ecosystem today means exceptionally sharpened strategic acumen powered by actionable insights. Fintellix understands the challenges and aspirations of progressive banks as well as the need for specialized information for making fast and accurate data-driven decisions.

As Architects of the Smart Bankscape, Fintellix engineers unconventional solutions that integrate existing information management technology systems to deliver actionable insights faster. Fintellix combines extensive core banking knowledge, Analytics, Risk and Compliance technology competence to deliver a radical approach for generating actionable insights. The outcome is smart, best-in-class solutions that leverage vast repositories of business critical data resident in transactional systems.

Being prepared for change. Being agile. Doing more with less for less. Fintellix is a next generation technology which has enabled regulatory compliance across some of the world’s largest banks. This platform has been adapted for the Community Banking needs by people with decades of experience in Community Banking. Simple to use, simple to deploy and future-proof.

COMMUNITY BANKS > End-to-end Credit Portfolio Management Solution as a Service including Credit Portfolio Analytics, ALLL/CECL and Stress Testing.

CREDIT UNIONS > Expand product revenues and manage Risk with an analytics-driven Credit Portfolio Analytics Solution as a Service

Fintellix for US Hometown Institutions

Shorter time to better insights, Risk Measurement and Regulatory Compliance by leveraging deep domain expertise and by eliminating the technical “noise” through automation platforms.

COMPLIANCE > Future-proofing regulatory compliance on a unified platform -local, regional and global.

RISK > BCBS239 compliant Risk data aggregation, computation and reporting platform enabling multiple solutions.

ANALYTICS > Big Data-ready data platform simplifying Banking Data Analytics and enabling insights.

Fintellix for US Enterprise Banks

Shorter time to better insights, Risk Measurement and Regulatory Compliance by leveraging deep domain expertise and by eliminating the technical “noise” through automation platforms.

COMPLIANCE > Future-proofing regulatory compliance on a unified platform -local, regional and global.

RISK > BCBS239 compliant Risk data aggregation, computation and reporting platform enabling multiple solutions.

ANALYTICS > Big Data-ready data platform simplifying Banking Data Analytics and enabling insights.

and querySimple

Philosophy: Acquire & integrategranular data without biasing

toward end use

Capability: Fintellix BankingData Integration Platform

Philosophy: Managedby business user

Capability: FintellixPlatform

Philosophy: Solves thebusiness problemcompletely &is future-proof

Capabilities: FintellixRegulatory Risk & Reporting Solutions

SEMANTIC LAYER

INSIGHTSTHROUGHDASHBOARDS,REPORTS,CHARTS

SOLUTIONSTO REGULATORYREPORTING &REGULATORY RISKREQUIREMENTS

BUSINESS RULES,ALGORITHMSSTATISTICALMODELS

RAWGRANULAR DATA

FINTELLIX RISK & REGULATORY PLATFORM

Accelerating the Data to Computation to Reporting Process > Each regulatory requirement requires the Financial Institution to a) acquire and integrate granular data; b) overlay a semantic layer on the data and c) run business rules, algorithms and statistical models and d) visualize/ report the data with the ability to drill-down to the granular data. The Fintellix Risk and Regulatory Platform enables the above features in a business-user usable manner while allowing reuse of the data for multiple purposes. Essentially, simplifying the Risk and Regulatory System architecture in line with the BCBS239 principles.

FINTELLIX ANALYTICS DATA PLATFORM

A new approach to Banking Data > The Fintellix Analytics Data Platform allows your analytics teams to focus on what business value want to do “with” the data rather than spending their time on doing things “to” the data. The Fintellix Analytics Data Platform is a polyglot storage platform which embeds within itself technologies to integrate, cleanse, govern, unify, compute, aggregate and visualize data. The underlying philosophy is to allow the business users and the analysts on deriving business value from the data while this automation platform takes care of the technical “noise”.

DEPLOYMENT OPTIONS

Flexible deployment options that leverage Fintellix’s best practices based implementation methodology > • On-premises by leveraging own Data Center infrastructure for Risk, Compliance and Analytics Platforms deployment

• Private cloud infrastructure

• Fintellix Public cloud infrastructure hosted on SSAE16 certified Data Centers in continental USA

Unifying, Restructuring and Enriching Banking Data to make it 'Compliance, Risk and Analytics ready'. Faster!

DATA PROCESSING

Business Rules Engine

Business Rule Validator

Derived Dimensions

Data Integration Engine

XBRL Engine

Statistical Engine

Reference Data Management

Gap Data Management Data Pro�ler

Adjustment Framework

Self Heal Framework

Reconciliation Framework

DATA MANAGEMENT

CONTENT MANAGEMENT

Security Management

Access Management

Entitlement Management

Audit Management

Org. Hierarchy Modeler

Monitoring & Value Tracker

Process Flow Engine

Enterprise Content

Management

Visualization Engine

Ad-hoc Analysis

Alerts Framework

Statistical Modelling Studio

CONTENT DELIVERY &

COLLABORATION

Stru

ctur

e Ex

trac

ts fr

omTr

ansa

ctio

n Sy

stem

Big

Dat

aA

patt

ers

Source Systems and / or EDW

Core Banking

Originations

Treasury

Cards Management

Other Data Sources

Structured / Unstructured Data

Data Integration

• De-normalized• Multi source

collation model• Easy to ‘feed’

Data Storage /Banking Data Hub

• Normalized• Granular• Easy to ‘feed’

Solution Data Marts

IRR Market

Liquidity Credit

• Historical star schema based

• Logical subject area based

• Minimal maintenance

Credit Risk

Interest Rate Risk

Risk Insights and Analytics

SINGLE EXTRACTION; MULTIPLE

IMPLEMENTATION

Leveraging the same Data and Platform

infrastructure across multiple Risk,

Compliance and Analytics Outcomes

DOMAIN COMPONENTS

Cash Flow Engine

Stress Test Framework

Pricing and Valuation

Yield Curve Management

FINANCIAL RISK AND COMPLIANCE SOLUTIONS

Executive & Business Insights

Credit Portfolio Management

Risk Based Supervision

Basel II / III Capital Computations

Stress Testing

Regulatory Reporting

Market Risk

LCR / NSFR

Fintellix Integrated Compliance, Risk and Analytics Platform for Banks

© 2015 Fintellix Solutions. All rights reserved.

DATA PROCESSING

Business Rules Engine

Business Rule Validator

Derived Dimensions

Data Integration Engine

XBRL Engine

Statistical Engine

Reference Data Management

Gap Data Management Data Pro�ler

Adjustment Framework

Self Heal Framework

Reconciliation Framework

DATA MANAGEMENT

CONTENT MANAGEMENT

Security Management

Access Management

Entitlement Management

Audit Management

Org. Hierarchy Modeler

Monitoring & Value Tracker

Process Flow Engine

Enterprise Content

Management

Visualization Engine

Ad-hoc Analysis

Alerts Framework

Statistical Modelling Studio

CONTENT DELIVERY &

COLLABORATION

Stru

ctur

e Ex

trac

ts fr

omTr

ansa

ctio

n Sy

stem

Big

Dat

aA

patt

ers

Source Systems and / or EDW

Core Banking

Originations

Treasury

Cards Management

Other Data Sources

Structured / Unstructured Data

Data Integration

• De-normalized• Multi source

collation model• Easy to ‘feed’

Data Storage /Banking Data Hub

• Normalized• Granular• Easy to ‘feed’

Solution Data Marts

IRR Market Risk

Liquidity Risk Credit Risk

• Historical star schema based

• Logical subject area based

• Minimal maintenance

SINGLE EXTRACTION; MULTIPLE IMPLEMENTATION

Leveraging the same Data and Platform infrastructure across multiple Risk, Compliance and Analytics Outcomes

DOMAIN COMPONENTS

Cash Flow Engine

Stress Test Framework

Pricing and Valuation Engine

Yield Curve Management

MARKET RISK

LCR / NSFR

CREDIT RISK

IRR

RISK INSIGHTS AND ANALYTICS

FINANCIAL RISK AND COMPLIANCE SOLUTIONS

EXECUTIVE & BUSINESS INSIGHTS

CREDIT PORTFOLIO MANAGEMENT

RISK BASED SUPERVISION

BASEL II / III CAPITAL COMPUTATIONS

STRESS TESTING

REGULATORY REPORTING

COMPLIANCE

Future proofing Regulatory Compliance across multiple jurisdictions on a unified, multi-entity, multi-country Platform > Built on multi-tenancy, multi-country framework, Fintellix Compliance comprises comprehensive, easy-to-deploy solutions for achieving Compliance excellence. A fully packaged / productized solution built by banking data scientists with deep knowledge of the Banking domain, Fintellix Compliance helps Financial Institutions comply quickly and at far lower costs than comparable alternatives.

RISK

BCBS239 compliant Risk data aggregation, computation and reporting platform enabling multiple solutions > Fintellix Risk delivers realistic and holistic view of risk considering it to be both a threat and an opportunity within the context of uncertainty. Adopting Risk as a part of the banking enterprise’s culture, decision makers can take a vital step towards using Risk as a strategic value-add to achieve the bank’s vision for growth. Fintellix’s Risk product suite enables banks to create a powerful Risk Governance System to permit Risks within limits, so that the entire Risk Management process is optimized and monitored to achieve Risk-adjusted profits.

ANALYTICS

Big Data-ready data platform simplifying Banking Data Analytics and enabling insights > Fintellix Analytics is an advanced, easy-to-deploy, productised Business Intelligence solution suite built for banks that has evolved over the years by in-house ex-bankers in collaboration with Fintellix’s banking clients across diverse geographies. Designed based on a ‘who requires what’ methodology, Fintellix Analytics is distinctly different from conventional solution options and maps with multiple hierarchies in a bank, whereby insights are organized under ‘themes’ to deliver customized stakeholder-specific views.

Integrated Compliance, Risk & Analytics Solutions On A Singular Platform

Engine

INTEGRATED PLATFORM FOR SEMI (SINGLE EXTRACTION –MULTIPLE IMPLEMENTATION)

Gain cost and time advantagesthrough the convergence ofCompliance, Risk andAnalytics workloads.

SINGLE POINT FORBANKING COMPLIANCE,RISK AND ANALYTICSSOLUTIONS

One Platform - One Interface:Enabling multiple Compliance,Risk and Business analyticssolutions.

BANKING ONDATA LAB

Explore new ideas byblending new data withexisting to identify andrespond to new trendsand insights.

FLEXIBLE MODELS

Leverage the advantage of paying forsoftware as you use it.

BUILT FOR BUSINESS USERS

‘End-users-enabled’ toenrich and transformdata for Analytics andCompliance via an intuitive, collaborativeinterface.

Why Fintellix

Compliance, Risk and Business analytics software made simple to use, simple to implement and simple to change to meet changing business and regulatory needs is our core differentiator. Fintellix achieves this through a state-of-the-art, integrated Fintellix Data Integration, Data Management and Content Collaboration and Administration platform which enables the business user to participate in the ‘Data to Report’ process and configure the data transformations and enrichments.

The Fintellix Data Management platform is integrated with a rich enterprise banking data warehouse model as well as pre-built integrations to a number of popular banking applications including Core Banking, Trade Finance, Cards Management, Treasury, General Ledger, etc.

A track record of over 9 years in enabling Banking institutions globally derive value from their Enterprise data and automating their Compliance, Risk and Business analytics functions make Fintellix the right partner for enabling data-driven Banking institutions.

At Fintellix, the only focus is Compliance, Risk and Analytics Solutions for Banking to extract business value hidden in data across and beyond the Banking enterprise. Fintellix solves business problems in the Banking space completely and comprehensively by bringing the right mix of Products, Solution frameworks and Consulting by adopting an integrated and holistic view to solving problems while providing flexibility and modularity in applying our solutions.

Fintellix's solutions leverage the latest in Analytics, Data Sciences and Information Management technology embedding Big Data, Mobility and Cloud capabilities. Fintellix understands Banking and Banking data deeply; are very solution oriented, agile, responsive and flexible; a team of highly capable Banking technologists and data scientists who are a delight to work with.

Nurturing strategic alliances worldwide for expanding the Fintellix solution footprint and powered by global venture capital majors to accelerate market expansion and boost product innovation.

COMPLIANCE

Future proofing Regulatory Compliance across multiple jurisdictions on a unified, multi-entity, multi-country Platform > Built on multi-tenancy, multi-country framework, Fintellix Compliance comprises comprehensive, easy-to-deploy solutions for achieving Compliance excellence. A fully packaged / productized solution built by banking data scientists with deep knowledge of the Banking domain, Fintellix Compliance helps Financial Institutions comply quickly and at far lower costs than comparable alternatives.

RISK

BCBS239 compliant Risk data aggregation, computation and reporting platform enabling multiple solutions > Fintellix Risk delivers realistic and holistic view of risk considering it to be both a threat and an opportunity within the context of uncertainty. Adopting Risk as a part of the banking enterprise’s culture, decision makers can take a vital step towards using Risk as a strategic value-add to achieve the bank’s vision for growth. Fintellix’s Risk product suite enables banks to create a powerful Risk Governance System to permit Risks within limits, so that the entire Risk Management process is optimized and monitored to achieve Risk-adjusted profits.

ANALYTICS

Big Data-ready data platform simplifying Banking Data Analytics and enabling insights > Fintellix Analytics is an advanced, easy-to-deploy, productised Business Intelligence solution suite built for banks that has evolved over the years by in-house ex-bankers in collaboration with Fintellix’s banking clients across diverse geographies. Designed based on a ‘who requires what’ methodology, Fintellix Analytics is distinctly different from conventional solution options and maps with multiple hierarchies in a bank, whereby insights are organized under ‘themes’ to deliver customized stakeholder-specific views.

IDG Ventures India is a leading India-focused technology venture capital fund that is part of IDG Ventures, a global network of technology venture funds with more than USD 4 bn under management, over 200 investee companies and 10 offices across Asia and North America. The fund's lead investor and sponsor is the International Data Group (IDG), the world's largest IT media company. By combining the IDG platform - an unparalleled combination of global technology publishing, market research (IDC), and conferences/exhibition resources - with years of hands-on experience in company building, IDG Ventures India helps its investee companies understand their markets better and penetrate them faster than their competition.

Sequoia Capital in India currently manages funds capitalized at close to USD 1.4 bn and invests across venture, growth, and late stage opportunities. Sequoia Capital takes a long-term view on investments and plays the role of an active, value-added partner to entrepreneurs, business families and management teams. Over the past 7 years, Sequoia Capital has invested in more than 70 companies in India. Sequoia Capital in India operates out of offices in Bangalore, Mumbai, and New Delhi. Globally, Sequoia Capital has an unparalleled track record of partnering with entrepreneurs to create global market leaders. Sequoia Capital has been an early investor in companies such as Apple, Cisco, Dropbox, Google, LinkedIn, Oracle, Yahoo, YouTube and Zappos. Sequoia Capital maintains dedicated teams in USA, China, India and Israel.

Alliances

Investors

Fintellix’s strategic partnerships with prominent Technology Distributors, Solution Partners, Technology Leaders, System Integrators and best-in-class collaborative offerings provide progressive banks with industry-leading, comprehensive Compliance, Risk and Analytics solutions. Fintellix partners work in tandem with us as co-owners for growing and expanding the Fintellix solution footprint in their regions.

Sequoia Capital in India currently manages funds capitalized at close to USD 1.4 bn and

USA 70 East Sunrise HighwaySuite 522, Valley StreamNY11581

SOUTH AFRICA#128, 10th Street ParkmoreSandton 2196

PHILIPPINES 18th Flr, Philamlife TowerPaseo de RoxasMakati City 1226Manila

UAE# 1806-7, BB1 TowerMazaya Business AvenueJumeirah Lakes TowersDubai

SINGAPOREAXA Tower, 8 Shenton WayLevel 34-01Singapore 068811

INDIA (HQ) # 5 - 10, 17 H Main5th Block, KoramangalaBangalore 560 095

INDIA 101 Suraj Prakash 86 SG Road, Prabhadevi Mumbai 400 025

VIETNAM 6th Flr, Hanoi Press Club59A Ly Thai To StreetHoan Kiem DistrictHanoi

UK Acre House, 3-5 Hyde Road Watford, Hertfordshire WD17 4WP

fintellix.com | info@fintellix.com