BROUGHT TO YOU BY

Ms. Money & the CoinsAt Your Home

Dear Parents/Guardians!

April is Financial Literacy Month and instead of singing and dancing about money in school cafetoriums throughout Massachusetts this month, Ms. Money is

sharing some songs and lessons for you and your families to practice at home!

Listen to Ms. Money, Nick and Penny sing “Needs vs. Wants” and write and/or record your own verse! If you want to video

your family’s performance, share it on Facebook or Instagram and tag @RocklandTrust #MsMoney

A really warm jacket when it’s wet and cold! (NEED)

A brand new bracelet made of solid gold (WANT)

A quieter muffler for my mother’s van (NEED)

A beach house so I can work on my tan (WANTS)

NEEDS VERSUS WANTS

WANTS VERSUS NEEDS

IF YOU WANT YOUR WALLET TO STAY FULL

YOU’VE GOT TO KNOW WHAT EACH ONE MEANS!

(Your verse)_________________________________________________________(NEED)

_________________________________________________________(WANT)

__________________________________________________________(NEED)

_________________________________________________________(WANT)

Needs vs. Wants

APRIL

2020

Member FDIC

BROUGHT TO YOU BY

Lesson: Needs vs. Wants!

Ms. Money needs help from her students, Nick and Penny.

She needs to avoid her wants and only buy what she needs...can you help Ms. Money?

What are the things you and your family need? What are some items you really want but you know you don’t need?

Need: Want:

Thanks for helping Ms. Money identify her NEEDS versus her WANTS!

Member FDIC

BROUGHT TO YOU BY

Ms. Money & the CoinsAt Your Home

In the song “Give a Little, Get a Lot,” Nick and Penny sing about the many ways people give in their communities. Can you think of ways people are giving in your community now?

Draw a picture of how they are giving, donating or working to make the world a better place and write them a thank you note! As Ms. Money says, “when you give, you feel good!”

April 2020

Dear_______________________:

Many thanks,

Give a Little, Get a Lot!

Member FDIC

BROUGHT TO YOU BY

(Parent/Guardians: Children can use this template to make their own envelope or you can share their work with Ms. Money by emailing MsMoney@RocklandTrust.com or posting on social media and tagging @RocklandTrust #MsMoney.)

Member FDIC

BROUGHT TO YOU BY

Listen to Ms. Money sing “Did I Really Spend it All?” and write down all the WANTS Ms. Money bought during the week!

BREAKING NEWS! Ms. Money spent all her money!

Member FDIC

“Oh no, Where did it all go?”

Issue 3

Look around your home and see if you can find something you already own and play with it in a NEW WAY! Like a reporter, tell us all about your adventure making something old, new!

BREAKING NEWS!

Today, I discovered I owned (WHAT?)

_____________that I had forgotten about!

I found it in the (WHERE?)_____________.

I remember I received it (WHEN?)

_____________. I used to play with it (HOW?)_____________.Today,

(WHY?_____________) I used it differently (HOW?_____________) and had fun!

It turns out I didn’t NEED another toy after all!

Ms. Money & the CoinsAt Your Home

Draw a picture:

BROUGHT TO YOU BY

Ms. Money & the CoinsAt Your Home

“We did it! We helped Ms. Money learn about money!” What did YOU learn?

Make it, Save it, Share it, Spend it!

Member FDIC

I sell bracelets I make!

Make it!How can YOU make little bits of money?

Save it!What will you save your money for?

I’m saving for a basketball!

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Member FDIC

I’m donating to the food pantry!

Share It! Is there a cause or an organization you want to help?

Spend it!What’s your plan to spend your money?

I’m ready to spend my money but first I need

a budget or a plan?

Make it, Save it, Share it, Spend it!