April, 2016 Price Volume 10, Issue 4 A Monthly …...2016/04/04 · Bajaj Finserv Financial 13.37 3.70 HCL Technologies Technology 16 3.65 Reliance Industries Energy 12.53 3.52 Larsen

Indices 1st 31st Change

March March in (%)

2016 2016

Dear Investor,

The stock market witnessed a turnaround in fortunes in the month of March. While the benchmark BSE Sensex was up by 6.57percent, mid and small cap indices were up by 7.63 percent and 6.95 percent respectively.

The upward movement began with the government sticking to its medium term consolidation plan despite the challenging circumstances. Besides, CPI inflation came in at 5.18 percent against the consensus of 5.5 percent, down from 5.69 percent in the previous month. The gross and net borrowings of the government have been lower than market expectations. Considering all these factors, we expect the RBI to cut the rates by at least 25 basis points in its first policy meet of 2016-17 on April 5, 2016.

By cutting small savings rates, the government has paved the way for a rate cut. The RBI has also been supportive to the bond market and liquidity through open market operations. Buoyed by US Fed's accommodative stance, the global markets performed well during the month. The Chinese market also did well on account of loosening stance taken by the authorities towards margin trading.

The favourable risk-reward valuations in emerging markets resulted in countries like India, Brazil, Taiwan and South Korea receiving robust fund flows in the month of March. India's forex reserves reached a record high at $355 billion for the week ended March 18, 2016.

Since we are at the start of a new financial year, it is strongly recommended that you must review your portfolio composition and plan for future investments to avoid making abrupt investment decisions. Although there is no significance of a new financial year in the review and investment process, it certainly helps in maintaining the discipline of doing it at fixed intervals. One of the important aspects of portfolio review is to have a close look at the quality of stocks and sector allocation for different funds in your portfolio. To help you in this process, we have provided the details such as top holdings, sector wise exposure as well as alpha, beta and standard deviation of select funds.

If you need help in reviewing your portfolio, do not hesitate to write to us and we will do the needful.

Warm regards,

Hemant RustagiEditor

The Stock MarketPerformanceDuring March 2016.

Sensex 23,779.35 25,341.86 6.57

MIDCAP 9,866.27 10,618.95 7.63

SMLCAP 9,856.56 10,541.68 6.95

BSE-100 7,309.69 7,835.45 7.19

BSE-200 3,040.28 3,259.37 7.21

BSE-500 9,499.91 10,185.12 7.21

Registered - R.N.I. No.: MAHENG/2007/19802 • Postal Regd. No.: MCN/72/2016-2018 • Posted at Mumbai Patrika Channel Sorting Office, GPO, Mumbai on 9th & 10th of every month.

Volume 10, Issue 4

April, 2016

A Month ly Publ icat ion f rom Wiseinvest Advisors Private Limited

Price ` 2

Inside Pg No.

“Wealthwise” is a monthly publication brought to you by Wiseinvest Advisors, which is a quality investment advisory firm that specializes in mutual funds. Our CEO, Hemant Rustagi, is a well known personal finance expert. He brings with him an experience of more than 25 years in this field. He regularly writes articles for major national dailies and business magazines as well as appears as a personal finance expert on many investments related TV shows. Besides, our team of advisors has professionals who have spent years in the mutual fund industry. In the last eleven years, thousands of our clients have benefitted from our quality advice and have made mutual funds as the mainstay of their portfolio. You can benefit too from our expertise for your existing as well as new investments. All you need to do is to just call up any of the branches or email your requirements at

and our professional advisors will do the [email protected]

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2-3Top 10 Holdings Of SelectEquity & Equity OrientedFunds As On February 29, 2016

4Performance Of Select Funds

5Analysis Of Equity &Equity Oriented Funds

6It's Time To EmbraceFinancial Planning

April 2016 | Page No. 2

Top 10 Holdings Of Select Equity & Equity Oriented Funds As On February 29, 2016

HDFC Equity Fund

HDFC Top 200 Fund

ICICI Prudential Focused Bluechip Equity Fund

ICICI Prudential Value Discovery Fund

IDFC Premier Equity Fund

Company Name Sector PE Weighting (%)

Infosys Technology 21.36 9.65

State Bank of India Financial 9.76 7.36

ICICI Bank Financial 11.40 7.12

Larsen & Toubro Diversified 24.58 6.33

Maruti Suzuki India Automobile 23.90 5.06

HDFC Bank Financial 22.60 4.68

Tata Motors DVR Automobile - 4.22

Aurobindo Pharma Healthcare 24.17 4.12

Bank of Baroda Financial 0.00 3.30

BPCL Energy 8.11 3.10

FUND MANAGER: Prashant Jain (Since June 19, 2003)






ITC FMCG 26.88 4.37

Reliance Industries Energy 12.53 3.8



Aurobindo Pharma Healthcare 24.17 3.23

Axis Bank Financial 12.64 2.87

FUND MANAGER: Prashant Jain (Since June 19, 2003)






ITC FMCG 26.88 3.91

Bajaj Finserv Financial 13.37 3.70

HCL Technologies Technology 16 3.65



Indusind Bank Financial 25.54 2.81

FUND MANAGER: Manish Gunwani (Since Jan 2012)




NTPC Energy 10.03 6.01


Bank of Baroda Financial 0.00 2.96

Mahindra & Mahindra Automobile 24.75 2.73

Wipro Technology 15.38 2.62

Bharti Airtel Communication 26.30 2.62

Amara Raja Batteries Engineering 31.91 2.57


FUND MANAGER: Mrinal Singh (Since Feb 2011)


Vardhman Textiles Textiles 9.12 4.79

SKS Microfinance Financial 26.05 3.99

Blue Dart Express Services 79.90 3.66

Ashok Leyland Automobile 34.47 3.65

FAG Bearings India Engineering 32.21 3.44


Page Industries Textiles 57.04 3.21

VA Tech Wabag Engineering 31.19 3.18

Gujarat State Petronet Services 18.47 3.17

Asian Paints Chemicals 49.16 3.13

FUND MANAGER: Aniruddha Naha (Since 7 Sep 2015)

Birla Sun Life Equity Fund

Birla Sun Life Frontline Equity Fund

Canara Robeco Equity Diversified Fund

Franklin India Prima Plus Fund

Franklin India Smaller Companies Fund



Sun Pharmaceutical Inds. Healthcare 50.49 4.80

ITC FMCG 27.84 4.53


Tata Chemicals Chemicals 20.28 3.74


HCL Technologies Technology 16.06 3.46

Tech Mahindra Technology 16.63 3.19

Dr. Reddy's Lab Healthcare 20.79 2.98

Yes Bank Financial 15.07 2.96

FUND MANAGER: Anil Shah (Since October 03, 2012)





ITC FMCG 26.88 3.90





NTPC Energy 10.03 2.67


Fund Manager: Mahesh Patil (Since November 17, 2005)





Ultratech Cement Construction 39.51 3.21


HPCL Energy 5.67 3.13


Kotak Mahindra Bank Financial 36.49 2.39


Tata Motors Automobile 14.39 2.27

FUND MANAGER: Ravi Gopalakrishnan (Managing this Fund: 3 Years 5 Months)





Bharti Airtel Communication 26.30 4.01


Dr. Reddy's Lab Healthcare 21.26 3.06





FUND MANAGER: Anand Radhakrishnan & R. Janakiraman


Finolex Cables Engineering 18.67 4.06

eClerx Services Services 16.08 3.35

FAG Bearings India Engineering 32.21 3.08


Finolex Inds. Chemicals 23.88 2.21


Voltas Cons Durable 27.26 2.19


Atul Chemicals 17.90 2.09

Repco Home Finance Ltd. Financial 25.16 2.06

FUND MANAGER: R. Janakiraman & Roshi Jain

Page No. 3 | April 2016

Top 10 Holdings Of Select Equity & Equity Oriented Funds As On February 29, 2016

Reliance Equity Opportunities Fund

Reliance Regular Savings Fund - Balanced Option

SBI Magnum Global Fund

Tata Balanced Fund




Indian Hotels Services 0 4.87


Abbott India Healthcare 40.38 4.01

Divi's Laboratories Healthcare 25.36 4.00


HCL Technologies Technology 16 3.55

Sanofi India Healthcare 40.25 3.50


FUND MANAGER: Sailesh Raj Bhan (Since Mar 2005)







Motherson Sumi Systems Automobile 28.00 2.90


TV18 Broadcast Services 36.37 2.72



FUND MANAGER: Sanjay Parekh (w.e.f. 2nd April 2012) & Amit Tripathi


P&G Hygiene & Health Care FMCG 50.26 4.79

Solar Industries Chemicals 38.52 3.83

Grindwell Norton Metals 37.36 3.67

Dr. Lal Pathlabs Healthcare 81.18 3.61

Pidilite Industries Chemicals 44.97 3.59

Whirlpool Cons Durable 36.58 3.47

Britannia Inds. FMCG 41.68 3.25

Cholamandalam Invest. & Fin. Financial 20.91 3.1

Sundaram Finance Financial 31.95 3.03

Page Industries Textiles 57.04 3.02

FUND MANAGER: R. Srinivasan (Since May 2009)






Power Grid Corp. Energy 12.29 2.05


Eicher Motors Automobile 53.38 1.86

Zee Entertainment Ent. Services 37.42 1.84

Glenmark Pharma. Healthcare 41.48 1.74

Asian Paints Chemicals 49.16 1.67

FUND MANAGER: Atul Bhole (Since Jan 2012) & Akhil Mittal (Since July 2015)

Kotak 50 Fund

Kotak Select Focus Fund

L&T India Prudence Fund

Motilal Oswal MOSt Focused Multicap 35 Fund











ITC FMCG 26.88 3.14

FUND MANAGER: Harish Krishnan (Since November 15, 2013)





Ultratech Cement Construction 39.51 3.95

The Ramco Cements Construction 21.87 3.43


Shree Cement Construction 95.52 2.96




FUND MANAGER: Harsha Upadhyaya (Since Aug 1, 2012)







Hindustan Unilever FMCG 47.08 2.29

ITC FMCG 26.88 2.28

P&G Hygiene & Health Care FMCG 50.26 1.83


Engineers India Construction 18.94 1.54

FUND MANAGER: S. N. Lahiri (investments in equity and equity related instruments), Vikram Chopra

(investments in debt and money market instruments) and Abhijeet Dakshikar (investment in foreign

securities)


Eicher Motors Automobile 53.38 9.23




Britannia Inds. FMCG 41.68 7.38

Interglobe Aviation Services 24.77 6.60

HPCL Energy 5.67 6.40

Ajanta Pharma Healthcare 33.43 4.72

Tata Consultancy Services Technology 22.61 4.55


FUND MANAGER: Gautam Sinha Roy (Since May 5, 2014)


Performance Of Select FundsData as on March 23, 2016

Mutual funds, like securities investments, are subject to market and other risks. As with any investments in securities, the NAV of units can go up or down depending on the factors and forces affecting capital markets.

Please check whether you have received dividend for the fund/s that you may have in your portfolio out of this list. In case, you do not maintain any portfolio statement, Wiseinvest Advisors can do that for you free of charge. Once we have the details, we would send your updated statement every month. You can contact our corporate office or any of the branches to avail of this free service.

Arbitrage FundsICICI Prudential Equity Arbitrage Fund Dec-06 0.49 1.48 2.99 6.77 7.69 8.27 8.56IDFC Arbitrage Plus Fund - Regular Jun-08 0.64 1.33 2.73 5.90 7.05 7.54 7.74Kotak Equity Arbitrage Fund Regular Sep-05 0.58 1.58 3.10 6.98 7.92 8.31 8.51Religare Invesco Arbitrage Fund Apr-07 0.57 1.49 3.01 6.94 7.70 7.67 8.04

EQUITY FUNDSDiversified Fund Launch 1-Month* 3-Month* 6-Month* 1-Year* 2-Year** 3-Year** 5-Year**Axis Equity Fund Jan-10 6.92 -3.14 -1.83 -6.56 14.30 15.10 11.77Birla Sun Life Frontline Equity Fund Aug-02 8.03 -1.66 -1.23 -5.62 17.44 17.99 12.70Birla Sun Life Equity Fund Aug-98 9.34 -2.09 -2.77 -4.85 22.30 22.59 13.37BNP Paribas Equity Fund Sep-04 6.60 -4.26 -3.68 -8.56 20.13 18.87 14.13Canara Robeco Equity Diversified Sep-03 8.47 -7.32 -7.24 -12.54 12.43 13.19 10.22Franklin India Prima Plus Fund Sep-94 7.99 -0.85 -0.94 -2.86 24.10 22.09 15.00HDFC Equity Fund Jan-95 12.28 -6.55 -6.16 -10.83 14.39 15.62 9.03HDFC Top 200 Fund Sep-96 11.66 -4.76 -4.53 -10.11 12.68 13.78 8.58ICICI Prudential Dynamic Fund Oct-02 7.46 -3.49 -0.15 -8.13 11.90 16.43 10.73ICICI Prudential Focused Bluechip May-08 8.28 -3.63 -2.43 -7.60 14.23 15.87 11.48Kotak 50 Regular Plan Dec-98 8.00 -2.64 -2.42 -5.03 17.62 15.81 10.84Kotak Select Focus Fund Regular Plan Sep-09 7.76 -2.85 -3.30 -3.63 22.39 21.77 14.44L&T Equity Fund May-05 7.96 -3.44 -3.81 -9.13 18.29 17.90 10.63Motilal Oswal MOSt Focused Multicap Apr-14 6.61 -5.02 -4.65 -3.17 — — —Reliance Top 200 Fund - Retail Plan Aug-07 8.99 -5.64 -4.24 -8.96 18.55 17.96 12.10Religare Invesco Contra Fund Apr-07 8.15 -4.45 -2.54 -6.62 24.11 22.63 13.67SBI Bluechip Fund Feb-06 7.81 -1.48 0.89 -1.95 21.95 19.96 14.89UTI Opportunities Fund Jul-05 8.34 -2.87 -4.60 -11.80 11.43 13.28 10.69

Sector, Specialty & Tax SavingCanara Robeco F.O.R.C.E Fund Sep-09 8.16 -7.13 -6.86 -8.59 19.18 16.34 12.34ICICI Prudential Infrastructure Fund Aug-05 9.36 -10.39 -9.18 -14.82 15.33 13.37 4.79Reliance Banking Fund May-03 11.90 -5.57 -8.32 -12.44 18.78 14.12 8.88Reliance Pharma Fund Jun-04 -0.90 -10.84 -12.74 -2.08 23.37 27.26 20.78Axis Long Term Equity Fund Dec-09 5.59 -3.56 -4.34 -7.09 25.03 27.51 19.77HDFC Taxsaver Fund Mar-96 10.85 -6.23 -5.82 -11.45 15.49 16.20 9.51IDFC Tax Advantage (ELSS) Fund Dec-08 8.06 -5.51 -4.99 -10.14 19.49 20.17 13.76Reliance Tax Saver Fund Sep-05 9.99 -5.80 -0.49 -11.82 25.27 25.68 16.22

Midcap & SmallcapCanara Robeco Emerging Equities Mar-05 7.59 -10.26 -5.22 -2.59 37.09 32.23 21.68Franklin India Smaller Companies Jan-06 6.87 -4.73 -0.82 -1.41 34.44 34.08 22.66HDFC Mid-Cap Opportunities Fund Jun-07 8.45 -5.23 -3.24 -2.42 28.19 28.22 20.11ICICI Prudential Value Discovery Fund Aug-04 8.45 -3.95 -2.75 -5.73 28.86 26.88 18.74IDFC Premier Equity Fund - Regular Sep-05 6.02 -5.41 -2.99 -7.72 22.64 23.26 17.57Motilal Oswal MOSt Focused Mid 30 Feb-14 3.97 -5.47 -5.48 -3.25 34.58 — —SBI Magnum Global Fund Sep-94 4.28 -4.68 -4.91 -6.22 26.25 25.25 19.62L&T India Value Fund Jan-10 8.10 -5.89 -2.72 1.20 33.57 27.58 17.37Reliance Equity Opportunities Fund Mar-05 6.96 -10.40 -9.14 -12.01 17.43 17.54 14.57

HYBRIDEquity, Debt Oriented & Multi Asset ClassBirla Sun Life Balanced '95 Fund Feb-95 6.90 -1.67 -0.06 -1.87 20.15 18.57 12.73Canara Robeco Balance Fund Feb-93 7.39 -5.94 -2.34 -3.43 19.14 16.88 12.86HDFC Balanced Fund Sep-00 7.75 -2.34 -0.68 -1.83 20.66 20.53 14.82HDFC Prudence Fund Feb-94 8.82 -5.98 -4.09 -5.60 17.30 16.86 11.43ICICI Prudential Balanced Advantage Dec-06 6.68 -2.14 -0.27 0.99 14.14 15.50 13.80ICICI Prudential Balanced Fund Nov-99 6.45 -2.20 -0.13 -2.28 17.91 18.23 15.00L&T India Prudence Fund Jan-11 5.87 -2.96 -0.89 -0.53 21.79 21.18 14.04Reliance Regular Savings Fund - Bal Jun-05 6.85 -4.12 -0.26 0.30 19.86 18.44 13.35SBI Magnum Balanced Fund Dec-95 5.43 -2.39 0.02 -0.46 20.26 19.95 14.11Tata Balanced Fund - Regular Plan Oct-95 5.80 -3.02 -2.68 -4.99 22.24 20.40 15.48Axis Triple Advantage Fund Aug-10 2.07 2.74 0.68 -0.42 8.10 7.37 8.41Franklin India Dynamic PE Ratio Fund Oct-03 4.68 -0.20 0.52 1.05 13.16 11.81 9.39Kotak Equity Savings Fund - Regular Oct-14 2.06 0.26 1.21 3.19 — — —

Dividends declared by equity and equity-oriented funds duringthe month of March 2016 Scheme name Date Dividend declared in ̀ Per unitEdelweiss ELSS Fund (D) 03/03/2016 0.50HDFC Top 200 Fund (D) 03/03/2016 3.50UTI Long Term Advantage (D) 03/03/2016 1.50UTI Master Equity Plan (US) 03/03/2016 1.50Birla SL Dividend Yield (D) 04/03/2016 0.27Reliance Close-End Eqty-2-Sr-A (D) 04/03/2016 1.00Reliance Pharma Fund (D) 04/03/2016 7.00Tata Balanced Fund - Regular (D) 04/03/2016 5.75IDFC Premier Equity - Regular (D) 08/03/2016 3.50Axis Equity Fund (D) 10/03/2016 1.00Axis Focused 25 Fund (D) 10/03/2016 1.00HDFC Tax Saver (D) 10/03/2016 6.00Birla SL Tax Relief 96 (D) 11/03/2016 6.50DSP-BR Equity Fund - RP (D) 11/03/2016 5.60Mirae (I) Opportunities-RP (D) 11/03/2016 1.35Reliance Tax Saver (ELSS) (D) 11/03/2016 0.45SBI Magnum Tax Gain (D) 11/03/2016 4.00Sundaram Tax Saver (D) 11/03/2016 0.50Tata Infrastructure Fund - Regular (D) 11/03/2016 1.75Templeton (I) Equity Income (D) 11/03/2016 0.70IDFC Equity Fund - Regular Plan (D) 14/03/2016 1.00L&T India Prudence Fund (D) 15/03/2016 0.07Reliance Growth Fund - RP (D) 15/03/2016 5.50UTI Balanced Fund (D) 16/03/2016 0.50UTI Infrastructure Fund (D) 16/03/2016 0.90UTI Top 100 Fund (D) 16/03/2016 2.10HDFC Equity Fund (D) 17/03/2016 4.50HDFC Infrastructure Fund (D) 17/03/2016 1.00JPMorgan India Equity Fund (D) 17/03/2016 0.18Birla Sun Life 95 Fund (D) 18/03/2016 2.65BNP Paribas Dividend Yield (D) 18/03/2016 0.10BNP Paribas Long Term Equity (D) 18/03/2016 0.25ICICI Pru Balanced Fund (D) 18/03/2016 0.12L&T Tax Advantage (D) 18/03/2016 1.20Tata Pure Equity Fund - Regular Plan (D) 18/03/2016 3.35IDFC Sterling Equity Fund - RP (D) 21/03/2016 1.50Kotak Equity Savings Fund - Regular (QD) 21/03/2016 0.12Kotak Tax Saver - Regular (D) 22/03/2016 0.65Religare Invesco Bus-Leaders (D) 22/03/2016 1.90Religare Invesco Contra (D) 22/03/2016 2.65Religare Invesco Dynamic Equity (D) 22/03/2016 0.13Religare Invesco Mid Cap (D) 22/03/2016 2.75Baroda Pioneer Balance (D) 23/03/2016 1.00Baroda Pioneer ELSS 96 - Plan-A (D) 23/03/2016 2.50Birla Sun Life Tax Plan (D) 23/03/2016 5.75DSP-BR Small & Mid Cap -RP (D) 23/03/2016 1.90HDFC MidCap Opportunities (D) 23/03/2016 1.50HSBC Tax Saver Equity Fund (D) 23/03/2016 1.50ICICI Pru Value Discovery Fund (D) 23/03/2016 2.50L&T Arbitrage Oppor. - Regular (QD) 23/03/2016 0.20Reliance Equity Oppor - RP (D) 23/03/2016 2.75Reliance RSF - Equity (D) 23/03/2016 3.50SBI Magnum Balanced Fund (D) 23/03/2016 0.65Peerless Equity Fund (QD) 27/03/2016 1.85Birla Sun Life Index Fund (D) 28/03/2016 1.15BOI AXA Equity Fund -RP (D) 28/03/2016 1.00BOI AXA Tax Advtg -RP (D) 28/03/2016 2.00DSP-BR Balanced Fund (D) 28/03/2016 0.22HDFC Balanced Fund (D) 28/03/2016 0.60HDFC Prudence Fund (D) 28/03/2016 0.30Kotak Equity Arbitrage - Regular (BMD) 28/03/2016 0.23Reliance Arbitrage Advantage (D) 28/03/2016 0.15Reliance Arbitrage Advantage (MD) 28/03/2016 0.05Reliance Mid & Small Cap Fund (D) 28/03/2016 1.20Reliance Small Cap Fund (D) 28/03/2016 1.20Kotak Balance - Regular Plan (D) 29/03/2016 0.07JM Balanced Fund (QD) 30/03/2016 6.00JM Equity Fund (HD) 30/03/2016 6.25

*Absolute ** Annualised. Past performance may or may not be sustained in future.

Page No. 5 | April 2016

Analysis Of Equity & Equity Oriented Funds

This table gives you information on sector and segment wise exposure of select equity and equity oriented hybrid funds. It also highlights alpha, beta and standard deviation for each of these funds. If you have these funds in your portfolio, you will get to know about their portfolio mix and what do these funds offer in terms of risk and reward. For example, alpha is a measure of a scheme’s performance on a risk-adjusted basis. It takes the volatility of a fund portfolio and compares its risk-adjusted performance to a benchmark index. A positive alpha of 1.0 means the fund has outperformed its benchmark index by 1%. Beta is a measure of volatility of a fund in comparison to its benchmark. A beta of less than 1.0 indicates that investment will be less volatile than the benchmark, and, correspondingly, a beta of more than 1.0 indicates that the investment's price will be more volatile than its benchmark. Standard deviation tells us how much the return on a fund is deviating from the expected returns based on its historical performance.

Financial Tech. Energy Health FMCG Services Auto Diversified Commun. Chem. Const. Engg. Metal Cons Textiles Large Mid Small Alpha Beta Standard

Durable Cap Cap Cap Deviation

(%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%) (%)

DiversifiedBirla Sun Life Frontline Equity 26.83 12.63 14.34 9.02 7.37 2.67 7.55 4.91 - - 2.97 3.63 - - - 87.98 11.98 0.03 6.31 1.01 14.82

Birla Sun Life Equity 26.68 10.13 4.59 15.05 8.02 - 11.60 2.96 2.71 6.31 2.13 - - - - 69.69 24.29 6.32 9.37 1.08 17.01

BNP Paribas Equity 31.78 9.19 3.36 7.78 4.43 8.28 5.46 - 11.00 - 4.12 4.65 - - - 83.45 9.83 6.59 6.94 0.98 15.55

Canara Robeco Equity Diversified 20.29 8.96 14.77 6.37 2.38 8.49 8.64 - - 4.55 9.64 10.20 - - - 64.01 22.64 13.21 2.38 1.07 16.14

Franklin India Prima Plus 28.24 9.24 - 8.90 6.02 5.54 9.17 4.37 4.81 - 3.09 7.75 - - - 71.04 26.25 2.63 9.33 0.93 14.21

HDFC Equity 30.21 14.38 9.39 4.75 - 4.01 12.97 9.06 - - 3.29 5.33 3.53 - - 76.03 16.12 7.85 2.92 1.24 19.22

HDFC Top 200 32.01 13.69 13.88 4.15 4.37 - 8.40 6.95 2.44 - - 5.48 4.36 - - 84.78 14.84 0.38 1.50 1.20 18.29

ICICI Prudential Dynamic 18.21 11.06 25.17 6.36 5.15 3.51 8.56 5.26 0.98 - - + 6.38 - - 77.98 16.01 5.75 4.62 0.85 13.65

ICICI Pru Focused Bluechip Equity 32.72 15.58 12.63 8.39 5.25 - 7.43 4.74 2.51 - 2.11 - 1.91 - - 96.21 3.79 - 4.30 0.97 14.3

ICICI Prudential Value Discovery 22.45 7.05 9.93 3.28 - 6.15 8.94 8.63 - 3.37 7.42 6.75 - - - 65.85 28.02 6.13 13.34 1.05 17.51

Kotak 50 24.26 16.24 8.98 7.58 7.78 3.35 11.31 5.30 - - 7.96 2.26 - - - 86.19 13.81 - 4.32 1.06 15.63

Kotak Select Focus Fund 23.57 8.70 9.80 5.60 6.72 3.89 7.87 2.78 - - 12.11 3.07 - - - 78.02 18.37 3.77 9.20 1.04 15.59

L&T Equity Fund 21.56 10.49 7.94 8.16 9.82 5.38 7.57 4.00 - - 11.96 4.78 - - - 76.52 14.37 9.11 5.99 1.03 15.29

Motilal Oswal Most Focused Multi 35 30.37 13.17 9.94 12.11 11.56 6.60 13.61 - - 2.28 - - - - - 84.55 15.77 - - - -

Reliance Top 200 Fund 24.24 10.71 16.59 2.57 7.52 8.76 13.63 5.10 0.28 - - 8.88 - - - 77.78 22.22 - 5.88 1.08 16.63

Religare Invesco Contra Fund 22.42 14.17 11.63 2.83 4.37 9.43 17.52 - - 3.32 5.38 - 2.13 - - 67.50 26.45 6.04 10.23 1.17 18.45

SBI Bluechip Fund 20.12 9.69 8.16 14.21 3.98 - 8.99 3.43 - 4.72 5.67 5.70 - - - 72.89 27.11 - 8.22 0.92 13.69

UTI Opportunities Fund 26.54 14.96 8.32 7.46 5.43 - 13.65 3.23 2.82 - 7.51 3.20 - - - 80.51 18.94 0.55 1.80 0.99 14.64

Sector / ThematicCanara Robeco F.O.R.C.E Fund 44.30 0.88 - - 14.13 24.56 0.96 - - 2.41 - - - 2.26 4.75 60.92 24.81 14.27 6.11 1.20 18.89

ICICI Prudentail Infrastructure 10.48 - 36.80 - - 6.93 - 5.42 3.30 - 18.28 14.39 2.41 - - 53.39 23.55 23.06 1.54 1.41 23.21

Reliance Banking Fund 97.41 - - - 0.08 - - - - - - - - - - 78.61 17.63 3.99 2.12 0.97 26.77

Reliance Pharma - - - 97.59 - - - - - - - - - - - 61.22 32.79 5.98 4.52 0.83 15.71

Midcap & SmallcapFranklin India Smaller Com. 16.37 4.67 - - 4.31 11.97 2.86 - - 9.67 9.14 18.84 4.98 4.34 - 12.48 45.40 42.11 19.18 1.04 17.51

HDFC Mid-Cap Opportunities 20.06 8.15 - 9.54 6.30 6.55 4.94 - - 9.01 - 13.38 4.57 5.16 - 23.69 59.91 16.13 14.60 0.96 16.69

IDFC Premier Equity Fund 10.10 - - 5.15 9.45 13.61 7.07 - - 6.17 2.87 13.50 - 2.61 8.78 24.57 49.46 25.97 11.03 0.97 16.3

Motilal Oswal Most Focused Mid 30 40.47 12.30 - 8.27 5.47 - 11.34 - - - - 19.68 - 1.77 - 4.55 87.87 7.58 - - -

SBI Magnum Global Fund 16.18 - - 5.56 11.82 7.38 - - - 14.39 4.1 14.03 3.67 3.47 4.91 9.72 78.44 11.84 13.29 0.82 14.79

L & T India Value Fund 14.63 8.92 12.49 4.60 3.99 - 5.69 4.26 - 3.47 12.46 - - 6.43 49.84 19.15 31.00 14.06 1.13 18.68

Reliance Equity Opportunities 22.46 8.03 - 11.51 - 21.36 6.31 3.44 1.49 1.47 3.34 17.32 - - - 46.18 43.36 9.99 6.18 1.07 17.74

Religare Invesco Mid N Small Cap 17.57 4.21 4.83 12.01 4.48 17.67 - - - 12.41 5.62 6.72 - 2.84 - 19.90 61.74 18.36 14.42 1.17 18.91

Hybrid Equity OrientedBirla Sun Life Balanced '95 Fund 17.97 7.03 9.94 7.95 4.26 5.34 4.64 - - 2.09 - 6.26 - 1.29 - - - - 7.35 0.99 12.16

Canara Robeco Balance Fund 14.45 3.49 10.42 2.61 4.72 5.59 4.37 - - 3.69 9.51 6.50 - - - - - - 5.73 1.12 14.08

HDFC Balanced Fund 17.22 9.25 7.09 5.89 4.48 2.02 5.72 2.53 - 3.24 - 3.16 - - - - - 8.84 0.92 12.07

HDFC Prudence Fund 17.73 9.23 4.71 2.70 - - 6.28 5.90 - 6.26 4.43 6.47 3.50 - - - - - 5.25 1.28 16.71

ICICI Pru Balanced Advantage 14.34 10.41 7.95 6.66 5.50 2.17 5.66 2.49 - - 3.05 2.54 - - - - - - 4.98 0.76 9.42

ICICI Pru Balanced Fund 16.77 9.42 21.44 5.64 5.91 0.95 6.78 5.27 - 3.29 1.81 - - - - - - 7.23 0.95 11.7

L & T India Prudence Fund 14.37 8.98 5.90 5.84 11.88 4.22 2.79 - - - 6.17 2.80 1.94 - - - - - 9.81 0.94 11.73

Reliance Reg Savings Balanced 17.62 6.37 8.00 4.78 - 4.16 13.43 3.51 3.40 - - 2.27 1.62 - - - - - 6.80 1.11 13.78

SBI Magnum Balanced Fund 18.00 10.39 6.52 1.66 2.97 12.53 5.24 - - 2.02 3.00 4.39 - - - - - - 8.76 0.85 11.03

Tata Balanced Fund-Plan A 15.49 7.37 4.09 7.29 3.53 5.56 4.68 - - 5.68 9.55 4.77 - - - - - - 9.25 1.01 12.72

Source: Fund Fact Sheets. Data as on February 29, 2016.

Sector Allocation


DISCLAIMER: All reasonable care has been taken to ensure that the information contained herein is neither misleading nor untrue at the time of publication, but we make no representation as to its accuracy or completeness. All information is provided without any liability whatsoever on the part of Wiseinvest Advisors Private Limited.

RISK FACTORS: Mutual funds, like securities investments, are subject to market and other risks and there can be no assurance that the scheme's objectives will be achieved. As with any investments in securities, the NAV of units can go up or down depending on the factors and forces affecting capital markets. Please read the offer document before investing.

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Financial planning is the process of making informed money management decisions to secure your future. Financial planning helps to achieve financial goals and meet personal priorities, taking into consideration available resources, responsibilities, risk appetite and lifestyle. A financial plan lays down the allocation of savings across various asset classes to achieve an appropriate risk-reward balance.

Do you need a financial plan?All individuals and families regardless of age or income need a financial plan so that they know that they are saving enough for retirement, education funds or a new home. A financial plan gives you the discipline necessary to save money. A qualified and experienced financial planner can help you plan your investments so that you get the best returns for your risk level by spreading your investments into the different asset classes as well as investment options.

Wiseinvest Advisors is a SEBI registered Investment Adviser (Registration No. INA000000664). To maintain an arm's length distance between our Advisory and Execution services, we have set up a separate department named Investment Adviser Department (IAD).

We can help you achieve your goals by providing comprehensive fee based financial planning and making recommendations of financial products that suit your requirements the most. Our mission is to help you overcome uncertainty and take control of your finances and move confidently towards achieving your goals. The basis of fee calculation is the complexity of the engagement.

Remember, financial planning doesn't have to be an intimidating process. We have qualified and experienced advisers who can make financial planning a simple and fruitful process for you.

Our process:

Step 1: The first meeting provides an opportunity for you and us to get to know each other. You also get an opportunity to decide whether we have the capability to fulfill all your requirements.

Step 2: Establish a clear understanding of your goals and objectives as well as analyze your current situation. We have a discussion to determine what you want to achieve with your wealth.

Step 3: Determine your risk profile through discussion and a psychometric test. This enable us to find out how much risk you would like to and need to take to achieve your goals.

Step 4: Develop your unique financial plan. This will also include the recommended asset allocation and various investment options that suit your needs. While doing this, we also analyze your current investments. We present a final version of your customized financial plan so that you're positioned to move forward.

Step 5: Implement the investment plan. There would be no obligation on you to choose Wiseinvest Advisors to implement the recommendations made in the financial plan.

Step 6: We'll meet regularly to proactively address changes in your circumstances, as well as those in the markets, economy and taxes.

If you are keen to start the process of financial planning, you can get in touch with Investment Advisers either at our Andheri or Fort office.

It's Time To Embrace Financial Planning

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