Results 2012

Topics

Brazilian and Regional Economy

03

Profile and Corporative Governance

08

Operational Features

15

HighlightsConglomerate

36

Sustainability

38

Financial Information

19

Contacts

40

Brazilian and Regional Economy

Brazilian Economy

6.1

4.184.55

6.56

5.84

2008 2009 2010 2011 2012

Inflation IPCA- %

Source: IBGE

9.511 10.720

11.709 12.769

14.183

15.992 16.918

19.509

21.483 22.402

2003 2004 2005 2006 2007 2008 2009 2010 2011 2012

Earnings Per Capita (R$)

Source: IBGE

11.2

4.6

Unemployment - %

Source: IBGE

5.2

-0.6

7.5

2.7

0,9

2008 2009 2010 2011 2012

GDP - Variation %

Source: IBGE

4

Brazilian Economy – Projections

Indicators median- added 2013 2014

National Extended Consumer Price Index (%) 5.69 5.50

General Prices Index - DI (%) 5.17 5.00

General Prices Index -M (%) 5.20 5.20

Consumer Price Index-Fipe (%) 5.32 5.00

Exchange Rate – End of period (R$ / US$) 2.00 2.05

Exchange Rate – average in the period (R$ / US$) 2.00 2.04

Goal Special System for Settlement and Custody rate – End of period (% a.a.) 7.25 8.25

Goal Special System for Settlement and Custody rate – Average in the period (% a.a.) 7.25 8.25

Clear Debt of the Public Sector (% GDP) 34.50 33.20

GDP (% growth) 3.10 3.60

Industrial Production (% of growth) 3.10 3.50

Current Account (US$ Billion) -63.10 -68.35

Balance of Trade (US$ Billion) 15.20 15.60

Direct Foreign Investiments (US$ Billion) 60.00 60.00

Managed Price (%) 3.25 4.35

Source: Focus Report of Central Bank of Brazil – 22/02/2013

5

GDP distribution - DF

0,5% 6,8%

37,4%55,4%

Animal/Agriculture

Industry

Services and Trade

Public Administration

Source: IBGE and CodeplanData-basis: 2011

116,45129,48

142,57

2009 2010 2011

R$ billion

GDP – FEDERAL DISTRICT

Fonte: BACEN

Dec/12122.505

Dec/1289.915

Dec/12212.420

Credit - Individuals

Credit - Companies

Total Credit

Mid-West Credit(R$ million)

100

105

110

115

120

125

130

135

140

145

150

IBC-Br-CO

IBC-Br

Economic Activity Index of Central Bank of

Brazil – IBC – seasonal adjustment

Mid-West Region and Federal District’s Economy

6

Banking Sector

35.2

Dec/1253.5

3.2

4.5

3.23.6

0

1

2

3

4

5

0

10

20

30

40

50

60

jan/0

8

abr/

08

jul/08

out/

08

jan/0

9

abr/

09

jul/09

out/

09

jan/1

0

abr/

10

jul/10

out/

10

jan/1

1

abr/

11

jul/11

out/

11

jan/1

2

abr/

12

jul/12

out/

12

Credit/GDF Default

Credit evolution and Default - National

Financial System - %

Dec/0811.18

nov/0813.64

ago/09 8.65

jul/1010.32

jul/1112.25

dez/127.16

Special System for Settlement and Custody - %

Average Spread in the Credit Operations (p.p)

Source: BACEN

Nov/0518.6

out/0711.9

Dec/08 20.8

Dec/09;12.4

July/1117.5

Nov-1211.2

Brazilian Preferential Rate – TPB (%)

24.7

27.43

19.75

0

5

10

15

20

25

30

35

40

45

50

Ja

n-0

8

Apr-

08

Jul-08

Oct-

08

Jan-0

9

Apr-

09

Jul-09

Oct-

09

Jan-1

0

Apr-

10

Jul-10

Oct-

10

Jan-1

1

Apr-

11

Jul-11

Oct-

11

Jan-1

2

Apr-

12

Jul-12

Oct-

12

Total

Individuals

Companies

7

Profile and Corporative Governance

Brasília. DF

Brazil

Brazil – Brasília/DF

9

Mid-West Region and Federal District

Area

Population

Population

Density

GDP per

Capita

HDI

5.802 km2

2.6 milliion inhabitants

450 inhab/ km2

R$ 57.033 (The highest in Brazil)

0.844 (The biggest in Brazil)

Federal District

Area

Population

Population

Density

GDP per

Capita

HDI

1.606.371.505 km2

14.5 million inhabitants

8.26 inhab/ km2

R$ 24.939

Mid-West

0.815

10

Brasília. DF

Brasil

Banco de Brasília – Brief history

Banco de Brasília S/A – BRB, a mixed

economy company, whose major shareholder is

the Government of the Federal District, was

established on December 10th. 1964 by a

Federal Law and it was authorized to operate

by Central Bank of Brazil on July 12th. 1966.

It is the financial agent of the Government of

the Federal District, which acts as a retail

bank as well as a regional development one.

It holds 106 Branches, which include the

capitals São Paulo, Rio de Janeiro, Goiânia,

Cuiabá and Campo Grande, not to mention that

it offers 758 ATMs, 48 thousand shared ones

(among which there are 24 hour ATMs, other

associates such as Banco do Brasil, and also

231 Non-bank Correspondents). Besides these

channels, BRB also provides internet services

(BRB Banknet) and Call Center services (BRB

Telebanco).

11

100% 99.0% 69.74%

100%

Shareholders Structure

99.9%

96.85% ON = 27.130.856

PN = 8.028.940

Total = 35.159.796

3.18%

1%

3.15% ON = 883.794

PN = 261.060

Total = 1.144.854

Minor shareholders

BSLI 3 (ON) = 28.014.650

BSLI 4 (PN) = 8.290.000

Total = 36.304.650

12

Organization Chart

13

Fiscal Council

Board of Directors

Presidency

Credit Analisis Management

Control Director

Financial Director

Branches Director

Credit Director

Government and

Development Director

Administrative Director

Technology Director

General Assembly of Shareholders

Administration Council

Audit Superintendency

Audit Committee

Remuneration Committee

Ratings – Local Currency

A-

Perspective: Stable

A2.br*

*Bank Deposits NSR (National ScaleRating) – Local Currency

9.35

Normal Risk -

14

Perspective: Neutral

Operational Features

BRB’s Business model

16

Business Support

Pillars

“ To act as a public bank inductor of sustainable development of the Federal District and regions of influence. providing innovative financial solutions with excelence in dealing with costumers”.

Mission

* Financeira BRB offers the product to customers who do not hold a current account.

Retail

Credit –Individuals

Credit on Consignment*

Personal Credit

Agribusiness (Micro and Small Producer)

Mortgage

Wholesale

Investiments/Others

Bank Deposit Certificate/ Savings

Investiment Funds

Credit Cards

Insurance

Credit –Companies

Working Capital

Advance on Receivables

Agribusiness (Medium-sized and Major

Producer)

Corporate Operations

Civil Construction Financing

Structured Operations

Collection

Market Participation

17

MARKET SHARE OF CREDIT – Mid-West

MARKET SHARE OF CREDIT – Federal District2

2Source: Central Bank of Brazil. data-basis October/12

3.0%

97.0%

Mid-WestOct/2012

BRB Others

2,8%

97,2%

Mid-West Oct/2011

BRB Others

11,1%

88,9%

BRB

Ohters Financial Institutions

1Source: Central Bank of Brazil. data-basis February/13

RANKING PER BRANCHES AND CUSTOMER CARE LOCATION IN THE DF1

Institution Branches CCL

BB 108 65

58 43

58 30

CEF 54 14

Bradesco 44 11

Santander 34 54

HSBC 12 06

Clients

18

82,4%

7,2%

Clientele

Individuals

Companies

58%

41%

1%

Individuals

Private Sector

Public Servants

Others

Source: BRB

O BRB serves approximately 534 thousand clients:

Pir

Financial Information

Main Economic Indicators

20

R$ Million 2012 2011 4Q12 3Q12 2Q12 1Q12 4Q11 4Q12/3Q12 2012/2011

Credit Portfolio 6.382 4.880 6.382 6.020 5.667 5.321 4.880 6.0% 30.8%

Total Assets 9.767 8.669 9.767 10.109 9.625 8.960 8.669 -3.4% 12.7%

Total Deposits 6.655 6.405 6.655 7.285 7.093 6.543 6.405 -8.6% 3.9%

Deposists in cash 901 814 901 809 763 706 814 11.4% 10.7%

Term Depositis 3.868 3.950 3.868 4.655 4.579 4.186 3.950 -16.9% -2.1%

Court Deposits 634 509 634 606 575 506 509 4.6% 24.6%

Savings Deposit 1.255 1.074 1.255 1.215 1.175 1.149 1.074 3.3% 16.8%

Equity Capital 946 780 946 917 870 830 780 3.2% 21.3%

Net Income 215.4 96 52.8 47.5 71 44.0 -57 11.2% 124.4%

Rates

NIM * 17.9% 18.5% 17.9% 18.4% 20.4% 20.0% 18.5% -0.5p.p. -0.6 p.p.

ROAA* 2.3% 1.2% 2.3% 2.0% 2.8% 2.0% 1.2% 0.3 p.p. 1.1 p.p.

ROAE * 24.9% 12.9% 24.9% 20.8% 32.8% 21.2% 12.9% 4.1 p.p. 12.0 p.p.

% PDD 4.5% 6.0% 4.5% 4.6% 5.2% 5.6% 6.0% -0.1 p.p. -2.5 p.p.

BIS Ratio 13.4% 13.5% 13.4% 12.7% 12.9% 12.9% 13.5% 0.7 p.p. -0.1 p.p.

Tier I 11.2% 12.2% 11.2% 11.4% 11.5% 11.5% 12.2% -0.2 p.p. 1.0%

Tier II 2.2% 1.3% 2.2% 1.3% 1.4% 1.4% 1.3% 0.9 p.p. 0.9 p.p

Eficiency Rate 61.85% 62.21% 61.85% 61.10% 59.67% 64.40% 62.21% -0.36 p.p. 0.75 p.p.

*Accumulated Value

Source: BRB – Accounting Data

Assets and ROAA

21

R$ Thousand

4.999

6.612

7.734

8.668 8.959

9.625 10.109

9.767

2,2%

3,1%2,7%

1,2%

2,0%

2,8%

2,0%2,3%

2008 2009 2010 2011 1Q12 2Q12 3Q12 4Q12

Assets ROAA

CAGR = 18.2%

Source: BRB

Ativo

22

Composition of the Credit Portfolio

74,2% 75,2% 74,4% 72,2% 72,6% 73,5% 74,2% 72,3%

18,2% 15,8% 15,4% 17,0% 17,4% 16,5% 16,1%16,7%

2,5% 2,9% 3,4% 3,8% 3,5% 4,0% 3,9% 4,3%

5,1% 5,9% 6,7% 7,0% 6,5% 6,0% 5,8% 6,4%

0,0%

10,0%

20,0%

30,0%

40,0%

50,0%

60,0%

70,0%

80,0%

90,0%

100,0%

2008 2009 2010 2011 1Q12 2Q12 3Q12 4Q12

Individuals Companies Agribusiness Mortgage

Source: BRB

23

Composition of the Credit Portfolio

Source: BRB

2012(R$

thousand)

Part.

(%)

2011(R$

thousand)

Part.

(%)∆%

Comercial Credit 5,674,990 88.9% 4,348,901 89.1% 30.5%

Individuals 4,611,495 72.3% 3,520,571 72.1% 31.0%

Companies - Trade 433,902 6.8% 297,005 6.1% 46.1%

Companies – Industry 114,876 1.8% 103,564 2.1% 10.9%

Companies – Others 514,717 8.1% 427,761 8.8% 20.3%

Rural Credit 273,183 4.3% 185,628 3.8% 47.2%

Mortgage 405,816 6.4% 343,364 7.0% 18.2%

State Public Sector – Industry 1,127 0.0% 1,791 0.0% -37.1%

Interbank 27,103 0.4% 222 0.0% 12,109%

T O T A L 6,382,219 100.0% 4,879,906 100.0% 30.8%

30.7%

16.3%

BRB SFN

Increase in Loans in

2012

Credit Operations

24

2,771

3,156

3,793

4,880

5,321

5,667

6,020

6,382

66 104 125295 296 293 279 288

2008 2009 2010 2011 1Q12 2Q12 3Q12 4Q12

Credit Portfolio Provisions

CAGR *= 23.2%*Operações de Crédito

2.4%

3.3% 3.3%

6%5.6%

5.2%

4.6% 4.5%

Credit Operations x Provision (% Portfolio)

R$ millions

H

G

F

E

D

C

B

A

AA

4Q2012

Quality of the Portfolio*

AA – C = 91.72%

*Resolution CMN 2682/99Source: BRB

NFS¹ = 92.43%

¹Source: Bacen

Credit Operations – Coverage Index

25

114%124%

149%

161%169%

161% 157%152% 153% 152%

Sep-11 Dec-11 Aug-12 Sep-12 Dec-12

Coverage Ratios x NFS (National Financial System) x BRB

Coverage Ratios BRB Coverage Ratios NFS

set/11218

dez/11237

ago/12182

set/12173

dez/12170

set/11247

dez/11295 ago/12

271

set/12279

dez/12288

Default x Provision (R$ million)

Default Provision

Source: BRB

Source: Central Bank of Brazil and BRB

Coverage Index Default

Dec/2011 Dec/2012 Dec/2011 Dec/2012

NFS 157% 152% 3.57% 3.64%

BRB 125% 169% 4.85% 2.66%

Sept Dec Ago Sept Dec

26

Composition of Funding

16,9%13,2% 12,7% 10,7% 10,7% 11,0% 13,4%

55,1% 59,6% 61,7% 63,2% 64,0% 63,1% 57,3%

5,7%8,1%

8,0% 7,6% 8,0% 8,2%9,4%

20,1%17,9% 16,8% 17,4% 16,4% 16,5% 18,6%

2,2% 1,2% 0,9% 1,1% 0,9% 1,3% 1,3%

0,0%

10,0%

20,0%

30,0%

40,0%

50,0%

60,0%

70,0%

80,0%

90,0%

100,0%

2009 2010 2011 1Q12 2Q12 3Q12 4Q12

Demand Deposits Time Deposits Judicial Deposits Saving Deposits Others

37%

27%

2%

31%

3%

0%

Time Deposits - Distribution

Individuals

Companies

Related Companies

Government of the Federal District

Term Deposit with Special Guarantees

Others

Subordinate Financial Bills + Term Deposit with Special Guarantees

27

R$ Thousand

Source: BRB

81.035

103.000 105.965 108.639

191.885

131.301

4Q 2011 1Q 2012 2Q 2012 3Q 2012 4Q 2012

SFB

TDSG

Equity Capital and ROAE

28

R$ million

Source: BRB

424

581

707

780826

870917

946

28,3%

37,9%

30,0%

12,9%

21,2%

32,8%

20,8%

24,9%

-50,0%

-40,0%

-30,0%

-20,0%

-10,0%

0,0%

10,0%

20,0%

30,0%

40,0%

-100

100

300

500

700

900

1100

1300

1500

2008 2009 2010 2011 1T 12 2T 12 3T 12 4T 12

Equity Capital (R$ million) ROAE

CAGR = 22.2%

ROAE - Brazilian Banks

29

27%

25%

18%19% 19%

18% 18% 17%

14%

6%

8%

-15%

Caixa BRB Pine Banco do Brasil Banrisul Bradesco Daycoval Itaú ABC Brasil Bicbanco Santander Panamericano

13.0%

25.0

BR*

EC**

* BIS Ratio** Equity Capital - in R$ billion

13.4%

0.9

16.2%

1.2

14.8%

66.0

18.7%

4.9

16.1%

70.0

17.4%

2.2

16.7%

74.2

15.9%

1.7

15.8%

1.9

20.8%

65.9

11.7%

2.5

ROAE - Average Brazilian Banks

30

12%

17%

22%

19%

17%

9%

2%

25%

18%19%

18%

14%

6%

-15%

BRB Pine Banrisul Daycoval ABC Brasil Bicbanco Panamericano

BR*

EC**

2011 2012

13.5% 13.4%

0.8 0.9

2011 2012

18.5% 16.2%

1.0 1.2

2011 2012

17.2 18.7%

4.4 4.9

2011 2012

16.5% 17.4%

1.9 2.2

2011 2012

15.6% 15.9%

1.5 1.7

2011 2012

18.1% 15.8%

2.0 1.9

2011 2012

10.23 11.7%

2.2 2.5

* BIS Ratio** Equity Capital - in R$ billion

Diversification of Revenue

31

Fonte: BRB

Revenues by Source

Increase in Participation in Controlled and Related CompaniesIncrease of fee income

59%63% 63%

67% 68% 67%71%

12%

14% 15%11% 10% 10%

5%6%

6% 5% 4% 4% 5% 5%9%

11% 11% 11% 10% 10% 11%0%

0% 0% 2% 2% 2% 2%12%

4% 5% 4% 5% 5% 5%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2009 2010 2011 1Q 2012 2Q 2012 3Q 2012 4Q 2012

Others

Compulsory Investiments

Participation in Controlled and Related Companies

Provision of Services

Fee Income

Securities

Credit Operations

Capital Structure

32

796 838 779 824 868 915 944

79 103 106 109

189793 836 859

927 974 1,024 1,133

2Q11 3Q11 4Q11 1Q12 2Q12 3Q12 4Q12

Tier I Reference Equity

Reference Equity (R$ million)

Source: BRB

Tier II

13%13,80%

15,80%16,40%

13,50% 13,39%

BIS Ratio

Tier I11.16%

Tier II2.23%

Composition of BIS Ratio

R$ million

Gross Result of the Financial Intermediation and NIM

33

561

712

886 846

1,089

20.7% 21.9% 24.2%18.5% 17.9%

-150,0%

-130,0%

-110,0%

-90,0%

-70,0%

-50,0%

-30,0%

-10,0%

10,0%

30,0%

-

200

400

600

800

1.000

1.200

2008 2009 2010 2011 2012

Gross Result of the Financial Intermediation NIMR$ million

Source: BRB

Efficiency Index and Administrative Expenses

34

Source: BRB

265 303 345 446

563

271 302

302

290

326

2008 2009 2010 2011 2012

Other Administrative

Personal Expenses

68%

59%58%

62% 62%

Eficiency Index

106

3.073

102

2.638

103

2.474

99

2.379

100

2.283

Personnel Expenses + Others Administrative Expense

Result of the Financial Intermediation + Revenue from ServicesEfficiency Index =

110Branches

Employees

2013

Net Profit and Return to the Shareholders

35

27.3

9.5

16.8

27.623.6

20.2 21.9

0.0

27.323.9

1ºS08 2ºS08 1ºS09 2ºS09 1ºS10 2ºS10 1ºS11 2ºS11 1ºS12 2ºS12

JCP Total

Net Income Distribution (R$ million)

Sep-0811.57

Sep-0915.17

Sep-1019.27

Sep-1123.11

Dec-1226.06

ma

r/0

8

jun

/08

se

t/0

8

de

z/0

8

ma

r/0

9

jun

/09

se

t/0

9

de

z/0

9

ma

r/1

0

jun

/10

se

t/1

0

de

z/1

0

ma

r/1

1

jun

/11

se

t/1

1

de

z/1

1

ma

r/1

2

jun

/12

se

t/1

2

de

z/1

2

Equity Value per Investments (R$)

Fonte: BRB

100,2 110,3

190,5

4061

40 54

195

49 6242

-57

96

4471

47,5 52,8

215,4

2007 2008 2009 1Q 10 2Q 10 3Q 10 4Q 10 2010 1Q 11 2Q 11 3Q 11 4Q 11 2011 1Q 12 2Q 12 3Q 12 4Q 12 2012

Net Income (R$ million)

Dividendos

Highlights of the Conglomerate

37

Highlights of the Related/Controlled Companies

• The Financing portfolio has increased about 66% in the amount of contracts and 172% in balance in comparison withthe same period in 2011.

• The Public Consigned Credit has increased 1.095% and the Private one has increased 167% in comparison with thesame period in 2011.

• The concentration of credits has been reduced considerably. which means acting in a pulverized manner. In 2011.this concentration represented 36% of the portfolio; while in 2012 the percentual was only 2%.

• In the end of 2012 the clients portfolio was more robust. especially in terms of sales of the segments of carinsurance. life insurance. Capitalization and moneylender.

• The volume administrated by BRB DTVM reached R$ 1.6 billion. with increase of 22% (R$ 270 million) in 2012.

• Emphasis to the growth of 76% in fundrainsing as far as institutional clients are concerned. There has also been asignificant growth in clients. from 18 to 43 in the portfolio. which is significantly higher than it was in 2011. when thegroup increased 36%. meaning 5 new clients.

• The company was established in order to operate in the field of Acquisition of Credit/Debit Cards in partnership withGlobal Payments Inc.

Sustainability

Social-Corporate Sustainability

Partnership with waste recycling NGOs.

Financial Education

Warm Clothes Campaign

Accessibility to the Handicapped

Volunteer Work Campaign.

Social Programs of the Government of the Federal District:

346.862 served beneficiaries;

R$ 54.6 million paid in benefits

39

Contacts

Chief Finance and Investor Relations

Investors Relations - RI

SBS - Quadra 1 - Bloco E - Ed. Brasília – 8th floor70072-900 - Brasília (DF) - BrazilTelephone: (+55 61) 3412-8436

E-mail: ri@brb.com.br

Disclaimer - This presentation mentions and makes statements about expectations. planned synergies. growth estimative. projectionof results and future strategies about Banco de Brasília. Though these references and statements may reflect what the administratorsbelieve. they may have some imprecision and some risks which are hard to predict. Therefore. there may be some results orconsequences that differ from those presented here. These expectations are highly dependent on the conditions of market. thegeneral economic performance of the country. sector and the international markets. Banco de Brasília does not take the responsibilityfor updating any estimative in the presentation.

Contacts

41