APPLICATION OPTIONS

SummaryData in this Application is a snapshot as of 09/30/202109/30/2021

Printed By:Brijananda Sana

Date Printed:09/30/2021

APPLICATION

Tradestyle(s):NATIONAL VISION, INC.

NATIONAL VISION 4

ACTIVEACTIVE HEADQUARTERSHEADQUARTERS

Phone:

D-U-N-SNumber:

61-874-5954

+1 770-822-3600

Address:

Web:

Endorsement:

2435 Commerce Ave # 100, Moved From: 2435 Commerce Ave Bldg 2200, Duluth, Ga,Duluth, GA, 30096, United States Of America

www.nationalvision.com

[email protected]

APPLICATION: NATIONAL VISION, INC.NATIONAL VISION, INC.Application #:

Address:

Phone:

FCCTEAJFBT

2435 COMMERCE AVE # 100, DULUTH, GA, United States Of America - 30096

+1 770-822-3600Endorsement:

Assigned to:

SubmittedDate:

Last ViewDate:

09/30/2021

[email protected]

CREDIT DEPARTMENT

09/30/2021

APPLICATION DECISION REASONSAPPLICATION DECISION REASONS

Status:

Further Review Required

Pending :An automated decision resulted in a Pending outcome on 09/30/2021. D&B was your source of

business information to make this decision.

Based on the "Pending" rule the credit terms recommended are :

Credit Limit: Not Set

Payment Terms: Not Set

Early Payment Discount: Not Set

Analyst Instructions: No instructions provided for this Decision.

The recommended credit terms were based on theThe recommended credit terms were based on thefollowing:following:

ConditionCondition ValueValue

Application Decision Rule: Pending Rule

The "Further Review" rule triggered this review because of the following conditions:

Condition: DNBi Application Scorecard Is Less Than 7

Value: 6.1

KEY DATA ELEMENTS KEY DATA ELEMENTS (Formerly: SCORE BAR)

KDE Name Current Status Details

PAYDEX®

70 15 days beyond terms

Delinquency Score

76 Low to Moderate Risk of severe payment delinquency.

Failure Score

26 Moderate to High Risk of severe financial stress.

D&B Viability Rating 3 4 B Z View More Details

Bankruptcy Found No

D&B Rating -- Unavailable.

1

http://www.nationalvision.com

https://www.google.com/maps/place/2435+Commerce+Ave+%2523+100+Moved+From%253A+2435+Commerce+Ave+Bldg+2200%252C+Duluth%252C+Ga+Duluth+GA+30096+US?key=AIzaSyC6yC1R1QB7KFlMUotB20TI86PrF6WqJ4k&signature=DyKwqeKuGbEkkIh-OFU0aqldTHc=

https://www.google.com/maps/place/2435+Commerce+Ave+%2523+100+Moved+From%253A+2435+Commerce+Ave+Bldg+2200%252C+Duluth%252C+Ga+Duluth+GA+30096+US?key=AIzaSyC6yC1R1QB7KFlMUotB20TI86PrF6WqJ4k&signature=DyKwqeKuGbEkkIh-OFU0aqldTHc=

TotalsTotals10

Total Requested AmountTotal Requested Amount0

Total Credit LimitTotal Credit Limit0

Application Level DetailApplication Level Detail

Application Name Application Status Date Created Date Decisioned Requested Amount Credit LimitNATIONAL VISION, INC.

Application ID: #FCJW8MBTX Approved 03/15/2013 03/15/2013 0 0

NATIONAL VISION, INC.

Application ID: #FCN9DFQCCD Further Review Required 01/17/2017 01/17/2017 0 0


Application ID: #FC9GGGTNB Further Review Required 03/24/2016 03/24/2016 0 0


Application ID: #FCNTGKD98 Further Review Required 05/21/2018 05/21/2018 0 0


Application ID: #FCNML5C4HK Further Review Required 10/18/2018 10/18/2018 0 0

ALL APPLICATIONSALL APPLICATIONS

APPLICATION OPTIONSAPPLICATION OPTIONS

APPLICATION: NATIONAL VISION, INC.NATIONAL VISION, INC.

Application Assignment Credit Managers

Delete Application


RECOMMENDED CREDIT TERMS RECOMMENDED CREDIT TERMS

Recommended Credit Limit Not Set

Recommended Payment Terms Not Set

Recommended Early Payment Discount Not Set

Recommended Term Status Pending


CUSTOM SCORESCUSTOM SCORES

DNBi Application Scorecard

COMPANY PROFILECOMPANY PROFILE

D-U-N-S61-874-5954

Legal FormCorporation (US)

History RecordBusiness

OwnershipNot publicly traded

Mailing AddressUNITED STATES

Telephone+1 770-822-3600

Websitewww.nationalvision.com

Present Control Succeeded1990

Employees5,000 (250 here)

Age (Year Started)31Years (1990)

Named PrincipalReade Fahs , PRES

Line of BusinessRet optical goods

SIC59959903

NAICS446130

HIGH MODERATE-HIGH MODERATE LOW-MODERATE LOW

Dun & Bradstreet thinks...

OVERALL BUSINESS RISKOVERALL BUSINESS RISK

Overall assessment of this organization over the next 12 months:Overall assessment of this organization over the next 12 months: Stable ConditionStable Condition

Based on the predicted risk of business discontinuation:Based on the predicted risk of business discontinuation: Likelihood-Of-Continued-OperationsLikelihood-Of-Continued-Operations

Based on the predicted risk of severely delinquent payments:Based on the predicted risk of severely delinquent payments: Low Potential For Severely Delinquent PaymentsLow Potential For Severely Delinquent Payments

MAXIMUM CREDIT RECOMMENDATIONMAXIMUM CREDIT RECOMMENDATION

3,500,000

The recommended limit is based on a moderately low probability of severe delinquency.

D&B MAX CREDIT RECOMMENDATIOND&B MAX CREDIT RECOMMENDATION

2


FAILURE SCORE FAILURE SCORE (Formerly Financial Stress Score)

Company's Risk LevelCompany's Risk LevelMODERATEMODERATE

Probability of failure over the next 12 monthsProbability of failure over the next 12 months0.58 %0.58 %

26High Risk (1)High Risk (1) Low Risk (100)Low Risk (100)

Past 12 MonthsPast 12 MonthsLow RiskLow Risk

High RiskHigh Risk

DELINQUENCY SCORE DELINQUENCY SCORE (Formerly Commercial Credit Score)

Company's Risk LevelCompany's Risk LevelLOW-MODERATELOW-MODERATE

Probability of delinquency over the next 12 monthsProbability of delinquency over the next 12 months3.08 %3.08 %

High Risk (1)High Risk (1) Low Risk (100)Low Risk (100)


High RiskHigh Risk

Viability ScoreViability Score

Data Depth IndicatorData Depth Indicator

PortfolioPortfolioComparisonComparison

VIABILITY RATING SUMMARYVIABILITY RATING SUMMARY


BDescriptive (G)Descriptive (G) Predictive (A)Predictive (A)


Financial DataFinancial Data UnavailableUnavailable

Trade PaymentsTrade PaymentsCompany SizeCompany SizeYears in BusinessYears in Business --

D&B PAYDEX®D&B PAYDEX®


15 days beyond terms15 days beyond terms


High RiskHigh Risk

D&B PAYDEX - 3 MONTHSD&B PAYDEX - 3 MONTHS


2 days beyond terms2 days beyond terms

This CompanyThis Company Industry BenchmarkIndustry Benchmark

PAYDEX® TREND CHART PAYDEX® TREND CHART

D&B RATINGD&B RATING

Current Rating as of

03/27/2007

Special RatingSpecial Rating

---- : Undetermined

3

FRAUD RISK SCORE INFORMATIONFRAUD RISK SCORE INFORMATION

Company Name NATIONAL VISION, INC.

Address 2435 COMMERCE AVE # 100

City DULUTH, GA

EventsEvents OccurrencesOccurrences Last FiledLast Filed

Bankruptcies 0 -

Judgements 1 03/08/2016

Liens 4 10/21/2020

Suits 0 -

UCC 27 03/25/2021

LEGAL EVENTSLEGAL EVENTS

DETAILED TRADE RISK INSIGHT™DETAILED TRADE RISK INSIGHT™

Days Beyond TermsDays Beyond Terms5 Days

3 Months3 MonthsFrom Jul-21 to Sep-21

5High RiskHigh Risk (120+) (120+) Low RiskLow Risk (0) (0)

Dollar-weighted average of 75 75 payment experiences reported from 39 39 companies.

Recent Derogatory EventsRecent Derogatory Events

StatusStatus Jul-21Jul-21 Aug-21Aug-21 Sep-21Sep-21

Placed

for

Collection

539 on

acct

_ _

Bad Debt

Written

Off

421 on 1 acct 421 on 1 acct _

Total Amount Current and Past Due -Total Amount Current and Past Due -

Current 1-30 days 31-60 days 61+ days

DETAILED TRADE RISK INSIGHT™ 13 MONTH TRENDDETAILED TRADE RISK INSIGHT™ 13 MONTH TREND

Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21

20,000,000

FINANCIAL OVERVIEW - BALANCE SHEETFINANCIAL OVERVIEW - BALANCE SHEET

1. 07/02/2005

2. ()

Source: D&B

Highest Past Due:Highest Past Due:

5,000,000

Highest NowHighest NowOwingOwing15,000,000

Total TradeTotal TradeExperiencesExperiences295

Largest HighLargest HighCreditCredit15,000,000

TRADE PAYMENTSTRADE PAYMENTS

FINANCIAL OVERVIEW - PROFIT AND LOSSFINANCIAL OVERVIEW - PROFIT AND LOSS

1. 07/02/2005

2. ()

Source: D&B

4

The scores and ratings included in this report are designed as a tool to assist the user in making their own credit related decisions, and should be used as part of a balanced andcomplete assessment relying on the knowledge and expertise of the reader, and where appropriate on other information sources. The score and rating models are developed usingstatistical analysis in order to generate a prediction of future events. Dun & Bradstreet monitors the performance of thousands of businesses in order to identify characteristicscommon to specific business events. These characteristics are weighted by significance to form rules within its models that identify other businesses with similar characteristics inorder to provide a score or rating.

Dun & Bradstreet's scores and ratings are not a statement of what will happen, but an indication of what is more likely to happen based on previous experience. Though Dun &Bradstreet uses extensive procedures to maintain the quality of its information, Dun & Bradstreet cannot guarantee that it is accurate, complete or timely, and this may affect theincluded scores and ratings. Your use of this report is subject to applicable law, and to the terms of your agreement with Dun & Bradstreet.

Detailed Trade Risk Insight™

Detailed Trade Risk Insight provides detailed updates on over 1.5 billion commercial trade experiences collected from more than 260 million unique supplier/purchaser

relationships.

How should I interpret derogatory events?

OWNERSHIPOWNERSHIP

Subsidiaries6

Branches369

Total Members931

This company is a Headquarters, Parent, Subsidiary.

Global Ultimate Domestic Ultimate

Name NATIONAL VISION HOLDINGS, INC.

NATIONAL VISION HOLDINGS, INC.

Country UNITED STATES UNITED STATES

D-U-N-S 08-089-8911 08-089-8911

Others - -

Key Business RatiosKey Business Ratios Business RatioBusiness Ratio

Sales to Net Working Capital 98.3

Current Ratio 1.1

FINANCIAL OVERVIEW - KEY BUSINESS RATIOSFINANCIAL OVERVIEW - KEY BUSINESS RATIOS

Source: D&B

WEB & SOCIALWEB & SOCIAL POWERED BY FIRSTRAIN

Envestnet Asset Management Inc. Grows Position in National Vision Holdings, Inc. (NASDAQ:EYE) Dispatch Tribunal 18-Sep-2021

Rhumbline Advisers Trims Position in National Vision Holdings, Inc. (NASDAQ:EYE) Dispatch Tribunal 17-Sep-2021

Here's Why You Should Add Bio-Rad (BIO) to Your Portfolio Now Zacks 13-Sep-2021

Here's Why You Should Retain National Vision (EYE) For Now Zacks 13-Sep-2021

National Vision Holdings Inc. (EYE) Has A Gold Mine On Its Hands NetDania 11-Sep-2021

National Vision Holdings, Inc. (NASDAQ:EYE) Expected to Announce Earnings of $0.25 Per Share MR Modern Readers 06-Sep-2021

National Vision Holdings, Inc. (NASDAQ:EYE) Expected to Post Quarterly Sales of $501.70 Million The Enterprise Leader 06-Sep-2021

National Vision (NASDAQ:EYE) Releases FY 2021 Earnings Guidance Dispatch Tribunal 04-Sep-2021

Impax Asset Management Group plc Increases Stake in National Vision Holdings, Inc. (NASDAQ:EYE) Dispatch Tribunal 29-Aug-2021

Morgan Stanley Downgrades National Vision (NASDAQ:EYE) to Equal Weight WKRB Financial News 29-Aug-2021

Load More

COUNTRY/REGIONAL INSIGHT United States Of AmericaUnited States Of AmericaThe country rating outlook is downgraded to ‘stable’ as surges in delta variant Covid-19 infections threaten to moderate the growthpace in Q3.

Risk CategoryRisk Category

LOW

High RiskHigh Risk Low RiskLow Risk

STOCK PERFORMANCESTOCK PERFORMANCE

HistoryHistoryDaily High

52-Week High

PerformancePerformanceP/E:

EPS:

Div/Yield

DAYS BEYOND TERMS - PAST 3 & 12 MONTHSDAYS BEYOND TERMS - PAST 3 & 12 MONTHS

3 months3 months from Jul-21 to Sep-21

Days Beyond Terms : 5 Days5 Days

Dollar-weighted average of 7575 payment experiences reported from 3939 companies.

5High RiskHigh Risk (150) (150) Low RiskLow Risk (0) (0)

12 months12 months from Oct-20 to Sep-21

Days Beyond Terms : 8 Days8 Days

Dollar-weighted average of 202202 payment experiences reported from 8686 companies.

8High RiskHigh Risk (150) (150) Low RiskLow Risk (0) (0)

DEROGATORY EVENTS LAST 13 MONTHS FROM SEP-20 TO SEP-21DEROGATORY EVENTS LAST 13 MONTHS FROM SEP-20 TO SEP-21

LEGEND

5

https://www.dispatchtribunal.com/2021/09/18/envestnet-asset-management-inc-grows-position-in-national-vision-holdings-inc-nasdaqeye.html

https://www.dispatchtribunal.com/2021/09/17/rhumbline-advisers-trims-position-in-national-vision-holdings-inc-nasdaqeye.html

https://www.zacks.com/stock/news/1795345/heres-why-you-should-add-bio-rad-bio-to-your-portfolio-now

https://www.zacks.com/stock/news/1795389/heres-why-you-should-retain-national-vision-eye-for-now

https://www.netdania.com/Products/News/NewsStory.aspx?id=3836eab3f8d5cc26be7daaa78441c8d6ec6ef1a9%252540%25257b%252522Syms%252522%25253a%25255b%25255d%25252c%252522Inf%252522%25253a%25257b%252522PBL%252522%25253a%252522Forex+TV%252522%25257d%25257d&p=tcnews&s=%25257bna%25253a%25255b%25257bt%25253a%25255b%252522BUZZ_FX_GF%252522%25255d%25257d%25255d%25252chf%25253a0%25257d&t=1631367926&h=National+Vision+Holdings+Inc.+(EYE)+Has+A+Gold+Mine+On+Its+Hands&follow=False

https://www.modernreaders.com/news/2021/09/06/national-vision-holdings-inc-nasdaqeye-expected-to-announce-earnings-of-0-25-per-share.html

https://theenterpriseleader.com/2021/09/06/national-vision-holdings-inc-nasdaqeye-expected-to-post-quarterly-sales-of-501-70-million.html

https://www.dispatchtribunal.com/2021/09/04/national-vision-nasdaqeye-releases-fy-2021-earnings-guidance-2.html

https://www.dispatchtribunal.com/2021/08/29/impax-asset-management-group-plc-increases-stake-in-national-vision-holdings-inc-nasdaqeye.html

https://www.wkrb13.com/2021/08/29/morgan-stanley-downgrades-national-vision-nasdaqeye-to-equal-weight.html

Application NameApplication Name :Your Credit

Application

Credit Application For the Application : NATIONAL VISION, INC. : NATIONAL VISION, INC.

Company Identification

Request

Account Detail

Order Information

Sep-20Oct-20

Nov-20 Dec-20Jan-21 Feb-21 Mar-21 Apr-21

May-21Jun-21 Jul-21

Aug-21 Sep-21

500

1,000

0

1,158

LEGEND

Placed for Collection

Bad Debt Written Off

StatusStatus Sep-20Sep-20 Oct-20Oct-20 Nov-20Nov-20 Dec-20Dec-20 Jan-21Jan-21 Feb-21Feb-21 Mar-21Mar-21 Apr-21Apr-21 May-21May-21 Jun-21Jun-21 Jul-21Jul-21 Aug-21Aug-21 Sep-21Sep-21

Placed for

Collection564 on 1

acct

564 on 1

acct

564 on 1

acct

564 on 1

acct

564 on 1

acct

564 on 1

acct

539 on 1

acct

539 on 1

acct

539 on 1

acct

539 on 1

acct

539 on 1

acct

_ _

Bad Debt

Written Off421 on 1

acct

_ 421 on 1

acct

594 on 2

acct

421 on 1

acct

421 on 1

acct

421 on 1

acct

421 on 1

acct

593 on 2

acct

421 on 1

acct

421 on 1

acct

_ _

TOTAL AMOUNT CURRENT AND PAST DUE - 13 MONTH TREND FROM SEP-20 TO SEP-21TOTAL AMOUNT CURRENT AND PAST DUE - 13 MONTH TREND FROM SEP-20 TO SEP-21

Sep-20Oct-20

Nov-20 Dec-20Jan-21 Feb-21 Mar-21 Apr-21

May-21Jun-21 Jul-21

Aug-21 Sep-21

20,000,000

0

37,473,387

LEGEND

Current

1-30 days

31-60 days

61-90 days

91+ days

StatusStatus Sep-20Sep-20 Oct-20Oct-20 Nov-20Nov-20 Dec-20Dec-20 Jan-21Jan-21 Feb-21Feb-21 Mar-21Mar-21 Apr-21Apr-21 May-21May-21 Jun-21Jun-21 Jul-21Jul-21 Aug-21Aug-21 Sep-21Sep-21

Total 24,210,89125,372,14625,608,27727,965,38628,859,77527,476,32532,509,79432,874,53734,069,34437,473,38732,294,50214,573,48314,573,372

Current 19,250,29917,199,41218,405,91821,681,27222,236,97520,113,82425,020,11323,724,04224,220,18729,381,32622,595,06512,122,20512,122,721

1-30 Days

Past Due3,367,311 6,601,625 6,949,925 4,137,120 4,405,932 5,162,815 2,081,686 3,634,876 4,337,550 2,578,706 4,203,139 2,420,634 2,420,007

31-60 Days

Past Due1,540,753 1,527,275 168,169 2,131,202 61,358 21,263 1,729,245 78,256 73,063 74,861 64,808 17,350 17,350

61-90 Days

Past Due7,750 1,395 35,523 7,028 2,141,335 36,884 1,499,087 1,842,428 1,841,689 1,841,690 1,834,616 6,259 6,259

91+ Days

Past Due44,778 42,439 48,742 8,764 14,175 2,141,539 2,179,663 3,594,935 3,596,855 3,596,804 3,596,874 7,035 7,035

Business NameBusiness Name


Country orCountry or

RegionRegion

United States Of America

Address - Primary Street (No P.O. Boxes)Address - Primary Street (No P.O. Boxes)

2435 COMMERCE AVE # 100

Secondary Street AddressSecondary Street Address CityCity

DULUTH

CountyCounty State/ProvinceState/Province

Georgia

Zip/Postal CodeZip/Postal Code

30096

Company PhoneCompany Phone

7708223600

D-U-N-S® NumberD-U-N-S® Number

618745954

Requested AmountRequested Amount

Product LineProduct Line

Last Year's SalesLast Year's Sales

Sales Rep NameSales Rep Name Sales Rep Phone NumberSales Rep Phone Number

Sales Rep E-mail AddressSales Rep E-mail Address

6

Risk Assessment

The D&B Viability Rating uses D&B's proprietary analytics to compare the most predictive business risk indicators and deliver a highly reliable assessment of the probability that a

company will go out of business, become dormant/inactive, or file for bankruptcy/insolvency within the next 12 months. The D&B Viability Rating is made up of 4 components:

Business and Industry Trends

FAILURE SCOREFAILURE SCORE Industry Median QuartileIndustry Median Quartile

D&B RISK ASSESSMENT

HIGH MODERATE-HIGH MODERATE LOW-MODERATE LOW

OVERALL BUSINESS RISK

Dun & Bradstreet thinks...

Overall assessment of this organization over the next 12 months: STABLE CONDITION

Based on the predicted risk of business discontinuation: LIKELIHOOD-OF-CONTINUED-OPERATIONS

Based on the predicted risk of severely delinquent payments: LOW POTENTIAL FOR SEVERELY DELINQUENT PAYMENTS

MAXIMUM CREDIT RECOMMENDATION

US$ 3,500,000

The recommended limit is based on a moderately low probability of severe delinquency.

D&B VIABILITY RATING SUMMARY

Viability Score

Compared to All US Businesses within the D&B Database:

Level of Risk:Low Low RiskRisk

Businesses ranked 3 have a probability of becoming no longer viable: 33 %

Percentage of businesses ranked 3: 15 15 %

Across all US businesses, the average probability of becoming no longer viable:1414 %


Portfolio Comparison

Compared to All US Businesses within the same MODEL SEGMENT:

Model Segment :Established Trade PaymentsEstablished Trade Payments

Level of Risk:Low Low RiskRisk

Businesses ranked 4 within this model segment have a probability of becoming no

longer viable: 44 %

Percentage of businesses ranked 4 with this model segment: 11 11 %

Within this model segment, the average probability of becoming no longer viable:55

%


Data Depth Indicator

Data Depth Indicator:

Rich Firmographics

Extensive Commercial Trading Activity

Basic Financial Attributes

Greater data depth can increase the precision of the D&B Viability Rating assessment.

To help improve the current data depth of this company, you can ask D&B to make a

personalized request to this company on your behalf to obtain its latest financial

information. To make the request, click the link below. Note, the company must be

saved to a folder before the request can be made.

Request Financial Statements

Reference the FINANCIALS tab for this company to monitor the status of your request.

BDescriptive (G)Descriptive (G) Predictive (A)Predictive (A)

Company Profile:

Company Profile Details:

Financial Data: FalseFalse

Trade Payments:

Company Size:

Years in Business:

Subsidiary

Z

FAILURE SCORE FORMERLY FINANCIAL STRESS SCORE


UCC Filings reported

Evidence of open suits

High number of enquiries to D&B over last 12 months

Prior Business Deterioration

High proportion of past due balances to total amount owing

Unstable Paydex over last 12 months

Level of RiskModerateModerate

Raw Score14251425

Probability of Failure0.58 0.58 %%

Average Probability of Failure for Businesses in

D&B Database0.480.48

Class44

BUSINESS AND INDUSTRY COMPARISON

NormsNorms National %National %This Business 26Region:(SOUTH ATLANTIC) 48Industry:GENERAL RETAIL 49

7

5995 - Ret optical goods

Proportion of past due balances to total amount owing

Evidence of open suits, liens, and judgments

Higher risk industry based on delinquency rates for this industry

Proportion of slow payments in recent months


DELINQUENCY SCOREDELINQUENCY SCORE Industry Median QuartileIndustry Median Quartile


PAYDEXPAYDEX Industry Lower QuartileIndustry Lower Quartile Industry Median QuartileIndustry Median Quartile Industry Upper QuartileIndustry Upper Quartile

Trade Payments

Region (SOUTHATLANTIC)

IndustryGENERALRETAIL

Employee SizeEmployee

range:(500+)

Age Years inBusiness:(26+)

This Business

20

40

60

Aver

age

Nat

iona

l Sco

re

0

77

Selected Segments of Business AttributesSelected Segments of Business Attributes

Employee range:(500+) 61Years in Business:(26+) 77

DELINQUENCY SCOREFORMERLY COMMERCIAL CREDIT SCORE


Level of RiskLow-ModerateLow-Moderate

Raw Score540540

Probability of Delinquency3.08 %3.08 %

Compared to Businesses in D&B Database10.2 %10.2 %

Class22

BUSINESS AND INDUSTRY COMPARISON

Region (SOUTHATLANTIC)

IndustryGENERALRETAIL

Employee SizeEmployee

range:(500-38527)

Age Years inBusiness:(26+)

This Business

20

40

60

80

Aver

age

Nat

iona

l Sco

re

0

85

Selected Segments of Business AttributesSelected Segments of Business Attributes

NormsNorms National %National %This Business 76Region:(SOUTH ATLANTIC) 43Industry:GENERAL RETAIL 49Employee range:(500-38527) 84Years in Business:(26+) 85

D&B PAYDEX

70

When weighted by amount, Payments to suppliers average 15 days beyond terms

High risk of late payment (Average 30 to 120 days beyond terms)

Medium risk of late payment (Average 30 days or less beyond terms)

Low risk of late payment (Average prompt to 30+ days sooner)

Industry Median 75


D&B 3 MONTH PAYDEX

79

Based on payments collected 3 months ago.





Industry Median 74


D&B RATING

Current Rating as of 03/27/2007

Special RatingSpecial Rating

---- : Undetermined

Previous Rating

Financial StrengthFinancial Strength

4A4A : US$

10,000,000 to US$

49,999,999 in Net

Worth or Equity

Risk IndicatorRisk Indicator

33 : Moderate Risk

History since 01/01/1991

Date Applied D&B Rating

08/19/2005 4A304/07/2000 --10/14/1999 4A304/16/1999 --03/01/1996 4A3

TRADE PAYMENTS SUMMARY (Based on 24 months of data)

8

PAYDEXPAYDEX Industry Lower QuartileIndustry Lower Quartile Industry Median QuartileIndustry Median Quartile Industry Upper QuartileIndustry Upper Quartile

Range of Credit Extended (US$) Number of Payment Experiences Total Value % Within Terms

100,000 & over 12 US$ 40,550,000 7750,000 - 99,999 12 US$ 795,000 7615,000 - 49,999 14 US$ 360,000 775,000 - 14,999 41 US$ 242,500 961,000 - 4,999 60 US$ 112,500 92Less than 1,000 57 US$ 14,200 85

Overall Payment Behaviour

1515Days Beyond Terms

% of Trade Within Terms

85%85%Highest Past Due

US$ 5,000,000US$ 5,000,000

Highest Now Owing:

US$ 15,000,000

Total Trade Experiences:

295

Largest High Credit:US$ 15,000,000

Average High Credit:US$ 214,664

Total Unfavorable Comments :

1

Largest High Credit:US$ 500

Total Placed in Collections:

1

Largest High Credit:US$ 0

D&B PAYDEX

70





Industry Median 75


BUSINESS AND INDUSTRY TRENDS Based on 24 months of data

5995 - Ret optical goods

9/2010/19 11/19 12/19 1/20 2/20 3/20 4/20 5/20 6/20 7/20 8/20

This Business

Industry Quartile

Upper

Median

Lower

69

-

-

-

69

-

-

-

69

79

75

69

65

-

-

-

64

-

-

-

63

79

75

68

63

-

-

-

60

-

-

-

61

79

74

68

62

-

-

-

68

-

-

-

65

79

74

68

Current 202110/20 11/20 12/20 1/21 2/21 3/21 4/21 5/21 6/21 7/21 8/21

This Business

Industry Quartile

Upper

Median

Lower

76

-

-

-

68

-

-

-

68

79

75

67

65

-

-

-

76

-

-

-

65

79

74

67

79

-

-

-

79

-

-

-

69

79

75

68

70

-

-

-

70

-

-

-

70

-

-

-

TRADE PAYMENTS BY CREDIT EXTENDED (Based on 12 months of data)

TRADE PAYMENTS BY INDUSTRY (BASED ON 24 MONTHS OF DATA)

Collapse All | Expand All

Industry CategoryIndustry Category Number of PaymentNumber of PaymentExperiencesExperiences

Largest High Credit (US$)Largest High Credit (US$) % Within Terms (Expand to% Within Terms (Expand toView)View)

1 - 30 Days Late (%)1 - 30 Days Late (%) 31 - 60 Days Late (%)31 - 60 Days Late (%) 61 - 90 Days Late (%)61 - 90 Days Late (%) 91 + Days Late (%)91 + Days Late (%)

15 - Building

Construction -

General Contractors

and Operative

Builders

2 500 67 0 0 33 0

1531 - Operative

builders

2 500 67 0 0 33 0

17 - Construction - 1 1,000 100 0 0 0 09

17 - Construction -

Special Trade

Contractors

1 1,000 100 0 0 0 0

1731 - Electrical

contractor

1 1,000 100 0 0 0 0

20 - Food and

Kindred Products

1 20,000 50 0 0 0 50

2011 - Meat

packing plant

1 20,000 50 0 0 0 50

22 - Textile Mill

Products

1 1,000,000 100 0 0 0 0

2273 - Mfg

carpets/rugs

1 1,000,000 100 0 0 0 0

26 - Paper and

Allied Products

1 2,500 0 100 0 0 0

2631 - Paperboard

mill

1 2,500 0 100 0 0 0

27 - Printing,

Publishing and Allied

Industries

1 100 100 0 0 0 0

2741 - Misc

publishing

1 100 100 0 0 0 0

28 - Chemicals and

Allied Products

1 15,000,000 100 0 0 0 0

2834 - Mfg drug

preparations

1 15,000,000 100 0 0 0 0

35 - Industrial and

Commercial

Machinery and

Computer Equipment

3 75,000 83 17 0 0 0

3585 - Mfg

refrig/heat equip

1 75,000 50 50 0 0 0

3571 - Mfg

computers

1 750 100 0 0 0 0

3579 - Mfg misc

office eqpt

1 250 100 0 0 0 0

36 - Electronic and

other electrical

equipment and

components except

computer equipment

1 5,000 100 0 0 0 0

3625 - Mfg

relays/controls

1 5,000 100 0 0 0 0

38 - Measuring

Analyzing and

Controlling

Instruments;

Photographic

Medical and Optical

Goods; Watches and

Clocks

5 15,000,000 50 11 0 39 0

3851 - Mfg

ophthalmic goods

5 15,000,000 50 11 0 39 0

39 - Miscellaneous

Manufacturing

Industries

1 400,000 100 0 0 0 0

3993 - Mfg

signs/ad specltys

1 400,000 100 0 0 0 0

42 - Motor Freight

Transportation and

Warehousing

7 5,000 100 0 0 0 0

4213 - Trucking

non-local

7 5,000 100 0 0 0 0

45 - Transportation

by Air

2 50 0 0 0 0 100

4513 - Air courier

service

2 50 0 0 0 0 100

47 - Transportation

Services

1 7,500 100 0 0 0 0

4731 - Arrange

cargo transpt

1 7,500 100 0 0 0 0

48 -

Communications

15 200,000 100 0 0 0 0

4813 - Telephone

communictns

15 200,000 100 0 0 0 0

49 - Electric, Gas

and Sanitary Services

15 5,000 94 7 0 0 0

4911 - Electric 10 5,000 87 13 0 0 0

10

services

4924 - Natural gas

distrib

5 250 100 0 0 0 0

50 - Wholesale

Trade - Durable

Goods

24 300,000 73 10 6 3 8

5085 - Whol

industrial suppl

7 35,000 96 1 3 0 0

5049 - Whol misc

profsn eqpt

5 250,000 72 10 18 0 0

5084 - Whol

industrial equip

3 1,000 71 0 0 29 0

5044 - Whol office

equipment

2 1,000 67 0 0 0 33

5045 - Whol

computers/softwr

1 300,000 100 0 0 0 0

5063 - Whol

electrical equip

1 7,500 50 0 0 0 50

5099 - Whol

durable goods

1 1,000 100 0 0 0 0

5031 - Whol

lumber/millwork

1 500 50 0 50 0 0

5065 - Whol

electronic parts

1 500 100 0 0 0 0

5021 - Whol

furniture

1 100 100 0 0 0 0

5074 - Whol

plumb/hydronics

1 50 0 100 0 0 0

51 - Wholesale

Trade - Nondurable

Goods

8 60,000 90 4 0 6 0

5113 - Whol

service paper

2 25,000 92 8 0 0 0

5169 - Whol

chemicals

2 7,500 49 13 0 38 0

5112 - Whol office

supplies

1 60,000 100 0 0 0 0

5141 - Whol

general grocery

1 5,000 100 0 0 0 0

5172 - Whol

petroleum prdts

1 2,500 100 0 0 0 0

5199 - Whol

nondurable goods

1 1,000 100 0 0 0 0

57 - Home Furniture

Furnishings and

Equipment Stores

3 4,000,000 100 0 0 0 0

5734 - Ret

computer/software

2 4,000,000 100 0 0 0 0

5712 - Ret

furniture

1 200,000 100 0 0 0 0

59 - Miscellaneous

Retail

3 500 75 13 0 13 0

5999 - Ret misc

merchandise

2 100 50 25 0 25 0

5943 - Ret

stationery

1 500 100 0 0 0 0

60 - Depository

Institutions

4 7,500 100 0 0 0 0

6021 - Natnl

commercial bank

4 7,500 100 0 0 0 0

61 - Nondepository

Credit Institutions

7 90,000 100 0 0 0 0

6153 - Short-trm

busn credit

4 90,000 100 0 0 0 0

6159 - Misc

business credit

3 65,000 100 0 0 0 0

73 - Business

Services

17 80,000 89 11 0 0 0

7361 -

Employment

agency

4 80,000 100 0 0 0 0

7381 -

Detective/guard

svcs

4 15,000 36 64 0 0 0

7363 - Help supply 3 5,000 100 0 0 0 0

11

Date of Experience Date of Experience Payment Status Selling Terms High Credit (US$) Now Owes (US$) Past Due (US$) Months Since Last Sale

09/21 Pays Promptly N30 1,000 0 0 109/21 Pays Promptly N30 1,000 0 0 Between 4 and 5 Months09/21 Pays Promptly N30 1,000 0 0 Between 6 and 12 Months09/21 Pays Promptly - 100 100 0 109/21 Pays Promptly - 50 0 0 Between 6 and 12 Months09/21 Pays Prompt to Slow 30+ N30 2,500 1,000 0 108/21 Pays Promptly - 0 250 0 108/21 Pays Promptly - 0 1,000 0 108/21 Pays Promptly - 4,000,000 3,000,000 0 108/21 Pays Promptly - 200,000 100,000 10,000 108/21 Pays Promptly - 100,000 0 0 108/21 Pays Promptly - 90,000 90,000 0 108/21 Pays Promptly - 50,000 15,000 0 108/21 Pays Promptly N60 35,000 25,000 50 108/21 Pays Promptly - 20,000 0 0 Between 6 and 12 Months08/21 Pays Promptly - 7,500 0 0 Between 6 and 12 Months08/21 Pays Promptly - 7,500 0 0 108/21 Pays Promptly Regular terms 5,000 0 0 Between 6 and 12 Months08/21 Pays Promptly - 5,000 500 0 108/21 Pays Promptly - 5,000 5,000 0 108/21 Pays Promptly N30 5,000 750 0 1

08/21 Pays Promptly - 5,000 250 0 108/21 Pays Promptly N30 5,000 0 0 Between 6 and 12 Months08/21 Pays Promptly - 5,000 5,000 0 108/21 Pays Promptly - 2,500 0 0 Between 6 and 12 Months

service

7389 - Misc

business service

3 50 96 0 2 2 0

7372 -

Prepackaged

software

2 2,500 100 0 0 0 0

7374 - Data

processing svcs

1 50 100 0 0 0 0

75 - Automotive

Repair, Services and

Parking

4 2,500 75 25 1 0 1

7513 - Truck

rental/leasing

2 2,500 49 49 1 0 1

7514 - Passenger

car rental

2 2,500 100 0 0 0 0

87 - Engineering

Accounting Research

Management and

Related Services

2 65,000 50 50 0 0 0

8711 - Engineering

services

1 65,000 0 100 0 0 0

8741 -

Management

services

1 2,500 100 0 0 0 0

91 - Executive

Legislative and

General Government

except Finance

5 5,000 100 0 0 0 0

9111 - Executive

office

5 5,000 100 0 0 0 0

93 - Public Finance

Taxation and

Monetary Policy

51 100,000 100 0 0 0 0

9311 - Public

finance

51 100,000 100 0 0 0 0

94 - Administration

of Human Resource

Programs

2 750 100 0 0 0 0

9431 - Admin

public health

2 750 100 0 0 0 0

96 - Administration

of Economic

Programs

1 100 100 0 0 0 0

9611 - Admin

economic prgm

1 100 100 0 0 0 0

99 - Nonclassifiable

Establishments

13 70,000 76 4 20 0 0

9999 -

Nonclassified

13 70,000 76 4 20 0 0

TRADE LINES

12

08/21 Pays Promptly - 2,500 1,000 0 108/21 Pays Promptly - 2,500 50 0 108/21 Pays Promptly - 2,500 750 0 108/21 Pays Promptly - 2,500 50 0 108/21 Pays Promptly - 2,500 2,500 0 108/21 Pays Promptly - 2,500 2,500 0 108/21 Pays Promptly - 2,500 1,000 0 108/21 Pays Promptly N30 2,500 0 0 Between 6 and 12 Months08/21 Pays Promptly - 2,500 100 0 108/21 Pays Promptly - 2,500 1,000 0 108/21 Pays Promptly - 1,000 100 0 108/21 Pays Promptly N10 1,000 0 0 Between 6 and 12 Months08/21 Pays Promptly - 1,000 1,000 0 108/21 Pays Promptly - 1,000 0 0 Between 4 and 5 Months08/21 Pays Promptly - 1,000 0 0 Between 6 and 12 Months08/21 Pays Promptly N30 1,000 0 0 Between 6 and 12 Months08/21 Pays Promptly - 1,000 100 0 108/21 Pays Promptly - 1,000 750 0 108/21 Pays Promptly - 750 0 0 Between 6 and 12 Months08/21 Pays Promptly - 500 500 0 108/21 Pays Promptly - 500 500 0 108/21 Pays Promptly - 500 0 0 Between 6 and 12 Months08/21 Pays Promptly - 250 0 0 Between 4 and 5 Months08/21 Pays Promptly - 250 0 0 108/21 Pays Promptly - 250 0 0 Between 6 and 12 Months08/21 Pays Promptly - 250 0 0 Between 6 and 12 Months08/21 Pays Promptly - 100 100 0 108/21 Pays Promptly - 100 0 0 Between 6 and 12 Months08/21 Pays Promptly - 100 100 0 108/21 Pays Promptly - 100 100 0 108/21 Pays Promptly - 50 0 0 108/21 Pays Promptly - 50 0 0 Between 4 and 5 Months08/21 Pays Promptly - 50 0 0 Between 4 and 5 Months08/21 Pays Promptly - 0 0 0 108/21 Pays Prompt to Slow 30+ - 15,000 1,000 500 108/21 Pays Prompt to Slow 30+ - 250 0 0 Between 6 and 12 Months08/21 Pays Prompt to Slow 60+ - 70,000 1,000 0 108/21 Pays Prompt to Slow 60+ - 2,500 500 500 Between 2 and 3 Months08/21 Pays Prompt to Slow 90+ - 7,500 5,000 5,000 108/21 Pays Prompt to Slow 90+ - 250 50 0 108/21 Pays Prompt to Slow 150+ - 1,000 0 0 Between 2 and 3 Months08/21 Pays Slow 30+ - 250 250 250 108/21 Pays Slow 30-60+ - 55,000 35,000 15,000 108/21 Bad debt - 500 500 500 108/21 - Cash account 0 0 0 Between 4 and 5 Months07/21 Pays Promptly - 5,000 0 0 Between 6 and 12 Months07/21 Pays Promptly - 1,000 0 0 Between 2 and 3 Months06/21 Pays Promptly - 750 0 0 Between 6 and 12 Months05/21 Pays Promptly - 1,000 0 0 105/21 Pays Promptly - 750 0 0 105/21 Pays Promptly - 500 0 0 105/21 Pays Promptly - 250 0 0 Between 4 and 5 Months04/21 Pays Promptly - 2,500 0 0 104/21 Pays Promptly - 100 50 0 104/21 Pays Slow 120+ - 500 500 500 -

Other Payment CategoriesOther Payment Categories ExperienceExperience Total AmountTotal Amount

Cash experiencesCash experiences 88 US$ 12,850

Payment record unknownPayment record unknown 3 US$ 800

Unfavorable commentsUnfavorable comments 1 US$ 500

Placed for collectionsPlaced for collections 1 US$ 0

Total in D&B's fileTotal in D&B's file 295 US$ 42,088,350

Corporate Linkage

Increase your understanding of the links and risks between your customers and suppliers with D&B's Interactive Global Family Tree

OTHER PAYMENT CATEGORIES

PARENTPARENT

Company City , State D-U-N-S® NUMBER

NATIONAL VISION HOLDINGS, INC. DULUTH , Georgia 08-089-8911

SUBSIDIARIES (DOMESTIC)SUBSIDIARIES (DOMESTIC)


INTERNATIONAL VISION ASSOCIATES, LTD DULUTH , Georgia 13-494-0860

NVAL HEALTHCARE SYSTEMS, INC LAWRENCEVILLE , Georgia 13-494-2742

13

EYEGLASS WORLD, LLC DULUTH , Georgia 14-426-9938

CONSOLIDATED VISION GROUP, INC. LAWRENCEVILLE , Georgia 15-288-7295

FIRSTSIGHT VISION SERVICES, INC. UPLAND , California 83-559-8884

ARLINGTON CONTACT LENS SERVICE, INC. COLUMBUS , Ohio 17-614-5290

BRANCHES (DOMESTIC)BRANCHES (DOMESTIC)


NATIONAL VISION, INC. ARROYO GRANDE , California 00-211-2634

NATIONAL VISION, INC. WARRENTON , Oregon 00-263-7903

NATIONAL VISION, INC. MADISON HEIGHTS , Virginia 00-447-6409

NATIONAL VISION, INC. REDDING , California 00-462-6974

NATIONAL VISION, INC. WARNER ROBINS , Georgia 00-639-0483

NATIONAL VISION, INC. MONROE , North Carolina 00-662-5441

NATIONAL VISION, INC. ROCHESTER , New Hampshire 00-932-2004

NATIONAL VISION, INC. CONCORD , North Carolina 00-982-4025

NATIONAL VISION, INC. CROMWELL , Connecticut 01-155-1673

NATIONAL VISION, INC. CORDELE , Georgia 01-174-2884

NATIONAL VISION, INC. PHOENIX , Arizona 01-388-1854

NATIONAL VISION, INC. BRANFORD , Connecticut 01-502-9510

NATIONAL VISION, INC. SALINAS , California 01-551-3161

NATIONAL VISION, INC. DODGE CITY , Kansas 01-615-8912

NATIONAL VISION, INC. KLAMATH FALLS , Oregon 01-669-1441

NATIONAL VISION, INC. TILLAMOOK , Oregon 01-675-8539

NATIONAL VISION, INC. WOODLAND , California 01-689-9598

NATIONAL VISION, INC. CUMMING , Georgia 01-651-0377

NATIONAL VISION, INC. MONROE , Washington 01-705-8335

NATIONAL VISION, INC. WILMINGTON , North Carolina 02-092-4796

NATIONAL VISION, INC. MOULTRIE , Georgia 02-244-1815

NATIONAL VISION, INC. FOREST CITY , North Carolina 02-545-3007

NATIONAL VISION, INC. ANTIOCH , California 02-875-5770

NATIONAL VISION, INC. WASHINGTON , North Carolina 03-210-9410

NATIONAL VISION, INC. PATRICK AFB , Florida 03-405-5942

This list is limited to the first 25 branches.

AFFILIATES (DOMESTIC)AFFILIATES (DOMESTIC)


OPTI-VISION FINANCE SERVICES, LLC DULUTH , Georgia 11-727-9867

VISION ADMINISTRATORS, INC. DULUTH , Georgia 11-728-9089

NAUTILUS ACQUISITION HOLDINGS, INC. DULUTH , Georgia 11-727-8293

VC IV LLC DULUTH , Georgia 11-711-198514

This information may not be reproduced in whole or in part by any means of reproduction.

Legal Events

The following Public Filing data is for information purposes only and is not the official record. Certified copies can only be obtained from the official source.

JudgementJudgement - Court Judgement

Filing Date 03/08/2016

Filing Number 16WE-AC00045

Status Unsatisfied

Date Status Attained 03/08/2016

Received Date 04/28/2016

Award US$ 1,000

Debtors NATIONAL VISION, INC.

Creditors PENNINGTON , AIDEN

Court WEBSTER COUNTY CIRCUIT COURT, MARSHFIELD, MO

LienLien - Tax Lien


Filing Number 2010210164

Status Open



Amount US$ 805


Creditors CA EMPLOYMENT DEVELOPMENT DEPARTMENT

Court SACRAMENTO COUNTY RECORDERS OFFICE, SACRAMENTO, CA

LienLien - Tax Lien



Status Open



Amount US$ 2,075

Debtors VISTA OPTICAL INC, ANAHEIM HILLS, CA

Creditors TAX COLLECTOR

Court ORANGE COUNTY RECORDER OF DEEDS, SANTA ANA, CA

LienLien - Tax Lien



Status Open



Amount US$ 2,484

Debtors NATIONAL VISION INC

Creditors WORKFORCE SER

VC IV LLC DULUTH , Georgia 11-711-1985

Bankruptcies

No

Judgements

1Latest Filing:

03/08/2016

Liens

4Latest Filing:

10/21/2020

Suits

0Latest Filing: -

UCCs

27Latest Filing:

03/25/2021

EVENTS

15

Court SALT LAKE COUNTY 3RD DISTRICT COURT, SALT LAKE CITY, UT

LienLien - Tax Lien



Status Open



Amount US$ 2,149

Debtors NATIONAL VISION INC

Creditors WORKFORCE SER

Court SALT LAKE COUNTY 3RD DISTRICT COURT, SALT LAKE CITY, UT

SuitSuit


Filing Number 2020CV01240

Status Pending



Plaintiffs BRAY HEIDI

Defendant NATIONAL VISION INC.

Defendant AND OTHERS

Court TRUMBULL COUNTY COMMON PLEAS COURT, WARREN, OH

SuitSuit


Filing Number 19CV32990

Status Pending



Plaintiffs MERVYN SASSO

Defendant NATIONAL VISION INC.


Court ARAPAHOE DISTRICT COURT, LITTLETON, CO

SuitSuit



Status Pending



Cause Negligence

Plaintiffs HERNANDEZ, DENA, ALLENTOWN, PA

Defendant NATIONAL VISION, INC.


Court PHILADELPHIA COUNTY COMMON PLEAS COURT, PHILADELPHIA, PA

SuitSuit



Status Pending



16

Plaintiffs UTAH DEPARTMENT OF TRANSPORTAT

Defendant NATIONAL VISION INC


Court UTAH COUNTY 4TH DISTRICT COURT, PROVO, UT

SuitSuit


Filing Number 1811-AC01189

Status Pending



Plaintiffs MIDWEST SPECIAL SURGERY, O'FALLON, MO

Defendant NATIONAL VISION, INC, LAWRENCEVILLE, GA


Court ST CHARLES COUNTY CIRCUIT COURT, SAINT CHARLES, MO

SuitSuit


Filing Number 2012604203CJC

Status Pending



Plaintiffs JOAN MADRID

Defendant NATIONAL VISION INC, LAGUNA NIGUEL, CA


Court ORANGE COUNTY SUPERIOR COURT, SANTA ANA, CA

UCC FilingUCC Filing - Original


Filing Number 20200061001C


Collateral All Negotiable instruments including proceeds and products - All Inventory including proceeds andproducts - All Account(s) including proceeds and products - All Computer equipment including proceedsand products - and OTHERS

Secured Party U.S. SMALL BUSINESS ADMINISTRATION, BIRMINGHAM, AL

Debtors FAMILY VISION CENTER, TAYLORSVILLE, NC

Filing Office SECRETARY OF STATE/UCC DIVISION, RALEIGH, NC

UCC FilingUCC Filing - Assignment




Original Filing Date 03/13/2014

Original Filing Number 06714001782

Debtors NATIONAL VISION, INC., LAWRENCEVILLE, GA

Assignee BANK OF AMERICA, N.A., AS COLLATERAL AGENT, CHARLOTTE, NC

Filing Office GWINNETT COUNTY SUPERIOR COURT CLERKS OFFICE, LAWRENCEVILLE, GA

UCC FilingUCC Filing - Continuation




Original Filing Date 03/13/2014

Original Filing Number 06714001782

17

Secured Party GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT, NEW YORK, NY

Debtors NATIONAL VISION, INC., LAWRENCEVILLE, GA






Collateral Negotiable instruments - Inventory - Account(s) - General intangibles(s) - and OTHERS

Secured Party WATERTOWN SAVINGS BANK, WATERTOWN, NY

Debtors VISION CENTER II, WATERTOWN, NY

Debtors and OTHERS

Filing Office SECRETARY OF STATE/UCC DIVISION, ALBANY, NY





Collateral Equipment and proceeds

Secured Party DELL FINANCIAL SERVICES L.L.C., ROUND ROCK, TX


Filing Office BARROW COUNTY SUPERIOR COURT CLERKS OFFICE, WINDER, GA



Filing Number 20140056037K



Secured Party DE LAGE LANDEN FINANCIAL SERVICES, INC., WAYNE, PA

Debtors HICKORY FAMILY VISION LLC, TAYLORSVILLE, NC




Filing Number 20140055983J



Secured Party DE LAGE LANDEN FINANCIAL SERVICES, INC., WAYNE, PA

Debtors HICKORY FAMILY VISION LLC, TAYLORSVILLE, NC




Filing Number 2014 0985085


Collateral All Assets and proceeds

Secured Party MORGAN STANLEY SENIOR FUNDING, INC., AS COLLATERAL AGENT, NEW YORK, NY

Debtors OPTI-VISION FINANCE SERVICES, LLC

Filing Office SECRETARY OF STATE/UCC DIVISION, DOVER, DE



Filing Number 2014 0984450


18



Debtors VISION HOLDING CORP.

Filing Office SECRETARY OF STATE/UCC DIVISION, DOVER, DE







Debtors VC IV, LLC














Collateral Negotiable instruments including proceeds and products - Leased Inventory including proceeds andproducts - Account(s) including proceeds and products - Leased Timber including proceeds andproducts - and OTHERS

Secured Party M.A. BROOKS PROPERTIES PHOENIX, LLC, PHOENIX, AZ

Secured Party STITELER COMMERCIAL MANAGEMENT, PHOENIX, AZ


Filing Office SECRETARY OF STATE UCC DIVISION, PHOENIX, AZ

The public record items contained in this report may have been paid, terminated, vacated or released prior to the date this report was printed. This information may not be reproduced in whole or in part by any means of reproduction.

There may be additional UCC Filings in D&Bs file on this company available by contacting 1-800-234-3867.

There may be additional suits, liens, or judgments in D&B's file on this company available in the U.S. Public Records Database, also covered under your contract. If you would like more information on this database, please contact the Customer Resource Center at 1-800-234-3867.

A lien holder can file the same lien in more than one filing location. The appearance of multiple liens filed by the same lien holder against a debtor may be indicative of such an occurrence.

Special Events

Date Event Description

10/21/2020 Business address has changed from 2435 Commerce Ave Bldg 2200, Duluth, GA, 30096 to 2435 Commerce Ave # 100, Duluth, GA, 30096.

Financials - D&BD&B currently has no financial information on file for this company.

D&B currently has no financial information on file for this company.

Ratio for the businessRatio for the business Industry MedianIndustry Median Industry QuartileIndustry Quartile

SPECIAL EVENTS

Financial Ratios

KEY BUSINESS RATIOS

Statement dateStatement date

07/02/2005

Based on Number of EstablishmentsBased on Number of Establishments

16

19

ProfitabilityProfitability

Return On Assets 2.9 5.0 3

Return on Net Worth 14.5 49.0 3

Return on Sales 3.1 1.8 2

Short Term SolvencyShort Term Solvency

Current Liabilities to Inventory 213.7 136.7 1

Current Liabilities Over Net Worth 116.6 82.2 1

Current Ratio 1.1 1.4 3

Quick Ratio (excl. Short Term Investments) 0.3 0.5 3

EfficiencyEfficiency

Accounts Payable to Sales 1.5 4.8 4

Assets Over Sale 54.1 40.9 1

Collection Period 5.2 11.7 4

Sales to Inventory 17.1 11.4 1

Sales Over Net Working Capital 98.3 18.8 1

UtilizationUtilization

Total Liabilities Over Net Worth 403.8 198.1 1

D&B currently has no financial information on file for this company.

Company Profile

COMPANY OVERVIEW

D-U-N-S61-874-5954

Legal FormCorporation (US)

History RecordBusiness

Business Commenced On1990

OwnershipNot publicly traded

Mailing AddressUNITED STATES

Telephone+1 770-822-3600

Websitewww.nationalvision.com

Present Control Succeeded1990

SIC59959903

NAICS446130

Employees5,000 (250 here)

Age (Year Started)31 Years (1990)

Named PrincipalReade Fahs , PRES

Line of BusinessRet optical goods

Corporate and business registrations reported by the secretary of state or other official source as of: -

This data is for informational purposes only, certification can only be obtained through the Office of the Secretary of State.

Registered Name NATIONAL VISION, INC.

Corporation Type Corporation (US)

BUSINESS REGISTRATION

READE FAHS, PRES

BRUCE J STEFFEY, PRES

PAUL A CRISCILLS JR, SR V PRES-CFO

MITCHELL GOODMAN, SR V PRES-SEC-GEN COUNSEL

CHUCK CRISCILLIS, SR V PRES

DIRECTOR(S): THE OFFICER(S) and D Randolph Peeler and L. Reade Fahs.

PRINCIPALS

Officers

Directors

The following information was reported on: 10/21/2020

The Georgia Secretary of State's business registrations file showed that National Vision, Inc., was registered as a Corporation on August 7, 1990, under the file registration number 807468. Stock ownership is undetermined.

Business started 1990 by Edward Weiner.

READE FAHS born 1961. 1996-present active here.

BRUCE J STEFFEY. Antecedents not available.

PAUL A CRISCILLS JR born 1950. 1996-present active here.

MITCHELL GOODMAN born 1954. 1992-present active here.

CHUCK CRISCILLIS. Antecedents not available.

On September 14, 2004, the chapter Eleven bankruptcy, file number 00-65214, filed in the U S Bankruptcy Court, Atlanta, GA, was closed for National Vision, Inc..

Business address has changed from 2435 Commerce Ave Bldg 2200, Duluth, GA, 30096 to 2435 Commerce Ave # 100, Duluth, GA, 30096.

COMPANY EVENTS

The following information was reported on: 10/21/2020

Business InformationBusiness Information

Trade Names NATIONAL VISION; NATIONAL VISION OPTICAL; VISION CENTER; VISTA OPTICAL; OPTICAL SHOPPE, THE

BUSINESS ACTIVITIES AND EMPLOYEES

20


Activity SummaryActivity Summary

Borrower(Dir/Guar) No

Administrative Debt No

Contractor Yes

Grantee No

Party excluded from federal program(s) No

Associations

Description Subsidiary of NATIONAL VISION HOLDINGS, INC., DULUTH, GA which operates as a retailer and manufacturer of eyeglasses and value retailer of contact lenses.

As noted, this company is a subsidiary of National Vision Holdings, Inc., Duns# 08-089-8911, and reference is made to that report for background information on the parent and itsmanagement.

Retails optician, prescription eyeglasses and prescription contact lenses. Operates as an optometrist, specializing in contact lenses.

All sales cash. Sells to general public. Territory : United States, DC & Puerto Rico.

Employees 5,000 which includes officer(s). 250 employed here.

Financing Status Secured

Import/Export Import

Seasonality Nonseasonal.

Facilities Occupies premises in building.

Related ConcernsRelated Concerns

SIC/NAICS InformationSIC/NAICS Information

Industry CodeIndustry Code DescriptionDescription

5995 Ret opticalgoods

-

59959903 Opticians -

59959902 Eyeglasses,prescription

-

59959901 Contactlenses,prescription

-

80420101 Contactlensspecialistoptometrist

-

NAICS CodesNAICS Codes NAICS DescriptionNAICS Description

446130 Optical Goods Stores



621320 Offices of Optometrists

Percentage of BusinessPercentage of Business

GOVERNMENT ACTIVITY

ORIGINATING CREDIT FILEORIGINATING CREDIT FILE

Business Name NATIONAL VISION, INC.

Type D&B LiveReport

D-U-N-S Number 61-874-5954

Status Tracked

Date Created 03/15/2013

ALL CREDIT FILES WITH SAME D-U-N-S® NUMBER AS THIS APPLICATIONALL CREDIT FILES WITH SAME D-U-N-S® NUMBER AS THIS APPLICATIONCompany Name Type Status Date Created

NATIONAL VISION, INC. Application - #FCJW8MBTX Approved 03/15/2013NATIONAL VISION, INC. D&B LiveReport D-U-N-S Number 61-874-5954 Tracked 03/15/2013NATIONAL VISION, INC. Application - #FC6JEQ6E6 Approved 10/28/2014NATIONAL VISION, INC. Application - #FC6MT9LL5 Approved 11/18/2014NATIONAL VISION, INC. Application - #FC9GGGTNB Further Review Required 03/24/2016NATIONAL VISION, INC. Application - #FCN9DFQCCD Further Review Required 01/17/2017NATIONAL VISION, INC. Application - #FCNTGKD98 Further Review Required 05/21/2018NATIONAL VISION, INC. Application - #FCNML5C4HK Further Review Required 10/18/2018NATIONAL VISION, INC. Application - #FCN4J3ANVC Further Review Required 11/19/2019NATIONAL VISION, INC. Application - #FCCEK3LAYY Further Review Required 05/07/2021

ALL APPLICATIONSALL APPLICATIONS

Total Requested Amount US$ 0.00

Total Credit Limit US$ 0.00

21

Custom Score For the Application : NATIONAL VISION, INC. : NATIONAL VISION, INC.

SCORE SUMMARY

Score Name Score Date Score Date Score Value Range

DNBi Application Scorecard 09/30/2021 6.1 -10 to 10

Audit Trail For the Application : NATIONAL VISION, INC. : NATIONAL VISION, INC.

Date/Time of the Event Event Name Triggered By Message More Info

09/30/2021 09:02 AM Application Decisioned Brijananda Sana The credit application was reviewed and resulted in the status of Pending.09/30/2021 09:02 AM D&B Report Found Brijananda Sana D&B Report was found for NATIONAL VISION, INC. , D-U-N-S Number 61-874-5954.09/30/2021 09:02 AM Application Created Brijananda Sana The credit application was created.

©Dun & Bradstreet, Inc. 2005-2021. All rights reservedUS Government Employee Disclaimer

Company Name Type Status Date Created DNBi Application Scorecard Date Decisioned Requested Amount Credit Limit

NATIONAL VISION, INC. Application - #FCCTEAJFBT Further Review Required 09/30/2021 6.1 09/30/2021 0.00 0.00NATIONAL VISION, INC. Application - #FCCEK3LAYY Further Review Required 05/07/2021 5.5 05/07/2021 0.00 0.00NATIONAL VISION, INC. Application - #FCN4J3ANVC Further Review Required 11/19/2019 4.3 11/19/2019 0.00 0.00NATIONAL VISION, INC. Application - #FCNML5C4HK Further Review Required 10/18/2018 6.1 10/18/2018 0.00 0.00NATIONAL VISION, INC. Application - #FCNTGKD98 Further Review Required 05/21/2018 6.1 05/21/2018 0.00 0.00NATIONAL VISION, INC. Application - #FCN9DFQCCD Further Review Required 01/17/2017 6.7 01/17/2017 0.00 0.00NATIONAL VISION, INC. Application - #FC9GGGTNB Further Review Required 03/24/2016 6.1 03/24/2016 0.00 0.00NATIONAL VISION, INC. Application - #FC6MT9LL5 Approved 11/18/2014 7.3 11/18/2014 0.00 0.00NATIONAL VISION, INC. Application - #FC6JEQ6E6 Approved 10/28/2014 7.9 10/28/2014 0.00 0.00NATIONAL VISION, INC. Application - #FCJW8MBTX Approved 03/15/2013 7.3 03/15/2013 0.00 0.00

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