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RealEC Data Dictionary RealEC-XML Integration
November 2019 v1.0
Notice
Copyright © 2016 by RealEC Technologies, Inc. All rights reserved. This document contains confidential and privileged material for the sole use of the intended reader. The information contained within this document is governed by the terms of a Non-Disclosure Agreement that obligates those with access to this document to safeguard its contents from unauthorized disclosure as provided by the Non-Disclosure Agreement. Any review or distribution by others is strictly prohibited. If you are not the intended reader please contact RealEC Technologies and destroy all copies. No part of this document may be reproduced, stored, archived, or transmitted in any form without the express written consent of RealEC Technologies. By accessing this document, you agree that you have read and understand the terms of the applicable Non-Disclosure Agreement and that you shall abide by the terms of such Non-Disclosure Agreement.
RealEC Technologies has used its best effort in preparing this document. RealEC Technologies makes no representations or warranties with respect to the accuracy or completeness of this document and specifically disclaims any implied warranties or merchantability or fitness for a particular purpose.
All other trademarks, trade names, or product names contained within this document are the property of their respective owners.
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Data DictionaryThe following table contains enumerations and definitions for data fields used in RealEC-XML Files.
Data Field Data DefinitionAction Action Values
Constant DescriptionADD AddREMOVE Remove
ActionType Action ValuesConstant DescriptionDELETE DeleteINSERT InsertUPDATE Update
ActiveHighListPrice Highest list price for existing homes in neighborhoodActiveListingsNumber Number of active property listings in the neighborhood
Constant DescriptionNONE None1TO3 1 to 34ORMORE More than 4
ActiveLowListPrice Lowest list price for existing homes in neighborhoodAddressFormatType Designates how the address will be formatted.
Constant DescriptionForeign ForeignHighwaycontract Highway ContractLegalLotDescription Legal Lot DescriptionLine LineMilitary MilitaryPOBox PO BoxRuralRoute Rural RouteStreetAddress Street Address
AddressType Specifies the type of address
AddressUnitDesignatorType An additional address designation that further defines the delivery location.Constant DescriptionApartment ApartmentBasement BasementBuilding BuildingCondo CondoDepartment DepartmentFloor FrontHander KeyLobby LotLower Lower
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Constant DescriptionCURRENT CurrentMAILING MailingOTHER OtherPRIMARY Primary
Data Field Data DefinitionConstant DescriptionOffice OfficeOther OtherPenthouse PenthousePier PierRear RearRoom RoomSide SideSpace SpaceStop StopSuite SuiteTrailer TrailerUnit Upper
AdditionalCost Extra cost associated with the amountAdditionalIncome/ Amount Amount of additional income for the primary applicant or co-applicant on a credit
orderAdditionalIncome/ Frequency Frequency of additional income for the primary applicant or co-applicant on a
credit orderConstant DescriptionDAY DailyMONTH MonthlyYEAR Yearly
AdditionalIncome/ Source Source of additional income for the primary applicant or co-applicant on a credit order
AdditionalProjectConsiderationsType
AdditionalProjectConsiderationsType (Cont.)
Constant DescriptionCondoHotel A condominium project that is operated as a hotel with
a registration desk, cleaning service and more. The units are individually owned. Unit owners also have the option to place their unit in the hotels rental program where it is rented out like any other hotel room.
OtherTimeshare An ownership model whereby many customers own
allotments of usage in the same property. The timeshare model can be applied to many different types of properties such as condominiums, homes, campgrounds, recreational vehicles and private jets.
ManufacturedCondominium
Identified manufactured home within a defined geographical location included within a condominium association.
AddlProductData/ DataName Name of additional data elementAddlProductData/ DataValue Value of additional data elementAddlSecurity/Type Type of Additional Security
Constant DescriptionCLIENT ClientSOURCE Source
Addr1 Line 1 of the address Addr2 Line 2 of the addressAdjustedValue Adjusted value of the propertyAdjustment/ Amount Amount of the adjustment
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Data Field Data DefinitionAdjustment/ Category Level or category description of adjustment, i.e. Superior, Equal, Inferior,
UnknownAdjustment/ Type Type of adjustment reference in the comparison, i.e. Total Rooms, Bedrooms,
Bathrooms, Location, Landscaping, Design, Appeal, Age, Overall Condition, Pool or Spa, Sale Concession, Other
AgencyType Identifies Loan Type for Agency Case NumberConstant DescriptionFHAFMHAVA
AltTitleUpgradeEligibility Determines eligibility for upgrade to title productsConstant DescriptionYES Yes NO NoAUTO Auto
Amount Sum of currency on the loan, payment, income, etc.AnticipatedDocSigningMethod Anticipated Doc Signing Method
Constant DescriptionFACETOFACE Face to FaceMAILAWAY Mail-AwayNOTARY NotaryTRD TraditionalUND UndecidedWEBENBCLOSE Web Enabled Closing *Excludes usage of the RealEC WEC
Workflow.WEC Web Enabled Closing.*Includes RealEC WEC Workflow.
AppraisalData/Subject/Purpose Constant DescriptionSALE SaleREFI RefinanceNA Not Applicable
AppraisalSummary/PropertyType Type of propertyConstant DescriptionAPT ApartmentBOATSLIP Boat SlipCOMM Commercial (Non-Residential)CONDO CondominiumCONDOTEL CondotelCOOP Co-opDUP 2-4 Unit PropertyFARM FarmMFR Multi Family ResidenceMOBILE Manufactured HomeSFR Single FamilyTOWN TownhouseVACANT Land
AppraisalName Constant DescriptionAPPRAISAL_1 Appraisal 1APPRAISAL_2 Appraisal 2APPRAISAL_3 Appraisal 3
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Data Field Data DefinitionAppraisalPurposeType Appraisal Purpose
Constant DescriptionFlipTransaction Flip TransactionMateriallyDeficientReplacement Materially Deficient ReplacementReInspection Re-InspectionOther Other used when an Appraisal Purpose is not
included in the enumerations.AppraisalType Type of appraisal for the property
Constant Description1004 Uniform Residential Appraisal Form1073 Individual Condominium Unit Appraisal Form2055 Desktop Underwriter Quantitative Analysis Appraisal FormREC RealEC-XML Standard 385
AppraiserRequirementType Appraiser RequirementConstant DescriptionNewAppraiser New AppraiserOriginalAppraiser Original Appraiser
OtherOther used when an Appraiser Requirement Type is not included in the enumerations.
AppraiserSpecialtyType Appraiser skill set required to perform appraisal for specified property.Constant DescriptionWaterFrontProperty Water Front PropertyUniqueProperty Unique PropertyResortProperty Resort PropertyTribalProperty Tribal PropertyHighEndProperty HighEnd PropertyComplyingPlan Complying Plan and SpecificationOther Other used when an Appraiser Specialty is not
included in the enumerations.AppraisedValue Value of the appraised propertyAppraiserLevel Level of Appraiser
Constant DescriptionLVLONE Level OneLVLTWO Level TwoLVLTHREE Level Three
ApprSourceData Appraiser Data SourceConstant DescriptionAGENT AgentBOARD BoardDEVELOPER DeveloperOTHER Other
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Data Field Data DefinitionAppurtenanceType Constant Description
BoatSlip A docking place for a boat.GarageSpace An enclosed space for keeping a car.Other To be used when a value is not in the enumerations.
ParkingSpacea space where an automobile can be parked parking zone space – an area reserved for some particular purpose
StorageUnit A building or space in a building for put away belongings.
ArchitecturalDesignConfigurationType
ArchitecturalDesignConfigurationType
Constant DescriptionDuplex A building that contains two separate apartments.Fourplex A building that contains four separate apartments.Other OtherRowhouse Single-family attached residence separated from another
by party walls, usually on a narrow lot offering small front and back yards; Also called a townhouse.
Single A building that contains only one apartmentTriplex A building that contains three separate apartments.
ARMData/ IndexType ARM Index TypeConstant DescriptionEDCOF Eleventh District Cost Of Funds ONEYR One Year Treasury THREEYR Three Year Treasury SIXMTH Six Month Treasury DCODR Daily Certificate Of Deposit Rate FNM60 FNM60 Day Required Net Yield FNMLIBOR FNM_LIBOR FCOF Federal Cost Of Funds FRE60 FRE60 Day Required Net Yield FRELIBOR FRE_LIBOR LIBOR LIBOR MACMT Monthly Average Constant Maturing Treasury NACRFHLBB National Average Contract Rate FHLBB NMMCOF National Monthly Median Cost Of Funds OTHER Other TBDV Treasury Bill Daily Value WSJLIBOR Wall Street Journal LIBOR WACODR Weekly Average Certificate Of Deposit Rate WACMT Weekly Average Constant Maturing Treasury WAPR Weekly Average Prime Rate WASMTBIY Weekly Average Secondary Market Treasury Bill Investment
Yield WATABDY Weekly Average Treasury Auction Average Bond Discount
Yield WATAAIY Weekly Average Treasury Auction Average Investment Yield
ARMMargin Fixed percentage that is added to the index at each adjustment period to determine the interest rate for an ARM
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Data Field Data DefinitionARMTerm Term that an ARM loan is at a fixed rateAsIsPrice Suggested ‘as is’ information for the propertyAsIsPrice/Price Suggested ‘as is’ list price for the propertyAsIsPrice/Type Type of suggested ‘as is’ list price for the property
Constant DescriptionFHLMC Freddie Mac list priceFNMA Fannie Mae list priceOTHER Other type of list price
AssessedImprovementValue Assessed value of the improvements on the propertyAssessedLandValue Assessed value of the land without improvementsAssessedValue Total assessed value of improvements and the landAssessedYear Year of assessed valueAssessorsParcelIDType Constant Description
ASSESSORSUNFORMATTEDID Assessors Unformatted Identification NumberOTHER OtherPARCELIDNUMBER Parcel Identification NumberTAXMAPID Tax Map IdentificationTAXPARCELID Tax Parcel Identification NumberTORRENCERTID Torren Certification Identification
AssignmentType(Appraisal 100)
Constant DescriptionNoRestriction No RestrictionsNotOnMasterServicerRestrictionList Not on Master Servicer Restriction ListMasterServicerApprovedList Master Servicer Approved ListMasterServicerApprovedListWithoutFieldReviewRequirement
Master Servicer Approved List Without Field Review Requirement
AuthorityApprovedList Authority Approved ListFHAAppraiserWithHQSCerification FHA Appraiser with HQS CertificationOther Other used when an Assignment Type is not
part of the Enumerations.Assignment/Type Type of Title Assignment
Constant DescriptionSUB SubordinateOTHER Other
AssignmentParameterPriorityType
AssignmentConditionType
Constant DescriptionClientSpecificOnly Apply only client parameter.Combined Apply all.MutuallyExclusive Apply only one.Override One time instruction that trumps existing parameters.SequentiallyApplied Apply in order, master assignment parameters then
client-specific parameters.Other Other
AssignmentConditionType AssignmentConditionTypeConstant DescriptionAgriculture An Appraiser for an Agriculture propertyCertifiedAppraiser A Certified AppraiserCertifiedGeneral An Appraiser with General Certification
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Data Field Data DefinitionConstant DescriptionComplexProperties Complex PropertiesFHARoster An Appraisers list provided by HUD at HUD.govHistoricProperties An assignment to appraise Historic PropertiesNoTrainee An assignment to and Appraiser who is not a trainee
appraiserOther OtherPreApprovedByClient An Appraiser who has been pre-approved By ClientProfessionalDesignation An Appraiser with a Professional DesignationVAPanel VA Panel
AssociationAccount Homeowner’s Association account numberAssociationName Homeowner’s Association nameAssociationPhone Homeowner’s Association phone numberAttachmentType Description of Attachment
Constant DescriptionATTACH AttachDETACH DetachSEMIDETACHED Semi-Detached
Attorney Name of the attorney representing the case or partyAuthorityType Constant Description
AAR Annual Assessment ReservesBRGH BoroughCITY City TaxCOUNTY County TaxINDDIST Independent DistrictMISC Miscellaneous AssessmentsMUD MUD TaxOTHER Other TaxPROPERTY Property TaxSCHOOL School TaxTOWN Town TaxTOWNSHIP TownshipVLG VillageAnnualCityBondAuthorityTax Annual City Bond Authority TaxAnnualCountyBondAuthorityTax Annual County Bond Authority TaxAssessmentDistrictTax Assessment District TaxBondAuthorityTax Bond Authority TaxCentralAppraisalTaxingAuthorityTax Central Appraisal Taxing Authority
TaxCentralCollectionTaxingAuthorityTax Central Collection Taxing Authority
TaxCityAndSchoolTax City and School TaxCombinationCollectionTax Combination Collection TaxCountyCollectedByOtherTaxingAuthorityTax
County Collected By Other Taxing Authority Tax
FireOrPoliceTax Fire or Police TaxHomeownersAssociationTax Homeowners Association TaxHospitalsTax Hospitals TaxJuniorCollegesTax Junior Colleges Tax
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Data Field Data DefinitionConstant DescriptionMobileHomeAuthorityTax Mobile Home Authority TaxMunicipalServicesTax Municipal Services TaxMunicipalityTax Municipality TaxReclamationDistrictTax Reclamation District TaxRoadsOrBridgesTax Roads or Bridges TaxSanitationTax Sanitation TaxSemiannualCityBondAuthorityTax Semiannual City Bond Authority TaxSemiannualCountyBondAuthorityTax Semiannual County Bond Authority
TaxSpecialApplicationsTax Special Applications TaxSpecialDistrictTax Special District TaxStateAndCountyTax State and County TaxStateTaxingAuthorityTax State Taxing Authority TaxTownshipAndCountyTax Township and County TaxUnsecuredCountyTaxes Unsecured County TaxesWaterControlTax Water Control TaxWaterOrSewerDistrictTax Water or Sewer District Tax
AvgMarketTime Average time to sell a home in neighborhoodAvgMarketTimeUnit Unit of time used to measure average market time
Constant DescriptionMTH MonthsDAY Days
BankruptcyIndicator Indicates if bankruptcyBaseAmount Base amount of the TaxBaseFloodElevation Base Flood Elevation Basement Indicates if a basement exists at the propertyBasementAreaType Type of Basement
Constant DescriptionFULL FullNONE NonePARTIAL Partial
BasisType Residency Basis TypeConstant DescriptionRENTFREE Rent FreeOWN OwnRENT RentUNKNOWN Unknown
Bathrooms Number of bathrooms at the propertyBedrooms Number of bedrooms at the propertyBestComparable Indicates the best/closest comparable propertyBillNumber Tracking number or value indicated on the bill or invoiceBlock Block of the propertyBook Number of the Ledger where recorded document is registered with the County.
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Data Field Data DefinitionBorrower/Citizenship Borrower Citizenship classifications
Constant DescriptionPERMRES Permanent ResidentNONPERMRES Non-Permanent ResidentUNKNOWN UnknownUSCITIZEN US CitizenUSCITIZENNR US Citizen Non Resident
BorrowerAssets/AssetType Borrower Asset Type*Total All Assets for Borrower as Asset Type = “OTHERLIQ”
Constant DescriptionAUTOMOBILE AutomobileBOND BondBORROWERESTIMATEDTOTALASSETS
Borrower Estimated Total Assets
BRIDGELOANNOTDEPOSITED Bridge Loan Not DepositedCASHONHAND Cash On HandCERTIFICATEOFDEPOSITTIMEDEPOSIT
Certificate Of Deposit Time Deposit
CHECKINGACCOUNT Checking AccountEARNESTMONEYCASHDEPOSITTOWARDPURCHASE
Earnest Money Cash Deposit toward Purchase
GIFTSNOTDEPOSITED Gifts Not DepositedGIFTSTOTAL Gift TotalGRANTSNOTDEPOSITED Grants Not Deposited.
LIFEINSURANCE Life Insurance
MONEYMARKETFUND Money Market Fund
MUTUALFUND Mutual FundNETWORTHOFBUSINESSOWNED Net Worth of Business Owned OTHERLIQ Other Liquid AssetsOTHERLIQUIDASSETS Other Liquid Assets
OTHERNONLIQUIDASSETS Other Non-Liquid AssetsPENDINGNETSALEPROCEEDSFROMREALESTATEASSETS
Pending Net Sale Proceeds From Real Estate Assets
REALESTATEOWNED Real Estate OwnedRELOCATIONMONEY Relocation MoneyRETIREMENTFUND Retirement FundSALEOTHERASSETS Sale Other AssetsSAVINGSACCOUNT Savings AccountSECUREDBORROWERDFUNDSNOTDEPOSITED
Secured Borrowed Funds Not Deposited
STOCK StockTRUSTACCOUNT Trust Account
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Data Field Data DefinitionBorrowerRelationshipTitleType Constant Description
AhusbandAndWife Husband and WifeAmarriedMan Married ManAmarriedPerson Married PersonAmarriedWoman Married WomanAnUnmarriedMan Unmarried ManAnUnmarriedPerson Unmarried PersonAnUnmarriedWoman Unmarried WomanAsingleMan Single ManAsinglePerson Single PersonAsingleWoman Single WomanAwidow WidowAwidower WidowerAwifeAndHusband Wife And HusbandHerHusband Her HusbandHisWife His WifeNotApplicable Not ApplicableOther OtherTwoIndividualsInADomesticPartnerShip
Two Individuals In a Domestic Partnership
TwoIndividualsInACivilUnion Two Individuals in a Civil UnionHerSpouse Her SpouseHisSpouse His Spouse
BorrowerResidencyType Indicate if the address is the borrowers Current or Previous residency.
BranchReqtDelivery Delivery of product informationConstant DescriptionEMAIL EmailREALEC RealECPRINT2LSER Print to LaserOVERNIGHT OvernightUSPS Regular Mail
BranchReqtPkg Product information package includesConstant DescriptionALL ALLLATEREMAIL Rest will come in later email
Borrower ResidencyType Constant DescriptionCURRENT CurrentPREVIOUS Previous
Brief Brief of the property
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Constant DescriptionCURRENT CurrentPREVIOUS Previous
Data Field Data DefinitionCarStoreAssignedOwned Car Storage OwnershipType
Constant Description ASSIGN AssignedOWNED Owned
CarStorageAttachmentType Type of Car Storage AttachmentConstant Description
Attached
A building or structure otherwise complete in itself, which depends for structural support or complete enclosure, upon a division wall or walls shared in common with an adjacent building or structure.
BuiltIn
A built-in garage is contained within the structures footprint, and typically has living area over it that is accessible from within the main structure
Detached
A building or structure which is physically separated and not dependent on any other building or structure for structural support or enclosure
CarStoreGarageType Type of GarageConstant Description ATTACH AttachDETACH DetachBUILTIN Built In
CarStorageType Type of Car StorageConstant Description
Carport
A covered structure used to offer limited protection to vehicles, primarily cars, from rain and snow. The structure can either be free standing or attached to a wall.
Covered
An outdoor area with a roof used to offer limited protection to vehicles, primarily cars, from rain and snow. This is similar to a carport.
Driveway A short road leading from a public road to a house or garage.Garage A building or indoor area for parking or storing motor vehicles.
OffStreetSpaces for cars located on private property rather than on a public street.
Open
A mixed-use parking project is any building that blends a combination of residential, office, retail, cultural, or institutional uses with parking in which those functions are physically and functionally integrated.
Other To be used when a value is not in the enumerations.CarStoreType Type of Car Storage used
Constant Description GARAGE GarageCARPORT CarportNONE None
CaseNumber Tracking number to identify the caseCashOut Indicates whether the purpose of a refinance for cash outCashOutAmount Amount of cash out from a refinance loan transactionCBRA Indicates if Community is in Coastal Barrier Resources AreaCBRADate Date of CBRA designationCellPhone Cellular phone number CensusTract Census tract numberRealEC Data Dictionary, November 2019 Release 2019-11 v1.0 Page 13 of 130
Data Field Data DefinitionCentralAC Indicates if the property has central air conditioningCertificateNumber Number or reference value on the certificateCity City of the address CityTaxAmount Amount of taxes due to the cityCityTaxStatus Current status of city taxes
Constant DescriptionPD PaidUNPD Unpaid
CityTaxStatus Current status of tax payments to the cityClosingType Constant Description
ONLINE On-LineTRADITIONAL Traditional
CoApplicant/ Reference Social security number of the co-applicant on a credit order used to reference information in the Party block of the REC-XML File
Comment Additional information or explanation regarding the associated record or dataCommunityName NFIP Community NameCommunityNumber NFIP Community NumberCompanyIndustry IDK Code Description
LENDING LendingHUMANRESOURCES Human ResourcesINSURANCE Insurance
CompanyType Type of CompanyIDK Code DescriptionCORP CorporationEST EstatePART General PartnershipLMTD Limited PartnershipTRUST Trust
ComplianceType Type of ComplianceConstant DescriptionILLEGAL IllegalLEGAL LegalLEGALNONCONFORMING Legal Non-ConformingNO ZONING No Zoning
ConditionOfAppraisalConstant Description ASIS As IsCOMPL CompletedREPAIRS Repairs NeededINSPECT Inspected
ConditionRatingType Constant Description Average The usual or ordinary kind of rating.Excellent A superior rating.Fair A sufficient but not ample rating.Good A satisfactory rating containing a faint praise.Poor An inferior rating, less than adequate.
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Data Field Data DefinitionConstructionMaterialType Constant Description
FRAME FrameMAS MasonryMASVEN Masonry VeneerMIX MixNA Not ApplicableOTHER OtherUNK Unknown
ConstructionMethodType The Construction MethodConstant Description MANUFACTURED ManufacturedMODULAR ModularMOBILEHOME Mobile HomeSITEBUILT Site builtONFRAMEMODULAR On Frame ModularOTHER Other
ConstructionStatusType Construction StatusConstant Description Complete CompleteExisting ExistingIncomplete IncompleteProposed ProposedSubjectToAlteration Subject to AlterationSubjecttoAlterationImprovement Subject to Alteration ImprovementSubstantiallyRehabilited Substantially RehabilitedUnderConstruction Under ConstructionOther Other used when a construction
status is not available in the enumeration.
ConstructionToPerm Indicates if construction to perm financing is needed
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Data Field Data DefinitionConstructionType Type of materials used for construction of the structure
Constant DescriptionADOBE AdobeBRICK BrickCONCRETE ConcreteCONCRETEBLCK Concrete BlockDOME DomeFRAME FrameHEAVY HeavyLIGHT LightLOG LogMANUF ManufacturedMASON MasonryMETAL MetalOTHER OtherSTEEL SteelSTONE StoneTILTUP Tilt-up (pre-cast concrete)WOOD Wood
ContactMethod Type of Contact MethodConstant DescriptionEMAIL EmailFAX FaxMAIL MailPHONE PhoneOTHER Other
ContactPointRoleType ContactPointConstant DescriptionHome HomeMobile MobileOther OtherWork Work
ContactType ContactTypeConstant DescriptionIndividual Identifies that the Contact and all related information is
about an individual at the legal entity.Organization Identifies that the Contact and all related information is
about an organization within the legal entity, including the general contact information for the legal entity.
Content Content of the documentConveyanceFee Amount of title transfer feeCoolType Type of Cooling system used
Constant DescriptionCENTRAL CentralINDV IndividualOTHER Other
CorrectionsResponsibleParty Constant DescriptionALLPARTIES All PartiesBORROWER Borrower
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Data Field Data DefinitionPROVIDER Provider
CostApprEstType Type of Appraisal EstimateConstant Description REPROD ReproductionREPLC Replacement Cost
CounselingCenterSortType Sort order for Homeownership Counseling Locator Constant Description Distance Distance from requested zip to Center. Descending Descending by Center NameAscending Ascending by Center Name
Count Number of child nodes for the current node (block)CountryCode 2-Character Alpha representation of the Country Code
AD AndorraAE United Arab EmiratesAF AfghanistanAG Antigua and BarbudaAI AnguillaAL AlbaniaAM ArmeniaAO AngolaAQ AntarcticaAR ArgentinaAS American SamoaAT AustriaAU AustraliaAW ArubaAX Aland Islands !Åland IslandsAZ AzerbaijanBA Bosnia and HerzegovinaBB BarbadosBD BangladeshBE BelgiumBF Burkina FasoBG BulgariaBH BahrainBI BurundiBJ BeninBL Saint BarthélemyBM BermudaBN Brunei DarussalamBO Bolivia, Plurinational State ofBQ Bonaire, Saint Eustatius and SabaBR BrazilBS Bahamas
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Data Field Data Definition
CountryCode (Cont.)
AD AndorraBT BhutanBV Bouvet IslandBW BotswanaBY BelarusBZ BelizeCA CanadaCC Cocos (Keeling) IslandsCD Congo, the Democratic Republic of theCF Central African RepublicCG CongoCH SwitzerlandCI Cote d’Ivoire !Côte d’IvoireCK Cook IslandsCL ChileCM CameroonCN ChinaCO ColombiaCR Costa RicaCU CubaCV Cabo VerdeCW CuraçaoCX Christmas IslandCY CyprusCZ Czech RepublicDE GermanyDJ DjiboutiDK DenmarkDM DominicaDO Dominican RepublicDZ AlgeriaEC EcuadorEE EstoniaEG EgyptEH Western SaharaER EritreaES SpainET EthiopiaFI FinlandFJ FijiFK Falkland Islands (Malvinas)FM Micronesia, Federated States ofFO Faroe IslandsFR France
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Data Field Data Definition
CountryCode (Cont.)
AD AndorraGA GabonGB United Kingdom of Great Britain and Northern IrelandGD GrenadaGE GeorgiaGF French GuianaGG GuernseyGH GhanaGI GibraltarGL GreenlandGM GambiaGN GuineaGP GuadeloupeGQ Equatorial GuineaGR GreeceGS South Georgia and the South Sandwich IslandsGT GuatemalaGU GuamGW Guinea-BissauGY GuyanaHK Hong KongHM Heard Island and McDonald IslandsHN HondurasHR CroatiaHT HaitiHU HungaryID IndonesiaIE IrelandIL IsraelIM Isle of ManIN IndiaIO British Indian Ocean TerritoryIQ IraqIR Iran, Islamic Republic ofIS IcelandIT ItalyJE JerseyJM JamaicaJO JordanJP JapanKE KenyaKG KyrgyzstanKH CambodiaKI Kiribati
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Data Field Data Definition
CountryCode (Cont.)
AD AndorraKM ComorosKN Saint Kitts and NevisKP Korea, Democratic People’s Republic ofKR Korea, Republic ofKW KuwaitKY Cayman IslandsKZ KazakhstanLA Lao People’s Democratic RepublicLB LebanonLC Saint LuciaLI LiechtensteinLK Sri LankaLR LiberiaLS LesothoLT LithuaniaLU LuxembourgLV LatviaLY LibyaMA MoroccoMC MonacoMD Moldova, Republic ofME MontenegroMF Saint Martin (French part)MG MadagascarMH Marshall IslandsMK Macedonia, the former Yugoslav Republic ofML MaliMM MyanmarMN MongoliaMO MacaoMP Northern Mariana IslandsMQ MartiniqueMR MauritaniaMS MontserratMT MaltaMU MauritiusMV MaldivesMW MalawiMX MexicoMY MalaysiaMZ MozambiqueNA NamibiaNC New Caledonia
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Data Field Data Definition
CountryCode (Cont.)
AD AndorraNE NigerNF Norfolk IslandNG NigeriaNI NicaraguaNL NetherlandsNO NorwayNP NepalNR NauruNU NiueNZ New ZealandOM OmanPA PanamaPE PeruPF French PolynesiaPG Papua New GuineaPH PhilippinesPK PakistanPL PolandPM Saint Pierre and MiquelonPN PitcairnPR Puerto RicoPS Palestine, State ofPT PortugalPW PalauPY ParaguayQA QatarRE Reunion !RéunionRO RomaniaRS SerbiaRU Russian FederationRW RwandaSA Saudi ArabiaSB Solomon IslandsSC SeychellesSD SudanSE SwedenSG SingaporeSH Saint Helena, Ascension and Tristan da CunhaSI SloveniaSJ Svalbard and Jan MayenSK SlovakiaSL Sierra LeoneSM San Marino
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Data Field Data Definition
CountryCode (Cont.)
AD AndorraSN SenegalSO SomaliaSR SurinameSS South SudanST Sao Tome and PrincipeSV El SalvadorSX Saint Maarten (Dutch part)SY Syrian Arab RepublicSZ SwazilandTC Turks and Caicos IslandsTD ChadTF French Southern TerritoriesTG TogoTH ThailandTJ TajikistanTK TokelauTL Timor-LesteTM TurkmenistanTN TunisiaTO TongaTR TurkeyTT Trinidad and TobagoTV TuvaluTW Taiwan, Province of ChinaTZ Tanzania, United Republic ofUA UkraineUG UgandaUM United States Minor Outlying IslandsUS United States of AmericaUY UruguayUZ UzbekistanVA Holy SeeVC Saint Vincent and the GrenadinesVE Venezuela, Bolivarian Republic ofVG Virgin Islands, BritishVI Virgin Islands, U.S.VN Viet NamVU VanuatuWF Wallis and FutunaWS SamoaYE YemenYT MayotteZA South Africa
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Data Field Data DefinitionAD AndorraZM ZambiaZW Zimbabwe
CountyFIPS County FIPS codeCountyName County NameCountyTaxAmount Amount of taxes due to the countyCountyTaxStatus Current status of county taxes
Constant DescriptionPD PaidUNPD Unpaid
CountyTaxStatus Current status of tax payments to the countyCoversMultipleProperties Indicates if multiple properties are includedCrawlSpace Indicates if crawl space is available under the building at the propertyCreditCardHolderType Identifies the role of the Credit Card
Constant DescriptionBROKER BrokerBORROWER BorrowerLENDER LenderOTHER Other
CreditLimit Limit of credit available for the loan, mortgage, etc.CreditScore/ ModelNameType Credit Score Model Type
Constant DescriptionEQB Equifax BeaconEQBAUTO Equifax Beacon AutoEQBBC Equifax Beacon BankcardEQBINSTALL Equifax Beacon InstallmentEQBPFIN Equifax Beacon Personal FinanceEQB5 EquifaxBeacon5.0EQBAUTO5 EquifaxBeacon5.0AutoEQBBC5 EquifaxBeacon5.0BankcardEQBINSTALL5 EquifaxBeacon5.0InstallmentEQBPFIN5 EquifaxBeacon5.0PersonalFinanceEQBDAS Equifax DASEQENHB Equifax Enhanced BeaconEQENHBDAS Equifax Enhanced DASEQMM Equifax Market MaxEQMSCORE Equifax Mortgage ScoreEQPIN Equifax PinnacleEQPIN2 EquifaxPinnacle2.0EXPFAIR Experian Fair IsaacEXPFAIRADV Experian Fair Isaac AdvancedEXPFAIRAUTO Experian Fair Isaac AutoEXPFAIRBC Experian Fair Isaac BankcardEXPFAIRINSTALL Experian Fair Isaac InstallmentEXPFAIRPERFIN Experian Fair Isaac Personal FinanceEXPMDS Experian MDS Bankruptcy IIEXPNNEQUIV Experian New National EquivalencyEXPNNRISK Experian New National Risk
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Data Field Data DefinitionEXPONRISK Experian Old National RiskNONTRAD Non-TraditionalOTHER OtherTUDELPHI Trans Union DelphiTUEMP Trans Union EmpiricaTUEMPAUTO Trans Union Empirica AutoTUEMPBC Trans Union Empirica BankcardTUEMPINSTALL TransUnion Empirica InstallmentTUEMPPERFIN Trans Union Empirica Personal FinanceTUNEWDELHPI Trans Union New DelphiTUPRECISION Trans Union Precision
CreditScoreInfo/Type Type of credit score informationConstant DescriptionINDIVIDUAL IndividualJOINT Joint
CRMInd Credit Risk Management Indicator ConstructionToPerm Indicates if the financing is a construction to permCurativeAction The appropriate action to manage the Curative item
Constant DescriptionPAYOFF PayoffPAYDOWN PaydownSUBD SubordinateRELEASE Release
CurativeReason/Type Constant DescriptionPre-Closing Pre-ClosingAt Closing At ClosingPost-Closing Post-Closing
DataFileDate Date the data file is createdDataFilePassword Password to access the data fileDataFileUserID User ID to access the data fileDateSensitiveDocs Indicates if the Documents are date sensitiveDayPhone Day phone number DaysOnMarket Number of days the property is/was on the marketDeclarations/HomeownerPastThreeYrsType
Borrower First Time Homebuyer TypeConstant DescriptionYES Yes NO No UNKN Unknown
Declarations/IntentToOccupyType Borrower’s Intent to Occupy the Subject Property TypeConstant DescriptionYES Yes NO No UNKN Unknown
DecliningMarketIndicator Declining Market ValuesConstant DescriptionYES Yes NO NoUNSPEC Unspecified
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Data Field Data DefinitionDescription Explanation with additional detailDetachedBuilding Indicates if a detached building exists on the propertyDeterminationDate Date flood determination is preparedDevelopment Description of the property developmentDirection1 Direction 1 of the situs information of the property
Constant DescriptionE EastN NorthNE NortheastNW NorthwestS SouthSE SoutheastSW SouthwestW West
Direction2 Direction 2 of the situs information of the propertyConstant DescriptionE EastN NorthNE NortheastNW NorthwestS SouthSE SoutheastSW SouthwestW West
DispositionStatusType Constant DescriptionPENDINGSALE Pending SaleRETAINFORPRIMORSECRESIDNET Retain for PrimaryRETAINFORRENTAL Retain for RentalSOLD Sold
DOB Date of birthDocDate Date and time of the document (set by document sender)DocDeliveryDate Delivery date of the documentsDocketNumber Tracking number to identify the case on the docketDocPassword Password for access to the documentDocsDeliveredTo Documents Delivered to this location DocStatus Type of DocStatus
Constant DescriptionDRAFT DraftFINAL Final
DocType Type/Description of attached DocumentAppraisalConstant Description203KconsultantReport 203K Consultant ReportACIAPPRAISAL ACI Appraisal FormatADDEND AddendumADDSCHED Additional ScheduleAPPRAISAL385 Appraisal 385AppraisalAppeal The documentation submitted for a
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Data Field Data Definition
DocType (Cont)
formal protest against the appraised value of a property.
APPRAISALREVIEWREPORT Appraisal Review ReportAPPRAISALPDF Appraisal PDF
APPRAISALQUESTIONNAIRE Appraisal Questionnaire
AIREADYAPPRAISAL AI Ready AppraisalApprovalLetter Describes the loan approval status and
any associated conditions to the borrower. AKA: Notice of Loan Approval, NOLA, Commitment Letter, Conditional Approval, and Conditional Commitment.
AssumptionAgreement Establishes that the buyer will assume responsibility for the obligations of a mortgage from the builder or original owner.
AttorneyInFactAffidavit Confirms that a person is under a Power of Attorney and warrants specifics facts about the person such as: POA has not been revoked, principle has not died, and no divorce action has been commenced if spouse of the principle, a guardian or conservator has not been appointed for the Principle.
AVR Automated Valuation ReportBid BidBRKPRICEOP Broker Price OpinionBuildersCertification:BuildersCertificate
Describes the warranty that the property is constructed in substantial conformity with the plans and specifications of the seller or builder. May apply to HUD Form 92541
BuildingPermit Authorizes the builder to build on the property. Provided by local municipal authority.
ConditionalCommitment Establishes the property value and describes repair conditions. Provided by Underwriter. This is only related to appraisal and property.
CondominiumOccupancyCertificate
Confirms the percentage of a Condominium (Condo) Association or phase is currently occupied.
ConstructionChangeOrder Construction Change OrderConstructionLoanManagementReport
Construction Loan Management Report
ConstructionCostBreakdown:Rehabilitation
Describes in detail the construction costs associated with the work to be conducted in the rehabilitation of a property.
DESKREVW Desk ReviewDISASTERAPPRAISALREPORT Disaster Appraisal ReportDRRPT Drive-By ReportDBRRPTINT Drive-By Report – InteriorEADSubmissionSummaryReport FHA EAD Submission Summary
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Data Field Data Definition
DocType (Cont)
ReportECR Electronic Collateral ReviewEscrowForCompletionAgreement Establishes work to be completed on a
property and the terms under which the funds for the work will be released. AKA: Holdback, Work Escrow Agreement.
EXTERIORAPPRAISALREPORT Exterior Appraisal ReportFIELDRVW Field ReviewFINALINSP Final InspectionFinancialStatement:Income Describes financial performance of a
business or individual income.FULLFHA Full – FHAFULLURAR Full URARHomeownersAssociationCertification
Confirms the property meets HUD requirements. Provided by the Condominium Association. AKA: Condominium Association Certification, HOA Certification, and PUD Certification.
HOMEOWNERSHIPCOUNSELINGNOTICE Homeownership Counseling NoticeInvoice Provides bill which itemizes nature and
cost of transactions. AKA: Bill.Invoice:UtilityBill Provides utility bill which itemizes
nature and cost of transactions. LandLeaseholdAgreement Establishes the interest in land of a
person who owns the lease granted by the property owner.
MISMOGSE26 MISMO GSE 2.6MISMO23 Identifies that the XML document
represents a MISMO 2.3 Version XML document.
MISMO30 MISMO 3.0MISMO31 MISMO 3.1MISMO26 MISMO 2.6MISMO33 MISMO 3.3 fileMLSListing A listing of properties for sale provided
by a multiple listing service (MLS) made up of a group of cooperating real estate brokers.
ORIG1004 Original 1004OTHER OtherPAYLOAD Pay LoadPLANSANDSPEC Plans and SpecificationsPowerOfAttorney:Durable Authorizes one person to act as agent
or attorney on behalf of another person for medical care and finances in the case that the person ever becomes mentally incapacitated.
PowerOfAttorney:ManufacturedHousing
Authorizes one person to act as agent or attorney on behalf of another person for the listed manufactured housing.
PREVALFAILUREREPORT Pre-validation Failure Report
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Data Field Data DefinitionPropertyInspectionReport Describes the condition of the subject
property, or any of a variety of building systems or interior or exterior elements of the structure, or aspects of the surrounding property (such as water or soil).
PropertyInsuranceBinder:Hazard Establishes a commitment to issue property insurance for any hazard pending payment.
PropertyInsuranceBinder:Wind Establishes a commitment to issue property insurance for wind pending payment.
PropertyInsurancePolicy:Flood Establishes the terms and conditions of the contract for flood insurance covering the subject property.
PURCHAGREE Purchase AgreementQIDATAAGGREGAGE Qi Aggregate DataRECERT RecertificationRentalIncomeAnalysisStatement Evaluates the rental potential of a
property and establishes its value. AKA: Operating Income Statement, FHLMC 998, FNMA 216, One to Four Family Investment Property and Two to Four Owner Occupied Property.
SatisfactionOfJudgment Confirms that a judgment filed against a property has been released. Provided by a legal authority. AKA: Acknowledgement of Satisfaction of Judgment.
SERVINV Service InvoiceSupplementalCollateralReviewDocument
Proprietary appraisal review reports offered by FNC outside the GAAR report.
Survey Describes encroachments on mortgaged property. AKA: Improvement Location Certificate, Mortgage Survey.
TAXASSVALUE Tax Assessed ValueTaxLienRelease Releases a tax lien against a property,
person, or entity. AKA: Satisfaction of Taxes.
UCDPFAILUREREPORT UCDP Failure ReportUCDPSUBMISSIONSUMMARYREPORT UCDP Submissions Summary ReportValuationUpdate Details an update or correction to an
appraisal report. AKA: Appraisal Update.
Automated ValuationsConstant DescriptionAVR Automated Valuation ReportSERVINV Service Invoice
ClosingConstant Description
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Data Field Data DefinitionBOAPAYOFF BofA – Payoff StatementClosingDisclosure Closing DisclosureClosingPackage A document that is a package
containing multiple supporting closing documents provided at the end of the closing process.
CLSINST Closing InstructionsCLSTMT Closing StatementsCOMCLSTMT Commercial Closing StatementsPOSTCLSDOC Critical Post-Closing Documents DEATHCERT Death Certificate DFCDOC DFC Document DISBURSELDGR Disbursement Ledger DIVCDECR Divorce Decree ECP Executed Closing PackageECPPIGGYBACK Executed Closing Package –
PiggybackEXECPROCESSDISCLOSURE
Executed Processing Disclosure
FINALTITLECMT Final – Title CommitmentFINALTITLERPT Final – Title ReportFUNDINGTRANSMITTAL Funding TransmittalGFE Good Faith EstimateHOMEINSCERT Homeowners Insurance CertificateHUD1 HUD1 (Final)HUD1A HUD1A (Final)HUD1PRE HUD1 (Preliminary) HUD1APRE HUD1A (Preliminary) POSTFUNDINGHUD Post Funding HUDLOANAPPLICATION Loan ApplicationLoanEstimate Loan EstimateLOANMODAGREE Loan Modification AgreementLPOA Limited Power of Attorney (LPOA)MARRIAGECERTIFICATE Marriage CertificateMANDDISRPT Mandatory Disclosure Report (MDR)MDREIR Combined MNOTE NotePAYOFF PayOffPAYOFFDMD Payoff DemandPURCHAGREE Purchase AgreementRECORDEDMORTGAGE Recorded MortgageSECURITYINSTRUMENT Security InstrumentSECURITYINSTRUMENTMOD
Security Instrument Mod
SECURITYINSTRUMENTRIDER
Security Instrument Rider
SERCURITYINSTRUMENTSecurity Instrument (Value Deprecated)
SERCURITYINSTRUMENTMOD
Security Instrument Mod (Value Deprecated)
SERCURITYINSTRUMENTRIDER
Security Instrument Rider (Value Deprecated)
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Data Field Data DefinitionSERVINV Service InvoiceSETTLSTMT Settlement StatementsSUBAGRMT Subordination AgreementTILDISCLOSURE Truth-In-Lending DisclosureTAXDOC Tax DocumentTRAILDOCS Trailing DocumentsValidationReport Document contains the failure report
from validating a given XML file with respect to a known schema.
WILL Will
Consolidated Close WorkflowConstant DescriptionDocumentPackageAudit A document that has the result of the Audit
performed on the Document(s) required to execute a Loan Closing/Settlement
ClosingDisclosure Closing Disclosure
Consumer CreditConstant Description2BIRMCR 2-Bureau infile+RMCR3BRMCR 3-Bureau+RMCRCRDRPT Credit ReportRMCR 2-Bureau RMCRSERVINV Service InvoiceSINGLEINFILE Single In File3FILEMRG Three In File Merge2FILERPT Two In File Merge
Doc SigningConstant DescriptionBOAPAYOFF BofA – Payoff StatementCLSTMT Closing StatementsEXECPROCESSDISCLOSURE Executed Processing DisclosureHUD1 HUD1 (Final)HUD1A HUD1A (Final)HUD1PRE HUD1 (Preliminary) HUD1APRE HUD1A (Preliminary) LOANMODAGREE Loan Modification AgreementSERVINV Service InvoiceTRAILDOCS Trailing Documents
FloodConstant DescriptionBASIC Basic CertificateEXECPROCESSDISCLOSURE Executed Processing DisclosureLIFELOANCERT Life of Loan CertificateSERVINV Service Invoice
Good Faith Estimate
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Data Field Data DefinitionConstant DescriptionEXECPROCESSDISCLOSURE Executed Processing DisclosureSRVCPROVLIST Service Provider ListCOMPLIANCECERTIFICATE Compliance Certificate
Loan Quality AnalyticsConstant DescriptionAPRIORIRESULTS Apriori ResultsFOREIGNDOCUMENTUPLOAD
Foreign Document Upload (PC 698) requires this value
MISMO30 ULDD Upload (PC 698) requires this valueMISMO32 MISMO 3.2MISMO33 MISMO 3.3QIDATAAGGREGATE QI Aggregate Data
Mortgage InsuranceConstant DescriptionDENIAL Denial LetterEXECPROCESSDISCLOSURE
Executed Processing Disclosure
LOANAPPLICATION Loan ApplicationMICERTIFICATE MI CertificateSERVINV Service Invoice
REC Batch 2.0Constant DescriptionRECBATCH20 REC Batch 2.0RECBATCH20ZIPDOC REC Batch 2.0 Zipped Document
TitleConstant DescriptionBOAPAYOFF BofA – Payoff StatementBORRAUTH Borrower Authorization CLOSINGPROTECTIONLETTER Closing Protection LetterCLEARTOCLOSE Clear to CloseCLSTMT Closing StatementsCURATIVE Curative Documentation DEEDOFTRUST Deed of TrustEQUITYPOLICY Equity PolicyEXECPROCESSDISCLOSURE Executed Processing DisclosureFEESHT Fee Sheet FPOL Final PolicyFORECLOSESRCH Foreclosure Search / ReportHUD1 HUD1 (Final)HUD1A HUD1A (Final)HUD1PRE HUD1 (Preliminary) HUD1APRE HUD1A (Preliminary) LASTDEED Last Deed of RecordLENDPOLICY Lenders PolicyLGLDESC Legal Description
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Data Field Data DefinitionLIFELOANCERT Life of Loan CertificateLCP Limited Coverage PolicyLOANAPPLICATION Loan ApplicationLOANMODAGREE Loan Modification AgreementMARRIAGECERTIFICATE Marriage CertificateNOTE NoteOERPT O & E ReportORIGTAP Original TAP FileOWNPOLICY Owners PolicyPAYOFF PayOffPRELIMRPT Preliminary Title ReportPURCHAGREE Purchase AgreementSECURITYINSTRUMENT Security InstrumentSECURITYINSTRUMENTMOD Security Instrument ModSERCURITYINSTRUMENT Security Instrument (Value
Deprecated)SERCURITYINSTRUMENTMOD Security Instrument Mod (Value
Deprecated)SERVINV Service InvoiceSETTLSTMT Settlement StatementsSUPPL1 Supplement 1SUPPL2 Supplement 2TAXDOC Tax DocumentTAXLINEDATA Tax Line DataTITLE385 Title 385TITLE385MISMO Title 385 in a MISMO formatTITLECOM Title CommitmentTITLEINSURANCEPOLICY Title Insurance PolicyTITLERPT Title ReportTITLESRCH Title SearchTRUSTOPIN Trust Opinion TRAILDOCS Trailing DocumentsVESTING Vesting Information
VerificationsConstant DescriptionAUTHENTICATIONCROSSCHECK Authentication/Cross Check
ReportBORRAUTH Borrower AuthorizationBORROWEROCCUPANCY Verification of Borrower
OccupancyCONDOBUDGET Condo BudgetCONDOBYLAWDECLARATION Condo By Law DeclarationCONDOCOMBINEDDOCUMENTATION
Condo Combined Documentation
CONDOEVALUATION Condo EvaluationCONDOQUESTIONNAIRE Condo QuestionnaireEXECPROCESSDISCLOSURE Executed Processing DisclosureHOAACCOUNTINFORMATION HOA Account InformationHOMEOWNERSHIPCOUNSELINGNOTICE
Homeownership Counseling Notice
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Data Field Data DefinitionINSURANCEDOCUMENTATION Insurance DocumentationPROPERTYUNITNUMBER Verification of Property Unit
NumberTAXRETURN4506T Request for Transcript of Tax
Return (4506-T)UNDISCLOSEDLIABILITIES Verification of Undisclosed
LiabilitiesVOE VOEVOI VOIVOID Verification of Identity
Risk ManagementConstant DescriptionHSTPRO HistoryPro Report
Risk Mgt (Fraud)Constant DescriptionDVDRIVE Data Verify Drive ReportsFRAUDGUARD Fraud GUARDLSRMD Loan Safe Risk Manager ReportLSFMD LoanSafe Fraud Manager ReportLSCMD LoanSafe Collateral Manager Report
Document/ Description Description of the documentDocument/SubType The SubType provides specific information about the Document encoded in the
Document node.Constant Description1TO4FAMILY 1To4Family401K 401KADDSECURITYINTEREST Add Security InterestALTERNATIVECONTACT Alternative ContactANNUITY AnnuityARM ARMASSIGNMENTOFDEEDOFTRUST Assignment Of Deed Of TrustASSIGNMENTOFMORTGAGE Assignment Of MortgageASSIGNMENTOFRENTS Assignment Of RentsASSIGNMENTOFTRADE Assignment Of TradeBALANCESHEET Balance SheetBALLOON BalloonBARGAINANDSALEDEED Bargain And Sale DeedBIWEEKLY Bi WeeklyBLANKETASSIGNMENT Blanket AssignmentBUILDERCERTIFICATIONOFPLANSANDSPECIFICATIONS
Builder Certification Of Plans And Specifications
BUILDERSCERTIFICATE Builders CertificateCARPET CarpetCASHFLOW Cash FlowCHECKINGACCOUNT Checking AccountCONDOMINIUM CondominiumCONSOLIDATED Consolidated
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Data Field Data Definition
Document/SubType (Cont)
Constant DescriptionCONSOLIDATIONAGREEMENT Consolidation AgreementCONSTRUCTION ConstructionCOOPERATIVEASSIGNMENTOFPROPRIETARYLEASE
Cooperative Assignment Of Proprietary Lease
CREDITINCREASE Credit IncreaseDEEDOFTRUST Deed Of TrustDRIVERSLICENSE Driver’s LicenseDURABLE DurableEARTHQUAKE EarthquakeENVIRONMENTAL EnvironmentalFEDERAL FederalFINANCIALPOSITION Financial PositionFIREANDEXTENDEDCOVERAGE Fire And Extended CoverageFLOOD FloodFNM1009 FNM1009FOOTINGS FootingsFRAMING FramingGAPINEMPLOYMENT Gap In EmploymentGEM GEMGPM GPMHAZARD HazardHEATING HeatingHECMLOANAGREEMENT HECM Loan AgreementHOMEOWNERS HomeownersHUD1 HUD1HURRICANE HurricaneIDENTITYTHEFT Identity TheftINCOME IncomeINCREASESECURITY Increase SecurityINSECTINFESTATION Insect InfestationINSULATION InsulationINTERVIVOSREVOCABLETRUST Inter Vivos Revocable TrustIRS1040 IRS1040IRS1041 IRS1041IRS1065 IRS1065IRS1099A IRS1099AIRS1099B IRS1099BIRS1099C IRS1099CIRS1099CAP IRS1099CAPIRS1099DIV IRS1099DIVIRS1099G IRS1099GIRS1099H IRS1099HIRS1099INT IRS1099INTIRS1099LTC IRS1099LTCIRS1099MISC IRS1099MISCIRS1099OID IRS1099OIDIRS1099PATR IRS1099PATRIRS1099Q IRS1099QIRS1099R IRS1099R
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Data Field Data DefinitionConstant DescriptionIRS1099S IRS1099SIRS1099SA IRS1099SAIRS1120 IRS1120IRS1120S IRS1120SIRS4506 IRS4506IRS4506T IRS4506TLEASEHOLD LeaseholdLETTEROFEXPLANATION Letter Of ExplanationLETTEROFINTENT Letter Of IntentLIENRELEASE Lien ReleaseLIMITED LimitedLOCAL LocalMANUFACTURED ManufacturedMANUFACTUREDHOUSING Manufactured HousingMILITARY MilitaryMINESUBSIDENCE Mine SubsidenceMODIFICATIONAGREEMENT Modification AgreementMORTGAGE MortgageMUTUALFUNDACCOUNT Mutual Fund AccountNAME NameNEWMONEY New MoneyNONOWNER Non OwnerOPENACCOUNT Open AccountOTHER OtherPASSPORT PassportPENSION PensionPERSONALPROPERTY Personal PropertyPEST PestPLUMBING PlumbingPREPAYMENT PrepaymentPROPERTYINSPECTION Property InspectionPUD PUDQUITCLAIMDEED Quit Claim DeedRATEIMPROVEMENT Rate ImprovementREHABILITATION RehabilitationROOF RoofSATISFACTIONOFDEEDOFTRUST Satisfaction Of Deed Of rustSATISFACTIONOFMORTGAGE Satisfaction Of MortgageSAVINGACCOUNT Saving AccountSECONDHOME Second HomeSEPTIC SepticSIGNATURE SignatureSOIL SoilSOILTREATMENT Soil TreatmentSTATE StateSTOCKACCOUNT Stock AccountSTORM StormSTRUCTURALENGINEERING Structural Engineering
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Data Field Data DefinitionConstant DescriptionSUBTERRNEANTERMITE Subterranean TermiteTERMITE TermiteTERMITETREATMENT Termite TreatmentTORNADO TornadoTRAILINGSPOUSE Trailing SpouseTRUDT TrustURLA URLAUTILTIYBILL Utility BillVA VAVAQUESTIONAIRE VA QuestionnaireVISA VisaVOLCANO VolcanoWARRANTYDEED Warranty DeedWATERHEALTH Water HealthWELL WellWIND Wind
Document/SuperType The SuperType give a more generalized category of the encoded documents usage.Constant DescriptionBORROWERAPPLICATION Borrower ApplicationBORROWERCREDITANDLIABILITIES Borrower Credit And LiabilitiesBORROWERINCOMEANDASSETS Borrower Income And AssetsCLOSING ClosingDISCLOSURE DisclosureNOTE NotePROPERTY PropertySECURITYINSTRUMENT Security InstrumentTITLE Title
DocUserID User ID for access to the documentDocumentDeliveryMethodType The method in which the document is delivered to a Party
Constant DescriptionELECTRONIC ElectronicPAPER Paper
DocumentDeliveryRequestType A value from a prescribed list that describes content and scope of the actions to be taken as part of the document delivery.
Constant DescriptioneClose For Future UseeConsent Recipient needs to accept electronic delivery.EDelivery No delivery consent or confirmation required.PrintAndMail Bypasses electronic delivery attempt and immediately
queues the document for Print and Mail processingDocumentRecipientClassificationType
Used to sequence the recipient to a signature location.Constant DescriptionPrimary Identifies the recipient as the first signatory on the
document(s).Secondary Identifies the recipient as the second signatory on the
document(s).DueDate Completion date or due date of the specific product, document, etc.
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Data Field Data DefinitionDurationType Constant Description
ANN AnnualNA Not ApplicablePERMON Periodic MonthlySINGLIFLOAN Single Life Of LoanSPECTRMSING Specific Term Single
DURecommendationType Fannie Mae Desktop Underwriter Recommendation TypeConstant DescriptionREFERELIG Refer EligibleOUTSCOPE Out Of ScopeAPPRELIG Approve EligibleREFERINELG Refer IneligibleUNKN UnknownAPPRINELG Approve IneligibleREFERWCA Refer With CautionREFER ReferDENY DenyERROR ErrorCOMPLETE CompleteAPPRV ApproveINELIG IneligibleCOMPWCA Complete With CautionREFERWCA1 ReferWithCaution1REFERWCA2 ReferWithCaution2REFERWCA3 ReferWithCaution3REFERWCA4 ReferWithCaution4RESUB ResubmitEXPAPPRV1 ExpandedApproval1EXPAPPRV2 ExpandedApproval2EXPAPPRV3 ExpandedApproval3EXPAPPRV4 ExpandedApproval4EXPAPPRV1ELIG ExpandedApproval1EligibleEXPAPPRV1INELIG ExpandedApproval1IneligibleEXPAPPRV2ELIG ExpandedApproval2EligibleEXPAPPRV2INELIG ExpandedApproval2IneligibleEXPAPPRV3ELIG ExpandedApproval3EligibleEXPAPPRV3INELIG ExpandedApproval3Ineligible
EffectiveDate The date the document, record, etc. becomes effectiveEmail Email address EmployerType Constant Description
CURRENT CurrentPREVIOUS Previous
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Data Field Data DefinitionEmploymentStatusType Describes a person’s current position in the workforce.
Constant DescriptionOTHER OtherRETIRED PreviousSALARYORWAGEARNERW2 W2 EmployedSELFEMPLOYED Owner with or without employees including
I9 Workers or a 1099/ContractorSTUDENT Not actively employed and in schoolUNEMPLOYED Not actively employed
EncodeType Type of encoding of the documentConstant DescriptionBase64 Base 64NONE No EncodeOTHER Other Encode
EnvironmentalIssues Indicates if there are any known environmental issues at the propertyEqualizationRate Rate or amount of the tax equalizationEstAmount Estimated amount value
EstateType Constant DescriptionFEE Fee SimpleLEASE LeaseholdOTHER Other value not included in EstateType enumeration list.FRACTIONAL Fractional
EstCompleteDate The date the product is expected to be completeEstValue Estimated value of the propertyEvenPhone Evening phone number Event/ ClientCode Reference code value supplied by the user creating the eventEvent/ ClientDesc Description of the event supplied by the user creating the eventEvent/ Comment Comment, notes, information concerning the eventEventDate Date and time the event occurred or is recorded in the systemEventID Unique value system generated by RealEC to identify the specific Event for the
product order.ExceptionType Constant Description
CONDOTEL CondotelMULTPARC Multiple ParcelsTRUST Trust EntityVACANT VacantLANDLOCK Land LockedINDRESV Indian ReservationLANDCONT Land ContractMOBILE Mobile HomeMANUFACTURED Manufactured Home
Description of exceptions to legal descriptionExemptionAmount Amount of the exemption reported
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Data Field Data DefinitionExtDescFoundType Exterior Foundation Type
Constant DescriptionBLOCKPIER Block and PierOTHER OtherPOURD PouredRUNNERS Runners
ExpireDate Date and time to purge the document from RealECFax Fax number FedFloodInsurance Indicates Federal Flood Insurance is availableFedInsurNotAvail Indicates Fed Flood Insurance is not availableFee/Code Fee/Code
Constant DescriptionABS Abstract Or Title Search FeeADMINFEE Administration FeeAMORT Amortization FeeANNUALASSESSRES Annual Assessment ReserveAPP Application FeeAPPR Appraisal FeeAPPRREIMBTOLEND Appraisal Reimbursed to LenderARCH203 203K Architectural And Engineering FeeASSIGN Assignment FeeASSIGNREC Assignment Recording FeeASSUMP Assumption FeeATTRNY Attorney FeeBOND Bond Review FeeCITYDEED City County Deed Tax Stamp FeeCITYMORT City County Mortgage Tax Stamp FeeCLO CLO Access FeeCOMMIT Commitment FeeCON203 203K Consultant FeeCOPY Copy Or Fax Fee COUNTYPROPTAXRES County Prop. Taxes ReserveCOURIER Courier FeeCREDIT Credit Report FeeDEED Deed Recording FeeDEMAND DemandDISC203 203K Discount On RepairsDOCPREP Document Preparation FeeDOCSTAMP Documentary Stamp FeeEARTHQUAKEINSRES Earthquake Insurance ReserveESCROW Escrow Waiver FeeFLOOD Flood Certification FLOODINSPREMIUM Flood Insurance PremiumFLOODINSRES Flood Insurance ReserveGARESTAXFEE Georgia Residential Tax FeeGENCNSL General Counsel Fee HAZINSPREMIUM Hazard Insurance Premium
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Data Field Data DefinitionConstant DescriptionHAZINSRES Hazard Insurance ReserveINSP Inspection Fee INSP203 203K Inspection FeeINTEREST InterestLENDCOV Lenders CoverageLENDPROCFEE Lenders Processing FeeLOANDISC Loan Discount Points
Fee/Code Continued Fee/Code continuedConstant DescriptionLOANORIG Loan Origination FeeMOD Modification FeeMORTBROKER Mortgage Broker FeeMORTINSPREMIUM Mortgage Insurance PremiumMORTINSRES Mortgage Insurance ReserveMORTREC Mortgage Recording FeeMUNILIEN Municipal Lien Certificate FeeMUNILIENREC Municipal Lien Certificate Recording FeeNEWLOAN New Loan Administration FeeNOTARY Notary FeeORIGFEE Origination FeeOTHER OtherOWNERCOV Owner’s CoveragePEST Pest Inspection FeePRMT203 203K PermitsPROCESS Processing FeePROPERTYVALFEE Property Val FeeREALESTATE Real Estate CommissionRECONVEYFEE Reconveyance FeeREDRAW Redraw FeeREINSP Re-inspection FeeRELEASE Release Recording Fee RURAL Rural Housing FeeRECSRVFEE Recording Service FeeSETTLE Settlement Or Closing FeeSTATEDEED State Deed Tax Stamp FeeSTATEMORT State Mortgage Tax Stamp FeeSTATEESPECFEE State Specific FeeSUPP203 203K Supplemental Origination FeeSURVEY Survey FeeSVCPROVFEE Service Provider FeeTAX Tax Related Service FeeTITLE203 203K Title UpdateTITLEBIND Title Insurance Binder FeeTITLEDISP Settlement/Disbursement FeeTITLEDOCPREP Document PreparationTITLEEXAM Title Examination FeeTITLEINS Title Insurance FeeUNDER Underwriting Fee
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Data Field Data DefinitionConstant DescriptionWINDSTORMINSRES Windstorm Insurance ReserveYIELDPREM Yield Spread Premium
Fee/Status Fee/StatusConstant DescriptionESTIMATED EstimatedFINAL Final
Fee/Type Fee/TypeConstant Description100 100: Gross Amount Due From Borrower 1000 1000: Reserves Deposited With Lender 1100 1100: Title Charges 1200 1200: Recording And Transfer Charges 1300 1300: Additional Settlement Fees 200 200: Amounts Paid By Or In Behalf Of Borrower 300 300: Cash At Settlement From To Borrower 400 400: Gross Amount Due To Seller 500 500: Reductions In Amount Due To Seller 600 600: Cash At Settlement To From Seller 700 700: Division of Commission 800 800: Loan Fees 900 900: Lender Required
FeeDifferencePlusMinus Constant DescriptionMINUS MinusPLUS Plus
Fees Cost associated with the productFeeSourceType Indicates who the fees were provided by.
Constant DescriptionLENDER LenderPROVIDER Provider
FHACaseNumber HUD/FHA Case IdentifierFHAParsedCaseNumber HUD/FHA Case Reference Number OnlyFHAParsedSectionNumber HUD/FHA Section Number OnlyFileName Document file name. The following files extensions are allowed to process through
RealEC.ExtensionbmpcsvdatenvdocFiofnmgifherhtmhtmljpeg
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Data Field Data DefinitionjpgmhtmdimsgpclpdfpngprnRECrtfsnptiftifftxtwpxapxmlxlszipzooDOCXxlsxZipx
FileSubType Document file ‘sub’ type – detail level file typeConstant DescriptionSUBJFRONT Subject FrontSUBJREAR Subject RearSUBJSTREET Subject StreetSUBJOTHER Subject OtherSUBJINTERIOR Subject InteriorSALESCMP1 Sales Comp #1SALESCMP2 Sales Comp #2SALECCMP3 Sales Comp #3SALESCMP4 Sales Comp #4SALESCMP5 Sales Comp #5SALESCMP6 Sales Comp #6SALESCMP7 Sales Comp #7SALESCMP8 Sales Comp #8SALESCMP9 Sales Comp #9PLATMAP Plat MapFLOODMAP Flood MapLOCATIONMAP Location MapSITEMAP Site MapZONEMAP Zone MapENVIROMAP Environment MapNEIGHBORMAP Neighborhood MapFOUNDMAP Foundation MapDEEDMAP Deed MapOTHERMAP Other Map
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Data Field Data DefinitionConstant DescriptionBUILDSKETCH Building SketchSITEBUILDSKETCH Site and Building SketchSITESKETCH Site SketchFOUNDSKETCH Foundation SketchOTHERSKETCH Other SketchRENTALCMP1 Rental Comp #1RENTALCMP2 Rental Comp #2RENTALCMP3 Rental Comp #3RENTALCMP4 Rental Comp #4RENTALCMP5 Rental Comp #5RENTALCMP6 Rental Comp #6RENTALCMP7 Rental Comp #7RENTALCMP8 Rental Comp #8RENTALCMP9 Rental Comp #9LISTCMP1 Listing Comp #1LISTCMP2 Listing Comp #2LISTCMP3 Listing Comp #3LISTCMP4 Listing Comp #4LISTCMP5 Listing Comp #5LISTCMP6 Listing Comp #6LISTCMP7 Listing Comp #7LISTCMP8 Listing Comp #8LISTCMP9 Listing Comp #9OTHER Other Photo
FileType Document F ileType.Constant DescriptionBIN binENV envHTML htmlJPG jpgMISMO-XML MISMO-XMLOTHER OtherPCL pclPDF pdfREC RealEC FileSMARTDOC SMART DOCTIF tifWORD WordWP WPXML xmlXLSX Microsoft Office Excel TXT TextBMP Image/bmp
FilingDate Date the document was filedFilingLocation Location where the document was filed
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Data Field Data DefinitionFindingsCodeFHAValues HardStopCode
FindingsCodeFHAValues HardStopCode (Cont)
Auto is for an Automatic Override. The following data characteristics result in an automatic system override:
a. appraisal with unknown subject address if year built is equal to 2 years old or lessb. appraisal with unknown subject address that is in Puerto Rico, U.S. Virgin Islands, or Guamc. appraisal with subject address that cannot be validated against the property associated with the FHA Case Numberd. appraisal with XML digital signature that is missing or could not be validatede. UAD Compliance check failure (warnings only)
Code Description Override Allowed
100 Appraised value is missing or provided in an invalid format
N
101 Appraised value is less than $5,000 Y
102 Appraised value is less than or equal to $0 N
200 Missing appraiser certification information N
FHA201 Appraiser must be on the FHA Appraiser Roster Y
FHA202 Appraiser must have a valid certification in the state where the property resides
N
FHA203 Appraiser certification was not active as of the appraisal effective date
N
FHA204 Appraiser certification was terminated as of the appraisal effective date
N
FHA205 Appraiser was ineligible as of the appraisal effective date
N
FHA210 Appraisal contains supervisory appraiser information
N
300 Missing subject address N302 Unknown subject address N303 Invalid address: unit number required or not
validatedAuto1
401 UAD compliance check failure (one or more fatal)
N
402 UAD compliance check failure (warning only) Auto1FHA500 FHA Case Number is missing or provided in an
invalid formatN
FHA501 FHA Case Number on appraisal does not match Document File
N
FHA502 FHA Case Number on appraisal is cancelled or not found
N
FHA503 FHA Case Number assigned to property does not match subject address
Auto
FHA504 FHA Case Number on appraisal is not assigned to lender
N
FHA505 Property State associated with the Case# does not match the subject property State on the appraisal.
N
FHA600 Appraiser digital signature is missing Auto
FHA601 Appraiser digital signature is in an invalid format Auto
FHA602 Appraiser digital signature name or license information does not match appraisal
Auto
FHA603 Appraisal could not be validated against appraisal digital signature
Auto
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Data Field Data Definition
FindingsCodeFHAValues HardStopCode (Cont)
Code Description Override Allowed
9000 Invalid submission: File too large N
9001 Appraisal data in invalid format: Appraisal file deleted or renamed prior to submission
N
9001 Appraisal data in invalid format: XML is not well formed
N
9001 Appraisal data in invalid format: contains non-UTF8 characters
N
9001 Appraisal data in invalid format: XML file type cannot be auto-detected
N
9001 Appraisal data in invalid format: XML file does not match the specified format and form
N
9001 Appraisal data in invalid format: XSD check failure
N
9003 PDF not included in XML submission N
9005 Invalid form type for Appraisal 1: 1004D/442 N
FHA3100 For purchase transaction, Date of Contract must be provided
N
FHA3105 For purchase transaction, Contract Price must be provided
N
FHA3200 Location must be provided NFHA3205 Sum of all land uses must be at least 1% but not
greater than 100%N
FHA3210 Neighborhood Predominant Price must be provided
N
FHA3300 Site Area must be greater than “0” unless under condominium ownership
N
FHA3700 Invalid selection made for As Is or Subject to fields
N
FHA4000 Subject property market value decline indicator must be provided
N
FHA4001 Appraisal Update indicates that the market value of the subject property has declined in value
Y
FHA4100 Form purpose must be provided N
FHA4200 Effective Date of Appraisal must be provided N
FHA4205 Effective Date of Appraisal Update must be provided
N
FHA5000 Building Status must be provided N
FHA5005 Year Built must be provided NFHA5010 Effective Age must be provided NFHA5015 Improvement Type must be provided N
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Data Field Data DefinitionCode Description Override
Allowed
FHA5016 Project Description must be provided N
FHA5100 Foundation Type must be provided N
FHA5200 Car Storage Type must be provided N
FHA5400 Number of rooms must be provided N
FHA5401 Number of rooms must be greater than or equal to the number of bedrooms
N
FHA5405 Number of bedrooms must be provided N
FHA5410 Number of bathrooms must be provided N
FHA6000 Price of Prior Sale/Transfer must be provided N
FHA6005 Gross Living Area must be provided N
FindingsOverideCodeFHAValuesOverrideReasonCode
HardStopCode
OverrideReasonCode
Description Comment Required
101 RQ10101 Value is correct and validated by lender
N
101 RQ10199 Other (See comments) Y302 RQ30201 Recent/new construction N302 RQ30202 Subject address located in
rural areaN
302 RQ30203 Address has recently changed and therefore may not be in your database
N
302 RQ30204 Address is correct and verified via local professional
N
302 RQ30205 Address is correct and verified by lender
N
302 RQ30299 Other (see comments) YFHA201 RQFHA20101 Lender validated that
information is correct and appraiser is on the FHA Appraiser Roster
N
FHA201 RQFHA20199 Other (see comments) YFHA4001
RQFHA40011 Lender acknowledges that a new appraisal report must be ordered
N
FireDamage Fire damage to propertyConstant DescriptionNO No damageUNDER50 Under 50% damagedOVER50 Over 50% damaged
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Data Field Data DefinitionFireplaces Number of fireplaces at the propertyFirstName First name of the party in the current nodeFloodZone Indicates if property is in a Flood ZoneFloodZoneDetermination Indicates if property is in a Flood ZoneForeclosureActionType Constant Description
BreachNoticeSent Breach Notice SentEvictionApproved Eviction ApprovedEvictionCompleted Eviction CompletedEvictionStarted Eviction StartedFirstLegalAction First Legal ActionForeclosureBidInstructionIssued Foreclosure Bid Instruction IssuedForeclosureCompleted Foreclosure CompletedForeclosureSaleCancelled Foreclosure Sale CancelledForeclosureSaleConfirmed Foreclosure Sale ConfirmedForeclosureSaleHeld Foreclosure Sale HeldForeclosureSalePostponed Foreclosure Sale PostponedForeclosureSalePublicationCommenced
Foreclosure Sale Publication Commenced
ForeclosureSaleRescinded Foreclosure Sale RescindedForeclosureSaleScheduled Foreclosure Sale ScheduledForeclosureTerminated Foreclosure TerminatedFormalNoticeFiled Formal Notice FiledOther OtherRedemptionPeriodEnded Redemption Period EndedRedemptionPeriodStarted Redemption Period StartedReferralToAttorney Referral To Attorney
FormType (Appraisal 385) IDK Code DescriptionFORM1004 Residential Appr RptFORM1004C Manuf Home Appr RptFORM1004D Appr Upd/Cmpl OrderFORM1004MC Marketing Condition AddendumFORM1073 Indiv Condo Unit Appr RptFORM1075 Ext Only Insp Indiv CondoFORM1025 Small Res Income Appr RptFORM2000 1 Unit Res Appr Field ReviewFORM2000A 2 to 4 Unit Res ApprFORM2055 Ext Only Resident Appr RptFORM2090 Indiv Coop Interest ApprFORM2095 Ext Only Indiv Coop InterestFORM2006FLDREV Field Review 2000 – 2-4 UnitsFORMADDENDUM AddendumFORMOTHER Other
FormatType Constant DescriptionUAD Uniform Appraisal Dataset
FormType(DocumentList/Event 150)(DocumentList/Event 536)
Constant Description1004 1004 Residential Appraisal Report
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Data Field Data Definition(DocumentList/Event 537)(DocumentList/Event 538)
1004C 1004C Manufactured Home Appraisal Report1004D Appraisal Update and/or Completion Report1025 1025 Small Residential Income Property Appraisal Report1073 1073 Individual Condominium Unit Appraisal Report
10751075 Exterior Only Individual Condominium Unit Appraisal Report
2055 2055 Exterior Only Inspection Residential Appraisal Report2090 2090 Individual Cooperative Interest Appraisal Report
20952095 Exterior Only Individual Cooperative Interest Appraisal Report
1004MC1004MC Market Conditions Addendum to the Appraisal Report
Formula Indicates the actual formula used to return the Fee associated with the Fee Amount field
FoundationType Type of Foundation used on propertyConstant DescriptionCRAWLSP Crawl spaceSLAB SlabPIERBEAM Pier and BeamUNKNOWN Unknown
FraudRequestDataInfo/ GSEPropType
Loan Subject Property TypeConstant DescriptionATTACH Attached CONDO Condominium CONDOTEL CondotelCOOP Cooperative DETACH Detached DETACHCONDO DetachedCondominiumDETACHCOOP Coop DetachDETACHPUD PUD DetachHIGHRISE HighRiseCondominium MANUFACT ManufacturedHousingMHCDOPUDCOOP ManufacturedHomeCondominiumOrPUDOrCoopera
tiveMHCONDO ManufacturedHomeCondominiumMHDOUBL ManufacturedHousingDoubleWideMHMULTI ManufacturedHomeMultiWideMHSINGL ManufactureHousingSingleWideMODULAR ModularPUD PUD
FraudRequestDataInfo/ LoanDocType
MortgageInsuranceRequestDataInfo/MortgageInsuranceRequest/LoanApplication/LoanFeatures/LoanDocType
Loan Document TypeConstant DescriptionALT Alternative DOCWAIVER Doc WaiverHFADesktopUnderwriter
Indicates that the loan is being underwritten based on an alternate set of guidelines and documentation requirements as agreed upon between the Fannie Mae and a Local Housing Finance Authority for loans submitted via Desktop Underwriter.
HFAFullDocumentati Indicates that the loan is being underwritten based
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Data Field Data Definitionon on an alternate set of guidelines and documentation
requirements as defined by a Local Housing Finance Authority in support of a manual underwrite.
FULL Full Documentation NODEP No Deposit Verification NODEPEMPINC No Deposit Verification Employment Verification
Or Income Verification NODOC No Documentation NOEMPINC No Employment Verification Or Income
Verification REDUCED Reduced STRMREFI Streamline RefinanceNORATIO No RatioLIMITDOC Limited DocumentationNOINCNOA1003 NoIncomeNoEmploymentNoAssetsOn1003NOINC1003 NoIncomeOn1003NOVOSIEORA No Verification Of Stated Income Employment Or
AssetsNOVOSIORA No Verification Of Stated Income Or AssetsNOVOSA No Verification Of Stated AssetsNOVOSIORE No Verification Of Stated Income Or EmploymentNOVOSI No Verification Of Stated IncomeVERBALVOE Verbal Verification Of EmploymentONESTUB One PaystubONESTUBVOE One Paystub And Verbal Verification Of
EmploymentONESTUBW21004 OnePaystubAndOneW2AndVerbalVerificationOfE
mploymentOrOneYear1040A2ASTREAMREFI Agency to Agency Streamline Refinance
FraudRequestDataInfo/ ReducedLoanDocumentType
Fraud Reduced Loan Document TypeConstant DescriptionNOINOA No Income No Asset NOINOR No Income No Ratio STINCW4506 StatedIncomeWithIRSForm4506 STINCWO4506 StatedIncomeWithoutIRSForm4506 STINCASSET Stated Income Stated AssetSRASSET Stated Assets
FulFillmentType Constant DescriptionAppraisalManagementCompany Appraisal Management CompanyStaff Staff AppraiserUndecided Undecided
FundedTypeConstant DescriptionCHECK CheckWIRE WireOTHER Other
Garage Indicates if the property has a garage on site
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Data Field Data DefinitionGarageCondition Condition of garage on property
Constant DescriptionABOVE Above averageBELOW Below averageN/A Not applicable
GarageSpaces Number of garage spaces at the propertyGarageType Type of Garage
Constant DescriptionATTACH Attached GarageBUILTIN Built In GarageCARPORT Car PortDETACH Detached Garage
GenderType Constant DescriptionFEMALE Female UNKN Information Not Provided Unknown MALE MaleNOTPROV Not Provided
Generation Generation notation of the party in the current node Constant DescriptionJR JrSR SrIII IIIIV IVV VVI VIVII VIIVIII VIII
GenDescAttDetType Number of Units TypeConstant DescriptionATTACH AttachDETACH DetachSEMIDET Semi-Detach
GenDescExistPropConstType Number of Units TypeConstant DescriptionCONST ConstructionEXIST ExistPROPOSED Proposed
GenDescMHSectionType Number of Units TypeConstant DescriptionONE OneOTHER OtherTHREE ThreeTWO Two
GenDescNbrOfStoriesType Number of Units TypeConstant DescriptionONE OneOTHER OtherTWO Two
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Data Field Data DefinitionGenDescNbrOfUnitsType(Appraisal 387 Form 1004_05)(Appraisal 387 Form 2055_05)
Number of Units TypeConstant DescriptionONE OneACCESSORY Accessory
GenDescNbrOfUnitsType (Appraisal 387 Form 1004c_05)
Number of Units TypeConstant DescriptionONE OneADDITION Addition
GenDescNbrOfUnitsType (Appraisal 387 Form 1025_05)
Number of Units TypeConstant DescriptionACCESSORY AccessoryFOUR FourTHREE ThreeTWO Two
GovernmentMonitoring/EthnicityType
Borrower’s Ethnicity TypeConstant DescriptionHISP Hispanic Or LatinoNOTHISP Not Hispanic Or LatinoNOTPROV Information Not Provided By Applicant In Mail
Internet Or Telephone ApplicationNA Not Applicable
GovernmentMonitoring/HMDARaceType
Borrower’s Race TypeConstant DescriptionAMERINDAK American Indian Or Alaskan NativeASIAN AsianBLACK Black Or African AmericanPACISLAND Native Hawaiian Or Other Pacific IslanderWHITE WhiteNOTPROV Information Not Provided By Applicant In Mail
Internet Or Telephone ApplicationNA Not Applicable
GranteeVestingInfo Grantee primary name and vesting information GrantorVestingInfo Grantor primary name and vesting informationGSEBasementExitType Constant Description
WALKOUT Walk OutWALKUP Walk UpINTERIORONLY Interior Only
GSEEstYearOfImprovementType1 GSEEstYearOfImprovementType2
Constant DescriptionLESSTHENONEYEARAGO Less than one year agoONETOFIVEYEARSAGO One to five years agoSIXTOTENYEARSAGO Six to ten years agoELEVENTOFIFTEENYEARSAGO Eleven to fifteen years agoUNKNOWN Unknown
GSEFinancingType Constant DescriptionFHA FHAVA VACONVENTIONAL Conventional
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Data Field Data DefinitionCASH CashSELLER SellerRURALHOUSING Rural HousingOTHER Other
GSEImprovementAreaType1 GSEImprovementAreaType2
Constant DescriptionKITCHEN KitchenBATHROOMS Bathrooms
GSEImprovementDescType1 GSEImprovementDescType2
Constant DescriptionNOTUPDATED Not UpdatedUPDATED UpdatedREMODELED Remodeled
GSEListingStatusType Constant DescriptionACTIVE ActiveEXPIRED ExpiredWITHDRAWN WithdrawnCONTACT ContactSETTLEDSALE Settled Sale
GSELocationType1 GSELocationType2 GSESubjLocationType1 GSESubjLocationType2
Constant DescriptionRESIDENTIAL ResidentialINDUSTRIAL IndustrialCOMMERCIAL CommercialBUSYROAD Busy RoadWATERFRONT WaterfrontGOLFCOURSE Golf CourseADJACENTTOPARK Adjacent to ParkADJACENTTOPOWERLINES Adjacent to Power LinesLANDFILL LandfillPUBLICTRANSPORTATION Public TransportationOTHER Other
GSEOverallConditionType GSESubjOverallConditionType
Constant DescriptionC1 C1C2 C2C3 C3C4 C4C5 C5C6 C6
GSEViewOverallRatingType GSESubjOverallLocationRatingType GSESubjViewOverallRatingType GSEOverallLocationRating
Constant DescriptionNEUTRAL NeutralBENEFICIAL BeneficialADVERSE Adverse
GSEQualityOf ConstructionRatingType
Constant DescriptionQ1 Q1Q2 Q2Q3 Q3Q4 Q4Q5 Q5Q6 Q6
GSERefiPurposeType Purpose of Refinance. Required when Loan/Purpose = REFI
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Data Field Data DefinitionConstant DescriptionCODC Cash Out Debt Consolidation COHIMP Cash Out Home Improvement COLIM Cash Out Limited COOTHER Cash Out Other NOCOFHA No Cash Out FHA Streamlined Refinance NOCOREO No Cash Out FRE Owned Refinance NOCOTHER No Cash Out Other NOCOSTRM No Cash Out Streamlined Refinance RATETERM Change In Rate TermPORTRETSTRM Portfolio Retention Streamlined Refinance
GSESaleType Constant DescriptionREO Reo SaleSHORT Short SaleCRTORD Court Ordered SaleESTATE Estate SaleRELO Relocation SaleNONARM Non-arms Length SaleARMLTH Arms Length Sale
GSESubjViewType1 GSESubjViewType2GSEViewType1 GSEViewType2
Constant DescriptionWATERVIEW Water ViewPASTORALVIEW Pastoral ViewWOODSVIEW Woods ViewPARKVIEW Park ViewGOLFCOURSEVIEW Golf Course ViewCITYVIEWSKYLINEVIEW City View Skyline ViewMOUNTAINVIEW Mountain ViewRESIDENTIALVIEW Residential ViewCITYSTREETVIEW City Street ViewINDUSTRIALVIEW Industrial ViewPOWERLINES Power LinesLIMITEDSIGHT Limited SightOTHER Other
HandleManualIndicator Indicates if the amount is handled manually
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Data Field Data DefinitionHardStop
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HardStopCode HardStopDescription Override
Allowed
100 Appraisal Value is missing or provided in an invalid format N
101 Appraisal Value is less than $5,000 Y102 Appraisal Value is less than OR equal to $ 0 N200 Missing appraiser license information N202 Unmatched appraiser license information Auto *
203 Appraiser license is suspended in the ASC database Auto *
204 Appraiser license is suspended in the ASC database Auto *
210 Missing Supervisory appraiser license information N
212 Unmatched supervisory appraiser license information Auto *
213 supervisory appraiser license is suspended in the ASC database Auto *
214 supervisory appraiser license is suspended in the ASC database Auto *
300 Missing subject address N302 Unknown subject address Y303 Invalid address: unit number required Y
401 UAD compliance check failure (one or more fatal) N
402 UAD compliance check failure (warnings only) Auto *9000 Invalid submission: File too large N
9001 Appraiser data in invalid format: PDF for conversion is not a PDF N
9001 Appraisal data in invalid format: Appraisal file deleted or renamed prior to submission N
9001 Appraisal data in invalid format: XML is not well formed N
9001 Appraisal data in invalid format: XML contains non-UTF8 characters N
9001 Appraisal data in invalid format: XML file type cannot be auto-detected N
9001 Appraisal data in invalid format: XML file does not match the specified format and form N
9001 Appraisal data in invalid format: XSD check failure N
9002 Unable to convert PDF file N9003 PDF not included in XML submission N9005 Invalid form type for Appraisal 1: 1004D/442 N9004 PDF conversion not allowed NFNM0000 There are one or more Fannie Mae Findings Auto*FRE001 This appraisal is ineligible for collateral
representation and warranty relief. Please review the Freddie Mac findings below for more detail.
FRE000 This appraisal is eligible for collateral representation and warranty relief, pending an assessment of the loan.
Auto*
FRE700 A Freddie Mac Hard Stop Code returned when any one of the following fatal edits are triggered: Appraisal Signature date (FRE1086), Appraiser Name (FRE1087) or Legal Description (FRE1040).
N
FRE800 There are one or more Freddie Mac Findings Auto*
Data Field Data DefinitionHardStop (cont’) FNM0098
highest and best use. Overridableas of 1/26/2015FNM0099 as not highest and best use.
as of 1/26/2015FNM0101 may be a hotel/motel or condo hotel. as of 1/26/2015
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FNM0083 The sales contract was not analyzed. Manually Overridableas of 1/26/2015
FNM0084 There was no comment on market conditions, even though one or more negative housing trends were indicated (declining, over supply, over 6 months).
Manually Overridableas of 1/26/2015
FNM0085 Less than three settled sales were used as comparable.
Manually Overridableas of 1/26/2015
FNM0086 Research of prior sale was not performed. Manually Overridableas of 1/26/2015
FNM0087 Research of prior sale was not performed. Manually Overridableas of 1/26/2015
FNM0092 State certificate is not provided on transaction amount over $1 million.
Manually Overridableas of 1/26/2015
FNM0093 Appraiser license state does not match subject property state.
Manually Overridableas of 1/26/2015
FNM0094 Supervisor license state does not match subject property state.
Manually Overridableas of 1/26/2015
FNM0096 Illegal zoning compliance has been indicated in appraisal. Review description to verify if the property may be eligible per the Selling Guide.
Manually Overridableas of 1/26/2015
FNM0097 Illegal zoning compliance has been indicated in appraisal. Review description to verify if the property may be eligible per the Selling Guide.
Manually Overridableas of 1/26/2015
FNM0098 Present use is indicated as not highest and best use.
Manually Overridableas of 1/26/2015
FNM0099 Present use is indicated as not highest and best use.
Manually Overridableas of 1/26/2015
FNM0101 The subject property may be a hotel/motel or condo hotel.
Manually Overridableas of 1/26/2015
FNM0102 The subject property is in a condominium project that may be ineligible for delivery to Fannie Mae.
Manually Overridableas of 1/26/2015
FNM0174 The project name suggests that the property may be a condo hotel. Verify the subject is located in a project that meets Fannie Mae’s Selling Guide requirements.
Manually Overridableas of 1/26/2015
FNM0176 The appraisal indicates that the subject property has legal nonconforming zoning and cannot be rebuilt to the current density. This data indicates that the property is ineligible for delivery to Fannie Mae.
Manually Overridableas of 1/26/2015
FNM0179 The appraisal indicates the subject property has a C6 condition rating. If the loan is not a DU Refi Plus or Refi Plus loan, the property is not eligible for delivery to Fannie Mae.
Manually Overridableas of 1/26/2015
FNM0193 Based on the overall quality of this appraiser’s work, Fannie Mae has decided to review 100% of the appraisals prepared by this appraiser for any loans delivered to Fannie Mae.
Manually Overridableas of 1/26/2015
Data Field Data DefinitionHardStop (cont’)
Header/AckRequest Requests an acknowledgement of submission.Header/AckRef If acknowledgment of submission is Yes, populate with data to uniquely identify
the transaction acknowledgement. If acknowledgement of submission is not requested, populate with 1.
Header/Created The date the REC-XML File is created.Header/Format Indicates the REC-XML format is =RealECHeader/GMTOffset “Greenwich Mean Time (GMT) is the local time at the Royal Observatory. This
determines the time zone specified by a simple offset from GMT.• -5 is for Eastern Time• -6 is for Central Time• -7 is for Mountain Time• -8 is for Pacific Time
Header/SourceApp Name of the application sending the XMLHeader/SourceID A value assigned by RealEC to a system communicating the specific message.Header/SourceVer Identifies the Version of the Applications sending the message.Header/Version Indicates the version of the schemaHeader/PrivNetID PrivNetID is listed as ‘deprecated’ in the database.Header/CreatedBy The RealEC Client ID of the party creating the REC-XML File assigned by
RealEC.Header/TestFile Indicates if the file is a test file.Header/EndPoint Indicates the destination location such as URL, FTP Site, MP Queues, etc.;
Populated by the RealEC System.Header/TrueUser The actual user, but may have entered the service for another (multi-user).Header/UserIdentifier This data point will be available to private label sites that have Usernames longer
than 20-characters and have the username option enabled.HeatType Type of Heating
Constant DescriptionFWA Forced Warm AirHWBB Hot Water BaseboardOTHER OtherRADIANT Radiant Heating
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FNM0194 Based on the overall quality of this supervisory appraiser’s work, Fannie Mae has decided to review 100% of the appraisals prepared by this appraiser for any loans delivered to Fannie Mae.
Manually Overridableas of 1/26/2015
FNM0195 Fannie Mae will not accept appraisals from this appraiser.
Manually Overridableas of 1/26/2015
FNM0196 Fannie Mae will not accept appraisals from this supervisory appraiser.
Manually Overridableas of 1/26/2015
FNM0399 A loan with an appraisal with this Document File ID has already been delivered to Fannie Mae. Fannie Mae may not accept this appraisal on a new loan at Loan Delivery.
Manually Overridable.
Data Field Data DefinitionHighCostArea Declining Market Values
Constant DescriptionYES Yes NO NoUNSPEC Unspecified
HireDate Date of hireHOAFeesType Indicates when the HOA fees are paid.
Constant DescriptionMONTH MonthYEAR Year
Holder Name of possessor for the note or lienHomeOwnersAssociation/Frequency
Frequency of Homeowner’s Association duesConstant DescriptionDAY DayMONTH MonthYEAR Year
HousingExpensePaymentAmountType
Housing Expense Payment Amount TypeConstant DescriptionProposed Proposed
HousingExpenseType Constant DescriptionFMORTPI First Mortgage Principal and InterestFMORTPITI First Mortgage Principal Interest, Tax and Insurance
GRNDRENT Ground Rent HAZINS Hazard InsuranceHOA Homeowners Association Dues And Condominium Fees LEASEHOLDPAY Lease Hold PayMAINTANDMISC Maintenance and MiscellaneousMI MI OTHEREXP Other Housing Expense OTHMORTPI Other Mortgage Loan Principal and InterestOTHMORTPITI Other Mortgage Loan Principal, Interest, Tax and
Insurance REALTAX Real Estate TaxRENT RentUTILITIES Utilities
HUDStatus The status of the HUD Document being submittedConstant DescriptionDRAFT DraftFINAL Final
IdFraudScanVerificationLevles Constant DescriptionADVANCED AdvancedBASIC BasicCOMPLETE Complete
ImprovementValue Value of improvements on the propertyIncomeAmountFrequency Frequency of income for the primary applicant or co-applicant on a fraud detection
orderConstant DescriptionDAY Daily
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Data Field Data DefinitionMONTH MonthlyYEAR Yearly
IncomeBaseAmount Base incomeIncomeTotalAmount Total incomeIncomeType Constant Description
BASE BaseBONUS BonusCOMMISSIONS CommissionsDIVIDENDINTEREST Dividend InterestOTHER OtherOVERTIME OverTimeTOTAL Total
InitialPayDate Initial payment dateInspectedByRoleType InspectedByRoleType
Constant DescriptionAppraiser Appraiser performed Inspection AppraiserSupervisor Supervisor Appraiser performed Inspection
InstallmentType Constant DescriptionCURRENT CurrentPRIOR Prior
Instrument Tracking number reported on the instrumentInsuranceCoAccount Account number for Insurance CompanyInsuranceCoName Name of the Insurance CompanyInsuranceCoPhone Phone number of the Insurance CompanyInvestorType The investor indicator for UCDP.
Constant DescriptionFNM Fannie MaeFRE Freddie MacNOTAPPLICABLE Not ApplicableBOTH Both Fannie Mae and Freddie Mac
InvoiceInfo/Type Type of InvoiceConstant DescriptionFINAL Final Invoice
IsRatesIncluded Indicates if the rates for the provider listings are included in the report for the Good Faith Estimate.
IsSortDesending Indicates if the Good Faith Estimate report is sorted in a descending format.
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Constant DescriptionYES YesNO NoYes YesNo No
Constant DescriptionYES YesNO NoYes YesNo No
Data Field Data DefinitionIsValidateCriteria Indicates if any selection criteria is used for selecting the provider listing
JobTitle Job titleLandUse Land Use
LandValue Value of the land LangInd Indicator of Language used by Party
LanguagePreferenceCode ISO Code Languageab Abkhazianaa Afaraf Afrikaanssq Albanianam Amharicar Arabican Aragonesehy Armenianas Assameseay Aymara
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Constant DescriptionYES YesNO NoYes YesNo No
Constant DescriptionAgricultural AgriculturalCommercial CommercialIncome IncomeIndustrial IndustrialOther OtherPublicAndSemipublic Public and SemipublicRecreational RecreationalResidential ResidentialTransportationAndUtility Transportation and UtilityVacant Vacant
Constant DescriptionCANTONESE CantoneseENGLISH EnglishFARSI FarsiFRENCH FrenchGERMAN GermanJAPANESE JapaneseKOREAN KoreanMANDARIN MandarinOTHER OtherRUSSIAN RussianSPANISH SpanishTAGALOG TagalogVIETNAMESE Vietnamese
Data Field Data Definitionaz Azerbaijaniba Bashkireu Basquebn Bengali (Bangla)dz Bhutanibh Biharibi Bislamabr Bretonbg Bulgarianmy Burmesebe Byelorussian (Belarusian)km Cambodianca Catalanzh Chineseco Corsicanhr Croatiancs Czechda Danishnl Dutchen Englisheo Esperantoet Estonianfo Faeroesefa Farsifj Fijifi Finnishfr Frenchfy Frisiangl Galician
LanguagePreferenceCode (cont)
gd Gaelic (Scottish)
gv Gaelic (Manx)ka Georgiande Germanel Greekkl Greenlandicgn Guaranigu Gujaratiht Haitian Creoleha Hausahe Hebrew
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Data Field Data Definitionhi Hindihu Hungarianis Icelandicio Idoid Indonesiania Interlinguaie Interlingueiu Inuktitutik Inupiakga Irishit Italianja Japanesejv Javanesekn Kannadaks Kashmirikk Kazakhrw Kinyarwanda (Ruanda)ky Kirghizrn Kirundi (Rundi)ko Koreanku Kurdishlo Laothianla Latinlv Latvian (Lettish)li Limburgish ( Limburger)ln Lingalalt Lithuanian
LanguagePreferenceCode (cont)
mk Macedonian
mg Malagasyms Malayml Malayalammt Maltesemi Maorimr Marathimo Moldavianmn Mongolianna Naurune Nepalino Norwegianoc Occitan
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Data Field Data Definitionor Oriyaom Oromo (Afan, Galla)ps Pashto (Pushto)pl Polishpt Portuguesepa Punjabiqu Quechuarm Rhaeto-Romancero Romanianru Russiansm Samoansg Sangrosa Sanskritsr Serbiansh Serbo-Croatianst Sesothotn Setswanasn Shonaii Sichuan Yisd Sindhisi Sinhalesess Siswatisk Slovaksl Slovenianso Somali
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Data Field Data DefinitionLanguagePreferenceCode (cont)
es Spanish
su Sundanesesw Swahili (Kiswahili)sv Swedishtl Tagalogtg Tajikta Tamiltt Tatarte Teluguth Thaibo Tibetanti Tigrinyato Tongats Tsongatr Turkishtk Turkmentw Twiug Uighuruk Ukrainianur Urduuz Uzbekvi Vietnamesevo Volapükwa Walloncy Welshwo Wolofxh Xhosayi Yiddishyo Yorubazu Zulu
LastName Last name of the party in the current node
LegalCommunityName Legal NFIP Community Name
LegalCommunityNumber Legal NFIP Community Number
LenderName Name of the lender of the loanLiability/ AccountName Account name of the liability
Liability/ AccountNumber Account number of the liability
Liability/ AccountType Account type of the liability Constant DescriptionCRED Credit LineINST Installment
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MORT MortgageOPEN OpenREVOLV Revolving
Liability/ Balance Balance amount of the liability for the co-applicant on a credit order
Liability/ MonthlyPayment Monthly payment of the liability for the co-applicant on a credit order
LiabilityAmount Amount still owed as a liability
LiabilityType
LicenseAuthorityLevelType License Authority Level TypeConstant DescriptionOther OtherPrivate PrivatePublicFederal Public FederalPublicLocal Public LocalPublicState Public State
LicenseType The type of license held by the appraiser.Constant DescriptionGENAPPR Certified General AppraiserRESAPPR Certified Residential AppraiserLICAPPR Licensed AppraiserNONE None Selected
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Constant DescriptionBORESTTOTMONLIAPAY Borrower Estimated Total Monthly Liability
PaymentALIMONY AlimonyCHILDCARE Child CareCHILDSUPPORT Child SupportCOLLJUDGANDLIEN Collections Judgments And LiensDEFERSTUDENTLOAN Deferred Student LoanDELIQUENTTAXES Delinquent TaxesFMORTFINANCED First Mortgage Being FinancedGARNISHMENTS GarnishmentsHELOC HELOCINSTALLMENTS InstallmentLEASEPAYMENT Lease PaymentsMORTLOAN Mortgage LoanOPENCHARGEACCT Open 30 Day Charge AccountOTHER OtherREVOLVING RevolvingSEPARATEMAINTPAY Separate Maintenance Payments Owed ToTAXES TaxesUNSHOMIMPLOANINST Unsecured Home Improvement Loan Installment
UNSHOMIMPLOANREV Unsecured Home Improvement Loan Revolving
REGAPPR Registered AppraiserLICTRAPPR Trainee Appraiser (Licensed)NLICTRAPPR Trainee Appraiser (Not Licensed)OTHER OtherNMLS National Mortgage Licensing SystemStateLicense License issued by State Agency
LienType Type of LienConstant DescriptionPRIMARY PrimarySTANDALONE Stand AlonePIGGYBACK Piggyback
LineItem/Type Type of Line Item in InvoiceConstant DescriptionOTHER Other/Misc.
ListDate Date the property was listed at the list priceListPrice List price of the propertyLivingArea Amount of square feet of living areas at the property
Loan/Amount Amount of the loanLoan/ARMInd Yes indicates the loan will be for an Adjustable-Rate Mortgage (ARM).
Loan/APR Annual Percentage Rate for the loanLoan/BaseLoanAmount The foundation loan amount upon which loan payments based. If any other charges
accrue, those costs will be added to the Base Loan Amount.Loan/BondLoan Yes indicates the loan is a Bond Loan. A Bond Loan is an interest free loan to help pay
the rental bond or deposit when moving into private rental accommodation.Loan/CEM Yes indicates the loan is a CEM (Consolidation Extension and Modification)
Loan/CLTV The combined loan-to-value ratio of the loan. This is often used to determine if one is eligible to refinance a mortgage, to take out a home equity or a HELOC.
Loan/ExpDisbDate Indicates the Expired Disbursement Date, which is the last date the borrowers have to cancel a mortgage transaction. This normally applies to second mortgages and refinances, usually three business days following Closing or Document execution.
Loan/ Existing Indicates if the loan is an existing loanLoan/InvestorLoanNumber The loan number that is associated with the investor
Loan/InvestorLoanNumberType
Constant DescriptionFNMA Fannie MaeFHLMC Freddie Mac
Loan/InvestorName The name of the investor on the laon.Loan/IsFirstTimeHomebuyer Yes indicates this is the borrowers
first time purchasing a home.Loan/LTV The loan-to-value ratio of a loan.Loan/OriginalLoanAmount The initial sum of currency on the loan.Loan/OriginationDate Date of when the loan was started.Loan/Paydown Yes Indicates there is a Paydown on the loanLoan/PaydownAmount The amount of Paydown on the loan.Loan/ Payment Amount of the monthly loan paymentLoan/ Payoff Amount of the loan payoffLoan/PayoffActionTypeOtherDesc
Free form description used to communicate the type of Payoff Action when Payoff Action Type = “OTHER”.
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Loan/PayoffType Type of payoffConstant DescriptionFULL FullPARTIAL Partial
Loan/PortfolioLoan Yes indicates the loan is a Portfolio Loan. A Portfolio Loan is a mortgage loan that is held as an investment by a bank, rather than being sold on the secondary market.
Loan/PositionOtherDesc Free form description used to communicate the type of Loan Position when Loan Position = “OTHER”.
Loan/Principal The amount due and owing to satisfy the payoff of the underlying obligation.
Loan/ Purpose Purpose of the loanConstant DescriptionAUCTION AuctionEQUITY EquityHELOC HELOCLEASE LeaseholdLOANMOD Loan ModNA Not ApplicableNEWCON New ConstructionNOEQTY No Equity LoanOTHER OtherREFI RefinanceRELO RelocationREO REOSALE Purchase/Sale
Loan/PurposeOtherDesc Free form description used to communicate the type of Loan Purpose when Loan Purpose = “OTHER”.
Loan/ReApplicationDetail/CustomerOriginalLoanIdentifier
Represents the loan identifier that is associated with a ReApplication transaction. This identifier may be used to link previous transaction to the new application.
Loan/ReApplicationDetail/IsLoan/ReApplicationIndicator
When yes identifies that the request represents a loan application that is considered a “re-application” by the lender partner and may drive specific work flow based on rules associated with a “reapplication”.
Loan/ReApplicationDetail/RealECAssociatedSequenceIdentifier
Represents the RealEC Sequence identifier assigned to the original service request.
Loan/ReApplicationDetail/RealECAssociatedTransactionIdentifier
Represents the RealEC Transaction 66dentifier assigned to the original service request.
Loan/Reference Reference number for the loan (Loan Number)Loan/RelationshipLevel Indicates the loan handling preference.
Loan/SubPrimeInd Yes indicates the loan is a Subprime Loan.
Loan/ Term Length of the loan term
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Loan/Type Type of loanConstant DescriptionCONV ConventionalFHA FHAFMHA FMHAINS Conventional InsuredLOCALAGENCY Local AgencyLTV 125% LTVNA Not ApplicableNOLOAN No LoanOTHER OtherPUBLICANDINDIANHOUS Public and Indian Housing
(Marked for Future Deprecation)PUBLICANDINDIANHOUSING Public and Indian HousingREVERSEMORT Reverse MortgageSTATEAGENCY State AgencyUNINS Conventional UninsuredUSDA USDAVA VA
Loan/TypeOtherDesc Free form description used to communicate the type of Loan Type when Loan Type = “OTHER”.
LoanAmortizationPeriodType Loan Amortization Period Constant DescriptionBiweekly Biweekly PaymentsDay Daily PaymentsMonth Monthly PaymentsQuarter Quarterly PaymentsSemimonthly Semimonthly PaymentsWeek Weekly PaymentsYear Yearly Payments
LoanAmortType Loan Amortization TypeConstant DescriptionADJUST AdjustableRate FIXED Fixed GEM GrowingEquityMortgageGPM GraduatedPaymentMortgage GRADUATEDPAYMENTARM Periodic payments/rate changes with
additional specified principal and interest changes as documented in the Security Instruments.
OTHERAMORT OtherAmortizationTypeRATEIMPROVEMENTMORTGAGE
A type of flexible mortgage where the interest rate may decrease based on payment history
STEP Fixed periodic payment/rate changes without subsidy or negative amortization.
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LoanNotificationRoleConfigurationType
Loan Notification Role Configuration TypeConstant DescriptionNotificationAndSearch Identifies the request is to configure the individual
with notification and view within search results functionality for all orders associated with the loan.
NotificationOnly Identifies the request is to configure the individual with no functionality other than notification for all orders associated with the loan.
SearchOnly Identifies the request is to configure the individual with no functionality other than allowing all orders associated with the loan to display in their search results
Owner Indicates that individual should be made the owner of the order, within RealEC’s systems, for their associated Entity Party.
LoanRepayType Loan Repayment TypeConstant DescriptionINTONLY InterestOnly NONEGAMORT NoNegativeAmortization POTNEGAMORT PotentialNegativeAmortization SCHEDAMORT ScheduledAmortization SCHEDNEGAMORT ScheduledNegativeAmortization
Locality Type of location of the propertyConstant DescriptionDISTSUB Distant SuburbFARM FarmOTHER OtherRESORT ResortRURAL RuralSMTOWN Small TownSUBURB SuburbanURBAN Urban
Location Description of the locationLockBox Indicates if the property is secured with a lock box
LockBoxCombo Combination to the lock box on the property
LocType Type of locationConstant DescriptionBORO BoroughCOUNTY CountyTOWN Township
LOMA Letter of Map Amendment / Letter of Map Revision Indicator
LOMAInd FEMA flood form indicator
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LoanStatusType Describes where a loan is in the processConstant DescriptionDOCUMENTPREPARATION Document PreparationCLOSED ClosedTOWN TownshipWITHDRAWN The withdrawal of the loan by the lender or
borrower.OTHER Used when LoanStatusType needed is not
part of the enumerated list.
LossIndicator Indicates if loss
Lot Lot of the propertyLotSize Size of the lot at the property
LotSizeUnit Unit of measurement for the size of the lot at the propertyConstant DescriptionACRE AcresSQFT Square Feet
MailCarrierType Type of Mail CarrierConstant DescriptionUSPS.FirstClass USPS First Class MailUSPS.Priority USPS Priority MailFEDEX.StandardOvernight FEDEX Standard OvernightFEDEX.2Day FEDEX 2 day FEDEX.ExpressSaver Not available for ReplyCarrierType.UPS.StandardOvernight UPS Standard OvernightUPS.2Day UPS 2-DayUPS.3DaySelect UPS
MannerTitleHeld The Manner the Property’s title is currently heldConstant DescriptionPROP Community PropertyENTI Tenancy by the EntiretyJOIN Joint TenancySURV Join with Rights of SurvivorshipPART Tenancy in PartnershipTRUS TrustOWN Sole OwnershipCOMM Tenancy in CommonWILL Tenancy at WillLAND Land TrustLIFE Life Estate Tenant
ManufacturedHomeSectionType
Manufactured Home Section TypeConstant DescriptionSectionOne Section OneSectionTwo Section TwoSectionThree Section ThreeSectionFour Section FourOther Other used when a ManufacturedHomeSectionType
is not defined in the enumeration.
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ManufacturedHomeWidthType Specifies the common size (width) designation of a Manufactured home.Constant DescriptionMultiWide Multi wideSingleWide Singlewide
MapNumber NFIP Map Number of Community-Panel Number
MapPanelDate NFIP Map Panel Effective / Revised Date
MaritalStatusMaritalStatusType
Current marital status of the selected partyConstant DescriptionDIVC DivorcedDOMESTICPARTNERCIVILUNION Domestic Partner Civil UnionMARR MarriedOTHER OtherSEP SeparatedSGL SingleUNKN UnknownWIDO Widowed
MatchedDataType Contains values for Matched Data Types for Provider Registration Potential DuplicatesConstant DescriptionALTAIdentifier ALTA IdentifierEntityName Entity NameEntityPhone Entity PhoneEntityPostalCode Entity Postal CodeIndividualEmail Individual EmailIndividualFirstName Individual First NameIndividualLastName Individual Last NameLenderUniqueIdentifier Lender Unique Identifier
MaturityPeriodType The type of period relating to the Loan Maturity.Constant DescriptionBIWEEKLY Bi-WeeklyDAY DayMONTH MonthQUARTERLY QuarterlySEMIMONTHLY Semi-MonthlyWEEK WeekYear Year
MarketCondition Condition of the property values in the neighborhoodConstant DescriptionDEPR DepreciatingAPPR AppreciatingSTABLE Stable
MarketingComments Comments regarding the marketing strategy
MarketValue Current value of the property within the market
MarketLandValue Current value of the land within the market
MarketImprovementValue Current value of improvements within the market
MarketValueYear Year of current market value of the property
MaximumDateTime Date and time the documents must be executed before
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MemoBillComment Additional information about the bill
MgmtGroup(Appraisal 387 Form 2090_05)(Appraisal 387 Form 2095_05)
Appraisers data source for cooperative project information.Constant DescriptionAGENT Management AgentBOARD Cooperative BoardDEV Sponsor/Developer
MgmtGroup(Appraiser 387 all other Forms)
Appraisers Data SourceConstant DescriptionHOA Homeowner AssociationDEV DeveloperAGENT Agent
MHOverallQuality Type Constant DescriptionAVG AverageEXCLNT ExcellentFAIR FairGOOD GoodPOOR Poor
MiddleName Middle name of the party in the current node
MinimumDateTime Date and time the documents must be executed after
MotherMaidenName Mother’s maiden name for security purpose on credit orderMSA Metropolitan Statistical Area code
Name Full name of the party for the current node
NFIP Emergency Indicates Community is participant in NFIP Emergency Program
NBHDBuildUpType Type of Neighborhood Build-UpConstant DescriptionOVER75 Over 75%25TO75 25% TO 75%UNDER25 Less than 25%
NBHDDemandSupplyType Type of Neighborhood SupplyConstant DescriptionSHRTG Supply ShortageBAL Supply BalanceOVR Supply Over
NBHDGrowRateType Type of Neighborhood Growth RateConstant DescriptionRAPID RapidSTBL StableSLOW Slow
NBHDLocationType Type of Neighborhood LocationConstant DescriptionRURAL RuralSUBURB SuburbanURBAN Urban
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NBHDMktTimeType Neighborhood Market TimeConstant DescriptionUNDR3 Under 3 Months3TO6 3 to 6 MonthsOVER6 Over 6 Months
NBHDPropValueType Status of Neighborhood Property ValuesConstant DescriptionDECL DeclineINCR IncreaseSTBL Stable
NetAdjTotalPlusMinus Type of Total Net AdjustmentConstant DescriptionMINUS MinusPLUS Plus
NFIPCommunityParticipants Indicates Community is NFIP participant
NFIPRegular Indicates Community is participant in NFIP Regular Program
NoMap Indicates no map available
NonResidentialPropertyType Non-Residential Property TypeConstant DescriptionCommercialNonResidential Commercial Non-ResidentialChurch ChurchFarm FarmHomeAndBusinessCombined Home and Business CombinedMixedUseResidentail Mixed Use ResidentialMultipleFamilyMorThanFourUnits Multiple Family More than Four UnitsOther Other used when a NonResidentialPropetyType
is not in the enumeration.VacantLand Vacant Land
OfferContingencyType The kind of contingency that must be met to complete the transactionConstant DescriptionAppraisal AppraisalBuyerFinancingApproval Buyer Financing ApprovalEnvironmentalRemediation Environmental RemediationHomeInspection Home InspectionOther OtherSaleOfBuyersExistingHome Sale of Buyers Existing HomeSubjectToRepairs Subject to RepairsThirdPartyApproval Third Party Approval
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Occupancy Owner occupancy statusConstant Description2ND-RES 2nd HomeABANDONED AbandonedADVERSEOCCUPIED Adverse OccupiedNON-OWNER Non-OwnerOWNER OwnerREMOVEDORDESTROYED Removed Or DestroyedTENANT Tenant OccupiedUNKNOWN UnknownVACANT VacantOTHER Other
OccupantType
OccurDate Date and time the event actually occurred
OfferContingencyType The type of contingency that must be meet to complete the transaction.
OffSiteImprAlleyType Type of Alley ImprovementConstant DescriptionPUB PublicPRIV Private
OffSiteImprStreetType Type of Street ImprovementConstant DescriptionPUB PublicPRIV Private
OpenEnded Indicates if the loan remains open without maturity date
OperationType Constant DescriptionAdd AddRemove Remove
OrderInsurance Indicates if insurance is ordered with the Closing Escrow Product
OrderPaymentResponsiblePartyType
Identifies the type of party responsible for the payment.Constant DescriptionBROKER BrokerBORROWER Borrower
OrderPayoff Indicates if payoffs are ordered with the Closing Escrow Product
OriginalListDate Date the property was first listed at the original list price
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Constant DescriptionOWNER OwnerTENANT TenantTENMKT Tenant (Market Rent)TENREG Tenant (Regulated Rent) VACANT Vacant
Constant DescriptionAppraisal AppraisalBuyerFinancingApproval Buyer Financing ApprovalEnvironmentalRemediation Environmental RemediationHomeInspection Home InspectionOther OtherSaleOfBuyersExistingHome Sale of Buyers Existing HomeSubjectToRepairs Subject to RepairsThirdPartyApproval Third Party Approval
OriginalListPrice List price of the property when first listedOverrideAllowed Data point utilizes data type enumeration QAYesNoValues
Constant DescriptionYES YesNO No
OverrideDecisionCode Constant DescriptionOD001 Override automatically approvedOD002 Override request accepted, Submitters delegated authority acceptedOD003 Override request denied, Resubmit a corrected appraisal file
OverrideEmail An ad-hoc email addressed used for notifications with User Function
PackagingType Constant DescriptionCustom This is only available when MailCarrierType = USPS.PriorityEnvelopeLetter This is only available when MailCarrierType is either USPS.FirstClass
or FEDEX.2Day or FEDEX.ExpressSaver LegalEnvelope This is only available when MailCarrierType is either USPS.PriorityPackage This is only available when MailCarrierType is either USPS.FirstClass
or FEDEX.2Day or FEDEX.ExpressSaver or UPS.2Day or UPS.3DaySelect
Page Number of the Ledger where recorded document is registered with the County.Pager Pager number ParcelIdentificationType Constant Description
AssessorUnformattedIdentifier Free form identifier assigned to the parcel by the property assessment agency associated with the taxing authority. For example a school district may use the county level assessor.
CertificateOfTitle An identifier associated with a certificate of title, which is a state or municipal-issued document that identifies the owner or owners of personal or real property. A certificate of title provides documentary evidence of the right of ownership.
Other To be used when a value is not in the enumerations.ParcelIdentificationNumber A number assigned to parcels of real property by the tax
assessor of a particular jurisdiction for purposes of identification and record-keeping. The assigned number is unique within the particular jurisdiction, and may conform to certain formatting standards that convey basic identifying information such as the property type or location within the plot map.
TaxMapIdentifier An identifier for a parcel of land also known as the District, Section, Block and Lot numbers without punctuation.
TaxParcelIdentifier A number for a division of land developed for the sole purpose of creating a complete, accurate, and equitable unit of taxation in support of taxpayers, contributing a fair share of support for the community services received.
TorrensCertificateIdentifier A unique identifier assigned to a Torrens Certificate by a governing entity. These certificates allow for the transfer of property without requiring a title search to be completed first.
ParcelTaxID Parcel Tax Identification
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ParticipantType Defines an individual or entity that is involved at any time in the loan process. Utilized by Data Verify Products in the Risk Mgt (Fraud) Product Type.
Constant DescriptionACCOUNTEXECUTIVE Account ExecutiveAPPLICANTSATTORNEY Applicants AttorneyAPPRAISALCOMPANY Appraisal CompanyAPPRAISALCOMPANY2 Appraisal Company 2APPRAISALREVIEWER Appraisal ReviewerAPPRAISALREVIEWERCOMPANY Appraisal Reviewer CompanyAPPRAISALTRAINEECOMPANY Appraisal Trainee CompanyAPPRAISALUNDERWRITER Appraisal UnderwriterAPPRAISER AppraiserAPPRAISER2 Appraiser 2APPRAISERTRAINEE Appraiser TraineeATTORNEY AttorneyATTORNEYCOMPANY Attorney Company
BANKATTORNEY Bank AttorneyBROKER BrokerBUILDER BuilderBUILDERCOMPANY Builder CompanyCLOSER CloserCLOSER2 Closer 2CLOSINGCOMPANY Closing CompanyCONDOPROJECTNAME Condo Project NameCONSUMERNAMEAKA Consumer Name AKACONSUMERNAMEAKA2 Consumer Name AKA 2CONSUMERNAMEAKA3 Consumer Name AKA 3CONSUMERNAMEAKA4 Consumer Name AKA 4CONTRACTOR ContractorCONTRACTOR2 Contractor 2CONTRACTORCOMPANY Contractor CompanyCONTRACTORCOMPANY2 Contractor Company 2CORRESPONDENTLENDER Correspondent LenderCPATAXPREPARER CPA/Tax PreparerCPATAXPREPARERCOMPANY CPA/Tax Preparer CompanyCREDITBUREUCOMPANY Credit Bureau CompanyESCROWCOMPANY Escrow CompanyFHACONSULTANT FHA ConsultantFHAHUD203KCONSULTANT FHA InspectorFHAINSPECTOR FHA/HUD 203k ConsultantGIFTDONER Gift DonorGIFTDONER2 Gift Donor 2
HOMEOWNERSINSURANCECOMPANYHomeowners Insurance Company
HOMEOWNERSINSURANCECONTACT Homeowners Insurance Contact
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LANDLORD Land lordLANDLORDCOMPANY Landlord CompanyLENDER LenderLISTINGREALESTATEOFFICE Listing Real Estate OfficeLISTINGREALTOR Listing RealtorLISTINGREALTOR2 Listing Realtor 2LISTINGREALTOR3 Listing Realtor 3LOANOFFICER Loan OfficerLOANOFFICER2 Loan Officer 2LOANORIGINATOR Loan OriginatorLOANTITLEHOLDER Loan Title HolderLOANTITLEHOLDER2 Loan Title Holder 2LOANTITLEHOLDERCOMPANY Loan Title Holder 2 CompanyLOANTITLEHOLDERCOMPANY2 Loan Title Holder CompanyNOTARY NotaryPOST-SERVICINGPURCHASER Post-Servicing PurchaserPOWEROFATTORNEY Power of AttorneyPRIVATEBANKER Private BankerPROCESSOR ProcessorPROCESSOR2 Processor 2SELLER SellerSELLER2 Seller 2SELLER3 Seller 3 SELLER4 Seller 4SELLERATTORNEY Seller AttorneySELLERATTORNEYCOMPANY Seller Attorney CompanySELLERCOMPANY Seller CompanySELLERCOMPANY2 Seller Company 2SELLERREALESTATEOFFICE Selling Real Estate OfficeSELLERREALTOR Selling RealtorSELLERREALTOR2 Selling Realtor 2SELLERREALTOR3 Selling Realtor 3SETTLEMENTAGENT Settlement AgentSETTLEMENTCOMPANY Settlement CompanySHORTSELLBUYER Short Sale BuyerSUPERVISORYAPPRAISER Supervisory AppraiserTHIRDPARTYNEGOTIATOR Third Party Negotiator
THIRDPARTYNEGOTIATOR2 Third Party Negotiator 2
THIRDPARTYNEGOTIATORCOMPANYThird Party Negotiator Company
THIRDPARTYNEGOTIATORCOMPANY2 Third Party Negotiator Company 2
THIRDPARTYORIGINATOR Third Party OriginatorTITLECOMPANY Title CompanyTITLEUNDERWRITER Title Underwriter
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TITLEUNDERWRITERCOMPANY Title Underwriter CompanyUNDERWRITER UnderwriterUNDERWRITER2 Underwriter 2WEALTHADVISOR Wealth Advisor
Party/Types Constant DescriptionACCTEXEC Account ExecutiveAPP ApplicantAPPRAISALCOMPANY Appraisal Company*APPRAISER AppraiserAPPRAISERSUPERVISOR Appraiser SupervisorAPPRAISERTRAINEE Appraiser Trainee*ATNY AttorneyATTORNEYINFACT Attorney In FactAUTHORIZEDREP Authorized RepresentativeBLDR BuilderBLDRCOMPANY Builder Company*BORR Buyer/BorrowerBORRREP Borrower RepresentativeBORRTRANS Borrower TranslatorBYAGNT Buying AgentCFDS Case File Data ServiceCLOSINGAGENT Closing AgentCOAPP Co ApplicantCORRESPONDENTLENDER Correspondent LenderCPATAXPREPARER CPA Tax Preparer*GIFTDONOR Gift Donor*HAZARDINSURANCECO Hazard Insurance CompanyHUD1SETTLEMENTAGENT HUD1 Settlement AgentINVESTOR InvestorLEND LenderLENDERBRANCH Lender BranchLOANCONT Loan ContactLOANOFF Loan OfficerLOANORIGINATOR Loan OriginatorLOANPRO Loan ProcessorLOANTITLEHOLDERCOMP Loan Title Holder Company*LSAGNT Listing AgentMORT Mortgage BrokerNOTARY NotaryOTHER OtherPROPMGR Property ManagerREAL RealtorREALESTATECOMPANY Real Estate Company*ReceivingParty Identifies the Party as the Recipient of the
Document(s) for Document Delivery service.RespondToParty Identifies the Party to whom a response should
be delivered. The delivery method maybe electronic or physical. Example is Document(s) delivered to Recipient(s) with information on whom to deliver signed Document(s).
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SELL SellerSELLERATTORNEY Seller Attorney*SELLINGCOMPANY Selling Company*ServiceProvider A Party that is used by Lenders to provide
specific service ordered by the Lender for this Loan.
SETTLEMENTCOMPANY Settlement CompanySHORTSALEBUYER Short Sale Buyer*SPOUSE SpouseSOURCE SourceSRVCR ServicerStrategicIntegrationPartner A Software Provider that has a strategic
integration with RealEC.SubmittingParty Identifies the Party to who initiated the event or
order being delivered. It is the user that is logged in and performing the action.
TITLECOMPANY Title CompanyTITLEOFF Title OfficerTITLEUNDERWRITER Title UnderwriterTHIRDPARTYORIGINATOR Third Party OriginatorUNDERWRITER UnderwriterUNDERWRITINGCENTER Underwriting CenterVEND Vendor*Identifies values added to support Risk Mgt. Fraud specific functionality. Values considered deprecated and not recommended for usage.
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PartyRoleTypes Constant DescriptionAggregator A person or organization that buys mortgages and creates large
pools of mortgages for sale on the secondary market.Appraiser Someone who determines the fair market value of property, real
or personal. AppraiserSupervisor
Responsible for the training, guidance, and direct supervision of the Trainee Appraiser
AssignFrom The individual or entity providing a job or duty.AssignTo The individual or entity given a job or duty.Attorney A person admitted to practice law in at least one jurisdiction and
authorized to perform criminal and civil legal functions on behalf of clients.
AttorneyInFact A person who is authorized to act as agent or attorney on behalf of another person.
AuthorizedRepresentative
A party that acts as an intermediary or representative for another party.
AuthorizedThirdParty
An individual or legal entity that has been authorized by the borrower to speak on their behalf in matters concerning the loan.
BankruptcyFiler The party who initiates a bankruptcy filing.BankruptcyTrustee The individual or legal entity that is in charge of administering
the bankruptcy case.
BeneficialInterestParty
Person or organization who has the beneficial interest in the deed of trust.
BillToParty The person or company responsible for paying for a good or service.
Borrower The entity that is requesting a loan to purchase property.
Builder A person whose job is to construct or repair houses, or to contract for their construction and repair.
Client A person or organization using the services of a professional person or company.
ClosingAgent The legal entity responsible for executing legally binding documents regarding a lien on property that is subject to a mortgage loan. This process may also be called 'closing ', 'escrow' or 'settlement' in different jurisdictions.
Conservator The person or entity who is appointed to manage the financial affairs of someone who is not capable of managing their own affairs, like for a child or mentally incompetent person.
CooperativeCompany
Cooperative Company is the legal entity of the housing cooperative.
CorrespondentLender
A correspondent lender originates, and unlike a mortgage broker, underwrites, and funds mortgage loan using their own funds.
Cosigner Serves as an additional repayment source for the primary borrower.
CreditCounselingAgent
The individual or legal entity that provides credit counseling.
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PartyRoleType (Cont) CreditEnhancementRiskHolder
In the provision of credit enhancement, secondary to primary MI, the holder of the loss in accordance with the credit enhancement type.
CustodianNotePayTo
Financial institution responsible for receiving payments for a Note.
DeliverRescissionTo
The entity or individual the Right to Rescind will be delivered to
DocumentCustodian
An institution that accepts delivery of, verifies and maintains the original Notes and assignments of the Security Instruments.
ENoteController Controller of the enote in the e mortgage registry.ENoteControllerTransferee
The party to whom control is being transferred.
ENoteCustodian A member of the eRegistry that maintains the Authoritative Copy of the eNote either as Controller or as a custodian on behalf of the Controller.
ENoteCustodianTransferee
The party to whom custody is being transferred.
ENoteDelegateeForTransfers
A member of the eRegistry that is authorized by the Controller to perform certain transfer transactions on behalf of the Controller.
ENoteRegisteringParty
The party initiating the registration transaction.
ENoteServicer A member of the eRegistry that is authorized by the Controller to perform certain MERS eRegistry transactions on the Controller's behalf. The Servicer on an eNote record can submit Change Data and Change Status transactions.
ENoteServicerTransferee
The party to whom servicing is being transferred.
ENoteTransferInitiator
The party initiating the transfer transaction.
Executor The person or entity named in a will who has the responsibility of carrying out the terms of the will (that is, collecting the will maker's assets, paying the debts, and distributing the remaining assets to the beneficiaries)
FHASponsor An entity insured by the Federal Housing Administration (FHA) to issue FHA loans.
FloodCertificateProvider
Entity that provides documents that state the flood zone status of real property.
FulfillmentParty Entity that provides the Service Product ordered.GiftDonor The party who has donated gift(s) that can be used by the loan
applicant for down payment or other expenses.
Grantee The party to whom a transfer or conveyance of property is made. The buyer is commonly known as the grantee.
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PartyRoleType (cont) Grantor The party who conveys or transfers ownership of property. The seller is commonly known as the grantor.
HazardInsuranceAgent
Individual providing insurance that protects a property owner against damage caused by fires, severe storms, earthquakes or other natural events.
HazardInsuranceCompany
Entity providing insurance that protects a property owner against damage caused by fires, severe storms, earthquakes or other natural events.
HomeownersAssociation
A legal entity that manages the common areas of a planned unit development, cooperative or condominium.
HUD1SettlementAgent
The party specified as the Settlement Agent on the HUD-1.
Interviewer A person who interviews someone, especially as a jobInterviewerEmployer
A entity interviewing someone, especially as a job
Investor A person or organization that purchases mortgages as an investment.
IRSTaxFormThirdParty
Third party providing IRS Tax Forms.
LawFirm A business that is engaged in the practice of law.Lender An organization or person that lends money.LenderBranch In respect of each Lender, its office or branch at the address set
out beneath its name in schedule 1.
LienHolder A lender that legally owns your property until you pay it off in full.
ListingRealEstateAgent
The agent that listed the property and represents the Seller.
LoanCloser A representative of a bank, credit union, or other financial institution who is the primary contact for preparing the closing package.
LoanDeliveryFilePreparer
The individual preparing the Loan data file for delivery.
LoanOfficer A licensed representative of a bank, credit union, or other financial institution, who assists borrowers in finding and acquiring loans.
LoanOriginationCompany
The entity that originated the loan.
LoanOriginator The individual at the entity that originated the loan.LoanProcessor A representative of a bank, credit union, or other financial
institution who, under the supervision, direction, and instruction of loan officers, performs clerical or support duties.
LoanSeller A bank or entity, under contract for all or part of the cash stream from a specific loan, thereby selling the loan to remove the loan from the bank's balance sheet.
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PartyRoleType (Cont) LoanUnderwriter A representative of a bank, credit union, or other financial institution who reviews all verified information collected in loan processing and then, based on the lender’s guidelines and practical experience, evaluates whether or not the loan is a good risk.
LossPayee The party to whom the claim from a loss is to be paid.ManagementCompany
A company that is set up to manage a group of properties, a mutual fund, an investment fund, etc.,
MICompany Mortgage Insurance CompanyMortgageBroker An intermediary who brings mortgage borrowers and mortgage
lenders together, but does not use its own funds to originate mortgages.
NonTitleSpouse Individual associated with the borrower, usually the spouse, who is not obligated on the loan nor are they a title holder on the subject property. Nevertheless they have certain rights with regard to the loan and disposition of the property.
Notary A person authorized to perform certain legal formalities, especially to draw up or certify contracts, deeds, and other documents for use in other jurisdictions.
NotePayTo An entity the borrower pays the note payable to.NotePayToRecipient
An Individual the borrower pays the note payable to.
Other Other used when PartyRoleType is not present in the current enumerations.
Payee A person to whom money is paid or is to be paid, especially the person to whom a check is made payable.
PoolInsurer The legal entity that provides the insurance for the pool.
PoolIssuer Identifies the role of the organization that created the pool.
PoolIssuerTransferee
Identifies the role of the organization to whom the pool was transferred
PreparedBy The individual making something ready for use.ProjectDeveloper An individual or entity working with a team to bring an idea
from concept to completed construction.
ProjectManagementAgent
The individual or entity appointed by the client and who has full authority and obligation to act in terms of the construction contracts.
PropertyAccessContact
The person that can provide access to the property.
PropertyOwner The property owner of public record.PropertyPurchaser The individual or legal entity that will purchase or has
purchased the property, and is not a borrower on the subject loan.
PropertySeller Entity selling the property
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PartyRoleType (cont) RealEstateAgent A person who sells and rents out buildings and land for clients.
ReceivingParty Identifies the Party as the Recipient of the Document(s) for Document Delivery service.
RegistryOperator A network information center (NIC) that maintains all administrative data of the domain and generates a zone file which contains the addresses of the named servers for each domain.
RegulatoryAgency A party that provides regulatory oversight.RequestingParty The Party submitting a request for or having received
information from the requested Party.
RespondingParty The party responsibleRespondToParty Identifies the Party to whom a response should be delivered.
The delivery method maybe electronic or physical. Example is Document(s) delivered to Recipient(s) with information on whom to deliver signed Document(s).
ReturnTo Party to give, put, or send (something) backReviewAppraiser Responsible for developing an opinion about the quality of
another appraiser's work that was performed as part of an appraisal.
SecurityIssuer The entity that creates and issues an asset backed security for sale on the open financial market.
SellingRealEstateAgent
The agent that sold the property and represents the Buyer (may also be known as the Buyers Agent)
ServiceBureau A company that provides business services for a feeServiceProvider A Party that is used by Lenders to provide specific service
ordered by the Lender for this Loan.
Servicer An organization that collects debt payments on behalf of a lender.
ServicerPaymentCollection
A company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower.
Settlor The party who establishes the trust and transfers the original assets, such as the subject property, into the trust for the trustee to hold and manage on behalf of the trust. Also referred to as the trustor or grantor of the trust.
Spouse A husband or wife, considered in relation to their partner.
SubmittingParty Identifies the Party to who initiated the event or order being delivered. It is the user that is logged in and performing the action.
TaxableParty The individual or entity taxed on income or profits.Taxpayer A person who pays taxes.TaxServiceProvider Aggregator for all taxing authorities associated with the
property.
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PartyRoleType (Cont) TaxServicer Entity providing a wide range of services, from basic assessment and exemption assistance, to complex tax analysis for the county, towns, villages and school districts
ThirdPartyInvestor An individual or entity that is involved in a transaction but is not one of the principals and has a lesser interest.
ThirdPartyOriginator
Entity used by a lender to underwrite, process, close or package the mortgages.
TitleCompany The legal entity which is responsible for issuing the title insurance policy on behalf of the title underwriter. This entity may be an individual title agent, a corporate title agency, or a direct operation of a title underwriter.
TitleHolder The person who has the right to own a property and has a document to prove this.
TitleUnderwriter The legal entity which is the insurance underwriting company assuming coverage risk under the title insurance policy.
Trust A legal entity that holds funds, assets or real property for the benefit of another.
TrustBeneficiary The individual or group of individuals for whom a trust is created.
Trustee The party selected by the beneficiary of the Deed of Trust or the settlor/grantor/trustor/ of a trust to oversee and manage the assets held in trust for the benefit of the named beneficiaries. An individual or a financial institution can serve as trustee.
WarehouseLender A loan originator given a line of credit to pay a mortgage for a borrower’s purchased property.
Witness One asked to be present at a transaction so as to be able to testify to its having taken place.
PaydownAction Paydown provided by
PaymentFrequencyType Payment Frequency TypeConstant DescriptionBiweekly Biweekly PaymentsDay Daily PaymentsMonth Monthly PaymentsQuarter Quarterly PaymentsSemimonthly Semimonthly paymentsWeek Weekly paymentsYear Yearly payments
OtherUsed when another frequency of payment is used that is not defined in the enumerations.
Payoff Is loan to be paid off? Yes/ No
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PayoffAction Payoff Action provided byConstant DescriptionLEND LenderTITLE Title CompanyOTHER OtherLENDERORDERBOTHPAYOFFSUBORDINATE
Lender Ordered both Payoff and Subordinate
LENDERORDERPAYOFF Lender Ordered PayoffLENDERORDERSUBORDINATE Lender Order Subordinate
TITLECOMPANYORDERBOTHPAYOFFSUBORDINATE
Title Company Ordered both Payoff and Subordinate
TITLECOMPANYORDERPAYOFF Title Company Ordered PayoffTITLECOMPANYORDERSUBORDINATE
Title Company Ordered Subordinate
PayorTypeConstant DescriptionSender Internal Black Knight account is used; Black Knight will
invoice these charges to the sending party.ThirdParty The sender will provide with an account number and billing
address to use for shipping.
PayPlanIndicator Indicates if a pay plan exists
PayPlanNumber Number or reference value of the pay plan
PayPlanStatus Current status of payment planConstant DescriptionCURRENT CurrentDEFAULT Default
PayStatus Current status of paymentConstant DescriptionPD PaidUNPD Unpaid
PDFFormatOptiona Indicates the PDF Format Option to be used by the provider for sending the Good Faith Estimate.Constant DescriptionPROVIDERFORMAT Provider Format
PenaltyInterestAmount Amount of the interest penalty on the tax amount
PercentOwnerOccupied Percent value of homes occupied by owner in neighborhoodPercentVacant Percent value of homes vacant in neighborhoodPermissiblePurpose Constant Description
CREDIT In connection with the extension of CreditCONSUMER In connection with the review or collection of a consumer accountUNDERWRITING In connection with the underwriting of insurance involving the
consumerVALUATION As a potential investor or services or current insurer in connection
with a valuation of, assessment of credit or repayment risks associated with an existing credit obligation
PermResident Indicates if a party is Permanent Resident
Phase Phase of the propertyPhone Phone number
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PINAPN Assigned property by the tax assessor as PIN, APN, Tax ID, or TIN.PlatType Constant Description
CertifiedSurveyMap A minor subdivision of land used to create no more than four new parcels in a five year period.
Condominium Single, individually-owned housing unit in a multi-unit building. The condominium owner holds sole title to the unit, but owns land and common property (elevators, halls, roof, stairs, etc.) jointly with other unit owners, and shares the upkeep expenses on the common-property with them.
Other To be used when a value is not in the enumerations.PlannedUnityDevelopment A zoning classification that allows flexibility in the design
of a subdivision or development.Subdivision A track of land which has been divided into smaller pieces
(called lots), usually for the purpose of constructing residences which will be sold individually.
Timeshare The arrangement whereby several joint owners have the right to use a property as a holiday home under a time-sharing schema.
Pool Indicates if the property has a swimming pool
Position Position of the loan, document, record, etc.Constant Description1st 1st Position 2nd 2nd Position 3rd 3rd Position 4th 4th Position 5th 5th Position6th 6th Position1ST 1ST Position 2ND 2ND Position 3RD 3RD Position 4TH 4TH Position 5TH 5TH Position6TH 6TH PositionOTH Other
(Marked for future deprecation)OTHER Other
PostalProtection Required status for protectionConstant DescriptionPOST PostMarkedPROC ProcessedRECVD Received
PostalProtectionComment Additional information about the protection offered based on the postal date
PRAType The type of Property Rights AppraisedConstant DescriptionFEE Fee SimpleLEASE LeaseholdFRACTIONAL Fractional
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PRAType (Appraisal 387 Form 2090_05)(Appraisal 387 Form 2095_05)
The type of Property Rights AppraisedConstant DescriptionCOOP CoopOTHER Other
PRAType(Appraisal 387 All Other Forms)
The type of Property Rights AppraisedConstant DescriptionFEE Fee SimpleLEASE LeaseholdOTHER Other
PredominantOccupancy Type of occupancy for most of the homes in neighborhoodConstant Description2ND-RES Second ResidentNON-OWNER Non-OwnerOWNER OwnerVACANT Vacant
PreferredContactMethod The preferred method of contactConstant DescriptionDAYPHONE Day time phone numberEVENPHONE Evening phone numberCELLPHONE Cell phone numberPAGER Pager numberEMAIL Email addressFAX Fax number
Prefix Title/Prefix of the party in the current node Constant DescriptionDR Dr.MR Mr.MRS Mrs.MS Ms.MST MasterMISS MissPROF ProfessorREV Reverend
PremiumPaymentType Constant DescriptionBORRPAID Borrower PaidBORRLENDPAID Both Borrower And Lender PaidLENDPAID Lender Paid
PremiumRefundableType Constant DescriptionNOTREFUN Not RefundableREFUN RefundableREFUNLIM Refundable With Limits
PrevEstValueSource Previous Estimated Value SourceConstant DescriptionAUCTION AuctionEQUITY EquityLEASE LeaseholdNA Not ApplicableNEWCON New ConstructionNOEQTY No Equity Loan
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REFI RefinanceRELO RelocationREO REOSALE Purchase/Sale
PrimaryApplicant/ Reference Social security number of the primary applicant on a credit order used to reference information in the Party block of the REC-XML File
PrimaryName Combination of the First Name, Middle Initial, and Last Name for the corresponding party
PriorPropertyTitleType Borrower Declaration - How did you hold title to the home solely by yourself, jointly with your spouse, or jointly with another person?Constant DescriptionJointWithOtherThanSpouse Joint with other than spouseJointWithSpouse Joint with spouseSole Sole
PriorPropertyUsageType Borrower Declarations – What type of property did you own principal residence, second home, or investment property?Constant DescriptionInvestment InvestmentPrimaryResidence Primary ResidenceSecondHome Second Home
ProductList/Product/EPSType ElectronicPaymentSolution TypeConstant DescriptionCREDITCARD Credit CardBILLTO Bill To
Product/ DueDate Requested completion date for the product by the CustomerProduct/ Instructions Instructions to the Provider from the Customer concerning the product orderProduct/ Reference Reference number for the product ordered (assigned by the Provider or the Customer)ProductCode RealEC Product CodeProductCodeReturned RealEC Product Code of the product filled by provider.
ProductList/Product/PaymentInfo/PaymentInfoList/CreditCard/CCType
PaymentType Constant DescriptionAMERICANEXPRESS American ExpressDISCOVER DiscoverMASTERCARD Master CardVISA Visa
ProductList/Product/PaymentInfo/PaymentInfoList/PaymentType
PaymentType Constant DescriptionCREDITCARD Credit CardBILLTO Bill To
ProjectDesignType Project DesignConstant DescriptionGardenProject Garden ProjectHighriseProject Highrise ProjectMidriseProject Midrise ProjectOther Other used when ProjectDesignType does
not contain needed enumeration.TownhouseRowhouse Townhouse Rowhouse
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ProjectLegalStructureType The Legal Structure TypeConstant DescriptionCONDOMINIUM CondominiumCOOPERATIVE CooperativeCOMMONINTERESTAPARTMENT Common Interest ApartmentSITEBUILT Sitebuilt
ProjectParkingSpaceAssignmentType
Constant Description
AssignedThe parking area is part of the common elements, and spaces are assigned to each individual.
Other To be used when a value is not in the enumerations.
Owned
The parking area is considered separate units from the living air space units and unit owners are given “fee simple” title to the parking and garage units.
ProgramCode Lender’s loan program code
ProgramCodeDesc Lender’s loan program description
ProgramStatusCode Indicates if community participates in NFIP
ProgramStatusCodeType Code representing the status of a community (i.e. city) in the National Flood Insurance ProgramConstant Description01 Emergency Program- Community Participates02 Regular Program – Community participates03 Not participating in program – no FEMA map available04 Not participating in program – FEMA map is available, but community
is not allowed to purchase flood insurance because it does not meet certainNFIP criteria, or is locked in a dispute over the FEMA maps
05 Withdrawn from program participation. Usually over a dispute over FEMA maps.
06 Suspended from program participation – community no longer meets NFIP criteria and has been temporarily suspended
07 Defunct community – No longer a community08 Not an NFIP community09 Participating – On Probation
ProjectNbrUnitsType Number of Units for ProjectConstant DescriptionFOUR FourILLEGAL IllegalTHREE ThreeTWO Two
ProjectType Type of project for the propertyConstant DescriptionCONDO CondominiumCOOP CooperativeNONE NonePUD PUD
ProjectUnitType Type of UnitConstant DescriptionATTACH AttachDETACH Detach
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ProjFirstLienFixedARM Project Lien TypeConstant DescriptionFIXED FixedADJUST Adjusted
ProjOccupantType Occupant TypeConstant DescriptionPRIMRES Primary ResidentSECOND Second HomeTENANT Tenant
ProjOtherLienFixedARM Project Lien TypeConstant DescriptionFIXED FixedADJUST Adjusted
ProjSecondLienFixedARM Project Lien TypeConstant DescriptionFIXED FixedADJUST Adjusted
ProjType Type of project for the propertyConstant DescriptionDETACH DetachGARDEN GardenHIGHRISE HighRiseMIDRISE MidRiseOTHER OtherROW Row
Property/ClassType Type of Property ClassConstant DescriptionDOME Dome HomeEARTH Earth HomeHOTEL HotelLOG Log HomeSWM Single Wide ManufacturedMWM Multi Wide ManufacturedOTHER Other
Property/ Description Long legal description of the propertyPropertyAccessContactPriorityType
Property Access Contact Priority TypeConstant DescriptionFirst FirstSecond SecondThird ThirdFourth Fourth
PropertyInspectionType Property Inspection TypeConstant DescriptionExteriorAndInterior Exterior and InteriorExteriorOnly Exterior OnlyNone NoneOther Other
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PropertyMaintenance Description of the maintenance to the propertyConstant DescriptionEXCELLENT ExcellentGOOD GoodAVERAGE AverageFAIR FairPOOR Poor
Property/Type Type of propertyConstant DescriptionAPT ApartmentBOATSLIP Boat SlipCOMM Commercial (Non-Residential)CONDO CondominiumCONDOTEL CondotelCOOP Co-opDETACHCOOP Coop DetachDETACHPUD PUD DetachDUP 2-4 Unit PropertyFARM FarmMFR Multi Family ResidenceMOBILE Manufactured HomeSFR Single FamilyTOWN TownhouseVACANT LandHOMEBUSINESSCOMBINDED Home and Business Combined
(Marked for future deprecation)HOMEANDBUSINESSCOMBINED Home and Business CombinedMIXEDUSERESIDENTIAL Mixed Use ResidentialOTHER Other
Property/UnitTypeOtherDesc Free form description used to communicate the type of Property Unit when Property Unit = “Other”.
PropertyListed Indicates is the property is listedPropertyTaxAmount Amount of taxes due for the property
PropertyTaxStatus Current status of property taxesConstant DescriptionPD PaidUNPD Unpaid
PropertyTaxStatus Current status of tax payments for the property
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PropertyValidation/Type Type of Property being validatedConstant DescriptionAPT ApartmentCOMM Commercial (Non-Residential)CONDO CondominiumCOOP Co-opDUP 2-4 Unit PropertyFARM FarmMFR Multi Family ResidenceMOBILE Manufactured HomeSFR Single FamilyTOWN TownhouseVACANT Land
PropertyValuationConditionalConclusionType
Specifies the conclusions of the appraisal that there is a dependency on future repairs or activities.Constant DescriptionAsIs As IsOther OtherSubjectToCompletionPerPlans Subject to completion per plansSubjectToRepairsAndConditions Subject to repairs and conditionsSubjectToRepairsProvingUnnecessary Subject to repairs proving unnecessary
ProviderOrderNbr Identifying or tracking number returned by the provider to confirm the product order
Proximity Distance from the propertyProximityUnit Unit of distance from the property
Constant DescriptionMILE MilesFEET Feet
PUDIndicator Indicates if the property is located in a Public Utility District (PUD) Yes/No
PurchaseMonth Month the property structure was purchased (MM)
PurchaseYear Year the property structure was purchased (YYYY)
PurposeOfReport Reason for ReportConstant DescriptionCOMPL Certification of CompletionUPDATE Update
QualityRatingType Constant DescriptionAverage The usual or ordinary kind of quality rating.Excellent A superior quality rating.Fair A sufficient but not ample rating.Good A satisfactory rating containing a faint praise.Poor An inferior rating, less than adequate.
QuoteRequest Constant DescriptionYES Yes NO No
RateSelection Type of GFE Rate information ReturnedConstant DescriptionRATES RatesRATESWITHFEES Rates with FeesNO No
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RECClientID Customer’s ID assigned by RealECRECCode RealEC event code value
See specific File Structures and Appendix CRecommendedListing Agent’s recommendation for listing the property
Recorded Indicates if the document is recorded
RecordedDoc/Type Indicates the type of recorded document.Constant DescriptionSUBORD SubordinationCONSOL ConsolidationFORE ForeclosureHMSTD Homestead DeclarationMODIF ModificationNTS Notice of Trustee SalesSUBST SubstitutionSTRUST Substitution of Trustee
RecordingDate Date the document was recorded
RecordingDocType Document Types used in the Recording Services ProductsIDK Code DescriptionMORTGAGEORDEEDOFTRUST Mortgage or Deed of TrustWARRANTYDEED Warranty DeedQUITCLAIMDEED Quit Claim DeedPOWEROFATTORNEY Power of AttorneyOTHER Other
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RecordingDocumentType Used for ordering GFE ServicesIDK Code DescriptionAFFIDAVIT AffidavitAOV Affidavit of ValueASSIGNMENT AssignmentCANOFMORT Cancellation of MortgageDEED DeedDOR Deed of ReconvenyanceDOT Deed of TrustDOTR Deed of Trust ReleaseFIFARELEASE FIFA ReleaseHOMEE Homestead ExemptionLIENR Release of Real Estate Lien
MORT MortgagePOA Power of AttorneySATMORT Satisfaction of MortgageSECDEED Security DeedSOT Substitution of TrusteeSOTDR Substitution of Trustee-Deed of
ReconveyanceSUBA Subordination Agreements
TAXFRM Tax Certification FormWDC Well Disclosure CertificatePROPTRNRPT Property Transfer ReportTAXAF Tax Affidavit FormCANOFNOTE Cancellation of NoteAFFSF Single Family ExemptionAFMOD Affidavit for a Mortgage Modification
MOD Modification
AFFLOSTNOTE Affidavit used with the original note cannot be found
NOTEOFCOMMC Notice of Commencement
TERMNOTC Termination of NoticeCEMA Consolidation, Entension &
Modification Agreement
RecordingFee Cost of recording the document
ReferenceNumber/Type For available values, see RealEC Integration Consultant RefinanceCashOutDeterminationType
Indicates the way in which the cash out will be appliedConstant DescriptionCASHOUT Cash OutLIMITEDCASHOUT Limited Cash OutNOCASHOUT No Cash OutUNKNOWN Unknown
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RefinancePrimaryPurposeType Indicates the purpose for the Refinance.Constant DescriptionASSETACQUISITION Asset AcquisitionCAPITALIZEDINTERESTTAXESINSURANCEORFEES
Capitalized Interest, Taxes, Insurance or Fees
CASH CashCONVENIENCE ConvenienceDEBTCONSOLIDATION Debt ConsolidationEDUCATION EducationEQUITYBUYOUT Equity Buy OutHOMEIMPROVEMENT Home ImprovementINTERESTRATEREDUCTION Interest Rate ReductionMEDICAL MedicalMORTGAGETERMREDUCTION Mortgage Term ReductionOTHER OtherPAYOFFLEASEHOLDINTEREST Payoff Leasehold InterestPRIMARYLIENPAYOFF Primary Lien PayoffSECONDARYLIENPAYOFF Secondary Lien PayoffSPECIALPURPOSE Special PurposeUNSECUREDLIENPAYOFF Unsecured Lien PayoffUNSPCIFIED Unspecified
RefinancedRecently Indicates whether the loan has been refinanced recently. Recently reflects a timeframe to be in the last 10 years.Constant DescriptionYES YesNO NoUNKNOWN Unknown
RegistrationRequestType Registration Request TypeConstant DescriptionAgency A registration request is for a legal entity, A request for an
Agency may also include Agents to be set up as part of the request.
Agent The registration request is for individual agent(s) who are employed by an agency
RegistrationSetupType RegistrationSetupTypeConstant DescriptionManaged Indicates the provider should be registered as a vendor that will
be used on a daily basis and eligible for selection by REALec auatomated system and included as an optional selection in REALEC user facing systems.
OtherRegistered Indicates that the provider should be registered as a vendor that
will be used only for a single closing transaction.RelatesToType Indicates what the change will affect
Constant DescriptionOriginal OriginalUser User
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RelationshipChangeResultType Constant DescriptionRELATIONSHIPDOES NOTEXIST
Relationship Does Not Exist
RELATIONSHIPEXISTS
Relationship Exist
SUCCESSFUL SuccessfulUNABLETOIDENTIFYENTITIES
Unable to Identify Entites
RenewalCalculationType Constant DescriptionCONST ConstantDECLIN DecliningNORENEW No RenewalsNA Not Applicable
RepairedPrice Suggested repaired information for the property
RepairedPrice/Price Suggested repaired list price for the propertyRepairedPrice/Type Type of suggested repaired price for the property
Constant DescriptionFHLMC Freddie Mac list priceFNMA Fannie Mae list priceOTHER Other type of list price
RepairsAmount Total amount of repairs at the propertyRepairsNeeded Indicates if the repairs at the property are neededRepairsRecommended Indicates if the repairs at the property are recommendedReplace If replacing a previous document, name of the existing document at the RealEC
Network to replaceReplyCarrierType Type of Reply Carrier
Constant DescriptionUSPS.FirstClass USPS First Class MailUSPS.Priority USPS Priority MailFEDEX.StandardOvernight FEDEX Standard OvernightFEDEX.2Day FEDEX 2 day FEDEX.ExpressSaver Not available for ReplyCarrierType.UPS.StandardOvernight UPS Standard OvernightUPS.2Day UPS 2-DayUPS.3DaySelect UPS
ReqSigningDateTime Requested signing date and time for the documents
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RequestActionType Indicates the Action Type Requested.Constant DescriptionOriginal Perform normal posting action for
a new or updated package.Cancel Recalls a specific package that has
been previously posted. This removes the package from view by the recipients and causes it to NOT be dropped to print, if a fall-to-print expiration timer was specified. RecallPackage requires inclusion of one or more PackageId's corresponding to existing posted package(s).
CI Closing InsightEADReadinessCheck EAD Readiness Check
RequestContextType Indicates the product content of the request or response.Constant DescriptionCI Closing InsightEADReadinessCheck EAD Readiness CheckOther OtherQI Quality InsightUCDPReadinessCheck UCDPReadinessCheck
RequestedTotalYears Constant Description1 1 Year2 2 Years3 3 Years4 4 Years
RequestedType Lender request to return funds requested typeConstant DescriptionCHECK CheckWIRE Wire
RequiredFundsDescription Decription of the funds required for payment
ResponsibleParty Type of responsible partyConstant DescriptionCUSTOMER CustomerPROVIDER ProviderBORROWER BorrowerLENDER Lender
RestrictionType Type of Employee Restriction ValuesConstant DescriptionEMPLOYEELOAN Employee LoanHIGHVALUE High Value
ReturnedType Constant DescriptionWIRE Loan returned via wireCHECK Loan returned via check
RevivalDate Judgment date
Rooms Number of rooms at the property
SaleIndicator Indicates if sale
SalesAmount Sales price of the property
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Sample/Type Constant DescriptionAIR AirSURFACE Surface
ScheduledType The event or action that is scheduledConstant DescriptionAPPR AppraisalCLOS ClosingDOCUMENTSIGNING Document SigningFUND Funding
School Name of the school
SchoolTaxAmount Amount of taxes due for the school
SchoolTaxStatus Current status of school taxesConstant DescriptionPD PaidUNPD Unpaid
SchoolTaxStatus Current status of tax payments to the school
SearchDate The date the search occurred
Section Section of the propertySectionOfActType Constant Description
203B 203B203B2 203B2203B251 203B251203K 203K203K251 203K251221D2 221D2221D2251 221D2251234C 234C234C251 234C251
SectionTownRange Section, town, range legal description information of the propertySecurity/ AccountNumber Account number of the secured product order
Security/ Password Password to access the secured product order
Security/Type Type of SecurityConstant DescriptionCLIENT ClientPRODUCTION ProductionSOURCE SourceTEST Test
Security/ Username Username to access the secured product order
SellerPaidFinanceCost Amount of anticipated financing and closing costs generally paid by the seller for the area
SellingDate Date the property soldSellingPrice Sales price of the property
SellingPrice Selling price of the propertySequence Location of the associated record, party, document, etc. within the series of records,
parties, documents, etc.ServiceCategory This is the type of Good Faith Estimate Service requested by the provider.
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Constant DescriptionTITLEINSURANCE Title InsuranceSETTLEMENTANDESCROWSERVICE Settlement and Escrow ServiceREALESTATEATTORNEY Real Estate AttorneyHOMEWARRANTY Home WarrantyHOMEOWNERSINSURANCE Home Owners InsuranceHOMEINSPECTIONGENERAL Home Inspection GeneralAPPRAISAL AppraisalNOTARY NotaryLANDSURVEY Land SurveyPESTINSPECTION Pest InspectionNATURALHAZARDDISCLOSURE Natural Hazard DisclosureGEOTECHNICALENGINEERING Geotechnical EngineeringCLOSINGATTORNEY Closing AttorneyTRANSACTIONCOORDINATOR Transaction Coordinator
Reason CodesReason Code
Description
1 Appraiser Needs Realtors Phone Number
2 Borrower Did Not Show for Appt
3 Borrower Not Responding4 Borrower Resists Inspection5 Loan Officer Needs to Contact
Borrower6 Other7 Purchase Agreement
Required8 Realator Not Responding9 Realtor Not Returning
Appraiser Calls10 Rural Area11 Wrong Contact Numbers for
Borrowers12 Wrong Property Address13 14 Business Unit Cancelled Order15 Duplicate Order16 Ineligible Property
Type/Condition17 Loan Rejected18 No Response from Borrower19 No Response from Business
Unit20 Not Meeting Target Value
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21 Order Upgraded22 Property Under Construction23 Borrower delayed inspection24 Manufactured Home25 Property Not Complete26 Borrower Requested Cancel
Loan27 Repairs Not Complete28 Legal Description29 Full Legal Names30 1003 Application 31 Abstract Authorization Form 32 Contact Borrower for missing
information 33 Verify property address34 Verify loan amount35 Need loan number for 1st36 Need Legal/Parcel Number37 Vacant Property38 No Access to Property39 Borrower executed right of
rescission40 Notary/Attorney unavailable41 Loan withdrawn42 Rescheduled Date43 Borrower Declined44 Rate Lock Expired45 Closing Document Package
Expired46 Scheduled Date exceeds Rate
Lock Expire Date47 Scheduled Date exceeds Doc
Package Expire Date48 Payoff Expired49 Initial Request50 Incorrect Borrower
Information51 Incorrect Fee Amount52 Incorrect Fee Placement53 Borrower No Show54 Notary No Show55 Seller No Show56 Insufficient Closing Funds -
Borrower
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57 Borrower Dissatisfied with Loan Amount/Terms
58 AIV Form Missing59 Executed Form Missing60 Documents not properly
executed61 Missing Required Document62 Wire incorrect63 Executed Closing Package not
received64 Borrower executed right of
rescission65 Borrower Funds Short66 Verifying Vesting67 Pending Trust Documents68 Subordination Required69 Unrecorded Liens70 Outstanding Judgments71 MI Suspended72 MI Declined73 Failure to Confirm within
designated time limit74 Rush Order75 Appraiser Declined –
Scheduling Conflict76 Appraiser Declined – Fee
Dispute77 Declined – Complexity
Appraiser Declined78 Phone Order79 2ndAppraisalApproval80 Canceled by Branch81 Canceled by Borrower82 Canceled by Appraisal
Department83 Canceled by Appraiser84 Appraiser Did not Show for
Appt85 Appointment Rescheduled by
Borrower86 Appraisal Appeal87 Loan Update88 Other89 Closing Fund Overage90 Possible Borrower Rescission
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91 All Conditions Cleared92 Legal Description Corrected93 Full Legal Names Provided94 1003 Application Completed95 Abstract Authorization Form
Completed96 Borrower Provided Missing
Information97 Property Address Verified98 Loan Amount Verified99 Loan Number Provided
100 No Borrower Rescisson101 Funds Already Disbursed By
Provider 102 Technology Reason103 Borrower Reason 104 Borrower has issue with
Power of Attorney105 Forced Traditional106 Provider Unable to Support
WEC107 Delete HUD Line108 Brokers Portal Document
Delivery Canceled by User109 Brokers Portal Abandoned by
User110 Change111 Dispute112 Comps113 Correction114 Value Dispute
(Reconsideration of Value)115 Application Pending FHA
Case#116 Fee Approval Required117 Customer Withdraw118 Incorrect Loan Number119 Incorrect Product Ordered120 Lender Cancelled Order121 Title Report - Wrong Property
Address122 Curative - Borrower Not
Responding123 Curative - Borrower
Requested Cancel Loan
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124 Curative - CEM Authorization Needed
125 Curative - Divorce Decree Pending
126 Curative - Subordination Pending
127 Curative - Tax Lien Payoff Pending
128 Curative - Trust Document Pending
129 Credit Card number is not valid
130 Name on Credit Card is not valid
131 Credit Card security code is not valid
132 Credit Card Expiration date is not valid
133 Credit Card billing name is not valid
134 Credit Card billing address is not valid
135 Credit Card billing zip code is not valid
136 Credit Card billing phone number is not valid
137 Credit Card max limit reached138 Bill To Name is not valid139 Bill To Address is not valid140 Bill To Zip code is not valid141 Bill To Phone number is not
valid142 Bill To Reference is not valid143 Amount is not valid144 Attempting to Schedule145 Incorrect Endorsements146 Incorrect Information147 Bad Scan148 Missing Required Documents149 Missing Signature150 Borrower's reported income
is greater than IRS reported income
151 Borrower's reported income is less than IRS reported income
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152 Overpayment153 Service Level Credit154 Duplicate charge155 Replacement Report or
Upgraded Report156 Property Complex Requires
More Time to Complete157 Additional Information
Needed158 Borrower Address is not valid159 Borrower City is not valid160 Borrower State is not valid161 Borrower Zip is not valid162 Credit Card Exception163 Credit Card System Exception164 Credit Card Validation
Exception165 Credit Card Security Exception166 Credit Card Amount is not
Valid167 Credit Card billing city is not
valid168 Credit Card billing state is not
valid169 Credit Card billing email is not
valid170 Credit Card Billing Last Name
is not valid171 Personnel First Name is not
valid172 Personnel Last Name is not
valid173 Processing Account Number
is not valid174 Processing Tracking Number
is not valid175 Missing Provider Information176 Borrower Last Name is not
valid177 Invoice Amount matched
Settlement Total178 Remit to Provider Settled
funds179 Additional Remittance180 Refund Processed/Need to
remit
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181 Refund Processed/Do not remit
182 Invoice Amount greater than Settlement Total
183 Invoice Amount less than Settlement Total
184 Multiple Invoices185 Cancellation Processed186 Do Not Remit Incorrect
Invoice187 Credit Card Communication
Failure188 Post Funding HUD189 Recorded Mortgage216 Seller Servicer Number is
invalid (must be numeric and 9 digits)
220 Submission may not contain more than one data file record with the same data file name.
222 File data was provided without a corresponding DATA_FILE element.
230 Unable to locate a matching UMDPDocLinkID set for the Appraisal Lender Submission request
236 Product data delivery incomplete within the designated time limit
240 User Authentication Frailure241 Criteria Not Met242 A "CC Recharge Request" is
not allowed.243 The credit card entered is due
to expire prior to the calculated settlement date.
244 Refund exceeded Settlement total
245 Invalid Settlement tracking number/No Settlement exists
246 Address provided has
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returned Multiple possible hits from the public record data
247 Address provided is valid, no hits from the public record data
248 Address provided is not valid249 Address provided is out of the
public record geographic coverage area
250 No Undisclosed Properties Found
251 Undisclosed Properties Found252 Owner Occupied but the
Subject Property Address is not equal to Borrower’s Current Residence Address
253 Owner Occupied however a search against the public record could not confirm
254 Owner Occupied and public records show borrower closed on a loan within 3 months of application date
255 Owner Occupied however the search against Tax Records could not confirm
256 Subject Property Unit blank on Mortgage Application.
257 Address Standardization of the Subject Property did not return a Unit Number
258 Public records list Subject Property without a Unit Number.
259 Exception Expired260 Security Error261 Communication Error262 Input Validation263 Provider Internal Error264 Voice Mail Not Returned265 1005 Form Not Returned266 Additional Information
Requested Not Provided267 Employer Not Found In Public
Records
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268 Unable to Locate Employer Phone Number
269 Unable to Confirm Employer - Provide Full Address
270 Missing Signed Borrower Authorization Form
271 Unable to Confirm Employer - Provide Borrower Agency/Dept
272 Unable to Confirm Employer - Provide Borrower Phone Number
273 Unable to Confirm Employer - Provide Borrower DOB
274 Unable to Confirm Employer - Contact Out of Office
275 Unable to Confirm Employer - Provide Additional Phone Number
276 Missing Salary Key/PIN for Automated Provider
277 Unable to Confirm Employer - Confirm Borrower SSN
278 Issue with DOB279 Issue with SSN280 Missing Business Transaction
Info281 Issue with Company Info282 Issue with Borrower
Authorization Form283 Issue with Date on Form284 Bid/Contract Revision285 Issue with Entity/Borrower
Name286 Issue with Entity/Company
Name287 Address was not accepted by
the IRS288 Issue with Borrower SSN289 Issue with Company EIN290 Illegible or altered tax year(s)
requested291 Issue with Borrower Signature
on 4506T292 Issue with Date on 4506T
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293 Information on 4506T form is illegible or altered
294 Employer Update Outside of Policy
295 No Hit296 Confirmed Defects297 Additional Comps
Request/Clarification298 Borrower Request/Complaint299 Additional Information
Provided300 Information Present in Report
- Underwriter Unnecessary301 Not Required by Policy -
Underwriter Unnecessary302 Duplicates303 New Products320 Invalid MI Data provided in
request321 Not Eligible for MI322 No Response Received323 Exceeded SLA with Vendors324 No Data Available325 No Source Defined326 Incorrect Doc Type Specified327 Borrower refused to sign -
signing agent performance/professionalism
328 Closing Instructions Delay329 Closing Instructions
inaccurate330 Closing Package Delay331 Doc Signing product
incomplete / incorrect332 Doc Signing product not
opened333 Lender requested reschedule334 HUD/CD not Finalized335 HUD/CD not Finalized336 Incomplete/Incorrect loan
package sent to signing by Vendor
337 Incorrect loan documents received from fulfillment
338 Signing Agent backed out of
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signing339 Provider Cannot
Accommodate Requested Change(s)
340 Request not Applicable341 Requested change not
Required342 Borrower did not receive
document343 Document not valid for loan344 Duplicate document delivered345 No Rate Available346 Email Delivery Failure:
Returned as Spam347 Email Delivery Failure:
Incorrect Email Address348 Email Delivery Failure: Email
Size Limit349 Email Delivery Failure:
Recipients Mail Service350 Email Delivery Failure: Other351 Authorization Access Needed352 Street View Unavailable353 Incomplete Order354 Unit Number incorrect or
missing355 Contact Number(s) incorrect
or missing356 Condo/Coop Questionnaire
missing357 Plans and Specs incorrect or
missing358 Renovation Documents
incorrect or missing359 VA Agency On Hold360 Language Barrier361 Pending Compliance Review362 Ineligible Request363 Agency Registration Invitation
Forwarded364 Provider Registration
Invitation First Reminder365 Provider Registration
Invitation Last Reminder
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366 User Registration Invitation Reminder
367 Recent Ownership Transfer368 Errors And Omissions
Required369 ALTA ID Requested370 State License Requested371 Closing Protection Letter
Required372 UserName Or Password
Entered Incorrectly373 Registration Invitation Has
Expired374 Registration Cancelled.
Contact Provider375 Registration Not Complete.
Reminder sent To Provider376 Registration Expired. Please
Contact Provider377 Network Access Agreement
Declined 378 Product Code not present379 Document Data Link not
present380 Document Data Link already
exists in prior instance of same event
381 Document Data Link does not match the Document Data Link in most recent instance of event 150
382 More than one Document Data Link exists in event
383 Financial Hardship384 Closing Date Adjustment385 Provider Does not Support
Product Requested386 Provider unavailable due to
Vendor Management Status387 Deleted Fee Line388 Added Fee Line389 Incorrect Paid To390 Incorrect Paid At391 Incorrect Fee Name392 Incorrect Loan Product
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393 Incorrect Prepayment Penalty394 UCD Data Set Validation
Failure395 No UCD Data Set included 396 Inspection Scheduled397 Tenant Scheduling Delays398 Underwriter Direction
Required399 Requested Hold400 Schema Validation Failed -
Required Field Missing401 Deed Restriction Research402 Reassignment Request
received403 Reinspection Reassignment
Request received404 Missing Executed Purchase
Contract405 Purchase Contract is Ilegible406 Contact cancelled Inspection407 Contact Did Not Show for
Appt408 Contact Resists Inspection409 Contact Not Responding410 Schema Validation Failed -
DataType Mismatch411 Contact delayed inspection412 Confirm Utilities On413 Federally Declared Disaster414 Property Not Secure415 Remodel Not Complete416 Revised Purchase Contract
Required417 Revised Renovation
Documents Required418 Collateral Research Review419 Missing Original Appraisal420 Contact Issues421 Lockbox Issue422 Safety/Security Access Issues423 Property Not Ready/Repairs
or Utilities Needed424 Client Confirm Cancel425 Underwriter Escalation426 Unsafe Conditions
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427 Customer Service Center Agent Failed Package
428 Required Data for Processing Missing
429 Duplicate Lender PackageIdentifier provided
430 Invalid Internal PackageIdentifier provided.
431 Event must contain only one document
432 Invalid Document File Type433 Link provided to card holder
to the payment processing provider interface has expired.
434 Email to card holder from the payment processing provider failed.
435 Missing Document URL436 Invalid Lender PackageID
Provided437 Document Delivery
Processing Error438 Encryption Exception has
occurred
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ServiceTypeName For GFE Fee Services Data. GFE 2.0IDK Code DescriptionAPPRAISAL AppraisalATTORNEYFEE ATTORNEYFEEASBESTOSINSPECTION Asbestos InspectionCHIMNEYINSPECTION Chimney InspectionCLOSINGFEE Closing FeeCREDITORCHARGEFORINTERESTRAGECHANGE
Credit or Charge for interest rate change
CONSULTANT203K Consultants 203KCREDITREPORT Credit ReportDAILYINTERESTCHARGES Daily Interest ChargesDOCUMENTPREPFEE Document Prep Fee (ThirdParty)DRYWALLINSPECTION Drywall InspectionEARTHQUAKEINSURANCE Earthquake InsuranceEIFSINSPECTION EIFS InspectionENERGYAUDITANDWEATHERIZATION
Energy Audit and Weatherization
FLOODCERT Flood CertificationFLOODINSURANCE Flood InsuranceGEOTECHNICALENGINEERING Geotechnical Engineering
HOMEBUYERCOUNSELING Homebuyer CounselingHOMEINSPECTION Home Inspection GeneralHOMEOWNERSINSURANCE Homeowner InsuranceHOMEWARRANTY Home WarrantyHURRICANEINSURANCE Hurricane InsuranceHVACINSPECTION HVAC InspectionINITIALESCROWDEPOSIT Initial Escrow DepositLANDSURVEY Land SurveyLEADINSPECTION Lead InspectionLENDERSTITLEINSURANCE Lenders Title Insurance
MANUFACTUREDHOUSING Manufactured HousingMOLDINSPECTION Mold InspectionMORTGAGEINSURANCEPREMIUM Mortgage Insurance Premium
NATURALHAZARDDISCLOSURE Natural Hazard Disclosure
NOTARY NotaryOWNERSTITLEINSURANCE Owners Title InsuranceORIGINATIONCHARGE Origination ChargePESTINSPECTION Pest InspectionPLUMBINGINSPECTIOIN Plumbing InspectionPOOLANDSPAINSPECTION Pool and Spa InspectionRADONINSPECTION Radon Inspection
RECORDINGFEES RecordingFeesROOFINSPECTION Roof InspectionSEPTICINSPECTION Septic InspectionSETTLEMENTANDESCROWSERVICE
Settlement and Escrow Service
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ServiceTypeName (Cont)SETTLEMENTSERVICE Settlement ServiceSTRUCTURALENGINEERING Structural EngineeringTAXSERVICE Tax ServiceTHERMALINSPECTION Thermal InspectionTITLEINSURANCE Title InsuranceTRANSFERTAX PropertyTaxUNDERGROUNDSTORAGETANKINSPECTION
Underground StorageTank Inspection
WQIADVENVIRONMENTAL Water Quality Inspection – Advanced Environmental
WQICOMPPESTICIDE Water Quality Inspection – Comp. And Pesticide
WQICOMPREHENSIVE Water Quality Inspection –Comprehensive
WQIENVIRONMENTAL Water Quality Inspection –Environmental
WQIHEALTH Water Quality Inspection – Health
WQIHEALTHPESTICIDE Water Quality Inspection – Health And Pesticide
WQISTANDARD Water Quality Inspection – Standard
ServicingDepartmentType Servicing Department TypeConstant DescriptionForeclosure The Division of a servicer responsible for initiating legal
proceedings to settle debt on an unpaid balance.Bankruptcy The Division of a servicer responsible for initiating legal
proceedings to settle debt for a homeowner that has declared bankruptcy.
LossMitigation The Division of a servicer that works to reduce the loss to the bank via negotiation with the homeowner.
GeneralServicing The Division of a Servicer that works with current or delinquent loans that are part of the general servicing area.
REO The Division of a servicer that works with property owned by the lender after an unsuccessful sale at foreclosure
PropertyPreservation The Division of a servicer that is responsible to satisfy property upkeep laws and to preserve and prepare the property for sale.
ServicingOperationsOversight
"The Division of a servicer is tasked with ensuring adherence to internal, investor and regulatory valuation compliance requirements.
SBC "The Division of a servicer is tasked with ensuring adherence to internal, investor and regulatory valuation compliance requirements for commercial loans.
CollateralBasedSolution The Division of a servicer who offers Collateral Based Solutions such as Short-Sale, Deed-In-Lieu to the borrower.
OtherPayoff The Division of a servicer that deals with finalizing the
satisfaction of a loan.FHA The Division of a servicer that is focused on servicing of
FHA Loans.MASSMOD The Division of a servicer initiated Modification offered to
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Constant Descriptionthe borrower.
PreForeclosure The Division of a servicer responsible for handling legal proceedings during the early stages of being repossessed.
SigningLocation/Type Signing LocationConstant DescriptionBHOME Borrower Home LocationBOFFICE Borrower Office LocationCOFFICE Closing Agent OfficeBOTHER Borrower Other LocationCOTHER Closing Agent Other LocationESCROWOFFICE Escrow OfficeLENDERBRANCH Lender Branch OfficeONLINE OnlineOTHER OtherPROPADDR Property Address
SigningMethod Signing MethodConstant DescriptionAGT Agent ArrangedFACETOFACE Face To FaceMAILAWAY Mail-AwayNOTARY NotaryTRD TraditionalWEBENBCLOSE Web Enabled Closing *Excludes usage of the RealEC
WEC WorkflowWEC Web Enabled Closing. *Includes RealEC WEC
Workflow.SiteHighBestUseType
Constant DescriptionPRES PresentOther Use
SiteZone Type of Site ZoneConstant DescriptionILLEGAL IllegalLEGAL LegalNOLEGAL Not legalNOZONE No Zone
SiteZoneType Type of Site ZoneConstant DescriptionILLEGAL IllegalLEGAL LegalNOLEGAL Not legalNOZONE No Zone
Situs/ Name Street name of the propertySitus/ Number Street number of the property
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Situs/ Type Type of street of the property
IDK Code DescriptionsALY AlleyANX AnnexARC ArcadeAVE AvenueBCH BeachBG BurgBGS BurgsBLF BluffBLFS BluffsBLVD BoulevardBND BendBR BranchBRG BridgeBRK BrookBRKS BrooksBTM BottomBYP BypassBYU BayooCIR CirCIRCLE CircleCIRS CirclesCLB ClubCLF CliffCLFS CliffsCMN Common/
CommonsCMNS CommonsCOR CornerCORS CornersCP CampCPE CapeCRES CrescentCRK CreekCRSE CourseCRST CrestCSWY CausewayCT CourtCTR CenterCTRS CentersCTS Courts
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Situs/ Type (Continued) IDK Code DescriptionsCURV CurveCV CoveCVS CovesCYN CanyonDL DaleDM DamDR DriveDRS DrivesDV DivideEST EstateESTS EstatesEXPY ExpresswayEXT ExtensionEXTS ExtensionsFALL FallFLD FieldFLDS FieldsFLS FallsFLT FlatFLTS FlatsFRD FordFRDS FordsFRG ForgeFRGS ForgesFRK ForkFRKS ForksFRST ForestFRY FerryFT FortFWY FreewayGDN GardenGDNS GardensGLN GlenGLNS GlensGRN GreenGRNS GreensGRV GroveGRVS GrovesGTWY GatewayHBR HarborHBRS Harbors
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Situs/ Type (Continued) IDK Code DescriptionsHL HillHLS HillsHOLW HollowHTS HeightsHVN HavenHWY HighwayINLT InletIS IslandISLE IsleISS IslandsJCT JunctionJCTS JunctionsKNL KnollKNLS KnollsKY KeyKYS KeysLAND LandLCK LockLCKS LocksLDG LodgeLF LoafLGT LightLGTS LightsLK LakeLKS LakesLN LaneLNDG LandingLOOP LoopMALL MallMDW MeadowMDWS MeadowsMEWS MewsML MillMLS MillsMNR ManorMNRS ManorsMSN MissionMT MountMTN MountainMTNS MountainsMTWY MortorWay
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Situs/ Type (Continued) IDK Code DescriptionsNCK NeckOPAS OverpassORCH OrchardOVAL OvalPARK ParkPASS PassPATH PathPIKE PikePKWY Parkway/ParkwaysPL PlacePLN PlainPLNS PlainsPLZ PlazaPNE PinePNES PinesPR PrairiePRT PortPRTS PortsPSGE PassagePT PointPTS PointsRADL RadialRAMP RampRD RoadRDG RidgeRDGS RidgesRDS RoadsRIV RiverRNCH RanchROW RowRPD RapidRPDS RapidsRST RestRTE RouteRUE RueRUN RunSHL ShoalSHLS ShoalsSHR ShoreSHRS ShoresSKWY Skyway
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Situs/ Type (Continued) IDK Code DescriptionsSMT SummitSPG SpringSPGS SpringsSPUR Spur/SpursSQ SquareSQS SquaresST StreetSTA StationSTRA StravenueSTRM StreamSTS StreetsTER TerraceTPKE TurnpikeTRAK TrackTRCE TraceTRFY TrafficwayTRL TrailTRLR TrailerTRWY ThroughwayTUNL TunnelUN UnionUNS UnionsUPAS UnderpassVIA ViaductVIS VistaVL VilleVLG VillageVLGS VillagesVLY ValleyVLYS ValleysVW ViewVWS ViewsWALK Walk/WalksWALL WallWAY WayWAYS WaysWL WellWLS WellsXING CrossingXRD CrossroadXRDS Crossroads
Situs/ Unit Unit of the situs address
SLABasisDate Date used for calculating Service Level Agreement
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SLAPrice Service Level Agreement Price
SortOrder This indicates the sort order of the report returned from the Good Faith Estimate.Constant DescriptionDEFAULT Default Order (Tier Level then Rates)RATES Rate OrderName Name Order
SourceType Source used for physical characteristics of propertyConstant DescriptionAPPFILE Appraisal FilesINSPECT Prior InspectionMLS MLSOWNER Property OwnerOTHER OtherTAXREC Assessment and Tax Records
Spa Indicates if the property has a spa
SpouseReference Reference number (UniqueID) in the REC-XML file for the current party’s spouse
SpouseUniqueID Indicates if the borrower’s marital status is connected to the subsequent borrower
SSRStatus Indicates the Status of the UCDP SSR DocumentConstant DescriptionSUCCESS SuccessFAILURE Failure
SSN Social security number of the party in the current node, for an individual Company tax ID number of the party in the current node, for a company
State State abbreviation of the address
State Code
StateFIPS State FIPS codeStories Number of stories at the property
StructureType Type of StructureConstant DescriptionATTACHED Attached StructureDETACHED Detached StructureSEMIDETACHED Semi-Detached
Subdivision Name of the property subdivisionSubjectCondition Description of condition of the property
SubjectProblems Explanation of problems or issues at the propertySubordinate Is there a subordinate financing? Yes / No
Subordinate/LenderActionReqd Indicates the type of follow up action necessary by the Lender to complete the Subordination process.Constant DescriptionNEEDDOCS Additional Loan Docs NeededNEEDBORRINFO Additional Info Needed from BorrowerOTHER Other
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Subordinate/ProcessedBy The party responsible for processing the Subordination.Constant DescriptionBORR BorrowerLEND LenderVEND VendorOTHER Other
Subordinate/Type The type of subordination loan.Constant DescriptionHELOC HelocEQUITY Home EquityNA Not Available
Subordination/Type The subordination loan type.Constant DescriptionCONV ConventionalFHA FHAFMHA FMHAINS Conventional InsuredLTV 125% LTVNA Not ApplicableNOLOAN No LoanUNINS Conventional UninsuredUSDA USDAVA VA
SubordinateAction Subordination provided byConstant DescriptionLEND LenderTITLE Title Company
SubPrimeProgramType Subordination provided byConstant DescriptionAMINUS A minus
SubTotalLiquidAssets Subtotal of liquid assets available
Survivorship Rights of survivorship from vesting
SurvivorshipType Type of Rights of survivorship from vesting
TaxAndDocumentFees/TitlePolicy
TitleRequest/ PolicyType
Constant DescriptionNEW NewREISSUE Reissue
TaxAuthorityID Identification number of the Tax Authority assessing the Tax Amount
TaxAddrType Constant DescriptionMAIL Mailing AddressPROP Property AddressCURRPAY Current Payment AddressPRIORPAY Prior Payment Address
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TaxBillType Type of Tax BillConstant DescriptionADDITIONAL AdditionalESCAPEMENT EscapementFAILURE FailureOMIT OmittedSUPPLEMENT Supplemental
TaxDescription Description of the Tax
TaxDiscountIndicator Indicates if the tax is discounted
TaxFrequency The interval of time between due dates for payment of taxes.Constant DescriptionMONTH MonthlyQRTLY QuarterlyBIYEAR Bi-AnnualYEAR AnnualTRIYEAR Tri-AnnualHEXYEAR Six Installments Annually
TaxID Federal Tax Identification number for the associated party
TaxReference Additional reference number or value associated with the Tax Record
TaxType Type of Tax Constant DescriptionCITY City TaxCOUNTY County TaxMUD MUD TaxOTHER Other TaxPROPERTY Property TaxSCHOOL School Tax
TaxYear Year the tax was assessed
TaxYearBegin Beginning year of the tax assessment YYYY (-YYYY)
TaxYearEnd Ending year of the tax assessment YYYY (-YYYY)
TaxYear/Installment/Status Constant DescriptionDUEOPEN Due OpenDUEPAY Due PayableDELQ DelinquentPAID PaidSOLD Sold
TaxYearType Type of year the tax was assessedConstant DescriptionCURRENT CurrentFUTURE FuturePRIOR Previous Year
TermBalloon Number of years in Balloon term before balance is due
TermDate Termination date
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Title Title/Prefix of the party in the current node Constant DescriptionDR Dr.MISS MissMR Mr.MRS Mrs.MS Ms.MST MasterPROF ProfessorREV Reverend
TitleGrade Risk level to receive Title Insurance. A is the lowest risk; D is highest amount of risk.
IDK Code DescriptionA AB BC CD D
TitleLegalProblems Indicates if there are any known title or legal issues at the propertyTotalTax Full amount of taxes assessed
TotalTaxPaid Full amount of taxes paid
Tract Tract of the propertyTransaction/BatchID An identifier assigned to each transaction that is part of a Batch Upload or REC Batch
2.0 xls file.Transaction/CostCenter A department within an organization that does not directly add to the profile including
marketing, human resources, and research and development.Transaction/TransactionID Unique ID identifying the RealEC Transaction (assigned by the user, or the RealEC
Network) TypeClass Classification of the type of party
Constant DescriptionCBRW CoBorrowerCORP CorporationCORPORATIONSOLE Corporation SoleEST EstateGOVERNMENTENTITY Government EntityINDV IndividualJOINTAPP Joint ApplicantJOINTVENTURE Joint VentureLLC Limited Liability CompanyLMTD Limited PartnershipNONPROFITCORPORATION Non-Profit CorporationOTHER OtherPART General PartnershipSOLEPROPRIETORSHIP Sole ProprietorshipTRUST Trust
UADContentIdentifier Constant DescriptionUAD Version 9/2011 UAD Version 9/2011
UDF1 User Defined Field 1; additional information expected by the file recipient
UDF2 User Defined Field 2; additional information expected by the file recipient
UDF3 User Defined Field 3; additional information expected by the file recipient
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UnderConstructDueToRemodeling
Property is under construction due to remodelingConstant DescriptionNO NoUNDER50 Under 50% OVER50 Over 50%
Underwriting/UnderwritingDetail/ContactUnderwritingIndicator
When Y indicates that the loan was underwritten by a contract underwriting organization.
Underwriting/UnderwritingDetail/DelegatedUnderwritingIndicator
Yes indicates that the loan was manually underwritten.
Underwriting/UnderwritingDetail/LoanManualUnderwritingOrganizationName
Name of the organization that has manually underwritten the loan.
Underwriting/UnderwritingDetail/LoanUnderwriterName
The name of the individual that has manually underwritten the law.
Underwriting/UnderwritingDetail/LoanUnderwritingInvestorGuidelinesIndicator
Yes indicates that a loan was underwritten to guidelines of the investor.
Underwriting/UnderwritingDetail/LoanUnderwritingSubmitterTypeOtherDescription
A free-form text field used to collect additional information when Other is selected for Loan Underwriting Submitter Type.
Underwriting/UnderwritingDetail/UnderwritingCommentsDescription
A free-form text field used to capture comments of the underwriter.
UniqueID Subsequent Unique ID assigned to the information contained in the current node for reference starting at 1Same value for Unique ID should be assigned to corresponding Applicant and Co Applicant parties
Unit Unit of the propertyUnitCostCompare Constant Description
HIGH HighLOW LowTYPICAL Typical
UnitType Type of UnitConstant DescriptionAPT ApartmentBASEMENT BasementBUILDING BuildingCONDO CondominiumDEPT DepartmentFLOOR FloorFRONT FrontHANGER HangerKEY KeyLOBBY Lobby
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LOT LotLOWER LowerOFFICE OfficeOTHER OtherPENTHOUSE PenthousePIER PierREAR RearROOM RoomSIDE Side
UnitType Type of UnitSLIP SlipSPACE SpaceSTOP StopSUITE SuiteTRAILER TrailerUNIT UnitUPPER Upper
UniversalDocumentClassificationType
For available values, see RealEC Integration Consultant
UnpaidPrincipleAmount Principle Balance Unpaid (UPB)
UnparsedLegalDescriptionType
Constant DescriptionLong The unabbreviated, complete legal description of a
property from the jurisdictional authority in which it resides.
Other To be used when a value is not in the enumerations.Short An abbreviated legal description of a property from the
jurisdictional authority in which it resides.UnplattedLandType Constant Description
GovernmentSurvey A survey made by a government entity of tracks of land including townships, sections and quarter sections of land.
LandGrant A track of land given ty the government as for colleges or railroads.
MetesAndBounds The boundaries or limits of a tract of land especially as described by references to lines and distances between points on the land.
NativeAmericanLand Public lands or Indian Reservation lands in the lower 48 States available for purchase by a Native American for his or her individual use.
Other To be used when a value is not in the enumerations.Ranchero A person who farms or works on a ranch, especially in
the southwestern US and Mexico.
Update/Type Constant DescriptionAGENCYCASENUMBER Agency Case NumberDUEDATEMOD Due Date Modification
UploadType Defines contents of zip file for Document DeliveryConstant DescriptionClosing Package Closing Package
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UsageType Clarification of the usage typeConstant DescriptionINVES InvestorPRIMRES Primary ResidenceSECHOM Second HomeOTHER Other
USCitizen Indicates if a party is US CitizenUserName The name of the user in RealECUserFunction A predefined code setup for a user's functionUserRoleType Defines the Role of the User
Constant DescriptionBDM Business Development ManagerBROKER Broker
UserNotificationType User Notification Action Type Constant DescriptionAdd Identifies that the Individual should be added to the loan and all orders
associated with the loan.Other Used when UserNotificationType value not supported in enumerations.Remove Identifies that the Individual should be Removed from the loan and all
orders associated with the loan.Update Identifies that the Individual's information should be updated on the
loan and all orders associated with the loan. This will NOT update the individual information in the base system, only for the specific order.
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ValidFindingsOverrideCodes
The following values will also be found in the OverrideReasonCode
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HardStopCode
OverrideReasonCode
OverrideReasonCodeDescription Comment Required
101 RQ10101 Value is correct and validated by lender
N
101 RQ10199 Other (see comment) Y202 RQ20201 Appraiser license number is new and
not included in the ASC databaseN
202 RQ20202 Appraiser license number is not correct in the ASC database
N
202 RQ20203 Appraiser license number is correct and validated by lender
N
202 RQ20299 Other (see comments)203 RQ20301 The ASC database is not current Y203 RQ20302 There is an error in the ASC database.
The license is not suspendedN
203 RQ20399 Other (see comments) Y204 RQ20401 The ASC database is not current N204 RQ20402 There is an error in the ASC database.
The license is not suspendedN
204 RQ20499 Other (see comments) Y212 RQ21201 Supervisory appraiser license number
is new and not included in the ASC database
N
212 RQ21202 Supervisory appraiser license number is not correct in the ASC database
N
212 RQ21203 Supervisory Appraiser license number is correct and validated by lender
N
212 RQ21299 Other (see comments) Y213 RQ21301 The ASC database is not current N213 RQ21302 There is an error in the ASC database.
The license is not suspendedN
213 RQ21399 Other (see comments) Y214 RQ21401 The ASC database is not current N214 RQ21402 There is an error in the ASC database.
The license is not suspendedN
214 RQ21499 Other (see comments) Y302 RQ30201 Recent/new construction N302 RQ30202 Subject address located in rural area N302 RQ30203 Address has recently changed and
therefore may not be in the databaseN
302 RQ30204 Address is correct and verified via local professional
N
302 RQ30205 Address is correct and verified by lender
N
302 RQ30299 Other (see comments) Y303 RQ30301 No unit number required. Verified by
lenderN
303 RQ30399 Other (see comments) YRQFN01 Lender has a variance from Fannie
Mae. N
RQFN02 Lender confirmed that the appraisal meets Fannie Mae requirements.
N
RQFN03 Lender confirmed that the property meets Fannie Mae requirements.
N
RQFN04 Lender validated that the message fired in error.
N
RQFN05 Other Y
Constant DescriptionOD001 Override automatically approvedOD002 Override request accepted, Submitters delegated authority acceptedOD003 Override request denied, Resubmit a corrected appraisal file
ValuationUseType ValuationUseType
Constant DescriptionComparable Comparable property valuationSubjectProperty Subject Property Evaluation
ValueComments Comments regarding the value of the propertyVerificationType Constant Description
VERBAL VerbalVERBALWITHSIGNATURE Verbal verification with signature
to follow.WRITTEN Written
VerifyAssociation Verify Homeowner’s AssociationVestingInfo Information about the owner with a vested interestWageType Constant Description
ADJUSTEDGROSS Adjusted GrossTOTALGROSS Total Gross
WaterDamage Water damage to the propertyConstant DescriptionNO NoUNDER50 Under 50% damagedOVER50 Over 50% damaged
XRefType Cross referencing values for Piggyback loans.Constant DescriptionPROPERTY PropertyPARTY PartyLOAN Loan
YearBuilt Year the structure at the property was builtZip The zip code of the address
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