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“A Beautiful Career!”

CONSUMER INFORMATION

2019 - 2020

3003 English Creek Avenue *Suite C-3/4/4B* Egg Harbor Township * NJ * 08234 *

Phone: (609) 645-3635 - Fax: (609) 645-0024

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TABLE OF CONTENTS

I. SHORE STUDENT OUTCOMES………………………………..……………….……….........3

II. STUDENT BODY DIVERSITY……………………………………………………….……….…4 III. NEW JERSEY STATE LICENSING REQUIREMENT..……………….............................…4 IV. EMPLOYMENT OUTLOOK…………………………….……………………...…………......…4 V. PHYSICAL DEMANDS OF COSMETOLOGY…………………………….………….........…6 VI. NEW JERSEY STUDENT PERMIT……………………………………………………...….….6 VII. NEW JERSEY STATE BOARD LICENSING………………………………….…….…….…..7 VIII. TEMPORARY WORK PERMIT…………………………………………….....……...………...7 IX. FINANCIAL AID INFORMATION………………………………………….................…….…..8 X. FINANCIAL AID CODE OF CONDUCT………………………………………………...…….23 XI. CAMPUS SECURITY, CRIME STATISTICS, EMERGENCY RESPONSE & SAFETY...24 XII. ANTI-HARASSMENT AND DISCRIMINATION POLICY………………….…....………..…32 XIII. RED FLAG IDENTITY THEFT PROGRAM……………………..…………………..........….45 XIV. DRUG AND ALCOHOL ABUSE PREVENTION PROGRAM……………………...……….45 XV. NEW JERSEY DRUG LAWS AND PENALTIES ……………………………….….…...…..53 . XVI. COPYRIGHT INFRINGEMENT POLICY……………………………………….………...…..55 XVII. INFORMATION & CYBER SECURITY POLICY……………………….……………………56 XVIII. VOTERS REGISTRATION………………………………………………………...………..…56 XIX. CONSTITUTION DAY……………………………………………………………….....………56 XX. COMMUNITY SERVICES REFERENCES……………………………………….....…….…57 XXI. HEALTHCARE SERVICES REFERENCES ……………………………………….…….….59

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I. SHORE STUDENT OUTCOMES

Not everyone is suited for the beauty profession. Our admissions process is designed to help determine if

you are making the right career choice. The following statistics should provide both prospective and

enrolled students information on the educational outcomes of prior students.

NJ State Licensure Pass Rates: As most recently reported by Shore Beauty School (“SHORE”) to the

National Accrediting Commission of Career Arts & Sciences (“NACCAS”) for the 2018 calendar year,

100% of SHORE students, who took their licensing exams with the NJ State Board of Cosmetology &

Hairstyling, passed their exams. More specifically, during 2018, 100% of Cosmetology & Hairstyling,

100% of Skin Care Specialty, 100% of Barbering, 100% of Manicuring and 100% of Teacher Training

passed their State licensing examinations.

Graduation & Retention Rates: As most recently reported to NACCAS for the 2018 calendar year, 68%

of Shore students graduated. During this period, more specifically, 61% of Shore’s Cosmetology &

Hairstyling, 93% of Skin Care Specialty, 67% of Barbering, 100% of Teacher Training, 63% of

manicuring and 100% of Brush-up students graduated from their programs. Based upon the most recent

information reported to the U.S. Department of Education’s Integrated Post-secondary Education Data

System (“IPEDS”), 70% of first-time, full-time SHORE students, who began their studies in the 2015-

2016 academic year, graduated from their programs within 150% of normal time. By comparison,

according to similar most recently available statistics provided by the National Center of Educational

Statistics (NCES) in its latest 2018 report, the average graduation rate within 150% of normal time for

two-year public colleges was 26%. The NCES further reports that the average graduation rate within

150% of normal time for four-year public colleges was 59%.

On-Time Completion Rates: Cosmetology & Hairstyling students will graduate on-time in: 35 weeks for

the 35-hour per week day program and 60 weeks for the 20-hour per week part-time/night program.

Barbering students will graduate on-time in: 29 weeks for the 35-hour per week day program and 50

weeks for the 20-hour per week part-time/night program. A full-time Teacher Training student, attending

the 35-hour per weekday program, will graduate on-time in 18 weeks. Skin Care Specialty students will

graduate on-time in: 18 weeks attending the 35-hour per week day program and 30 weeks attending the

20 hours per week part-time program. Manicuring students, attending classes part-time, 20 hours per

week, will graduate on-time in 15 weeks. SHORE defines normal time to graduation, according to U.S.

Department of Education standards, as 100% of program hours. Because on time completion requires

virtually 100% attendance, our students very rarely complete on time.

Job Placement Rates: As most recently reported to NACCAS by Shore, in 2018, 75% of Shore

graduates were placed in beauty related jobs following graduation. During this period, more specifically,

77% of Cosmetology & Hairstyling, 100% of Barbering, 54% of Skin Care Specialty, 100% of Teacher

Training, 100% of Brush-up and 60% manicuring (based on only one graduate) graduates were placed in

fields corresponding to their related programs of study. We can prepare you for a cosmetology career and

assist you in identifying career opportunities, but it is ultimately your responsibility to secure your

employment. Work hard toward achieving your career goals!

SHORE has used its best and most reasonable efforts to accurately collect and calculate the

aforementioned outcome data according to regulatory guidelines. Certain such data relies upon the

accuracy of input from our graduates, which SHORE can neither control nor guarantee. As such, SHORE

does not guarantee the accuracy of any of the aforementioned data and disclaims any liability associated

with any inaccuracies in this data. Licensure pass, graduation and job placement rates have been

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calculated according to NACCAS standards and guidelines. It should be further noted that student

outcomes can be calculated in a variety of ways, often showing varying results. SHORE has used its best

efforts to comply with and conform to the regulatory and accreditation guidelines in calculating outcomes

for its students.

II. STUDENT BODY DIVERSITY

SHORE is proud of the diversity of its student body. Through the Integrated Post-secondary Education

Data System (IPEDS), each year SHORE, as all Title IV eligible schools are required, provides the U.S.

Department of Education with a host of statistics describing our school diversity. Included in those

statistics is the following information representative of SHORE’s student body. Based upon statistics

from the Fall of 2018, SHORE’s student population was 83% female and 17% male, with 56% being 24

years old and under, and 44% over 24 years old. 74% were full-time and 26% were part-time students.

During this same period, the school’s ethnicity, as defined by the U.S. Department of Education, was 38%

White, 25% Black/African American, 27% Hispanic/Latino, 1% Asian, 8% race/ethnicity unknown and

1% non-resident alien. As a measure of need-based financial aid, during the 2017-2018 academic year,

88% of our full-time, first-time undergraduate students qualified for some level of financial aid, with 81%

of our full-time, first-time students qualifying for Federal Pell grants, and 84% receiving federal student

loans. During this academic year, the average Pell grant received by full-time, first-time, undergraduate

Pell eligible students was $4,591. During this academic year, the average amount of federal student loans

for full-time, beginning students was $7,997. SHORE has used its best efforts to collect the

aforementioned information as accurately as possible and believes that it sufficiently represents the profile

of our student body during the identified time periods. However, SHORE neither makes any guarantees

as to the accuracy of such data nor whether such data will represent the profile of SHORE students in

future years.

III. NEW JERSEY STATE LICENSING REQUIREMENT

In order to work legally in the cosmetology profession in the State of New Jersey, you must earn a license

from the New Jersey State Board of Cosmetology and Hairstyling. After graduating in good standing

from a program in Cosmetology and Hairstyling, Beautician, Barbering, Skin Care Specialty, Teacher

Training or Manicuring, you will take a NJ State Board licensing examination. The examination includes

both written and practical components, each of which you must pass with a minimum 75% grade.

Students who do not pass the licensing exam may return to school, at no additional charge, and train until

such time as they are able to pass the exam.

IV. EMPLOYMENT OUTLOOK Historically, job opportunities have been available to cosmetology professionals in both good and bad

economic times in this multi-billion dollar industry. For further information on cosmetology, hairstyling,

barbering, skin care specialty, manicuring, teacher training and related careers taught by SHORE, we refer

our students to the following Websites containing various studies and occupational statistics by the U.S.

Bureau of Labor Statistics on such careers. Please note that each career segment is classified according to

the Classification of Instructional Programs (CIP Codes) and Standard Occupational Classifications (SOC

Codes).

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For U.S. Bureau of Labor Statistics information on Cosmetology and Hairstyling careers (SOC Code:

39-5012 and CIP Code: 12.0401) go to http://www.onetonline.org/link/summary/39-5012.00 and

https://www.bls.gov/oes/current/oes395012.htm.

For U.S. Bureau of Labor Statistics information on Barbering careers (SOC Code: 39-5011 and CIP

Code: 12.0402) go to http://www.onetonline.org/link/summary/39-5011.00 and

https://www.bls.gov/ooh/personal-care-and-service/barbers-hairstylists-and-cosmetologists.htm.

For U.S. Bureau of Labor Statistics information on Skin Care Specialty careers (SOC Code: 39-5094 and

CIP Code: 12.0409) go to http://www.onetonline.org/link/summary/39-5094.00 and

http://www.bls.gov/ooh/personal-care-and-service/skincare-specialists.htm.

For U.S. Bureau of Labor Statistics information on Manicuring careers (SOC Code: 39-5092 and CIP

Code: 12.0410) go to http://www.onetonline.org/link/summary/39-5092.00 and

http://www.bls.gov/ooh/personal-care-and-service/manicurists-and-pedicurists.htm.

For U.S. Bureau of Labor Statistics information on Teacher Training/Post-Secondary Vocational

Instructor Careers (SOC Code: 25-1194 and CIP Code: 12.0413) go to

http://www.onetonline.org/link/summary/25-1194.00 and http://www.bls.gov/oes/current/oes251194.htm.

For each of the aforementioned occupations, New Jersey State wage and employment information is

collected and published by the New Jersey State Department of Labor and Workforce Development and

may be found at https://nj.gov/labor/lpa/employ/oeswage/oeswage_index.html. SHORE recommends that

students check these sites for the most recently available data on national and state industry employment

and wage trends.

Students should always keep in mind that job demand varies according to geography and economic

cycles. There can be no assurances that future demand will reflect past demand for cosmetology

professionals. SHORE assists its graduates in achieving gainful employment in the cosmetology industry.

However, SHORE makes no assurances that our graduates’ future wages will reflect industry

averages as described Bureau of Labor Statistics. Moreover, SHORE cannot guarantee job

placements, wages, the type of job opportunities, or the quality of job opportunities for its students.

Opportunities in the beauty industry are diverse, including the following career focuses:

Hairstylist

Hair color specialist

Facial and skincare specialist

Medical esthetician

Makeup artist

Manicurist and pedicurist

Nail arts specialist

Beauty care product sales

Salon trainer

Salon/spa management

Salon or day spa owner

Beauty school educator (with an additional 630 hours of training)

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However, we cannot guarantee that the aforementioned types of positions will be available to our

graduates.

Historically, many of our graduates have secured part-time work as Senior students, which have

transitioned to full-time positions following graduation. SHORE makes no assurances that Senior

students will secure part-time work during school, but encourages them to work with our administrative

office and educational staff in identifying such positions. SHORE encourages all students and graduates

to seek assistance from the school in identifying a job relating to their program of study. Since a great

majority of beauty professionals are compensated on a commission basis, your skills, experience and

hours worked will dictate how much you earn. In addition to monetary compensation, you can enjoy the

personal satisfaction stemming from a profession focused on making people look and feel good. SHORE

cannot and does not guarantee our students any specific level or range of compensation upon

graduation.

V. PHYSICAL DEMANDS OF COSMETOLOGY

Your long-term prospects may be great as a cosmetologist, but be prepared to work hard for your living.

You will be on your feet almost all day long, with your arms and hands reaching out to your patrons.

SHORE recommends that prospective students with back, neck, shoulder, hand and/or arm disorders, or

who have difficulty standing for long durations in one place, seek advice from a physician to determine

whether SHORE’s programs represent practical career choices. Cosmetologists should have good eye-

hand coordination and finger dexterity. You should also be aware that certain people may experience skin

irritations and/or allergic reactions to chemicals used in hair, skin or nail products; and such people should

consult physicians before pursuing a cosmetology career. You will have to develop the physical stamina

needed to stand on your feet while working for long periods of time. You will always need to be safety

conscious to protect yourself and your clients. You will be working with sharp tools and strong chemicals.

Learn to use them properly! Accidents may be unavoidable. You will have to learn how to protect

yourself and your patrons from various diseases, like AIDS and hepatitis, which can be transmitted

through blood-to-blood contact. Your teachers will help you learn what you need to know about the risks

of your chosen profession.

VI. NEW JERSEY STUDENT PERMIT

The New Jersey State Board of Cosmetology and Hairstyling provides for the issuance of student work

permits once a student reaches senior status; or, for example, in the case of the Cosmetology and

Hairstyling program, after completing 600 class hours of training. Copies of the issued permits must be

made available both at the school and in the salon where a student works. Student permits remain valid

only during the period of time that the student is enrolled in an approved cosmetology training program.

The permit automatically expires upon a student’s graduation or if the student should withdraw from

school. Student work permits are not valid during leave of absences, suspensions or scheduled class

hours.

Prior to obtaining your senior student status, you will receive a New Jersey State Board “Application for

Student Permit” which will require a physician’s signature declaring a student free of any infectious,

contagious or communicable diseases which could reasonably be expected to be transmitted during the

course of rendering cosmetology and hairstyling, beauty culture, barbering, skin care specialty or

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manicuring services. The signature of the physician must be current and expires within 30 days. Permits

will not be granted by the State to students whose physicians’ signatures are past 30 days old. Students

without permit paperwork submitted will not be permitted to work on clients. Students who fail to submit

paperwork in a timely manner will be suspended from school until the paperwork has been submitted.

The State Board requires a $5.00 student permit fee.

Upon completion and submission to the administrative office, SHORE will promptly send your

registration form to the New Jersey State Board. However, SHORE is not responsible for any delays on

the part of the New Jersey State Board to process your registration form. Students are responsible for

contacting the State Board about any delays in the processing of their registrations and work permits.

VII. NEW JERSEY STATE BOARD LICENSING

In order to qualify for State licensure, a beauty school graduate must complete: (i) 1,200 clock hours in a

State-approved Cosmetology & Hairstyling Program; (ii) 1,100 clock hours in a State-approved

Beautician Program; (iii) 900 clock hours in a State approved Barbering Program; (iv) 600 clock hours in

a State approved Skin Care Specialty Program; (v) 500 clock hours in a State approved Teacher Training

Program; or (vi) 300 clock hours in a State approved Manicuring Program. Note, SHORE’s Barbering

and Teacher Training Programs exceed State Board licensing requirements each by 100 clock hours of

training (totaling 1,000 and 600 clock hours, respectively). The State Board requires beauty school

graduates to pass both written and practical examinations (with scores of 75 or better on each exam) to

qualify for State licensing in a given cosmetology discipline. SHORE requires that its graduates sit for

the written portion of their State Licensing Exams prior to their graduation date at SHORE (which may

not be before completing 960, 880, 800, 480, 500 and 240 clock hours of study, respectively, for

Cosmetology & Hairstyling, Beautician, Barbering, Skin Care Specialty, Teacher Training and

Manicuring). The State Board will not schedule the practical portion of licensing exams until the written

exam has been passed. The State Board administers its theory examination through computer-based

testing, which is administered by PSI Exams, with testing centers located at: 222 New Road, Suite 301,

Linwood, NJ; 950 Kings Highway, Suite 301, Cherry Hill, NJ; and 260 Chambers Bridge Road, Unit #1,

Brick, NJ. Students must register for theory testing through SHORE.

After passing your theory examination, you must complete and submit through SHORE a State Board

“Application for Authorization to Sit for the Examination and for Licensure” to register for your practical

exam and apply for both your State license and out of schoolwork permit. The State Board requires a

nonrefundable examination fee of $50.00 plus a one-year licensing fee of $45.00 and a Temporary Permit

(optional) fee of $20.00, payable by check or money order and accompanying the aforementioned

Application. Like the prior Application for a Student Permit, this Application requires a physician’s

signature declaring an applicant free of any infectious, contagious or communicable diseases which could

reasonably be expected to be transmitted during the course of rendering cosmetology and hairstyling,

beauty culture, barbering, skin care specialty or manicuring services. The signature of the physician must

be current and expires within 30 days. Permits will not be granted by the State to students whose

physicians’ signatures are past 30 days old. The State Board will contact you to schedule a practical exam

date. Assuming you pass, expect to receive your license directly from the State Board.

VIII. TEMPORARY WORK PERMIT

A “temporary work permit” is available to cosmetology graduates after they pass the written portion of

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their State licensing exam. Temporary work permits will not be granted to graduates who have not passed

the written licensing exam. According to the guidelines described above, Cosmetology & Hairstyling,

Beautician, Barbering, Skin Care Specialty and Manicuring students must take their written exams prior

to graduating. The temporary work permit allows graduates to work in a salon for six months following

graduation, while they wait to qualify for their licenses. Only one temporary work permit will be issued

to each student.

As is the case for student work permits, once submitted, SHORE is not responsible for delays on the part

of the New Jersey State Board in scheduling your licensing exam or issuing your temporary work permit.

IX. FINANCIAL AID INFORMATION

Right now, as you consider an exciting career in the field of cosmetology, you are probably wondering

how you will be able to pay for your education. Fortunately, The U.S. Department of Education, our

State and several other agencies recognize that the absence of financial resources should not prevent you

from getting the education you seek.

The purpose of this section is to assist you in learning about and applying for financial aid to help pay the

cost of attending school. It contains information which will be useful to you throughout the process of

applying for aid, being evaluated for your eligibility, receiving your awards, maintaining your eligibility,

and even about repaying your loan obligation. But please remember, “FINANCIAL AID IS

AVAILABLE TO ONLY THOSE WHO QUALIFY.”

Currently, Shore Beauty School (“SHORE”) participates in the U.S. Federal Government’s Direct

Lending Program and does not actively source Federal Student Loans for its student through private

lenders. The school believes that this Direct Lending Program offers its students the best combination of

interest rates, fees, payment terms and services. SHORE adheres to the highest standards and ethical

principles in managing its Direct Lending Program, avoiding any conflict of interest, disclosing complete

information and respecting student privacy.

The following is just an overview of the process of accessing financial aid. We advise all students to seek

further information on Federal Financial Aid directly from the U.S. Department of Education. You may

find such information at https://studentaid.ed.gov/sa/, or just call the Federal Student Aid Information

Center at 1-800-4-FED-AID (1-800-433-3243).

The information regarding financial aid, as provided in this Consumer Information, is not intended to be

complete or all encompassing. Students must schedule appointments with the office of financial aid to

seek further guidance and information in the funding of your education at SHORE. We hope the

information in this consumer information serves as an introduction to financial aid. We stand ready to

discuss your particular needs in a personal counseling session. Just call me at (609) 645-3635 to arrange a

convenient day and time.

Sincerely,

Brittany Poulard

Director of Financial Aid

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A. What is Financial Aid?

Financial aid includes grant and lending programs designed to assist a student fund education-related

expenses, including: tuition, education fees, books and supplies; room and board; transportation; and

other living expenses required to fund a post-secondary education. Financial aid may be sourced through

the Federal government’s Direct Loan and Pell Grant programs; State grants such as Vocational

Rehabilitation and the Workforce Investment Board; State lending programs such as NJCLASS; grants

through the Department of Veteran Affairs; and a host of private lending and scholarship programs. Once

again, FINANCIAL AID IS AVAILABLE TO ONLY THOSE WHO QUALIFY and is not

guaranteed.

B. The Concept of Financial Need

Most people are eligible for financial aid for college or career school, and there is no age limit or cut-off

to receive student aid. Different types of aid (private scholarships, state grants, etc.) have different rules,

called eligibility criteria, to determine who gets the aid.

Some general eligibility requirements to receive federal student aid include being a U.S. citizen or eligible

noncitizen, being enrolled in an eligible degree or certificate program. For more information on eligibility

criteria, go to www.StudentAid.gov/eligibility for detailed information.

How much financial aid can I get?

Your eligibility for financial aid depends on your

• Cost of attendance (COA);

• Expected Family Contribution (EFC);

• Enrollment status (that is, full-time, half-time, etc.)

The financial aid office at SHORE will help you determine how much financial aid you are eligible to

receive.

What does cost of attendance (COA) mean?

Your COA is the amount it will cost you to go to school. The COA will include tuition, fees, books,

supplies, room and board, and personal expenses. In addition to the costs for your tuition and fees, books

and supplies, which can be found in this Consumer Information, financial aid programs also estimate how

much it costs to live under various circumstances (i.e., whether you live with your parents or in a separate

dwelling). The budgets also differ if you have other dependents. This amount is called the “student

expense budget.”

What is Expected Family Contribution (EFC)?

Your EFC is an index number that will determine how much financial aid you will receive if you were to

attend school. The lower your EFC, the greater your financial aid eligibility. The information you report

on your FAFSA is used to calculate your EFC. The EFC is calculated according to a formula established

by law. Your family’s taxed and untaxed income, assets and benefits (such as unemployment or Social

Security) all could be considered in the formula. Also considered are your family size and number of

family members who will attend college or a career school like SHORE during the year.

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For more information on how aid is calculated, go to www.StudentAid.gov/how-calculated.

C. Typical Student Expenses:

Each school and each program within a school will have a different student expense budget. This will

depend upon the tuition, as well as the length of the course, since student expense budgets include the

costs of tuition and fees, books and supplies, a monthly allowance for room and board, transportation to

and from school, and personal expenses such as clothes and entertainment. While your tuition and fee

costs are fixed, the amount you spend on living costs will depend largely on your own actions as well as

your individual circumstances, such as whether or not you have other dependents. In order to estimate

what these living expenses might be, we have prepared the following chart based on U.S. Department of

Education guidelines. (The cost of tuition, fees, books and supplies will vary based upon the program in

which you intend to enroll.)

2019-2020 SUGGESTED BUDGET FIGURES*

For Cosmetology & Hairstyling Student

Student living at Home with No Dependents

9-Month Average for Full-Time Student

Tuition & Fees

$18,275

Living Expenses*

$13,555

Other/Kit

$1,349

Loan Fees (est.)

$100

Student living Away from Home or With Dependents

9-Month Average for Full-Time Student

Tuition & Fees

$18,275

Living Expenses*

$20,240

Other/Kit

$1,349

Loan Fees (est.)

$100

Calculating Your Financial Need

Cost of Attendance

- Expected Family Contribution

= Financial Need

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______________________________

* Living expense budgets based upon data from College Board estimates of Philadelphia and Camden cost

of livings. Developed from Consumer Expenditure Survey and the Indexes of Comparative Costs, both

produced by the U.S. Department of Labor’s Bureau of Labor Statistics.

D. Federal Student Aid

Federal Pell Grants Grants are free money to help pay for college or career school. A grant is financial aid that doesn’t have to

be repaid. Grants are need based. Federal Pell Grants usually are awarded only to undergraduate students

who have not earned a bachelor’s or a professional degree. The total amount of grants may not exceed the

equivalent of six years of Pell Grant funding.

William D. Ford Federal Direct Loan (Direct Loan) Program Federal student loans help cover the cost of higher education at a college or career school and are an

investment in your future. These loans must be paid back according to a repayment plan selected by the

borrower prior to graduation. Four types of Direct Loans are available:

• Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate

financial need. The U.S. Department of Education pays the interest on a Direct Subsidized Loan

o while you’re in school at least half-time,

o for the first six months after you leave school (referred to as a grace period), and

o during a period of deferment (a postponement of loan payments).

• Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate and professional

degree students. Students are not required to demonstrate financial need to be eligible for these

loans. You are responsible for paying the interest on a Direct Unsubsidized Loan during all

periods.

o If you choose not to pay the interest while you are in school and during grace periods and

deferment or forbearance periods, your interest will accrue (accumulate) and be capitalized

(that is, your interest will be added to the principal amount of your loan).

• Direct PLUS Loans are loans made to graduate or professional students, and parents of dependent

undergraduate students, to help pay for education expenses not covered by other financial aid.

Parents’ eligibility for PLUS loans will depend upon their ability to pass a credit check. Since the

PLUS loan will be based upon your parent’s credit, it is considered a loan made to your parent and

your parent will be responsible for its repayment. The maximum loan amount is the student’s cost

of attendance (determined by the school) minus any other financial aid received.

• Direct Consolidation Loans allow you to combine all your eligible federal student loans into a

single loan with a single loan servicer. Borrowers should contact their loan servicer or go to

www.studentaid.gov/repay-loans/consolidation to explore this option.

Payment Plans

Payment plans are available to student who may not be eligible for or are only partially eligible for

Federal funding. Students should discuss their monthly payment schedule and options with their

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Financial Aid Officer. Typically, payment plans are designed to fund the gap between a student’s cost of

attendance and available financial aid. Payment plans are structured as monthly obligations to be paid at

the beginning of each month, with full payment made (with no further balance due) no later than thirty

days prior to your graduation date.

All students who complete a Free Application for Federal Student Aid (as described below) will be

considered for financial aid eligibility, provided that the student is current with any previous student loans

and not in default status.

What are the current interest rates for Direct Loans?

The following table shows interest rates for new Direct Loans made on or after July 1, 2019, and before

July 1, 2020. Visit www.studentaid.gov/interest for more information on interest rates and fees.

TYPE OF LOAN

INTEREST RATE

Direct Subsidized

4.53%

Direct Unsubsidized

4.53 %

Direct Plus

7.08%

E. How to Apply for Financial Aid

FAFSA: Applying for Federal Student Aid

The Free Application for Federal Student Aid (known as the FAFSA) is a form that can be submitted

annually by current and prospective post-secondary education students (undergraduate and graduate) in

the United States to determine their eligibility for student financial aid (including the Pell Grant and

Federal student loans). If you wish to apply for financial aid, please go to www.fafsa.ed.gov to complete

your FAFSA online. Please note, in order for SHORE to receive and process your federal financial aid,

you will need to include SHORE’s Federal School Code: “015759” when completing the application.

Note that students should not be concerned if they see that SHORE may appear under its alternative name

Atlantic Beauty & Spa Academy, LLC. Contact SHORE’s financial aid office if you need help filling out

the FAFSA.

The FAFSA may need to be completed more than once if your education extends across more than one

financial aid award year. The award year extends from July 1 to June 30 of each year.

Federal Student Aid ID

You will need to register for a Federal Student Aid ID (or FSA ID) that allows you to access your FAFSA

and sign it electronically. The FSA ID consists of a user created username and password. Your FSA ID

will also be used to sign loan contracts and to access all your financial aid information online. You can

get your FSA ID as you fill out the FAFSA, but you also have the option to get it ahead of time. Find out

how to get a FSA ID and what to do if you forget it at www.fafsa.ed.gov. We urge students to save their

FSA ID usernames and passwords privately and securely.

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Do You Have to Provide You Parents’ Information on the FAFSA?

All applicants for federal student aid are considered either “independent” or “dependent.” Dependent

students are required to include information about their parents on the FAFSA. By answering a few

questions, you can get a good idea of which category you fit into.

• Will you be 24 or older by Dec. 31 of the school year for which you are applying for financial aid?

• Will you be working toward a master’s or doctorate degree (such as M.A., M.B.A., M.D., J.D.,

Ph.D., Ed.D., etc.)? Answer: no, in the case of SHORE students.

• Are you married or separated, but not divorced?

• Do you have children who receive more than half of their support from you?

• Do you have dependents (other than children or a spouse) who live with you and receive more

than half of their support from you?

• At any time since you turned age 13, were both of your parents deceased, were you in foster care,

or were you a ward or dependent of the court?

• Are you an emancipated minor or are you in a legal guardianship as determined by a court?

• Are you an unaccompanied youth who is homeless or self-supporting and at risk of being

homeless?

• Are you currently serving on active duty in the U.S. armed forces for purposes other than training?

• Are you a veteran of the U.S. armed forces?

If you answered “yes” to any of these questions, then you are an independent student and not required to

provide parental information on your FAFSA. If none of the criteria listed above apply to you, you are a

dependent student and required to provide your parents’ financial information when completing the

FAFSA.

Your dependency status determines whose information you must report on the FAFSA.

• If you’re a dependent student, you will report you and your parents’ information.

• If you’re an independent student, you will report your own information (and, if you’re married,

that of your spouse)

If you have questions about your dependency status or need more information, please

visit StudentAid.gov/dependency.

Other Eligibility Requirements:

For all of the Federal Aid programs, students must have “need” in order to qualify. But in addition to the

requirement of “need,” there are several other eligibility factors you must meet:

• You must be a U. S. citizen, a permanent resident, or in the United States for other than temporary

purposes. Acceptable visas would include the 1451, 1-551, or 1-94, if it is stamped “refugee”,

“indefinite parole,” “asylum granted” or “Cuban-Haitian” entrant. If you have another visa type,

the financial aid administrator will be able to help you in determining whether or not you are

eligible.

• Be enrolled in an eligible program (SHORE is eligible).

• Be scheduled to attend at least twelve clock hours per week of class time.

• Not to be in default on a Federal Loan (Guaranteed Student Loan, Stafford Loan, or Federal Direct

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Student Loan) received at any institution or owe a refund on a Supplemental Educational

Opportunity Grant, Federal Pell or State Grant.

• Be making satisfactory academic progress. A discussion of the definition of satisfactory academic

progress can be found in the school catalog.

• Be registered with the Selective Service if you are a male who is at least 18 years old and born

after 01/01/1960.

• For the Federal Pell Grant, you may not have previously received a bachelor’s degree or have

reached 600 percent lifetime eligibility usage.

• For all Title IV programs, you may not currently be enrolled in high school.

What Happens After You Submit Your FAFSA?

Your FAFSA information is shared with the colleges or career schools which you list on the application.

The school financial aid office uses your information to determine how much federal student aid you may

receive at that school. You can check the status of your FAFSA immediately after submitting it online.

Student Aid Report (SAR)

The office of Federal Student Aid at the U.S. Department of Education will send you a Student Aid

Report (SAR), which is a summary of the FAFSA data you submitted. You will get your SAR within

three days to three weeks after you submit your FAFSA. Be sure to review your SAR to makes sure you

didn’t make an entry mistake on your FAFSA.

F. Verification Policy and Procedure

The U.S. Department of Education, at its sole discretion, may require a student applying for financial aid

to confirm information provided in a FAFSA. Only those students selected for verification by the U.S.

Department of Education or those with conflicting information in their records will be required to submit

supporting documentation. In most cases, the required documentation consists of a completed

Verification Worksheet and if the IRS Data Retrieval Tool is not used then additionally a Federal Tax

Return Transcript (and an IRS Form 1040X if an amended tax return was filed) from the prior year (e.g.,

2017 calendar year for the 2019-2020 processing year, etc.). Students are expected to provide promptly

all required documentation at financial aid’s request. Students can obtain an official Federal Income Tax

Return Transcript from the Internal Revenue Service Website at www.irs.gov, by clicking on “Get

Transcript of your tax records” under “tools” or by visiting a local IRS office (in the case of Atlantic

County, located at 5218 Atlantic Avenue in Mays Landing, NJ or by phone at 609-625-0678).

No Federal Pell Grant or Direct Loan funds will be disbursed prior to completing a verification. Students

who do not submit verification documentation according to the following procedure and who do not have

sufficient alternative financial aid sources to fund their educations (e.g., scholarships) will be placed on a

payment plan to fund the full amount of their cost of education prior to graduation. Those selected for

verification and in need of federal aid are required to submit requested verification documentation within

seven (7) calendar days of SHORE’s request. After fourteen (14) calendar days of non-submission, the

student will be placed on a payment plan to fully fund her/his education by graduation, with an

assumption of no financial aid (or until remedied). Failure to submit verification documents within

fourteen (14) days can also result in late payment fees of $50. Any student failing to satisfy verification

requirements within twenty-one (21) calendar days of her/his start date may be terminated, unless she/he

has an alternative source to fully fund her/his education.

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It is our policy to provide you, during the financial aid counseling, a clear understanding of the forms and

other documentation needed to verify your application. If submitted data fails to meet documentation

requirements, we will contact you either by phone or by asking you to come to the financial aid office. If

you are at all unsure of what is needed, be sure you request another explanation until you understand!

You will know that your verification has been completed when financial aid notifies you of a completed

verification and/or the subsequent disbursement of your financial aid.

SHORE is required by Federal regulations to inform both the U.S. Department of Education and Office of

Inspector General when it suspects that federal financial aid has been requested under a false pretense. If

the student receives an overpayment based on inaccurate or conflicting information on any application

and refuses to correct the information or repay the Federal funds after being counseled by the institution,

the school will refer the case to the U.S. Department of Education for resolution. Unless required by the

Department of Education, no further Federal aid will be disbursed to the student. Be forewarned, the

school takes very seriously the proper stewardship of Federal funds and will cooperate with government

agencies in the full prosecution of students who were found to provide incorrect data.

G. Payment Periods Financial aid is disbursed according to payment periods, which are based upon class hours attended.

Books, kits and registration fees are charged upfront in the first payment period. Tuition in prorated

according to class hours attended in each payment period. Payment periods are defined as follows for

each program:

• Cosmetology & Hairstyling

- First Payment Period: 1 – 450 clock hours

- Second Payment Period: 451 – 900 clock hours

- Third Payment Period: 901 – 1200 clock hours

• Barbering

- First Payment Period: 1 – 450 clock hours

- Second Payment Period: 451 – 900 clock hours

- Third Payment Period: 901 – 1000 clock hours

• Skin Care Specialty

- First Payment Period: 1 – 300 clock hours

- Second Payment Period: 301 – 600 clock hours

• Teacher Training

- First Payment Period: 1 – 300 clock hours

- Second Payment Period: 301 – 600 clock hours

• Manicuring

- First Payment Period: 1 – 300 clock hours

• Brush-up

- First Payment Period: 1 – 250 clock hours

Please note, while Title IV funds are disbursed and charges are booked to the ledger according to the

payment periods defined immediately above, student payment obligations to SHORE are determined by

the Total Cost of Education, monthly payment plan and refund policy listed in the Student Enrollment

Contract.

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H. Funds Disbursement

As we noted earlier, financial aid funds must be used only for educational and related purposes. Federal

Financial aid is disbursed by payment period. Aid disbursements exceeding institutional charges for the

payment period (i.e., tuition, books, kit and fees) will be allocated to cost of living expenditures and

refunded to the student.

Pell Grant funds for tuition payments are applied to your account twice during the academic year. (Our

definition of an academic year for Federal Aid purposes is 900 clock hours, and thus differs from your

total course length.)

Under the Federal Direct Student Loan program, the loan payments are applied to your account twice

during the academic year. The first payment may be as early as within the first 30 days after you begin

school. The second payment will be made at approximately the mid-point of the academic year.

Remember, that the disbursement received may not be for the full amount of the loan you borrowed, since

an origination fee will have been subtracted from the disbursement amount. Moreover, the timing of your

second disbursement will depend upon your actual hours of class attended, not the scheduled hours; so

class absences can delay your disbursements.

A credit balance remaining after all SHORE obligations have been met, which results from Federal

Financial Aid, grants, or loans, will be refunded to you within 14 days. When a Federal PLUS Loan

creates a credit balance on a student's account, this refund will be payable to the borrower (the parent).

All other refunds will be payable to the student.

It is important to understand that although you do not actually see all of the aid dollars awarded to you,

they are doing their work behind the scenes enabling you to pursue the education and learn a career for

the future.

What must I do to continue receiving Federal Financial Aid?

Once your aid has been determined for the year, you have two major responsibilities: apply yourself and

make satisfactory academic progress.

Apply Yourself:

Apply yourself, study diligently and learn as much as you can. Part of applying yourself is abiding by all

school policies, rules and regulations. This will not only help you in your career later, but is also a

condition for you continuing to receive financial aid.

Make Satisfactory Academic Progress:

In order to continue receiving financial aid funds, you must be making “satisfactory academic progress.”

Satisfactory academic progress is based upon your grades and attendance, and is evaluated in consecutive

periods, which vary by program. Before funds are disbursed to you each period, the Financial Aid Officer

must verify that you are making satisfactory academic progress. See your School Catalog for your

“satisfactory academic progress” requirements.

Reapplication for Federal Financial Aid:

You must also meet all deadlines in reapplying for financial aid funds.

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Generally, if eligible, you will need to reapply for continued financial aid each academic year. An

academic year for a full-time cosmetology student extends typically over an eight or nine-month period.

In the case of the Federal Pell Grant Program, all students eligible for a second financial aid disbursement

crossing over July 1st, must resubmit a FAFSA application for continued aid disbursements. Be sure to

contact the Financial Aid Officer about two months prior to reapplying for aid.

I. Entrance and Exit Counseling

The Department of Education requires that Direct Loan borrowers complete Entrance Counseling prior to

their first disbursement of loan funds. Entrance Counseling addresses the borrower’s rights,

responsibilities, loans terms and loan conditions. Entrance Counseling is completed at

https://studentloans.gov/myDirectLoan/index.action by signing in with your FSA ID. All students

seeking federal financial aid are required to complete Entrance Counseling no later than the first week of

their start date and prior to receiving financial aid. Financial aid students are required to complete Exit

Counseling prior to graduation or if they are terminated from the program, immediately thereafter. A

student who is required to complete Exit Counseling will not graduate until counseling is completed. The

goals of Entrance and Exit Counseling are to assure that students understand their responsibilities as a

borrower and the terms of their loans that they will be held accountable for paying back to the Department

of Education. Parent PLUS Loan borrowers are required to complete PLUS Loan Counseling as well.

J. Repayment of Federal Student Loans

Loan Repayment

Understanding the repayment process for your federal student loans can go a long way toward building a

solid financial foundation. Federal student loans are real loans, just like car loans or mortgages. You

must repay a student loan even if your financial circumstances become difficult. Visit

https://studentaid.gov/repay-loans for detailed information on student loan repayment.

Loan Servicers

The U.S. Department of Education uses multiple loan servicers to handle the billing and other services for

the Direct Loan Program. The loan servicers will help you choose a repayment plan and will assist you

with other tasks related to your federal student loans. If is important to maintain contact with your loan

servicer. If your circumstances change at any time during the repayment period, your loan servicer will

be able to help. Visit the National Student Loan Data System (NSLDS) at

https://nslds.ed.gov/nslds/nslds_SA/ to view information about all the federal student loans you have

received and to find contact information for the loan servicer or lender for your loans. You will need your

Federal Student Aid ID to access your information.

Choosing a Repayment Plan

You have a choice of several repayment plans that are designed to meet your needs. The amount you pay

and the length of time to repay your loans will vary depending on the repayment plan you choose and

your loan amount.

To get an early look at the plans for which you may be eligible and see different plans, go to

https://studentaid.gov/repay-loans/understand/plans.

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The Office of Financial Aid will help explain the details of your individual loan program. Of particular

importance to you should be the repayment schedule you will need to follow in repaying the loan. To

give you an idea of the total amount you will need to repay under the Direct Loan Program, we have

prepared the following chart for loans with a 6.80% interest rate (to estimate your payments, as your rate

may vary) and based upon a standard 10-year, monthly payment schedule, which is typical of students at

your school.

Amount

Borrowed

Total Number

of Payments

Monthly

Payment

Total Interest

Charges

Total

Payments

$3,500 120 $50 $1,241 $4,741

$5,000 120 $58 $1,905 $6,905

$5,500 120 $63 $2,095 $7,595

$7,500 120 $86 $2,857 $10,357

$10,500 120 $121 $4,000 $14,500

If your parent borrow under the FEDERAL DIRECT PLUS program at 7.90% (to estimate your

payments, as your rate may vary) and based upon a standard 10-year, monthly payment schedule, the

following is information on amounts you (or your parents) would repay. \

Amount

Borrowed

Total Number

of Payments

Monthly

Payment

Total Interest

Charges

Total

Payments

$2,500 120 $50 $542 $3,042

$5,000 120 $60 $2,248 $7,248

$7,500 120 $91 $3,372 $10,872

$10,000 120 $121 $4,496 $14,496

$15,000 120 $181 $6,744 $21,744

Direct Loans Repayment Plans

Standard Repayment

With the standard plan, you'll pay a fixed amount each month until your loans are paid in full. Your

monthly payments will be at least $50 and you'll have up to 10 years to repay your loans.

The standard plan is good for you if you can handle higher monthly payments, because you'll repay your

loans more quickly. Your monthly payment under the standard plan may be higher than it would be under

the other plans because your loans will be repaid in the shortest time. Further, under a10-year repayment

plan, you will pay less total interest than a longer term plan.

Extended Repayment

To be eligible for the extended plan, you must have more than $30,000 in Direct Loan debt and you must

not have an outstanding balance on a Direct Loan as of October 7, 1998. Under the extended plan, you

have 25 years for repayment and two payment options: fixed or graduated. Fixed payments are the same

amount each month, as with the standard plan, while graduated payments start low and increase every two

years, as with the graduated plan described below.

This is a good plan if you will need to make smaller monthly payments. Because the repayment period

will be 25 years, your monthly payments will be less than with the standard plan. However, you may pay

more in interest because you're taking longer to repay the loans. Remember that the longer your loans

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are in repayment, the more interest you will pay.

Graduated Repayment

With this plan, your payments start out low and increase every two years. The length of your repayment

period will be up to ten years. If you expect your income to increase steadily over time, this plan may be

right for you. Your monthly payment will never be less than the amount of interest that accrues between

payments. Although your monthly payment will gradually increase, no single payment under this plan

will be more than three times greater than any other payment.

Income Contingent Repayment

(not available for parent PLUS Loans)

This plan gives you the flexibility to meet your Direct Loan obligations without causing undue financial

hardship. Each year, your monthly payments will be calculated on the basis of your adjusted gross income

(AGI, plus your spouse's income if you're married), family size and the total amount of your Direct Loans.

Under the ICR plan, you will pay each month the lesser of:

1. the amount you would pay if you repaid your loan in 12 years multiplied by an income percentage

factor that varies with your annual income, or

2. 20% of your monthly discretionary income*.

If your payments are not large enough to cover the interest that has accumulated on your loans, the unpaid

amount will be capitalized once each year. However, capitalization will not exceed 10 percent of the

original amount you owed when you entered repayment. Interest will continue to accumulate, but will no

longer be capitalized.

The maximum repayment period is 25 years. If you haven't fully repaid your loans after 25 years (time

spent in deferment or forbearance does not count) under this plan, the unpaid portion will be discharged.

You may, however, have to pay taxes on the amount that is discharged.

Income-based Repayment

Under this plan the required monthly payment will be based on your income during any period when you

have a partial financial hardship. Your monthly payment may be adjusted annually. The maximum

repayment period under this plan may exceed 10 years. If you meet certain requirements over a specified

period of time, you may qualify for cancellation of any outstanding balance of your loans.

Loan Consolidation

If you have multiple federal student loans, you can consolidate them into a single Direct Consolidation

Loan. This may simplify your payments if you are currently making separate loan payments to different

loan servicers, as you would have only one monthly payment to make under consolidation. There may be

tradeoffs, however, so you’ll want to learn about the advantages and possible disadvantages of

consolidation before you consolidate. Go to https://studentaid.gov/sa/repay-loans/consolidation for more

information.

Deferment and Forbearance

A deferment is a period during which repayment of the principal and interest of your loan is temporarily

delayed. Most borrowers are eligible for a deferment. Deferments can be up to 3 years if you are

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experiencing economic hardship or unemployment. During a deferment, you do not need to make loan

payments. In addition, depending on the type of loan you have, the federal government may or may not

pay the interest on your loan during a period of deferment. If you can't make your scheduled loan

payments, but don't qualify for a deferment, your loan servicer may grant you a discretionary forbearance

owing to financial hardship or illness. You may qualify for a mandatory forbearance under certain other

conditions, including, but not limited to, if the total amount you owe each month for all the student loans

you received is 20 percent or more of your total monthly gross income. With forbearance, you may be

able to stop making payments or reduce your monthly payment for up to 12 months. Interest will

continue to accrue on your subsidized and unsubsidized loans (including all PLUS loans). Deferment and

forbearance offer a way for you to temporarily postpone or lower your loan payments while you’re back

in school, in the military, experiencing financial hardship, or in certain other situations. Find out more

about deferment and forbearance at https://studentaid.gov/sa/repay-loans/deferment-forbearance .

Understanding Delinquency and Default

A loan is delinquent when loan payments are not received by the due dates. A loan remains delinquent

until the borrower makes up the missed payment(s) through payment, deferment or forbearance. If the

borrower is unable to make payments, he or she should contact his or her loan servicer to discuss options

to keep the loan in good standing. Never ignore delinquency or default notices from your loan servicer.

If you don’t make your monthly loan payments, you will become delinquent on your student loan and risk

going into default. Student loan defaults will hurt your personal credit rating. Contact your loan servicer

immediately if you are having trouble making payments or won’t be able to pay on time. To learn what

may happen if you default, and what your options are for getting out of default, go to

https://studentaid.ed.gov/sa/repay-loans/default.

Tax Credits for Higher Education Expenses

Did you know that the Internal Revenue Service (IRS) provides tax benefits for education? The tax benefits can

be used to get back some of the money you spend on tuition or loan interest or to maximize your college

savings. Two tax credits help offset the costs (e.g., tuition, fees, books, supplies and equipment) of college

or career school by reducing the amount of your income tax:

• The American Opportunity Credit allows you to claim a tax credit of up to $2,500 per student per

year for the first four years of school as the student works toward a degree or similar credential.

• The Lifetime Learning Credit allows you to claim a tax credit of up to $2,000 per student per year

for any college or career school tuition and fees, as well as for books, supplies and equipment that

were required for the course and had to be purchased from the school.

Even if you normally wouldn’t file a tax return because of your income level, be sure to do so! If you

don’t, you’ll miss out on tax credits that would put money in your pocket. You can take a tax deduction

for the interest paid on student loans that you took out for yourself, your spouse, or your dependent. This

benefit applies to all loans (not just federal student loans) used to pay for higher education expenses. The

maximum deduction is $2,500 per year.

K. Direct Loan Disputes and Ombudsman Group

If you have a dispute about your loan, you may be able to resolve it by simply contacting your loan

servicer and discussing the issue. To learn more about what you can do to be better prepared before you

seek help to resolve a dispute, go to https://studentaid.gov/sa/repay-loans/disputes/prepare.

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As an important reference, students should be aware that if you’re in dispute about your federal student

loans, the Ombudsman Group is dedicated to helping resolve disputes related to Direct Loans. You may

contact the Ombudsman Group by:

Mail: U.S. Department of Education

FSA Ombudsman Group

P.O. Box 1843

Monticello, KY 42633

Phone: 1-877-557-2575

Fax: 1-606-396-4821

L. Other Sources of Government Financial Aid

Vocational Rehabilitation

The Division of Vocational Rehabilitation provides services and financial assistance for education to

students with certain disabilities. Financial assistance for those who qualify comes in the form of grants

amounting to approximately $4,000 per student. More information regarding Vocational Rehabilitation

can be found online at https://www.state.nj.us/humanservices/cbvi/services/vocation/

Workforce Investment Board

The Workforce Investment Board provides career services and financial assistance for those seeking

training in a new career. Its One Stop division focuses specifically on identifying new job opportunities

and funding the retraining of displaced workers. Workforce provides financial assistance for those who

qualify in the form of grants, typically $5,000 per student. Our local division, the Atlantic Cape May

Workforce Investment Board has established partnerships with local businesses, community

organizations, educational institutions and government agencies to provide a seamless system of

employment, training and social services to residents and employers in Atlantic and Cape May counties.

SHORE also contracts with Cumberland County and Ocean County Workforce Investment Boards for the

benefit of our students residing in these counties. Further information on the Workforce Investment

Board may be found at www.njtrainingsystems.org.

New Jersey College Loans to Assist State Students Program

SHORE is approved to participate in the New Jersey College Loans to Assist Students Program

(“NJCLASS”). The NJCLASS program is intended to supplement the Federal Stafford Loan Program.

The NJCLASS program was established through legislation enacted in 1991 and is administered by the

New Jersey Higher Education Student Assistance Authority. In order to participate, students must be

enrolled in at least a half-time basis, be making Satisfactory Academic Progress and have filed a FAFSA

application. Students may access an online application at https://www.hesaa.org, where they will be

instructed to receive an instant credit check to determine further eligibility. The NJCLASS program is

intended to supplement the Federal Stafford Loan Program. For further details, students can call 1-800-

792-8670.

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Veterans Administration

SHORE is approved for Veteran’s Educational Benefits for Veterans, eligible dependents and eligible

spouses of deceased or disabled Veterans and active status and Reserve personnel. Currently, SHORE

participates in Montgomery GI Bill – Active Duty (Chapter-30), Post-9/11 GI Bill (Chapter-33),

Dependents Educational Assistance (Chapter-35), Montgomery GI Bill – Selected Reserve (Chapter-

1606), Reserve Educational Assistance Program (REAP/ Chapter-1607). Chapter 1606 is the educational

program for active members of the Selected Reserve. Selected Reserve components include Army

Reserve, Naval Reserve, Air Force Reserve, Marine Corps Reserve, Coast Guard Reserve, Army National

Guard and Air National Guard. The Department of Defense and the Department of Homeland Security

(Coast Guard) determine who is eligible for Chapter 1606. The Department of Veterans Affairs

administers the program and pays benefits. Basic eligibility requires a six-year obligation to serve in the

Selected Reserve and satisfactory participation in required Selected Reserve training.

Qualified Military spouses may seek additional financial assistance for educational purposes by exploring

their options at Military Spouse Career Advancement Accounts (McCAA) at

www.militaryonesource.com. Coast Guard currently does not meet the requirements for eligibility.

Contact the Department of Veterans Affairs at 1-888-GIBILL-1, or online at

www.benefits.va.gov/GIBILL/ find out more information regarding your eligibility. Any student

interested in this type of benefit must verify with the school representative that the school is eligible for

benefits.

M. Internet Resources for Federal Financial Aid

Important Websites:

• Complete your FAFSA at https://studentaid.ed.gov/sa/fafsa

• Find detailed federal student aid information at https://studentaid.gov/sa/

• Loan History and Servicer information at https://nslds.ed.gov/nslds/nslds_SA/

• Complete Entrance and Exit Counseling at https://studentaid.gov/myDirectLoan/index.action

• For a list of videos, infographics, and other federal student aid publications, visit

https://studentaid.gov/sa/resources

• Information on Veterans Assistance go to https://www.benefits.va.gov/gibill/

Helpful Videos posted on YouTube:

• About FSA

• Financial Aid Process

• Types of Federal Student Aid

• FAFSA Overview

• How to Complete the FAFSA

• Responsible Borrowing

• Repayment: What to Expect

• Repayment: How to Manage Your Loans

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X. FINANCIAL AID CODE OF CONDUCT

The Higher Education Opportunity Act (HEOA) requires educational institutions to develop and comply

with a code of conduct that prohibits conflicts of interest for financial aid personnel [HEOA § 487

(a)(25)]. Any Shore Beauty School (“SHORE”) officer, employee, or agent who has responsibilities with

respect to student educational loans must comply with this code of conduct. The following provisions

bring Shore Beauty School into compliance with the federal law [HEOA § 487 (e)].

1. Neither Shore Beauty School as an institution nor any individual officer, employee or agent shall

enter into any revenue-sharing arrangements with any lender. A revenue-sharing arrangement

means an arrangement between SHORE and a lender under which the lender provides or issues

loans to students attending SHORE or to the families of such students; and SHORE recommends

the lender or the loan products of the lender and in exchange, the lender pays a fee or provides

other material benefits, including revenue or profit sharing, to SHORE or its agent.

2. No officer or employee of SHORE who is employed in the financial aid office or who otherwise

has responsibilities with respect to education loans, or agent who has responsibilities with respect

to education loans, or any of their family members, shall solicit or accept any gift from a lender,

guarantor, or servicer of education loans. For purposes of this prohibition, the term “gift” means

any gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary

value of more than a de minimums amount.

3. An officer or employee of SHORE who is employed in the financial aid office or who otherwise

has responsibilities with respect to education loans, or an agent who has responsibilities with

respect to education loans, shall not accept from any lender or affiliate of any lender any fee,

payment, or other financial benefit (including the opportunity to purchase stock) as compensation

for any type of consulting arrangement or other contract to provide services to a lender or on

behalf of a lender relating to education loans.

4. SHORE shall not: a) for any first-time borrower, assign, through award packaging or other

methods, the borrower’s loan to a particular lender; or b) refuse to certify, or delay certification of,

any loan based on the borrower’s selection of a particular lender or guaranty agency.

5. SHORE shall not request or accept from any lender any offer or funds or be used for private

education loans, including funds for an opportunity pool loan, to students in exchange for the

institution providing concessions or promises regarding providing the lender with: a) a specified

number of private educational loans (non-Title IV loans) or loans made, insured, or guaranteed

under Title IV; b) a specified loan volume of such loans; or c) a preferred lender arrangement for

such loans.

6. SHORE shall not request or accept from any lender any assistance with call center staffing or

financial aid office staffing.

7. Any employee who is employed in the financial aid office, or who otherwise has responsibilities

with respect to education loans or other student financial aid, and who serves on an advisory

board, commission, or group established by a lender, guarantor, or group of lenders or guarantors,

shall be prohibited from receiving anything of value from the lender, guarantor, or group of

lenders or guarantors, except that the employee may be reimbursed for reasonable expenses

incurred in serving on such advisory board, commission, or group.

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8. Under no circumstance will any employee employed in either the office of financial aid or the

office of admissions receive any form of incentive compensation tied to increases in student

enrollments and/or the amount of financial aid awarded to students.

XI. CAMPUS SECURITY, CRIME STATISTICS, EMERGENCY RESPONSE & SAFETY

SHORE attempts to provide a safe, secure educational environment for all students, employees, patrons

and visitors. In compliance with public law 102-26 and the Higher Education Opportunity Act (Public

Law 110-315), Shore Beauty School is making the following Campus Security, Crime Statistics,

Emergency Response and Safety information available for your review. SHORE is a non-residential

institution and does not have a campus police force or security guards. Campus Security and Crime

Statistics are updated annually no later than September 30 of each year. SHORE requests that all students

review our Website for updated information by accessing “Disclosures and Consumer Information” at

https://shorebeautyschool.edu/about-us/catalog-consumer-information/. Any student who wishes a paper

copy of this report or a copy of a separate police report of crimes on or within the vicinity of the campus

may request such reports from the Rachel Damico, the school Director of Administration and Crime

Coordinator (or “Clery Coordinator”). The Clery Coordinator may be contacted in person or in writing at

3003 English Creek Avenue, Egg Harbor Township, NJ 08234, by phone at (609) 645-3635 or by email

at dean@shorebeautyschool.com.

A. Annual Disclosure of Crime Statistics:

Campus crime data is gathered the same day that it is reported. Data is obtained annually from local law

enforcement and compared with the data gathered at SHORE. The following describes SHORE’s on

campus and public property Criminal Offenses, Hate Crimes, Violence Against Women Act (“VAWA”)

Offenses, Arrests, Disciplinary Actions and Unfounded Crimes, as reported to school officials or local

police.

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Reported Crime Statistics 2016-2018

Criminal Offense On Campus Public Property

2016 2017 2018 2016 2017 2018

a. Murder/Non-Negligent Manslaughter 0 0 0 0 0 0

b. Negligent Manslaughter 0 0 0 0 0 0

c. Rape 0 0 0 0 0 0

d. Fondling 0 0 0 0 0 0

e. Incest 0 0 0 0 0 0

f. Statutory Rape 0 0 0 0 0 0

g. Robbery 0 0 0 0 0 0

h. Aggravated Assault 0 0 0 0 0 0

i. Burglary 0 0 0 0 0 0

j. Motor Vehicle Theft 0 0 0 0 0 0

k. Arson 0 0 0 0 0 0

Hate Crimes On Campus Public Property

2016 2017 2018 2016 2017 2018

a. Murder/Non-Negligent Manslaughter 0 0 0 0 0 0

b. Rape 0 0 0 0 0 0

c. Fondling 0 0 0 0 0 0

d. Incest 0 0 0 0 0 0

e. Statutory Rape 0 0 0 0 0 0

f. Robbery 0 0 0 0 0 0

g. Aggravated Assault 0 0 0 0 0 0

h. Burglary 0 0 0 0 0 0

i. Motor Vehicle Theft 0 0 0 0 0 0

j. Arson 0 0 0 0 0 0

k. Simple Assault 0 0 0 0 0 0

l. Larceny-theft 0 0 0 0 0 0

m. Intimidation1 0 1 0 0 0 0

n. Destruction/damage/vandalism of prop. 0 0 0 0 0 0

_________________ 1Gender based intimidation, on campus in 2016.

Hate crimes are motivated by the offender’s category of bias, therefore: race, religion, sexual orientation,

gender, gender identity, disability, ethnicity and national origin. There was only one hate crime reported

on campus from 2016-2018, which was gender-based intimidation. Had there been other hate crimes,

such crimes would be reported according to the category of bias as described above.

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VAWA Offenses On Campus Public Property

2016 2017 2018 2016 2017 2018

a. Domestic Violence 0 0 0 0 0 0

b. Dating Violence 0 0 0 0 0 0

c. Stalking 0 0 0 0 0 0

Arrests On Campus Public Property

2016 2017 2018 2016 2017 2018

a. Weapons: carrying, possessing, etc. 0 0 0 0 0 0

b. Drug Abuse Violations 0 0 0 0 0 0

c. Liquor Law Violations 0 0 0 0 0 0

Disciplinary Actions On Campus Public Property

2016 2017 2018 2016 2017 2018

a. Weapons: carrying, possessing, etc. 0 0 0 0 0 0

b. Drug Abuse Violations 0 0 0 0 0 0

c. Liquor Law Violations 0 0 0 0 0 0

Unfounded Crimes On Campus Public Property

2016 2017 2018 2016 2017 2018

Total Unfounded Crimes 0 0 0 0 0 0

These Crime Statistics are updated on an annual basis by October 1, reported to the U.S. Department of

Education and are available to students, employees and applicants through this Website, with paper copies

available upon request from the Administrative Office. You may request further information on crime

statistics in the vicinity of the school from the Administrative Office, which can also furnish you with a

local police crime report. Any crimes classified, as above, would be reported by the school or students to

the local police station immediately by filing a police report. For our Crime Statistics as published on the

U. S. Department of Education ‘s College Navigator, got to:

https://nces.ed.gov/collegenavigator/?q=atlantic+beauty+%26+spa&s=all&id=186593#crime.

B. Campus Law Enforcement Policies:

Campus Security Authority and Jurisdiction

The school’s Clery Coordinator and School Director monitor all criminal activities on campus. All

criminal activity should be reported immediately to the Clery Coordinator, your instructor or the Office of

Administration. The Clery Coordinator will evaluate and gather documentation for all reported crimes. If

required, the coordinator may form a special committee to determine if a crime has been committed and

whether it is necessary to report it to the local police department. SHORE’s authority, with regard to

crime, is limited to securing the school premises, notifying the municipal police and school administrative

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action if the perpetrator is a student at the school. The ultimate authority for law enforcement at the school

is the local police department. SHORE does not have any written agreements with a police department

for the investigation of alleged criminal offenses. The Clery Coordinator and Director have the authority

to contact the local police to request assistance in preventing or reacting to crime within or in the

immediate vicinity of school facilities. The Clery Coordinator and Director may suspend and ultimately

terminate any student involved in criminal activity.

Clery Geography

The Campus Law Enforcement Policies cover the school’s Clery Geography, which encompasses

SHORE’s entire interior, the sidewalks bordering school premises and the parking lot extending from the

immediate front and back of the school.

Security and Access to Campus Facilities

The school is open to students who are scheduled for classes Monday through Friday from 8:30 am to

5:00 pm, except on those holidays when the school is closed for business. Students who are not

scheduled for classes during any of the aforementioned hours may only visit the facility by appointment

with Shore staff, for pre-scheduled makeup hours or for patron services. Access to the school is not

allowed outside these hours and guidelines. Students may not enter administrative areas (including the

admission office) without the permission of and being accompanied by SHORE staff.

Student Reporting of Crimes

Students who witness or are the victims of any crime on the SHORE campus (which includes the school

facility, parking directly in front of and behind the premises, and sidewalks bordering the premises and

parking lot) are to report the crime in writing to their instructor, Clery Coordinator or the Administrative

Office. Students should also report crimes that may occur at off-campus school related activities.

Documentation of the crime (using Crime Reporting Form) should include the time and date of the crime,

the perpetrator(s), the victim(s), description of the crime and the extent of the damage or harm incurred.

The School Director and Cleary Coordinator will act as the school’s law enforcement authority in

determining the necessary action in response to any school-based crimes. The School Director and Cleary

Coordinator will evaluate reported crimes and determine whether a crime report should be filed with the

police. The school will report or encourage the affected student(s) to report any crimes, including, but not

necessarily limited to, criminal homicide, sex offenses, robbery, aggravated assault, burglary, motor

vehicle theft, arson, liquor law violations, drug violations, weapons possessions, larceny-theft, simple

assault, intimidation, destruction/damage/vandalism of property and any other crime involving bodily

injury.

Timely Warnings & Emergency Notifications

SHORE will issue timely warnings and emergency notifications to students and employees of crime

events on campus. Timely warnings will be issued for crimes that represent an ongoing threat to the

safety and/or welfare of students and/or faculty. Further, SHORE will issue emergency notifications

upon the confirmation of a significant emergency or dangerous situation threatening the health or safety

of students or employees occurring on campus. Warnings and notifications will be issued through the

most effective and efficient means available, which may include in-person communications, intercom

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announcements, text messaging and emailing to students and school employees. SHORE will, without

delay, and taking into account the safety of the community, determine the content of the notification or

warning and initiate the communication, unless the notification or warning will, in the professional

judgment of the administration, compromise efforts to assist victims or to contain, respond to, or

otherwise mitigate the emergency. At times when the school is closed, students and faculty should report

crimes on campus directly to the municipal police by calling “911.”

Investigating Criminal Offenses

To insure accurate and prompt reporting of all crimes, the Cleary Coordinator or Director will take a full

written statement from all involved parties and witnesses for all reported emergencies and crimes. Such

statements will be reviewed by a special committee (consisting of the Director, Cleary Coordinator and an

additional staff member) to determine any necessary administrative action if the perpetrator is a student at

the school. Reports will also be made available to law enforcement agencies to aid in the investigation of

the crime.

SHORE, upon written request, will disclose to an alleged victim of a crime of violence or a sex offense on

school premises, the results of any disciplinary hearing conducted by the school against the student who is

the alleged perpetrator of the crime or offense. If the alleged victim is deceased as a result of the crime or

offense, the school will provide the results of the disciplinary hearing to the victim’s next of kin, if so

requested in writing.

Prohibition of Retaliatory Behavior

SHORE prohibits retaliatory behavior by staff and students against anyone reporting a crime.

Student Housing Facilities

The school does not have any school operated housing facilities. As a non-residential institution, SHORE

does not have a campus police force and all crimes must therefore be reported directly to the local

authorities.

Fire Safety Reporting

As a non-residential institution, the school is not required to maintain a log of any fire related incidents.

Missing Persons Our school is not required to have a missing student notification policy, but does encourage students to

contact the local police if they have knowledge that a student might be a missing person.

Programs & Community Service References Available to Students and Employees

SHORE provides information on personal safety and crime prevention at the orientation of students and

faculty. Community Service References may be found at the end of this Consumer Information, which

may serve to assist those who have suffered from a criminal act. These services are usually free and are

provided by the community. SHORE does not utilize pastoral or professional counselors for this process.

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Local police departments also periodically present safety and crime prevention forums. Further, SHORE

recommends that students and staff, who seek information on local crime and registered sex offenders

within the vicinity of the school, to contact the Egg Harbor Police Department at 3515 Bargaintown Road,

Egg Harbor Township, NJ 08234; phone: (609) 927-5200.

SHORE is in compliance with the Drug Free Schools and Communities Amendment of 1989. Please

refer to the policies regarding the banned use of drugs and alcohol, which follows in this Consumer

Information.

Access to the campus is permitted only during the hours of regularly scheduled classes.

C. Emergency Response and Evacuation, and Lockdown Procedures:

SHORE is committed to the safety and security of students, staff and visitors on its campus. The

building is equipped with fire detection and alarm systems that are connected directly to the Egg Harbor

Fire and Police Departments, respectively. The campus takes various precautionary measures to protect

the students, faculty, staff, patrons and campus visitors. Nevertheless, unavoidable emergencies may

occur in extreme situations. Therefore, the school has a Campus Response Team (“CRT”), who serve as

the Campus Security Authority (“CSA”). The CRT include, in order of responsibility, Patricia Melchiorre,

the Supervising Instructor; Rachel Damico, the Director of Administration; Brittany Poulard, the

Financial Aid Officer; and Araceli Kramer, the Recruiter. The CRT implement and oversee the campus

response to crisis situations.

In the event of any emergency threatening the well-being or health of students and staff (i.e., fire,

blackout, electrical malfunction, gas leaks, health hazards, natural disaster, human threat, etc.), instructors

and staff are to:

1. Immediately, contact a member of the CRT and notify him/her of the situation of concern. The

Director and/or Director of Administration must always be informed, as one of the CRT

members.

2. The CRT is to confirm that there is a significant emergency or dangerous situation, the segment

of the campus which is affected and the appropriate response.

3. The CRT is to determine the content of a notification and initiate the notification system.

Depending upon the circumstances, the appropriate segment of or entire campus will be contacted

by phone or in person. If an evacuation of the school is necessary, the entire campus may be

notified through the school-wide intercom by dialing 33* on the phone system.

4. The CRT will be responsible for assuring that the necessary authorities (i.e., fire department,

police, etc.) are notified immediately to respond to the emergency situation. The CRT is

responsible for overseeing all emergency response procedures.

If an emergency evacuation of the premises is required:

1. The CRT is to manage the evacuation of the premises, in an orderly manner.

2. If feasible, instructors are to take attendance sheets with them upon evacuation.

3. Students and staff are to move single file down the hallways and through the exits.

4. After complete evacuation, administrative staff must check to assure all members of

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administrative staff have been evacuated; supervising instructor must assure that all instructors

have been evacuated; and instructors must check attendance sheets to assure that all students have

been evacuated.

5. Upon evacuation and only if feasible from the standpoint of safety, teaching staff must assure that

no individuals are in bathrooms, closets or teaching lounges; administrative staff must assure that

all offices are vacant.

6. SHORE will, without delay, and taking into account the safety of the community, determine the

content of the notification and initiate the notification system, unless the notification will, in the

professional judgment of responsible authorities, compromise efforts to assist victims or to

contain, respond to, or otherwise mitigate the emergency.

7. The CRT will be responsible for assuring that the necessary authorities (i.e., fire department,

police, etc.) are notified immediately to respond to the emergency situation. The CRT is

responsible for overseeing all emergency evacuation procedures.

Further, if there is a threat of violence or serious incident that could jeopardize the safety of students, staff

and/or guest, SHORE may initiate a lockdown of the premises. The following procedures should be

followed when there is a threat inside or outside of the school building:

1. The CRT orders and announces on phone speakers (33*) “Lockdown”. The announcement should

be repeated several times.

2. Receptionist to push the panic button under her desk, if warranted by outside threat.

3. The CRT lock all exterior doors.

4. Students, staff and guest are directed to return to the nearest classroom and secure the doors.

Clinic patrons, senior students and instructors should proceed through back of senior floor to

orange classroom.

5. Clear hallways, restrooms, and other rooms that cannot be secured.

6. Secure classroom doors and cover classroom windows if possible.

7. Move all persons away from windows.

8. Do not respond to anyone at the door until “all clear” is announced.

9. Be prepared to ignore any fire alarm activation (unless there is a fear of fire), as the school will not

be evacuated using this method.

10. When the threat is over the CRT will announce “all clear.”

In an emergency or a dangerous situation, upon confirmation with the CRT of the need for mass

notification, the CRT will, without delay, taking into account the safety of the community, determine the

content of the notification and initiate the notification via telephone, intercom, texting, alarm system,

panic button, or other means, unless issuing a notification will, in the professional judgment of the

responsible authorities, compromise efforts to assist a victim or to contain, respond to, or otherwise

mitigate the emergency.

In an event of an emergency or a dangerous situation that poses an immediate threat to the campus,

SHORE may utilize some or all of its mass notification capabilities to notify its campus. These

capabilities include phone calls, intercom and text messages to alert the instructors, students, and patrons

of the situation and place an immediate call to 911.

Training, exercises and tests will be conducted annually by the CRT on the campus level and by the

individuals relevant to mass notification at the command center level. The CRT will document each test

conducted by all relevant entities. Fire evacuation tests shall qualify as a general emergency evacuation

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procedure.

If you have any questions or need clarification, do not hesitate to contact any member of the CRT.

Safety and security guidelines for students, staff and faculty (including an emergency evacuation plan) are

provided at orientation, posted in student/teach lounges and posted on the school Website.

Any scheduled evening or weekend meetings require a member of the staff or faculty to be present and

responsible for the maintenance of all security procedures.

D. Fire Prevention and Workplace Hazards

The faculty and staff are responsible for alerting the Clery Coordinator or Director of any circumstance

that could pose a fire or workplace hazard in or around the facility. Smoking is prohibited in the

premises. Hazardous materials are confined to and stored in a locked area, meeting all OSHA

requirements. Safe practices are the responsibilities of SHORE staff and students. Waste materials are to

be disposed of in trash receptacles. All aisles, doorways, hallways and exit doors are to be kept clear at

all times.

E. Crime Prevention Guidelines:

The following crime prevention measures are recommended by SHORE:

• Stay alert and know your surroundings.

• Lock your car and do not leave any valuables in your car.

• Park in well lighted areas.

• At night avoid dark and isolated areas. If possible do not walk to your car alone.

• Do not leave your personal property unattended. Personal Property brought into the facility for

personal or business use is not covered under institution’s insurance policy.

*** In case of emergency - dial 911***

The campus has an alarm system, which is activated when the building is not occupied.

F. Violence Against Women Reauthorization Act (“VAWA”) Policy

In compliance with the Violence Against Women Reauthorization Act of 2013 (“VAWA”), SHORE is

committed to the safety of all its students, regardless of sex, sexual orientation or sexual inclination.

Within the constraints of its reasonable institutional capabilities and jurisdiction, SHORE’s policy is to

prohibit and thwart crimes of domestic violence, dating violence, sexual assault/violence and stalking.

The Contents of SHORE’s Anti-Harassment and Discrimination Policy, which follows in this Consumer

Information, contemplates and incorporates VAWA requirements and enforcement policies. While most

victims of sexual assault are women, some men are also victims and will have the same protections as

female victims and have the same rights, resources and access to help. While SHORE has no control over

violence in the home or off-premises, it prohibits and discourages it to the best of its capabilities and will

record any such reported violence that affects the school, as required by VAWA and, if appropriate, report

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it to legal authorities. Neither SHORE nor its staff has the authority to make arrests. There are no

agreements between SHORE and local police agencies to investigate any alleged criminal offenses;

however, SHORE will cooperate with legal authorities if requested.

XII. ANTI-HARASSMENT AND DISCRIMINATION POLICY

SHORE is committed to providing a work and school environment free of unlawful harassment or

discrimination. In furtherance of this commitment, all students and employees are required to take our

mandatory Sexual Harassment and Prevention Training upon starting with the school and every year

thereafter. School policy prohibits harassment or discrimination in it educational programs and activities

(which extends to employment and admissions) on the basis of race, religion, creed, color, national origin,

ancestry, sex (including pregnancy, childbirth or related medical conditions), military or veteran status,

physical or mental disability, medical condition, marital status, age, sexual orientation, gender, gender

identity or expression, genetic information or any other basis protected by the federal, state or local law.

Additionally, in accordance with Title IX of the Education Amendments of 1972 (“Title IX”), the school

prohibits discrimination based on sex, which includes sexual harassment and sexual violence, and the

school has jurisdiction over Title IX complaints.

SHORE’s anti-harassment policy applies to all persons involved in the operation of the school, and

prohibits unlawful harassment by any employee of the school, as well as students, customers, vendors or

anyone who does business with the SHORE. It further extends to prohibit unlawful harassment by or

against students. Any employee, student or contract worker who violates this policy will be subject to

disciplinary action. To the extent a customer, vendor or other person with whom SHORE does business

engages in unlawful harassment or discrimination, the school will take appropriate corrective action. The

school will respond quickly to all reports, and will take appropriate action to prevent, to correct, and if

necessary, to discipline behavior that violates this policy.

Sexual Misconduct Education and Prevention Programs

As part of the school’s commitment to providing a harassment-free working and learning environment,

SHORE’s Anti-Harassment and Discrimination Policy shall be disseminated to the school community

through publications, the school Website, new employee orientations, student orientations and other

appropriate channels of communication. The school provides training to key staff members to enable

SHORE to handle any allegations of sexual misconduct promptly and effectively. All SHORE

administrative staff and instructors (“Responsible Employees”) are responsible for reporting sexual

misconduct to the Title IX Coordinator for the protection of both students and staff.

SHORE engages in educational programming to help prevent domestic violence, dating violence, sexual

assault, sexual harassment and stalking. Educational programming consists of primary prevention and

awareness programs for all incoming students and new employees and ongoing awareness and prevention

campaigns for students and faculty that:

1. Identifies domestic violence, dating violence, sexual assault, sexual harassment and stalking as

prohibited conduct;

2. Defines what behavior constitutes domestic violence, dating violence, sexual assault and stalking;

3. Defines what behavior and actions constitute consent to sexual activity;

33

4. Provides safe and positive options for bystander intervention that may be carried out by an

individual to prevent harm or intervene when there is a risk of domestic violence, dating violence,

sexual assault or stalking against a person other than the bystander;

5. Provides information on risk reduction so that students and employees may recognize warning

signs of abusive behavior and how to avoid potential attacks.

6. Provides an overview of information contained in the Annual Security Report in compliance with

the Clery Act.

Definitions Governing School Policy: Consent is an affirmative, unambiguous and conscious decision by each participant to engage in mutually

agreed-upon sexual activity. Consent is informed, voluntary and revocable. It must be given without

coercion, force, threats or intimidation. Consent must be ongoing throughout a sexual encounter and can

be revoked at any time. Once consent it withdrawn, the sexual activity must stop immediately.

Sexual Assault/Violence occurs when a physical sexual activity is engaged in without the affirmative

consent of the other person or when the other person is unable to consent to the activity. The activity or

conduct may include physical force, rape, battery, sexual coercion, violence, threat, or intimidation,

ignoring the objections of the other person, causing the other person’s intoxication or incapacitation

through the use of drugs or alcohol, and taking advantage of the other person’s incapacitation (including

voluntary intoxication).

Sexual Harassment is defined as unwelcome conduct of a sexual nature. It includes unwelcome sexual

advances, requests for sexual favors, and other verbal, nonverbal, or physical conduct of a sexual nature.

Sexual harassment is conduct that explicitly or implicitly affects a person’s employment or education or

interferes with a person’s work or educational performance or creates an environment such that a reasonable

person would find the conduct intimidating, hostile or offensive. It is important to note that sexual

harassment crosses age and gender boundaries, and cannot be stereotyped. Among other perceived

unconventional situations, sexual harassment may involve two women or two men.

Domestic Violence includes felony or misdemeanor crimes of violence committed by a current or former

spouse of the victim, by a person with whom the victim shares a child in common, by a person

cohabitating with or has cohabitated with the victim as a spouse, or by any other person against an adult

or youth victim who is protected from that person’s acts under the domestic or family violence laws of the

jurisdiction.

Domestic violence means any assault, aggravated assault, battery, aggravated battery, sexual assault,

sexual battery, stalking, aggravated stalking, kidnapping, false imprisonment, or any criminal offense

resulting in physical injury or death of one family or household member of another family or household

member. A family or household member means spouses, former spouses, persons related by blood or

marriage, persons who are presently residing together as if a family or who have resided together in the

past as if a family, and persons who are parents of a child in common regardless of whether they have

been married. With the exception of persons who have a child in common, the family or household

members must be currently residing or have in the past resided together in the same single dwelling unit.

Dating Violence means violence committed by a person:

1. Who is or has been in a social relationship of a romantic or intimate nature with the victim; and

2. Where the existence of such a relationship will be determined based on a consideration of the

following factors:

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a. The length of the relationship

b. The type of relationship

c. The frequency of interaction between the persons involved in the relationship.

Dating violence means violence between individuals who have or have had a continuing and significant

relationship of a romantic or intimate nature. The existence of such a relationship shall be determined

based on the consideration of the following factors:

1. A dating relationship must have existed within the past 6 months.

2. The nature of the relationship must have been characterized by the expectation of affection or

sexual involvement between the parties.

3. The frequency and type of interaction between the persons involved in the relationship must have

included that the persons have been involved over time and on a continuous basis during the

course of the relationship.

The term does not include violence in a casual acquaintanceship or violence between individuals who

have engaged in ordinary fraternization in a business or social context.

Stalking means engaging in a course of conduct directed at a specific person that would cause a

reasonable person to fear for his or her safety or the safety of others; or suffer substantial emotional

distress.

“Credible threat” means a verbal or nonverbal threat, or a combination of the two, including threats

delivered by electronic communication or implied by a pattern of conduct, which places the person who is

the target of the threat in reasonable fear for his or her safety, or the safety of his or her family members

or individuals closely associated with the person, and which is made with the apparent ability to carry out

the threat to cause such harm. It is not necessary to prove that the person making the threat had the intent

to actually carry out the threat. The present incarceration of the person making the threat is not a bar to

prosecution under this section.

“Cyber stalk” means to engage in a course of conduct to communicate, or to cause to be communicated,

words, images, or language by or through the use of electronic mail or electronic communication, directed

at a specific person, causing substantial emotional distress to that person and serving no legitimate

purpose. A person who willfully, maliciously and repeatedly follows, harasses, or cyber stalks another

person commits the offense of stalking, a misdemeanor of the first degree, punishable as provided in. A

person who willfully, maliciously, and repeatedly follows, harasses, or cyber stalks another person and

makes a credible threat to that person commits the offense of aggravated stalking, a felony of the third

degree, punishable as provided in.

Prohibited Conduct

This policy strictly prohibits sexual or other unlawful harassment or discrimination as well as sexual

assault, domestic violence, dating violence and stalking, as defined above. Sexual or other unlawful

harassment or discrimination includes any verbal, physical or visual conduct based on sex, race, age,

national origin, disability or any other legally protected basis if:

1. submission to such conduct is made either explicitly or implicitly a term or condition of an

individual’s education or employment;

2. submission to or rejection of such conduct by an individual is used as a basis for decisions

concerning that individual’s education or employment; or

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3. it creates a hostile or offensive work/educational environment, which means the alleged conduct is

sufficiently serious to limit or deny a student’s or ability to participate or benefit from the

student’s education program.

Unlawful harassment or discrimination may include racial epithets, slurs and derogatory remarks,

stereotypes, jokes, posters or cartoons based on race, national origin, age, disability, marital status or other

legally protected categories.

Sexual harassment is conduct based on sex, whether directed towards a person of the opposite or same

sex, and may include explicit sexual propositions, sexual innuendo, suggestive comments, sexually

oriented “kidding” or “teasing”, practical jokes, jokes about or displays of obscene printed or visual

material, questions about sexual fantasies, preferences or history, and physical contact such as patting,

pinching, or intentionally brushing against another person’s body. Gender-based harassment, including

acts of verbal, nonverbal or physical aggression, intimidation, or hostility based on sex or sex-

stereotyping are strictly prohibited, even if those acts do not involve conduct of a sexual nature.

Title IX Coordinators The school’s Title IX Coordinators are responsible for monitoring and overseeing SHORE’s compliance

with Title IX and the prevention of discrimination, sexual harassment and sexual violence. You may

report discrimination, sexual harassment and sexual violence to the coordinators below in person, by

phone, letter or email.

Coordinators: Rachel Damico, Director of Administration, and Kameron Rabenou, Director (also

oversees all matters pertaining to Title IX)

Location: 3003 English Creek Avenue, Egg Harbor Township, NJ 08234

Phone: (609) 645-3635

Email: dean@shorebeautyschool.com

SHORE ensures that its employee(s) designated to serve as Title IX Coordinators have adequate training

on what constitutes sexual harassment, including sexual violence, and that they understand how the

school’s grievance and adjudication procedures operate. Because complaints can also be filed with an

employee’s supervisor or Director, these employees also receive training on SHORE’s grievance

procedures and any other procedures used for investigating reports of sexual misconduct. In general, all

sexual misconduct complaints involving a student will be referred to the campus’s Title IX Coordinator.

Complaint/Grievance Procedure

If you believe that you have experienced or witnessed discrimination, harassment, sexual harassment,

sexual assault or sexual violence, notify the Title IX Coordinator as soon as possible after the incident.

Do not allow an inappropriate situation to continue by not reporting it, regardless of who is creating the

situation. No employee, contract worker, student, vendor or other person who does business with SHORE

is exempt from the prohibitions in this policy. Title IX Policy and Grievance Procedures cover all school

programs and activities, regardless of where the conduct occurred in the context of educational programs

or off campus activities relating to the school. Supervisors and teachers will refer all harassment

complaints to the Title IX Coordinator for student-related complaints and to the Director if the complaint

involves an employee. In order to facilitate the investigation, your complaint should include details of the

incident or incidents, names of the individuals involved, names of any witnesses, precise location of the

incident(s) and the times and dates of the incident(s). Guidelines for all Internal Grievance Procedures

may be found in the school catalog. Student Grievance for Sexual Harassment and Discrimination should

36

be submitted to the Bursar or Supervising Instructor, who can also provide you a form to submit such

grievances. There can be no conflicts of interest (real or perceived) by those handling (i.e., investigation,

issuing findings, determining appeals, issuing sanctions) the Title IX Grievance Procedures. Either the

complainant or the accused my raise a bias or conflict of interest complaint to one of the Title IX

coordinators regarding the other Title IX Coordinator or others handling the Title IX Grievance

Procedure. For cases of reasonable or conflict of interest, the school will respond with a plan to mitigate

such biases or conflicts.

Interim Measures Within 24 hours of a Title IX Coordinator receiving a report of sexual violence, the Title IX Coordinator

will provide written notification to the victim about options for, and available assistance in, changing

academic, living, transportation, and working situations, if so requested by the victim and if such

accommodations are reasonably available, regardless of whether the victim chooses to report the crime to

campus police or local law enforcement.

Investigation of Complaints

In response to all complaints, SHORE strives for prompt and equitable resolution through a reliable and

impartial investigation of complaints, including the opportunity for both parties to present witnesses or

other evidence. The time necessary to conduct an investigation of a complaint will vary based on

complexity, but will generally be completed within sixty (60) days of receipt of the complaint.

The school will take appropriate action; therefore, an investigation, adjudication and disciplinary and

remedial/corrective steps in response to a complaint made pursuant to the complaint policies/procedures

listed above. SHORE will make every effort to handle complaints and investigations with sensitivity to

both the rights of the person who complains and the rights of the accused.

Before initiating any investigation, the Title IX Coordinator must inform the complainant and accuser of

the investigation (striving for notification within 24 hours of the complaint). If the complainant requests

an investigation not be undertaken, the Title IX Coordinator should respond in writing to the complainant

informing that the school will not initiate the investigation at the complainant’s request. The investigative

process involves interviewing the parties involved and any witnesses while gathering documentary or

other evidence. A complainant need not pursue a criminal complaint in order to seek, or to hold the

accused responsible through the school's policies. As soon as possible, the complainant will be offered

appropriate assistance.

An Investigative Report will be compiled to document all testimonies and evidence. Based on the

outcome of the investigation, the assigned Title IX Coordinator or her designee will determine if there is

sufficient cause to proceed with the complaint. If so, the Title IX Coordinator or the designee will arrange

for an informal resolution meeting with the accused. Complainants do not attend informal resolution

meetings but are apprised of the meeting's outcome. If the accused does not accept responsibility for the

allegations and/or the proposed sanction, the Title IX Coordinator or the designee will determine if the

evidence warrants a formal hearing. The exact nature of the responsive action depends on the

circumstances, but may include discipline up to and including suspension or dismissal from SHORE for a

student, staff or faculty who is found to have violated institutional policies. The Title IX Coordinator

may decide that the evidence of sexual misconduct by the accused is sufficiently clear and obvious that

the school may impose immediate sanctions against the accused.

The school shall maintain confidentiality for all parties to the extent possible, but absolute confidentiality

cannot be guaranteed. In cases where a complainant does not give consent for an investigation, SHORE

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will weigh the student’s request for confidentiality against the impact on school safety to determine

whether an investigation must proceed. Complainants should be aware that in a formal investigation due

process generally requires that the identity of the charging party and the substance of the complaint be

revealed to the person charged with the alleged misconduct. The school handles complaints discreetly

and attempts to maintain privacy throughout the investigative process, to the extent practicable and

appropriate under the circumstances. However, in order to conduct an investigation, it is generally

necessary to discuss the allegations with the accused and other potential witnesses. Additionally, the

institution may have legal obligations to disclose information to law enforcement or in the context of legal

proceedings.

In appropriate cases, as determined by the school, a Voluntary Resolution may be possible. Voluntary

Resolutions are permitted only where both the complainant and accused voluntarily agree to participate,

and either party may terminate Voluntary Resolution attempts and commence formal hearing procedures

at any time prior to reaching a mutually acceptable resolution. However, Voluntary Resolution is only

appropriate if the Title IX Coordinator believes that it is sufficiently designed to eliminate the bad conduct

of the accused, prevent its reoccurrence and remedy its effects to the approval of the complainant, as well

as safeguarding the safety and welfare of school staff, students and visitors. In a Voluntary Resolution,

the complainant and accused will both receive a copy of the Investigative Report, if one has been created.

Depending on the circumstances, a Voluntary Resolution may not necessarily involve face-to-face

discussions between the complainant and the accused. Certain cases are not appropriate for a Voluntary

Resolution, such as complaints of particularly egregious sexual harassment or cases involving sexual

assault, criminal acts or violence. The complainant and accused must both agree in writing to the terms of

a final Voluntary Resolution.

Occasionally, an individual makes a complaint and later wishes to revoke or discontinue the investigation

or adjudication process. Similarly, it may occur that someone other than the victim reports an incident,

and the victim declines to participate in the investigation or adjudication process. In other instances,

complaints may be received anonymously and/or the victim may not wish to be personally identified. The

school endeavors to respect the wishes of a victim to either not be identified and/or not participate in the

process. In these situations, the school attempts to investigate and address complaints in accordance with

the victim's wishes. While the institution endeavors to investigate all complaints, including anonymous

complaints, the nature of anonymous complaints makes investigation, determination and remediation

more difficult and, at times, impossible. Further, while the school attempts to protect the identity of

complainants who do not wish to be identified, this may not always be possible.

If a victim wishes to talk about an incident with the assurance that the discussion will be confidential and

will not result in an investigation or follow up action, the school will also proceed in this regard.

In determining whether sex discrimination, sexual harassment or sexual misconduct occurred, SHORE

does not apply the criminal standard of "beyond a reasonable doubt," nor do formal court rules of

evidence apply. Instead, SHORE uses a "preponderance of the evidence" standard, and the institution

may consider any evidence it deems relevant. A "preponderance of the evidence" means the evidence

which is of greater weight, or is more convincing than opposing evidence such that it is "more likely than

not" that an act occurred.

If the applicable investigative or adjudication process allows for parties to offer witnesses and evidence,

the complainant and the accused will have an equal opportunity to do so. The complainant and the

accused will be informed in writing of the outcome of the complaint, to the extent permitted by law. The

accused who is deemed guilty shall have whatever rights the law grants.

During the investigation, the school will provide interim measures, as necessary, to protect the safety and

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well-being of students and/or employees involved (see Additional Accommodations for the Complainant

which follows).

Adjudication Process If a resolution can neither be made by the Title IX Coordinator alone nor through a Voluntary Resolution,

SHORE will convene a hearing following the completion of the investigation. The Hearing Panel will

include the Director, Title IX Coordinator and a third, outside independent designate (which may be

SHORE counsel or an outside post-secondary school representative with Title IX training). A hearing

will be conducted to determine whether the accused is responsible for the act under review. If the accused

is determined to be responsible, the hearing panel will decide appropriate sanctions. Both parties will

receive copies of the Investigative Report (names and other identifying information of other students may

be redacted from the report in accordance with FERPA). The accused and complainant will be provided

reasonable time to review the Investigative Report and formulate questions prior to the hearing.

Both the complainant and the accused will be asked to submit written responses to the Investigative

Report and provide any other relevant information to the Hearing Panel. The complainant and the

accused will be allowed to review any written statements by the other. The Hearing Panel will review the

Investigation Report, written submissions and any further evidence.

The hearing will be held at an off-campus location. The hearing is a closed proceeding, including only

the Hearing Panel, the complainant and the accused, their respective advisors, witnesses and other

necessary school personnel. The Hearing Panel may determine the relevance of, place restrictions on, or

exclude any witnesses or information at the hearing. Only the Hearing Panel will ask questions during the

hearing. The complainant and accused will be provided the opportunity to request questions of the other

and of witnesses by submitting suggested questions to the Hearing Panel in writing. The Hearing Panel

may revise or exclude any or all of the submitted questions. The complainant and accused will not be

permitted to cross-examine one another or the other’s witnesses. The parties may not personally question

or cross-examine each other during a hearing. There is a presumption of inadmissibility of evidence of the

complainant’s past relationships with anyone other than the accused.

SHORE will use the “preponderance of evidence” standard of proof, as described above, in ruling on the

hearing.

Sanctions and Other Remedies If the school determines that unlawful sexual harassment or violence has occurred, immediate appropriate

corrective action will be taken in accordance with the circumstances involved, and SHORE will take steps

to prevent the recurrence of any such harassment, discrimination or misconduct. Any employee

determined by the school to be responsible for unlawful sexual harassment, discrimination or misconduct

will be subject to appropriate disciplinary action, up to and including termination. Remedies for student-

related claims may include, but are not limited to, an order to stay away, suspension or expulsion (as

described further under Sanctions and Other Remedies which follows).

The Title IX Coordinator and Hearing Panel will be responsible for imposing sanctions that are: fair and

appropriate given the facts of the case; consistent with school policy; sufficient to protect the complainant,

as well as the safety of the school community; and reflect the seriousness of the sexual misconduct. The

Title IX Coordinator and Hearing Panel will impose sanctions within five business days of any final

determination against the accused. The sanctions decision and any other remedies must be communicated

to both the complainant and the respondent in writing.

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SHORE may impose one or more of the following sanctions on a student determined to violate school

policy on sexual misconduct:

• Reprimand/warning

• Changing the accused’s academic schedule

• Disciplinary probation

• Restricted access to school’s facilities and activities

• Issuing a “no contact” order to the accused

• Dismissal or restriction from school employment

• Suspension

• Leave of absence

• Termination

• Reporting violation to legal authorities

In addition to any other sanction (unless dismissed or terminated), SHORE may require any student or

employee committing sexual misconduct to receive education and/or training to assist in remedying the

violation of school policy. Counseling or other support services may also be recommended.

Additional Accommodations for the Complainant Regardless of the outcome of the hearing or a decision by the Title IX Coordinator, a complainant may

request ongoing or additional accommodations, including protective measures. Further, a student may

request such accommodations immediately after notifying SHORE of being victimized my sexual

misconduct at the school. If the Title IX Coordinator considers such a request reasonable, such

accommodations could include any one or more of the following:

• Order of protection, a no contact order, restraining order or similar lawful order from SHORE

• Providing increased monitoring, supervision, or security at the school

• Providing the complainant an escort

• Ensuring the complainant and perpetrator do not share classes or extracurricular activities

• Changing the complainant’s schedule

• Refer complainant to medical, counseling and academic support services, such as tutoring

• Allowing the complainant to withdraw from or retake a class without penalty

• Providing tutoring or other academic support to assist in maintaining good academic standing

When determining what accommodations or protective measures to establish, SHORE will consider a

number of factors including the specific needs and requests expressed by the complainant; the age of the

students involved; the severity or pervasiveness of the conduct; any continuing effects on the complainant;

whether the complainant and alleged perpetrator share the same residence hall, dining hall, class,

transportation, or job location; and whether other judicial measures have been taken to protect the

complainant (e.g., civil protection orders).

Retaliation Prohibited

The school prohibits retaliation against any individual who in good faith makes a complaint of sex

discrimination, sexual harassment, or sexual misconduct or participates as a witness in a proceeding under

this or any other school policy. Retaliation is also unlawful pursuant to VAWA, Title IX and other laws.

If you believe you have been retaliated against, you should promptly notify your supervisor, Director or

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the Title IX Coordinator.

Filing a Criminal Complaint In cases involving alleged criminal conduct, the complainant may file a criminal complaint with the local

police department. To initiate a criminal investigation, reports of sexual violence should be made to “911”

or local law enforcement. The criminal process is separate from the school’s disciplinary process. To the

extent that an employee or contract worker is not satisfied with SHORE’s handling of a harassment or

discrimination complaint, he or she may also contact the appropriate state or federal enforcement agency

for legal relief. If the complainant files a criminal complaint with a local law enforcement agency,

SHORE will comply with law enforcement agency requests for cooperation and that such cooperation

may require the school to temporarily suspend the fact-finding aspect of a Title IX investigation while the

law enforcement agency gathers evidence, and the school will promptly resume its Title IX investigation

as soon as notified by the law enforcement agency that it has completed the evidence gathering process.

Reporting Sexual Assault, Dating Violence, Domestic Violence or Stalking

Victims of sexual misconduct should be aware that school administrators must issue timely warnings for

incidents reported to them that pose a substantial threat of bodily harm or danger to other members of the

campus community. SHORE will make every effort to ensure that a victim’s name and other identifying

information is not disclosed, while still providing enough information for community members to make

safety decisions in light of the danger. The school reserves the right to notify parents/guardians of

dependent students regarding any health or safety risk, or a change in student status.

After an incident of sexual assault or domestic violence, the victim should consider seeking medical

attention as soon as possible at a local hospital that will supply a physical evidence recovery collection

kit. A victim’s name and identifying information will be withheld from the public and press in

accordance with the Public Records Law. It is important that a victim of sexual assault not bathe, douche,

smoke, change clothing or clean the bed/linen/area where they were assaulted if the offense occurred

within the past 96 hours so that evidence as may be necessary to the proof of criminal activity may be

preserved. In circumstances of sexual assault, if victims do not opt for forensic evidence collection,

health care providers can still treat injuries and take steps to address concerns of pregnancy and/or

sexually transmitted disease.

Victims of sexual assault, domestic violence, stalking and dating violence are encouraged to also preserve

evidence by saving text messages, instant messages, social networking pages, other communications, and

keeping pictures, logs or other copies of documents, if they have any, that would be useful to the

institution’s hearing boards/investigators or police. Although the institution strongly encourages all

members of its community to report violations to law enforcement, it is the victim’s choice whether or not

to make such a report, and victims have the right to decline involvement with the police.

To report an incident involving a sexual assault, domestic violence, stalking or dating violence, contact

The Title IX Coordinator in person or writing; by phone; or email. The purpose and authority of the

institution’s staff is limited to the enforcement of campus rules and regulations. Incidents that go beyond

this scope are referred and investigated by the Egg Harbor Township Police Department.

The Legal Rights of Victims of Sexual Misconduct

A victim of domestic violence, dating violence, sexual assault or stalking has the following legal rights:

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1. A law enforcement officer who investigates an alleged sexual battery shall:

a. Assist the victim in obtaining medical treatment, if medical treatment is necessary as a result

of the alleged incident, a forensic examination, and advocacy and crisis-intervention services

from a certified rape crisis center and provide or arrange for transportation to the appropriate

facility.

b. Advise the victim that he or she may contact a certified rape crisis center from which the

victim may receive services.

c. Prior to submitting a final report, permit the victim to review the final report and provide a

statement as to the accuracy of the final report.

2. The law enforcement officer shall give the victim immediate notice of the legal rights and

remedies available to a victim on a standard form developed and distributed in conjunction with

the Department of Law Enforcement. The notice will include the resource listing, including

telephone number, for the area certified rape crisis center as designated by the State of NJ.

A person who is the victim of sexual violence or the parent or legal guardian of a minor child who is

living at home who is the victim of sexual violence has standing in the circuit court to file a sworn

petition for an injunction for protection against sexual violence on his or her own behalf, or on behalf of

the minor child if:

1. The person has reported the sexual violence to a law enforcement agency and is cooperating in any

criminal proceeding against the respondent, regardless of whether criminal charges based on the

sexual violence have been filed, reduced, or dismissed by the state attorney; or

2. The respondent who committed the sexual violence against the victim or minor child was

sentenced to a term of imprisonment in state prison for the sexual violence and the respondent’s

term of imprisonment has expired or is due to expire within 90 days following the date the petition

is filed.

Further, SHORE complies with New Jersey State law in recognizing orders of protection for dating

violence, domestic violence, repeat violence and sexual violence. Any person who obtains an order of

protection from New Jersey or any reciprocal state should provide a copy to the Title IX Coordinator. A

petitioner should then meet with the Title IX Coordinator to develop a Safety Action Plan, which is a plan

to reduce risk of harm while on campus, or coming and going from campus. This plan may include, but is

not limited to: escorts, special parking arrangements, or other measures to assist the petitioner.

Below are details on how to file a restraining order:

1. Prepare a petition and file the petition with Circuit Court.

a. Petition includes information on the petitioner and respondent, such as, address, employment,

children, and description of the respondent.

b. Allegation

i. Must be described in detail

ii. Relationship to the respondent

iii. Dates of incidents

c. Reviewed by Judge immediately

1. If requirements are met

2. Judge will grant a temporary restraining order

3. Restraining order will be valid for 15 days

4. Once order is served to the respondent it will be valid and enforceable

2. Court Hearing

a. Scheduled 15 days after filing.

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b. Hearing will be extended 15 days if respondent cannot be found. (Temporary restraining order

will not be valid or enforceable until respondent is served.)

c. Gather witnesses, and any other evidence to present to the Judge.

d. All documents must be certified under State Rules of Evidence, or a live witness must testify

at the hearing to document authenticity of the documents.

e. Evidence must relate to the allegation on the petition.

3. Court Hearing

a. Respondent does not appear at hearing.

i. Petitioner allowed to present evidence.

ii. Ruling will be based on evidence presented.

b. Respondent appears at hearing.

i. Respondent can object to evidence which is based on State Rules of Evidence.

ii. Respondent can cross-examine witnesses and the petitioner.

c. Petitioner will rest their case.

d. Respondent can introduce evidence.

e. Judge Rules on:

i. Custody (if required)

ii. Visitation (if required)

iii. Restraining Order can be for a certain time period or indefinitely.

iv. Judge can also deny petition.

v. At any time either the petitioner or respondent can file to remove the Restraining Order.

The Court Hearing (not to be confused with a school hearing) is considered a trial and is applicable to

State Rules of Evidence. Non-authenticated and hearsay are not allowable at the hearing.

To the extent of the victim’s cooperation and consent, all institutional offices will work cooperatively to

ensure that the petitioner’s health, physical safety, work and academic status are protected, pending the

outcome of a formal institution investigation of the complaint. Additionally, personal identifiable

information about the victim will be treated as confidential and only shared with persons with a specific

need to know who are investigating/adjudicating the complaint or delivering resources or support services

to the complainant. The school does not publish the name of crime victims nor publish any identifiable

information regarding victims in the crime logs.

Risk Reduction/Warning Signs of Abusive Behavior

No victim is ever to blame for being assaulted or abused. Unfortunately, a person who is the victim of

sexual or dating violence is more likely to be re-victimized. Below are some tips to help reduce your risk,

to recognize warnings signs of abusive behavior and how to avoid potential attacks.

Warning Signs of Abusive Behavior

Domestic and dating abuse often escalates from threats and verbal abuse to violence. And, while physical

injury may be the most obvious danger, the emotional and psychological consequences of domestic and

dating violence are also severe. Warning signs of dating and domestic violence include:

1. Being afraid of your partner.

2. Constantly watching what you say to avoid a “blow up.”

3. Feelings of low self-worth and helplessness about your relationship.

4. Feeling isolated from family or friends because of your relationship.

5. Hiding bruises or other injuries from family or friends.

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6. Being prevented from working, studying, going home, and/or using technology (including your

cell phone.)

7. Being monitored by your partner at home, work or school.

8. Being forced to do things you don’t want to do.

Help Reduce Your Risk and Avoid Potential Attacks

If you are being abused or suspect that someone you know is being abused, speak up or intervene.

1. Learn how to look for “red flags” in relationships so you can learn to avoid some of those

characteristics in future partners.

2. Consider making a report with the Title IX Coordinator and ask for a “no contact” directive from

the school to prevent future contact.

3. Consider getting a protective order or stay away order.

4. Learn more about what behaviors constitute dating and domestic violence, understand it is not

your fault, and talk with friends and family members about ways you can be supported.

5. Trust your instincts—if something doesn’t feel right in a relationship, speak up or end it.

Sexual Assault Prevention (from Rape, Abuse and Incest National Network - RAINN)

1. Try not to leave your drink unattended.

2. Only drink from un-opened containers, or from drinks you have watched being made and poured.

3. Cover your drink. It is easy to slip in a small pill even while you are holding your drink. Hold a

cup with your hand over the top, or choose drinks that are contained in a bottle and keep your

thumb over the nozzle.

4. If you feel extremely tired or drunk for no apparent reason, you may have been drugged. Find

your friends and ask them to leave with you as soon as possible.

5. If you suspect you have been drugged, go to a hospital and ask to be tested.

6. Keep track of how many drinks you have had.

7. Try to come and leave with a group of people you trust.

8. Avoid giving out your personal information (phone number, where you live, etc.). If someone

asks for your number, take his/her number instead of giving out yours.

While traveling outside of the campus:

1. Make sure your cell phone is easily accessible and fully charged outside the facility.

2. Take major, public paths rather than less populated shortcuts.

3. Avoid dimly lit places and talk to campus services if lights need to be installed in an outside area.

4. Avoid putting music headphones in both ears so that you can be more aware of your surroundings,

especially if you are walking alone.

5. Carry a noisemaker on your keychain.

6. Carry a small flashlight on your keychain.

As part of SHORE compliance with the new Campus SAVE Act requirements for prevention and

awareness programs that address domestic violence, dating violence and stalking, the Title IX

Coordinator receives and has available on display informational brochures in the school. These brochures

are from nationally recognized organizations and include awareness and preventive information. These

brochures also include help hotlines related to these specific topics.

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SHORE has a sexual assault prevention program that includes, but is not limited to the following:

1. If an assault occurs, notify the Title IX Coordinator immediately

2. Do not disturb the crime scene

3. Notify local law enforcement officials

4. Secure counseling for the victim

5. Change the academic schedule if victim requests

6. Disciplinary actions for the accused include dismissal from the SHORE

Bystander Intervention A bystander is someone other than the victim who is present when an act of dating violence, domestic

violence, stalking or sexual assault is occurring or when a situation is occurring in which a reasonable

person feels as though some protective action is required to prevent asexual assault, dating violence,

domestic violence or stalking. Bystanders, if active, can prevent harm or intervene before a situation gets

worse. SHORE considers safe and positive options for bystander intervention that may be carried out by

an individual to prevent harm or intervene when there is a risk of dating violence, domestic violence,

sexual assault, or stalking against a person to be: (i) notifying the Director, Title IX Coordinator and/or

Administrative Office of such events; (ii) notifying the appropriate legal authority; and (iii) notifying

shopping center security of threatening violence.

Counseling Advocacy and Support

Section XX of this Consumer Information lists Emergency Hotlines and County Offices of Social

Services to assist and provide support to students and staff confronted with discrimination and/or sexual

harassment. In particular, the Avanzar, formally the Atlantic County Women’s Center, (1201 New Road,

Suite 240, Linwood, NJ 08221, (609) 601-9925, www.acwc.org) has a relationship with SHORE and is a

good resource for students and employees who have been sexually assaulted.

For further informational resources on student rights and how to respond to and prevent sexual assault on

school campuses, go to www.notalone.gov.

Additional Information

Employees should contact the Director for more information or any questions related to this policy.

Students may contact the Title IX Coordinator with any questions related to this policy. In addition, the

U.S. Department of Education Office for Civil Rights (“OCR”) investigates complaints of unlawful

harassment of students in educational programs or activities. This agency may serve as a neutral fact

finder and will attempt to facilitate the voluntary resolution of disputes with the parties. For more

information, visit the OCR website at: https://www.hhs.gov/ocr/. Additionally, information regarding

sexual discrimination, including sexual harassment or sexual violence, may also be reported by anyone to

the U.S. Department, Office for Civil Rights by email at ocr@ed.goc or at the addresses provided at the

following Website: https://www2.ed.gov/about/offices/list/ocr/docs/howto.html.

If you wish to access information on local sex offenders, go to the following link on the Federal Bureau of

Investigation’s Website at: https://www.fbi.gov/scams-safety/registry.

Students may find information on NJ State Sexual Harassment Laws at

https://www.nj.gov/lps/dcr/employ.html#diversity and NJ State Domestic Violence Laws at

https://www.state.nj.us/lps/dcj/agguide/dvpolrsp.htm.

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XIII. RED FLAG IDENTITY THEFT PROGRAM SHORE maintains a Red Flag Program designed to attempt to detect and thwart identity theft. SHORE

neither guarantees students nor staff that it will succeed in identifying all or any such identity theft. The

following describes SHORE’s identify theft program and procedures.

1. Identifying Relevant Red Flags: SHORE requests a variety of information from its students,

which can include: high school diplomas, drivers’ licenses, social security cards, marriage

certificates, tax returns, various student questionnaires, etc. One form of identification must

include a picture to verify the identity of the student. Throughout student enrollment and

registration, personal information is collected from students that the school, the State of New

Jersey and the U.S. Department of Education rely upon and expect to be accurate.

2. Detecting Red Flags: In collecting and reviewing the aforementioned personal information,

SHORE employees are required to compare the personal information collected from each

information source and identify any inconsistencies in such information as red flags. Using a

photo ID, SHORE staff will attempt to assure validity of provided student information.

3. Responding to Red Flags: Once a red flag is detected, SHORE staff will question the student to

determine whether the inconsistency in information can be explained. If SHORE staff believes the

possibility of identity theft, such staff member will notify the director of administration, who in

turn will notify the police and, if appropriate, the U.S. Department of Education and the NJ State

Board of Cosmetology & Hairstyling.

4. Administration of Program: The Red Flag Identity Theft Program is reviewed and approved by

the Director of the school. Any necessary changes to the program will be recorded as amended to

this Consumer Information. The Bursar, as the Administrative Compliance Officer, is responsible

for administering the program. All SHORE staff members receive copies of the Consumer

Information and are responsible for knowing its full contents. The program will be modified

subject to changes in school operating procedures and the risk profile of the school.

XIV. DRUG AND ALCOHOL ABUSE PREVENTION PROGRAM

A. Policy Overview

Shore Beauty School’s Drug and Alcohol Abuse Prevention Program covers both its staff and students,

and serves to comply with the Drug-Free Schools and Communities Act Amendments of 1989, Public

Law 101-226, mandating that the school is a “Drug Free Workplace.” SHORE’s policy neither requires

drug testing for staff nor students.

Staff and students are prohibited from the unlawful manufacture, distribution, possession, or use of illicit

drugs or alcohol. This prohibition applies while on school property or participating in any institutional

activity. Students or employees who violate this policy will be subject to disciplinary action up to and

including expulsion or termination from employment, and referred for prosecution for violations of these

standards of conduct. SHORE may contact the New Jersey Board of Cosmetology and Hairstyling to

inform it of violations and/or convictions as required. The Board will review the case and invoke its own

disciplinary action, which could be anything from suspension from classes or work, to revoking a license.

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There are numerous legal sanctions under local, state and federal laws, which can be used to punish

violators. Penalties can range from suspension, revocation and denial of a driver's license, to 20-50 years

imprisonment at hard labor without benefit of parole. Property may be seized. Community service may be

mandated. Examples of penalties found in State laws for drug use and trafficking and alcohol abuse are

included as Section XVI, which follows.

B. Federal Anti-Drug Laws

Federal anti-drug laws affect a number of areas in everyone's lives. Students could lose eligibility for

financial aid, could be denied other federal benefits, such as Social Security, retirement, welfare, health,

disability and veterans benefits. The Department of Housing and Urban Development, which provides

funds to states and communities for public housing, has the authority to evict residents and members of

their household who are involved in drug-related crimes on or near the public housing premises.

Businesses could lose federal contracts if the company does not promote a drug-free environment.

Finally, a record of a felony or conviction in drug-related crime may prevent a person from entering

certain careers.

In addition to local and state authorities, the federal government has four agencies employing thousands

of personnel engaged in fighting illicit drugs. These agencies are: The Drug Enforcement Agency, U.S.

Customs Service, Federal Bureau of Investigation and the U.S. Coast Guard.

C. New Jersey State Laws

The laws of the State of New Jersey are intended to adequately punish those persons involved with the

illegal use and dealing of drugs or alcohol. For example, even a small amount of drugs found on a person

may lead to an arrest which could require the person to make payment of all court costs as well as

participate in mandatory community service. A person found with the intention to distribute could be

imprisoned. A person found to be intoxicated while driving could be forced to pay court costs, lawyer's

fees, participate in community service, receive an increase in the cost of automobile insurance or even

lose the driver's license and end up in prison. For further information on NJ State laws for drug use and

trafficking and alcohol abuse see Section XVI.

D. Alcohol Abuse

Staff and students should learn to recognize the following signs of alcohol abuse:

• Problems at work or school because of drinking, such as tardiness and absence.

• Drinking in risky situations, often excessively, such as before or while driving a car.

• After drinking, forgetting what happened while drinking (black-outs).

• Legal problems because of drinking, such as being arrested for harming someone or driving while

intoxicated.

• Getting hurt or hurting someone else when drinking.

• Continued drinking in spite of health problems that are caused or made worse by alcohol use, such

as liver disease (cirrhosis).

• Friends and family members expressing worry over drinking.

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The following are signs of alcohol dependency or addiction:

• One cannot quit drinking or control how much he/she drinks.

• Needing to drink more to get the same effect.

• Withdrawal symptoms after stopping drinking, including feeling sick to one’s stomach, sweating,

shakiness, and anxiety.

• Unusual amount of time spent drinking and recovering.

• Giving up other activities to drink.

• Continued drinking even though it harms relationships and causes health problems.

Other signs of alcohol dependency include:

• Drinking in the morning, often drunk for long periods of time, or drinking alone.

• Changing drinks, such as switching from beer to wine, assuming that doing so will help one drink

less or keep from getting drunk.

• Feelings of guilt after drinking.

• Making excuses for your drinking or hiding drinking, such as buying alcohol at different stores.

• Worrying about not getting enough alcohol for an evening or weekend.

• Physical signs of alcohol dependence, such as weight loss, a sore or upset stomach (gastritis), or

redness of the nose and cheeks.

The following are twelve conditions linked to chronic heavy drinking:

Anemia: Heavy drinking can cause the number of oxygen-carrying red blood cells to be abnormally low.

This condition, known as anemia, can trigger a host of symptoms, including fatigue, shortness of breath,

and lightheadedness.

Cancer: Habitual drinking increases the risk of cancer. Scientists believe the increased risk comes when

the body converts alcohol into acetaldehyde, a potent carcinogen. Cancer sites linked to alcohol use

include the mouth, pharynx (throat), larynx (voice box), esophagus, liver, breast, and colorectal region.

Cancer risk rises even higher in heavy drinkers who also use tobacco.

Cardiovascular Disease: Heavy drinking, especially bingeing, makes platelets more likely to clump

together into blood clots, which can lead to heart attack or stroke. Harvard researchers found that binge

drinking doubled the risk of death among people who initially survived a heart attack.

Heavy drinking can also cause cardiomyopathy, a potentially deadly condition in which the heart muscle

weakens and eventually fails, as well as heart rhythm abnormalities such as atrial and ventricular

fibrillation. Atrial fibrillation, in which the heart's upper chambers (atria) twitch chaotically rather than

constrict rhythmically, can cause blood clots that can trigger a stroke. Ventricular fibrillation causes

chaotic twitching in the heart's main pumping chambers (ventricles). It causes rapid loss of consciousness

and, in the absence of immediate treatment, sudden death.

Cirrhosis: Alcohol is toxic to liver cells, and many heavy drinkers develop cirrhosis, a sometimes-lethal

condition in which the liver is so heavily scarred that it is unable to function. But it's hard to predict which

drinkers will develop cirrhosis. Some people who drink huge amounts never get cirrhosis, and some who

don't drink very much do get it. For some unknown reason, women seem to be especially vulnerable.

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Dementia: As people age, their brains shrink, on average, at a rate of about 1.9% per decade. That's

considered normal. But heavy drinking speeds the shrinkage of certain key regions in the brain, resulting

in memory loss and other symptoms of dementia.

Heavy drinking can also lead to subtle but potentially debilitating deficits in the ability to plan, make

judgments, solve problems, and perform other aspects of "executive function," which are the higher-order

abilities that allow us to maximize our function as human beings.

In addition to the "nonspecific" dementia that stems from brain atrophy, heavy drinking can cause

nutritional deficiencies so severe that they trigger other forms of dementia.

Depression: Heavy drinking can lead to depression. Research has also shown that depression improves

when heavy drinkers go on the wagon.

Seizures: Heavy drinking can cause epilepsy and can trigger seizures even in people who don't have

epilepsy. It can also interfere with the action of the medications used to treat convulsions.

Gout: A painful condition, gout is caused by the formation of uric acid crystals in the joints. Although

some cases are largely hereditary, alcohol and other dietary factors seem to play a role. Alcohol also

seems to aggravate existing cases of gout.

High Blood Pressure: Alcohol can disrupt the sympathetic nervous system, which, among other things,

controls the constriction and dilation of blood vessels in response to stress, temperature, exertion, etc.

Heavy drinking -- and bingeing, in particular -- can cause blood pressure to rise. Over time, this effect can

become chronic. High blood pressure can lead to many other health problems, including kidney disease,

heart disease, and stroke.

Infectious Disease: Heavy drinking suppresses the immune system, providing a toehold for infections,

including tuberculosis, pneumonia, HIV/AIDS, and other sexually transmitted diseases (including some

that cause infertility). People who drink heavily also are more likely to engage in risky sex. Heavy

drinking is associated with a three-fold increase in the risk of contracting a sexually transmitted disease.

Nerve Damage: Heavy drinking can cause a form of nerve damage known as alcoholic neuropathy,

which can produce a painful pins-and-needles feeling or numbness in the extremities as well as muscle

weakness, incontinence, constipation, erectile dysfunction, and other problems. Alcoholic neuropathy

may arise because alcohol is toxic to nerve cells, or because nutritional deficiencies attributable to heavy

drinking compromise nerve function.

Pancreatitis: In addition to causing stomach irritation (gastritis), drinking can inflame the pancreas.

Chronic pancreatitis interferes with the digestive process, causing severe abdominal pain and persistent

diarrhea. Some cases of chronic pancreatitis are triggered by gallstones, but up to 60% stem from alcohol

consumption.

E. Drug Abuse

Drug abuse is the utilization of natural and/or synthetic chemical substances for non-medical reasons to

affect the body and its processes, the mind and nervous system and behavior. The abuse of drugs can

affect a person’s physical and emotional health and social life. Alcohol is the most abused drug in the

United States.

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Here are a few legal facts of which you should be aware. It is a crime to hold someone else's dope. It is a

crime to sell fake dope. You can be arrested if you are in a house (or a school) where people are using

drugs, even though you are not you can be charged with possessing dope even if it is not on you. You are

considered to possess, under legal terms of "constructive possession, dope that is in your locker, purse, car

or house.

Drugs can be highly addictive and injurious to the body as well as oneself. People tend to lose their sense

of responsibility and coordination. Restlessness, irritability, anxiety, paranoia, depression, acting slow

moving, inattentiveness, loss of appetite, sexual indifference, comas, convulsions, or even death can result

from overuse or abuse of drugs. Not only does the person using the drug subject himself to all sorts of

health risks, drug use can and, in many instances do, cause grief and discomfort to innocent people. A

drug-dulled brain, for example, affects thinking. Further, reflexes are slowed, making it hard for drivers to

respond to sudden, unexpected events. Alcohol and drug-related highway deaths are the top killer of 15-

24-year olds.

Different drugs can affect your sleep pattern. For example, stimulants cause you to stay awake much

longer than normal, but when you come down from your high, you can be extremely fatigued.

Depressants cause you to feel drowsy, so you might sleep more than normal when you take them. Opioids

and hallucinogenic drugs also affect your sleep pattern, but the reaction you have to the drug determines

whether you sleep more or less. Other common short-term side effects of drug use include memory loss,

nausea and constipation.

Each drug affects your body in different ways. In addition, the long-term effects of drugs are different

than the short-term effects.

Stimulants-like cocaine, crystal meth and amphetamines-give you an increased amount of energy.

Repeated use of stimulants can cause violent behavior, panic attacks, psychosis and mood swings. People

who abuse stimulants also have an increased risk of heart attack or stroke.

Opioids, like heroin, Vicodin, Percocet and OxyContin, depress your respiration, so people who use

opioids could develop pulmonary issues, such as pneumonia. They also have a risk of developing

collapsed veins, liver disease and infections in the heart and valves.

Depressants, like Ativan, Xanax and Klonopin, slow brain function, which often causes people to lose

concentration easily and become dizzy and fatigued. Long-term effects of depressants use include sexual

problems, sleep problems, breathing difficulties, chronic fatigue and depression. These drugs also increase

your risk of developing high blood sugar and diabetes.

Hallucinogenics can have psychological and physical effects on your body. Users can become paranoid,

have mood swings, have outbursts of violence or develop extreme depression.

Some people start using drugs simply to see what the drug high is like. Unfortunately, this begins the drug

cycle, which eventually leads to a chemical dependency to the drug. People continue to use drugs because

they don’t like the way their body feels when they come down from their high. The vicious cycle

continues until their body develops a tolerance to drug, which causes them to consume it in higher does.

Over time, a chemical dependency develops and their body doesn’t function correctly without the

drug. According to the National Institute on Drug Abuse, addiction occurs when a chemical dependency

to a drug is combined with an overwhelming urge to use the substance.

Dependency upon drugs can only lead to a life of misery and misfortune. The illegal use or abuse of drugs

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has a very high impact on our society and the type of crimes committed. To support a drug habit, people

must resort to many things, which can only lead to a life of horror, and in some instances, death. The

dollar costs can range from $200 to $3,000 per week to support a habit. More importantly, the drug habit

impacts a person's family and lifestyle and career prospects as well as one's physical well-being and self-

respect.

F. Opioid Epidemic

The opioid epidemic is the rapid increase in the use of prescription and non-prescription opioid drugs

which has rapidly reached crisis levels in the United States over the past 10 years. Opioids are a diverse

class of very strong painkillers, including oxycodone (commonly sold under the trade names OxyContin

and Percocet), hydrocodone (Vicodin), and fentanyl, which are synthesized to resemble opiates such

as opium-derived morphine and heroin. The potency and availability of these substances, despite their

high risk of addiction and overdose, have made them popular both as formal medical treatments and

as recreational drugs. Due to their sedative effects on the part of the brain which regulates breathing,

opioids in high doses present the potential for respiratory depression, and may cause respiratory failure

and death. Opioids are substances that act on opioid receptors to produce morphine-like effects. Medically

they are primarily used for pain relief, including anesthesia. Other medical uses include suppression of

diarrhea, treating addiction, reversing opioid overdose, suppressing cough, and suppressing opioid

induced constipation. Extremely potent opioids such as Carfentanil are only approved for veterinary use.

Opioids are also frequently used non-medically for their euphoric effects or to prevent withdrawal.

The side effects of opioids may include itchiness, sedation, nausea, respiratory depression, constipation,

and euphoria. Tolerance and dependence will develop with continuous use, requiring increasing doses and

leading to a withdrawal syndrome upon abrupt discontinuation. The euphoria attracts recreational use, and

frequent, escalating recreational use of opioids typically results in addiction. An overdose or concurrent

use with other depressant drugs commonly results in death from respiratory depression.

According to the U.S. Drug Enforcement Administration, "overdose deaths, particularly from prescription

drugs and heroin, have reached epidemic levels." Nearly half of all opioid overdose deaths in 2016

involved prescriptions. From 1999 to 2008, overdose death rates, sales, and substance abuse treatment

admissions related to opioid pain relievers all increased substantially. By 2015, annual overdose deaths in

the United States surpassed deaths from both car accidents and guns.

Drug overdoses have since become the leading cause of death of Americans under 50, with two-thirds of

those deaths from opioids. In 2016, 62,000 Americans died from overdoses, 19 percent more than in

2015, and had killed more Americans in one year than both the wars in Vietnam and Iraq combined. By

comparison, the figure was 16,000 in 2010, and 4,000 in 1999. Figures from June 2017 indicate the

problem has worsened. While death rates varied by state, public health experts estimate that nationwide

over 500,000 people could die from the epidemic over the next 10 years.

G. Signs of Drug Abuse

There are classic danger signals that could indicate the first sign of drug use. The primary ones that could

call attention to one's use of drugs are:

• Abrupt changes in mood or attitude.

• Continuing slump at work or school.

• Blood shot eyes.

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• Poor response times.

• Energy level extremes: very low energy vs. hyperactivity

• Continuing resistance to discipline at home or school.

• Inability to get along with family or friends.

• Unusual temper flare-ups.

• Increased borrowing of money.

• Heightened secrecy.

• A complete new set of friends, most typically the wrong friends.

H. Drug and Alcohol Treatment

Professional treatment is available and may be expensive. For example, a typical live-in program lasting

four (4) weeks can cost from $5,000.00 to $15,000.00. Outpatient programs cost from $1,000.00 to

$5,000.00 for the same period. Who pays for these treatments? There may be programs which cover the

costs. One way or another, the person and the taxpayers pay! It has been proven that an individual

"hooked" cannot just stop, but requires professional care to kick the habit.

The first step to drug addiction recovery is ridding your body of the substance. When you admit yourself

to a detox clinic, you stay at the clinic while the drug leaves your system. Unfortunately, some people

experience withdrawal symptoms during this time, but clinics have medical staff on hand to help you cope

with your symptoms. The medical staff is allowed to administer medication, as needed, to help relieve any

withdrawal symptoms you’re having.

I. Enforcement of Drug and Alcohol Policy

SHORE requires that any person (staff or student) aware of alcohol and/or drug abuse on school premises

or during school sponsored activities, or observing any of the above changes in either staff or students,

must immediately notify the administrative office or the Director. Caution must be taken as not to

wrongfully accuse a person suspected of taking drugs, as an improper accusation could lead to

embarrassment both to the individual and the school. The school may report evidence of drug use to local

law authorities, particularly if such use is deemed to place students and staff at risk.

Once it has been determined by school management that assistance to overcome a drug or alcohol

problem is necessary, the individual should be counseled on the need for assistance. Records are

maintained for any counseling provided the individual.

There are clinics in the school's vicinity, which can render assistance. Treatment must be an expense

borne by the patient. The school can only offer advice in a limited manner. If the individual is in

immediate danger of harming either him/herself or others, local law authorities should be immediately

contacted.

Staff and students who violate these standards of conduct subject themselves to disciplinary action.

Students are reminded that as a precondition to accepting Title IV Federal Financial aid that they sign a

certificate stating they would not engage in the unlawful manufacture, distribution, dispensation,

possession or use of a controlled substance during the period covered by such federal aid. A recipient of

Title IV federal aid who is convicted of a criminal drug offense resulting from a violation occurring

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during the period of enrollment covered by the aid must report the conviction, in writing, within

ten calendar days of the conviction, to the Director, Grants and Contracts Service, U.S. Department

of Education, 400 Maryland Avenue, SW, Room 3073, FOB-6, Washington, DC 20224. Drug

convictions will result in the immediate loss of access to Title IV federal aid until the student

satisfactorily completes a drug rehabilitation program or sees the conviction completely reversed or

set aside. Under such circumstances, SHORE will notify the student in writing of her/his loss of

eligibility and the ability to reinstate Title IV federal aid through drug rehabilitation or a reversal of the

conviction.

Staff, upon being hired by the Shore Beauty School, receive a briefing and acknowledge in writing that

they understand the provisions of the Drug-Free Workplace Act of 1988. Employees must notify, in

writing, the Director of the Shore Beauty School of any conviction of a criminal drug statute occurring in

the workplace, within five days after receiving the conviction. Disciplinary action will take place within

30 days of notification, and can range from a letter of admonishment, suspension from school or work,

and/or enrollment in a rehabilitation program to termination from either school or employment.

SHORE will impose sanctions on students and employees for violations of the aforementioned code of

conduct with respect to the use of drugs and alcohol on school premises. Such sanctions will be

consistent with local, state and federal law and may include up to and including expulsion, termination of

employment and referral for prosecution to the appropriate legal authority. All such decisions will be

determined by a committee of no less than three SHORE employees, one of whom must be the Director or

Director.

J. Drug and Alcohol Counseling

There are drugs or alcohol counseling, treatment and rehabilitation facilities available in our area where

you can seek advice and treatment. The yellow pages of the local telephone book is an excellent source of

information. Look under the heading "Drug Abuse & Addiction - Information and Treatment". We would

recommend starting here for a convenient location:

Substance Abuse Services

Division of Public Health

Stillwater Building

201 South Shore Road

Northfield, NJ 08201

609-645-5935

There are national organizations one can contact for help. The Alcoholism and Drug Abuse Hotline is

open 24 hours and can be reached toll free at 1-800-662-HELP. The National Institute on Drug Abuse

Hotline is 1-888-644-6432. The Drug Free Workplace Helpline may be reached toll free at 1-800-967-

5752. The National Clearinghouse for Alcohol and Drug Information may be contacted at 301-468-2600.

Section XXI, which follows, provides a list of Community Service References which may also be helpful

in seeking assistance for drug and alcohol addictions.

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XV. NEW JERSEY DRUG LAWS AND PENALTIES

New Jersey had more than 40,000 drug arrests for the use and possession of drugs and 12,579 for its

sale/manufacture in 2008, according to the Office of National Drug Control Policy report. Cocaine and

heroin are the most prevalent in this state.

A. New Jersey Mandatory Minimum Drug Penalties

New Jersey strictly enforces mandatory minimum penalties in its drug laws. A law enacted by the 1986

Congress to specific crimes in which the judge is forced to deliver fixed sentences regardless of mitigating

factors. The judge shall not sentence an individual to less time than the minimum. Those who are serving

mandatory minimum sentences are also ineligible for parole. Mandatory minimum is determined by the

type of drug, weight of the mixture, and prior convictions.

B. Drug Possession

Possession of an illegal drug weighing 50 g or less will have an incarceration of 6 months and a fine of

$1000, more than will be 18 months and $25,000. If within 1,000 feet from a school, possession of an

illegal drug, depending on the amount, has a penalty of an additional minimum 100 hours of community

service and a fine depending on the quantity.

C. Drug Cultivation

Cultivation of a drug such as marijuana with less than 10 plants will incarcerate you of 3 to 5 years and

impose a fee of $25,000. Cultivating 10 to 49 plants may sentence you of a 5- to 10-year imprisonment

with a fine of 150,000. More than that will be an incarceration of 10 to 20 years, applying mandatory

minimum, and a fine of $300,000.

D. NJ Drug Distribution and Possession with Intent to Distribute

If the prohibited drugs weigh less than 1 ounce, you may be put in prison for 18 months and pay a fine of

$25,000. If it is 1 ounce or more, but less than 5 pounds, the penalty would be 3 to 5 years imprisonment

and a fine of $25,000. If it is more than 5 pounds, but less than 25 pounds, the penalty is 5 to 10 years

imprisonment with $150,000 fine. If it is 25 pounds or more, you may be imprisoned with a minimum of

10 to a maximum of 20 years with a fine of $300,000.

Carrying a drug within 1,000 feet of a public school property or school bus will make the convicted

ineligible for parole of 1/3 to 1/2 of total sentence and to pay $150,000. Within 500 feet of certain public

property involving less than 1 oz. of illegal drug would be a penalty of 3 to 5 years imprisonment and a

fine of $25,000; more than that would be 5 to 10 years imprisonment and $150,000.

If you will distribute it to a minor or a pregnant woman, the penalty shall be doubled.

Paraphernalia possession would cause you 6 months in prison and $1000; paraphernalia sale is 18 months

with a fine of $10,000; and paraphernalia sale to a minor is 3 to 5 years with $15,000 as a fine.

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E. Possession of Marijuana

For Simple Possession of marijuana (pot), you face the risk of, even on a first offense:

• up to 18 months in jail

• Fines from $500-15,000

• Loss of driver's license

• Drug Rehabilitation Programs (at your expense)

F. Possession of Narcotics / Controlled Substances

For possession of other drugs, including Possession of Cocaine/Crack, Heroin, Meth, Methamphetamines

Speed, or LSD/Acid, Ecstasy, GBH, MMDA, or any other illegal narcotic, stimulant, hallucinogen,

opiate, or depressant, First Offense:

• From 3-5 years in jail

• Fines from $1,000-$25,000

• Loss of driver's license

• mandatory drug rehabilitation and education programs

These maximum penalties are possible under New Jersey law for a first offense drug possession charge.

For a second or subsequent offense, the risk of stiffer sentencing becomes even greater.

G. Other Drug Possession Penalties

There are also New Jersey drug laws that state that the police may confiscate your car if they find any

"controlled dangerous substance."

H. Penalties in New Jersey for Possession of Drug Paraphernalia (e.g., pipes, bongs, spoons, etc.)

Drug Paraphernalia possession offenses in NJ are very strict. Possession of drug paraphernalia is

commonly charged in simple possession cases.

Many legal, common household items may be characterized and charged as possession of drug

paraphernalia, adding to the charges and penalties you may face for a drug possession charge.

Possession of Drug Paraphernalia Penalties in NJ: Up to six months in jail; fines from $500-$1000.

License suspension for up to 2 years.

Some Penalties in New Jersey for Possession with Intent to Distribute:

• Possession with Intent to Distribute marijuana/pot - up to 10 years in jail. Fines from $750-

$100,000. Also includes cultivation.

• Possession with Intent to Distribute Cocaine - From 3-20 years in jail; Fines from $1,000-

$300,000. If the amount exceeds 5 ounces (oz), there is a mandatory 3-5 year sentence.

• Possession with Intent to Distribute Meth/Methamphetamines/Speed - From 3-10 years in jail;

Fines from $1000-$100,000.

• Possession with Intent to Distribute LSD/Acid - From 3-5 years in jail; Fines from $2000-

$300,000.

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Intent to distribute, dealing or selling drugs to minors can result in even harsher penalties under New

Jersey Drug laws.

I. Penalties for Alcohol Abuse

It is illegal in the State of New Jersey to drink alcohol under the age of 21 years old. Further, it is illegal

to drink while driving, or drive while intoxicated. Fines and penalties for the abuse of alcohol are

primarily associated with Driving Under the Influence of Alcohol (“DUI”). In the State of New Jersey,

any person driving with a blood alcohol concentration (“BAC”) of 0.08% or greater is deemed to be

driving under the influence of alcohol (i.e., intoxicated). Being convicted of a DUI is a serious offense

with heavy penalties determined by the frequency of offenses, the extent to which your BAC equals or

exceeds the 0.08% maximum standard. These penalties include: fines, fees and surcharges; license

suspensions, ignition interlock devices, jail-time and community service. In order to avoid such crimes

and penalties, SHORE recommends that students and staff never drive under the influence of alcohol.

XVI. COPYRIGHT INFRINGEMENT POLICY

Your published educational materials, whether in written, digital, video or other recorded formats, are

copyrighted. U.S. Copyright Law states that “it is illegal to make or distribute copies of copyrighted

material without the authorization of the publisher.” Educational materials, whether in written, digital,

video or other recorded formats, that have been created by SHORE faculty, should be treated as

copyrighted materials. You are permitted to make copies of your educational materials for individual

study purposes. Copyright infringement is the act of exercising, without permission or legal authority, one

or more of the exclusive rights granted to the copyright owner under section 106 of the Copyright Act

(Title 17 of the United States Code). These rights include the right to reproduce or distribute a

copyrighted work. In the file‐sharing context, downloading or uploading substantial parts of a copyrighted

work without authority constitutes an infringement. Penalties for copyright infringement include civil and

criminal penalties. In general, anyone found liable for civil copyright infringement may be ordered to pay

either actual damages or "statutory" damages affixed at not less than $750 and not more than $30,000 per

work infringed. For "willful" infringement, a court may award up to $150,000 per work infringed. A court

can, in its discretion, also assess costs and attorneys' fees. For details, see Title 17, United States Code,

Sections 504, 505. Willful copyright infringement can also result in criminal penalties, including

imprisonment of up to five years and fines of up to $250,000 per offense. For more information, please

see the Website of the U.S. Copyright Office at www.copyright.gov, especially their FAQ's at

http://www.copyright.gov/help/faq/ SHORE does not tolerate unethical conduct in regard to cheating,

plagiarism, copyright infringement, falsification or misrepresentation of material information in any

records, financial documents or sign‐in sheets, whether inadvertent or deliberate. Unauthorized

distribution of copyrighted material, including unauthorized peer-to-peer file sharing, may subject the

students to civil and criminal liabilities. We expect all students to abide by U.S. laws regarding

copyrights. Violators of this policy risk suspension and, depending upon the severity of the violation,

possible termination. Rachel Damico, the Director of Administration, serves as the Data Protection

Officer. She is further overseen and supported by Kameron Rabenou, the Director, regarding all such

matters.

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XVII. INFORMATION & CYBER SECURITY POLICY

Rachel Damico, the Director of Administration, is also the school’s Information & Cyber Security

Officer. She is further overseen and supported by Kameron Rabenou, the Director, regarding all such

matters. Student information is protected and treated as confidential by all SHORE staff. Student records

are stored in locked filing cabinets, which are further secured by locked administrative offices that are

physically separated and secured from student educational areas. Student information is stored in both

physical files and electronic computer-based files. All electronic files are backed up with triple

redundancy, including an offsite remote backup through the Internet to assure that information can be

restored in the event of a disaster such as a fire. Data is stored on a server, with security protocols

allowing selective access to school and student data, according to staff functions. All employees access

such data through private coded usernames and passwords. By example, admissions representatives have

limited access to student information and no access to financial aid information for students. Instructors

have access to student attendance and academic records, but not to financial aid or personal records. Staff

is required to keep individual usernames and passwords confidential. Passwords for terminated

employees are changed upon termination. SHORE staff is required to individually sign confidentiality

agreements agreeing to protect confidential student and school information. Unless required by law or

through student consent, student information, including their attendance at school, is treated as

confidential. Confidential student information is shredded before discarding.

XVIII. VOTERS REGISTRATION

The U.S. Department of Education requires that all Title IV eligible institutions, such as SHORE, make a

good faith effort to distribute voter registration forms to their students. As such, SHORE provides

students access to a voter’s registration form upon enrollment. To access a voter’s registration form on

your own and at any time, please click or copy to a Web browser the following link:

http://www.state.nj.us/state/elections/voting-information.html

XIX. CONSTITUTION DAY

By Congressional mandate, all Title IV eligible institutions administering federal student aid are required

to hold an educational program pertaining to the U.S. Constitution on or approximately on September 17,

each year. On this day, each year, Shore Beauty School presents an overview of the U.S. Constitution to

its students. Additional information on the U.S. Constitution may be found in the repositories of the

Library of Congress at https://www2.ed.gov/policy/fund/guid/constitutionday.html.

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XX. COMMUNITY SERVICES REFERENCES Emergency Hotlines:

General Emergencies 911

Addictions Hotline of NJ 800-238-2333

Catastrophic Illness in Children Relief Fund 800-335-3863

Child Abuse/Neglect Hotline 877-NJABUSE

Child Care Help Line 800-332-9227

Disaster Mental Health 877-294-4357

Division of Addiction Services 609-292-5760

Division of Family Development 800-792-9773

Division of Medical Assistance and Health Services 609-588-2600

Division of Mental Health Services 800-382-6717

Domestic Violence 800-572-7233

Food Stamps 800-687-9512

Gambling Addiction 800-426-2537

National Domestic Violence Hotline 800-799-7233

National Sexual Assault Hotline 800-656-4673

NJ Family Care/Medicaid Call Center 800-701-0710

NJ Disaster Mental Health Helpline 877-294-4357

NJ Family Care 800-701-0710

NJ Housing Resource Center (for affordable housing) 877-428-8844

Family Help Line (for stressed parents) 800-843-5437

Teen Pregnancy Hotline 800-355-5500

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County Offices of Social Services:

Atlantic County

Dept. of Family and Community Development NJ Division of Vocational Rehabilitation

Atlantic City Office 2 South Main Street

1333 Atlantic Avenue Pleasantville, NJ 08401

Atlantic City, NJ 08401 (609) 813-3933

(609) 348-3001

AtlanticCare - Mission Health Care

2009 Bacharach Boulevard

Atlantic City, NJ 08401

Phone: 609-345-4000

Atlantic Cape May Workforce

2 South Main Street

Pleasantville, NJ 08232

Phone: 609-485-0052

Atlantic County Children Center

101 S. Shore Road

Northfield, NJ 08225

(609) 645-5899

Avanzar (The Woman’s Center)

1201 New Road, Suite 240

Linwood, NJ 08221

(609) 601-9925

Cape May County Board of Social Services

4005 Route 9

South Rio Grande, NJ 08242

(609) 886-6200

Cumberland County Board of Social Services

275 North Delsea Drive, Suite 1A

Vineland, NJ 08360-3607

(856) 691-4600

National Sexual Assault Hotline

(800) 656-HOPE (4673)

One Stop Career Centers

2 South Main Street

Pleasantville, NJ 08232

(609) 813-3900

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XXI. HEALTHCARE SERVICES REFERENCES

Alcove Center for Grieving Children & Families (609) 484-1133

376 Tilton Road www.thealcove.org

Northfield, NJ 08225

Atlantic Health Services (888) 569-1000

2009 Bacharach Blvd www.atlantichealthservices.com

Atlantic City, NJ 08401

Southern Jersey Family Medical Center (609) 348-0066

Women’s & Children’s Pavilion www.sjfmc.org

1125 Atlantic Avenue

Atlantic City, NJ 08041

Southern Jersey Family Medical Centers (609) 567-0200

Augusta Professional Building www.sjfmc.org

860 S. White Horse Pike, Bldg. A

Hammonton, NJ 08037

Southern Jersey Family Medical Centers (609) 572-0000

1301 Atlantic Avenue www.sjfmc.org

Atlantic City, NJ 08401

Southern Jersey Family Medical Centers (609) 383-0880

Pleasantville Center www.sjfmc.org

932 South Main Street

Pleasantville, NJ 08232

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“A Beautiful Career!”

www.shorebeautyschool.edu

December 2019