Anthem is making it easy to fi nd the kind of dental coverage you’ve been looking for ...

… take a look.

Selecting a dental plan for your employees is all about balance.

On the one hand, you want affordability. But you also want the

right mix of core benefi ts and more specialized benefi ts that

help target your employees’ overall health. When you choose

Anthem dental, you can count on all of this: Solid coverage at a good price

Benefi ts that make sense for dental health — and overall health

Freedom to see any dentist, with access to a broad network with a potential for savings when using an in-network provider

Service you can count on

Choose a dental plan that’s designed forbetter health

When we designed our dental plans, we took overall health into

account. Most or all of our dental plans offer: 100% coverage when employees see a network dentist for most diagnostic and preventive care services like cleanings and X-rays, which can be key to long-term dental health.

Benefi ts for brush biopsy which together with a surgical biopsy may help to diagnose oral cancer.

Some of our plans also include orthodontic benefi ts.

> Turn over to learn more.

11702ANEENABS Rev. 04/14

For Prime and Complete Programs anthem.com

Anthem dental offers the right balance:

Diagnostic, preventive, basic, major and orthodontic coverage with the right mix of benefi ts to promote overall health

Visit any dentist, but control out-of-pocket costs by seeing a network dentist

A commitment to outstanding claims accuracy and customer service

A N T H E M D E N TA L O V E R V I E W

Affordability is critical, too

For employer groups of 2-50, Anthem dental offers fl exible plan designs that fi t into our Value, Classic and Enhanced categories -- so you can choose the network and level of benefi ts that fi t your needs and budget. We also offer Affordable Care Act (ACA) dental plans including dental pediatric EHB plans, with the option of child, adult or family.

Employer groups with 51+ employees have additional fl exibility by choosing network, coinsurance, deductible, annual maximum and orthodontic coverage options. You can customize a plan that works best for you.

In addition, we also offer voluntary dental plans, which allow you to offer dental coverage to your employees without adding to your expenses. And, our voluntary plans only require that fi ve or more employees enroll.

Dental networks that work hard for you Anthem Dental Prime and Complete members have access to large local and national networks. In fact, with Dental Complete, members have access to more than 95,000 unique dentists across the country, with more than 220,000 access points, through the national Dental GRID.1

The national Dental GRID links dental networks, including the dental networks of many of the nation’s Blue plans, and includes dentists in all 50 states2 — so your employees can fi nd a dentist wherever they live, work or visit.

When employees see a network dentist they can count on:

Savings: We agree on pricing with our network dentists and then pass that lower price on to your employees.

Freedom from paperwork: Network dentists fi le your employees’ claims with us.

Freedom from balance billing: If our network dentists charge more than the agreed upon price, your employees would only be responsible for the applicable deductible or coinsurance.

And for members working or traveling outside the U.S., we automatically include care for international emergency dental services through a worldwide program of English-speaking dentists — including 24/7 assistance fi nding a network dentist.3

Service and stability you can trust from a local and national leader

Companies have trusted Anthem not only for solid benefi ts, but for service that helps make their lives easier. Better yet, your local account management team is right around the corner. We live and work where you do.

And your employees have access to our Customer Service team that is committed to delivering excellent results:4

Average claim paid in three days or less

Financial claim payment accuracy of more than 99%

Average of less than a 15-second wait to talk to a Customer Service representative

Of course, fi nancial strength ratings are also very important in today’s world. We’ve earned an “A” (Excellent) rating from A.M. Best Company. So you can feel confi dent that we’ll be here for all your dental needs today and for years to come.

Discover the Anthem advantage

You know us for our health plans, but did you know we’re also among the leading dental, vision, life and disability organizations in the country? These specialty products can easily be packaged with your health plan and are backed by the same reputation and levels of service that you’d expect from us.

For more information, visit anthem.com or contact your producer or Anthem representative.

Participation Guidelines

Employer-paid plans:– For groups with two to four eligible employees, 100% of eligible employees (a minimum of two employees), not covered under another dental plan, must enroll. – For groups with five or more eligible employees, a minimum of 60% of eligible employees (a minimum of two employees,) not covered under another dental plan, must enroll (exception: employers located in CT, require a minimum of 60% eligible employee, a minimum of two employees, not covered under another dental plan, must enroll).

Voluntary plans:– Minimum of five enrolled employees, with no participation-percentage requirement.

Orthodontia coverage: – Minimum of 10 enrolled employees (exception: employers located in CO and NV need a minimum of five enrolled employees).

1 The national Dental GRID is managed by the GRID Dental Corporation (GDC), a separate company that provides access to dental networks and services on behalf of Anthem Blue Cross and Blue Shield.

2 The Grid Dental Corporation coordinates access to networks wherever local Blue plans do not participate, as well as to other networks.

3 The International Emergency Dental Program is managed by DeCare Dental. DeCare Dental is an independent company offering dental management services to Anthem Blue Cross and Blue Shield.

4 Internal company metrics as of December 31, 2012.

Anthem Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association. Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWi), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation (Compcare), which underwrites or administers the HMO policies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.

In Colorado: As of March 2014, the Dental Prime network has no contracted dentists in the following counties: Archuleta, Baca, Chaffee, Cheyenne, Crowley, Dolores, Gilpin, Grand, Hinsdale, Jackson, Kiowa, Lake, Mineral, Moffat, Ouray, Phillips, Pitkin, Rio Blanco, Saguache, San Juan, San Miguel, Sedgwick, Washington, and Yuma. As of March 2014, the Dental Complete network has no contracted dentists in the following counties: Crowley, Dolores, Gilpin, Grand, Hinsdale, Jackson, Kiowa, Mineral, Ouray, Phillips, Pitkin, Rio Blanco, Saguache, San Juan, and Sedgwick. This policy does not include pediatric dental services as required under the federal Patient Protection and Affordable Care Act. This coverage is available in the insurance market and can be purchased as a stand-alone product. Please contact your insurance carrier, agent, or the Federally Facilitated Exchange if you wish to purchase pediatric dental coverage or a stand-alone dental services product.

Out-of-network providers will bill you for amounts over what your plan pays, up to their usual charge.