annualreport_vpbank2009

8/6/2019 annualreport_vpbank2009

1/80

.vpb..v


2/80

Vietnam ProsPerity Bank

Bo co thng nin

report

2009


3/80

ni dungcontent


4/80

Message roM Mr. ngo chi Dzung,chairMan o the BoarD o Directors

VPBanKs historY anD DeVeLoPMent

rePort o the BoarD o Directors

rePort o the BoarD o ManageMent

inanciaL stateMents

aiLiateD anD suBsiDiarY coMPanies

organisation anD PersonneL

inorMation on sharehoLDers / MeMBers contriButingcaPitaL anD ManageMent to the coMPanY

VPBanKs networK

Thng ip T Ch TCh hi ng qun Tr

LCh S hOT ng CA ngn hng

BO CO CA hi ng qun Tr

BO CO CA BAn Tng giM C

BO CO Ti Chnh

CC Cng TY C Lin quAn

T ChC V nhn S

Thng Tin C ng/Thnh Vin gp VnV qun Tr Cng TY

Mng Li hOT ng

04

08

14

18

32

50

54

66

76

06

12

15

19

42

51

55

67

78


5/80

04

thng iP t ch tchhi ng qun tr

nm 2009, t t d c sa cc ot c t to c. To x , t Vtnam c c s c t v l mt s t cc c c tc t t cao, t v m c b . n t

c n Vt nam to m a so v m 2008, ty vy, v c d b c t : tay v t t o t; s cy csc v t d (t a s tt b cc co vay t l st ca c ); c l st c b; y cm dt ot doa v t o; m sot ctc vc m m l ca cc

t b v, v v

v , 2008 v p , VPB p p , . m v, , h VPB v vb v v b . t l l v l , v, l , v v l n , l p v , p

p v v p, l n , l p p v . t 31/12/2009, t VPB 27.543 , 45% v ; l VPB 382,6 ,b 193% v 2008 v v 15% v , l 1,65% v 3,41% 2008.

n 2010, b

, p v p . c l n l v , v p , . n , , v l l , b p , v v l. t v,h VPB 2010-

2014 b l n v , VPB p l v p v . m lVPB p l v l: l v , l l p , l v v l v v b v n .


6/80

ng ch dngc h q

,h , B v b v VPB , l v l 2010 VPB: tp p l l ; t n , , v p v v , ,p l, l v ; t l v , v l ; k

l v ; c , p , c vp n ; b v v v 2010 p. c l v VPB 2009, 12/08/2010,VPB v v . t n t p d-

p V n

b :n t p V nt V; l v n v l, , p , p VPB . V v l b l, b p v p VPB.

h VPB ,b , l v l b v n ,b ; p v , , l , VPB l 2010 v b l p .

ch tch hi ng qun tr

ng ch dng


7/80

Alo t t adal covy of t lobal coomy fomt dvastat acal css, Vtams coomy also flt a bod ls. T coomy as fdamtally stabl,acv a faly ot at latv to ot cooms.T ba ad acal scto also lood mo slt ta t vos ya. hov, t oscts fo ot madfal o to stabl fo xca svs, ctatos tst ats, a atal ba o old tasactos, cas cdt olcy, ad tt cotols o bas.

06

message from mr. ngo chi dzung,

chairman of the Board of directors


8/80

VPBk d d v m

pvl d ll d -

pm l 2008 d

p-lvl Bd Mm. cqly,

bk Bd D k pmp

by -m l d

m bly p.

VPBk d l y d

mpv d qly, lly

l, ll -pm l,

Bk l, qly v

dlvy, dvlp v b

m, d

m d xpd b k

pmm l. t dm ply

d l Bk vd. a

Dmb 31, 2009, VPBk ld

27.54 ll VnD, p 45% m pv y.

t Bk px p d 382.6 bll

VnD, p 93% m 2008 d xd

by 15%. Ml, -pm

l pp l d ldppd m 3.41% 2008 1.65% 2009.

Vm my my dv pd

p- pd b md

ly lkly 2010. Mj vm pl

bk d l mk

dv d my l pply

d dmd d dly p

l . addlly, d

p v, bk v md m

d y d md

lp d, mk mp

v.

ll, VPBk Bd

D 2010-2014 m bd md

d bl p

dpd m mb

dm v x y. t pl

ld m d p

Bk d l p

m; m mpv ply

mk; m v, pbl, d

l-m vm ld; d

dl k pl . t l pl,

Bd D, Bd Mm,

d ll mmd

ll l 2010, y

Bk m pd xpd

mk ; Bk

mll, md

lly l ly d mp, bd

p y l lym; v d dpld

k vm; b

v fy d pdvy;

ld d xpl

m ly k mm

d b dvlpm; Bk

y; d xd 2010 l

by gl sld M.

VPBk kkd y -p

bd l 2009 d flly d

m d bd m a 12, 2010. i flly

Vm Ppy J s cmml Bk

l m m Vm J

s cmml Bk Pv ep.

t Bk l d d d v b

pdd d d, p m y

d pl m p VPBk

d x p dvlpm. t

l d bd mk

d b VPBk.

VPBk Bd D blv ll

2010 d y ll dm d ,

ld, p

m d p, d pp

s .

ngo chi Dzungcm, Bd D


9/80

08

Lch s hot ngca ngn hng


10/80


11/80

LCh Sn TMCp Vt nam T V (t ao dc l VpBa)t t l n TMCp Cc Doa no qc DoaVt nam c t l to gy s 0042/nh-gp do n n c c y 12/08/1993 v y s 1535/q-uB do y ba n d t h n c y 04/09/1993.n c tc vo ot t y 10/09/1993.

CC S kin khC

nm 2006

VPB v s 8 L tt, h k, h . n v , l v

p l VPB.VPB v n ocBc (sp) p l. t , ocBc l l VPB.

VPB p p l (c B t24) t (t s). l , p VPBp p, v l p v .

VPB lp 2 l c q l v VPB amcv c VPB.

nm 2007

VPB p VPBPl mc, p V n.

nm 2008

VPB n n V p v l l 2.117 , l p ocBc l 15%.

nm 2009

VPB p v PlV n. t , VPB l Pl Vn v p p pb B .

VPB gl VPB mcPl p p v v p oaag (sp).

nm 2010

VPB q n n p VPB n tmcP d p V n n tmcP V n t V. cv v , VPB v l v . V v , VPB b p v pp v - .

qu Trnh phT Trin

ngnh ngh kinh DOAnh

h v , v p v , b V ;

tp v v p ;

V v n n v ;

c v , v v v v v;

c p, p v ;

h v, l v p

pp l ;

L v ;

t , v b v , l v v v v n n pp.

m v v ; l, v p v bl p ;

c p v v , l v .

10


12/80

Tnh hnh hOT ng

t , VPB l v b v, b . c l l v l , b v l p

b v. b p :

nh hng phT Trin

VPB p 2014 V v p v

v p p.

MT S Ch Tiu hOT ng Chnh n v tnh: T ng

C t

t

n v

d

t l (%)

L

V l

t l b (roa)

t l v l b (roe)

2005

6.090

5.638

3.297

0,05%

76,2

309

1,09%

21,85%

2006

10.111

9.056

5.006

0,41%

156,8

750

1,93%

22,59%

2007

18.137

15.448

13.323

0,49%

313,5

2.000

1,80%

17,63%

2008

18.648

15.609

12.986

3,41%

198,7

2.117

0,8%

6,7%

2009

27.543

24.444

15.813

1,63%

382,6

2.117

1.3%

13,9%

Tng Ti Sn T ng

D n ChO VAY T ng

Vn huY ng T ng

Li nhun TrC Thu T ng

30.000

25.000

20.000

15.000

10.000

5.000

0

20.000

15.000

10.000

5.000

0

6.090

3.297

10.111

5.006

18.137

13.323

18.648

12.986

27.543

15.813

2005 2006 2007 2008 2009

2005 2006 2007 2008 2009

2005 2006 2007 2008 2009

2005 2006 2007 2008 2009

30.000

25.000

20.000

15.000

10.000

5.000

0

500

400

300

200

100

0

5.638

76,2

9.056

156,8

15.448

313,5

15.609

198,7

24.444

382,6


13/80

hiSTOrYVtam posty Ba (VpBa) as stablsd d Lcsno. 0042/nh-gp, ssd by t Stat Ba o 12 Ast 1993, adLcs no. 1535/qD-uB atd by hao pols Commtto 4 Stmb 1993. T Ba cam to oato scStmb 10, 1993.

miLestones

2006

VPBk ld dq n 8L t t s, h Km D, h.Ld pl, d f pyd md m VPBk d pvdd m d

Bk dvlpm.

VPBk d ocBc (sp) d p m by ocBcbm ld ld VPBk.

VPBk d p c Bk (c Bk - t24)m tm (sld). t , -d bk ly plm,lpd VPBk dvlp -qly bkpd d v m.

VPBk pd bd mp,VPBk a Mm cmpy dVPBk s.

2007

VPBk ld VPBk Plm Mcd, p d Vm.

2008

w ppvl s Bk Vm,VPBk d pl 2.117ll d, ocBc p 15%.

2009

VPBk d p m Pdl Vm d Bkbm Pdl Vm fl db Ba pd.

VPBk, p oaag (sp),vld l pm ld VPBk

Mcd Plm.

2010

VPBk d s Bk Vmppvl m m VmJ s cmml Bk Pvep Vm Ppy J skcmml Bk. VPBk dd l d bd dy. w , Bk ppd p dvlpm pp b d m d.

DeVeLOpMenT prOCeSS

Business Lines:

r , mdm-, d l-m d m VnD-dmd m d-m dp m ddvdl;

rv d vm dmm m dm ;

B pl m s Bk d l ;

Ld , mdm d l-m l d dvdl;

D , bd d mmlpp;

c-v, m j v, q d l;

Pvd pym v m;

td x, ld, d lpym mk; pl m v ; pvd bkv ld pmd by s Bk;

Bk d l k mkvm; pvd dy dd, d p l dvyv;

Pvd v ld vm,db mm, d mm.

oPeration rePort

VPBk y dd bld bl , v blk lbl l . tvm, b bd ppp p mmd ldy d llv , d ldd lm y.

12


14/80

DeVeLOpMenTOrienTATiOn

VPBk v l p 5 Vm lbk d p 10 Vm p bk 2014.

keY OperATiOn inDiCATOrS Unit: Billion VND

idcato

tl

mbl pl

o l

np l (%)

n b

c pl

r (roa)

r (roe)

2005

6,090

5,638

3,297

0.05%

76.2

309

1.09%

21.85%

2006

10,111

9,056

5,006

0.41%

156.8

750

1.93%

22.59%

2007

18,137

15,448

13,323

0.49%

313.5

2,000

1.80%

17.63%

2008

18,648

15,609

12,986

3.41%

198.7

2,117

0.8%

6.7%

2009

27,543

24,444

15,813

1.63%

382.6

2,117

1.3%

13.9%

TOTAL ASSeTS BiLLiOn VnD

OuTSTAnDing LOAnS BiLLiOn VnD

MOBiLiZeD CApiTAL BiLLiOn VnD

neT prOFiT BeFOre TAXeS BiLLiOn VnD

30,000

25,000

20,000

15,000

10,000

5,000

0

20,000

15,000

10,000

5,000

0

6,090

3,297

10,111

5,006

18,137

13,323

18,648

12,986

27,543

15,813

2005 2006 2007 2008 2009

2005 2006 2007 2008 2009

2005 2006 2007 2008 2009

2005 2006 2007 2008 2009

30,000

25,000

20,000

15,000

10,000

5,000

0

500

400

300

200

100

0

5,638

76.2

9,056

156.8

15,448

313.5

15,609

198.7

24,444

382.6


15/80

14


16/80


17/80

CC nT ni BT CA kT quhOT ng TrOng nM

nm 2009, v VPB l .

To m 2009, VPB p v l Pl, oaag p .

Tnh hnh ThC hin SO Vi khOCh V nhng ThAY i LnTrOng nM

n vc t t v c c lc doa , 2009, l VPB v b, 382,6 b 193% v 2008 v v 15% v .

Trin Vng V k hOCh TrOngTng LAi

To d bo, m 2010, Vn v 6,5%. d , VP-B p , , p, v b , p , b l. b 2010VPB v l l v .

L tc t t

382,6 T v y t

24.444

D t d t

15.813 T t s t

27.543

Tnh n 31/12/2009

16


18/80

2009 highLight

i 2009, dp k m

lbl l , VPBk vdpv b l. a Dmb 31,

2009, p b x 382.6 bll

D, l dp 24,444 ll D,

l d l 15,813 ll D

d l 27,543 ll D.

i 2009, VPBk pd p

d bk Pdl d

oaag dlv vl-ddd v

m.

exceeding targets and great

changes in the yeari 2009, k m

d ppp pd

b by mm, VPBk

p dd ,

lmb 93% mp 2008

382.6 bll D d xd d

by 15%.

outLook and future PLans

ad , Vm my

ll p,

6.5% 2010. t, m y,

VPBk ll ll b

p mpv p fy,

l , ld d

, d py m md,

mll mml bk l

mk. i 2010 pl, VPBk ll

bd dy ym

k mp dlv qly v m.

p b

382.6bll d l bl pl

24,444bll d l

15,813bll d l

27,543bll d

AS OF 31/12/09


19/80

18


20/80

nguyn hngt g


21/80

n v 2009 v2 l l b, b l v vVnd. t 2/2009, c p b v l l . n , l v l pp v v. c

2009, V n b 100% v v v l , l .

V p 2009, VPB v v l l , v , l , l p v , p p v v p. n2009, l VPB l p ,

l v v p .

CC Ch Tiu kinh DOAnh Chnh

t 31/12/2009, VPB 27.543 , 48% v . h v 16.490 , 2.259 ( 16%) v 2008.

d 15.813 , 2.827 ( 22%) v 2008. t l v 1,63%, 1,78% v v p v b (2,2%). (h1)

BO CO kT qu hOT ng

nm 2009, d t l o v sy to t vca t Vt nam, y a b t t t tc v t c. Ty vy, b

lc v c sc , c Vt nam t c co l co ty t t mc t t 5,32%, vt mct a vo cc t c tc t tcao ca vc v t . Mt t v m d c , v t c c x bt sc. Mcd v t t b o m st d tto c c t t c, t v tc m t 704,2 t , t 15,3% so v m 2008. Lmt c m c, c s t d b c m 2009 l6,88%, t t to 6 m y.

20


22/80

hOT ng huY ng Vn

n 2009, l v . t , l p v

p , b , v v . tv , p .

t v v v, v VPB l

v .

t 31/12/2009, v VPB l 24.444 , 8.835 v 2008 ( 56.6%) v 114% .(h2)

h1

MT S Ch Tiu Chnh n v tnh: T ng

C t

t

h v

d

t l (%)

V l

Ln p

2008

18.648

14.230

12.986

3,41%

2.117

199

2009

27.543

16.490

15.813

1,63%

2.117

383

T t so v 2008

48%

16%

22%

0%

93%

(* Cc s liu trn c kim ton)

h2

C Cu ngun Vn huY ng n v tnh: T ng

C t

T y v

h

h tctd

h

2009

s

24.444

16.490

7.477

478

t

100%

67%

31%

2%

so v 2008

57%

16%

485%

374%

2008

15.609

14.230

1.278

101


23/80

hOT ng Tn Dng

n 2009, l.t 2009, l b , l .

t , VPB b pp v v v l v v p v b v . , p p v

v v , v b , v v v , l v l v pp. d 2009 15.813 , 22% v .

22

17.000

14.000

11.000

8.000

5.000

9.065

12.94114.230

16.490

2006 2007 2008 2009 qiV/08 qi/09 qii/09 qiii/09 qiV/09

14.23014.262

16.16116.661 16.675 16.490

15.947 15.972 14.230

ThC hin nM 2009

Cng k nM 2008

D b y v t c a cc to m 2009

n v: T ng

20.000

16.000

12.000

8.000

4.000

0

5.0%

4.0%

3.0%

2.0%

1.0%

0.0%

5.031

0,41% 0,49%

1,63%

3,41%13.218 12.986

15.813

ThC hin 2009

T12/06 T12/07 T12/08 T12/09 qi/09 qii/09 qiii/09 qiV/09

12.684 14.327

15.533

15.781 15.813

2,02%1,61% 1,63%

3,85% 13.63212.986

Cng k nM 2008

n v: T ng

D b d t d a cc to m 2009

T L n 35

15.130


24/80

kT qu kinh DOAnh

k 2009, Bt g v l b v, VPB . m v .L p 382,6 ( 33 ) 93% v 2008 v 115% v 2009.

BO CO Tnh hnhTi Chnh

phn TCh MT S Ch S Ti Chnh

t 2009, VPB 48% l p pp l b (roa) 0,5%v 1,3%. t l v l b (roe) v 13,9%, 7,2% v .

k VPB l n n , l v . c l l 100% v 423%, l v v l 21,5%.

n , l l , v v l

, 3,41% 2008 1,63% v 31/12/2009 (p l b 2,2%). t l v 15% l pp nhnn.

n tay v v c

t 2009, v l VPBl 2.117,4 . t 31/12/2009, VPB 211.747.433 p l (100%

l p p ).

C TC

n 2009, l VPB l 10%, 4% b ,6% b p.

CC Tin B T C

V C Cu T ChC V qun L

n 2009, VPB p v . n , 2009, t v hn v t p h c m v v v .

V phT Trin Sn ph M VTin Ch

n 2009, p v VPB ; d v VPB p 200,7 , p 3 l v .

t 2009, VPB v i

B - 2b. V v , VPB l v p l v v VPB .

s p VPB p p p v . n p al, VPB Pl mc , VPBmc2 mc , v p VPBmc e-, 2009, VPBp p atm l v.

k s l

C t

t l b (roa)

t l v lb (roe)

2008

6,7%

0,8%

2009

13,9%

1,3%

k ta to

C t

t l ( l)

t l v v

2008

3,86

31,43%

2009

4,23

21,5%


25/80

24

CC hOT ng MArkeTing VTi nh V Thng hiu

t b b l v . k pv t B u b VPB , v p , p . l v v .

t 12 8 2010, VPB b : n tmcP V n t V,

v b .

t VPB v p

h v b : c p,t , k b, v .

Cy : V v , p l v p, ,

p p/ v , v p p v .

T ty: n v, , p , p p v n v .

kc bt: L , b, p/ v p v v .

: tp v n v , v , p v v .

B l b , l b V n, VP-B p v p b v, v v Vn.

h b b p v l, p l , l v , b p v v.

m , l v , , v v

v , v VPB.

k v v , b n . n l , pv v . m l l v v b , , p n . b,

l b l , VPB p/ v , bv l , v p , p v , v p b l . c v , v , v p b v n ,

VPB l p b v p v .


26/80

phng hng hOTng kinh DOAnh nM

2010t b, V n 2010 v 6.5%. h p v , v v p l v p l l v l p . s v v p v l p .t , p p c p , p l v l p v .

t v v v VPb,B 1 v :

MT S MC Tiu kinh DOAnh Chnh

nh hng kinh DOAnhnM 2010

t v b b v p , v v p v b v.

n l v ;n l p; lp p v p p v p; x v v b; c , t v l l v p k , v p , l v .

tp p p , v p v; n p v l v b.

t bv v p p l; P p; t p v b , v p b.

P l, p ;P p 2 l v p; c p v vb p v v , ; t

v b l .

x v p l p p v b p, v ; n p ; cp , v .

t v l , l v p

, l v p v l .

t v b : t lp v ; h

v , , v b .

x b; b v b , , p... v ;c , l b p p b v b v l ;

b p l v l v l v; x b p l b p v, h .

x v l l iso, iso v p v; x l v l v l p v l

.

t , VPB p , v b b v p , v , p b v v p v b v, b b p v b. VP-B b b l tmcP

b l, b v , , v v .

n v: T ng

t

h v

d

t l

L p

t l

1

2

3

4

5

6

47.000

27.000

23.000

d 2%

650

14%


27/80

My ply d 2009 lvly

bl ly pm

djm, ld bld VnD-

dmd dp d ld

. i by 2009, vm

dd m ml pk

pl

bd. t l bd vm

lvd dfl b mml bk

d b. i 2009, Vm l b blm 100% -

vd bk d f

p dpd k

b f, mk mp

ly .

Bd m dfl

ld 2009, VPBk l

mpv d qly, lly

l, l -pm l,

mpv qly v dlvy, dvlp

v b m,

d m. i

2009, VPBk m bl

m bl

, mpvd qly v dlvd,d m pl b p.

key indicators

a Dmb 31, 2009, VPBk d l

v 27,543 ll d, p 48%

m y l. tl dp d d

ly 16,490 ll d, 2,259 ll d,

16% d pv

y. od l ld 15,813 ll

d, 2,827 ll d, 22%,

v 2008. t -pm l l d l ll 1.78 p

p m y l 1.63%, ll bl

bk v 2.2%. (1)

OperATiOn reSuLTS

Toot 2009, cssos fom t lobal coomccss cotd to cas ctatos Vtams coomy,atclaly ts acal mats. notlss, to sodolcs ad sstt ots, t Vtams ovmt assccdd d ot t tblc, avat t atoalcoomy to a ot at of 5.32%, ll byod tats.Vtams as o of a small o of cooms oallyad oldd tat sa a ot at. Oc t coomcstato ad stablzd, vstmt ba to bod. Altofo vstmt dcld, domstc vstmt as botbac to fll lay, ad total vstmt fo t ya os to ov704 tllo do, 15.3% fom 2008. iato as also ld cc, t t cosm c dx fo 2009 fall to a

sx-ya lo of 6.88%.

26


28/80

caPitaL moBiLization

i 2009, dp dlly

bld. hv, b

md l d m v

vm pp ,

l , d ld, mbl

pl m dvdl dp

xpd. a l, bk d

l v pml mp,

mk p.

Dp ll, l dp m

m VPBk md bl d

dly d. a Dmb 31,

2009, l mbld pl d 24,444

ll D, p 8.835 ll d, 56.6%,

m d 2008, d xd

pld by 14%. (2)

F1

keY inDiC ATOrS Unit: Billion VND

idcato

tl

cpl bl

o l

n p l (%)

c pl

n b

2008

18,648

14,230

12,986

3.41%

2,117

199

2009

27,543

16,490

15,813

1.63%

2,117

383

got aast 2008

48%

16%

22%

0%

93%

F2

STruCTure OF MOBiLiZeD CApiTAL Unit: billion VND

idcato

Total moblzd catal

f p

f

f

2009

a

24,444

16,490

7,477

478

Pp

100%

67%

31%

2%

Comad

t 2008

57%

16%

485%

374%

2008

15,609

14,230

1,278

101


29/80

credit growth

i l 2009, l p pv vbl bl . B l 2009, v, b b , ,v l b. d p, VPB ll pl lb

p blpl pp - l- l, b l. a , VPB ll v p b b l p, ll l l

l l v. c l p l.o l 2009 15,813 ll , 22% v pv .

28

17,000

14,000

11,000

8,000

5,000

9,065

12,94114,230

16,490

2006 2007 2008 2009 qiV/08 qi/09 qii/09 qiii/09 qiV/09

14,23014,262

16,16116,661 16,675 16,490

15,947 15,972 14,230

actuaL figures of 2009

the comParaBLe figures of 2008

got of moblzd catal

Unit: Billion VND

20,000

16,000

12,000

8,000

4,000

0

5.0%

4.0%

3.0%

2.0%

1.0%

0.0%

5,031

0.41% 0.49%

1.63%

3.41%13,218 12,986

15,813

outstanding Loans in 2009

T12/06 T12/07 T12/08 T12/09 qi/09 qii/09 qiii/09 qiV/09

12,684 14,327

15,533

15,781 15,813

2.02%1.61% 1.63%

3.85% 13,63212,986

oustanding Loans in 2008

Unit: billion VND

got of otstad loas

Bad deBt ratio

15,130


30/80

Business resuLts

VPBk l d Bd

D d md ll

mply, lly d

y 2009 pv b l.

all b v d bl

. cldd m b x

382.6 bll d ( k 33 bll

d dvl vm

), p 93% m 2008, xd

pl by 15%.

FinAnCiAL pOSiTiOn

anaLysis of financiaL ratios

i 2009, 48% l d

dbl p d

(roa) d p by l p p

1.3%. r qy (roe) d 13.9%,

p 7.2% m pv y.

VPBk lvy b ly

md lvl d

d l s Bk

Vm. VPBk lvy bv100% ll m, d y d

423%. t m pl d

mdm- d l-m l 21.5%.

cd qly ly md d

-pm l ly

dd m 3.41% d 2008

1.63% Dmb 31, 2009 ll bl

v lvl 2.2%. t pl

dqy kp lm by

s Bk, d 15% y d.

c l pl

i 2009, pl VPBk md

2,117.4 ll d. a Dmb31, 2009, VPBk d 211,747,433

d, ll m mm .

diVidend

i 2009, VPBk dvdd py 10%,

4% pd d m

6% pd m .

ACCOMpLiShMenTS

organizationaL structure and

management

VPBk d p blk mdl

l d 2009. t

cm sv c p

p h d h c M cy,

pvd bd pp b .

Products and serVices

VPBk bd l 2009.

cldd v m v m

200.7 bll d, m

pv y.

i 2009, VPBk lly mplmd

l bk v i Bk - 2b,

xpd b blly

Bk v v l dlvm vl m.

VPBk d md

m p. i dd alk d

VPBk Plm Mcd, d

b m, VPBk Mc2

Mcd y m d VPBk

Mcd e-d, pld l

pym. i 2009, VPBk l ld

atM d plly by d.

potablty

rato

r e (roe)

r a (roa)

2008

6.7%

0.8%

2009

13.9%

1.3%

Solvcy

rato

slv

r pl - l- l

2008

386%

31.43%

2009

423%

21.5%


31/80

30

MArkeTing AnD BrAnDrepOSiTiOning

VPBk d bd -pd. t Bk

p t Bd u p

dd m , m

pl d dym bd. a

pl l pm bd

l d p ld.

VPBk vld p m

Vm Ppy J sk Bk

dmk, bd m d ppl

a 12, 2010.

VPBk m, a y dm,

mp bd, m

lm Plm, Dd,

D d smply.

Pl: w l kld dxp, l pl,

d pmp k yl pvd

dvd d lbl pd d v

d dvdl d.

d: w ddd ym d by ly pd d

lv q d mpv

dd b v.

d: w ly lk mk d by pvd m q d

vl-ddd v d pd.

spl: w d pd mply md b

v, pmp d fy.

t l mbl l blm,

Vm l , VPBk

p b bl

dvlpm, ppy d lvy Vm.

t d l lk lk p d

ld p bd, m

p d k-ld

d y pp dvlpm d

ppy.

t l l ymbl p

dl, m d vy, ll

d lk d ppy d VPBk

l pbly.

t l d d mpl mpy lk Bk. i l

l Bk py ll

p. t l v ymbl

xbly, ddd v, d mpl

pd.

t l p d

vly, y Bk mmm

b m d

Bk l.

t l k d l,

md l l pl d pd,

l VPBk dm

q d pm qly v d

pd pl d y

m llly m

l dm.

al m l pl,

k md y

VPBk pp bl dvlpm,

bld m Bk p,ld p.


32/80

BuSineSS STrATegY FOr2010

t Vm my 2010 d

p 6.5%.

i xp d bl l p ll

lp d d d, p

x d . t

vm d

vy pv ll dv m bd. i pd, v,

b ll dfl

vm l ml

pk, d bld p m

mj lm ll

d vy b my d

bk ld v.

Bd m mk d

d Bk, VPBk

Bd Mm ll

d b .

Primary Business targets fordecemBer 31, 2010

BuSineSS OrienTATiOnS FOr 2010

s d ld mm d

l pp b

dvlpm d bl d

bl xp d Bk.

impv qly m v;

m

mpvd pd, db k,

d pl k d; bld dym l l; ld d p

p cm sv

c, xpd b l

p dl m mpl d

dbk, m b, d

dm m m.

c dvlpm ,

d d pl mbl pd; pply

ly bk pd d

v.

Pm bl l; xpl p mk;

m m d m b

m p.

slly dvlp ld

dl m; dvlp d pd

b p d l mk p;

l d pd d v

dvy v ; v

m v, plly l

pym v.

Bld k b d f ppl l l

bk pd d v; mpv

pl fy f;

vl fy f

p d m

pplbl b.

rp bd, d b

d f d

bd, p v

m.

s k mm, mpv

d m d k;

mpv m d mm

lqdy, mk d pl k

p y d l Bk.

Pl dvlpm d pm

pl m; pl m

d m pl l, p,

d kll m qm

b ; , , d d pm pl

fy d pdvy; pvd f

m m qly d

qy; d pd l d

xpd m b

d f.

ml d mplm iso qly

mm ym, dlly pply iso

k d ll v; k

pm d d mpv

b d mm p v m.

i m y, VPBk ll

p, d

ld mm ym, d

mpv pp l dpm

d dq ly d

bl xp Bk, dy mk pp d

mk d d. VPBk ll b

m l m l bk

l-d mll j k

mml bk, l xpd xp v d d y d

pl mk.

Unit: Billion VND

tl

mbl pl

o l

n p l

cl b

Pl v

1

2

3

4

5

6

47,000

27,000

23,000

u 2%

650

14%


33/80

32


34/80


35/80

cng ty trch nhim hu hn ernst & young Vit nam

knh gi: hi ng qun Tr V BAn iu hnhngn hng Thng Mi C phn CC DOAnh nghip ngOi quC DOAnh ViT nAM

c b p n t c p d p q V n (n ) v 31 12 2009, b p , b l p v b 5 60 ( b p ). V lp b p B n . t l v b p .

C s km to

c c k V n v q p V n. c p lp v v p l v v b p . V b v p pp , b v l v b p . V b v p v B

v b b p . c v p p l .

km to

t , b p n v , , p v p l n v v 31 12 2009 v p v l p c k v h k t t V n v n n V n v B t .

34

V T ho VP t g k v

s : 0264/ktV

h n, V nn 12 2 2010

ny C Ck v p k v

s : 1103/ktV


36/80


37/80

36


38/80

cc ch tiu ngoi Bng cn i k ton hP nht


39/80

38


40/80


41/80

40


42/80


43/80

42

to: The BOArD OF DireCTOrS AnD BOArD OF MAnAgeMenT OFVieTnAM JOinT STOCk COMMerCiAL BAnk FOr priVATe enTerpriSeS

w v dd mpy ldd bl Vm J sk cmml Bk Pv

ep (t Bk) d bd 31 Dmb 2009, ldd m m, ldd

m d , ldd m y dd d

( ldd l m) p 5 60. t ldd l m

pbly Bk mm. o pbly xp p ldd l

m bd d.

B p

w dd d d Vm d il sdd ad pplbl Vm.

t dd q pl d pm d b bl dm

ldd l m ml mm. a d ld xm, b, vd

pp m d dl ldd l m. a d l ld

ppl d d m md by mm, ll vl vll p

ldd l m. w blv d pvd bl b p.op

i p, ldd l m v d v l p Bk d

bd 31 Dmb 2009, ldd l p d ldd y

dd d Vm a sdd d sym cd i d mply

lv y qm s Bk Vm d My .

Vo Ta hoa VaDpy gl D

rd ad

c n: 0264/KtV

h, Vm

12 by 2010

ny C Coad--

rd ad

c n: 1103/KtV

ernst & young Vietnam Limited


44/80


45/80

44


46/80

offBaLance sheet items


47/80

46


48/80


49/80

48


50/80


51/80

50


52/80


53/80

52

Cng TY C Trn 50% Vn C phn/Vn gp DO ngn hng nM gi:

Tnh hnh hOT ng CA Cng TYChng khOn VpBAnk:

n 2009 l l 9 p ttck.n l , ll lp: Vn-i 235,5 , hnx-i l p l l 78,06 .t , b 3-2009, l l ttck . Vn-i v l . t 2009, v

l B l b v, c VPB : s l 5.554 , 1.187 v ; L 2009 l 9 . L l 33 p .

Tnh hnh hOT ng CACng TY AMC:

t 2009 q l VPB amc p b (f, B t -s, 362 P h, d h B - , V V t), p p v VPB v p , , xdcB c b, 2009, amc p v l b VPB. h l

. t 31/12/2009 l amc 84,5 .

C ty co

c VPB(VPBs)

c q l VPB(VPB amc)

L vc doa

c

q l v

%V do VpBa t

100%

100%


54/80

comPanies with 50% or more ofshares owned By VPBank:

oPerations of VPBank securitiescomPany:

2009 ml -y-ld Vm k mk. t Vn-

idx dppd 235.5 p,

l hnX-idx ll l lvl

y, 78.06 p. iv

d d, v, k

mk d d M 2009. t Vn-

idx d d vlm h c

M cy k mk d.

a bkd, VPBk s

cmpy md m

Bd Mm d mply

ll l 2009: mb

d d 5,554,

1,187 m y l, b

mpy pd l 2009 9 bll

VnD. t l d pv 33 bll

VnD dvl y vm.

oPerations of VPBank assetmanagement comPany:

i 2009, VPBk a Mm cmpy(aMc) d l

dvlpm pj d, B t-

sk, 362 h s, h B-Dm s,

d V V t, d pd VPBk

p b f, l

d d . i

2009, aMc b VPBk b

lll mm v

b dbl v. t

Dmb 31, 2009, p-x p

aMc vd 84.5 bll VnD.

Sbsday

VPB s cp(VPBs)

VPB a mcp (VPB amc)

Bsss l

s t

db

% catal vstd by VpBa

100%

100%


55/80

54


56/80


57/80

56

i hi ng C ng(sld M)

hi ng qun Tr(Bd D)

BAn Tng giM C(Bd Mm)

CC Chi nhnh& phng giAO DCh

(B/ t of)

hi ng qun Lti sn n c

(aLco)

hi ng tn dng(cd cl)

Vn Phng hQt(BoD of)

Phng nhn sV o to

(Pl & t)

khi khch hngc nhn

(rl Bk)

P. Pht trin kh c nhn(rl Pd & sv Dp)

dch V ti chnh c nhn(wl Mm)

trung tm chuyn tinwu(w u c)

P. Pht trin kh doanh nghiP(cp Pd & sv Dp)

khi khch hngdoanh nghiP

(cp Bk)

P. qun tr ri ro(rk Mm Dp)

P. PhP ch(Ll Dp)

P. qun L tn dng(cd adm)

P. ti thm nh(cd rvl)

Ban h thng thng tinqun tr (Mis u)

khi gim st(Ml M


58/80

BAn kiM SOT(spvy Bd)

P. ti chnh k ton ( & a)

trung tm thanh ton (Pym c)

trung tm th (cd c)

k hoch tng hP Pl Dp )

Vn Phng (adm of)

P.marketing (Mk)

P.nghiP V kho qu (c d Vl Mm)

Pht trin mng Li & qun L cht

Lng dch V (B nk & svQly Mm)

dch V khch hng (c c)

P.Vn hnh dch V (opl sv)

P.qun tr d ch V (sv Mm.)

P.qun tr mng&Bo mt(nk & sy Mm)

P.qun tr h thng &Lu tr(sym& s Mm)

P.Pht trin ng dng (appl Dvlp)

kinh doanh ngoi hi( ex)

kinh doanh tin t (My mk)

giao dch sn Phm Phi sinh(Dvv Pd)

kinh doanh tri Phiu (Bd Mk)

khi h tr(spp Dv)

trung tm tin hc(im c)

ngun Vnty

hi ng u t(ivm Bd) kim ton ni B

(il ad)

y Ban nhn s(rm Bd)

y Ban qun tr ri ro(rk Mm Bd)

organizationaL structure


59/80

58

TM TT L LCh CA CC C nhnTrOng BAn iu hnh

nguYn hng

tng gim cThc s Qun tr kinh doanh

T 1993-1994: t p k v n

T 1994-1996: t p k

, v k

T 1996-1999: P t ( 4-6/1997 l qt )

04/2009 ay: t g

nguYn ThAnh Bnh

Ph tng gim cC nhn ti chnh ngn hng

8/1994-2/1996: c b pt h

T t 3/1996 -11/1996:

P p t h 12/1996-7/1999: t pt h

8/1999 - 6/2000: h v flb V n - v

7/2000-9/2000:t rng qun l vn

10/2000-4/2001: P pn & P

5/2001-02/2002:t pt p & q l

02/2002 ay: P t g

V Minh qunh

Ph tng gim cThc s Kinh t

5/1994 - 6/1997: c b

6/1997 - 6/1999: P p c L

6/1999 - 5/2001: c v pk b

5/2001 - 5/2007: k

5/2007 ay: P t g

M. nguyen hung

chie eXecutiVe oicer

MBA

1993-1994: d ta d ty Dpm

1994-1996: c a d d a Dpm

1996-1999: Dpy c exvof, d a c exv ofm apl-J 1997

apl 2009 - p: c exvof

M. nguyen thanh Binh

DePutY chie eXecutiVe oicer

Bachelor of Banking and Finance

a 1994 - fb 1996: of, cdDpm

m 1996 - nv 1996: Dpy hd,cd Dpm

d1996 - Jl 1996: hd ho cdDpm

a 1999 - J 2000: llbl P d d Pblem

Jl 2000 - sp 2000:tm ld, cplMm Dpm

o 2000 - ap 2001: hd r&DDpm

m 2001 - fb 2002: hd gla d B MmDpm

2002 - p: Dpy c exvof

M. Vu minh quynh


Master of Economics

m 1994 - J 1997:t of

J 1997 - J 1999: Dpy M,c L t of

J 1999 - m 2001: spl, ilspv d ad Dpm

m 2001 - m 2007: c a



60/80

phAn ngC hA

Ph tng gim cC nhn Ti chnh Ngn hng

8/1994 - 9/1999: c b P td &t VPB h c m10/1999 - 4/2001: P P td &t VPB h c m5/2001 - 2/2002 : q tp P v k c VPB h c m.3/2002 - 4/2004 : t pP v k c VPBh c m5/2004 - 12/2004 : P g VPB h c m1/2005 - 7/2006 : P g VPB s g8/2006 - 1/2010 : g VPBs g2/2010 ay: P t g p v p n

B Dng Th ThY

Ph tng gim cThc s Qun tr kinh doanh, C nhnkhoa hc ngnh in t Tin hc,C nhn Cng ngh in t Vin thng

2/1996-2/2001: n v p k

t VPBank h 2/2001-8/2002: q g t

8/2002-2/2008: g t

2/2008 ay : P t g g t t .

LOw BOOn hOwArD

Ph tng gim cC nhn Thng mi & Qun tr, Cnhn Cao ng Chuyn nghip Cao cpTm l Kinh doanh

03/2009 ay: P t g .

B Dng Th Thu ThY

Ph tng gim cC nhn Ti chnh Ngn hng

5/2002 11/2004: t pP v k d pVPB h n

12/2004 4/2009: g VPBh n

4/2009 ay: P t g g VPB h n

M. Phan ngoc hoa



a 1994 - sp 1999: of cd divm Dpm, h c M cyB

o 1999 - ap 2001: Dpy hd cdd ivm Dpm, h c Mcy B

m 2001 - fb 2002 : a hd idvdl cm sv, h c Mcy B

m 2002 - ap 2004 : hd idvdlcm sv, h c M cy B

m 2004 - d 2004: Dpy D,VPBk h c M

J 2005 - Jl 2006: Dpy D, VPBks

a 2006 - J 2010 : D, VPBk s2010 - p: Dpy c exvof p Vm

M. duong thi thuy


Master of Business Administration,

Bachelor of Electronic and Computer

Science, Bachelor of Electronic

Telecommuniation Technology

fb 1996 - fb 2001: of, hoa im Dpm

fb 2001 - a 2002: a hd, itc

a 2002 - fb 2008: hd it c

fb 2008 - p: Dpy cexv of d hd it c

M. duong thi thu thuy



m 2002 - nv 2004: hd cpBk Dpm, h B

d 2004 - ap 2009: D VP Bkh

ap 2009 - p: Dpy c exvof d D VPBk h

M. Low Boon howard


Bachelor of Commerce and

Management, Bachelor of Psychologial &

Professional Business


memBers of the Boardof management


61/80

60

ThAY i Tng giM C iu hnhTrOng nM h1

h v t

L s

n h

Cc v

t g

t g

n d tay

B 28/02/2009 q

66-2009/q-hqt

h q VPB

B 22/04/2009 q

162-2009/q-hqt h q VPB

quYn Li CA BAn Tng giM C:Tin Lng, Thng V CC quYnLi khC

VPB l p l v B v b l p l, v v b l : B , b , p v

S Lng Cn B, nhn Vin VChnh SCh i Vi ngi LAO ng

t 2009 q l VPB amc p b (f, B t - s,

362 P h, d h B -

, V V t), p p v VPB v p , , xdcB c b,

2009, amc p v l b VPB. h l . t 31/12/2009 l amc 84,5 .

S l c b, v

t 31/12/2009, b v VPB l 2.394 , :(h2)

C sc c v lao

t v p , VPB v ,

l , b v. n v l b , VPB v , v b v, v .

V o to

n lp, VPB l . m VPB l v

p v cBnV , v p v v p v, p p l v, p v v , p p VPB.

t 2009, VPB 42 (12 b , 30 b ) 800 l v. n v p v,

, p b .

h1

To c l

c b l

n v

T s

S l

412

1.982

2.394

To t c v

s

c , t p

P

T s

S l

20

1.823

306

245

2.394

h2


62/80

rePLacement of ceof1

nam

m. L d s

m. n h

posto

ceo

ceo

Ca dtals

rlv p 28/02/2009 d

n. 66-2009/qd-hdqt

VPB Bod

app 22/04/2009 d

n. 162-2009/qd-hdqt VPB Bod

comPensation for Board ofmanagement

VPBk mpv mp

pk Bd Mm d m. i dd l, y

ld b, d

, l , mpy vl,

.

staff and human resourcesPoLicies

nb

a Dmb 31, 2009, l mb

mplyd by VPBk 2,394. (2)

h pl

evy vm VPBk d

p ld dly m

d dd . hv ld , VPBk b y p

m d mp pl

d m ly qld

pl.

t

s blm, VPBk md

. o Bk pmy

bjv mplm v

k kll

mply, m dp ,

bld d dvlp kll ply,

lp m bm m pl d

v m, d

mpl b l

dd, by lp pm VPBk bd.

i 2009, VPBk ld 42

800 (12 d - d

30 dd by p). iv ,

l ly dd ky ,

d ll . i dd, pp

m ld, VPBk

m bd d

p.

F1

Maamt lvl

m

n-

Total

qatty

412

1,982

2,394

edcato lvl

P

g

t- ll

h l

Total

qatty

20

1,823

306

245

2,394

F2


63/80

62

n , v , VPB b v p .

V ty d

VPB l v v

v , p p v v . t 2009, VPB 150 cBnV, cBnV , l, p v, b l 10% - l l l , l .

V t l

n l b,p l, p p v l, ,

, b l . n l b, cBnV l pp p p , p p ,p p

pc l c

t v VPB b , b v b p p pv L L .

n v p l n , v p l (t n ,30/4, 2/9) v lp n, VPB b v; p b ; b p b p pp v ...

B , n l v cBnV cBnV , v v p , b

, , l, b b l v , l v ; q

v t l cBnV...

c , v b l l, , , p 1 B V n ,1 t b v 1

ThAY i Thnh Vin hi ngqun Tr, BAn Tng giM C, BAnkiM SOT V k TOn Trng

t 2009 v 31/03/2010, VPB :

Tay to h t:

h v t

L s

L g

s t k

n h B

P h t

n q a

n c d

B n t n h

t t k

L B g

Cc v

v h

ocBc

ocBc

t v hqt

c hqt

t v hqt

c hqt

P c hqt

t v hqt lp

t v hqt lp

n d tay

v 25/04/2009;

t nhnn v q 1964/q-

nhnn 18/08/2009.

d ocBc l s t k

hc b v 25/04/2009 ( Lg) v t nhnn

q 1964/q-nhnn 18/08/2009.

h hqt 2006-2009 p hc 16/03/2010 v

hqt 2010-2014.

h hqt 2006-2009 p hc 16/03/2010 v

hqt 2010-2014

h hqt 2006-2009 p hc 16/03/2010 v

hqt 2010-2014

VPBb 16/3/2010

VPBb 16/3/2010

VPB

b 16/3/2010

VPBb 16/3/2010


64/80

r

VPBk l pld py m

d d l m ld

d qld dd p. i

2009, VPBk d m 150

pbl d pl pl, 10%

m lvl. t qld m

b b vly

Bk.

sl

t Bk b m ppl

d mpv, mm

d, bl d pm

mmb. i dd b

l, mply l jy

b y ll, xy

ll, mbl p ll, .

B

all ld mply VPBk d

pl l ,

mdl , p Lb l.

Bd m m vm

l b k dy, v dy, l

ldy (L n Y dy, apl 30,

spmb 2, .) d Bk d

vy, VPBk lly d m

d mply, pvd l ll

ll d m mply

dly l.

t Bk l v mply

bdy, p x

b y d v d

mm, p mp

m m, , bdm,

bl , . b v

Bk, d pml ldy p,

x d d l m ,

il cld dy

ld mply, .

t lb VPBk vlvd mmy-d v lp

d vm, d p d

dbld ld, d pvd lm

pp m, vld, d

a o vm.

changes in the Board of directors,Board of management, suPerVisorycommittee and chief accountant

i 2009 d ll 31 M, 2010,

vl ky p.

c B d:

nam

m. L d s

m. L g

m. s t k

m. n h B

m. P h t

m. n q a

m. n c d

m.n t n h

m. t t k

m. L B g

posto

s b Bo d

slpv ocBc

slpv ocBc

mb B d

c, B d

mb B d

c, B d

V c B d

ip b

B dip b

B d

Ca dtal

r gl slm apl 25, 2009.

r ppv bs B V gv

d n 1964/qd-nhnn a 18, 2009.

ocBc pv

app sl glm apl 25, 2009, pl

m. L g. appv b sB V gv d

n. 1964/qd-nhnn a18, 2009.

cpl 2006-2009 .n pp

Bod 2010-2014.

cpl 2006-2009 .

n pp Bod 2010-2014.

cpl 2006-2009 .n pp

Bod 2010-2014.

app gl slm m 16, 2010.

app gl slm m 16, 2010.

app gl sl

m m 16, 2010.app gl sl

m m 16, 2010.


65/80

Tay to Ba T gm c:

Tay k to t:

Tay to Ba km sot:

h v t

L s

n h

L B k h

B d t t t

h n t

n L

P n h

Cc v

t g

t g

P t g

P t g g cn h n

P t g

P t g g t htnV

v tP. h c m

P t g

n d tay

B 28/02/2009 q 66-2009/q-hqt h q VPB

t nhnn vb q 1767/q-

nhnn 29/07/2009

B 22/04/2009 q 162-2009/q-hqt

h q VPB;

t nhnn vb q 1768/q-

nhnn 29/07/2009

B 02/03/2009

B 09/04/2009

m 12/10/2009

m 01/02/2010

B 01/02/2010

B n t t u

n t t

B n q a

B t t t h

t h

B P t t h

k

k

t B k

t v Bks

t v B k

t v Bks

23/03/2009

B 23/03/2009

b 16/3/2010

b 16/3/2010

h Bks 2006-2009 p hc 16/03/2010

v Bks 2010-2014

h Bks 2006-2009 p hc 16/03/2010

v Bks 2010-2014

64


66/80

c B m:

rpl c a:

c spv c:

nam

m. L d s

m. n h

m. L B k h

m. d t t t

m. h n t

m. n d L

m. P n h

posto

ceo

ceo

dp ceo

dp ceo d VPB h

dp ceo

dp ceo d op sppc h c m c

dp ceo

m. n t t u

m. n t t

c a

c a

h spvB

mb spvB

mb spvB

mb spv

B

r m 23, 2009.

app m 23, 2009.

app glsl m

m 16, 2010.

app glsl m m

16, 2010. n pp2010-2014 .

cpl 2006-2009 .n pp 2010-2014 .

cpl 2006-2009 .

n pp 2010-2014 .

Ca dtal

cpl 2006-2009 fb 28, 2009, p

B d d n.66-2009/qd-hdqt, ppv bs B V gv

d n. 1767/qd-nhnn

Jl 29, 2009.

app apl 22, 2009,p B d

d n. 162-2009/qd-hdqt,ppv b s B

V gv dn. 1768/qd-nhnn

Jl 29, 2009.

app m 2, 2009.

app apl 9, 2009.

r ob 12, 2009.

r fb 1, 2010.

app fb 1, 2010.

m. n q a

m. t t t h

m. t d h

m. P t t h


67/80

66


68/80


69/80

68

hi ng qun Tr VBAn kiM SOT

T v v c c cahqT, Ba km sot

t l l v hqt,Bks 2010-2014

hc VPB b v 16/03/2010

ng Ch Dng

ch tch hqtTin s Kinh t

q t c tc t VpBa:

3/2010 ay: c hqt VPB

m. ngO Chi DZung

chairmanDoctor of Economics

wo xc VpBa:Mac 2010 st: c

Bi hi qun

Ph ch tch hqtC nhn kinh t

q t c tc t VpBa:

4/2006-12/2008: t v hqtVPB

12/2008 ay: P c hqtVPB

m. Bui hAi quAn

Vice chairmanBachelor of Economics

wo xc VpBa:A 2006 Dc 2008: BmbDc 2008 st: V c

B nguYn Th nguYT hng

Ph ch tch hqtThc s Qun tr Kinh Doanhtrng IMPAC Hoa K

q t c tc t VpBa:

3/2010 ay: P c hqt

VPB

m. nguYen Thi nguYeT huOng

Vice chairmanMaster of Business Administration fromthe US IMPAC

wo xc VpBa:Ma 2010 st: V c


70/80

Board of directors andsuPerVisory Board

mb B d,spv B

B m mmb

Bd d spvy Bd

(2010-2014 m) ppd gl sld M

M 16, 2010.

Trn Trng kin

thnh Vin hqt c LPThc s Qun tr kinh doanh,C nhn Y khoa

q t c tc t VpBa:3/2010 ay: t v hqt

lp VPB

m. TrAn TrOng kien

indePendent Board memBerMaster of Business Administration,Bachelor of Medicine

wo xc VpBa:Ma 2010 st: ipB b

L Bng giAng

thnh Vin hqt c LP

Thc s Kinh t

q t c tc t VpBa:

3/2010 ay: t v hqt lp VPB

m. LO BAng giAng

indePendent Board memBerMaster of Economics

wo xc VpBa:Ma 2010 st: ipB b

SOOn TiT kOOn

thnh Vin hqtThc s Qun tr Kinh doanh

q t c tc t VpBa:

4/2009 ay: t v hqtVPB ( ocBc)

m. SOOn TiT kOOn

Board memBerMaster of Business Administration

wo xc VpBa:A 2009 st: Bb (pv ocBcl)


71/80

B nguYn qunh Anh

trng Ban kim sotTin s Khoa hc Gio dc,

Thc s Qun tr kinh doanh

q t c tc t VpBa:

3/2010 ay: t B k VPB

m. nguYen quYnh Anh

head suPerVisorDoctor of Educational Science, Masterof Business Administration

wo xc at VpBa:Ma 2010 - st:h spv

B Trnh Th ThAnh hng

thnh Vin chuyn trch

Ban kim sot

C nhn Khoa hc, C nhn Kinh t

q t c tc t VpBa:

3/2010 ay: t v B k VPB

m. Trinh Thi ThAnh hAng

memBer of suPerVisory BoardBachelor of Science, Bachelor ofEconomics

wo xc at VpBa:Ma 2010 - st: av mb spv B

70

hi ng qun Tr VBAn kiM SOT (p )


72/80

ng V hi Bng

thnh Vin Ban kim sot

C nhn Lut

q t c tc t VpBa:

1998-2002: t v hqt VPB

2002-3/2010: t B k VPB

3/2010 ay: t v B k VPB

m. Vu hAi BAng

memBer of suPerVisory BoardBachelor of Laws

wo xc at VpBa:1998-2002: VPB B mb2002- Ma 2010:h spv B3/2010 st:mb spv B

Board of directors andsuPerVisory Board (d)


73/80

72

hot ca hqT:

t 2009, hqt p 06 p v l v b pp n b v

2008, 2009, p , n ,p v l n , , v l p p .

n 2010, h , B .t p v

v h , b p v .

hot ca t v hqT c l:

t 2009 VPB v hqt lp. t , hqt (2010-2014) VPB b v 16/03/2010, 02 v hqt lp.h p v v b p v v hqt lp v

n .hot ca t ba to hqT

h : c p , p v B , p p b pp l v l; v hqt v l .

h : c n , hqt .

h aLco: c

, l - p p v v l n , l b , v , l , p p v , b v ll n , p p v bp l p n .

h : c , l b v VPB , p p v VPB.

h l : c v v lp v p l .

hot ca Ba m sot:

B v ,

v , v p p B v v hqt, v B . t 2009, v p , , P b h v n , B P k b 51 v , l .

t , l , v p p Bk v P k b, Bk v , v v b p , v p , .

k oc t c toot t :

n 2009 v 2010, h , v b p v, p p v l v n ;

v l p v v , v lp . VPB p vp p v locBc v v l .

T t v cc ao dc c /cy v ca n ca cc t v h t, Ba T m c, Ba m sot, c l v c l a.

s l

71

4

75

Ma

B

C

k l p

3.759.547

324.833

4.084.380


74/80

actiVities of the Board of directors

i 2009, Bd D ld x m

d m

v b mp d by 2008

l , ll v ky d,

b d l pl, mplm blk-mdl l , -xm

d dj l pd d p pl.

t Bd D l pld b m

v 2010 pp mm

ll b p by d d

pbl vy mmb Bd.

actiVities of indePendent memBers ofthe Board

i 2009, Bd Mm dd

v y dpd mmb. hv, ly-ld Bd by gl sld

M 2010-2014 m ld

dpd mmb. t Bd v

d mmb lp m ply

ll l v Bk.

actiVities of other sPeciaLizedcounciLs of the Board

c l: v pbl dm d, d

d lm x lm lld

b d cd of b,d ppl db dp

m d d lm

; pp v d bm

m Bd D dm

d ply d m d k

ym.

iv l: v pbly vm pj Bk d

mk vm d d p

.

aLco l: v pbly l d d m db d

dpbl l Bk

d b pd m;

mk bl , mk

d , d

x d pd mk ,

Bk lqdy y l,

p ll d k

mm dpm mm k

bk.

iv l: v pbly vl v VPBk mply d

m mk d vm

VPBk b l.

r l: v pbly d d dd

pv d v dl k

d p.

suPerVisory committee

spvy Bd v pbl

pv mm d l

v, by y p v

b spvy Bd d mmb

Bd D, mmb

of gl D

p, l, d pv

v Bk. i 2008, bd

m dly pm

bd, mb , f,

hdq d m b

Bk, spvy Bd d

il a u pm -

51 dly dpd

, pmd d p

d d y p my

dp.

tk l cmm

d v llb b

cmm d il cl

Dpm, spvy cmm

d mpl

Bk pl d pd. i d

ll-md b k d ld

lpl b d fl.

PLan to imProVe efficiency in BankgoVernance

i 2008 d pl 2009, Bd

D b, d ll b, mpl

p-by-p p p, p

d pv p mply

l d l ly f

d ll v Bk

d vy pd m, v

l xp dv l

-, mm d b pl.

t Bd D l lly p

p ocBc k

mpv k mm fy d

bk mm xp.

discLosure of transactions in sharesamong memBers of the Board ofmanagement, Board of directors,suPerVisory committee, maJorsharehoLders and reLated Persons

f1.

No. of sharesTimes

71

4

75

B

sll

tl

3,759,547

324,833

4,084,380

F1


75/80

74

CC D Liu Thng k V C ng/Thnh Vin gp Vn TrOng nC

C / t v v to c

c cu c ng VPBank ti thi im31/12/2009 h1

thng tin chi tit tng c ng Ln/thnh Vin gP Vn

c l uBck l 5% VL VPBank l. t 31/12/2009, VPBank l : (h2)

C / t v v c o

t v v p v

d 31/12/2009 (h3)

h1

STT

i

1

2

3

ii

Lo c

c l

d p

Pp

Pp

c

T c

S c

114.414.510

3.915.490

31.497.676

79.001.344

97.332.923

211.747.433

T l

54,03%

1,85%

14,88%

37,31%

45,97%

100,00%

h3

STT

1

2

T c

ov c B cp Ltd

d fl hl L

S c

31.497.676

17.598.140

T l s

14,88%

8,31%

h2

STT

1

2

3

h t C

ov c bp L

d fl hlL

n tmcP d t

T l

14,88%

8,31%

7,42%


76/80

summary of sharehoLders

Saolds by ty

VPBank sharehoLder structure as ofdecemBer 31, 2009 f1

detaiLs of maJor sharehoLders

Mj ld dd by s

s cmm

l 5 p VPBk pl.

a Dmb 31, 2009, : (2)

Fo saolds

f l db 31, 2009. (f3)

STT

i

1

2

3

ii

Ty of saold

il v

se

Ll

Ll

ivl v

Total

no. of sas

114,414,510

3,915,490

31,497,676

79,001,344

97,332,923

211,747,433

rato

54.03%

1.85%

14.88%

37.31%

45.97%

100.00%

n

ov c Bcp L (ocBc)

d fl hlL

gPB

stt

1

2

3

r

14.88%

8.31%

7.42%

F2

STT

1

2

nam

ov c B cp L (ocBc)

d fl hl L

no. of sas

31,497,676

17,598,140

rato

14.88%

8.31%

F3

F1


77/80

76


78/80


79/80

VpBa k 292 t s, tl: 04.35378701

VPB g V217 g V, tl: 04.35121178

VPB t x601 n t, t xtl: 04.35524968

VPB k L61 x , tl: 04.35771881

VPB L t t56 L t t, t xtl: 04.35665338

VPB t h - n ct 17t6, h t, kt t h n ctl: 04.62812650

VPB L n 36c L n , h ktl: 04.37478696

VPB h t118 q t, h tl: 04.33552701

BC ninh

VPB B n253 n g t, P.s htl: 0241.3893686

BC giAng

VPB B g208 L L, t.p B gtl: 0240.3555565

VPB n g t2 n g t, P.t Ptl: 0240.6252588

VPB hp h

45 19/5, t. t,hp htl: 0240.3863544

Vnh phC

VPB V P1 m L, t V ytl: 0211.3720138

VPB P y26 h V,t P ytl: 0211.3530378

VPB V tk 2, x t t,h V ttl: 0211.3791887

Thi nguYn

VPB t n590 L n q,P. qtl: 0280.3656769

ph Th

VPB P t2040 l h V,t.p V ttl: 0210.6250269

VPB t c1421 l h V,t.p V ttl: 0210.6258015

hi Dng

VPB h d216-218 L t ntl: 0320.3837808

VPB c gq l 5, t g,t L c, c gtl: 0320.3783821

hi phng

VPB h P31-33 P n L, n qtl: 031.3757799

VPB n s12 n, n qtl: 031.3552533

VPB L c230-232 t h, L ctl: 031.3955904

VPB L t276B L ttl: 031.3847355

VPB k a125 t t n, k atl: 031.3577756

VPB q t70 q t, h Btl: 031.3521068

VPB t n

26 n,t n , t ntl: 031.3642624

VPB t t173 t t, p L h,q k atl: 031.3545118

qung ninh

VPB q n158 L t t, t.p h Ltl: 033.3657668

VPB c P289 t P,t c Ptl: 033.3723818

nAM nh

VPB n 69 L h Ptl: 0350.3834834

VPB L qt c L, h t ntl: 0350.3935961

78

hi S8 L t t, h ktl: 04.39288869

chi nhnh/Phng giao dch

h ni

VpBa h n4 d t, h ktl: 04.39423635

VPB c L

20a c L, tl: 04.37343961

VPB t h 97 t h , h ktl: 04.39428139

VPB t a12 B P, h ktl: 04.37478322

VPB y P46 y P, t htl: 04.37151922

VPB t k152 t k, t htl: 04.37280931

VPB k t92 k t,

tl: 04.35189774VPB t t214 t t, tl: 04.35131969

VPB t x s66 t x s, h B ttl: 04.39446910

VPB c279 c, B tl: 04.37226171

VpBa 362 P h, h B ttl: 04.39744107

VPB h g8 L t t, h ktl: 04.39288869

VPB h B t222a L , h B ttl: 04.39721928

VPB B t32 t V V, h B ttl: 04.39743861

VPB B k92 L t n, h B ttl: 04.38692828

VPB m k534 m k, h B ttl: 04.36335874

VPB t168 t n, h B ttl: 04.36288392

VPB g P

667-669 g P, h mtl: 04.36648852

VPB n h h98 n h h, h ktl: 04.39264022

VPB ka5-c8, k tm k,t xtl: 04.35400525

VpBa n qy39a n q, h ktl: 04.22205088VPB h k3 h B t, h ktl: 04.39350582

VPB c d137B n V c, L Btl: 04.22207500

VPB n B8 n B, B tl: 04.37347094

VPB n L172 n L, L Btl: 04.38736212

VPB h g37 h gtl: 04.39274790

VPB a16 t 4 tttm atl: 04.39655202

VPB x L16 x L, t htl: 04.37586306

VpBa T Lom3-m4 n c t, tl: 04.62662577

VPB c g2 n k t, c gtl: 04.37672474

VPB P V k9 P V , c gtl: 04.37920015

VPB m t 1, ct1-1,k m t h, t Ltl: 04.37875006

VPB h q V184 h q V, c gtl: 04.37557516

VPB t d h73 t d h, c gtl: 04.35563094

VPB L g40 L g, B tl: 04.37622626

VPB t c22 t c, B tl: 04.37725523

VPB n t L4 t tm p ct17,kt n t Ltl: 04.37588745

VPB y h50 t y 1, c g, h ntl: 04.37834733


80/80

VPB qk2 x B, n Ptl: 0350.3857889

Thi Bnh

VPB t B

259m L q , P.B xtl: 036.3642159

hA Bnh

VPB h B139 c c L,P.P Ltl: 0218.3897068

ThAnh hA

VPB t h27-29 l L Ltl: 037.3725856

VPB B s18 n h, t B stl: 037.3771595

VPB n t306 n t, P.t s

tl: 037.6252003VPB s s47 n d, t s stl: 037.3827025

ngh An

VPB n an a, tmdV c1, q t, t.p Vtl: 038.3588979

VPB c V2 c t,P. h s, t.p Vtl: 038.3581631

VPB n V c157 n V c, t.p Vtl: 038.3589427

h TnhVPB h t2 V q, t.p h ttl: 039.3693698

qung Bnh

VPB B165 t h tl: 054.3571717

VPB m t L91 m t Ltl: 054.3545556

nng

VPB n112 P c ttl: 0511.3835090

VPB L d215 L dtl: 0511.3751155

VPB B P567 B Ptl: 0511.3758939

VPB 318 , q. h ctl: 0511.3531466

VPB n t P5 n h t, q. h c

tl: 0511.3614607VPB n t429 n ttl: 0511.3621371

Bnh nh

VPB B 106-108 P B c,t.p q ntl: 056.3810029

nhA TrAng

VPB n t26 ytl: 058.3561888

VPB B t582 L h P,P.P L, B t

tl: 058.3880101Bnh Thun

VPB B t132 t h , P.P t,t p P t

VPB B c341 L q ,q.B ttl: 08.35158893

VPB t 112 V V n, q.t tl: 08.37222182VPB k h199 k h, q 4tl: 08.39414191

VPB B t659 x V n t,q.B ttl: 08.62581376

VPB h t P352 h t P, q 7tl: 08.38722876

VPB n t t299-301 n t t,P1, q 3tl: 08.38390313

VPB c h29 c h, q.t Btl: 08.62966503

VPB P n204 h V h, q. P ntl: 08.62929063

VPB P m h1473(d1-d6) kP m t 1,n V L, q 7tl: 08.54122094

VPB L V s288-290 L V s, q 3tl: 08.35262301

VPB h x244 x V n t,q. B ttl: 08.54456701

VPB n c t116 n c t, q 1tl: 08.54042738

VPB s g129 n t t P9 q 5

VPB P L3 k p c P L, q.6tl: 08.38778056

VPB B h n79 B h n, q 5tl: 08.39240363

VPB c L54 t B-57 tp m, q6tl: 08.38547038

VPB h g211-213 h g, q 6tl: 08.39608893

VPB a d V313 a d V, q 5tl: 08.38303490

VPB t n623 q t, q.g Vptl: 08.39210242

VPB n t s124B n t stl: 08.62581378

LOng AnVPB L a6 L c d,t t atl: 072.3524524

Cn Th

VPB c t26-28 l h B,q.n ktl: 0710.3815766

VPB h L231t 3/2, q.n ktl: 0710.3780456

VPB B tc4 cmt8, P.a t,q.B t

tl: 0710.3768788ng Thp

VPB tp67-69 n h,P1, t.p c L

Documents

annualreport_vpbank2009