Annual Report for Policy Holders - Economic Update - HDFC Life · 2019. 2. 12. · HDFC Bank Ltd 7.18% Reliance Industries Ltd 3.84% ITC Ltd 2.97% Larsen & Toubro Limited 2.79% Maruti

Annual Report for Policy Holders -Economic UpdateMarch 2018

INDEX

Fund Name SFIN Page No

Balanced Managed Fund - Life ULIF00402/01/04BalancedMF101 3Balanced Managed Fund - Pension ULIF01102/01/04BalancedMF101 4Defensive Managed Fund - Life ULIF00302/01/04DefensiveF101 5Defensive Managed Fund - Pension ULIF01002/01/04DefensiveF101 6Growth Fund - Life ULIF00502/01/04GrowthFund101 7Growth Fund - Pension ULIF01202/01/04GrowthFund101 8Liquid Fund - Life ULIF00102/01/04LiquidFund101 9Liquid Fund - Pension ULIF00802/01/04LiquidFund101 10Secured Managed Fund - Life ULIF00202/01/04SecureMgtF101 11Secured Managed Fund - Pension ULIF00902/01/04SecureMgtF101 12Equity Managed Fund - Life ULIF00616/01/06EquityMgFd101 13Equity Managed Fund - Pension ULIF01316/01/06EquityMgFd101 14Stable Managed Fund - Life ULIF00720/06/07StableMgFd101 15Stable Managed Fund - Pension ULIF01420/06/07StableMgFd101 16Balanced Managed Fund - Life - II ULIF01920/02/08BalncdMFII101 17Defensive Managed Fund - Life - II ULIF01820/02/08DefnsvFdII101 18Equity Managed Fund - Life - II ULIF02020/02/08EquityMFII101 19Growth Fund - Life - II ULIF02120/02/08GrwthFndII101 20Liquid Fund - Life - II ULIF01520/02/08LiquidFdII101 21Secured Managed Fund - Life - II ULIF01720/02/08SecureMFII101 22Stable Managed Fund - Life - II ULIF01620/02/08StableMFII101 23Bond Opportunities Fund ULIF03004/08/08BondOprtFd101 24Large Cap Fund ULIF03204/08/08Large-CapF101 25Manager's Fund ULIF03304/08/08ManagerFnd101 26Mid Cap Fund ULIF03104/08/08Mid-capFnd101 27Money Plus Fund ULIF02904/08/08MoneyPlusF101 28Balanced Managed Fund - Pension - II ULIF02608/10/08BalncdMFII101 29Defensive Managed Fund - Pension - II ULIF02508/10/08DefnsvFdII101 30Equity Managed Fund - Pension - II ULIF02708/10/08EquityMFII101 31Growth Fund - Pension - II ULIF02808/10/08GrwthFndII101 32Liquid Fund - Pension - II ULIF02208/10/08LiquidFdII101 33Secured Managed Fund - Pension - II ULIF02408/10/08SecureMFII101 34Stable Managed Fund -Pension - II ULIF02308/10/08StableMFII101 35BlueChip Fund ULIF03501/01/10BlueChipFd101 36Income Fund ULIF03401/01/10IncomeFund101 37Opportunities Fund ULIF03601/01/10OpprtntyFd101 38Vantage Fund ULIF03701/01/10VantageFnd101 39Balanced Fund ULIF03901/09/10BalancedFd101 40Highest Nav Guarentee Fund ULIF04001/09/10HighestNAV101 41Short Term Fund ULIF03801/09/10ShortTrmFd101 42Capital Guarantee Fund ULIF04126/10/10CaptlGuaFd101 43Pension Guarantee Maximus Fund ULIF04224/01/11PenGuaFnd1101 44Pension Super Plus Fund - 2012 ULIF04818/06/12PenSuPls12101 45Equity Plus Fund ULIF05301/08/13EquityPlus101 46Diversified Equity Fund ULIF05501/08/13DivrEqtyFd101 47

Bond Fund ULIF05601/08/13Bond Funds101 48

Conservative Fund ULIF05801/08/13ConsertvFd101 49

Pension Income Fund ULIF06101/04/14PenIncFund101 50

Pension Equity Plus Fund ULIF06001/04/14PenEqPlsFd101 51

Capital Growth Fund ULIF06301/04/15CapGrwthFd101 52

Capital Secure Fund ULIF06401/04/15CapSecFund101 53

Policy Discontinued Fund - Life ULIF05110/03/11DiscontdPF101 54

Policy Discontinued Fund - Pension ULIF05201/10/13DiscontdPF101 55

Individual Fund Fact Sheet

AUM (` in Lakhs)

SFIN Code : ULIF00402/01/04BalancedMF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 22,120.56 19,407.56 766.50 42,294.62

NAV : 106.1604

Fund V/s Benchmark Performance Equity Fund Debt Fund Balanced Fund

Period Returns (%) Benchmark Returns (%)# Mr Kailash Lalwani - 12 11

Inception 12.06% 9.39% Mr Shailesh Dhamankar 3 - 10

5 Years 12.32% 10.62%

4 Years 12.93% 10.67% Asset Category F&U Mandate

3 Years 8.20% 7.55% Money Market Insts 0% to 5%

2 Years 12.89% 11.53% Public Deposits 0% to 15%

1 Year 7.51% 7.59% Govt. Securities

# 45% BSE -100 55% CRISIL Composite Bond Fund Index Corporate Bonds

Note: Returns over 1 year have been annualized. Equity 30% to 60%

Net Current Assets -

Portfolio

Equity % to Fund

HDFC Bank Ltd 6.24%

Reliance Industries Ltd 3.21%

ITC Ltd 2.37%

Infosys Ltd 2.26%

ICICI Bank Ltd. 2.22%

Larsen & Toubro Limited 1.89%

Maruti Suzuki India Ltd 1.80%

Reliance ETF Bank BeES 1.56%

IndusInd Bank Ltd 1.27%

Mahindra & Mahindra Ltd. 1.10%

Kotak Mahindra Bank Limited 1.09%

Tata Consultancy Services Ltd. 1.09%

Kotak Mahindra MF - Kotak Banking ETF - Dividend Payout Option 1.04%

Tata Motors Limited 0.82%

Hero Motocorp Limited. 0.78%

Hindustan Unilever Limited 0.65%

HCL Technologies Limited 0.63%

Shree Cement Limited 0.62%

State Bank of India. 0.62%

Vedanta Ltd 0.62%

Divis Laboratories Ltd. 0.61%

Oil & Natural Gas Corporation Ltd. 0.58%

Bharti Airtel Ltd 0.56%

Tata Steel Ltd. 0.55%

Yes Bank Ltd. 0.55%

UltraTech Cement Ltd 0.52%

Others 17.02%

Total 52.30%

Debentures / Bonds % to Fund

IDFC Bank Ltd 4.32%

Power Finance Corporation Ltd 2.08%

HDB Financial Services Ltd 1.78%

LIC Housing Finance Ltd 1.59%

National Highway Authority Of India 1.49%

Capital First Ltd. 1.41%

Housing Development Finance Corporation Ltd 1.40%

IL & FS Ltd 1.25%

Mahindra & Mahindra Ltd 1.10%

Mahindra and Mahindra Financial Services Ltd 1.08%

Others 5.67%

Total 23.18%

Government Securities % to Fund

7.35% GOI Mat 22-Jun-2024 7.19%

8.60% GOI Mat 02-Jun-2028 4.39%

8.15% GOI Mat 24-Nov-2026 3.18%

6.68% GOI Mat 17-Sep-2031 2.44%

6.79% GOI Mat 15-May-2027 2.01%

8.40% GOI Mat 28-Jul-2024 1.25%

6.90% GOI Mat 13-Jul-2019 0.55%

8.17% GOI Mat 01-Dec-2044 0.50%

8.00% Oil Bond Mat 23-Mar-2026 0.40%

9.23% GOI Mat 23-Dec-2043 0.34%

Others 0.46%

Total 22.71%

Deposits, Money Mkt Securities and Net Current Assets. 1.81%

Grand Total 100.00%

Debt Parameters

Portfolio Yield (%) 7.77%

Avg Maturity (In Months) 94.95

Modified Duration (In Years) 5.35

0.05%

Balanced Managed Fund - Life as on March 31, 2018

Fund Objective : To generate long term capital appreciation along with current income from a combined portfolio of equity and debt market instruments. The equity exposure will be between 30%-60%.

Fund ManagerNo. Of Funds Managed

% of Actual

0.00%

20% to 70% 45.89%

52.30%

1.77%

17.57%

29.99%

22.71%

5.19%

5.13%

4.51%

4.47%

2.92%

2.65%

2.50%

2.37%

Others

Financial Service Activities

Government Securities

Mfg of Coke &Refined Petroleum

Mfg of Motor Vehicles

Computer Programming

Civil Engineering

Other Financial Activities

Electricity,Gas & AC Supply

Mfg of Pharmaceuticals

Mfg of Tobacco Products

Sector Allocation as per NIC 2008 % to Fund

0.10% 3.49%

75.67%

20.74%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs Above 10 Yrs

Debt Maturity Profile

Sovereign

49.49%

AAA 46.23%

AA+ 3.06% AA & below

1.22%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01102/01/04BalancedMF101 Equity Debt MMI & Others Total


NAV : 105.4743



Inception 12.01% 9.39% Mr Nishit Dholakia 2 - 13

5 Years 13.06% 10.62%








Portfolio

Equity % to Fund

HDFC Bank Ltd 7.18%


ITC Ltd 2.97%



Infosys Ltd 2.15%





Bajaj Finance Ltd 1.46%

Yes Bank Ltd. 1.01%



Bharat Petroleum Corporation Ltd 0.96%

Hindustan Petroleum Corporation Ltd. 0.92%

Vedanta Ltd 0.92%



Godrej Consumer Products Ltd 0.76%

Power Grid Corporation of India Ltd 0.73%

Bharat Electronics Ltd 0.73%

Eicher Motors Ltd 0.71%

Godrej Industries Ltd 0.66%

Cipla Limited 0.65%

Exide Industries Ltd 0.64%

Britannia Industries Ltd 0.61%

Hindustan Zinc Ltd. 0.58%

Cera Sanitaryware Limited 0.51%

Supreme Industries Ltd 0.51%

Ashok Leyland Ltd. 0.51%

JK Cement Ltd 0.50%

Others 10.92%

Total 56.22%


IDFC Bank Ltd 3.86%




IL & FS Ltd 1.04%

Export and Import Bank of India 1.03%

L&T Shipbuilding Ltd 1.01%


Hindalco Industries Ltd 0.93%

National Thermal Power Corporation Ltd 0.80%

Others 4.27%

Total 18.81%


7.35% GOI Mat 22-Jun-2024 7.17%

8.60% GOI Mat 02-Jun-2028 4.40%

8.15% GOI Mat 24-Nov-2026 3.11%

6.68% GOI Mat 17-Sep-2031 2.54%

6.79% GOI Mat 15-May-2027 2.20%

8.40% GOI Mat 28-Jul-2024 1.25%

8.00% Oil Bond Mat 23-Mar-2026 0.62%

6.90% GOI Mat 13-Jul-2019 0.57%

8.17% GOI Mat 01-Dec-2044 0.51%

9.20% GOI Mat 30-Sep-2030 0.40%

Others 0.91%

Total 23.67%


Grand Total 100.00%

Debt Parameters




0.02%

Balanced Managed Fund - Pension as on March 31, 2018



% of Actual

0.00%

20% to 70% 42.47%

56.22%

1.29%

14.54%

28.80%

23.67%

6.94%

6.69%

4.32%

3.36%

3.33%

2.97%

2.84%

2.55%

Others






Mfg of Chemical Products

Civil Engineering


Mfg of Basic Metals

Mfg of Non-metallic mineral …


0.28% 2.32%

73.41%

23.99%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

55.72%

AAA 41.11%

AA & below

3.17%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF00302/01/04DefensiveF101 Equity Debt MMI & Others Total


NAV : 78.4069


Period Returns (%) Benchmark Returns (%)# Mr Naveen Sharma - 15 16


5 Years 10.56% 9.62%





# 22.5% BSE -100 77.5% CRISIL Composite Bond Fund Index Corporate Bonds



Portfolio

Equity % to Fund

HDFC Bank Ltd 3.61%


ITC Ltd 1.41%



Infosys Ltd 1.01%







Others 12.26%

Total 27.25%



Rural Electrification Corporation Ltd 4.03%

ICICI Securities Primary Dealership Ltd 3.22%

Shriram City Union Finance Ltd 3.19%


East North Interconnection Co Ltd 2.72%


IOT Utkal Energy Services Limited 2.15%



Others 7.83%

Total 37.27%


6.68% GOI Mat 17-Sep-2031 8.25%

7.68% GOI Mat 15-Dec-2023 5.89%

8.15% GOI Mat 24-Nov-2026 4.67%

8.27% GOI Mat 09-Jun-2020 2.62%

7.35% GOI Mat 22-Jun-2024 2.06%

6.05% GOI Mat 02-Feb-2019 2.03%

8.28% GOI Mat 21-Sep-2027 1.59%

7.59% GOI Mat 20-Mar-2029 1.14%

8.20% GOI Mat 24-Sep-2025 1.05%

8.97% GOI Mat 05-Dec-2030 0.90%

Others 2.38%

Total 32.57%


Grand Total 100.00%

Debt Parameters




1.08%

Defensive Managed Fund - Life as on March 31, 2018

Fund Objective : To enhance long term returns for a portfolio predominantly invested in fixed income securities by taking a moderate to medium exposure to equity and equity related securities. The equity exposure

will be between 15%-30%.


% of Actual

0.00%

50% to 85% 69.84%

27.25%

1.84%

8.94%

35.82%

32.57%

4.84%

4.61%

3.57%

2.35%

2.05%

1.94%

1.92%

1.41%

Others








Mfg of Basic Metals




5.81%

15.66%

59.36%

19.16%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

46.64%

AAA 43.52%


1.81%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01002/01/04DefensiveF101 Equity Debt MMI & Others Total


NAV : 71.4599




5 Years 10.71% 9.62%








Portfolio

Equity % to Fund

HDFC Bank Ltd 2.96%



ITC Ltd 1.44%


Infosys Ltd 1.06%






Others 12.16%

Total 26.11%




Reliance Ports and Terminals Ltd 3.38%




ICICI Bank Ltd 2.61%

L&T Interstate Road Corridor Ltd 2.59%



Others 12.84%

Total 45.14%


6.68% GOI Mat 17-Sep-2031 15.23%

7.35% GOI Mat 22-Jun-2024 3.02%

8.15% GOI Mat 24-Nov-2026 2.83%

8.20% GOI Mat 24-Sep-2025 1.77%

7.59% GOI Mat 20-Mar-2029 1.29%

6.79% GOI Mat 15-May-2027 1.17%

8.02% Tamil Nadu Uday Mat 22-Mar-2025 0.21%




Others 0.20%

Total 26.32%


Grand Total 100.00%

Debt Parameters




0.44%

Defensive Managed Fund - Pension as on March 31, 2018

Fund Objective : To enhance long term returns for a portfolio predominantly invested in fixed income securities by taking a moderate to medium exposure to equity and equity related securities. The equity exposure will

be between 15%-30%.


% of Actual

0.00%

50% to 85% 71.46%

26.11%

1.98%

10.91%

34.44%

26.32%

6.75%

4.92%

3.97%

3.38%

3.07%

2.15%

2.10%

1.98%

Others





Civil Engineering

Warehousing



Mfg of Basic Metals



0.61% 6.05%

70.37%

22.97%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

36.83%

AAA 56.76%


1.98%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF00502/01/04GrowthFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 252,924.83 - 7,501.41 260,426.24

NAV : 166.1071


Period Returns (%) Benchmark Returns (%)# Mr Priyank Singhal 7 - -

Inception 15.18% 12.84%



3 Years 9.15% 6.86% Public Deposits 0%

2 Years 16.56% 15.78% Govt. Securities

1 Year 11.52% 10.62% Corporate Bonds

# BSE-100 Equity 95% to 100%

Note: Returns over 1 year have been annualized. Net Current Assets -

Portfolio

Equity % to Fund

HDFC Bank Ltd 9.78%

Infosys Ltd 5.91%


ITC Ltd 5.31%





SBI-ETF Nifty Bank 2.82%


Yes Bank Ltd. 2.11%


Zee Entertainment Enterprises Ltd 1.72%



Vedanta Ltd 1.40%

Jagran Prakashan Ltd 1.34%





National Thermal Power Corporation Ltd. 1.19%

JK Cement Ltd 1.19%


Sanofi India Ltd. 1.10%

JK Lakshmi Cement Ltd 1.08%

Nestle India Limited 1.05%

Crompton Greaves Consumer Electricals Ltd 0.98%

Axis Bank Limited 0.93%


Tata Motors DVR 0.91%


Monsanto India Ltd. 0.89%



Cipla Limited 0.84%


Sun Pharmaceuticals Industries Ltd. 0.80%


Rallis India Ltd 0.74%

Dr Reddys Laboratories Limited 0.71%


Adani Port & Special Economic Zone Ltd 0.70%

Coal India Limited 0.70%

Greenply Industries Limited 0.69%



Mahindra & Mahindra Finacial Services Limited 0.59%

Asian Paints (India) Ltd 0.57%



Hindalco Industries Ltd. 0.53%


Others 7.12%

Total 97.12%


Grand Total 100.00%

3.01%

Growth Fund - Life as on March 31, 2018

Fund Objective : To generate long term capital appreciation from a diversified portfolio of equity and equity related securities.


% of Actual

0.00%

0% 0.00%

97.12%

-0.13%

23.54%

23.96%

8.80%

8.48%

7.82%

6.29%

5.31%

4.55%

4.39%

3.72%

3.12%

Others







Civil Engineering





100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF01202/01/04GrowthFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 130,439.73 - 967.51 131,407.24

NAV : 159.5176



Inception 14.85% 12.84%






# BSE-100 Equity 95% to 100%


Portfolio

Equity % to Fund

HDFC Bank Ltd 9.82%

Infosys Ltd 6.05%


ITC Ltd 5.43%







Yes Bank Ltd. 2.15%





Vedanta Ltd 1.44%







JK Cement Ltd 1.21%













Cipla Limited 0.87%


















Others 7.22%

Total 99.26%


Grand Total 100.00%

0.95%

Growth Fund - Pension as on March 31, 2018



% of Actual

0.00%

0% 0.00%

99.26%

-0.21%

21.80%

24.55%

8.99%

8.67%

7.98%

6.47%

5.43%

4.65%

4.47%

3.80%

3.18%

Others







Civil Engineering





100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF00102/01/04LiquidFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - - 5,529.62 5,529.62

NAV : 55.904



Inception 7.46% 6.99%


4 Years 6.95% 7.75% Money Market Insts

3 Years 6.43% 7.34% Public Deposits



# CRISIL Liquid Fund Index Equity 0%

Note: Returns over 1 year have been annualized.

Portfolio


Grand Total 100.00%

Debt Parameters




0% 0.00%

0.00%

Liquid Fund - Life as on March 31, 2018

Fund Objective : To deliver returns linked to Money Market levels with minimal interest rate risk and minimal credit risk so as to provide a high level of safety of capital.


% of Actual

100% 100.00%

0.78%

99.22%

Others



100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


Sovereign

100.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF00802/01/04LiquidFund101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - - 2,405.56 2,405.56

NAV : 56.3372











Portfolio


Grand Total 100.00%

Debt Parameters




0% 0.00%

0.00%

Liquid Fund - Pension as on March 31, 2018



% of Actual

100% 100.00%

12.75%

87.25%

Others



100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


Sovereign

100.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF00202/01/04SecureMgtF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - 11,133.16 791.22 11,924.38

NAV : 56.5639


Period Returns (%) Benchmark Returns (%)# Mr Badrish Kulhalli - 13 4







# CRISIL Composite Bond Fund Index Equity 0%


Portfolio






Indian Railway Finance Corporation Ltd 5.36%

IDFC Bank Ltd 4.65%




Ultratech Cement Ltd 2.94%

Others 7.37%

Total 58.29%


8.60% GOI Mat 02-Jun-2028 6.48%

6.68% GOI Mat 17-Sep-2031 6.34%

7.35% GOI Mat 22-Jun-2024 4.38%

8.15% GOI Mat 24-Nov-2026 4.01%

9.20% GOI Mat 30-Sep-2030 2.83%

6.79% GOI Mat 15-May-2027 2.79%

8.40% GOI Mat 28-Jul-2024 2.24%

8.32% GOI Mat 02-Aug-2032 1.73%

8.00% Oil Bond Mat 23-Mar-2026 1.44%

8.17% GOI Mat 01-Dec-2044 0.93%

Others 1.90%

Total 35.08%


Grand Total 100.00%

Debt Parameters




3.92%

Secured Managed Fund - Life as on March 31, 2018

Fund Objective : To provide reasonable returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk.


% of Actual

0.00%

75% to 100% 93.36%

0.00%

2.71%

6.64%

35.08%

34.65%

14.57%

2.98%

2.94%

2.28%

0.86%

Others




Civil Engineering

Mfg of Non-metallic mineral

Products




4.03%

15.55%

54.42%

26.00%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

37.57%

AAA 59.57%

AA+ 2.85%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF00902/01/04SecureMgtF101 Equity Debt MMI & Others Total

Inception Date : 02 Jan 2004 - 6,945.80 541.38 7,487.19

NAV : 55.7234











Portfolio






IDFC Bank Ltd 4.61%


Larsen & Toubro Ltd 3.67%




Others 10.06%

Total 56.32%


6.68% GOI Mat 17-Sep-2031 6.79%

8.60% GOI Mat 02-Jun-2028 6.65%

8.15% GOI Mat 24-Nov-2026 4.66%

7.35% GOI Mat 22-Jun-2024 4.24%

6.79% GOI Mat 15-May-2027 2.80%

9.20% GOI Mat 30-Sep-2030 2.66%

8.32% GOI Mat 02-Aug-2032 2.39%

8.40% GOI Mat 28-Jul-2024 2.31%

8.00% Oil Bond Mat 23-Mar-2026 1.39%

8.17% GOI Mat 01-Dec-2044 0.90%

Others 1.65%

Total 36.45%


Grand Total 100.00%

Debt Parameters




4.79%

Secured Managed Fund - Pension as on March 31, 2018



% of Actual

0.00%

75% to 100% 92.77%

0.00%

2.45%

7.23%

36.45%

31.01%

12.84%

6.44%

2.86%

2.20%

0.96%

Others




Civil Engineering


Products




4.91%

17.86%

50.82%

26.41%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

39.29%

AAA 57.42%

AA+ 3.29%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF00616/01/06EquityMgFd101 Equity Debt MMI & Others Total

Inception Date : 17 Jan 2006 57,538.57 4,012.44 1,703.02 63,254.03

NAV : 143.9597


Period Returns (%) Benchmark Returns (%)# Mr Shailesh Dhamankar 3 - 10

Inception 12.28% 10.45% Mr Naveen Sharma - 15 16

5 Years 15.12% 12.19%





# 80% BSE- 100 20% CRISIL Composite Bond Fund Index Corporate Bonds



Portfolio

Equity % to Fund

HDFC Bank Ltd 9.92%


ITC Ltd 4.15%


Infosys Ltd 4.02%














Vedanta Ltd 1.10%





Yes Bank Ltd. 0.97%




Gas Authority of India Ltd 0.84%










Cipla Limited 0.62%




Shriram Transport Finance Company Ltd 0.59%


Motherson Sumi Systems Ltd. 0.55%

Healthcare Global Enterprises Ltd. 0.54%

HeidelbergCement India Limited 0.53%


Bharat Forge Ltd 0.53%



Others 14.21%

Total 90.96%




ICICI Home Finance Company Ltd 0.24%

Nabha Power Limited 0.16%



Indiabulls Housing Finance Ltd 0.08%




Others 0.02%

Total 3.03%


6.79% GOI Mat 15-May-2027 1.92%

6.68% GOI Mat 17-Sep-2031 0.58%

8.32% GOI Mat 02-Aug-2032 0.44%

8.97% GOI Mat 05-Dec-2030 0.21%

9.23% GOI Mat 23-Dec-2043 0.14%

8.60% GOI Mat 02-Jun-2028 0.03%

Total 3.31%


Grand Total 100.00%

Debt Parameters




1.99%

Equity Managed Fund - Life as on March 31, 2018

Fund Objective : To achieve long term capital appreciation by investing pre-dominantly in equity and equity related securities and balancing it by shifting assets to the fixed income securities depending on the fund

manager's views. The minimum allocation to equity will be 60%.


% of Actual

0.00%

0% to 40% 6.34%

90.96%

0.70%

26.43%

26.51%

7.97%

7.48%

6.93%

5.16%

4.40%

4.15%

3.91%

3.64%

3.43%

Others








Civil Engineering

Mfg of Non-metallic mineral Products


Sector Allocation as per NIC 2008

% to Fund

42.12%

1.42%

39.76%

16.70%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

52.21%

AAA 47.75%

AA & below

0.04%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01316/01/06EquityMgFd101 Equity Debt MMI & Others Total


NAV : 137.7921




5 Years 15.19% 12.19%








Portfolio

Equity % to Fund

HDFC Bank Ltd 9.94%



ITC Ltd 4.09%

Infosys Ltd 3.97%














Vedanta Ltd 1.10%





Yes Bank Ltd. 0.97%















Cipla Limited 0.63%











Apollo Tyres Ltd 0.51%

Others 14.34%

Total 91.53%




Mahindra Vehicle Manufacturers Ltd 0.17%

Total 2.47%


6.79% GOI Mat 15-May-2027 3.19%

8.15% GOI Mat 24-Nov-2026 0.57%

6.68% GOI Mat 17-Sep-2031 0.32%

8.28% GOI Mat 15-Feb-2032 0.02%

Total 4.09%


Grand Total 100.00%

Debt Parameters




1.35%

Equity Managed Fund - Pension as on March 31, 2018




% of Actual

0.00%

0% to 40% 6.56%

91.53%

0.55%

25.71%

26.26%

7.91%

7.52%

7.18%

5.21%

4.42%

4.09%

4.09%

3.92%

3.70%

Others









Civil Engineering



45.66%

2.66%

47.46%

4.23%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

62.35%

AAA 37.62%

AA & below

0.04%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF00720/06/07StableMgFd101 Equity Debt MMI & Others Total

Inception Date : 20 Jun 2007 - 3,398.59 146.62 3,545.20

NAV : 55.2517









# CRISIL Short Term Bond Fund Index Equity 0%


Portfolio






Sundaram Finance Ltd 7.31%


Tata Sons Ltd 6.35%

Kotak Mahindra Prime Ltd. 5.65%

UPL Ltd 2.32%


Others 1.70%

Total 67.12%


7.99% Maharashtra SDL Mat 05-Aug-2019 25.91%

7.28% GOI Mat 03-Jun-2019 2.84%

Total 28.75%


Grand Total 100.00%

Debt Parameters




0.00%

Stable Managed Fund - Life as on March 31, 2018

Fund Objective : To generate optimal returns for investors through short term investments in high credit quality securities so as to keep interest rate risks low and provide safety of capital over the medium term horizon.


% of Actual

100% 100.00%

4.14%

42.86%

28.75%

10.07%

9.87%

2.32%

1.99%

Others





Products


Mfg of Electrical Equipment


16.87%

83.13%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign

29.99%

AAA 65.51%


2.08%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01420/06/07StableMgFd101 Equity Debt MMI & Others Total


NAV : 55.1092











Portfolio






Tata Sons Ltd 5.28%

UPL Ltd 4.72%




Total 50.60%


7.99% Maharashtra SDL Mat 05-Aug-2019 39.49%

7.28% GOI Mat 03-Jun-2019 5.78%

Total 45.27%


Grand Total 100.00%

Debt Parameters




0.00%

Stable Managed Fund - Pension as on March 31, 2018



% of Actual

100% 100.00%

4.13%

45.27%

29.07%

8.60%

8.21%

4.72%

Others




Products




6.35%

93.65%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign

47.22%

AAA 47.86%

AA+ 4.92%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01920/02/08BalncdMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 28,733.54 25,257.21 1,035.92 55,026.67

NAV : 21.383




5 Years 11.66% 10.62%








Portfolio

Equity % to Fund

HDFC Bank Ltd 5.79%


ITC Ltd 2.38%

Infosys Ltd 2.30%
















Vedanta Ltd 0.62%





Yes Bank Ltd. 0.55%


Others 17.20%

Total 52.22%


IDFC Bank Ltd 2.44%

IL & FS Ltd 2.21%









Others 7.70%

Total 24.11%


7.35% GOI Mat 22-Jun-2024 5.98%

8.60% GOI Mat 02-Jun-2028 4.18%

8.15% GOI Mat 24-Nov-2026 2.92%

6.68% GOI Mat 17-Sep-2031 2.43%

6.79% GOI Mat 15-May-2027 2.07%

8.40% GOI Mat 28-Jul-2024 1.26%

8.00% Oil Bond Mat 23-Mar-2026 0.58%

6.90% GOI Mat 13-Jul-2019 0.55%

9.20% GOI Mat 30-Sep-2030 0.53%

8.17% GOI Mat 01-Dec-2044 0.50%

Others 0.80%

Total 21.79%


Grand Total 100.00%

Debt Parameters




20% to 70% 45.90%

52.22%

1.84%

Balanced Managed Fund - Life - II as on March 31, 2018



% of Actual

0% to 20% 0.04%

18.16%

29.19%

21.79%

5.59%

5.45%

4.55%

4.21%

2.97%

2.93%

2.63%

2.53%

Others






Civil Engineering



Mfg of Basic Metals



0.09% 4.03%

74.00%

21.87%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

47.48%

AAA 45.55%


2.21%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01820/02/08DefnsvFdII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 3,026.45 7,388.22 478.67 10,893.34

NAV : 23.0904




5 Years 10.11% 9.62%








Portfolio

Equity % to Fund

HDFC Bank Ltd 3.64%


ITC Ltd 1.43%



Infosys Ltd 1.02%







Yes Bank Ltd. 0.52%


Others 11.57%

Total 27.78%



State Bank of India 3.02%



Tata Capital Housing Finance Limited 2.87%






Others 9.68%

Total 35.64%


6.68% GOI Mat 17-Sep-2031 15.32%

8.15% GOI Mat 24-Nov-2026 3.70%

8.27% GOI Mat 09-Jun-2020 3.30%

7.35% GOI Mat 22-Jun-2024 3.26%

8.20% GOI Mat 24-Sep-2025 1.90%

6.79% GOI Mat 15-May-2027 1.18%

8.28% GOI Mat 21-Sep-2027 0.98%

7.59% GOI Mat 20-Mar-2029 0.78%

9.20% GOI Mat 30-Sep-2030 0.62%

7.72% GOI Mat 25-May-2025 0.22%

Others 0.92%

Total 32.19%


Grand Total 100.00%

Debt Parameters




50% to 85% 67.82%

27.78%

1.96%

Defensive Managed Fund - Life - II as on March 31, 2018


be between 15%-30%.


% of Actual

0% to 20% 2.43%

11.93%

35.35%

32.19%

4.51%

3.38%

3.31%

2.28%

2.09%

1.81%

1.70%

1.46%

Others









Mfg of Basic Metals

Warehousing


4.90%

15.74%

51.30%

28.05%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

47.45%

AAA 44.69%


1.40%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02020/02/08EquityMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 62,779.53 5,260.78 1,778.43 69,818.74

NAV : 21.5725




5 Years 14.34% 12.19%








Portfolio

Equity % to Fund

HDFC Bank Ltd 9.92%


ITC Ltd 4.13%

Infosys Ltd 3.97%













Vedanta Ltd 1.10%






Yes Bank Ltd. 0.97%
















Cipla Limited 0.60%










Others 15.04%

Total 89.92%







IDFC Bank Ltd 0.13%




L&T Shipbuilding Ltd 0.03%

Others 0.07%

Total 4.90%


6.68% GOI Mat 17-Sep-2031 1.12%

8.32% GOI Mat 02-Aug-2032 0.36%

8.97% GOI Mat 05-Dec-2030 0.32%

6.05% GOI Mat 02-Feb-2019 0.29%

6.79% GOI Mat 15-May-2027 0.27%

8.28% GOI Mat 15-Feb-2032 0.10%

6.79% GOI Mat 26-Dec-2029 0.06%

7.72% GOI Mat 26-Oct-2055 0.05%

8.30% GOI Mat 31-Dec-2042 0.04%

8.12% GOI Mat 10-Dec-2020 0.02%

Total 2.63%


Grand Total 100.00%

Debt Parameters




0% to 40% 7.53%

89.92%

0.82%

Equity Managed Fund - Life - II as on March 31, 2018




% of Actual

0% to 15% 1.73%

25.31%

28.05%

7.89%

7.41%

6.90%

5.11%

4.31%

4.13%

3.85%

3.63%

3.41%

Others








Civil Engineering




% to Fund

45.79%

12.67% 19.01%

22.53%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

34.92%

AAA 65.06%

AA & below

0.03%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02120/02/08GrwthFndII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 313,746.01 - 11,177.90 324,923.91

NAV : 18.835









# BSE-100 Equity 90% to 100%


Portfolio

Equity % to Fund

HDFC Bank Ltd 9.82%

Infosys Ltd 5.88%


ITC Ltd 5.28%







Yes Bank Ltd. 2.10%





Vedanta Ltd 1.40%







JK Cement Ltd 1.16%











Cipla Limited 0.86%




















Others 6.96%

Total 96.56%


Grand Total 100.00%

0% 0.00%

96.56%

-0.12%

Growth Fund - Life - II as on March 31, 2018



% of Actual

0% to 10% 3.56%

23.62%

24.28%

8.76%

8.43%

7.76%

6.31%

5.28%

4.53%

4.27%

3.68%

3.07%

Others







Civil Engineering





100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF01520/02/08LiquidFdII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 - - 5,084.93 5,084.93

NAV : 20.824











Portfolio


Grand Total 100.00%

Debt Parameters




0% 0.00%

0.00%

Liquid Fund - Life - II as on March 31, 2018



% of Actual

100% 100.00%

2.89%

97.11%

Others



100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


Sovereign

100.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01720/02/08SecureMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 - 18,537.59 989.00 19,526.59

NAV : 22.386











Portfolio







IDFC Bank Ltd 3.66%





Others 8.41%

Total 59.88%


6.68% GOI Mat 17-Sep-2031 6.75%

8.60% GOI Mat 02-Jun-2028 6.50%

8.15% GOI Mat 24-Nov-2026 4.35%

7.35% GOI Mat 22-Jun-2024 3.85%

6.79% GOI Mat 15-May-2027 2.73%

9.20% GOI Mat 30-Sep-2030 2.42%

8.32% GOI Mat 02-Aug-2032 2.38%

8.40% GOI Mat 28-Jul-2024 2.23%

8.00% Oil Bond Mat 23-Mar-2026 1.18%

8.17% GOI Mat 01-Dec-2044 0.86%

Others 1.80%

Total 35.06%


Grand Total 100.00%

Debt Parameters




75% to 100% 94.94%

0.00%

3.22%

Secured Managed Fund - Life - II as on March 31, 2018



% of Actual

0% to 25% 1.85%

5.06%

36.76%

35.06%

13.36%

5.85%

2.25%

1.11%

0.55%

Others




Civil Engineering


Products




1.91%

10.62%

62.43%

25.03%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

36.93%

AAA 60.48%

AA+ 2.59%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF01620/02/08StableMFII101 Equity Debt MMI & Others Total

Inception Date : 20 Feb 2008 - 4,483.47 391.65 4,875.11

NAV : 20.3273











Portfolio




National Bank for Agriculture & Rural Development 8.29%


Tata Sons Ltd 7.55%


National Hydroelectric Power Corporation Ltd 7.12%

UPL Ltd 6.33%



Others 10.58%

Total 83.79%


5.69% GOI Mat 25-Sep-2018 7.77%

6.05% GOI Mat 02-Feb-2019 0.41%

Total 8.18%


Grand Total 100.00%

Debt Parameters




0.00%

Stable Managed Fund - Life - II as on March 31, 2018



% of Actual

100% 100.00%

8.03%

53.54%

15.72%

8.20%

8.18%

6.33%

Others




Products




59.81%

40.19%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign

8.89%

AAA 81.99%

AA+ 9.12%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF03004/08/08BondOprtFd101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 - 2,680.14 394.47 3,074.62

NAV : 19.3938







2 Years 6.66% 8.06% Govt. Securities 50% to 60%

1 Year 3.65% 5.11% Corporate Bonds 20% to 30%



Portfolio


Tata Sons Ltd 7.72%

Steel Authority of India Ltd. 7.21%

Mahindra Vehicle Manufacturers Ltd 4.62%





Total 28.80%


8.15% GOI Mat 11-Jun-2022 26.37%

7.61% GOI Mat 09-May-2030 9.03%

8.83% GOI Mat 12-Dec-2041 8.64%

7.83% GOI Mat 11-Apr-2018 3.52%

8.28% GOI Mat 21-Sep-2027 2.49%

8.15% GOI Mat 24-Nov-2026 2.35%

6.68% GOI Mat 17-Sep-2031 1.80%

8.20% GOI Mat 15-Feb-2022 1.68%

8.30% GOI Mat 31-Dec-2042 1.15%


Others 1.07%

Total 58.37%


Grand Total 100.00%

Debt Parameters




10.17%

Bond Opportunities Fund as on March 31, 2018



% of Actual

0.00%

58.37%

28.80%

0.00%

2.66%

12.83%

58.37%

12.37%

7.21%

4.62%

2.90%

1.69%

Others



Mfg of Basic Metals


Warehousing



18.51% 18.68%

41.62%

21.19%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

66.96%

AAA 24.76%

AA & below

8.28%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF03204/08/08Large-CapF101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 5,731.23 - 168.16 5,899.39

NAV : 24.7055







2 Years 14.19% 14.32% Govt. Securities 0%

1 Year 7.85% 10.25% Corporate Bonds 0%

# Nifty 50 Equity 95% to 100%


Portfolio

Equity % to Fund

HDFC Bank Ltd 9.96%


Infosys Ltd 6.14%

ITC Ltd 6.10%

















Vedanta Ltd 1.48%





Yes Bank Ltd. 1.26%


Cipla Limited 1.17%






Wipro Ltd 0.97%


Siemens Ltd 0.97%

Grasim Industries Ltd. 0.96%



Bharti Infratel Ltd 0.72%




UPL Limited 0.53%


Others 2.65%

Total 97.15%


Grand Total 100.00%

2.85%

Large Cap Fund as on March 31, 2018

Fund Objective : To generate long term capital appreciation from a diversified portfolio of pre-dominantly in large cap equity and equity related securities.


% of Actual

0.00%

0.00%

0.00%

97.15%

0.00%

16.70%

24.36%

11.16%

10.50%

7.96%

6.10%

5.94%

4.85%

4.84%

3.89%

3.70%

Others







Mfg of Basic Metals

Civil Engineering




100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF03304/08/08ManagerFnd101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 30,052.78 13,604.16 872.49 44,529.43

NAV : 27.3385



Inception 10.81% N/A Mr Naveen Sharma - 15 16

5 Years 12.36% N/A

4 Years 13.22% N/A Asset Category F&U Mandate

3 Years 8.35% N/A Money Market Insts

2 Years 13.42% N/A Public Deposits

1 Year 7.06% N/A Govt. Securities

# NA Corporate Bonds

Note: Returns over 1 year have been annualized. Large Cap Equities 10% to 45%

Mid Cap Equities 10% to 45%

Portfolio Net Current Assets -

Equity % to Fund

HDFC Bank Ltd 3.54%


Infosys Ltd 2.18%

ITC Ltd 1.97%

P & G Hygiene & Health Care Ltd 1.82%








Bajaj Holdings & Investment Limited 1.17%

LIC Housing Finance Limited 1.12%

MRF Ltd. 1.09%



Container Corporation of India Ltd 1.00%




Page Industries Ltd 0.90%

Kansai Nerolac Paints Ltd 0.85%

Yes Bank Ltd. 0.84%



Petronet LNG Ltd 0.80%


Colgate Palmolive (India) Ltd 0.77%


Havells India Ltd 0.73%


Gillette India Ltd 0.69%


L&T Finance Holdings Limited. 0.65%

Tata Power Co. Ltd 0.65%

Castrol India Ltd 0.64%

Tata Chemicals Ltd 0.62%

Glaxo Smithkline Cons. 0.62%

Cummins India Ltd. 0.61%

Emami Ltd 0.59%


Dalmia Bharat Limited 0.58%

TVS Motors Co Ltd. 0.58%

Torrent Pharmaceuticals Limited 0.57%

Blue Dart Express Ltd 0.57%




National Aluminium Company Ltd 0.56%

Alkem Laboratories Ltd 0.54%

Berger Paints India Ltd 0.54%

Glenmark Pharmaceuticals Ltd 0.54%


Mphasis Ltd. 0.52%

Vedanta Ltd 0.52%



Others 12.15%

Total 67.49%


Can Fin Homes Ltd. 4.06%






Tata Sons Ltd 1.10%

Yes Bank Ltd 1.10%



Others 4.34%

Total 22.30%


8.32% GOI Mat 02-Aug-2032 2.69%

6.68% GOI Mat 17-Sep-2031 1.52%

6.79% GOI Mat 15-May-2027 1.28%

7.59% GOI Mat 20-Mar-2029 0.93%

8.28% GOI Mat 15-Feb-2032 0.49%

8.13% Oil Bond Mat 16-Oct-2021 0.34%

8.15% GOI Mat 24-Nov-2026 0.28%

8.15% GOI Mat 11-Jun-2022 0.23%



Others 0.30%

Total 8.25%


Grand Total 100.00%

Debt Parameters




0.96%

5% to 65% 30.55%

35.63%

31.86%

0% to 25% 1.00%

Manager's Fund as on March 31, 2018

Fund Objective : The Manager's Fund dynamically manages the asset allocation between equity and fixed income instruments to deliver higher returns through the equity exposure, combined with the stability of the fixed

income exposure. The fund returns are likely to be volatile due to the market movements.


% of Actual

22.28%

34.59%

8.25%

5.86%

5.17%

4.99%

4.75%

4.19%

3.99%

3.09%

2.84%

Others









Warehousing



8.80%

17.90%

55.36%

17.93%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

27.02%

AAA 64.79%


0.06%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF03104/08/08Mid-capFnd101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 6,405.59 - 66.58 6,472.17

NAV : 46.3304


Period Returns (%) Benchmark Returns (%)# Mr Vishwas Katela 1 - 8

Inception 16.89% 11.16%




2 Years 21.19% 22.61% Govt. Securities 0%

1 Year 10.94% 13.24% Corporate Bonds 0%

# BSE Mid Cap Index Equity 95% to 100%


Portfolio

Equity % to Fund


LIC Housing Finance Limited 3.46%

Bajaj Holdings & Investment Limited 3.33%




Federal Bank 2.85%


MRF Ltd. 2.80%



Petronet LNG Ltd 2.37%



Tata Power Co. Ltd 2.28%


Colgate Palmolive (India) Ltd 2.18%






Sun TV Network Ltd 1.83%



The Ramco Cements Ltd 1.77%


Castrol India Ltd 1.68%


Indraprastha Gas Ltd. 1.65%

Emami Ltd 1.63%




Amara Raja Batteries Ltd 1.41%

Oracle Financial Services Software Ltd. 1.39%

Cholamandalam Investment & Finance Company Ltd 1.38%

Mphasis Ltd. 1.36%

Bayer CropScience Ltd. 1.34%



Torrent Power Ltd. 1.12%

Glenmark Pharmaceuticals Ltd 1.09%


RBL Bank Ltd 0.97%

Endurance Technologies Ltd 0.89%

Tata Communications Ltd 0.86%

Indian Bank 0.82%

Canara Bank 0.80%

Blue Dart Express Ltd 0.76%

Glaxo Smithkline Pharma Ltd 0.74%

Manglore Refineries & Petrochemicals Ltd. 0.66%

CRISIL Ltd 0.61%

PNB Housing Finance Ltd. 0.52%

Others 1.76%

Total 98.97%


Grand Total 100.00%

0.53%

Mid Cap Fund as on March 31, 2018

Fund Objective : To generate long term capital appreciation from a diversified portfolio of pre-dominantly in mid cap equity and equity related securities.


% of Actual

0.00%

0.00%

0.00%

98.97%

0.50%

25.22%

24.15%

9.94%

9.05%

7.99%

7.42%

3.97%

3.90%

2.82%

2.80%

2.75%

Others






Mfg of Fabricated Metal Products


Warehousing

Mfg of Rubber & Plastics Products



100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF02904/08/08MoneyPlusF101 Equity Debt MMI & Others Total

Inception Date : 04 Aug 2008 - 1,203.94 239.44 1,443.38

NAV : 17.6446







2 Years 4.93% 6.98% Govt. Securities 40% to 100%

1 Year 4.05% 6.84% Corporate Bonds 0% to 10%



Portfolio


6.35% GOI Mat 02-Jan-2020 83.41%

Total 83.41%


Grand Total 100.00%

Debt Parameters




15.22%

Money Plus Fund as on March 31, 2018

Fund Objective : To generate optimal returns from investments biased to the highest credit quality at the short end of the yield curve, such that interest rate risks and credit risks are low.


% of Actual

0.00%

83.41%

0.00%

0.00%

1.37%

16.59%

83.41%

Others



15.43%

84.57%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign

100.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02608/10/08BalncdMFII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 18,321.41 15,415.64 522.02 34,259.06

NAV : 29.8239




5 Years 12.53% 10.62%








Portfolio

Equity % to Fund

HDFC Bank Ltd 6.77%


ITC Ltd 2.92%



Infosys Ltd 2.05%






Yes Bank Ltd. 0.98%



Vedanta Ltd 0.88%











Cipla Limited 0.63%



Others 11.79%

Total 53.48%


IDFC Bank Ltd 2.93%










Others 7.68%

Total 22.83%


7.35% GOI Mat 22-Jun-2024 6.21%

8.60% GOI Mat 02-Jun-2028 5.81%

6.68% GOI Mat 17-Sep-2031 2.50%

8.15% GOI Mat 24-Nov-2026 2.26%

6.79% GOI Mat 15-May-2027 1.56%

8.40% GOI Mat 28-Jul-2024 1.26%

8.00% Oil Bond Mat 23-Mar-2026 0.60%

6.90% GOI Mat 13-Jul-2019 0.56%

8.17% GOI Mat 01-Dec-2044 0.50%

9.23% GOI Mat 23-Dec-2043 0.34%

Others 0.57%

Total 22.16%


Grand Total 100.00%

Debt Parameters




20% to 70% 45.00%

53.48%

1.47%

Balanced Managed Fund - Pension - II as on March 31, 2018



% of Actual

0% to 20% 0.06%

14.40%

28.15%

22.16%

7.21%

6.85%

5.29%

4.14%

3.24%

3.07%

2.92%

2.57%

Others





Civil Engineering





Mfg of Basic Metals


% to Fund

0.13% 4.91%

69.43%

25.52%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

49.26%

AAA 48.74%

AA & below

2.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02508/10/08DefnsvFdII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 2,008.47 5,183.57 191.20 7,383.23

NAV : 25.2992




5 Years 10.18% 9.62%








Portfolio

Equity % to Fund

HDFC Bank Ltd 3.50%



ITC Ltd 1.41%


Infosys Ltd 1.03%









Others 10.74%

Total 27.20%




Nuclear Power Corporation of India Ltd 5.95%







Axis Bank Ltd 1.41%

Others 5.93%

Total 43.77%


6.68% GOI Mat 17-Sep-2031 12.27%

8.27% GOI Mat 09-Jun-2020 4.87%

7.35% GOI Mat 22-Jun-2024 2.88%

6.79% GOI Mat 15-May-2027 2.55%

8.20% GOI Mat 24-Sep-2025 1.40%

9.20% GOI Mat 30-Sep-2030 0.58%

7.59% GOI Mat 20-Mar-2029 0.51%

8.15% GOI Mat 24-Nov-2026 0.49%



Others 0.53%

Total 26.44%


Grand Total 100.00%

Debt Parameters




50% to 85% 70.21%

27.20%

2.01%

Defensive Managed Fund - Pension - II as on March 31, 2018


be between 15%-30%.


% of Actual

0% to 20% 0.58%

9.77%

37.83%

26.44%

7.72%

4.49%

3.68%

2.68%

2.08%

1.96%

1.76%

1.61%

Others






Warehousing



Mfg of Basic Metals



1.77%

22.05%

48.90%

27.28%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

37.65%

AAA 48.22%

AA+ 12.53%

AA & below

1.60%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02708/10/08EquityMFII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 38,366.63 3,032.21 1,092.12 42,490.96

NAV : 31.9415




5 Years 14.41% 12.19%








Portfolio

Equity % to Fund

HDFC Bank Ltd 9.87%


ITC Ltd 4.05%


Infosys Ltd 3.93%














Vedanta Ltd 1.10%




Yes Bank Ltd. 0.97%
















Cipla Limited 0.61%










Others 15.13%

Total 90.29%









Total 4.68%

Government Securities % to Fund6.79% GOI Mat 15-May-2027 1.55%

6.68% GOI Mat 17-Sep-2031 0.43%

8.97% GOI Mat 05-Dec-2030 0.21%

8.28% GOI Mat 15-Feb-2032 0.09%

8.13% Oil Bond Mat 16-Oct-2021 0.07%

8.79% GOI Mat 08-Nov-2021 0.05%

8.15% GOI Mat 24-Nov-2026 0.02%

6.05% GOI Mat 02-Feb-2019 0.02%

8.30% GOI Mat 02-Jul-2040 0.01%

Total 2.46%


Grand Total 100.00%

Debt Parameters




0% to 40% 7.14%

90.29%

0.77%

Equity Managed Fund - Pension - II as on March 31, 2018

Fund Objective : To achieve long term capital appreciation by investing pre-dominantly in equity and equity related securities and balancing it by shifting assets to the fixed income securities depending on the fund manager's

views. The minimum allocation to equity will be 60%.


% of Actual

0% to 15% 1.80%

25.22%

28.12%

7.84%

7.42%

6.94%

5.14%

4.35%

4.05%

3.88%

3.62%

3.42%

Others








Civil Engineering




28.32%

13.69%

49.70%

8.30%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

34.47%

AAA 65.50%

AA & below

0.03%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02808/10/08GrwthFndII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 183,222.18 - 6,074.31 189,296.49

NAV : 35.7889



Inception 15.26% 12.66%






# BSE-100 Equity 90% to 100%


Portfolio

Equity % to Fund

HDFC Bank Ltd 9.83%

Infosys Ltd 5.88%


ITC Ltd 5.28%







Yes Bank Ltd. 2.10%





Vedanta Ltd 1.40%







JK Cement Ltd 1.17%













Cipla Limited 0.85%


















Others 6.97%

Total 96.79%


Grand Total 100.00%

0% 0.00%

96.79%

-0.18%

Growth Fund - Pension - II as on March 31, 2018



% of Actual

0% to 10% 3.39%

23.55%

24.27%

8.77%

8.43%

7.77%

6.32%

5.28%

4.53%

4.32%

3.69%

3.08%

Others







Civil Engineering





100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF02208/10/08LiquidFdII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 - - 3,736.95 3,736.95

NAV : 19.7281











Portfolio


Grand Total 100.00%

Debt Parameters




0% 0.00%

0.00%

Liquid Fund - Pension - II as on March 31, 2018



% of Actual

100% 100.00%

0.36%

99.64%

Others



100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


Sovereign

100.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02408/10/08SecureMFII101 Equity Debt MMI & Others Total

Inception Date : 08 Oct 2008 - 12,838.93 682.03 13,520.96

NAV : 22.1385











Portfolio





IDFC Bank Ltd 4.34%







Others 8.19%

Total 59.20%


6.68% GOI Mat 17-Sep-2031 6.82%

8.60% GOI Mat 02-Jun-2028 6.48%

8.15% GOI Mat 24-Nov-2026 4.47%

7.35% GOI Mat 22-Jun-2024 3.85%

6.79% GOI Mat 15-May-2027 2.74%

9.20% GOI Mat 30-Sep-2030 2.49%

8.32% GOI Mat 02-Aug-2032 2.35%

8.40% GOI Mat 28-Jul-2024 2.24%

8.00% Oil Bond Mat 23-Mar-2026 1.18%

7.59% GOI Mat 20-Mar-2029 1.05%

Others 2.09%

Total 35.76%


Grand Total 100.00%

Debt Parameters




75% to 100% 94.96%

0.00%

3.13%

Secured Managed Fund - Pension - II as on March 31, 2018



% of Actual

0% to 25% 1.91%

5.04%

37.39%

35.76%

12.67%

5.48%

1.95%

1.06%

0.65%

Others




Civil Engineering


Products




1.98% 9.23%

62.75%

26.05%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

37.66%

AAA 59.93%

AA+ 2.41%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF02308/10/08StableMFII101 Equity Debt MMI & Others Total


NAV : 19.4631











Portfolio




L&T Finance Ltd 8.22%


Tata Sons Ltd 7.05%


National Hydroelectric Power Corporation Ltd 6.50%


UPL Ltd 1.69%

IL & FS Ltd 1.66%

Others 0.99%

Total 64.57%


7.83% GOI Mat 11-Apr-2018 12.84%

6.05% GOI Mat 02-Feb-2019 9.48%

Total 22.32%


Grand Total 100.00%

Debt Parameters




0.00%

Stable Managed Fund -Pension - II as on March 31, 2018



% of Actual

100% 100.00%

13.11%

41.77%

22.32%

14.55%

6.56%

1.69%

Others





Products



76.50%

23.50%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign

25.69%

AAA 62.90%

AA+ 11.41%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF03501/01/10BlueChipFd101 Equity Debt MMI & Others Total

Inception Date : 05 Jan 2010 386,950.23 - 31,445.53 418,395.76

NAV : 20.7172


Period Returns (%) Benchmark Returns (%)# Mr Nishit Dholakia 2 - 13







# BSE-100 Equity 80% to 100%


Portfolio

Equity % to Fund

HDFC Bank Ltd 9.92%


Infosys Ltd 5.55%

ITC Ltd 4.67%







Yes Bank Ltd. 2.08%











Vedanta Ltd 1.33%











Cipla Limited 0.84%










Others 11.04%

Total 92.48%


Grand Total 100.00%

0% 0.00%

92.48%

-0.21%

BlueChip Fund as on March 31, 2018Fund Objective : The fund aims to provide medium to long term capital appreciation by investing in a portfolio of pre-dominantly large cap companies which can perform through economic and market cycles. The fund

will invest at least 80% of the AUM in companies which have a market capitalization greater than the company with the least weight in BSE100 index. The fund may also invest upto 20% in money market

instruments/cash.


% of Actual

0% to 20% 7.72%

24.77%

24.20%

8.47%

8.40%

8.15%

6.47%

4.67%

4.54%

3.96%

3.41%

2.98%

Others







Civil Engineering





100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF03401/01/10IncomeFund101 Equity Debt MMI & Others Total

Inception Date : 05 Jan 2010 - 230,102.28 4,372.03 234,474.31

NAV : 19.0371











Portfolio










IDFC Bank Ltd 2.70%


Others 23.31%

Total 66.44%


6.68% GOI Mat 17-Sep-2031 21.81%

7.35% GOI Mat 22-Jun-2024 2.52%

8.15% GOI Mat 24-Nov-2026 2.35%

6.79% GOI Mat 15-May-2027 0.87%

7.59% GOI Mat 20-Mar-2029 0.81%

8.28% GOI Mat 21-Sep-2027 0.45%

9.20% GOI Mat 30-Sep-2030 0.32%

8.97% GOI Mat 05-Dec-2030 0.28%

8.32% GOI Mat 02-Aug-2032 0.27%

8.13% Oil Bond Mat 16-Oct-2021 0.22%

Others 1.78%

Total 31.70%


Grand Total 100.00%

Debt Parameters




80% to 100% 98.14%

0.00%

1.70%

Income Fund as on March 31, 2018

Fund Objective : The fund aims to provide superior returns through investments in high credit quality debt instruments while maintaining an optimal level of interest rate risk. The fund may also invest upto 20% in

money market instruments/cash.


% of Actual

0% to 20% 0.16%

1.90%

48.38%

31.70%

4.87%

3.55%

3.36%

3.27%

2.06%

0.44%

0.37%

0.09%

Others






Warehousing


Broadcasting & Programming


Mfg of Basic Metals


4.96%

16.77%

52.27%

26.00%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

32.30%

AAA 60.84%


2.25%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF03601/01/10OpprtntyFd101 Equity Debt MMI & Others Total

Inception Date : 05 Jan 2010 949,824.84 - 110,466.71 1,060,291.55

NAV : 28.7398


Period Returns (%) Benchmark Returns (%)# Mr Nishit Dholakia 2 - 13

Inception 13.67% 11.53%






# Nifty Free Float Mid Cap 100 Equity 80% to 100%


Portfolio

Equity % to Fund


Voltas Ltd 2.55%

Indraprastha Gas Ltd. 2.42%

The Ramco Cements Ltd 2.39%




Sun TV Network Ltd 1.80%

City Union Bank Ltd 1.72%



Karur Vyasa Bank Ltd. 1.53%

Balkrishna Industries Ltd. 1.51%



Cholamandalam Investment & Finance Company Ltd 1.44%

The Indian Hotels Company Ltd 1.40%

Wabco India Ltd 1.35%


Mphasis Ltd. 1.30%


Emami Ltd 1.23%




Trent Ltd. 1.12%

Oracle Financial Services Software Ltd. 1.11%

Torrent Power Ltd. 1.06%

SBI Life Insurance Company Limited 1.02%

Schaeffler India Limited 1.01%





Cadila Healthcare Ltd 0.98%



RBL Bank Ltd 0.93%


NCC Ltd 0.89%

Endurance Technologies Ltd 0.88%



CRISIL Ltd 0.80%



Kajaria Ceramics Limited. 0.73%

MindTree Limited. 0.73%

ICICI Lombard General Insurance Company Limited 0.67%



Apollo Tyres Ltd 0.63%

Canara Bank 0.62%

Gujarat Pipavav Port Ltd 0.62%

Alembic Pharmaceuticals Limited 0.57%

Max India Ltd 0.57%

Techno Electric & Engineering Company Ltd 0.53%

Sadbhav Engineering Ltd. 0.51%

Supreme Industries Ltd 0.51%

Siemens Ltd 0.51%

JK Cement Ltd 0.50%


Others 17.95%

Total 89.58%


Grand Total 100.00%

0% 0.00%

89.58%

-0.41%

Opportunities Fund as on March 31, 2018

Fund Objective : The fund aims to generate long term capital appreciation by investing pre-dominantly in mid cap stocks which are likely to be the blue chips of tomorrow. The fund will invest in stocks which have

a market capitalization equal to or lower than the market capitalization of the highest weighted stock in the NSE CNX Midcap Index. The fund may also invest upto 20% in money market instruments/cash.


% of Actual

0% to 20% 10.83%

38.86%

15.69%

8.16%

7.89%

5.84%

5.64%

5.05%

3.98%

3.52%

3.09%

2.28%

Others




Mfg of Machinery & Equipment





Mfg of Rubber & Plastics Products

Mfg of Textiles


100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF03701/01/10VantageFnd101 Equity Debt MMI & Others Total


NAV : 22.7088



Inception 10.47% N/A Mr Nishit Dholakia 2 - 13

5 Years 14.10% N/A








Portfolio

Equity % to Fund

HDFC Bank Ltd 8.69%



ITC Ltd 3.43%


Infosys Ltd 2.50%



Yes Bank Ltd. 1.81%









Vedanta Ltd 1.05%








Cipla Limited 0.77%










JK Cement Ltd 0.52%


Others 9.07%

Total 66.67%












Others 2.77%

Total 19.87%


8.32% GOI Mat 02-Aug-2032 4.19%

6.68% GOI Mat 17-Sep-2031 2.54%

6.79% GOI Mat 15-May-2027 1.90%

7.59% GOI Mat 20-Mar-2029 0.79%

7.35% GOI Mat 22-Jun-2024 0.73%

7.68% GOI Mat 15-Dec-2023 0.42%

8.28% GOI Mat 21-Sep-2027 0.20%

8.15% GOI Mat 24-Nov-2026 0.18%

6.35% Oil Bond Mat 23-Dec-2024 0.15%


Others 0.33%

Total 11.50%


Grand Total 100.00%

Debt Parameters




10% to 70% 31.37%

66.67%

0.98%

Vantage Fund as on March 31, 2018

Fund Objective : The Vantage Fund dynamically manages the asset allocation between equity and fixed income instruments to deliver higher returns through equity exposure, combined with the stability of the fixed

income exposure. The fund returns are likely to be volatile due to market movements.


% of Actual

0% to 40% 0.98%

15.95%

31.48%

11.50%

8.15%

7.44%

6.03%

4.71%

4.26%

3.79%

3.43%

3.26%

Others










Civil Engineering


14.42%

2.11%

46.33% 37.13%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

36.67%

AAA 57.54%

AA+ 5.80%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF03901/09/10BalancedFd101 Equity Debt MMI & Others Total

Inception Date : 08 Sep 2010 399,021.48 179,863.76 8,390.45 587,275.69

NAV : 19.352




5 Years 12.33% 11.29%





# 60% BSE-100 40% CRISIL Composite Bond Fund Index Corporate Bonds



Portfolio

Equity % to Fund

HDFC Bank Ltd 7.60%


ITC Ltd 3.03%


Infosys Ltd 2.92%












Vedanta Ltd 0.85%





Yes Bank Ltd. 0.74%















Others 16.83%

Total 67.94%



IDFC Bank Ltd 1.71%









Others 4.49%

Total 17.50%


8.60% GOI Mat 02-Jun-2028 2.90%

6.68% GOI Mat 17-Sep-2031 1.71%

8.32% GOI Mat 02-Aug-2032 1.68%

8.17% GOI Mat 01-Dec-2044 1.52%

6.79% GOI Mat 15-May-2027 0.96%

8.15% GOI Mat 24-Nov-2026 0.88%

6.05% GOI Mat 02-Feb-2019 0.76%

8.40% GOI Mat 28-Jul-2024 0.69%

7.35% GOI Mat 22-Jun-2024 0.52%

9.20% GOI Mat 30-Sep-2030 0.46%

Others 1.05%

Total 13.13%


Grand Total 100.00%

Debt Parameters




0% to 60% 30.63%

67.94%

1.12%

Balanced Fund as on March 31, 2018

Fund Objective : To invest in Debt and Equity securities so as to combine the stability of Debt instruments with the long term capital appreciation potential of Equities.


% of Actual

0% to 20% 0.31%

20.43%

29.68%

13.13%

5.96%

5.84%

5.44%

5.05%

4.17%

3.95%

3.32%

3.03%

Others






Civil Engineering






5.50%

19.11%

44.85%

30.54%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

42.87%

AAA 55.88%


0.52%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF04001/09/10HighestNAV101 Equity Debt MMI & Others Total

Inception Date : 08 Sep 2010 258,212.58 441,644.73 36,275.53 736,132.84

NAV : 14.9922




5 Years 7.46% N/A








Portfolio

Equity % to Fund

HDFC Bank Ltd 6.97%



Infosys Ltd 1.87%

ITC Ltd 1.81%









Yes Bank Ltd. 0.63%



Others 9.59%

Total 35.08%







Tata Sons Ltd 2.68%



IDFC Bank Ltd 1.75%


Others 7.00%

Total 40.97%


8.79% GOI Mat 08-Nov-2021 7.03%

7.80% GOI Mat 11-Apr-2021 5.39%

8.83% GOI Mat 25-Nov-2023 1.59%

8.13% GOI Mat 21-Sep-2022 1.40%

7.16% GOI Mat 20-May-2023 1.24%

7.94% CG Mat 24-May-2021 1.13%

8.35% GOI Mat 14-May-2022 0.49%

8.12% GOI Mat 10-Dec-2020 0.34%

8.08% GOI Mat 02-Aug-2022 0.26%

7.68% GOI Mat 15-Dec-2023 0.14%

Total 19.03%


Grand Total 100.00%

Debt Parameters




35.08%

2.25%

Highest NAV Guarantee Fund as on March 31, 2018

Fund Objective : To Generate Returns from Hybrid asset Allocation Portfolio over 10 year Term of Fund


% of Actual

0% to 100% 62.67%

10.84%

43.06%

19.03%

4.93%

4.90%

4.57%

4.08%

2.80%

2.12%

1.87%

1.81%

Others




Civil Engineering



Warehousing


Mfg of Other Transport Equip.



% to Fund

4.60%

22.15%

73.25%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs


Sovereign

31.71%

AAA 67.25%


0.41%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF03801/09/10ShortTrmFd101 Equity Debt MMI & Others Total

Inception Date : 14 Sep 2010 - 15,027.56 921.81 15,949.37

NAV : 17.0776











Portfolio








Nabha Power Limited 4.85%




Others 23.52%

Total 87.84%


6.81% Maharashtra SDL Mat 08-Nov-2020 6.38%

Total 6.38%


Grand Total 100.00%

Debt Parameters




0.00%

Short Term Fund as on March 31, 2018

Fund Objective : To invest in Government securities, high grade corporate bonds and money market instruments with a maximum outstanding maturity limit of 3 years


% of Actual

100% 100.00%

5.78%

48.40%

17.23%

8.62%

6.38%

4.12%

4.08%

3.07%

2.12%

0.20%

Others







Civil Engineering

Mfg of Basic Metals



15.65%

84.35%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign

6.78%

AAA 82.40%

AA+ 4.21%

AA & below

6.62%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF04126/10/10CaptlGuaFd101 Equity Debt MMI & Others Total

Inception Date : 02 Nov 2010 812.31 195.33 135.35 1,142.99

NAV : 17.4517




5 Years 11.15% N/A








Portfolio

Equity % to Fund



Infosys Ltd 4.59%

ITC Ltd 4.45%

HDFC Bank Ltd 4.25%










Yes Bank Ltd. 1.46%







Vedanta Ltd 1.04%






Tech Mahindra Limited. 0.81%

Bajaj Auto Ltd. 0.80%


Indian Oil Corporation Ltd 0.77%



Wipro Ltd 0.64%




Cipla Limited 0.56%




Others 1.05%

Total 71.07%


8.79% GOI Mat 08-Nov-2021 12.86%

7.94% CG Mat 24-May-2021 4.03%

8.08% GOI Mat 02-Aug-2022 0.20%

Total 17.09%


Grand Total 100.00%

Debt Parameters




71.07%

0.53%

Capital Guarantee Fund as on March 31, 2018

Fund Objective : To Generate Returns from Hybrid asset Allocation Portfolio with a guarantee that the corpus at the end of the investment horizon is at least equal to initial Capital.


% of Actual

0% to 100% 28.40%

22.68%

20.95%

17.09%

9.98%

7.59%

5.28%

4.45%

3.30%

2.96%

2.88%

2.85%

Others







Civil Engineering



Mfg of Basic Metals


39.82%

60.18%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 3 - 10 Yrs


Sovereign

100.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF04224/01/11PenGuaFnd1101 Equity Debt MMI & Others Total

Inception Date : 01 Feb 2011 1,951.24 7,541.46 302.82 9,795.51

NAV : 16.8975




5 Years 7.66% N/A








Portfolio

Equity % to Fund

HDFC Bank Ltd 2.52%



ITC Ltd 1.15%

Infosys Ltd 1.08%









Others 6.85%

Total 19.92%





Tata Sons Ltd 9.00%

Torrent Power Ltd 8.64%



IL & FS Ltd 6.74%



Total 74.48%


7.94% CG Mat 24-May-2021 2.51%

Total 2.51%


Grand Total 100.00%

Debt Parameters




19.92%

2.64%

Pension Guarantee Maximus Fund as on March 31, 2018

Fund Objective : The fund aims to deliver steady returns through mix of Debt & Equities.


% of Actual

70% to 100% 77.44%

6.50%

49.22%

18.99%

9.73%

5.11%

2.51%

2.46%

2.04%

1.38%

1.15%

0.91%

Others



Warehousing

Civil Engineering








0.59%

28.90%

70.52%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs 3 - 10 Yrs


Sovereign

3.26%

AAA 85.52%

AA & below

11.23%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF04818/06/12PenSuPls12101 Equity Debt MMI & Others Total

Inception Date : 06 Dec 2012 157,427.87 117,679.68 7,988.09 283,095.64

NAV : 15.5685




5 Years 9.39% N/A








Portfolio

Equity % to Fund

HDFC Bank Ltd 7.35%



Infosys Ltd 3.24%

ITC Ltd 3.13%









Yes Bank Ltd. 1.04%







Vedanta Ltd 0.74%







Tech Mahindra Limited. 0.57%

Bajaj Auto Ltd. 0.56%



Indian Oil Corporation Ltd 0.52%

Others 5.71%

Total 55.61%












Others 3.34%

Total 38.91%


7.73% GOI Mat 19-Dec-2034 2.66%

Total 2.66%


Grand Total 100.00%

Debt Parameters




40% to 100% 41.57%

55.61%

1.37%

Pension Super Plus Fund - 2012 as on March 31, 2018

Fund Objective : The fund aims to invest in Equity, Fixed Income Instruments, Liquid Mutual Funds and Money Market Instruments and actively manage the asset allocation between these categories to provide

benefits at least equal to the guaranteed benefits.


% of Actual

0% to 40% 1.45%

12.63%

34.51%

14.36%

9.28%

7.08%

5.86%

5.65%

3.13%

2.66%

2.48%

2.37%

Others






Warehousing




Mfg of Basic Metals


3.36% 1.26%

62.04%

33.33%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

6.39%

AAA 92.32%

AA & below

1.29%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF05301/08/13EquityPlus101 Equity Debt MMI & Others Total

Inception Date : 24 Jun 2014 4,746.94 0.10 459.69 5,206.73

NAV : 13.3557




5 Years N/A N/A Asset Category F&U Mandate

4 Years N/A N/A Money Market Insts






Portfolio

Equity % to Fund

HDFC Bank Ltd 9.73%

ITC Ltd 5.64%


Infosys Ltd 4.71%












Vedanta Ltd 1.44%






Yes Bank Ltd. 1.21%


Cipla Limited 1.10%






Prataap Snacks Limited 0.95%




Wipro Ltd 0.89%





Amber Enterprises India Ltd 0.82%







PNB Housing Finance Ltd. 0.52%

Others 6.53%

Total 91.17%



Total 0.002%


Grand Total 100.00%

Debt Parameters




0% to 20% 0.00%

91.17%

0.21%

Equity Plus Fund as on March 31, 2018

Fund Objective : The Equity Plus Fund aims at least 80% of the equity exposure to be limited to Nifty constituent stocks at any point in time and the balance of the equity exposure in non-Nifty constituent stocks


% of Actual

0% to 20% 8.61%

26.41%

23.68%

9.41%

7.62%

7.44%

5.64%

4.65%

4.47%

4.20%

3.56%

2.94%

Others







Civil Engineering

Mfg of Basic Metals




99.98%

0.02% 0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 3 - 10 Yrs


AAA 100.00%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF05501/08/13DivrEqtyFd101 Equity Debt MMI & Others Total

Inception Date : 01 Jul 2014 5,246.61 - 432.07 5,678.68

NAV : 15.888









# BSE-100 Equity 60% to 100%


Portfolio

Equity % to Fund

HDFC Bank Ltd 9.74%


Infosys Ltd 5.21%

ITC Ltd 4.68%









Yes Bank Ltd. 1.92%



Vedanta Ltd 1.45%








Cipla Limited 1.06%





JK Cement Ltd 0.92%



















Others 9.33%

Total 92.39%


Grand Total 100.00%

0% to 40% 0.00%

92.39%

-0.01%

Diversified Equity Fund as on March 31, 2018

Fund Objective : The Diversified Equity Fund aims to generate long term capital appreciation by investing in high potential companies across the market cap spectrum while taking active asset allocation calls in Equity,

government securities, Money Market Instruments, Cash etc


% of Actual

0% to 40% 7.62%

26.17%

24.21%

8.45%

7.88%

7.77%

5.61%

4.68%

4.16%

4.14%

3.69%

3.25%

Others








Civil Engineering




100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF05601/08/13Bond Funds101 Equity Debt MMI & Others Total


NAV : 13.5533











Portfolio




Shriram City Union Finance Ltd 4.09%








Total 26.28%


6.68% GOI Mat 17-Sep-2031 44.13%

7.59% GOI Mat 20-Mar-2029 7.13%

8.20% GOI Mat 15-Feb-2022 5.34%

7.68% GOI Mat 15-Dec-2023 3.64%

6.79% GOI Mat 15-May-2027 2.04%

6.05% GOI Mat 02-Feb-2019 1.98%

9.20% GOI Mat 30-Sep-2030 0.65%

8.97% GOI Mat 05-Dec-2030 0.31%

8.33% GOI Mat 07-Jun-2036 0.30%


Others 0.36%

Total 65.99%


Grand Total 100.00%

Debt Parameters




40% to 100% 92.27%

0.00%

1.13%

Bond Fund as on March 31, 2018

Fund Objective : The Bond Fund aims to dynamically manage the allocation between government securities, Fixed Income instruments, Money Market instruments and Cash with the intent to dynamically manage the

duration at a level that delivers superior risk adjusted returns.


% of Actual

0% to 60% 6.60%

7.73%

65.99%

15.13%

6.85%

2.33%

1.97%

Others





Products

Warehousing


9.49% 5.27%

32.12%

53.12%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

71.51%

AAA 23.18%

AA+ 5.31%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF05801/08/13ConsertvFd101 Equity Debt MMI & Others Total

Inception Date : 11 Jul 2014 - 1,614.15 68.43 1,682.58

NAV : 13.1061











Portfolio









Kotak Mahindra Prime Ltd. 1.79%



Others 0.61%

Total 40.43%


6.05% GOI Mat 02-Feb-2019 40.87%

6.68% GOI Mat 17-Sep-2031 8.23%

8.15% GOI Mat 24-Nov-2026 4.29%

5.69% GOI Mat 25-Sep-2018 1.18%

8.15% GOI Mat 11-Jun-2022 0.79%

8.12% GOI Mat 10-Dec-2020 0.11%

8.20% GOI Mat 15-Feb-2022 0.02%

Total 55.51%


Grand Total 100.00%

Debt Parameters




40% to 100% 95.93%

0.00%

0.97%

Conservative Fund as on March 31, 2018

Fund Objective : The Conservative Fund is a pure Debt Fund which invests in Government securities, high grade Fixed Income Instruments, Liquid Mutual Fund and Money Market Instruments. The fund aims to

deliver stable returns by investing in the short end of the yield curve to limit the volatility and risk of the Fund.


% of Actual

0% to 60% 3.09%

4.07%

55.51%

35.50%

3.57%

1.36%

Others




Products



75.25%

8.79% 7.64% 8.31%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

57.86%

AAA 42.14%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF06101/04/14PenIncFund101 Equity Debt MMI & Others Total

Inception Date : 06 Oct 2015 - 28,075.09 3,394.63 31,469.72

NAV : 11.488






3 Years N/A N/A Public Deposits





Portfolio







Tata Capital Financial Services Ltd 3.50%


Axis Bank Ltd 1.87%



Others 13.94%

Total 52.76%


6.68% GOI Mat 17-Sep-2031 22.26%

7.68% GOI Mat 15-Dec-2023 3.58%

7.35% GOI Mat 22-Jun-2024 3.01%

6.79% GOI Mat 15-May-2027 2.74%

8.15% GOI Mat 24-Nov-2026 1.74%

8.20% GOI Mat 24-Sep-2025 0.99%

8.27% GOI Mat 09-Jun-2020 0.82%

8.13% Oil Bond Mat 16-Oct-2021 0.64%

6.79% GOI Mat 26-Dec-2029 0.32%

8.20% GOI Mat 15-Feb-2022 0.10%

Others 0.25%

Total 36.46%


Grand Total 100.00%

Debt Parameters




80% to 100% 89.21%

0.00%

2.46%

Pension Income Fund as on March 31, 2018Fund Objective : The Pension Income Fund aims to provide superior returns through investments in high credit quality Debt instruments while maintaining an optimal level of interest rate risk. In addition up to 20% of

the Fund may be invested in cash and Money Market Instruments, Liquid Mutual Funds and Deposits to facilitate the day-to-day running of the Fund. Fund management would involve continual monitoring and credit

evaluations with rigorous buy and sell disciplines to maximize upside potential and manage downside risk.


% of Actual

0% to 20% 8.33%

10.79%

37.95%

36.46%

9.16%

2.37%

1.54%

1.23%

0.47%

0.03%

Others




Products




Warehousing

Mfg of Basic Metals


10.53% 11.98%

52.48%

25.01%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

40.86%

AAA 50.56%

AA+ 6.75%

AA & below

1.83%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF06001/04/14PenEqPlsFd101 Equity Debt MMI & Others Total

Inception Date : 06 Oct 2015 11,007.32 - 1,147.09 12,154.41

NAV : 12.3283











Portfolio

Equity % to Fund

HDFC Bank Ltd 9.87%

ITC Ltd 5.54%


Infosys Ltd 4.79%












Vedanta Ltd 1.44%





Yes Bank Ltd. 1.21%



Cipla Limited 1.05%





Prataap Snacks Limited 1.02%






Wipro Ltd 0.87%










Others 7.42%

Total 90.56%


Grand Total 100.00%

0% to 20% 0.00%

90.56%

0.25%

Pension Equity Plus Fund as on March 31, 2018

Fund Objective : The Pension Equity Plus Fund aims at least 80% of the equity exposure to be limited to Nifty constituent stocks at any point in time and the balance of the equity exposure in non-Nifty constituent stocks


% of Actual

0% to 20% 9.19%

26.57%

23.62%

9.47%

7.56%

7.43%

5.54%

4.64%

4.49%

4.07%

3.47%

3.13%

Others







Civil Engineering

Mfg of Basic Metals




100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF06301/04/15CapGrwthFd101 Equity Debt MMI & Others Total

Inception Date : 21 Oct 2016 2,769.68 - 158.90 2,928.58

NAV : 12.6086



Inception 17.45% 11.39%




2 Years N/A N/A Govt. Securities


# BSE-100 Equity 80% to 100%


Portfolio

Equity % to Fund

HDFC Bank Ltd 9.77%


Infosys Ltd 5.22%

ITC Ltd 4.74%









Yes Bank Ltd. 1.95%



Vedanta Ltd 1.46%









Cipla Limited 1.07%





JK Cement Ltd 0.94%



















Others 9.46%

Total 94.57%


Grand Total 100.00%

0% to 20% 0.00%

94.57%

-0.02%

Capital Growth Fund as on March 31, 2018

Fund Objective : Capital Growth Fund aims to provide medium to long term capital appreciation by investing in a portfolio of companies which can perform through economic and market cycles. In addition up to 20%

of the Fund may be invested in Money Market Instruments and Fixed Income Securities.


% of Actual

0% to 20% 5.44%

24.67%

24.52%

8.64%

7.93%

7.82%

6.11%

4.74%

4.19%

4.17%

3.81%

3.41%

Others








Civil Engineering




100.00%

80.00%

90.00%

100.00%

0 - 1 Yr


AUM (` in Lakhs)

SFIN Code : ULIF06401/04/15CapSecFund101 Equity Debt MMI & Others Total


NAV : 10.6058







2 Years N/A N/A Govt. Securities




Portfolio




IDFC Bank Ltd 3.26%








Others 0.62%

Total 31.42%


7.35% GOI Mat 22-Jun-2024 16.71%

8.60% GOI Mat 02-Jun-2028 7.36%

8.12% GOI Mat 10-Dec-2020 7.24%

8.15% GOI Mat 11-Jun-2022 6.37%

6.68% GOI Mat 17-Sep-2031 6.34%

6.84% GOI Mat 19-Dec-2022 3.46%

9.20% GOI Mat 30-Sep-2030 3.42%

8.32% GOI Mat 02-Aug-2032 2.50%

6.79% GOI Mat 15-May-2027 2.34%

8.40% GOI Mat 28-Jul-2024 2.08%

Others 7.67%

Total 65.48%


Grand Total 100.00%

Debt Parameters




80% to 100% 96.90%

0.00%

2.66%

Capital Secure Fund as on March 31, 2018Fund Objective : Capital Secure Fund aims to provide superior returns through investments in high credit quality Debt instruments while maintaining an optimal level of interest rate risk. In addition up to 20% of the

Fund may be invested in cash and Money Market Instruments, Liquid Mutual Funds and Deposits to facilitate the day-to-day running of the Fund. Fund management would involve continual monitoring and credit

evaluations with rigorous buy and sell disciplines to maximize upside potential and manage downside risk.


% of Actual

0% to 20% 0.44%

3.10%

65.48%

23.32%

4.77%

1.83%

1.50%

Others




Civil Engineering



0.45%

15.98%

60.21%

23.36%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%



Sovereign

67.58%

AAA 32.42%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF05110/03/11DiscontdPF101 Equity Debt MMI & Others Total

Inception Date : 10 Mar 2011 - 192,073.39 34,641.28 226,714.67

NAV : 16.7743



Inception 7.60% N/A


4 Years 7.26% N/A Money Market Insts 0% to 40%

3 Years 6.73% N/A Public Deposits 0%

2 Years 6.20% N/A Govt. Sec (Including Tbills) 60% to 100%

1 Year 5.81% N/A Corporate Bonds

# NA Equity


Portfolio


7.28% GOI Mat 03-Jun-2019 29.12%

8.24% GOI Mat 22-Apr-2018 21.41%

6.05% GOI Mat 02-Feb-2019 15.86%

6.90% GOI Mat 13-Jul-2019 7.39%

91 Days Tbill Mat 14-Jun-2018 4.31%

6.35% GOI Mat 02-Jan-2020 3.95%

7.83% GOI Mat 11-Apr-2018 2.24%

6.05% GOI Mat 12-Jun-2019 0.44%

Total 84.72%


Grand Total 100.00%

Debt Parameters




14.88%

Policy Discontinued Fund - Life as on March 31, 2018

Fund Objective : The Fund aims to deliver steady returns through investments in low risk Money Market instruments and Government securities.


% of Actual

0.00%

84.72%

0% 0.00%

0.40%

3.14%

84.72%

12.14%

Others




58.94%

41.06%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign 87.47%

AAA 12.53%

Debt Rating Profile

AUM (` in Lakhs)

SFIN Code : ULIF05201/10/13DiscontdPF101 Equity Debt MMI & Others Total


NAV : 13.7241



Inception 7.29% N/A


4 Years 7.22% N/A Money Market Insts 0% to 40%

3 Years 6.68% N/A Public Deposits 0%

2 Years 6.17% N/A Govt. Sec (Including Tbills) 60% to 100%

1 Year 5.74% N/A Corporate Bonds

# NA Equity


Portfolio


8.24% GOI Mat 22-Apr-2018 45.16%

6.05% GOI Mat 02-Feb-2019 17.78%

6.05% GOI Mat 12-Jun-2019 12.82%

91 Days Tbill Mat 14-Jun-2018 12.73%

7.28% GOI Mat 03-Jun-2019 6.50%

7.83% GOI Mat 11-Apr-2018 2.40%

6.35% GOI Mat 02-Jan-2020 0.39%

Total 97.78%


Grand Total 100.00%

Debt Parameters




1.53%

Policy Discontinued Fund - Pension as on March 31, 2018

Fund Objective : The Fund aims to deliver steady returns through investments in low risk Money Market instruments and Government securities.


% of Actual

0.00%

97.78%

0% 0.00%

0.68%

2.22%

97.78%

Others



80.15%

19.85%

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

80.00%

90.00%

100.00%

0 - 1 Yr 1 - 3 Yrs


Sovereign

100.00%

Debt Rating Profile

Documents

Annual Report for Policy Holders - Economic Update - HDFC Life · 2019. 2. 12. · HDFC Bank Ltd 7.18% Reliance Industries Ltd 3.84% ITC Ltd 2.97% Larsen & Toubro Limited 2.79% Maruti