Planters Development BankPlanters Development Bank

SVP Maria Agnes J. AngelesSVP Maria Agnes J. AngelesSME North Luzon Lending and Micro Finance HeadSME North Luzon Lending and Micro Finance Head

April 12, 2011, LBP Auditorium, Ermita, Manila, Philippines

A Multi-Stakeholder Conference

Value Chain Financing for Agriculture and

Rural Microenterprises

Planters Development BankPlanters Development Bank

Microfinance ExperienceMicrofinance Experience

September 2006 - Merger of Plantersbank and Micro Enterprise Bank Davao

Establishment of the Microfinance Department under the SME Banking Group in 2007

Created a strong unit with solid microfinance experience and reputation

Started offering the wholesale microfinance loan to top MFI’s through the nationwide PDB branch network

Planters Development BankPlanters Development Bank

Objectives To better serve as a conduit of funds via

wholesale credit to the MFIs

To serve as a complementing institution rather than a direct competitor of existing MFIs

To provide scale-up opportunities for existing MFI clients with higher financial requirements

To push microfinance much faster given greater resources, geographical coverage, and a stronger organization with solid experience and reputation

Planters Development BankPlanters Development Bank

Value Chain Financing Activities Ugnayang Magsasaka ng San Simon (1990)

Partnership with Canadian Intl. Development Agency (CIDA) - PDB Guarantee Fund (1992-1993)

Tripartite Agreement for Banana Farmers for Davao

(DOLE, Uni-Fruitti, Stanfilco) (2005)

SMFI Tripartite Agreement for the poultry sector (2007)

Wholesale Lending for Rural Financing Institutions (RFIs)

and Micro Financing Institutions (MFIs) (2007)