ALOK SAMANTARAYCAPGEMINI INDIA PVT LTDXXXX-XXXXXX-21000 19-Jul-2015AMERICAN EXPRESS BANKING CORP.CYBER CITY, TOWER C, DLF BLDG NO.8SECTOR-25, DLF CITY PH IIGURGAON - 122002ALOK SAMANTARAYCAPGEMINI INDIA PVT LTDCAP GEMINI PVT LTDCAMPUS IB, RMZ ECOSPACE,RING ROAD,BELLANDURVARTHUR,HUBLI,BANGALORE 5600370.00 - 0.00 + 101,920.71 = 101,920.71 XXXX-XXXXXX-21000Jul 7 CROWNE PLAZA MANCHESTER MANCHESTERForeign Spending881.20Jul 8 IZ *MUAMMAD MOHSINMANCHESTERForeign Spending 15.30Jul 8 CROWNE PLAZA MANCHESTER MANCHESTERForeign Spending 97.00UNITED KINGDOM POUND STERLINGOODSAND/ORSERVICESUNITED KINGDOM POUND STERLINUNITED KINGDOM POUND STERLINGOODSAND/ORSERVICESwww.americanexpress.co.inPrevious BalancePayments &CreditsNewDebitsTotalBalanceBalanceDuePayment Due Date. . . . . .101,920.71PAYMENT ADVICE9-Aug-2015101,920.71New Foreign Transactions for ALOK SAMANTARAY90,455.521,562.299,902.90Total of New Foreign Transactions for ALOK SAMANTARAY 101,920.71TOTAL OVERSEAS SPEND IN CURRENT MONTH 101,920.71The Corporate CardStatement of AccountThank you for using the American Express Card. We would appreciate receiving your payment of Rs. 101,920.71 by 9-Aug-2015.Incase of cheque payments, you are advised to drop them at least 4 working days prior to the payment due date to ensure timely credit toyour Card Account and avoid levy of penal charges.American Express Banking Corp.Cybercity, Tower-C, DLF Bldg No. 8Sector-25, DLF City Ph IIGurgaon - 122002Incorporated in the USA Registered Trademark of American Express CompanyAmount due in RsMail payment to:Please make crossed cheque payable to"AEBC Card No 3765-336220-21000"Statement includes payments and charges received by 19 Jul 15.Dates and details of new activity Amount Rs Card Amount RsPrepared ForMembership Number Statement Date Page 1 of 3Incorporated in the USAXXXX-XXXXXX-21000 19-Jul-2015Please note that with effect from June 1, 2015, the service tax applicable on the eligible fees and charges on yourAmerican Express Card will change from 12.36% to 14%.This change is basis the notification bearing No. 14/2015,Service Tax dated 19.05.2015, issued by Government of India.Payment InformationPayment MethodsNationalElectronic FundsTransfer(NEFT)Online Crossed Cheque / DraftDrop BoxesBy MailDirectDebitMailing PreferenceForeignExchangeCurrencyChargesServiceTaxWe are here to help1800 419 1222 (0124) 280 1222www.americanexpress.co.inCardmembership InformationService Tax change notificationThe Corporate CardStatement of AccountPage 2 of 3- Payment for all charges must be received in full, inIndian Rupees, by the due date.- You can pay by any of these convenient methods:-Make a paymenttowardsyour account via NEFT mentioning the full 15 digit card number. The NEFTdetails are as belowIFSC Code: SCBL0036020NameofBank&Branch:StandardCharteredBank,NarainManzil,23Barakhamba Road, New Delhi - 110001Account Type: Current- Pay your Card bill, online anywhere anytime in three simple steps.Just log on to www.americanexpress.co.in Click on 'Pay your bill now'. Fillin yourCarddetailsand the bankaccountfrom which you would like tomake the payment. -Please make your crossed cheque/draft payableto AEBC Card No. 37** ****** *****. Please mention your name and contactnumber on the reverse of the cheque.- For locations, Please refer to www.americanexpress.co.in- Please send your payment to American express Banking Corp.,CyberCity,TowerC,DLFBldgNo.8,Sector25,DLFCityPhaseII,Gurgaon - 122002. -You may also enrollfordirectdebiteach month from yourBank account and credit the Card Account with the total amount due in themonthlystatementthroughtheElectronicClearingSystem(ECSintroduced by the Reserve Bank of India (RBI). - If you do not wish to be contacted for promotional ormarketing offers, or wish to change the address or phone number on youraccount,pleasecallusatthenumbersmentionedonthebackofyourcard.-TotalamountofForeignCurrencychargesshownincludetheCurrencyConversionFactorAssessment of 3.5% plus applicable service tax. -(ServicetaxRegistrationNumber:AAGCA9055NST001;Category:CreditCard,DebitCard,Charge card orOtherPaymentCardService)-A servicetaxat14% isapplicableonfeesandotherservicecharges. -Forany information orassistance,please callour24 hr Corporate Services Helpline at:All India Toll-free -or(Dial +91 124 2801222 when calling from overseas)Membership Number Statement DateXXXX-XXXXXX-21000 19-Jul-2015www.americanexpress.co.in/mitcHead-Customerservicesindia@aexp.comwww.americanexpress.co.inwww.americanexpress.co.inDue date and charges:Indicative Example:Delinquency Fee:Sample Illustration:Annual Fee:Billing Disputes Resolution:Grievances Redressal Escalation:The Corporate CardStatement of AccountMandatory DisclosuresThe following are important disclosures on Due Date, Delinquency Fee, Annual Fee Billings Dispute Resolution and GrievanceRedressal Escalation on your American Express Corporate Card. Please note that the following information is applicable to allCorporate Card products, however some of these elements may differ from company to company and will be governed by thespecific agreement with your company.All charges are due immediately upon receipt of monthly Statement of Account, payable bythe due date given on the statement. In the event of non-receipt of monthly statement, theCardmember is required to make full payment of the Charges within 21 days of incurring theCharge on basis of the Cardmember's copy of the Record of Charges (ROC), or earlier, ifrequested by American Express. For a monthly statement dated January 13, 2013, the total amountpayable by the due date is Rs. 12,000. Then the Cardmember is required to pay the fullamount of Rs. 12,000 on or before the Payment Due Date.Failure to make the payment in full, as indicated above, will attract a delinquency charge asdescribed below.A delinquency fee is levied at the rate of 3.5% on the unpaid balance (with a minimummonthly delinquency of Rs.100). Delinquency fee is levied if American Express does notreceive payment in full of the charges shown on the monthly statement by the payment duedate. Unpaid Delinquency Fee will itself be treated as overdue amount and will be furthersubject to Delinquency Fee. A Cardmember has a total amount due of Rs. 12,000 payable by DueDate. If the Cardmember does not pay this full amount by the Due Date, the Delinquency Feethat will appear in the next month's Statement of account and will be calculated as:3.5%*12,000 = Rs. 420. Thus the Cardmember would be charged Rs. 420, which is theDelinquency Fee payable.Assuming that the total outstanding (Rs. 12,420 = Rs. 12,000 + Rs. 420) is still not paid onthe next due date, the entire amount of Rs. 12,420 will attract the delinquency fee and thiswould appear in the next months Statement of Account. This delinquency fee would again becalculated as: 3.5%*12,420 = Rs. 434.7.Please note that the delinquency fee stated in the example above is exclusive of service tax.Service tax will be billed on the delinquency fee charged as per applicable rates.An annual membership fee of Rs. 2,100 and Rs. 3,100 is applicable and charged every yearfor the American Express Corporate Card and the American Express Gold Corporate Cardrespectively. For details on standard annual fees please refer to the schedule of chargesgiven in the Most Important Terms and Conditions document available atAny discrepancies on the monthly statement of the Corporate Card Account must be informedto American Express by calling the 24 hours Corporate Services Helpline numbers orsubmitted to American Express in writing within 60 days of the date of statement. AmericanExpress would take reasonable steps to assist the Cardmember by providing information inrelation to charges to the Card Account. If the Cardmember does not notify American Expressof an error or omission in the statement within 60 days of the date of statement, the statementwill be conclusively settled to be complete and correct except for any amount, which has beenimproperly credited to the account.If the Cardmember is unsatisfied with the response received, the Cardmember can addressthe grievance to: Ms. Gunjan Nayyar/ Ms. Himani Badola, Executive Correspondence Unit,American Express Banking Corp., Cyber City Tower C, DLF Bldg No. 8, Sector - 25, DLF CityPh II, Gurgaon - 122002, Phone No. 0124-3362172/2027For escalation ofgrievances, the same can be addressed to: Mr. Rajiv Bathla, Head of Operations, American Express Banking Corp.,Cyber City Tower C, DLF Bldg No. 8, Sector - 25, DLF City Ph II, Gurgaon - 122002 (Haryana). Email:If you are not satisfied with the response or if you have not received a response from us within a month, you may approach the BankingOmbudsman for redressal. Please visit www.rbi.org.in for details.Any Charges mentioned anywhere in these disclosures are exclusive ofthe applicable Service Tax which is billed along with the feethatappears on the billing statementand is levied as per the applicable Service Tax.To know more aboutthe most importanttermsand conditions, please log ontoPage 3 of 3 Membership Number Statement Date