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All About Your
ARAG® Legal
Insurance!
Legal insurance provides you with affordable and reliable legal counsel for everyday life matters.
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How Can ARAG Help?
Civil Damage Claims (Defense)Civil DamagePet-Related Matters
Consumer Protection IssuesAuto RepairBuying a New or Used VehicleConsumer FraudProtection for Goods or
ServicesCriminal MattersJuvenile MattersMisdemeanor MattersParental Responsibilities
Debt-Related MattersDebt Collection Matters
Family LawAdoptionAlimony (8 hours)
Child Custody (8 hours)Child Support (8 hours)Divorce/Annulment/Separation
(15 hours)Guardianship/ConservatorshipName ChangePre-marital Agreements
Landlord / Tenant MattersContracts/Lease AgreementsEvictionSecurity DepositsTenant Disputes with a Landlord
Real Estate MattersBuying/Selling a HomeForeclosureHome Improvement/Contractor
IssuesPromissory notesNeighbor Disputes/Easements
Small Claims CourtSmall Claims Court Issues
Tax IssuesIRS Audit ProtectionIRS Collection Defense
Traffic MattersDrivers License Suspension,
Revocation and Restoration
Wills and Estate PlanningCodicilComplex WillDurable/Financial Power of
AttorneyHealth Care Power of
AttorneyLiving WillStandard Will
We Say “Yes” More Often:
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A Life-Long Benefit:Chart Your Path to Legal Protection
Planned Events
Unplanned Events
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In-Office Service
• Attorney Services – Advice, Representation, Follow-Up Calls, Preparing Docs
• Comprehensive Coverage• Reduced Fee Benefits
Telephone Advice and Consultation
• Legal Hotline/Document Prep• Identity Theft Services/Protection• Financial Wellness Hotline• Caregiving Hotline
Online Resources
• Education Center• DIY Docs™• Online Financial Tools• Online Caregiving Resources• Identity Theft Protection
What is Legal Insurance?As an employee of Cherokee County Schools, you have a low monthly rate of $16.60 for individual and $21.20 for family, conveniently deducted from your paycheck, in exchange for:
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Ensuring Quality of the Network
Extremely Satisfied
Extremely Satisfied
Partnerships Built to Last
• Each attorney individually recruited, trained and credentialed
– Annual credentialing process
– Recruited by specialization
– Initial and ongoing education
• Survey 100% of member experiences
• Retention and removal practices
• Attorney experience forums
Accessibility and Responsiveness Rating:
Professionalism Rating:
9.1/10
How Do Members Grade ARAG Network Attorneys?
The satisfaction results represent responses from all ARAG plan members using in-office network attorney services. Ratings are provided on a 10-point scale where "1' indicates "not at all satisfied" while "10" indicates "completely satisfied."
9.2 10/
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What happens if an issue is not covered?
So what’s excluded? At ARAG we work hard to “yes” to more legal issues. That being said, there are some exclusions:
• Matters against ARAG, the employer or an insured against the interests of the named insured under the same Certificate.
• Legal services arising out of a business interest, investment interests, employment matters, a member’s role as an officer or director of an organization, and patents or copyrights.
• Legal services in class actions, post judgments, punitive damages, malpractice, appeals, small claims court or equivalent court in your state.
• Legal services deemed by ARAG to be frivolous or lacking merit, or in actions where you are the plaintiff and the amount we pay for your legal services exceeds the amount in dispute, or in our reasonable belief you are not actively and reasonably pursuing resolution in your case.
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Contact Us
800-247-4184, M – F, 8am – [email protected]
www.ARAGLegalCenter.com Access Code 11400ccs