AIFS

PowerPoint Presentation

Managed by:

1February 2015

Al-Ameen Funds

Overview

2

Al-Ameen Funds

Who we are

WHOLLY OWNED SUBSIDIARY

WHOLLY

OWNED

SUBSIDIARY

2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.33

Al-Ameen Funds

Parentage

A wholly owned subsidiary of UBL Fund Managers, one of the largest Asset Management Companies in Pakistans private sector and itself a wholly owned subsidiary of United Bank Limitedone of the largest commercial banks in Pakistan with a history of over 50 years.

UBL Funds has a history of over a decade of providing expert and experienced investment solutions and advisory services for institutional and individual clients across Pakistan and in the Middle East.

Excellence

We have earned the trust of our clients through our continuous commitment to progress, innovation and excellence.


Al-Ameen

Brand Identity

Al-Ameen Funds represents the rebranding of Islamic Investment Avenues of UBL Fund Managers that manages Islamic Funds and Plans.

The name Ameen is an Arabic word that means Trustworthy. It

symbolizes the trust that you bestow upon us by investing your hard-

earned funds with us. Trust is something we associate with family, friends, advisors, confidantes, and goodness, and we are grateful that you have made us a part of this category.

At Al-Ameen Funds, we guide our customers to make the right investment decisions within the framework of Islamic Shariah.


2001

: founding year, 100% owned by United Bank Limited

111 1 : Ranked No. 1 in Top of the Mind recall survey by AC Nielsen

: AM2+ Rating High Management Quality (by JCR-VIS)

(Highest Management rating assigned to any AMC in Pakistan)

: First AMC in Pakistan to offer CPPI-based product

: First AMC in Pakistan to be GIPS compliant

16k+ : institutional & individual clients 59+ : Billion RupeesAs of Jan 31st, 20152015 Al-Ameen Islamic Financial Services Limited. All rights reserved.461 : Funds ranked No. 1 in Top of the Mind recall survey by AC Nielsen

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Al-Ameen Funds

Islamic Investment Solutions

We have nearly 9 years of experience managing Shariah-compliant products. Al-Ameen Funds investment shelf is comprised of:

Al-Ameen Islamic Aggressive Income Fund

*formerly Al-Ameen Islamic Income Fund (AIIF) Al-Ameen Shariah Stock Fund

*formerly United Shariah Stock Fund (USSF) Al-Ameen Islamic Sovereign Fund

*formerly UBL Islamic Sovereign Fund (UISF) Al-Ameen Islamic Cash Fund

*formerly UBL Islamic Cash Fund (UICF) Al-Ameen Islamic Retirement Savings Fund

*formerly UBL Islamic Retirement Savings Fund

Al-Ameen Islamic Principal Preservation Series

*formerly UBL Islamic Principal Preservation Series2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.Al-Ameen Islamic Asset Allocation Fund

*formerly UBL Islamic Asset Allocation Fund (UIAAF)9

Al-Ameen Funds

Islamic Investment Solutions Cont.

Al-Ameen Islamic Children Savings Plan

Al-Ameen Islamic Mahana Munafa Plan

Al-Ameen Islamic Hajj Savings Plan

Al-Ameen Islamic Wealth Builder Plan Al-Ameen Islamic Equity Builder Plan

2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.*formerly UBL Islamic Children Savings Plan*formerly UBL Islamic Mahana Munafa Plan (UIMMP)*formerly UBL Hajj Savings Plan (UHSP)10*formerly UBL Wealth Builder Plan *formerly UBL Equity Builder Plan

Al-Ameen Funds

Shariah Advisory Board

All investments made in the Islamic Funds are approved and monitored by the Shariah Advisory Board that comprises of renowned Islamic Scholars.

Mufti M. Hassaan Kaleem

Mufti M. Najeeb Khan


Al-Ameen Funds

Some of our corporate clientele

Financial

Institutions

Oil &

Energy

Others

2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.12Diversified Product RangeMutual FundsPlease note: All figures are till Jan 31, 201513

Our track record in Funds & PlansEmploying Principal ProtectionInvestment SolutionLaunchedDuration Absolute Returntill January 31, 2014Fund/ PlanBenchmarkUBL Principal Protection Plan IJul-083 yrsPrincipal ProtectedUBL Principal Protected Plan II May-091.5 yrs26.2% at maturity UBL Principal Protected Fund IFeb-122 years63.72% at maturity85.96%Al-Ameen Islamic Principal Preservation Fund IApr-1320 mos54.92%48.83%UBL Principal Protected Fund IIJul-1317 mos33.02%37.38%Al-Ameen Islamic Principal Preservation Fund IINov-1313 mos34.23%28.47%UBL Principal Protected Fund IIIMar-149 mos22.74%25.16%Al-Ameen Islamic Principal Preservation Fund IIIJun-146 mos18.72%14.36%Al-Ameen Islamic Principal Preservation Fund IVOct-142 mos14.54%13.91%Al-Ameen Islamic Principal Preservation Fund VDec-141 mo8.22%5.25%The profit lock-in feature helps to secure a certain percentage of unrealized gain (if any) from the equity portion in case of any subsequent fall in the stock market.Please note: AIPPF-I has locked-in 21%, UPPF-II 8%, AIPPF-II 6%, and UPPF-III 2% of their returns, hence an investor will be securing this minimum amount at maturity!142015 Al-Ameen Islamic Financial Services Limited. All rights reserved.14Growing Confidence of our Investorsin every tranche we launch!132015 Al-Ameen Islamic Financial Services Limited. All rights reserved.15

Separately Managed Accounts

Complete Portfolio Management

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Single-Window Solution Investment programs should be developed with a view to enhancing yields. We believe that this

requirement can be filled by initiating an investment program which can be managed in one of the

three ways outlined below.

Managing your own portfolio is like driving yourself.

Option 1

Drive Yourself

It is flexible, and self-directed, but it takes time, knowledge and resources to find the right route and make sure youve remained on it.

Investing in a mutual fund is like taking the bus.

Option 2

Take a Bus

A professional driver stewards the bus, but you must share the exact ride with everyone else. The Fund Manager has control and attention and profits are equally divided.

Managed accounts are like hiring a professional driver.Option 3

Hire a Driver

They allow you to have greater control, receive more attention and individualize your trip. The driver takes care of getting you where you need to go and paying attention to you.


Investment Avenues

Understanding Volatility

EQUITY

High

DEBT / FIXED

INCOME

Medium

MONEY

MARKET

Low

CAPITAL

PROTECTED

Lowest



Single-Window Solution

Without Al-Ameen FundsWith Al-Ameen Funds2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.19Figures are absolute returns since inception till Jan 31, 2015.20ClientType of ClientMandate TypeFixed Income/Equity12M rolling Portfolio return 12M rolling Benchmark returnSince Inception Portfolio Performance*Since Inception Benchmark/ Target Return*Financial(01-Dec-08)Provident Fund70% / 30%24.1%15.0%208.8%137.0%Financial(01-Dec-08)Gratuity Fund70% / 30%27.0%15.0%198.9%137.0%Pharma(08-Oct-11)Provident Fund70% / 30%28.2%11.8%92.9%55.4%Pharma(08-Oct-11)Gratuity Fund70% / 30%27.5%11.8%90.1%55.4%Chemicals(May13)Provident Fund70% / 30%23.8%11.8%36.9%22.3%Power (02-Jun-13)Pension Fund60% / 40%37.6%13.7%50.5%24.8%Power (02-Jun-13)Gratuity Fund60% / 40%37.2%13.7%48.5%24.8%SMA Key MandatesSuperior Investment Performance2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.Figures are absolute returns since inception till Jan 31, 2015.Returns of Fixed Income mandates are annualized.For mandates with inception dates within 12 months, rolling returns are the same as since inception returns.21ClientType of ClientMandate TypeFixed Income/Equity12M rolling Portfolio return 12M rolling Benchmark returnSince Inception Portfolio Performance*Since Inception Benchmark/ Target Return*Power (02-Jun-13)Provident Fund60% / 40%36.6%13.7%47.9%24.8%Telecom(16-Jun-14)Gratuity Fund70% / 30%19.4%7.8%19.4%7.8%Personal Goods(28-Aug-14)Gratuity Fund70% / 30%23.6%7.8%23.6%7.8%Personal Goods(28-Aug-14)Provident Fund70% / 30%20.7%7.8%20.7%7.8%Telecom(02-Nov-11)Provident Fund100% FI19.2%10.1%12.9%10.4%Personal Goods(15-Jul-14)Provident Fund100% FI30.3%10.0%30.3%10.0%SMA Key MandatesSuperior Investment Performance2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.Figures are since inception returns till Jan 31, 2015. Benchmark return of the Equity mandate belonging to NGO represents absolute return of KSE-30 index return. The portfolio has a fixed benchmark of 14% p.a. compared to portfolios annualized return of 51.7% p.a. since inception.The performances of Energy & Power CPPI based mandates are being compared to KSE 30 total return Index due to absence of official benchmark. The mandates have not only preserved capital but have also generated returns greater than the KSE 30 Index.

22ClientType of ClientMandate TypeFixed Income/Equity12M rolling Portfolio return 12M rolling Benchmark returnSince Inception Portfolio Performance*Since Inception Benchmark/ Target Return*NGO(19-Apr-12)Trust100% Equity58.4%23.5%208.4%44.1%Media(27-May-13)Pension Fund100% Equity38.5%19.4%69.8%40.1%NGO(24-Sep-11)TrustPrincipal Preservation21.2%14.0%98.4%55.7%Personal Goods (04-Oct-11)Provident FundPrincipal Preservation14.8%10.0%106.4%47.1%Energy & Power(24-Jan-13) Pension FundPrincipal Preservation28.4%22.6%82.4%70.2%Energy & Power (24-Jan-13) Provident FundPrincipal Preservation28.0%22.6%82.1%70.2%SMA Key MandatesSuperior Investment Performance2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.23Source: SBP, KSE, Reuters, Savings.gov.pkWhy Equities?Equities win the raceAverage Annual Returns (Jan 2001 Dec 2014) (CAGR)82015 Al-Ameen Islamic Financial Services Limited. All rights reserved.23Common OversightsNominal vs. Real returns

Source: SBP, KSE, Reuters, Savings.gov.pkPakistan Nominal and Real Returns (Jan 01 - Dec 14) 92015 Al-Ameen Islamic Financial Services Limited. All rights reserved.DisclaimersCapital protection only applies to unit holders who hold their investments until maturity date.

All investments in mutual funds are subject to market risks. The NAV of units may go down or up based on the market conditions. The investors are advised in their own interest to carefully read the contents of Offering Documents in particular the investment policies & risk factors mentioned and warnings before making any investment decision.2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.25

www.AlAmeenFunds.com 2015 Al-Ameen Islamic Financial Services Limited. All rights reserved.

Toll Free: 0800-00026SMS: Ameen to 8258Website: www.alameenfunds.com26