Agriculture and Allied Activities

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    Increasing credit flow for agri

    allied activities

    GROUP NO. 4MEMBERS

    Santhosh Kumar, K

    Sunit Kumar Biswal

    Prasad RautVinod Gulhane

    Ramamoorthi, K

    Vikitha rani

    Muthu Kumar, DSwarnalata Misra

    Mukesh Kumar Meena

    Co ordinator:

    Shri. V. P. Saxena

    Sr. Manager

    (Faculty)

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    Introduction: Agri & allied activities

    One of the largest contributors (GDP) almost18.5% of total

    Providing needs of society & the raw materialsfor segments of Indian industry.

    Livelihood for almost two thirds of the workforce.

    Agriculture to grow @ 4 per cent p.a.

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    AGRI ALLIED SECTORS

    Dairy Poultry

    Fishery

    Goat and sheep

    Piggery

    Apiculture

    Sericulture

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    Need for credit flow to allied

    activities of agricultureThree major reasons for switch over to agri

    allied activities are

    Change in crop production (table 1)

    Change in food consumption (table 2)

    Portfolio concept

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    Table 1.

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    Table 2.Consumption Expenditure on Food grains, Fruits &

    Vegetables & Other Food Items (percent) Source: Economic

    Survey, 2001-02, Government of India.Year

    (NSSround)

    Food grains Fruit and

    vegetables

    Milk, meat, egg

    and fish

    Rural Urban Rural Urban Rural Urban

    1972-73

    (27th)

    63.1 42.0 10.2 9.9 13.4 19.5

    1987-88

    (43th)

    47.8 33.2 12.7 13.8 18.6 23.2

    1993-94

    (50th)

    44.8 31.6 14.4 15 20.3 24.1

    1999-00

    (55th)

    44.1 31.8 14.5 15.6 20.4 24.5

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    Livestock Sector

    India ranks first in buffalo population, second incattle and goat, third in sheep, fourth in ducks & fifth inchicken

    The ground level credit (GLC) increased fromRs.1,763 crore during 1997-98 to 2,221 crore during2001-02 and further to Rs.3,097 crore during 2004-05for this sector.

    Non-availability of quality animals, poor management,poor infrastructure, inadequate processing facilities

    are some constraints

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    Fisheries Sector

    India is the third largest producer of fish in the world

    Inadequate ancillary facilities like Mini Fish SeedHatcheries, rearing of fingerlings, processing units,market yards, fish feed plants, etc., are majorconstraints

    The GLC flow to the fisheries sector that increasedfrom Rs.338 crore during 1997-98 to Rs.508 croreduring 2001-02 and further to Rs.1301 crore during2004-05.

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    Ground level credit flow for

    Horticulture (Rs. In crore)

    2005-06 4481

    2006-07 5266

    2007-08 5942

    CAGR (LAST 10

    YEARS)

    26.36 %

    CAGR (LAST 5YEARS)

    44.10 %

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    AGRO AND FOOD PROCESSING SECTOR

    Sector covers fruits, vegetables, meat and

    poultry, milk & milk products, fisheries,consumer product groups.

    Fruits and vegetable processing is expected toincrease to 10 per cent by 2010 and to 25 percent by 2025

    Benefit the farmers in better realization of valueof their produce

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    Cold Storage Infrastructure

    Establishment of cold storages has picked upsince the mid nineties

    Processing function adds value to the productsand enhances the incomes of the farmers inaddition to generating employment

    High investment with entrepreneurial skills arerequired for creating and managing these

    infrastructure.

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    PROJECTED GLC IN AGRICULTURE DURING 11TH FYPSource: (Planning Commission, 2006, An Approach to the 11th FYP, GoI).

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    SCHEMES OF BANKSDAIRY

    Purchase of animals Milk collection units

    Setting up veterinary dispensary

    Mobile Artificial insemination unit

    Vaccine manufacturing units

    POULTRY

    Layer farms for egg production Broiler production

    Feed manufacturing units

    Layer and broiler hatchery

    O S OC

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    OTHER LIVESTOCK

    Sheep and goat rearing

    Rearing rabbit

    Growing emu

    FISHERY

    Setting up of hatchery Prawn culture

    HORTICULTURE

    Orchards

    Vegetables

    Floriculture

    Food processing units

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    Other allied sectors

    Sericulture

    Bee keeping

    Vermiculture (hatchery and vermi compost)

    Biofertilizers production units Bio control agent production units

    Compost preparation units

    Mushroom cultivation

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    SCHEMES BY GOVT. TO ALLIEDSECTORS OF AGRICULTURE

    Animal husbandry

    1. National Project for Cattle & BuffaloBreeding

    2. Livestock Health & Disease Control (LH &

    DC)

    3. Livestock Insurance Scheme

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    FISHERIES

    1. Scheme on Development of Inland Fisheriesand Aquaculture: Ministry of Agriculture

    2. Centrally sponsored scheme on developmentof marines fisheries, infrastructure and post

    harvest operations

    SERICULTURE

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    SERICULTURE

    Central Silk Board (CSB) has beenimplementing a Centrally Sponsored schemenamely Catalytic Development Programme(CDP)

    FOR AGRICULTURE GRADUATES

    Agri Clinics and Agri Business CentresScheme (Ministry of Agriculture,Government of India, in association with

    NABARD and MANAGE )

    GOI h th h

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    GOI schemes through

    NABARD

    Venture capital fund for dairy and poultry Establishment of agri clinics and business centres

    Capital investment subsidy scheme for

    construction/modernization/expansion of coldstorage

    Capital investment subsidy scheme for rural

    godowns Capital investment subsidy scheme for commercial

    production units of organics inputs

    WAYS TO ENHANCE CREDIT FLOW TO AGRI

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    WAYS TO ENHANCE CREDIT FLOW TO AGRI

    ALLIED ACTIVITIES

    Create awareness among farmers through advt.

    Conducting kisan melas

    Educate farmers through progressive farmers

    Get assistance from state agriculture dept. Approach farmers through farmers club

    Arranging campaigns

    Help from NGO

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