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Affordable Housing in

Collingwood

March 19, 2012

Challenges and Prospects

A Planning Perspective

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Affordable Housing Key Concepts

CoreNeed16%

Not inCoreNeed84%

Affordable in its simplest means:

housing for which the rent, or the purchase price, results in annualaccommodation costs which do not exceed 30 percent of gross

annual household income for low and moderate income households

Core Housing Need means:

housing that is not affordable, acceptable and suitablein Collingwood this is 15.7% of households

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Median Household Income $48,839 Average Household Income $67,479

Average price of homes sold: $289,873

Household income of $84,289 Required ($2247 monthly)

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

14.00%

16.00%

18.00%

lessthan 10

10 to 19 20 to 29 30 to 39 40 to 49 50 to 59 60 to 69 70 to 79 80 to 89 90 to 99 greaterthan 100

Household Income 2006

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Fall 2011 Rental Vacancy Rates in

Collingwood

CMHC, Canadian Housing Observer, 2010 and 2011

Shelter Costs Increasing Relative to Incomefrom 2001-2006

Median Household Income + 5.8%Average Rent + 28%

Average Dwelling Value + 62.8%

Bachelor Apt. negligible $680 (utilities incl.)One Bedroom Apt. 2.1 % $721 (50% utilities incl.)Two Bedroom Apt. 2.4 % $859 (20% do not incl. util.)Three Bedroom Apt. 27.3 % $995 (utilities extra)

2-3 Bedroom Condo n.a. $1100

Average RentVacancy Rate

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Households in Collingwood Background

Housing Tenure in Collingwood

RenterHouseholds

OwnerHouseholds

28%

72%

Housing Type

Single Detached

Semi-detached andDuplex

Townhouses

Apartments

7.5 %

62.4%

7.2%

22.9%

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Collingwoods Demographic and

Economic Challenges

Aging Population

Decreasing Household Size

Increasing Service Sector Employment

Stagnating Income Levels/Increasing Costs

Housing Market Characteristics

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South Georgian Bay Regional Housing Needs Study

Housing Resource Centre South Georgian Bay Area, January 2012

Concludes:

Market forces ineffective

Few short term solutions

Complex factors contributing toaffordability problems

Numbers affected are increasing,

especially, seniors, single

parent families, persons withdisabilities and an increasing

number of lower income working

families

Study makes recommendationsfor Municipal Governments, the

County, Community Groups and

the Housing Resource Centre

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Approaches to Dealing with Affordability

Income Supports (i.e. Poverty Reduction)

Social Housing (Government Funding, Not for Profit Sector)

Subsidized Rental

Private Market Rental (i.e. Rent Control)

Ownership Incentives and Support

Funding at the County andProvincial Levels

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Planning ServicesAffect Land Use Decisions

What uses, where they should go and how they should fit together

and at the Local Level

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Planning Tools for AffordableHousing

Provincial Planning Policy

Changes to Official Plans

Zoning Permissions and Provisions

Height and Density Exchange Bonusing

Development Permit System

Subdivision Review

Reduced Parkland and Parking Requirements

Waived or Reduced Fees

Urban Design

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Provincial Planning Policy

Complete Communities

Compact Urban Form

Infill and Intensification

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Official Plans

Emphasize Complete Communities and Affordability Aspect

Implement Intensification and Infill Targets

Modify Density Policies- increase densities and ranges,- expand medium, and higher density

areas

Increase Flexibility with Residential Uses- consider more mixed uses,

- apartments in house,- accessory dwelling units

Make conversions to

multiples easier

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Zoning Provisions

Minimum and Maximum Development Standards

New Zoning By-lawpermits infill lots with 12 mfrontages

A number of lots currentlyexist with 10 m frontagessuggesting additionalopportunities for infillcould be realized withadditional zoningchanges

lot dimensions and setbacks design standards for flexibilityand conversion

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Accessory Apartments

Zoning By-law 2010-040

- maximum of 1 unit permitted as of rightin single detached dwelling units

- maximum of 40% of gross floor area

- independent access- parking space required

Zoning ProvisionsSecondary Dwelling Units

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Accessory Dwellings

- garden suites- coach houses

- laneway housing

Zoning Provisions

Secondary Dwelling Units

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Recent Developments

145 High Street

233 St. Paul Street

Continued Interest

Lockhart and HurontarioSouth of High Street and Tenth

Applications in Progress(which may have affordability)

Victoria AnnexConnaught SchoolDevonleigh Homes

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Our Neighbours and Affordable Housing Wasaga Beach - 41 social housing units, recently approved accessory

dwelling unit provisions

Clearview 15 social housing units

It is noted that Wasaga Beach and Clearview have less than half the rental unitsCollingwood has as a percentage of dwelling units (10% and 13.8 % respectively)and have higher median household incomes ($54,181 and $61,519 respectively)

Collingwood - 23 Affordable Housing Program Rental Units and 277Social Housing Units, accessory dwelling units permitted in singledetached dwellings as per ZB 2010-040