SECURITIES AMERICA ADVISORS, INC.Securities America Advisors, Inc. (SAA) is a Securities and Exchange Commission Registered Investment Advisor offering investment advisory programs and services to representatives of Securities America. SAA began operations in 1994 and has more than $22 billion in assets under management and administration.

Securities America’s advisors may become Investment Advisor representatives of SAA or have their own hybrid Registered Investment Advisor (RIA) to utilize our investment advisory services. Client agreements and customizable marketing materials are provided for our internal asset management programs for both Investment Advisor representatives and independent RIAs.

ADVISORYSERVICESPowerful investment advisory programs and services.

Hybrid Independent RIAs

If you are currently operating under an independent RIA, SAA’s Hybrid RIA option allows you the convenience and flexibility necessary to support and grow an independent business model, your way. As an Independent Hybrid RIA, upon joining Securities America, you can continue running your independent RIA business. Securities America has programs that will allow you to manage your client assets on a discretionary basis while we will handle all the administrative work, such as advisory fee calculation, invoicing and deductions and performance reporting, allowing you to concentrate on managing assets and growing your advisory business.

For more than 15 years, Securities America has partnered with Independent RIAs to offer top-notch technology and solutions to help Independent RIAs build great businesses. Securities America has prepared a list of preferred consulting firms that specialize in advisory compliance and SEC and state registration for investment advisory firms. Securities America has negotiated special pricing and taken steps to educate these firms about Securities America and the general business models of the Independent RIAs.

Flexibility

We understand a one-size-fits-all asset management approach can limit your ability to tailor plans to clients’ needs. You need programs that allow you to adjust the level and expense of the services you provide to match the needs of your clients. Likewise, you want to be able to choose the level of involvement in the investment advisory process.

ASSET MANAGEMENT PROGRAMS

Managed Opportunities®

Our signature, consolidated advisory platform is a fee-based wrap program offering immediate access to a roster of more than 100 third-party strategists, employing mutual fund and ETF asset allocation strategies and separate account portfolios on one single platform. Robust proposal generation technology helps determine and illustrate your client’s investment objectives, risk profiles and appropriate asset allocation through a formal Investment Policy Statement.

You have maximum flexibility over the composition of client portfolios by selecting from more than 600 individual investment models using mutual funds, ETFs, or individual equities, with added diversification through sophisticated tactical, strategic and alternative investment styles. You and your clients have access to account information (holdings, transactions and on-demand performance reporting) through the Managed Opportunities website.

Additional Managed Opportunities Features and Options

• Managed Opportunities Advisor Directed

Advisor Directed lets you create your own self-directed investment models using mutual funds or individual securities. You can incorporate your investment models into those of the Managed Opportunities third-party money managers. The Managed Opportunities Advisor Directed option lets you create an investment policy statement/proposal that combines any or all investment strategies. For example, you could mix your investment strategy with that of a mutual fund wrap manager and/or a separate account wrap manager, and generate one consolidated proposal and investment policy statement for your client. All trading is done through the Managed Opportunities platform.

• Managed Opportunities Unified Managed Account

As a technology-enabled account, the Unified Managed Account offers unsurpassed benefits to advisor and their clients. You can build customized portfolio models and choose from approximately 400 investment products to fund your Unified Mangaged Account models. You have a diverse set of portfolio management capabilities as well as simplified account maintenance that combines separate accounts and mutual fund wraps in one single, convenient account.

• Managed Opportunities Account Detail

Managed Opportunities pricing is determined by the portfolios and/or managers selected. Generally, Mutual Fund Wrap portfolio pricing is 0-60 basis points and Separately Managed Accounts are 80-120 basis points. By and large, Unified Managed Accounts are 26-60 basis points and Unified Managed Accounts with Separately Managed Accounts are 65-115 basis points.

When setting up accounts, you determine your fee up to the maximum allowed. Each tier of the fee schedule can be discounted independently. Each mutual fund sub-advisorsets its own fee. The actual fee schedule for each sub-advisor portfolio can be viewed on the Managed Opportunities website.

• Account Minimums

• Mutual Fund Wrap Portfolios: $10,000 – $100,000, depending on money manager

• Separate Account Portfolios: $100,000 – $500,000, depending on money manager

• Advisor Directed Portfolios: $50,000

• Unified Managed Accounts: $200,000+, depending on portfolios included in the UMA

• Custodian: National Financial Services, LLC (NFS)

Financial Advisors Program (FAP)

This program is for the advisor who wants to apply his or her personal portfolio management skills. Mutual funds, stocks, bonds, covered call options, UITs and a list of eligible variable annuities can be included in FAP accounts. FAP is ideal if you plan to manage mutual funds for a fee and offers access to more than 6,000 mutual funds. Over 1,500 funds have no ticket charges and reduced ticket charges are available on others. FAP features include:

• Low $25,000 minimum account size

• Flexible client fee schedules

• Automatic monthly or quarterly client billing and fee debiting

• Powerful trading and rebalancing software

• Fee notifications within clients’ brokerage statement

• Cost basis on clients’ brokerage statement

• Client presentation materials for Independent Investment Advisor Representatives and SAA Investment Advisor Representatives

• Administrative fees beginning at 20 basis points and discounted based on account size or total assets under management in the program

• Access to online performance reports through Albridge Wealth Reporting

Third-Party Money Management

Only approved third-party money management programs are available to SAA Investment Advisor Representatives and Independent RIAs registered as representatives of Securities America.

• Independent Managed Asset Program

Choose the Independent Managed Account Program when you prefer leaving portfolio management to professional, independent asset managers who are not on the Managed Opportunities platform. Money managers establish their own fee schedule and share a portion of the fee with you.

Ladenburg Thalmann Asset Management (LTAM)

LTAM is focused on providing advisors professional investment solutions and services to help grow their business. They are an experienced money manager and offer mutual fund wrap (LAMP) and separate account portfolios (ICS). In addition to their money management services, LTAM’s request for proposal service helps you compete for large institutional accounts often difficult to and for independent advisors.

• Asset Management Services

LTAM fully supports an advisor’s business and the process of gathering assets with portfolio review services, client communications and sales ideas. Working with LTAM gives you the benefits of full access to the portfolio management team, including quarterly conference calls for you and your clients. LTAM models are constructed and maintained using fundamental and quantitative data. A stringent screening process is employed in selecting the best possible investment solutions, and unwavering objectivity guides positioning of the portfolios to achieve investment goals.

• Request for Proposal (RFP) Services

Endowments, charitable organizations, foundations and large institutional investors are often bound by strict investment policy statements (IPS), and they frequently review their investment advisors’ performance against the IPS criteria. Many of these organizations periodically submit RFPs for the purpose of determining whether a change in investment advisor is appropriate. These cases are large and complex and are often bound by significant time constraints because each is unique. Ladenburg Thalmann can assist with these RFP services. Ladenburg Thalmann maintains an extensive database of IPS and RFPs. They can provide you numerous samples and templates and assist in timely completion of the RFP process. They also can assist you in delivering the presentation.

OTHER ADVISORY SERVICES

Financial Planning

Generating a financial plan for your clients differentiates you from your competition, and studies have shown that client retention and assets per client are greater when clients have a plan. As an Investment Advisor Representative of Securities America Advisors, there are a number of software options from which you can choose to create your financial plans while using our financial planning agreements.

Professional Alliance Program

Securities America provides a number of opportunities for you to build productive relationships with professionals outside the securities industry with our Professional Alliance Program. You network with professionals such as CPAs and attorneys, while we supply you with appropriate agreements and handle the split of your fee with that professional based on your arrangement with him or her.

JumpStart Advisory Coaching

Making the switch to a fee-based practice, and don’t know where to start? The JumpStart Advisory coaching program is designed specifically to walk you through the step-by-step process of transitioning assets from a retail or commission-based practice to a fee-based business model. This program includes bi-weekly one-on-one coaching sessions, implementable tools and training from SAA’s advisory consultants. For more information, or to see when the next session begins, call 800-747-6111, option 5, then option 2.

Albridge Wealth Reporting

Albridge Wealth Reporting is a contemporary, web-based portfolio accounting and performance reporting application that enables you to provide your clients with a single comprehensive performance relationship report that integrates all their holdings. This reporting includes both commission-based and fee-based assets, as well as direct-held business.

Prospective Advisors: 800-989-8441 Current Advisors: 800-747-6111 www.SecuritiesAmerica.com

Securities America, Inc., Member FINRA/SIPC. Securities America Advisors, Inc., an SEC Registered Investment Advisor. Copyright 2017, Securities America. All Rights Reserved. For Broker/Dealer Use Only.