Advantages of having integrated ePayments and eCommerce

GPUG® Summit 2011November 8-11

Caesars Palace – Las Vegas, NV

Advantages of having integrated ePayments

and eCommerceBy Fauwaz Hussain

Nodus Technologies Inc.

GPUG Summit 2011– Las Vegas www.gpug.com

Agenda

Introduction Integrated Solutions Nodus Automated SOP and Payment

Solutions Nodus Advantage What is PCI-DSS? How Nodus can help achieve PCI?


Nodus Technologies, Inc.

Fauwaz HussainChannel Sales Manager

[email protected] x239

mailto:[email protected]


Started since 2002, Nodus is the leader in ePayment & Business Process Automation in the Microsoft Dynamics GP Market.

Focus on automating SOP and Payment Collections for superior Order-to-Cash performance.

1,000+ Customers globally PA-DSS Certified Credit Card payment application

seamlessly integrated with Dynamics GP for PCI Compliant.

Nodus Technologies, Inc.

Microsoft® Gold Certified ISV (Independent Software Vendor)


Integrated Solutions Applications Integrated Directly with

Financial or Accounting Systems Integrated Credit Card Processing

Applications, e.g. Credit Card Advantage Extending Integrated Solutions to Internet– Integrated eCommerce Solutions, e.g. eStore

Solution Stack– Integrated Online Bill Payments, e.g. ePay

Advantage


Benefits of Integrated ePayment Solutions

Reduce Processing Time Reduce Errors in Double Data Entry Allow Automation of Recurring

Transactions Improve Reporting and Reconciliation Simplify Administrative Tasks Can Be Fast, Secure, Reliable and Meet

PCI compliance– Reduction of Chargebacks; Fraudulent

Charges; Cost of Processing


End-Results

Save Money, Improve Operation Efficiency! Cost per Payment using a Paper Check is

$2.60 – Study Done by NACHA (National Automated

Clearing House Association) Indirect cost per payment including

dispute resolution can be between $10 to $20– The Institute of Management & Analysis and

Gartner Group’s Benchmark Studies


Benefits of Integrated eCommerce

Sales Order Directly Integrated, Reduce Extra SOP Data Entry

Real-Time Synchronization of Inventory Pricing and Tax Management in Sync with

Financial System Track Online/Offline Customer Information Improve Fulfillment Process Allow Effective Procument Automation


End-Results

Better Inventory Management Better Customer Care Improve Financial Visibility Know What are Selling in Near Real-Time Reduce Cost Improve Competitive Position


Nodus Integrated Solutions

Focus on SOP and ePayments• For MOTO, or Call Center Electronic Payments Collection Credit Card Advantage & CRM Charge

• For No-touch Enterprise e-Commerce SOP eStore Solution Stack

• For B2C & B2B Online Bill Pay ePay Advantage

• For Sales Order Entry Anywhere, Anytime eSOP Advantage

• Gateway and Merchant Account Services Reduce Hassle and Cost Saving


Nodus Technologies, Inc.Integrate and Automate e-payment and

eCommerce Business Processes


Nodus Advantage

Nodus Ties ePayment from Different Sources Together with Dynamics GP

Allow Organizations to Automate ePayment and eCommerce Processes Seamlessly with Dynamics GP

Commitment to Meet the Most Stringent PCI Data Security Standard

One Stop Shop for ePayment Applications and Services to Save Time and Money


WHAT IS PCI DSS?

Payment Card Industry Data Security Standard

Multi-faceted Security Guidelines including,– Policies & Procedures– Network Infrastructure– Application Software Design – Other Critical Protective Measures

Mandate Organizations to Protect Sensitive Customer Data


On Premise Option Customer Can Store Sensitive Credit Card

Information on Premise – Company Data Security Policy– IT Infrastructure Must be Secured – Quarterly Vulnerability Scanning of External IP

Addresses– All Sensitive Credit Card Data Must be

Encrypted with Split Key Control and Encryption Key Rotation Management

– Data Access Control – Provide Audit Trail


Off-Premise Option New Payment Industry Technology – Tokenization No Credit Card Number Stored at Enterprise

Application Databases Replace Credit Card Numbers with “Tokens” of No

Intrinsic Value Store Sensitive Credit Card Data in Off-site,

Centralized and Secure Data Vault Key Management, Key Rotation Processes

Performed Outside of Enterprise Reduce Merchants IT Infrastructure Cost and

Scope of PCI Compliance


Why Nodus Solutions? Nodus is the Leader of Integrated ePayment,

eCommerce Application Provider in Dynamics GP Market

Unmatched Domain Expertise in ePayment within MBS Market

Committed to Meeting Most Stringent PCI Data Security Standards

Offer On-Site/Off-site Choices for Sensitive Credit Card Information Management

The Only One-Stop Shop for Payment and Services in Microsoft MBS Market



On-Site/Off-Site Comparison

ENCRYPTION TOKENIZATION

• Encrypt Credit Card sensitive data according to best practice

• Replace credit card sensitive data with “Token”

• Multisystem – Each requires encryption • Credit card Data storage in off-site vault

• Data stored on site, require key management and rotation

• Token can be used as surrogate of the original credit card number

• Higher IT infrastructure cost to protect data security

• Encryption, Key rotation and management occur at off-site secured data vault (PCI compliance off-site facility)

• If compromised, still vulnerable to data security breach

• Tokens are useless – cannot be traced to credit card holder information unless paired with data at off-site vault

• Higher Cost/Scope of PCI compliance • More secure, Reduce Cost/Scope of PCI compliance

Documents

Advantages of having integrated ePayments and eCommerce