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Advantages of Capital Farm CreditBenefits of Doing Business with usFinancial strength- Texas’ largest rural lender, with nearly 70 offices across 192 counties
Cooperative business structure- member-borrower owned
Members share in annual earnings through Patronage Dividend Program- effectively lowering cost of borrowing
Experienced rural appraisal staff
Local loan servicing program- rate conversions, reamortization and partial release
Variety of Loan ProgramsLand purchase or refinance- ranching, farming, hunting and other recreation
Construction- homes, barns and barndominiums
Land improvements- fencing, roads and wells
Homes on acreage or in town
Rural homesites- unimproved small acreage tracts
Livestock, equipment and ag operating expenses
Competitive Rate Products and RequirementsCompetitive interest rates- fixed and variable
Amortization periods to fit cash flow
Minimal fees
No prepayment penalty
Typically 20 percent down payment on real estate (cash or equity)
*General land loan requirements. Lending regulations may alter requirements for each loan transaction.
NEW BRAUNFELS OFFICEJ Boyd Vaughan | 830.400.9108NMLS1205922
capitalfarmcredit.comNMLS493828