3445 Fletcher Ave, El Monte, CA 91731-3001 | www.amrel.com | 800.882.6735

Secure Fast Easy-to-use Accurate

Advanced Mobile Biometrics Banking

With more than 25 years of experience in supplying mobile hardware solutions to Defense and Security markets around the world, AMREL integrates “best in class technology” to produce the finest biometric devices available.

Easy to use, quick to deploy, and highly accurate, AMREL’s biometric solutions for mobile banking are scalable, flexible, and cost effective.

BSPThe Biometric Security Phone (BSP) allows you to conduct high value finan-cial transactions anywhere anytime with secure confidence in your identity.

ATM Kit The ATM Retro-fit kit Allows customers to conduct high value financial transactions at the ATM with the confidence that both their funds and their identity are safe and secure.

The kit is easy to deploy and it installs in minutes during routine mainte-nance cycles.

PBD2

The Portable Biometric Desktop Device allows customers to conduct finan-cial transactions at their own desk in complete security.

MBECSimple to use, the Mobile Biometric Enrollment Computer can enroll very important customers right in their own homes by capturing iris, fingerprint, and facial data. It fully complies with National Institute of Standards and Technology (NIST) standards for Electronic Biometric Specifications (EBTS), when it creates an identity record and transmits it to the banks central da-tabase in minutes.

Current biometric authentication available on the market today operates on single modality. Though single modality biometric is better than conventional methods, it is still flawed. For instance, standalone fingerprint verification has a False Acceptance Rate (FAR) of 1.5 to 6% depending on system used. In addition, it is possible to create fake fingerprint samples to fool the system.

Unlike risks associated with single modality, AMREL uses multiple modalities of biometric verification to ensure accuracy. For example, even though fingerprint identification may have a higher FAR, the risk is greatly reduced when combined with another biometric type like iris scan (FAR of 0.000001%). AMREL’s Biometric Banking System uses advanced fusion techniques to eliminate even the smallest errors. We currently offer:

Fingerprint Facial imaging Iris capture Voice recognition Signature verification Also: Retina, Palm, Finger, Vein, Hand Geometry and DNA as needed

The Most Secure Financial Transaction System Available

The Leader in Multi-Modal Handheld Biometrics

Unlike a password or a smartcard, you cannot forget your fingerprint or lose your iris pattern. Unlike a physical token, a person never loses their unique physical features.

No other authentication technology on the market offers the level of security that biometrics does. Biometrics is:

Secure Fast Easy-to-use Accurate Reliable Private Affordable

Biometrics is the Most Secure Way of Identifying an Individual

AMREL has developed an end-to-end biometric solution for securing financial transactions. A truly complete solution for the banking industry’s biometric needs, AMREL’s system includes best-in-class biometric sensor technologies, as well as state-of -the-art software designed to secure and manage data. Compliance with industry and government standards enables this system to interact with multiple internal and external databases.

AMREL’s Biometric Banking System offers:

ATM Retrofit Kit – Add biometric identifica-tionto existing ATMs Enrollment Station – Allow bank employees to capture iris, face, fingerprint, voice, and signature data Mobile Enrollment Device – Enroll employees and customers anytime, anywhere Desktop User Access Device – Authenticate and verify employee log-ins and track trasactions by employee Remote Verification Module – Turns your cli-ent's home computer into a secure bank branch Mobile Biometric Banking Phone – Biometrics give customers peace of mind to make mobile trans-actions

AMREL’s Biometric Banking System is based on Service‐Oriented Architecture (SOA) a proven software design paradigm used across multiple industries and applications.

SOA advantages include:

Open system architecture – Nonproprietary Agnostic – Will use any algorithm by any company as new technology is offered Security – Each service has own security mechanisms Scalability – Through “location transparency,” SOA load balancer can send services to any processor also providing higher‐availability Lower Costs – Via easier integration, simpler systems, lowered maintenance costs, and reusable processes

Service‐Oriented Architecture

Biometric applications have been adopted by over 125 American law enforcement services as well as many other government agencies, including:

• Veterans Administration HSPD‐1 Project – All VA employee and contractors

• U.S. Navy Mobile Biometric Capture and Identification Project - Use face, finger, and iris biometrics

• All Department of Defense & Department of Homeland Security agencies and departments

Biometrics is ideal for reducing fraud committed both by bank employees and outsiders. Unlike traditional measures, such as passwords and token, biometrics can tie a specific individual to a specific transaction. Biometrics will:

1. Increase bank security 2. Increase customer confidence3. Decrease risk4. Decrease crime loss5. Provide positive ID for tracking transactions

In Japan, banks experienced a sharp decline in fraud after instituting biometric services.

AMREL’s Biometric Banking System integrates the best available hardware technologies with a proven software model for a complete end-to -end solution. Supporting over 100 algorithms from multiple vendors, our system provides more biometric options than any other market solution.

A Flexible, Secure Complete Solution

Proven Technologies

Banking & Biometrics

Consumers Want Biometrics

• Security has consistently been listed as the number one concern of mobile banking users (3G.cn & International Journal of Bank Marketing).

• 66 % of worldwide consumers preferred that banks use biometric identification over passwords, smart cards and security tokens. Most consumers surveyed found biometric solutions extremely convenient and secure (Unisys)

AMREL’s Biometric Banking System for Identity Management