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ADDING USER ACCOUNTUSER ACCOUNTis a collection of information that tells Windows which files and folders you can access, what changes you can make to the computer, and your personal preferences, such as your desktop background or screen saver.3 TYPES OF USER ACCOUNTSAdministrator Account Standard User Account Guest Account is a built-in user account that lets you make changes that will affect other users. Administrators can change security settings, install software and hardware, and access all files on the computer. Administrators can also make changes to other user accounts.is a built-in account intended for users who require temporary access to the system.account lets a person use most of the capabilities of the computer, but permission from an administrator is required if you want to make changes that affect other users or the security of the computer.