Accounting:• Michael Williams• William Tuffley

SMSF, Financial & Protection:• Toby Winten

Financial & Investment:• Don Chandler• Angus McMaster

Legal:• Clinton Mohr• Scott Keddy

Shaquille O’Neal spent his first million dollars within 30 minutes of joining the NBA.

“It is not about how much money you make. The question is are you educated enough to KEEP it.”• After a call from his Financial & Legal Advisers Shaquille

O’Neal realised the importance of advice and education. • He is now the joint owner of:• 155 Five Guys Burgers restaurants• 17 Auntie Annie’s Pretzels restaurants• 150 car washes• 40 24-hour fitness centres• a shopping centre• a movie theatre• several Las Vegas nightclubs

• In addition, he still earns US$22million a year from his endorsement deals and as studio analyst for TNT.

STAYING AHEAD OF THE GAMEA study in the U.S. found that the average professional athlete will make more in one season than the average person would earn in their entire lives. However, despite this, 78% of NFL players, 60% of NBA players and a very large percentage of MLB players (4x that of the average U.S. citizen) file bankruptcy within five years of retirement. (Wyatt Investment Research (25/03/2013). Five Reasons Professional Athletes Go Broke, http://www.wyattresearch.com).

This is mainly due to the following:• Overspending• Career duration• Lack of finance knowledge• Poor investment decisions• Choosing the wrong people to provide them with financial advice

GETTING STARTED EARLY!

GETTING STARTED EARLY!

GETTING STARTED EARLY!

https://www.moneysmart.gov.au/tools-and-resources/calculators-and-apps/compound-interest-calculator

OUR PURPOSEATG Sports Wealth Advisors has been established to provide: • services and advice for professional sports men and women,

at the beginning, during and beyond their sporting careers.Our aim is to: • Focus on moving away from the traditional ‘Sports

Management Firm’;• Focus on your accounting, financial and legal matters while

you focus on your sporting career;• Prevent costly mistakes• Guide you in your financial decisions not make them for you;• Help at any stage of your sporting career all the way through

to working life and beyond.

HOW WE LINK TOGETHER• Professional, qualified, registered and interested• Objective, independent advice • Choice of the advice you require – ATG team

and/or individual adviser(s) • Cost is fee for service, not commission based• Checks and balances with four advisers, across

four specialty areas, so your wealth creation systems align

CASE STUDY

Initial contract $100,000 per

year for 3 years

IP deal with Nike & Powerade

$100,000 a year

Deposit on house &

investment in share portfolio

Move home for final contract $200,000 per

year for 2 years

Deposit on overseas house & start renting rent out local house

Contract renegotiation $250,000 per

year for 2 years

Overseas IP deal with HSBC

$200,000 per year

Overseas contract

$500,000 per year for 3

years

Move back into house, sell overseas house

and deposit on holiday house

Career beginning

Retirement

Set up SMSF

Get MarriedPurchase and set-up local

business (i.e. coffee shop)

CASE STUDY – THE RESULT!• With no tax planning and investment over a 10 year career:

YearContract Income IP Income Tax Living Net

1 100,000 - - 26,447 - 36,777 36,777 2 100,000 100,000 - 66,547 - 66,727 66,727 3 100,000 100,000 - 66,547 - 66,727 66,727 4 250,000 100,000 - 136,297 - 106,852 106,852 5 250,000 100,000 - 136,297 - 106,852 106,852 6 500,000 100,000 - 252,547 - 173,727 173,727 7 500,000 300,000 - 345,547 - 227,227 227,227 8 500,000 300,000 - 345,547 - 227,227 227,227 9 200,000 300,000 - 206,047 - 146,977 146,977

10 200,000 300,000 - 206,047 - 146,977 146,977 11 - - - - 146,977 - 146,977

Total 2,700,000 1,700,000 - 1,787,870 - 1,453,042 1,159,089 4,400,000

CASE STUDY – THE RESULT!• With gearing investment and tax planning over a 10 year career:

YearContract Income IP Income

InvestmentIncome

Investment Growth

Deductible Loan

InterestContract

Tax Other Tax LivingInvestment Instalments

Investment Balance Net

1 100,000 - 1,400 2,450 - 1,075 - 26,447 - 98 - 36,777 - 35,000 37,775 42,229 2 100,000 100,000 5,876 10,284 - 4,510 - 26,447 - 30,410 - 66,727 - 72,000 121,425 137,492 3 100,000 100,000 12,459 21,803 - 9,562 - 26,447 - 30,869 - 66,727 - 72,000 218,125 246,782 4 250,000 100,000 21,883 38,296 - 16,795 - 89,797 - 31,526 - 106,852 - 120,000 381,509 426,718 5 250,000 100,000 34,547 60,457 - 26,515 - 89,797 - 32,410 - 106,852 - 120,000 569,998 639,429 6 500,000 100,000 51,624 90,341 - 39,621 - 206,047 - 33,601 - 173,727 - 186,000 858,342 961,312

7 500,000 300,000 77,331 135,329 - 59,351 - 206,047 - 95,394 - 227,227 - 276,000 1,287,651

1,436,293

8 500,000 300,000 110,237 192,915 - 84,607 - 206,047 - 97,689 - 227,227 - 276,000 1,782,196

1,993,779

9 200,000 300,000 144,390 252,683 - 110,820 - 66,547 - 100,071 - 146,977 - 192,000 2,260,449

2,541,108

10 200,000 300,000 179,965 314,939 - 138,123 - 66,547 - 102,553 - 146,977 - 192,000 2,809,230

3,157,935

11 - - 200,243 350,424 - 153,686 - - 13,967 - 146,977 - 3,206,211

3,442,248

Total 2,700,000 1,700,000 839,955

1,469,921 - 644,665 - 1,010,170 - 568,587 - 1,453,042 - 1,541,000 3,442,248 6,065,211 - 1,578,757

WHAT WE CAN DO FOR YOU

Legal

• Contract negotiations having regard to each stage of your sporting career

• Establishing the right legal structure for optimal taxation outcome and business succession

• Asset protection & risk management • Utilisation of your brand & IP• Third party contract arrangements including sponsorships &

endorsements• Dispute resolution & mediation• Wills & estate planning

WHAT WE CAN DO FOR YOU

Accounting

• Review of current structure(s) & income streams• Set-up & implement new structure(s) including SMSF• Channel intellectual property (IP) early• Cash flow budgeting & management to create disposal

surplus to invest• Incorporate & advise on international tax issues• Prepare financial statements & income tax returns

WHAT WE CAN DO FOR YOU

Financial & Investment

• Customised wealth management & portfolio management• Local & international equities, fixed income and managed funds• Plan your future with SMSF, gearing strategies & other solutions• Local & global research & market insights• Consolidated tax statement & quarterly performance reporting

WHAT WE CAN DO FOR YOU

SMSF, Financial & Protection

• Tailored financial advice • Investment & lending solutions • Beneficial tax minimisation including gearing & SMSF• Strategies to identify potential issues & gaps in income• Protection of income, assets & estate• Passive income strategies during injury & post career