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aAAbou t Dena Bank

Dena Bankwas foun ded on 26th May, 1938 by the family of Devkaran Nanjeeunder the name Devkaran NanjeeBank ing Company Ltd

It became a Public Ltd. Company in December 1939 and later the name was changed to Dena Bank Ltd.

In July 1969 Dena Bank Ltd.along with 13 other major banks was nationalized and is now a Public Sector Bankconstituted under the Banking Companies (Acquisition & Transfer of Undertakings) Act, 1970. Under the provisions ofthe Banking Regulations Act 1949, in addition to the business of banking, the Bank can undertake other business asspecified in Section 6 of the Banking Regulations Act, 1949.

Milestones

One among six Public Sector Banks selected by the World Bank for sanctioning a loan of Rs.72.3 crores foraugmentation of Tier-II Capital under Financial Sector Developmental project in the year 1995.

One among the few Banks to receive the World Bank loan for technological upgradation and training.

Launched a Bond Issue of Rs.92.13 crores in November 1996. Maiden Public Issue of Rs.180 Crores in November 1996.

Introduced Tele banking facility of selected metropolitan centers.

Dena Bank has been the first Bank to introduce:

Minor Savings Scheme.

Credit card in rural India known as "DENA KRISHI SAKH PATRA" (DKSP).

Drive-in ATM counter of Juhu, Mumbai.

Smart card at selected branches in Mumbai.

Customer rating system for rating the Bank Services.

The logo of Dena Bankdepicts Goddess Lakshmi,the Goddess of Wealth, according to Hindu mythology.

It was the desire of the founding fathers of the Bank that the Bank should be a symbol of prosperity for all its clients,and the logo represents this promise.

The contemporary 'D'in the logo reflects the dynamism, dedicationand the drive towards customer satisfaction.

Shri Ashwani Kumar-Chairman & Mg. Director

Shri A. K. Dutt-Executive Director

DENA BANK has branches in 12 District of ANDHRA PRADESH State

DENA BANK has 2 branches in EAST GODAVARI District of ANDHRA PRADESH State

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About Canara Bank

Widely known for customer centricity, Canara Bank was founded by Shri Ammembal Subba Rao Pai, a greatvisionary and philanthropist, in July 1906, at Mangalore, then a small port town in Karnataka. The Bank has gonethrough the various phases of its growth trajectory over hundred years of its existence. Growth of Canara Bank wasphenomenal, especially after nationalization in the year 1969, attaining the status of a national level player in terms ofgeographical reach and clientele segments. Eighties was characterized by business diversification for the Bank. In

June 2006, the Bank completed a century of operation in the Indian banking industry. The eventful journey of theBank has been characterized by several memorable milestones. Today, Canara Bank occupies a premier position inthe comity of Indian banks. With an unbroken record of profits since its inception, Canara Bank has several firsts to itscredit. These include:

Launching of Inter-City ATM Network

Obtaining ISO Certification for a Branch

Articulation of Good Banking Banks Citizen Charter

Commissioning of Exclusive Mahila Banking Branch

Launching of Exclusive Subsidiary for IT Consultancy

Issuing credit card for farmers

Providing Agricultural Consultancy Services

Over the years, the Bank has been scaling up its market position to emerge as a major 'Financial Conglomerate' withas many as nine subsidiaries/sponsored institutions/joint ventures in India and abroad. As at March 2013, the Bankhas further expanded its domestic presence, with 3723 branches spread across all geographical segments. Keepingcustomer convenience at the forefront, the Bank provides a wide array of alternative delivery channels that includeover 3525 ATMs, covering 1298 centres. Several IT initiatives have been undertaken during the year, which inc ludeFunds Transfer through Interbank Mobile Payment Services (IMPS) in ATMs, ASBA facility to net banking users, E-filing of tax returns and facility for viewing details of tax deducted at source, Terminal at 223 branches for customersto use net banking, SMS/e-mail alerts for all transactions done through ATM, net banking, POS, mobile banking,online payments irrespective of amounts, online loan applications and tracking facility, generation of automatic passsheets through e-mail and automatic renewal of term deposits. Under Government business, the Bank hasimplemented internet based application for UGC Maulana Azad National Fellowship Scheme, Web portal for NationalScheme for Girl Child Secondary Education, Electronic Accounting Systems of e-Receipts-Customs (EASeR-C) forcollection of customs duty and e-payment of commercial taxes module for UP, Karnataka, Delhi and Tamil Nadu.

Not just in commercial banking, the Bank has also carved a distinctive mark, in various corporate socialresponsibilities, namely, serving national priorities, promoting rural development, enhancing rural self-employmentthrough several training institutes and spearheading financial inclusion objective. Promoting an inclusive growthstrategy, which has been formed as the basic plank of national policy agenda today, is in fact deeply rooted in theBank's founding principles. "A good bank is not only the financial heart of the community, but also one with anobligation of helping in every possible manner to improve the economic conditions of the common people". Theseinsightful words of our founder continue to resonate even today in serving the society with a purpose. The growthstory of Canara Bank in its first century was due, among others, to the continued patronage of its valued customers,

stakeholders, committed staff and uncanny leadership ability demonstrated by its leaders at the helm of affairs. Westrongly believe that the next century is going to be equally rewarding and eventful not only in service of the nationbut also in helping the Bank emerge as a "Global Bank with Best Practices". This justifiable belief is founded onstrong fundamentals, customer centricity, enlightened leadership and a family like work culture.

Founded as 'Canara Bank Hindu Permanent Fund' in 1906, by late Shri Ammembal Subba Rao Pai, a philanthropist,this small seed blossomed into a limited company as 'Canara Bank Ltd.' in 1910 and became Canara Bank in 1969after nationalization.

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1st July1906

Canara Hindu Permanent Fund Ltd. formally registered with a capital of 2000 shares of 50/- each, with 4employees.

1910 Canara Hindu Permanent Fund renamed as Canara Bank Limited

1969 14 major banks in the country, including Canara Bank, nationalized on July 19

1976 1000th branch inaugurated

1983 Overseas branch at London inauguratedCancard (the Banks credit card) launched

1984 Merger with the Laksmi Commercial Bank Limited

1985 Commissioning of Indo Hong Kong International Finance Limited

1987 Canbank Mutual Fund & Canfin Homes launched

1989 Canbank Venture Capital Fund started

1989-90

Canbank Factors Limited, the factoring subsidiary launched

1992-93

Became the first Bank to articulate and adopt the directive principles of Good Banking.

1995-96

Became the first Bank to be conferred with ISO 9002 certification for one of its branches in Bangalore

2001-02

Opened a 'Mahila Banking Branch', first of its kind at Bangalore, for catering exclusively to the financialrequirements of women clientele.

2002-03

Maiden IPO of the Bank

2003-04

Launched Internet Banking Services

2004-05

100% Branch computerization

2005-06

Entered 100th Year in Banking Service. Launched Core Banking Solution in select branches. Number OnePosition in Aggregate Business among Nationalized Banks.

2006-07

Retained Number One Position in Aggregate Business among Nationalized Banks. Signed MoUs forCommissioning Two JVs in Insurance and Asset Management with international majors viz., HSBC (Asia Pacific)Holding and Robeco Groep N.V respectively.

2007-08

Launching of New Brand Identity. Incorporation of Insurance and Asset Management JVs. Launching of 'OnlineTrading' portal. Launching of a Call Centre. Switchover to Basel II New Capital Adequacy Framework.

2008-09

The Bank crossed the coveted 3 lakh crore in aggregate business. The Banks 3rd foreign branch at Shanghaicommissioned.

2009-10

The Banks aggregate business crossed 4 lakh crore mark.Net profit of the Bank crossed 3000 crore. The Banks branch network crossed the 3000 mark.

2010-11

The Banks aggregate business crossed 5 lakh crore mark. Net profit of the Bank crossed 4000 crore. 100%coverage under Core Banking Solution. The Banks 4th foreign branch at Leicester and a Representative office atSharjah, UAE, opened. The Bank raised 1993 crore under QIP. Govt. holding reduced to 67.72% post QIP.

2011-12

Total number of branches reached 3600. The Banks 5thforeign branch at Manama, Bahrain opened.

As at December 2012, the total business of the Bank stood at 542205 crore.

Shri. R.K. DUBEY-Chairman & Managing Director

Smt. ARCHANA S. BHARGAVA,Shri. ASHOK KUMAR GUPTA,Shri V. S. KRISHNAKUMAR-Executive DirectorCANARA BANK has branches in 25 District of ANDHRA PRADESH State

CANARA BANK has 17 branches in EAST GODAVARI District of ANDHRA PRADESH State