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O B J E C T I V EA j N ti lA major new National programdesigned to facilitate investment,foster innovation, enhance skillfoster innovation, enhance skilldevelopment, protect intellectualproperty and build best‐in‐class
f i i f fmanufacturing infrastructure forMSMEs
To support new/existing MSMEs forpursuing growth opportunities
Target Sectors25 Identified sectors under Make in India
AUTOMOBILES•Two‐wheelers
AUTOMOBILE COMPONENTS
AVIATION• Aircraft enginesTwo wheelers
•Three‐wheelers•Commercialvehicles
COMPONENTS•Manufacturers ofparts, body &chassis fan belts
Aircraft enginesand parts thereof
• Servicing, repair ormaintenance ofvehicles
•Electric vehicleschassis, fan belts,pressure die castings,hydraulic pneumaticinstruments
maintenance ofaircraft, etc.
instrumentssupplying to theautomobile segment
Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India
BIO TECHNOLOGY CHEMICALS CONSTRUCTIONSf l• Bio‐pharma
• Bio‐services• Bio‐agri
• Dyes, Pigments &Intermediates
• Inorganic
• Infrastructure, involvesconstruction projectsin sub‐sectors likeroads rails portsBio agri
• Bio‐industrial• Bio‐informatics
Chemical Industry• Organic ChemicalIndustry
roads, rails, ports,irrigation, power,telecom etc
• Industrial constructionIndustrial construction• Real estate
Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India
DEFENCE MANUFACTURING
IT and BPM• Hardware &
ELECTRICAL MACHINERY MANUFACTURING
• Defence productsmanufacturing
• Supply chain
• Hardware &software
• Financialh
MACHINERY• Machinery usedin production ofcables and wire • Supply chain
sourcingopportunityD f ff t
research,• Animation,Engineeringd i
cables and wire,switches andswitchgears,li ht d fitti • Defence offsetsdesign,
Analyticslights and fittingsetc.
Target Sectors25 Identified sectors under Make in India
ELECTRONIC MINING
25 Identified sectors under Make in India
ELECTRONIC SYSTEMS
• Semiconductor Wafer Fabrication
FOOD PROCESSING
• Milk basedd t
LEATHER•Tanning &finishing,
MINING• Fuelminerals,M lli &• Electronic
Components• Semiconductor Design
products• Packagedfoods, etc.
footwear &footwearcomponent,
• Metallic &non‐metallic
Design• Electronics Manufacturing Services (EMS)
leathergarments,leather
minerals• Atomic and• Minor
• Telecom products.• Industrial/ Consumer electronics
goods inclsaddlery andharness etc.
minerals
electronics
Target SectorsTarget Sectors
25 Identified sectors under Make in IndiaTarget Sectors25 Identified sectors under Make in India
MEDIA & ENTERTAINMENT
• Films
OIL & GAS
• Coalgasification
PHARMACEUTICALS• Bulk drugs• Active
RAILWAYS• Manufacture of
components• Infrastructure projects• Films
• Television• Radio• Print
gasification• PipelineTransportation
PharmaceuticalIngredients(APIs)
Infrastructure projects(High speed trainprojects,electrification, high‐speed tracks and• Print tion
• contractresearch &manufacturing
speed tracks andsuburban corridors
• Dedicated freightcorridors
• Setting up of wagonservices
• Setting up of wagon,coaches andlocomotive units,
Target Sectors25 Identified sectors underMake in India25 Identified sectors under Make in India
PORTS & SHIPPING RENEWABLE ENERGY ROADS & HIGHWAYS
• Wet Bulk carriers• Dry Bulk carriers• Containerships
• Wind MillProjects
• Solar Power
• Road Development• Expressway
p• Specialisedvessels
Projects• Biomass Projects
Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India
SPACE TEXTILES & GARMENTS• Ready made garments
THERMAL POWER
• Power Generation• Launch Vehicles
• Space ScienceProgramme
(menswear, womenswear, kidswear, unisexand uniforms)
• Power Generation• Transmission & Distribution
• Power TradingProgramme • Textile fabric (cottonfabric, blended fabric,100% non‐cotton andothers which include
• Power Trading• Power Exchanges
others which includekhadi, wool and silk
Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India
TOURISM & HOSPITALITY WELLNESSTOURISM & HOSPITALITY
• Timeshare resorts,• Convention centres,M t l
WELLNESS• Ayurveda drug manufacturing(nutraceuticals, foodsupplements cosmetics and• Motels,
• Heritage hotels
supplements, cosmetics andrejuvenatives)
• Setting up of specialisedtreatment centrestreatment centres
• Medical tourism for curative and rejuvenation treatments
ELIGIBLE ENTERPRISES
All MSMEs as per MSMED Act 2006.
Emphasis on financing smaller enterprises within MSMEs and also newenterprises in manufacturing as well as service sectorsenterprises in manufacturing as well as service sectors
Existing enterprises undertaking expansion / modernization /technology upgradation / other projects for growing their businessgy pg p j g g
Loans extended under the scheme cannot be used for repayment ofearlier loans.
Focus on all the identified 25 sectors. In addition, to help MSMEsacross other sectors, deserving proposals from any other sector can alsobe assisted on merits.
TYPES OF ASSISTANCE
SOFT LOAN – IN THE NATURE OF QUASI – SOFT LOAN IN THE NATURE OF QUASIEQUITY
TERM LOAN ON RELATIVELY SOFT TERMS TERM LOAN – ON RELATIVELY SOFT TERMS
Terms of assistance – Soft Loan 10% of the project cost subject to maximumRs.20 lakh
% f h j bj iAMOUNT 15% of the project cost subject to maximumRs.30 lakh for enterprises promoted by SC / ST/ Persons with disability / Women (controlling
k f l %)stake of at least 51%)UPFRONTFEE 0.50% of the loan amount
RATE OFINTEREST
First 3 years : 9.15% to 9.35% p.a. (fixed) From 4th year onwards : 11.70% ‐ 12.70% p.a. ‐
Based on Bank’s PLR / Internal Rating (rateINTEREST Based on Bank s PLR / Internal Rating (ratecan be both fixed or floating)
Terms of assistance – Soft LoanTerms of assistance Soft LoanREPAYMENTPERIOD
Upto 10 years inclusive ofmoratorium upto 3 yearsPERIOD moratorium upto 3 years.
SECURITY
Residual charge over the entireassetsSECURITYPersonal guarantee of thePromoter(s)
PREPAYMENT No premium shall be leviedOn expiry of 3 years from the date of firstdisbursement, the outstanding soft loan together
Other, g g
with any dues thereon shall be converted intosecured term loan and the entire loan shall carryapplicable rate of interest as per internal rating of theborrowerborrower.
Terms of assistance – Term Loan
AMOUNT
Minimum Rs.50 lakh for newenterprisesAMOUNTMinimum Rs.25 lakh for existingenterprises
UPFRONTUPFRONTFEE 0.50% of the loan amount
First 3 years : 9 45% to 9 95% p a
RATE OFINTEREST
First 3 years : 9.45% to 9.95% p.a.(fixed) ‐ Based on Rating
From 4th year onwards : 11.70% ‐INTEREST 12.70% p.a. ‐ Based on Bank’s PLR /Internal Rating
Terms of assistance – term loan
TERM LOAN
75% of Project Cost upto Rs.100 lakh, and
2/3rd for the rest subject to promoters 2/3 for the rest subject to promoters contribution and DER norms.
PROMOTERS’ Minimum 15% of Project Cost upto Rs.100 lakhCONTRIBUTION lakh
20% for the rest subject to DER norms.
REPAYMENTPERIOD
Upto 10 years inclusive of moratoriumt 3PERIOD upto 3 years.
First charge over all assets createdunder the project
SECURITYp j
Personal guarantee of the Promoter(s)Fixed Asset Coverage of at least 1.40
times including collateral securityg yPREPAYMENT No premium shall be levied
Terms of assistance – example
Parameter Project 1 Project 2Rs. lakh
j jProject Cost 100 200Means of Finance General SC/ST /
PWD /General SC/ST /
PWD /PWD /Women
PWD /Women
Promoter Contribution 15 10 48 38 Term Loan 75 75 132 132
Soft Loan 10 15 20 30T t lTotal 100 100 200 200
MAKE IN INDIA FUNDObjectivej
To help MSMEs engaged in selectedp g gsectors get financial assistance atcompetitive rates as part of “Make inco pet t ve ates as pa t o a eIndia” campaign of Govt. of India.
Timely and adequate financialresource for the 25 identified sectors5
S
AA
M
Counseling
E hi O i iM
A
Entrepreneurship Orientation
Hands on TrainingA
D
Updation through emails & wats app group
G id t d Fi d G t h D
H
Guidance towards Finance and Govt. scheme
Interaction with Industrial ExpertsH
A
Placement Assistance
N
Thankyou