A Decade of Service to Society - Canara Bank Deshpande ...rsetihaliyal.org/annual-reports/Annual-Report-2013-14.pdf · A Decade of Service to Society ... Bamboo Articles making,

A Decade of Service to Society

Dr. Meena Chandawarkar, Vice chancellor, Karnataka State Womens' University, Bijapur Releasing the Annual Report 2012-13

A view of the new building of Dandeli Extension Centre and Apparel Training Centre

Dr. H Maheshappa VC, VTU and Sri Shivakumar, President, FKCCI Inaugurating the Dandeli Centre.

· The job of an educator is to teach students to see vitality in themselves

Sri R.V.DeshpandeChairman

Sri Prasad DeshpandeMember

Sri Prashant R DeshpandeMember

Smt Sujata Karunakaran DGM, Canrabank, C.O. Mangalore

Member

Smt K SuseelaAGM, Canrabank, H.O. Bangalore

Dr. Vinod Nowal, Director & CEO JSW, Torangallu.

Member

Sri Sham KamatMember

Sri Prasad DeshpandePresident

Dr. M.T. RejuDC, U.K. Dist

Member

Dr. V. Ramprasath ManoharCEO, Z.P. Karwar

Member

Smt K. SuseelaAGM Canra Bank H.O.

BangaloreMember

Sri Yogesh S.L. DDM, NABARD, Karwar

Member

Sri I.C. ShettyAGM Canara Bank,

C. O. MangaloreMember

Dr. Sharana Prabhu L. Director , OP Jindal

Centre Member

Dr. Vishwanath Palled Chief CSR,

J.S.W Torangallu Member

Sri Sham Kamat, Member

Sri Naveen Pashuparty, Director,

Nanda Group of Co. Bng.Member

Sri U. Ramdas Kamat Vice President

Infosys Tech. Ltd. Member

Sri Muralidhar Prabhu, Member

Sri Vasudevrao Deshpande Group Project

Manager Infosys Foundation Ltd.

Bengaluru

Sri S.D.SayagaviSr. Manager – Canara Bank

(On deputation)Director

· A smile is an inexpensive way to change your looks

Board of Governors

Governing Council


In this Issue…… 1) Acknowledgement 2) Chairman's Message 3) Canara Bank General Manager's Message4) A brief report of the Institute 5) Calendar of Key Events Since Inception6) Important events during the year7) Performance highlights of the Year2013-148) Share of Weaker Section9) EDPs conducted during the year 2013-1410) Details of Training Programmes conducted

since inception11) New / Innovative Programmes conducted for

the year 2013-1412) Rural Development programmes conducted 13) Expenditure V/s Budget and Sources of Funds.15) Successful Trainees of Self Employment

Training Programmes- Haliyal 16) Successful Trainees of Rural Development

Training Programmes- Haliyal Centre 17) Successful Trainees of Rural Development

Training Programmes- Joida Centre 18) Successful Trainees of Rural Development

Training Programmes- Mundgod centre 19) Successful Trainees of Rural Development

Training Programmes- Dandeli Centre20) Sweet Success21) Audited Financial Statement for the year

ended 31 March 2014.22) From the Heart of Visitors23) Glimpses of Media Coverage 24) List of Important Visitors25) Tentative Training Programmes scheduled 26) Our Team

123457

12161719

22

242527

30

32

34

37

3941

484643

5051

Advisory committeeChairman:1. Hon'ble Sri R.V. Deshpande

Minister for Higher Education and Tourism, Govt. of Karnataka.

2. Executives of Canara Bank and VRDM Trust.

3. Sri Prasad R DeshpandePresident of Governing Council, CBD RSETI, Haliyal.

4. All other Executive Members of : Board of Governors & Governing Council

5. Director: Sri S.D.Sayagavi

6. Editing: Canara Bank Deshpande RSETI Staff

7. Artwork: Artec Pvt. Ltd. Dharwad.

8. Printers: BG Graphics, Dharwad.

Note:For private Circulation only. Not for Sale.

© All Copy Rights Reserved.

· It is difficult to say what is impossible, for the dream of yesterday is the hope of today and the reality of tomorrow

Talent wins games, but teamwork and

intelligence wins championships- Michel Jordan

1

Acknowledgement We express our sincere gratitude to · Hon'ble Dr. D Veerendra Heggadeji for his blessings.· Hon'ble Sri R.V Deshpande, Chairman Minister for

Higher Education and Tourism , Govt. of Karnataka.

· All the members of Board of Governors and Governing Council of our Institute for Guidance,

leadership and motivation.

· CMD, Canara Bank and all Executives of Canara Bank, H.O., Bangalore and C.O., Mangalore for their support and guidance.

· National Academy of RUDSETI, Bangalore

Sponsors of Programmes: · Zilla Panchayat, Karwar. · Dept. of Handlooms and Textiles, Z.P., Karwar. · Ministry of Minority Affairs, Government of India.

Guidance and Assistance:· Canara Bank, Haliyal, Mundgod, Dandeli.· Syndicate Bank, Haliyal, Joida and Mundgod.· State Bank of India, Haliyal. · Deputy Commissioner, Karwar Dist. · C.E.O., Zilla Panchayat, Karwar. · Tahashildar, Haliyal· Executive Officer, Taluk Panchayat, Haliyal · Lead Distict Manager, Syndicate Bank, R.O., Karwar. · District Development Manager, NABARD, Karwar.· Forest Dept., Uttara Kannada District..· Dept of Veterinary Science and Animal Husbandry,

U. K. District · Dept of Agriculture, Haliyal. · Administrator , Sri V.R.D.M. Trust, Haliyal · Principal and Staff , DPITI, Haliyal · All our Guest faculties.· All our Past and Present Trainees

DIRECTOR and Staff Members, CBD-RSETI

MissionTo empower the rural youth

with the spirit of self respect and the power of self employment by

exploring their ability and skills.To achieve this, the Institute shall impart quality education & training through real life facilities that will n o t o n l y c r e a t e j o b s f o r

themselves but also to provide jobs to others.

Objectives To create awareness among

rural youth of alternate avenues available for their l ivelihood.

Identify, motivate and train the rural for self employment and self esteem. To encourage Rural Entrepreneurship Counseling of women force to create substantial impact in the Rural Society. Assist and train the self Help Groups for wo m e n e m p owe r m e n t . I m p a r t

entrepreneurship Training to management personnel.

· There are three constants in life change, choice and principles


2

It is my pleasure to table the Annual Report of the Institution for the Year 2013-2014.

The Institute is celebrating a decade of activities and it has made valuable contribution in overall development of Rural Area.

The Institute is training on continuous basis and also supporting self-employment and wage employment activities.

I am really happy that the Institute has expanded its horizon over the years and made inroads in integrated Rural Development. The centers of Institute at Mundgod, Dandeli and Joida have made significant progress for reaching remote rural areas The Institute's own Infrastructure at Dandeli along with Apparel Training Center and was inaugurated on 04.03.2014.

The Economic upliftment is of utmost importance for the development of rural areas. The Institute's efforts in strengthening SHG activities are remarkable. The cumulative financial assistance to SHG by banks stood at Rs 1529.25 lakhs. A total 1212 SHGs have been linked to the Banks.

The budgetary provision has been increasing every year due to increased activities at all the 4 centres including Haliyal. Canara Bank was kind enough to increase its share of sponsorship. However I request our friends, philanthropist and Donors to support the cause.

I place on record my thanks to one and all who have supported us in our activities and expect their continued support. I also place on record the dedicated hard work put in by our team at CBD-RSETI.

Regards

R.V.Deshpande.

Chairman.

Chairman's Message

· Genius is on percent inspiration, ninety-nine percent perspiration

3

I am happy that CBD-RSETI is into its decennial celebrations. The journey of the Training Institute during the last decade has been quite eventful and successful for its accomplishment.

Started with a humble settings but with a noble objective of empowering the Rural Youth, the Institute has grown to be one of the novelties in mitigating the socio economic challenges across the board. Keeping in tune with the dynamic environment and challenges, the infrastructure growth and curriculum module has been quite appreciable.

I am happy that during the last decade the Institute has positively impacted the lives of more than 13000 youth with a impressive settlement rate of well over 65%. The indirect beneficiaries well contribute their share of development to the Institute's profile. The HRD Programmes in the areas of leadership development, personality development will add to the sustenance of the developmental process. The Rural Development activities, Income generating trainings viz. Lizzat Papad making, Apparel Designing, Bamboo Articles making, etc are quite impressive.

Our Bank has been proud to be a co sponsor of CBD-RSETI. Our personnel needs to be complimented for fulfilling the objective to a great extent and also marching ahead for greater cause. The Bank shall continue to contribute its mite for the welfare of our Rural Brethren as it has been doing in various multi forums and through many innovations.

I wish the CBD-RSETI all the success in its future endeavors.

S.S. Bhat

General Manager

PC &FI Wing,

Canara Bank, Head Office, Bangalore-2

Canara Bank

General Manager's Message

· Not by age but by capacity is wisdom acquired


4

I am pleased to present the 10th Annual Report of Canara Bank Deshpande RSETI, Haliyal . These 10 years have witnessed a journey of strong foundation, growth, expansion and transformation. It has been a fantastic journey for the Institute where each milestone achieved has been the cusp of a new beginning. Canara Bank Deshpande RSETI under the joint sponsorship of Canara Bank and V.R.Deshpande Memorial Trust has trained 13,505 poor youth in various skills for promoting rural entrepreneurship. CBD-RSETI has conducted 34 training programmes to train 881 unemployed youth in 873 working days during this financial year. Since inception 9161 trainees have settled. CBD-RSETI is also working with the rural women through Dandeli, Mundgod, Joida and Haliyal Extension centres. All these centres are functioning to take care of the SHG activities. The Institute has promoted 280 new SHGs this year and 360 SHGs got Bank credit linkage of Rs.474.34 lakhs. The Institute has organized innovative training programmes namely “Training of Insurance Agents” in association with National Insurance Co. Hubli. EDP for persons with disability was the other new programme organized at the Institute. For the first time, Piggery training was also conducted for siddhi community of North Kanara District at the Institute.

We place on record the guidance and contribution of our chairman, Honb'le Sri R.V Deshpande , Minister for Higher Education and Tourism, Government of Karnataka. Our special thanks to Chairman and other executives of Canara Bank for their guidance and support. We also thank Sri Prasad R Deshpande, President, Governing Council, Members of Board of Governors and Governing Council, previous Directors, sponsors, employees and other stakeholders who have been the driving force behind the success of the Institute.

S.D.Sayagavi

Director

A brief report of the Institute.

· Experience is a hard teacher because she gives the test first, the lesson afterwards

31st March 2014

5

Year Month Key Events 2004 July Commenced the training programmes. Oct Registered as Society under Karnataka Societies Registration

Act 1980 2005 Jan Governing Council was formed Mar Opening of Bamboo Training Cum Production Centre Mar Formal Inauguration of Deshpande RUDSETI April Opening of First Udyog Bazaar, exhibition cum sales outlet May Releasing of First Annual Report July Visit of Hon’ble, Sri Rahul Gandhi, MP Ameti. July Visit of Canara Bank General Manager, Sri R Prabha Sept Visit of Mr. A K Panda, Director, Planning Commission, Govt. of India, New Delhi Oct Director Participated in Indian Handicraft and Gift Fair, ‘Autumn 2005’ at New

Delhi Nov Ministry of SSI, GOI provided grant assistance of Rs.35 Lakhs for New EDI

building 2006 Jan Association with Sir Dorabji Tata Trust, Mumbai. May Launching of Alumni Association “ Ashray” July Free distribution of Sewing Machines to trained candidates by Mrs. Sudha

Murthy Aug Foundation Laying Ceremony of New RUDSETI building by Hon’ble Oscar

Ferandes. Nov Hon’ble, Sri Praful Patel, Union Minister, GOI and Sri Vijay Mallya, MP, Rajya

Sabha visited the Institute. Dec Implementation of Organic Village Project commenced. 2007 Jan Undertaken SGSY Evaluation study of Uttar Kannada District. Feb Taking over of Myrada sponsored SHGs in Dandeli Mar Opening of Dandeli Extension centre July Visit of Hon’ble Sri K. Rahama Khan, Deputy Chairman, Rajya Sabha, New Delhi. 2008 Jan MOU was signed with Canara Bank for Joint sponsorship of D-RUDSETI. Feb New Computer Training Centre under Suvarna Gramodaya Yojane was opened. Mar Opening of Vimalabai Apparel Training Cum Production Centre ( V-ATPC) at

Dandeli April D-RUDSETI shifted to new building. May Opening of Lijjat Papad Centre at Dandeli. July Evaluation of the Institute by NISIET GOI through Dr Akurathi Venkateshwara

Rao Oct Crossed 5000 Trainees under Self Employment 2009 Feb Bagged First Prize for maintaining of excellent garden from Horticulture

Department. Mar Record no. of 50 Self Employment training batches organized Dec SHG-BLP one day training for field level functionaries of upcoming NGOs, of

eight districts of Karnatak a State, sponsored by NABARD, Bangalore was organized at the Institute.

2010 Jan Inauguration and Celebration of 250th Self Employment Training Batch by the Chairman Sri R V Deshpande.

May Opening of New building (Artisan Centre) for Mundgod Extension Centre

· Life's tragedy is that we get old too soon and wise too late

Calendar of Key Events Since Inception


6

July Sri Harish Java, General Manager, RO, NABARD office, Bangalore visited our

institute Nov One day strategy meet of Directors of RUDSETIs/RSETIs of Karnataka State was

held. The programme was inaugurated by Sri Venkatesh Tagat, CGM, NABARD, Bangalore. Sri M S Narayana, DGM, NABARD, RO, Banglaore, Smt Usha Ramesh, AGM, NABARD, RO, Banglaore, and Sri S .V. Ranga Rao, DDM, NABARD, Karwar were present on the occasion.

Nov Sri M M Chiniwar, AGM, Canara Bank, H.O. Bangalore visited the Institute 2011 Feb Sri K S Balchandra Rao, Deputy General Manager, Canara Bank, Circle office,

Mangalore visited our institute Our institute has received State Level Award from NABARD for SHG Bank Credit

linkage Sri A.C.Keshvamurthy,Chief Conservator of Forest, Bangalore visited our institute 2012 Jan The trainees of Computer Hardware and Networking training batch organized the

Computer Technical Exhibition. Feb Tata Hitachi Excavator and Back Hoe Loader Operator and Maintenance training

was organized in association with TELCON, Dharwad for the first time. Opening of D-RUDSETI’s New “Sub Centre- Ramnagar” branch and “Namma Mitra”

offices at Ramanagar and Joida. 2013 Aug Financial Literacy Centre Sponsored by Canara financial Advisory Trust under

Canara Bank was inaugurated by Sri Prasad R Deshpande, President, Governing Council, CBD -RSETI on 29.08.2013. Sri Rajgopal, Divisional Manager, Canara Bank, Circle office, Mangalore presided over the function.

Nov 150 Solar Laterns were distributed at free of cost to the School Students of Mynal Kariyampali, Bhimnalli and Gadgera village of Haliyal taluk Sponsored by Canara Bank Head office Bangalore.

2014 Mar

· Contentment is natural wealth. Luxury is artificial poverty

Chairman, Sri R.V Deshpande observing the products of ATPC centre at Dandeli.

Inauguration of New building of Dandeli Extension Centre was held at Hasanmal on04.03.2014. Hon'ble Minister of Higher Education and Tourism Department. GOK inaugurated the new building. Dr H Maheshappa, Vice Chancellor, VTU, Belgaum was present on the occasion. Sri Prasad R Deshpande President, Governing Council, CBD- RSETI, Haliyal was present at the function.

7

23.05.2013 Distribution of JBY scholarship and tricycle: Father Lawrence, Head –YARD, Havagi was the chief guest who distributed scholarship to 178 children under JBY scheme, 3 tricycles to physically challenged persons and cheque to 8 beneficiaries under toilet project.

12.06.2013 Vanamohatsava programme at Jogankoppa village of Haliyal Taluk: The vanamohatsava programme was conducted in association with Higher Primary School, Jogankoppa of Haliyal Taluk on 12.06.2013. Sri S.D.Sayagavi, Director, CBD-RSETI inaugurated the programme by planting the trees. Sri Durgappa Metri, vice president, SDMC, Headmistress Smt N.N.Shetty, Sri Khatal, Asst Teacher, SHG members, Teachers and students were present on the occasion.

14.06.2013 Sensitization programme for the Anganwadi Workers: Sensitization programme on various training programmes of CBD-RSETI was organized to the Anganwadi workers of Haliyal division 0n 13.06.2013 and 14.06.2013. Sri D.B.Karlingannavar, CDPO Haliyal was presided over the function.

25.06.2013 Formation and Inauguration of federation (Okkut) Ulvi, At Joida taluk: The programme was held on 25.06.2013. Smt Shweta Galkar, President, Sri Santosh Gavade, Vice-President, Sri Hanif mahammad, PDO, Gram panchayat Ulvi and Sri Venkanna Gavada social worker the chief guest of the function.

05.07.2013 Annual Report releasing function for the year 2012-13: Annual Report releasing function for ththe year 2012-13 was organized on 5 July, 2013. Dr.Smt Meena Rajiv Chandawarkar, Vice

Chancellor, Karnataka State Women's University Bijapur was the Chief Guest of the function and released the Annual Report for the year 2012-13. Sri Prasad R Deshpande, President, Governing Council, CBD-RSETI presided over the function. Six successful trainees of D-RUDSETI were honored during the occasion. Past trainees of CBD-RSETI, dignitaries, SHG members and staff members of CBD-RSETI witnessed the success of the programme.

17.07.2013 A visit to Lonavala: We visited the center of excellence (CEO) in hospitality developed by Indian Hotels Company (TAJ) at Govt ITI, Lonavala 0n 17.07.2013. We got an idea about the various training programmes and activities under taken by the COE.

29.08.2013 Inauguration of Financial Literacy centre at CBD-RSETI: Financial Literacy Centre Sponsored by Canara financial Advisory Trust under Canara Bank was inaugurated by Sri Prasad R Deshpande, President, Governing Council, CBD-RSETI on 29.08.2013. Sri Rajgopal, Divisional Manager, Canara Bank, Circle office, Mangalore presided over the function. Sri Ramakrishna Mane, LDCM, Syndicate Bank, R.O, Karwar, Sri S.D.Sayagavi, Director, CBD-RSETI, Sri Keshvamurthy, Manager, Canara Bank, Circle Office, Mangalore, Sri Ashok Jadar, Manager, Canara Bank, Haliyal , Staff of Canara Bank and D-Rudseti were present on the occasion.

31.08.2013 Visit of Sri B.S. Shashidhar, President, Karnataka Photographer Association: Sri. B.S. Shashidhar, President, Karnataka Photogra pher Association( KPA ) visited our Institute and interacted with the trainnes of Photography and Vediography training on 31.08.2013.Sri G Parameshwar, secretary,KPA, Sri Laxmi Narayan Bhat, President, Photographers association, Uttar Kannada Dist and other photographer of Haliyal were present during the function. Sri S.D.Sayagavi, Director, CBD-RSETI presided over the function.

14.09.2013 Participation in Blood Donation camp at Haliyal: The Institute participated in Blood donation camp organized in association with VRDM Trust on 14.09.2013. The 06 trainees of General

Important Events during the year 2013-2014

· Work saves us from three great evils: Boredom, vice and need


8

Insurance Agent donated their blood and helped for the good cause.

24.09.2013 Healthy Baby Show programme at Hungund: A Healthy Baby Show programme was organized in association with Taluk Health Hospital, Mundgod on 12.09.2013 at Hungund. Dr. Ashwini S.Koolur, Dr. Sheela, Dr. Pramod Padti, T.H.O., Mundgod were the chief guest of the function. 41 mother's along with their baby participated and taken benefit of the programme.

nd02.10.2013 Celebrated Gandhi Jayanthi at our campus: On 2 October Gandhi Jayanthi was celebrated in association with VVD School of Excellence, DIVT and VRDM Trust. Sri S.D.Sayagavi, Director, CBD-RSETI, Sri Prabhakar Patil, Principal and Sri Brahma Achari, Principal, VVD School of Excellence garlanded the Photo of Mahatma Gandhi and called upon us to imbibe his qualities. Staff members of CBD-RSETI, DIVT, VVD School of Excellence ,Students and Trainees, were present on the occasion. Prayers, Bhajans and patriotic songs were sung by the Students and trainees.

31.10.2013 Valedictory function of Computer Hardware and Networking training programme: The Valedictory function was organized on 31.10.2013. Sri Prasad R Deshpande, President, Governing Council, CBD-RSETI presided over the function. Sri Balachandra Akhil, Ranji cricketer was the chief guest of the function. Sri S.D.Sayagavi, Director, CBD-RSETI Haliyal was present on the occasion.

18.11.2013 Distribution of Solar Lantern to the school Students and distribution of Scholarships under Janashree Bima yojana at Haliyal : 150 Solar Laterns were distributed free of cost to the School Students of Mynal. Kariyampali, Bhimnalli and Gadgera village of Haliyal taluk Sponsored by Canara Bank Head office Bangalore and 80 Scholarships at Rs.600/- each were distributed to the children of SHG members under LICs JBY scheme on 18.11.2013. Sri Prashant R Deshpande, trustee, VRDM Trust inaugurated the programme. Sri S Rajgopal, DM, Canara Bank, Circle office, Mangalore distributed the solar lantern to the students. Sri C S Naik, BEO, Haliyal and Sri S.D.Sayagavi, Director CBD-RSETI were present on the occasion.

18.11.2013 Bank Loan Linkage Programme at Mundgod : The programme was organized in associataion with Canara bank, Mundgod. Sri S Rajgopal, DM, Circle Office Mangalore, Sri LT Patil, EX ZP member, Sri Mahesh Hegde, president Rotary Club, Mundgod, Sri B.R Patil , Sri Ganesh Kamble, Manager Canara bank, Mundgod and Sri S D Sayagavi, Director, D Rudseti were present on the occasion. About 180 SHG members participated in the programme.

22.11.2013 Participation in Karavali Utasava- Exhibition : The Institute had participated in Karavali Utsava at Karwar organized from 22.11.2013 to 24.11.2013. The Institute had exhibited its Bamboo and Cane Products during the Exhibition. Wide publicity was given regarding the self employment training programmes conducted at the institute.

09.12.2013 Free Two wheeler servicing camp: The Institute had organized “Free Two wheeler servicing camp” at Haliyal in association with Chadha Auto Agency, Hubli on 09.12.2013. About 130 Two wheeler vehicles of different brands were repaired by our trainees during the camp.

20.12.2013 Legal Awareness programme at Togrolli of Mundgod Taluk: Sri M A Nandigatti, secretary Bar council, Mundgod inaugurated the function on 20.12.2013. Sri Raghvendra Malgikar, Advocate, Sri Satish Naik, VSS president Bedsgaon, Sri V R Hegde, local leader present on the occasion. Smt Annapurna Bhat and Sri Rajashekar Hubballi delivered the lecture on women laws and their rights.

01.01.2014 Inauguration of Computer Tally training programme and General EDP on Entrepreneurship Development programme for Disabled training programme and Valedictory function of

· A sense of humor is major defense against minor troubles

9

Computer DTP training programme: The training programme was inaugurated by Sri P H Naik, District disability welfare officer Karwar on 1.1.2014. Sri Girish Doddamani, Prop. B G Printers, Dharwad and Sri Shivaprasad, Consultant, EnAble India Bangalore were present on occasion. Certificates were distributed to the trainees of Computer DTP training Batch.

13.01.2014 Valedictory function of General EDP on Entrepreneurship Development programme for Disabled training programme and Light Motor Vehicle Driving and Distribution of Scholarships to the children of SHG members under JBY Scheme: The programme concluded on 13.1.2014. Smt Shanti Raghavan, founder and Managing Trustee, EnAble India, Bangalore was the chief guest of the function and distributed certificates to the trainees. Sri S.D.Sayagavi, Director CBD-RSETI presided over the function. Sri Narayan, prop. Lucky driving School Dandeli resource person was present on the occasion.

08.02.2014 Organized Cattle Exhibition and Dog show at Haliyal Habba: Cattle Exhibition and Dog Show was organized in association with VRDM trust and Veterinary Department Haliyal on eve of Haliyal Habba on 08.02.2014. Sri Prashant R Deshpande, Trustee, VRDM Trust, Haliyal Inaugurated the programme. Sri Krishna Patil President, Zilla panchayat, Karwar, Sri Umesh Bolshetty, Counselor, Town Panchayat, Haliyal, Sri Prakash Giri, Counselor, Town Panchayat, Haliyal and dignitaries present on the occasion. About 150 cattle of different breeds and about 25 dogs of various breeds were exhibited in the programme.

22.02.2014 Visit of Dr. H Maheshappa, Vice chancellor, VTU : Dr H Maheshappa, Vice Chancellor, VTU visited our Institute on 22.02.2014. He interacted with the trainees of Dress Designing for Women, Computer Data Entry Operator and Soft Toys making and wished them for their future endeavors.

04.03.2014 Inauguration of New building of Dandeli Extension Centre was held at Hasanmal on 04.03.2014. Hon'ble Minister of Higher Education and Tourism Department. GOK inaugurated the new building. Dr H Maheshappa, Vice Chancellor, VTU, Belgaum was present on the occasion. Sri Prasad R Deshpande President, Governing Council, CBD- RSETI, Haliyal was present at the function.

· As soon as you trust yourself, you will know how to live

A view of Board of Governors Meeting


10

Solar Light Distribution to School Children at Bhimanalli village in association with Canara Bank

H.O. Bangalore.

Credit Management Training

Sri R.V. Deshpande , addressing the gathering during Valedictory of Tata Hitachi Back Hoe Loader and

Excavator operator training.

Paper Bag making practical to Physically Challenged Trainees

Cattle Exhibition at Gundolli

A view of Banking Awareness programme to SHGs

· Time is what we want most, but what we use worst

11· A good memory is fine – but the ability to forget is the true test of greatness

Free Tricycles were distributed to Challenged people in association with Rotary Club Dandeli

Distribution of school uniforms stitched by our Dress Designing for Men batch trainees.

Sri S.S. Bhat, G.M. Canara Bank honoring successful Entrepreneur

An Exposure visit of Refrigeration and Air conditioning Trainees to Hangyo Ice Cream Factory

at Kiravatti.

A view of Tailoring batch at Mundgod.

SHG members learning candle making in an IGP activity at Joida.


12

Performance Highlights of the Institute for the year 2013-14A. PERFORMANCE AT A GLANCE UNDER SELF EMPLOYMENT TRAINING PROGRAMMES.

Sl. No.

Details 2009-10 2010-11 2011-12 2012-13 2013-14 CumulativeSince

inception

1 No. of Trainings 72 75 43 42 34 448

2 No. of Trainees 2099 2161 1277 1246 881 13505

3 No. of Training days 1263 1528 937 749 873 8466

4 No. of Trainees settled 1539 1532 836 750 396 9161

5 Rate of startup 73.3% 70.8% 65% 60% 45% 68%

6 Average trainees/ batches 29 29 30 30 26 30

7 Total Expenditure (Rs. in Lakhs) 59.89 59.62 69.12 84.38 85.92 632.97

8 Revenue expenditure in total Expenditure (Rs. in Lakhs)

50.74 53.69 60.52 83.11 76.40 492.48

9 Self Employment (Rs. in Lakhs) 30.37 37.05 39.17 37.90 35.47 292.48

10 Rural Development(Rs. in Lakhs) 20.37 16.64 21.35 45.21 40.93 200.07

11 Cost per batch – Rs. 42,181 49,400 91,093 90,238 104324 65,286

12 Cost per day – Rs. 2,405 2,425 4,180 5,060 4063 3,455

13 Cost per Trainee- Rs. 1,447 1,714 3,067 3,042 4026 2,166

14 No. of BPL Trainees 1,885 1,837 1,125 974 632 10628

Sl No. Activities

Year 2011-12 Year 2012-13 Year 2013-14 Cumulative

Members

No. Members No. Members No. Member

1 No. of SHGs & Members 164 1979 248 2942 280 3255 1374 16998

2 No. of SHGs & Savings

1181 462.93

Rs.Lakhs 1094

130.26 Rs.Lakhs

1374 169.65

Rs.Lakhs 1374

712.92 Rs.Lakhs

3 SHG Internal Lending 1181

307.73 Rs.Lakhs 1094

431.93 Rs.Lakhs 1352

554.00 Rs.Lakhs

1352 1688.03 Rs.Lakhs

4 SHG Bank Linkage (Year-wise)

225 204.99 Rs. akhs

275 318.21

Rs.Lakhs 360

474.34 Rs.Lakhs

1212 1529.25 Rs.Lakhs

5 SHG Trainings (Year-wise)

215 7401 258 9164 304 11788 1787 62689

B. PERFORMANCE AT A GLANCE UNDER RURAL DEVELOPMENT TRAINING PROGRAMMES. 1. SHG Highlights

· Mind without agitation is meditation

13

Sl No

Name of Activities Year 2012-13 Year 2013-14 Cummulative

No. of Prog

Beneficiaries No.of Prog

Beneficiaires No.of Prog

Beneficiaires

1 Health related 25 1226 31 2782 151 11653

2 Legal Awareness 05 513 10 647 65 3603

3 Banking Awareness 13 826 29 2318 69 4741

4 Government Schemes - Awareness

26 2241 29 1965 128 9305

5 Bamboo Activity Awareness.

01 30 0 0 03 98

6 Vanamahotsava - Awareness

18 496 24 1807 88 6610

7 IGP Activities 02 67 02 78 40 2931

7 Other Awareness prorogrammes.

10 827 34 2350 288 29538

Total 100 6226 159 11947 832 68479

S.No. Activities. Year 2012-13 Year 2013-14 Cummulative

No.of Prog



Beneficiaries

1 Dairy 01 60 6 260 28 1154 2 Tailoring 10 170 9 137 74 1489 3 Bamboo Articles - - 0 0 5 148 4 Food/Home Product 7 207 10 392 43 1337

5 Chemical Products. 4 121 3 113 42 1454 6 General EDP - - 0 0 9 364 7 Vermi Compost 02 47 3 145 44 1470 8 Poultry Training - - 0 0 10 343

9 Solid Waste Management - - 0 0 8 266

10 Lijjat Papad & Others. 04 157 0 0 27 886

Total 28 762 31 1047 290 8911

· Failure should be our teacher, not our undertaker

2. Rural Development and Orientation Programmes.

3. Trainings for Income Generation Activities (Livelihood)


14

Sl.No. Name of the Activity During the year2013-14 Cumulative

No. of Members

Initial Earnings No. of Members

Initial earnings

01 Dairy 64 Rs.2,600/pm 400 Rs.2,500/pm

02 Lijjat Papad 0 - 104 Rs.2,400/pm

03 Home Products 9 Rs1,500/pm 177 Rs1,000/pm

04 Bamboo Stick making - - 08 Rs.1,000/pm

05 Ready Made products. 25 Rs.1,500/pm 273 Rs.2,800/pm

06 Vermi Compost 1 Rs.2,000/pm 44 Rs1500/pm

07 Poultry - Giriraj Rearing 0 Rs.2,800/pm 469 Rs.5000/year

08 Other General Units. 77 Rs.2,000/pm 919 Rs.1000/pm

176 Rs.2,225 2394 Rs.2,150/pm

Sl.No. Details During the year 2013-14

Cumulative

01 No. of EAPs 30 459

02 No. of participants 2385 32446

03 No. of Applications Generated 713 17726

5. EAPs (Entrepreneurship Awareness Programmes)

4. IGP Activities launched.

· Life is not accountable to us. We are accountable to life

Entrepreneurship Awareness programme at Kalaghatagi .

Entrepreneurship Awareness programme at Alnavar

15

Sl.No. Centre During the Year 2013-14 Cumulative

Members insured

Scholarships Death Claim

Members insured

Scholarships Death Claim

01 Mundgod 3437 576 5 9465 1811 27

02 Dandeli 1469 153 2 3939 452 11

03 Joida 809 114 2 1911 296 4

04 Haliyal 1347 348 5 3601 758 9

Total 7062 1191 14 18916 3317 51

· Our attitude towards life determines life's attitude towards us

6. Janashree Bima Yojana :

Free vaccination Programme for cattle at Mundgod

Health Awareness programme at Haliyal

Legal Awareness Programme at Murkwada Village of Haliyal taluk

Sri Prashanth Deshpande addressing the gathering during Cattle Exhibition programme at Shivapur


16

Share of Weaker Section

· Don't go through life, grow through life

26

HABITATION STATUS

DEMOGRAPHY STATUS ECONOMIC STATUS

GENDER STATUS

Rural

Semi-Urban

Urban

Women

Men

132

723

263

9062

466

354527

Uttar Kannada

Dharwad

Belgaum

Others

BPL

APL

272

632

500

450

400

350

300

250

200

150

100

50

0

SOCIAL STATUS EDUCATION STATUS

11770

483

SC

ST

OBC

Minority

Gen

13081

400

350

300

250

200

150

100

50

0

120

365

230

8680

Up to 7th

SSLC

PUC

ITI/Dip

Degree

17

Training Programme Sponsored by

From to

No. of Programme

Duration (Days)

No. of Trainees A Agriculture Based EDPs

Dairy Farming - 20.05.13 to 25.05.13

3 18 87 21.10.13 to 26.10.13 18.03.14 to 23.03.14

Piggery - 24.03.14 to 29.03.14 1 6 19 Total 4 24 106 Product Based EDPsB

Dress Designing for women - 08.08.13 to 06.09.13 1 30 39 Dress Designing for women 17.09.13 to 17.10.13 1 30 27 Dress Designing for women 03.10.13 to 05.11.13 1 30 29 Dress Designing for women 01.08.13 to 07.09.13 1 30 26 Dress Designing for women 11.06.13 to 13.07.13 1 30 27 Dress Designing for women 10.02.14 to 11.03.14 1 30 29 Dress Designing for men

JSW, Torangal

27.05.13 to 15.06.13 1 30 17 Food Processing and Bakery Products

JSW, Torangal

17.07.13 to 31.07.13 1 15 24

Computer Tally

JSW, Torangal

15.07.13 to 13.08.13

1

30

21

Computer Tally

01.01.14 to 30.01.14

1

30

21 Soft Toys Making

17.02.14 to 03.03.14

1

15

19 Computer –

Data Entry

Operation

12.02.14 to 13.03.14

1

30

20

Hand Embroidery & Fabric Painting

12.03.14 to 26.03.14

1

15

21

Apparel Designing Course

27.01.14 to 03.03.14

1

30

22

14

375

342

C

Service Based EDPs Welding and Fabrication

-

15.04.13 to 14.05.13

1

30

21 Mobile Phone Repair

27.06.13 to 26.07.13

1

30

23 AC & Refrigerator Repair

17.06.13 to 16.07.13

1

30

37 Motor Rewinding & Pumpset

Repair

14.06.13 to 13.07.13

1

30

39

Basic Photography & Videography

06.08.13 to 04.09.13

1

30

21

Domestic Electrical Appliances Repair

-

19.09.13 to 18.10.13

1

30

31

Servicing of TV/DVD & other electronics appliances repair

-

24.09.13 to 23.10.13

1

30

18 Computer Hardware (A+) &

Networking (N+)

-

17.09.13 to 31.10.13

1

45

36

Beauty Parlour Management

08.11.2013 to 07.12.2013 1

30

23

Two Wheeler Servicing

11.11.2013 to 10.12.20131

30

33

· To desire is to obtain; to aspire is to achieve

EDPS CONDUCTED DURING THE YEAR 2013-14


18

Digital Designing & Publication (DTP)

18.11.2013 to 01.01.2014

1 45 28

Exacavator & Back Hoe Loader Operation

10.12.2013 to 09.01.2014

1 30 17

Light Motor Vehcile Driving 16.12.2013 to 14.01.2014

1 30 20

Electric Motor Rewinding & Pumpset Maintenance

08.01.2014 to 06.02.2014 1 30 28

Total 14 450 375 D General EDP

General Insurance Agents - 11.09.13 to 21.09.13 1 11 23 Rural Entrepreneurship Development Programme

01.01.2014 to 13.01.2014

1 13 35

2 24 58 Total EDP Training 34 873 881

· Life has no limitations, except the ones you make

A view of Computer Data Entry Operator training programme.

Trainees engaged in Dress Designing

Trainees engaged in Computer Hardware practical session.

A demo on Car Driving in LMV Driving training programme.

19

Poultry 1 37 6 0 0 1 1 2.70 Piggery 1 19 6 0 0 0 0 0.00 114 4548 586 2637 1220 11 3868 85.05 II Product EDPs

Dress Designing for women 94 2395 2513 121 1066 37 1224 51.11

Dress Designing for men 7 144 175 2 82 21 105 72.92

Bakery, Home Product and food product

18

489

129

4

117

6

127

25.97

Bamboo Decorative Articles

11

214

332

17

44

2

63

29.44

Bamboo & Cane Furnitures

1

32

30

0

3

0

3

9.38

Fashion Designing

9

236

241

2

128

2

132

55.93

Food Processing

1

34

40

0

19

1

20

58.82

Bag Making

3

59

38

0

39

0

39

66.10

Garland Making

2

61

10

61

0

0

61

100.00

Papad Making

1

35

5

0

0

0

0

0.00

Doll. Crafts and fancy items

2

44

30

0

13

0

13

29.55

Computer Data Entry Operator

1

20

30

0

0

0

0

0.00

Embroidery & Fabric Painting

1

21

15

0

0

0

0

0.00

Apparel Designing course

1

22

30

0

0

0

0

0.00

152

3806

3618

207

1511

69

1787

46.95

III

Process EDPs

Mobile Phone Repair

17

555

472

16

251

87

354

63.78

Radio/TV Repair

10

254

300

3

132

61

196

77.17

Screen Printing & Photo-lamination

2

30

22

0

13

3

16

53.33

Motor Rewinding and Pumpset repair

10

317

300

5

124

54

183

57.73

Computer Hardware

11

348

495

0

122

87

209

60.06

Photography & Videography

9

211

206

5

130

22

157

74.41

Sl

No. Training programme No.

of Prog

No.of trainees

No.of days No. of candidates settled Rate of

Settlement WBF WOBF WE Total I Agriculture EDPs Dairy Development 106 4332 531 2637 1121 9 3767 86.96 Mushroom Cultivation 2 54 12 0 8 1 9 16.67 Sustainable Agriculture 3 77 24 0 77 0 77 100.00 Bee keeping 1 29 7 0 14 0 14 48.28

Details of Training programmes conducted since inception

· You are never too old to set another goal or to dream a new dream


20

Tractor Repair 3 66 90 0 11 25 36 54.55 Skill Upgradation (RTV) 1 23 15 0 23 0 23 100.00

Pre-Primary Education Trg 1 27 7 0 2 0 2 7.41

Skill Upgradation (MPR) 1 36 12 0 36 0 36 100.00

Coin Phone Servicing 1 33 10 0 11 0 11 33.33 Computer Tally 4 88 120 0 0 12 12 13.64

Tata Hitachi Excavator & Back Hoe operator & maintenance 5 110 137 1 0 25 26 23.64

Automobiles Sales Executive 1 17 15 0 0 11 11 64.71

Inverter & UPS manufacturing and Servicing 1 17 21 0 4 4 8 47.06

Light Motor Vehicle Driving 1 20 30 0 0 2 2 10.00

157 4336 4026 39 1333 1480 2852 65.77 IV General EDPs PMRY 17 661 170 499 61 8 568 85.93 Udyogini 4 56 12 24 31 0 55 98.21 WEDP 1 21 10 0 20 0 20 95.24 General EDPs 2 54 33 3 5 1 9 16.67

General Insurance Agent 1 23 11 0 0 2 2 8.70

25 815 236 526 117 11 654 80.25 448 13505 8466 3409 4181 1571 9161 67.83

· There is never a wrong time to do a right thing

Trainees doing motor rewinding under the guidance of their trainer

Trainer explaining Photography techniques

21

Sl No. Follow-up During the

Year Since inception 1 Correspondence with the trainees 3728 25088

2 Candidates contacted at institute

319 3646 Candidates contacted over phone

Field Level 3 Candidates contacted(spot) 21 173 339 3486 4 Institute Level Meeting 9 54 56 1222 5 Taluk level meetings 3 24 56 727 6 Bank level meetings 56 430 87 755 Total 89 1000 538 9836

FOLLOW-UP

· An investment in knowledge always pays the best interest

Trainees with back hoe Loader machine during practical session

Trainees involved in Soft toys Making

Sri Satish, Tally Academy Hubli addressing the trainees.

Trainees engaged in Welding practical.


22

New/ Innovative Programmes Conducted for the year 2013-14 Canara Bank Deshpande RSETI, Haliyal organized a few innovative programmes for this year to cater to the changing demands of the unemployed youth. They are

1) General Insurance Agent The Institute conducted the subject training programme for unemployed youth, who wanted to make their career as a agent for General Insurance company. The training was conducted in association with National Insurance Company, Hubli. The duration of the training was 11 days and 23 candidates participated. The company supported the trainees during the last 6 months by way of monthly honorarium of Rs.750.

2) Light Motor Vehicle Driving20 youth were trained for Light Motor Vehicle Driving with the support of Lucky Motor Driving School of Dandeli for 30 Days. All trainees completed the course successfully. The institute assisted the trainees in getting permanent driving licenses.

· Science is organized knowledge. Wisdom is organized life

3) Piggery Piggery farming is a most profitable business now days. CBD-RSETI organized this programme especially for youth of Siddhi community which is a Tribal community of Haliyal Taluk. Totally 19 youth participated. Experienced Veterinary Doctors guided the trainees for piggery farming with scientific approach. They were also taken for exposure visit to Sirsi

23

4) General EDP for Physically Challenged Persons. This is a unique General EDP training programme organised exclusively for physically challenged people of Uttara Kannada district. Enable India Organisat ion, Bengaluru supported this programme. 35 people participated in the training programme.

· Growth is always optional-your choice

Directors who served the Institute

Sri Ananthayya Achar1-6-2004 to 6-6-2009

Sri N.D. Kamat4-6-2009 to 18-6-2011

Sri S.D. Sayagavi17-6-2011 - till date

5) Computer Data Entry Operator. The subject training was organized for unemployed youth to build their career as a operator of Computer Data Entry. This training was appreciated by Mr. Vasudevarao Despande, Group Project Manager, Infosys Foundation Pvt. Ltd Bangalore. He advised all the trainees to utilize the opportunities available in Computer Data Entry field.


24

Rural Development Programmes The concept of rural development is quite comprehensive and extensive. Often rural development has meant the extension of irrigation facilities, expansions of electricity, improvement in the techniques of cultivation, construction of school building and provision of educational facilities, health care etc.” This is considered to be a lop-side view of understanding rural development. Of late, rural development signifies a complex and long term process involving fundamental transformation of rural society both at social and economic levels. It represents planned programmes to improve the quality of the life- style of the ruralities. The performance of all our extension centres in rural development activities is shown below.

Programmes Mundgod Dandeli Joida Haliyal

No.of SHG/ Progs

Members /Beneficiaries/Amount

No.of SHG / Progs


No.of SHG/ Progs


No.of SHG / Progs

Members /Beneficiaries

SHG Formation

519

6357

322

4134

228

2658

305

3849

SHG Savings

6357

Members

341.56

Rs. Lakhs

4134

201.82

Rs. Lakhs

2658

60.72

Rs. Lakhs

3849

109.25Rs. Lakhs

SHG internal lending

6305

Members

1021.16

Rs. Lakhs

4071

Members

353.72

Rs. Lakhs

1946

Members

75.33

Rs. Lakhs

3753

238.60 Rs. Lakhs

SHG Bank Credit Linkage

514

891.77

Rs. Lakhs

304

313.42

Rs. Lakhs

145

107.13

Rs. Lakhs

216.93

50.00Rs. Lakhs

SHG trainings

680

22486

610

23016

345

11429

152

5908Rural Development Programmes/ IGP Trainings

311

31704

287

19810

126

7393

104

9245

EAPs conducted

79

3778

50

2923

42

2152

258

21168

Livelihood/IGP Activities

1333

Members

Earning

Rs. 2000 to Rs.6,000 .

764

Members

Earning

Rs. 1700 to Rs.5,000

188

Members

Earning

Rs. 2,500 to Rs.6,500

109

Members

EarningRs. 2000

to Rs.6,000

Janashree Bima Yojana (JBY)

Members insured

9465

3939

1911

3601

Scholarship Distribution

1811

452

296

758

Death Claim

27

11

04

09

· Life is the art of drawing without an eraser

25

Sl. No.

Head of Accounts

2012-13

2013-14

Budget

Actual Exp

Budget

Actual Exp

A

Capital Expenditure

1

Library books

15.00

2992.00

10.00

4412.00

2

Training Equipment

80.00

46700.00

100.00

9322.00

3

Furniture’s & Pictures

105.00

32441.00

110.00

420365.00

4

Office Equipments

100.00

35576.00

80.00

331740.00

5

Computer & Accessories

-

9260.00

50.00

-

6

Vehicles

-

-

100.00

186144.00

7

Vessels

-

-

25.00

-

8

Building & Infrastructure Rework

350.00

-

-

-

TOTAL –

I

650.00

126969.00

475.00

951983.00

B

Recurring Expenditures

1

Honorarium

472.00

267129.00

307.00

418230.00

2

Boarding Charges

1302.00

796518.00

1178.00

1151365.00

3

Training Materials

531.00

422025.00

518.00

547605.00

4

T E to Trainees

70.00

46314.00

60.00

22960.00

5

PF to Staff A/c

170.00

157740.00

240.00

226916.00

6

Salary to Staff

1395.00

1319690.00

1670.00

1487842.00

7

Wages to Staff

1115.00

844710.00

990.00

979001.00

8

Staff Welfare/Medi claim / Group Gratuity Exp

220.00

224377.00

252.00

301481.00

9

Printing & Stationary

227.00

243338.00

272.00

190899.00

10

Postage/Telg/Telp

117.00

99409.00

137.00

134952.00

11

Vehicle Maintenance

335.00

330005.00

390.00

405373.00

12

TA / DA to Staff

86.00

49141.00

79.00

62820.00

13

Sub. To News paper

20.00

16713.00

23.00

16973.00

14

Advt. / Publicity

63.00

42250.00

61.00

117150.00

15

Entertainment

22.00

37125.00

58.00

64590.00

16

Elect. & water charges

223.00

220010.00

383.00

192520.00

17

Repair & Maintenance

166.00

192360.00

202.00

249448.00

18

Vehicle Insurance

30.00

18613.00

30.00

22414.00

19

Audit fees

15.00

14000.00

15.00

16500.00

20

Security Charges

110.00

84360.00

120.00

57705.00

21

Computer Programmes Exp

50.00

14557.00

50.00

20985.00

22

Pooja Expenses

10.00

4665.00

10.00

4105.00

23

Miscellaneous Exp.

71.00

47512.00

72.00

54237.00

24

Office Rent

120.00

109100.00

142.00

117500.00

25

SHG Trainings

137.00

100180.00

187.00

151733.00

26

Income Generation Prog.

201.00

87918.00

216.00

62686.00

27

Rural Dev. Activities

224.00

146054.00

157.00

88476.00

28

Other Trainings

35.00

108512.00

184.00

122901.00

29

Model Village Project Exp

-

1526900.00

500.00

74425.00

30 V-ATPC (Garment) Exp. 150.00 47243.00 110.00 211249.00

31 Building & Infrastructure Rework - 242549.00 200.00 65000.00

32 SGSY-BOP/SDP- Trg. Exp 300.00 450046.00 350.00 -

33 Utkarsha RDP Training Exp 50.00 - - - TOTAL - II 8037.00 8311063.00 9163.00 7640041.00 GRAND TOTAL (I + II) 8687.00 8438032.00 9638.00 8592024.00

EXPENDITURE V/S BUDGET AND SOURCES OF FUNDSA. EXPENDITURE V/S BUDGET :

· The tests of life are not meant to break you, but to make you


26

Sl. No.

Source of Fund 2012-13 2013-14

1 Canara Bank, Bangalore 1500000.00 2375000.00 2 VRDM Trust, Bangalore 2875000.00 4000000.00 3 VRDM Trust UTKARSH (UKIRDP) A/c Bangalore 700000.00 - 4 Infosys Foundation, Bangalore 712000.00 72000.00 5 NABARD, Bangalore 154413.00 25608.00 6 Z P, Karwar – SGSY-BOP/SDP Training 1159400.00 968000.00 7 Z P, Karwar – ATPC-Handloom & Textiles Dept. 62500.00 62500.00 8 Z P, Karwar – NRLM – CO & SRPs Trg’s Recipts - 112615.00 9 GoI – Ministry of Minority Affairs, Delhi - 178875.00 10 KSWDC, Bangalore 6900.00 - 11 Rotary Club, Dandeli 62500.00 - 12 Other Receipts 563810.00 199944.00 13 Sales Proceeds/Interest/Comm. On coin Box 209035.00 241830.00 TOTAL 8005558.00 8236372.00

· Age is honorable and youth is noble

B. SOURCES OF FUNDS : (Amount in Rs)

Trainees engaged in Refrigerator Servicing. Trainer demonstrating cloth cutting

A view of Dairy Farming batch. Trainees engaged in LED TV Servicing.

27

Successful Trainees of Self Employment Training Programmes, Haliyal Centre.

Sri Vijay BhujanganavarK.C.3rd cross, BailhongalDist: Belgaum. Training: Back Hoe Loader & Excavator Operator -372From : 21.02.2012 to 12.03.2012

* A young dynamic person.* Studied up to PUC only due to lack of interest. * He started his career as a worker at printing press

run by cooperative Union of Bailhongal. * After 5 years, he himself took that press to run on

lease basis. * He could not manage it profitably due to changes in

printing technology. * He was worried about his future and applied for

Back Hoe Loader & Excavator Operator Training at CBD – RSETI.

* He took one Back hoe Loader from Gadag on lease for Rs.90,000/p.m. and started operating the same.

* He kept on improving as an operator and he took 2 more Back hoe Loaders on lease.

* He is earning Rs.25,000 per month on an average.

Mallu Paddu VarakMainalli Tq: Mundgod. Dist: U.K.Training : Dress Designing for Men -225From 05.01.2009 to 13.11.2009* He belongs to poor class family and lost his father

when he was 4 years old. * Mother looked after family of 3children by doing

labour work. * One of his elder brother is blind and other is

running an auto. * Mallu initially started working as waiter in a hotel

to support the family. * Ambitious Mallu has undergone Dress Designing for

Men training at CBD –RSETI, Haliyal.* He started earning Rs.6000/- p.m. on an average.

· The AC said: be cool. The roof said: aim high


28

Sharanu Keshappa KoliPo: Alamel Tq: Sindagi Dist: Bijapur. Training : Photography and Videography -356From : 04.08.2011 to 24.08.2011* Sharanu belongs to labour class family. * He hails from a backward area where most of the

youth got addicted to bad habits. * Sharanu discontinued his education after P.U.C. * He started working in his friend's photo studio as a

helper. * He later joined ITI course through his uncle. * He got information about CBD RSETI in a NSS Camp

organized at Dandeli. * He got motivated for Photography training and

joined the same training at CBD RSETI. * He invested Rs.35,000 on his own and borrowed

Rs.30,000 from his uncle. * He converted his grandfather's locked grocery shop

into a Studio. * He is earning a profit of Rs.8,500/- p.m. on average.

Raghavendra Chandrashekar GanjiGlobal PC World. Sangameshwar Complex , Behind Kubera Bar Shahapur, Dist : Yadgiri. Training : Computer Hardware- CH 398From : 07.11.2012 To 21.12.2012* He is a B.A. graduate. * He struggled hard to find a job with his educational

background.* He felt that without technical knowledge, it is

difficult to lead a successful life. * He got motivated by the demand for computer sales

and service field. * He has undergone Computer Hardware and

Networking training for 45 days at CBD- RSETI. * He Invested Rs.2.00 lakhs with the support of his

relatives and purchased 3 computers, laser printer and photo printer etc.

* He started internet and games centre. * He also started computer Sales and Service business

at the same location.* He started earning Rs. 15000/- Per month on an

average.

· Integrity is the essence of everything successful

29

Asha D.H.Sonu's Beauty Parlour & BoutiqueSai Kutir. A.R.B. Colony, 2nd cross. Ashok Nagar Shimoga. Training : Beauty Parlour – 399From :16.11.2012 to 15.12.2012* A persistent lady who belongs to a business family. * he studied Diploma and then B.Sc. in Fashion

technology. * She worked as a part time lecturer at Government

polytechnic for few years. * She left the job after marriage. * She got support of her husband to do something in

life. * She has undergone Beauty Parlour Management

training at CBD- RSETI. * She also availed a loan of Rs.3.50 lakhs under PMEGP

Scheme from Canara Bank, Shimoga main branch.* She has invested Rs.50,000/- as margin money. * She started “ Sonu's Beauty Parlour & Boutique” in a

professional way. * She is earning Rs.12,500/- per month on an average

after excluding all expenditures.

Raju Arjun Bogar( Medar) Medar Oni, Guruwar peth, At /Po: Chennamana KitturTq/Dt: Belgaum Training : House Wiring and Domestic Electrical Appliances Repair – 157From : 10.07.2008 To 8.08.2008* He is basically an artisan belonging to Medar

community. * He studied up to P.U.C. * One of his brothers was doing shamiyana business

and another one was doing Bamboo cane furniture work.

* Raju was not interested in his family business and wanted to do something different.

* He worked under a electrical contractor for few days and left the same due to low wages.

* He has undergone House Wiring and Domestic Electrical Appliances Repair Training at CBD- RSETI.

* He invested Rs.50,000/- on his own . * Appointed 2 workers as helpers and started Vinyl

Board Cutting work for Electrical House wiring work.

* Earning Rs.15,000/- per month on an average.

· Integrity is an ornament. Wear it passionately


30

Successful trainees of Rural Development Training Programmes Haliyal Centre

Manula Ramesh KammarAt Mangalwad Tq: Haliyal Dist: U.K.Batch: EDP& IGP Training Activity: Carpentry* A housewife, who belongs to poor family. * Her husband was a labour. * She joined “Ravalnath SHG” promoted by CBD RSETI. * She got motivated to do business through EDP & IGP

trainings. * She could avail a bank loan of Rs.60,000/- from SBI

under SGSY scheme and also invested Rs.10,000/- on her own to do carpentry work.

* She is earning Rs. 7,000/- per month on her own.

Savita Ramesh PujariBhajantrigalli, Haliyal. Dist: U.K.Batch: EDP& IGP Training Activity: Provision Store. * A woman, who belongs to middle class family. * She joined “ Durgadevei SHG” promoted by CBD

RSETI. * She learnt to use SHG internal loans for her day to

day family needs.* She wanted to do a business, by which she could

earn money regulary.* She availed a bank loan of Rs.1.50 lakh from KVGB

Bank, Haliyal, Rs. 50,000/- from her SHG and also invested Rs. 20,000/- on her own to open a small provision strore.

* She is earning Rs. 7,000/- per month on an average. Kashavva Irappa KajagarAt/Po: Antrolli Tq: Haliyal Dist: U.K.Batch: EDP& IGP Training. Activity: Provision Store. * A middle aged woman, who belongs to business

family. * She joined Mukambika SHG promoted by CBD-RSETI. * She could avail Rs.6,000/- from her SHG through

SGYS scheme and Rs.10,000/- as internal loan to open a Provision Store.

* She is running this shop successfully and expanding by re investing some part of her profit.

* She is earning of Rs. 6,000/- p.m. on an average.

· There never was a good knife made of bad steel

31

Geeta Rajendra Lakkangoudra.At/Po: Tergaon Tq: Mundgod Dist: U.K.Batch: EDP& IGP Training Activity: Vermicelli making * A 40 year old house wife. * She hails from a poor class family. * She joined a women SHG promoted by CBD RSETI * She availed a bank loan of Rs.20,000 and also invested

Rs. 35,000/- on her own to do vermicelli making business.

* She kept on improving in her business. * She is earning Rs.8000/- per month on an average

Mahadevi Parappa KumbarAt: Golihalli. Po: NagashettikoppaTq: Haliyal. Dist: U.K.Batch: EDP& IGP Training Activity: Pottery* She hails from a poor family. * She did not have a desire to do business on her own. * She joined Saraswati SHG promoted by CBD RSETI. * She realised the advantages of SHG internal

lendings. loans to other SHG members. * She was motivated to do Pottery to come out of

poverty. * She availed Rs.5000 from her SHG and Rs.20,000

on her own to start pottery. * She is earning Rs.5000/- per month on an average.

Mariyambi Modinsab Patil.At: Golihalli. Po: NagashettikoppaTq: Haliyal. Dist: U.K.Batch: EDP& IGP Training Activity: Petty Kirani Shop* She is a minority woman who hails from poor family.* Her husband was also a labour.* Their income to run the family was very low. * She was in search of income generating activity. * She joined “ Manzil SHG” promoted by CBD RSETI.* She kept on doing savings and availing internal

loans in her SHG. * After few years, She availed Rs.15,000 loan from

Bank and Rs.15,000 from her SHG to run a petty kirani shop.

* She is earning Rs.7,000/- per month on an average

· Inspiration is a guest who does not like to visit lazy people


32

Successful trainees of Rural Development Training Programmes Joida Centre

Smt Fatima TashildarAt/Po Joida Tq: Joida Dist: U.KBatch: EDP& IGP Training Activity: Vegetables Sale.* House wife from poor and rural Family* She joined “Sri Mahalaxmi SHG” to support her

Family.* She is educated up to 2nd standard only.* She took a loan of Rs.35000/- from SHG and

invested Rs.10,000/- on her own. * She go to the Market daily to sell vegetables. * She is earning a profit of Rs 10,000/- per month on

an average.

Smt Saroja S HiremathAt/Po Ulvi Tq: Joida Dist: U.KBatch: EDP& IGP Training Activity : ”Provision Store”* House wife from poor and rural Family* She joined “Sri Durgadevi SHG” to support her

Family.* She is educated up to 2nd standard only* She took a loan of Rs.15000/- from SHG and

invested Rs.5000/- on her own in business.* Earning a profit of Rs 4000/- per month on an

average.

Smt Sangeeta Namdev DesaiAt: Katlegali Po:TinaighatTq: Joida Dist: U.KBatch: EDP& IGP Training. Activity : APPA Garments Shop* She hails from poor family.* She joined “Sri Santoshimata SHG” to support her

Family.* She is educated up to 9th standard only.* She took a loan of Rs.30,000/- from SHG and invested

Rs.50,000 on her own in business.* Running small garment shop.Earning a profit of Rs 6000/- per month on an average.

· Your attitude determines your altitude

33

Smt Ashwini l GavadeSingargaum Tq: Joida Dist: U.K. Batch: EDP& IGP Training. Activity : Vermi Compost Production * She belongs to poor family. * She joined Shri Santoshi Mata SHG.* She availed Rs.10,000 loan from her SHG

and also invested Rs.5,000/- on her own in this unit.

* Started Vermi Composting. * She is earning Rs.4,000/- per month on an

average.

Smt: Kalavati C IngalkiAt/Po Ulvi Tq: Joida Dist: U.KBatch: EDP& IGP Training Activity : Channabaveshwar General Store * House wife from poor and rural Family* She joined “Sri Santoshimata SHG” to support her

Family.* She is educated up to 9th standard only* She took a loan of Rs.10000/- from SHG and

invested Rs.5000/ on her own in this business. * Invested Rs. 5000/-* Running a small General store.She is earning a profit of Rs 3000/- per month on an average

Sri Kashim Rukumuddin ShaikhJagalbet Tq: Joida Dist: U.K. Batch: EDP& IGP Training Activity : Bricks Manufacturing. * 58 year old man who belongs to middle class

family.* He joined Men's Islamiya SHG promoted by

CBD RSETI 4 years ago.* Total Savings of this SHG was Rs.1,30,000/- * He availed a loan of Rs.1,00,000/- from his SHG

and started bricks making business. * He also invested Rs.25,000/- on his own. * He started making 2,00,000/- bricks every year.* He is earning Rs.3,00,000/- per year.

· An ounce of action is worth a ton of theory


34

Successful trainees of Rural Development Training ProgrammesMundgod Centre

Sunita Rajendra KavateHosa Oni, Mundgod, Dist: U.K.Batch: EDP& IGP Training. Activity: Beauty Parlour.* A 36 year old housewife.* Her husband was a photographer in other's Studio.* Leading a life with 2 children was difficult with

very low income of her husband. * She too started working in other's Beauty Parlour. * She joined Gayatri SHG promoted by CBD RSETI. * She has started her own parlour by investing

Rs. 30,000 from SHG and Rs.70,000 from Bank.* She is earning Rs.8,000/- per month on an average.

Geeta Venkatesh IligerMalagi -Indira Nagar, Mundgod. Dist: U.K.Batch: EDP& IGP Training. Activity: Tea Stall.* A 38 year old House wife who belongs to labour

class. * She had 2 children; One son and a Daughter. * She married of her daughter by spending her life

time savings. * She faced difficulties in running the family. * She joined Mahila SHG promoted by CBD RSETI.* She started savings and availed internal loans

regularly. * She availed a loan of Rs.20,000 from her SHG and

also invested Rs.15,000/- on her own to open a tea stall.

* She is earning Rs. 7,000/- per month on average excluding all expenses .

· The human mind is like a parachute. It works only when it is open

35

Meera Piraji KalalKalal Oni, Mundgod. Dist: U.K. Batch: EDP& IGP Training.Activity: Vermicelli Making * A 51 year old unmarried woman.* Living with brother's family.* She felt the need of financial support to her brother's

family. * She joined Adikeshava SHG promoted by CBD RSETI. * She started savings and availed internal loans

regularly. * She availed a internal loan of Rs.20,000/- from SHG

and also a loan of Rs.30,000/- from the Bank to open a vermicelli making unit.

* She is earning Rs.5000.00 per month an average

Jyoti Nagaraj Sungar. Mundgod Dist: U.K. Batch: EDP& IGP Training.Activity: Tailoring. * She is a 38 year old woman leading life along with

her 2 daughters. * Her husband left her 18 years back. * She was also supposed to look after her parents. * She did labour work for many years for livelihood. * She joined Bhoomika women SHG promoted by CBD

RSETI.* She started regular savings and also availed internal

loans whenever required. * She availed SHG internal loan of Rs.30,000 /- and

started tailoring. * She purchased 2 Sewing machines and Pico machine. * She improved the business as days progressed.* She is earning Rs.5000/- per month on an average.

Narayan Benni Po: Koppa Tq: Mundgod Dist : U.K.Batch: EDP& IGP Training Conducted by CBD-RSETIActivity: Pan Beeda Shop * A physically challenged young man. * Studied only up to 3rd standard.* He was looked after by his parents.* He decided to be independent in life by doing some

business. * He joined Shanmukh Male SHG promoted by CBD

RSETI. * He kept on doing savings and also availed internal

loans from his SHG.* He availed a bank loan of Rs.30,000/- and also

availed Rs.10,000 as internal loan from his SHG to open a Pan Beeda shop.

* His earning is Rs.6,000/- per month on an

· We make a living by what we get, we make a life by what we give


36

Manjula Chennabasappa DharwadPo: Kendalgeri Tq: Mundgod Dist : U.K.Batch: EDP& IGP Training Activity: Dairy Farming* A poor illiterate farm woman with 2 children. * She was facing financial problems in running the

family and also for education of the children. * She joined Siddharudha SHG promoted CBD RSETI.* She kept on doing savings and also availed internal

loans from her SHG for day to day family requirements.

* She availed a Bank loan of Rs.30,000 for dairy farming.

* She purchased two cows.* She is earning Rs.8,000/- per month excluding all

expenses.

Shambhaji AregoppaPo: Alalli Tq: Mundgod Dist : U.K.Batch: EDP& IGP Training Activity: Dairy Farming* A poor man who belongs to agriculture family* He joined Basaveshwar SHG promoted by CBD RSETI.* He kept on doing savings and also availed internal

loans from his SHG for day to day family requirements.

* He availed a Bank loan of Rs. 30,000 From Vijaya Bank Katur and also invested Rs. 10000.

* He purchased one cow.* He is earning Rs.4,000/- per month excluding all

expenses.

· Live as if you were to die tomorrow. Learn as if you were to live forever

37

Successful trainees of Rural Development Training Programmes Dandeli Centre

Sameena Kausar Mohammedsaleem Mulla. Gandhinagar, Dandeli. Dist: U.K.Batch: EDP& IGP Training Activity: Food Products and Vegetable Sales. * A minority woman who belongs to business family. * She joined Saniya SHG promoted by CBD RSETI.* She kept on doing savings and also availed internal


* Along with her husband, she started vegetable sales

* She availed a loan of Rs.1, 00,000 from SHG, Rs1,60, 000/- from Syndicate bank and invested Rs.2,50,000/- on her own to open a food products shop along with vegetable selling unit.

* She is earning Rs.17,000/- per month on an average.

Dilshad Imamasab Patelnagar, Dandeli. Dist: U.K.Batch: EDP& IGP Training Activity: Flower Sales * She belongs to middle class family.* She joined Chand SHG promoted by CBD RSETI. * She availed a loan of Rs. 1,20,000 from Syndicate

Bank and Rs.1,50,000 on her own to do flower sales business.

* Earning Rs. 25,000 per month on an average. * She has given the labour work to 3 more ladies for

their livelihood.

Renuka Basavaraj Bani At: Navagram Tq: Haliyal Dist: U.K.Batch: EDP& IGP Training Activity: Papad Making* A house wife who hails from poor family. * She joined “Basaveshwar SHG” promoted by CBD

RSETI.* She wanted to support her family by an income

generating activity. * She got trained at Lijjat papad making Unit Dandeli

with the help of CBD RSETI. * She started papad making activity at her home for

Lijjat papad on wage basis. * She is earning Rs. 5,000/- per month on an average.

· “FAMILY” actually means Father And Mother I Love You


38

Renuka Ramesh Kotagi At : Bommanahalli Tq: Haliyal. Dist : U.K. Batch: EDP& IGP Training Activity: Tailoring. * A housewife from poor family. * She joined a Women SHG promoted by CBD RSETI.* She kept on doing savings and also availed internal


* She herself invested Rs.15,000/- and also availed a Bank loan of Rs.8,000/- from Baghavati Canara bank to open a Cloth Sales and Tailoring unit.

* She is earning Rs. 6,000/- per month on an average.

Sharadamma Guttedar. At : Ambikanagar Tq: Haliyal. Dist : U.K.Batch: EDP& IGP Training Activity: Sheep Rearing. * A poor woman who belongs to shepherded family. * She joined “Laxmi SHG” of 12 members promoted by

CBD RSETI.* She got motivated for Sheep rearing by an

awareness camp. * She availed a bank loan of Rs.20,000/- from

Syndicate Bank through her SHG and also invested Rs. 5000/- on her own to start sheep rearing.

* She purchased 4 sheeps. * Expecting a profit of Rs.40,000/- in a short time and

the process will repeat for her livelihood.

Savita S Karadi At: Navagram Tq: Haliyal Dist: U.K.Batch: EDP& IGP Training Activity: Provision Store.* A middle class woman who was a house wife.* She had a strong desire of supporting the family

financially also. * She joined “Kalmeshwar SHG” promoted by CBD

RSETI. * She availed a Bank loan of Rs.15,000/- from

Syndicate Bank. She also invested Rs.20,000/- on her own to open the provision store.

* She is earning Rs.6000/- per month on an average.

· I hear and I forget, I see and I remember. I do and I understand

39

A person, who has strong desire to grow with self esteem and financial independence, will always look for new

opportunities to become successful. Mr. K Muralimohan is a young man from Karatagi village of Gangavati Taluk in Koppal district. He hails from a family of mechanics. His father was a four wheeler mechanic. His elder brother opened a two wheeler repair garage as per the suggestion of his father. Muralimohan completed ITI course and searched for suitable job. But, he could not find any suitable job of his choice with handsome salary. He started assisting his brother in two wheeler garage. The major portion of Rs.400/- earned per day in the garage by servicing vehicles was taken by his brother to look after his family. Mr. Muralimohan was left with few a small amount every day. In the mean time , Mr. Muralimohan also got married. He then faced a lot of financial problems to take care of his family. He realized that it was high time to be financially independent. But what to do? How to do without entrepreneurial qualities and financial support. He was discouraged and hesitating to take own decision. He heard a surprising news from his friend that, Haliyal Canara Bank Deshpande RSETI is organizing a 30 days course on Two Wheeler Servicing and all Entrepreneur qualities will be taught in the training. He rushed to CBD- RSETI to enroll for the course.

· Use soft words and hard arguments

SURESH AUTOMOBILES & SERVICE CENTRE.K. Murali Mohan

Laxmi Talkies Road, Karatagi, Tq: Gangavati Dist: KoppalTraining : Two Wheeler Repair Batch : TWR -401

Date: 04.12.2012 to 02.01.2013

SweetSuccess


40

As a part of the training time curriculum,he learnt many more servicing tricks taught by senior mechanics of big brands like Hero motors, Honda motors, Bajaj, Yamaha and TVS. Also, EDP inputs like Marketing Management, Creativity, Banking and financial aspects changed his mindset. He became confident and more enthusiastic. After completion of the training, he went to Karatagi and decided to improve the Garage. He wanted to earn more money not only for him but also for his brother. He wanted to take dealership for sales of Hero motors. He enquired the formalities. He also wanted to improve the servicing technologies. For this purpose, he tried for over draft facility of Rs.5.00 lakhs in a Nationalized Bank with a required surety. Unfortunately, he could not get it for 1 year. He then tried in State Bank of India, Karatagi by showcasing his progress. He got Rs.10,00,000 /- OD facility for his business. He improved his business in sales and servicing. Now, he is the earning Rs.1,500/- per day excluding all expenses. This has changed his status in society and helped the family a lot. Mr. Muralimohan expresses his gratitude to CBD – RSETI for its kind support and guidance.

Details Amount ( Rs.) Capital for Servicing: Tools, Water Servicing machine, Battery Charger etc. – Rs.50,000/- Capital for Sales : Dealership of Hero Motors. – OD facility in SBI, Karatagi, Ganagavati taluk, Dist: Koppal

For Servicing : Rs.50,000/- For Sales : Rs.10,00,000/- OD Facility

Income : Rs. 2000 per day by Sales and Service ( For 25 Days in a month)

Rs. 50,000/-

Expediture : Rs.500/day for maintenance of shop. ( For 25 Days in a month)

Rs12,500/-

Net profit Rs. 37,500/-

Economic Details

· The only thing that overcomes hard luck is hard work

41

Audited Financial Statement for the year ended, 31 st March 2014

BALANCE SHEET

LIABLITIES AMOUNT ASSESTS AMOUNT

CAPITAL FUND

FIXED ASSETS

As per last B/S

14,980,175

Deshpande Rudseti -Sch-A

6,906,523

VRDM Trust A/c-Main Build.

2,046,488

8,953,011

Add:

VRDM Trust, B'lore

1,000,000

15,980,175

CURRENT LIABLITIES

CURRENT ASSETS

Out Standing Exps.-Sch C

86,354

Receipts Receivable-

Sch B

146,887

LIC-JBY

Scholarship

38,400

Deposit K-KPTCL (SD)

74,115

Canteen Deposit

35,000

Deposit-HESCOM -Garment

32,300

PF Collected Payable

16,881

Rental & Other Deposits

43,460

PT Collected Payable

800

Fixed Deposit

34,800

TDS Collection Payable

1,010

Cash in Hand

21,309

LIC Collection Payable

6,109

Canara Bank -10195

34,447

V-ATPC -

Khadi & Kai-

10,781

Canara Bank -84560

42,985

magg Dept. ZP, Karwar

195,335

Syndicate Bank, Mundgod

2,614

Canara Bank, Mundgod

1,041

Canara Bank, Dandeli

30,700

KDCC Bank-362, Dandeli

1,377

KDCC Bank -360, Dandeli

11,781

Syndicate Bank, Joida

4,082

Tax Deducted at Source

13,039

Postal Stamps in Hand

116

SHG Printed Books

147,527

Pre-Paid Expenses

12,599

Interest Accrued

4,020

659,199

MISC. EXPENDITURE A/C

(To the extent not written off)

Income &

Expenditure A/c

Bal. As Per Last B/S

4,255,228

Add: Excess of Expenditure

over Income for the yr. 2,308,072 6,563,300

TOTAL Rs. 16,175,510 TOTAL Rs. 16,175,510

NOTES TO ACCOUNTS AS PER SCH -

E

As per our report of even date.

For DESHPANDE RUDSETI (Regd.),

For B.V. BHAT & CO.,CHARTERED ACCOUNTNATSFirm Reg. No 0126253

Sd/-

Sd/-S.D. SAYAGAVIC.A. B.V. BHATDIRECTORPROPRIETOR

DATE : 16TH APRIL 2014 DATE : 16TH APRIL 2014PLACE : HALIYAL PLACE : HUBLI

· Teachers open the door. You enter by yourself


42

To Expenditures

By Grants Received by sponsors

Honorarium

418,230

1. V.R.D.M Trust, Bangalore

Boarding Charges

1,151,365

Received During the Year

4,000,000

Training Materials

547,605

Less: Tr to Capital Fund A/c

1,000,000

3,000,000

T E to Trainees

33,360

PF to Staff

228,495

2. CANARA BANK, Bangalore

Salary to Staff

1,487,842

Received During the Year

2,375,000

Wages to Staff

979,001

Staff Welfare-Gratuity/Mediclaim

301,481

By Grants/Training Receipts

Printing & Stationary

190,899

1. Govt. of India -Ministry

Postage / Telephone

134,350

of Minority Affairs, Delhi

178,875

Vehicle Maintenance

405,373

2. ZP-NRLM-

CO&CRPs Trgs.

112,615

TA / DA to Staff

62,820

3. Infosys Foundation B'lore

72,000

Subs. to News Paper

17,003 4. Handloom & Textiles Dept.

Advt. / Publicity

117,150 Received During the Year

62,500

Entertainment

64,590 Less : Receivable for 12-13

62,500

Ele/Fuel/Wood/Gas Charges

208,663 Add : Receivable for 13-14

62,500

62,500

Repair & Maintenance

249,448 5. ZP-SGSY-BOP/SDP Trgs.

Vehicle Insurance

19,249 Received During the Year

968,000

Audit fees

19,000 Less : Receivable for 12-13

968,000

-

Security Charges

57,705 6. Other Training Receipts

Computer Programmes Exp

20,985 National Academy of Rudseti, B'lore

105,500

Pooja Expenses

4,105 Other Receipts

94,444

Miscellanious Exp.

54,237 Add : Receivable for 13-14

84,387

284,331

Office Rent

122,500

SHG Trainings

151,733 By Other Receipts

Income Generation Programme

62,686 Sale of Bamboo/Cane Articles

142,190

Rural Development Activities 88,476 Sale of finished Trg Matrials 46,557

Other Trainings 122,901 Sale of Books 15,460

Model Village Project Expenses 74,425 Commission on Coin Box

564

Building/Infrastructure Rework 65,000 Interest Earned 40,017 244,788

V-ATPC (Garments) Exp Sch-D 211,249 Excess Receivable written back By Excess of Expenditure NABARD, Bangalore 39,849 over Income Tr. to B/S. 2,308,072 To Depreciation on FA 926,406

TOTAL RS. 8,638,181 TOTAL RS. 8,638,181

NOTES TO ACCOUNTS AS PER SCH -

E

For DESHPANDE RUDSETI (Regd.),

Sd/-

S.D. SAYAGAVIDIRECTOR

DATE : 16TH APRIL 2014

PLACE : HALIYAL

· Mistakes are the portals of discovery

As per our report of even date.

For B.V. BHAT & CO.,CHARTERED ACCOUNTNATSFirm Reg. No 0126253

Sd/-C.A. B.V. BHATPROPRIETORDATE : 16TH APRIL 2014PLACE : HUBLI

Audited Financial Statement for the year ended, 31 st March 2014INCOME & EXPENDITURE ACCOUNT

EXPENDITURE AMOUNT INCOME AMOUNT

43

From the Heart of Visitors.

· The greatest failure in life is not participating hundred percent

Name of the Visitor Remarks

Sri Prakash Rayakar Deputy Director Zilla Panchayat

¢£ÁAPÀ 14.6.2013 gÀAzÀÄ ¸ÀA¸ÉÜUÉ ¨sÉÃn ¤Ãr ¥Àj²Ã°¸À¯ÁV J¯Áè vÀgÀºÀzÀ vÀgÀ¨ÉÃwUÀ¼À£ÀÄß ¸ÀÄ¹ÜvÀ ºÁUÀÆ ¸ÀÆ¸ÀÆvÀæªÁV C£ÀÄµÁ×£ÀUÉÆ½¸ÀÄªÀÅzÀÄ vÀÄA¨Á ¸ÀAvÉÆÃµÀªÁVgÀÄvÀÛzÉ, ¸ÀzÀj ¸ÀA ¸ÉÜAiÀÄÄ E£ÀÆß G£ÀßvÀ ªÀÄlÖzÀ°è C©üªÀÈ¢Þ DUÀ° JAzÀÄ ºÁgÉÊ¸ÀÄvÉÛÃ£É.

Ganesh Kumar CEO, Viva Toyota,Bangalore

Good Ins�tu�on helps the needy poor people.

Chitra Ganesh Kumar Nair Advisors,Gaps Knowledge Advisors,Chevayoor, Calicut,Kerala

The training programme done by CBD RSETI Haliyal is very Impressive. The Idea of incorpora�ng local community par�ci pa�on for sustainable development of the area is commendable

Prof. Meena Chandawarkar Vice Chancellor, Karnataka state women's University,Bijapur

I am truly impress ed by the amazing work done by CBD RSETI in a short span of 9 years. The seriousness with which the skill development programmes have been conducted has manifested itself in promo�ng large scale employment. The confident and sense of achievement visible on the faces of the group entrepreneurs is really gra�fying. I Wish the b est to this ins�tu�on to play its role effec�vely & contribute to a developed India

M Arjunan Sr.Branch Manager LIC of India, Dharwad.

I am very much happy to young people who were not having chance to go through formal educa�on, given best informal educa�on, training in life skills and self employment and further discipline life. It will true help the people who come and contact with this ins�tu�on. My Best wish and lot of achievement in the coming days.

Nischit Sahay Advisor, VTU, FACRFAX USA

I salute S ri R.V.Deshpandeji for se�ng such a nice ins�tute. India for her development needs many more ins�tutes.

Smt Laxmi Dhaul Rakhi Mahal, Mumbai

Very impressive and useful. The women and young boys are enthusias�c and appreciate the efforts of CBD -RSETI.

Sri Ajayan Vice President Kirloskar Electric Company, Hubli

Good Ins�tu�on. Helpful for the needy poor people

Sri B S Shashidhar President Karnataka Photographer Associa�on,Bangalore

A very beau�ful place to learn and develop a personality in different fields. I really appreciate the ini�a�ve taken by the Ins�tu�on. I also congratulate Canara Bank Management for taking such Initiatives.

Sri CMM Reddy Deputy Manager Na�onal Insurance Company, Regional Office, Hubli.

Well Maintained Rural Training Ins�tute in the en�re country. Very produc�ve and useful to the unemployed rural youth. The Ins�tute may give training to more and more youth an d make them s elf reliant in their life. All this credit goes to the ins�tute and my sincere congratula�ons to them

D V Sreenatha Assistant Director Handicra�s Marke�ng Service,

Extension centre, Ministry of

Tex�les,Govt. of India,

Mangalore

Ins�tute with Excellent infrastructure and dedicated staff. looking forward to have con�nuous be�er rela�onship with Ins�tute


44 · Climate is what we expect, weather is what we get

Col M.S.Kapoor (Rtd) Advisor Leadership Development and Training Sobha Developers,Bangalore

Simply Outstanding. My compliments to the Management for their vision and passion for Upli�ment of the needy from the disadvantaged group

Col.P C Abraham Senior GM and HOD Technician Resources Sobha Developers ltd,Bangalore

CBD -RSETI has done an excellent contribu�on to the society in impar�ng training to empower our youth to transform India to a developed na�on.

Dr. V.Ramprasath Manohar Chief Execu�ve Officer Zilla Panchayat,Karwar

I am really impressed with the quality of training and service, this Ins�tute offering to rural unemployed youth.

Dr. B.L. Bhagyalaxmi Director Dept of Collegiate Educa�on, Govt of Karnataka, Bangalore

I was amazed to see the deep involve ment of students learning the sk ill with utmost dedica�on. This is an ins�tute which truly helps an Individual to achieve empowerment through self employment. The visit to RUDSETI has been an eye opener to me in respect of skill training. All the best for future.

Dr. Nagalaxmi A Rao Special Officer Dept of Collegiate Educa�on, Bangalore

It was indeed a rich experience to see the students undergoing skill training here. The quantum of training one gets at this Ins�tute will enable them to be self employed. The value added skills training is awesome.

Dr. Namrta Agadi Special Officer, Regional JD Office, Dharwad.

It is my pleasure to visit your trust which is well structured , service oriented and societal concern

Balachandra Akhil Cricket Player, Ranji trophy.IPLcricketer. Karnataka and RCB

CBD -RSETI is an amazing organiza�on helping needy individuals like college and school dropouts to learn daily used skill sets in computer hardware and Networking, sewing machine and handicra�s. T hese people can thus become successful in life and become bread winners for their families. Well done CBD –RSETI. I wish all the best.

Dr Basu Bevinagidad Head Of Office All India Radio,Karwar

The work done by this Ins�tute in spreading employment and training is unbelievably outstanding. The work also illustrates ins�tute's dedica�on towards rural Development and Self Help.

V R Venkatadri Principal, Ins�tute of Hotel Management, Bangalore

I am really De lighted to have co me here. The social responsibility work levied by CBD -RSETI is excellent.

Dr. S Kannan Head Of Department Ins�tute of Hotel Management, SJP Campus, Bangalore

CBD -RSETI is doing an excellent job as a part of social responsibility. Commendable and remarkable progress they are making every year. I could see lot of pioneering effort and ac�vi�es throughout my visit. wishing all success in their endeavors

Dr Uma Jayakumar Specialist in Beauty Parlour ( Known as One Minute Uma ), Bangalore

£ÀUÉ JA§ PÀqÀ®°è £À°ªÉA§ £ËPÉ zÀqÀ ¸ÉÃgÀzÉ F gÀÄqÀ ¸Él ¸ÀA¸ÉÜ ¸ÁtÂAiÀiÁV J®ègÀ£ÀÄß zÀqÀ ¸ÉÃj¸ÀÄªÀ ¸ÀÄ¸Àæ¹zÀÝ £ËPÉAiÀiÁV ¸ÀzÁEgÀ° JAzÀÄ £Á£ÀÄ PÉÃ½ PÉÆ¼ÀÄîvÉÛÃ£É.£Àß ¸ÀºÁAiÀÄ CAzÀgÉ PÀ°vÀ «zÉåAiÀÄ£ÀÄß AiÀiÁªÁUÀ ¨ÉÃPÁzÀgÀÆ PÀgÉzÀgÀÆ ºÉÃ½ PÉÆqÀ®Ä ¸ÀzÁ¹zÀÝ.

45· A set back is the opportunity to begin again more intelligently

Shan� Raghavan Founder, Managing Trustee, Enable India Bangalore

Pleasure to visit CBD -RSETI Haliyal. Great Campus, infrastructure. Nice to see the variety of training from Bamboo to body/paint to computers and more. Also got to see Dandeli Garments centre -very impressive. Please keep up the good work. We hope to be associated with you for years to come. Special thanks to Mr. Sayagavi for his dedic a�on and commitment.

Dr. Vadiraj V Ka� Principal, KLS VDRIT Haliyal

Pleasure to see the ac�vi�es at CBD -RSETI and uni�ng efforts of Sri S.D sayagavi and his team in developing total personality in all the aspirants undergoing training. I wish a great success all the endeavors

Smt Sudha Bargur Scholar, Bangalore

£ÀªÀÄ¸ÁÌgÀ, ¸ÀªÀiÁd ªÀÄÄTAiÀiÁV ¤ÃªÀÅ PÉÊUÉÆArgÀÄªÀ J®è vÀgÀ¨ÉÃw PÁAiÀÄðPÀæªÀÄUÀ¼ÀÄ ±ÁèWÀ¤ÃAiÀÄ. ºÁ¢ðPÀ C©ü£ÀAzÀ£ÉUÀ¼ÀÄ.

Sri B S Shashidhar, PresidentKarnataka Photographers Association, Bangaloreaddressing the trainees

Sri M. Linganna, State Project Co-ordinator NAR, Banglore addressing the trainees


46

Glimpses of Media Coverage

· Life was so easy when Apple and Blackberry were just fruits

47· A friend is someone who knows all about you and still loves you

Glimpses of Media Coverage


48

List of Important Visitors

Bank officials= Sri S.S. Bhat, General Manager, Canara Bank, HO, Bangalore, = Sri G. Rajendran, DGM, Canara Bank, Circle Office, Mangalore, = Sri R R Singh, DM, Canara Bank, H.O ,Bangalore= Sri Rajgopal, DM, Canara Bank, Circle Office, Mangalore, = Sri K A Naik, senior Manager ,inspection wing, Canara Bank,

Circle office Mangalore= Sri Keshvamurthy, Manager Canara Bank, circle Office,

Mangalore= Sri Ramakrishna Mane, Lead District Manager, Syndicate Bank,

Regional Office,= Sri Ashok Jadar , Manager, Canara Bank, Haliyal

Government Officials= Smt Sharadha Kolkar, Tahashildar, Haliyal= Sri Subray Kamat, CEO, Zilla Panchayat, Karwar, = Dr. V.Ramprasath Manohar, Chief Executive Officer, Zilla

Panchayat ,Karwar= Sri Laxmanrao Yakkundi, Executive Officer, Taluk Panchayat,

Haliyal, = Dr. Manjunath Palegar, Deputy Director, AHVS Department

,Karwar= Smt Pallavi R, JMFC Haliyal= Sri Yogesh L, DDM NABARD, Karwar= Sri D.M Karilinganavar, CDPO, Haliyal= Sri Ravindra Metagud, AEE, HESCOM, Haliyal= Sri C S Naik, BEO, Haliyal= Sri Shankar Devanur, Chief Engineer, KPC, Ambhikanagar, = Sri P H Naik, District Disability Welfare Officer, Karwar= Smt Geeta R Korvar, Asst Public Prosecutor, Haliyal = Sri P I Mane, AD, Agriculture Department, Haliyal,= DR. S.N. Madhanavar, Pediatrician, Govt. Hospital, Haliyal

Reputed company/ NGOs, officials= Sri Harbhajan Singh, Vice President, General and corporate

affairs, Honda Motor cycle and Scooter India Pvt ltd., Gurgaon= Sri Vasudev Rao Deshpande, Programme Manager, Infosys

foundation, Bangalore, = Sri Naveen Pushuparthy, Joint Managing Director, Nanda

groups, Bangalore= Sri Ganesh Kumar CEO, Viva Toyata, Bangalore= Smt Chitra Ganesh Kumar Nair, Advisors, Gaps Knowledge

Advisors, Chevayoor, Calicut, Kerala= Sri M Arjunan, Sr Branch Manager, LIC of India, Dharwad

· Life is like riding a bicycle. To keep your balance you must keep moving

Sri R.R. Singh, DM, Cananra Bank, H.O. Bengaluru on his visit to Institute.

Dr. B.L. Bhagyalaxmi, Director, Dept of Collegiate Education, Bengaluru

on her visit to the Institute.

Smt Sudha Barguru, a famous orator on her visit to Institute.

Sri Vijaya Bhardwaj, Former Indian Cricketer on his visit to the Institute.

49

= Sri Nishit Sahay, Advisor, VTU, Facrfax, USA= Smt Laxmi Dhaul, Rakhi Mahal Dwachard, Mumbai= Dr. Venkataraman Hegde, President, Nisaraga Trust, Sirsi = Sri Ajayan Vice President, Kirloskar Electric Co, Hubli= Sri C.M.M.Reddy, Deputy Manager, National Insurance

company, R.O, Hubli= Sri Anil Naik, Branch Manager, National Insurance Company,

Alnavar= Col.Madhu Kapoor, Advisor, leadership and training, Sobha

Academy, Bangalore= Col. P.C.Abhraham, Senior General Manager & HRD, dept of

Technician resources, Sobha Aademy, Bangalore,= Sri S. Umapati, Head, THCM, Dharwad, = Sri Arvind Deshpande, Divisional Manager, HR & IR THCM,

Dharwad= Sri Prasadkumar Shetty, Senior Manager, HR & IR,,TCHM,

Dharwad = Sri Sachin, Senior Manager, THCM, Dharwad = Smt Shanti Raghavan, founder and Managing Trustee,

EnAble India, Bangalore= Sri Shivaprasad, Consultant, EnAble India Bangalore= Dr Isabella S Xavier, Sadhana Centre, Dharwad

Educational Department= Dr.Smt Meena Rajiv Chandawarkar, Vice Chancellor,

Karnataka State Women's University Bijapur= Dr H Maheshappa, Vice Chancellor, VTU, Belgaum= Dr. Namrata Agadi, Regional JD office, Dharwad= Dr. Nagalaxmi A Rao Dept of Collegiate Education, Bangalore= Dr. B.L. Bhagyalaxmi, Dept of Collegiate Education, Govt of

Karnataka, Bangalore= Sri Raj Belgaumkar, Chairman, GC, KLS PU Science college

Haliyal= Smt Geeta H G, Principal, First Grade Degree College, Havagi= Dr. R.S. Munnolli, Principal, KLS PUC/BCA College, Haliyal

Other Important Visitors= Sri S.L.Ghotnekar, MLC, Uttar Kannada= Sri Krishna Patil, President, Zilla Panchayat, Karwar= Smt Devaki Metri, President, Taluk Panchayat, Haliyal= Sri M Linganna, State Project Co-ordinator, Monitoring cell

for RSETI, National Academy of RUDSETI, Bangalore= Smt Sudha Baragur, Lecturer, Bangalore= Sri Sham Kamat, Member, Governing Council, D-RUDSETI, = Dr. Praveen Jacob, Young Scientist, USA= Sri. B.S. Shashidhar, President, Karnataka Photographer

Association( KPA )= Sri G Parameshwar, secretary, KPA, Bangalore

· Failure is not falling down but refusing to get up

Sri Chandrashekar, SPC, NAR, Bengaluru on his visit to the Institute.

Dr. Meena Chandavarkar, Vice Chancellor, Karnataka Women's University on her visit to the Institute.

Sri Shankar Devanur, Chief Engineer, KPC, Ambikanagar on his Visit to the Institute

Sri Pranesh, a famous comedianduring his visit to the Institute.


50

Tentative Training Programmes Scheduledfor the year 2014-2015

· Mistakes are portals of discovery

1 Multiphone Servicing 30

2 Domestic Electric Applaicnes Repair 30

3 Refrigeration and Air-Conditioning 30

4 Computer Desk Top Publication 45

5 Basic Welding 30

6 Cloth Bag Making 15

7 Inverter and UPS Manufacturing and Servicing 21

8 Basic Photography and Videography 21

9 Computer Hardware( +) and Networking ( N+) 45

10 Food Processing and Bakery Products. 15

11 Servicing of TV/DVD and other Digital Electronics 30

12 Computer Tally 30

13 Dress Designing for Men 21

14 Electric Motor Rewinding and Pumpset Maintenance 30

15Back Hoe Loader and Excavator Operator and

Maintanance Training30

16 Beauty Parlour Management 30

17 Two Wheeler Servicing 30

18 Dress Designing for Women 21

19 Computer - Data Entry Operation 30

20 Light Motor Vehicle Driving 15

21 Tractor Repair 30

22 Computer Hardware( +) and Networking ( N+) 45

23 Rural Entrepreneurship Development Programme. 13

24 Computer Basics 30

25 Dairying and Vermi Composting 10

26 Computer Financial Accounting 30

27 Electric Motor Rewinding and Pumpset Maintenance 30

28 Dress Designing for Women 21

29 Dairying and Vermi Composting 10

30 Apprael Designing Course 30Total 798

Sl. No. Name of the training ProgrammesDuration

(days)

51

Sri. S.D.Sayagavi, Director

Haliyal Mr. Vinayak Chavan- Project Coordinator

Mr. Suresh Bommigatii- Training Coordinator

Mr. Bahubali Chinagi- Administrative Supervisor

Mrs Zabina Parveen Bellary, Training Assistant.

Mr. Shrikanth Pattar – Yoga Trainer

Mr. Ashok Suryvanshi – Field Supervisor.

Mr. Alol Deshpande- Field Supervisor

Mr. Vishnu Madiwal- Sr. Community Organisor

Mr. Prakash D'Souza- Bamboo Articles Trainer

Mr. Govind Naik- Cane Articles Trainer

Mr. Narayan Gondali- Attender

Mr. Narayan Randhewadi , Driver

Mr. Tilak Walekar- Office Boy

Mr. Rama Chalawadi, Security Guard

Mr. Santosh More, Security Guard

DandeliMr. Narayan Wadkar, Field Supervisor.

Mr. Manohar Chawariyar, Senior Community OrganisorMs. Mahadevi Yadavi, Community Organiser

MundgodMr. Mahabaleshwar Naik, Project Officer.

Mrs. Vijaya Naik, Field Supervisor.

Mrs. Shamala R Vernekar- Adminstrative Assistant

Mr.Andanappa Angadi, Senior Community Organisor

Mr. Ulavayya Bendigeri, Senior Community Organisor

Mrs.Taramati S Melinamane, Senior Community Organisor

Joida Mr. Santosh Parit, Project Officer

Mr. Premanand Achari, Administrative Assistant.

Mr. Siddaraj Gasti, Senior Community Organisor.

Our Team

· They talk most who have least to say

Opening Ceremony of FLC, Haliyalsponsored by Canara Bank

Our team with Sri R.K. DubeyChairman and Managing Director

Canara Bank at Mysore


52

CANARA BANK DESHPANDE RURAL SELF EMPLOYMENT TRAINING INSTITUTE (R)Udyog Vidyanagar, Haliyal – 581329 ( U. K.) Karnataka , India

TELEFAX: 08284-220807 email : cbdrse�[email protected], drudse�@gmail.com


Documents

A Decade of Service to Society - Canara Bank Deshpande ...rsetihaliyal.org/annual-reports/Annual-Report-2013-14.pdf · A Decade of Service to Society ... Bamboo Articles making,