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8/4/2019 A Ash Aye In
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BANDRUSKs
AASHAYEINJEENE KI NAYI UMEED
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Features
Single Premium
Guaranteed Addition (Rs.100 / Rs.90)
Loyalty Additions
High Risk coverage in 1
st
year
Risk coverage at very low premium
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Maturity Benefit:
Maturity Sum Assured (1/6th of Basic SA)Guaranteed Additions for full termLoyalty Additions
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In case of Death of LA
1st Year
Basic SA (6 times of Maturity SA) + GA for 1 Yr
2nd to 4th Yr /9th yr1/3rd Basic SA + GA for 4Yr/9Yr
Last Policy Year1/3rd of Basic SA + GA for full term + LA
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Loan
YES. Loan facility is availableunder this plan.
Surrender
YES. The policy can be surrendered for
cash after completion of atleast onepolicy year.
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ELIGIBILITY CONDITIONS AND RESTRICTIONS
Min age at entry : 13 years (completed)Max age at entry : 60 yrs nearer birthday
Term : 5 Yrs or 10 years.Min SA : Rs. 1,50,000 /-
Max Sum assured : No limit
S A will be in multiples of Rs.30,000 /- only.
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Age / Term
Tabular Prem rate 1000 Basic SA
5 Yrs 10 Yrs
13 174.05 164.45
18 174.40 164.85
20 174.50 165.00
25 174.65 165.15
30 174.70 165.40
35 175.10 166.25
40 176.10 167.95
45 177.75 170.90
50 180.85 175.90
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Rebates:
Large Sum Assured Rebate ontabular premium per thousand Basic Sum Assured
Basic Sum Assured
Term
5 Year 10 Year
Below Rs. 3, 00,000 Nil Nil
Rs. 3, 00,000 to Rs.5, 99,999 Rs. 2.00 Rs 3.00
Rs. 6, 00,000 to Rs. 11, 99,999 Rs. 2.50 Rs 3.50
Rs. 12, 00,000 and above Rs 3.00 Rs 4.00
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Age / Term
Prem for 1,50, 000 Basic SA
5 Yrs 10 Yrs
13 26108 24668
18 26160 24728
20 26175 24750
25 26198 24773
30 26205 24810
35 26265 24938
40 26415 25193
45 26663 25635
50 27128 26385
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ILLUSTRATIONAge of LP 25 Yrs, BSA 3 lac
Term 5 Yrs 10 Yrs
Premium 51,795 48,645
Maturity 72,500 +LA 1,00,000+LA
Yield (without LA &Tax ) 6.96 % 7.47 %
Death in 1st Year Rs. 6,09,000 Rs.6,10,000
Death after 1Yrbefore last Policy yr
Rs.2lac +GA(18,000 to 36,000)
Rs.2lac +GA(20,000 to 90,000)
Death during last
Policy Year
Rs.1 lac +GA of
Rs.45,000 +LA
Rs.1 lac +GA of
Rs.1 lac +LA
BANDRUSKS
AASHAYEIN
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ILLUSTRATIONAge of LP 25 Yrs, BSA 6 lac
Term 5 Yrs 10 Yrs
Premium 1,03,290 96,990
Maturity 1,45,000 +LA 2,00,000+LA
Yield (without LA &Tax ) 7.02% 7.51%
Death in 1st Year Rs. 6,09,000 Rs.6,10,000
Death after 1Yrbefore last Policy yr
Rs.2lac +GA(18,000 to 36,000)
Rs.2lac +GA(20,000 to 90,000)
Death during last
Policy Year
Rs.1 lac +GA of
Rs.45,000 +LA
Rs.1 lac +GA of
Rs.1 lac +LA
BANDRUSKS
AASHAYEIN
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What is great in this Plan
Premiums are very low
Attractive Yield (8%)
Insurance and Double Plus
Tax free Maturity / Death Benefit
Loyalty Additions at Maturity
Loan facility
Surrender facility
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Likely LA Yield
0 7.32 %
Rs.1,000 7.53 %
Rs.2,000 7.74 %
Rs.3,000 7.95 %
Rs.4,000 8.15 %
Rs.5,000 8.35 %
Rs.6,000 8.54 %
Rs.8,000 8.93 %
Rs.10,000 9.30 %
Aashayein Yield Chart for different rates of LAAge : 13 Yrs; Term : 10 Yrs BSA of Rs.1,50,000.
DOC 15.12.2008
Single Premium paid Rs. 24,668 /-
Risk Benefits available
1. Rs.1,50,000 + Rs. 2500 upto 14.12.09
2. Rs.50,000 GA(2500-22500) from15.12.09 till 14.12.2017
3. Rs.50,000 +GA 25,000 + LA (last Year)
Maturity amount payable on 15.12.2018
Rs.25,000 SA plusRs.25,000 GA plusLoyalty Additions
All the above are TAX FREE
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Target GroupIs it People looking for Long Term Investment withreasonable return & Insurance Coverage, like -Farmers, Professionals, Retired employees, Software
Engineers, Doctors, Lawyers, NRIs, etc. etc. ?
NO !Any body who can invest a minimumamount of Rs. 10000 + should be our target
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THE BEST INVESTMENT for an agriculturist
for landlord / landlady
For a keen Investor, who also
needs Insurance protection Re-cycling Instrument
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THIS IS THE BEST GIFT
to Grand Child by a Grand parent
to a child by his Parent for Higher Edn
to a spouse by a Retiring Employee
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Plant
a Aashayein TODAYfor your FUTURE
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Thank you