8/9/2012 - Dakota County Tribune Business Weekly

by John GessnerDAKOTA COUNTY TRIBUNE

It’s nearly 3 a.m. Do you know where your pizza is coming from? Choices are the all-night store or Toppers, a delivery chain that built its name serving pizza-jonesing college kids in Wisconsin and now has a franchise location in Burnsville.

The Burnsville franchi-sees hope the late-ness of the hour

(Top-

pers is open until 3 a.m. daily) and the compa-ny’s signature menu items, enthusiastic service and crazy-kitsch marketing will make a splash in the crowded suburban market. “The other component is we have a lot of f a n a t i c s , and people are following a n d watching where

these stores are open-

ing,” said V i c -

to r i a West, gen-e r a l

m a n -ager of

the Burns-ville store and a

partner in the franchise with her sis-ter and brother-in-law, Katie and Lonnie

Provencher of Lakeville. The Burnsville store opened July 28 at 1000 County Road 42 E. in the Wood Park Plaza mall. Burnsville is one of seven Toppers loca-tions in Minnesota, with an eighth set to open in Rochester.

The Burnsville franchisees plan to open four more suburban stores north and east of Burnsville, said West, 29. “Katie, Lonnie and myself all have skin in the game,” said West, an Augsburg College economics and business administration gradu-ate who worked at Target corporate headquar-ters for six years before joining Toppers. “We also do have some financers that are relatively silent. We also have some financing through Coulee Bank in St. Paul.” West and her sister, originally from Litch-field, once worked together at a freight logis-tics company. They wanted to work together again and sought out franchising opportuni-ties, mostly in pizza, West said. Toppers plans to saturate the Midwest and expand from its current 42 locations to 150 by the end of 2015 and 500 nationwide by the end of 2020. “Everything about Toppers was so genu-ine in terms of the brand and the messaging,” West said. “We went to a grand opening in Green Bay last fall and decided we wanted to be a part of it.” Based in Whitewater, Wis., the nearly

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Public policy experts, including Myron Orf ield, talk about the lack of minority represenation in local government.

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Eagan man’s interest in the Colonial craft of furniture-making has earned him national recognition.

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The ‘greenest’ building might not be a new one but rather an old structure repurposed for the future.

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When she isn’t singing in a local church, Savage songwriter Mindy Miller is working on her solo music career.

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HAROLD

TORRENCE

by Stacey AckermanDAKOTA COUNTY TRIBUNE

Doug Cole, founder of Cole’s

Salon, attended St. Paul Barber

School at age 18 where he learned

from Jerry Rients, his longtime

mentor. Today Rients, 74, works at

Cole’s Apple Valley salon as a bar-

ber, which he has been doing for

the past 20 years. Rients continues

to be a mentor for Cole, and has

inspired him for the last four de-

cades. Cole opened his first Cole’s Sa-

lon in Burnsville in 1979. It was

the only salon south of the river

at that time that serviced the en-

tire family. During the late 1970s,

Burnsville was booming and it was

a perfect opportunity for Cole to

grow with the community and

raise his own family.

This October the company will

celebrate its 30-year anniversary.

The business currently operates

five salons – in Burnsville, Apple

Valley, two in Eagan and Savage

– and has 330 employees. Cole

has purposefully kept his locations

south of the river to form strong

community ties.

Learning an hour a day is some-

thing Cole has taught his employ-

ees for the last 30 years, and is what

he attributes to his businesses’ suc-

cess. In 1970, Doug Cole opened

Children’s Barber at Southdale

Mall. Three years later, at age 23,

he closed the salon because one

employee was too much.

“From age 18 to 26 I didn’t

learn, which was detrimental to my

business. Jerry encouraged me to

start learning an hour a day,” Cole

said. “From the very beginning,

we established a learning culture,

grounded in the desire to better

ourselves, provide true value to our

customers and live by our values

and principles.” Cole started the Golden Nug-

gets program in which employees

are challenged to write 200 nug-

gets in six months.

“Golden nuggets are putting

good things in our mind. It is

about positive self-talk and self-

thought,” Cole said.

Every one of Cole’s employees

is given a notebook in which they

write down positive affirmations

every day such as, “We will receive

what we believe” and “Habits leave

a trail.” Each Cole’s Salon also has a

learning library, where employees

are encouraged to keep learning

and developing their skills through

reading, videos and CDs.

The company also created the

Star Thrower program, which en-

hances self-learning and profes-

sional development. Team mem-

bers are encouraged to attend

industry and nationwide events to

stay abreast of trends.

Cole’s Salon has several em-

ployees who’ve been with the com-

pany for 30 years because they keep

learning and growing throughout

their careers. “Cole’s has been all I need to

make my life successful and be

fulfilled,” said Janel Murphy, a 30-

year Cole’s Salon veteran. “At the

end of the day, I feel good about

making others feel good.”

Cole’s Salon has grown through

the years by nurturing employ-

ees and building a loyal clientele.

Many clients have been seeing the

same stylist for several years.

“The customer service keeps me

coming back,” said Trish Perkins,

a client at the Apple Valley salon

who has been seeing stylist Jessica

Stapf for 13 years. “They definitely

cater to what you want. Jessica will

take my calls and squeeze me in.”

While a lot has changed in the

business over 30 years, the com-

pany hasn’t changed its core values,

which stem from trust and honesty

and consists of “growing yourself,”

Photo by Rick Orndorf

Cole’s Salon leadership (from left) Laura Trish, Melissa Hanson, Tim

Cole, Doug Cole,Char Tourtillott, and Trish Storhoff.

Cole’s Salon

celebrates 30 years

While fads fade, salon endures

BurnsvilleCobblestone Court

952 435 / 8585

EaganCedar Cliff

651 454 / 1390

EaganEagan Station

651 456 / 9454

Apple ValleySouthport Centre

952 891 / 4112

SavageMarketplace at 42

952 226 / 5310

Experience Gives Back

Walk into any one of Cole’s Salon’s five locations

in the South Metro area and you will find the

experience to be special. Enter into the salon

and instantly you will be greeted by friendly staff

members as they assist you in making your visit

unique. As you look around the warmly lit work

stations you’ll notice busy professionals

performing the latest hair styling trends or

foiling techniques. Walk around further and

you’ll notice glass doors that lead you to the spa

area where massage treatments, manicure and

pedicure services or the latest in skin

rejuvenation services are provided. Or sit and

relax in the in the spa waiting area sipping a

warm cup of herbal tea. Of course, something

this special doesn’t just happen overnight.

The first Cole’s Salon opened its doors 28 years

ago with owner Doug Cole specializing in

children’s haircuts. From the onset his vision

was to focus on people. Today, with more than

300 employees, the vision remains steadfastly

the same; provide exceptional service that goes

beyond the client’s expectations, delivered by

people who are constantly learning new skills

and developing their own careers. In an industry

noted for high turn-over, many of the original

staff still remain with Cole’s.

“We want to give each team member the

opportunity to take hold of their biggest dreams

and bring them into reality” says Cole. “The best

way we know to do this is by providing on-going

education by sharing the latest tools, resources,

and training in an active learning culture.” Each

salon is equipped with a resource center used

for group learning while veteran employees

provide individual mentoring opportunities for

new hires.

Twenty-three years ago, Jennifer Wilson was

one of those new hires. Today along with her role

as salon manager she is one of three vice

presidents helping to shape the future of Cole’s.

Visit her at the newly remodeled Apple Valley

location and she will proudly share the merits of

the new granite counter tops or the custom tiled

floors that lead to the new spa area. “All this

re-modeling is important for the success of our

company, but it’s still about people. We will

continue to look for the best candidates available

to join our company” says Wilson. “It may not be

easy because we are not looking for team

members who just want to get the job done; we

are looking for people who truly want to serve

our guests.”

Reflecting on the past three decades Doug Cole

explains, “We have been very fortunate the

people of this community have been more than

generous in their support for our salons.” Many

of the staff members are part of this community

and feel deeply committed to giving back

through their involvement in neighborhood and

charitable events. Cole’s team members and

their families enjoy participating and leading the

way in their communities and throughout the

Twin Cities to build awareness and raise money

for causes such as Multiple Sclerosis, Colon

Cancer, Breast Cancer, Military makeovers and

more. Cole’s proudly supports their efforts.

“We’ve heard it before, yet it’s still true,” says

Cole in closing. “we are all in the people

business. We look forward to providing a great

place for people to come to work as well as

serving our community for years to come.”

“We want to give each team member the

opportunity to take hold of their biggest

dreams and bring them into reality”— Doug Cole, owner

www.colessalon.com

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Late nights, colorful marketingToppers enters south suburban pizza market

Photo by John Gessner

Victoria West is general manager and a franchise partner in the new Burnsville location of the Toppers pizza-delivery chain. The Burnsville store opened July 28.

See Toppers, Page 5A

2A August 09, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

by T.W. BudigDAKOTA COUNTY TRIBUNE

Even though the seven-county metro area is comprised of nearly 25 percent non-Caucasians, minori-ties do not serve in city, county and school board offices in numbers any-where near the robust-ness of the population. Out of the current roster of 200 lawmak-ers at the State Capitol, minorities number in the single digits. If the racial/ethnic make-up of the state were proportionally represented, the number should be more than 20. Nationally, the Legislature ranks in the top 10 in terms of fewest number of minorities, according to National Conference of State Leg-islatures data. In other areas of government, elected leaders who are minorities are few. Out of 42 occupied county board seats (one is vacant) in the metro, two commissioners, Toni Carter and Rafael Ortega, serving on the Ramsey County Board, were identi-fied as minorities. According to the 2010 Cen-sus, about a third of the people in Ramsey County are minorities, making it the most diverse county in the metro. Hennepin County follows close-ly behind, and there were 17.7 per-cent non-whites in Dakota County, according to the 2010 Census. The inner-ring suburban cities of Brooklyn Center, Brooklyn Park, Columbia Heights and Richfield, with minority populations over 35 percent, the city councils have no minorities serving on them. Minorities have run for office in his city, according to Brooklyn Cen-ter Mayor Tim Willson. “The voters chose not to vote them in, and voted for someone else,” he said. Burnsville Mayor Elizabeth Kautz, who is of Samoan descent, strongly rejects that numbers like the city’s minority population of 22.5 percent (2010 Census) are even relevant with minorities and public office. Picking over the numbers is viewing a decision-making process that’s highly personal through a po-litical lens, she argued. “It has more to do with the peo-ple,” she said of individuals seeking

elective office. It’s a question of fortitude, ex-perience, willingness to serve, said Kautz, former president of The United States Conference of May-ors. “I never thought it was a big issue,” said Forest Lake Council Member Mike Freer, an African American. “(But) I don’t see race.” Freer feels no additional burden on him as a public official because of his race. Forest Lake is 93 percent white. Voters approve or disapprove of his actions, explained Freer, to the same degree they do of white city council members. “I love what I’m doing,” Freer said of serving on the council. Democratic Gov. Mark Dayton said there are qualities that are not a function of race at all, that are para-mount to being an effective public servant. “That’s intelligence, integrity, empathy,” he said. “I think it’s important to note a man of color is the president of the United States,” Dayton said, “which is historic, and hopefully will serve as a role for young, aspiring men and women of color to seek public office.”

On the rise In a 2001 survey of city and county governments in the metro area, Minnesota Public Radio found the late Eden Prairie Mayor Dr. Jean L. Harris, a trail-blazing Afri-can American woman so respected as to have an award named after her, was one of 10 minorities holding of-fice out of 840 elected officials. While that number has in-creased in the past 11 years, Uni-versity of Minnesota Political Sci-ence Professor Dara Strolovitch said data suggests having minori-ties in elective office serves as an

invitation to other mi-nority people, who may otherwise feel alienated

from the process. “In a democracy, legitimacy is impor-tant,” she said. Beyond this, stud-

ies suggest numbers are important in terms

of steering agendas, ex-plained Strolovitch. In a well known analysis concerning wom-en in politics, Drude Dah-lerup, Stockholm Univer-sity professor of political

science, indicated the “critical mass” at which a large minority can make a difference, though still a minority, is around 30 percent. Though some view the number of minorities in elective office as lagging, change may be on the ho-rizon. Ortega, looking back at his entry into politics, sees cultural education taking place. Education and time are paceset-ters, Ortega indicated. “Everybody goes into the soup,” he said of the blending of cultures. Diversity, to his college-age daughter’s generation, is normal, Ortega explained. “I think people who are older, whose life has been spent in non-minority enclaves are going to have more difficulty adjusting than chil-dren who from their first day in school are with a variety of class-mates,” Dayton said. But there’s no magic to adjusting attitudes toward race. “You’re always going to have that. That’s an eternal problem,” Ortega said. He views the number of voters who simply will not vote for minori-ties as small. Ten years ago, minorities repre-sented more than 10 percent of the population in just six cities in the metro. Today, they represent more than 10 percent of the population in 73 cities. “It will happen,” Myron Orfield, executive director of the University of Minnesota Institute on Race and Poverty, said of more minorities holding elective office. But will there ever be direct pro-portionality? “It’s unlikely,” Strolovitch said.

T.W. Budig can be reached at [email protected] or facebook.com/

sunthisweek.

Reasons for disproportion suggested

by T.W. BudigDAKOTA COUNTY TRIBUNE

Although minorities serve in elective Twin Cities metro area offices in St. Louis Park, Centerville, Forest Lake, Maple-wood, Mendota Heights – on school boards, such as Bloom-ington, Hopkins, Robbinsdale – they remain a small minority. “I wish I had an answer for that,” said city of Maplewood Council Member James Llanas, a Hispanic, when asked why more minorities aren’t found in public office. Reasons have been suggested. Llanas indicated in some cultures the idea of pushing fam-ily members into the spotlight, the price of politics, is repel-lent. “It’s important that we have more representation,” said Hector Garcia, executive director of the Council on Affairs of Chicano/Latino People. The number of Chicano/Latino people in Minnesota is growing rapidly, he said. Still, about 40 percent of newly arriving Chicano/Latinos are immigrants, Garcia explained. They’re not necessarily used to American politics. They may come from countries where political activity is dangerous. “So it’s hard initially for them to engage,” Garcia said. Minnesota DFL State Party Outreach Director Mona Langston expressed similar sentiments. “It’s a very intimidating process,” she said of running for elective office. Langston, who often speaks with minority groups by team-ing with local community groups, describes a gradual process of first learning the needs of a given community, say, Somalis in Eden Prairie, before detailing party politics. “We have to earn their trust,” she said. Rafael Ortega, elected in 1994 as the Ramsey County Board’s first minority member, the first Hispanic, the issue of minorities and elective office is complex. Hispanic families, for instance, tend to be younger families – not the best age to be drawn into politics, he noted. Unlike in Minneapolis and St. Paul where concentrations of minorities tend to hone a political edge, in the suburbs they are often dispersed. The “comfort level” with diversity in the suburbs remains uneven, Ortega indicated. “I think it makes it more difficult to get elected,” he said. Myron Orfield, executive director of the University of Minnesota Institute on Race and Poverty, said minorities are under represented in part because white people tend to vote more frequently. Whites are more likely to be U.S. citizens, he noted. And whites have longer histories and stronger connections to the political process, Orfield explained. “In general, it (minorities in office) lags behind the popula-tion change,” he said. And there may be self-imposed limitations. University of Minnesota Political Science Professor Dara Strolovitch, author and expert on the causes and consequences of political inequalities, said minority people tend to judge themselves harshly in terms of political potential. “Women and people of color are less likely to think they’d make good candidates,” she said. And they tend to be asked less often to run, she explained.

T.W. Budig can be reached at [email protected] or face-book.com/sunthisweek.

Few minorities serve in public office Percentage elected is far less than the percent of metro minority population

Early city of Lakeville budget calls for increase in tax levyby Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

The Lakeville City Coun-cil saw on July 30 the first draft of the 2013 and 2014 budgets, both of which call for single-digit levy increases. The levy for 2013 would be about $23.7 million, a 2.5 percent increase, and in 2014 would be about $24.4 million, a 3 percent increase, accord-ing to the budget document. Mayor Mark Bellows said he was not pleased with the proposed levy increases, but said

it is still early in the budget-ing process and that he would “work toward lowering it.” City Council Member Matt Little said the budget reflected an increased work-load but that with time the council could find ways to lower the levy. A sizable chunk of the increase is related to two components: operations and street improvements (primar-ily larger street reconstruction projects required because of the city’s old infrastructure in

some neighborhoods). The operations compo-nent includes proposed plans for the reinstatement of the assistant city administrator position, which is an annual salary of $113,000. City Administrator Steve Mielke said this position would help his office with a number of projects, while freeing the planning depart-ment (which currently assists Mielke) to focus on the in-creasing number of new plat applications.

Other proposed initiatives for 2013 include an auto-mated system for employ-ment applications (a $7,000 expense), custodians for the Heritage Center ($32,923, a $6,000 discount on outsourc-ing such responsibility) and adding irrigation system to the Lakeville Area Arts Cen-ter ($14,000). A major proposed initiative for 2013 is a rookie class of 15 recruits to the fire department to replace those who have re-tired or resigned. This $67,000

expenditure covers everything from training to gear to req-uisite medical processes, Fire Chief Mike Meyer said. The fire department loses volunteer firefighters mostly because they change jobs or have busy family schedules. New recruits are necessary for proper coverage. Assuming all 15 make the cut, the fire department will have 88 fire-fighters under the proposal. The City Council will discuss the budget further at its August work session. This

will be followed by a Sept. 4 approval of the preliminary budget and tax levy. There will be more dis-cussion at work sessions in September, October and No-vember. A Truth-in-Taxation hearing will occur in Decem-ber and will be followed by a final approval of the budget that same month.

Aaron Vehling can be reached at [email protected] or facebook.com/sun-

thisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 09, 2012 3A

Buzz

People, places and pursuits creating buzz in Dakota County business

this week as submitted by the local business community

Submissions to Buzz: www.DakotaCountyTribune.biz

Submission to Buzz TheDakotaCountyTribuneBusinessWeeklyincludespromotions,newhires,retirements,awardsandothersuchbusinessnewsontheBuzzpage.Ifyouhaveanannouncementyouwouldlikeincludedinthispartofthenewspaper,[email protected],faxto(952)846-2010ormailittotheAppleValleyofficeat15322GalaxieAve.,Suite219,AppleValley,MN55124.Whensendingaphotobye-mailbesurethatitis200dpiorgreater.Includeadaytimephonenumberifsomeonefromthenewsroomneedstocontactthebusinessforadditionalinformation.Deadlineis5p.m.FridaypriortoThursdayedition.Submissionofinformationdoesnotguaranteepublication.Allitemsaresubjecttoediting. Tipsonwhattoincludeinthesubmissionare:names,titles,dates,businessname,briefdescriptionofthenewstakingplace,briefdescriptionofthebusiness,contactnamesandnumbers.

NoteworthyPIERREMENARDJoins Skyline Exhibits as director of research, design & innovation

PierreMenardhasbeenhiredatEagan-basedSkylineExhibitsasdirec-torofresearch,designandinnovation. Menardhasmorethan25yearsofprofessionalexperience.Hebeganhiscareerasawelder,machinistandshopmanagerandprogressedtoleadingen-gineeringteamsanddevelopingprovenprocessestobringnewandinnovativeproductstomarket. MenardholdsabachelorofsciencedegreeinmechanicalengineeringfromtheUniversityofMinnesota. Hemostrecentlywasinthephoto-voltaicindustry,amethodofgenerat-ingelectricalpowerbyconvertingsolarradiationintodirectcurrentelectric-ity,wherehemanagedateaminnewproductdevelopmentforglobalsolarindustry.

Business BriefsBURNSVILLE PAC IS DROP-OFF SITE FOR FOOD DRIVE

TheBurnsvillePerformingArtsCenterandtheBurnsvilleConven-tionandVisitorsBureauarepartneringwith360Communitiestorestocklocalfoodshelves.Peopleareaskedtobringanon-perishablefooditemtotheartscenterduringregularbusinesshoursorbeforeanyperformancethroughAug.31.Itemsneededarecannedfruit,cereal,cannedtunaorchicken,boxedready-mademealsandcookingoil.TwolargecollectionbinsarelocatedintheBPAClobby.

CITY OF BURNSVILLE ENTERS MAYORS CHALLENGE

ThecityofBurnsvilleisamong394U.S.citiesthathaveenteredBloombergPhilanthropies’MayorsChallenge,acompetitiontoinspireAmericancitiestogenerateinnovativeideasthatsolvemajorchallengesandimprovecitylife. ParticipatingmayorsmustsubmittheirideasbySept.14forachancetowinagrandprizeof$5millionoroneoffour$1millionprizes.Theideamustsolveamajorsocialoreconomicissue,improvethecustomerserviceexperi-enceforcitizensorbusinesses,enhanceaccountability,transparency,andpublicengagement,and/orincreasegovernmentefficiency. Finalistswillbeannouncedthisfall.Winnerswillbeannouncedinspring2013,withatotalof$9milliongoingtofivecitiestojump-startimplementation.

AccoladesRAMON SANTIAGONamed Driver of the Month for Shaffer TruckingCouncil Bluffs, Iowa

BurnsvilleresidentRamon“Ray”SantiagowasnamedDriveroftheMonthforAprilattheShafferTruckingterminalinCouncilBluffs,Iowa.San-tiagostarteddriving28yearsagoandhaslogged8millionmiles.TobenamedDriveroftheMonth,driversmustbeaccident-freeforthemonthofrecogni-tion,maintainsteadyproduction,keepaccuratelogsandwarrantnodisciplin-aryactionsstemmingfromcomplaintswithinorwithoutthecompany.

UPONOR NAMED RUNNER-UP MANUFACTURER OF THE YEAR

AppleValley-basedUponorwasrecentlynamedrunner-upManufactureroftheYearformid-sizecompaniesinMinnesotabytheManufacturersAlli-ance,anassociationprovidingpeer-to-peertraining,educationandresourcesthatallowMidwestmanufacturingcom-paniestocontinuouslygrow,improveandstaycompetitive.Inadditiontotherecognition,UponorwasalsoaskedtobeoneoftwocompaniesontheManu-facturersAllianceTourofExcellenceonJuly31toshowcaseitsaccomplishmentsinoperationalimprovements.

Business BriefsREGIONAL CHAMBER HOSTS CANDIDATE FORUMS

TheDakotaCountyRegionalCham-berofCommercewillhostthefollowingcandidateforums: •WestSt.Paul/MendotaHeightsCandidateForums–MayorandCityCouncil:Wednesday,Sept.12,from7to9:30p.m.onTownSquareTV. •SenateDistrict52CandidateForums:Thursday,Sept.13,from7to8p.m.onTownSquareTV. •FarmingtonCandidateForums–CityCouncilandSchoolBoard:Thursday,Sept.27,from7to9:30p.m.atFarmingtonCityHall.

CANVAS & VINES FUNDRAISER SET SEPT. 13 IN BURNSVILLE

TheBurnsvilleConvention&Visi-torsBureauwillholditsCanvas&Vinesfundraiserfrom6to9p.m.Thursday,Sept.13,attheBurnsvillePerformingArtsCenter.Admissionis$35.Guestsmustbe21oroldertoattend.Visitwww.canvasandvines.comorcall(952)895-4690forticketsandinformation.

Business BriefsMOM BRANDS TO MOVE HEADQUARTERS TO LAKEVILLE

MOMBrands,formerlyknownasMalt-O-Meal,willberelocatingitscorporateheadquartersandstafffromdowntownMinneapolistoLakev-ille.ThemovewillbecompletedbyAugustof2014.ThecompanywillbepurchasingNewMorningWindowspropertyadjacenttoitscurrentloca-tionintheFairfieldBusinessCam-pus.Approximately100additionalMOMBrandsemployeeswillbemovingtotheLakevillelocation.

RESIDENTIAL PLAT APPLICATIONS INCREASE IN LAKEVILLE

ResidentialplatapplicationsinthecityofLakevillehaveincreasedcon-siderablyduringthefirstsixmonthsof2012.Lakevillehasprocessedresidentialsubdivisionplatstotal-ing273residentiallotswith220ofthesereceivingfinalplatapprovalforwhichstreetsandutilitieshaveorarecurrentlybeinginstalled.Thecityhasalsoreceivedsketchplanapplicationssincethefirstoftheyearformorethan270additionalresidentiallots.Thesesketchplanapplicationswilllikelyresultinadditionalpreliminaryandfinalplatapplicationsinthesec-ondhalfof2012orfirstpartof2013.

DAKOTA COUNTY TARGET CLINICS EXPAND SERVICES

AllTargetCliniclocationsacrossthestate,includingtheBurnsvilleandAppleValleySouthclinics,willofferconsultationsforthefollow-ingcosmeticprescriptions:eyelashlengthening,facialhyperpigmentation(darkeningoftheskin),andunwant-edfacialhair.Noriskconsultationswillcost$49.

Business BriefsLAKEVILLE RELEASES JULY BUILDING PERMIT REPORT

Lakevilleissuedbuildingpermitswithatotalvaluationof$62,987,338throughJuly2012comparedtoatotalvaluationof$37,392,840throughJuly2011.Thecityissuedcommercialandindustrialpermitswithatotalvaluationof$8,050,500throughJuly2012com-paredtoatotalvaluationof$7,774,000duringthesameperiodin2011.Thecityissuedpermitsfor139single-familyhomesthroughJuly2012withatotalvaluationof$40,371,000comparedto67single-familyhomepermitsthroughJuly2011withatotalvaluationof$20,777,000.

LAKEVILLE CHAMBER HOLDS TWINS NIGHT

TheLakevilleChamberofCommercewillcelebrateitssuccessfulfooddriveatTwinsNightonAug.28from5to9:55p.m.TheMinnesotaTwinswilltakeontheSeattleMariners.Apregamepartywillbe5to6:30p.m.atBrothersBar&Grill,430FirstAve.N.Firstpitchwillbeat7:10p.m.Ticketscost$35.OrderdeadlineisAug.14.Forinformation,[email protected].

FOUR NEW BUSINESSES MOVE TO LAKEVILLE

YotopiaisnowopeninArgonneVillagejustdownfromRainbowFoods.CrossfitLakevilleiscomingtoanewlocationonKenrickLoopattheinter-sectionofI-35andCountyRoad46.CherryBerryandWildBirdsUnlimitedarebothcomingsoontotheCrossroadsShoppingCenteratCedarAvenueandDoddBoulevard.PerfectlyRandomre-placesPoshBabyBoutiqueandisopen-ingthisweekindowntownLakeville.


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by Mark SkweresSPECIAL TO THE DAKOTA COUNTY TRIBUNE

In his July 20 guest column, Mayor Mike Maguire admonishes those exer-cising their right to oppose the proposed Parkview Golf Course land use change as “unproductive and misguided.” He gives the false impression of sup-porting golf at Parkview by saying our efforts should instead be directed to “seek credible buyers” that could “con-vince the owners and developer that there’s a viable business case for golf.” He conveniently ignores the fact that Parkview investors/owners stated they have some type of contract with the de-veloper, Hunter/Emerson represented by Kurt Manley, giving him control over this decision. If that is true, how could the developer be “convinced” to sell the property at fair golf course market value when approval of the amendment would artificially inflate the property’s price and gain them millions of dollars profit? Do we have all the facts about this transaction? Is this contract contin-gent upon the city changing the zon-ing? These and other questions must be answered before anyone can “convince” the owners to entertain offers to keep Parkview open, green and an asset to all in the region.

Why ‘vote no” is essential to a plan Land values are driven by allowable use and surrounding property conditions. That is why cities are required by state law to have consistent Comprehensive Guide Plans: to provide a stable and predictable environment as a basis for real estate values. No one should be allowed to manipulate land values for per-sonal gain. On that principle alone, the City Council should reject this proposal. As Private Rec-reational land, the Parkview site is currently valued by Dakota County at $3.2 million. Allowing the land to be platted into 175 or more residential lots would drive the total land value to over four times that amount. Even adjusted for land development costs, the price differential for that plot of land is staggering. Any informed buyers must know its al-lowed usage prior to making any offer. And that is why all plans for purchasing the land are on hold until the City Council makes its final decision. Here’s a plan: Stop the development; put the course up for open sale and let golf

minded investors make offers based on the fair market price for the property.

Potential buyers exist – as a golf course Let’s be clear: People within the Parkview Coalition have been in contact with pro-spective buyers willing to purchase the site as a golf course. One buyer approached the Parkview owners prior to the June 19 City Council ruling and was rebuked with that same threat of “interference of contract” the mayor mentions. Since the City Council meeting, recent inquiries directed to Mr. Manley were met with a clear message that they would only entertain offers in the “residential develop-ment” price range. As long as the council continues to move toward approving a residential land use no “credible buyers” will likely convince Mr. Manley to give up the land for millions less than he is assured to gain from such a change.

Duty and responsibility The mayor states twice that it is the Save Parkview supporters who should “take the land use change off the table,” implying that we have some special powers to compel the investors/owners to change their minds. If the Metropolitan Council rubber

stamps this change based upon the Eagan council’s unanimous vote, then the only people who are “at the table” are the owner/applicants and the City Council. It is the council’s duty and responsibility to base their decision upon the “general health, safety and welfare of the city” and not upon the financial gain of a sole property owner.

Unwarranted fear of lawsuit The mayor states as a reason for his vote was his “belief that a ‘no’ vote was a poten-tially losing proposition in the courts.” It’s odd the mayor cites only the portion of the landmark “Wensmann Realty Inc. v. City of Eagan” ruling, which clarifies what “could constitute a regulatory taking,” but leaves out two very important facts: 1) The court affirmed the city’s right to deny a comprehensive plan amendment based solely on the reasons given, and 2) the “taking” would not apply if “the city’s decision leaves any reasonable, eco-nomically viable use of the property.” The mayor himself pointed out how owners have multiple potential uses within the existing zoning. Many law experts agree, including Daniel S. Schleck (who success-fully defended Mendota Heights in a simi-lar case in 2006) who stated there is no case for a lawsuit here. So why is the mayor so

by Larry WernerDAKOTA COUNTY TRIBUNE

It’s probably been 20 years since I hap-pened upon an essay written by my daugh-ter, who is now a 38-year-old mother of two. The essay was about the importance of her sense of humor in dealing with bullying. Specifically, she wrote in that high school paper that her sense of humor helped her de-flect the taunts and harassment she received from pre-teen girls who made her a target when she showed up as the new kid at an Edina elementary school. During a transient stage of my career, I had moved my wife and children five times in six years through five states, ending up in Edina. Years later, I found out that one of the consequences of my moves was setting my children up for bullies who pick on the new arrivals. My older son, likewise, was bullied – punched and pushed at the bus stop outside our Edina home by a troubled boy who lived next door and acted out his frustrations by tormenting my son. My younger son, whose anxiety disor-der frustrated a physical education teacher into provoking one of my boy’s meltdowns, painted for me a picture of the bullied child. As we were driving away from the Lakeville school I was summoned to after his melt-down, my son asked me to stop the car. He pointed to another young boy who stood on the periphery of where other boys were play-ing.

“He’s like I am,” my son said of the kid who watched, rather than played, because he wasn’t one of them. I am reminded of these experiences from my own parenting life by the stories appear-ing regularly in our newspapers concerning the problem of bullying. Jon Tatting, reporter for The Post Review in North Branch, wrote in the July 4 paper that a survey of parents, students and staff revealed that bullying is a major concern in the Rush City schools. Jon wrote about the testimony of a parent who took her complaints about the bullying of her child to the district’s school board and the superintendent. That superintendent, Vern Koepp, said the school district plans to develop a bully-ing-prevention plan. High school counselor Heidi Larson said it’s important that the plan will be student-driven. She said: “Stu-dents have a big influence on each other. We need kids to want to be kind.” The story of bullies is one of the most important of our time. The staff of the papers we publish in Anoka County was recognized by the Min-nesota Newspaper Association for its cover-

age of what became a national story about a lawsuit settled in March by the Anoka-Hennepin School District over allegations of persistent bullying based on sexual orien-tation. More recently in Lakeville, the Sun Thisweek papers have written about the cyber-bullying that took the form of junior high students posting locker-room photos of classmates on internet sites. Dakota County Attorney James Backstrom filed charges against four teenagers in that incident. A state task force on bullying issued a report July 18 calling for a stronger state anti-bullying law after conducting listen-ing sessions around the state. A national anti-bullying organization gave Minnesota the lowest grade given to any state when it graded state laws dealing with the issue. The state Task Force for the Prevention of School Bullying appointed by Gov. Mark Dayton takes issue with the position of for-mer Gov. Tim Pawlenty, who vetoed an anti-bullying law in 2009, saying the current law was sufficient. The issue of bullying is of great interest to many of us who have endured with our children the hurt bullies inflict. And we are thankful for the educators, social workers and public officials who are bringing atten-tion to the issue. Rush City school counselor Heidi Lar-son said bullying has become more prevalent

Mayor’s column raises more questions than it answers

The pain inflicted by bullies can last a lifetime

See Werner, Page 27A

Tribune ColumnistLarry Werner

See Skweres, Page 27A

Guest Columnist


20-year-old chain built much of its brand loyalty with Wisconsin college crowds, according to West. Its marketing approach is full of colorful slogan-eering, which turns a bit racy at times. “It’s a little bit cheeky. Some people call it irrever-ent,” West said. “It genuinely grew into that,” she said. “The 18- to 34-year-old market genuinely loves this brand and this pizza. Wherever there are stores in campus areas, they love the late-night pizza.” Toppers claims a pioneering role among delivery chains in the cheesy-bread market with its Topper-stix (which include offshoots such as Baconstix and Tacostix). Pizzas are made with 100 percent Wis-consin cheese on hand-tossed, crispy or signature Tall Boy crust. Wings, several hot sandwiches and Q’za (a “quesadilla cousin from south of the border,” the menu says) are also available. The Burnsville store will deliver within an eight-minute drive area that includes Burnsville, western Apple Valley and part of northern Lakeville, West said. “It’s really a dense area,” she said. “There are a lot of households, businesses, schools, churches, hotels.” Online ordering is available. Information is avail-able at (952) 431-3388 and www.toppers.com.

John Gessner can be reached at [email protected] or facebook.com/sunthisweek.

Toppers from Page 1A

Eagan man masters Colonial craftTony Kubalak travels back in time through furniture

by Jessica HarperDAKOTA COUNTY TRIBUNE

By day Tony Kubalak works in the digital age as a software engineer. By night he steps back in time to hand-craft 18th century American furniture. Each piece is a replica of an original, many of which are in museums across the nation. Whether it’s a re-production of a Philadelphia high chest with intricate flo-ral carvings or a Bombe chest of drawers with a serpentine face, each piece is built with care to mimic the exact like-ness of its original. “I enjoy the difficulty of each piece,” the Eagan resi-dent said. “Finishing a piece is nice, but making progress along the way is most reward-ing.” Kubalak’s work received national recognition. His furniture was featured this month in Early American Life magazine’s Directory of Traditional American Crafts. His Philadelphia high chest of drawers was selected by a panel of experts convened by the magazine due to its au-thentic technique and design, according to an Early Ameri-can Life news release. Over the past eight years, Kubalak’s work has been fea-tured in numerous magazines and received several awards at the Minnesota Woodwork-ers’ Guild Northern Woods Woodworking Show. Seeing a stunning period piece in a magazine piqued his interest in the craft about 20 years ago. “It’s the allure of the chal-lenge,” he said of his desire to replicate the furniture. “A lot of scholars say the high pe-riod of furniture making was

the 18th century. … It still has a big following, which is a testament to the designs.” Kubalak spent several years learn-ing basic w o o d -w o r k i n g skills from books and

occasional classes, but he yearned to master the craft. By the late 1990s, Kubalak traveled to Pennsylvania

where he studied for 12 years under mas-ter furni-ture maker G e n e L o n d o n

at his Old Mille Cabinet

Shoppe. Today, Kubalak uses pe-riod tools to build the major-ity of each piece, particularly the carvings and other details.

Every item is made with solid wood and every drawer con-tains traditional joints. Kubalak attempted to turn his hobby into a full-time job for a short time, but resided it to a hobby when he couldn’t generate enough income. He said he enjoys the bal-ance between his job as a software engineer and his hobby as a furniture maker. “There’s a lot of similarities in that both are compli-cated and I always like a challenge,” he said. Ku b a l a k has com-p l e t e d a few c o m -mission p i e c e s , but said he

prefers to build 18th century replicas. “Sometimes I’m not sure I want to sell them because they’re a part of me,” he said. “I don’t feel completely that way anymore.” Most of his pieces deco-rate his modern home. The Philadelphia high

chest of drawers stands 6-feet high in Kubal-ak’s dining room and

is among his fa-vorite pieces

due to its impressive size and i n t r i c a t e c a r v i n g s .

The piece took Kubalak

about two to three years to finish.

The Bombe chest of drawers in his bedroom only took two to three months but

was among the most difficult pieces due to its serpentine face. In addition to hand-making American Colonial furniture, Kubalak released his first book in 2010 called “Carved 18th Century Furniture Elements,” which teaches people how to create authentic 18th century furniture embellishments. The book is available at amazon.com, several woodworking websites and at Kubalak’s web-site tonykubalak.com. Kubalak is currently work-ing on a follow-up to his first book. More information on Kubalak’s books and Colo-nial furniture can be found at his website or by contacting Kubalak at [email protected] or (651) 452-2021.

Jessica Harper is at [email protected] or face-

book.com/sunthisweek.

Photo by Jessica Harper

Eagan resident Tony Kubalak’s replica of an American Co-lonial high chest was featured in the August edition of Early American Life magazine. Kubalak’s hand-made furniture has earned several awards and recognition over the past eight years.


This Bombe chest of drawers was among the most difficult pieces Kubalak made due to its serpentine face. Most of Kubalak’s period pieces decorate his Eagan home.

Prest named hospital board chairperson Shari Prest, senior associate and owner of Ark Associates, has been named chairperson of the Fairview Ridges Hospital board of trustees. Prest has served nine years on the board of the Burns-ville hospital and its Lead Quality and Commu-nity Health Outreach Committee. Prest has served on the Burnsville-Eagan-Sav-age District 191 School Board, the Community Action Council (now 360 Communities) board of directors, the Minneapolis Area United Way board of directors; and with Burnsville’s Partner-ships for Tomorrow and Heart of the City efforts. She succeeds Tom Mork, a Fairview Ridges board member since 2000 and the chair since 2004. Mork is the lead founder, president and CEO of Lakeview Bank, a community bank in Lakeville. Peggy Johnson, community relations director for Dakota Electric Association, has been named the Fairview Ridges board’s representative to the Fairview corporate board of trustees, effective in January. Johnson will succeed the hospital’s current cor-porate board representative, Douglas M. Dirks, who will continue to serve on the board through this December. Dirks is a senior private banker at Wells Fargo Private Bank.

Fairview Ridges Hospital in Burnsville has been designated as an American Institute of Mini-mally Invasive Surgery Gyneco-logical Surgery Center of Excel-lence. The Gynecological Center of Excellence designation gives pa-tients added assurance that Fair-view Ridges Hospital has not only passed and exceeded existing norms for minimally invasive sur-gery quality and delivery, but also has physicians on staff who are AIMIS-accredited. Fairview Ridges Hospital is the only AIMIS-accredited hospital in Minnesota and one of a handful in the nation. Approximately 600,000 hys-terectomies are performed each year in the United States, mak-ing it the second most common procedure performed on women in the country. Aaccording to the

Centers For Disease Control and Prevention, an estimated two-thirds of these operations entail open surgeries rather than mini-mally invasive laparoscopic meth-ods. The AIMIS designation is fo-cused on advancing converting a greater percentage of procedures from more-traumatic open surger-ies to laparoscopic approaches that offer patients shorter hospitaliza-tions and faster returns to normal activities. “This certification allows Fair-view Ridges to join some of the most prominent hospitals in the nation for improving women’s health and signifies how serious-ly we take our responsibility for continued surgical improvements for all our patients,” says Michael Miller, director of surgical busi-ness development.

Hospital accredited for minimally invasive surgery

6A August 09, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY��

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the owner in a lease versus portfolio real es-tate aspect. The question should be asked: “Can a new building be built that will be much more efficient and have a smaller carbon footprint? Should I consider an adaptive reuse?” An adaptive reuse project requires a critical look at whether it makes sense to renovate or replace. Does the building have good bones? Is the structural system in good shape and does it meet current seis-mic code? Is there historic significance in the building worth preserving? The elec-trical system will most likely need to be upgraded to meet current operational de-mands of doing business in the informa-tion age.

Every year in the U.S., there is about a billion square feet of space demolished and replaced with new. According to

estimates by the Brooking Institute, there will be approximately 82 bil-

lion square feet of existing space that will be demolished and re-

placed between 2005 and 2030.

C o n -struction pro-cesses result in the emission

of green-house gases, w h e t h e r for a new b u i l d i n g or a ma-

jor renovation. When you consider the entire supply

chain of new materials, much can be saved and reuse begins

to emerge as a more sustainable op-tion. Another consideration is part of the old adage that “they don’t build them like this anymore.” The cost to build some features that are intrinsic in older buildings may be cost prohibitive to build today. These might include features such as vaulted spaces with historic architectural ornament. Construction experience reveals that renovation projects bring many unforeseen challenges that new construction projects do not. Hazardous materials found in old buildings, such as asbestos, lead paint, and mold, are some of the most unpleasant surprises that require special remediation. It is important to have a professional en-vironmental inspection conducted during the initial period where code compliance and other pre-construction issues are in-vestigated. These types of surveys can help make the decision to reuse or build new. However, in most cases, these hazardous materials need to be mitigated prior to de-molition anyway.

Renovating versus building new When deciding to reuse an existing building rather than build a new one, great care must be taken that is beyond what is

normally considered when starting a new facility. The environmental benefits of a building reuse can quickly be negated by poor choices in materials and/or processes. There are guides to help guide cli-ents with best practices. The U.S. Green Building Council’s LEED EB or Existing Building is one of these guides. The LEED system will walk a building team through points such as sustainable site usage, water efficiency, optimizing energy performance, materials and resources, indoor air quality, and operations and maintenance. As an architect, I have a bias toward new buildings. It allows for a perfect world in the use of new technologies and does not impose limits from existing walls and structures. On the other hand, I can also embrace a palette of limits and use them to create a newness from the old and revital-ize a lost gem for a new century. T h e r e would have to be changes made to our codes and the way we finance our projects if avoided environmental impact becomes a priority. If the greatest minds in construc-tion technology were to take on building reuse in earnest as a way to reduce carbon output of building spaces, it is exciting to think of the new technologies that would result from this focus. In the decision process to build new or renovate, it is most important to do a cost-benefit analysis. Such analysis will look at all costs and justify them against the envi-ronmental impact. It would also compare the length of a pay-back and operational period for a new building and a major ren-ovation. This type of data is the only way to make an informed decision to build new or renovate. One of the greenest companies in the world, Google, has over 50 buildings as part of their “Googleplex” headquarters in Mountain View, Calif. It is interesting to note that most all of these buildings are retrofits. They are all part of the company’s aggressive policies that are being imple-mented world-wide to reduce energy and water use and use materials that do not contain hazardous ingredients. With a major renovation, there will be benefits to the bottom line from lower operational costs and an increased asset value. There will also be environmental benefits by reducing energy and water use; reducing the impact on our landfills from the diverted demolition debris; and a healthier, safer interior environment for occupants. When weighing the benefits and poten-tial outcomes of each side of the new versus renovate debate, it is best to approach the process with an open mind and not to be swayed into thinking new is always better. If interested in reading the entire study, please see “The Greenest Building: Quan-tifying the Environmental Value of Build-ing Reuse,” at www.preservationnation.org.

Architect and sustainability consultant Bill A. Woodson, AIA, LEED AP, is the principal of reFORM, an eco eff iciencies company and

Woodson Architecture in Apple Valley.

by Bill A. Woodson DAKOTA COUNTY TRIBUNE

When one thinks of what a high-per-formance green building might be, the im-age of a shiny new high-tech, eco-friendly facility with solar panels, grass growing on the roof and a windmill spinning in the parking lot may come to mind. But in a recent report published by the National Trust for Historic Preserva-tion’s Preservation Green Lab, the greenest building may not be a new building at all. It might possibly be a renovated existing building. The metric used to measure what makes a green building is the concept of avoided environmental impact. For instance, we de-sign a new building with a high-perform-ing exterior envelope to keep our condi-tioned environment inside and the heat or cold out. This type of envelope allows us to use much less energy to maintain our con-ditioned interior environment, thus burn-ing less coal to produce the energy needed to maintain our comfortable space. If we look at the construction of our facilities from the avoided environmental impact perspective, we start to look at our existing building differently. When a new green building is construct-ed, especially in an urban area, an existing building is usually demolished to make way for the new. The resources needed for and the environmental impact of constructing any new building can be significant when compared to renovating and reusing an ex-isting building. There is also an impact on our landfills from the thousands of tons of demolition debris. The key finding in the Preservation Green Lab report was “building reuse al-most always yields fewer environmen-tal impacts than new construction when comparing buildings of similar size and functionality.” The research looked at sev-eral building types, from commercial office buildings to single-family and multi-family residential. A variety of geographic loca-tions, with their associated climates, were studied to get a broad view of the reuse ver-sus new green buildings. The cities studied were Portland, Atlanta, Phoenix, and Chi-cago. Climate and geographic location was a big variable in the study. A new urban vil-

lage mixed use project in Chicago would take 42 years of operation to pay back the environmental impact when compared to renovating a similar existing building. The same project in Portland would need 80 years. This is partly due to the mix of fuel sources used to generate electrical power in different regions. Building type is another factor. A new elementary school in Chi-cago or Portland has a significantly quicker payback, at 15 and 26 years respectively, than the new office building in those cities. The in-depth study had many variables, but in gen-eral, a c on c l u -sion can be made whereby a new build-ing operat-ing at 30 per-cent greater efficiency than an existing building will take anywhere from 10 to 80 years for the new building’s greater efficiency to overcome the envi-ronmental impacts of its construction over the demolition of the exist-ing building.

Many considerations When building a new facility, an owner will work with an architect to devise a pro-gram that will specifically address all of the functional aspects of their operations. The architect will then turn this program into a design for the new facility. The building design must also make financial sense for

The greenest building may already be built Best Practices

Tribune ColumnistBill Woodson


Calendar TosubmitanitemfortheCal-endar, email it to [email protected] or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: •Thursday,Aug.9,8to9a.m.,CoffeeBreak,TheLincolnPlace,1997GoldTrail, Eagan. Informa-tion: Jessy Annoni at (651) 288-9202 or [email protected]. •Tuesday,Aug.14,8to9a.m.,Rosemount Connection, AnytimeFitness, 14855 S. Robert Trail,Rosemount. Information: JessyAnnoni at (651) 288-9202or [email protected]. •Wednesday,Aug.15,8 to9a.m., Business Owners Round-table,DCRChamberOffice,1121Town Centre Drive, Suite 102,Eagan. Information:[email protected]. •Thursday,Aug.16,7:30to9a.m.,EaganAreaBusinessCoun-cil, DCR Chamber Office, 1121Town Centre Drive, Suite 102,Eagan.Information:JessyAnnoniat (651) 288-9202 or [email protected]. Apple Valley Chamber of Commerce events: • Thursday, Aug. 16, 4:30 to6:30 p.m., BusinessAfter Hours,Abbey Decorating Center, 6808151stSt.W.,Suite104,AppleVal-ley. Burnsville Chamber of Com-merce events: • Thursday, Aug. 23, 3:30 to6:30 p.m., Fall Fling – SportingClayChallenge,MinnesotaHorseandHuntClub,2920220thSt.E.,PriorLake. Individual registration:$65.Teamregistration:$250.Sta-tion sponsor: $150. Information:Maranda Bergren at [email protected]. Lakeville Area Chamber of Commerce events:

•Thursday,Aug.9,4to8p.m.,SummerFunNight, LakevilleEx-ecutiveSuites,19950DoddBlvd.,Lakeville. Casual meal, refresh-mentsand fun for thekids. Infor-mation: Scot Kretzschmar, (952)356-3090,[email protected]. •Thursday,Aug.9,4to7p.m.,Ensemble Creative’s fifth annualLakeville Community FoodDrive,20790 Holyoke Ave., SecondFloor,Lakeville.Information:(952)469-9460. •ThroughFriday,Aug.10,sixthannual Business Food Drive. In-formation:[email protected]. •Tuesday,Aug.14,7to8a.m.,Breakfast with the City, chamberconferenceroom. • Tuesday, Aug. 14, 3:30 to5:30 p.m., Ambassador picnic,CaspersonPark. •Wednesday,Aug.15,noonto1p.m.,CVBboardmeeting,cham-berconferenceroom. River Heights Chamber of Commerce events: •Thursday,Aug.9,8to9a.m.,InverGroveHeightsLocal Issuesmeeting,districtoffices,299080thSt.E.,InverGroveHeights.Infor-mation:[email protected]. •Tuesday,Aug.14,11:30a.m.to 1:30 p.m., Keep it Local forLunch, Applebee’s NeighborhoodGrill&Bar,5855BlaineAve.,InverGroveHeights. Information:ChazKleinsteuber at [email protected]. • Wednesday, Aug. 15, 7:30to 9 a.m., CoffeeNet, AssociatedBank,9050BuchananTrail, InverGroveHeights. Information:ChazKleinsteuber at [email protected].

Ongoing Platinum Partners,achapterof BNI, welcomes one represen-tative from each profession andmeetseveryWednesdaymorningfrom7:30to9a.m.attheLakeville

GreenMill.Tolearnmore,callAmyat(952)226-7741. Creative Networking Profes-sionals,anindependentbusinessnetworking group,meets the firstandthirdTuesdayofthemonthatJoJo’sRiseandWineinBurnsvillefrom8 to9a.m.Thegroup is fo-cused on creating interpersonalrelationships togrowbusiness-to-businessreferrals.Yearlyduesare$65.Newmembersarewelcome.Members are limited to one perprofessionalcategory.Formorein-formation,contactJeffRothmeyeratJeffR@Roundbank.comorseewww.CreativeNetworkingProfes-sionals.com. Dakota Business Partnersmeets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145KenyonAve.(justoffInterstate35and County Road 50), Lakeville.Forwhyourgroupisdifferentandmore information visit www.da-kotabusinesspartners.com or findusonFacebook. Network Unlimited Burns-ville Chapter,aprofessionalnet-workingchapter,meetsThursdaysfrom 4:30 to 5:45 p.m. at BD’sMongolianGrill, County Road 42and Burnhaven Drive. To see ifyourcategoryisopengotowww.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional network-ingchapter,meetsTuesdaysfrom4:30 to 5:45 p.m. at Stephano’s,CliffRoadandHighway13,Eagan.Toseeifyourcategoryisopengotowww.NetworkUnlimited.org. BNI – The Valley NetworkersChapter of Business NetworkingIntl. meets Thursdays at 11:30a.m.attheDCTCAppleValleySiteat14200CedarAve.BNIisanet-working group for business own-ers who are looking to increasetheir revenue. Only one personfrom each profession. Bring yourown lunch.Formore information,callPaulaSevenichat(952)891-4057orvisitwww.bni-mn.com

BNI – Networking meetsThursdays at 7:15 a.m. at theRound Bank in Farmington. Formoreinformation,contactEllenat(952)412-5287orLannyat(612)386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m.at the Lakeville Brunswick Zone,11129 162nd St. W. For moreinformation, call Maggie Kase at(952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdaysat Highview Hills Senior LivingCenter, 20150 Highview Ave.,Lakeville. Information: MichelleReisenauer, (612) 868-2950 [email protected]. BNI – Leads 2 Referralsmeets from 7:30 to 9 a.m.Tues-days at Jeff Belzer’s dealership(second floor cafeteria), 21111CedarAve.,Lakeville.Information:KariSwitala,(612)298-3487. Professional Referral Ex-changeofBurnsvillemeetseveryWednesday forbreakfastatDen-ny’sRestaurant.Meetingsbeginat7a.m.Formoreinformation,con-tact Jo Baecker, area director, at(612)618-5347orvisitthewebsitewww.prorefx.com. Elite Executives Chapter ofBusinessNetworkingInternationalmeets eachTuesday7:30-9a.m.at the JBL Companies building(old fire station), 3795PilotKnobRoad, Eagan. This lively refer-ralgroupcanhelpyougrowyourbusiness,butwedolimitmember-shiptoonepersonfromeachpro-fession.Visitorsarewelcome.Formoreinformation,contactBobRe-uterat (651)552-3647,[email protected]’swebsiteatbnimn.com. Beta Sigma Phi,PreceptorAl-phaDeltaChapter,meetsthesec-ond Wednesday of every monthat7:30atamember’shome.Forinformation,call(952)894-8831. Network Results Chapter of

Business Network International,networkingforlocalbusinessown-ers, only one person from eachprofession.Firsttwomeetingsarefree.Wemeet everyWednesdayforbreakfast,7-8:30a.m.atRoast-ed Pear, 14200 Nicollet Ave. S.,Burnsville.CallJimCulpepper formoreinformation:(612)655-4339. Networks Plus - Diversified Business Professionals Chapter ofBusinessNetworkInternational,a business referral organization.Meetings will be held Thursdays11:30a.m.–1p.m.atSavageCityHall,6000McCollDrive,Savage,MN. All professionals are invitedto attend.CallCrystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from9:30-11:30a.m.atCaribouCoffee,14638CedarAve.,onthesecondandfourthMondaysofthemonth.Call(763)783-4767toregister. Grapevine Network “Com-mon Denominator” GroupmeetsTuesdays from 7:30-8:45 a.m.at Coldwell Banker Burnet, 190CobblestoneLane,Burnsville.Forinformation,call(952)746-5611orvisit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from7:30-8:45a.m.atColdwellBankerBurnet, 190 Cobblestone Lane,Burnsville. For information, call(952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisorsmembersmeetmonthlyforfellowship,train-ing,networking,prayer,andshar-ingofbestpractices.RonBlueorother recognized speakers (viaDVD) cover a topic each monthhelping members integrate andapply Biblical financial wisdomintotheirprofessionaladvice.Visi-torswelcome.TheSMetroGroupmeets at Family Financial Ser-vices,151W.BurnsvilleParkway,Burnsville,from7:30to9a.m.onthefourthTuesdayofeachmonth.

POCisJeffRobinsonat(952)890-6611.TheSEMetroGroupmeetsat 2918 Upper 55th St., InverGroveHeights, the firstThursdayofeachmonthfrom12noonto1p.m. (bring your lunch). POC isGingerEwingat(651)389-1177. The S.T.A.R. (South Twin Cities Area Referral) Network-ing Groupmeets8to9a.m.ev-eryWednesday at Bremer Bank,17600 Cedar Ave, Lakeville.Openingsareavailable.Forques-tions,callKathyAndradeat(952)997-1306. SHiFT network events areheld Thursdays from 6:30 to 8p.m.atInverHillsCommunityCol-lege,2500E.80thSt.,InverGroveHeights.SHiFTisanonprofitnet-workconnectingadults inmid-lifetransition with opportunities toseekmeaningfulwork,newavoca-tions,andasupportivecommunity(www.shiftonline.org). Members:Free.Guests:$5. Women’s Business Ex-change meetsthefourthWednes-day from11:30 a.m. to 1 p.m. atBasketsOnOccasion,4580ScottTrail, Suite 204, Eagan. Fee: $5per meeting. For more informa-tion, contact Mary at (651) 994-8392 or visit www.meetup.com/womens-business-exchange-ea-gan. Seed Your Businessreferral-based networking groupmeetsthefirstandthirdWednes-dayatnoonatBasketsOnOcca-sion, 4580ScottTrail, Suite 204,Eagan. Fee is $5 per meeting.Uptotwoprofessionsperperson.ContactMaryat(651)994-8392. Rise and Shine Networking GroupmeetsthesecondWednes-dayeverymonthat8a.m.atBas-kets On Occasion, 4580 ScottTrail,Suite204,Eagan.Feeis$5permeeting. Information:Maryat(651) 994-8392 or meetup.com/riseandshinenetworkinggroup.

From Market Fest to free marketEntrepreneurs find event is perfect testing ground for their ideas

by Jessica HarperDAKOTA COUNTY TRIBUNE

Eagan Market Fest is known for its wide array of produce and live music, but it’s also a hotbed for budding entrepreneurs. For Terry Danielson, owner of Simmer Down Tea, the market presents a testing ground for his new blends. “It’s a great opportunity to see if a new tea blend is a winner or not,” the Eagan resident said. His bubble and iced teas have become a staple for many market-goers who seek it out every Wednesday. The Taiwanese drink is much like a tea slush mixed with chewy tapioca pearls. Simmer Down Tea offers an American version, which substitutes the tapioca for Gummy Bears. In the last few weeks, Danielson has expanded the bubble teas to include popping bubbles, which are tapioca pearls filled with a fruit syrup. Not all his teas have been a hit in Market Fest taste tests. One lemon blend in particu-lar was a flop causing Danielson to scrap the recipe. Danielson founded the business two years ago after traveling to Taiwan for business. While there, Danielson, a senior project man-ager for Seagate, met a tea house owner who taught him the art of blending and brewing teas. From there, Simmer Down Tea was born. Danielson converted a former television repair shop in Eagan into a commercial kitchen. The tiny kitchen becomes his laboratory and sanctuary from corporate life. Securing the kitchen and acquiring neces-sary licenses were among the most challenging aspects of launching the business, he said. Danielson has been fascinated by herbs since he was in college and saw tea as an viable investment. Teas popularity has skyrocketed nationally. Tea sales in the U.S. are expected to grow to nearly $8 billion by 2014 from its cur-

rent $6.5 billion, according to the Tea Associa-tion of the USA. Each year, Danielson’s teas have become a favorite not only at Eagan’s Market Fest but also the Dakota County Fair and other com-munity festivals. The company’s products are not limited to prepared drinks. It also sells loose leaf and blooming teas, and tea accessories at national tea expos and on the company’s website www.simmerdowntea.com, which is undergoing a redevelopment. Danielson said the quality of his tea sets it apart from others in the market. “A lot of teas are brokered instead of direct,” Danielson said. “I use five distributors who are based in Asia.” What began as a hobby quickly became a growing business.

Danielson is in the midst of securing space in Eagan for a retail store, which he hopes to open within a year. Danielson envisions a tea house setting in which customers can purchase tins of tea leaves or brewed tea and pastries much like a coffee shop. This tea house would also feature a blending station where people can create their own blends and a tea bar where customers can sample different varieties of tea. Danielson hopes to one day become a ven-dor for area restaurants. It’s a venture that Danielson said he would like to turn into a full-time job, but with the business still in its infancy, it has yet to turn a profit. Danielson predicts that will change within the next five years. If he is successful in opening a retail loca-tion, Danielson said he plans to continue to sell his teas at Eagan’s Market Fest and community

festivals. “I love Eagan Market Fest and the chance to meet people outside of the corporate set-ting,” he said.

Strudel success Simmer Down Tea is not the only business to expand beyond Market Fest. Ruhland’s Strudel House also has found suc-cess at farmers markets. In 2002, Tom Ruhland left his career as a reli-gion teacher to start the business from his Eagan home. “It started out of passion for food,” he said. “Now I love that it brings something new every day.” At the time, Ruhland’s goal was to secure a stand at the Minnesota State Fair. But when that became unsuccessful, Ruhland turned his at-tention to community festivals and the Dakota County Fair where he sold a small variety of strudel. Today, Ruhland’s Strudel Haus offers 39 vari-eties of fruit and savory strudel. Three years ago, the company expanded into retail after customers began asking how to pur-chase his strudel outside of the farmers markets. Ruhland’s strudels are sold at six delis including Big Steer Meats and Golden’s Deli in St. Paul and at the company’s website www.thestrudel-haus.com. “I’m not really focused on the mass market because of the logistics of managing so much product,” Ruhland said. Now the business is branching out again — this time to fundraisers and overnight delivery. Ruhland’s Strudel Haus offers a variety of strudel to be sold as a part of school and nonprofit fund-raising efforts. Ruhland is also working to create an over-night delivery service within Minnesota.

Jessica Harper is at [email protected] or facebook.com/sunthisweek.


Simmer Down Tea’s iced and bubble teas have become a popular item at Eagan’s Market Fest. Now, owner Terry Danielson is looking to open a retail store within Eagan to sell his teas and tea accessories.

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PUBLIC NOTICENotice of Hearing by Publication(Minn. Stat. § 518B.01, subd. 8)

State of MinnesotaCounty Dakota

District Court1st Judicial District

Court File Number: 19AV-FA-12-2117Case Type: Domestic Abuse

In the Matter of:Brian Jeffrey Ragneby, Petitionervs.Ashley Marie Hanson, RespondentTo Respondent named above:An order has been issued directing

you to appear at 14955 Galaxie Ave, AVMN 55124 on 8/20/12 at 9:00 a.m. andexplain why the relief sought in thePetition for the Order for Protectionshould not be granted.You may obtain a copy of the Peti-

tion and any order issued from thecourt from the Dakota County CourtAdministrator’s Office.If you do not appear at the sched-

uled hearing, the Petitioner’s requestmay be granted as a default matter.Failure to appear will not be a defenseto prosecution for violation of theCourt’s Order.Date: 7/31/12

Carolyn RennCourt AdministratorKelly DoughertyDeputy

3102815 8/9/12

PUBLIC NOTICENOTICE AND ORDER FORHEARING PURSUANT TOMINN. STAT. § 501B.16

STATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTPROBATE DIVISION

FIRST JUDICIAL DISTRICTCourt File No. 19HA-CV-12-3845

In the Matter of the Trust Createdunder Agreement By and BetweenJames E. Fergen, Grantor, and JamesE. Fergen, Trustee, dated November 11,2009, as amended._______________________________________IT IS ORDERED AND NOTICE IS

GIVEN that a Petition signed by SusanKieffer and Joseph M. Fergen datedJuly 17, 2012 has been filed with theCourt. The Petition requests an orderfor the following relief:1. Approving distribution to Nan

Niemeyer, a Trust Beneficiary, NanNiemeyer’s full and final distributionfrom the Trust;

2. Finding the Trustees have: (i)properly and fully performed all theduties, obligations and responsibili-ties placed upon them by the Trustinstrument with respect to Trust ben-eficiary Nan Niemeyer; (ii) have com-plied with the provisions of law appli-cable to the Trust and the Trusteeswith respect to Trust beneficiary NanNiemeyer; and (iii) have fully dis-charged their duties as Trustees withrespect to Trust beneficiary Nan Niem-eyer;

3. Approving payment from the Trustof the Trustees’ reasonable attorneys’fees and expenses incurred in connec-tion with this proceeding; and4. Granting such other relief as may

be proper.Any objections to the Petition must

be filed with the court prior to or at thehearing. If no objections are filed thePetition may be granted.IT IS ORDERED, that the Petition

will be heard on September 13, 2012 at9:00 a.m. by this Court at the DakotaCounty Judicial Center, 1560 Highway55, Hastings, Minnesota.1. Notice shall be given to all per-

sons named in the Petition as havingor as claiming an interest in the Trust.

2. Notice shall be given by:a. Mailing a copy of this Notice and

Order for Hearing to all persons namedin the Petition as having or who mayhave claim to have an interest in theTrust, at their last known addresses byU.S. Postal Service at least 15 daysprior to the hearing date, and

b. Publishing this Notice and Orderfor Hearing one time at least 20 daysprior to the hearing date in a legalnewspaper of Dakota County.

Dated: 7/30, 2012.BY THE COURTRichard G. SpicerJudge of District Court

3104544 8/9/12P

PUBLIC NOTICENOTICE TO THE CREDITORS OF

AND CLAIMANTS AGAINSTJCDL, LLC

NOTICE IS HEREBY GIVEN by JDCL,LLC (the “Limited Liability Company”),that:1. The Limited Liability Company

has dissolved and is in the process ofwinding up its affairs.

2. The Limited Liability Companyfiled with the Minnesota Secretary ofState a Notice of Dissolution.

3. The Notice of Dissolution was filedwith the Minnesota Secretary of Stateon July 17, 2012.4. All claims by creditors or claim-

ants must be in writing and must befiled with Chandler and Brown, Ltd.,332 Minnesota Street, Suite W2610, St.Paul, MN 55101.5. All claims by creditors or claim-

ants must be received on or before 90days from the date of first publicationof this notice. Any creditor or claim-ant who fails to file a claim on orbefore October 24, 2012 (90 days fromthe date of first publication of thisnotice), and all those claiming throughor under the creditor or claimant areforever barred from suing on that claimor otherwise realizing upon or enforc-ing it except as otherwise provided inSection 322B.863 of Minnesota Stat-utes.3092923 7/26-8/16/12

PUBLIC NOTICENOTICE OF SALE AND

DISPOSAL OF PROPERTYPS Orangeco, Inc and/or Shurgard

TRS, Inc will conduct sale(s) at PublicS torage loca ted a t Apple Va l l ey20296: 15075 Foliage Ave, AppleValley, MN 55124. Notice is herebygiven that the undersigned will sell atpublic auction on August 30th, 2012,2012 at 12:00pm personal propertyincluding but not limited to furniture,clothing, tools and/or other householditems. The name of the person(s)whose personal property is to be soldis as follows:

111 - PETERSON, RACHEL309 - Long, Nanette C455 - OWUSU, KWAME519 - Beaulieu, Kalyn575 - Aldridge, Velma608 - SHEPHERD, BETTY3104731 8/9-8/16/12



TRS, Inc will conduct sale(s) at PublicS torage loca ted a t Apple Va l l ey08302: 7233 155th St West, AppleValley, MN 55124. Notice is herebygiven that the undersigned will sell atpublic auction on August 30th, 2012at 11:00am personal property includ-ing but not limited to furniture, cloth-ing, tools and /or other householditems. The name of the person(s)whose personal property is to be soldis as follows:

3013 - FREESE, JANE3102 - Omaha, Arlo3122 - HURTGEN, CHRISTINA5005 - RICHARDSON, THOMAS5016 - CARLISLE, JAMMIE5108 - JASPER, KENDRA6302 - Spicer, Jennifer6414 - BREMEL, SUSAN6528 - Negen, Abbi3104705 8/9-8/16/12

PUBLIC NOTICENOTICE OF SHERIFF’S SALE

UNDER JUDGMENT AND DECREESTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICT

Court File No. 19-HA-CV-12-1042_______________________________________Federal National Mortgage Association,

Plaintiff,vs.Wild Blue Enterprises, LLC, a Minne-sota limited liability company, AnchorBank Saint Paul, N.A., John Doe MaryRoe, ABC Partnership and XYZ Corpo-ration,

Defendants._______________________________________NOTICE IS HEREBY GIVEN that by

virtue of a Judgment entered in theabove-entitled matter on July 5, 2012,a certified copy of which has beendelivered to me, and which is attachedhereto directing the sale of the pre-mises as one parcel hereina f terdescribed to satisfy the amount foundand adjudged due said Plaintiff in theabove-entitled action, the Sheriff ofDakota County will sell at public auc-tion to the highest bidder for cash, onSeptember 13, 2012, at 10:00 a.m., atthe Dakota County Sheriff's Office,Law Enforcement Center, 1580 High-way 55, in the City of Hastings, State ofMinnesota in said state and county,the premises and real estate describedin said Judgment, to-wit:Lots 1 through 5 inclusive, RonMeyer Addition, Dakota County,Minnesota.

The Plaintiff, to the best of its knowl-edge, provides the following informa-tion regarding the mortgaged premises:

1. The physical street address for allor a portion of the mortgaged pre-mises is 1425, 1435 and 1445 BidwellStreet , West St . Pau l , M innesota55118, and

2. The tax parcel identification num-bers of the mortgaged premises areP I D # 4 2 - 4 8 3 0 0 - 0 0 - 0 2 0 ;4 2 - 4 8 3 0 0 - 0 0 - 0 4 0 ; a n d42-48300-00-050.Dated this ____day of ________, 2012.

Dave BellowsSher i f f of Dako ta Coun ty ,MinnesotaBy ___________________________Deputy Sheriff

Calvin Hoffman (#0390375)LEONARD, STREET AND DEINARDProfessional Association150 South Fifth Street, Suite 2300Minneapolis, MN 55402Telephone: (612) 335-1500ATTORNEYS FOR PLAINTIFF3082723 7/19-8/23/12

PUBLIC NOTICENOTICE OF SHERIFF’S SALE

UNDER JUDGMENT AND DECREESTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICTCASE TYPE: OTHER CIVIL

Court File No. 19HA-CV-12-1325_______________________________________Affinity Plus Credit Union,

Plaintiff,vs.Christopher L. Tobias and Misty M.Koepke, John Doe and Mary Rowe,

Defendants,_______________________________________NOTICE IS HEREBY GIVEN , that

under and by virtue of the Findings ofFact, Conclusions of Law, and Orderfor Judgment and Judgment dated May16, 2012, in the above entitled action,a certified copy of which has beendelivered to me directing the sale ofthe premises hereinafter described tosatisfy the amount found and adjudgedand due to said Plaintiff in the aboveentitled action from Defendant Chris-topher L. Tobias and Misty M. Koepke,the Sheriff of Dakota County, will sellat public auction to the highest bidderfor cash, on August 31, 2012 at 10:00a.m., at the Dakota County Sheriff'sOffice, Dakota County Sheriff's Office,Law Enforcement Center, 1580 High-way 55, Hastings, Minnesota 55033,said county and state, the premisesand real estate described in said Orderlocated at 4092 Meadowlark RoadSouth, Eagan, Minnesota 55122 to wit:Lot 5, Block 8, Hillandale Addi-tion No. 3, Dakota County, Minne-sota, together with appurtenanteasements created pursuant toD e c l a r a t i o n , D o cumen t N o .718414, as amended, DakotaCounty, Minnesota.Dated on this 25th day of June,

2012.

SHERIFF OF DAKOTA COUNTY,MINNESOTABy: /s/ Robert Shingledecker - DeputyDave BelowsSheriff of Dakota County

MESSERLI & KRAMER P.A./s/ Creig AndreasenCreig Andreasen #3348321400 Fifth Street Towers100 South Fifth StreetMinneapolis, MN 55402-1217Telephone: 672-3600ATTORNEY FOR PLAINTIFF3075278 7/12-8/16/12

PUBLIC NOTICEThe contents of the following stor-

age units will be sold to the publicusing sealed bids. Sale and viewing willbe he ld a t 3 :00Pm on Thursday09 /13/12 a t the U -Hau l Cen ter ofBurnsv i l le , located at 1630 WestHwy13, Burnsville, MN 55337

Unit number A3042 leased by JulieEricson, Miscellaneous household andpersonal goods, Amount Due $221.90Unit number A3107 leased by Brit-

tany Goodrich, Miscellaneous house-hold and personal goods, Amount Due$221.90Unit number A3113 leased by Jamie

Combs, Miscellaneous household andpersonal goods, Amount Due $219.90Un i t numbe r A3143 l eased by

Leshaun Webb, Miscellaneous house-hold and personal goods, Amount Due$179.90Unit number B2153 leased by Nathan

Klemp, Miscellaneous household andpersonal goods, Amount Due $441.90Unit number B2263 leased by Todd

Brunel, Miscellaneous household andpersonal goods, Amount Due $1069.60Unit number C1204 leased by Stacey

Tremper, Miscellaneous householdand persona l goods , Amount Due$221.90Unit number C1207 leased by Tif-

fany Eske, Miscellaneous householdand persona l goods , Amount Due$325.90Un i t numbe r C1313 l eased by

Burhan Mohamed, M iscellaneoushouseho ld and pe rsona l goods ,Amount Due $349.90,I tems in U -Hau l Truck number

DC1538D /Storage, Unit numberD2950 leased by Mario Robinson, Mis-cellaneous household and personalgoods, Amount Due $ 1,436.333107538 8/9-8/16/12

PUBLIC NOTICENOTICE OF SALE AND DISPOSAL

OF PROPERTYPS Orangeco, Inc and/or Shurgard

TRS, Inc will conduct sale(s) at PublicStorage located at West St . Pau l25559: 415 Marie Ave E, West St.Paul, MN 55118. Notice is herebygiven that the undersigned will sell atpublic auction on August 29, 2012 at9:30 AM personal property includingbut not limited to furniture, clothing,tools and/or other household items.The name of the person(s) whose per-sonal property is to be sold is as fol-lows:Turner, Detra - 1031; Chase, Jesse -

1071; Mikacevich, David - 1074; Bester,Barbara - 2032; Setterstrom, Michael -2057; Preston, Carter Jr., - 2061; Stew-art, Courtland - 2064; Foote, Raquel -2103; Goodshield, Alisa - 3008; Sea-wright, Debra - 3063; Borst, Kelly -3076; Denison, Wayne - 3110; Grotto,Linda - 3116; Foote, Terri - 3123; Allen,Dymeka - 4035; Wessels, Chris - 4039;Hinz, Joe - 4043; Bliss, Jennifer -4066; Scott, Joshua - 4070; Thompson,Cathy - 4072; Mcdowell, Jeanette -4096; Hernandez, Jose - 4103; Barron,Antonio - 4152; Collins, Lakeisha -4155; Schultz, Joseph - 4161; Kelly,Prentiss - 5055; Hernandez, Mark -5075; Yang, Kaying - 50813107433 8/9-8/16/12



TRS, Inc will conduct sale(s) at PublicStorage located at Burnsville 34104:2000 O ld Coun ty Rd, 34 th P l ,Burnsville, MN 55337. Notice ishereby given that the undersigned willsell at public auction on August 29th,2012 at 11:00am personal propertyincluding but not limited to furniture,clothing, tools and/or other householditems. The name of the person(s)whose personal property is to be soldis as follows:

B014 - Gresham, WilliamB019 - World Bible WayB027 - Kramer, LowellE050 - Velazquez Flores, PaulaE070 - Smith, RyanE098 - Thomas, ShakevaF003 - Leinum, ScottF014 - Pickus, SandraF016 - Bible Way Institute

InternationalF022 - Oatis, IvanG056 - Olson, Deanna3103671 8/9-8/16/12

PUBLIC NOTICEThe contents of the following stor-

age units will be sold to the publicusing sealed bids. Sale and viewing willbe he ld a t 3 :00pm on Thursday09/06/12 at the U-Haul Center of AppleValley, located at 6895 West 151StStreet, Apple Valley, MN 55122Unit number 1112 leased by Kris-

tina Emme, Miscellaneous householdand persona l goods , Amount Due$349.90Unit number 2122 leased by Kevin

Voith, Miscellaneous household andpersonal goods, Amount Due $249.90Unit number 2423 leased by Lindsay

Curtis, Miscellaneous household andpersonal goods, Amount Due $371.903107669 8/9-8/16/12

PUBLIC NOTICESouthside Towing Inc.7700 Hwy 101 EastShakopee, MN 55379

952-445-8928Notice of Sale:Pursuant to MN Statute 168B.06

notice is hereby given that propertydescribed as:A 1999 GMC 1500 Texas p la te

#76B-LF9, VIN #2GTEK19TOX1507868,towed from 14750 W. Burnsville Park-way, Burnsville, MN on 12-6-11.A 1995 Honda Passport (OK) plate

#627 EGB, VIN #456CK58V2SO429451,towed from 1600 McAndrews Rd W,Burnsville, MN on 12-6-11.Vehicles will be eligible for sale on

8-16-12 at Southside Towing, 7700Hwy. 101 E., Shakopee, MN 55379.Phone number: 952-445-8928.3105544 8/9/12PUBLIC NOTICE

NOTICE OF SALE ANDDISPOSAL OF PROPERTY

PS Orangeco, Inc and/or ShurgardTRS, Inc will conduct sale(s) at PublicStorage located at Rosemount 25552:15854 Chippendale Ave W, Rose-mount, MN 55068. Notice is herebygiven that the undersigned will sell atpub l ic auc t ion on August 30th,2012 , 2012 at 2:00pm personalproperty including but not limited tofurniture, clothing, tools and/or otherhousehold items. The name of theperson(s) whose personal property isto be sold is as follows:

1325 - Johnson, Christina5112 - Hoojaerinnie, Kevin5212 - Hyde, Heather6102 - Enriquez, Cortney3104790 8/9-8/16/12



TRS, Inc will conduct sale(s) at PublicStorage located at Eagan 25548:3735 Sibley Memorial Hwy, Eagan,MN 55122. Notice is hereby giventhat the undersigned will sell at publicauction on August 29th, 2012 at1:00pm personal property includingbut not limited to furniture, clothing,tools and/or other household items.The name of the person(s) whose per-sonal property is to be sold is as fol-lows:

203 - Life Time Fitness236 - Moe, Leah318 - Warling, Joe340 - Sheridan, Kevin439 - Harrison, Nicholas3103724 8/9-8/16/12



TRS, Inc will conduct sale(s) at PublicS torage loca ted a t Apple Va l l ey25544: 5900 148th Street W, AppleValley, MN 55124. Notice is herebygiven that the undersigned will sell atpub l ic auc t ion on August 30th,2012 , 2012 at 1:00pm personalproperty including but not limited tofurniture, clothing, tools and/or otherhousehold items. The name of theperson(s) whose personal property isto be sold is as follows:

096 - Ecklund, Travis118 - Sibal, Darius401 - Presley, Renee602 - Langlais, Ryan717 - Doughty, Lynn755 - Ellis, Stephanie3104773 8/9-8/16/12



TRS, Inc will conduct sale(s) at PublicStorage located at Burnsville 08304:14250 Burnsv i l l e Parkway W ,Burnsville, MN 55306. Notice ishereby given that the undersigned willsell at public auction on August 29th,2012 at 12:00pm personal propertyincluding but not limited to furniture,clothing, tools and/or other householditems. The name of the person(s)whose personal property is to be soldis as follows:

1009 - Dicresce, Ryan1010 - Smith, Derek1013 - Botkin, William2028 - Johnson, Eric4234 - Rinehart, Lisa4428 - Slater, Kelly4610 - SPIRES, SHANNON4678 - McMahon, Daniel4723 - Clement, Keith3103711 8/9-8/16/12

PUBLIC NOTICENotice of Public Sale:

On August 23rd 2012 at 9:00 AM, aLien Sale of personal property will beheld at the Lakeville Premier Storagel o c a t i o n a t 2 1 0 0 2 H e r on Wa y ,Lakeville, MN 55044.Included in sale:#125 Mark Steven Ulmen /Mark

Stevens Mtg & Consulting 3335 ScottAve N. Golden Valley, MN 55422. Tag#0134130 Bed, Golf Clubs, Sofa, Totes,Coffee Table, Book Shelf, DVD’s, Misc.Household items.#155 Joseph Merrow 8570 208th St

W, Lakeville, MN 55044. Tag #0134092Childs Bike, Dell Computer, Speakers,Tool Box, Helmet, Fishing Rod, Mirror,Boxes, Totes.#189 Nicole E. Riddle 6400 Barie

Road, Edina, MN 55435. Tag #0134527Cr ib , Wedding Dress , Bed /Frame,Chairs, Stroller, Totes, Boxes.#414 Lo rena Leon 1501 East

Burnsville Pkwy Apt #304, Burnsville,MN 55337 Tag #1350592 TV, Fouton,Tires with 20” Rims, Dresser.#419 Lo rena Leon 1501 East

Burnsville Pkwy Apt. #304, Burnsville,MN 55337 Tag #0134733 Guitar, Mir-ror, Clothing.3093178 8/2-8/9/12

PUBLIC NOTICENOTICE AND ORDER OF HEARING

ON PETITION FOR SUMMARYASSIGNMENT OR DISTRIBUTIONAND FOR FORMAL PROBATE OFWILL (EXEMPT ESTATE) ANDFORMAL APPOINTMENT OF

PERSONAL REPRESENTATIVESTATE OF MINNESOTACOUNTY OF DAKOTA


FIRST JUDICIAL DISTRICTCOURT FILE NO. 19HA-PR-12-486

ESTATE OF LAVERNE ANNASMITH A/K/A LAVERNE A. SMITH,DECEDENT.Notice is given that a petition has

been filed requesting that the Estateassets be summarily assigned and dis-tributed without probate administra-tion.The Petition also requests the pro-

bate of an instrument purporting to bethe Decedent’s last will dated April 3,2006, and any codicil to the will andseparate writing under Minn. Stat.524.2-513 (“Will”).The Pe t i t ion a lso requests the

appointment of Brian J. Neil, whoseaddress is 2865 Kenwood Isles Drive,Minneapolis, Minnesota 55408, as Per-sonal Representative of the Estate ofthe Decedent in an unsuperv isedadministration.Any objections to the petition must

be filed with the Court prior to orraised at the hearing. If proper, and ifno objections or claims are filed orraised, the Court may issue a decreedistributing or assigning the Estate’sassets and appointing the PersonalRepresentative.It is Ordered and Notice is now given

that the Petition will be heard on Aug.28, 2012, at 9:00 a.m., by this Court at1560 Highway 55 West, Hastings, Min-nesota 55033.Notice is further given that (subject

to Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Date: August 2, 2012

Karen AsphaugJudge

Attorneys for PetitionerEmily Fox Williams, ID #0297720Erin E. Boerschel, ID #388595Robert B. Bauer, ID #227365Dougherty, Molenda, Solfest, Hills &Bauer P.A.7300 West 147th Street, Suite 600Apple Valley, Minnesota 55124(952) 953-8809 (phone)(952) 432-3780 (fax)3104911 8/9-8/16/12

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS


FIRST JUDICIAL DISTRICTDISTRICT COURT

PROBATE DIVISIONCourt File No. 19HA-PR-12-465

Estate of SHIRLEY A. BISSONETTaka SHIRLEY ANN BISSONETT,Decedent.It is Ordered and Notice is given that

on August 28, 2012, at 9:00 a.m., ahearing will be held in this Court at1560 Hwy 55, Hastings, Minnesota, forthe formal probate of an instrumentpurporting to be the Will of the Dece-dent, dated August 19, 2004, (“Will”),and for the appointment of RobertWarren Bissonett aka Robert W. Bis-sonett, whose address is 17679 HydePark Avenue, Lakeville, MN 55044 asPersonal Representative of the Estateof the Decedent in an UNSUPERVISEDadministration.Any objections to the petition must

be filed with the Court prior to orraised at the hearing. If proper and ifno objections are filed or raised, thePe rsona l Rep resen ta t ive w i l l beappointed with full power to adminis-ter the Estate including the power tocollect all assets, to pay all legal debts,claims, taxes and expenses, to sell realand personal property, and to do allnecessary acts for the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thePersonal Representative or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.A charitable beneficiary may request

notice of the probate proceedings begiven to the Attorney General pursu-ant to Minn. Stat. 501B.41, subd. 5.Dated: July 24, 2012

BY THE COURTShawn M. MoynihanJudge of District Court

Attorney for Personal RepresentativeDaniel M. SheridanSHERIDAN LAW OFFICES4470 Erin Drive, Suite 101Eagan, MN 55122-Attorney License No: 183210Telephone: 651-452-8705FAX: 651-452-8745Email: [email protected] 8/2-8/9/12

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OF





Estate of Alice L. Harrison, alsoknown as Alice Lyman Harrison andAlice Harrison, DecedentIt is Ordered and Notice is given that

on August 28, 2012, at 9:00 AM, ahearing will be held in this Court at1560 Highway 55, Hastings, Minnesota,for the formal probate of an instru-ment purporting to be the Will of theDecedent dated July 25, 1991, (“Will”),and for the appointment of Mark Harri-son, whose address is 4217 SheridanAvenue S, Minneapolis, Minnesota55410 as Personal Representative ofthe Estate of the Decedent in anUNSUPERVISED administration. Anyobjections to the petition must be filedwith the Court prior to or raised at thehearing. If proper and if no objectionsare filed or raised, the Personal Repre-sentative will be appointed with fullpower to administer the Estate includ-ing the power to collect all assets, topay all legal debts, claims, taxes andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. § 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thePersonal Representative or to theCourt Administra tor w i thin fourmonths after the date of this Notice orthe claims will be barred.Dated: 8/2/12

BY THE COURTRichard G. SpicerJudge of District Court

(COURT SEAL)Attorney for PetitionerAmber N. Garry (#0388867)Hansen, Dordell, Bradt , Odlaug &Bradt, PLLP3900 Northwoods Drive, Suite 250St. Paul, MN 55112Telephone: (651) 332-8757FAX: (651) 482-8909Email: [email protected] 8/9-8/16/12

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PUBLIC NOTICEORDER TO SHOW CAUSE



COURT FILE NO. 19HA-CV-12-3246In the Matter of the Petition of:Lehman Brothers Holdings, Inc.,in Relation to Certificate of Title No.135122 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Lot Four (4), Block Three (3) in Car-r iage P lace , acco rd ing to therecorded plat thereof.

TO: VALLENT I NE NYANCHAMAMANANI;ELJAH OGOTI OCHARO;ANNA YANG;

and to parties, if any, in possession ofsaid premises adverse to the Peti-tioner.Upon receiving and filing the Report

of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 26 day of September, 2012, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 135122 and enter a new Certifi-cate of Title for the land thereindescribed in favor of Anna Yang, sub-ject to the memorials of DocumentNos. 102606 and 686548 but freef rom a l l o the r memo r ia ls nowappearing on the present Certificateof Title, the last of which is Docu-ment No. 686548, and free also fromthe Memorial of this Order.IT IS FURTHER ORDERED, that this

Order be served:a) at least 10 days prior to such hear-

ing upon the above named partiesresiding in this State in the mannerprovided by law for the service ofSummons in a civil action;b) it shall be served at least 14 days

prior to such hearing upon any of theabove named nonresidents by sendinga copy of this Order to such nonresi-dent at his post office address, by reg-istered or certified mail, return receipt;c) it shall be served upon any party

who cannot be found by two weekspublished notice and by sending acopy of this Order at least 14 daysprior to the hearing by first class mailto such party a t this last knownaddress and by sending another copyof this Order at least 14 days prior tothe hearing by first class mail to hisaddress as stated on the Certificate ofTitle if an address is so stated.DATED: July 19, 2012

BY THE COURT:Tim D. WermagerJudge of Distict Court

APPROVED: JAMES P. O’CONNELLEXAMINER OF TITLES

BY: /s/ James P. O’ConnellJAMES P. O’CONNELL

Attorney for Petitioner:Jennifer K. FischerRandall S. Miller & Associates, P.C.120 South Sixth Street, Suite #1100Minneapolis, MN 55402Attendance is not required at saidhearing except to object to the entry ofthe above described Order.3103624 8/9-8/16/12




COURT FILE NO. 19HA-CV-12-3725In the Matter of the Petition of:U.S. Bank National Association,in Relation to Certificate of Title No.130548 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Unit No. 243, CIC No. 323, Vermil-lion Grove Condominiums, a condo-minium, located in Dakota County.

TO: GAYLA E. SIVERTSON;VERMILLION GROVECONDOMINIUMS;


of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 26th day of September, 2012, at9:00 a.m. in the Dakota County Gov-ernment Center, Hastings, Minnesota,and then, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 130548 and enter a new Certifi-cate of Title for the land thereindescribed in favor of U .S . Bank,National Association, subject to thememo r ia ls o f Documen t Nos .445991, 468329, 522849, 527511,532197, 539956, 542145, 548300,552254 and 687313 but free from allother memorials now appearing onthe present Certificate of Title, thelast of which is Documen t No.687313 , and free a lso from theMemorial of this Order.IT IS FURTHER ORDERED, that this




who cannot be found by two weekspublished notice and by sending acopy of this Order at least 14 daysprior to the hearing by first class mailto such party a t this last knownaddress and by sending another copyof this Order at least 14 days prior tothe hearing by first class mail to hisaddress as stated on the Certificate ofTitle if an address is so stated.DATED: 7/25/12

BY THE COURT:David L. KnutsonJudge of District Court



Attorney for Petitioner:Adam SoczynskiUsset, Weingarden & Liebo, PLLP4500 Park Glen Road, #300Minneapolis, MN 55416Attendance is not required at saidhearing except to object to the entry ofthe above described Order.3104831 8/9-8/16/12




COURT FILE NO. 19HA-CV-12-3125In the Matter of the Petition of:HSBC Bank, USA, N.A., as Trustee onbehalf of the ACE Securities Corp.Home Equity Loan Trust and for theregistered holders of ACE SecuritiesCorp. Home Equity Loan Trust, Series2 0 0 6 - A S A P 2 , A s s e t B a c k e dPass-Through Certificates,in Relation to Certificate of Title No.137891 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:Unit No.18138, CIC No. 424, Cross-roads Condominiums , a condo-minium located in the County ofDakota.

TO: KRISTEN REPPEN;TRAVIS WITT;MORTGAGE ELECTRONICREGISTRATION SYSTEMS INC.,AS NOMINEE FOR DHIMORTGAGE COMPANY LIMITEDPARTNERSHIP;JOHN TUSCHNER;


of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 26 day of September, 2012, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Registrar of Titles, upon thefiling with him of a certified copy ofthis Order, cancel Certificate of TitleNo. 137891 and enter a new Certifi-cate of Title for the land thereindescribed in favor of John Tuschner,subject to the memorial of Docu-ment No. 689312, but free from allother memorials now appearing onthe present Certificate of Title, thelast of which is Documen t No.689312 , and free a lso from theMemorial of this Order.IT IS FURTHER ORDERED, that this




who cannot be found by two weekspublished notice and by sending acopy of this Order at least 14 daysprior to the hearing by first class mailto such party a t this last knownaddress and by sending another copyof this Order at least 14 days prior tothe hearing by first class mail to hisaddress as stated on the Certificate ofTitle if an address is so stated.DATED: July 19, 2012

BY THE COURT:Tim D. WermagerJudge of District Court



Attorney for Petitioner:Jennifer K. FischerRandall S. Miller & Associates, P.C.120 South Sixth Street, Suite #1100Minneapolis, MN 55402Attendance is not required at saidhearing except to object to the entry ofthe above described Order.3103567 8/9-8/16/12

PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. List the exact assumed name

under which the business is or will beconducted: Minnesota InternationalEducators

2. Principal Place of Business: 3035Eagandale Place #318, Eagan, MN55121

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partnershipname and registered office address.

Samba Dieng, 3035 Eagandale Place#318, Eagan, MN 55121Molly Hoffman, 234 Montrose Place

#106, St. Paul, MN 551044. This certificate is an amendment

of Certificate of Assumed Name FileNumber 4415965-2 originally filed on8/17/2011 under the name MinnesotaInternational Educators.5. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.

Date: 7/3/2012Molly Hoffman, MIE Treasurer

3099120 8/2-8/9/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: Docpopcorn

2. Principal Place of Business: 1178Burnsville Center Kiosk 102, Burns-ville, MN 55306


Morse Family Enterpr ises , Inc ,15216 Florist Circle, Apple Valley, MN55124Brian Scott Morse, 15216 Florist

Circle, Apple Valley, MN 55124Teresa Tesser Morse, 15216 Florist

Circle, Apple Valley, MN 551244. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 7-5-12

Brian Morse President3095634 8/2-8/9/12P



under which the business is or will beconducted: Carolyn’s Day Care

2. Principal Place of Business: 2221140th St W, Rosemount, MN 55068


Carolyn R Guanella, 2221 140th StW, Rosemount, MN 550684. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 7/17/2012

Carolyn R. Guanella3106150 8/9-8/16/12P



under which the business is or will beconducted: Design 918

2. Principal Place of Business: 4615Bower Path, Inver Grove Heights, MN55076


Koryn Franson, 4615 Bower Path,Inver Grove Hts, MN 550764. I, the undersigned, certify that I


Koryn Franson, Owner3108347 8/9-8/16/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: Country Inn & Su itesEagan

2. Principal Place of Business: 3035Holiday Lane, Eagan, MN 55122


LOF Eagan, LLC, 8050 West 78thStreet, Edina, MN 554394. This certificate is an amendment

of Certificate of Assumed Name FileNumber: 2152677-2 originally filed on:December 26, 2006.5. I, the undersigned, certify that I


Norman Leslie, President3099106 8/2-8/9/12P



under which the business is or will beconducted: Hoagland homes

2. Principal Place of Business: 14639Evergreen tra i l , Apple Va l ley , mn55124


Cory Hoagland, 14639 evergreentrail, apple valley, mn 55124Carol Hoagland, 15639 evergreen

trail, apple valley, mn 551244. I, the undersigned, certify that I


Carol J Hoagland CFO3107951 8/9-8/16/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. State the exact assumed name

under which the business is or will beconducted:iRepairNational

2. State the address of the principalplace of business: 2001 East 121st ST,#312, Burnsville, MN 55337


Samuel Schmidt, 2001 East 121stST, #312, Burnsville, MN 553374. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: March 19th, 2011

Samuel Schmidt, Sole Proprietor3100382 8/2-8/9/12P



under which the business is or will beconducted: GovMint.com

2. Principal Place of Business: 14101Southcross Drive West, Burnsville, MN55337


New York Mint, LLC, 14101 South-cross Dr ive West , Burnsv i l le, MN55337Asset Market ing Serv ices , Inc . ,

14101 Southcross Drive West, Burns-ville, MN 553374. I, the undersigned, certify that I


Robert L. Epping CFO3107932 8/9-8/16/12P



under which the business is or will beconducted: R & K Company

2. Principal Place of Business: 1101Sibley Memorial Hwy #312, St. Paul,MN 55118


Mildred Rein, 1101 Sibley MemorialHwy #312, St. Paul, MN 55118Harvey L. Kaplan, 6566 France Ave

So. #701, Mpls MN 554354. I, the undersigned, certify that I


Mildred Rein Owner3109404 8/9-8/16/12P



under which the business is or will beconducted: Kiddie Kampus Child Care

2. Principal Place of Business: 12624Joppa Ave. So., Savage, MN 55378 USA


Joy Elizabeth Wilson, 12624 JoppaAve. So., Savage, MN 553784. I, the undersigned, certify that I


Joy Elizabeth Wilson3108388 8/9-8/16/12P



under which the business is or will beconducted: Olson Family Chiropractic

2. Principal Place of Business: 16050Cedar Avenue S . , Rosemount , MN55068


Thomas G. Asbel D.C. P.A., 16050Cedar Avenue S . , Rosemount , MN550684. I, the undersigned, certify that I


Duane J. Olson, President3097025 8/2-8/9/12P



under which the business is or will beconducted: GovMint

2. Principal Place of Business: 14101Southcross Drive West, Burnsville, MN55337


New York Mint, LLC, 14101 South-cross Dr ive West , Burnsv i l le, MN55337Asset Market ing Serv ices , Inc . ,

14101 Southcross Drive West, Burns-ville, MN 553374. I, the undersigned, certify that I


Robert L. Epping CFO3107941 8/9-8/16/12P

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under which the business is or will beconducted: Anchored Hope

2. Principal Place of Business: 15535Flyboat Lane, Apple Valley, MN 55124


Lacy Halvorson, 15535 Flyboat Lane,Apple Valley, MN 55124Derek Halvorson, 15535 Flyboat

Lane, Apple Valley, MN 551244. I, the undersigned, certify that I


Lacy Halvorson Owner3107948 8/9-8/16/12P



under which the business is or will beconducted: CFS Interiors & Flooring

2. Principal Place of Business: 940Apollo Road, Suite 110, Eagan, MN55121-2154


Commercial Flooring Services, LLC,940 Apollo Road, Suite 110, Eagan, MN55121-21544. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 7-31-12

Thomas F. Glodek, Chief Manager3103111 8/9-8/16/12



under which the business is or will beconducted: Tropical Smoothie Cafe

2. Principal Place of Business: 3344Promenade Avenue, Suite 107, Eagan,MN 55123


Whispering Palms Cafe, Inc., 5365Shore Trail, Prior Lake, MN 553724. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 7/24/12William L. Bernard, Esq. attorney for

Whispering Palms Cafe, Inc.3096996 8/2-8/9/12P



under which the business is or will beconducted: Sweetbriar HospitalityConsultants

2. Principal Place of Business: 14717Innsbrook C irc le, Burnsv i l le, MN55306


Sweetbriar Creek Antiques, LLC,4470 Erin Drive, Suite 101, Eagan, MN551224. I, the undersigned, certify that I


Thomas R. Neukom,Chief Managing Agent

3099127 8/2-8/9/12P



under which the business is or will beconducted: Made Really Awesome

2. Principal Place of Business: 1168th Ave N, South Saint Paul, MN 55075USA


Margaret Ruby Anderson, 116 8thAve N, South Saint Paul, MN 55075Daniel Carl Anderson, 116 8th Ave N,

South Saint Paul, MN 550754. I, the undersigned, certify that I


Daniel Anderson3096967 8/2-8/9/12P

PUBLIC NOTICENOTICE OF FORECLOSURE SALENOTICE IS HEREBY GIVEN, that

default has occurred in the conditionsof a mortgage dated May 11, 2007,e x e c u t e d b y I - L A S , L L C, a smortgagor(s) to Vermillion State Bankas mortgagee in the original principalamount of Six Hundred Ninety-sevenThousand ($697,000.00 ) Dollars,recorded with the Dakota CountyRecorder, State of Minnesota, on June7, 2007, as doc. no. 2522245 ; thatthe default is also a default under asecurity agreement given by mort-gagor, as debtor, to mortgagee, assecured party; that all pre-foreclosurerequirements have been complied with;that no action or proceeding has beeninstituted at law to recover any part ofthe debt secured by said mortgage andsecur ity agreement ; that there isclaimed to be due thereon the sum ofSeven Hundred Seventy-two ThousandTw o Hun d r e d On e an d 8 4 / 1 0 0($772,201.84 ) Dollars on this date;and that pursuant to the power of saletherein the mortgage will be fore-closed, and pursuant to Minn. Stat.§336.9-604 the security interest will beforeclosed, and the property in DakotaCounty, Minnesota, described as fol-lows:Lot 3, Block 1, Hastings Indus-tr ia l Park Number 2 , DakotaCounty, Minnesota;together with all rights, easements,appurtenances, royalties, mineralrights, oil and gas rights, crops, tim-ber, all diversion payments or thirdparty payments made to crop pro-ducers, and all existing and futureimprovements, structures, fixtures,and replacements that may now bepart of the real estate describedabove, including water wells, water,ditches, reservoir sites and damslocated on the real estate and allriparian and water rights associatedwith the property.and: Equipment, fixtures, generalintangibles, and inventory of I-LAS,LLC, comprising, generally, propertyused in operation of a gymnasticscenter situated on the premises atthe street address stated below.

Property address : 2628 M i l lardAvenue, Hastings, MN 55033Parcel I.D. #: 19-32001-01-030w i l l be sold by the sher i f f of sa idcounty at public auction on Septem-ber 12, 2012, at 10:00 o'clock A.M. atSheriff's Office, Law EnforcementCenter, 1580 Highway 55, Hastings,Minnesota, to pay the debt secured bythe mortgage, including costs andattorneys' fees allowed by law subjectto redemption by the mortgagor(s), itsheirs or assigns, within six (6) monthsfrom the date of sale.The sale will be on an "as is, where

is, what is" basis, with NO WARRAN-TIES whatsoever; all seller warranties,including warranties relating to title,possession, quiet enjoyment or thelike, and also warranties as to condi-tion or fitness for a particular purpose,a r e D I S C L A I M E D . T h emortgagor/debtor is entitled to anaccounting of the unpaid indebted-ness for a charge of $25.00.Dated: July 18, 2012

V e r m i l l i o n S t a t e B a n k,Mortgagee/Secured Party107 East Main StreetVermillion, MN 55085(651) 437-4433

/s/ Ralph L. MooreSTEIN & MOORE, P.A.Attorneys for Mortgagee/Secured Party332 Minnesota Street, #W-1650St. Paul, MN 55101(651) 224-96833084782 7/19-8/23/12

PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FOR

FORMAL PROBATE OF WILL ANDAPPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS



Court File No.: 19HA-PR-12-490In Re: Estate of Frances H. Ker-schner, Decedent.It is Ordered and Notice is given that

on 8-28-12 at 9:00 a.m., a hearing willbe held in this Court at the DakotaCounty Judicial Center, 1560 Highway55 West, Hastings, Minnesota 55033,for the formal probate of an instru-ment purporting to be the decedent’sWill dated October 31, 2006, and forthe appointment of Laurie Kerschner,whose address is 1671 Por t landAvenue, St. Paul, Minnesota 55104, aspersonal representative of the estate ofthe decedent in an unsuperv isedadministration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the estate,including the power to collect allassets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the estate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: 8/2/12


Peter M. Hendricks (MN# 0336798)GARVEY, BOGGIO & HENDRICKS, P.A.9995 Lyndale Avenue SouthBloomington Minnesota 55420Telephone: (952) 881-4996Facsimile: (952) 881-24703105840 8/9-8/16/12

PUBLIC NOTICENOTICE OF MORTGAGEFORECLOSURE SALE

NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

14, 2009ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $163,140.00MORTGAGOR(S): Mark A. Lynch and

Rebecca A. Lynch, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Cascade Mortgage Inc., its succes-sors and/or assignsDATE AND PLACE OF RECORDING:Recorded: October 07, 2009 Dakota

County RecorderDocument Number: 2688979ASSIGNMENTS OF MORTGAGE:A n d a s s i g n e d t o : B A N K O F

AMERICA , N .A . , SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LPDated: March 13, 2012Recorded: March 23, 2012 Dakota

County RecorderDocument Number: 2857456Transaction Agent: Mortgage Elec-

tronic Registration Systems, Inc.Transaction Agent Mortgage Identifi-

cation Number: 100052550274266252Lender or Broker: Cascade Mortgage

IncResidential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 380 Tamarack Trl,

Farmington, MN 55024-7120T a x P a r c e l I D N u m b e r :

14-74900-05-706LEGAL DESCRIPTION OF PROP -

ERTY: Unit No. 0706, Tamarack RidgeCarriage Homes, Common InterestCommunity No. 294AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$166,982.49THAT all pre-foreclosure require-

ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: August

10, 2012 at 10:00 AMPLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onFebruary 11, 2013, or the next busi-ness day if February 11, 2013 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM

A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: June 28, 2012

ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,SUCCESSOR BY MERGER TOBAC HOME LOANS SERVICING,LP

Wilford, Geske & Cook P.A.Attorneys for Assignee of Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 024877F01

NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for August 10, 2012 at 10:00 AM hasbeen postponed to November 08, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 25, 2012

ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,SUCCESSOR BY MERGER TOBAC HOME LOANS SERVICING,LP

Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 024877F013105477 8/9/12


THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN , that

default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 25, 2011MORTGAGOR: Donald Arthur Peter-

son, a single person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association.DATE AND PLACE OF RECORDING:Filed May 16, 2011, Dakota County

Registrar of Titles , Document No.T679614 on Certificate of Title No.107184.

ASSIGNMENTS OF MORTGAGE :NONESaid Mortgage being upon Regis-

tered Land.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: NONE

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,National Association

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS:16197 Jamaica Avenue, Lakeville, MN55044

TAX PARCEL I.D. #: 225370901031LEGAL DESCRIPTION OF PROP -

ERTY:LEGAL DESCRIPTION

REAL PROPERTY IN DAKOTACOUNTY, MINNESOTA, DESCRIBEDAS FOLLOWS:THAT PART OF LOT THREE (3 ) ,BLOCK ONE (1), IN OAK SHORESTENTH ADDITION, LYING NORTH OFTHE FOLLOWING DESCRIBED LINE:COMMENCING AT THE SOUTHEASTCORNER OF SAID LOT 3; THENCENORTH ALONG THE EAST LINE OFSAID LOT 3 A DISTANCE OF 64.91FEET TO THE POINT OF BEGINNINGOF THE LINE TO BE DESCRIBED;THENCE WESTERLY TO A POINT ONTHE WEST LINE OF SAID LOT 3DISTANT 64.14 FEET NORTHERLYOF THE SOUTHWEST CORNER OFSAID LOT 3 AND THERE TERMINAT-ING.BEING THE SAME PREMISES ASC O N V E Y E D I N D E E D F R O MCHARLES A. KALISCH AND NONA M.KALISCH , HUSBAND AND WIFER E C O R D E D 1 0 / 3 0 / 1 9 9 6 I NDOCUMENT NUMBER 345576 INSAID COUNTY AND STATE.COMMONLY KNOWN AS : 16197JAMAICA AVE , LAKEIVLLE , MN ,55044COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $179,950.00AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $183,871.14

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; That no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sa lecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: August23, 2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on February 25, 2013 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM

F I N A N C I A L O B L I G A T I O N O NMORTGAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: June 18, 2012JPMorgan Chase Bank, Na t iona lAssociationMortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688812-001708 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3072000 7/5-8/9/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 29, 2003MORTGAGOR: C h r i s t o p h e r E .

Klomps and Lisa A. Klomps, husbandand wife.

MORTGAGEE: J PM o r g a n C h a s eBank, National Association, successorby merger to Chase Home Finance,LLC, s/b/m to Chase Manhattan Mort-gage Corporation.

DATE AND PLACE OF RECORDING:Recorded October 17, 2003 Dakota

Coun ty Recorder , Documen t No.2126639.

ASSIGNMENTS OF MORTGAGE :NONE

TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ON


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Chase Manhattan Mort-gage Corporation


MORTGAGED PROPERTY ADDRESS:18251 Emerald Trail, Farmington, MN55024

T A X P A R C E L I . D . # :14-19501-09-090

LEGAL DESCRIPTION OF PROP -ERTY:

Lo t 9, B lock 9, Dako ta Coun tyEstates Second Addition, DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $169,956.86

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:


PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on February 25, 2013unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: June 18, 2012JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688812-001783 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3071827 7/5-8/9/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 26 ,

2007MORTGAGOR: Jeffrey Gutzmer , a

married man.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the FDICas Receiver for Washington MutualBank f/k/a Washington Mutual Bank,FA.

DATE AND PLACE OF RECORDING:Recorded Apr i l 8, 2008 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA


MORTGAGED PROPERTY ADDRESS:21304 Hytrail Circle, Lakeville, MN55044


ERTY:Lot 2, Block 1, Stone Borough, CIC

��

��






Court File No.: 19HA-PR-12-449In Re: Estate of Patrick McAdams,a /k /a Patrick Joseph McAdams ,Decedent.In is Ordered and Notice is given that

on August 14, 2012 at 9:00 a.m., ahearing will be held in this Court at1560 Hwy 55, Hastings, Minnesota, ona petition for the formal probate of aninstrumen t purport ing to be thedecedent’s Will dated 4-11-2011, andfor the appointment of Cheri McAd-ams, whose address is 1035 Shore-acres Dr, Fairmont, MN 56031 as per-sonal representative of the decedent’sestate in an unsupervised administra-tion.

Any objections to the petition mustbe raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the decedent’sestate, including the power to collectall assets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the decedent’s estate.Notice is further given that, subject

to Minn. Stat. § 524.3-801, all credi-to r s ha v i n g c la ims aga i ns t thedecedent ’s estate are requ ired topresent the claims to the personal rep-resentative or to the Court within four(4) months after the date of this noticeor the claims will be barred.Dated: 7/17/12


JOHNSON BERENS & WILSONJames A WilsonMN#117699Box 271717 S State StFairmont, MN 56031Telephone: 507-235-5544Facsimile: 507-235-6560e-mail: [email protected] 8/2-8/9/12P

PUBLIC NOTICEORDER AND NOTICE OF HEARING

ON PETITION FOR FORMALADJUDICATION OF INTESTACY,DETERMINATION OF HEIRSHIP

AND APPOINTMENT OFPERSONAL REPRESENTATIVE IN

UNSUPERVISEDADMINISTRATION AND NOTICE TO

CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA

PROBATE COURTDISTRICT - COUNTY COURT


In Re: Estate of Charles KennethIrish, DeceasedTO ALL INTERESTED PERSONS ANDCREDITORS:It is ordered and notice is hereby

given that on the 28th day of August,2012, at 9:00 o’clock A.M., a hearingwill be held in the above named Courtat 1560 West Highway 55, Hastings,Minnesota, on petition of Janice L.Irish, dated July 25, 2012, for theadjudication of intestacy and determi-nation of heirship of the above nameddecedent, and for the appointment ofJanice L. Irish, whose address is 8156Spectrum, Irvine, CA 92618, as per-sonal representative of the estate ofthe above named decedent in unsuper-vised administration, and any objec-tion thereto must be filed with thecourt. That, if proper, and no objec-tions are filed, said personal represen-tative will be appointed to administerthe estate, to collect all assets, pay alll e ga l d eb t s , c la ims , taxes , andexpenses, and sell real and personalproperty, and do all necessary acts forthe estate.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Clerk of the Court within fourmonths after the date of this notice orsaid claims will be barred.Dated: 8/1/12

Karen AsphaugJudge

(Court Seal)P. James TaurinskasAttorney633 So. Concord St., #320P. O. Box 605South St. Paul, MN 550753105293 8/9-8/16/12PUBLIC NOTICE

NOTICE OF AND ORDER FORHEARING ON PETITION FOR





Court File No.: 19HA-PR-12-479In Re: Estate of Janet R. Gartner,Decedent.It is Ordered and Notice is given that

on 8-28-12 at 9:00 a.m., a hearing willbe held in this Court at the DakotaCounty Judicial Center, 1560 Highway55 West, Hastings, Minnesota 55033,for the formal probate of an instru-ment purporting to be the decedent’sWill dated January 4, 2012, and for theappointment of Jeffrey S. Gartner,whose address is 1501 Raleigh Drive,Burnsville, Minnesota 55337 as per-sonal representative of the estate ofthe decedent in an unsuperv isedadministration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper ad no objections arefiled or raised, the personal represen-tative will be appointed with the fullpower to administer the estate, includ-ing the power to collect all assets; payall legal debts , claims , taxes , andexpenses; sell real and personal prop-erty; and do all necessary acts for theestate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthafter the date of this notice or theclaims will be barred.Dated: 7/30/12








Court File No.: 19HA-PR-12-489In Re: Estate of Duane R. Bisson-nette, Decedent.It is Ordered and Notice is given that

on August 28, 2012 at 9:00 a.m., ahearing will be held in this Court atthe Dakota County Judicial Center,1560 Highway 55 West, Hastings, Min-nesota 55033, for the formal probate ofan instrument purporting to be thedecedent’s Will dated March 2, 2010,and for the appointment of CatherineAnn Hawkinson, whose address is3909 Florida Avenue North, Crystal,Minnesota 55427, as personal repre-sentative of the estate of the decedentin an unsupervised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the estate,including the power to collect allassets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the estate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: 8/2/12



PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF





In Re: Estate of Carol Ellen Gehr-man, DecedentTO ALL INTERESTED PERSONS ANDCREDITORS:Notice is hereby given that an appli-

cation for informal probate of theabove named decedent’s last will,dated September 28, 1992, has beenfiled with the Registrar herein, and theapplication has been granted infor-mally probating such will. Any objec-tions may be filed in the above namedCourt, and the same will be heard bythe Court upon notice of hearing fixedfor such purpose.Notice is hereby further given that

informal appointment of John EarlGehrman whose address is 15315 Dar-jeeling Ct., Rosemount, MN 55068 aspersonal representative of the estate ofthe above named decedent, has beenmade. Any heir, devisee or other inter-ested person may be en t i t led toappointment as personal representa-tive or may object to the appointmentof the personal representative and thepersonal representative is empoweredto fully administer the estate includ-ing, after 30 days from the date ofissuance of his letters, the power tosell, encumber, lease or distribute realestate, unless objections thereto arefiled with the Court (pursuant to Sec-tion 524.3-607) and the Court other-wise orders.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Court Administrator within fourmonths after the date of this notice orsaid claims will be barred.Dated: 7/27/12

Heidi CarstensenRegistrarCarolyn M. RennCourt Administrator

ATTORNEYForrest M. Anderson #19467200 - 80th Street SouthCottage Grove, MN 55016651-459-09553099890 8/2-8/9/12

PUBLIC NOTICENOTICE OF INFORMAL PROBATE

OF WILL AND INFORMALAPPOINTMENT OF PERSONAL




Court File No.: 19HA-PR-12-468In Re: Estate of Arnold John Olsoe,a/k/a Arnold J. Olsoe and ArnoldOlsoe, Decedent.Notice is given that an Application

for Informal Probate of Will and Infor-mal Appointment of Personal Repre-sentative was filed with the Registrar,along with a Will dated October 12,2004. The Registrar accepted theapplication and appointed JonathanOlsoe, whose address is 7409 South-ern Vista court, Star ID 83669, to serveas the personal representative of thedecedent’s estate.Any heir, devisee or other interested

person may be entitled to appoint-ment as personal representative ormay object to the appointment of thepersonal representative. Any objectionto the appointment of the personalrepresentative must be filed with theCourt, and any properly filed objectionwill be heard by the Court after noticeis provided to interested persons of thedate of hearing on the objection.Unless objections are filed, and

unless the Court orders otherwise, thepersonal representative has the fullpower to administer the estate, includ-ing, after thirty (30) days from theissuance of letters testamentary, thepower to sell, encumber, lease, or dis-tribute any interest in real estateowned by the decedent.Notice is further given that, subject



Livgard & Lloyd PLLPPaul A. LivgardMN# 1767342520 University Avenue SE, #202Minneapolis, MN 55414Telephone: (612) 825-7777Facsimile: (612) 825-3977e-mail: [email protected] 8/2-8/9/12

Lot 2, Block 1, Stone Borough, CICNo. 471, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on February 25, 2013 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE:A u g u s t 1 8 ,

2006MORTGAGOR: Thomas G Mielke and

Kathryn L Mielke, husband and wife.MORTGAGEE: A s so c i a t ed Bank ,

N.A..DATE AND PLACE OF RECORDING:Filed September 14, 2006, Dakota

County Registrar of Titles, DocumentNo. 597401 on Certificate of Title No.140846.

ASSIGNMENTS OF MORTGAGE :Assigned to: Liberty Savings Bank,FSB.

FSB.Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Associated Bank, N.A.

RESIDENTIAL MORTGAGE SER -VICER: Liberty Savings Bank FSB

MORTGAGED PROPERTY ADDRESS:6950 Claude Avenue East, Inver GroveHeights, MN 55076


ERTY:Lot 12, Block 8, South Grove No. 4,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on __February 25, 2013___,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM



Dated: June 22, 2012Liberty Savings Bank, FSBMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 3, 2003MORTGAGOR: B r en t L . Da v i s , a

single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Filed May 12, 2003, Dakota County

Registrar of Titles , Document No.499055 on Certificate of Title No.127583.

ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association.Said Mortgage being upon Regis-

tered Land.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.TRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100038110013267258

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Complete Real EstateServices, Inc.


MORTGAGED PROPERTY ADDRESS:3288 73RD Street East, Inver GroveHeights, MN 55076


ERTY:Lot 10, Block 2 of South Grove No. 3COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on February 25, 2013 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM




USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-10820THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3071978 7/5-8/9/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 2 8 ,

1994MORTGAGOR: Kristen A. Stoohs, a

single person.MORTGAGEE: ICM Mortgage Corpo-

ration.DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING:Recorded April 14, 1994 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association s/b/m to ChaseHome Finance LLC s/b /m to ChaseManhattan Mortgage Corporation f/k/aChase Mortgage Co. West f/k/a MellonMortgage Company.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ICM Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:17398 Honeysuckle Court, Lakeville,MN 55044


ERTY:Lot 7, Block 2, Homestead CreekEast, according to the recorded platthereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin twelve (12) months from thedate of said sale by the mortgagor(s),their persona l representat ives orassigns unless reduced to Five (5)weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on August 23, 2013 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM






NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 08,

2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $254,400.00MORTGAGOR(S): Greg H. Isaak, an

unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Fieldstone Mortgage company,its successors and/or assignsDATE AND PLACE OF RECORDING:Recorded: January 26, 2007 Dakota

County RecorderDocument Number: 2491755ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank National

Association, as Trustee, On Behalf OfThe Holders Of The Structured AssetSecur it ies Corporat ion MortgagePass -through Cert i f icates , Ser ies2007-BC3Dated: April 29, 2009Recorded: May 19, 2009 Dakota


tronic Registration Systems, Inc.

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PUBLIC NOTICENOTICE OF INFORMAL PROBATEOF WILL AND APPOINTMENT OF




FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-12-467

Estate of Virginia Louise Cooley,DecedentNotice is given that an application

for informal probate of the Decedent’swill dated June 9, 1973, and codicil(s)to the will, dated [none], and separatewriting(s) under Minn. Stat. 524.2-513dated [none] (“Will”), has been filedwith the Registrar. The application hasbeen granted.Notice is also given that the Regis-

trar has informally appointed NathanBrooks Cooley, whose address is: 1288CASTLE COURT, GOLDEN VALLEY,HENNEPIN COUNTY, MINNESOTA, USAas persona l representat ive of theEstate of the Decedent. Any heir, devi-see or other interested person may beentitled to appointment as personalrepresentative or may object to theappointment of the personal represen-tative. Unless objections are filed withthe Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate.Any objections to the probate of the

will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 7/25/12


Nathan Cooley1288 Castle CourtGolden Valley, MN 55427Telephone: 763-232-04623095017 8/2-8/9/12P

PUBLIC NOTICENOTICE OF INFORMAL

APPOINTMENT OF PERSONALREPRESENTATIVE AND NOTICETO CREDITORS (INTESTATE)




Estate of Arnold Schjolberg Luckeaka Arnold Lucke aka Arnold S.Lucke, DecedentNotice is given that an application

for informal appointment of personalrepresentative has been filed with theRegistrar. No will has been presentedfor probate. The application has beengranted.Notice is also given that the Regis-

trar has informally appointed BeverlyA. Lucke, whose address is 620 Tho-reau Drive, Burnsville, MN, 55337 aspersonal representative of the Estate ofthe Decedent. Any heir or other inter-ested person may be en t i t led toappointment as personal representa-tive or may object to the appointmentof the personal representative. Unlessobjections are filed with the Court(pursuant to Minn. Stat. 524.3-607)and the Court otherwise orders, thepersonal representative has full powerto administer the Estate including,after 30 days from the date of issu-ance of letters , the power to sell,encumber, lease or distribute realestate.Any objections to the probate of the

Will or appointment of the PersonalRepresentative must be filed with thisCourt and will be heard by the Courtafter the filing of an appropriate peti-tion and proper notice of hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Dated: 7/16/12


Attorney for Personal RepresentativeWalter M. Baker, Esq.Walter M. Baker, P.A.340 Parkdale Plaza1660 South Highway 100St. Louis Park, MN, 55416Attorney License No: 411XTelephone: (952) 920-2202FAX: (952) 541-1001Email: [email protected] 8/2-8/9/12P


cation Number: 100052647028053174Lender or Broker: Fieldstone Mort-

gage CompanyResidential Mortgage Servicer: Select

Portfolio Servicing, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 12620 190th St E,

Hastings, MN 55033-9311T a x P a r c e l I D N u m b e r :


ERTY: The East 225 feet of the West743 feet of the North 484 feet of theNorthwest Quarter of Sect ion 22 ,Township 114, Range 17 , DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 05, 2012

ASSIGNEE OF MORTGAGEE:U.S. Bank National Association,as Trustee, on Behalf of theHolders of The Structured AssetSecurities Corporation MortgagePass-through Certificates, Series2007-BC3

Wilford, Geske & Cook P.A.Attorneys for Assignee of Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 003433F053067863 7/5-8/9/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 28, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $153,750.00MORTGAGOR(S): Carolyn M. Hinkle,

a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for American Mortgage Network,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: May 24, 2006 Dakota

County RecorderDocument Number: 2432175ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage, LLCDated: June 20, 2012Transaction Agent: Mortgage Elec-


cation Number: 1001310-2060328702-8Lender or Broker: American Mort-

gage NetworkRes iden t ia l Mortgage Serv icer :

Nationstar Mortgage, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 325 Tamarack Trl,


14-74900.05-204LEGAL DESCRIPTION OF PROP -

ERTY: Unit No. 204, Tamarack RidgeCarriage Homes, CIC No. 294, DakotaCounty, MinnesotaAMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 05, 2012

ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December 19,


MORTGAGE: $168,900.00MORTGAGOR(S): Christina L. Bland,

marriedMORTGAGEE: Postal Credit UnionDATE AND PLACE OF RECORDING:Recorded: January 03, 2006 Dakota

County RecorderDocument Number: 2394051LOAN MODIFICATION:Dated: July 31, 2009Recorded: August 10, 2009Document Number: 2677418Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker : Postal Credit

UnionResidential Mortgage Servicer: Postal

Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 15321 Green-

haven Ln Apt 107 , Burnsville, MN55306-1611T a x P a r c e l I D N u m b e r :


ERTY : Unit 43 , Common InterestCommunity No. 145, Winterwood Vil-las, a Condominium, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE









THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


MORTGAGEE : Posta l C redi tUnion

Wilford, Geske & Cook P.A.Attorneys for Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 006867F033066348 7/5-8/9/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc t o b e r 8 ,

2004MORTGAGOR: Stacey A. Nazarian, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Filed November 4, 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National Asso-ciation.Said Mortgage being upon Regis-




LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ONMORTGAGE: Marketplace Home Mort-gage, LLC.

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage, adivision of U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:3440 Leroy Avenue, Hastings , MN55033


ERTY:Lot Eleven (11), Block Two (2), InSieben's Second Addition, Accord-ing To The Recorded Plat Thereof,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: Septem-ber 6, 2012 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 6, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: June 22, 2012U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-12-002087 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3079219 7/12-8/16/12




2004MORTGAGOR: Olusola Ogbeide and

Gideon Ogbeide, wife and husband .MORTGAGEE:Avizen Lending Solu-

tions.DATE AND PLACE OF RECORDING:Recorded April 22, 2004 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: National City MortgageCo.. And thereafter assigned to: PNCBank, National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Avizen Lending Solu-tions

RESIDENTIAL MORTGAGE SER -VICER: PNC Bank, National Associa-tion

MORTGAGED PROPERTY ADDRESS:13188 Fernando Avenue, Apple Valley,MN 55124


ERTY:Lot 10, Block 1, Greenleaf 10th Addi-tionCOUNTY IN WHICH PROPERTY IS


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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 27,


MORTGAGE: $197,000.00MORTGAGOR(S): Terry Joseph Ryan,


Registration Systems, Inc. as nomineefor Sterling State Bank, its successorsand assignsDATE AND PLACE OF RECORDING:Recorded: April 24, 2003 Dakota

County RecorderDocument Number: 2036834ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Bank FSBDated: February 21, 2012Recorded: May 15, 2012 Dakota

County RecorderDocument Number: 2868128And assigned to: Nationstar Mort-

gage LLCDated: July 24, 2012Transaction Agent: Mortgage Elec-


cation Number: 1000619-0000010270-2Lender or Broker: Sterling State

BankRes iden t ia l Mortgage Serv icer :

Nationstar Mortgage LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 14163 Dresden Ct,

Apple Valley, MN 55124-7751T a x P a r c e l I D N u m b e r :


ERTY: Lot 34, Block 5, Greenleaf 12thAddition, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Septem-

ber 21, 2012 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMarch 21, 2013, or the next businessday if March 21, 2013 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: August 09, 2012

ASSIGNEE OF MORTGAGEE :Nationstar Mortgage LLC



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 27,


MORTGAGE: $259,900.00MORTGAGOR(S): Aicha Talbi and

Hassan Tafroukht, Wife and HusbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Aegis Wholesale Corporation,its successors and/or assigns.DATE AND PLACE OF RECORDING:Recorded: March 09, 2007 Dakota

County RecorderDocument Number: 2501609ASSIGNMENTS OF MORTGAGE:And assigned to: CitiMortgage Inc.Dated: September 16, 2009Recorded: October 06, 2009 Dakota

County RecorderDocument Number: 2688605And assigned to: Nationstar Mort-

gage, LLCDated: March 22, 2012Recorded: April 02, 2012 Dakota



cation Number: 100053030010991629Lender or Broker: Aegis Wholesale

CorporationRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 15521 Columbia

Ct, Rosemount, MN 55068-4622T a x P a r c e l I D N u m b e r :


ERTY: Lot 26, Block 2, Valley OakAddition replat, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE














for August 10, 2012 at 10:00 AM hasbeen postponed to September 10, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 31, 2012





default has occurred in conditions ofthe following described mortgage:

DATE OF MORTGAGE: May 28, 2003MORTGAGORS: Dav id Sames and

Denise Sames, husband and wife.MORTGAGEE:Mortgage Source, Inc..DATE AND PLACE OF RECORDING:Registered September 19, 2003 ,

Dakota County Registrar of Titles,Document No. 0514764, Certificate ofTitle No. 96087.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National

Association.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage Source, Inc.

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS:13409 Commonwealth Drive, Burns-ville, MN 55337

T A X P A R C E L I . D . # :02-31103-02-130


Lot 13, Block 2, in Grosse PointeFourth AdditionCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: March 8,2012 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 10, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None


Dated: January 10, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3302THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuant to the provisions of Minne-

sota Statutes 580.07, the foregoingforeclosure sale is postponed untilOctober 17, 2012 at 10:00 AM at theSheriff’s Office, Law Enforcement Cen-ter, 1580 Hwy 55, Lobby #S-100, Hast-ings, MN, in said county and state.Dated: August 3, 2012.

U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3302THIS IS A COMMUNICATION FROMA DEBT COLLECTOR3107488 8/9/12

ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $222,711.00

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $227,379.60





TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 6, 2013 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: May 29, 2012PNC Bank, National AssociationMortgagee/Assignee of Mortgagee



THE RIGHT TO VERIFICATION OF THEDEBT AND IDENTITY OF

THE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY

LAW IS NOT AFFECTED BY THISACTION.

NOTICE IS HEREBY GIVEN: ThatDefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 08/22/2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $350,015.59MORTGAGOR(S): Bryce A. Andrews

and Tammy Andrews, husband andwifeMORTGAGEE: Citicorp Trust Bank,

FSBDATE AND PLACE OF F IL ING :

10/22/2003 as Document Number2128536 in the Office of the CountyRecorder, Dakota County, Minnesota.ASS IGNMENT OF MORTGAGE :

Assigned to MCM Capital HomeownersAdvan tage T rust IX reco rded on03/26/2012 as Document Number2857756 in the Office of the CountyRecorder, Dakota County, Minnesota.ASS IGNMENT OF MORTGAGE :

Assigned to Newbury Place REO III,LLC recorded on 06/28/2012 as Docu-ment Number 2877063 in the Office ofthe County Recorder, Dakota County,Minnesota.T A X P A R C E L I . D . N O . :


ERTY: Lot 1, Block 4, Zweber FarmSeventh, according to the recorded platthereof, and situate in Dakota County,Minnesota.ABSTRACT PROPERTYSTREET ADDRESS OF PROPERTY:

17804 Hickory Trail, Lakeville, MN55044COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaLENDER OR BROKER AND MORT-

GAGE ORIGINATOR: Citicorp TrustBank, FSBRESIDENTIAL MORTGAGE SER -

VICER: BSI Financial Services, Inc.TRANSACTION AGENT: NoneTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE AS OF THE DATEOF THIS NOTICE: $375,696.09THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes.Pursuant to the power of sale con-

tained in said Mortgage, the Mortgage

tained in said Mortgage, the Mortgagewill be foreclosed, and the mortgagedpremises will be sold by the Sheriff ofDakota, Minnesota at public auction asfollows:

D A T E A N D T I M E O F S A L E :08/24/2012 at 10:00 A.M.PLACE OF SALE: Dakota Sheriff's

Office, 1580 Highway 55, Hastings, MN55033 to pay the debt then secured bysaid mortgage and taxes, if any actu-ally paid by the mortgagee, on thepremises and the costs and disburse-ments allowed by law.The time allowed by law for redemp-

t i o n b y s a i d M o r t g a g o r ( s ) o rMortgagor's personal representativesor assigns is six (6) months from thedate of sale.TIME AND DATE TO VACATE PROP-

ERTY:Minnesota Statute 580.04(b) pro-

v i d e s , " I f the r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, the notice must also specify thedate on or before which the mortgagemust vacate the property if the mort-gage is no reinstated under section580.30 or the property redeemed undersection 580.23." If the statute applies,the time to vacate the proprty is 11:59p.m. on 02/24/2013, or the next busi-ness day if 02/24/2013 falls on a Satur-rday, Sunday or legal holiday.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 07/12/2012

Newbury P lace REO III , LLC ,Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701THIS IS A COMMUNICATION FROM ADEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.3075494 7/12-8/16/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 27, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $190,100.00MORTGAGOR(S): Kenneth Washing-

ton and Tracy Prater Washington,Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF REGISTER-

ING:Registered: September 07 , 2006

Dakota County Registrar of TitlesDocument Number: 597194ASSIGNMENTS OF MORTGAGE:And assigned to: Countrywide Home

Loans Servicing LPDated: January 29, 2009Reg iste red : Feb rua ry 03 , 2009

Dakota County Registrar of TitlesDocument Number: T638635Transaction Agent: Mortgage Elec-


cation Number: 1000269-0010089834-4Lender or Broker : Bell Amer ica

Mortgage LLC DBA Bell MortgageResidential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

140811COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3205 Jurdy Ct S,

Eagan, MN 55121-2106T a x P a r c e l I D N u m b e r :


ERTY: Lot Twenty-Five (25), Block Four(4), DonnywoodAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sale con-




under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onFebruary 25, 2013, or the next busi-

February 25, 2013, or the next business day if February 25, 2013 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,Successor by merger to BACHome Loans Servicing, LP, FKACountrywide Home Loans Servicing, LP




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 16, 2004MORTGAGOR: Matthew T. Knox and

Amy C. Knox, husband and wife.MORTGAGEE: Abc Mortgage, Inc.DATE AND PLACE OF RECORDING:Recorded May 11, 2004 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association s/b/m to ChaseHome Finance, LLC s/b/m to ChaseManhattan Mortgage Corporation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Abc Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:4442 Woodgate Point , Eagan, MN55122

T A X P A R C E L I . D . # :10-846020230002


Lot 30, Block 2, Woodgate 3rd Addi-tion, Common Interest CommunityNo. 226, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONG

582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."



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PUBLIC NOTICENOTICE OF MORTGAGE

FORECLOSURE SALE UNDERJUDGMENT AND DECREE



Type of Case: Other CivilCourt File No. 19HA-CV-12-1811

_______________________________________St. Paul Federal Credit Union, a fed-eral credit union,

Plaintiff,vs.Kirk P. Leitch and Joleen M. Leitch,

Defendants._______________________________________NOTICE IS HEREBY GIVEN, that

under and by virtue of a Judgmententered in the above entitled action onJune 15, 2012 , a certified copy ofwhich has been delivered to me, direct-ing the sale of the premises hereinaf-ter described to satisfy the amountfound and adjudged due plaintiff in theabove entitled action from defendants,the Sheriff of Dakota County, Minne-sota, will sell at public auction to thehighest bidder for cash on August 30,2012, at 10:00 a.m. at the sheriff'smain office in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby #S-100, in the City of Hastings,County of Dakota, State of Minnesota,the premises and real estate describedin said Judgment, to wit:

Lot 18, Block 1, Wilson Heights.The pla in t i f f , to the best of i ts

knowledge, provides the followinginformation regarding the mortgagedpremises:1. The physical street address, city

and zip code of the mortgaged pre-mises are 2030 Wilson Avenue, SouthSt. Paul, Minnesota, 55075.

2. The name of the mortgage ser-vicer and the lender or broker is St.Paul Federal Credit Union.

3. The tax parcel identification num-ber of the mortgaged premises is36-84100-01-180.4. The name of the mortgage origina-

tor is C.U. Mortgage Services, Inc.Dated: June 26, 2012.

Dave Bellows,Sher i f f of Dako ta Coun ty ,MinnesotaBy /s/ Robert Shingledecker

DeputyAttorneys for Plaintiff:Peter B. Tiede (#245094)Murnane Brandt30 East Seventh Street, Suite 3200St. Paul, MN 55101Telephone (651) 227-941114555653069942 7/5-8/9/12

PUBLIC NOTICENOTICE OF INFORMAL PROBATE

OF WILL AND INFORMALAPPOINTMENT OF PERSONAL




Court File No.: 19HA-PR-12-419In Re: Estate of ROBERT L. PEAS-LEY, a/k/a ROBERT LESLIE PEAS-LEY, Decedent.Notice is given that an Application

for Informal Probate of Will and Infor-mal Appointment of Personal Repre-sentative was filed with the Registrar,along with a Will dated June 17, 2011.The Registrar accepted the applicationand appointed Joanne G. Flint, whoseaddress is 3216 W . 132nd Street ,Burnsville, MN 55337, to serve as thepe r sona l rep resen ta t i ve o f thedecedent’s estate.Any heir, devisee or other interested

person may be entitled to appoint-ment as personal representative ormay object to the appointment of thepersonal representative. Any objectionto the appointment of the personalrepresentative must be filed with theCourt, and any properly filed objectionwill be heard by the Court after noticeis provided to interested persons of thedate of hearing on the objection.Unless objections are filed, and

unless the Court orders otherwise, thepersonal representative has the fullpower to administer the estate, includ-ing, after thirty (30) days from theissuance of letters testamentary, thepower to sell, encumber, lease, or dis-tribute any interest in real estateowned by the decedent.Notice is further given that, subject



GRANNIS & HAUGE, P.A.David G. KellerMN# 1247341260 Yankee Doodle RoadSuite 200Eagan, MN 55121-2201Telephone: 651-456-9000Facsimile: 651-454-4232e-mail: [email protected] 8/9-8/16/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 31,


MORTGAGE: $219,000.00MORTGAGOR(S): Heather Wolff, a

single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, a Division ofTreasury Bank, N.A., its successorsand assigns

DATE AND PLACE OF RECORDING:Recorded: May 19, 2005 Dakota

County RecorderDocument Number: 2323215LOAN MODIFICATION:Dated: January 11, 2006Recorded: March 02, 2006Document Number: 2409560ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N.A.Dated: March 09, 2012Recorded: March 13, 2012 Dakota



cation Number: 100133700005850642Lender or Broker : Countryw ide

Bank, a Division of Treasury Bank,N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 20613 Harrow Ct,

Lakeville, MN 55044-4677T a x P a r c e l I D N u m b e r :


ERTY: Lot 21, Block 1, Village Creek3rd Addition, CIC No. 346, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE







obligation: NONETHIS COMMUNICATION IS FROM A

DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


ASSIGNEE OF MORTGAGEE :Bank of America, N.A.




ASSIGNEE OF MORTGAGEE :Bank of America, N.A.



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 27,


MORTGAGE: $130,400.00MORTGAGOR(S): Daniel C. Driscoll,

a married manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 29, 2004

Dakota County RecorderDocument Number: 2253027ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWALT,INC . , ALTERNATIVE LOAN TRUST2 0 0 4 - 2 4CB , MORTGAGE PASSTHROUGH CERTIFICATES, SERIES2004-24CBDated: November 21, 2011Recorded: January 11, 2012 Dakota



cation Number: 100015700041428554Lender or Broker: America's Whole-

sale LenderResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 15598 Cornell Trl

Apt B, Rosemount, MN 55068-4693T a x P a r c e l I D N u m b e r :


ERTY: Lot 2, Block 1, Valley Oak Addi-tion Replat No. 2, Dakota County, Min-nesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERT I F I CATEHOLDERS OFCWALT , INC . , ALTERNATIVELOAN TRUST 2004-24CB,MORTGAGE PASS THROUGHC E R T I F I C A T E S , S E R I E S2004-24CB


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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 21, 2004MORTGAGOR: Ann T Ro the r , fka

Ann Theresa Gelhar, a single person.MORTGAGEE: TCF Mortgage Corpo-

ration.DATE AND PLACE OF RECORDING:Recorded May 19, 2004 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Mortgage Electronic Reg-istration Systems, Inc.. And thereaf-ter assigned to: U.S. Bank NationalAssociation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: TCF Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:400 East 5TH Street, Hastings, MN55033

T A X P A R C E L I . D . # :19-32150-33-040


Lot 4, Block 33, Town of Hastings,according to the recorded pla tthereof , and s i tua te in Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE:$125,222.35




PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-

premises, and the costs and disbursements , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.









2011MORTGAGOR: Chad Harrison Sand-

berg, a married person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded March 18, 2011 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National Asso-ciation.

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.

TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100315900000522473

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: River City Mortgage andFinancial, LLC, Limited Liability Com-pany


MORTGAGED PROPERTY ADDRESS:16865 Greenland Path, Lakeville, MN55044


ERTY:Lot 5, Block 5, FoxboroughCOUNTY IN WHICH PROPERTY IS









MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None







MORTGAGE: $425,850.00MORTGAGOR(S): Thomas C. Mul-

care and Dawnlynn M. Mulcare, akaDawnlyn M. Mulcare, husband and wifeMORTGAGEE: Ameriquest Mortgage

CompanyDATE AND PLACE OF RECORDING:Recorded: August 19, 2005 Dakota

County RecorderDocument Number: A 710024ASSIGNMENTS OF MORTGAGE:And assigned to: Deutsche Bank

National Trust Company, as Trusteefor Ameriquest Mortgage SecuritiesInc., Asset-Backed Pass-Through Cer-tificates, Series 2005-R9, under thePooling and Servicing Agreement datedOctober 1, 2005Dated: March 11, 2009Recorded: April 01, 2009 Dakota

County RecorderDocument Number: A821605Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Ameriquest Mort-

gage CompanyRes iden t ia l Mortgage Serv icer :

Homeward Residential, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 22425 Wagon

Wheel Trl, Lakeville, MN 55044-7521Tax Parcel ID Number: 080560080LEGAL DESCRIPTION OF PROP -

ERTY: Lot 2, Block 2, WagonwheelCrossing Fourth Addition, according tothe map or plat thereof on file or ofrecord in the Office of the CountyRecorder in and for Scott County, Min-nesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Deutsche Bank National Trust

Deutsche Bank National TrustCompany, as Trustee forAmeriquest Mortgage SecuritiesInc., Asset-Backed Pass-ThroughCertificates, Series 2005-R9




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 26 ,

2009MORTGAGOR: Katherine M. Sanchez

Rosario F/K/A Katherine M. Kenneyand Edward Johanny Sanchez Rosario,Wife and Husband.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc..

DATE AND PLACE OF RECORDING:Recorded March 2, 2009 Dakota

Coun ty Recorder , Documen t No.2640559, and corrected by CorrectiveMortgage on February 16, 2011 asDocument No. 2786718..




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Advisors Mortgage, LLC


MORTGAGED PROPERTY ADDRESS:663 East Burnsville Parkway, Burns-ville, MN 55337


ERTY:Apartment Number 29, BuildingNumber 7, Burnhill Townhomes,Condominium F i le Number 30 ,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,

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MORTGAGE: $347,506.00MORTGAGOR(S): Michelle L. Popel, a

single personMORTGAGEE: Bank of America, N.A.DATE AND PLACE OF RECORDING:Recorded: August 20, 2009 Dakota

County RecorderDocument Number: 2679473Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: Bank of America,

N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 21380 Hytrail Cir,



ERTY: Lot 20, Block 4, Stone BoroughSecond Addition, according to therecorded plat thereof, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE









THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 26, 2012

MORTGAGEE: Bank of America, N.A.Wilford, Geske & Cook P.A.Attorneys for Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 025430F013092286 7/26-8/30/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 18, 2006MORTGAGOR: Paul M. Crosby and

Diane Crosby, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 13, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Green Tree ServicingLLC.


TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1001337-0001397395-6

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Countrywide Bank, N.A.

RESIDENTIAL MORTGAGE SER -VICER: Green Tree Servicing LLC

MORTGAGED PROPERTY ADDRESS:2000 Maple Street, Hastings, MN 55033

T A X P A R C E L I . D . # :19-83752-00-144


Lot 144, Westwood Third SectionCOUNTY IN WHICH PROPERTY IS











Dated: July 22, 2012Green Tree Servicing LLCMortgagee/Assignee of Mortgagee


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Enforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.







NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: May 10, 2002ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $125,000.00MORTGAGOR(S): Patrick M. Ham-

marsten, unmarried personMORTGAGEE: Postal Credit UnionDATE AND PLACE OF RECORDING:Recorded: May 30 , 2002 Dakota


cation Number: Not ApplicableLender or Broker : Postal Credit

UnionResidential Mortgage Servicer: Postal

Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 227 Ash St W,

South Saint Paul, MN 55075-3410T a x P a r c e l I D N u m b e r :


ERTY: Parcel 1Lot 5, Block 3, Walter and Arthur

Add., according to the recorded platthereof, and situate in Dakota County,MinnesotaParcel 2Lot 6, Block 3, Walter and Arthur

Add., according to the recorded platthereof, and situate in Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE









THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


MORTGAGEE : Posta l C redi tUnion




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: J u n e 2 7 ,

2003MORTGAGOR: Chong Yee Yang and

Anna Xiong Yang, husband and wife.MORTGAGEE: Na t iona l C i ty Rea l

Estate Services, LLC, s/b/m to NationalCity Mortgage, Inc., f/k/a National CityMortgage Co.



ASSIGNMENTS OF MORTGAGE :Assigned to: PNC Bank, NationalAssociation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City MortgageCo

RESIDENTIAL MORTGAGE SER -VICER: PNC Bank, National Associa-tion

MORTGAGED PROPERTY ADDRESS:4243 Dunrovin Lane, Eagan, MN 55123

4243 Dunrovin Lane, Eagan, MN 55123TAX PARCEL I.D. #: 108435515004LEGAL DESCRIPTION OF PROP -

ERTY:Lot 15, Block 4, Wilderness Run 6thAdditionCOUNTY IN WHICH PROPERTY IS











Dated: May 25, 2012PNC Bank, National AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: A u g u s t 1 ,

2006MORTGAGOR: Kimberly L. Nordby, a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded August 30, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association s/b/m to ChaseHome Finance LLC.


TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: None

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Homebridge MortgageBankers Corp.


MORTGAGED PROPERTY ADDRESS:8403 143rd Street West, Apple Valley,MN 55124

T A X P A R C E L I . D . # :01-28875-020-06


Lot 2, Block 6, Garden Oaks TerraceTownhomes, CIC No. 195, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at law

proceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;










NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 28, 2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $218,400.00MORTGAGOR(S): Laura M. Chester

and Bradley J. Chester, wife and hus-bandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Indymac Bank, F.S.B., a FederallyChartered Savings Bank, its succes-sors and assignsDATE AND PLACE OF RECORDING:Recorded: August 08, 2007 Dakota


AMERICA , N .A . , SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRYWIDE HOMELOANS SERVICING LPDated: January 13, 2012Recorded: January 23, 2012 Dakota



cation Number: 100055401268271246Lender or Broker: Indymac Bank,

F.S.B., A Federally Chartered SavingsBankResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 18555 Egret Way,



ERTY: Lot 4, Block 6, Prairie CreekSecond Addition, Dakota County, Min-nesotaAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.

sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,SUCCESSOR BY MERGER TOBAC HOME LOANS SERVICING,LP FKA COUNTRYWIDE HOMELOANS SERVICING LP



THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: Thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September


MORTGAGE: $211,520.00MORTGAGOR(S): Al Ynigues Jr, an

unmarried manMORTGAGEE: New Century Mort-

gage CorporationSERVICER: Carrington Mortgage Ser-

vicesLENDER : New Century Mortgage

Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on October 14, 2004, as Docu-ment No. 549967.ASSIGNED TO : Deutsche Bank

National Trust Company, as IndentureTrustee, for New Century Home EquityLoan Trust 2004-4 Dated: June 29,2012 , and recorded July 9, 2012 byDocument No. T699140 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot Seven (7) in Block One (1) inBob`s Garden View Third Addition,according to the recorded plat thereofon file and of record in the Office of theRegistrar of Titles in and for saidCounty and State, Dakota County,MinnesotaPROPERTY ADDRESS : 124 OAK-

WOOD ROAD, APPLE VALLEY , MN55124-0000PROPERTY I.D: 01-14702-01-070COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : T w o H u n d r e dTwenty-Four Thousand Ten and 67/100($224,010.67)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;PURSUANT, to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on September 4, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on March 4, 2013, or thenext business day if March 4, 2013falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OF

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MORTGAGE: $170,000.00MORTGAGOR (S ) : V icki L . Swan,

unmarriedMORTGAGEE: Bank of America, N.A.DATE AND PLACE OF RECORDING:Recorded: October 26, 2006 Dakota


cation Number: Not ApplicableLender or Broker: Bank of America,

N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address : 15743 Maple

Island Ct, Burnsville, MN 55306-5533T a x P a r c e l I D N u m b e r :


ERTY : Lot 1, Block 2 , Oak ShoresN inth Addit ion, according to therecorded plat thereofAMOUNT DUE AND CLAIMED TO BE











MORTGAGEE:Bank of America, N.A.





MORTGAGE: $390,000.00M O R T G A G O R ( S ) : N a r y n d r a

Ramadhar, an unmarried manMORTGAGEE: Downey Savings and

Loan Association, F.A.DATE AND PLACE OF RECORDING:Recorded: February 16, 2005 Dakota

County RecorderDocument Number: 2296455ASSIGNMENTS OF MORTGAGE:And assigned to: Mortgage Elec-

tronic Registration Systems, Inc.Dated: December 13, 2005Recorded: January 03, 2006 Dakota

County RecorderDocument Number: 2393627And assigned to: Central Mortgage

CompanyDated: July 02, 2012Transaction Agent: Mortgage Elec-


cation Number: 100202690413664444Lender or Broker: Downey Savings

and Loan Association, F.A.Residential Mortgage Servicer: Cen-

tral Mortgage CompanyMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 16524 Hyland Ct,



ERTY: Lot 3, Block 3, Hypointe Cross-ings, 3rd Addition, DaKota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Central Mortgage Company


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WITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: July 19, 2012Deutsche Bank National TrustCompany, as Indenture Trustee,for New Century Home EquityLoan Trust 2004-4

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 12MN00412-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4272238 07/19/2012, 07/26/2012,08/02/2012, 08/09/2012, 08/16/2012,08/23/20123082696 7/19-8/23/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 2 9 ,

2006MORTGAGOR: Sunny I Nordvik, an

unmarried woman.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2006

Dakota County Recorder, DocumentNo. 2461953.

ASSIGNMENTS OF MORTGAGE :Assigned to: JPMC Specialty Mort-gage, LLC f/k/a WM Specialty Mortgage,LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: New Century MortgageCorporation


MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS:20064 Italy Avenue, Lakeville, MN55044


ERTY:All of Lot 29, Block 8 and South 9Feet of Lot 30, Block 8, Lenihan'sLots, Antlers Park, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ M a r c h 6 ,2013_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: June 25, 2012JPMC Specialty Mortgage LLCMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 6, 2006MORTGAGOR: Linda Irving Hatton

and Robert J. Hatton, wife and hus-band, as joint tenants.

MORTGAGEE: Chase Bank USA ,N.A..

DATE AND PLACE OF RECORDING:Recorded May 3 , 2006 Dako ta


ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National Asso-ciation, as Trustee for J.P. MorganMortgage Acquisition Trust 2006-CH2,Asset Backed Pass-Through Certifi-cates, Series 2006-CH2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Chase Bank USA, N.A.


MORTGAGED PROPERTY ADDRESS:16984 Festal Avenue, Farmington, MN55024

T A X P A R C E L I . D . # :22-31502-160-02


Lot 16, Block 2, Harris Acres Third,according to the recorded pla tthereof , and s i tua te in Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS




GAGEE: $387,057.54That prior to the commencement of

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;




TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on __March 13 , 2013 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM



Dated: July 12, 2012U.S. Bank National Association,as TrusteeMortgagee/Assignee of Mortgagee





2005MORTGAGOR: Richard M. Martinek

and Nanette M. Martinek, husband andwife.

MORTGAGEE: Washington MutualBank, FA.

DATE AND PLACE OF RECORDING:Recorded March 22, 2005 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Wells Fargo Bank, NA asTrustee for Wamu Mortgage Passthrough Certificates Series 2005-PR2Trust.





MORTGAGED PROPERTY ADDRESS:1085 Tiffany Drive, Eagan, MN 55123


ERTY:Lot 24, Block 1, Canterbury Forest,Dakota County, State of MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ M a r c h 6 ,2013_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: June 25, 2012Wells Fargo Bank,National Association as TrusteeMortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 20, 2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $223,533.00MORTGAGOR(S): Joel R Franke, a

single personMORTGAGEE: Homeservices Lend-

ing, LLC Series a DBA Edina RealtyMortgageDATE AND PLACE OF RECORDING:Recorded: May 04, 2007 Dakota

County RecorderDocument Number: 2514287ASSIGNMENTS OF MORTGAGE:And assigned to: Wells Fargo Bank,

N.A.Dated: April 20, 2007Recorded: May 04, 2007 Dakota

County RecorderDocument Number: 2514288And assigned to: Countrywide Bank,

N.A.Dated: April 20, 2007Recorded: May 04, 2007 Dakota

County RecorderDocument Number: 2514289And assigned to: Countrywide Home

Loans Servicing LPDated: October 03, 2008Recorded: October 24, 2008 Dakota


cation Number: Not ApplicableLender or Broker: Homeservices

Lending, LLC Series a DBA EdinaRealty MortgageResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1472 Oakdale Ave,

West St Paul, MN 55118-3212T a x P a r c e l I D N u m b e r :


ERTY: Lot 5, FUNCK 3rd Addition,Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE







Mortgagor(s) released from financialobligation: NONETHIS COMMUNICATION IS FROM




ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,Successor by merger to BACHome Loans Servicing, LP, FKACountrywide Home LoansServicing, LP





MORTGAGE: $241,000.00MORTGAGOR(S): Jeffrey W. Linder

and Sharon C. Linder, husband andwifeMORTGAGEE: Timberland Mortgage

Services, Inc.DATE AND PLACE OF RECORDING:Recorded: October 28, 2003 Dakota

County RecorderDocument Number: 2131360ASSIGNMENTS OF MORTGAGE:And assigned to: Countrywide Home

Loans, Inc.Dated: August 05, 2003Recorded: October 28, 2003 Dakota

County RecorderDocument Number: 2131361And assigned to: BAC Home Loans

Servicing, LPDated: January 20, 2010Recorded: May 18, 2010 Dakota


cation Number: Not ApplicableLender or Broker: Timberland Mort-

gage Services, Inc.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1689 Oakbrooke

Way, Eagan, MN 55122-4201T a x P a r c e l I D N u m b e r :


ERTY : Lot 9, B lock 2 , OakbrookeFourth Addition, Common InterestCommunity No. 264, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September

21, 2005MORTGAGOR: Dav id W Ba t t les , a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded October 11, 2005 Dakota


ASSIGNMENTS OF MORTGAGE :Ass igned to: THE BANK OF NEWYORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS CWABS, INC.,ASSET -BACKED CERTIFICATES ,SERIES 2005- 15.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: America's WholesaleLender

RESIDENTIAL MORTGAGE SER -VICER: Select Portfolio Servicing, Inc.

MORTGAGED PROPERTY ADDRESS:720 2nd Street, Farmington, MN 55024


ERTY:The East 108.8 feet of the South 40feet of Lot 8 and the East 108.8 feetof Lots 9 and 10, all in Block 4, Townof Farmington.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on __March 21, 2013_ ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM



Dated: July 22, 2012The Bank of New York Mellon fkaThe Bank of New York, as trusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 4, 2007MORTGAGOR: Heidi M. Koury FKA

Heidi M. Schuster and Nicholas L.Koury, wife and husband.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.

DATE AND PLACE OF RECORDING:Recorded June 21, 2007 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Tradition Mortgage


MORTGAGED PROPERTY ADDRESS:412 3RD Avenue South, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-64300-11-270


Lot 27, Block 11, Riverside ParkAddition to the City of St . Paul ,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: October4, 2012 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 4, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM




USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68888 - 12-002914 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3108743 8/9-9/13/12

��

��

CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: July 19, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 2, 2008MORTGAGOR: K imber lee A . Drew

(unmarried).MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 18, 2008 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : U .S . Bank Na t iona lAssociation


MORTGAGED PROPERTY ADDRESS:1297 Kolstad Lane, Eagan, MN 55123

T A X P A R C E L I . D . # :10-76500-06-040


LOT 4, BLOCK 6, TIMBERSHORE,DAKOTA COUNTY, MINNESOTA.COUNTY IN WHICH PROPERTY IS














NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 28,


MORTGAGE: $101,867.00MORTGAGOR(S): Jason P Schmidt, a


Registration Systems, Inc., as nomi-nee for Cornerstone Mortgage Com-pany its successors and assignsDATE AND PLACE OF RECORDING:Recorded: March 09, 2007 Dakota

County RecorderDocument Number: 2501547ASSIGNMENTS OF MORTGAGE:And assigned to: Countrywide Bank,

N.A.Dated: March 22, 2007Recorded: April 02, 2007 Dakota



cation Number: 1001770-5050002709-9Lender or Broker: Cornerstone Mort-

gage CompanyResidential Mortgage Servicer: Bank


LOCATED: Dakota

LOCATED: DakotaProperty Address: 1700 Four Oaks

Rd Apt 125, Eagan, MN 55121-1878T a x P a r c e l I D N u m b e r :


ERTY: Unit Number 125, CoachmanOaks Condominiums, CondominiumNo. 45, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Bank of America, N.A.,Successor by Merger toCountrywide Bank, N.A.




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: December 14,

1987MORTGAGOR: John M. Parranto, a

single person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the Fed-eral Deposit Insurance Corporation asReceiver for Washington Mutual Bankf/k/a Washington Mutual Bank, F.A. assuccessor by merger to Home Savingsof America, FSB f/k/a Home Savings ofAmerica, F.A..

DATE AND PLACE OF RECORDING:F i led January 5, 1988, Dako ta





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Home Sa v i ngs o fAmerica, F.A.


MORTGAGED PROPERTY ADDRESS:4797 Richard Lane, Eagan, MN 55122


ERTY:Lot Twenty-seven (27), Block One(1), in Hillcrest AdditionCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action or

required by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;



PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin twelve (12) months from thedate of said sale by the mortgagor(s),their persona l representat ives orassigns unless reduced to Five (5)weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on August 30, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM





NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December 29,


MORTGAGE: $342,475.00MORTGAGOR(S): Bartt Stoltzman

and Kimberlee Stoltzman, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Countrywide Bank, N.A., itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: March 01, 2006 Dakota

County RecorderDocument Number: 2409435LOAN MODIFICATION:Dated: March 16, 2011Recorded: June 08, 2011Document Number: 2804259ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK,AS SUCCESSOR TRUSTEETO JPMORGAN CHASE BANK, N.A., ASTRUSTEE FOR HOLDERS OF SAMI IIT RUST 2 0 0 6 -AR 2 , MORTGAGEPASS -THROUGH CERTIFICATES ,SERIES 2006-AR2Dated: April 04, 2012Recorded: April 11, 2012 Dakota



cation Number: 1001337-0001119298-9Lender or Broker : Countryw ide

Bank, N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 19595 Everest

Path, Farmington, MN 55024-8671T a x P a r c e l I D N u m b e r :


ERTY: LOT 6, BLOCK 4, CHARLES-WOOD , DAKOTA COUNTY , MINNE-SOTA.AMOUNT DUE AND CLAIMED TO BE






under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onFebruary 28, 2013, or the next busi-ness day if February 28, 2013 falls on aSaturday, Sunday or legal holiday.

Saturday, Sunday or legal holiday.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK,AS SUCCESSOR TRUSTEETO JPMORGAN CHASE BANK,N.A., AS TRUSTEE FORHOLDERS OF SAMI II TRUST2 0 0 6 - A R 2 , M O R T G A G EPASS-THROUGH CERTIFICATES,SERIES 2006-AR2




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: November 16,

2005MORTGAGOR: Travis B. Anderson, a

single man.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Reco rded Decembe r 29 , 2005


ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National Asso-ciation, as Trustee for StructuredAsset Investment Loan Trust, Mort-gage Pass-Through Certificates, Series2006-BNC 1.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: BNC Mortgage, Inc., aDelaware Corporation


MORTGAGED PROPERTY ADDRESS:326 E Chestnut Street, South SaintPaul, MN 55075


ERTY:Exhibit “A”

The East 15.00 feet of Lots 28, 29and 30, Block 1, Lincoln Park Addi-t ion to South S t . Pau l , Dako taCounty, Minnesota, together with theWest 1/2 of vacated Boston Avenuely ing Souther ly of the Easter lyextension of the Northerly lot line ofLot 30 and lying Northerly of theEasterly extension of the Southerlylot line of Lot 28.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is not

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 20, 2005MORTGAGOR: F rank Pe r i l l i and

Sandra J. Perilli, Husband and Wife.MORTGAGEE: F i r s t R e s i d en t i a l

Mortgage Corporation.DATE AND PLACE OF RECORDING:Recorded August 11, 2005 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Residential Mort-gage Corporation


MORTGAGED PROPERTY ADDRESS:9839 208th Street West, Lakeville, MN55044


ERTY:Lo t 10 , B lock 1, The Meadows ,Dakota County, MNCOUNTY IN WHICH PROPERTY IS











Dated: July 7, 2012U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-2840 FC1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3109338 8/9-9/13/12




MORTGAGE: $368,000.00MORTGAGOR(S): Mark J. Smith and

Shannon M. Smith, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Great Northern Financial Group,Inc. its successors and/or assignsDATE AND PLACE OF RECORDING:Recorded: April 11, 2006 Dakota




cation Number: 100261495705642902Lender or Broker: Great Northern

Financial Group, Inc.Res iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 18609 Esquire

Way, Farmington, MN 55024-8643T a x P a r c e l I D N u m b e r :


ERTY: Lot 3, Block 3, Nelsen HillsFarm 4th Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE













��

�� tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 6, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: June 22, 2012U.S. Bank National Association,as TrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 23, 2004MORTGAGOR: Russyl J. Magnuson

as his sole and separate property, asingle person.

MORTGAGEE: T rus ted Mo r tgageCompany.

DATE AND PLACE OF RECORDING:Reco rded Novembe r 19 , 2004


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association, successor bymerger to Chase Home Finance, LLC,f/k/a Chase Manhattan Mortgage Cor-poration.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Trusted Mortgage Com-pany


MORTGAGED PROPERTY ADDRESS:12946 Nicollet Avenue South, Unit 102,Burnsville, MN 55337

T A X P A R C E L I . D . # :02-01300-16-560


Apartment Number 102, 12946 Nicol-let Avenue, Ridgeview CondominiumHomes, Condominium File Number15, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the dateof said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 28, 2003MORTGAGOR: Kevin Max Peterson

and Rebecca Jane Peterson, Husbandand Wife.


DATE AND PLACE OF RECORDING:Recorded July 15, 2003 Dakota





MORTGAGE: 100027310002741890LENDER OR BROKER AND MORT-

GAGE ORIGINATOR STATED ONMORTGAGE: SIB Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:19775 Jasmine Avenue, Lakeville, MN55044

T A X P A R C E L I . D . # :22-44900-21-130


Lots 12 and 13, Block 21, except theN o r th e r l y 1 5 f e e t o f L o t 1 3 ,Len ihan ' s Lo t s , An t l e rs Pa rk,according to the recorded pla tthereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS














NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 13, 2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $163,000.00MORTGAGOR(S): Kenneth L. Krech,


Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: July 24, 2003 Dakota

County RecorderDocument Number: 2083208ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LP FKA Coun-trywide Home Loans Servicing LPDated: June 01, 2012Recorded: June 13, 2012 Dakota



cation Number: 100015700026664041Lender or Broker: America's Whole-

sale LenderResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 6647 Babcock Trl,

Inver Grove Heights, MN 55077-2503T a x P a r c e l I D N u m b e r :


ERTY: Beginning at a point in the cen-ter of State Aid Road No. 21, also know

ter of State Aid Road No. 21, also knowas the German Road, said point being306.4 feet West and 417.4 feet North ofthe Southeast (SE ) corner of theNortheast Quarter (NE 1 /4) of theSoutheast Quarter (SE 1/4) of SectionFive (5), Township Twenty-seven (27),Range Twenty-two (22), thence North 8degrees 30 minutes West along thecenter l ine of sa id road 100 feet ,thence West 206.45 feet, thence South8 degrees 30 minutes East 100 feet;thence east 206.45 feet to the point ofbeginningAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP FKA CountrywideHome Loans Servicing LP





2006MORTGAGOR: Kimberly S. Thomas

and John Thomas, wife and husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Apr i l 5, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Mortgage Net-work, Inc.


MORTGAGED PROPERTY ADDRESS:13925 Gauntlet Court, Apple Valley,MN 55124


ERTY:Lot Eight (8), Block Four (4), ScottHighlands First Addition, DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action or

required by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;











default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 24,

2008MORTGAGOR: Leslie L Lord, unmar-

ried, Robert E Phaneuf and ConstanceR Phaneuf, husband and wife.

MORTGAGEE: J PM o r g a n C h a s eBank, National Association.

DATE AND PLACE OF RECORDING:Filed December 30, 2008, Dakota

County Registrar of Titles, DocumentNo. T637331 on Certificate of Title No.146058.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,National Association


MORTGAGED PROPERTY ADDRESS:14335 Everest Avenue, Apple Valley,MN 55124

T A X P A R C E L I . D . # :01-66700-02-090


Lot 9, Block 2 in Scottsbriar 1st,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 7, 2006MORTGAGOR: Glenn H. Schoonover,

a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded July 19, 2006 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Piper Jaffray Mortgage,LLC


MORTGAGED PROPERTY ADDRESS:6512 154TH Street West, Apple Valley,MN 55124

T A X P A R C E L I . D . # :01-55900-05-104


Unit No. 104, Orchard Pointe Con-dominiums, CIC No. 311, Togetherwith the benefits contained in Decla-ration for CIC No. 311 Dated 08/2/00,Filed 12/13/00 As Document No.1737661COUNTY IN WHICH PROPERTY IS













��

�� premises, and the costs and disbursements , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the dateof said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.







THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 25,


MORTGAGE: $300,000.00MORTGAGOR(S): Joseph J L`Allier

and Jodie M L`Allier Husband and WifeMORTGAGEE : Argen t Mortgage

Company, LLCSERVICER: Ocwen Loan Servicing,

LLCLENDER: Argent Mortgage Company,

LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on March 31, 2005, as Document No.2308949.ASSIGNED TO: Wells Fargo Bank,

N.A., as Trustee for the Pooling andServicing Agreement dated as of May1,2005 Asset-Backed Pass-ThroughCertificates Series 2005-WHQ3 Dated:Oc tober 29, 2008 , and recordedNovember 12, 2008 by Document No.2622324.LEGAL DESCRIPTION OF PROP -

ERTY: Lot 3, Block 1, Glen MeadowPROPERTY ADDRESS: 7118 Bester

Court, Inver Grove Heights, MN 55076PROPERTY I.D: 20-29500-01-030COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : T w o H u n d r e dSeventy-Nine Thousand Six HundredEighty-One and 52/100 ($279,681.52)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;

PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: July 19, 2012We l ls Fa rgo Bank , N .A . , asTrustee for the Pooling andServicing Agreement dated as ofMa y 1 , 2 0 0 5 A s s e t -B a ck e dPass-Through Certificates Series2005-WHQ3




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 14, 2003MORTGAGOR: Theresa A . L iv ing-

ston-Kassa, an unmarried person.MORTGAGEE:Brier Mortgage Corpo-

ration.DATE AND PLACE OF RECORDING:Recorded December 1, 2003 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc., suc-cessor by merger w ith ABN AmroMortgage Group, Inc.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Brier Mortgage Corpora-tion

RESIDENTIAL MORTGAGE SER -VICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:12931 South Harriet Avenue, Burns-ville, MN 55337

T A X P A R C E L I . D . # :02-15180-01-010


Lot 1, Block 1, Brittany HeightsCOUNTY IN WHICH PROPERTY IS











Dated: July 26, 2012CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 22, 2011MORTGAGOR: Kathryn Fossum, a


Registration Systems, Inc.

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded April 29, 2011 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: The Business Bank, DBAPrime Mortgage


MORTGAGED PROPERTY ADDRESS:15647 Eagleview Way, Apple Valley, MN55124


ERTY:Unit No. 1008, CIC Number 484, ACondominium, Legacy Homes atCobb lestone Lake North Shore,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 26 ,

2007MORTGAGOR: Br ian F . M iddleton

and Heidi D. Middleton, husband andwife.


DATE AND PLACE OF RECORDING:Recorded November 7, 2007 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: M&I Marshall & IlsleyBank

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,

VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:13212 Court Place, Burnsville, MN55337

T A X P A R C E L I . D . # :02.40700.02.240


Lot 24, Block 2, Judicial Woods,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 6, 2013 , unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM








2003MORTGAGOR: Daniel M . Bonin, a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Filed March 9, 2005, Dakota County


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association, s/b/m to ChaseHome Finance LLC.Said Mortgage being upon Regis-




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgages West, Inc.


MORTGAGED PROPERTY ADDRESS:4016 Mica Trail, Eagan, MN 55122


ERTY:Lot 14, Block 11, in Cedar Grove No.5COUNTY IN WHICH PROPERTY IS




That prior to the commencement of





TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 6, 2013 , unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: July 2, 2012JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee





2003MORTGAGOR: S teven M . Rgnon t i

and Jean M. Rgnonti, husband andwife.

MORTGAGEE:J P M o r g a n C h a s eBank, National Association, successorin interest by purchase from the FDICas Receiver for Washington MutualBank f/k/a Washington Mutual Bank,FA.

DATE AND PLACE OF RECORDING:Recorded February 3, 2004 Dakota


ASSIGNMENTS OF MORTGAGE :None





MORTGAGED PROPERTY ADDRESS:1780 96th Street East, Inver GroveHeights, MN 55077


ERTY:Lo t 2 , B lock 2 , Ma rco t t LakesEstates, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,

��

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Enforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.










MORTGAGE: $181,600.00MORTGAGOR(S): Matthew Zeidler,

An Unmarried PersonMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Fremont Investment & Loan

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc

MIN#: 1001944-5000202864-6SERVICER: Ocwen Loan Servicing,

LLCLENDER : Fremont Investment &

Loan.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder,on March 10, 2006, as Document No.2411634. Said mortgage modified byLoan Modification Agreement recordedon September 07, 2010 as DocumentNumber 2750552ASSIGNED TO : HSBC Bank USA ,

National Association, as Trustee forFremont Home Loan Trust 2006-A,Mortgage-Backed Certificates, Series2006-A Dated: June 15, 2012 , andrecorded July 2, 2012 by DocumentNo. 2877670 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 1, Block 2, East FarmingtonSixth Addition, Dakota County, MN.PROPERTY ADDRESS: 700 14th St,

Farmington, MN 55024PROPERTY I.D: 142250502010COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dNinety-Four Thousand Three HundredSeventy-One and 62/100 ($194,371.62)THAT no action or proceeding has





"THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: July 26, 2012HSBC Bank USA, NationalAssociation, as Trustee forF r emon t Home Lo an T r u s t2006-A, Mortgage-BackedCertificates, Series 2006-A





2007MORTGAGOR: Karen E. Williams, a

single person and Kiera A. Fernandez,a single person

MORTGAGEE: J PM o r g a n C h a s eBank, N.A.

DATE AND PLACE OF RECORDING:Reco rded Decembe r 19 , 2007





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,N.A.


MORTGAGED PROPERTY ADDRESS:1220 Summit Oaks Drive, Burnsville,MN 55337


ERTY:Lot 11, block 2, Summit Oaks First,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS











ABANDONED.Dated: July 9, 2012

JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee





MORTGAGE: $160,000.00MORTGAGOR(S): Anthony Smith, a

s i n g l e p e r s o n a n d L a u r aShepherd-Lykken, a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Lehman Brothers Bank, FSB itssuccessors and/or assignsDATE AND PLACE OF RECORDING:Recorded: April 06, 2007 Dakota




cation Number: 100025440003688295Lender or Broker: Lehman Brothers

Bank, FSB, a Federal Savings BankRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 15066 Dunwood

Trl, Apple Valley, MN 55124-5855T a x P a r c e l I D N u m b e r :


ERTY: Unit No. 21, CIC No. 241, Prai-rie Crossing Villas, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE















default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 15, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $109,592.00

MORTGAGE: $109,592.00MORTGAGOR(S): Latesha L Dahl, A

Single WomanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Fremont Investment & LoanTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 1001944-5000164098-7SERVICER: Ocwen Loan Servicing,

LLCLENDER : Fremont Investment &

Loan.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on July 25, 2005, as Document No.2343473. Said mortgage modified byLoan Modification Agreement recordedMarch 17,2009 As Document Number2644347 in the office of the DakotaCOUNTYASSIGNED TO: U.S. Bank National

Association, as Trustee relating to J.P.Morgan Mortgage Acquisition Corp.2 0 0 5 - F R E 1 A s s e t B a c k e dPass-Through Certificates . Series2005-FRE1 Dated: June 12, 2012 , andrecorded July 2, 2012 by DocumentNo. 2877668 .LEGAL DESCRIPTION OF PROP -

ERTY: Unit No 116 and Garage No. 73,Carriage Hills Condominium, Condo-m i n i u m F i l e N o . 4 7 , D a k o t aCounty,Minnesota.PROPERTY ADDRESS: 3420 Golf-

view Dr, Eagan, MN 55123PROPERTY I.D: 10-76900-03-016COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Twenty-SixThousand One Hundred Fifty-One and00/100 ($126,151.00)THAT no action or proceeding has





"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: July 26, 2012U.S. Bank National Association, asTrustee relating to J.P. MorganMo r tgage Acqu is i t i on Co rp .2 0 0 5 - F R E 1 A s s e t B a c k e dPass-Through Certificates. Series2005-FRE1




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 25, 2008MORTGAGOR: Tamara J Windschitl

and Chad A Windschitl, wife and hus-band.


DATE AND PLACE OF RECORDING:Recorded May 19, 2008 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration

porationRESIDENTIAL MORTGAGE SER -

VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:7678 172nd Street West, Lakeville, MN55044


ERTY:LOT 6 , BLOCK 3 , SHADY OAKSHORES 5TH ADDITION, DAKOTACOUNTY, MINNESOTA.COUNTY IN WHICH PROPERTY IS
















MORTGAGE: $136,250.00MORTGAGOR(S): Nicholas A Walrath,


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded: March 30, 2007 Dakota


AMERICA , N .A . , SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRYWIDE HOMELOANS SERVICING LPDated: May 15, 2012Recorded: May 18, 2012 Dakota



cation Number: 1000269-0010093978-3Lender or Broker : Bell Amer ica

Mortgage LLC DBA Bell MortgageResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 6625 Buckley Cir

Apt 206 , Inver Grove Heights , MN55076-2023T a x P a r c e l I D N u m b e r :


ERTY: Unit 206, Buckley Place Con-dominiums, Condominium File No. 96,Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; that










ASSIGNEE OF MORTGAGEE :BANK OF AMERICA, N.A.,SUCCESSOR BY MERGER TOBAC HOME LOANS SERVICING,LP FKA COUNTRYWIDE HOMELOANS SERVICING LP




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 27, 2007MORTGAGOR: Anthony Paul Talabis

and Rosette Talabis, huband and wife.MORTGAGEE: J PM o r g a n C h a s e

Bank, National AssociationDATE ANDPLACE OF RECORDING: Recorded May14, 2007 Dakota County Recorder,Document No. 2516821.






MORTGAGED PROPERTY ADDRESS:1624 Johnny Cake Ridge Way, Eagan,MN 55122


ERTY:Lot 11, Block 6, Oakbrooke, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), their

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 14, 2009MORTGAGOR: A b b i M N e g e n , a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded June 11, 2009 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bremer Bank, NationalAssociation


MORTGAGED PROPERTY ADDRESS:20534 Erin Court, Farmington, MN55024

T A X P A R C E L I . D . # :14.48701.05.033


Unit No. 33, CIC No. 319, A Condo-min ium, M i dd le C reek Condo -minium, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ A p r i l 4 ,2013_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: August 2, 2012JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830 - 30-283-2012 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3108809 8/9-9/13/12

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said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.







THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: Thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 8,


MORTGAGE: $405,000.00MORTGAGOR(S): Windy M Lai and

Hay H Ko, Wife and Husband, As JointTenantsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor New Century Mortgage CorporationTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100488910120441927SERVICER: Ocwen Loan Servicing,

LLCLENDER : New Century Mortgage

Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on February 16, 2007, as DocumentNo. 2497301. Said mortgage modifiedby Loan Modif ica t ion Agreemen trecorded on December 11, 2009 asDocument Number 2701840ASSIGNED TO: Wells Fargo Bank,

National Association, as Trustee forAsset Backed Funding CorporationAsset-Backed Certificates , Series2007-NC1 Dated: June 5, 2012 , andrecorded July 2, 2012 by DocumentNo. 2877672 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 17, Block 1, CentennialRidge, Dakota County, Minnesota.PROPERTY ADDRESS: 1670 Marina

Lane, Eagan, MN 55122PROPERTY I.D: 10-16950-01-170COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE : Four Hundred TwoThousand Seven Hundred Ninety-Twoand 31/100 ($402,792.31)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: 10:00 AMon September 11, 2012PLACE OF SALE : Sherif f`s Main


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONG

582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: July 26, 2012

Wells Fargo Bank, NationalAssociation, as Trustee for AssetBacked Funding Corpora t ionAsset-Backed Certificates, Series2007-NC1



THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHIN

THE TIME PROVIDED BYLAW IS NOT AFFECTED BY THIS

ACTION.NOTICE IS HEREBY GIVEN: That

Default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 10/24/2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $274,500.00MORTGAGOR(S): Bryan S. Crepeau, a

single personMORTGAGEE: U.S. Bank National

Association NDDATE AND PLACE OF F IL ING :

11 /09 /2005 as Document Number2379601 in the Office of the CountyRecorder, Dakota County, MinnesotaLEGAL DESCRIPTION OF PROP -

ERTY: Lot 1, Block 6, Troyhill, DakotaCounty, MinnesotaSTREET ADDRESS OF PROPERTY:

5893 193rd Street W., Farmington, MN55024COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaT A X P A R C E L I . D . N O . :

14-77500-06-010ABSTRACT PROPERTYLENDER: U.S. Bank National Asso-

ciation NDRESIDENTIAL MORTGAGE ORIGI-

NATOR: U.S. Bank National Associa-tion NDRESIDENTIAL MORTGAGE SER -

VICER: U.S. Bank National Associa-tion NDTRANSACTION AGENT: NoneTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE: $302,056.24No action or proceeding has been

instituted at law to recover the debtsecured by said mortgage, or any partthereof.There has been compliance with all

preforeclosure notice requirements ofsaid mortgage and/or applicable stat-utes.Pursuant to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:D A T E A N D T I M E O F S A L E :

09/07/2012 at 10:00 a.m.PLACE OF SALE: Dakota County

Sheriff 's Office, 1580 Highway 55,Hastings, MN 55033 to pay the debtthen secured by said mortgage andtaxes, if any, on said premises and thecosts and disbursements, includingattorney fees allowed by law.The time allowed by law for redemp-

tion by said mortgagor(s), their per-sonal representatives or assigns is 6months from the date of sale.TIME AND DATE TO VACATE PROP-

ERTY:Minnesota Statute 580.04(b) pro-

v i d e s , " I f the r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, the notice must also specify thedate on or before which the mortgagemust vacate the property if the mort-gage is no reinstated under section580.30 or the property redeemed undersection 580.23." If the statute applies,the time to vacate the proprty is 11:59p.m. on 03/07/2013, or the next busi-ness day if 03/07/2013 falls on a Satur-rday, Sunday or legal holiday.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 07/26/2012

U.S. National BankAssociation ND,Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701THIS IS A COMMUNICATION FROM ADEBT COLLECTOR AND ANY INFOR-MATION OBTAINED WILL BE USEDFOR THAT PURPOSE.3093868 7/26-8/30/12




MORTGAGE: $251,200.00MORTGAGOR(S): Bradley G. Thomas,

a single manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Minnesota Lending Company,LLC, its successors and assignsDATE AND PLACE OF REGISTER-

ING:

ING:Registered: November 10 , 2005

Dakota County Registrar of TitlesDocument Number: 578846ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank National

Association as Trustee for JP ALT2006-S1Dated: January 17, 2012Registered: January 20, 2012 Dakota

County Registrar of TitlesDocument Number: T690356Transaction Agent: Mortgage Elec-


cation Number: 1000104-0202462388-0Lender or Broker: Minnesota Lend-

ing Company, LLCResidential Mortgage Servicer: Sun-

Trust Mortgage, Inc.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 9680 161st St W,



ERTY: Lot Nine (9), Block Three (3) inBluebill Bay EstatesAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sale con-









ASSIGNEE OF MORTGAGEE: U.S.Bank National Association asTrustee for JP ALT 2006-S1




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 16, 2007MORTGAGOR: Kenneth M. Wagner

Jr. and Radarica Wagner, husband andwife.


DATE AND PLACE OF RECORDING:Recorded June 5, 2007 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLC


MORTGAGED PROPERTY ADDRESS:20843 India Circle, Lakeville, MN55044

TAX PARCEL I.D. #: 227585703130


ERTY:Lot 13, Block 3, The Meadows EighthAddition, according to the recordedplat thereof, Dakota County, Minne-sotaCOUNTY IN WHICH PROPERTY IS
















2006MORTGAGOR: Matthew Benusa and

Kelli Bjornlie Benusa, husband andwife.







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: United Residential Mort-gage, L.L.C.


MORTGAGED PROPERTY ADDRESS:854 Jonathan Drive, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-11709-04-020


Lot 2, Block 4, Apple Valley 10thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements as

plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;












MORTGAGE: $166,585.00MORTGAGOR(S): Krystal Siegfried, a


Registration Systems, Inc. as nomineefor Summit Mortgage Corporation, itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: March 15, 2004 Dakota

County RecorderDocument Number: 2185489ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LP FKA Coun-trywide Home Loans Servicing, LPDated: January 31, 2012Recorded: February 13, 2012 Dakota



cation Number: 100061904022000019Lender or Broker: Summit Mortgage

CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 36 Lilac Ln, Farm-

ington, MN 55024-8416T a x P a r c e l I D N u m b e r :


ERTY: Lot 4, Block 2, Bristol SquareThird Addit ion, Common InterestCommunity No. 258, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-

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�� sale by the mortgagor(s), their personal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP FKA CountrywideHome Loans Servicing, LP



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: November 27,


MORTGAGE: $236,800.00MORTGAGOR(S): Joseph J. Folz, a

married manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Home Loans, Inc., itssuccessors and assignsDATE AND PLACE OF RECORDING:Reco rded : Decembe r 05 , 2006

Dakota County RecorderDocument Number: 2479609ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LP FKA Coun-trywide Home Loans Servicing, LP

Dated: May 18, 2012Recorded: May 25, 2012 Dakota



cation Number: 100015700073393304Lender or Broker : Countryw ide

Home Loans, Inc.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 20320 Dunbar

Ave, Farmington, MN 55024-8114T a x P a r c e l I D N u m b e r :


ERTY : Lot 8, Block 5, Pine Knoll,excepting that part described as fol-lows: Commencing at the most north-westerly corner of said Lot 8, runningthence southeasterly along the south-westerly line of said Lot 8 a distance of100 feet; running thence easterly in astraight line to a point on the north-easterly line of said Lot 8, said pointbeing 100.325 feet southeasterly of themost northeasterly corner of said Lot8, running thence northwesterly alongsaid northeasterly line a distance of100.325 feet to the most northeasterlycorner of said Lot 8, running thencewesterly along the northwesterly lineof said Lot 8, to the point of beginning.AMOUNT DUE AND CLAIMED TO BE






under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMarch 07, 2013, or the next business

March 07, 2013, or the next businessday if March 07, 2013 falls on a Satur-day, Sunday or legal holiday.Mortgagor(s) released from financial





ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP FKA CountrywideHome Loans Servicing, LP






MORTGAGE: $264,000.00MORTGAGOR(S): Mitchell D. Fenne

& Carolyn A. Fenne, Husband and Wifeas Joint TenantsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Centennial Mortgage and Funding,INCTRANSACTION AGENT: Mortgage

Electronic Registration Systems, IncMIN#: 100232301120019328SERVICER: Ocwen Loan Servicing,

LLCLENDER: Centennial Mortgage and

Funding, INC..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on February 15, 2006, as DocumentNo. 2406223.ASSIGNED TO : HSBC Bank USA ,

N .A . , as Trustee on behalf of ACESecurities Corp. Home Equity LoanTrust and for the registered holders ofACE Securities Corp. Home EquityLoan Trust, Series 2006-ASAP3, AssetBacked Pass-Through CertificatesDated: June 1, 2012 , and recordedJune 25, 2012 by Documen t No.2876307 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 6, Block 1, Royal WoodsThird Addition, Dakota County, Min-nesota.PROPERTY ADDRESS: 20913 Jen-

kins Way, Lakeville, MN 55044PROPERTY I.D: 22-64812-01-060COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : T w o H u n d r e dSeventy-Two Thousand Eight HundredThirty and 46/100 ($272,830.46)

THAT no action or proceeding hasbeen instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;




"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

ABANDONED.Dated: July 26, 2012

HSBC Bank USA, N.A., as Trusteeon behalf of ACE Securities Corp.Home Equity Loan Trust and forthe registered holders of ACESecurities Corp. Home EquityLoan Trust, Series 2006-ASAP3,Asset Backed Pass-ThroughCertificates



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 25,


MORTGAGE: $142,800.00MORTGAGOR(S): Patti A. Stettner

and Terry Stettner, wife and husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Mortgage & Investment Consult-ants, Inc., it successors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: January 10, 2006 Dakota

County Registrar of TitlesDocument Number: 582655LOAN MODIFICATION:Dated: August 30, 2011Registered: October 27, 2011Document Number: T686166ASSIGNMENTS OF MORTGAGE:And assigned to: Central Mortgage

CompanyDated: May 23, 2011Registered: May 27, 2011 Dakota



cation Number: 1003711-0000038797-4Lende r o r B roke r : Mo r tgage &

Investment Consultants, Inc.Residential Mortgage Servicer: Cen-

tral Mortgage CompanyMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 7529 Borman Ct,

Inver Grove Heights, MN 55076-2900T a x P a r c e l I D N u m b e r :


ERTY: That part of Lot One (1), BlockSeven (7), COLLEGE HIGHLANDS 3RDADDITION, according to the recordedplat thereof on file in the office of theCounty Recorder, Dakota County Min-nesota, which lies northeasterly of thefollowing described line: Commencingat the northwesterly corner of said Lot1, thence southeasterly along thenortherly line of said Lot 1 a distanceof 38.50 feet to the point of beginningof the line to be described; thencesoutheasterly deflecting to the right 57degrees 18 minutes 41 seconds 51.42feet; thence southeasterly deflecting tothe left 27 degrees 59 minutes 22 sec-onds 96.35 feet to the southeasterlyboundary of said Lot 1 and there ter-minating.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$168,894.64T H A T a l l p r e - f o r e c l o s u r e

requirements have been complied with;that no action or proceeding has beeninst ituted at law or otherw ise torecover the debt secured by sa idmortgage, or any part thereof; that thisis registered property;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:D A T E A N D T I M E O F S A L E :

September 14, 2012 at 10:00 AMPLACE OF SALE: Dakota County

Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on March 14, 2013, or the nextbusiness day if March 14, 2013 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF


REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IF

MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: August 02, 2012

ASSIGNEE OF MORTGAGEE :Central Mortgage Company




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September 4,

2001MORTGAGOR: J i l l K . N a s h , a n

unmarried woman.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded October 2, 2001 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Pulte Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:15517 Flyboat Lane, Apple Valley, MN55124


ERTY:Unit No. 174, Common InterestCommunity No. 282, Regatta VillageHomes, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS
















MORTGAGE: $201,500.00MORTGAGOR (S ) : Jef frey Dav id

Peterson, an unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for First National Bank of Arizonaits successors and/or assignsDATE AND PLACE OF RECORDING:Reco rded : Novembe r 12 , 2004

Dakota County RecorderDocument Number: 2267052ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-



cation Number: 1001355-1161009639Lender or Broker: First National

Bank of ArizonaRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 20561 Eastview

Ave, Farmington, MN 55024-7322T a x P a r c e l I D N u m b e r :


ERTY : Middle Creek East , Lot 67 ,Block 1, according to the recorded platthereof, and situate in Dakota CountyMinnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Nationstar Mortgage LLC



Date: July 30, 2012NOTICE IS HEREBY GIVEN THAT:1. Default has occurred in the condi-

tions of the Statutory Mortgage, Secu-rity Agreement and Fixture FinancingStatement from Joe Miller Farms, Inc.,a Minnesota corporation, and Lisa A.Duoos, a single woman, as Mortgagors,to and in favor of KleinBank, as Mort-gagee, dated August 24, 2007, andrecorded in the Office of the CountyRecorder for Dakota County, Minne-sota on September 6, 2007 as Docu-ment No. 2542393, (the “Mortgage”).

2 . The Mo r tgage has no t beenassigned.

3. The original principal amounts e cu r e d b y th e M o r t g a g e w a s :$337,500.00.4. No action or proceeding at law is

now pending to recover the deb tsecured by the Mortgage, or any partthereof.5. The holder of the Mortgage has

complied with all conditions prece-dent to foreclosure of the Mortgage,

dent to foreclosure of the Mortgage,and all notice and other requirementsof applicable statutes.

6 . At the date of this notice theamount due on the Mortgage, andtaxes, if any, paid by the holder of theMortgage is $340,999.36.

7. Pursuant to the power of sale inthe Mortgage, the Mortgage will beforeclosed, and the land described asfollows:That part of the Southwest Quarterof Section 10, Township 113, Range19, Dakota County , M innesota ,described as follows:Commencing at the southeast cor-ner of sa id Southwest Quarter ;thence South 89 degrees 30 minutes08 seconds West (assumed bearing)along the south line thereof 164.87feet to the point of beginning of theland to be described; thence continu-ing South 89 degrees 30 minutes 08seconds West along said south lineof the Southwest Quarter 1062.71feet; thence North 26 degrees 38minutes 51 seconds East 868.23feet; thence North 89 degrees 30minutes 08 seconds East 666.59 feetto the intersection with a line thatbears North 0 degrees 29 minutes 52seconds West from the point ofbeginning; thence South 0 degrees29 minutes 52 seconds East 772.60feet to the point of beginning.Toge ther w i th an easemen t fordriveway purposes across that partof the Southwest Quarter of Section10, Township 113, Range 19, DakotaCounty, Minnesota, described asf o l l ow s : C ommen c i n g a t th esoutheast corner of said SouthwestQuarter; thence South 89 degrees 30minutes 08 seconds West (assumedbearing) along the south line thereof1062.59 feet; thence North 4 degrees14 minutes 09 seconds East 385.11feet to the point of beginning of theeasement to be described; thencecon t inu ing Nor th 4 degrees 14minutes 09 seconds East 165.23feet; thence North 42 degrees 43minutes 58 seconds East 227.36 feetto the intersection with a line thatbears North 26 degrees 38 minutes51 seconds East from the point ofbeginning; thence South 26 degrees38 minutes 51 seconds West 371.22feet to the point of beginning.Abstract PropertyStreet Address: 1205 – 240th StreetW., Farmington, MN 55024Tax Pa rce l Iden t i f ica t i on No.:07-01-000-51-030

will be sold by the Sheriff of DakotaCounty, Minnesota, at public auctionon September 19, 2012, at 10:00 a.m.,at the Dakota County Sheriff’s Office,Law En fo rcemen t Cen te r , 1580Highway 55, Hastings, MN 55033.

8 . The t ime a l lowed by law forredemp t i on by Mo r tgago r (s ) o rMortgagor's personal representativesor assigns is twelve months after thedate of sale.9. No person has been released from

the financial obligations secured bythe Mortgage.10. If the property is an owner-occu-

pied, single-family dwelling, unlessotherwise provided by law, the dateand time by which the Mortgagor(s)must vacate the property describedh e r e i n , i f the mo r t g a g e i s no treinstated under Minnesota StatutesSection 580.30, or the property is notredeemed under Minnesota StatutesSect ion 580 .23 , is 11:59 p.m. onSeptember 19, 2013.THIS IS A COMMUNICATION FROM A

DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMATIONOBTAINED WILL BE USED FOR THATPURPOSE.

THE RIGHT TO VERIFICATION OFTHE DEBT AND THE IDENTITY OFTHE ORIGINAL CREDITOR, WITHINTHE TIME PROVIDED BY LAW, IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS MAYBE REDUCED TO FIVE WEEKS IF AJUDICIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGO T H E R T H I N G S , T H A T T H EMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.Attorney(s) for Mortgagee:/s/ Thomas W. LarkinThomas W. LarkinMelchert Hubert Sjodin, PLLP121 West Main Street, Suite 200Waconia, MN 55387(952) 442-77003101153 8/2-9/6/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: A u g u s t 8 ,

2007MORTGAGOR: Efrain Elder Salguero,

an unmarried person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Filed September 27, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :

��

��

�� ASSIGNMENTS OF MORTGAGE :

Assigned to: JPMorgan Chase Bank,National Association.Said Mortgage being upon Regis-






MORTGAGED PROPERTY ADDRESS:1171 Kruse Street, West Saint Paul,MN 55118


ERTY:LEGAL DESCRIPTION

EXHIBIT “A”THE LAND REFERRED TO HEREINBELOW IS SITUATED IN THE COUNTYOF DAKOTA, STATE OF MINNESOTA,AND IS DESCRIBED AS FOLLOWS:

Exhibit ALot Nine (9) excepting therefrom theNorth Thirty two and Eighty fivehundredths (32.85) feet, and thatpart of Lots Ten (10) and Eleven (11)lying North and Northeast of the fol-lowing described line:Beginning at a point on the West lineof said Lot Eleven (11), Twenty (20)feet south of the Northwest cornerthereof, thence East at right anglesto a point on the Easterly line of saidLot Eleven (11); thence Southeast-erly to a point on the Southeasterlyline of said Lot Ten (10); midwaybetween the Northeasterly cornerand the Southwesterly corner of saidLot Ten (10); all in Block Two (2),W e s t c h e s t e r H e i g h t s N o . 2Re-arrangement, according to theplat thereof on file and of record inthe office of the Registrar of Titles inand for said County and State.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE : Sep-tember 20, 2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h emortgagor(s), their personal represen-tatives or assigns unless reduced toFive (5) weeks under MN Stat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 20, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES, SEC-TION 582.032, DETERMINING, AMONGO T H E R T H I N G S , T H A T T H EMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."


USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830 - 30-11364THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3098838 8/2-9/6/12




DATE OF MORTGAGE: M a r c h 1 6 ,2009

MORTGAGOR: Christina K. Austin, asingle woman.

MORTGAGEE: Mortgages Unlimited,Inc.

DATE AND PLACE OF RECORDING:Recorded June 1, 2009, Dakota

Coun ty Recorder , Documen t No.2660366 and also filed in the office ofthe Registrar of Titles June 1, 2009,Document No. T644570 on Certificateof Title No. 143465

ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association.Said Mortgage being upon Regis-



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgages Unlimited,Inc.


MORTGAGED PROPERTY ADDRESS:1596 Ashbury Place, Eagan, MN 55122


ERTY:That part of Lot 3, Block 3 in Black-hawk Glen 2nd Addition, accordingto the recorded plat thereof lyingSouth of the South line of the North-east Quarter of the Southwest Quar-ter of Sect ion 16 , Township 27 ,Range 23, Dakota County, Minne-sota. (Torrens cert 107837)ANDLot 3, Block 3, Blackhawk Glen 2ndAddition, Dakota County, Minnesota,Except that part lying South of theSouth line of the Northeast Quarterof the Southwest Quarter of Section1 6 , T own sh i p 2 7 , R an g e 2 3 .(Abstract)COUNTY IN WHICH PROPERTY IS
















2003MORTGAGOR: Ka r i D . A l tema , a

single woman.MORTGAGEE: Mortgage Electronic


DATE AND PLACE OF RECORDING:Recorded July 24, 2003 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association s/b/m to ChaseHome Finance, LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage Source, Inc.


MORTGAGED PROPERTY ADDRESS:1 6 5 6 6 F l a g s t a f f A v e nu e W e s t ,Lakeville, MN 55068


ERTY:Lot 18, Block 4, Donnay's ValleyPark 8thCOUNTY IN WHICH PROPERTY IS
















2006MORTGAGOR: Lorraine Ann Fischer,

a single person and Loretta Marie Fis-cher, a single person.

MORTGAGEE:Ameriquest MortgageCompany.

DATE AND PLACE OF RECORDING:Recorded February 17, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMC Specialty Mort-gage LLC f/k/a WM Specialty MortgageLLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Ameriquest MortgageCompany


National AssociationMORTGAGED PROPERTY ADDRESS:

419 Wood Way, Burnsville, MN 55337TAX PARCEL I.D. #: 028481204280LEGAL DESCRIPTION OF PROP -

ERTY:Lot 28, Block 4, Wood Park Plat

Thirteen, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: July 17, 2012JPMC Specialty Mortgage LLCMortgagee/Assignee of Mortgagee





2007MORTGAGOR: Charlene Ann Smith

f/k/a Charlene Ann Smith Thompson, asingle person.


DATE AND PLACE OF RECORDING:Reco rded Decembe r 28 , 2007







MORTGAGED PROPERTY ADDRESS:1607 Lacota Lane, Burnsville, MN55337


ERTY:Lot 4, Block 3, Crosstown EstatesCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debt

or o therw ise to recover the debtsecured by said mortgage, or any partthereof;











default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September 8,


MORTGAGE: $280,500.00MORTGAGOR(S): Shane J Heinen

and Jennifer L Heinen, Husband andWife , As Joint TenantsMORTGAGEE : Argen t Mortgage


LLCLENDER: Argent Mortgage company,


Dakota County Minnesota, Recorder ,on September 28, 2005, as DocumentNo. 2364967.ASSIGNED TO: U.S. Bank, National

Association as Trustee for the C-BASSMortgage Loan Asset Backed Certifi-cates, Series 2006-CB2 Dated: Septem-ber 13, 2005 , and recorded August 21,2006 by Document No. 2454954.LEGAL DESCRIPTION OF PROP -

ERTY: LOT 2, BLOCK 1, LAKE PARKSHORES, DAKOTA COUNTY, MINNE-SOTA.PROPERTY ADDRESS: 4585 Lake

Park Drive, Eagan, MN 55122PROPERTY I.D: 10-44200-01-020COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : T w o H u n d r e dSeventy-Five Thousand Three Hun-d r e d S i x t y - S e v e n a n d 4 6 / 1 0 0($275,367.46)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM


Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on March 18, 2013, or thenext business day if March 18, 2013

next business day if March 18, 2013falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: August 2, 2012

U.S. Bank, National Association asTrustee for the C-BASS MortgageLoan Asset Backed Certificates,Series 2006-CB2





2007MORTGAGOR: Alan G. Hauge and Jill

M. Hauge, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded Apr i l 5, 2007 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: M&T Bank.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLC

RESIDENTIAL MORTGAGE SER -VICER: Bayview Loan Servicing, LLC

MORTGAGED PROPERTY ADDRESS:19745 Escort Trail, Farmington, MN55024

T A X P A R C E L I . D . # :14-16600-10-603


Unit No. 603 , Common InterestCommunity Number 520, a Condo-minium, Charleswood CrossingCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOT

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 29, 2005MORTGAGOR: Pam C . Jex , a mar -

ried person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded August 18, 2005 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : R iver C ity MortgageCorp.


MORTGAGED PROPERTY ADDRESS:17232 Encina Path, Farmington, MN55024

T A X P A R C E L I . D . # :22.18103.07.705


Unit No. 2705, Common InterestCommunity No. 402, CornerstoneLake 4th Addition Condominiums,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS
















2006MORTGAGOR: James P. Leffelman

and Michelle A. Leffelman, husbandand wife.


DATE AND PLACE OF RECORDING:Recorded July 12 , 2006 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Beu lke Mortgage &Financial, Inc.


MORTGAGED PROPERTY ADDRESS:178 Birnamwood Drive, Burnsville, MN55337

T A X P A R C E L I . D . # :02-14005-04-030


Lot Three (3), Block Four (4), Bir-namwood P lat 6 , C . I .C . No. 170 ,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS













��

��

LESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: July 16, 2012M&T BankMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 30, 2004MORTGAGOR: O r lando Vega and

Sulaika Soto, husband and wife.MORTGAGEE: Homestead Mortgage

Corporation.DATE AND PLACE OF RECORDING:Recorded June 28, 2004 Dakota

Coun ty Recorder , Documen t No.


ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc.. And thereafter assigned to:U.S. Bank National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Homestead MortgageCorporation


MORTGAGED PROPERTY ADDRESS:617 12th Street , Farmington, MN55024


ERTY:Lot 9, Block 6, East FarmingtonSixth Addition, according to therecorded plat thereof, in DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS
















2010MORTGAGOR: Nicholas Riemer and

Sharon Riemer, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded November 2, 2010 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : U .S . Bank Na t iona lAssociation


tionMORTGAGED PROPERTY ADDRESS:

16424 Endeavor Court, Lakeville, MN55044


ERTY:Situated in the County of Dakota andState of Minnesota: Lot 7, Block 6,F ie ldstone Creek 1st Addi t ion,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS
















2009MORTGAGOR: Angela I . B lankley

f/k/a Angela I. Korte and Adam F. Blan-kley, wife and husband.


DATE AND PLACE OF RECORDING:Recorded April 30, 2009 Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: The Business Bank, d/b/aPrime Mortgage


MORTGAGED PROPERTY ADDRESS:1018 Ohio Street, West Saint Paul, MN55118

T A X P A R C E L I . D . # :42-65750-00-320


Lot 32, St. Joseph Addition to WestSt. PaulCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceeding

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;











default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September 1,

2005MORTGAGOR: John J. Bathke and

Susanne M. Bathke, husband and wife.MORTGAGEE: Long Beach Mortgage

Company.DATE AND PLACE OF RECORDING:Recorded Sep tember 19, 2005


ASSIGNMENTS OF MORTGAGE :Assigned to: Deutsche Bank NationalTrust Company, as Trustee for LongBeach Mortgage Loan Trust 2006-WL2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Long Beach MortgageCompany


MORTGAGED PROPERTY ADDRESS:699 2nd Avenue, Mendota Heights, MN55118

T A X P A R C E L I . D . # :27-41200-060-01


Lot 6, Block 1, Kallin Rearrange-ment, according to the recorded platthereof , and s i tua te in Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: July 24, 2012Deutsche Bank National TrustCompany, as TrusteeMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 14, 2006MORTGAGOR: Car los W . Thomas

and Melissa M. Koenigs, both single.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded April 28, 2006 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National Asso-ciation, as Trustee for StructuredAsset Investment Loan Trust, Mort-gage Pass-Through Certificates, Series2006-4.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: BNC Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:15196 Dupont Path, Apple Valley, MN55124


ERTY:Lot 38, Block 5, Tousignant's Prai-r ie Cross ing, Common In terestCommunity Number 240, DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is not

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tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on March 18, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM



Dated: July 18, 2012U.S. Bank National Association,as TrusteeMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830 - 30-12105THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3101184 8/2-9/6/12




2010MORTGAGOR: K e l l y A A i t k i n ,

unmarried.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Filed March 22, 2010, Dakota County

Registrar of Titles , Document No.T659458 on Certificate of Title No.148536.

ASSIGNMENTS OF MORTGAGE :Assigned to: Branch Banking andTrust Company.Said Mortgage being upon Regis-




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Liberty Mortgage Corpo-ration, dba Liberty Mortgage Corpora-tion (Georgia)

RESIDENTIAL MORTGAGE SER -VICER: Branch Banking and TrustCompany

MORTGAGED PROPERTY ADDRESS:18 Garden Drive, Burnsville, MN 55337


ERTY:Lot (1), Block Two (2) in GardenHomes Third Addition, according tothe recorded plat thereof, and situ-ated in Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS


MORTGAGE $202,482.00AMOUNT DUE AND CLAIMED TO BE






TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on __March 20, 2013__,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: July 13, 2012Branch Banking and TrustCompanyMortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: May 31, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $163,800.00MORTGAGOR(S): Harry Sengpanya

and Nae Sengpanya, husband and wifeMORTGAGEE: Bremer Bank National

AssociationDATE AND PLACE OF RECORDING:Recorded: June 15, 2006 Dakota

County RecorderDocument Number: 2437943ASSIGNMENTS OF MORTGAGE:And assigned to: Countrywide Bank,

N.A.Dated: May 31, 2006Recorded: June 15, 2006 Dakota

County RecorderDocument Number: 2437944And assigned to: Countrywide Home

Loans Inc.Dated: October 27, 2006Reco rded : Novembe r 20 , 2006

Dakota County RecorderDocument Number: 2476441And assigned to: Countrywide Home

Loans Servicing, LPDated: September 13, 2008Recorded: October 06, 2008 Dakota


cation Number: Not ApplicableLender or Broker : Bremer Bank

National AssociationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 4414 Fremont

Alcove # 34, Eagan, MN 55122-2456T a x P a r c e l I D N u m b e r :


ERTY : UNIT NO . 34, CLIFF LAKECOURTHOMES, CIC NO. 125, DAKOTACOUNTY, MINNESOTAAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: June 22,

2012 at 10:00 AMPLACE OF SALE: Dakota County

Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesota

to pay the debt secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on December 24, 2012, or thenext business day if December 24,2012 falls on a Saturday, Sunday orlegal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: May 10, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger of BAC Home LoansServicing, LP, FKA Countrywide

Servicing, LP, FKA CountrywideHome Loans Servicing, LP



for June 22, 2012 at 10:00 AM hasbeen postponed to August 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: June 15, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger of BAC Home LoansServicing, LP, FKA CountrywideHome Loans Servicing, LP


for August 06, 2012 at 10:00 AM hasbeen postponed to November 05, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 24, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger of BAC Home LoansServicing, LP, FKA CountrywideHome Loans Servicing, LP





2006MORTGAGOR: Dona ld Madland, a


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Ju ly 7 , 2006 Dako ta





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Cornerstone MortgageCompany


MORTGAGED PROPERTY ADDRESS:115 Spruce Street West, South St.Paul, MN 55075


ERTY:Lot 3, Matt's Addition, according tothe recorded plat thereof and situatein Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ M a r c h 1 3 ,2013_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






2008MORTGAGOR: Justin A . Kepler , a

single person and Joyce K. Luedke, asingle person.


DATE AND PLACE OF RECORDING:Filed April 14, 2008, Dakota County


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,National Association, successor bymerger to Chase Home Finance, LLC.Said Mortgage being upon Regis-



GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1000269-00031003-3

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC d/b/a Bell Mortgage


MORTGAGED PROPERTY ADDRESS:21030 Chippendale Court, Farmington,MN 55024


ERTY:Lot 3 and those parts of Lots 4 and 5ly ing Easter ly of a stra ight l inedrawn from a point on the North Lineof said Lot 4 distant 28 feet West ofthe Northeast corner of said Lot 4 tothe Southeast corner of said Lot 5 alli n Doo ley Add i t i on in Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: August 7,2012 at 10:00 AM


T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on February 7, 2013, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVE

DWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."


USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688812-001721 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until October 16, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: August 3, 2012.

JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688812-001721 FCTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3107661 8/9/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 2 8 ,

2008MORTGAGOR: Robert W. Groth and

Justina R. Groth, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered Dakota County Registrar

of Titles October 1, 2008, DocumentNo. T633849, Certificate of Title No.146361.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National Asso-ciation.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lake Area Mortgage, adivision of Lake Area Bank


MORTGAGED PROPERTY ADDRESS:1342 17TH Street West, Hastings, MN55033


ERTY:Lo t Ten (10 ) , B lock Two (2 ) , inTown's View Estates, according tothe plat thereof now on file and ofrecord in the office of the Register ofDeeds within and for Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: May 25,2012 at 10:00 AM


T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 26, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROMF I N A N C I A L O B L I G A T I O N O NMORTGAGE: None


THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES, SEC-TION 582.032, DETERMINING, AMONGO T H E R T H I N G S , T H A T T H EMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: March 15, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3741THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until August 3, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: May 29, 2012



M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until October 26, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: August 2, 2012


USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3741THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3106015 8/9/12



default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September


MORTGAGE: $355,500.00MORTGAGOR(S): Patrick E Funk and

Candace Funk, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Novastar Mortgage, Inc.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100080190059898247SERVICER: Ocwen Loan Servicing,

LLCLENDER: Novastar Mortgage, Inc..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on October 18, 2006, as Document No.2469104.ASSIGNED TO : Deutsche Bank

National Trust Company as Trustee forNovaStar Mortgage Funding Trust,Series 2006-5 NovaStar Home EquityLoan Asset-Backed Certificates, Series2006-5 Dated: March 26, 2012 , andrecorded April 16, 2012 by DocumentNo. 2862034 .LEGAL DESCRIPTION OF PROP -

ERTY: LOT 17, BLOCK 1, CIC NO. 163,MENDOTA MEADOWS , DAKOTACOUNTY, MINNESOTA.PROPERTY ADDRESS: 802 Monet

Court, Mendota Heights, MN 55120PROPERTY I.D: 27-48350-01-170COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : F o u r H u n d r e dTwenty-One Thousand Seven HundredEighty-Seven and 62/100 ($421,787.62)THAT no action or proceeding has


PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: 10:00 AMon June 26, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the premisesand the costs and disbursementsallowed by law. The time allowed by

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allowed by law. The time allowed byl a w f o r r e d e m p t i o n b y s a i dm o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns is 6.00mon ths from the da te of sa le . I fMortgage is not reinstated under Minn.Stat. §580.30 or the property is notredeemed under Minn. Stat. §580.23,the Mo r tgago r mu s t vaca te theproperty on or before 11:59 p.m. onDecembe r 26 , 2012 , o r the nextbusiness day if December 26, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR `S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: May 10, 2012

Deutsche Bank National TrustCompany as Trustee for NovaStarMortgage Funding Trust, Series2006-5 NovaStar Home EquityLoan Asset-Backed Certificates,Series 2006-5

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 12MN00330-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4239559 05/10/2012, 05/17/2012,05/24/2012, 05/31/2012, 06/07/2012,06/14/2012NOTICE OF POSTPONEMENT OF

FORECLOSURE SALEThe above referenced sale scheduled

for July 31, 2012 at 10:00 AM , hasbeen postponed to September 4, 2012at 10:00 AM, located at Sheriff`s MainOffice, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343,Dakota MinnesotaDated: July 31, 2012

Deutsche Bank National TrustCompany as Trustee for NovaStarMortgage Funding Trust, Series2006-5 NovaStar Home EquityLoan Asset-Backed Certificates,Series 2006-5

J e nn i f e r K F i s ch e r ( 0 3 1 1 2 4 8 )Attorneys for Deutsche Bank NationalT r u s t Comp an y a s T r u s t e e f o rNovaStar Mortgage Funding Trust,Series 2006-5 NovaStar Home EquityLoan Asset-Backed Certificates, Series2006-5Randall S. Miller & Associates, PLLCOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402(952) 232-0052Our File No. 12MN00330-1PURSUANT TO THE FAIR DEBT

COLLECTION PRACTICES ACT, YOUARE ADVISED THAT THIS OFFICEM A Y B E D E E M E D A D E B TCOLLECTOR ANY INFORMATIONOBTAINED MAY BE USED FOR THATPURPOSE. THIS NOTICE IS REQUIREDBY THE PROVISIONS OF THE FAIRDEBT COLLECTION PRACTICES ACTAND DOES NOT IMPLY THAT WE AREATTEMPTING TO COLLECT MONEYF R O M A N Y O N E W H O H A SDISCHARGED THE DEBT UNDER THEBANKRUPTCY LAWS OF THE UNITEDSTATES.A-4277100 08/09/20123094124 8/9/12



MORTGAGE: $269,500.00MORTGAGOR(S): Trina Wolfson and

Steven A. Wolfson, wife & husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Lehman Brothers Bank, FSB itssuccessors and/or assignsDATE AND PLACE OF REGISTER-

ING:Registered: August 15, 2006 Dakota

County Registrar of TitlesDocument Number: 596066ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Bank FSBDated: December 05, 2011Registered: May 16, 2012 Dakota



cation Number: 100025440003262414Lender or Broker: Lehman Brothers

Bank, FSBRes iden t ia l Mortgage Serv icer :

Nationstar Mortgage LLCMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 265 Edith Dr,

West Saint Paul, MN 55118-3007T a x P a r c e l I D N u m b e r :


ERTY: Lot Ten (10) in Block Five (5) ofParkview Addition according to theplat thereof on file and of record in theoffice of the Register of Deeds in andfor said County.AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE :$335,092.60THAT all pre-foreclosure require-

ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: July 06,

2012 at 10:00 AMPLACE OF SALE: Dakota County


under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on January 07, 2013, or the nextbusiness day if January 07, 2013 fallson a Saturday, Sunday or legal holiday.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM A

DEBT COLLECTOR ATTEMPTING TOC O L L E C T A D E B T . A N YINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION

OF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: May 24, 2012

ASSIGNEE OF MORTGAGEE :Aurora Bank FSB



for July 06, 2012 at 10:00 AM has beenpostponed to August 06, 2012 at 10:00AM i n the Dako t a Coun t y LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 02, 2012



for August 06, 2012 at 10:00 AM hasbeen postponed to September 05, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: August 06, 2012





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 21, 2011MORTGAGOR: Randall J . Thole, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded May 6 , 2011 Dako ta


ASSIGNMENTS OF MORTGAGE :Ass igned to: M innesota Hous ingF inance Agency . And therea f terassigned to: U.S. Bank National Asso-ciation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: PHH Home Loans, LLC,A Limited Liability Company


MORTGAGED PROPERTY ADDRESS:4967 212TH Street West, Farmington,MN 55024

MN 55024TAX PARCEL I.D. #: 14-03600-03011LEGAL DESCRIPTION OF PROP -

ERTY:Legal Description

A tract of land in the North One-Halfof the Northeast Quarter of Section36, Township 114, Range 20; DakotaCounty, Minnesota described as fol-lows: Beginning at a point on theWest line of said Northeast Quarterdistant 1025.44 feet South of theNorthwest corner thereof; thencecontinuing South along said Westline a distance of 188.0 feet to itsintersection with the North bound-ary of the Chicago-Milwaukee-St.Paul & Pacific Railroad; thence Eastalong said North boundary a dis-tance of 144.0 feet; thence North andparallel to said West line of North-east Quarter a distance of 188.0 feet;thence West and parallel to saidNorth boundary a distance of 144.0feet to the point of beginning.ANDThe West 144.0 feet of the North Halfof the Northeast Quarter, Section 36,Township 114, Range 20, lying Southof the North 1025.44 feet, and allt h a t p a r t o f t h e a b a n d o n e dright-of-way of the Chicago-Milwau-kee-St. Paul & Pacific Railroad in theNortheast Quarter of said Section 38lying East of the West quarter sec-tion line and West of the East line ofs a i d W e s t 1 4 4 . 0 f e e t , s a i dright-of-way being shown in DakotaCounty Recorder’s Document No.570089.COUNTY IN WHICH PROPERTY IS








T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 4, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.MORTGAGOR(S) RELEASED FROM


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."





default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 9, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $164,800.00MORTGAGOR(S): Pamela Bannie,

SingleMORTGAGEE : Argen t Mortgage


LLCLENDER: Argent Mortgage Company,


Dakota County Minnesota, Recorder ,on June 28, 2005, as Document No.2335101.

2335101.ASSIGNED TO: U.S. Bank N.A., as

Trustee for the registered holders ofAsset Backed Certificates , Series2005-HE4 Dated: June 28, 2005 , andrecorded February 13, 2012 by Docu-ment No. 2848786 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 5, Block 3,Donnay`s ValleyPark 4th Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 16515 Forbes

Avenue W, Lakeville, MN 55068PROPERTY I.D: 22-21173-03-050COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Six Thousand Five HundredEighty-Three and 32/100 ($176,583.32)THAT no action or proceeding has



on May 8, 2012.PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the premisesand the costs and disbursementsallowed by law. The time allowed byl a w f o r r e d e m p t i o n b y s a i dmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on November 8, 2012, or thenext business day if November 8, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR `S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: March 22, 2012

U.S. Bank N.A., as Trustee for thereg iste red holde rs of Asse tBacked Ce r t i f ica tes , Se r i es2005-HE4

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN01048-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4215431 03/22/2012, 03/29/2012,04/05/2012, 04/12/2012, 04/19/2012,04/26/2012NOTICE OF POSTPONEMENT OF

FORECLOSURE SALEThe above referenced sale scheduled

for August 2, 2012 at 10:00 AM , hasbeen postponed to August 30, 2012 at10:00 AM, located at Sheriff`s MainOffice, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343,Dakota MinnesotaDated: August 2, 2012

U.S. Bank N.A., as Trustee for thereg iste red holde rs of Asse tBacked Ce r t i f ica tes , Se r i es2005-HE4

Jennifer K Fischer (0311248)A t torneys for U .S . Bank N .A . , asTrustee for the registered holders ofAsset Backed Certificates , Series2005-HE4Randall S. Miller & Associates, PLLCCanadian Pacific Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402(952) 232-0052Our File No. 11MN01048-1PURSUANT TO THE FAIR DEBT

COLLECTION PRACTICES ACT, YOUARE ADVISED THAT THIS OFFICEM A Y B E D E E M E D A D E B TCOLLECTOR ANY INFORMATIONOBTAINED MAY BE USED FOR THATPURPOSE. THIS NOTICE IS REQUIREDBY THE PROVISIONS OF THE FAIRDEBT COLLECTION PRACTICES ACTAND DOES NOT IMPLY THAT WE AREATTEMPTING TO COLLECT MONEYF R O M A N Y O N E W H O H A SDISCHARGED THE DEBT UNDER THEBANKRUPTCY LAWS OF THE UNITEDSTATES.A-4282341 08/09/20123105356 8/9/12




MORTGAGE: $405,000.00MORTGAGOR(S): Robert J. Peterson

and Crystal M. Peterson, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Decision one Mortgage Company,LLC, its successors and assignsDATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING:Recorded: March 22, 2007 Dakota

County RecorderDocument Number: 2504533ASSIGNMENTS OF MORTGAGE:And assigned to: Deutsche Bank

National Trust Company, as Trusteefor the Benefit of HSI Asset Securitiza-tionCorporation and HSI Asset Securiti-

zation Corporation Trust 2007-HE2Dated: April 01, 2009Recorded: April 21, 2009 Dakota



cation Number: 100077910007298512Lender or Broker : Decision One

Mortgage Company, LLCResidential Mortgage Servicer: Select

- BOA InvestorMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 1666 Oakbrooke

Cir, Eagan, MN 55122-4212T a x P a r c e l I D N u m b e r :


ERTY: Lot 11, Block 5, Oakbrooke 4thAddition, according to the recordedplat thereof, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: August



under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on February 04, 2013, or the nextbusiness day if February 04, 2013 fallson a Saturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: June 21, 2012

ASSIGNEE OF MORTGAGEE :DEUTSCHE BANK NATIONALTRUST COMPANY, AS TRUSTEEFOR HOLDERS OF THE HS IA S S E T S E C U R I T I Z A T I O NCORPORATION TRUST 2007-HE2.




ASSIGNEE OF MORTGAGEE :DEUTSCHE BANK NATIONALTRUST COMPANY, AS TRUSTEEFOR HOLDERS OF THE HS IA S S E T S E C U R I T I Z A T I O NCORPORATION TRUST 2007-HE2.





MORTGAGE: $248,800.00MORTGAGOR(S): Sharon Tenney, a

MORTGAGOR(S): Sharon Tenney, asingle personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor First Magnus Financial Corpora-tion, its successors and assignsDATE AND PLACE OF RECORDING:Recorded: October 06, 2005 Dakota

County RecorderDocument Number: 2367914ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK,AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWALT,INC . , ALTERNATIVE LOAN TRUST2 0 0 5 - 6 5 C B , M O R T G A G EPASS -THROUGH CERTIFICATES ,SERIES 2005-65CB

Dated: May 05, 2011Recorded: June 03, 2011 Dakota



cation Number: 100039223350015955Lender or Broker : First Magnus

Financial CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 605 Crane Creek

Ln, Eagan, MN 55121-2377T a x P a r c e l I D N u m b e r :

10.18475.01.190LEGAL DESCRIPTION OF PROP -

ERTY: Lot 19, Block 1, CIC No. 297,Crane Creek Addition, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Novem-



under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMay 04, 2012, or the next business dayif May 04, 2012 falls on a Saturday,Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: September 22, 2011

ASSIGNEE OF MORTGAGEE:T H E B A NK O F N EW YO RKMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THECERT I F I CATEHOLDERS OFCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB



for November 04, 2011 at 10:00 AM hasbeen postponed to December 05, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: November 01, 2011

ASSIGNEE OF MORTGAGEE:T H E B A NK O F N EW YORKMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THECERT I F I CATEHOLDERS OFCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for December 05, 2011 at 10:00 AM has


and more complicated because of social media. “The social media and cyber stuff is out of control,” Larson said. “Someone will put some-thing on your Facebook page and the parent of the target will respond.” Technology might be mak-ing the problem more compli-cated, she said, but the solution is simple. “Can we just go back to the simplicity of being kind?” she asked. “The solutions are sim-ple, but how do we get there?” In the case of my children, we found in schools there are people like Larson who want to help the victims of bullies. A school social worker met regularly with my daughter to help her through those difficult times and provide her with af-firmations she wasn’t getting from the bullying peers. But all these years later, if I mention

the name of the girl who took the lead in bullying my daugh-ter, she talks with passion about how painful that time was for her. The principal at my middle son’s school warned the mother of the bus-stop bully that he wouldn’t be allowed to ride the school bus if he continued his assaults. And in the case of my youngest, we eventually found a charter school was a better place for him than the main-stream public school. If you have stories you’d like to share about bullies and how you’ve dealt with this problem, e-mail me at the address below.

Larry Werner, a former Lakeville resident and gen-eral manager/editor of Sun

Thisweek, is director of news for ECM Publishers. His

email address is [email protected]. Columns

reflect the opinion of the author.

Werner from Page 4A

afraid of a potential lawsuit? When government offi-cials start changing the Com-prehensive Guide Plan based merely on the unspoken and unlikely threat of a legal chal-lenge it is time for new leader-ship. Otherwise, it sends a mes-sage to all who might ben-efit financially from a policy change: Eagan officials will bend to your wishes if you imply you will sue them. The Metropolitan Council should be very concerned about this precedent and the effect on the region.

Next steps – get some answers The mayor says the City Council will decide this based upon “the facts we have in front of us.” But there are many open questions that the council and the public need to know. • What is the true nature of

the “contract” with Mr. Man-ley? Is he purchasing the land, or just acting as an agent to ar-tificially inflate the property’s value? • Who is financing the pro-posed residential development? If Hunter/Emerson is not pur-chasing the property then who are the “credible buyers” pur-chasing the land? • What is the current ask-ing price for the Parkview Golf Course? Interested buyers need to know. We recommend the mayor use his considerable influence to compel the owners to show a sign of good faith and answer these questions. Armed with that information, and a “no” vote from the City Council, we’re confident we can con-vince the owners to sell to those willing to keep Parkview open, green and a valuable asset for all in this region.

Mark Skweres wrote this on behalf of the Parkview

Coalition. Columns reflect the opinion of the author.

Skweres from Page 4A

�� for December 05, 2011 at 10:00 AM hasbeen postponed to January 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: December 02, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for January 06, 2012 at 10:00 AM hasbeen postponed to February 07, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: January 03, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for February 07, 2012 at 10:00 AM hasbeen postponed to March 09, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: February 02, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEW

MELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for March 09, 2012 at 10:00 AM hasbeen postponed to June 07, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: March 01, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for June 07, 2012 at 10:00 AM hasbeen postponed to July 09, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: June 04, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for July 09, 2012 at 10:00 AM has been

for July 09, 2012 at 10:00 AM has beenpostponed to August 08, 2012 at 10:00A M i n t h e D a k o t a C o u n t y L a wEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: June 15, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for August 08, 2012 at 10:00 AM hasbeen postponed to September 10, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: July 27, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB



THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN , thatdefault has occurred in conditions ofthe following described mortgage:

DATE OF MORTGAGE: July 21, 2005MORTGAGOR: Paul S. Simonsen and

Beverly G. Simonsen, husband andwife.


DATE AND PLACE OF RECORDING:Recorded August 16, 2005 Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: U . S . Bank NationalAssociation, as Trustee for StructuredAsset Investment Loan Trust, Mort-gage Pass-Through Certificates, Series2005-8.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: BNC Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:120 Shady Avenue, Vermillion, MN55085

T A X P A R C E L I . D . # :40-19400-030-02


LOT THREE (3), BLOCK TWO (2),DAKOTA ACRES.COUNTY IN WHICH PROPERTY IS


ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $94,000.00

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $103,926.00



DATE AND TIME OF SALE: August 7,2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r e m i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l o w e d b y l a w s u b j e c t t oredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T I M E A N D D A T E T O V A C A T EPROPERTY: If the real estate is ano w n e r - o c c u p i e d , s i n g l e - f a m i l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _February 7 , 2013 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROMF I N A N C I A L O B L I G A T I O N O NMORTGAGE: None


THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEM O R T G A G E D P R E M I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."

Dated: June 6, 2012U.S. Bank National Association,as TrusteeMortgagee/Assignee of Mortgagee


M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until October 16, 2012 at10:00 AM at the Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.

Dated: August 6, 2012.U . S . B a n k T r u s t , N a t i o n a lAssoication, as TrusteeMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688875-4448THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.3107513 8/9/12

District aims to balance enrollments by Jessica Harper


Once pressured to address overcrowd-ing, officials at the Rosemount-Apple Valley-Eagan School District now face a new phenomenon — shrinking el-ementary school populations – as Dakota County’s residents grow older. For decades, new housing develop-ments in Eagan and Burnsville attracted young families, but those areas are now becoming populated with empty nesters, as new developments spring up in the eastern portion of the district, said Super-intendent Jane Berenz during a July 30 School Board retreat. “It’s a natural progression of neighbor-hoods,” Berenz said. “Much of Eagan and Apple Valley are built out and people who moved there 20 to 30 years ago are stay-ing.” This has become most apparent at Thomas Lake and Northview elementary schools in Eagan, which are both see-ing significant drops in enrollment. At Thomas Lake, enrollment has fallen from 457 students in 2007 to 372 in 2012. En-rollment at Northview has dropped from 566 in 2007 394 in May 2012. Although several school populations are shrinking, District 196 continues to see others inch closer to capacity. The expanding sections of the district fall within the Red Pine, Rosemount, Shannon Park, and Glacier Hills elemen-tary boundaries. Red Pine is growing at the fastest rate but still has room for additional students, Berenz said. It isn’t the only one to grow. The district’s two magnet schools, Ce-dar Park and Glacier Hills elementary schools have grown in popularity and in population.

District officials are developing a plan to address both shrinking and growing elementary populations while remaining mindful of the district’s increasingly di-verse student body. In the past school officials often looked at changing boundaries as a solu-tion, but this concept becomes tricky as the district’s demographics change. District 196 has become more diverse in the past decade with minorities mak-ing up 30.4 percent of its student popu-lation, which is a significant jump from 2001 with 13.67 percent. “If we move kids around, we have to think whether it will increase racial isola-tion or not,” Berenz said. Cedar Park in Apple Valley was District 196’s first school in 2004 to be identified by the state as racially isolated. Glacier Hills in Eagan soon followed and both were turned into magnet schools as a way to diversify the school and create choices for parents. Since becoming magnet schools, both have become highly sought after by par-ents and outperform many of their coun-terparts in state standardized math and science tests. Today the Glacier Hills is no longer considered racially isolated and Cedar Park is moving closer to that goal. More than half of Cedar Park’s popu-lation consists of minority students. Gla-cier Hills remains highly diverse with mi-norities comprising of 44.87 percent of its student body. Oak Ridge Elementary in Eagan and Echo Park Elementary in Burnsville have experienced the greatest increase in mi-nority students over the past decade. In 2001, minorities made up only 15.86 percent of Echo Park’s population. That percentage jumped by 32.41 to 48.27 in

2012. Oak Ridge experienced a similar swing as the population of minority stu-dents jumped from 23.45 percent in 2001 to 46.23 in 2012. District officials discussed several al-ternatives to boundary changes such as creating additional magnets and other alternative choices. Some board members were cautious of this idea. “We don’t want to create so many choices that people are overwhelmed,” Board Member Art Coulson said. Board Member Rob Duchscher agreed saying he believes residents want to preserve neighborhood schools. “We need to consider what the demo-graphics will be in five to 10 years from now and how those changes will address issues in the future,” he said. Though officials discussed several op-tions to address the district’s changing population, no plan for any school has been adopted at this time. In addition to creating a plan to pre-vent racial isolation at district schools, of-ficials are working to address pockets of poverty. Elementary schools within the west-ern most area of the district tend to have the highest rates of students who qualify for free and reduced priced lunches. More than 30 percent of students at Echo Park, Westview, Cedar Park and Oak Ridge received free or reduced lunch prices as of May 2012. Cedar Park and Echo Park continue to have the highest rates with 42.4 and 40.47 percent, respec-tively.

Jessica Harper is at [email protected] or facebook.com/sunthisweek.

The Burnsville Chamber of Commerce has selected Bill Corby, currently presi-dent of the Hutchinson Area Chamber of Commerce and Tourism, as its new president. Corby will assume his new duties on Sept. 4. “We are very excited to welcome Bill to the Burns-ville Chamber and commu-nity,” said Dennis Diessner,

chairman of the board and executive vice president/chief operating officer of Kraus Anderson Insurance of Burnsville. “Daron left a strong plat-form for Bill to operate from and similarly he brings with him a strong reputation in the chamber industry,” Diessner said. Corby succeeds outgoing

president Daron Van Hel-den who is departing after 10 years to join Burnsville-based Pawn America. As Burnsville Chamber president, Corby will manage the 47-year-old, 575-member organization, help it continue to grow and be the voice of the local business community. Corby brings five years of chamber leadership experi-

ence in Hutchinson to Burns-ville, along with previous years of small business ownership. “I am ecstatic about the opportunity to serve Burns-ville businesses and commu-nity through the Burnsville Chamber of Commerce,” Corby said. “My enthusiasm is building as I look forward to the new challenge and building new relationships.”

Burnsville Chamber of Commerce names new president


by Andrew MillerDAKOTA COUNTY TRIBUNE

This summer, young ac-tors with The Play’s The Thing Productions are learn-ing how to fly. The Lakeville-based chil-dren’s theater group’s sum-mer show, “The Wizard of Oz,” will see several of its cast members fitted with harness-es and zipping through the air. Dorothy defying gravity and the Wicked Witch pi-loting a broom through the sky are among the host of visual flourishes The Play’s The Thing director/producer Dayna Railton is employing as she brings her summer production, and its cast of 80 young actors, to the main stage of the Burnsville Per-forming Arts Center from Aug. 10-12. The production is the capstone to The Play’s The Thing’s theater camp for young people ages 4-17 that was held at Eagle Ridge Ju-nior High in Savage this summer. The actors at the camp were divided into two groups – a main camp, and a “munchkin camp” for the 30 or so children ages 4 to 7 who will be performing as munch-kins in “The Wizard of Oz.” “We have some very small

munchkins,” Railton said. “They’re learning everything the older ones are learning – choreography, stage presence, focus, direction, projection.” The production features music from the classic MGM film starring Judy Garland, including “Over the Rain-bow,” “Ding, Dong the Witch is Dead,” and “If I Only had a Brain.” “The Wizard” marks the third show The Play’s The Thing has presented in the Burnsville Performing Arts Center’s 1,000-seat main-stage theater. In 2010 the

children’s group presented “Annie Jr.” there, and last summer it staged “Beauty and the Beast Jr.” Tickets for “Wizard” are $14 for adults, $12 for stu-dents, and are available at the Burnsville PAC box office and through Ticketmaster at (800) 982-2787. More information about the show is at www.children-stheatretptt.com.

Andrew Miller can be reached at andrew.miller@ecm-inc.

com or facebook.com/sun-thisweek.

Theater and Arts Briefs

Arts Calendar

Dakota Artsby Andrew Miller


Mindy Miller’s country music career was picking up momentum when family trag-edy struck. In 2000, the singer-song-writer from Savage had just completed her second album, “Perfectly,” and was set to em-bark on a tour of Europe when her mother fell ill with cancer. Wanting to be by her mother’s side as she battled the disease, Miller canceled her tour, and subsequently saw her record deal dissolve. And that appeared to be the end of Miller’s life in show business. Until now. Next week will see the release of her third album, “Wrong.” After a decade-long break from country music – a pe-riod which saw the death of her mother in 2003 – Miller was contacted in 2010 by her

former producer, Curt Ryle, signed to the Tate Music Group label and recorded her latest CD in Nashville. Miller, who works full-time as a budget analyst in Eagan and employs her vocal talents as a member of the worship team at Destiny Christian Center in Burnsville, has high hopes for “Wrong.” Five-second TV ads for the album – featuring the CD’s cover art and a clip of Miller’s music – are scheduled to air on cable channels CMT and GAC later this summer. And her label has launch parties planned in both the Twin Cit-ies and Nashville. It doesn’t hurt that the songwriting credits on “Wrong” include some A-list country music stars, includ-ing Carrie Underwood, who co-wrote the track “Same Old Song and Dance.” With all the fanfare sur-

rounding the record’s release – her label has planned a pro-motional push aimed at get-ting nationwide radio airplay for three of the songs – this summer marks a high point for Miller, a Kansas native who began singing not long after she learned to talk. “When I was 3 I’d walk around the house and sing – I’d use my mom’s hairbrush and I’d sing the song ‘Elvira,’ ” said the Kansas native. “You’d think it was the only song I knew.” Though “Wrong” won’t of-ficially be released until next week, several of the tracks are available for listening at her Tate Music Group artist page, www.mindymichellemiller.tmgartist.com.

Andrew Miller can be reached at andrew.miller@ecm-inc.

com or facebook.com/sun-thisweek.

Photo submitted

Mindy Miller’s new album “Wrong” was recorded in Nashville and is slated for release next week. When she’s not doing country music, Miller employs her vocal talents as a member of the worship team at Destiny Christian Center in Burnsville.

Photo by Rick Orndorf

Eight-year-old Henry McCormick and 14-year-old Tia Thompson, both of Burnsville, are among the 80-actor cast of “The Wizard of Oz” which plays the Burnsville Performing Arts Center next week. Thompson is cast as Dorothy; McCormick is the munchkin coroner.

They’re off to see the Wizard Children’s theater group presents ‘Wizard of Oz’

at Burnsville Performing Arts Center

‘Wrong’ feels so rightAfter a decade-long hiatus, Mindy Miller of Savage

returns to country music with a new album

Monroe Crossing at Caponi Art Park World-class bluegrass band Monroe Crossing will perform at 6:30 p.m. Sunday, Aug. 19, at Caponi Art Park in Eagan. The concert rounds out the park’s 2012 Sum-mer Performance Series. The Okee Dokee Brothers will also bring kid-friendly blue-

grass to the park for a Family Fun Tuesday event on Aug. 14 at 10 a.m. in the sculpture garden.

Concert canceled A concert by Ethan Bortnick and the Kidz Bop Kids, scheduled for Friday, Aug. 3, at the Burnsville Performing Arts Center,

was canceled. Promoters said the show was canceled “due to unfore-seen circumstances” and that ticket refunds will be avail-able at points of purchase. Tickets purchased through Ticketmaster must be refunded through Ticket-master, (800) 982-2787. For more information, call (952) 895-4680.

To submit items for the Arts Calendar, email: darcy.odden@

ecm-inc.com.

Books Mystery authors Marilyn Jax and Jim Proebstle from 1 to 3p.m.Saturday,Aug.11,attheAp-pleValleyBarnes&Noble,14880FlorenceTrail.

Concerts Rufus Wainwright with Adam Cohen, Krystle Warren,7:30p.m.Saturday,Aug.11,Sub-wayMusic intheZoo,MinnesotaZoo amphitheater, Apple Valley.Cost: $39. Tickets available atticketmaster.com. Summer Salonchambercon-certat8p.m.Saturday,Aug.25,atPresbyterianChurchoftheApos-tles,701E.130thSt.,Burnsville.Suggested donation: $20. Infor-mation: (952) 890-7877 or www.ChurchApostles.org.

Dance Zenon Dance School’s Hip Hop and Breakdance CampAug.6-10atBurnsvillePerformingArtsCenter:9a.m.tonoon,ages6-10,$190;12:30to4p.m.,ages10-14,$220.Enrollonlineatwww.zenon-dance.org/summer-camps-2012orcall(612)338-1011.

Exhibits/Art Shows Botanical art exhibit byTheGreatRiverChapter ofBotanicalArtists at the LakevilleAreaArtsCenter,20965HolyokeAve.Infor-mation:(952)985-4640. Pilgrims and Passages, ajoint exhibit featuring art by An-thonyDonatelleandJonReischl,willbeondisplayAug.2 throughSept.8inthegalleryatBurnsvillePerforming Arts Center, 12600Nicollet Ave. For more informa-tion, call (952) 895-4676 or visitwww.burnsvillepac.com. Summer art show by localartistAmieKiefferfrom4to8p.m.Aug.17-18at3245145thSt.W.,Rosemount. The outdoor showwillincludeabout60originalpiec-es;manywillbeforsale.Informa-tion:[email protected].

Festivals TheDakota County FairrunsAug. 6-12 at the fairgrounds inFarmington,dakotacountyfair.org. Art and All That Jazz Fes-tival, noon to 10 p.m. Saturday,Aug.18,NicolletCommonsPark,Burnsville. Free admission. In-formation: www.burnsvilleartjazz.com.

Theater Expressions Community The-aterwill present “The Odd Cou-ple”at7:30p.m.Aug.10-11and

17-18,and2p.m.Aug.12and19at theLakevilleAreaArtsCenter,20965 Holyoke Ave. Tickets are$12andcanbeorderedatwww.lakeville-rapconnect.com or bycalling(952)985-4640.

Workshops/classes Intermediate digital photog-raphy workshop from10a.m.tonoonSaturday,Aug.18,atCaponiArtPark,Eagan.Free,$5suggest-eddonation.Registrationrequired.Information: www.caponiartpark.orgor(651)454-9412. Adult painting open studiofrom9 a.m. to noon the first andthird Fridays of themonth at theEaganArtHouse,3981LexingtonAve.S.Feeis$5persession.In-formation:(651)675-5521. Music Together in the Valleyoffersclassesforparentsandtheirinfant, toddlerandpreschoolchil-dren in Rosemount, Farmington,Lakeville andApple Valley. Infor-mation: www.musictogetherclass-es.comor(651)439-4219. The Eagan Art House offersclasses for all ages. For a com-plete listing go to www.eaganart-house.orgorcall(651)675-5521. Dan Petrov Art Studio inBurnsvilleoffersoilpaintingclass-esforbeginners,intermediateandadvancedskilllevelpainters,www.danpetrovart.com, (763) 843-2734.

Documents

8/9/2012 - Dakota County Tribune Business Weekly