INVESTMENT OPPORTUNITY

By:

MICHAEL APACIBLE- Account Manager

Direct: 0906.219.4557

Welcome to your Home in Baguio City

SUNTRUST 88 GIBRALTAR GARDEN RESIDENCES

Mines View Park, Baguio

INVESTMENT FORECAST

Present Investment: 78,000 per SQM +

Minimum Investment:

20,000 as Reservation Fee

+ 25% of Total Investment

13k/ month x 4yrs

PROJECTED INCREASE:

2-3 % after every 25 units sold

401 units (approx. with 16 times increase) 32 to 48% first Year if sold by December

2014

TOTAL INVESTMENT VALUE:

Total value: 2.4M

Future Value at 32 to 48% increase: 3.1 M to 3.5 M ( in 3 to 4 years)

SAMPLE COMPUTATION:

EQUITY PAYMENT PER ANNUM OF 150K

PROJECTED VALUE = 3,100,000 TO 3,500,000

- 2,400,000___________

GROSS PROFIT = 700K to 1.1M

LESS EQUITY = 150K_X 4YRS_

NET INCOME =100 to 600k

• BANK LOAN•15YRS fixed at 10.5% of 1.6M Balance •Monthly Amortization of 16K +•Unit ownership after 15 years•Rental monthly income at 1% of total value – 18k to 25k

1

• PAG-IBIG• Loan the future value once completed• Refund of total or partial equity 2

PROFIT/INCOME ANALYSIS