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7.2.G2
Electronic Banking
Trivia
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Electronic Banking Trivia
Home Banking & Trends
ATM & Debit Cards
Direct Deposit & Payments
Smart & Stored-Value Cards
Card Safety
$100 $100 $100 $100 $100
$200 $200 $200 $200 $200
$300 $300 $300 $300 $300
$400 $400 $400 $400 $400
Final Trivia
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$100
Answer:
The two ways to perform home-banking.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$100
Question:
What are a touch-tone phone and a computer with internet
access?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$200
Answer:
The two items needed to log onto a home banking system.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$200
Question:
What are the account number and PIN?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$300
Answer:
Checking account balances, transferring money, changing PINs, using loan
calculators, checking for verifications, and reporting lost or stolen ATM and debit
cards can be done by this kind of banker.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$300
Question:
What is a home banker?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$400
Answer:
This allows checks to be transferred electronically and reduces almost all float
time.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Home Banking & Trends-$400
Question:
What is Check 21? (or Check Clearing for the 21st Century Act)
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$100
Answer:
A charge up to $5.00 that may accompany an ATM withdrawal.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$100
Question:
What is an ATM transaction fee?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$200
Answer:
This may read a person’s face, fingerprint, or the eye’s iris to confirm identity instead of
using a PIN.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$200
Question:
What is an ATM?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$300
Answer:
A synonym for a debit card.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$300
Question:
What is a check card?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$400
Answer:
This is how long it takes for money to be deducted from the account balance after
being withdrawn from an ATM.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
ATM & Debit Cards-$400
Question:
What is immediately?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$100
Answer:
The document a consumer must sign, allowing companies to automatically deposit paychecks or benefit checks.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$100
Question:
What is an authorization form?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$200
Answer:
Direct deposits help protect a consumer against this.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$200
Question:
What is check fraud?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$300
Answer:
A method used to pay expenses such as mortgages, vehicle
payments, phone bills, and utility bills by authorizing the
money to be withdrawn from the specified bank account.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$300
Question:
What is a direct payment?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$400
Answer:
A consumer has this period of time to stop the authorization of direct payments.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Direct Deposit & Payments-$400
Question:
What is 3 days?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$100
Answer:
This is built into a smart card.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$100
Question:
What is a computer chip?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$200
Answer:
A feature of smart cards which makes it different from stored value cards.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$200
Question:
What is it can be re-loaded?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$300
Answer:
This is what happens to a value card after it runs out of funds.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$300
Question:
What is thrown away?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$400
Answer:
Store gift cards, phone cards, and one card systems are examples of this type of card.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Smart & Stored-Value Cards-$400
Question:
What are stored value cards?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$100
Answer:
In addition to a signature, this should be written
on the back of a card.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$100
Question:
What is “See ID?”
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$200
Answer:
After a transaction, keep this to compare to monthly
account statements.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$200
Question:
What is a receipt?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$300
Answer:
The length of time in which a card should be reported lost or stolen.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$300
Question:
What is immediately?
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$400
Answer:
Name two pieces of information which should be written and stored in a
safeplace separate from the card.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Card Safety-$400
Question:
What is the account number and the financial institution contact information?
7.2.G2
Final Trivia
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Final Trivia
Answer:
A new and popular form of paying bills without sending a check in the mail.
© Family Economics & Financial Education – Revised May 2005 – Financial Institutions Unit – Electronic Banking Trivia
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
7.2.G2
Final Trivia
Question:
What is online bill payment?
