623-551-0441 602-803-7756

Logan Hunter Group/Independent AdvisoryLogan Hunter Group/Independent Advisory

SCOTT E. BUCHER SVPSCOTT E. BUCHER SVP, MGA , MGA

““Financial Solutions For Life”Financial Solutions For Life”

DEBT MANAGEMENT DEBT MANAGEMENT Purchase, Refinance, Debt Purchase, Refinance, Debt

Consolidation, Investor Financing, Consolidation, Investor Financing, Reverse mortgages.Reverse mortgages.

RISK MANAGEMENT RISK MANAGEMENT Life Insurance, Long Term Care Life Insurance, Long Term Care

Insurance, Business Continuation, Insurance, Business Continuation, Disability Insurance, Life SettlementsDisability Insurance, Life Settlements

ASSET MANAGEMENT ASSET MANAGEMENT Wealth Preservation, Asset Transfer, Wealth Preservation, Asset Transfer,

Trusts, and Real Estate Related Services.Trusts, and Real Estate Related Services.INCOME MANAGEMENT SOLUTIONSINCOME MANAGEMENT SOLUTIONS Part-time and full- time positionsPart-time and full- time positions

……We all have the same We all have the same two financial problems:two financial problems:

DYING TOO SOON…DYING TOO SOON…

OR LIVING TOO LONG… OR LIVING TOO LONG…

………………..FINANCIALLY..FINANCIALLY

“We all want to be financially independent someday”…

We either run out of money, or we run out of time. So how do we solve these problems?

…in the early years we don’t have much money, but in the later years we better have money!

In the early years we have more responsibility, in the later years our responsibilities decrease…

That’s just the way life works!

Our Solution: Split Our Solution: Split FundingFunding

The Plan of the future TODAY!The Plan of the future TODAY!

Example: $750,000 face amount to age 70, with a separate FIA .

The Prime Earning Years

Young children

Debt

Mortgage

Not as much savings as should

have…

Loss of income would be

devastating!

The Later Years

Children are grown

Lower or no debt

Mortgage reduced/paid

Retirement income needed

Age 50

$750,000 Face Amount to age 70 Male (PNT)

Guaranteed level death benefit, level Premium, renewable without evidence of insurability to 95- $141 a month!!! ( converting to either annual renewable or decreasing term at the end of term if not otherwise acted upon )

Reposition your money to make it work harder for you! For example, if you have $150,000 net assets thus far, compounding at an average of 8%... … and max out yours and your spouses ($833 a month) SEP IRAs or ROTH IRAs, in 20 yrs your net worth is $1,229,502! ( $1.9MILLION in 25 years! ), not including your home equity!!!

How much life insurance do you need 20 years from now if you already have a million plus in the bank???

What would be better for your family if you died prematurely $125,000 of Whole Life, $200,000 of Universal Life, or $750,000 of Term???

( For the same $140/mo.)

Buy a Buy a guaranteedguaranteed renewable (30, 20, 15, 10 yr.) renewable (30, 20, 15, 10 yr.) level level

term and max out your SEP IRA’s or ROTH’s!term and max out your SEP IRA’s or ROTH’s!

***Age 70Age 50

***A Life Settlement at age 70 yields $52,500 in cash buyout to a term policy owner ( 7% avg), especially on guaranteed convertible, renewable term.

.

“ Financial Solutions For Life! ”

Thank You For The Opportunity To Serve You!

“We are dedicated and committed to helping our clients build, protect, and

preserve their Legacy-

we are grateful and honored for the opportunity to serve

them.”

o 623-551-0441 or c 602-803-7756