MIS of SBIPresented

BYP.Sudhakara ReddyPriyanko Chkrborthy

Sonika MishraJyoti Rani

SuhailRahul Goel

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Brief overview of SBI

• Founded in 1806.• India's largest commercial bank• 9,000 branches • 205,000 employees in over 32 countries• Share value of Rs.2300• Last quarter net profit 2500 cr.• EPS of Rs 43.

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State Bank of India

SBI Personal BankingSBI International BankingSBI Corporate BankingSBI Government BusinessSBI Agriculture and RuralSBI Services

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Softwares Used by SBI

TCS provides Software to SBI to implement centralize trade finance system.Strategic Information Technology Limited (“SIT”) Portfolio Plus 2007 for SBI Canada.Nucleus Software’s Cash@WillTM.SBI implements 3i Infotech’s Anti Money Laundering Solution.SAP ERP to integrate HCM processes.CRM process.

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TPS Vs MIS

TPS(Transactional Process System) is the one to record all regular activities( daily, weekly , monthly or yearly).Usually TPS records and CRM are input to the MIS.

MIS(Management Information System) is help to middle level management to take appropriate decisions based on prior data. 5

SBI Personal Banking

• SBI Term Deposits• SBI Loan For Pensioners• SBI Housing Loan• Loan Against Shares & Debentures• SBI Car Loan• SBI Educational Loan• SBI Personal Loan • Rates Of Interest

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SBI Personal Banking

TPSRecords all personal

bank related day to day transactions.

Ex: Cash deposits,Loan applications for car

, education, personal and homes etc.

MISMiddle level management take the decisions like how to attract more customers based on TPS input or CRM proces.

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SBI Corporate Banking

• Corporate accounts• Mid corporate Group• Project finance• Products and Services

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SBI Corporate Banking

TPSRecords all transactions

under the corporate sector.

Ex: salaries of corporate employees, loan applications and loan repayments and financing to corporate companies.

MISDecisions will take based on the companies approach, and decide the interest rates or preference shares in corporate sector.

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SBI International Banking

• 32 countries with 131 offices links with 522 other banks.

• Trade finance• Merchant banking• Corresponding banking

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SBI International Banking

TPSRecord all transactions of

international trade and exports and imports.

Ex: Commercial loans FCNR loans Loans from Export Credit Agencies Financing of Imports.

MISTake decisions to increase the international trade,FCNR loans based on the observed consumer behavior and customer needs.

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SBI Agriculture and Rural

• 7400 rural and semi-urban branches.• 427 Agricultural Development Branches

(ADBs).• Leaders in agri finance in the country with a

portfolio of Rs.56,000 crs • Agriculture banking.• Micro Credit.• Regional Rural Banking.

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SBI Agriculture and Rural

TPSRecord all bank

transactions on the regular basis.

Ex: Farmers loans,Micro finance details,

rural bank accounts.

MISMiddle level management implemented many innovative techniques to help the poor people and farmers like SHG,SBI’s life-shakti etc..

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SBI Government Business

• GOVERNMENT ACCOUNTS • PUBLIC PROVIDENT FUND.• SBI e-tax.• CENTRALISED PENSION PROCESSING

CENTER (CPPC)• SBI e-Freight.• SENIOR CITIZENS SAVINGS SCHEME

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SBI Government Business

TPSRecords all

transactions of government sector companies with SBI.

Ex: Salaries, loans against PF, loans to government sectors and repayments of loans etc..

MISTake Decisions based on TPS like how much credit can give to the particular govt. sector and take the decisions to attract more senior citizens etc.

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SBI Services

• Internet Banking• Mobile Banking• ATM Services• Demat Service• E-Pay• E-Rail• Safe Deposit Lockers

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SBI Services

TPSUpdate the all

transactions with database.

Ex: cash withdrawal from ATMs,online payments,Trading activites and mobile transactions.

MISMiddle level management take the decisions based on TPS records.Ex: How to best utilize the ATMs and how to attract new customers for online trading etc.

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Genius is eternal patience.18