5033536 Cooperatives in Different Countries

8/14/2019 5033536 Cooperatives in Different Countries

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COOPERATIVES

Cooperative Development in Different Countries

PARAMJIT SHARMA


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COOPERATIVES

OUR FOCUS What are Cooperatives? History of Cooperatives Cooperative Value and Principles Cooperative Forms and Structure Cooperative Development in different Countries Development Agencies for Cooperatives Success, Pitfalls and Misconceptions about Coops. Cooperative - Future implications

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COOPERATIVES

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COOPERATIVES

AN AUTONOMOUS ASSOCIATION OF PERSONS UNITED VOLUNTARILY TO MEET THEIR COMMON ECONOMIC, SOCIAL AND CULTURAL NEEDS THROUGH A JOINTLY OWNED AND DEMOCRATICALLY CONTROLLED ENTERPRISE.

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COOPERATIVES

3 Characteristics of Coops

USER OWNER

USER BENEFITS

USER CONTROL

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COOPERATIVESWHY COOPS ARE FORMED ? When market Place fails to provide needed Goods or Services of Acceptable Quality or At Affordable Price To empower People to Improve Their Economic Power To enhance Their Economic Opportunities Through Self-Help

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COOPERATIVES Cooperatives-3perceptions

As Socialist Cooperatives As a Special form of Business As a third sector ofEconomy

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COOPERATIVESSocialist Type of Coop SocietyInstrument of the state Transform pvt. Property to collective property What cant be Nationalized is cooperativesed To implement state economic plans Educate members in socialist way of living Transformed in 90s-still some traces left

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COOPERATIVESCoop As A Special Form of Organisation

An enterprise Professionals Face competition Serving owners Economies of ScalePARAMJIT SHARMA


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COOPERATIVESCoop As Third Sector Of Economy

Different enterprise than Private/Public Social/Mixed Economy Based on Coop Principles & valuesPARAMJIT SHARMA


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COOPERATIVES

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COOPERATIVESTHE WEAVERS

Rochdale PioneersPARAMJIT SHARMA


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COOPERATIVESRochdale Equitable Pioneers Society, Toad Lane- 1844Industrial Revolution Not The first Society Ideas & practices were new These formed coop Principles Consumer Business Started Library & training school Conceptof DividendPARAMJIT SHARMA


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COOPERATIVES

Friedrich Raiffeisen(1818 - 1888) German Coop Leader Mayor Of Many Cities Founded First Credit Union-1864 Established Coop Credit Model

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COOPERATIVESHermann Schultze (1808-83) German Cooperative Pioneer Introduced Self-Help Concept Founded Peoples bank Introduced Workers Coops

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COOPERATIVES Cooperative Rainbow Flag

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COOPERATIVESJAPAN U.S.A INDIA ICELAND FRANCE SWEDEN MALAYSIA ITALY RURAL ECONOMIC DEV. RURALELECTRIFICATION DAIRY, SUGAR COOPS. CONSUMERS, AGRL, BANKING CREDIT & BANKING CONSUMERs INSURANCE LABOUR, INDUSTRIALPARAMJIT SHARMA

Sector Developed Through Cooperatives


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COOPERATIVESFactors For Formation Of Coops

CountriesU.K., Sweden, Japan, Korea JAPAN, KOREA USA, CANADA SWEDEN, U.K. JAPAN, U.K., INDIA, ITALY CANADA, BRAZIL, U.K. JAPAN, USA, GERMANY

IndustrialisationUrbanisation Large Land Holding Requiring Joint Efforts Formation of Cartels People Exploitation Medical Services, Transport Housing, Electricity, Credit

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COOPERATIVES

Cooperative Values & Principles

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COOPERATIVESBASED ONSELF HELP MUTUAL RESPONSIBILITY EQUALITY EQUITY SOLIDARITY

COOPERATIVE VALUES

PRACTICE HONESTY OPENNESS SOCIAL RESPONSIBILTY PARAMJIT SHARMA


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COOPERATIVESROCHDALE PRINCIPLES (Adapted in 1930s)OPEN MEMBERSHIP DEMOCRATIC CONTROL LIMITED INTEREST ON CAPITAL DISTRIBUTION OF SURPLUS TO MEMBERS IN PROPORTION TOTHEIR TRANSACTIONS

POLITICAL AND RELIGIOUS NEUTRALITY CASH TRADING PROMOTION OF EDUCATION

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COOPERATIVESICA REFORMED PRINCIPLES 1960s

VOLUNTARY AND OPEN MEMBERSHIP DEMONCRATIC CONTROL DISTRIBUTION OF SURPLUS LIMITED INTEREST ON SHARE CAPITAL COOPERATIVE EDUCATION COOPERATION AMONG COOPERATIVESPARAMJIT SHARMA


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COOPERATIVES1995 ICA PRINCIPLES

VOLUNTARY & OPEN MEMBERSHIP DEMOCRATIC MEMBER CONTROL MEMBER ECONOMIC PARTICIPATION AUTONOMY & INDEPENDENCE EDUCATION, TRAINING & INFORMATION COOPERATION AMONGCOOPERATIVES CONCERN FOR COOPERATIVESPARAMJIT SHARMA


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COOPERATIVES

Cooperative Forms & Structure

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NON CREDIT CREDIT LONG TERM SHORT TERM CONSUMERS HOUSING SUGAR DAIRY FISHERIES TRANSPORT INDUSTRIAL MARKETING TRIBAL WORKERS

BANKS CREDIT SOCIETIESPARAMJIT SHARMA


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COOPERATIVES

Rural Electrification Collective Farming Coop Companies Floriculture Social Forestry New Generation Utility Coops Processing Insurance

Others

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COOPERATIVES

Baby Sitting Health Care Car Sharing Education Funeral Service Social Security Water Preservation Tourism Regenerative Energies

New Areas

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COOPERATIVES

Cooperative Structure

APEXREGIONAL PRIMARIES

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COOPERATIVES

Cooperative Development in Different Countries

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COOPERATIVESGermany Raiffeisen Model - Credit Cooperatives Hermann Schulze - Workers Cooperatives G.D.R - Cooperative Farming - Consumer Cooperatives F.R.G - RuralSocieties - RM - Urban Societies - SM - Housing - Consumers Hamburg- Consumer Coop. Production Structure---Primary, Regional, FederalPARAMJIT SHARMA


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COOPERATIVESUnited Kingdom Rochdale - 1844 (Consumers) Robert Own - Labour Reforms & housing Cooperative Group Insurance Farmcare Pharmacy Banking Consumers Travel Care Estate Management Funeral CarePARAMJIT SHARMA


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COOPERATIVESKF (Group)Sales 3 Billion Euro Dollars Employees 19000 Stores Members 824 24,33,000

Sweden

VAR GARD (SCC) Coop. Norden

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COOPERATIVESmembers members membersCoop.Norden

Coop. Norden a coop. group of companies

Coop NKL

FDB Coop Norden AB

KF

Coop Norway

Coop DenmarkPARAMJIT SHARMA

Coop Sweden


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COOPERATIVES Coop Norden Turnover to consumers around 80 billion SEK Including retailing in local cooperatives the turnover is around 93 billion SEK Substantial share of everydaycommodities market; Sweden 24%, Denmark 38%, Norway 25% 1 100 shops (plus 1 900 in local cooperatives) 26 000 employees (plus 25 000 in local cooperatives)Sweden

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COOPERATIVESCanada Agricultural & Marketing Coops Canadian Cooperative Association- Union Wheat Pools - Alberta in 1923 Wholesale Societies Federation of wholesale Societies Credit Unions - Desjardins of Quebec

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COOPERATIVESRussia

Labour Artels Consumers - Centrosoyus Collective Farming Agricultural CooperativesPARAMJIT SHARMA


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COOPERATIVESIsrael Histadurt - 1920 (Gn.Fed. of Labour) Havrat Ordini - 1930 (Coop. Fed.) Kibbutz - Collective Village Moshav Ordini - Workers settlement Moshav Olim - (New Immigrants Settlement) Moshav Shitufi - Collective small holders Settlement

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COOPERATIVESChina Shanghai National Coop. Saving Bank 1912 Cooperative Union - 1921 Indus-Co - after Japanese war Agricultural Coop.-1952 after land reforms Cooperative Commune - 1958 (Sputnik) (Collective Farming) Supply & Marketing CooperativesCredit Cooperatives

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COOPERATIVESNorinchukin Bank -1923 Central Financing Bank for Agri, Forestry & Fishery Cooperatives Zen-Noh (National Level Federation of 48 Economic Federations) Share -Fert - 71% Agro Chemicals - 52% Food stuff - 22% Unicoop Japan - 1961 to export Agri, Fish & Forestry itemsPARAMJIT SHARMA

Japan


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COOPERATIVESUkraine

Ukrainian National Association of Savings & Credit Union US Aid set up 10 model Credit Unions CIDA set up Ukraine Credit Union Dev. Project

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COOPERATIVESFirst Cooperative Store in ANTSLA - 1902 Consumer Cooperative Union - ETK Cooperative Restaurants Housing Cooperatives Small workers-owned Cooperatives inService Sector Earlier collective farming now privatized Coop. Chamber in 1936undertaking banking, insurance, retail & wholesale, industry resource Estonia

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COOPERATIVESMauritius Cooperative act - 2005 Regional Cooperative Centres to facilitate supervision, coordination, participative planning & communication Coop. BusinessCentres - multipurpose socs. National Coop. Training Centre Three Tier Structure

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COOPERATIVESNo. of Cooperatives Membership of Cooperatives : Share Capital 198,540 ml Villages covered by 100% Cooperatives Coverage of Rural Households Flow of Rural Credit 43% through Cooperatives : : 71% : : : .5 ml 230 ml Rs

INDIA

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COOPERATIVESSHARE OF COOPERATIVES IN INDIAN ECONOMY Fertiliser Disbursed Fertiliser Production Sugar Produced Oil Marketed No. of National Level Cooperative No. of State Level Coop. Federations No. of District Level Coop. : 2890 : 367 : : : : : 36% 25%51% 50% 19

INDIA

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COOPERATIVESCredit institutions Short-Term Structure State Cooperative Banks (30) Long-TermStructure State Cooperative Agriculture & Rural Development Banks (SCARDBs) (20)

District Central Cooperative Banks (367)Primary Agricultural Cooperative Societies (PACS) (1,12,309)

Branches (887)

Primary Cooperative Agriculture and Rural Development Banks Development Banks (PCARDBs) (768)

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COOPERATIVES

Development Agencies For Cooperatives

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COOPERATIVESILO *ESTD-1919*RECOM-127/193 *NPA-1969 *TURIN CEN. *MATCOM *COPNETINTERNATIONAL DEVELOPMENT AGENCIES

FAO

WOCCU*ESTD-1984 *WORLD CREDIT UNION *PROMOTE EC. & SOCIAL DEV. *UNDERTAKE DEV. PROJECTS *INTEGRATE CREDIT COOPS.

*ESTD-1943 *COOP. AGR. DEV. *DIST. OF FOOD & AGR. PRODS.

ICA*ESTD-1895*FOUR REG. OFFICES *PRINCIPLES *CORD.INT. AGENCY *TRG. &DEV. *ADVOCACY

COPAC*PROMOTE AID TO COOPS *UNDERTAKE STUDIES *STRUCTL. DEVELOPMENT *PREP. COUNTRY ST

ATUS REPORTS

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COOPERATIVES

Success , Pitfalls & Misconceptions About Cooperatives

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COOPERATIVESCredit Movement to farmers Largest Human Force after UNO Collective Farming Consumers Cooperatives Democratic Institutions Transparent Organisations Concern For Community Dairy/Sugar/Housing..Coops Alleviation of Poverty Creationof productive employmentPARAMJIT SHARMA

Contribution of Coops.


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COOPERATIVESSUCCESS FACTORS NEED BASED PROFESSIONAL GOVERNANCE COOP VALUES AND PRINCIPLES STRONG CAPITAL BASE IT INTERVENTIONSPARAMJIT SHARMA


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COOPERATIVES

Why coops Are coaxed For poor Performance

Ideological diff in Goals Unprofessional Management Poor GovernanceLack of Member Participation

Inadequate Capital Base

Oversensitivity to Members Inappropriate Strategies Too Many Legislative Controls

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COOPERATIVES-MISCONCEPTIONS

SHIFT IN REAL PURPOSE

DOMINANCE BY BIG MEMBERS

COOP VALUES OR PRINCIPLES

COOPS ARE FOR POOR

COOPS ARE SOCIAL ORGS

MEMBERS CARE

SARKARI ORGANISATIONSPARAMJIT SHARMA


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COOPERATIVES

CooperativesFuture Implications

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COOPERATIVESFuture ImplicationsDeclining financial support Curtailing Registrar

s Role Facing Competition New Way Of Capital Formation New Opportunities Due to Dis-investments Increasein Corporate Power- community look for coops Vast section Effected by Reforms may Form CoopsPARAMJIT SHARMA


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COOPERATIVES -options availableIncrease Size & Vertical Integration Market Friendly & Members Friendly Develop & Train HR- members, leaders, staff.. Forge Strategic Alliances Encourage Members Participationservices Develop & Retain Symbiotic relations with Govt Improve Business Efficiency

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COOPERATIVES -options availableImproving Business EfficiencyProfessional Management Board Composition Empower Exc. Management Training Reducing Cost To Meet Competition Managing Resources- Members, Leaders

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COOPERATIVES

-Stressing Membership Advantages

Services

Commitment

Education

Successful Coops of Future will Be Ones That Do it BESTPARAMJIT SHARMA


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COOPERATIVES

-choice for the futureCapital crisis Credibility Managerial ideology

1 Continue 2 Change Identity

Gradually Die Losing IdentityDevelop & Compete

Form Coop Company Tackling CrisesPARAMJIT SHARMA

3 Change environment


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COOPERATIVES -choice for the future 1ContinueCredit NPA,FUNDSCapital crisis Credibility Managerial ideology

Gradually Die MarketingWeak Primaries

DCCBS Sec-11 BR Act

Sugar Production loans

Housing MissedOpportunities PARAMJIT SHARMA

CONSUMERS Lost Govt.Support


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COOPERATIVES

-choice for the future

3 Change environment

Tackling Crises

Develop & Compete

CredibilityImage Technology Need based Governance

CAPITALGenerate Internally Explore New Ideas

IdeologyDefinition Values Principles Strengthening People Cooperative Collaborations

ManagerialProfessionalism PARAMJIT H Resource Develop SHARMA


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COOPERATIVES

THANKS

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Documents

5033536 Cooperatives in Different Countries