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nabard
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National Bank for Agricultural and Rural Development (NABARD)
Prepared By Presented To : Dr. H. J. Jani
Hardik Pathak (09056) Paresh Gadara (09024) Swati Rathwa (09077) Unnati Raj (09079)
G .H .Patel P.G. Institute of Business ManagementSardar Patel University
V. V. Nagar
Introduction to NABARD
National Bank for Agriculture and Rural Development (NABARD) was established by an Act of the Parliament on 12 July1982.
Mission:
Sustainable growth in Agriculture and Rural Prosperity
OBJECTIVES
Facilitate credit flow for agriculture , rural infrastructure and development Promote policies and practices conducive for rural development Institutional development for rural credit systemSupervise Rural Financial Institutions E.g. ( Co-operative banks and Regional Rural Banks) Consultancy Services.
CREDIT FUNCTION Short term credit Seasonal Agriculture Operations- NABARD provides refinance to SCB and RRB at concessional Rates.
Co-operative Banks for financing Marketing of Crops , Pisciculture , Procurement of Agriculture Inputs .
Weavers's Finance Financing working Capital Requirement for Production and Marketing to
-Primary weavers Co-operative societies
- Individual Weavers
- Handloom Weaver Groups
Medium Term Credit Coversion of Short Term Loans to Medium
Term Loans in case of Crop loss in Natural Calamities
Investment Credit Technology Upgradation Technical Feasibility
Thrust Areas (Schemes)
Launch of Kishan Credit Cards( KCC) in 1998 Impact of Wadi Project Farmers Technology Transfer Fund Rural Entrepreneurship Development
Programme (REDP) District Rural Industries Project (DRIP) Rural Mart Cluster Development Swarozgar Credit Card (SCC) Scheme
Women Development Cell (WDC) To take up activities for promoting increased credit
flow to women, organize gender sensitization meets and awareness programmes.
Farmers’ Club Programme Mission- Development of rural areas through credit,
technology transfer, awareness and capacity building. Motivate farmers to adopt methods and technologies
which are most suitable to their soil and geographical situation.
Umbrella Programme on Natural Resources Management (UPNRM)
Improving livelihood situation in rural areas through promoting and funding sustainable use, management and conservation of natural resources.
SHG-Bank linkage programme( Self Help Group) Objective is to link the poor in large numbers to the
formal banking sector in a sustainable and cost effective manner.
Micro-Enterprise Development Programme Skill up gradation and development of sustainable
livelihoods/ venturing into micro-enterprises by matured SHG members
NABARD-GTZ Rural Finance Programme Working on ‘family as a unit’ concept, to provide
financial assistance for multiple activities of rural families.
Village Development Programme To develop villages in a holistic and integrated manner
by involving local public, governmental agencies, banks, and NGOs etc
Funds
Tribal Development Fund (TDF) Assistance from the fund is available for Horticulture ,
Soil and Water conservation Social Intervention such as women development , health
and sanitation
Financial Inclusion Fund To support developmental activities to secure greater
financial inclusion of weaker sections.
Financial Inclusion Technology Fund (FITF) To enhance Information communication Technology To increase the technological absorption capacity of
financial service providers Micro Finance Development and Equity Fund Promoting micro finance through scaling up the SHG-
Bank linkage program Capital Support to MFIs and supporting various
promotional initiatives/activities
Farmers’ Technology Transfer Fund promoting transfer of technology in agriculture and
farm related activities like Animal Husbandry, Fisheries.
Farm Innovation and Promotion Fund To promote innovative and feasible concepts/ projects
in Agriculture and allied activities
Rural Infrastructure Development Fund NABARD extended 90% of the eligible project cost
for roads and social sector projects.
Cooperative Development Fund Supporting various developmental activities like
infrastructure development PACS , human resource development, publicity to KCC scheme.
THANK YOU