Real Estate Background 3 § Know How from Austria 20 Years Experience in Hungary Selected Hungarian Partners Business Knowledge Legal Know How in Banking
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2 8/ Foundation of TIGER CONSULTING Kft 7/ /2012Foundation and
development of a regional bank in Hungary 8/ /2003 Head of
Department in an Austrian Bank; Restructuring of subsidiaries,
general manager of subsidiaries 2/ /2000 Project financing and real
estate development for an Austrian Bank. Establishment and general
manager of regional subsidiaries in CEE. 1/ /1996 Head of project
development CEE in Austrian construction group 8/ /1994 Regional
Manager of Austrian construction and real estate development group
in Budapest, Prague and Bratislava Thomas Radil Real Estate
Background 3 Know How from Austria 20 Years Experience in Hungary
Selected Hungarian Partners Business Knowledge Legal Know How in
Banking Restructuring / optimization Controlling Acquisition / Sale
Reporting & Presentation Konditionenberprfung 4 Financial
planning Support in negotiations 6 Main Characteristica Dominance
of foreign investors Foreign currency lending Currency risks Short
term refinancing Hungarian Financial Market: 7 Dominance of foreign
investors Direct Foreign InvestmentRefinancing of Finance Sector 8
Refinancing of Financial Sector EURCHF Inflow 9 Refinancing of
Financial Sector EURCHF Interest Rate adventage Currency Risk HUF
10 Refinancing of Financial Sector Since 2008 Changes on
international markets Restrictions in Liquidity Long term financing
vs. short time refinancing Currency risks 11 Refinancing of
Financial Sector Consequences on Hungarian market Reduction in
capital inflow Capital outflow (Repatriation of Refinancing)
Capital outflow (private investments) Exploding NPL (non performing
loan) rates Deterioration of domestic consumption 12 Hungarian
Financial Market: Financing still available ! Corporates Production
industry export oriented industry Foreign currency lending for
foreign currency income 13 Hungarian Financial Market: SME
financing more selective Tourism higher interest margins higher
equity requirements sensitivity on terms 14 Hungarian Financial
Market: Commercial Property financing based on secured income
higher interest margins sensitivity on terms ? 15 Hungarian
Financial Market: Housing HUF based loan financing supply of rental
appartments based on institutional investors subsidized loan
financing 16 Hungarian Financial Market: HUF Financing 3 year
bonds5.22% 5 year bonds 5.77% 10 year bonds 6.44%
