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 #3 Steps to Wealth Creation

3 Steps to Wealth Creation

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Best financial planning advice.3 easy steps towards long term wealth creation and savings. Best for investors who dont have market knowledge and time to manage the wealth.

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  • #3 Steps to Wealth Creation

  • I face these challenges

    Lack of Knowledge

    Market is too volatile

    Too Many Products

    Less Time to react to news

    Hidden Charges

    Too much Information

  • So What Should I do ?

  • # 1 Step

    Start Early

    Check for yourself Lets take an example of Mr Gaurav. How much wealth would he create in case he starts investing at different Age points for his retirement fundLet us assume - Monthly Investment of Rs 5,000 Retirement Age - 60 years

    If Mr. Gaurav starts investing at the age of 25, he can save for the next 35 years for his retirement and save a corpus of 1 crore 15 lac (115 lac) if his investments give a returns of 8% per annum

    Expected Returns 8% 10% 12%

    Starting Age

    ( Investment till Age

    60)

    25 Years 115 Lac Rs. 191 Lac Rs. 324 Lac Rs.

    30 Years 70 Lac Rs. 113 Lac Rs. 176 Lac Rs.

    35 Years 47 Lac Rs. 66 Lac Rs. 94 Lac Rs.

    40 Years 29 Lac Rs. 38 Lac Rs. 49 Lac Rs.

  • # 2 Step

    Have Equity in Portfolio

    Equities always give BestReturn in the long run.Sensex has delivered 11.9%CAGR return* in past 5 year

    9.0%

    -10.4%

    7.8%

    18.7%

    24.6%

    27.4%

    32.5%

    4.8%

    -10.1%

    -3.7%

    6.0%

    9.5%8.5% 9.0% 8.5%9.5%

    8.6%8.8% 8.7% 8.7%

    -15.0%

    -10.0%

    -5.0%

    0.0%

    5.0%

    10.0%

    15.0%

    20.0%

    25.0%

    30.0%

    35.0%

    Mar-11 Mar-12 Mar-13 Mar-14 Mar-15

    Last 5 Year Returns

    Sensex Gold FD PPF

    * Return as on 26 June 2015. Source AdviseSure Research

  • # 3 Step

    Dont Time the Market

    It is not always possible to time the market.

    As seen from the graph, Rs 100 monthly SIP invested in PRU ICICI

    growth Fund becomes Rs 24,000 in 7 years time against Sensex returns

    of Rs. 14,000

    Rs 24,209

    Rs 14,373

    Rs 8,400

    -

    5,000

    10,000

    15,000

    20,000

    25,000

    30,000

    Apr-08 Apr-09 Apr-10 Apr-11 Apr-12 Apr-13 Apr-14

    Inve

    stm

    ent

    Val

    ue

    (in

    Rs.

    )

    ICICI Pru growth Sensex Amount invested

    Monthly SIP of Rs.100

    Source: AdviseSure Research* Return as on 26 June 2015. Source AdviseSure Research

  • We Offer

    Advisory Fees Rs. 365 Per Annum

    Customized advise only for you

    Unlimited Long Term Investment Advise

    Tax efficient portfolio design

    No Minimum investment

    Regular Review and Rebalancing

    Substantial Savings in Commission ( Optional)

    Customized , unbiased Wealth Management

    @Rs. 1 per day

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