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h i h C fh i h C fThe High Costs of The High Costs of Alienating A Alienating A
PatientPatient
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4 CostsFuture Business
Malpractice Suits Lower Reimbursementp
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Negative Publicity
2
Poll: Patient’s Lifetime Value?
• $50,000.00
• $100,000.00
• $500,000.00
• $1,000,000.00
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$1,000,000.00
Hospital Physician
Average Age(U.S. 2010) 36.8
Average Years of Life Remaining @ 37 Years of Age (2006)
42
Annual per CapitaAnnual per Capita Expenditure(2011 Projected)
$8666 $3206 $2166
Average Projected Lifetime Expenditure @ Age 37
$1,369,663 $506,775 $342,416
Average U.S. Household Size
3.14
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ProjectedExpenditure per Household
$4,300,742
3
Poll: How many malpractice suits?
• NoneNone
• 1 ‐ 3
• 3 ‐ 5
• 5+
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• 5+
Higher Risk of Malpractice Suits
Risk of a AverageRisk of a malpractice suit is 19% with a poor satisfaction rating!
Average cost to defend a
malpractice suit is
$22,000.00.
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4
Reimbursement Reduction
Impact of Value‐Based Purchasing reductions in payments fromMedicarepayments from Medicare could be as much as 2%.
Private payers and Medicaid programs expected to follow suit.
Physicians expected to be
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y pnext.
Poll: How many will they tell?
• 33
• 7
• 11
• 20
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• 20
5
Free (Bad) PublicityUnhappy consumers tell 11 people about their bad experience.
That number can explode if other media pick it up!
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Poll: Receive complaints?
• Yes
• No
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6
Strong Links
Billing & Collection
A negative opinion of the financial process increases dissatisfaction with the clinical
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Patient Satisfactionexperience 40% of the time.
What should I do?
• Step 1: Measure patient satisfaction with both clinical andbusiness processes.
• Step 2: Examine every aspect of the patient billing process.
• Step 3: Train every non‐clinical staff member on customer service.
• Step 4: Assess any outsourced business and its process
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business and its process.
• Step 5: Choose the right revenue collections partner.
7
Heed Mark Twain’s Dictum:
“The difference between the almost right word and the right
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word is really a large matter – it’s the difference between the lightning bug and the lightning.”
5%5% 95%95%
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8
The brain is a The brain is a patternpattern‐‐recognition recognition
tool.tool.
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ConsciousNon‐
Conscious
Resistance indicates the lack of rapport
NONO
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9
Rapport begins with Sensory Acuity.
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Sensory Mirroring
Example:
They say, “My employment picturedoesn’t look too good right now.”
Sensory mirror, “Oh, I see. Do you h k ll l ?”
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think it will clear up soon?”
10
FramingFraming
Example:
“This may just be an oversight.”
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Embedded Commands.Commands.
Example:
“You like me, are probably enjoying
the spring weather we are
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having.
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Ambiguity
Example:
No & Know
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Tag Questions
Example:
“You’re beginning to see how easy and natural these
techniques are to
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techniques are to use, right?
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ConversationalConversational Postulates
Example:
“Can you pass the salt?”
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salt?”
Double Binds
Example:
“Would you like to pay with cash, or use a check or credit card today? I don’t know which
would be better for you.”
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13
Accessing Thinking
"The initial act of answering seemingly harmless questions is enough "The initial act of answering seemingly harmless questions is enough to produce a state of mindlessness which increases the odds of to produce a state of mindlessness which increases the odds of complying with a larger target request," the authors conclude.complying with a larger target request," the authors conclude.
[Bob M[BobM FennisFennis LoesLoes Janssen and Kathleen DJanssen and Kathleen D VohsVohs Acts ofActs of
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[Bob M. [Bob M. FennisFennis, , LoesLoes Janssen, and Kathleen D. Janssen, and Kathleen D. VohsVohs. Acts of . Acts of Benevolence: A Limited‐Resource Account of Compliance with Benevolence: A Limited‐Resource Account of Compliance with Charitable Requests. Journal of Consumer Research, April 2009 DOI: Charitable Requests. Journal of Consumer Research, April 2009 DOI: 10.1086/593291]10.1086/593291]
Summary
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14
“Small changes in the way that requests are made can often lead q
to startling big results!”
-The Authors of “Yes! 50 Scientifically Proven Ways To Be Persuasive”
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Ways To Be Persuasive
Sorting “can’t pays” & “don’t owes”
Is it okay if I ask, are you feeling that you don’t owe this bill or that you just don’t see that you have a way to pay the bill right now?
?
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Sorting “can’t pays” & “don’t owes”
Is it okay if I ask, are you feeling that you don’t owe this bill or that you just don’t see that you have a way to pay the bill right now?
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Is it okay if I ask
Sorting “can’t pays” & “don’t owes”
Is it okay if I ask, are you feeling that you don’t owe this bill or that you just don’t see that you have a way to pay the bill right now?
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feeling see
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Sorting “can’t pays” & “don’t owes”
Is it okay if I ask, are you feeling that you don’t owe this bill or that you just don’t see that you have a way to pay the bill right now?
have a way
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have a way
pay bill now
How to Build a Response
“I just got laid off.” I will have money in the future.
Fear
I won’t have money in the future.
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Willing/Not Able
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“I just got laid off.”
“That’s OK I hear
Say This Not That
That s OK, I hear that a lot these days. When did you get laid off? When will you start to receive unemployment?
Do you see yourself working soon?”
“OH, I’m sorry, we’ll call you later.”
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“I didn’t bring my checkbook.”
•What is the problem?
•What is the problem?
Willing/Not Able
•What is the patient feeling?
•What is the patient feeling?
Resistance to paying now. •What does the
patient believe?•What does the patient believe?
I can pay this later.
• What can I cause the patient to think?
•What can I cause the patient to think?
I have other means of paying now. • How can I build
rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“I didn’t bring my checkbook.”
“That’s OK, people do that all the time They
Say This Not That
that all the time. They just call us when they get home and give us
their checking information or credit card over the phone. Is that how you want
to handle this?”
“OK, we’ll send you a bill.”.
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“My insurance should cover this.”
•What is the problem?
•What is the problem?
Able/Not Willing
•What is the patient feeling?
•What is the patient feeling?
Resistance to overpaying. •What does the
patient believe?•What does the patient believe?
Someone else owes this bill.
• What can I cause the patient to think?
•What can I cause the patient to think?
This is my responsibility. • How can I build
rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“My insurance should cover this.”
“I’m sure you don’t
Say This Not That
I m sure you don t want to pay if your insurance covers this,
right? And your insurance won’t
cover your co‐pay. How would you like to take care of that
today?”
“We’ve billed your insurance already.”
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“Just send me a bill.”
•What is the problem?
•What is the problem?
Willing/Not Able
•What is the patient feeling?
•What is the patient feeling?
Resistance to paying now.
• What does the patient believe?
•What does the patient believe?
The longer I keep my money, the better.
• What can I cause the patient to think?
•What can I cause the patient to think?
It’s better to pay it now.
• How can I build rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language
techniques.
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“Just send me a bill.”
“I know you’d rather d bill
Say This Not That
we send you a bill, everyone would, and I also know that you
probably hate getting stacks of bills in the mail. Wouldn’t you
really like to avoid that and take care of this
now?”
“OK”
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“My spouse pays our bills.”
•What is the problem?
•What is the problem?
Able/Not Willing
• What is the patient feeling?
•What is the patient feeling?
Resistance to paying now.
• What does the patient believe?
•What does the patient believe?
The longer I keep my money, the better.
• What can I cause the patient to think?
•What can I cause the patient to think?
It’s better to pay it now.
• How can I build rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“My spouse pays our bills.”
Say This Not That
“Is your spouse with you? If your spouse was with you, they would pay it now, right? Is there some way I can reach your spouse right now?”
“OK”
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“I had no idea I had a co‐pay for the Emergency Room.”
•What is the problem?
•What is the problem?
Able/Not Willing
• What is the patient feeling?
•What is the patient feeling?
Resistance to paying if they don’t owe.
• What does the patient believe?
•What does the patient believe?
Someone else will pay this.
• What can I cause the patient to think?
•What can I cause the patient to think?
This is my responsibility.
• How can I build rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“I had no idea I had a copay for the Emergency Room.”
“I’m sure you don’t
Say This Not That
I m sure you don t want to pay if your insurance covers this,
right? And your insurance won’t
cover your co‐pay. How would you like to take care of that
today?”
“We’ve billed your insurance already.”
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“The doctor sent me –I should not have to pay.”
•What is the problem?
•What is the problem?
Able/Not Willing
•What is the patient feeling?
•What is the patient feeling?
Resistance to overpaying. •What does the
patient believe?•What does the patient believe?
The y don’t have to pay.
•What can I cause the patient to think?
•What can I cause the patient to think?
It is my responsibility. • How can I build
rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“The doctor sent me –I should not have to pay.”
“ h h
Say This Not That
“I see, when the doctor sends you here it is to receive services which he
can’t provide, just like if he sends you to a pharmacy to get a prescription, right?”
“That doesn’t mean you don’t have to
pay.”
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“I was here the other day –why do I have to pay again?”
•What is the problem?
•What is the problem?
Able/Not Willing
•What is the patient feeling?
•What is the patient feeling?
Resistance to overpaying. •What does the
patient believe?•What does the patient believe?
This should be “no charge”.
•What can I cause the patient to think?
•What can I cause the patient to think?
This is my responsibility. • How can I build
rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“I was here the other day –why do I have to pay again?”why do I have to pay again?
Say This Not That
“Because each time you visit you receive additional services. Today’s charges are for those additional
services ”
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services.
“I thought it was free to come to the Emergency Room.”
•What is the problem?
•What is the problem?
Able/Not Willing
• What is the patient feeling?
•What is the patient feeling?
Resistance to overpaying.
• What does the patient believe?
•What does the patient believe?
Emergency Room services are free.
• What can I cause the patient to think?
•What can I cause the patient to think?
Emergency Room services are not free.
• How can I build rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“I thought it was free to come to the Emergency Room.”
Say This Not That
“ER services might be free if you qualify for charity care. Would you like to apply for
charity care or financial assistance?”
“I’m sorry. They’re not free.”
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“If I don’t pay does that mean you will not see me?”
•What is the problem?
•What is the problem?
Able/Not Willing
• What is the patient feeling?
•What is the patient feeling?
Fight reflex.• What does the patient believe?
•What does the patient believe?
I have a right to ER service.
• What can I cause the patient to think?
•What can I cause the patient to think?
Service will be provided, but there is
a charge. • How can I build rapport and avoid reflexes?
• How can I build rapport and avoid reflexes?
Use language techniques.
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“If I don’t pay does that mean you will not see me?”
“We will not refuse
Say This Not That
We will not refuse service to anyone needing emergency treatment. However, we ask that you make arrangements to pay
your financial responsibility prior to
leaving the ER.”
“No”
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How to Build a Response
“Can I make payments?”
Time, not amount.
Resistance to paying in full now
The smaller the payment, the better.
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Willing/Not Able
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“Can I make payments?”
Say This Not That“How much would you like to pay?”
“How much are you short of the balance?How much time will you need to pay the
balance?”
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“Can I make payments?”
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http://www.keybridgemed.com/resources‐thought‐leadership
Contact: David MorriseyDirector of DevelopmentK B id M di l R M t
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KeyBridge Medical Revenue Management1‐800‐627‐7432 x [email protected]
Suggested Reading
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