25 AND GOING STRONGE D I T O R I A L

Greetings and welcome to a fresh-off-the-

press issue of Our World eZine!

We have been away for a little while but

we are back, and brimming with all the

news and happenings from across our

Bank. The Our World platform is now

online with Home (for daily updates right on

your desktop), NewsFeed (news, updates

and fun posts all accessible on your

smartphone) and our monthly eZine. We

hope you enjoy exploring these channels,

and be sure there's a lot more in store...

And now on to this month's issue, which

comes out just when our MD, Mr Aditya

Puri commemorated the 25th anniversary

of our Bank at a Government school in

Mumbai. The cover story features a special

video tracing the milestones along the

Bank’s journey. We also report on Mr Puri’s

school visit, where accompanied by several

senior members of our leadership team,

he announced that our Bank will plant 25

lakh saplings across the country and set

up 2,500 smart classrooms in Government

schools. Both initiatives underscore our

Bank's commitment to being a socially

responsible corporate citizen, going that

extra step to give future generations better

opportunities and a better world.

The issue also features an insightful

interview with Mr Rajinder Babbar, Head

– Rural Business; the newly launched

MAD campaign under Parivartan; helpful

tips to stay healthy and happy with HDFC

Bank CARES; and all the winners from

the recently concluded Hunar and Josh

Unlimited competitions.

Now read on the go!

Check it out on your Smartphone or Tablet,

simply type in owezine.hdfcbank.com

We have a whole lot more planned for Our

World in the coming months – do be sure

to stay tuned…

Here’s wishing you all the very best on this

milestone year of our Bank, and we look

forward to making the next 25 even more

remarkable!

Don't forget to check out...Daily updates on Homeowhome.hdfcbank.com

All the news on-the-go on NewsFeed ownewsfeed.hdfcbank.com

or

scan the QR code on your smartphone.

HDFC BANK @ 25C O V E R S T O RY

As our Bank completes 25 years and we look forward to the next 25, we take a walk down memory lane at some of the milestones along the way…

What began with a single office at Sandoz House, a single branch at Ramon House and a staff of

12 is now India’s #1 Bank. In 1995, ours was one of a handful of private banks to get its licence

from the Reserve Bank of India.

Today, our Bank has a network of over 5,000 branches and more than 1.14 lakh employees.

Over the years, our Bank has grown its reach and its product offerings, all the while earning

the trust of its customers and the respect of its peers across India and the world.

As we mark our 25th anniversary, here’s a look at some of the highlights over the past quarter-century...

watch video

The story of HDFC Bank is a story of hope – that began back in 1954 with new optimism for the recently opened up banking sector. In the

same spirit, what better way to usher in the next 25 years of our Bank, than by renewing our commitment to future generations.

It is with this motivation that HDFC Bank announced that it will plant 25 lakh trees across India and further reduce carbon emissions by

10 per cent in the coming years.

Further, the Bank will also install digital classrooms across 2,500 Government schools across India. At an event in Dr Babasaheb Ambedkar

Municipal School (Mumbai), our MD Mr Aditya Puri planted a guava sapling as the first of the 25 lakh saplings. Mr Puri also inaugurated

a digital classroom at the school. The school is one of the 150 Mumbai schools the Bank is associated with.

PARIVARTAN IN ACTION

600 digital classrooms

installed in Maharashtra, MP,

Meghalaya, Assam, Punjab,

Bihar and Rajasthan

Reduced direct and indirect

emissions by 11 per cent

in FY 19 across 5,000+

branches and offices

Over 70 million Indians

positively impacted

through HRDP, SLI and

Teaching-the-Teachers

EMBARKING UPON A NEW STORY OF HOPE To mark the occasion of its 25th anniversary, our Bank has pledged to plant 25 lakh trees and digitise 2,500 classrooms in Government schools

There are no alternatives to a clean environment and smart classrooms. Both are an absolute necessity for our nation to become the global force we all want it to be. As we complete 25 years of existence, this is a small gesture from our side to our beloved country. - Mr Aditya Puri, MD

At HDFC Bank we have always believed in empowering our people and communities through our products,

services and actions to bring about a visible change or 'Parivartan' for the better. We are now taking our commitment

to the next level with our new campaign 'MAD' which stands for Making A Difference.

MAD is aligned to the Bank's Environmental, Social and Governance (ESG) agenda.

It is a global initiative that is linked to the United Nations' Sustainable Development Goals.

So be part of this movement and stay tuned for new initiatives...

Let's Make A Difference together.

SHARE YOUR VOICES P E C I A L F E AT U R E

The key to every great organisation is its people - which is why we want to give our people a Voice.

Our Bank-wide employee survey 'Voice' has been launched. A 100-per cent confidential survey, Voice seeks

your opinion about being part of HDFC Bank, its culture, environment and processes. Please take the survey

and be honest in your responses - they will help us go a long way in making our Bank an even greater place

to work.

HOW TO PARTICIPATE IN THE SURVEY:

Check your inbox for email from coordinator@greatplacestowork.com SMS from AD-GPTWIN In case of any query, please write to VOICE@hdfcbank.com

We are listening... Let's make our Bank a Great Place to Work!

Check final league winnersClick here to check out the highlights or visit ourworld.ownewsfeed.hdfcbank.com on your mobile browser

Our annual sports extravaganza culminated in the Grand Finale on Feb 8-9, with unrivalled JOSH! Chairperson Shyamala Gopinath unveiled the championship trophies. Over 500 colleagues came together in Mumbai for the event, all set to battle it out.

Spirits were high on the field, as 12 teams gave it their best shot in the Champions and Premier Leagues.

This year saw these teams split into 2 groups of 6 each – the Premier League (Indore, Nasik, Baroda, Varanasi, Amritsar and Ludhiana) and the Champions League (Mumbai, Bengaluru, Kochi, Chennai, Kolkata and Chandigarh). There were four trophies up for grabs – Winner and Runner-up – for the top-scoring teams of each League. This year, Ludhiana (Premier) and Mumbai (Champions) took top honours, closely followed by Baroda and Chennai respectively.

There was also a special cricket match played by Executive Director Kaizad Bharucha, Group Head - Finance & CFO Srinivasan Vaidyanathan, Country Head - ECG, IFG & RBG Nirav Shah, Group Head - Internal Audit & QIG V Chakrapani, Group Head - Wholesale Credit Benjamin Frank, Function Head - BPRG Retail Ajay Kapoor and Function Head - Retail Assets Operations N Srinivasan.

Here’s a look at the winners and some of the highlights! For more coverage from the venue, click here.

Congratulations to all the winners and we hope to see you all next year!

J O S H U N L I M I T E D

JOSH UNLIMITED 2019-20#BANK4SPORTS

CORE COMMITTEEParag Shah | Bindumadhav Tikekar | Sukesh Shastri | Pankaj Agrawal | Walter Rodrigues | Yogesh Pai | Manoj Grover | Karan Singh with Swati Gaunekar

FOOTBALLCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

VOLLEYBALLCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

CRICKETCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

LAGORICHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

BADMINTONCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

ATHLETICSCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

TABLE TENNISCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

CHESSCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

CARROMCHAMPIONS

LEAGUE

PREMIER LEAGUE

view images

Raghavendraswamy Mynampati, Mumbai

Ramesh Kumar Chandrasekaran, Chennai

Satyashree Tungar, Kolkata

Vinod M K, Kochi

Jorge Bravo da Costa, Bangalore

Jatinder Gupta, Chandigarh

Iqbal Singh Gulian, Ludhiana

Dharmendra Singh Dogra, Baroda

Manish Tandon, Varanasi

Bhupinder Singh Wasu, Amritsar

Sunil A Panjwani, Indore

Chaitanya Sharad Dabir, Nashik

JOSH INNUMBERS

37CITIES

31,445PARTICIPANTS

583FINALLISTS

TEAM CAPTAINS

SPECIAL

HUNAR2019-2020

view winners

The Hunar Grand Finale took place in Mumbai on February 07, and proved to bean awesome show by our colleagues. A total of 118 finalists flew in to the city

all set to give it their best shot and claim the title of Hunar champion.

The judges had a challenging time deciding the winners given the hard work, creativity and sheer talent that was on stage. Here are some of the highlights!

Congratulations to each one of the finalists and winners!

Click here to check out the highlights or visit ourworld.ownewsfeed.hdfcbank.com on your mobile browser

view images

THE CORE COMMITTEEParag Shah, Bindumadhav Tikekar, Sukesh Shastri, Pankaj Agrawal,

Walter Rodrigues, Yogesh Pai, Manoj Grover, Roopa Natarajan, Zenobia Mehta

RAJINDER BABBAR

HEAD - RURAL BANKING

I N C O N V E R S AT I O N W I T H

An informative session that covers the early days of the business and the many ways in which our Bank is providing value to India's farmers

Presenting the all-new HDFC Bank Cares logo and some helpful tips on staying healthy and happy

“Rural banking will grow far more over the

next 10 years as opposed to the urban

market,” shares Mr Rajinder Babbar,

Head - Rural Banking department, in an

enlightening chat with Mr Sanjay Ojha

of Corporate Communications. The

latest interview of our ongoing series 'In

Conversation' covers a surprising amount

of ground – from the humble beginnings of

the Rural Banking initiative nearly a decade

ago, through its overwhelming success. At

one point, Mr Babbar shares a surprising

fact - the Bank has distributed nearly

`50,000 crore among 5 lakh farmers till

date. He shares the Bank’s digital initiatives

for rural banking and its expected impact on

both agriculture and overall development.

Mr Babbar also goes into detail about the

Bank’s specialised rural financial products

(like the Kisan Gold Loan, amongst many

others), and even our various initiatives for

increasing the technological and financial

literacy of small farmers in the country.

“I see a very bright future for rural India,”

concludes Mr Babbar. watch video

THE NEW FACE OF WELLNESSH D FC B A N K CA R E S

At HDFC Bank, employee well-being and

wellness has always been a top priority.

The HDFC Bank CARES programme

undertakes regular initiatives to promote

wellness across Bank locations, through

online and offline engagements.

Recently, the programme was rebranded

not just in terms of its logo (which reflects

the vibrance of our workforce), but also in

terms of the many new aspects that the

programme will cover.

Get your dose of happiness

The first video of the series addresses

stress. Titled 'Get your daily DOSE of

stress-busting hormones', the video

starts off by exploring the effects of

stress on one’s body. “With any sudden

change of event your body’s adrenal

gland releases a set of hormones called

Cortisol, Epinephrine, Norepinephrine,”

shares the video. These hormones can

flood your bloodstream pretty quickly and

are the reasons behind you experiencing

stress. Whilst such stress can be seen

as desirable or even enjoyable in “smaller

doses” like a roller-coaster ride or a first

Have news you’d like to share with colleagues? Whether it's about your branch, office, team or a personal

achievement, write in to us at corporatecommunication@hdfcbank.com or

ourworld.hdfcbank@gmail.com

date, the video cautions us of what can

happen if it’s left unchecked. It can even

“reduce [our] lifespan by as much as 33

years”.

In order to regulate this stress, the video

introduces its protagonists: the DOSE

gang. The term is an abbreviation of

the following hormones - Dopamine

(the “reward” hormone), Oxytocin (the

“love” hormone), Serotonin (the “peace”

hormone), and Endorphin (the “will-power”

hormone). Rendered as cheery, bubbly

characters, we’re then suggested ways

of releasing these “happy hormones” –

ranging from daily exercise to meditation to

even spending time with loved ones.

Watch the video to know how the DOSE

gang can help you bust stress.

watch video