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Owner Dennis Coyle of

DC Landscape Design

LLC based out of

Pequannock Township donates toPequannock. I grew up In

Pequannock Township. I have

multiple clients in Pequannock

and Pompton Plains. I thought it

would only be right to give back a

little to the community that has

given so much to me. I spent

many days of my youth at PV

Park. It is a great lake and I have

many great memories there. I

spoke with town officials and

they gave me the green light todonate a garden and a tree to the

Park.

The garden DC Landscape

installed is directly in front of the

PV Park sign. The design includes

some dwarf evergreen

boxwoods, dwarf foun-

tain grasses, red knock

out roses, yellow daylilies, purple saliva, blue

star juniper and finished

it off with some black

dye mulch which really

makes the flowers and

plants stand out. The

tree I decided to donate

was a Purple Leaf

Thunder Cloud Plum. It

is one of my favorite

trees. They have small

pink flowers in springand then, throughout

the summer until fall,

the foliage of the plant

offers a beautiful bur-

gundy color. The tree

does not get huge and does not

make a mess in fall. There are

only a handful of trees that have

nice burgundy foliage throughout

DC Landscape Design

donates garden & trees

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

June 11, 2014

Zone 2, Vol. 12, No. 12

We are a Family, Friendly Publication

SUMMERCAMP

REGISTRATIONSEE PAGE 8

continued on page 16

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NOTE: To have your groups announce-ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

JUN 13

Summer Costume Party on Friday, June13 from 5-6:30pm for grades 3+ at theLincoln Park Library. Give new life to an

old Halloween costume, or try dressing uplike your favorite book character. Doorprizes, pizza, music, and games! Pleaseregister for this program by calling 973-

694-8283 or e-mailing [email protected].

JUN 19

Healthy Summer Eats on Thursday, June

19 from 7-8pm for ages 17+. Lookingfor some healthy alternatives to hotdogs

and hamburgers this summer? Tired ofgrilling the same old things? AllisonSmith, Registered Dietitian, has somerecipes that will spruce up your summer!Free samples will be provided. Pleaseregister for this program by calling 973-694-8283 or e-mailing [email protected].

JUN 25

Summer Reading Kick-Off: Mad Scienceat the Lincoln Park Library on

Wednesday, June 25 from 2-3:30pm forall ages at the PAL Gym next to thelibrary. This years Summer Readingtheme is Fizz, Boom, Read! and werekicking it off with a visit from a MadScientist! Afterwards, kids will be able tosign up for the Summer ReadingProgram. Please register for this pro-gram by calling 973-694-8283 or e-mail-ing [email protected].

Around theCommunity...

The UONJ is an area-wide support groupfor ostomates, individuals with potential,

new, existing or reversed ostomies. Weprovide direct aid and mutual support forthis group of individuals. Meetings areheld the second Monday of each month,at Chilton Medical Center, located at97 West Parkway in PomptonPlains. Meetings start at 7pm. Any ques-tions, please feel free to reach out to JoAnn Valent CWOCN (Co-president) [email protected] or 973-

831-5168.The Lincoln Park Library offers help for

all things technological! Sign up for aone-on-one session with a Librarian. Wecan offer help with a range of topics,including (but not limited to): MicrosoftWindows, Microsoft Office (Word, Excel,Powerpoint), web site help (Google,Gmail, eBay, Etsy), and social media(Facebook, Twitter, Instagram, LinkedIn).We can also help you use your tablets(iPad, Kindle, Samsung Galaxy, etc.)!Please call 973-694-8283 or [email protected] to set

up an appointment. At this time, sessionsare limited to one meeting per month.Whether you are still suffering from thebleak memories of war or have resolved

to put it all behind you, Point ManMinistries is for you. Point Man is a

Christian ministry dedicated to helpingveterans find peace with themselves and

the world around them. If you are doingfine after the war, thats fantastic butdont forget about your buddies who arestill suffering. Find out how you can help.Call Barry Jensen at 973-809-9665.Point Man Ministries meets the firstThursday of every month from 7:309:30pm at Cornerstone Chapel 620 Route23 North, Pompton Plains.The Montville Township Womens Club

has an ongoing project: comfort pillowsfor breast cancer patients. A team of clubmembers, seniors, and volunteers fromsurrounding cities participates in this wor-thy project. Call Chairperson AlexandriaSarra at 973-405-0088 for more infor-

mation. All monetary donations, used topurchase polyfill for the pillows, should bemade payable to MTWC and should indi-cate Comfort Pillow in the memo.Please mail checks to P.O. Box 267,Montville, NJ 07045.

Mothers & More is a not-for-profitgroup for both stay-at-home and work-ing moms. It features monthly meet-ings, playgroups, mom-and-tot outings,

mom-night-outs, and much more.Members are from Wayne and all sur-

rounding towns. Monthly meetings arethe first Monday of each month (unlessa holiday) at 7:30pm at Our SaviorLutheran Church, 670 Newark PomptonTurnpike, Pompton Plains. Prospectivemembers are always welcomed. Formore information call 877-221-1581or e-mail [email protected] provide a supportiveenvironment to improve public speak-

ing and leadership skills. We meet thefirst Wednesday of each month at

Hollywood Restaurant & Pizzeria, 376Fairfield Road, Fairfield from 7-9pmGuests are welcomed. For more infor-mation, visit www.diningtospeak.com.The Montville Senior Citizens Club isopen to all Montville Township residentsaged 55 and older. The club meetsevery first and third Friday of themonth at the Montville Senior House,next to the police station on Route 202South. We serve coffee and cake atnoon before the meeting at 1pm. New

members and guests are always wel-comed. For information, call Celia at973-227-4591.

visit our website at www.lifeandleisurenj.com June 11, 2014Page 2, Zone 2

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Denise Wirsing i Art Director: Robin Banta

Sales: Lisa Buniewski, Larry Johnson, George Papendicki Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2014 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

With Coupon. Cannot be combined withany other offers. Expires 7/25/14.



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visit our website at www.lifeandleisurenj.comJune 11, 2014 Zone 2, Page 3

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Do you think its a

requirement to be-come a millionaire

in your lifetime? Is it a nice

thought, perhaps for some-

one else, or not even a

thought at all? Were you

alive when the average house

in our North Jersey area cost

around $80,000 in 1978,

when $1,000,000.00 was

really a cool million? And

now, what is a cool million

dollars worth? Does it still goas far; spend the same or feel

as good when compared to

the late 70s considering

nominal bank CD rates were

over 10% and for a brief peri-

od as high as 18%? A

$1,000,000 CD would gener-

ate $180,000 in annual inter-

est, in other words, you could

live on that. Today, the same

$1,000,000 CD from the

same bank pays .35% or$3,500 in annual interest and

that is before we calculate

todays inflated cost of goods

and services when compared

to the 1970s.

Please imagine a slice of

pizza or my newest measure

of inflation, a bagel. When I

was 7 years of age, a slice of

pizza cost a quarter and a

bagel cost a dime. This week

I purchased a dozen bagels for$12 and two slices of pizza

cost more than $4.00! My

children have asked me why

we even use change anymore

since basically nothing costs

less than a dollar. You know,

theyre right and inflation

isnt slowing down stopping

or going away, quite the con-

trary, in this columnists

opinion, inflation is poised to

skyrocket! What I am sayingis that accumulating a $1

plus million retirement port-

folio is no longer a nice

thought or optional, its adownright mandatory neces-

sity - Period!

Last month one of my

columns was entitled, Is a

College Education Worth

the Cost? Is it worth losing

at least 4 years of momentum

in the workforce building

your career while accumulat-

ing a 6 figure school loan

debt, not to mention a guar-

antee of a job upon gradua-

tion? I wrote, Its a Dogs

Life for Me, comparing the

wonderful life my dog leads

to the perfect retirement life.

Another column was titledWants vs. Needs the

American Struggle, where

no one actually needs a new

Bentley motorcar. Today, I

am writing about financial

preparedness, that without

exception must be planned

for and executed or suffer a

retirement of sacrifice, disap-

pointment or worse, no

retirement at all. There was

once a joke that asked, Howdo you spell retirement? The

answer was D.E.A.T.H.

Unfortunately, for some peo-

ple born after 1985 thisjoke will more than likely

be their reality. The rules of

the money game including

wealth accumulation, inter-

generational wealth transfer

and debt avoidance must be

mastered and plans for a

joint-life guaranteed retire-

ment income must be in

place so the surviving spouse

will not run out of money

before running out of life.

Lets see what the

future holds is a phrase tan-

tamount to complacency and

denial. We must be proac-

tive, decisive, actionaryand reactionary to world

events including that of our

own government that shape

our individual and familys

financial future. The finan-

cial section of the newspaper

can no longer be used to line

the bird cage or as the dogs

wee wee pad, until after it is

read and digested by all who

live under the family roof.

Tough economic times willbe upon us again and the fed-

eral government lacks the

financial might and world

respect to save us this time.We have come to the rescue

of other failing nations

throughout history and how

many of those nations would

or could come to the aid of

the United States of

America? Bottom line is it

really doesnt matter, because

the problem of our national

debt and total federal finan-

cial obligations due to con-

tinued congressional compla-

cency, have gotten too far

out of control where no

nation on earth possesses the

financial might to render any

aid or bailout.Its truly out of control

with no leadership from any

branch in power to overcome

this adversity and travesty. I

am concerned for the chil-

dren of today as the govern-

ment has forsaken them by

refusing to acknowledge and

correct decades of reckless

spending without regard to

balancing expenses with rev-

enue. The government can-not continue to raise taxes

on the 50% of Americans

that pay tax while increasing

those that are dependent ongovernment provided in-

come, health care and hous-

ing benefits. How many

more examples do we need?

History is littered full of

failed governments, political

experiments run amok and

Robin Hood economic les-

sons for the United States

government to behave the

way it has, increasing the

debt ceiling every budgetyear to this incomprehensi-

ble level. How, as a family

unit, can you react and pro-

tect yourself from our failed

domestic economic prob-

lems? Ill tell you: work more,

earn more, save more, invest

more and spend less, all the

things your government

refuses to do. Living above

ones means, keeping up with

the Joness, entitlementvacations and new cars are

out! Frugality, Budgeting and

Necessities only, are in! The

penalty for non-compliance

will be severe and what are

the consequences if I am

wrong about future inflation?

Youll have a fortune more

money invested a rosy future

and leave a major legacy!

But, if Im right, and you are

prepared, youll be able toprosper through your very

last day with food on the

table, a roof over your head

and cash to pay for health

care. This is too serious a

subject to put-off or poo poo.

The Federal Reserve has

already indicated interest

rates will rise in the latter

half of 2015 and with that

the resurgence of inflation.

Remember the bagel andpizza prices of your childhood

vs today and just think about

them for a moment. Now,

project what they will cost in

ten years, in twenty and if

you will be able to pick upthe tab when the kids and

grandkids come over. My

advice, get together with a

competent financial advisor

today to design a tax-advan-

taged savings/investment and

income producing program

to protect and provide for

your future financial require-

ments ASAP!

Mark E. Charnet, CAS, isPresident and Founder of

American Prosperity Group.

APG is the Premi er Retirement

and Estate Planning Franchise

in the United States with 19

offices in 8 states. Mr. Char-

net has over thirty three years

of experience in the Retirement

and Estate Planning fields.

Creator of the Trinity Method

of Investing, Mark encour-

ages your inquiries and can bereached at: 973-831-4424 or

via email,

[email protected]

Check out our website:

www.1APG.com Interested in

a career in retirement and es-

tate planning? Check out this

website: www.APGFran-

chise.com Securities through:

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He who has health has hope. And he who has hope has everything.Benjamin Franklin

And he who desires everything, must have the cash!Mark Charnet

By Mark Charnet

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Fathers Day has been

celebrated in one form

or another since the

beginning of the nineteenth

century. Perhaps the mostdriving force behind Fathers

Day was Senora Dodd, who

thought of the idea of a day

to honor fathers while listen-

ing to a Mothers Day sermon

in 1909. Having been raised

by her father, Dodd wanted

to honor the sacrifices that

fathers make. Fathers Day

was not formally considered a

holiday until 1972, when a

Congressional Act officiallydesignated the third Sunday

in June Fathers Day.

Families celebrate Fathers

Day in many ways. This year

Fathers Day falls on Sunday,

June 15. Dads who are history

buffs may want to celebrate

this years holiday by remi-

niscing about the notable

events that have occurred on

June 15 through the years.

Here are just some of themany historical events that

took place on June 15.

1752: Ben Franklin per-

forms his famous kite-flying

experiment to test the elec-

trical power of lightning. 1775: George Washington

is appointed Commander in

Chief of the American Army.

1878: The first attempt at a

motion picture takes place.

Twelve cameras, each takingone picture, focus on horses

hooves to see if they will

leave the ground.

1887: The New York Giants

baseball team beats the

Philadelphia Phillies 29 -1.

1916: The Boy Scouts ofAmerica receives its congres-

sional charter.

1918: An inch of snow falls

in northern Pennsylvania.

1924: Native Americans

are proclaimed U.S. citizens.

1934: The Great Smoky

Mountains National Park is

dedicated.

1940: France surrenders to

German forces as Nazi troopsoccupy the city of Paris.

1968: John Lennon and

Yoko Ono plant an acorn at

Coventry Cathedral.

1977: General elections

are held in Spain for the first

time since 1936.

1985: The Russian space

probe Vega 2 lands on Venus.

2002: An asteroid misses

hitting Earth by 75,000miles.

2003: The San Antonio

Spurs defeat the New Jersey

Nets to win the NBA

Championship.

Celebrate dad and some history this Fathers Day


Sports Injury

Neck and Back Pain Arthritis Balance Headaches / Migraines Extremity Pain Herniated Discs Carpel Tunnel Syndrome Joint Replacement Orthopedic Injuries Bursitis / Tendonitis Spinal Stenosis Scoliosis

Motor Vehicle Accident

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Afather who is afraid to

go the dentist is likely

to pass on his fear to

his children, according to

researchers at Rey Juan

Carolos University in Madrid,

Spain. The International

Journal of Pediatric Dentistry

published a study where 183Madrid children from 7-15

years old, as well as their par-

ents, rated the level of fear to

dentistry in an anonymous

questionnaire.

The data showed that

mothers reported the highest

levels of dental fear and the

researchers concluded that the

greater dental fear is for one

family member, the greater it

would be for the other family

members. They also concluded

that the fathers feelings aboutgoing to the dentist play a huge

role in whether a mothers fear

of the dentist will be passed to

their children.

Children seem to pay

attention to the emotional

reactions of their fathers, if

going to the dentist will be

stressful, said Professor

America Lara-Sacido.

The results point to a

need for dentists to reducefathers dental fears by giving

them accurate information on

dentistry, teaching simple

relaxation techniques, or

addressing negative thoughts

to prevent passing dental fears

on to their children. The workwith the parents is key and

teaches them to be relaxed as a

way of directly influencing

their kids.

Dr. Peter Brusco is a 1980 grad-

uate of the University of Penn-

sylvania and has been practicing

in Kinnelon since 1982. Dr.Br-

uscos practice is located at 170

Kinnelon Road, Suite 29A in

Kinnelon. You can reach him at973-838-5862. Visit him online

at www.drbrusco.com.

Like father like son: Why your

children may be afraid of the

dentist By Peter Brusco, DMD


Using LenSx Laser Technology

Laser Cataract Surgery

Charles D. Crowley, M.D.

and his Associates offer eye

care for the entire family,

from surgery to glasses.

Safer Better More Reliable

Other conditions we treat(partial list)

Blurred visionCataractsFloaters and flashesGlaucomaDiabetic RetinopathyMacular DegenerationCrows feet/creased brow

Treatments(partial list)

Custom Vue LasikCustom Cataract with RestorMultifocal Lens ImplantsFoldable Lens Implants

Dr. Michael DelGiodiceis an author on ocular disease

and Vice President of the NJ Chapter of the AmericanAcademy of Optometry. His specialties include laser eyesurgery post-operative care, dry eye syndrome, contact

lenses and neurologic eye disease. He is also aconsultant for Bausch & Lomb.

ASSOCIATEDEYEPHYSICIANS, P.A.

Ceaser Pitta, M.D. specializes in diseases of theretina including Macular Degeneration, DiabeticRetinopathy, Macular Holes, Macular Pucker and

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American Legion Post 450 of Pequannock awarded Jessica Shalongo, a senior at Montville High School,with a $1000 scholarship. Jessica will be attending Delaware State University in the fall. She is a softball

pitcher and currently holds the career wins record for Montville High School and will be pitching for

DSU. The scholarship was presented by legion member Jim Bolte, and Commander Ed Whitman. Theceremony followed the Memorial Day parade in Pequannock, led by the AL color guard. Also part of theceremony was Jessicas grandfather, Bob Shalongo, a legion member and Vice Commander of Post 450.

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Dr. Peter Brusco, D.M.D.

Preventing cavities,

gum problems and

saving your teeth for a

lifetime for over 30 years.

973-838-5862 170 Kinnelon Rd., Suite 29A Kinnelon www.drbrusco.com

and Share atDr. Peter Brusco, D.M.D.

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What would summer

be without days

spent frolicking at

the beach or afternoons spent

splashing in the pool? Fun in

the water makes hot days more

enjoyable and bearable, and few

summertime activities do not

involve water play in one aspector another.

Although time spent in

the water can be refreshing and

entertaining, water does present

certain hazards, particularly for

those who do not know how to

swim. Learning to swim, espe-

cially at a young age, is advis-

able and a great way to remain

safe around the water.

The World Health

Organization says drowning is

the third leading cause of unin-

tentional injury death across

the globe, accounting for 7 per-

cent of all injury-related deaths.

Children, males and individuals

with increased access to water

are most at risk of drowning. In

general, children under five

years of age have the highest

drowning mortality rates in the

world, though adult males in

Canada and New Zealand

drown at higher rates than chil-

dren.

According to the

American Academy of

Pediatrics, parents should con-

sider swimming lessons for most

children between the ages of

one and four. New research has

revealed that swimming

instruction for children

between the ages of one and

four may decrease drowning

risk. However, parents should

be advised that swimming les-

sons do not remove all risk.

Children still need constant

supervision when in and around

water. Additionally, learning

CPR can be a life-saving meas-

ure.

When enrolling children

in swim lessons, parents should

look for safety-certified instruc-

tors who have first aid and

resuscitation training and certi-

fication. Many programs offered

How parents can help youngsterslearn to swim


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continued on next page

8/12/2019 221657_1402051224June 11 2014 Z2 LR

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are sponsored by the American

Red Cross or the YMCA.

Private swim clubs may have

their own instructors.

Children between the ages

of one and three typically do

not have the motor coordina-

tion to swim effectively. These

children can benefit from swim

lessons that emphasize getting

used to the water, safety and

learning some swimming readi-

ness skills. Instruction may

involve teaching children how

to move their legs and arms and

strengthen muscles used for

swimming. Children between

the ages of four and five may be

more developmentally ready for

swimming. Such youngsters

may move from water-safety les-

sons to actual swimming with

or without support. A study

titled Childrens readiness for

learning front crawl swimming

published in The Australian

Journal of Science and

Medicine in Sport showed that

whether kids started lessons at

two, three or four years of age,

they learned to swim well at

approximately the same mean

age of five and a half years.

In addition to swimming

lessons, parents and other

adults can ensure water safety

by taking the following precau-

tionary measures:

Children should never be left

unattended in the water. It takes

mere inches of water for a young-

ster to drown.

In the pool or another body of

water, caregivers should be within

touching distance of young swim-

mers to provide help if needed,

even if the child is wearing a floata-

tion device.

Keep rescue equipment by the

pool.

Remove toys from the pool

when its not in use. These toys

can attract children who will go

in after them.

A fence around the perimeter of

the yard may be mandatory, but a

fence around the pool itself is

another safety barrier to consider.

The fence should feature a self-

latching gate.

Even adults should be watched

while swimming. It is always a

safe idea to swim with a buddy, so

that the other person can get help if

something goes wrong.

So, be safe this summer.


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10/28

The Fourth of July has

been a federal holiday

since 1941. Though

that may seem like a long time for

the country to wait to celebrate

the independence it declared in

1776, the tradition of the Fourth

of July, often referred to as

Independence Day, dates back to

the dawn of the American

Revolution and the adoption of

the Declaration of Independence

on July 4, 1776. Since then, July

4th has been recognized as the

dawn of American independ-

ence, and celebrations that

included fireworks and parades

can be traced back to the 18th

century. On July 4, 1777, the

city of Philadelphia, which would

become the first capital of the

United States of America, held

the first annual commemoration

of American independence, and

exactly one year later George

Washington ordered that all of his

soldiers be offered double rations

of rum to commemorate

the anniversary. In 1781,

Massachusetts was the first state

to make July 4th an official state

holiday, and the day was actually

declared a federalholiday by the

U.S. Congress in 1870.

However, that declaration did

not grant a paid holiday to feder-

al employees. That benefit came

in 1941, which is why that year

is now recognized as the first year

when the Fourth of July officially

became a federal holiday.


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8/12/2019 221657_1402051224June 11 2014 Z2 LR

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D

ad gets to be king of

his castle at least one

day during the year.

Come mid-June, children

near and far scramble for

ideas to treat their fathers to

a special day and award him

with gifts for being a role

model, provider and confi-

dante. Fathers Day activities

should be centered around

Dads interests. With that in

mind, the following are some

ideas to honor Dad or anoth-

er special man in your life.

Sports Sunday: If Dad is a

sports fan, his idea of spend-

ing a fun-filled afternoon

very well may be cheering on

his favorite players. Whether

your father enjoys golf, ten-

nis, baseball, soccer, or

another sport like hunting or

fishing, chances are there is a

television broadcast on that

you can watch together.

Otherwise, you can surprise

Dad by purchasing tickets to

a sporting event and making

a day of it at the ballpark.

Beach bound: A relaxing

day at the beach may be the

perfect way to spend Fathers

Day. Dad can enjoy the

entire family while sitting

back in his beach chair and

watching the waves roll in.

Pack a picnic lunch with his

favorite foods and a cold

beer, and Dad may just say

this was his best celebration

yet.

Adventure seeker: If yours

is a father who enjoys living

on the edge, a Fathers Day

activity built around action

and adventure should be a

winner. Take Dad base jump-

ing, rock climbing, scuba div-

ing, or race car driving. Any

of these activities is bound to

get Dads adrenaline pump-

ing.

R&R: Dads idea of the per-

fect Fathers Day may be an

afternoon free of obligations

and deadlines. A relaxing

day in the yard swimming

laps in the pool or hitting a

few grounders to your waiting

baseball mitt may be all the

excitement he needs. Toss a

few steaks on the grill to give

Fathers Day a truly perfect

ending.

Impromptu party: Some

dads like to be the center of

attention. A Fathers Day

party thrown in his honor,

complete with friends and

family, can be an entertain-

ing way to spend the day. If

you are worried about inter-

rupting others Fathers Day

plans, host the gathering on

the Saturday before Fathers

Day and let Dad be the life of

the party. Finger foods, bar-

becue, a limited list of cock-

tails and other beverages and

some background music are

all that you need to host a

festive function.

Plan a Fathers Day cele-

bration with your dad in

mind. Cater to his favorite

activities and opt for enter-

tainment that he will enjoy.


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Summer and the warm

weather are just about

here. Its time to get off

our couches and venture into

the great outdoors. These

plans will often include your

furry, four-legged friends.

However, dogs and cats can

suffer from hot weather prob-

lems similar to those of the

human- like enduring the

heat, bugs and allergies. As it

gets hotter, it is important to

take some simple precautions

to keep our pets healthy and

safe from the hazards that

accompany summer.

Heat stroke is a very seri-

ous and very common occur-

rence during the summer

months and results when your

pets body temperature rises

above the normal range. Heat

stroke can be a life-threaten-

ing disease, can afflict dogs or

cats quite rapidly and be diffi-

cult to treat. A little preven-

tion can go a long way.

Certain pets may be predis-

posed to this condition such

as brachycephalic breeds (i.e.

pushed in nose) like a Bulldog

or Persian cat, overweight

pets, very young and very old

pets or ill pets. Heat strokes

occur a lot in late spring and

early summer because our pets

are out of shape and are not

yet acclimated to the hot

weather. Therefore, introduce

pets to exercise slowly. Also,

try to exercise pets in the

morning or evening when

temperatures are lower. Be

sure to provide your pet with

plenty of breaks for water and

time to cool down in the

shade.

There are many ways to

avoid heat stroke. The most

known adage is to never leave

a pet in the car on warm days.

Even with the windows open,

temperatures in a car can rise

to deadly levels within min-

utes. Dogs and cats dont

sweat the same way we do.

They thermo-regulate mostly

by panting and can sweat

minimally through the bot-

tom of their feet. One of the

easiest preventative measures

is to make sure that pets have

free access to water and shade

when kept outside.

Early signs of heat stroke

may include rapid panting,

heavy breathing, excessive sali-

vation, increased body temper-

ature (i.e. above 100-102

degrees F), depression, weak-

ness, and vomiting. If you sus-

pect that heat stroke is taking

place, seek immediate veteri-

nary attention. In the mean-

time, you should remove the

animal from the hot area and

start lowering your pets body

temperature. This shouldnt be

done too quickly, which can

also be dangerous. Therefore

only use cool water, NO ice.

An easy remedy is to place cool

water soaked T-shirt on your

pet and take them right to your

veterinarian. Aside from heat

stroke, more outdoor activities

mean the risk of outdoor trau-

mas and increased accidents.

Some tips include: not leaving

pets unsupervised around a

pool, make sure all pets wear

flotation devices on boats, and

try not to let your dog drink

pool water, which contains

chemicals that could cause

stomach upset.

Brought to you by

Dr. Matthew Krupnick,

the owner of Pequannock

Animal Hospital

Summer safety for pets


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8/12/2019 221657_1402051224June 11 2014 Z2 LR

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Cats that are allowed

outdoors also venture out

more in the summer. Be on

the lookout for abscesses and

other fighting injuries. Cats

that are neutered or spayed

may be at a lower risk of such

injuries as they are unlikely to

be involved in mating-

induced aggression. The best

way to avoid these injuries is

to keep your cat indoors.

The warmer months also

means more bugs. Fleas are a

common pest that live off the

blood of their hosts and can

cause itching, or worse, an

allergic reaction called flea-

bite dermatitis. Fleas can also

be carriers for an intestinal

parasite called tapeworms.

Mosquitoes are another pest

that may carry heartworms,

which can be life threatening

to your dog and cat. More

trips to the dog park can also

increase exposure to infected

soil and intestinal parasites,

some of which are transmissi-

ble to people (zoonotic). In

North Jersey, we cant forget

about ticks that can carry a

variety of diseases, most

notably Lyme disease.

Preventatives for fleas, ticks,

heartworms and intestinal

parasites are available from

your veterinarian and should

be given year-round. The ben-

efits of prevention far out-

weigh the nuisance and health

hazards for your pet and to us

as well.

Another summer risk for

cats that live in apartment

buildings or in homes with a

second floor is high-rise syn-

drome. This is the unfortunate

scenario of us wanting to open

windows in the nice weather

and cats falling out of them.

Cats dont deliberately jump

out of windows but can fall if

screens arent properly secured

or if they are focused on an

insect or bird and become dis-

tracted. Cats can be seriously

injured even if they fall even

from a short distance. This

syndrome is 100 percent pre-

ventable by having secure

screens or enclosures for our

windows.

With some simple pre-

vention our pets can enjoy

this summer as much as we do.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home, with his wife, three cats

and two dogs, to provide quality

and compassionate care for your

pets in the community. The Pe-

quannock Animal Hospital is lo-

cated at 591 Newark Pompton

Turnpike in Pompton Plains.

You may reach them by calling

973-616-0400.


Summer safety for pets

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b lif dl i j J 11 2014P 16 Z 2

8/12/2019 221657_1402051224June 11 2014 Z2 LR

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Fertilizing a lawn is a

springtime tradition for

many homeowners.

Winter can take its toll on a

lawn, but fertilizer can go a

long way toward helping a lawn

recover from harsh weather.

While lawn-and-gar-

den enthusiasts might

know the ins and outs

of fertilizing a lawn,

novices might need a

little help as they look

to restore their lawns.

Find out what your

lawn needs. Even

novice green thumbs

likely know that over

fertilization can harm

a lawn, and thats a

big reason many

homeowners approach fertiliz-

ing their lawn with some trepi-

dation. A lush lawn adds to the

curb appeal of a home, while a

lawn thats patchy or appears to

be poorly taken care of can

lower property value. Before

fertilizing a lawn, homeowners

should determine the needs of

their lawns. A soil test can

determine if the lawn has any

nutrient deficiencies.

Dont overdo it with nitrogen.

Fertilizing with too much nitro-

gen is a common mistake, as

too much nitrogen can be

harmful, decreasing root

growth and increasing a lawns

susceptibility to disease. A

slow-release fertilizer may be an

option, as such fertilizers break

down nutrients over a longer

period of time, which also

allows homeowners to extend

the intervals between fertilizing

sessions. But a lawn can get

nitrogen from other sources as

well. Such sources include grass

clippings or raked leaves left on

the lawn after being shredded

by a mulching mower.

Consider using granules

instead of spray. Spraying a

lawn with fertilizer might

seem like the easiest and

quickest way to fertilize, but

spraying is typically best left to

the professionals. Thats

because novices often struggle

to evenly apply the fertilizer

when spraying, and many do

not account for the wind

when spraying fertilizer. A tra-

ditional spreader that fertilizes

a lawn with granules makes it

easier for nonprofessionals to

apply the fertilizer accurately

and evenly. Before fertilizing

with granules, read the pack-

age to determine if you need

to water the lawn before appli-

cation, as some fer-

tilizers are only effec-

tive when applied to

a lawn after it has

been watered. Also,

be sure to fill the

spreader over asphalt

instead of over the

lawn. Chances are

youre going to spill

granules when filling

the spreader and

such spills can be

harmful to the lawn.

Plan to fertilize several times.

Some homeowners only fertil-

ize twice a year, once in the

spring and then once again in

the fall. But fertilizer should

be applied multiple times

throughout the year, beginning

in the early spring. The first

time to fertilize is when the soil

temperature reaches roughly

55 F, which is often evident

because grass typically starts to

grow again when the soil

reaches that temperature.

Fertilize again roughly a month

after fertilizer is first applied,

and then every six to eight

weeks after through October.

Professionals often recommend

using an organic material dur-

ing the third fertilizing session.

the spring, summer and fall

months and this is one of

them. All in all, its a pretty

maintenance free tree.

You can help give back

too! In remembrance of

Memorial Day DC Landscape

Design LLC will donate 15%

of the total labor on any

installation in the month of

June to Wounded Warriors

Project. I think this a great

way that all of the communi-

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Design serves can help give

back too. People can feel good

about hiring a professional

landscape design and installa-

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ly give back to the men and

women that help defend our

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Dennis ended by saying,

Giving feels great especially

when its something you can

see grow year after year.

DC Landscape Design is

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Landscape Designs since 2007.

To schedule a free consultation

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DC Landscape Design Donates Garden & Treescontinued from page 1

Fertilizing for beginners

i it b it t lif dl i jJune 11 2014 Zone 2 Page 17

8/12/2019 221657_1402051224June 11 2014 Z2 LR

17/28

On the heels

of a reces-

sion that saw

home values drop,

many would-be

investors have shied

away from buying

investment proper-

ties. But real estate

has historically

remained a sound

investment, boasting

a long-term apprecia-

tion rate that makes it a worth-

while investment for those who

can withstand temporary set-

backs in housing prices and

hold on to their properties over

the long haul.

But investors are often

nervous as they look for their

first properties. Uncertainty

about housing prices aside,

investing in real estate

is also risky, and first-

time investors need to

be comfortable with

such risk in order to

make the most of their

investments. The fol-

lowing are a few

things potential real

estate investors should

consider as they

decide if investing in

real estate is right for

them.

Personal ability

Real estate investors typi-

cally have tenants, and those

tenants inevitably have needs.

Investors who have experience

as contractors may not find it

difficult to renovate a property

and make it more attractive to

tenants, nor are they likely to

be inconvenienced when

minor issues on the property

need to be addressed. Investors

with no such experience will

need to hire contractors to do

the work for them, cutting into

potential profits down the road.

In addition, investors who

dont have the ability and/or

the time to address minor issues

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to hire a property management

firm to tend to such needs.Such firms are effective, but

also expensive, further cutting

into your profits.

Even those investors with

contracting experience may

have little or no knowledge of

how the leasing process works,

forcing them to rely on a real

estate firm to write up leases

and ensure all leases stay cur-

rent. This, too, can cut into an

investors profits. Investors whodont bring any relevant expert-

ise to the table can still make a

profit from their real estate

investments, but those profits

likely wont be as significant

when outside companies must

be hired to ensure the property

is in good shape and all neces-

sary documents are in order and

up-to-date.

Time

Real estate is often atime-consuming investment.

Tenants pay good money to live

in attractive rental properties,

and those tenants will have ahost of needs that must be met.

Investors must be sure they

have the time to address their

tenants concerns, especially

investors with no plans to hire

property management firms.

Potential investors who already

have full plates at work and at

home may not be able to

devote the time necessary to

make the most of their real

estate investments, and there-fore might be better off finding

another way to invest their

money.

Time also must be consid-

ered when considering profits.

Real estate is not the type of

investment that turns a profit

overnight. Even investors who

are looking to invest in an up-

and-coming neighborhood

must be prepared to hold onto

their properties for at least a few

Recent improvements

in the design andengineering of gas

grills have transformed the art

of grilling. From searing and

rotisserie cooking to planking

and smoking, gas grills now

provide chefs with several dif-

ferent grilling techniques to

develop flavors, textures and

aromas. With a quality gas

grill, the right set of features

and a few key accessories, the

culinary possibilities for abackyard chef are endless.

Chef Naz Cavallaro, a

grilling expert from Broil

King, shares his must-have

tools for creating restaurant

style meals at home, as fol-

lows:

Stone Grill Set: Bake restau-

rant-quality pizza and bread

with this durable stone grill

set. Barbecued pizza provides a

more authentic pie since thehot, dry air in your grill yields

a much better result than

preparing it in a conventional

oven.

Gourmet Burger Press: It

makes perfect patties right at

home. Grill enthusiasts will

love experimenting with the

endless menu possibilities this

burger press provides. Options

include Greek-style burgers

stuffed with feta cheese, roast-ed red peppers and olives, and

Tex-Mex-style burgers stuffed

with jalapeno and cheddar.

Wood Chips and Planks:

Deep smoky flavors and fall-

off-the-bone tenderness are

hallmarks of traditional barbe-

cue cuisine. Create those

authentic flavors at home

using wooden planks, smoker

boxes and flavored wood

chips. From the pungent fla-vors of hickory and mesquite

to the sweeter, more delicate

apple and cherry, several dif-ferent types of chips are avail-

able and suited to specific cuts

of meat.

Roast Rack: A roast that is

slow-cooked on a grill delivers

amazing flavor and texture.

Look for a rack that can

accommodate a drip pan so

you can catch all of the juices

from the food.

For best results, Chef Naz

also recommends a gas grilldesigned with these perform-

ance features: excellent heat

retention; searing power and

flavor vaporization at the

grids; full coverage stainless

steel flavor wave, or heat

medium; precise heat control;

a side burner and a rotisserie

burner.

Read more about grilling

and get some great recipes

ideas at broilkingbbq.com

v s t ou webs te at j

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The right grilling tool is gold to the backyard chefReal estate investing for beginners


continued from page 17


8/12/2019 221657_1402051224June 11 2014 Z2 LR

21/28

Dracula makes an

appearance at The

Rhino Theatre in

June. This stage adaptation is

closely based on the original,presenting the frightening

story that made this a horror

classic. The story focuses on

the mysterious Count Dracula

who has gone to England

where he lives on a large

estate next to an insane asy-

lum run by the incredibly

naive Dr. Seward. The others

that make up the cast of this

thriller include Professor VanHelsing, Renfield, the beauti-

ful Lucy Westenra and

Charles. The plot develops

with all the excitement of the

original and then, in the end,

the audience is given the jolt

of a startling double twist.

Friday and Saturday shows are

at 8pm and Sundays shows are

at 2pm. Ticket price is $25 for

Adults and $23.50 for seniors.Call for tickets at 973-248-

9491. Rhino Theatre is located

at 247 Wanaque Ave., Pompton

Lakes. Visit their website at

www.RhinoTheatre.com.

Rhino Theatre presents: DraculaJune 6, 7, 8, 13, 14, 15, 20, 21, 22

Pictured is Chris Robertson playing Dracula is from Bloomfield andMichelle Scar playing Lucy is from Pompton Plains.

I

ts all about remembering

Dads favorites on Fathers

Day. While everyone

relaxes and enjoys the serenityof the backyard, these ribs will

be slowly cooking to mouth-

watering perfection.

Orange-Ginger Baby Back

Ribs

Ingredients:

5 pounds baby back ribs

Sauce:

1 cup ketchup

cup hoisin sauce

4 tab soy sauce

2 tab grainy mustard

3 tab honey

2 tab orange juice

2 tab Asian chili sauce1 tab Worcestershire sauce

4 cloves garlic, minced

1 tab ginger

Grated zest of an orange

Salt and pepper

Directions:

Preheat the grill to medi-

um and turn down to low.

Prepare ribs for grilling by

removing the membrane from

the underside of the ribs.

Prepare several foil envelopes

and place 2 strips of ribs into

each envelope, with 1/4 cup of

water and seal tightly. Cook

for 2 to 2 hours on low

(300F) with the lid closed.

Check the thermometer on

the front of the grill lid fre-

quently and adjust the cook-

ing temperature accordingly.

This may require turning one

or two burners off and cookingindirectly.

To prepare the sauce:

Combine all ingredients in a

saucepan and set aside until

the ribs are ready to remove

from the foil. Gently heat the

sauce on the side burner for 10

to 15 minutes before using.

Carefully remove the ribs from

the foil and place on grids.

Baste generously with sauce,

and grill for 10 minutes perside, leaving the lid open,

turning several times, and

basting with sauce after each

turn.

Heat remaining sauce to

a boil and then allow it to sim-

mer for 5 to 10 minutes. Serve

on the side as a dipping sauce.

Find additional recipes and

grilling tips online at

www.broilkingbbq.com.

j

LUNCH SPECIAL$699MONDAY - SATURDAY

*

*CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS OR GIFT CERTIFICATES. NOT VALID ON HOLIDAYS.1 Coupon Per table. Coupon must be presented before ordering. Not valid on parties 6 or more. Expires 6/28/14.

With thepurchase of a

beverage.

Meatloaf w/Mashed Potatoes, Fried Shrimp w/FF, Shrimp Scampi w/Pasta,Chicken Parmigiana w/Pasta, Chicken/Shrimp or Sole Francaise w/Vegetables

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

z2

MUST PAY AT BAR TO REDEEM $10. CASH ONLY. Cannot combine with other offers or gift certificates.Not valid on HOLIDAYS. 1 Gilly Money per table. Not valid on parties 6 or more. Expires 6/28/14.

z2

PAY AT BARTO REDEEM $10

RESTAURANT

Gather around the grill this

Fathers Day


8/12/2019 221657_1402051224June 11 2014 Z2 LR

22/28

Century 21 Crest Real

Estate is pleased toannounce Gabriella

Barbaro has joined its firm as a

sales associate. She will spe-

cialize in residential property

sales in the Northern New

Jersey area.

We are thrilled to have

Gabriella join our team, said

Patricia Wojtyszyn of Century21 Crest Real Estate. Its an

exciting time to be with the

Century 21 System as we

increase our market presence in

Northern New Jersey.

Wojtyszyn added, We

believe our training supports

growth and professional excel-

lence in the real estate indus-try. Performance-based train-

ing is necessary to assure that

Century 21 associates maintaintheir competitive edge and

offer the best service possible to

their clients.

Gabriella is a life-long res-

ident of Kinnelon, NJ. She is

looking forward to putting her

years of local real estate knowl-

edge to work for both buyers

and sellers in the Kinnelon,Butler, Riverdale, Montville,

and Pequannock/Pompton

Plains area. Gabriella can be

reached at her office 973-686-

1500 Ext. 220 or her cell 973-

207-2158.

MAHWAH $1,375,000Spectacular spacious Rio Vista 6BR 4.5BTH, COLw/grand entry & STRCS, HW FLS, MEIK, Palla-dium WDWS, w/o BSMT,3C gar 1 ac. WYN0063

Wayne 973-694-8000

KINNELON $1,170,000Smoke Rise - Exceptional 4BR 3.2BA contemp.Home of high architectural merit w/magnificentlake views. KIN5650Kinnelon/smoke rise 973-838-8400

TOTOWA $714,000Hickory Hill gated comm. Stately 4BR, 4.5BA COLW/2- CLNGS, HW FLS,KIT, granite, cherry, pantry,OFFC/LBRY, huge FNSH BSMT, more! WYN0343

Wayne 973-694-8000

WAYNE $408,888Great 3BR 1.5BTH ranch w/FAM RM, FINBSMT, garage & more with LG level YD. Nearschools & shopping-walk to bus. WYN0246

Wayne 973-694-8000

WAYNE $369,900Packanack Lake - 4BR 2BTH cape w/many up-dates. Cherry KIT/SS APPL, LG MBR ADDN,DR, LG deck, vinyl siding, CA, gar. WYN0174

Wayne 973-694-8000

WAYNE $429,900Old World Charm w/modern comforts. 3BR 3BTHhome w/EIK, granite, FDR, LR/FPL, FMLY RM/FPL,den/wine bar, Anderson WDWS, more! WYN0402

Wayne 973-694-8000

WAYNE $599,000LG 5BR 3.5BTH COL w/huge kit, FMLYRM/FPL, HW FLS, MBR/balcony, pool, cabana,Trex deck on private 1+AC quiet St. WYN0241

Wayne 973-694-8000

WAYNE $579,000Custom 4BR 2.5BTH split w/gorgeous neweraddition feat. GRT RM,DR, LR, BRKFST RM.More on great prop w/paver patio. WYN0330

Wayne 973-694-8000

WAYNE $625,000Amazing location 3BR 2.5BTH ranch. Acreprop. Cul-de-sac wooded lot W/HW LFS & LGUNFIN BSMT. Must see! WYN0349

Wayne 973-694-8000

WAYNE $649,900Beautiful exp 4-5BR 3BTH COL w/FMLY RM, vaultceil, 2 FPLCS, KIT, granite, SS, HW FLS, manycustom features, 2 BSMTS, 2GAR. WYN0342

Wayne 973-694-8000

WAYNE $669,900Beautiful 5BR 3.5BTH Pointview Col w/greatopen FL plan, vault ceil & FPL, HUGE EIK, FINBSMT/FULL BTH + 2GAR. WYN0346

Wayne 973-694-8000

WAYNE $799,900Beautiful 4BR COL on cul-de-sac w/spacious LR,DR, NWR EIK, FMLY RM, vaulted ceil, skylites,gas FPL, grand MBR, MBTH more! WYN0370

Wayne 973-694-8000

KINNELON $539,000Smoke Rise - Charming 3BR 2.1BA expandedranch completely renovated w/exquisite taste,

2C GAR. KIN6674Kinnelon/Smoke Rise 973-838-8400

KINNELON $549,900Smoke Rise - Location w/privacy! Bright openFLR. Plan. In-law suite. 5BRS 3.1BTHS/3C

GAR. Built 1985. KIN5661Kinnelon/smoke rise 973-838-9300

BUTLER $550,000Sleek & pristine 4BR 2.1BA contemp. stylehome offers 3 levels of luxury, patio, gas

grill/bar/fire pit. A must see! KIN5755Kinnelon/Smoke Rise 973-838-9300

KINNELON $595,000Smoke Rise - Commercial service station avail-able to purchase and keep as a service station.

KIN3805Kinnelon/Smoke Rise 973-838-8400

KINNELON $635,000Smoke Rise - Beautiful 4BR Ranch-larger thanit appears. Come & be wowed. 24 hour gated

community. KIN5676Kinnelon/Smoke Rise 973-838-9300

KINNELON $650,000Smoke Rise - Perched atop, over an acre of lushnatural landscape, cust. 5br home offers a true

escape from lifes daily stresses. KIN5703Kinnelon/Smoke Rise 973-838-9300

KINNELON $749,900Smoke Rise - Stunning 5BR/3BA renovatedexp. ranch. Perfect mix of charm, character &quality on park like property. KIN3848Kinnelon/smoke rise 973-838-9300

KINNELON $789,000Smoke Rise - Luxury & comfort combine in thisimmaculate 5BR 4.5BA Williamsburg Colonial.KIN5744Kinnelon/Smoke Rise 973-838-8400

KINNELON $975,000Spacious open interiors highlight this stunning14 rm contemp. Boasting magnificent entertain-ment space. KIN5770Kinnelon/smoke rise 973-838-9300

RIVERDALE $378,000Like new 1,553sf 2BR 2Bth condo w/loft at TheGrande. Live active lifestyle w/2 clubhouses,pools, gym & MORE! WYN0752

WAYNE 973-694-8000

KINNELON $1,295,000Captivating custom 5BR/4.1BA lake front homeboasts floor to ceiling lake views/elegant openFLR plan. KIN6679Kinnelon/smoke rise 973-838-9300

KINNELON $1,465,000Master craftsmanship & exquisite detail arefound throughout this exceptional custom5BR/5.1BA COL. KIN6672Kinnelon/smoke rise 973-838-9300

Century 21 Crest Real Estate Welcomes Gabriella Barbaro


8/12/2019 221657_1402051224June 11 2014 Z2 LR

23/28


8/12/2019 221657_1402051224June 11 2014 Z2 LR

24/28

years, if not much longer, to

maximize their investments.Though real estate is a sound

investment, it is not a get rich

quick type of investment, so

investors looking to make a

quick buck should consider

alternatives before buying

investment properties.

SizeFirst-time real estate

investors might be wise to

choose a smaller property for

their initial investment. Larger

properties can be overwhelm-

ing to manage, and investors

often rely on property manage-

ment firms to tend to theseproperties. Such firms charge

more to manage bigger proper-

ties, which can eat into

investors finances. Veteran

investors can handle such

overhead costs, but first-timers

might find themselves caught

off guard upon realizing thegravity of their financial com-

mitment. A good rule of

thumb for first-time investors

is to stick to smaller properties,

only moving on to larger build-

ings once they are fully com-

fortable with all that comes

with investing in real estate.Costs

The cost of a real estate

investment goes beyond the

purchase price of the home. In

addition to the mortgage on

the property, investors must

pay the taxes and insurance on

the property, as well as anycosts associated with maintain-

ing and managing the property.

Certain tax breaks are avail-

able to real estate investors

depending on where they live.

For example, in the United

States, taxes on the profits

when a property is sold may be

deferred if those profits are

immediately rolled into anoth-

er property (such a deferment

is only available to thoseinvestors who arrange this

exchange prior to selling the

initial property). Potential

investors need to consider all

of these costs, and might want

to hire a real estate lawyer to

help them make the most of

their investments and any

profits they yield. But even hir-

ing an attorney is an addition-

al cost investors must consider

before investing.

[email protected]

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Reverse Mortgage Solutions, Inc. dba Security 1 Lending. NMLS ID 107636. New Jersey Residential Mortgage Lender License #107636. This advertisement is for a first mortgage loan. Borrower must maintain home as primary residence and remain current on property taxes and insurance.

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Real estate investing for beginners

continued from page 20


8/12/2019 221657_1402051224June 11 2014 Z2 LR

25/28

Century 21 Crest Real

Estate is pleased to

announce Christine

Fischer has joined its firm as a

sales associate. She will spe-

cialize in residential property

sales in the Pequannock/

Pompton Plains and NorthernNew Jersey area.

We are thrilled to have

Christine join our team, said

Patricia Wojtyszyn of Century

21 Crest Real Estate. Its an

exciting time to be with the

Century 21 System as we

increase our market presence in

Pequannock, Pompton Plainsand the surrounding areas of

Northern New Jersey.

Fischer just successfully

completed extensive training

through Century 21s Create 21

Program. Wojtyszyn added, We

believe training supports growth

and professional excellence in

the real estate industry.Performance-based training is

necessary to assure that Century

21 associates maintain their

competitive edge and offer the

best service possible to their

clients.

Christine is a long-time

resident of the Pequannock/

Pompton Plains area, and islooking forward to putting her

years of local real estate knowl-

edge to work for her clients. For

all of your real estate needs,

Christine can be reached at

201-341-6147.

Century 21 Crest Real Estate Welcomes Christine Fischer

License #: NJ09980558654 2014 CENTURY 21 REAL ESTATE LLC. CENTURY 21 is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

Call me today for your complimentary Mortgage Pre-approvaland Spring into the home buying process with confidence!!!

Recognized by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2013

973-200-3262 Direct 973-454-5183 Cell 973-200-3231 Fax [email protected]

Mortgage Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of June 2, 2014. Terms for Condos listed above are subject to meetingFannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgag e Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.

Ryan BarryMortgage Banker

NMLS# 183464

BUTLER $284,900$1,105 PER MONTH

3 BR, 1 BA, 1 CAR GAR Ranch4.125/4.234 APR

BUTLER $189,900$736 PER MONTH

2 BR, 1 BA, 1 CAR GAR Ranch4.125/4.281 APR

JEFFERSON TWP.$499,900

$1,938 PER MONTH4 BR, 2.1 BA, 2 CAR GAR Colonial4.125/4.195 APR

LITTLE FALLS $369,700$1,433 PER MONTH

3 BR, 1.1 BA, 1 CAR GARSplitLevel 4.125/4.213 APR

POMPTON PLAINS$169,900

$659 PER MONTH2 BR, 1 BA Cape Cod 4.125/4.297APR

PEQUANNOCK $232,900$903 PER MONTH

3 BR, 1 BA, 1 CAR GAR ExpandedRanch 4.125/4.255 APR


$1,085 PER MONTH4 BR, 2 BA, 1 CAR GAR Cape Cod4.125/4.236 APR

PEQUANNOCK TWP.

$329,900$1,279 PER MONTH3 BR, 1 BA Cape Cod 4.125/4.222APR

POMPTON PLAINS$2,650/ MONTH

3 BR, 2 BA

PEQUANNOCK TWP

$284,500$1,103 PER MONTH

3 BR, 2 BA Expanded Ranch4.125/4.234 APR


$2,499 PER MONTH4 BR, 2.1 BA, 2 CAR GAR Colonial4.25/4.310 APR

POMPTON PLAINS$1,249,999

$4,774 PER MONTH5 BR, 5.1 BA, 4 CAR GAR CustomExpanded Ranch4.00/4.038 APR

POMPTON LAKES$459,900

$1,783 PER MONTH5 BR, 3.1 BA, 3 CAR GAR Colonial4.125/4.199

TOTOWA $334,500$1,297 PER MONTH


WANAQUE $319,000$1,237 PER MONTH

4 BR, 1.2 BA, 2 CAR GAR Custom4.125/4.224 APR

WAYNE $264,900$1,027 PER MONTH


POMPTON PLAINS

$289,900$1,124 PER MONTH4 BR, 1 BA, 2 CAR GAR Cape Cod4.125/4.233 APR

LINCOLN PARK$1,750/ MONTH

3 BR, 2 BA

POMPTON LAKES$2,100/ MONTH

2 BR, 2.1 BA

POMPTON PLAINS$2,300/ MONTH

3 BR,1.1 BA

WEST MILFORD $539,900$2,093 PER MONTH

4 BR, 2.2 BA, 2 CAR GAR Colonial4.125/4.191APR

142 Route 23 North, Pompton Plains, NJ 07444 (973) 686-1500 (800) 950-5021

RENT

AL

RENT

AL

RENT

AL

RENT

AL

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221657_1402051224June 11 2014 Z2 LR