221657_1382697082Oct 30 2013 Z2 LOW REZ

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

1/28

Tonys Boulevard Service

Center has been keep-

ing motorists safe in

Pompton Plains and the neigh-

boring communities for over 21

years.As the winter season

approaches, owner Anthony

Cangialosi encourages

all car owners to have

their vehicles checked

out. Tonys will ensure

all belts, hoses, heating

system, tires, fluid lev-

els, filters and batteries

are prepared to carry you

safely through the win-

ter.Cangialosi origi-

nally opened the automotive

repair service on the Boulevard in

1992. Eight years later, he

expanded to a second location,

Pompton Plains Sunoco at 547

Newark-Pompton Turnpike .

Between the two locations,

there are six service bays to

ensure fast and efficient repairs.

Most repairs are complet-ed same-day, Cangialosi said.

Tonys services all car

repair needs, from transmissions

and engines to basic mainte-

nance. The repair team performs

front-end alignments, computer

diagnostics, tune-ups and all

scheduled factory maintenance.

They also work on brakes, sus-

pensions and exhaust systems,

and handle Goodyear, Fire-

stone, Continental and

Michelin tires.All technicians are trained

and licensed, with expert knowl-

edge in both domestic and import

vehicles. To further guarantee

accuracy and safety, Cangialosi

employs state-of-the

art computer diagnostic

equipment.

We are known for car-

ing for our customers

safety, said Cangialosi.We get the work done

right the first time, and

at an affordable rate.

And, Cangialosi says,

customers can always

count on one additional thing:

Honest service at a competitive

price.


Center is also a licensed state

inspection and emission repair

facility.To request an appointment

call Tonys at 973-835-2333 or

Pompton Plains Sunoco at 973-

835-1217.

Tonys cares for cars and customers safety

HAVE A HAPPY &SAFE HALLOWEEN

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

October 30, 2013

Zone 2, Vol. 11, No. 21

We are a Family, Friendly Publication

continued on page 6

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

2/28

NOTE: To have your groups announce-ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

NOV 5

Enjoy time with friends and familyand help the Montville Animal Shelter.Join us at the Bonefish Grill, 28 RT 46,Pine Brook on November 5 from 5-7pm for beverages & appetizers.

Tickets $25 - includes 2 beverages,appetizers and tip. Tickets are limited.3 ways to purchase tickets: www.

montvillepetparents.org - click donate,include Bonefish in the comments,

mail check payable to MPP to PO Box231, Pine Brook, NJ 07058 or emailus at [email protected].

NOV 10

The Knights of Columbus inPequannock is having a Country Dance(line and partner)/Pasta Dinner onSunday, November 10 from 4-8pmwith the Due South Band (country,classic and southern rock) at Knights

of Columbus Hall, 84 Lincoln Park Rd,

Pequannock. Tickets are $25 and

include pasta dinner, soda, desserts,

coffee, and cash bar. Call Mike at 201-213-3910 for tickets by November 3.www.facebook.com/ KnightsOfColumbusPequannock

NOV 12

The November 12 Montville TownshipChamber of Commerce Info/Luncheonwill be hosting Mr. Art Goetz, FEMARepresentative, as he discussesDeveloping a Business Continuity andDisaster Preparedness Plan For Your

Business at the Bonefish Grill, 28 Rt.46 W. in Pine Brook. from 12-2pm

This is a must see for bus iness owners.Cost is $20.00 for member and$25.00 for non-members. Please go tothe Chamber website at www.montvil-lechamber.org to register. PayPal isnow accepted or call the Chamberoffice 973-263-3310.

NOV 13

Pequannock UNICO has a few seatsopen for their bus trip to Mt. AiryLodge & Casino Resort on Wednesday,

November 13. Ticket price is $29 perperson. Deadline for reservations andpayment is October 25. Please callJoe Carabello at 973-835-0208 or

Joan Deodato at 973-696-3799 forinformation and reservations.

NOV 16

Montville Reformed Church WomensGuild is hosting a Holiday ShoppingBazaar. This one stop shopping event

will be held on Saturday, November 16from 10am-3pm. All vendor spots

have been filled. We have various ven-dors, home party demonstrators andcrafters. The Womens Guild will alsohave bracelets for sale. Best of all itsfree admission. The kitchen is openand muffins and bagels will be for sale

when we open; for lunch-homemadesoups; for dessert-our famous bakedgoods table. Come and do yourHoliday shopping all under oneroof. For a list of the vendors pleasego to the church web site at

www.montvillereformed .org.

Around theCommunity...

The Montville Township Chamber ofCommerce is requesting your assis-

tance in providing names of candi-dates for its 2013 Annual Awards. Thisis an exciting opportunity to give cred-

it to someone in our Community whogoes above and beyond. To make

your job easier, we have establishedthe following categories for awardrecipients: Business Person or Businessof the Year, Organization of the Year,Citizen of the Year, BeautificationAward, Public Safety Award, PublicService Award, Silver Service Award.For your convenience, the AwardsCriteria and a Nomination form areon the Chambers website atwww.mon tville chamber.org . Please

forward your recommendations to the

Chamber office no later November 13.Thank you for givin g this somethought and providing your guidance.November programs at the LincolnPark Public Library. Rizzos Reptiles,Saturday, November 2 from1-2pm, allages. Get up close and personal with aboa, baby alligator, lizards, turtles,and more! Young RembrandtsDrawing Class; Wednesday, November

visit our website at www.lifeandleisurenj.com October 30, 2013Page 2, Zone 2

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrino i Editors: Bethanne Pellegrino & Kenneth Nicholas i Art Director: Robin Banta

Sales: Lisa Buniewski, George Papendick, i Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

With Coupon. Cannot be combined withany other offers. Expires 11/30/13.



$3 OFFOIL CHANGE

Full Service Car Wash Triple Foam ClearCoat Polish Super Sealer Wax

Tire Dressing Hand & Machine Dried

Full Service Car Wash Triple Foam Clear Coat Polish/New Turbo Underbody Rinse Super Sealer Wax

Tire Dressing Hand & Machine Dried

ROYAL DUKECAR WASH

$1 OFFANY CAR WASH

NowOnly $1395 NowOnly $1495

$2OFF ROYAL PRINCECAR WASH$3OFF

FREEBRAKE INSPECTION

With Coupon. Cannot be combined with any other offers. Expires11/30/13. With Coupon. Cannot be combined with any other offers. Expires11/30/13.

1555 ROUTE 23 SOUTH WAYNE 973-633-1900FREE WiFi in Waiting Area Hours: Mon-Sat 8am-6pm, Sun 8am-4pm

JOIN OUR LOYALTY REWARDS PROGRAM

@ ROYALCARWASHNJ.COM

Complete Automotive Repair Center

Brakes, Tune Ups, Etc.

FREE Car Wash w/Oil Change Visit Our Full Detail Center

Wheels Power Washed On All Cars

Coupon Books Available Self Service Bays

SERVING NORTH JERSEY Owned & Operated by Dennis Coyle Est. 2007

CALL TODAY !FREE ESTIMATES!

TREES, SHRUBS, PERENNIALS, MUMS & MORE!

FREELandscape DesignWith Installation - 1 Year Warranty on PlantsWe do it all... Pavers, Walls, Fertilizer,

Maintenance, Mulch, & Drainage

continued on next page

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

3/28

6 from 4:30-5:30pm; Grades K-3.Takea free drawing class at the Libraryfrom a Young Rembrandts art teacher!Please register for these programs by

calling 973-694-8283 or [email protected] givin g Scave nger Hunt,Tuesday, November 26 from 2-3pm,all ages. Stop by after schools earlydismissal for a scavenger hunt at theLibrary! You will also receive a specialscavenger hunt to work on duringThanksgiving Day. Then, bring yourcompleted scavenger hunt back to the

library for a prize.The Montville United Methodist

Nursery School 29 Whitehall road(Route202) Towaco will be sponsoringa collection for the battered WomensShelter during the months of Octoberand November, until Thanksgiving.Items needed include personal careitems and feel good accessories to helpgive comfort to the womens situa-tions. Items may be donated directlyto the Nursery School anytime from8am-4pm. Some suggested items mayinclude cosmetics, womens hygiene

products, hair brushes and small beau-ty accessories. We hope you will join us

in this goodwill endeavor. Any ques-

tions call the school at 973-334-3924True Vine Christian Center, located at99 Two Bridges Road in Lincoln Parkoffers a food pantry which is openevery second & fourth Wednesday of

the month. Remaining 2013 dates areas follows: October 23, November 13

& 27, December 11 & 19 (this is thethird Wednesday since the forth isChristmas Day). The hours are from5:30-6:45pm. It is for families thatare in need.Whether you are still suffering fromthe bleak memories of war or haveresolved to put it all behind you, PointMan Ministries is for you. Point Man isa Christian ministry dedicated to help-

ing veterans find peace with them-selves and the world around them. Ifyou are doing fine after the war, thatsfantastic but dont forget about yourbuddies who are still suffering. Findout how you can help. Call Barry

Jensen at 973-809-9665. Point ManMinistries meets the first Thursday ofevery month from 7:30 9:30pm atCornerstone Chapel 620 Route 23North, Pompton Plains.The Montville Township Womens Club

has an ongoing project: comfort pil-lows for breast cancer patients. Ateam of club members, seniors, and

volunteers from surrounding citiesparticipates in this worthy project.Even heart surgery patients havefound use for these comfort pillows.Call Chairperson Alexandria Sarra at

973-405-0088 for more information.

All monetary donations, used to pur-

chase polyfill for the pillows, should bemade payable to MTWC and shouldindicate Comfort Pillow in thememo. Please mail checks to P.O. Box

267, Montville, NJ 07045.

Mothers & More is a not-for-profitgroup for both stay-at-home andworking moms. It features monthly

meetings, playgroups, mom-and-totoutings, mom-night-outs, and much

more. Members are from Wayne and

all surrounding towns. Monthly meet-ings are on the first Monday of eachmonth (unless a holiday) at 7:30pm atOur Savior Lutheran Church, 670

Newark Pompton Turnpike, Pompton

visit our website at www.lifeandleisurenj.comOctober 30, 2013 Zone 2, Page 3

Welcome Dental Exam $95Includes Complete Set of X-Rays and

Oral Cancer ScreeningNew Patients Only

Community Happenings

continued from previous page

continued on page 10

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

4/28

Though annuities havebeen around since the

days of the Roman

Empire, they have gone

through many metamor-

phisms, especially since the

1950s. Yet many people have

little to no idea how thesemuch maligned financial prod-

ucts can create a secured guar-

anteed retirement income

without giving up one penny of

principal. Even respected peo-

ple in the financial media are

totally misinformed aboutannuities, spewing incorrect,

false and incomplete informa-

tion about annuities of all

types. I am appalled by the

annuity venom of TV person-

ality SZ, radio supposed guru

RK and print pundit KN.To protect the guilty I have

somewhat disguised their

names here, but I believe you

know whom I am referring to.

So in the spirit of these spokes-

people, we will start our con-

versation with the ugly.SZ says: Never put your

IRA into an annuity because

an annuity is tax deferred and

so is your IRA, so why pay for

tax-deferral through an insur-

ance company with your

IRA? What a bunch of bunk!

Do you know how much the

insurance company charges for

tax deferral? Absolutely noth-

ing! Tax deferral for annuities

is sanctioned by congress. Sothere must be another reason

to put your IRA into an annu-

ity, and there are many. More

about that later in the good

section of this article.

RK says: Annuities are

just too expensive and there

are many other less expensive

alternatives. Compared to

what? A 1972 Ford Pinto and

a 2013 Rolls Royce Phantom

will both drive you to workevery day, but the 1972 Pinto


Were With YouWith comprehensive insurance protection from a

trusted team of professionals, it feels good to know

youre never alone. Trust our experience and

proven commitment to our clients for the quality

coverage and the peace of mind you deserve.

Coverage Specialists, INC.

580 Route 23 N. Pompton Plains(after Jackson Ave.)

www.coveragespecialists.com

FULL SERVICE INSURANCE AGENCY

PERSONALIZED

SERVICEEXTENDED HOURS

CONVENIENTLYLOCATED

Call today for a free consultation and rate quote, and be

sure to ask about our money-saving umbrella policies!AUTO HOME FLOOD HEALTH COMMERCIAL

866.700.COVERAGE (2683)OPEN HOURS: Mon-Fri 8AM-5PM, Thurs until 7PM

Sat 9AM-Noon, Other evenings by appointment

HaveaHappyandSafeHalloween!HaveaHappyandSafeHalloween!

196 Main Street Lincoln Park 973-872-8888For Our Full Menu Google: LPMexicanGrillPlus

The Original

WE

DELIVER

Welcome to the Neighborhood

GRANDOPENING

Authentic Mexican Specialtiesand More!

LP Mexican Grill Plus(Tex-Mexican Express To Go)

Annuities: the good, the bad and the ugly! By Mark Charnet


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

5/28

could explode if hit in the rear

along the way. Though your

insurance would replace the

car in that event, who would

replace you? Along with style,

grace, prestige and the finest

ride in the automobile uni-

verse, if you get hit in the rear

while driving your Rolls

Royce, you certainly wouldnt

blow up. In fact, you and your

car would probably be

unscathed by the event. My

first car was a 1972 Pinto that Irolled over on its side when

making a turn at 5 mph on wet

pavement. When driving my

1994 Bentley, identical to a

Rolls Royce of the same year,

the traffic came to a sudden

stop from 40 mph on Route 23.

I stopped, but the young col-

lege student behind me never

even hit the brake, plowing

into me with her Nissan. The

hood of her car folded in half

to the windshield. My car had

two small scratches where her

license plate screws were locat-

ed. There was absolutely nodamage to the car, to me or my

passenger. Does that mean the

difference in price between the

Pinto and the Bentley might

have saved me from bodily

harm or even my life? Ill let

you decide. I do know if I werehit like that in the Pinto, I

would not be writing this col-

umn today.

What about your portfo-

lio and retirement income?

Are they crash proof?

Annuities can be designed to

be crash proof! Is there a fee for

that feature? Absolutely! Is it

worth it? Ill let you decided

that for yourself, too.

KN just doesnt like

annuities. Probably because

he doesnt sell them and ittakes away dollars from what

he does like to sell to his

clients: assets under manage-

ment. Stocks, bonds and

mutual funds can all be held

in a managed account that

generates fees and or commis-

sions. Most annuities do not

fit well into this system and

fee-based financial planners

loathe embracing products

that do not pay on-going fees.

The bad: Due to igno-

rance and the promulgation offaulty and negative informa-

tion spread by these media per-

sonalities and others cou-

pled with antiquated informa-

tion about modern day fixed-

indexed and variable annuities

the public is once again dis-

served by their regular

resources for information. It is

imperative that they get the

facts from knowledgeable

trained and licensed profes-

sionals in the annuity industry

and with those facts be readyand able to make the informed,

potentially portfolio-saving

and perpetuating decisions.

The good: I am a licensed

annuity representative and a

certified annuity specialist,

uniquely qualified to render an


Improve Your Overall HealthReceive comprehensive care. We deliver top-quality treatment

with a caring staff and compassionate touch.

Sports Injury

Pain Management

Most Insurances Accepted - Including Medicare

Neck and Back Pain Arthritis Headaches / Migraines Extremity Pain

Herniated Discs Carpel Tunnel Syndrome Balance Orthopedic Injuries Bursitis / Tendonitis Therapeutic Exercise Spinal Stenosis Manual Therapy Scoliosis Motor Vehicle Accident

61 Beaver Brook Road | Suite 103 |Lincoln Park973-305-0700

www.advancedwellnesscenternj.com

Joint ReplacementRehabilitation

TMJAnju Budhwani, MDINTERNAL MEDICINE ASSOCIATES of

Lincoln Park

166 Main Street, Suite 1A Lincoln Park973-694-6260

Primary Care,

Sports & School

Physicals, Asthma,

COPD, Diabetes,

Arthritis, Hypertension

Specializing in Internal Medicine

& Pulmonary Disease

Same Day Appointments Available& Evening Hours by Request

ACCEPTING NEW PATIENTSWe accept all major insurances including:Aetna, Horizon Blue Cross/Blue Shield,

Cigna, Oxford, Medicare/Medicaid

Annuities: the good, the bad and the ugly!


continued on page 6

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

6/28

The U.S. Food and

Drug Administration

(FDA) is going to

explore creating a new sugarlevel for products. This is a

number that added sugar cant

exceed in a given product.

The goal is to boost oral

health, and combat diabetes,

heart disease, and other

health issues. The Center for

Science and Public Interest

filed a 54-page petition about

the overwhelming evidence

that added sugars cause major

health problems.The American Heart

Association claims that no

person should consume more

than nine teaspoons of sugar

each day. The average

American consumes between

18-23 teaspoons of sugar each

day. The average 20-ounce

bottle of soda has 16 tea-

spoonfuls of sugar from high

fructose corn syrup.Sugary drinks comprise

the largest source of calories in

the American diet.

Dr. Peter Brusco is a 1980

graduate of The University of

Pennsylvania and has been

practicing in Kinnelon since

1982. Dr. Bruscos practice is

located at 170 Kinnelon Road,

Suite 29A in Kinnelon. You

may reach him by calling 973-838-5862 or visit him on the

web at www.drbrusco.com.

Sugar RegulationBy Peter Brusco, DMD

opinion on this subject. I have

rejected fee-based financial

planning from my practice and

have 32 years of financial plan-

ning and annuity experience.Ive also created the Trinity

Method of Investing, based on

a tri-annuity platform, which

protects your retirement and

portfolio from the five forces of

portfolio demise: market losses,

liability risks, health care costs,

expenses of long-term care and

taxes at death. Simultaneously,

most people Ive encountered

desire Maximizing their

income today while preserving,protecting and perpetuating

their wealth for tomorrow.

All who employ the TMI

benefit from the protection

and opportunities it provides.

Each persons specific financial

position, goals and needs are

different, as would their partic-

ular design of the TMI be.

When market corrections,

crashes and upheaval occur,

when inflation rears its uglyhead, when the bad news

appears in your rear view mir-

ror, will your portfolio and

financial life be driven by an

explosive 1972 Ford Pinto or a

7,000-pound Rolls Royce? Will

the price of protection be too

high then? Will your road offinancial independence during

retirement be completely

paved and smooth? If so, no

protective measures may be

necessary. However, should

there be a storm or turmoil in

the stock and bond markets, or

an expensive health challenge

sometime along your journey,

then the benefits of a properly

structured portfolio of annu-

ities applied according to theTMI may be just what the doc-

tor ordered. Are you willing to

wait, unprepared, naked and

vulnerable to see what hap-

pens? Before you answer the

question, a Rolls Royce costs

$450,000 today. A living bene-

fit rider for your annuity can

cost as little as .35 percent

annually. Thats only $350 a

year to protect and guarantee a

$100,000 portfolio. There isnothing worth $100,000 that

you may own that can be

insured for less than that annu-

al sum! What would SZ, RK

and KN say about that?

Why not pick up the

phone and call for an appoint-

ment to find out more? Thecall and the appointment are

free, but the information when

learned and applied could

mean millions more to you and

your family.

Mark E. Charnet, CAS, CSA is

president and founder of Ameri-

can Prosperity Group. APG is

the premier retirement and estate-

planning franchise in the U.S.

with 17 offices in eight states.Charnet has 32 years of experi-

ence in the retirement and estate-

planning fields and encourages

your inquiries at

877-885-1APG (1274),

973-831-4424 or markchar-

[email protected]. For more infor-

mation, visit www.1apg.com. In-

terested in a career in retirement

and estate planning? Visit

www.apgfranchise.com. Securi-

ties through: BCG Securities,Inc. Member SIPC, FINRA and

a registered investment advisor.


Annuities: the good, the bad and the ugly!

continued from page 5


Center, Inc. has two locations:276 Boulevard and 547

Newark-Pompton Tpke. in

Pompton Plains. Hours are

8am5pm MondayFriday and

8am12pm Saturday.

Tonys cares

for cars andcustomers safety


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

7/28


Dr. Peter Brusco, D.M.D.

Preventing cavities,

gum problems and

saving your teeth for alifetime for over 30 years.

NEW PATIENTSPECIAL

$8900Expires 12-31-13. Not to be combined with any other offers.

Dr. Peter Brusco, D.M.D. 973-838-5862

Friendly, Caring Atmosphere with Gentle, Experienced Dental Professionals.

Cosmetic Dentistry Bonding & Veneers TMJ Root Canals Teeth Whitening

Oral Surgery Mini Dental Implants Implants Dentures

EXAM, DIGITAL X-RAYS, AND CLEANING

REG. $266

Call For More Details Today! 973-838-5862170 Kinnelon Rd., Suite 29A Kinnelon www.drbrusco.com

0% Financing for qualified patients with Care Credit

Smile

and Share at Dr. Peter Brusco, D.M.D.

DRIVE HOME YOUR BRAND NEW TODAY!

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

8/28

Senior citizens and the

winter season do not

often get along very

well. During these cold

months, they are supposed to

stay inside because extreme

weather may cause illness or

injury. Here are some winter

activities that are not only

enjoyable but beneficial.

PLAY BINGO. Bingo may

not be the best game for stay-ing fit while remaining

indoors, but this is a great

game that encourages mental

stimulation. It is also a great

way to make new friends.

This game is not only played

at home, but can also be

found in local halls and sen-

ior clubs.

USE THE TREADMILL.

Treadmills are actually good

friends of senior citizens

while they remain indoors.

Walking on a treadmill daily

is just like walking outside

except that there are no wor-

ries about falling down a

snowy path. It can definitely

keep seniors fit and healthy,

even while staying inside.

WALK UP AND DOWN

THE STAIRS. Winter

activities do not have to be

fancy. Simply walking up and

down the stairs can actually

keep senior citizens healthy.

Sure, it is not as pleasant and

fun as some other activities,

but it burns more calories

and keeps them away from

heart diseases.

TAKE A CLASS. Cooking,

sewing and other kinds of

classes can make the senior

citizen busy and happy dur-

ing the cold months.

Enrolling in a class is a bril-

liant method to meet new

people. In addition, thisimproves memory, keeps

their minds sharp and even

boosts their self-confidence.

Learning anything is the best

way to have a healthy mind

and body for a long time.

LEARN TO USE THE

COMPUTER. Winter is a

great time to learn to use a

computer with confidence.

There are online tutorials for

various computer programs

and information about virtu-

ally anything online. One

can travel to museums and

cities around the world, learn

a new language, take an

online class via a college or

other venue, or just goof off

and play games.

Sonia Scott is the owner ofDorson Home Care, a full-

service home health care

agency providing families

throughout Northern and Cen-

tral New Jersey with compas-

sionate home care services

since 1989. For more informa-

tion, visit www.dorsonhome-

care.com or call

973-672-7691.


Has your child been diagnosed with... Cerebral Palsy

Autism

Developmental Delay

Balance/Coordination Disorder

Hypertonia (increased muscle tone)

Hypotonia (low muscle tone)

Down Syndrome

Spina Bifida

Metabolic Disorder

Traumatic Brain Injury

18 Newark Pompton Tpke.

Riverdale, NJ 07457

973.616.8300

Physical Therapy

Occupational Therapy

Sensory Integration

Speech Therapy Childhood

Weight Loss

...then give us a call 973.616.8300

Partials Repairs ExtractionsTooth Whitening

Nitros Oxide Sedation Gum Treatment Dentures Implants

Most Insurance Accepted

LINCOLN COMMONSDENTAL ASSOCIATES

Mark De Fonte, DMD

59 Beaverbrook Rd., Suite 301, Lincoln Park, NJ973-686-0060

NEW PATIENT (No Insurance) SPECIALExam, Prophy & Xray $115

Latest Cosmetic Techniques Crowns & Bridges Root Canals

Margaret (Peggy) TanaEd.M, MAT, LPC, LCADC

Licensed Professional CounselorLicensed Clinical Alcohol and

Drug CounselorNJ 37PC00302700, NJ 37LC00078800

Counseling for individuals

and couples using a holistic,

person-centered approach.

Experienced with abuse, trauma,

cultural, and spiritual issues.

Trained in EMDR.

170 Kinnelon RoadKinnelon, NJ 07405

www.margaret-tana.com

973-838-7265

AnxietyAddiction

Depression

Five best winter activities for the elderly

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

9/28

Getting a startup off

the ground is a con-

siderable and reward-

ing achievement. But once a

business has achieved a cer-

tain level of success, business

owners often find themselves

wondering what to do next.

Growing a business may

not prove as challenging as

turning it from a startup into a

successful enterprise, but busi-

ness owners often agonize

over the best way to grow

their businesses. The follow-

ing are a few ideas to grow

your business so you can build

on your initial success.

Open a new location.

Physical expansion is often

the first idea that comes into

business owners minds when

they are thinking about how

to grow their businesses. But

physical expansion is not

always the best way to grow a

business. Before deciding to

open a second location, con-

sider consumer trends to

determine if your company

has staying power, and eco-

nomic trends to determine if

the economy is healthy

enough to support both your

initial location and any addi-

tional locations you plan to

open.

Another thing to consid-

er before opening a new loca-

tion is your management style.

If that style is very hands-on,

then who will manage your

new location, or your existing

one if you plan to oversee

things at the new store?

Physical expansion can be

good for business, but its often

most successful when business

owners have a solid manage-

ment team already in place,

which allows owners to spend

time at both locations.

Diversify your offerings. The

Small Business Administra-

tion notes that diversifying is

a strong growth strategy, pro-

viding multiple streams of

income that can help business

owners survive the slower

months when sales tend to

dip. Businesses known for a

particular product may want

to offer complementary prod-

ucts or services or import or

export others products.

Startups often credit loyal cus-

tomer bases when citing their

reasons for surviving their first

few years, and such customer

bases already trust your brand.

Expanding that brand to

include complementary prod-

ucts or services is a logical

next step to grow your busi-

ness and build on the credibil-

ity you worked so hard to

achieve with your customer

base.

Develop an app. Many of

todays successful startups had

Web sites even before they

opened the doors to their

more traditional brick-and-

mortar stores. While a strong

Web presence is essential for


220 WEST PARKWAY

POMPTON PLAINS

&Monday, November 18th thru 27th from 10am-3pm

Saturday, November 23 from 9am-4pm

80%off

SAVE DATE

Warehouse SaleUp to

THE THANKSGIVING

Cheesecake Pie Sale

Cash Only!

ZIRPOLO INSURANCE13 Main Street, Butler 973-850-6600

www.zirpoloinsurance.com

FREE 2nd Opinion Insurance Reviews

Insurance for: Auto, Home, Commercial, Flood, Workers Comp., Life & More

Quality Service at Competitive Rates

Insure Your OutlookWhen the unexpected crops up, the right insurance means

everything. Protect you and your family with comprehensiveinsurance coverage tailored to meet your needs.

Cynthia Zirpolo

Guidance for aMedicare

Supplementand other

Senior HealthCare Plans.

Ideas to grow your business


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

10/28

Plains. Prospective members arealways welcomed. For more informa-tion call 877-221-1581 or e-mail [email protected] provide a supportiveenvironment to improve public speak-ing and leadership skills. We meet thefirst Wednesday of each month atHollywood Restaurant & Pizzeria, 376Fairfield Road, Fairfield from 7-9pmGuests are welcomed. For more infor-mation, visit www.diningtospeak.com.The Montville Senior Citizens Club is

open to all Montville Township resi-dents aged 55 and older. The clubmeets every first and third Friday ofthe month at the Montville SeniorHouse, next to the police station onRoute 202 South. We serve coffee andcake at noon before the meeting at1pm. New members and guests arealways welcomed. For information, callCelia at 973-227-4591.


SALES SERVICE REPAIRS

EurekaCordless

Brush Vac

$4299

Power, quiet & lightweight Cleans carpet & bare floors 2-Motor System

EurekaMaximum PowerCanister Vacuum

Eureka Optima

Soft Grip Looped Handle Telescopic Handle

Motorized Brushroll No-tip/Anti-clog Tools-on-Board Power - 12 amps Cord Length - 20ft.

$5999

Hoover

Steamer

$19999

12 amps 5 Spin Scrub Brushes On-Board Powered

Hand Tool for Stairs,Upholstery

24 Cord 1 Year Warranty

Performance

Plus

Platinum

Powerful 12-amp Motor Motor Protection System QuickDraw Tools on Board TriForce Agitator 30-Ft. Power Cord HEPA Filter

Not valid with other offers. Expires 11/30/13.

Buy 2 Packages of SameType Bags (3 pack size only)& Get 1 Pack of the

Same Size FREE

FREEVacuum Bags!

1400 Watt motor Convenient for carpets & hard floors Lightweight, compact design Deluxe on board accessories Metal telescope wand 2 Year Warranty

Riccar

Super PowerfulHepa FiltrationSuper light 8 lbs

PanasonicCan

12 Amp Motor Quick Release

Handle On Board Tools

$27999

$29900Special

$22999

Conveniently Located On Route 23 SouthAt 615 Route 23 Pompton Plains

973-839-5666

Authorized

Service Center & DealerFor Most Major Brands

Mon. - Fri. 9:00 a.m. - 5:00 p.m.Sat. 9:30 a.m. - 4:00 p.m.

www.vacshackinc.comwww.vacshackinc.com

Since 1976

With this coupon only. Not valid with other offers.Expires 11/30/13.

10%OFF

On AllVacuum Repairs

$11999

AUTUMN CLEAN-UP TIME!

All Brands Serviced

LARGEST VACUUM PARTS SELECTION IN NEW JERSEY

Community

Happeningscontinued from page 3

To Advertise

Call 973-696-8008

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

11/28


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

12/28

While Halloween

can be fun for

adults and chil-

dren, pets might not look for-

ward to October 31 as much as

the rest of the family. When

trick-or-treating time arrives

and the doorbell gets its annu-

al workout, pet parents should

take steps to ensure their dogs,

cats and other companion

animals stay calm and dont

get too frightened or excited.

Halloween is full of deco-

rations, costumes and

strangers ringing your door-

bell. While the excitement

can be thrilling for children,

pets can easily grow scared.

Animals generally become

creatures of routine, and any-

thing that takes them out of

their comfort zones can be a

cause for agitation. Spooky

decorations hung throughout

the house and outdoors pres-

ent new sights and smells. The

doorbell ringing every few

minutes could put skittish pets

even more on edge espe-

cially when they come face-

to-face with hordes of cos-

tumed trick-or-treaters.

Candy, chocolate in par-

ticular, poses a large risk as

well. Even relatively small

amounts of chocolate can be

harmful to cats

and dogs. Thats

because choco-

late contains caf-

feine and theo-

bromine, two dif-

ferent types of

stimulants that

can wreak havoc

on an animals

central nervous

system. Hard

candies may be

swallowed and

become lodged

in the throat or

digestive tract.

Artificial sweet-

eners are harmful to animals,

too.

To help keep pets safe, it

is best to consider the follow-

ing tips for Halloween.

1. Keep pets indoors for the

day. Animals that are fright-

ened may run away or grow

disoriented and get lost. Also,

you never want your pet to be

the victim of a Halloween

prank. Sometimes black cats

are stolen on Halloween. Dogs

left outside may be

at risk for teasing

and taunting, too.

2. Dont take dogs trick-or-

treating. Although you may

have a calm, well-mannered

dog, the crowds in the neigh-

borhood may excite mans

best friend, whose behavior

might be difficult to predict.

Also, other animals that get

loose from homes when the

doors are opened may provoke

your dog. Its enough to keep

your eyes on your children,

never mind being mindful of

your dog, too!

3. Skip costumes for pets. You

may think its a cute idea to

dress your pets in costumes,

but theres a good

chance your pet does

not share your enthu-

siasm. It may stress

out the animal, so

avoid pet costumes.

4. Be mindful of

holiday decorations.

Strings of lights,

fake spider webs

and other decorative items

can be tripping hazards for

pets, while electronic

devices could pose a safety

risk. Avoid lit candles in the

home because cats or dogs

may knock them over.

5. Keep pets secured in a

bedroom or another quiet

space. Your dog or cat may

try to bolt outside every time

you open the door to trick-

or-treaters. Instead, keep the

animals in a bedroom or

laundry area. Not only will

they appreciate the quiet,

but also they wont have a

chance to escape and get lost.

6. Store collected candy out

of reach. Pets are inquisitive,

and they may be drawn to the

sweet smell of candy and

treats. Candy wrappers and

the candy itself can be haz-

ardous to pets. Therefore,

store candy where pets cannot

access it and be sure children

discard candy wrappers.

Brought to you by Dr. Matthew

Krupnick, the owner of the Pe-

quannock Animal Hospital. He

grew up in Kinnelon and is hap-

py to be home with his wife,

three cats and two dogs to

provide quality and compassion-

ate care for your pets in the

community. The Pequannock

Animal Hospital is located at

591 Newark Pompton Turnpike

in Pompton Plains. You can

reach them at 973-616-0400.

Protect pets from Halloween hazards


WHERE YOURPET IS FAMILY

Dr. Matthew Krupnick, D.V.M.

Full Service Animal

Hospital, Specializing

in Cats & Dogs

Complete Medical,

Dental & Surgical

Services On Premises

Caring & Competent Staff

591 Newark Pompton Tpke.

(near Friendly's)Pompton Plains, NJ

973.616.0400

Hours: Mon 8-6pm Tues 8-4pm

Wed 8-7pm Thurs 8-6pm

Fri 8-5pm Sat 8-12pm

FREE ExamNEW CLIENTS ONLY.

Limit 1 per pet.

Not combinable w/other offers. Expires 11/30/13.

15% OFFExam Fee

ONE TIME ONLY. Limit 1 per pet.Not combinable w/other offers. Expires 11/30/13.

OpenSaturdays

www.PequannockVet.com

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

13/28

many of todays businesses,

business owners can now go

one step further and create

their own smartphone or

tablet app. Such apps can

allow customers to peruse your

offerings, place orders on-the-

go and perform a host of other

tasks related to your business

without using a computer. An

app can introduce your busi-

ness to a whole new crop of

potential customers, whether

they live around the corner

from your store or halfway

around the globe. Upon intro-

ducing the app, expect some

technical glitches and solicit

user responses so you can

quickly update the app and

make it more user-friendly if

need be.

Form an alliance with other

businesses. Rather than diver-

sifying their product offerings,

some business owners have

found its easier and more

profitable to form an alliance

with other businesses who

already sell complementary

products. Such an alliance can

be good for both businesses, as

each can expand its customer

base without the kind of effort

it takes to open a new location

or the cost of producing new

products. Other businesses

already have lists of prospec-

tive customers who may need

your products, and vice versa.

Alliances can be the most

effective and quickest ways to

grow a business, not to men-

tion the least expensive and

time-consuming.

Lincoln Park Savings

Bank celebrated 90

years of serving the

community with a wine-and-

cheese party on October 5.

The array of beautiful food

was provided by A&A Fine

Foods in Lincoln Park.

Customers had a chance

to win many different prizes,

including an Elysium Spa gift

card, a round of golf at

Meadows Golf Club, a six-

month membership to Spa

23, a gift card to Montville

Inn and a dance lesson to

Fred Astaire Dance Studio.

The grand prize giveaway

was an iPad.

Each party-goer received

a gorgeous hand-painted wine

glass, created by Brushes with

a View.


Bank has enabled many fami-

lies to buy the home of their

dreams. In 90 years of business,

Lincoln Park Savings Bank

has never sold a mortgage loan

in a secondary market. This

aspect is very important to the

bank because it shows how

customers can depend on

them to continue to provide

quality service for a loan.


ASSOCIATED EYE PHYSICIANS, P.A.

www.njeyedoc.com

Call Today For Our New Extended Early Morning & Evening Hours!

505 Wanaque Ave., Pompton Lakes 973.835.12221033 Clifton Ave., Clifton 973.472.6405

973.835.1222 973.472.6405

Charles D. Crowley, M.D. and his Associates offer eye care for the entire family from surgery to glasses.

HIGHEST PRICES

PAID ON THE SPOTParagon Jewelers

Record High Gold Prices

Sell The Gold JewelryYou No Longer Wear

We Also Buy Sterling Silver & Coins

Rt. 23 N. & Jackson Ave.Pompton Plains

In The A&P Shopping Ctr.Next To Home Goods

& T.J. Maxx

973-839-0611

Open Tues.-Fri. 10-6, Sat. 10-5

Gold Now $1,325 oz.


Bank turns 90!

Ideas to grow your business


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

14/28


973-616-455518 Newark Pompton Tpke., | Riverdale

www.AdvancedSportMed.com

START FEELINGBETTER TODAY!

Call now to scheduleyour consultation and

treatment options.

973-616-4555

SUPARTZ is a solution of

hyaluronate, a natural substance

that acts like "oil" to cushion andlubricate your knee joint.

SUPARTZ is injected directly into

the knee. Just a single course of

treatment (five injections given

weekly) can provide long-lasting

pain relief.

SUPARTZ has been in use since

1987 and approximately

143 million injections given.

SUPARTZ is the most prescribed

Joint Fluid Therapy in the world.

Keep your knees healthyto avoid surgery. Stayactive with SUPARTZ

knee therapy.

Our team is as committed to your recovery as you are.

Youll feel comfortable in our spacious facility with itsprivate treatment areas and state-of-the-art equipment,where we employ a combination of modalities andtreatment techniques for better, faster results.

We target the source of your pain,so you can get back to work, play anddoing what you love without surgery.

Advanced Sports Medicine & Physical Therapy

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

15/28


b lif dl i j O t b 30 2013P 16 Z 2

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

16/28

The arrival of autumn

ushers in cooler days

and less hours of sun-

shine. As much of the coun-

try turns its clocks back an

hour, night descends that

much earlier, prompting a

greater reliance on artificial

light and electricity. When

the time comes to turn clocks

back, eco-conscious men and

women can employ various

strategies to conserve energy.

Change light bulbs. Tra-

ditional incandescent bulbs

are not the most energy effi-

cient option available. The

United States Department of

Energy says incandescent

bulbs use a lot of energy to

produce light, but a signifi-

cant amount of energy to pro-

duce heat as well. Ninety per-

cent of the energy used by

incandescent bulbs is given

off as heat, so it is more eco-

nomical and efficient to use a

bulb that cuts down on heat

production. Compact fluores-

cent lamps, or CFLs, qualified

by Energy Star use about one-

fourth the energy and last ten

times longer than a compara-

ble incandescent bulb that

puts out the same amount of


Residential

Commercial

Industrial

Concrete Work

$200OFFAny Drivewayof $1,000 or More!Schedule Before November 15, 2013

973-838-0866

Call Now For a Free Estimate

WE NOW ACCEPT CREDIT CA RDS

Green ways to embrace shorter, colder days


i it b it t lif dl i jOctober 30 2013 Zone 2 Page 17

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

17/28

light. Light-emitting diode,

or LED, bulbs are a much

more energy-efficient option,

and LEDs last 25 times longer

than incandescent bulbs.

Turn lights off when rooms

arent being used. It can be

tempting to turn on all of the

lights on in a home when

darkness arrives. But this

wastes both energy and

money. Turn lights off when

you exit rooms. Try to gather

the family in a centralized

location that is full of ambi-

ent and task lighting in an

attempt to concentrate light-

ing usage rather than spread-

ing it out all over the house.

Rely on timers or automat-

ed systems. Standard timers

or more complex app-synced

house management systems

enable homeowners to turn

their lights or even appli-

ances on and off at key times.

Those with a smartphone or

tablet can log in and manage

their homes from a remote

location, turning lights on or

off or adjusting their thermo-

stats at their convenience.

Turn down the temperature.

The California Energy

Commission says for every

degree a person lowers the

heat in the 60- to 70-degree

range, he or she will save up

to 5 percent on heating costs.

Set the thermostat low at

night when residents are

under warm blankets and

quilts, and lower the thermo-

stat when the house is empty.

Furthermore, homeowners

can turn down the thermo-

stat on hot water heaters and

even dishwashers, which can

help save as much as 11 per-

cent on water heating costs.

Look to alternative heat

and lighting sources. A warm,

inviting fire can light up a

room and also provide sup-

plementary heat. Pellet

stoves, or those that burn a

highly concentrated fuel

source that is energy efficient

and environmentally friendly

may prove a worthwhile

investment. Many heating

stoves continue to give off

ambient heat long after their

flames have been extin-

guished. And centrally locat-

ed stoves can heat most of a

home at a fraction of the cost

of traditional forced-air sys-

tems.

Put south and west-facing

windows to use. Place solar-

powered devices next to an

open window during daylight

hours to charge when the sun

is at its brightest. Use solar-

powered lamps, radios and

even phone charges once the

sun sets. Windows that get a

lot of warm sunlight can be

draped in dull, black curtains

to incubate rooms that need

warming. The black fabric

will absorb the suns heat,

naturally heating a room.

Trim shrubs and trees. Make

the most of sunlight when its

available by allowing the

suns rays to reach the interi-

or of the home. Prune dor-

mant trees and shrubs so that

the home will get plenty of

sunlight.

Spend time outdoors. Make

the most of daylight hours by

spending as much time out-

doors as possible. Read booksoutside or do homework at

the patio table, reducing

reliance on indoor lighting.

Sunlight can make ideal task

lighting for arts and craftsprojects as well.

There are many ways to

conserve energy and become

less reliant on artificial light

as daylight hours graduallydwindle.


Free Estimates Fully Insured References Available

Innovative, Full ServiceResidential Remodeling,

Crafting Fabulous Kitchens,Additions, Bathrooms & Master Suites

Transforming Lives By Transforming Living Spaces...Its What We Do

A Tradition of Delivering Value For Over 20 Years

Call for an appointment to set up a FREE DESIGN CONSULTATION at our new location973-696-0333 1016 Route 23 North, Wayne (Just 200 feet after the Alps Road exit)

www.advantagecontracting.com License# 13VH00011000

Our experience with contractors has run the gamut from horrendousto excellent, but not even our best experience can compare withdealing with you and your staff. Brenda and David B., Wayne, NJ

Whether its a minor remodel or a major home addition,we treat each project with the same attention to detail whileworking toward completion in a timely and efficient manner.

Advantage Contracting also offers project management and full demolition.

We can manage your electrical, plumbing and general carpentry needs as well. Payments as-low-as$79 a month.

FINANCING

AVAILABLE

Green ways to embrace shorter, colder days


visit our website at www lifeandleisurenj com October 30, 2013Page 18, Zone 2

7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

18/28


Gargas Roofing & ConstructionRoofing Problems?

We guarantee your roof

WILL NEVER LEAK AGAIN!

Fully InsuredLocal References Gladly Provided

All Work Guaranteed Free Written Estimates

NJHIC# 13VH00344800

High Quality Workmanship At An Affordable PriceAll work done by our Professionals Owner Operated Owner Guaranteed

Specializing In:All Types of Roofing

Tear Offs Re-Roofing New Roofs Flat Roofs Wide Selection of Shingles

Gargas Roofing & ConstructionResidential & Commercial Roofing & Siding Specialists

FREEUpgrade To Lifetime Shingles

Call now for more details!

SIDING WINDOWS DECKS

On Any Complete Roofingor Siding Installation

Book by 11/30/13.

~OR~

$500 OFFTotal Job

FREEInstallation of

seamless gutters

With This Ad. Exp. 11/30/13.

UP TO 100FT

973-772-8080973-772-8080For more useful info & to help the shingle selection process please visit:

www.gargasroofing.com

FallR O O F I N G , I N C .

KOVACHFree

Estimates

FullyInsured

$500 OFFANY ROOFING JOB

Of $3,000 Or More

FREECOBRA RIDGE VENTWith Any New Roof

$30 OFFANY ROOFING REPAIR

Of $250 Or More

Member Of TheNorth East Roofing

Contractors Association

Member Of TheBetter Business

Bureau

Quality You Can Trust Since 1886...From Americas Largest Roofing Manufacturer

973-835-5330FREEUpgrade To LifetimeShingles

Call for more details! Senior

Citizen

Discounts

WE DO SMALL REPAIR JOBSNJ Lic# 13VH00222500

WeClean

Roofs

Roof Removal Slate Tile Shingles Skylight Repairs Flat RoofsRubber Roofs Leaders & Gutters Chimney Repairs Chimney Liners Solar Panels

With coupon. May not be combined with anyother offers. Expires 11/30/13.



www.Kovachroofing.com Email: [email protected]

Nobody Covers You Better

Established 1948 A Professional Roofing Company

FREE In-HomeConsultationWhen you mention this ad.

[email protected]

Located in Pompton Lakes Serving Northern NJ In Business Since 2003

OwnerOperated

AskforTom

*Ask Me About Our Many Options, Including a UNIQUEWall Panel System that is Mold & Mildew Resistant.

Lic #13VH02033600

Home ImprovementContractor

HUMIDEXhelps create a continuous airexchange within the home, preventingstale, moist air from stagnating, whileimproving the overall indoor air quality.Authorized Dealer and LicensedInstaller of Humidex systems

Added Living Space Your Whole Family Will Love!*

$500 Off When You Mention This Ad.

Call Now for a FREE In-Home ConsultationWhen you mention this ad.

Lic #13VH02033600Home Improvement

Contractor

Dont be left in the dark!

For over 50 years, Generac has focused primarily on power generation, and we now offer more

generator solutions than any other manufacturer. This heritage has helped make us the numberone choice in residentialAUTOMATIC STANDBY POWER, chosen seven to one over theclosest competition. When a customer chooses Generac, theyre not just choosing protection

for their home, they are also choosing peace of mind.

AUTOMATIC BACKUP POWER means youre always covered even if youre not home.

Options come in liquid propane or natural gas the direct hookup means never dealing withcords or gas cans again.

Guardian SERIES 8-20 kWAutomatic standby generators

[email protected]

Located in Pompton Lakes Serving Northern NJ In Business Since 2003

OwnerOperated

AskforTom


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

19/28

The Rhino Theatre in

Pompton Lakes pres-

ents Les Misrables,

one of the most popular musi-

cals in the world, from Nov.

8Dec. 1.

Les Misrables packs

an emotional wallop that has

thrilled audiences interna-

tionally since opening in

London over 28 years ago. Its

been seen by over 60 million

people in 42 countries and

took home eight Tony Awards

including Best Musical

when it first came to

Broadway in 1987.

The timeless master-

piece, based on the novel by

Victor Hugo and made into an

Oscar-nominated film last

year, depicts an ex-convicts

struggle for redemption

against the tumultuous

backdrop of the French

Revolution. Hunted relent-

lessly for breaking his parole,

he must leave his past behind

while keeping his vow to raise

visit our website at www.lifeandleisurenj.com, , g

MOTHERS IN TRAINING PROACTIVE PARENTING

TEMPER TANTRUMS

FUSSY EATERS

DEVELOP A FAMILY SYSTEM

BEDTIME STRUGGLES

SIBLING RIVALRY

CREATING ROUTINE

REJECTION IN PARENTING

BLENDED FAMILY ISSUES

LOYLA LOUVIS

CERTIFIED

PARENTING

COACH

LOYLA LOUVIS, AACCfacebook: moms in trainingwww.mothersintraining.org

615 Valley RoadUpper Montclair, NJ

second floor973-493-6918

www.mothersintraining.orgcall to schedule a free consultation

or to book a workshop

alley Road

LOYLA LOUVIS

CER

P

COACH

LOYLA LOUVIS, AACCfacebook: moms in training

.mothersintraining.orgwww

LOYLA LOUVIS

TIFIEDCER

ARENTING

COACH

LOYLA LOUVIS, AACCfacebook: moms in training

.mothersintraining.org

eyUpper Montclair


.mothersintr .wwwee consultationcall to schedule a fr


alley Road, NJUpper Montclair


. ining.orgee consultation


MOTHERS IN TRAINING PROACTIVE P

TEMPER T

MOTHERS IN TRAININGARENTINGI PI I

ANTRUMS

TERS

MOTHERS IN TRAINING SYSTAMILIEVELOP A F I

BEDTIME STRUGGLES

YI I II I I

MOTHERS IN TRAININGY SYSTEM ING ROUTINCREA I I

AR IEJECTION IN PI I I

III II

MOTHERS IN TRAININGTING ROUTINE

ARENTING

Y ISSUES

FUSSY EATERS

YALRIBLING RIVI I I

III II

Y ISSUES

Next time you hit the drive-thru for your morning coffee, a quick bite for lunch orwith the kids after school, pay the bill for the car behind you! Your kindness couldmake a difference in someones day!

To get started, download a Drive Thru Difference Noteat star991.com. Print out a few copies and take them withyou when you go about your day. Hand it to the cashier togive to the person in the car behind you. Its a great littlenote to let them know you care and a perfect opportunityto introduce them to the New Star 99.1...and maybe, justmaybe, introduce them to Jesus.

We would love to hear your stories!

You can call The New Star 99.1

Drive-Thru Difference line at 800-791-0991 or visit www.star991.com

Official Radio Station of the...

Do you hear the people sing?

Rhino Theatre presents Les Misrables



7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

20/28

v s t ou webs te at j

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

RESTAURANT

z2

MUST PURCHASE A BEVERAGE WITH EACH MEAL .

DINNER ONLY INCLUDES SOUP OR SALAD.

MONDAYSATURDAY

CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON

HOLIDAYS. Coupon must be presented before ordering. Not valid on parties 6 or more.2 Meals per coupon. Expires 11/30/13.

*

Strip SteakNShrimp ScampiWITH BAKED POTATO FOR A LIMITED TIME

MONDAY-SATURDAY--- NO COUPONS --- $1499

+tax

12OZ.

LUNCH DINNER

$

699 $

1199

Veal Parmigiana Fried Shrimp Platter

Chicken, Shrimp or Sole Francaise

Chicken or Shrimp Parmigiana

Homemade Meatloaf w/Mashed Potatoes

Meatball & Sausage Vodka Sauce over Ziti.

* *

Fresh seafood, the finest quality meats, seasonal ingredients and a chef whoensures every course is prepared to perfection. Thats our recipe for success.

49 MAIN STREET | BLOOMINGDALE

973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.comJust off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am

DAILY LUNCH BUFFET $6.95& Full Menu with Specials

Restaurant & Fine Catering

Catering For All Occasions, On & Off Site Gift Certificates Available

Take-Out Full Bar

ATouchOfItalyInBlo

omingdale

A Warm, Elegant & Engaging Atmosphere

LinasA Touch Of Italy In Bloomingdale

of course!

WE WILL BE OPENFOR PRIVATE PARTIES ON

MONDAYS & TUESDAYSvisit us on facebook

www.linasristorante.com

CUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday

4PM-11PM

50% OffEntire Check18% Gratuity added to total bill.

Not valid with any other offers.

CASHONLY

Ensurethe Perfect Date

for Your Holiday or

Special Occasion...Book Now!

Since 1983


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

21/28

In its annual Cost vs. Value

Report that compares the

cost for 35 popular remod-

eling projects with the value

those projects retain at resale,

Remodeling magazine found

that the overall average cost-

value ratio has improved for

the first time in six years.

Cost-recouped percentages

increased for all 35 projects

examined for the 2013 survey,a remarkable turnaround from

just a year earlier, when only

three of the 35 projects saw an

increase in cost-recouped per-

centage.

Replacement projects

proved especially beneficial

for homeowners, who likely

also benefitted from a real

estate market that finally

started to stabilize after an

extended period of economicuncertainty that heavily influ-

enced both buyers and sellers.

While an economy on

the rebound no doubt benefit-

ted homeowners looking to

recoup as much of their home

improvement investment at

resale as possible, other factors

likely contributed as well. For

example, homeowners sur-

veyed for the 2013 report who

added a backup power genera-tor recouped more of their

investment than in previous

years. Thats likely because

heavily publicized storms,

such as Superstorm Sandy in

late 2012, have forced home-

owners and prospective home-

owners to place a greater

emphasis on being prepared

for such storms.

Among the upscale proj-

ects surveyed, none recouped

more of a homeowners invest-

ment than replacing existing

siding with fiber-cement

siding. Homeowners who

financed such a projectrecouped 79.3 percent of the

projects cost, placing it just

ahead of a garage door

replacement, which recouped

an average of 75.2 percent of

its cost.

After years of many

home improvement projects

recouping little of their initial

costs at resale, the tide finally

seems to be turning for home-

owners. More information

about the 2013 Cost vs.

Value Report is available at

www.remodeling.hw.net.

a young orphan.Youll be astounded by

the explosion of talent, and

moved by the performances,

said producer Carmela

Wolosz. And the brilliant

songs will keep you engaged

for the entire show.

Memorable songs like

Do You Hear the People

Sing, I Dreamed a Dream,

Castle on a Cloud, andMaster of the House lend to

this incredible story of the

human spirit that has madeLes Misrables Broadways

most beloved musical.

Dont miss your chance

to experience this theatrical

phenomenon performed live

in Pompton Lakes.

Les Misrables runs

Fridays and Saturdays at 8pm

and Sundays at 2pm, from

Nov. 8Dec. 1. Ticket prices

are $25 for adults, $23 for sen-iors and $20 for children, plus

tax. To order tickets, call 973-

248-9491.The Rhino Theatre is

located at 247 Wanaque Ave.

in Pompton Lakes, right off

Route 287 (exit 55). For

more information, visit

www.rhinotheatre.com.

j

LP Mexican Grill Plus(Tex-Mexican Express To Go)

196 Main Street Lincoln Park 973-872-8888For Our Full Menu Google: LPMexicanGrillPlus

Authentic MexicanSpecialties and More!

Garden SaladsTostada Salads - Tacos

Nachos - Burritos - Enchiladas - Quesadillas

Fajitas - Mexican Rice - Fried Rice - LoMeinPad Thai - Me Fun - Udon - Chimichangas

Soups - Sauted Chinese Green VegetablesGeneral Tso Sauce - Sesame Sauce - Garlic Sauce

Ginger & Scallion Sauce withChicken, Shrimp, Fish, Rib Tips or Tofu

WE USE THE FRESHEST INGREDIENTS &WHITE MEAT CHICKEN ONLY!

GRANDOPENING

The Original

AllDayLunchSpecials!

FREESoup

$200OFF$10 or MoreNot to be combined with any otheroffer. Mention this coupon.

$300OFF$20 or More

Not to be combined with any other

offer. Mention this coupon.

$500OFF$30 or More

Not to be combined with any other

offer. Mention this coupon.

WE

DELIVER

We specialize in Chicken,Steak, Shrimp & Tofu

Teriyaki

11am-3:30pm

MARIA FERRITO

973-986-6914 Cell

[email protected]

NJAR MILLION DOLLARSALES CLUB 2001

NJ CIRCLE OF EXCELLENCE2002-2012Consistent

TOP PRODUCERin the WAYNE area.

Townhome SpecialistRelocation Agent

CallMARIA FERRITOfor CURRENT MARKET

VALUE OF YOUR HOME

SHORT SALE AGENTOwe more than your

home is worth?WAYNE $474,999

CONTRACTOR'S DELIGHT!

GEMINI LLC Realty 973-696-1111x131197 Berdan Ave., Wayne, NJ

Private secluded

lot, detachedoversized garage

with loft.

973.942.8925 Local & Long Distance

ForFreeEstimatesCall

MOVING & STORAGE INC.Wayne

Local Moving SpecialistsExpert Piano Moving Small Jobs Welcomed

Professional Office Moving

WEDO

CLEAN

OUTS!

Fully InsuredSenior Discounts

Do you hear the people sing?Rhino Theatre presents Les Misrables


Home improvement projectsrecouping more at resale


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

22/28

Leasing commercial

space is a fact of life formany business owners.

The expense of commercial

leasing is considerable, but

cost is not the only factor to

consider when leasing a com-

mercial space. The following

are a few tips for business

owners when negotiating

their commercial space lease.Enlist some professional

help. While seasoned business

owners may be able to negoti-

ate their commercial lease on

their own, new business own-

ers often benefit from the

services of real estate brokers

and real estate lawyers. Real

estate lawyers can negotiateyour lease, explaining key

terms and conditions that

may prove confusing to first-

time business owners. Real

estate brokers can help you

find the right location, and

many real estate brokers have

a long working history with

landlords. Such relationshipscan make the negotiating

process easier, and they also

can benefit business owners

looking for the best possible

location for their businesses.

Real estate brokers often get

first choice at the most desir-

able locations, so teaming up

with an established real estatebroker can increase your

chances of landing a desirable

property.

Emphasize affordable re-

newal options. The length of

commercial leases favored by

small businesses is often simi-

lar to the length of a lease on

a private residence. Thoughthe language might be more

complex than that of a pri-

vate residence lease, the

length of a commercial lease

agreement is typically one to

two years. But business own-

Negotiating a commercial lease that works for you

PEQUANNOCK $199,000Warmth/character abound in this spacious yetcozy custom home offering H/W Flrs/lots of up-grades & park like property. KIN3951KINNELON/SMOKE RISE 973-838-9300

KINNELON $1,195,000Smoke Rise-Stunning 14 Rm/5BR/5.1BA CHCat end of cul-de-sac/pool w/waterfall/summerKit./3C Gar. & more. KIN3826KINNELON/SMOKE RISE 973-838-8400

MORRISTOWN $1,149,990Morristown Sq NEW constr stunning end unit2800sf townhome w/open flr plan, 3BRs, 2.5Bths,spectacular custom finishes. WYN0713

WAYNE 973-694-8000

POMPTON PLAINS $239,900Immaculate 2nd fl 2BR condo in The Glensw/vaulted ceilings, Brkfast Bar, priv balcony.Pool, clubhouse, tennis. WYN0748

WAYNE 973-694-8000

POMPTON LAKES $299,000Custom 3BR 2.5Bth Exp Ranch w/LR/fplc, FDR,full front porch, screened rear porch, fin bsmt +2GAR. WYN0562

WAYNE 973-694-8000

WANAQUE $334,990Wanaque Reserve NEW construction at 55+ ac-tive adult comm, 768sf 2BR 2Bth unit. Impres-sive 20,000sf clubhouse! WYN0816

WAYNE 973-694-8000

WAYNE $419,900Pristine Breckenridge 2BR 2.5Bth unit w/marbleentry, open fl plan, FDR & DR, EIK, FamRm, lgMBR, Terrace over looks gardens. WYN0836

WAYNE 973-694-8000

WAYNE $429,900Premier 3BR 1.5Bth home on golf course cul-de-sac loc w/nwr Kit, Roof, Deck+AC, LR/fpl, FamRm,updtd wdws elec, furnace, MORE! WYN0806

WAYNE 973-694-8000

WAYNE $494,800Fabulous loc! Spacious 3BR 2.5Bth Ranch styleend unit w/Gmrt Kit, gorgeous MBth, 2GAR,MORE. Great lifestyle-Tennis & Pool! WYN0674

WAYNE 973-694-8000

WAYNE $549,900Open, bright & spacious 5BR 3.5Bth Splitw/updtd Kit, HW fls, CA & MORE in one of themost desirable areas in town! WYN0811

WAYNE 973-694-8000

WAYNE $825,000Custom built 5406sf 5BR 4.5Bth CH Colonialon cul-de-sac. w/finished in-law-suite, 3GAR,huge backyd & hot tub. WYN0741

WAYNE 973-694-8000

WAYNE $839,900Beautiful custom 12yr young Colonial loc oncul-de-sac w/6BRs, 5Bths, 6000sf of livingspace incl fin bsmt + IG Pool! WYN0724

WAYNE 973-694-8000

CLIFTON $799,000Stunning updtd 3BR 2.5Bth Custom w/HW flsthruout, Kit & Bth heated fls, wood accents, IG

pool, MORE SMART technology home. WYN0831WAYNE 973-694-8000

KINNELON $355,000Fayson Lks-Charm/Character throughout thiscust. home, cul-de-sac, close to beach. 4BRS/2

full Bths. KIN2141KINNELON/SMOKE RISE 973-838-8400

KINNELON $375,000Fayson Lks-Custom 3BR/2.1BA home w/winterviews/renovated 1997. KIN3529

KINNELON/SMOKE RISE 973-838-9300

KINNELON $499,000Smoke Rise-Wonderful 2BR/2.1BA Cape w/nu-merous renovations 2010-203/2C Gar./excellent

curb appeal. KIN3946KINNELON/SMOKE RISE 973-838-8400

KINNELON $539,000Smoke Rise - Spacious, Bright & clean 4BR,2.2BA make this home your own/freshly painted

interior/exterior. KIN3780KINNELON/SMOKE RISE 973-838-8400

KINNELON $550,000Smoke Rise-Exceptional 1.33 AC level propertyready to be built on. Septic system & well in-

stalled. House plans avail. KIN1296KINNELON/SMOKE RISE 973-838-8400

KINNELON $579,000All brick spacious 4BR/2.1BA Ranch w/charm-ing front porch/W/O lower level/2C Gar.KIN3924KINNELON/SMOKE RISE 973-838-8400

KINNELON $599,000Great Price-Turnkey 4BR/3.1BA CHC. H/W Flrs.,FP, Crown Moldings; 2C Gar.; above groundPool. KIN3094KINNELON/SMOKE RISE 973-838-9300

KINNELON $675,000Fabulous 5BR, 3BA CHC w/Contemp. flair. SSAppl, Great Rm w/brick FP, skylights, lge Deck,3C. Gar. KIN3685KINNELON/SMOKE RISE 973-838-9300

PEQUANNOCK $275,000Renovated Col. offers 4/5BRS, 2BA located ona deep level lot close of highways, shopping,restaurants, public transp. KIN3770KINNELON/SMOKE RISE 973-838-9300

KINNELON $1,650,000Smoke Rise:Spectacular cust. estate w/unparal-leled finishes/detail & design. 14Rm FrenchCountry Est. KIN3755KINNELON/SMOKE RISE 973-838-8400

LINCOLN PARK $279,790Deer Run Golf Club 2BR 2.5Bth twnhm w/realHW fls, fplc, new W/D, FLR & DR, SunRm, EIK& more in Pet Friendly community. WYN0767

WAYNE 973-694-8000



7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

23/28

SMARTER. BOLDER. FASTER.

Make your first choice the right choice. Call Danielle today at 973.460.4352

142 Route 23 NPompton Plains, NJ 07444

[email protected]

www.daniellefiorina.com Office: 973.646.7440

Exceptional Full

Service...Qualitythat Matters.

NJAR Circle of Excellence Award 2006-2012

Presidents Producer Award 2012

DANIELLE FIORINAREALTOR

, ABR

HOMES ARE SELLING & BUYERS ARE BUYING!

TOP PRODUCER

Advertising on over 170 websites Direct access to all real estate listings Short Sales & Foreclosure Certification

KINNELON $329,900

POMPTON PLAINS$779,000

LINCOLN PARK $379,900

SHORT HILLS $1,350,000 LINCOLN PARK $259,900

ToFindOutMore...

CallDanielleToday!

973.460.4352

POMPTON PLAINSCALL FOR DETAILS

LINCOLN PARK$354,900



Address Beds Baths Style Original Price Reduced To Sale Price % of OP25 Roosevelt St 3 2 Cape Cod 169,000 165,000 97303 Chatfield Dr 2 1 Condo 239,900 240,000 10076 Village Rd 3 1 Cape Cod 249,000 222,500 8935 First St 2 1 Ranch 299,900 300,000 10051 Mandeville Ave 3 2.5 Colonial 300,000 280,000 93

30 Elizabeth Ave 3 1 Cape Cod 399,900 375,000 360,000 90679 NwkPmptn Prof Office 399,900 375,000 948 Post Rd 3 1.5 Colonial 429,995 430,000 10023 Van Riper Ave 4 1.5 Cape 450,000 436,000 9725 Duncan Ave 4 2 Colonial 459,900 440,000 963 Wren Pl 4 1.5 Colonial 525,000 485,000 9224 Pomona Ave 3 3 Colonial 525,000 535,000 1005 Carol Pl 4 2.5 BiLevel 549,000 542,500 993 Redman Rd 4 2.5 Colonial 599,000 599,000 10032 Oping Rd 4 2.5 Colonial 769,900 750,000 973 Dorothy Lane 4 2.5 Colonial 899,000 891,000 99

18 Elm St 2 1 Ranch 125,000 55,995 459 Stonyridge Dr 2 1 Condo 227,500 219,900 215,000 95285 Gettysburg Way 2 2.5 Townhome 239,900 229,900 203,000 8596 Stonyridge Dr 2 1 Condo 229,900 215,000 9323 Winona Ave 3 1 Colonial 250,000 240,000 96336 Gettysburg Way 2 2.5 Townhome 284,900 274,900 265,500 9336 Hope Terrace 3 1.5 Ranch 309,000 295,000 9532 Evergreen Dr 4 1.5 BiLevel 338,500 325,750 96117 Pinebrook Rd 3 1.5 BiLevel 349,000 340,000 97

77 Pinebrook Rd 3 2 BiLevel 349,900 350,000 10010 Pleasant Ave 3 3 BiLevel 379,900 375,000 365,000 9611 McKinley St 3 2 Cape Cod 379,000 357,500 9495 Mt Heights Ave 4 2.5 Colonial 450,000 410,000 91

PEQUANNOCK TWP. AUGUST 2013 TOWN SALES

LINCOLN PARK AUGUST 2013 TOWN SALES

10+ ACRES

POMPTON PLAINS $299,900

TOONEWF

ORPHO

TO


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

24/28

ers must be diligent regarding

renewal options and the costof such renewals. Come the

end of your lease terms, you

don't want to be met with a

considerable and unexpected

hike in rent just as your busi-

ness is starting to take off.

Work to get the most favor-

able renewal options possibleso more of your operating

budget can go into your prod-

ucts and not toward your

lease.

Pay attention to extra fees.

Many commercial leases

include fees in addition to the

monthly rent. Maintenancefees are common, and there

may even be a separate set of

maintenance fees when shar-

ing commercial space. When

negotiating your lease, ask to

see a list of the costs and fees

current tenants typically

incur each month. When dis-cussing maintenance fees,

confirm who must pay for less

routine maintenance, such as

hvac or plumbing repairs, and

be sure to get such informa-

tion included in the lease.

When discussing such

fees, inquire about utilitycosts as well. Utilities are

often the responsibility of the

tenant, but it still behooves

business owners to confirm

who will be paying the

monthly utilities.

Negotiate an exclusivity

clause. Business owners oftendon't want their competitors

to move in across the street,

and they certainly don't want

them to move into the same

Negotiating a commercial lease that works for youcontinued from page 22



7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

25/28

building. Protect your busi-

ness from such a developmentby negotiating an exclusivity

clause into your lease. Such

clauses prevent landlords

from leasing other spaces on

the property to your competi-

tion.

Carefully read the default

language. Before signing a

commercial lease, business

owners must familiarize them-

selves with the default lan-guage therein. Determine

what happens if you default

on the lease, including if you

will be locked out upon your

first missed payment and if

the landlord will immediately

initiate eviction proceedings

in such instances. Many com-

mercial leases also include

language stating tenants are

responsible for any legal feeslandlords accrue in the case of

a default. Though it might be

difficult to negotiate the

default language in a lease,

business owners should still

know that language prior to

signing a lease.


$942 per month30Yr Fixed w/0 points. 4.25/4.378% APR

BUTLER $189,900


BUTLER $369,000

$1,452 per month30Yr Fixed w/0 points. 4.25/4.339% APR

KINNELON $329,900




KINNELON $820,000


Ryan Barry

Mortgage BankerNMLS# 183464

973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax

[email protected] by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2012

CENTURY 21 CREST REAL ESTATE, INC.

142 Route 23 North, Pompton Plains, NJ 07444(973) 686-1500 (800) 950-5021

OWN THESE HOMES FOR...To Qualified Buyers.

Mortgage Payments listed above are based on principal and interest only and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR basedon a 740 credit score as of October 22, 2013. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and termsare subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.

The Housing Market isHOT!!!Know your buying power BEFORE beginning your home search

Call today for a FREE Mortgage Pre-qualification

BUTLER $324,900

$1,279 per month30Yr Fixed w/0 points. 4.25/4.349 % APR



PEQUANNOCK $624,700




WEST MILFORD $295,000


RIVERDALE $379,900

$1,495 per month

30Yr Fixed w/0 points.4.25/4.337% APR

WOODLAND PARK $288,000

$1,133 per month

30Yr Fixed w/0 points. 4.25/4.360% APR

BLOOMINGDALE $375,000

$1,476 per month

30Yr Fixed w/0 points.4.25/4.338% APR

BLOOMINGDALE $379,999

$1,495 per month


PASSAIC $275,000

$1,082 per month


WANAQUE $339,000

$1,334 per month


~~~~ INCOME PROPERTIES - MULTI FAMILY HOMES ~~~~

~~~~ FEATURED PROPERTIES - SINGLE FAMILY HOMES ~~~~



Negotiating a commercial lease that works for youcontinued from previous page

/0-& ",0- (./(+' (+0-)./#/&&$/(,+

+)2

"

!

#()&%/,,1&-

,*&.


7/27/2019 221657_1382697082Oct 30 2013 Z2 LOW REZ

26/28

0051 AUTOMO-BILES WANTED

WE BUY CARS !WE BUY TRUCKS !

RONNIES INWAYNE

973-616-7900

WE PAY FORJUNK CARS

973-220-0202

0230 FIREWOOD

SEASONED FIREWOODFIREPLACE-$150.CDSTOVEWOOD-$175.

FREE DELIVERY973-227-0513

SPLIT, SEASONED

& DELIVERED,$180.full cord,$110.half cord.

Call 973-296-3307

HELP WANTED0280 - 0329

0312 HELPWANTED SALON

Aestheti cian &Massage TherapistExperienced only forUpscale Salon & Spain Kinnelon, NJ 07405

J.C. ChristophersCALL 973-838-8580

0400 MISCELLA-

NEOUS

SERVICES0610 - 0959

0655 SERVICESCARPET

G&S CarpetCleaning

& Floor ServiceResidential

& Commercial973-839-6436

0684 SER.COMM/RESI. CLEAN

Aidas CleaningService

Lincoln Pk, N.J.Home or Office

Experienced, Reliableand Detailed. SpeaksEnglish & PortugueseReference Available

Call 908-764-8966

0685 SERVICESCLEANING

Best Cleaning Ser.FREE ESTIMATES

for office,apt,housecall BARBARA973-779-1546

HOUSE CLEANINGHOME-OFFICE-APTRegina-973-249-8907

Mariyas CleaningService

Ukrainian ladies cleanyour home or office to

your completesatisfaction. Exper.

Refs AvailCall 973-557-3621

0686 CLEANOUT

SERVICE

All appliances,unwanted junk, scrapmetal, bldg. materials.

Tear down & takeaway sheds. Attics &

Bsmnt cleaned.Things your

garbagemen wontpick up. WE DO !!!

CALL862-200-1283

0725 SERVICESDRIVEWAYS

0730 SERVICESELECTRICAL

0774 SERVICESHANDYMAN

0785 SER. HOMEIMPROVEMENT

0804 SERVICESLAWN CARE

0815 SERVICES

MASONRY

0827 SERVICESPAINTING

0860 SERVICESPLUMBING

0886 SERVICESROOFING

SERVICE DIRECTORY & CLASSIFIEDS

Vinyl SidingReplacement Windows

Residential Roofing

35+ Years Experience

ROSSROOFING & SIDING

973-696-5699Free Estimates Fully Insured

ASPHALTMAINTENANCE INC.Driveways & Parking Lots

973-299-9226

Paving Sealing Curbs Retaining Walls Pavers Drains Patches Excavation

Free Estimates

!$#

"#&!"

"#$$#(%'#%"

)""*

Longo Construction

973-838-8693

All Types of Brick, Block,Concrete, Fireplaces,

Foundations etc.

Free Estimate - Fully Insured

Bloomingdale

KevinThe PainterA True Professional

Decorative, Faux &Textural Finishes, Glazing,

Sheetrock, Spackle,Repairs & Power Washing

Interior/ExteriorFully Insured

References available20 years Experience

973-979-8043

Quality

Workmanship

Interior & Exterior Painting Residential Specialists Power Washing Paper Removal & Installation Brush Roll Airless Spray Fully Insured FREE Estimates

Owner Operated

Where Excellence InQuality Is Affordable

973-839-7403

0774 SERVICES HANDYMAN

TRI-COUNTY

www.mrhandyman.com

with this adCannot be combined w/any other offer. 1 per household. Exp. 11/30/13.

REMODELS, REPAIRS

MAINTENANCE & MUCH MORE!

973-696-9393

Insured & Bonded Member of the BBBNJ Lic. #13VH00608600 NAT-22773-1

Satisfaction Guaranteed!

$22 OFFYOUR TO-DO-LIST!

CMR SERVICES

973-703-3039Cleanouts &

Dumpster ServicesFully Insured NJ Lic #A901

FREE ESTIMATE

Estates Abandoned PropStorefronts Basements

Whole House Attics

Regain Valuable Storage!We dispose unwante d items in an

environmentally safe way.

10% OFFwith this ad

973-632-6411

Maintenance RepairBuilding Remodeling

No Job Too Small or Big!25 Years Experience

TOM DS HANDYMANSERVICE

0815 SERVICES MASONRY

FREEat Home Shopping

ServiceServing

NorthJersey

Proudlyforover

60years!

0656 SERVICES CARPET/FLOORING

DrivewaysParking Areas

New ConstructionAsphalt Work

Sidewalks

973-248-1892call 7 days a week

Owner Operated LicensedFully Insured Free Estimates

0826 SERVICES PAINT/POWER WASH

LOTTERY

FREE

Make $$Playing

the Lottery

ID F9192

Club MembershipBooklet

1-877-526-6957

0804 SERVICES LAWN CARE

Adverti se

in Kathleens

Business Card

Directory,

Call for More

Information.

973-696-8008

0297 HELPWANTED

LANDSCAPING

Landscape Foremanneeded. Lawn

maintenance exper.

& drivers licenseReq. Contact973-332-4666

To Advertis e

in the

Classifieds

Call Kathleen973-696-8008

NE

Documents

221657_1382697082Oct 30 2013 Z2 LOW REZ