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F

all is a great time to enjoy

the great outdoors. Beautiful

fall foliage coupled withgreat weather compel many people

to spend ample time outdoors

before the arrival of harsh winter

weather drives them back

indoors. The following are a

handful of activities that are tai-

lor-made for fall.

Raking leaves: While raking

leaves might not jump out at you

as a great way to spend a nice fall

afternoon, families often find rak-ing leaves together soon turns into

a fun day in the yard. Build leaf

piles and let the kids jump in, and

then do it again.

When raking, encourage

kids to collect some colorful leaves

and set them aside. Once the rak-

ing is done, you can then enjoy

making some homemade crafts

with the leaves you and your

youngsters just collected.

Apple picking: Perhaps no activ-

ity is more synonymous with fallthan apple picking. Many apple

orchards encourage customers to

come by and pick their own apples

in the fall. Once your family and

you have scoured the orchard for

the perfect apples, relax with a cup

of warm apple cider before return-

ing home to make some home-

made apple sauce and, of course, a

delicious apple pie.

Hayride: Hayrides are another

fall tradition, and many farms offerrelaxing hayrides throughout fall.

Younger children who may tire if

asked to patrol an apple orchard

for apples might find a hayride is

more their speed. Some farms may

even allow customers to walk the

grounds and visit the animals on

Fun family activities tailor-made for autumn

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

September 18, 2013

Zone 2, Vol. 11, No. 18

We are a Family, Friendly Publication

FALLREGISTRATION

SEE PAGES 8 & 9continued on page 20

7/29/2019 221657_1379071305Sept 18 2013 Z2

2/28

NOTE: To have your groups announce-ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

SEPT 18

Neela Pushparaj, MD, artist and physi-cian, will be speaking about how her artdeveloped over her lifetime. Neela willbe speaking at the general meeting ofthe Greater Wayne Area Branch of the

American Association of UniversityWomen - AAUW to be held onWednesday, September 18 at 7:15pm at

Grace Chapel, First Reformed Church,529 Newark Pompton Turnpike,

Pompton Plains. This free program ispresented by AAUW Greater Wayne

Area Branch and is open to all. AAUWadvances equity for women and girlsthrough advocacy, education, philan-thropy and research. For more infor-mation about the program or AAUWvisit http://greaterwaynearea-nj.aauw.net/ or call 973-839-7343.

SEPT 20

The Knights of Columbus andColumbiettes of Bishop Navagh Council(5943) Pequannock are hosting a Fish

& Chips Dinner catered by TastefullyBritish on Friday, September 20 from

5:30- 7:30pm at the Knights ofColumbus Hall, 84 Lincoln Park Road,

Pequannock. The cost per ticket is adults$1500 per person, seniors $14.00 perperson, children 10 and under are$8.00. RSVP to Barbara 973-835-3636,Pat 973-696-2225, or Mike 973-696-0884 to reserve tickets. Chicken avail-able by advanced order only.

SEPT 22

The Montville Township Womens Clubwill be hosting Nelsons Treasure Questpresented by noted author and explor-

er, Nelson Jecas. This fund raising eventwill be held on Monday, September 22

at 2 pm at the Montville Senior Houselocated at 356 Main Road, Montville,

next to the Public Safety building.Refreshments will be served. Anyonewho brings on item that can be includedin a Kozy Kit for a homeless family will

receive $5.00 off your entrance ticket.Suggested items include a pillow, smallblanket, towels, socks, slippers, or smallstuffed animal. The ticket price is$15.00. For additional information, callJune at 973-714-1145 or Alexandria at973-405-0888.

SEPT 24The Montville Township Chamber ofCommerce is hosting its 1st Women-to-Women Chamber Networking Breakfaston Tuesday, September 24 at theMunicipal Bldg. 195 Changebridge

Road, Montville, Lobby Confe-rence Room from 8:30-10:00am.

Complimentary Continental Breakfastserved. Andrea Wasser-Malmud, MSW,CCBT, CFS, Chief Professional ServiceOfficer, NewBridge Services, Inc. willspeak about the Work-Life Challengeswomen face daily. Please invite otherwomen business associates and friends.

Register online at www.montvillecham-ber or call the Chamber office at 973-263-3310.

SEPT 27

Montville Reformed Church WomensGuild is hosting an Apple Festival onFriday night September 27 from 6:30-8pm. Come enjoy our wonderfully deli-cious Apple Crisp served with vanilla IceCream and beverage. After dinner come

for your dessert or if your dinners goingto be late, then stop in for your take out

dessert. Dont forget to stop by ourbake sale table for desserts you cantake home and enjoy. MontvilleReformed Church, Church Lane,Montville. For information call Ruth973-263-0530.

SEPT 28

The 22nd Annual Lincoln Park DayFestival organized by the Lincoln Park

Day Association will be held onSaturday, September 28, with a rain

date of Sunday, September 29.Therewill be a full schedule of fun, food, arts& crafts, entertainment, and bouncehouses, all located on Main Street,Chapel Hill Road, and Borough Field at

visit our website at www.lifeandleisurenj.com September 18, 2013Page 2, Zone 2

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 973.696.8008

Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Art Director: Robin Banta Graphics: Mary Lalama

Sales: Lisa Buniewski, George Papendick, Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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What do these years

have in common:

1987, 1990, 1994,

2000, 2001, 2002 and 2008?

Not sure? Let me ask the ques-

tion a different way. What did

these years in the stock market

do to your retirement portfolio?

Were you still working when

the markets crashed, corrected

or burned? Did you view this as

a momentary problem that

time would heal? Did you view

these years as buying opportu-

nities since the prices were on

sale by 10 percent off or more?

Did you take advantage of the

opportunity and invest heavily,

adding to your temporarily dis-

counted retirement accounts?

If not, dont you wish you did?

For some investors,

crashes, corrections and

depressions are merely a great

time to buy and invest more

for gains yet to come. For oth-

ers, these negative market

events cause stress, tension,

anxiety and high blood pres-

sure. The determining factors

of either an opportunity or

reason for alarm boil down to

just one word: liquidity!

When we work, we gen-

erate capital, creating liquidi-

ty. When we are retired, liq-uidity is severely limited or

non-existent because employ-

er based bi-weekly paychecks

no longer come in. In fact,

crashes, corrections, reces-

sions, depressions and infla-

tion are devastating to those

on a fixed income or portfo-

lio-based income stream. If

you have surplus capital, you

look forward to dips in the

markets that generate buyingopportunities. If you have no

surplus or are living on the

majority of what your portfo-

lio can safely produce, very lit-

tle good can come from falling

markets whether they are

stocks, bonds, real estate, pre-

cious metals or commodities

because you cannot afford

to participate. To risk further

decline or erosion could prove

fatal!

An analysis of the dates

reveal the following: There are

26 years between 1987 and

2013. The years chosen in my

opening paragraph represent

the seven worst performing

years of the 26-year span. That

means 27 percent of the 26

years were overtly negative,

and some people have never

recovered!

If you believe that the

stock or bond markets will

never experience a crash or

correction again, please discon-

tinue reading this column right

now and dont waste another

minute of your time. If you

Is your portfolio crash proof? By Mark Charnet


continued on page 13

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the Municipal Complex. Volunteers arealways welcome. Vendor space is stillavailable. Funds raised through the fes-tivities support a variety of community

improvement activities. Please visit theLincoln Park Day Associations websiteat www.lincolnparkday.org for moreinformation or to print out Flea Marketcontracts. Come support your communi-ty and celebrate a day of fun and festiv-ities with your neighbors and friends.The Suburban Womans Club ofPompton Plains is having of its AnnualGarage Sale on Saturday, September 28

from 9am-3pm at 206 Boulevard,Pompton Plains. For more information

call Ginny at 973-835-4114.

OCT 7

Montville flu immunization programannounced. The Montville TownshipHealth Department will conduct anInfluenza Immunization Program for itsresidents on Monday, October 7 at theSenior House located at 356 Main Road.The program will run from 9-11am andwill be free for senior citizens coveredby Medicare. All others will be charged

$15.00. Prior registration with thehealth department is required to ensureadequate vaccine is available and orparticipants to obtain their appointed

time range to report. Register by call-ing the health department at 973-331-3316 and have your Medicarenumber available, if applicable, andremember to wear short sleeves.

Anyone not registered can only beimmunized after all registrants have

received their vaccination.

OCT 5

Montville United Methodist Church 29Whitehall Road (Route 202), Towaco isseeking vendors for our Fall Family FunFestival on Saturday, October 5 from10am 3pm rain or shine. The FamilyFun Day will include a wide varietyof events for all ages including music, a

magic show, moonwalk, craft table,white elephant table and pony rides,scarecrow pictures, food andmore. Please call 973-316-1162 andleave message for more information.

The Montville United Methodist Churchupper room ministrys next sale willbe held on Saturday, October 5 from8:30am-12:30pm in the churchs educa-tional building 29 WhitehallRoad (Route 202) Towaco. We have alarge selection of gently used clothing

and household goods to select from. Theprofits from this sale will help local fam-ilies in need. For further information call

Whitening is not

permanent. People

who expose their

teeth to a lot of foods and bev-

erages that cause staining maysee the whiteness start to fade

in as little as 1 month. Those

who avoid foods and beverages

that stain may be able to wait

one year or longer before

another whitening treatment

or touch-up is needed.

Tips for maintaining your

newly whitened teeth include:

Avoiding the consumption of

or exposure to products that

stain your teeth. If you dochoose to consume beverages

that stain, consider using a

straw so that the liquid bypass-

es your front teeth.

Brush or rinse immediately

after consuming stain-causing

beverages or foods.

Follow good oral hygiene

practices. Brush your teeth at

least twice daily and floss at

least once daily to remove

plaque. Use whitening tooth-paste (once or twice a week

only) to remove surface stains

and prevent yellowing. Use

regular toothpaste the rest of

the time.

Consider touch-up treat-

ments. Depending on the

whitening method used, youmay need a touch-up every 6

months or after a year or two.

If you smoke or drink lots of

stain-causing beverages, you

may need a touch up more

often.

Frequently Asked Questions

Does insurance cover the cost of

whitening procedures?

No. Dental insurance

does not typically pay for the

cost of the tooth whitening

procedure.

Does teeth whiteners damagetooth enamel?

Studies of whitening

products using 10% carbamide

peroxide showed little to no

effect on the hardness or min-

eral content of a tooths enam-

el surface.

Do teeth whiteners damage exist-ing dental restorations?

Over 10 years of clinical

use of whitening products con-

taining 10% carbamide perox-

ide have not shown any dam-

age to existing fillings. The

issue is not damage to exist-

ing restorations; rather, keep

in mind that existing restora-

tions such as tooth-colored

fillings, crowns, bonding,

veneers, and bridges do not

lighten. This means that any

preexisting dental work mayneed to be replaced to match

the new tooth shade achieved

in the natural teeth, should a

bleaching process proceed.

Do teeth whiteners damage a

tooths nerve?

Theres no evidence to

date that the tooth whitening

process has a harmful effect on

the health of a tooths nerve.

One study reported that at

both a 4.5 and 7-year follow

up, no individual who used atooth whitening system need-

ed a root canal procedure on

any teeth that had been

whitened.

Dr. Peter Brusco is a 1980

graduate of The University of

Pennsylvania and has been

practicing in Kinnelon since

1982. Dr. Bruscos practice is

located at 170 Kinnelon Road,

Suite 29A in Kinnelon. Youmay reach him by calling 973-

838-5862 or visiting him on the

web at www.drbrusco.com.

Follow-Up Care By Peter Brusco, DMD


Community Happenings

continued from page 2

continued on page 9

7/29/2019 221657_1379071305Sept 18 2013 Z2

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Dr. Peter Brusco, D.M.D.170 Kinnelon Rd., Suite 29A Kinnelon

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This fall, the Jacksonville

Chapel Sports Ministry

is bringing baseball

pitching classes to the commu-nity every Wednesday night.

Participants will practice the

basics of baseball in a clinic for-

mat with emphasis on integrat-

ing faith and character on and

off the field.

Classes are led by Mike

Warden, former All-Morris

County Baseball Player for

Pequannock High School and

All-American at Southern

New Hampshire University. Hehas coached the Teel and

Wladyka club teams and has

coached two current Major

League players. He is also an

instructor at Dichiaro Baseball

School.

Classes run Wednesdays

at the Jacksonville Chapel gym

from Sept. 11Nov 2. Children

in 2nd5th grades play 67pm

and children in 6th12th

grades play 78pm.

All children are welcome

and its recommended they

bring their own gloves. Space is

limited so register today at

www.chapelnj.org/sports or call

Kathy at the chapel office: 973-

334-6657. Jacksonville Chapelis located at 264 Jacksonville

Road in Lincoln Park.

All-American pitcher to

teach baseball clinics at

Jacksonville Chapel


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the church office at 973-334-1603.

OCT 17

Holy Spirits upcoming 18th annual

Msgr. McQuaid Golf Event will be heldon Thursday, October 17 at the BlackBear Golf & Country club in Franklin,NJ. Registration begins at 10:30am.Tee-Off is 12:30p m Shotgu nStart. 19th Hole cocktails will start at5pm and sit down dinner is at5:30pm. Special raffle for a week ofchoice in Myrtle Beach SC and a Holein One Prize from DalessioChevrolet. Cost per player is $150.00including lunch, dinner and on coursebeverages, greens fees, cart and giftbags. For information and reservationsplease call Holy Spirit School at 973-

835-5680 or 973-694-0938.

OCT 23

The Montville Township Chamber ofCommerce is sponsoring a businessnetworking event hosted by AtlanticStewardship Bank, 2 Changebridge Rd.Montville on Wednesday, October 23at 5:30pm. Bring your business cardsand join us for a Wine & Cheese

Reception: No Charge. Please RSVP byOctober 16 to Judi Rothwell at 201-444-7100, ext. 7875 or [email protected]. We hope to see youthere!

Around theCommunity...

True Vine Christian Center, located at

99 Two Bridges Road in Lincoln Parkoffers a food pantry which is open everysecond & fourth Wednesday of themonth. Remaining 2013 dates are asfollows: September 11 & 25, October 9

& 23, November 13 & 27, December 11& 19 (this is the third Wednesday sincethe forth is Christmas Day). The hoursare from 5:30-6:45pm. It is for familiesthat are in need.


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The Barn Theatre in Montville, NewJersey is proud to open its 86thAnni ve rs ar y S ea so n w it h I raLevins chilling thriller VeronicasRoo m. P er fo rm an ce s w il l be o nSeptember 6, 14, 20, 21, 27 and 28 at8pm; and onSeptember 7, 8, 15 and 22at 2pm. Tickets are $18 (senior/studenttickets are $16 on matinees only).TheBarn Theatre is located on Skyline Drivein Montville, NJ, just minutes off Exit 47from Route 287. For more reservations,information or directions, call The Barn

Theatre box office at 973-334-9320, orvisit The Barn on the web atwww.barntheatre.org

On Wednesday, September 18, theLincoln Park Library will be hosting aprogram with local childrens bookauthor Gail Kahn-Wallis! Gail has writ-ten three picture books about a sealnamed Lucas who lives in Cape Cod. Gailwill be signing copies of her book, whichwill be available for purchase. Readingwith Ruby will be held on Wednesday,September 11 at 4:30pm. The Lego

While there are many

ways to help an

elderly loved one

do all they can to maintain

health, one of the best ways to

improve both the physical and

mental health of a senior citi-

zen is meditation. We know

that meditation can reduce

stress and help us relax, but

recent studies have shown that

meditation can also relieve

pain, reduce the probability of

heart disease and

improve creativity.

Here are some

other benefits of

meditation:

1. The deep breath-

ing exercises central

to any program of

meditation encour-

age oxygen enrich-

ment to the blood.

Senior citizens who

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oxygenation of their digest-

ive functions is empowered

through meditation. This extra

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The fact that meditation is

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a great choice for everyone,

quickly enriching the lives of

seniors.

5. A study, published in the

Journal of Brain, Behavior &

Immunity, shows that eight

weeks of training in mindful-

ness meditation is linked with

decreased loneliness. Aside

from alleviating loneliness,

mindfulness meditation has

also been shown in past

research to have positive

effects on the brain linked

with brain changes that may

even have effects against

mental illness.

Sonia Scott is the owner of Dor-

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Top five benefits of meditation forsenior health


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Club will meet on Thursday, September26 from 67:30pm. There are three sto-rytime sessions available at the Library:Toddler Time (ages 2-3, Tuesdays at11am); Storytime! (ages 4-6, Tuesdaysat 4:30pm); Rhyme Time (ages 6-20months, September 19 & 26 at10:30am). On Wednesday, September25, drop in any time between 4:30 and5:30pm for Make it Yourself, a specialcraft program. More detailed informa-tion on all of the Librarys programs canbe found on our website: www.lincol-

nparklibrary.org.Ladies, come and relax and find inspi-ration, renew your faith, and be empow-

The break-even point

in your business is

where all direct and

indirect costs have been met.

You are neither making nor

losing any money. The break-

even point can be measured

in number of units sold, dol-

lars of total sales or possibly

hours billed out.

To calculate your

breakeven point, you must

first determine your direct

(variable) and your indirect

(fixed) costs. Direct costs

vary with the number of

units sold. For every unit you

sell, you must buy another set

of the components. Your

indirect costs dont normally

vary for a given volume of

business. Your gross profit per

unit (sales less direct costs,

known as the contribution

margin) goes toward paying

for these indirect costs. Once

the indirect costs have been

paid, you have reached the

break-even point. The gross

profit from every unit sold

over the break-even point

goes to the bottom line as

profit.

To simplify this exam-

ple, lets assume that you run

a food stand that sells only

hamburgers. For every burger

you sell, you need to buy

meat, a bun, trimmings, and

a paper serving plate.

Assume your burger sells for

$6 and the total of the direct

costs is $2 per burger. This

means that you have a con-

tribution margin of $4 to go

toward fixed costs.

Your fixed costs include

such things as rent, insur-

ance, advertising, taxes and

so on. Within limits, selling a

few more burgers will not

cause these expenses to

increase. If your total fixed

costs are $100 a day, your

breakeven point is 25 burgers

or $150. Once you pass 25

burgers, $4 from each addi-

tional sale goes to your bot-

tom line as profit.

For assistance in deter-

mining your break-even

point and its effect on your

profitability, give us a call.

Robert P. Sokoloff, CPA & As-

sociates, PC is a full-service ac-

counting firm serving clients

throughout Northern New Jer-

sey area, dedicated to providing

our clients with professional,

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can be contacted with any of

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Ahealthy pet is a happy

pet and responsible

pet owners know that

their beloved pets health rests

largely on their shoulders.

Ensuring a pet is healthy over

the long haul can be quite sim-

ple. While some pets may

develop medical conditions

that require more attention,

the following are a few simply

ways pet owners can keep their

pets healthy.

Dont skip visits to the

veterinarian. Unlike humans,

pets cant speak for themselves,

so its quite possible that a pet

could be hurting or dealing

with a medical condition while

its owner has no idea. Annual

veterinary checkups can help

avoid such situations, and the

vet might notice a developing

condition before it becomes

anything serious. If a pets

behavior suddenly changes,

schedule a veterinarian visit as

soon as possible, as this behav-

ioral change could be indica-

tive of a medical issue.

Prioritize vaccinations.

Vaccinations can protect a pet

from a host of ailments, includ-

ing rabies, distemper and Lyme

disease. New pet owners who

adopted a pet from a rescue

organization should get docu-

mentation about the animals

past vaccinations. (Certified

kennels typically provide such

documentation at the time of

adoption.) If there is no such

documentation or if there are

documents showing the pet

received certain vaccinations

but not necessarily all of its

vaccinations, take the pet to

the veterinarian and have the

animal receive those vaccina-

tions that arent documented.

Spay or neuter the pet.

The ASPCA notes that spay-

ing or neutering a pet is a pre-

ventive measure that can help

a pet in the long haul. Spaying,

or removing the ovaries and

uterus of a female dog or cat,

can prevent diseases, such as

breast cancer and pyometra, as

well as infection and keep the

animal from going into heat.

Neutering a male dog or cat

before it reaches six months

can reduce the likelihood that

the animal will behave aggres-

sively, while helping to prevent

testicular cancer, diseases of

the prostate and hernias.

Help the pet fight heart-

worm. Heartworm isnt easy to

treat, but it is easily

prevented. Cat ow-

ners should speak to

their veterinarian

about heartworm

and the best course

of action, as cats are

less likely to devel-

op heartworm than

dogs, who are natu-

ral hosts for the

infection. Dogs should be test-

ed for heartworm annually in

the early spring, and the veteri-

narian might prescribe a pre-

ventive medication the dog

will take once per month. How

long the dog must take the

medication depends on the

dog and the veterinarian, but

dog owners should heed the

vets advice.

Get your pet off the

couch. Humans should not be

couch potatoes and neither

should their pets. Regular

exercise burns calories while

increasing muscle mass

and improving cardiovascular

strength. Dog owners should

know that how much exercise

their dog needs depends on its

breed, age, sex and physical

condition, so discuss a proper

exercise regimen with your

veterinarian. Cats need exer-

cise, too, and cat owners

should also discuss the specifics

with their vet.

Brought to you by Dr. Matthew

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them at 973-616-0400.

Simple tips to keep your pet healthy


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hold to the belief that the mar-

kets comprising the holdings in

your retirement portfolio may

go into negative territory at any

time, exacerbated by the

monthly withdrawals that must

continue to support you and

your spouse for the rest of your

life, please invest a few more

moments of your time reading

to the end, for your own eco-

nomic benefit.

Is your retirement portfo-

lio crash proof? In other words,

will your income stream be

uninterrupted if the markets

fell 40 percent in a year? Would

your level of income be free

from decline? Would you be

able to access your portfolio in

the event of an emergency to

grab a large sum of capital on

demand? If you or your spouse

entered a nursing facility,

would your income be satisfac-

tory to handle the additional

costs while still being able to

maintain your household? Is

your portfolio designed to pay

you a stable income for the rest

of your life, even if the IRS says

your IRA must be depleted as

you age? What about a legacy

for your children? Will they

receive anything from your

estate? Is it guaranteed?

Though the federal estate

tax bracket has been fixed at

$5,250,000, NJ continues to

hover at $675,000. This means

if your estate, counting your

home, exceeds that amount,

taxes will have to be paid! Are

you prepared to take care of this

mandated reduction in your

bequest to them?

Here are the nine points I am

making:

1. I insist on a guaranteed rising

income for the rest of my life,

and my wifes, when we stop

working.

2. I demand long-term care

portfolio protection to insure

the integrity of my assets and

income.

3. I require that my portfolio be

designed with the least amount

of governmental intrusion

(taxes) as possible.

4. I desire to leave the greatest

sum we possibly can to our

favorite charities (our four

children) when my wife and I

are gone.

5. I must have protection from

stock and bond market losses,

so that my income and insur-

ance programs put in place will

not be compromised when the

negative market years occur.

(And occur they will).

6. I mandate that during rising

markets my portfolio will be

able to capture the high val-

ues to reset my lifetime income

stream, which will never

retreat, upward.

7. I need the flexibility and liq-

uidity to make adjustments as

necessary when situations arise.

8. As part of my retirement

plan, I have documents in

place that designate my execu-

tors, trustees, power of attorney,

health proxy and living will

advocate.

9. My plan must include funds

for entertainment value that

are disposable and discretionary

(e.g. Vegas, travel and gift-

ing).

This is how my personal

retirement and estate plan is

designed and how I practice the

7 Ps: Proper Prior Planning

Prevents Poor Performance


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Home may be where

the heart is, but it

also can be an unsafe

place if safety hazards are not

recognized and addressed.

The Consumer Product

Safety Commission says that

each year 33.1 million people

are injured by consumer prod-

ucts and other dangers in the

home. Here is a collection of

home hazards that can com-

promise safety in and around

the house.

Flooding: Super storms have

been wreaking havoc on

many areas of the country.

Flooding is a common side

effect of strong rains and high

tides, and the aftermath of a

flood can turn a home from

a haven into a hazard.

Microorganisms in flood

waters may contaminate

drinking water, and wet walls

and floors can present a

breeding ground for insects,

pests and microorganisms like

mold and mildew. The

National Safety Council says

microorganisms can penetrate

into soaked, porous materials

and later be released into the

air and inhaled. Flooding also

may lead to weakened or rot-

ted floorboards.

Magnets: Very small magnets

are popular in jewelry, toys,

building sets, and more. The

number of products with strong

magnets has increased, which

may pose significant safety

threats to children. The CPSC

says that magnets have con-

tributed to one death and 86

injuries since 2005. Eight mil-

lion magnetic toys have been

recalled. Magnets that are swal-

lowed may not pass easily

through the digestive system.

Oftentimes, they can get

trapped in place when attract-

ed to one another or a piece of

metal and pinch or twist the

intestines, potentially causing

blockage or infection.

Furniture tip-over: Large

furniture and electronics that

are not balanced well or

anchored to a wall can be

pulled over by children and

even adults. Small children

can be seriously injured by

tip-over accidents. Tip-overs

cause an estimated 22 deaths

per year.

Pools and spas: While drown-

ing in pools and spas is a lead-

ing cause of death, there are

other dangers lurking. Faulty

underwater lighting, appli-

ances that fall into the water

and aging wiring can result in

electrocution. The CPSC

notes that suction from a pool

or spa drain is also potentially

hazardous. The majority of

suction accidents involved

children, but suction can hold

an adult underwater. There

have even been cases of peo-

ple being disemboweled from

pool drains. Installing a safety

vacuum release system that

turns off the pool pump when

a drain is blocked can prevent

entrapment.

Fire: Home fire injuries are

highest among seniors and

children under the age of five.

In addition, home fires are a

leading cause of emergency

room visits. Smoke alarms on

every level of the house can

alert to danger, but ensuring

candles are extinguished and

electrical wiring is up to date


Recognizing safety hazards around the house


i it b it t lif dl i jSeptember 18 2013 Zone 2 Page 17

7/29/2019 221657_1379071305Sept 18 2013 Z2

17/28

and making sure space heaters

and other appliances are not

left unattended can help pre-

vent fires.

Garage doors: The CPSC

says an average of 20,000 peo-

ple each year are treated in

the hospital for injuries

caused by garage doors. From

fingers and toes getting

trapped to heavy doors falling

on children and adults, garage

doors can cause serious injury.

Falls: Falls are a leading cause

of injury to people of all ages.

Falls down stairs, from win-

dows and off of ladders are

just some of the reasons peo-

ple visit emergency rooms

each and every day. Ensuring

there are no tripping hazards

around the house and also

having sturdy handles and

guardrails present for use by

the elderly can help prevent

some falls.

There are many dangers

lurking around the house, and

awareness of such hazards can

help prevent serious injury.


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Recognizing safety hazards around the house

continued from previous page

visit our website at www lifeandleisurenj com September 18, 2013Page 18, Zone 2

7/29/2019 221657_1379071305Sept 18 2013 Z2

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ered. Come to our 11th annual

Womens Retreat and be uplifted and go

deeper with solid Bible teaching andcompelling messages. Friday,

September 20 at 7 pm and Saturday,

September 21 from 9am-3pm at FirstReformed Church 60 Chapel Hill Road,

Lincoln Park. Via DVD the followingWomen of Faith speakers are: PatsyClairmont, Angie Smith, Sheila Walsh, &Marilyn Meberg. Angela DiPrima willjoin us again to lead us in song. A com-plimentary luncheon will be served atchurch on Saturday. There is no charge

for the retreat, but a free-will offeringwill be received. Please register by call-

ing Barbara at 973-839-6384 or onlineat www.frc-lpnj.orgWhether you are still suffering fromthe bleak memories of war or haveresolved to put it all behind you, PointMan Ministries is for you. Point Man isa Christian ministry dedicated to help-

ing veterans find peace with themselves

and the world around them. If you are

doing fine after t he war, thats fantasticbut dont forget about your buddieswho are still suffering. Find out howyou can help. Call Barry Jensen at 973-809-9665. Point Man Ministries meetsthe first Thursday of every month from7:30 9:30pm at Cornerstone Chapel

620 Route 23 North, Pompton Plains.The Montville Township Womens Club

has an ongoing project: comfort pil-lows for breast cancer patients. A teamof club members, seniors, and volun-teers from surrounding cities partici-pates in this worthy project. Even heartsurgery patients have found use forthese comfort pillows. Call ChairpersonAlexandria Sarra at 973-405-0088 formore information. All monetary dona-tions, used to purchase polyfill for thepillows, should be made payable toMTWC and should indicate Comfort

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Savior Lutheran Church, 670 NewarkPompton Turnpike, Pompton Plains.Prospective members are always wel-comed. For more information call 877-221-1581 or e-mail [email protected] provide a supportiveenvironment to improve public speak-

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visit our website at www.lifeandleisurenj.comp , , g


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the premises.

Hiking: Hiking is a fun

activity that can be enjoyed

nearly year-round, but its

especially enjoyable in the

fall. Thats because few

things in nature are as capti-

vating as a park or forest

when the fall foliage is in full

bloom. Early fall also boasts

ideal temperatures for hiking,

as the mercury likely wont

rise enough or sink low

enough to produce the kind

of extreme temperatures that

can compromise a hikers

afternoon. Instead, fall tem-

peratures tend to be mild and

comfortable, allowing hikers

to fully enjoy their often

beautiful surroundings.

Corn maze: Visiting a corn

maze is another activity that

many people instantly associ-

ate with fall. Some farmers

transform their cornfields

into corn mazes once the

temperatures dip, and such

mazes can be fun for adults

and children alike. Though

adolescents can often be

trusted to find their waythrough corn mazes, younger

kids should be accompanied

by an adult.

Pumpkin picking: Much

like apple picking is best in

fall, so is pumpkin picking.

Rather than buying your

Halloween pumpkin from the

grocery store, where your

options may be limited, go

straight to the source and

pick your future jack-o-

lantern from a nearby pump-

kin patch, which will provide

a much wider selection. Let

your youngsters pick their

own pumpkins and then

spend the rest of the day

carving them at home. And

dont forget to save those

seeds, which can be roasted

over an open flame to make a

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6 ounces thickly sliced

bacon, coarsely chopped

1 large red onion, finely

chopped

1/4 cup finely chopped celery

15 ounces frozen corn,

thawed (3 cups)

3 cups whole milk

1 pound red potatoes,

scrubbed and cut into

1/2-inch dice

1/2 cup heavy cream2 tablespoons minced

chives, plus more for

garnish

Salt and freshly ground pepper

Tabasco

1/2 pound medium sea

scallops

In a large saucepan, cook

the bacon over moderately

low heat until crisp, 10 min-

utes. Transfer the bacon topaper towels to drain. Pour off

2 tablespoons of the bacon fat

and reserve. Add

the onion and

celery to the pan.

Cook over low

heat until soft-

ened, 12 min-

utes.

Meanwhile,

in a food proces-

sor, puree 1 cup

of the corn with

1 cup of the milk.Add the corn

puree to the

saucepan along with the

remaining 2 cups each of corn

and milk and the potatoes.

Simmer over low heat until

the potatoes are tender, about

20 minutes. Stir in the cream,

chives and the reserved

bacon. Season with salt, pep-

per and Tabasco and keep

warm.In a large skillet, heat the

reserved 2 tablespoons of

bacon fat until shimmering.

Add the scallops, season with

salt and pepper and cook over

moderately high heat until

browned, about 1 1/2 minutes

per side. Ladle the soup into

bowls; top with the scallops

and chives and serve.

Make Ahead The recipe

can be prepared through Step2; refrigerate overnight.

Corn Chowder with Bacon and

Sea Scallops

j

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

RESTAURANT

z2

MUST PURCHASE A BEVERAGE WITH EACH MEAL .

DINNER ONLY INCLUDES SOUP OR SALAD.

MONDAYSATURDAY

CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON

HOLIDAYS. Coupon must be presented before ordering. Not valid on parties 6 or more.2 Meals per coupon. Expires 10/16/13.

*

Strip SteakNShrimp ScampiWITH BAKED POTATO FOR A LIMITED TIME

--- NO COUPONS ---

$1499+tax12OZ.

LUNCH DINNER

$699 $1299Veal Parmigiana Fried Shrimp Platter

Chicken, Shrimp or Sole Francaise

Chicken or Shrimp ParmigianaHomemade Meatloaf w/Mashed Potatoes

Meatball & Sausage Vodka Sauce over Ziti.

* *

Fresh seafood, the finest quality meats, seasonal ingredients and a chef whoensures every course is prepared to perfection. Thats our recipe for success.

49 MAIN STREET | BLOOMINGDALE

973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.comJust off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am

DAILY LUNCH BUFFET $6.95& Full Menu with Specials

Restaurant & Fine Catering Catering For All Occasions, On & Off Site Gift Certificates Available Take-Out Full Bar

ATouchOfItalyInBlo

omingdale

A Warm, Elegant & Engaging Atmosphere

LinasA Touch Of Italy In Bloomingdale

of course!

WE WILL BE OPENFOR PRIVATE PARTIES ON

MONDAYS & TUESDAYSvisit us on facebook

www.linasristorante.com

CUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday

4PM-11PM

50% OffEntire Check18% Gratuity added to total bill.

Not valid with any other offers.

CASHONLY

Ensurethe Perfect Date

for YourSpecial Occasion...

Book Now!

Since 1983


7/29/2019 221657_1379071305Sept 18 2013 Z2

22/28

ACCOUNTING SERVICESVincent Gallipoli

Certified Public AccountantPO Box 561, Pompton Plains, NJ

07444973-616-9748

[email protected]

AIR CONDITIONING / HEATING

SYSTEM SERVICES

Stephen MangeriSM Heating & Air Conditioning, Inc.

NJ Lic #13VH02620300

[email protected]

smheatingandair.com

Reliable Service That You Can Trust

ATTORNEYFredric F. Azrak, Esq.

Azrak & Associates, LLCAttorneys at Law

627 Newark Pompton TpkPompton Plains, NJ 07444

973-839-9062azraklaw.com

[email protected] & Integrity for over 38 years

AUTOMOTIVE REPAIRS

John NapolitanoPry AutomotiveButler, NJ 07405973-838-1656

[email protected]

CHIROPRACTORDonna Perillo, MS, DC,

DACBSP, DCBCN, NMD, CNSNJ Total Health Center

Pompton Plains, NJ 07444973-872-2133

[email protected]

CLEANING SERVICESRonald A. Denequolo

Magic Cleaning Concepts, LLC

Pequannock, NJ 07440

973-694-6611

magiccleaningconcepts.com

DENTIST

BrianMarino, DMD

Pequannock Valley Dental Assoc. P.A.

Pompton Plains, NJ 07444

973-831-0444

pvdentalassociates.com

ELECTRONIC OFFICE SYSTEMS

Chris Lagreca, Sales ConsultantElectronic Office Systems

Fairfield, NJ

973-808-0100

973-882-2882 fax

[email protected]

eosnj.com

INSURANCE AUTO, HOME

Jim Murasko, LUTCF

Allstate New Jersey Insurance Company

Exclusive Agent

The Murasko Agency, LLC

Bloomingdale, NJ 07403

973-492-2200

[email protected]

INSURANCE LIFE, DISABILITY,

LONG TERM CARE & SMALL

BUSINESS GROUP BENEFITS

Thomas J. Cleeland CLTC,LUTCF

Allstate Financial Services

Westfield, NJ 07090

908-301-0711

[email protected]

allstate.com/tcleeland

IT/COMPUTER SERVICESKen Ginefra, PresidentGCS Consultants LLC

170 Kinnelon Road, Suite 16Kinnelon, NJ 07405

[email protected]

gcsconsultants.com

JEWELRYDenise Holleritter,

Independent DistributorPremier DesignsOak Ridge, NJ973-697-4227

[email protected]

MARKETING CONSULTINGAdam S. Wolf

PresidentCellCon ConsultingWest Orange, NJ973-736-3001

[email protected]

MARY KAYMary Hart

Independent Beauty ConsultantPompton Plains, NJ 07444

973-835-2439marykay.com/mary.hart

MEDICALLABORATORY

Everest Medical LaboratoryNo Wait BloodworkTom Bellas

142 Route 23 North, Pompton Plains, NJ973 646-7490

MORTGAGESEdward Morba, President

Family Home Funding CorpKinnelon, NJ 07405

973-283-8111 [email protected]

familyhomefunding.com

PAYROLLPaychex

Scott Lemly

Small Business Consultant

Fairlawn, NJ

201-796-2111 x58446 ph

877-282-3175 fx

[email protected]

paychex.com

PERSONAL

TRAINER

Geri McGurk, BS, NASM, CPT, CITS, Owner

High Definition

Personal Training Center

Wayne, NJ 07470

973-784-3381HDPTC.com

PRINTING

Bob Carroll

Printcbf

Cedar Knolls, NJ

973-682-9000 x107 973-682-9559 fx

[email protected]

printcbf.com

PROMOTIONAL ITEMS

Carol Nash

Dash of Nash Promotions

Kinnelon, NJ

973-492-2432 973-492-2433 fx

[email protected]

PROSTHETICS &

ORTHOTICS

Brooke Artesi, CPO, LPO, CMF

Sunshine Prosthetics & Orthotics

Wayne, NJ

973-696-8100

973-696-8101 fx

[email protected]

sunshinepando.com

REAL ESTATE RESIDENTIAL

Linda Lee Sokerka

Coldwell Banker

Residential Real Estate

973-838-9300 973-768-2717

[email protected]

Your Perfect Home Is Waiting!

I Can Help You Find It!

TRAVEL

Joanne Hunt

Pompton Plains Travel

142 Route 23 North, 2nd Floor

Pompton Plains, NJ 07444

973-831-1114 [email protected]

pomptonplainstravel.com

VOICE & DATA SOLUTIONS

Richard Gail

Sales Manager

D&D Communications

355 Warwick Turnpike

Hewitt, NJ 07421

973-506-7435

[email protected]

www.ddcommllc.com

WEBSITES/SEO

Bob Lee

ASA Marketing LLC

973-750-8670

[email protected]

asamarketing.net

Mobile Marketing/Websites

WINDOW CLEANING

Joe LaFergola

Fish Window Cleaning

Riverdale, NJ 07457

973-831-2300

[email protected]

fishwindowcleaning.com/697

Networking Group

Visit Our Website for Detailed Information and Discounts/Promos

@ www.NJNetworkingGroup.com/life

BU

SIN

ESSTO

BUSINESS

HIGH DEFINITIONPersonal Training Center

The minute you step through the doors at HIGH DEFINITIONPersonal Training Center, youll know that its very special.

As you watch the nationally certified trainers interact with their clients in

this the highly professional, yet warm environment, youll see how

individualized the training is.

Each session is unique, challenging, and purposeful to keep the client

motivated and on course to safely accomplishing their goals.

Unlike general membership gyms, there is no initiation

or monthly membership fees.

Programs include weight-loss, strength and conditioning,

sports performance, post rehab and osteoporosis training.

We are members of the Professional Golf Fitness Association, and offer

All-Season Conditioning for the golfer.

Our senior fitness program develops strength, balance, and agility helping to

prevent injuries resulting from falls while keeping seniors active and healthy.

High Definition can also help you with an employee wellness program.

Gift Certificates Available.

Please call 973 784-3381 to arrange a visit and consultation.

HIGH DEFINITION Personal Training Center1700 Route 23 North (Oak Hill Park), Suite 110

Wayne, NJ 07470 www.HDPTC.com

Mary Kay CosmeticsMary Hart - Independent

Personal Beauty Consultant

Let me help bring out your inner beauty!

I offer complimentary skin care facials using top

quality skin care products. I am proud to work for a

cosmetics company with a strong resume including

the Good Housekeeping Seal of Approval for the

Time Wise Anti-Aging Line and the honor of being

the #1 Skin Care Company for the past 13 years.

We are number 1 in customer loyalty and stand

behind all of our products with 100% satisfaction

guarantee. Call to arrange a consultation

appointment to try before you buy.

Shop online 24/7 with me on my personal website.

Mary Hart118 W. End Avenue

Pompton Plains, NJ 07444973-835-2439 201-774-7328

[email protected]/mary.hart

D&D COMMUNICATIONSD&D Communications is a leader in the communications

industry and our common sense approach to

telecommunications has empowered businesses of all

sizes (small, medium and large) to take advantage of the

exciting changes brought about by the latest technologies.

Partnering with companies such as Avaya, Toshiba,

Cablevision, Comcast and others, we bring the best in

class solutions to your company. Whether youre in need

of a new phone system, phone service, security system,

cabling for a new location, wireless system or simply

improving your companys communications system,

D&D has a solution for you.

Dan Rosenrauch ACIS

D&D Communications355 Warwick Turnpike

Hewitt, NJ 07421973-506-7435

www.ddcommllc.com


7/29/2019 221657_1379071305Sept 18 2013 Z2

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SMARTER. BOLDER. FASTER.

Make your first choice the right choice. Call Danielle today at 973.460.4352

142 Route 23 NPompton Plains, NJ 07444

[email protected]

www.daniellefiorina.com Office: 973.646.7440

Exceptional Full

Service...Qualitythat Matters.

NJAR Circle of Excellence Award 2006-2012

Presidents Producer Award 2012

DANIELLE FIORINAREALTOR

, ABR

HOMES ARE SELLING & BUYERS ARE BUYING!

TOP PRODUCER

Advertising on over 170 websites

Direct access to all real estate listings Short Sales & Foreclosure Certification

POMPTON PLAINS $214,900

POMPTON PLAINS$799,900

PEQUANNOCK$619,900

LINCOLN PARK $379,900

WAYNE $949,000 LINCOLN PARK $259,900

ToFindOutMore...

CallDanielleToday!

973.460.4352

POMPTON PLAINSCALL FOR DETAILS

LINCOLN PARK$359,900



Address Beds Baths Style Original Price Reduced To Sale Price % of OP4 Elmwood Ave 3 1 Tudor 299,999 189,000 190,000 632 Romondt Rd 4 1.5 Colonial 222,000 222,000 10039 Madison St 3 2 Colonial 239,500 215,000 89149 Lincoln Pk Rd 4 1.5 Cape Cod 249,900 230,000 9278 Madison St 4 3 Colonial 260,000 260,000 10010 Riverside Dr 3 2.5 Colonial 279,000 265,000 95

30 W Franklin Ave 3 1 Ranch 285,900 275,000 969 Center St 2 1 Cape Cod 300,000 285,000 9569 Hopper Ave 2 1 Ranch 359,900 324,999 310,000 8630 Cooper Rd 3 2 Cape Cod 350,000 395,000 10033 Third St 4 2 Cape Cod 369,900 365,000 9813 Garden Pl 4 2 Colonial 375,000 375,000 1009 4th St 4 2 Cape Cod 399,900 395,000 99605 Chatfield Dr 3 2.5 Townhouse 409,900 399,000 974 Chestnut Ct 3 1.5 Colonial 419,900 410,000 9727 Hopper Ave 4 2.5 Colonial 434,900 417,500 9617 Cameron Ave 3 2 Colonial 445,000 435,000 9710 Ackerson Ave 4 2.5 Split Level 495,000 507,000 100

25 Munson Dr 4 2.5 BiLevel 529,321 499,000 517,000 97

140 DeHart St 3 2 BiLevel 109,000 60,000 5537 Toms Point Ln 2 1.5 Townhouse 239,000 205,000 190,000 79314 Boonton Tpke 3 1 Cape Cod 209,000 185,000 88145 Stonyridge Dr 3 1.5 Condo 224,900 225,000 10058 Main St 2 2 Ranch 250,000 237,500 9513 Homestead Ln 2 2 Condo 250,000 236,000 94154 Harvest Ln 2 2 Condo 264,900 251,000 955 Samuel Ct 4 1.5 Split Level 280,000 280,000 10010 Cambridge Ct 3 2.5 Townhouse 329,900 319,900 307,000 9315 Crefeld Ct 3 2.5 Duplex 329,900 325,000 316,000 9624 Evergreen Dr 4 1.5 BiLevel 334,900 337,000 1004 Kevin Rd 2 2.5 Townhouse 354,900 349,900 335,000 9416 Madison St 4 2.5 BiLevel 374900 350,000 93

PEQUANNOCK TWP. JULY 2013 TOWN SALES

LINCOLN PARK JULY 2013 TOWN SALES

10+ ACRES


7/29/2019 221657_1379071305Sept 18 2013 Z2

24/28

Century 21 Crest Real

Estate is proudto announce that

Colleen A. McMahon is

ranked second among real-

tors in New Jersey and

Delaware. McMahon is also

ranked No. 95 nationally

with Century 21 Real Estate,

LLC individual producers.

Colleen possesses a

tireless dedication to helping

home buyers and sellers make

informed real estate deci-sions and that is what why

Colleen is the second

Century 21 realtor in New

Jersey and Delaware, said

Century 21 Crest Real Estate

broker and owner Patricia R.

Wojtyszyn. She truly under-

stands what it means to be a

real estate professional and is

an example from whom we

can all learn something.

Its my great pleasure tobe among such talented and

dedicated group of real

estate professionals, said

McMahon. The unwavering

support of my family and my

colleagues at Century 21

undoubtedly helps me con-

tinue to help customers real-

ize their real estate dreams.

McMahon has been

with Century 21 Crest Real

Estate almost 20 years.Awards and designations

include: New Jersey Assoc-

iation of Realtors Distin-

guished Sales Award,

Accredited Buyers Repre-

sentative ABR, Century 21

Centurion Award Winner

(2005), New Jersey Assoc-

iation of Realtors Circle of

Excellence Award (1999-

2012), Silver (2012), certi-

fied member of VIPRelocation Service, certified

member of Mature Moves,

certified New Construction,

graduate Realtor Ethics

Training, certified short sale

foreclosure.

She is a member of the

National Assoc iation of

Realtors, the New Jersey

Ryan Barry

Mortgage BankerNMLS# 183464

973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax

[email protected] by Mortgage Executive magazine as a "Top 1% Mortgage originator" for 2012

CENTURY 21 CREST REAL ESTATE, INC.142 Route 23 North, Pompton Plains, NJ 07444

(973) 686-1500 (800) 950-5021

OWN THESE HOMES FOR...To Qualified Buyers.

Mortgage Payments listed above are based on principal and interest only and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR basedon a 740 credit score as of September 9, 2013. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and termsare subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ , NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.

The Housing Market isHOT!!!Know your buying power BEFORE beginning your home search

Call today for a FREE Mortgage Pre-qualification

BELLEVILLE $299,000

$1,230 per month30Yr Fixed w/0 points. 4.625/4.735% APR

WEST ORANGE $225,000

$925 per month30Yr Fixed w/0 points. 4.625/4.765%APR


$720 per month30Yr Fixed w/0 points. 4.625/4.800% APR







POMPTON LAKES $180,000


POMPTON PLAINS $320,000


BLOOMINGDALE $144,321


CEDAR GROVE $549,500


PEQUANNOCK $619,900


POMPTON LAKES $269,900


WANAQUE $199,900


HASKELL $319,000


WAYNE $949,000


POMPTON PLAINS $1,299,321


Colleen McMahon Listings2012 Circle of Excellence Silver2012 Master Emerald Producer

2012 Quality Service Pinnacle Producer

Cell: 973-214-5250

August Listings

Kelly Titus SalesRealtor Salesperson

Member NAR, NJAR, PCBOR, GSMLS

Cell: 973-417-0793

August Sales

Colleen A. McMahon recognized as No. 2 realtor in NJ and DE



7/29/2019 221657_1379071305Sept 18 2013 Z2

25/28

Do you have any strate-

gic alliances withaffiliated businesses?

These are businesses that are

complimentary to your busi-

ness. Examples of complimen-

tary businesses include plumb-

ing, electrical, carpentry,

HVAC, landscaping, win-

dows, furniture, doors, paving

and concrete. Each of these

companies comes across two

to five sales leads every

month. If not, they are notnetworking or asking the

questions. You should have a

list of at least 25 other compa-

nies that you refer business to,

and that refer business back to

you. And youd better be

tracking both.

By bringing other con-

tractors to your customer, you

are insulating yourself against

competition. If I were an elec-

trician and brought a plumberto my customer, the last words

out of my plumber to my cus-

tomer better be, I know

another electrician.

What about competitive

businesses? Have any alliances

with them? Yes, your competi-

tors. Some competitors are

really nice people! I have sev-

eral electrical contractors that

are friendly competitors. They

have signed agreements not totry to take each others cus-

tomers. They

share employeeswhen they can,

which is better

than hiring and

firing, and gives

current employ-

ees more confi-

dence that they

have a job long-

term.

Do you

have strategic

alliances withyour suppliers?

Have you re-

ceived a sales lead from your

suppliers? And not just the

suppliers in your industry.

Your insurance agents,

bankers, lawyers, accountants,

printers, cleaners, mainte-

nance and delivery service

members, caterers, contractors

have they brought you

business? You should have a

chart in the office and make it

a competition. Send every

supplier a letter once a quarter

to announce the top suppliersand who is on the bubble.

If you would like more

info on networking and to see

how it is really done, check

out some great networking

meetings at www.join24-

7.com, or contact Philip J.

Doyle at 973-697-8872 or

[email protected].

MARIA FERRITO

973-986-6914 Cell

[email protected]

NJAR MILLION DOLLARSALES CLUB 2001

NJ CIRCLE OF EXCELLENCE2002-2012Consistent

TOP PRODUCER

in the WAYNE area.

GEMINI LLC Realty 973-696-1111x131197 Berdan Ave., Wayne, NJ

Townhome SpecialistRelocation Agent

CallMARIA FERRITOfor CURRENT MARKET

VALUE OF YOUR HOME

SHORT SALE AGENTOwe more than your

home is worth?RIVERDALE $359,999

3BR, 2FBA Ranch withGranite Kitchen,

Family Room, Deck,1/2 Acre Property.

GREEN POND $1,049,000Ren.3BR/2BA LKFRT home/priv Lk/Club Comm GP/2-StoryGrt.Rm/gour. Kit/lst Flr. Mstr./Stone FP/2C.Gar./priv Dock. KIN5955

KINNELON/SMOKE RISE 973-838-9300

KINNELON $590,000Smoke Rise-Cust. blt. Ranch offers a wide open flr. plan, nes-tled in one of NJs most sought after community. KIN3676


KINNELON $900,000Smoke Rise-5BR/5BA Contemp features Cath Celling/for-mal DR/FP/fin. Bsmt/2C Gar/C/A/cul-de-sac loc. KIN3756


KINNELON $1,275,000Smoke Rise-Stunning 14 Rm/5BR/5.1BA CHC at end of cul desac/pool w/waterfall/summer Kit./3C Gar. & more. KIN3826


KINNELON $1,000,000Elegant custom 4BR/4.1BA home offers open floor plan &spectacular wood detail. KIN3798


KINNELON $1,399,000Elegant oversized 5BR/4.1B/Custom home w/customtrim/woodwork/Cust Kit. w/Viking Range. A must see. KIN3882.KIN3882KINNELON/SMOKE RISE 973-838-9300

LINCOLN PARK $285,000A lot of house for the money! Exp. 4BR/2BA Ranch/spa-cious Rms/H/W Flrs/full fin. Bsmt. KIN3765


MONTCLAIR $379,000Great oppor. to buy in Montclair. 4BR 2BA Col. Centrallylocated near train/shopping/restaurants. KIN3852


NEWFOUNDLAND $419,9002 Park like Acs. 3BR 2.1BA Split/2C Gar. Small cabin onproperty. KIN3693


GREEN POND $1,169,000Green Pond Lakefront-3BR/3.5BA Col./H/W Flrs/2CGar./priv. Dock/Detach bnk hse. KIN3629


KINNELON $649,000Beautiful 3BR/4.1BA Cust. home features C/A/2C Gar./saltwater heated pool/full fin Bsmt. KIN3762


KINNELON $865,000Smoke Rise-Spec. Cust. Exp. Ranch/open Flr. plan/updated Kitw/Viking stovetop/wine cooler/granite countertops. KIN3896


Build strategic networking alliances

Association of Realtors, thePassaic County Board of

Realtors and the Garden

State Multiple Listing Ser-

vice of New Jersey.

For all your real estate

needs, Colleen A. McMahon

can be reached at the office:

973-646-7419 or on her cell

phone: 973-214-5250.

Colleen A.McMahoncontinued from previous page


7/29/2019 221657_1379071305Sept 18 2013 Z2

26/28

0051 AUTOMO-

BILES WANTED

WE BUY CARS !

WE BUY TRUCKS !RONNIES INWAYNE

973-616-7900

WE PAY FORJUNK CARS

973-220-0202

0230 FIREWOOD

SPLIT, SEASONED& DELIVERED$180.full cord,$110.half cord.

Call 973-296-3307

0400 MISCELLA-NEOUS

SERVICES0610 - 0959

0655 SERVICES

CARPET

G&S CarpetCleaning

& Floor ServiceResidential

& Commercial973-839-6436

0680 SERVICES

CHIMNEYS

Do It Right

Chimney ServiceChimney CleaningSpecial-$29.95

Prevent CarbonMonoxide Poisoning!! our other servicesincl. Repairs, Liners,

Caps & DampersPlus Powerwashing

w/mold resistingadditive

Call 973-570-7362

0684 SER.COMM/

Documents

221657_1379071305Sept 18 2013 Z2