2020 CIBN GRADUATES’ INDUCTION PRIZE AWARDS DAY€¦ · Plc (NIBSS) •Nigerian Institute of Social and Economic Research (NISER) •PricewaterhouseCoopers (PWC) •Retail Banking

THE CHARTERED INSTITUTE OF BANKERS OF NIGERIA

(Incorporated in 1976 and Chartered by CIBN Act No. 12 of 1990, now Act No. 5 of 2007)

August 29, 2020

Theme: Digital Economy:

The Role of Professional Bankers

PRIZE AWARDS DAY

2020 CIBN GRADUATES’ INDUCTION

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THE BANKERS CREEDHugh McCulloch's Advice to Bankers of 1863

cibnigeria cibnigeria cibnigeria cibngorg theCIBN@ www.cibng.org cibnigeria

THE CHARTERED INSTITUTE OF BANKERS OF NIGERIAPC 19, Adeola Hopewell Street, Victoria Island, Lagos.

(Hugh McCulloch (1808 – 1895) was an American Banker who helped launch the American National Banking System and was Secretary of the Treasury during the civil war and reconstruction)

stakeholders

t upon the payment of all papers at

CIBN ANTHEM

C-I-B-N Chartered Institute of Bankers of Nigeria The Bankers' guiding light.It's the Nation's joy and pride. We aim for Integrity in the IndustryUpholding Ethics and ProfessionalismGreat! Great CIBNCitadel of Excellence Great! Great CIBNBuilt on Trust and Honesty

C-I-B-N Chartered Institute of Bankers of Nigeria The wheel of economic growthCompetency is our goalCreating value and building capacityFostering confidence in the industry Great! Great! CIBNThe Bankers' guiding lightGreat! Great! CIBNBuilt on Trust and Honesty

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THE CHARTERED INSTITUTE OF BANKERS OF NIGERIA

To be a global reference point for skills andconduct in the banking and finance industry

Vision

Objectives

Integrity Professionalism Innovation Ethics

Core Values

To be Africa’s foremost and most influential professional body in the provision of capacity building in banking and finance industry.

To broaden value-add and relevance and therefore membership base.

To deliver through contemporary technologies, distinctive and excellent banking and finance professional certification; accreditation; and continuous professional development required for competence building.

To support and assist members’ lifelong education and career development needs throughout their entire service and beyond..

To continue to provide leadership on research and intellectual discourse on emerging trends in banking and finance sector operation and regulations in Africa.

To continually promote the institutional frameworks for supporting and maintaining ethics and professionalism in the banking and finance industry in particular and supporting the Government in creating a corruption free society while placing special emphasis on internationally acceptable standards of best practice.

To focus on attaining sustainable learning and professional development through creative alliances and partnership with regulators, operators and other relevant agencies and service providers for mutual benefits.

To make the Institute financially independent by ensuring that there is a balance in CIBN’s funding sources.

Development of staff - improve people management practices through competitive compensation structure and staff capacity building.

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Chairman of Occassion

Mr. Bayo Olugbemi, FCIBPresident/Chairman of Council

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Dr. Isa Ali Ibrahim (Pantami), FNCS, FBCS, FIIM Honorable Minister

Federal Ministry of Communications and Digital Economy

Special Guest of Honour

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Dr. Kingsley Obiora Deputy Governor, Economic Policy Directorate

Central Bank of Nigeria (CBN)

Guest of Honour

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Prof. Olayinka David-WestProfessor of Information Systems/

Academic Director, Lagos Business School

Guest Speaker

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Host

Mr. ’Seye Awojobi, FCIBRegistrar/Chief Executive

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Prof. Pius Oladeji Olanrewaju, Ph.D, FCIB2nd Vice President

Mr. Dele Alabi, FCIBNational Treasurer

OFFICE HOLDERS

Mr. Bayo Williams Olugbemi, FCIB1st Vice President

Ken Opara, Ph.D, FCIB1st Vice President

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ExaminationsThe Institute conducts examinations leading to award of the flagship qualification as Chartered Banker. It also conducts examinations for the award of Microfinance Certified Banker (MCIB) and several other certification programmes in Specialised areas of Banking either severally or jointly in Collaboration with leading Local and International Professional Bodies, Associations and notable Institutions such as Chartered Institute of Management Accountants (CIMA), Risk Management Association of Nigeria (RIMAN), Financial Markets Dealers Association (FMDA), The Chartered Institute for Securities & Investment (CISI), The Nigeria Deposit Insurance Corporation (NDIC) and Chartered Banker Institute(CBI)/Bangor University

Other Statutory Knowledge EventsThe Institute organises educational and social programmes for its members. These include• Research• Annual Lecture• Annual Banking and Finance Conference• ACIB Graduates' Induction and Prize Awards

Day• Investiture of Fellows and Honorary Senior

Members• Annual Seminar on Banking, Finance and

Allied Matters for Legislators• Annual Seminar on Banking and Allied

Matters for Judges• Compulsory Continuous Development

Programmes

Services to the National, Regional and Global Economies• Implementation of the Financial System

Strategy (FSS 2020) as the Human Capacity Enabler of the project.

• Sole Accreditation Agency and Co-ordinating Institution for the Competency Framework for the Nigerian Banking Industry

• Secretariat of the Bankers Committee Sub-Committee of Ethics and Professionalism since 2001

• Pioneer and Founding Member, Global Banking Education Standards Board (GBEStB)

• Member, Education Committee, GBEStB• Founding/Pioneer Member of Alliance of

African Institutes of Bankers (AAIOB) since 1997

• Permanent Secretariat of AAIOB since 2018• Member, FINTECH Nigeria (FINTECHNGR)• Institutional member, Nigerian Economic

Summit Group (NESG)·Member, Think Thank for Translating

Research to Innovation, Strategy and evidence for policies in Nigeria, University of Ibadan, Research Foundation (UIRF)

·Member, National Assembly Business

Environment Round Table (NASSBER)

BackgroundThe Chartered Institute of Bankers of Nigeria started in 1963 as the Lagos Local Centre, Institute of Bankers, London. It was incorporated in 1976 as the Nigerian Institute of Bankers, a Company Limited by Guarantee.

The Institute attained Chartered status and became The Chartered Institute of Bankers of Nigeria through Act 12 of 1990 which was repealed and re-enacted as CIBNAct No 5 of 2007.

MandatesThe Institute's major responsibilities are to:

Determine the standards of knowledge

and skills to be attained by persons

seeking to become members of the banking

profession.

Secure in accordance with the provision of the

Act, the establishment and maintenance of a

register of members of the banking profession

in the categories of ordinary members,

student members, graduate members,

honorary senior members, honorary fellows

and fellows of the Institute and a register of

c o r p o r a t e m e m b e r s .

·Conduct professional examinations leading to

the awards of certificates as may be

p r e s c r i b e d b y t h e I n s t i t u t e ; a n d

·Ensure the furtherance, maintenance and

observance of ethical standards and

professionalism among practitioners of the

b a n k i n g p r o f e s s i o n i n N i g e r i a .

MembershipThe Institute has two broad categories of membership, i.e. Corporate and Individual members.

Corporate Members• The Central Bank of Nigeria (CBN)• The Nigeria Deposit Insurance Corporation

(NDIC)• All Deposit Money Banks

(Commercial & Merchant)• Development Banks • Microfinance Banks • Mortgage Banks• Mobile Money Banks• Payment Service Banks

Individual MembersThe Institute has a total individual membership of 140,538 as at August 24, 2020 in the following categories:• Fellows, Honorary Fellows, Associates,

Honorary Senior Members, Microfinance Certified Members

• Student Members• Ordinary Member.

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CIBN IN BRIEF

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Linkages, Par tnerships and CollaborationsThe Institute is currently in partnership with 65 tertiary institutions in Nigeria for the ACIB/B.Sc/HND Linkage and ACIB/M.Sc Linkage. Our partners, local and International include the following:

·Association of International Certified Professional Accountants (AICPA), UK

·Bangor University, Wales UK·Bank of Sierra Leone·Central Bank of Liberia·Central Bank The Gambia ·Chartered Banker Institute, Scotland·Chartered Institute of Management

Accountants (CIMA)·Credit Bureau Association of Nigeria

(CBAN)·Crown Agents Limited·E-Payment Providers Association of

Nigeria (E-PAN)·Financial Institutions Training Centre

(FITC)·Financial Markets Dealers Association

(FMDA)·Fintech Association of Nigeria·Global Association of Risk Professionals

(GARP)·Institute of Bankers of The Gambia·International Finance Corporation·Lagos Business School (LBS)·Liberia Bankers Association·McKinsey & Company·Mortgage Bankers Association of Nigeria

(MBAN)·National Board for Technical Education

(NBTE)·National Judicial Institute (NJI) ·Nigeria Inter-Bank Settlement System

Plc (NIBSS)·Nigerian Institute of Social and

Economic Research (NISER)·PricewaterhouseCoopers (PWC)·Retail Banking Academy (RBA), London·Risk Management Association of Nigeria

(RIMAN)·Seso Global Limited·Sierra Leone Association of Commercial

Banks·The Chartered Institute for Securities &

Investment (CISI)·The London Institute of Banking &

Finance (LIBF)

·The National Universities Commission (NUC)

·The Nigerian Economic Summit Group (NESG)

·US-Africa Cybersecurity GroupWest African Bankers Association (WABA)

·West African Institute for Financial & Economic Management (WAIFEM)

Structure/AdministrationThe Governing Council is the Institute’s paramount decision-making body providing broad policy guidelines chaired by the President/Chairman of Council who currently is Mr. Bayo Williams Olugbemi, FCIB.

The Executive Management of the Institute is led by the Registrar/Chief Executive Officer, Mr. ’Seye Awojobi, FCIB

Branches and Zonal OfficesThe Institute has 37 State Branches and 9 Satellite Branches across the country. It also has three foreign branches in the United Kingdom, Canada and USA. The Institute has 5 Zonal Offices, to make its services available to members at the grassroots throughout the country.

They are:·South East, Owerri·South West, Osogbo ·North East, Gombe·North West, Kano·South South Port/Harcourt

There is also the National Secretariat Annex in the Federal Capital Territory to strengthen the Institute's relationship with the Federal Government and its Agencies as well as cater for members in the North Central region of the country.

SubsidiariesThe Institute has the following subsidiaries;· The CIBN Centre for Financial Studies (CIBNCFS)·The CIBN Bookshop· The CIBN Press· CIBN Consult

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& Office Holders1. Mr. Bayo Williams Olugbemi, FCIB

- President/Chairman of Council 2. Ken Opara, Ph.D., FCIB

- 1st Vice President3. Prof. Pius Oladeji Olanrewaju, Ph.D., FCIB

- 2nd Vice President4. Mr. Dele Alabi, FCIB

- National Treasurer

Representatives of the Body of Past Presidents1. Professor Segun Ajibola, Ph.D, FCIB

- Past President2. Uche M. Olowu, Ph.D., FCIB

- Past President

Other Elected Members1. Mr. Adewumi Adeniyi, FCIB2. Barr. (Mrs.) Toyin Ojo, FCIB3. Mrs. Rafiat Oluwatoyin Onitiri, ACIB4. Mr. Olayinka Odutola, FCIB5. Mr. Rahman Ajayi, FCIB6. Dr. Godwin Adolor, FCIB

Branch Representatives 1. Prof. Uchenna Uwaleke ACIB

- Chairman, FCT Branch2. Mr. Peter Ashade, FCIB

- Chairman, Lagos State Branch3. Mr. C. O. Ezeagu, MCIB, FCIB

- Chairman, Enugu State Branch4. Mr. Odere Michael, ACIB

- Chairman, Cross River State Branch5. Mrs. Tinuke Leye-Isola, FCIB

- Chairperson, Association of Professional Women Bankers (APWB)

6. Alhaji. Shehu Goringo- Chairman, Gombe State Branch

7. Ms. Mary Aina, ACIB- Chairman, Canada Branch

Banks' Representatives 1. Mr. Herbert Wigwe, FCIB

- MD/CEO Access Bank Plc2. Mr. Abubakar Suleiman, HCIB

- MD/CEO, Sterling Bank Plc3. Dr. Adesola Kazeem Adeduntan, FCIB

- GMD/CEO, First Bank of Nig. Ltd4. Mr. Nnamdi Okonkwo, FCIB

- MD/CEO, Fidelity Bank Plc5. Mr. Patrick Akinwuntan, FCIB

- MD/CEO, ECO Bank Nig. Plc6. Mr. Banjo Adegbohungbe, HCIB

- MD/CEO, Coronation Merchant Bank

Institutional Representatives (Regulatory)1. Mr. Godwin Emefiele, FCIB

Central Bank of Nigeria (CBN)2. Alhaji Umaru Ibrahim, Mni, FCIB

Nigeria Deposit Insurance Corporation (NDIC)

3. Mrs. Zainab Shamsuna AhmedFederal Ministry of Finance

Institutional Representatives (Academic) 1. Prof. Abubakar Adamu Rasheed

- National Universities Commission (NUC)

2. Mallam Adamu Adamu- Federal Ministry of Education

3. Dr. Masa'udu Adamu Kazaure- National Board for Technical Education

Sectorial Associations' Representatives 1. Mr. Adeniyi Akinlusi, HCIB

- President Mortgage Bankers Association of Nigeria Institutional Representative2. Mr. Yusuf Ahmed Gyallesu, MCIB

- President, National Association of Microfinance Bank

Co-opted Members1. Mrs Funmi Balogun, FCIB

- Co-opted Member2. Mrs. Yvonne Isichei, FCIB

- Co-opted Member3. Dr. Nosike Agokei, FCIB

- Co-opted Member4. Mrs. Risikatu Ahmed, HCIB

- Co-opted Member5. Mr. Abdullahi Ibrahim, HCIB

- Co-opted Member

Secretary Mr. ’Seye Awojobi, FCIBRegistrar/Chief Executive

CIBN GOVERNING COUNCIL

(2020 - 2022)

Ltd

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& PAST CHAIRMEN AND PRESIDENTS(A) LAGOS LOCAL CENTRE, INSTITUTE OF BANKERS, LONDON

Mr. D.A. Macleod

Chief C.K.N. Obih, FCIB (Deceased)

Mr. G.H. Griffin, FCIB

Chief (Sir) F.A. Ijewere, FCIB (Deceased)

Alhaji (Chief) A.O.G.Otiti, OON, FCIB (Deceased)

(B) THE CHARTERED INSTITUTE OF BANKERS OF NIGERIA

Sir (Chief) F.A. Ijewere, FCIB (Deceased)

Alhaji (Chief) A.O.G. Otiti, OON, FCIB (Deceased)

HRH Oba S.A.O. Sule, OON, FCIB (Deceased)

HRH Eze (Prof.) G. O. Nwankwo, OON, FCIB

Chief S. I. Adegbite, OFR, FCIB (Deceased)

Dr. Femi A. Z. Adekanye, FCIB (Deceased)

Mr. R. K. O. Osayameh, FCIB

Mr. J. O. Ekundayo, FCIB

Professor Wole Adewunmi, FCIB

Chief Luke E. Okafor, FCIB

Prince E. Kola Odubanjo, FCIB (Deceased)

Mazi O.C.K. Unegbu, FCIB

Mr. S.E. Kolawole, FCIB (Deceased)

Mrs. Juliet A. Madubueze, OON, FCIB

Dr. Erastus B.O. Akingbola, OON, FCIB

Mr. 'Laoye Jaiyeola, FCIB

Dr. Segun Aina, OFR, FCIB

Otunba (Mrs) ‘Debola Osibogun, FCIB

Professor Segun Ajibola, Ph.D, FCIB

PAST REGISTRARS/CHIEF EXECUTIVESAlhaji G. G. Olorun-rinu (Deceased) 1973 - 1980Mr. A. A. Adenubi, FCIB 1981 - 1996Chief S. O. Dada, FCIB 1996 - 1999Oloye Esan Ogunleye, FCIB 2000 - 2005’Uju Ogubunka Ph.D, FCIB 2005 - 2014

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Uche M. Olowu, Ph.D, FCIB

EXECUTIVE MANAGEMENTMr. 'Seye Awojobi, FCIB - Registrar/Chief ExecutiveMr. Segun Shonubi - Group Head, Capacity Building & Certification Division Mr. Akin Morakinyo - Group Head, Membership Services DivisionMrs. Rita Adeyanju - Assistant Director, Legal & Council Affairs/Int’l AffiliationsMr. Babatunde Apena - Group Head, Learning & Development / CCPD & E-Learning DivisionMr. Ernest O. Obasa - Group Head, Finance & Corporate Services Division

CIBN GOVERNING COUNCIL

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Guest of Honour’s Address

Presentation of Prizes

Donors or their Representatives

Guest Speaker’s Address

Introduction of Dignitaries


11:10a.m. – 11:20a.m.

11:30a.m. - 12:00 noon

12:00 noon – 12.10p.m.

12:20p.m. – 12:40p.m.

Mr. Dele Alabi, FCIBNational Treasurer

– p.m.1:40p.m. 1.45

Presentation of Inductees to the President/Chairman of Council and Administering of Oath of Professional Allegiance:

Mr. ’Seye Awojobi, FCIBRegistrar/Chief Executive

Induction of Candidates


Microfinance Certification ProgrammeAssociateship

12:40p.m. – 1:00pm

1:00p.m – 1:10p.m.

Presentation of Otunba (Mrs) 'Debola Osibogun Awards1:20p.m. – 1:30p.m.

· Examiners Award of Excellence & Outstanding Performance· National Essay Competition for Undergraduates of Banking and Finance in Nigerian Tertiary Institutions

Vote of Thanks1:30p.m. 1:40p.m. –

TIME EVENT

Opening Prayer

Closing Prayer

11:00a.m. – 11:05a.m.

11:05a.m. – 11:10a.m.

National Anthem CIBN Anthem

Dr. Kingsley Obiora Deputy Governor, Economic Policy DirectorateCentral Bank of Nigeria (CBN)

Special Guest of Honour12.10p.m. – 12.20p.m.

Dr. Isa Ali Ibrahim (Pantami), FNCS, FBCS, FIIM Honorable Minister Federal Ministry of Communications and Digital Economy

Prof. Olayinka David-WestProfessor of Information Systems/Academic Director Lagos Business School

Chairman’s Welcome Address11:20a.m. – 11:30a.m.



1:10p.m – 1:20p.m.

PROGRAMME

Response by Graduands

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& Abdullahi Abdullahi BakoAboshi StephenAdaba SimpaAdekoya YetundeAdeshina Kehinde AzeezAdeshina Taiwo AfeezAdeyemiAdedayoAfolabi SundayAjuwon Oladapo AdebayoAkenzua Amenaghawon EmeraldAkinsanya Olaide OdunaikeAkinwole SamsonAlao OlusholaAluko OluwafisayoAzuikpe Patience FaridaBello YusufBello Abubakar

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Binafiai AmbroseDuru Hezekiah ChinenyeEbhodaghe DavidGogo-Hassan OlamideIbeabuchi FidelisIbitoye OmoniyiJohn ThomasMaduakor HelenMatta Umushe JaneMohammed IsaMukhtar UmarObowu IjeomaOgufere ChinyeluOkosun, ImiebihoroOlakunle Solomon OlatayoOni YetundeOnigbanjo Ademola

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NAMES MEMB. NO NAMES MEMB. NO

ASSOCIATESHIP ( C h a r t e r e d B a n k e r / M B A P r o g r a m m e )

ASSOCIATESHIP

Abdulazeez AbdullahiAbdulkadir MusaAbdulmalik Hadiza OremeyiAbdulmalik MansurAbdulmumin BiliqeesAbegunde Olubunmi OpeyemiAbegunrin Oluwasegun AramideAbimbola Noah OlayemiAbisogun Ifedolapo OyeropoAboagye Nelly Nana SerwahAboagye DerrickAbodunde OlanrewajuAborode MusibauAdebanjo Adekunle MorounfoluAdebayo Maimunat Adetutu

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Adebayo Ayodele FataiAdebayo Ademola OluwaseunAdebisi ChinezeAdebisi-Jose Tolulope RolakeAdebowale Michael AdedamolaAdedayo Adekunle AdeyinkaAdedeji RebeccaAdedeji Adedoyin OlawumiAdedeji Oluwadamilola Victoria Adediji Maryam AbisolaAdediran Adeniran AdeolaAdeeko TemiladeAdegbaju AyanfeAdegboyega OluwafunmikeAdegoke Ife-Oluwa

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Ajala Olasoji Ajayi Samuel OluwatobiAustin-Olowo Olubukola Awoyemi TaiwoEluojierior JosephErinwusi Olugbile Etupu Olufunmilayo AmafaGbadebo Olumakinwa OjoIdowu Oyewole AdebayoIke Peace

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Jiyakede Juliet Macprince (Nee Olateru) Adebola Oamen Gregory Ogboye Kofoworola SekinatOkoro Eric Saheed Aderemi AdegbenroSalami Ibraheem OladejiSalami Saheed OlawaleUkah Chinemerem AloyisusYisa Oluwasanjo Adeyemo

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ASSOCIATESHIP ( M S c / A C I B )

PRIZE AWARDS DAY


& Adejonwo HakeemAdejumo Ernest EkheyiAdejumo Joy AbiolaAdekanye Oluwaseyi AdebisiAdekola Florence AdenikeAdekunle Aderemi Adelabu TemitayoAdelakun Basirat AdedoyinAdelekan Aminat AjokeAdeleke Oluwatosin AdebunmiAdelowo Eniola SamuelAdem Veronica NgodooAdenipekun Toluwase IbukunAdenusi Muyiwa SamuelAdeonojobi John AbiodunAdeosun Samuel ItunuoluwaAdeosunSamuel ItunuoluwaAdeoti KehindeAdeoye JohnAdeoye Aduragbemi DavidAderehinwo TrustAderibigbe Kayode OladipupoAderoju Olaide SherifatAdesokan Adedamola PhilipAdesokan Babatunde WaliyullahAdesoye Adebanjo CharlesAdewale PeaceAdewoyin Emmanuel KoladeAdewunmi-Owolabi GbemisolaAdewusi Oluwasola AbiodunAdeyemiOluwabusayo SamuelAdeyemo Abidemi Adeyemo Abass AdedolapoAdeyinka Tolulope AdetokunboAdigun Olamide EniolaAdikwu Godwin OkworiAdim Paul OnyekachiAdindu Ikechukwu UdochukwuAduraseyi Adedibu AdeoyeAfe Modupe GraceAffum Poku JephterAfolabi Adedamola OlalekanAfolabi Oluwakemi YetundeAgbi Blessing OjeifoAgboado Eunice SeyramAgboola Busayo ChristianaAgbor Ruth IfeanyichukwuAgu Chituru NkemAgu ObinnaAgyei FeliciaAhmad Muktar Ahmad IbrahimAhmed MustaphaAigbator FaithAja-Onu Ngozi Divine-favourAjayi Ademola AbiodunAjayi Sijibomi Yomi

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Ajewole GbemisolaoluwaAjuluchukwu Emmanuel UcheAjumobi OluwatomiAkabua Christy AnuliAkabuogu Jerome Sunday ChigozieAkamonye IfeyinwaAkano Tomilayo KayodeAkeni Abel OluwatosinAkhilele JosephineAkhiojemi Osobame VictoryAkin-akinwumi OmololaAkinbamijo Olalekan GregAkinbo Iyabode JoyAkinbola Olusheyi TundeAkindunbi Akingbade OluseyeAkinjobi Oluwatoyin OlawaleAkinlolu Adebayo JideAkinluyi Oluwatofunmi IbukunAkinola Gabriel BunmiAkinpelu Oluwatobi IgeainaAkintoye Ayodele SarahAkinyede Oyinlola MorounfoluwaAkinyugha Ifeoluwa EyitayoAkpan John NsikakAkpan Emem Akpu Obinna KelvinAkudolu Ifunanya MonicaAlabi OsisienetoAlakinde AbayomiAlao Shalom IretiayoAlao Joshua OlaonipekunAlarape Ibrahim OlawaleAlawode Oluwaseye SamuelAlex-Taiwo Temiloluwa OluwatomiAlhassan Kamaldeen ApoloAligbe SimeonAliyu Yusuf YahayaAlli Hakeem BabajideAllicious Kelvin KanaraAmaechi Franca AmakaAmagwu ChizurumAmaning Pernell AsareAmartey Joseph Nii AmaahAmegavi Theodora Aku MawuenaAmeh John OnucheAmoah Kwame ArhinAmpadu-Yeboah Nana YawAmune Nancy OizaAnaekwe Kelechi HelenAnderibom AsautenAnjorin Samuel OluwaloseyiAnn AlhagieAnugwolu Chinedu MichaelAnyanwu NnekaAppiah Stella AdzelleyAppiah HellenAppiah Asante Aboagyewaa

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ASSOCIATESHIP


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& Aralu IfennaAreo AyodejiAryeh AdelineAsemotaEseosa ValentinaAshamu Zainab OyetolaAsiedu EnockAsiru Abimbola RidwanAsunmo OyetundeAtadioseSundayAtere Tolulope OmolaraAttah ChuksAtumah Emokiniovo FaithAtuzie Ihuaku JenniferAwaye Oluwole DistinctAwobona Olayemi YewandeAwofeso Albert AdetayoAwokulehin Tiwalola OmobolaAwoniyi OlaoyeAyanda OlusholaAyinla Temitope IyanuoluwaAyinla-Ahmed Silifat AimalosiAyobolu Maria NgozichukwuAziegbe FaithAzomaniIyade Babatunde Mayowa VictorBakare Hamed OlubisiBakare Abiodun Bilikis BiolaBakare BunmiBamgboye Oluwatosin JanetBankole Oluwafisayo TosinBankole Boluwatife OlusolaBawa Muhammad SalisuBejide BabatolaBello Samsondeen OlayemiBello Oluwatobi OlayemiBentum Isaac VandyckBerekwuChinyereugo JulietBishop-Adigwe ChinyereBoateng LawrendaBob-manuel John Bolarinwa Anifat OmololaBrew EbenezerBriggs John Abel IbinaboBriggs Ruth JoyBrown Marilyn JoyChiahulamiro Stanley IzuchukwuChibuikeJoy ChinyereChikata Chibuzo Chikelu OkechukwuChima Chibueze JosephChinkata CyrilChukwu UjunwaChukwudi-Madu Chidiogo MarthaChukwugbo IjeomaChukwukadibia EzinneChukwunta Godwin ChimaobiCoker Oluwafunmbi Justina

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Cole Olajesu EstherConteh Samuel Sheka Dada Opeyemi OluseyiDairo Oluwakemi OpeyemiDapo-Sotuminu Adebola OyinkansolaDare Adekemi OlubunmiDarku Eugene AduDavid OlubunmiDawene Elizabeth AnazuoDennis Thlama DibalDilioha JudeDim Prosper ChinagoromDimike Paul AnayoDiribe ChukwudiDukor Michael ChukaDuniya Lucius ElishaDunmoye Oyeyemi JamesEbosie UzomaEde Uzoma SamuelEdet Kufre WilsonEdu GabrielEgekwu Charles AhamefulaEgwuatuIfeanyi KingsleyEgwueteBlessing OgechukwuEhigiatorCourage OsarumenEkechi Judith Ekun AyotundeEkwonwa Jane OnyinyechiEleshinnla Olufemi Elumade Kehinde AdebolaEmedafe Anthonia OmovighoEmenyi Utibe K.Emordi Helen Enato MariaEneogwe Ubanwa NelsonEnitilo Omolara OlubusolaEsedebe Jerrison NaEsemuede Osarumen VivianEsinghan Oluyinka AdenikeEtta ContanceEtukeno Mandu AmosEtum Courage OsahouwmenEwulomi OlusanjoEyidenghan AndrewEzealor OkechukwuEzebulachi Francis IfechukwuEzekpudoghu TochukwuEzike Chidozie UFabunmiOlumide OluwatobiFadeyibi Adegbite DavidFagbule Oluwatosin IyaboFajinmi Omobolanle OluwakanyinsolamiFalade Oluwafemi AyobolaFalode Olakunle AlfredFambo AyodejiFasan Moboluwaji CollinsFashakin Anuoluwapo Elizabeth

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& Fasida OmolaraFasore Folakemi EstherFateru Akinyemi OloyedeFemi-IgeAyodele StevensonFerdinand RaymondGadosey AngelaGarba DahiruGbadebo AdeolaGbeleyi SeunGberbie Daniel TettehGiwa Yewande VictoriaHaizel Andy EbenezerHaruna Abdul-atik SachibuHassan Ibrahim AnisheHassan Adesewa MotunrayoHassan Alaba Oluwabukola Horsfall OnengiyeIbeanu UchennaIbiyemi Elizabeth OluremiIbrahim Olatunji DavidIbrahim UsmanIbrahim NuhuIbrahim Abdulsomad OlalekanIdemoh Mary OmokhepueIdiake Samuel OsayandeIdris NafisaIduseri AugustineIfoh Ebubechukwu JacintaIgbinehi OsatohanmwenIgbineweka Precious EmwinghareIgbojionu Macdonald NwokomaIgbudugbu Avwerosuo GladysIgwe Annie Iheakaghchi C. ChimerenmaIhedilionye Kingsley EbukaIhekwaba Linda ChinyeakaIheomamere Chikezie ChikwenduIjezei Ojeabuo IsraelIjiekhuamhen OsaremeIjiyemi PeterIkhenebome Aimiede EbahamaIkpe TobechukwuIkpechukwu Henry ChukwumaIlekoya Damilola DeborahIlloh AmarachiImhansoloeva Cyprian OyakhilomeImonikhe RitaInikori Precious Inyang-Udoh UbongIsaac John EffaIsah ZainabIsrael Mark AdemolaIsu-Okoh AnthonyIwanefun Dickson IdowuIwuajoku Ifeoma Iwuchukwu Afam Jacks Tamunonimi

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& Nduka Chigozie ChibuzorNgabo CesarguyNgwoke Nnenna VivianNikoro Mary OmotolaNnadum Ijeoma DorisNosike Sussan JonasNtekim FaithNuraddeen AliyuNwabuike PaulineNwaejike Uchechukwu HenryNwagwu Nnamdi Nwakpati Judith OluchukwuNwamadi ChukwuemekaNwaneri Amy Nwaobi Obinna VictorNwogu Precious IfeyinwaNwoko Godsfavour ChinasuNwosu Chidubem PaulNwovike ChivennemNwoye Ogochukwu VictoriaNwuba KosisochukwuObadiah Deborah OluwatobilobaObagbemi Olubunmi OlufunlolaObende Praise OlukayodeObi Oluchukwu VirginiaObi Hossanah ChinememmaObichi Precious ChimkammaObiejesi Chinedu HenryObiekezie Victor ChidiebereObiekweTheresaObineOme Ifunanya AmarachiObi-koye Uju Oblie Mary OkaileyOchai EmmanuelOdili OkwuchukwuOdoi Cyril Nii OdoiOduah Stephen OluyomiOdukoya Adesewa AbolanleOffor Chukwuka NathanielOfomata Chibuzo OziomaOgbamikhumi Omoafe HopeOgbeche EmmanuelOgbobuike Oluchukwu AppoloniaOgbolu MaryOgbonna Ruth NgoziOgbudimkpa Geogre Ogbulu Inwan PeterOgedengbe BukolaOgudo Valentine IfeanyiOgunbanwo Olufeyikemi OlubusolaOgunborIsibhakhomenOgundipe Olubusola OlayideOgunfeitimi Olamide OluwatoyinOgunnaike KunleOgunnimo Kehinde OluwatobiOgunnimo Olatomiwa OlusolaOgunshe Olasumbo Taofikat

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Oguntoye Oyinkansola AbiodunOgunwale Deborah IbukunOgunyemi Muibat FolashadeOgunyemi Olabode OlawaleOgwo Fortunater ChikodiliOhalete Chigo AgunobiOhiri Chimaobi ChineduOjiya Ojuolape FunkeOjo Moses OmoregieOjo Edward OloruntobaOjo Martins AyomideOjo Folasade ElizabethOjomah Joshua AcholoOjoniyi Olugbenga AkindeleOkafor Amaka AgathaOkafor Ugochukwu IfeanyiOke Abiodun Oke Esther EbunlomoOkechukwu Nnamdi Okeke Paschal ChibuikeOkeke Ujunwa LyndaOkeke Cynthia SomtochukwuOkere UkachiOkereke Ogechi ChristianaOkeyorji RoyalprinceOkezie Obinna ObiomaOkolie PriscaOkolo Fortune OnyedikachiOkonkwo Ujunwa LuciaOkonkwo Philippa ChukwunonsoOkonkwo Felix UgochukwuOkorie ChigozieOkoro Bukola AladesanmiOkoronkwo Ezinne JoyOkufuwa Michael OluwadamilareOkunlaya Eniola OluwadamilolaOla KolawoleOlabode Ademola AdeotiOladapo Oluwatobiloba AbrahamOladele Olufemi MatthiasOladipo Olaide MariamOladipupo MakanjuolaOlagunju Ayobami OluwabusayoOlajide Peace TemitopeOlaleru IsaiahOlaniyan Iyanuoluwa BethOlaniyi (Nee Akinleye) Damilola OpeyemiOlanubi TemiladeOlaoluwa KolawoleOlaosun Kolawole MalikOlaosun Oluwapelumi OpeyemiOlarewaju OmololaOlaseinde Olabanji WumiOlatinsu Oladapo IsraelOlatunji Fikola LatifatOlatunji Tolulope OlabisiOlawuwo Sunkanmi Daniel

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& Olayanju Oluwarotimi TemitopeOlonade Gladys OpeoluwaOlorukoba Olayinka KuburaOlorundare SalihuOlotu Joy OmorogiuwaOlowodola AjuasegunloOlu-Betiku Omotayo HelenOluboba OluwabukunmiOludaiye Adesanya AdeyemiOludipe Ibidunni Olupinla Joshua OlusegunOlusesi Ibukunoluwa DeborahOluwadare Abosede AdewumiOluwadare Temitope DejiOluwanisola OluwatosinOluwasegun Olufunmbi AfolabiOluwo Taiwo ShawanatOluwole Solomon AdelekeOluyemi Babafemi AyomideOluyoko Zacchaeus Oluyole GregoryOmoniyi Jesubukunmi KayodeOmotara OlurotimiOmotayo Aishat OlaideOmotosho Babatunde BamideleOmotuase TemitopeOmoyajowo JamesOmozuhiomwen IyosayiOnabolujo Oladele RichardOnaiyekan Oluwakemi MariaOnasoga OluseunOnipede Oluwatobi OloruntobaOnoja Onyebe LuciaOnozefe UchennaOnuobia Precious ChinenyenwaOnuoha Chinedu FerdinardOnuoha Bessy EmmanuelOnuorahChinedu CollinsOnwochei Beulah SopuluchukwuOnyedinma Chisi GoldOnyekuba Lilian ChiomaOnyema Chizobam TeddyOnyia OnyinyeOpara ChukwukaOpufou Joseph EbunoluwaOriaifo Adesua MargaretOrija Oluwabusola TosinOrimoloye Yewande TitilopeOsae PortiaOsewa Dare JoshuaOshin MorenikeOsinowo Adekoyejo TokunboOsuji Enyinnaya GeoffreyOteng-Dartey JohnsonOtomiewo Titilola OlayinkaOtoo LarryOvbiagele Paul Omoikhudu

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Owhiroro Dennis AghoghoOwoeye Olamide VictoriaOwu ObioraOyebola Oyindamola MorenikejiOyedeji Oluwaseun RukayatOyedele Morolake AbosedeOyegunle Layiwola AyodeleOyesola AbidemiOyewoleMoshoodOyewumi Tosin SimiloluwaOyeyemiMubaraq MayowaOzegbe Roseline Oroboghae Ozigis RamatOzojiofor Chukwuezugo PatrickPeters AwelewaQuarshie Fortunatus TetteyRazak RuhainaRindap KamcitRobert AnietieRukundo Jean PaulSabonruwa Jacob EnasomSaka AminatSalaam Quwiyu Akanni Salaudeen Babatunde FaroukSalawu IsiakaSalawu Olagoke SayeedSalifu Blessing OjochenemiSalihu DavidSarkodie-Gyamfi Nana OpokuSawa Hirra GraceSeidu Abiola OluwafemiSeriki Ganiyat MopelolaSesay Amadu SanuSeton Mosope SenameShada Oluwatosin BoluwajiShittu OluwatoyosiShokunbi Olugbenga SamsonSholate Olusola TolulopeShuaibu FarukSmith QueenlySobande Kikelomo BoluwatifeSoremekun Tiwaladeoluwa OluwabukunmiStephen JoanTaiwo Oluwadamilola AdeniyiTaiwo Samuel OlatundeTaiwo Akorede BashirahTaiwo-Adebisi OlubunmiTekpor JosephTella Taiwo AdebolaTimothy Meshack AbaToluju Oluwabunmi BeatriceTornyo LuckyUbah JoyUdeh NorbertUdeozor ChiomaUgochukwu Chioma SomtochukwuUjara Ese Christabel

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Aaron Emelike JohnAbaku Osichien JoshuaAbdullahi Musa Abdullahi SalisuAbdullahi Sa'adatuAbdulrahman MujidatAbeeb Olawale RasakAbiodun Alaba DavidAbiodun GloryAbisoye Moses OlumuyiwaAbiwon Tolulope AyodejiAbodunrin AdegbuyiAbubakar UmarAbumere AbelAchu Ndidiamaka GertrudeAdam Morufu OlawaleAdebawo OluseyeAdebayo-Bello Rofiat OlayinkaAdebayo-OgunwaleOluremilekunAdediji Oluwaleke LereAdedokun Mopelola AyotundeAdedoyin Adewumi RamatAdegboyega OlugbodiAdejumobi Aquila RinmolaAdekanye AyodejiAdekola AdeniyiAdelagun OlayiwolaAdeleke OluwafemiAdeleke AdeyemiAdeleye Adetokunbo AdeyinkaAdeniji MosesAdeniken OlatundeAdeoye Olawale EmmanuelAdepitan Olubukola OlurantiAdepoju Olugbenga PaulAderibigbe Adeoluwa AyoolaAderoju Ramoni AdebowaleAdesanmi Kayode Idowu

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Adesanya AdedejiAdesemowo Adebimpe OmolaraAdesorioye Mercy AdeolaAdesugba Femi FestusAdetola EmmanuelAdetola Gbenga AdetuwoGoke Adewale Saheed AdebowaleAdeweye SanyaAdewole Adedayo NoahAdeyanju Opeyemi Adeyemi AbdullahiAdeyemo BenjaminAdeyinka Abigael OluyemisiAdi EhimbeAdikwu Ene AngelaAdio RasaqAdioha OnyinyechiAdisa EmmanuelAgada (Nee Enem) Mercy Agagbe OvieAgaldo GideonAgbo ChiomaAgbonghae Mariam OsayiAgboola FunmilolaAgholor OkahAgoke TaiwoAguocha AmucheAhamefule EphraimAhayere PaulinaAhmed AminaAhmed A. MininkoAina FunmilayoAiyedun SurajAiyegbusi SamuelAjanaku AdekunbiAjayi PeterAjibawo Temitope Olawale

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Ukachukwu Okechukwu JamesUkanah Patrick BabatundeUkegbu NnennaUkiwe ChukwudiUkwa ChukwuemekaUmama AnthonyUmeh NkeirukaUmo MayenUmoh Emmanuel ImeUmoren Mmedaramfonabasi EnobongUrhie Ufuoma

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Usman OlufemiUtong Godswill VestaUwhubetine IsaacUzosike Chijioke EmmanuelWada-Nas AliyuWakamaTamuno DiepriyeWenegieme Michael AsamaYankey Kobina N'ketsiaYunusa Lateef AdewaleYusuf Ayodeji ZainabYusuf Hakeem Abayomi

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& Ajibulu Festus FolusoAjiduah UchennaAjieh Ernest OrediaAjisafe OluwakemiAju OnyekachiAkanbi AyisatAkanmu MisbauAkanni Folasayo Akeem Ibrahim Owolabi Akhibi Humphrey EmakhuAkiba Peter Ekpo Akinbamiji Julius AkinpeluAkinboboye AdesolaAkinluyi Sade CarolineAkinola Ayodele PatrickAkinola Felicia AdeolaAkinola Ayodele LekanAkinseye Oluwatoyin SadeAkinsoji CeciliaAkintayo Moradeke AdenikeAkintoye Tosin AmosAkinwumi AyotundeAkinwumi Omoniyi OlurotimiAkinyemi Taye OmotolaAkioyamen MorganAko PaulinusAkor Matthew Akpa Sunday Akpena Keri-MalatAkwu FatimaAlabi OluwasolaAladegbehingbe KayodeAlausa AdebukolaAlayande Feyisayo OyinkansolaAleburu Samuel EroAleshinloye Florence BimpeAliu GaniuAluko OlusolaAluko Anike EstherAmadasun IyobosaAmadi UgochukwuAmadi UzomaAmeh FridayAmuche AlicejenniferAmuchi PatienceAmujo Toyin Anago ChukwudiAnakwue OgochukwuAnatuna ChiomaAnigbata ChinyereAnigbo AmuchechukwuAnike Chidinma EstherAnozie Ogechi Anuge EstherAnyaeche NwabuzoAnyanwu Anthionia UgwomeApantaku Oluseye

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& Dada VictorDahunsi Arinola OluwayomiDairo Tayo SamsonDalli YohannaDandam NangorDano Samaila Davies TheophilusDeinsah MercyDeme AdomaleDike IfeanyichukwuDunu Doris OgechukwuDuru OnyinyeEboehi EdwinEdiagbonya Godwin NosakhereEdiga OchekpeEdomwonyi Osaigbovo JamesEdosa OsagueseEfunkomaya TitilopeEgbuna VictorEghawurudjakpor Aghogho MellissaEhidiamen GodstimeEhiosun GloriaEjeneha MercyEjide Ezekiel OlusegunEkeagwu Benjamin Ekele EnemaEkpeti FredElekwa EstherElekwa ChinyereEletu Khadijat MojisolaEl-yakubJamilu Emeagi ChukwudiEmmanuel OkeEmumwen JosephEnebeli Chinyenum MaryEneh UchennaEnisan OlabimpeEniyandunmo Augustine KayodeEnwefa Fidelia Enwemuche Maxwell OnyemaechiEnyinnah Alexander NnamdiErhahon Ighiwiyisi Eriata AdaErihri Victoria EmamokeEseh-Reuben Oghenewouzuazo IsaacEvbuomwan EfosaEvbuomwan EricEze KingsleyEzeabasili NnennaEzekiel Oluwasegun OlatayoFabiyi Mojisola EstherFadipe DanielFaji AkinbobolaFakorede OyewunmiFaniyi Bamidele BenjaminFarinloye Oluwabukunmi BoseFatimehin Yewande Olabimpe

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PRIZE AWARDS DAY


& Inyang Essessien AsuquoIraoya Felix ImolikheIriowen Alex OsemwegieIrozuruike ChukwubuezeIsa Ene ReginaIsaac MarianIsah BelloIshola ElizabethIsidahomhen Paulinus OshiomaneIsimaronkhae AndrewIso Michael OtuIwuogo Chiedozie NnennayaIyamu IsaacIyi-ewuare OsasuIzuogu Chidinma AnastaciaJames Chisom UwaomaJames BobJames Samuel BabatopeJegede Abiola SamsonJeremiah Cyprian MakamaJimoh GodfreyJoda Taiwo AdesinaJohn MichaelJolaolu FlorenceJude FionaKagula BeggeKasali KemisolaKehinde AdebayoKehinde DavidKomolafe "ibukun Sukanmi"Komolafe Rasaq OlayinkaKumba Anthony Atoli"Lawal RidwanLawal Adenike RukayatLewis TemitopeLijoka Emmanuel IseoluwapoLubis ErnestMaidamma MohammaduMajekodunmi David OlugbengaMakinde Adeola TomilolaMakinde Taiwo MameduCyrilManzo Umar Mark Dauda Mathew SundayMbaekwe UcheMbam IfeanyiMbam EmmanuelMicah TapmwadangMichael OnyikeMicheal NnamdiMofunanya UkamakaMohammed SaniMoh'd Bello TeniolaMokwenyei JohnMoses SundayMozobam Daniel Chijindu

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23

PRIZE AWARDS DAY


& Ogbonna Hobby IfeanyiOgbonna MikeOgedegbe Ebi MosesOgolime JudithOgudu Samuel PiusOgunbayo AdewaleOgunbunmi Idowu OlajideOgundijo SamuelOgundipe Olusegun MartinsOgungbangbe OluwaseunOgunjobi AdesolaOgunjobi BolanleOgunkoya Abosede AdebisiOgunmakinde SamsonOgunmodede OluwaseunOgunmola Gabriel OlusolaOguntoyinbo Oluwafemi OladipoOguntoyinbo Femi AbdulazeezOgunwusi AdekemiOgunyinka Ibidapo PaulOhakwe Nnaemeka Ohanwe ChibuikeOhia NnekaOhiowele VioletOjebiyi Olusola OmobolanleOji JudithOjoboh Erhi CatherineOkafor EstherOkafor OnyinyechiOkafor Constance ObianujuakuOkafor ChinasaOkechukwu ObianujuOkechukwu Innocent Nonye Okechukwu Anthonia OgochukwuOkechukwu Ogechukwu UchechukwuOkeiyi Stella OluchiOkemakinde Mary Okemmiri JulianaOkenyi IfeomaOkere Nkechinyere Okeru AdaezeOkonkwo DanielOkonkwo FlorenceOkonta AdeolaOkoro Joseph AkpaOkoro Bridget Okorochukwu RichardOkoronkwo Stella ChristianOkpala Obinna Okpolo Abu OmohagborOkudo ChinyeluOkumah Benjamin Okuyiga FolakeOla Funke MercyOladele EmmanuelOlajobi Folorunsho - FrancisOlajumoke Olarenwaju

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24

PRIZE AWARDS DAY


& Oriakhi Judith OmozusiOrji Onyinye AdaoraOsagie EvansOsakwe FrancesOsalusi Josephine AbimbolaOsaro Baron OsatohanmwenOseghale BettyOseyomon ObehiOshim DanielOssai JudithOsuchukwu UlomaOsuji ChukwuemekaOtasanya BukolaOtobo Christiana OluwafunmilayoOtoibhi PreciousOtoide HappyOtuyemi Oluwadamilare IsiakaOvia HarrisonOvuike Elizabeth NwadinmaOvuoba MarcellinusmaryOyedokun MuyiwaOyedokun StephenOyelere OlayideOyewumi RukayatOyeyode FehintolaOyinloyeOluwaseunPallyon'top FeliciaPeter StellaPeters Oyin JosephinePopoola AderemiRabiu Abdullahi Raheem Rasaq AdekunleRaheem Idiat Rotimi Olugbenga AmbroseSaad Salamat BiolaSaheed OlufemiSalam Wasiu AdekunleSalami Atanda Adeshina SaheedSalami Jessica Samuel PeterSamuel OlugbengaSanda SaadiyaSani SaadSanni AdebayoSobande Olubunmi BosedeSodade FunkeSoyemi Kayode IdowuSoyoola OluwaseyiStephen DavidSunday Hussaini SaleThani Afeez OlalekanTijani LukmanTokula Enyo-ojo GraceTovishede Isaiah BolanleUan Louis GbadenUbah Maryann IfeyinwaUdeagbala Jennifer

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25

PRIZE AWARDS DAY


&

136752 Sulaiman Adewale Muyideen

Late Chief S. I. Adegbite, FCIB

138289

Kassama Fatou

76484

Alo Emmanuel Oladele

72779

Didigu Chizoba Emmanuella

Chief E. M. Egwuenu, FCIB

141106

Obiejesi Chinedu Henry

Best Student in International Trade & Finance

Late Alhaji A. O. G. Otiti, OON, FCIB

93661

Azoribe Uche Theophilus

Mr. Bayo Olugbemi, FCIB

140420

Kelvin-Nuekpe Omowunmi Oluwakemi

140653

Bebenimibo Doubra Nerissa

Best Student in Corporate Financial Management

Late H.R.H Oba S. A. O. Sule, OON, FCIB

141507

Nnah Anita

Best Student in Banking Law, Ethics & Corporate

Governance

Late Sir F. A. Ijewere, FCIB

141017

Anjorin Samuel Oluwaloseyi

Best Student in Bank Lending & Credit Administration

Dr. ‘Uju Ogubunka, FCIB

136549

Oguibe Charles Chigozie

Dr. Segun Aina, OFR, FCIB

76419

Yusuf Alabi Danjuma

141075

Adenipekun Toluwase Ibukun

Best Student in Practice of Banking

Late Alhaji A. O. G. Otiti, OON, FCIB

137767

Otuya Claudio

LAPO Microfinance Bank Ltd

138100

Ngwaba Henry Onyebuchi

137214

Bakare Edeki

137319

Nwosu Humphrey Chimezie

137668

Ibrahim Anifowoshe Luqman

Accion Microfinance Bank Ltd

PRIZE AWARDS

Winner

1st

Runner Up-

Otunba (Mrs) ‘Debola Osibogun

2nd

26

Best Student in Business Law

Best Student in information Communication Technology

Best Student in Strategic Management and Leadership

Best Student in Management of Financial Institutions

Best Student in Managing Microfinance Banks

Best Graduating Student inMicrofinance Certification Programme Examinations

Uche Chisom Stella

Oduola Janet Olamide

Abisoye Oluwatobi Sunday

DONORAWARD NAMEMEM. ID PRIZE AWARDEE

DONORAWARD NAMEPRIZE AWARDEE

Runner Up-

Governor, CBN

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Documents

2020 CIBN GRADUATES’ INDUCTION PRIZE AWARDS DAY€¦ · Plc (NIBSS) •Nigerian Institute of Social and Economic Research (NISER) •PricewaterhouseCoopers (PWC) •Retail Banking