32
2019 Summary of Benefits Medicare Advantage Plans Mississippi Attala, Bolivar, Carroll, Claiborne, Clarke, Coahoma, Copiah, Covington, DeSoto, Forrest, Grenada, Hinds, Holmes, Humphreys, Issaquena, Jasper, Jefferson Davis, Jones, Kemper, Lafayette, Lamar, Lauderdale, Lawrence, Leake, Lincoln, Madison, Marion, Marshall, Neshoba, Newton, Panola, Pike, Quitman, Rankin, Scott, Sharkey, Simpson, Smith, Sunflower, Tallahatchie, Tate, Tunica, Walthall, Warren, Washington, Wayne, Yazoo H1416 | Plan 044 WellCare Liberty (HMO SNP) H1416_WCM_16186E_M ©WellCare 2018 MS9IMRSOB16186E_0044

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2019 Summary of Benefits Medicare Advantage Plans

Mississippi

Attala, Bolivar, Carroll, Claiborne, Clarke, Coahoma, Copiah, Covington, DeSoto, Forrest, Grenada, Hinds, Holmes, Humphreys, Issaquena, Jasper, Jefferson Davis, Jones, Kemper, Lafayette, Lamar, Lauderdale, Lawrence, Leake, Lincoln, Madison, Marion, Marshall, Neshoba, Newton, Panola, Pike, Quitman, Rankin, Scott, Sharkey,

Simpson, Smith, Sunflower, Tallahatchie, Tate, Tunica, Walthall, Warren, Washington, Wayne, Yazoo

H1416 | Plan 044

WellCare Liberty (HMO SNP)

H1416_WCM_16186E_M ©WellCare 2018 MS9IMRSOB16186E_0044

2019

Sum

mar

y of B

enef

itsJa

nuar

y 1, 2

019

– D

ecem

ber 3

1, 2

019

All

Wel

lCar

e Lib

erty

(HM

O S

NP)

mem

bers

can

be su

re o

f one

th

ing:

The

qua

lity

of th

eir h

ealth

care

is o

ur to

p pr

iorit

y. T

his i

s a

sum

mar

y of

dru

g an

d he

alth

serv

ices t

hat a

re co

vere

d by

Wel

lCar

e Li

bert

y (H

MO

SN

P).

Thi

s boo

klet

will

giv

e you

a br

ief o

verv

iew

of w

hat w

e cov

er an

d wh

at

mem

bers

can

expe

ct to

pay

, but

doe

s not

list

ever

y ben

efit,

lim

itatio

n

or ex

clusio

n. T

o re

ceiv

e a co

mpl

ete l

ist o

f wha

t the

plan

cove

rs, c

all

Cus

tom

er S

ervi

ce an

d as

k fo

r the

plan

’s “E

vide

nce o

f Cov

erag

e” o

r vi

ew a

copy

on

our w

ebsit

e at w

ww.w

ellc

are.

com

/med

icar

e.

Like

all M

edica

re h

ealth

plan

s, ou

r plan

s also

cove

r eve

ryth

ing

that

O

rigin

al M

edica

re co

vers

with

addi

tiona

l ben

efits

to su

ppor

t you

r we

ll-be

ing.

Thi

s inc

lude

s our

Nur

se A

dvice

Lin

e who

se o

n-ca

ll nu

rses

are a

vaila

ble 2

4-ho

urs a

day

to an

swer

que

stion

s abo

ut y

our h

ealth

ca

re n

eeds

. Yo

u ca

n co

mpa

re th

e cov

erag

e and

costs

in th

is bo

oklet

with

the

cove

rage

and

costs

offe

red

by O

rigin

al M

edica

re b

y lo

okin

g in

you

r cu

rrent

"Med

icare

& Y

ou" h

andb

ook.

You

can

view

it o

nlin

e at

http

://ww

w.m

edic

are.

gov

or g

et a

copy

by

calli

ng

1-80

0-M

ED

ICA

RE

(1-8

00-6

33-4

227)

, 24

hour

s a d

ay, 7

day

s a

week

. TT

Y us

ers s

houl

d ca

ll 1-

877-

486-

2048

.

Whi

ch d

octo

rs, h

ospi

tals

and

phar

mac

ies c

an I

use?

W

ellC

are L

iber

ty (H

MO

SN

P) is

a H

ealth

Mai

nten

ance

O

rgan

izat

ion-

Spec

ial N

eeds

Plan

(HM

O-S

NP)

. Tha

t mea

ns y

ou

mus

t gen

erall

y re

ceiv

e car

e thr

ough

our

net

work

of l

ocal

doct

ors,

ho

spita

ls, an

d ot

her p

rovi

ders

(exc

ept e

mer

genc

y ca

re o

r out

-of-

area

ur

gent

ly n

eede

d se

rvice

s). If

you

use

pro

vide

rs th

at ar

e not

in o

ur

netw

ork,

the p

lan m

ay n

ot p

ay fo

r the

se se

rvice

s.

You

will

gene

rally

hav

e to

use o

ne o

f our

net

work

pha

rmac

ies t

o fil

l yo

ur p

resc

riptio

ns co

vere

d by

Par

t D.

You

can

see o

ur p

lan's

prov

ider

and

phar

mac

y di

rect

ory

and

our

com

plet

e plan

form

ular

y (li

st of

Par

t D p

resc

riptio

n dr

ugs)

at o

ur

webs

ite, w

ww.w

ellc

are.

com

/med

icar

e. O

r call

us a

nd w

e'll s

end

you

a c

opy.

We’r

e her

e with

our

mem

bers

ever

y ste

p of

the w

ay.

How

will

I de

term

ine m

y dru

g co

sts?

T

he co

sts o

f you

r med

icatio

ns ar

e bas

ed o

n a c

ombi

natio

n of

four

im

porta

nt fa

ctor

s: W

hich

med

icatio

n(s)

you

are p

resc

ribed

: Gen

eric

or B

rand

Yo

ur L

ow In

com

e Sub

sidy

(LIS

) or “

Ext

ra H

elp” l

evel

Your

Med

icare

Sav

ings

Pro

gram

(MSP

) lev

el W

hich

stag

e of t

he b

enef

it yo

u ha

ve re

ache

d: D

educ

tible,

Initi

al

Cov

erag

e or C

atas

troph

ic C

over

age

Wha

t is “

Ext

ra H

elp?

” A

Low

Inco

me S

ubsid

y (L

IS),

also

refe

rred

to as

“Ext

ra H

elp,”

may

be

avai

lable

to h

elp y

ou w

ith P

art D

out

-of-

pock

et ex

pens

es su

ch as

pr

emiu

ms,

dedu

ctib

les, c

o-in

sura

nce o

r co-

pays

. Man

y peo

ple q

ualif

y fo

r the

“Ext

ra H

elp” P

rogr

am an

d do

n’t e

ven

know

it. K

eep

in m

ind

th

at as

sista

nce m

ay al

so d

epen

d on

you

r Med

icare

Sav

ings

Pro

gram

(M

SP) l

evel

and

your

dua

l elig

ible

statu

s. T

o fin

d ou

t mor

e inf

orm

atio

n an

d if

you

quali

fy fo

r the

“Ext

ra H

elp”

Prog

ram

, call

the S

ocia

l Sec

urity

Adm

inist

ratio

n at

1-8

00-7

72-1

213,

T

TY

1-80

0-32

5-07

78, 7

:00

a.m. t

o 7:

00 p

.m.,

Mon

day

thru

Frid

ay.

Who

can

join

? T

o jo

in W

ellC

are L

iber

ty (H

MO

SN

P), y

ou m

ust b

e ent

itled

to

Med

icare

Par

t A, r

ecei

ve m

edica

l ass

istan

ce fr

om M

edica

id th

roug

h

1

the M

ississ

ippi

Div

ision

of M

edic

aid

, enr

olled

in M

edica

re P

art B

an

d liv

e in

our s

ervi

ce ar

ea. O

ur se

rvice

area

inclu

des t

he fo

llowi

ng

coun

ties i

n M

S: A

ttala,

Bol

ivar,

Car

roll,

Clai

born

e, C

larke

, Coa

hom

a,

Cop

iah,

Cov

ingt

on, D

eSot

o, F

orre

st, G

rena

da, H

inds

, Hol

mes

, H

umph

reys

, Iss

aque

na, J

aspe

r, Je

ffers

on D

avis,

Jone

s, K

empe

r,

Lafa

yette

, Lam

ar, L

aude

rdale

, Law

renc

e, Le

ake,

Linc

oln,

Mad

ison,

M

ario

n, M

arsh

all, N

esho

ba, N

ewto

n, P

anol

a, Pi

ke, Q

uitm

an, R

anki

n,

Scot

t, Sh

arke

y, S

imps

on, S

mith

, Sun

flowe

r, T

allah

atch

ie, T

ate,

T

unica

, Walt

hall,

War

ren,

Was

hing

ton,

Way

ne, Y

azoo

.

Und

erst

andi

ng D

ual E

ligib

ility

M

edica

id is

a jo

int F

eder

al an

d sta

te g

over

nmen

t pro

gram

that

help

s wi

th m

edica

l cos

ts fo

r cer

tain

peo

ple w

ith li

mite

d in

com

es an

d

reso

urce

s. M

edica

id co

vera

ge va

ries d

epen

ding

on

the s

tate

and

the

type

of M

edica

id y

ou h

ave.

Wha

t you

pay

for c

over

ed se

rvice

s may

de

pend

on

your

leve

l of M

edica

id el

igib

ility

. Som

e peo

ple w

ith

Med

icaid

get

help

pay

ing

for t

heir

Med

icare

pre

miu

ms a

nd o

ther

co

sts. O

ther

peo

ple m

ay al

so g

et co

vera

ge fo

r add

ition

al se

rvice

s and

dr

ugs t

hat a

re co

vere

d un

der M

edica

id b

ut n

ot b

y M

edica

re.

In o

rder

for y

ou to

bet

ter u

nder

stand

you

r hea

lthca

re o

ptio

ns, t

he

follo

wing

belo

w pr

ovid

es y

ou w

ith in

form

atio

n ab

out t

he M

edica

id

porti

on o

f you

r dua

l elig

ibili

ty. M

edica

id b

enef

its ar

e valu

able

to yo

u

beca

use t

he st

ate p

rovi

des a

dditi

onal

healt

hcar

e cov

erag

e and

fina

ncial

su

ppor

t bas

ed o

n yo

ur M

edica

re S

avin

gs P

rogr

am (M

SP) a

id le

vel a

s se

en b

elow:

Fu

ll-Be

nefit

Dua

l Elig

ible

(FBD

E):

Med

icaid

will

pay

for y

our

Med

icare

Par

t A &

B p

rem

ium

s, de

duct

ibles

, co-

insu

ranc

es, a

nd

co-p

aym

ents.

Elig

ible

bene

ficiar

ies al

so re

ceive

full

Med

icaid

ben

efits

. Q

ualif

ied

Med

icar

e Ben

efic

iary

(QM

B): M

edica

id w

ill p

ay fo

r you

r M

edica

re P

art A

& B

pre

miu

ms,

dedu

ctib

les, c

o-in

sura

nces

, and

co

-pay

men

ts. (S

ome p

eopl

e with

QM

B ar

e also

elig

ible

for f

ull

Med

icaid

ben

efits

(QM

B+))

Spec

ified

Low

-Inc

ome M

edic

are B

enef

icia

ry (S

LMB

): M

edica

id

will

abso

rb th

e cos

t of y

our M

edica

re P

art B

Pre

miu

ms.

Som

e peo

ple

with

SLM

B ar

e also

elig

ible

for f

ull M

edica

id b

enef

its (S

LMB+

) N

ote:

Som

e MSP

Lev

els au

tom

atica

lly q

ualif

y fo

r “E

xtra

Help

” for

M

edica

re p

resc

riptio

n dr

ug co

vera

ge as

sista

nce.

For e

ach

bene

fit li

sted

belo

w, y

ou ca

n se

e wha

t our

plan

cove

rs in

ad

ditio

n to

wha

t Miss

issip

pi D

ivisi

on of

Med

icai

d co

vers.

No m

atte

r wh

at y

our l

evel

of M

edica

id el

igib

ility

is, W

ellC

are L

iber

ty (H

MO

SN

P) w

ill co

ver t

he b

enef

its as

des

crib

ed in

the p

lan’s

colu

mn.

If yo

u

have

que

stion

s abo

ut yo

ur M

edica

id el

igib

ility

and

what

ben

efits

you

ar

e ent

itled

to, c

all: 1

-855

-292

-023

7.

Thi

s doc

umen

t is a

vaila

ble i

n lan

guag

es o

ther

than

Eng

lish.

For

ad

ditio

nal i

nfor

mat

ion,

call

us at

1-8

77-3

74-4

056,

(TT

Y 71

1).

Thi

s boo

klet

is al

so av

ailab

le in

diff

eren

t for

mat

s, in

cludi

ng B

raill

e,

large

prin

t and

audi

o co

mpa

ct d

isc (C

D).

2

Sum

mar

y of B

enef

its

Janu

ary 1

, 201

9– D

ecem

ber 3

1, 2

019

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

Plan

Bas

ics

$0.0

0 M

onth

ly P

lan

Prem

ium

W

hat Y

ou S

houl

d K

now:

Yo

ur m

onth

ly p

lan p

rem

ium

may

be a

s low

as $

0,

depe

ndin

g on

you

r lev

el of

“Ext

ra H

elp.”

You

m

ust c

ontin

ue to

pay

you

r Med

icare

Par

t B

prem

ium

. If y

ou m

eet c

erta

in el

igib

ility

re

quire

men

ts fo

r bot

h M

edica

re an

d M

edica

id,

your

Par

t B p

rem

ium

s may

be c

over

ed in

full.

$0

A

nnua

l Med

ical

Ded

uctib

le

Wha

t You

Sho

uld

Kno

w:

Thi

s plan

doe

s not

hav

e an

Ann

ual M

edica

l D

educ

tible.

See

Pre

scrip

tion

Dru

g Ben

efits

belo

w

for P

art D

Pre

scrip

tion

Dru

g D

educ

tible

. $6

,700

annu

ally

Max

imum

Out

-of-

Pock

et R

espo

nsib

ility

(doe

s not

inclu

de p

resc

riptio

n dr

ugs)

Wha

t You

Sho

uld

Kno

w:

Our

plan

pro

tect

s you

by

havi

ng y

early

lim

its o

n

your

out

-of-

pock

et co

sts fo

r med

ical a

nd h

ospi

tal

care

. T

his i

s the

mos

t you

pay

for c

o-pa

ys, c

o-in

sura

nce

and

othe

r cos

ts fo

r in-

netw

ork

hosp

ital a

nd

med

ical s

ervi

ces.

If yo

u re

ach

the l

imit

on o

ut-o

f-po

cket

costs

, you

wi

ll ke

ep g

ettin

g co

vere

d ho

spita

l and

med

ical

serv

ices a

nd w

e will

pay

the f

ull c

ost f

or th

e res

t of

the y

ear.

3

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

Dep

endi

ng on

your

leve

l of M

ississ

ippi

Div

ision

of

Med

icai

d el

igib

ility

, you

may

pay

not

hing

for

Med

icare

-cov

ered

serv

ices.

Ref

er to

the “

Med

icare

& Y

ou” h

andb

ook

for

Med

icare

-cov

ered

serv

ices.

For M

ississ

ippi

D

ivisi

on o

f Med

icai

d -c

over

ed se

rvice

s, re

fer t

o

the M

edica

id C

over

age s

ectio

n in

this

docu

men

t. Pl

ease

not

e tha

t you

may

still

nee

d to

pay

you

r m

onth

ly p

rem

ium

s and

cost-

shar

ing

for y

our

Part

D p

resc

riptio

n dr

ugs,

depe

ndin

g on

you

r lev

el of

“Ext

ra H

elp.”

4

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

CO

VER

ED

ME

DIC

AL

AN

D H

OSP

ITA

L BE

NE

FIT

S 1

Ser

vice

s may

requ

ire p

rior a

utho

rizat

ion

2 S

ervi

ces m

ay re

quire

a re

ferr

al fr

om yo

ur d

octo

r 3

Ser

vice

s and

/or c

ost-

shar

e may

vary

dep

endi

ng o

n yo

ur le

vel o

f Med

icai

d Fo

r dua

l-elig

ible

mem

bers

, Med

icaid

pay

s co

-insu

ranc

e, co

-pay

men

ts an

d de

duct

ibles

for

Med

icare

cove

red

serv

ices.

The

Div

ision

of M

edica

id p

ays f

or al

l med

ically

ne

cess

ary

serv

ices f

or E

PSD

T-e

ligib

le

bene

ficia

ries i

n ac

cord

ance

with

Par

t 223

of T

itle

23, w

ithou

t reg

ard

to se

rvice

lim

itatio

ns an

d wi

th

prio

r aut

horiz

atio

n.

$3 co

-pay

for M

edica

id-c

over

ed se

rvice

s.

$0 co

-pay

up

to 9

0 da

ys p

er ad

miss

ion

Inpa

tient

Hos

pita

l Cov

erag

e1

23

Out

patie

nt H

ospi

tal C

over

age,

Sur

gery

and

Se

rvic

es 1

23

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

The

Div

ision

of M

edica

id p

ays f

or al

l med

ically

ne

cess

ary

serv

ices f

or E

PSD

T-e

ligib

le

bene

ficia

ries i

n ac

cord

ance

with

Par

t 223

of T

itle

23, w

ithou

t reg

ard

to se

rvice

lim

itatio

ns an

d wi

th

prio

r aut

horiz

atio

n.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y

Am

bulat

ory

Surg

ical C

ente

r

5

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

$0

Co-

pay

for n

on-s

urgi

cal s

ervi

ces

Out

patie

nt H

ospi

tal

$0 C

o-pa

y fo

r sur

gica

l ser

vice

s

Doc

tor V

isits

12

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Med

icaid

pay

s for

12

offic

e visi

ts pl

us a

phys

ical

exam

from

July

1 to

June

30

each

yea

r. T

he

Div

ision

of M

edica

id p

ays f

or al

l med

ically

ne

cess

ary

serv

ices f

or E

PSD

T-e

ligib

le

bene

ficia

ries i

n ac

cord

ance

with

Par

t 223

of T

itle

23, w

ithou

t reg

ard

to se

rvice

lim

itatio

ns an

d wi

th

prio

r aut

horiz

atio

n.

$3 co

-pay

for M

edica

id-c

over

ed se

rvice

s.

$0 C

o-pa

y

Prim

ary

Car

e Phy

sicia

n

6

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

$0

Co-

pay

Spec

ialis

t

$0

Co-

pay

for e

ach

in-n

etwo

rk vi

sit to

oth

er

healt

h ca

re p

rofe

ssio

nals,

such

as a

Phys

ician

’s

Ass

istan

t or N

urse

Pra

ctiti

oner

, in

a PC

P of

fice

for M

edica

re-c

over

ed se

rvice

s.

Oth

er H

ealth

Car

e Pro

fess

iona

ls

$0 C

o-pa

y fo

r eac

h in

-net

work

visit

to o

ther

he

alth

care

pro

fess

iona

ls, su

ch as

a Ph

ysici

an’s

A

ssist

ant o

r Nur

se P

ract

ition

er, i

n a S

pecia

list’s

of

fice f

or M

edica

re-c

over

ed se

rvice

s. $0

Co-

pay

for e

ach

in-n

etwo

rk vi

sit to

oth

er

healt

h ca

re p

rofe

ssio

nals

in a

clini

c or p

harm

acy

se

tting

for M

edica

re-c

over

ed se

rvice

s. W

hat Y

ou S

houl

d K

now:

Yo

ur p

rimar

y ca

re p

hysic

ian

is th

e doc

tor w

ho

will

hand

le m

ost o

f you

r hea

lth ca

re se

rvice

s. T

hey

will

refe

r you

to sp

ecia

lists

when

nee

ded.

Fo

r dua

l-elig

ible

mem

bers

, Med

icaid

pay

s co

-insu

ranc

e, co

-pay

men

ts an

d de

duct

ibles

for

$0 C

o-pa

y

Prev

entiv

e Car

e A

bdom

inal

aorti

c ane

urys

m sc

reen

ing;

Alco

hol

misu

se co

unse

ling;

Bon

e mas

s mea

sure

men

t; M

edica

re co

vere

d se

rvice

s. W

hat Y

ou S

houl

d K

now:

D

urin

g a c

olon

osco

py th

at is

bei

ng co

mpl

eted

as

a pre

vent

ive s

cree

ning

, abn

orm

al tis

sue a

nd/o

r po

lyp re

mov

al wi

ll be

cove

red

at a

$0 co

-pay

men

t.

Brea

st ca

ncer

scre

enin

g (m

amm

ogra

m);

C

ardi

ovas

cular

dise

ase (

beha

vior

al th

erap

y);

Car

diov

ascu

lar sc

reen

ings

; Cer

vica

l and

vagi

nal

canc

er sc

reen

ing;

Col

orec

tal c

ance

r scr

eeni

ngs

Bone

Mas

s Mea

sure

men

t (fo

r peo

ple w

ith M

edica

re w

ho ar

e at r

isk)

• Bon

e Den

sity

Stud

ies f

or m

embe

rs o

ver a

ge 6

5 A

ny ad

ditio

nal p

reve

ntiv

e ser

vice

s app

rove

d by

M

edica

re d

urin

g the

cont

ract

year

will

be c

over

ed.

(col

onos

copy

, fec

al oc

cult

bloo

d te

st, fl

exib

le

sigm

oido

scop

y); D

epre

ssio

n sc

reen

ing;

Dia

bete

s C

olor

ecta

l Scr

eeni

ng E

xam

s (fo

r peo

ple w

ith M

edica

re ag

e 50

and

olde

r) sc

reen

ings

; HIV

scre

enin

g; M

edica

l nut

ritio

n • C

an b

e les

s tha

n 50

if id

entif

ied

as h

igh

risk.

th

erap

y se

rvice

s; O

besit

y sc

reen

ing

and

• Flex

ible

sigm

oido

scop

y or

bar

ium

enem

a is

coun

selin

g; P

rosta

te ca

ncer

scre

enin

gs (P

SA);

cove

red

ever

y 5

year

s or a

colo

nosc

opy

ever

y 10

Se

xuall

y tra

nsm

itted

infe

ctio

ns sc

reen

ing

and

year

s. co

unse

ling;

Tob

acco

use

cess

atio

n co

unse

ling

7

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

(cou

nseli

ng fo

r peo

ple w

ith n

o sig

n of

to

bacc

o-re

lated

dise

ase)

; Vac

cines

, inc

ludi

ng F

lu

Car

diov

ascu

lar S

cree

ning

sDia

bete

s sh

ots,

Hep

atiti

s B sh

ots,

Pneu

moc

occa

l sho

ts;

Scre

enin

gsFl

u Sh

otsG

lauc

oma

"Welc

ome t

o M

edica

re" p

reve

ntiv

e visi

t (o

ne-t

ime)

; Ann

ual W

ellne

ss vi

sit

Tes

tingH

epat

itis B

Sho

tsIm

mun

izat

ions

(F

lu va

ccin

e, H

epat

itis B

vacc

ine -

for p

eopl

e with

M

edica

re w

ho ar

e at r

isk, P

neum

onia

vacc

ine,

R

abie

s, T

etan

us, H

PV, V

arice

lla an

d H

erpe

s Z

oste

r per

CD

C re

com

men

datio

ns )

Mam

mog

ram

s (A

nnua

l Scr

eeni

ng)

(for w

omen

with

Med

icare

age 4

0 an

d ol

der)

Pap

Smea

rs an

d Pe

lvic

Exa

ms (

Ann

ual

Scre

enin

g)

(Cer

vical

and

vagi

nal c

ance

r scr

eeni

ngs f

or w

omen

wi

th M

edica

re)

Pros

tate

Can

cer S

cree

ning

Exa

ms

(for m

en w

ith M

edica

re ag

e 45

and

olde

r)

Ann

ual W

elln

ess V

isitC

o-in

sura

nce m

ay ap

ply.

Em

erge

ncy C

are

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

$0 C

o-pa

y W

hat Y

ou S

houl

d K

now:

If

you

are a

dmitt

ed to

the h

ospi

tal w

ithin

24

ho

urs,

you

do n

ot h

ave t

o pa

y yo

ur sh

are o

f the

co

st fo

r em

erge

ncy

serv

ices.

Em

erge

ncy

Visi

t

8

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y W

hat Y

ou S

houl

d K

now:

If

you

are a

dmitt

ed to

the h

ospi

tal w

ithin

24

ho

urs,

you

do n

ot h

ave t

o pa

y yo

ur sh

are o

f the

co

st fo

r urg

ently

nee

ded

serv

ices.

Urg

ently

Nee

ded

Serv

ices

Dia

gnos

tic S

ervi

ces/

Labs

/ Im

agin

g1

23

$0 C

o-pa

y whe

n pe

rform

ed at

a sp

ecia

list's

offi

ce

or fr

ee st

andi

ng fa

cility

and

$0 C

o-pa

y wh

en

serv

ices a

re p

erfo

rmed

in an

out

patie

nt se

tting

Dia

gnos

tic R

adio

logy

(MR

Is, C

T sc

ans)

$0 C

o-pa

y fo

r bas

ic di

agno

stic t

ests

and

pr

oced

ures

D

iagn

ostic

Tes

ts an

d Pr

oced

ures

$0 C

o-pa

y fo

r adv

ance

d di

agno

stic t

ests

and

pr

oced

ures

such

as a

card

iac s

tress

test

Fo

r dua

l-elig

ible

mem

bers

, Med

icaid

pay

s co

-insu

ranc

e, co

-pay

men

ts an

d de

duct

ibles

for

Med

icare

cove

red

serv

ices.

C

o-in

sura

nce m

ay ap

ply.

$0 C

o-pa

y

Lab

Serv

ices (

Med

icare

appr

oved

lab

work

)

$0 C

o-pa

y O

utpa

tient

X-R

ays

$0 C

o-pa

y T

hera

peut

ic Ra

diol

ogy S

ervic

es (e

.g., r

adiat

ion

tre

atm

ent f

or ca

ncer

)

$0

Co-

pay

Rela

ted

Med

ical S

uppl

ies

9

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

Hea

ring

Serv

ices

12

3

Hea

ring

Exa

m

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Co-

insu

ranc

e may

appl

y.

$0 C

o-pa

y

Med

icare

Cov

ered

$0 C

o-pa

y R

outin

e Hea

ring

Exa

m

1

Eve

ry y

ear

Thi

s ben

efit

cove

rs $

750

per e

ar ev

ery

year

, co

verin

g 2

ears

with

a m

axim

um o

f $1,

500

towa

rds t

he p

urch

ase o

f 2 h

earin

g ai

ds

Ann

ual H

earin

g A

id A

llowa

nce

$0 C

o-pa

y H

earin

g A

id F

ittin

gs/E

valu

atio

n

1 E

very

yea

r

Wha

t You

Sho

uld

Kno

w:

M

edica

re co

vers

dia

gnos

tic h

earin

g an

d ba

lance

ex

ams i

f you

r doc

tor o

r oth

er h

ealth

care

pro

vide

r or

ders

thes

e tes

ts to

see i

f you

nee

d m

edica

l tre

atm

ent.

Dia

gnos

tic h

earin

g an

d ba

lance

evalu

atio

ns

perfo

rmed

by

your

pro

vide

r to

dete

rmin

e if y

ou

need

med

ical t

reat

men

t are

cove

red

as o

utpa

tient

ca

re w

hen

furn

ished

by

a phy

sicia

n, au

diol

ogist

, or

oth

er q

ualif

ied

prov

ider

. T

his p

lan co

vers

1 ro

utin

e hea

ring

scre

enin

g pe

r ye

ar.

10

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Co-

insu

ranc

e may

appl

y.

You

pay

noth

ing

for t

he fo

llowi

ng p

reve

ntiv

e de

ntal

serv

ices:

Clea

ning

(for

up

to 2

ever

y ye

ar)

Den

tal x

-ray

(s) (f

or u

p to

1 ev

ery

12 to

36

m

onth

s) O

ral e

xam

(for

up

to 1

ever

y six

mon

ths)

Fluo

ride t

reat

men

t (fo

r up

to 1

ever

y ye

ar)

Den

tal S

ervi

ces

12

3

Our

plan

pay

s up

to $

250

per c

alend

ar q

uarte

r wi

th a

max

imum

of $

1000

ever

y ye

ar fo

r mos

t de

ntal

serv

ices.

Unu

sed

amou

nts c

arry

ove

r to

the

next

calen

dar q

uarte

r, bu

t not

the n

ext c

alend

ar

year

. Add

ition

al co

mpr

ehen

sive d

enta

l ser

vice

s yo

u wi

ll pa

y no

thin

g fo

r inc

lude

one

of t

he

follo

wing

: one

endo

dont

ic pr

oced

ure p

er ye

ar, o

ne

perio

dont

ics p

roce

dure

ever

y 6

to 3

6 m

onth

s or

one e

xtra

ctio

n pe

r yea

r. A

lso in

clude

d is

one

pros

thod

ontic

pro

cedu

re ev

ery

12 to

60

mon

ths,

on

e ora

l max

illof

acia

l pro

cedu

re ev

ery 6

0 m

onth

s or

oth

er se

rvice

s eve

ry 6

to 2

4 m

onth

s. T

he d

enta

l ben

efits

on

this

plan

inclu

de co

vera

ge

of p

reve

ntiv

e and

com

preh

ensiv

e ser

vice

s up

to

$100

0, in

cludi

ng b

ut n

ot li

mite

d to

clea

ning

s,

x-ra

y(s),

ora

l exa

ms,

fluor

ide t

reat

men

t, fil

lings

, de

ntur

es o

r a b

ridge

or a

crow

n an

d a r

oot c

anal.

Vi

sion

Serv

ices

12

3

Eye

Exa

ms

$0 fo

r Med

icare

-cov

ered

dia

bete

s ret

inop

athy

sc

reen

ing

and

a $0

Co-

pay

for a

ll ot

her

Med

icare

-cov

ered

eye e

xam

s

Med

icare

Cov

ered

11

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Bene

ficia

ries a

re al

lowe

d on

e (1)

com

plet

e pai

r of

eyeg

lasse

s eve

ry fi

ve (5

) yea

rs. P

rior a

utho

rizat

ion

is

not r

equi

red

unles

s man

ually

pric

ed co

des a

re

used

. Thi

s inc

lude

s eye

glas

s len

ses a

nd fr

ames

.

The

Div

ision

of M

edica

id p

ays f

or al

l med

ically

ne

cess

ary

serv

ices f

or E

PSD

T-e

ligib

le

bene

ficia

ries i

n ac

cord

ance

with

Par

t 223

of T

itle

23, w

ithou

t reg

ard

to se

rvice

lim

itatio

ns an

d wi

th

prio

r aut

horiz

atio

n.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y R

outin

e Eye

Exa

ms

1

Eve

ry y

ear

Eye

wear

12

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

$0

Co-

pay

Med

icare

Cov

ered

Yo

u pa

y a $

0 co

-pay

for 1

rout

ine e

ye ex

am ev

ery

year

. Our

plan

pay

s up

to $

300

ever

y ye

ar fo

r up

to

2 p

airs o

f con

tact

lens

es, e

yegl

asse

s (fra

mes

and

len

ses),

eyeg

lass f

ram

es o

r eye

glas

s len

ses.

Con

tact

Len

ses,

Eye

Glas

ses,

Eye

Glas

s Le

nses

, Eye

Glas

s Fra

mes

If yo

u ch

oose

to g

et 2

pai

rs o

f eye

wear

, the

y mus

t bo

th b

e obt

aine

d in

the s

ame v

isit.

Wha

t You

Sho

uld

Kno

w:

Yo

u pa

y not

hing

for M

edica

re-c

over

ed G

lauco

ma

scre

enin

gs. T

hese

scre

enin

gs ar

e im

porta

nt fo

r ea

rly d

etec

tion

and

prev

entio

n of

Glau

com

a. Yo

u pa

y no

thin

g fo

r eye

glas

ses o

r con

tact

lens

es

afte

r cat

arac

t sur

gery

.

M

enta

l Hea

lth S

ervi

ces

12

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

$0 co

-pay

up

to 9

0 da

ys p

er ad

miss

ion

In

patie

nt H

ospi

tal V

isits

$0

Co-

pay

Out

patie

nt In

divi

dual

The

rapy

$0

Co-

pay

Out

patie

nt G

roup

The

rapy

$0

Co-

pay

Parti

al H

ospi

taliz

atio

n

13

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Med

icaid

pay

s for

nur

sing

facil

ity ca

re,

inte

rmed

iate

care

facil

ity se

rvice

s for

the

Indi

vidu

als w

ith In

telle

ctua

l Disa

bilit

ies,

and

ps

ychi

atric

resid

entia

l tre

atm

ent f

acili

ty ca

re

(und

er ag

e 21)

Co-i

nsur

ance

may

appl

y.

$0 co

-pay

per

day

for D

ays 1

-100

W

hat Y

ou S

houl

d K

now:

O

ur p

lan co

vers

up

to 1

00 d

ays p

er b

enef

it pe

riod

in

a SN

F. A

Ben

efit

Perio

d be

gins

the f

irst d

ay

you

go in

to a

facil

ity (a

cute

inpa

tient

, lon

g te

rm

care

acut

e or S

NF)

and

ends

whe

n yo

u ha

ven’

t re

ceiv

ed an

y in

patie

nt fa

cility

care

for 6

0

cons

ecut

ive d

ays.

The

re is

no

limit

to th

e num

ber

of b

enef

it pe

riods

you

may

hav

e.

Skill

ed N

ursin

g Fa

cilit

y (SN

F)1

23

Phys

ical

The

rapy

12

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y

Occ

upat

iona

l The

rapy

Visi

t

$0

Co-

pay

Phys

ical,

Spee

ch, L

angu

age T

hera

py

14

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

$3 co

-pay

for M

edica

id-c

over

ed se

rvice

s.

$0 C

o-pa

y

Am

bula

nce

13

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Med

icaid

will

help

elig

ible

pers

ons t

o tra

vel t

o

and

from

med

ical a

ppoi

ntm

ents

when

they

hav

e no

oth

er w

ay to

get

ther

e. C

all 1

-866

-331

-600

4

to fi

nd o

ut h

ow to

get

help

with

tran

spor

tatio

n

to y

our a

ppoi

ntm

ent.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y fo

r 36

One

-way

trip

s eve

ry ye

ar

Wha

t You

Sho

uld

Kno

w:

The

firs

t ste

p to

stay

ing

healt

hy is

get

ting

to yo

ur

doct

or. T

hat’s

why

we c

over

thes

e non

-em

erge

ncy,

sh

ared

trip

s to

plan

appr

oved

loca

tions

in th

e pl

an’s

serv

ice ar

ea.

We w

ant t

o m

ake s

ure y

ou g

et th

e car

e you

nee

d,

when

you

need

it. C

all C

usto

mer

Ser

vice 7

2 ho

urs

in ad

vanc

e to

rese

rve a

ride

for y

our a

ppoi

ntm

ent.

Tra

nspo

rtat

ion

12

3

Med

icar

e Par

t B D

rugs

13

Not

App

licab

le $0

Co-

pay

Che

mot

hera

py d

rugs

$0

Co-

pay

Oth

er P

art B

dru

gs

15

Wel

lCar

e Lib

erty

(HM

O S

NP)

Part

D C

ost S

hare

s PR

ESC

RIP

TIO

N D

RU

G B

EN

EFI

TS

Afte

r you

pay

you

r ded

uctib

le, Y

ou p

ay th

e fol

lowi

ng co

-pay

s or c

o-in

sura

nce a

mou

nts u

ntil

your

to

tal y

early

dru

g co

sts re

ach

$3,8

20. T

otal

year

ly d

rug

costs

are t

he to

tal d

rug

costs

pai

d by

bot

h yo

u

and

our P

art D

plan

. You

may

get

you

r dru

gs at

net

work

reta

il an

d m

ail o

rder

pha

rmac

ies.

Initi

al C

over

age S

tage

If yo

u re

side i

n a l

ong

term

care

(LT

C) f

acili

ty, y

ou p

ay th

e sam

e as a

reta

il ph

arm

acy.

Whe

n yo

u

mov

e fro

m o

ne p

hase

of t

he P

art D

ben

efit

to an

othe

r, yo

ur co

st-sh

arin

g m

ay ch

ange

as w

ell. F

or

mor

e inf

orm

atio

n on

the a

dditi

onal

phar

mac

y spe

cific

cost-

shar

ing a

nd th

e pha

se o

f the

ben

efit,

plea

se

call

us o

r acc

ess o

ur E

vide

nce o

f Cov

erag

e onl

ine.

Pref

erre

d M

ail O

rder

R

etai

l In

itial

Cov

erag

e (A

fter y

ou pa

y you

r ded

uctib

le,

if ap

plic

able

) 90

-Day

Sup

ply

30

-Day

Sup

ply

$0

$0, $

1.25

, or $

3.40

T

ier 1

: Pre

ferr

ed G

ener

ic

Gen

erics

: $0

, $1.

25, o

r $3.

40

Tie

r 2: G

ener

ic

Bran

ds: $

0, $

3.80

, or $

8.50

T

ier 3

: Pre

ferr

ed B

rand

Tie

r 4: N

on-P

refe

rred

Dru

g

N/A

G

ener

ics:

$0, $

1.25

, or $

3.40

T

ier 5

: Spe

cial

ty

Bran

ds: $

0, $

3.80

, or $

8.50

Mos

t Med

icare

dru

g pl

ans h

ave a

cove

rage

gap

(also

calle

d th

e “do

nut h

ole”

). T

his m

eans

that

ther

e’s

a tem

pora

ry ch

ange

in w

hat y

ou w

ill p

ay fo

r you

r dru

gs. T

he co

vera

ge g

ap b

egin

s afte

r the

tota

l yea

rly

drug

cost

(inclu

ding

wha

t our

plan

has

pai

d an

d wh

at y

ou h

ave p

aid)

reac

hes $

3,82

0.

Cov

erag

e Gap

Sta

ge

Thi

s sta

ge d

oes n

ot ap

ply

to y

ou.

Afte

r you

r yea

rly o

ut-o

f-po

cket

dru

g co

sts (n

ot in

cludi

ng w

hat t

he p

lan h

as p

aid,

but

inclu

ding

dru

gs

you

purc

hase

d th

roug

h yo

ur re

tail

phar

mac

y and

thro

ugh

mai

l ord

er) r

each

$5,

100,

you

pay n

othi

ng.

Cat

astr

ophi

c Cov

erag

e

16

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

Add

ition

al C

over

ed B

enef

its

Reh

abili

tatio

n Se

rvic

es1

23

For

dua

l-elig

ible

mem

bers

, Med

icaid

pay

s co

insu

ranc

e, co

-pay

men

ts an

d de

duct

ibles

for

Med

icare

cove

red

serv

ices.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y

C

ardi

ac (H

eart)

Reh

abili

tatio

n Se

rvice

s

$0

Co-

pay

Pulm

onar

y R

ehab

ilita

tion

Foot

Car

e (Po

diat

ry

Serv

ices

)1

23

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y

Med

icare

Cov

ered

$0

Co-

pay

W

hat Y

ou S

houl

d K

now:

A

dditi

onal

Rou

tine P

odia

try S

ervi

ces

Foot

exam

s and

trea

tmen

t ava

ilabl

e if y

ou h

ave

diab

etes

-rela

ted

nerv

e dam

age a

nd/o

r mee

t cer

tain

co

nditi

ons.

Add

ition

al ro

utin

e pod

iatry

serv

ices

are n

ot co

vere

d

17

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

Med

ical

Equ

ipm

ent/

Supp

lies

13

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

$3 co

-pay

for M

edica

id-c

over

ed se

rvice

s.

$0 C

o-pa

y

D

urab

le M

edica

l Equ

ipm

ent (

e.g., w

heelc

hairs

, ox

ygen

)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. $3

co-p

ay fo

r Med

icaid

-cov

ered

serv

ices.

$0 C

o-pa

y

Pros

thet

ics (e

.g.,

brac

es, a

rtific

ial l

imbs

)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

$0 C

o-pa

y

D

iabe

tes M

onito

ring

Supp

lies

$0 C

o-pa

y

D

iabe

tic T

hera

peut

ic Sh

oes o

r Ins

erts

$0

Co-

pay

Dia

betic

Self

-Man

agem

ent T

rain

ing

Wha

t You

Sho

uld

Kno

w:

Cov

ered

dia

bete

s sup

plie

s inc

lude

: blo

od g

luco

se

mon

itor,

bloo

d gl

ucos

e tes

t stri

ps, l

ance

t dev

ices

and

lance

ts, an

d gl

ucos

e-co

ntro

l sol

utio

ns.

18

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

W

elln

ess P

rogr

ams

$0 C

o-pa

y Fi

tnes

s $0

Co-

pay

Pe

rson

al E

mer

genc

y R

espo

nse S

yste

m

(PE

RS)

$0

Co-

pay

Add

ition

al R

outin

e Ann

ual P

hysic

al

$0 C

o-pa

y 24

-Hou

r Nur

se A

dvice

Lin

e

W

hat Y

ou S

houl

d K

now:

Well

ness

pro

gram

s are

a gr

eat w

ay to

mai

ntai

n

your

hea

lth. W

heth

er it

’s an

extra

chec

kup

durin

g th

e yea

r or y

ou ju

st ha

ve a

simpl

e hea

lth q

uesti

on,

we ar

e her

e as y

our p

artn

er in

hea

lth.

Chi

ropr

actic

Car

e1

23

$0 C

o-pa

y M

edica

re C

over

ed

$0 C

o-pa

y R

outin

e Chi

ropr

actic

Ser

vice

s Fo

r dua

l-elig

ible

mem

bers

, Med

icaid

pay

s co

-insu

ranc

e, co

-pay

men

ts an

d de

duct

ibles

for

Med

icare

cove

red

serv

ices.

Co-i

nsur

ance

may

appl

y.

19

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Lim

ited

to 2

5 ho

me h

ealth

visit

s fro

m Ju

ly 1

to

June

30

each

year

. The

Div

ision

of M

edica

id p

ays

for a

ll m

edica

lly n

eces

sary

serv

ices f

or

EPS

DT

-elig

ible

bene

ficia

ries i

n ac

cord

ance

with

Pa

rt 22

3 of

Titl

e 23,

with

out r

egar

d to

serv

ice

limita

tions

and

with

prio

r aut

horiz

atio

n.

Co-i

nsur

ance

may

appl

y.

$0 C

o-pa

y W

hat Y

ou S

houl

d K

now:

C

over

ed se

rvice

s inc

lude

par

t-tim

e or i

nter

mitt

ent

Skill

ed N

ursin

g an

d ho

me h

ealth

-aid

e ser

vice

s in

cludi

ng p

hysic

al th

erap

y, o

ccup

atio

nal t

hera

py,

and

spee

ch th

erap

y, m

edica

l and

socia

l ser

vice

s,

med

ical e

quip

men

t & su

pplie

s.

Hom

e Hea

lth C

are

12

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

Wha

t You

Sho

uld

Kno

w:

You

pay

noth

ing

for h

ospi

ce ca

re fr

om a

M

edica

re-c

ertif

ied

hosp

ice. Y

ou m

ay h

ave t

o pa

y pa

rt of

the c

ost f

or d

rugs

and

resp

ite ca

re. H

ospi

ce

is co

vere

d ou

tside

of o

ur p

lan. P

lease

cont

act u

s fo

r mor

e det

ails.

Hos

pice

Out

patie

nt S

ubst

ance

Abu

se1

23

$0 C

o-pa

y In

divi

dual

The

rapy

$0

Co-

pay

Gro

up T

hera

py

20

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

$0 C

o-pa

y R

enal

Dia

lysis

23

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Med

icaid

cove

rs ce

rtain

ove

r-th

e-co

unte

r (O

TC

) dr

ugs p

ursu

ant t

o a w

ritte

n/ve

rbal/

elect

roni

c pr

escr

iptio

n. O

TC

pre

scrip

tions

are i

nclu

ded

in

the m

onth

ly p

resc

riptio

n dr

ug b

enef

it lim

it bu

t all

coun

t as g

ener

ics.

The

Div

ision

of M

edica

id p

ays f

or al

l med

ically

ne

cess

ary

serv

ices f

or E

PSD

T-e

ligib

le

bene

ficia

ries i

n ac

cord

ance

with

Par

t 223

of T

itle

23, w

ithou

t reg

ard

to se

rvice

lim

itatio

ns an

d wi

th

prio

r aut

horiz

atio

n.

Co-i

nsur

ance

may

appl

y.

Our

plan

will

pay

up

to $

110

ever

y qua

rter

for

the p

urch

ase o

f cov

ered

ove

r-th

e-co

unte

r ite

ms.

Plea

se vi

sit o

ur w

ebsit

e to

see o

ur li

st of

cove

red

ov

er-t

he-c

ount

er it

ems.

Ove

r-th

e-C

ount

er (O

TC

) Hea

lth It

ems

$0 C

o-pa

y fo

r up

to 1

2 vi

sits p

er ye

ar

In-H

ome S

uppo

rt S

ervi

ces

12

3

Wha

t You

Sho

uld

Kno

w:

Mem

bers

who

mee

t clin

ical c

riter

ia h

ave a

cces

s to

In-H

ome S

uppo

rt se

rvice

s inc

ludi

ng li

ght

clean

ing,

hou

seho

ld ch

ores

, and

mea

l pre

para

tion.

Fo

r dua

l-elig

ible

mem

bers

, Med

icaid

pay

s co

-insu

ranc

e, co

-pay

men

ts an

d de

duct

ibles

for

Med

icare

cove

red

serv

ices.

Co-i

nsur

ance

may

appl

y.

M

eals

12

3

$0

Co-

pay

for p

ost-

acut

e mea

ls im

med

iate

ly

follo

wing

an In

patie

nt h

ospi

tal s

tay

to ai

d in

re

cove

ry w

ith a

max

of 1

0 m

eals

with

in 1

4 da

y

bene

fit d

urat

ion.

Post-

Acu

te M

eals

Chr

onic

Mea

ls

21

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

$0 C

o-pa

y fo

r chr

onic

mea

ls as

par

t of a

su

perv

ised

prog

ram

des

igne

d to

tran

sitio

n

mem

bers

with

chro

nic c

ondi

tions

with

a m

ax o

f 84

mea

ls pe

r yea

r, bu

t not

lim

ited

to n

umbe

r of

days

. Fo

r dua

l-elig

ible

mem

bers

, Med

icaid

pay

s co

-insu

ranc

e, co

-pay

men

ts an

d de

duct

ibles

for

Med

icare

cove

red

serv

ices.

$3 co

-pay

for M

edica

id-c

over

ed se

rvice

s.

You

pay

noth

ing

for M

edica

re co

vere

d se

rvice

s Fe

dera

l Qua

lifie

d H

ealth

Cen

ter S

ervi

ces

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

The

Div

ision

of M

edica

id p

ays f

or al

l med

ically

ne

cess

ary

serv

ices f

or E

PSD

T-e

ligib

le

bene

ficia

ries i

n ac

cord

ance

with

Par

t 223

of T

itle

23, w

ithou

t reg

ard

to se

rvice

lim

itatio

ns an

d wi

th

prio

r aut

horiz

atio

n.

Co-i

nsur

ance

may

appl

y.

Not

Cov

ered

Pr

ivat

e Dut

y Nur

sing

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Co-i

nsur

ance

may

appl

y.

You

pay

noth

ing

for M

edica

re co

vere

d se

rvice

s Fa

mily

Pla

nnin

g3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r Yo

u pa

y no

thin

g fo

r Med

icare

cove

red

serv

ices

Rur

al H

ealth

Clin

ic S

ervi

ces

3

Med

icare

cove

red

serv

ices.

$3 co

-pay

for M

edica

id-c

over

ed se

rvice

s.

22

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s.

Co-i

nsur

ance

may

appl

y.

Offe

red

by th

e plan

if y

ou m

eet q

ualif

icatio

ns

Tar

gete

d C

ase M

anag

emen

t3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s A

bdom

inal

Aor

tic A

neur

ysm

Scr

eeni

ng3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s A

lcoh

ol M

isuse

Scr

eeni

ng &

Cou

nsel

ing

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s Br

east

Pro

sthe

ses

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s C

ardi

ovas

cula

rDise

ase

(Beh

avio

ral T

hera

py)

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s D

epre

ssio

n Sc

reen

ing

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s D

iabe

tes S

elf-

Man

agem

ent T

rain

ing

3

23

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s H

IV S

cree

ning

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s M

acul

ar D

egen

erat

ion

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s O

besit

y Scr

eeni

ng an

d C

ouns

elin

g3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s O

stom

y Sup

plie

s3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s O

xyge

n T

hera

py3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s Pa

rtia

l Hos

pita

lizat

ion

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s Pn

eum

ococ

cal S

hot

3

24

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s Pr

osta

te C

ance

r Scr

eeni

ngs

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s R

adia

tion

The

rapy

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s R

elig

ious

Non

med

ical

Hea

lth C

are I

nstit

utio

n 3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s Se

cond

Sur

gica

l Opi

nion

s3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s Se

xual

ly T

rans

mitt

ed In

fect

ions

Scr

eeni

ng &

Cou

nsel

ing

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s Su

rgic

al D

ress

ing

Serv

ices

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s T

obac

co U

se C

essa

tion

Cou

nsel

ing

3

25

Miss

issip

pi D

ivisi

on o

f Med

icai

d W

ellC

are L

iber

ty (H

MO

SN

P)

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s T

eleh

ealth

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

You

pay

not

hing

for M

edica

re co

vere

d se

rvice

s T

rans

plan

ts an

d Im

mun

osup

pres

sive D

rugs

3

For d

ual-e

ligib

le m

embe

rs, M

edica

id p

ays

co-in

sura

nce,

co-p

aym

ents

and

dedu

ctib

les fo

r M

edica

re co

vere

d se

rvice

s. Co

-ins

uran

ce m

ay ap

ply.

Not

Cov

ered

T

rave

l Out

-of-

US

3

26

Well

Car

e Hea

lth P

lans,

Inc.,

is an

HM

O, P

PO, P

DP,

PFF

S pl

an w

ith a

Med

icare

cont

ract

and

is an

appr

oved

Par

t D S

pons

or. O

ur D

-SN

Ps h

ave c

ontra

cts

with

Sta

te M

edica

id p

rogr

ams.

Enr

ollm

ent i

n W

ellC

are L

iber

ty (H

MO

SN

P) d

epen

ds o

n co

ntra

ct re

newa

l. T

his i

nfor

mat

ion

is no

t a co

mpl

ete d

escr

iptio

n

of b

enef

its. C

all 1

-855

-292

-023

7 / T

TY

711

for m

ore i

nfor

mat

ion.

Li

mita

tions

, co-

paym

ents

and

restr

ictio

ns m

ay ap

ply.

Ben

efits

, pre

miu

ms a

nd/o

r co-

paym

ents/

coin

sura

nce m

ay ch

ange

on

Janu

ary

1 of

each

yea

r. T

he

form

ular

y, p

harm

acy

netw

ork

and/

or p

rovi

der n

etwo

rk m

ay ch

ange

at an

y tim

e. Yo

u wi

ll re

ceiv

e not

ice w

hen

nece

ssar

y.

You

mus

t con

tinue

to p

ay y

our M

edica

re P

art B

pre

miu

m. I

f you

mee

t cer

tain

elig

ibili

ty re

quire

men

ts fo

r bot

h M

edica

re an

d M

edica

id, y

our P

art B

pr

emiu

ms m

ay b

e cov

ered

in fu

ll. O

ur p

lans u

se a

form

ular

y. Y

ou h

ave t

he ch

oice

to si

gn u

p fo

r aut

omat

ed m

ail s

ervi

ce d

elive

ry. Y

ou ca

n ge

t pre

scrip

tion

dr

ugs s

hipp

ed to

your

hom

e thr

ough

our

net

work

mai

l ser

vice

deli

very

pro

gram

. You

shou

ld ex

pect

to re

ceiv

e you

r pre

scrip

tion

drug

s with

in 1

0–14

calen

dar

days

from

the t

ime t

hat t

he m

ail s

ervi

ce p

harm

acy

rece

ives

the o

rder

. If y

ou d

o no

t rec

eive

you

r pre

scrip

tion

drug

s with

in th

is tim

e, pl

ease

cont

act u

s at

1-86

6-89

2-90

06 (T

TY

1-86

6-50

7-61

35),

24 h

ours

a da

y, se

ven

days

a we

ek, o

r visi

t mai

lrx.w

ellca

re.co

m. P

lease

cont

act y

our p

lan fo

r det

ails.

27

Multi-Language Insert Multi-language Interpreter Services

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ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-374-4056 (TTY: 711).

注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-877-374-4056 (TTY: 711) 。

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Multi-Language InsertMulti-Language Interpreter Services

ATTENTION: If you speak a language other than English, language assistance services, free of charge, are available to you. Call 1-877-374-4056 (TTY: 711).

ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-374-4056 (TTY: 711).

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ATTENTION : Si vous parlez français, des services d'aide linguistique vous sont proposés gratuitement. Appelez le 1-877-374-4056 (TTY: 711).

ATTENZIONE: In caso la lingua parlata sia l'italiano, sono disponibili servizi di assistenza linguistica gratuiti. Chiamare il numero 1-877-374-4056 (TTY: 711).

注意事項:日本語を話される場合、無料の言語支援をご利用いただけます。1-877-374-4056 (TTY: 711) まで、お電話にてご連絡ください。

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Multi-Language InsertMulti-Language Interpreter Services

ATTENTION: If you speak a language other than English, language assistance services, free of charge, are available to you. Call 1-877-374-4056 (TTY: 711).

ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-374-4056 (TTY: 711).

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ATENÇÃO: Se fala português, encontram-se disponíveis serviços linguísticos, grátis. Ligue para 1-877-374-4056 (TTY: 711).

WCM_14436Z Internal Approved 06132018 NA7WCMINS02310E_0000 ©WellCare 2018

Discrimination is Against the Law WellCare Health Plans, Inc., complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. WellCare Health Plans does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. WellCare Health Plans, Inc.:

Provides free aids and services to people with disabilities to communicate effectively with us, such as: Qualified sign language interpreters Written information in other formats (large print, audio, accessible electronic formats, other formats)

Provides free language services to people whose primary language is not English, such as: Qualified interpreters Information written in other languages

If you need these services, contact WellCare Customer Service for help or you can ask Customer Service to put you in touch with a Civil Rights Coordinator who works for WellCare. If you believe that WellCare Health Plans, Inc., has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance with: WellCare Health Plans, Inc. Grievance Department P.O. Box 31384 Tampa, FL 33631-3384 Telephone: 1-866-530-9491 TTY: 711 Fax: 1-866-388-1769 Email: [email protected] You can file a grievance in person or by mail, fax, or email. If you need help filing a grievance, a WellCare Civil Rights Coordinator is available to help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services 200 Independence Avenue SW. Room 509F, HHH Building Washington, DC 20201 1-800-368-1019, 800-537-7697 (TDD) Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html. * This Nondiscrimination Notice also applies to all subsidiaries of WellCare Health Plans, Inc.

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Pre-Enrollment Checklist Before making an enrollment decision, it is important that you fully understand our benefits and rules. If you have any questions, you can call and speak to a customer service representative at 1-866-527-0056 (TTY 711).

Understanding the Benefits

Review the full list of benefits found in the Evidence of Coverage (EOC), especially for those services that you routinely see a doctor. Visit www.wellcare.com/medicare or www.ohanahealthplan.com/medicare or call 1-866-527-0056 to view a copy of the EOC.

Review the provider directory (or ask your doctor) to make sure the doctors you see now are in the network. If they are not listed, it means you will likely have to select a new doctor.

Review the pharmacy directory to make sure the pharmacy you use for any prescription medicines is in the network. If the pharmacy is not listed, you will likely have to select a new pharmacy for your prescriptions.

Understanding Important Rules

In addition to your monthly plan premium, you must continue to pay your Medicare Part B premium. This premium is normally taken out of your Social Security check each month.

Benefits, premiums and/or copayments/co-insurance may change on January 1, 2020.

Except in emergency or urgent situations, we do not cover services by out-of-network providers (doctors who are not listed in the provider directory).

This plan is a dual eligible special needs plan (D-SNP). Your ability to enroll will be based on verification that you are entitled to both Medicare and medical assistance from a state plan under Medicaid.

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Contact Us

For more information, please call us at the phone number below or visit us at www.wellcare.com/medicare.

Not yet a member? Please call us toll-free at 1-866-527-0056 (TTY 711). Your call may be answered by a licensed agent. Already a member? Please call us toll-free at 1-855-292-0237 (TTY 711).

Hours of Operation Between October 1 and March 31, representatives are available Monday–Sunday, 8 a.m. to 8 p.m. Between April 1 and September 30, representatives are available Monday–Friday, 8 a.m. to 8 p.m.

Formularies and Directories You can see our plan's Provider/Pharmacy Directory and our complete plan formulary (list of Part D prescription drugs) at our website: www.wellcare.com/medicare. Or, call us and we'll send you a copy. We're with our members every step of the way.