UPS | Overnight Delivery ProgramSave up to 30% on UPS shipping thanks to CBA of GA! CBA of GA members can save up to 30% off UPS Express air and international shipments. All this with the peace of mind that comes from using the carrier that delivers outstanding reliability, greater speed, more service, and innovative technology. UPS guarantees delivery of more packages around the world than anyone, and delivers more packages overnight on time in the US than any other carrier. To enroll, call 1-800-325-7000, or visit www.savewithups.com/cbaga. Contact Monica Sterk at 864-213-8968 or msterk@ups.com.

William Mills Agency | Public Relations & MarketingWilliam Mills Agency is the nation’s largest public relations and marketing firm serving the financial industry. The company’s experience and deep understanding of the banking industry helps shape communications for banks and bank vendors. Contact William Mills at 678-781-7200 or william@williammills.com.

Promontory Interfinancial Network, LLC*Bank Assetpoint®/Insured Cash Sweep®, or ICS®Chosen by more than 3,000 financial institutions nationwide, Promontory Interfinancial Network is the leading provider of FDIC-insured deposit placement services. Banks can use the company’s solutions—Insured Cash Sweep, or ICS; CDARS; Promnet Reverse Repo; IND; Yankee Sweep; Bank Assetpoint; and Residential Mortgage Network—to build multi-million-dollar relationships, reduce collateral requirements, purchase funding, manage liquidity, and buy or sell loans. Visit promnetwork.com to find out how Promontory Network can help your bank to manage its balance sheet more profitably. Learn more at www.promnetwork.com, or contact Danny Capitel at 866-776-6426, ext. 3476 or dcapitel@promnetwork.com.

Limits, other terms, and conditions apply. Insured Cash Sweep, ICS, and Bank Assetpoint are registered service marks of Promontory Interfinancial Network, LLC.

*Cooperative Marketing Alliance

SecureWorks | Managed Internet Security ProgramRecognized as an industry leader by top analysts, SecureWorks provides world-class information security services to help organizations of all sizes protect their IT assets, comply with regulations and reduce security costs. Visit www.secureworks.com or contact Skip Taylor at 704-870-6315 or staylor@secureworks.com

SHAZAM | Debit Card/EFT ProcessingSHAZAM delivers the tools community financial institutions need to compete with a level of personal service and reliability unmatched in the Electronic Funds Transfer (EFT) industry. As a member-owned and controlled network we answer directly to our financial institutions and focus on responding to their needs. SHAZAM is a not-for profit organization and is not driven by profits or shareholder revenues. We deliver the products, services and pricing that make our participants’ debit card programs competitive. Contact Alex Jernigan at 229-861-3802 or jjernig@shazam.net.

Staples | Office Supply ProgramStaples Business Advantage, the business-to-business division of Staples, is honored to be an endorsed member of CBA of GA. All members have access to easy online ordering through StaplesAdvantage.com, deep discounts, and fast and free delivery on supplies. Programs are custom designed for each bank and offer office supplies, business cards, printing, advertising specialties, janitorial products as well as bank-specific items. Contact Alexis Cook at 912-656-1852 or alexis.cook@staples.com.

STS Group | Bank Security Equipment & Branch AutomationSTS Group provides financial security equipment, customer convenience equipment and Branch Automation/ITMs. Our success has been driven by a team of experienced technicians who understand the combined value of close personal service and technical know-how. We sell and maintain the equipment that helps banks operate safely, efficiently and profitably. All CBA member banks receive an automatic 10% off all Bank Security Equipment and an automatic 5% off all Branch Automation Equipment. Contact Chris Nelson at 205-567-3613 or cnelson@stsgrp.com.

The Baker Group | Portfolio Management &Asset/Liability StrategiesFor over 40 years, The Baker Group has been a leader in the development of asset/liability management tools, investment portfolio strategies, board and management education, interest rate risk and balance sheet management for community banks. Contact Paul Clanton at 405.415.7337, pclanton@gobaker.com or visit www.gobaker.com.

Travelers | Insurance/D&O/ Bond ProgramTravelers Knows Financial Institutions. With dedicated policies for financial institutions, Travelers offers a range of insurance protection, including D&O, cyber, professional liability, financial institution bonds, ID fraud expense reimbursement and a full portfolio of property/casualty coverages. Choose either standalone coverage or a suite of coverages. Travelers has the flexibility to adapt to you and your business. Contact Diana Baker at 678-317-7882 or dcbaker@travelers.com.

ENDORSEDMEMBERCOMPANIES

2019

1900 The Exchange, Suite 600, Atlanta, GA 30339Phone: (770) 541-4490 / (800) 648-8215 Fax: (770) 541-4496 | www.cbaofga.com

SAVE MONEY Many Endorsed Member Companies offer special pricing to CBA members, which equates to real-dollar savings.

SAVE TIME Narrow your search for vendors quickly by taking a look at the vendors who have already earned the seal of approval from CBA members.

MAKE MONEY Explore the revenue-enhancement opportunities with various vendors and improve your bottom line.

THINKCBA FIRST!

Dear CBA Member:

As you evaluate partnership options to help you grow your assets, core funding and improve efficiency, think CBA FIRST and contact us to discuss the great lineup of Endorsed Member Companies that have been chosen to partner with the Community Bankers Association of Georgia. Each Endorsed Member provides quality products and customer service specifically designed for community banks like yours. Every Endorsed Member Company is reviewed by the CBA team and our Member Services Committee. The review process involves study of each company’s financials, reference checks and analysis of proposed member benefits. CBA’s goal is to partner with best in class providers in various categories that are meaningful and correspond to the balance sheet and operational needs of our community bank members.

By thinking CBA FIRST, your institution can save time, and achieve its business and service objectives!

President & CEO Community Bankers Association of Georgia

When in need, come to #CBAFirst

BFS Group | BOLI & Executive BenefitsBFS Group is a national leader in providing BOLI products, services, administration, and consulting. With an exclusive focus on community banks, BFS Group supports the management of all BOLI portfolios with the primary goal of providing unparalleled customer support, increasing the bank’s bottom line earnings, increasing shareholder value, and funding meaningful benefits for all bank employees. BFS Group delivers unmatched expertise in the design, implementation, and servicing of executive benefits to attract and retain key employees. Visit www.bfsgroup.com or contact John Gianacaci, Regional Managing Director at (609) 915-9168 or JGianacaci@bfsgroup.com.

Computer Services, Inc. (CSI) | CSI SecureConnect CSI SecureConnect provides dynamic tools to bankers that increase efficiency and ensure the secure delivery of confidential documents. Financial institutions nationwide rely on SecureConnect as a corporate communications tool for boards of directors, employees, loan committees and other audiences. The solution allows institutions to enhance productivity and reduce operational costs. SecureConnect combines powerful communication tools and productivity applications into a single portal which includes time clock, vacation manager, e-forms, policy manager, task manager, remote access and more. SecureConnect requires no additional hardware, software or staff to maintain and little end-user training. Visit www.csiweb.com or contact Andy Lapp at Andy.lapp@csiweb.com or 800-545-4274, ext. 16064

CRA Partners | Senior Housing Crime Prevention Foundation CRA Partners is a turnkey CRA complianceprogram powered by the Senior Housing Crime Prevention Foundation. The Foundation operates Senior Crimestoppers, a nationwide crime prevention program educating and safeguarding against theft, abuse and neglect. Funded exclusively by the banking industry, the Foundation has developed a low-risk, profitable solution for banks to fulfill their federally mandated Community Reinvestment Act (CRA) requirements in the form of qualified loans, investments or grants through the operation of the nationally acclaimed Senior Crimestoppers program. Visit www.SHCPFoundation.org, or contact Sue Shaffer, Vice President, Relationship Development, at (877)232-0859 or Sue.Shaffer@shcpfoundation.org.

Crescent Mortgage | Secondary Market Mortgage ServicesSince 1993, Crescent Mortgage has always been the premier provider of secondary mortgage offerings for Community Banks. As a Community Bank owned, top 25 national wholesale and correspondent lender, we are “totally committed to daily exceeding the expectations of our customers’”. Loan products include Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo and one time close construction to permanent financing. We offer Wholesale and Correspondent lending options, contract processing, free training, as well as free access to loan origination, compliance and automated underwriting systems. Crescent will help you increase your profit and reduce your risk in mortgage lending. Visit www.crescentmortgage.com or contact Ashli Matson, Georgia Community Bank Account Executive at 770-714-5417 or amatson@crescentmortgage.net.

Dell | Computer EquipmentSave up to 35% with ICBA/Dell partnership. All CBA members and their employees can take advantage of preferred pricing on workstations, laptops, ultrabooks, desktops, servers, printers, electronics and accessories. Call 1-800-757-8442 and use the ICBA’s Member ID number: 141351622. For more information, visit www.dell.com/icba.

ACG | Refurbished ATMsACG, founded in 1986 is a global leader in the refurbishment of ATMs and the supply of ATM parts to ATM service companies. ACG refurbishes approximately 3000 ATMs per year. ACG has a dedicated division to serve Georgia community banks. Products/services provided include: Refurbished ATMs (Purchase, Lease, or have ACG perform “Managed Services”) and Anti-Skimming protection devices. Contact Phil Winn at 678-458-9899 or phil.winn@acgworld.com.

Ameriprise Financial Institutions Group | In-Bank Retail Investment ServicesTop 10 broker-dealer now available to Georgia financial institutions.Ameriprise Financial Institutions Group (AFIG) specializes in partnering with banks and credit unions to help their clients reach their financial goals through on-site investment programs. In 2017, Ameriprise Financial acquired Investments Professionals, Inc. (IPI). IPI’s experience and expertise in serving the financial institutions market combined with Ameriprise’s depth of resources and commitment to clients creates a powerful alliance in the financial institutions marketplace. We offer the important combination of a high touch, personalized service experience, along with comprehensive advice and a broad spectrum of product solutions to help your clients achieve their financial goals. Align with a firm that reflects your culture while providing quality, stability and value. Contact Jay Lavender at 210-288-1981 or william.lavender@ampf.com.

ATM Response | ATM Service & Cash Logistics ATM Response is an armored car company providing custom cash logistics and ATM maintenance solutions for Financial Institutions throughout the southeast. Founded in 1982 and based in Suwanee, Georgia, ATM Response offers a wide range of service offerings including Cash Delivery from the Federal Reserve, ATM Maintenance Programs and ATM Balancing and Replenishment. ATM Response – Safe. Secure. Reliable. Contact Tony Webb at (770) 744-1795 or twebb@atmresponse.com.

Bahr Consultants, Inc | Insurance ReviewBahr Consultants, Inc. is a “fee only” risk management and insurance consulting firm that specializes in analysis of financial institutions insurance exposures. The focus is on the Financial Institution Bond, Directors & Officers Liability, Cyber Liability, Bankers Professional Liability and Property/Casualty insurance exposures for banks. Founded by W.H. (Hank) Bahr in 1988, Bahr Consultants conducts research and completes the documentation needed to obtain competitive pricing and ensure proper insurance coverage. Visit www.bahrconsultantsinc.com or contact Hank Bahr at hank@bahrconsultantsinc.com or 865-694-6098.

BankTrends | Peer AnalysisBank Trends is a web-based tool that helps community bank executives track financial ratio trends, analyze performance against peers, and identify opportunities to increase margins and improve profitability. When it comes to analyzing Call Report data at your bank, “every bank president should have Bank Trends!” For more information, visit www.bank-trends.com, or contact Michael Stinson at 877-717-6743 or michael@bank-trends.com. CBA members receive a 10% subscription discount!

The Eversole Group, LLC Marketing ProgramThe Eversole Group, LLC provides custom-created advertising and marketing solutions for community banks. Uniquely, its free structure provides for a low, fixed fee based on your bank’s needs, as it delivers community bank marketing expertise in a prompt fashion. Contact Craig Eversole at 601-977-5225 or craig@theeversolegroup.com.

Executive Insurance Agency, | VSI ProgramExecutive Insurance Agency, Inc. provides a “blanket” single interest protection for your consumer installment loan portfolio. Banks may select any number of variations of a comprehensive basic plan, which provide protection on their collateralized installment loan portfolio. Key areas of coverage are: All Risk Physical Damage, Non-Filing and Skip, as well as Damage Occurring after Repossession. A unique “GAP” feature can also be included. We provide excellent rates and service you can rely on. Contact Ryan Sower at 770-474-2355 or ryan@executiveinsuranceagency.com

Fitech Payments | Merchant ServicesFitech Payments® is the leading merchant services provider that is committed to helping community banks be competitive and relevant in today’s market. At Fitech, we appreciate community banks and recognize that each one has different needs. We are a team of very passionate people working every day to provide you with the best solutions possible, customized to meet your specific goals. Our mission is to exceed your expectations by providing your customers with an exceptional experience while providing you the tools needed to grow. Contact Matt Mingenback, 316-518-8850, mmingenback@fitech.com or visit www.fitech.com.

Genesys Technology Group | ConsultingGenesys Technology Group impacts your bottom line. Technology is one ofthe largest drains on your balance sheet and your choices in the market today are extensive. Genesys assists community bankers in making wise technology decisions and encourages bankers to look at their technology holistically. A global view of your technology leverages your buying power and through solid vendor management principles your bank is better positioned to maximize the return on its technology dollar. Genesys specializes in technology evaluations and renegotiations. Simply put… Genesys saves your institution time and money, thereby providing immediate impact to your bottom line. Contact David Saylor at 770-729-4140 or david@genesystg.com.

Harland Clarke | Check ProgramHarland Clarke is not just a ‘check printer,’ but also has solutions and services to create and enhance new and existing customer relationships! Since Clarke American and Harland joined forces a year ago, Harland Clarke has emerged as a new and innovative company. Harland Clarke has successfully launched new and enhanced products and services designed to support the unique needs of financial institutions. Our mission to greater success is driven by an offering of dynamic payment, marketing, and technology solutions, which are designed to help banks achieve performance excellence and grow deposits, while acquiring and engaging customers to build long-term profitable relationships. Contact Ryan Busenitz at 678-595-0625 or Ryan.Busenitz@harlandclarke.com.

Holtmeyer & Monson | SBA LendingHoltmeyer & Monson provides banks with comprehensive, out-of-house services and the high level of expertise required for SBA lending. The Company helps community banks offer small businesses access to capital while benefiting from a profitable source of non-interest fee income. Holtmeyer & Monson covers every stage of the process – from loan packaging and closing, to securitization and sale, through portfolio servicing. Based on its full-service capabilities and credibility, institutions can be confident that their SBA lending credits will be handled expertly, efficiently and with the highest levels of safety and soundness. Contact Arne Monson at 800-340-7304 or amonson@holtandmon.com.

Kasasa® | Financial Technology and Marketing ServicesKasasa® is the innovative leader in branded, community-powered banking products proven to drive profit and growth for community financial institutions. Based in Austin, Texas with 420+ employees, Kasasa is committed to driving results for more than 907 community financial institutions by attracting, engaging, and retaining consumers. Kasasa does this through branded retail products, world class marketing, and expert consulting. The company reinvented checking and is now reinventing lending through its latest patent-pending offering, Kasasa LoansTM. For more information, please visit www.kasasa.com or visit them on Twitter @Kasasa, Facebook, or LinkedIn. Contact Shanna James at 512-582-7174 or shanna.james@kasasa.com

OnCourse Learning | Online/DVD Training ProgramOnCourse Learning, formerly BankersEdge, provides CBA of Georgia members a comprehensive selection of online training courses designed to ensure that employees are remaining compliant and receiving the most up-to-date and accurate training in the industry. The breadth of the courses supports regulatory compliance, lending training, professional skills, and more. With over 550 courses and growing, OnCourse Learning is the source for convenient and user-friendly training for CBAG members. Contact Craig Johnson at cjohnson@oncourselearning.com or (404) 476 - 3460 or visit www.oncourselearning.com.

Pentegra | 401k/Retirement Planning Pentegra is a leading provider of retirement plan and fiduciary outsourcing solutions to organizations nationwide. Founded in 1943 by the FHLBs in 1943 to run a Defined Benefit Pension plan for the original FHLBs, Pentegra has been a bank specific retirement plan provider for over 73 years and works with over 700 community banks nationwide. Pentegra is one of the few retirement plan providers that can offer a bank and their board outsourcing of all principal fiduciary liability (Trustee, 3(16) Named Plan Administrator, and Named Fiduciary). Pentegra has a number of platforms available for 401(k), ESOP, KSOP, and Defined Benefit Pension plans sponsored by community banks in Georgia. Preferred pricing for CBA member banks. Visit www.pentegra.com or contact Wade Connor at wade.connor@pentegra.com or (914) 821.9578.

S&P Global Market Intelligence | Financial Data(Formerly SNL Financial) At S&P Global Market Intelligence, we integrate financial and industry data, research and news into tools that help track performance, generate alpha, identify investment ideas, understand competitive and industry dynamics, perform valuation and assess credit risk. For community banks, we offer solutions to help bankers evaluate market opportunities, manage risk and maximize performance. For more information, visit www.spglobal.com/marketintelligence; contact Visit www.spglobal.com or contact Colin Wyatt, at Colin.Wyatt@spglobal.com or 434-817-5475