· 2019-10-25 · vehicle rating plan manual symbols lpsy -sy -1 13th edition 12 -15 ... ----1998 -2013 255 455 chevrolet corvette stingray (2014 & later) 2 dr 290 485 chevrolet

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LIABILITY AND PIP/MEDICAL PAYMENTS VEHICLE RATING PLAN MANUAL

SYMBOLS

LPSY-SY-1 13th Edition 12-15 © Insurance Services Office, Inc., 2015 PLC

(FOR USE WITH THE 2014 PROGRAM) LIABILITY AND PIP/MEDICAL PAYMENTS SYMBOLS BY VEHICLE MAKE AND MODEL 1998 AND LATER MODEL YEARS

MAKE

MODEL

BI & PD LIABILITY SYMBOL

PIP & MEDICAL PAYMENTS SYMBOL

ACURA CL-SERIES 2 DR --- --- ----1998-1999 305 505 ----2001-2003 305 510 ACURA ILX 4 DR 295 505 ACURA ILX HYBRID 4 DR 290 495 ACURA INTEGRA 2 DR 295 495 ACURA INTEGRA 4 DR 300 500 ACURA MDX --- --- ----2001-2006 300 495 ----2007-2013 285 460 ----2014 & Later 290 485 ACURA NSX 2 DR 260 460 ACURA RDX 285 470 ACURA RL-SERIES (1998-2004) 4 DR 290 505 ACURA RL (2005 & Later) 4 DR 285 475 ACURA RLX 4 DR 290 490 ACURA RLX SPORT HYBRID 4 DR 290 490 ACURA RSX 2 DR 300 495 ACURA SLX 310 505 ACURA TL SERIES 4 DR --- --- ----1998 310 520 ----1999-2008 300 505 ACURA TL (2009-2014) 4 DR 280 485 ACURA TLX 4 DR 295 495 ACURA TSX 4 DR --- --- ----2004-2008 290 490 ----2009 & Later 275 480 ACURA ZDX 295 480 AUDI A3 2 DR 280 480 AUDI A3 4 DR --- --- ----2006-2014 275 455 ----2015 & Later 295 495 AUDI A4 2 DR 265 455 AUDI A4 4 DR --- --- ----1998-2008 290 475 ----2009 & Later 280 460 AUDI A5 2 DR 275 455 AUDI A6 4 DR --- --- ----1998-2011 290 475 ----2012 & Later 280 475 AUDI A7 4 DR 285 465


SYMBOLS


(FOR USE WITH THE 2014 PROGRAM)

MAKE

MODEL



AUDI A8 4 DR --- --- ----1998-2003 290 470 ----2004 & Later 280 470 AUDI ALLROAD --- --- ----2001-2005 280 460 ----2013 & Later 290 485 AUDI CABRIOLET 2 DR 280 480 AUDI Q3 295 490 AUDI Q5 280 460 AUDI Q5 HYBRID 295 485 AUDI Q7 295 465 AUDI R8 2 DR 270 465 AUDI RS4 2 DR 265 455 AUDI RS4 4 DR 290 475 AUDI RS5 2 DR 275 455 AUDI RS6 4 DR 290 475 AUDI RS7 4 DR 285 470 AUDI SQ5 280 460 AUDI S4 2 DR 265 455 AUDI S4 4 DR --- --- ---1998-2008 290 475 ---2010 & Later 280 460 AUDI S5 2 DR 275 455 AUDI S6 4 DR --- --- ----1998-2011 290 475 ----2012 & Later 280 475 AUDI S7 4 DR 285 465 AUDI S8 4 DR --- --- ----2001-2003 290 470 ----2007 & Later 280 470 AUDI TT 2 DR --- --- ----2000-2006 260 455 ----2008 & Later 265 465 BMW I3 ELECTRIC 4 DR 285 480 BMW I3 HYBRID 4 DR 285 480 BMW I8 2 DR 290 485 BMW M3 2 DR --- --- ----1998-1999 275 485 ----2001-2006 265 465 ----2008 & Later 275 465 BMW M3 4 DR --- --- ----1998 295 505 ----2008-2011 280 480 BMW M5 4 DR 280 485 BMW M6 2 DR 270 470


SYMBOLS



MAKE

MODEL



BMW X1 295 485 BMW X3 295 475 BMW X5 300 485 BMW X6 300 475 BMW X6 ACTIVEHYBRID 300 485 BMW Z3 2 DR 255 455 BMW Z4 2 DR 255 455 BMW Z8 2 DR 255 455 BMW 1-SERIES 2 DR 275 470 BMW 2-SERIES 2 DR 290 490 BMW 3-SERIES 2 DR --- --- ----1998-1999 275 485 ----2000-2006 265 465 ----2007 & Later 275 465 BMW 3-SERIES 4 DR --- --- ----1998 295 505 ----1999-2005 285 500 ----2006-2011 280 480 ----2012 Wagon 280 480 ----2012 Sedan 285 485 ----2013 & Later 285 485 BMW 3-SERIES ACTIVEHYBRID 4 DR 290 490 BMW 3-SERIES GRAN TURISMO 4 DR 295 495 BMW 4-SERIES 2 DR 290 490 BMW 5-SERIES 4 DR 280 485 BMW 5-SERIES ACTIVEHYBRID 4 DR 290 490 BMW 5-SERIES GRAN TURISMO 4 DR 290 480 BMW 6-SERIES 2 DR 270 470 BMW 6-SERIES GRAN COUPE 4 DR 290 485 BMW 7-SERIES 4 DR 290 500 BMW 7-SERIES ACTIVEHYBRID 4 DR 295 485 BUICK CENTURY 4 DR 305 510 BUICK ENCLAVE 295 475 BUICK ENCORE 290 495 BUICK LACROSSE 4 DR 305 485 BUICK LACROSSE HYBRID 4 DR 300 495 BUICK LESABRE 4 DR --- --- ----1998-1999 295 510 ----2000-2005 295 485 BUICK LUCERNE 4 DR 300 500 BUICK PARK AVENUE 4 DR --- --- ----1998-1999 305 505 ----2000-2005 295 485 BUICK RAINIER 310 505


SYMBOLS



MAKE

MODEL



BUICK REGAL 4 DR --- --- ----1998-2004 305 510 ----2011 & Later 285 470 BUICK REGAL HYBRID 4 DR 290 495 BUICK RENDEZVOUS 305 515 BUICK RIVIERA 2 DR 300 495 BUICK SKYLARK 4 DR 300 485 BUICK TERRAZA 295 490 BUICK VERANO 4 DR 295 490 CADILLAC ATS 2 DR 290 490 CADILLAC ATS 4 DR 285 490 CADILLAC CATERA 4 DR 305 500 CADILLAC CTS 2 DR 290 470 CADILLAC CTS 4 DR --- --- ----2003-2013 (All Models) 295 500

----2014 & Later (CTS Wagon, CTS-V Sedan & Wagon) 295 500

----2014 & Later New CTS 290 490 CADILLAC DEVILLE 4 DR --- --- ----1998-1999 290 500 ----2000-2005 295 500 CADILLAC DTS 4 DR 295 500 CADILLAC ELDORADO 2 DR 285 490 CADILLAC ELR 2 DR 290 485 CADILLAC ESCALADE and ESCALADE AWD 310 500 CADILLAC ESCALADE ESV 310 480 CADILLAC ESCALADE EXT 315 485 CADILLAC ESCALADE HYBRID 305 480 CADILLAC SEVILLE 4 DR 295 485 CADILLAC SRX --- --- ----2004-2009 305 490 ----2010 & Later 305 470 CADILLAC STS 4 DR 295 490 CADILLAC XLR 2 DR 255 455 CADILLAC XTS 4 DR 295 490 CHEVROLET ASTRO 290 500 CHEVROLET AVALANCHE 315 485 CHEVROLET AVEO 4 DR 310 535 CHEVROLET BLAZER 310 505 CHEVROLET CAMARO 2 DR --- --- ----1998-2002 270 475 ----2010 & Later 290 485 CHEVROLET CAPTIVA 295 490 CHEVROLET CAVALIER 2 DR 310 520 CHEVROLET CAVALIER 4 DR 310 525 CHEVROLET CHEVY VAN 300 490


SYMBOLS



MAKE

MODEL



CHEVROLET C/K SERIES PICKUP (1500, 2500 & 3500) 295 465 CHEVROLET COBALT 2 DR 315 515 CHEVROLET COBALT 4 DR 320 530 CHEVROLET COLORADO --- --- ----2004-2012 300 480 ----2015 & Later 290 480 CHEVROLET CORVETTE 2 DR --- --- ----1998-2013 255 455 CHEVROLET CORVETTE STINGRAY (2014 & Later) 2 DR 290 485 CHEVROLET CRUZE 4 DR 310 495 CHEVROLET EQUINOX 295 500 CHEVROLET EXPRESS 300 490 CHEVROLET HHR 305 520 CHEVROLET HHR PANEL 285 480 CHEVROLET IMPALA 4 DR 310 520 CHEVROLET IMPALA ECO HYBRID 4 DR 310 520 CHEVROLET IMPALA LIMITED 4 DR 310 520 CHEVROLET LUMINA 4 DR 310 505 CHEVROLET MALIBU 4 DR --- --- ----1998-2003 310 510 ----2004-2007 310 525 ----2008-2012 295 505 ----2013 & Later 295 500 CHEVROLET MALIBU CLASSIC 4 DR --- --- ----2004-2005 310 510 ----2008 310 525 CHEVROLET MALIBU ECO HYBRID 4 DR 305 495 CHEVROLET MALIBU HYBRID 4 DR 295 495 CHEVROLET MALIBU MAXX 4 DR 295 505 CHEVROLET METRO 2 DR 275 510 CHEVROLET METRO 4 DR 290 515 CHEVROLET MONTE CARLO 2 DR --- --- ----1998-1999 310 510 ----2000-2007 300 505 CHEVROLET PRIZM 4 DR 295 510 CHEVROLET S-10 PICKUP 290 485 CHEVROLET SILVERADO 295 465 CHEVROLET SILVERADO CLASSIC 295 465 CHEVROLET SILVERADO HYBRID 290 460 CHEVROLET SONIC 4 DR 300 500 CHEVROLET SPARK 4 DR 290 510 CHEVROLET SPARK EV 4 DR 290 490 CHEVROLET SS 4 DR 295 495 CHEVROLET SSR 270 455 CHEVROLET SUBURBAN 310 480


SYMBOLS



MAKE

MODEL



CHEVROLET TAHOE 310 490 CHEVROLET TAHOE HYBRID 305 475 CHEVROLET TRACKER --- --- ----1998 285 515 ----1999-2004 305 530 CHEVROLET TRAILBLAZER 310 505 CHEVROLET TRAILBLAZER EXT 315 520 CHEVROLET TRAVERSE 295 475 CHEVROLET UPLANDER 295 515 CHEVROLET VENTURE 295 515 CHEVROLET VOLT 4 DR 280 475 CHRYSLER ASPEN 310 490 CHRYSLER ASPEN HYBRID 300 480 CHRYSLER CIRRUS 4 DR 315 505 CHRYSLER CONCORDE 4 DR 310 520 CHRYSLER CROSSFIRE 2 DR 265 475 CHRYSLER GRAND VOYAGER 300 520 CHRYSLER LHS 4 DR 310 520 CHRYSLER PACIFICA 320 515 CHRYSLER PROWLER 2 DR 260 465 CHRYSLER PT CRUISER CONVERTIBLE 2 DR 290 495 CHRYSLER PT CRUISER WAGON 305 520 CHRYSLER SEBRING CONVERTIBLE 2 DR --- --- ----1998-2000 295 495 ----2001-2006 295 500 ----2008 & Later 280 490 CHRYSLER SEBRING COUPE 2 DR --- --- ----1998-2000 310 500 ----2001-2005 320 505 CHRYSLER SEBRING 4 DR --- --- ----2001-2006 325 540 ----2007 & Later 315 530 CHRYSLER TOWN & COUNTRY 300 500 CHRYSLER VOYAGER 300 520 CHRYSLER 200 2 DR 280 490 CHRYSLER 200 4 DR --- --- ----2007-2014 315 530 ----2015 & Later 295 500 CHRYSLER 300 (2005 & Later) 4 DR 305 530 CHRYSLER 300M (1999-2004) 4 DR 310 520 DAEWOO LANOS 2 DR 300 510 DAEWOO LANOS 4 DR 300 525 DAEWOO LEGANZA 4 DR 315 525 DAEWOO NUBIRA 4 DR 305 545 DODGE AVENGER 2 DR 310 500


SYMBOLS



MAKE

MODEL



DODGE AVENGER 4 DR 325 530 DODGE CALIBER 4 DR 310 530 DODGE CARAVAN 300 520 DODGE CHALLENGER 2 DR --- --- ----2008-2014 290 475 ----2015 & Later 295 490 DODGE CHARGER 4 DR 320 550 DODGE DAKOTA --- --- ----1998-2004 325 480 ----2005 & Later 325 480 DODGE DART 4 DR 305 500 DODGE DURANGO --- --- ----1998-2009 340 520 ----2011 & Later 295 475 DODGE DURANGO HYBRID 300 480 DODGE GRAND CARAVAN 300 520 DODGE INTREPID 4 DR 310 520 DODGE JOURNEY 300 500 DODGE MAGNUM 305 525 DODGE NEON 2 DR 305 515 DODGE NEON 4 DR 330 540 DODGE NITRO 310 505 DODGE RAM C/V 300 520 DODGE RAM MEGA CAB PICKUP 320 470 DODGE RAM PICKUP --- ---

----1998-2001 RAM 1500, 2500 & 3500 (All Models) 315 465

----2002-2008 RAM 1500 315 480 ----2009 & Later RAM 1500 295 460 ----2002 RAM 2500 & 3500 315 465 ----2003 & Later RAM 2500 & 3500 310 460 DODGE RAM VAN 290 500 DODGE RAM WAGON 290 500 DODGE SPRINTER 295 470 DODGE SRT VIPER 2 DR 290 485 DODGE STRATUS 2 DR 320 505 DODGE STRATUS 4 DR --- --- ----1998-2000 315 520 ----2001-2006 325 540 DODGE VIPER 2 DR 275 480 EAGLE TALON 2 DR 305 505 FIAT 500 2 DR 265 490 FIAT 500e 2 DR 290 490 FIAT 500L 290 495 FORD C-MAX HYBRID 4 DR 285 500 FORD CLUB WAGON 315 490


SYMBOLS



MAKE

MODEL



FORD CONTOUR 4 DR 305 515 FORD CROWN VICTORIA 4 DR 310 505 FORD ECONOLINE 315 490 FORD EDGE 295 480 FORD ESCAPE --- --- ----2001-2012 300 495 ----2013 & Later 285 480 FORD ESCAPE HYBRID 305 485 FORD ESCORT 4 DR 305 515 FORD ZX2 (ESCORT ZX2) 2 DR 305 515 FORD EXCURSION 315 490 FORD EXPEDITION 315 515 FORD EXPEDITION EL 310 475 FORD EXPLORER --- --- ----1998-2010 315 510 ----2011 & Later 290 480 FORD EXPLORER SPORT 315 510 FORD EXPLORER SPORT TRAC 310 495 FORD F-150 --- --- ----1998-2014 305 475 ----2015 & Later 295 480 FORD F-250 305 475 FORD F-250 SUPER DUTY 305 460 FORD F-350 SUPER DUTY 305 460 FORD FIESTA 4 DR 295 485 FORD FIVE HUNDRED 4 DR 295 505 FORD FLEX 295 475 FORD FOCUS 2 DR 300 500 FORD FOCUS 4 DR --- --- ----2000-2011 310 520 ----2012 & Later 295 490 FORD FOCUS ELECTRIC 4 DR 285 480 FORD FREESTAR 305 510 FORD FREESTYLE 290 490 FORD FUSION 4 DR --- --- ----2006-2012 300 500 ----2013 & Later 290 485 FORD FUSION HYBRID 4 DR --- --- ----2010-2012 290 485 ----2013 & Later 285 490 FORD GT 2 DR 280 490 FORD MUSTANG 2 DR --- --- ----1998-2004 300 495 ----2005-2014 295 480 ----2015 & Later 295 490


SYMBOLS



MAKE

MODEL



FORD RANGER 300 480 FORD TAURUS 4 DR --- --- ----1998-2007 310 510 ----2008 & Later 295 505 FORD TAURUS X 290 490 FORD THUNDERBIRD 2 DR 255 455 FORD TRANSIT CONNECT --- --- ----2010-2013 285 480 ----2014 & Later 290 490 FORD WINDSTAR 300 510 GMC ACADIA 295 460 GMC CANYON --- --- ----2004-2012 300 480 ----2015 & Later 290 480 GMC CLASSIC SIERRA 295 465 GMC ENVOY 310 505 GMC ENVOY XL 315 520 GMC ENVOY XUV 320 510 GMC JIMMY 310 505 GMC SAFARI 290 495 GMC SAVANA 300 490 GMC SIERRA 295 465 GMC SIERRA CLASSIC 295 465 GMC SIERRA HYBRID 290 460 GMC SONOMA 290 485 GMC SUBURBAN 310 480 GMC TERRAIN 295 490 GMC YUKON 310 490 GMC YUKON HYBRID 305 475 GMC YUKON XL 310 480 HONDA ACCORD 2 DR --- --- ----1998-2007 305 510 ----2008 & Later 295 495 HONDA ACCORD 4 DR --- --- ----1998-2007 300 505 ----2008 & Later 285 490 HONDA ACCORD CROSSTOUR 295 495 HONDA ACCORD HYBRID 4 DR --- --- ----2005-2007 300 505 ----2014 & Later 290 495 HONDA ACCORD PLUG-IN HYBRID 4 DR 290 495 HONDA CIVIC 2 DR 300 505


SYMBOLS



MAKE

MODEL



HONDA CIVIC 4 DR --- --- ----1998-2000 300 510 ----2001-2005 295 500 ----2006 & Later 295 505 HONDA CIVIC HYBRID 4 DR --- --- ----2003-2005 290 505 ----2006 & Later 290 495 HONDA CROSSTOUR 295 495 HONDA CR-V --- --- ----1998-2006 300 495 ----2007 & Later 275 480 HONDA CR-Z 2 DR 285 485 HONDA ELEMENT 290 485 HONDA FIT 4 DR --- --- ----2007-2008 280 495 ----2009-2014 270 485 ----2015 & Later 290 490 HONDA INSIGHT 2 DR 260 470 HONDA INSIGHT 4 DR 285 490 HONDA ODYSSEY --- --- ----1998 290 510 ----1999 & Later 285 490 HONDA PASSPORT 320 535 HONDA PILOT --- --- ----2003-2008 300 485 ----2009 & Later 290 480 HONDA PRELUDE 2 DR 295 485 HONDA RIDGELINE 295 470 HONDA S2000 2 DR 260 470 HUMMER H2 330 485 HUMMER H2 SUT 325 495 HUMMER H3 325 495 HUMMER H3T 300 465 HYUNDAI ACCENT 2 DR 300 505 HYUNDAI ACCENT 4 DR 310 540 HYUNDAI AZERA 4 DR 290 490 HYUNDAI ELANTRA 2 DR 295 490 HYUNDAI ELANTRA 4 DR --- --- ----1998-2006 310 520 ----2007 & Later 300 515 HYUNDAI ELANTRA GT HATCHBACK 4 DR 300 490 HYUNDAI ENTOURAGE 290 485 HYUNDAI EQUUS 4 DR 295 480 HYUNDAI GENESIS 2 DR 290 495


SYMBOLS



MAKE

MODEL



HYUNDAI GENESIS 4 DR --- --- ----2009-2014 290 485 ----2015 & Later 295 495 HYUNDAI SANTA FE --- --- ----2001-2006 305 495 ----2007-2012 290 490 ----2013 & Later 295 495 HYUNDAI SANTA FE SPORT 290 490 HYUNDAI SONATA 4 DR --- --- ----1998 310 515 ----1999-2010 305 510 ----2011-2014 295 505 ----2015 & Later 295 500 HYUNDAI SONATA HYBRID 4 DR 290 495 HYUNDAI TIBURON 2 DR 325 515 HYUNDAI TUCSON 300 495 HYUNDAI VELOSTER 2 DR 285 505 HYUNDAI VERACRUZ 290 495 HYUNDAI XG (XG350) 4 DR 315 520 INFINITI EX 4 DR 280 475 INFINITI FX 300 500 INFINITI G 2 DR --- --- ----2003-2007 (G35) 290 490 ----2008 & Later (G37) 290 490 INFINITI G 4 DR --- --- ----1999-2002 (G20) 295 515 ----2003-2008 (G35) 285 495 ----2009 & Later (G37) 285 495 INFINITI I 4 DR --- --- ----1998-2001 (I30) 305 515 ----2002-2004 (I35) 305 515 INFINITI JX 295 485 INFINITI M 4 DR --- --- ----2003-2004 (M45) 290 495 ----2006 & Later (M35, M37, M45, and M56) 280 495 INFINITI M HYBRID 4 DR 290 495 INFINITI QX4 320 515 INFINITI QX50 4 DR 280 475 INFINITI QX56 305 495 INFINITI QX60 295 485 INFINITI QX60 HYBRID 295 490 INFINITI QX70 300 500 INFINITI QX80 305 495 INFINITI Q45 4 DR 300 500 INFINITI Q50 4 DR 285 495


SYMBOLS



MAKE

MODEL



INFINITI Q50 HYBRID 4 DR 300 495 INFINITI Q60 2 DR 290 490 INFINITI Q70 4 DR 280 495 INFINITI Q70 HYBRID 4 DR 290 495 ISUZU ASCENDER 310 505 ISUZU ASCENDER EXTENDED WHEELBASE 315 520 ISUZU AMIGO 320 520 ISUZU AXIOM 320 525 ISUZU HOMBRE 290 500 ISUZU I-280 300 480 ISUZU I-290 300 480 ISUZU I-350 300 480 ISUZU I-370 300 480 ISUZU OASIS 4 DR 290 505 ISUZU RODEO 320 530 ISUZU RODEO SPORT 320 520 ISUZU TROOPER 310 505 ISUZU VEHICROSS 305 505 JAGUAR F-TYPE 2 DR 275 475 JAGUAR S-TYPE 4 DR 290 510 JAGUAR X-TYPE 4 DR 300 530 JAGUAR XF 4 DR 285 475 JAGUAR XJ-SERIES 4 DR --- --- ----1998-2003 275 485 ----2004 & Later 285 465 JAGUAR XK-SERIES 2 DR --- --- ----1998-2006 255 455 ----2007 & Later 260 455 JEEP CHEROKEE --- --- ----1998-2001 310 485 ----2014 & Later 295 495 JEEP COMMANDER 320 490 JEEP COMPASS 305 500 JEEP GRAND CHEROKEE --- --- ----1998 310 485 ----1999-2004 320 500 ----2005 & Later 320 475 JEEP LIBERTY 325 495 JEEP PATRIOT 300 495 JEEP WRANGLER --- --- ----1998-2006 295 460 ----2007 & Later 305 455 JEEP WRANGLER UNLIMITED --- --- ----2004-2006 305 480 ----2007 & Later 315 460


SYMBOLS



MAKE

MODEL



KIA AMANTI 4 DR 315 520 KIA BORREGO 300 500 KIA CADENZA 4 DR 290 490 KIA FORTE 4 DR 315 535 KIA FORTE KOUP 2 DR 300 495 KIA K900 4 DR 290 485 KIA OPTIMA 4 DR --- --- ----2001-2006 325 530 ----2006.5-2010 320 545 ----2011 & Later 295 505 KIA OPTIMA HYBRID 4 DR 290 495 KIA RIO 4 DR --- --- ----2001-2005 310 535 ----2006 & Later 310 540 KIA RONDO 4 DR 290 505 KIA SEDONA --- --- ----2002-2005 315 525 ----2006 & Later 290 500 KIA SEPHIA 4 DR 305 535 KIA SORENTO --- --- ----2003-2009 315 515 ----2011 & Later 290 510 KIA SOUL --- --- ----2010-2013 290 505 ----2014 & Later 290 490 KIA SPECTRA 4 DR --- ---

----2000-2004 (Except 2004 LX & EX Models) 315 530

----2004 (LX & EX Models) 320 540 ----2005-2009 (All Models) 320 540 KIA SPORTAGE --- --- ----1998-2002 320 535 ----2005 & Later 300 520 KIA SPORTAGE CONVERTIBLE 310 525 LAND ROVER DISCOVERY --- --- ----1998 320 505 ----1999-2004 330 500 LAND ROVER FREELANDER 310 510 LAND ROVER LR2 305 470 LAND ROVER LR3 305 455 LAND ROVER LR4 305 455 LAND ROVER RANGE ROVER --- --- ----1998-2002 315 490 ----2003-2012 310 465 ----2013 & Later 295 480 LAND ROVER RANGE ROVER EVOQUE 295 485


SYMBOLS



MAKE

MODEL



LAND ROVER RANGE ROVER L 295 485 LAND ROVER RANGE ROVER SPORT --- --- ----2006-2013 305 480 ----2014 & Later 295 485 LEXUS CT HYBRID 4 DR 275 485 LEXUS ES 4 DR --- --- ----1998-2012 290 495 ----2013 & Later 285 500 LEXUS ES HYBRID 4 DR 290 495 LEXUS GS 4 DR 285 505 LEXUS GS HYBRID 4 DR 295 480 LEXUS GX 290 485 LEXUS HS HYBRID 4 DR 295 480 LEXUS IS 2 DR 270 465 LEXUS IS 4 DR --- --- ----2001-2005 305 520 ----2006-2013 290 495 ----2014 & Later 295 495 LEXUS LS 4 DR --- --- ----1998-2000 285 490 ----2001-2006 285 480 ----2007 & Later 290 455 LEXUS LS HYBRID 4 DR 290 485 LEXUS LX 300 475 LEXUS NX 300 495 LEXUS NX HYBRID 295 490 LEXUS RC 2 DR 290 485 LEXUS RX 295 485 LEXUS RX HYBRID 310 470 LEXUS SC 2 DR --- --- ----1998-2000 295 495 ----2002 & Later 260 455 LINCOLN AVIATOR 315 510 LINCOLN BLACKWOOD 315 515 LINCOLN CONTINENTAL 4 DR 295 500 LINCOLN LS 4 DR 305 510 LINCOLN MARK LT 305 475 LINCOLN MARK VIII 2 DR 295 490 LINCOLN MKC 295 490 LINCOLN MKS 4 DR 290 485 LINCOLN MKT 295 475 LINCOLN MKX 295 470 LINCOLN MKZ 4 DR --- --- ----2006-2012 300 500 ----2013 & Later 295 490


SYMBOLS



MAKE

MODEL



LINCOLN MKZ HYBRID 4 DR --- --- ----2011-2012 285 485 ----2013 & Later 295 500 LINCOLN NAVIGATOR 315 515 LINCOLN NAVIGATOR L 310 475 LINCOLN TOWN CAR 4 DR 310 510 LINCOLN ZEPHYR 4 DR 300 500 LOTUS ELISE 2 DR 255 465 LOTUS EVORA 2 DR 280 480 LOTUS EXIGE 2 DR 270 485 MASERATI GHIBLI 4 DR 290 490 MASERATI GRAN TURISMO 2 DR 285 480 MASERATI QUATTROPORTE 4 DR 295 490 MAZDA B-SERIES PICKUP 300 480 MAZDA CX-5 285 480 MAZDA CX-7 300 500 MAZDA CX-9 295 465 MAZDA MAZDA2 4 DR 280 500 MAZDA MAZDA3 4 DR --- --- ----2004-2013 295 485 ----2014 & Later 290 485 MAZDA MAZDA5 4 DR 285 495 MAZDA MAZDA6 4 DR --- --- ----2003-2008 300 510 ----2009-2013 295 490 ----2014 & Later 295 500 MAZDA MILLENIA 4 DR 300 515 MAZDA MPV --- --- ----1998 295 500 ----2000-2006 290 520 MAZDA MX-5 MIATA 2 DR 255 470 MAZDA PROTEGE 4 DR --- --- ----1998 300 525 ----1999-2003 300 510 MAZDA RX-8 4 DR 295 505 MAZDA TRIBUTE 300 495 MAZDA TRIBUTE HYBRID 305 485 MAZDA 626 4 DR 310 520 MERCEDES-BENZ B-CLASS ELECTRIC DRIVE 4 DR 290 485 MERCEDES-BENZ C-CLASS 2 DR --- --- ----2002-2005 285 495 ----2012 & Later 280 480


SYMBOLS



MAKE

MODEL



MERCEDES-BENZ C-CLASS 4 DR --- --- ----1998-2000 290 505 ----2001-2007 285 510 ----2008 & Later 285 490 MERCEDES-BENZ CL-CLASS 2 DR --- --- ----1998-1999 295 480 ----2000 & Later 285 475 MERCEDES-BENZ CLA-CLASS 4 DR 295 495 MERCEDES-BENZ CLK-CLASS 2 DR 275 490 MERCEDES-BENZ CLS-CLASS 4 DR 285 480 MERCEDES-BENZ E-CLASS 2 DR 280 460 MERCEDES-BENZ E-CLASS 4 DR 285 490 MERCEDES-BENZ E-CLASS HYBRID 4 DR 295 490 MERCEDES-BENZ G-CLASS 300 475 MERCEDES-BENZ GL-CLASS 305 470 MERCEDES-BENZ GLK-CLASS 295 480 MERCEDES-BENZ M-CLASS --- --- ----1998-2005 ML-CLASS 305 525 ----2006 & Later ML-CLASS 295 475 MERCEDES-BENZ M-CLASS HYBRID 300 480 MERCEDES-BENZ R-CLASS 295 485 MERCEDES-BENZ S-CLASS 4 DR --- --- ----1998-1999 285 485 ----2000 & Later 290 490 MERCEDES-BENZ S-CLASS HYBRID 4 DR 290 475 MERCEDES-BENZ SL-CLASS 2 DR --- --- ----1998-2012 255 455 ----2013 & Later 275 465 MERCEDES-BENZ SLK-CLASS 2 DR 255 470 MERCEDES-BENZ SLS-CLASS 2 DR 280 475 MERCEDES-BENZ SPRINTER 295 470 MERCURY COUGAR 2 DR 310 510 MERCURY GRAND MARQUIS 4 DR 310 505 MERCURY MARAUDER 4 DR 310 505 MERCURY MARINER 300 495 MERCURY MARINER HYBRID 305 485 MERCURY MILAN 4 DR 300 500 MERCURY MILAN HYBRID 4 DR 295 490 MERCURY MONTEGO 4 DR 295 485 MERCURY MONTEREY 305 510 MERCURY MOUNTAINEER 315 510 MERCURY MYSTIQUE 4 DR 305 500 MERCURY SABLE 4 DR --- --- ----1998-2005 310 510 ----2005-2009 295 485


SYMBOLS



MAKE

MODEL



MERCURY TRACER 4 DR 305 515 MERCURY VILLAGER 295 515 MINI COOPER 2 DR --- --- ----2014 & Later HARDTOP (Hatchback) 290 490 ----ALL OTHER 260 460 MINI COOPER CLUBMAN 4 DR 265 460 MINI COOPER COUNTRYMAN 4 DR 265 470 MINI COOPER PACEMAN 2 DR 290 490 MITSUBISHI DIAMANTE 4 DR 315 525 MITSUBISHI ECLIPSE 2 DR --- --- ----1998-1999 305 505 ----2000-2005 320 505 ----2006 & Later 310 505 MITSUBISHI ENDEAVOR 315 540 MITSUBISHI GALANT 4 DR --- --- ----1998 310 520 ----1999-2003 320 540 ----2004 & Later 330 545 MITSUBISHI I-MIEV 4 DR 295 480 MITSUBISHI LANCER 4 DR --- --- ----2002-2007 315 530 ----2008 & Later 315 510 MITSUBISHI MIRAGE 2 DR 300 530 MITSUBISHI MIRAGE 4 DR --- --- ----1998-2001 310 545 ----2014 & Later 285 495 MITSUBISHI MONTERO --- --- ----1998-2000 325 545 ----2001-2006 310 515 MITSUBISHI MONTERO SPORT 325 545 MITSUBISHI OUTLANDER --- --- ----2003-2006 305 510 ----2007 & Later 305 510 MITSUBISHI OUTLANDER SPORT 305 510 MITSUBISHI RAIDER 325 485 MITSUBISHI 3000GT 2 DR 295 475

MOBILITY VENTURES MV-1 300

490

NISSAN ALTIMA 2 DR 305 505 NISSAN ALTIMA 4 DR --- --- ----1998-2001 320 530 ----2002-2006 310 545 ----2007 & Later 295 525 NISSAN ALTIMA HYBRID 4 DR 295 500 NISSAN ARMADA 305 530 NISSAN CUBE 280 515


SYMBOLS



MAKE

MODEL



NISSAN FRONTIER --- --- ----1998-2004 300 480 ----2005 & Later 295 490 NISSAN GT-R 2 DR 280 465 NISSAN JUKE 295 505 NISSAN LEAF EV 4 DR 280 485 NISSAN MAXIMA 4 DR --- --- ----1998-2003 305 530 ----2004-2008 295 550 ----2009 & Later 295 525 NISSAN MURANO --- --- ----2003-2007 305 515 ----2009 & Later 290 490 NISSAN MURANO CROSSCABRIOLET 290 490 NISSAN PATHFINDER --- --- ----1998-2004 320 515 ----2005-2012 300 510 ----2013 & Later 295 485 NISSAN PATHFINDER ARMADA 305 530 NISSAN PATHFINDER HYBRID 295 485 NISSAN QUEST --- --- ----1998-2002 295 520 ----2004-2009 290 540 ----2011 & Later 290 495 NISSAN ROGUE --- --- ----2008-2013 305 520 ----2014 & Later 295 495 NISSAN ROGUE SELECT 305 520 NISSAN SENTRA 4 DR --- --- ----1998-1999 310 540 ----2000-2006 320 530 ----2007-2012 310 535 ----2013 & Later 300 505 NISSAN TITAN 310 495 NISSAN VERSA 4 DR --- --- ----2007-2011 300 530 ----2012 & Later (Hatchback) 300 530 ----2012 & Later (Sedan) 290 535 NISSAN XTERRA --- --- ----2000-2004 315 515 ----2005 & Later 300 490 NISSAN 200SX 2 DR 300 505 NISSAN 240SX 2 DR 285 495 NISSAN 350Z 2 DR 280 490 NISSAN 370Z 2 DR 280 490


SYMBOLS



MAKE

MODEL



OLDSMOBILE ACHIEVA 4 DR 300 510 OLDSMOBILE ALERO 2 DR 305 500 OLDSMOBILE ALERO 4 DR 310 515 OLDSMOBILE AURORA 4 DR --- --- ----1998-1999 305 505 ----2001-2003 295 485 OLDSMOBILE BRAVADA 310 505 OLDSMOBILE CUTLASS 4 DR 310 495 OLDSMOBILE EIGHTY EIGHT/LSS 4 DR 295 510 OLDSMOBILE INTRIGUE 4 DR 305 485 OLDSMOBILE REGENCY 4 DR 305 495 OLDSMOBILE SILHOUETTE 295 515 PLYMOUTH BREEZE 4 DR 315 505 PLYMOUTH GRAND VOYAGER 300 520 PLYMOUTH NEON 2 DR 310 515 PLYMOUTH NEON 4 DR 315 540 PLYMOUTH PROWLER 2 DR 260 465 PLYMOUTH VOYAGER 300 520 PONTIAC AZTEK 305 515 PONTIAC BONNEVILLE 4 DR --- --- ----1998-1999 295 510 ----2000-2005 295 485 PONTIAC FIREBIRD 2 DR 270 475 PONTIAC G3 4 DR 310 495 PONTIAC G5 2 DR 315 515 PONTIAC G6 2 DR 300 485 PONTIAC G6 4 DR 315 525 PONTIAC G8 4 DR 290 480 PONTIAC GTO 2 DR 300 490 PONTIAC GRAND AM 2 DR --- --- ----1998 305 505 ----1999-2005 305 500 PONTIAC GRAND AM 4 DR --- --- ----1998 300 510 ----1999-2005 315 520 PONTIAC GRAND PRIX 2 DR 300 505 PONTIAC GRAND PRIX 4 DR 305 510 PONTIAC MONTANA 295 515 PONTIAC MONTANA SV6 295 515 PONTIAC SOLSTICE 2 DR 255 470 PONTIAC SUNFIRE 2 DR 310 520 PONTIAC SUNFIRE 4 DR 310 525 PONTIAC TORRENT 300 490 PONTIAC TRANS AM 2 DR 270 475 PONTIAC TRANS SPORT 295 515


SYMBOLS



MAKE

MODEL



PONTIAC VIBE 4 DR 285 495 PORSCHE BOXSTER 2 DR 255 455 PORSCHE CAYENNE 300 470 PORSCHE CAYENNE HYBRID 295 480 PORSCHE CAYMAN 2 DR 270 455 PORSCHE MACAN 295 485 PORSCHE PANAMERA 4 DR 270 460 PORSCHE PANAMERA EXECUTIVE 4 DR 290 480 PORSCHE PANAMERA HYBRID 4 DR 285 480 PORSCHE 911 2 DR --- --- ----1998 (993 Series) 260 455 ----1999 & Later (991, 996 & 997 Series) 255 455 RAM C/V 300 520 RAM MEGA CAB PICKUP 320 470 RAM PICKUP 1500 295 460 RAM PICKUP 2500/3500 310 460 SAAB 9000 4 DR 285 470 SAAB 900 2 DR 260 455 SAAB 900 4 DR 275 485 SAAB 9-2X 4 DR 290 475 SAAB 9-3 2 DR 260 455 SAAB 9-3 4 DR 275 485 SAAB 9-4X 305 495 SAAB 9-5 4 DR 280 475 SAAB 9-7X 310 480 SATURN ASTRA 2 DR 270 460 SATURN ASTRA 4 DR 290 490 SATURN AURA 4 DR 295 505 SATURN AURA GREEN LINE HYBRID 4 DR 290 495 SATURN AURA HYBRID 4 DR 290 495 SATURN ION 4 DR 305 515 SATURN L-SERIES 4 DR 300 495 SATURN OUTLOOK 295 475 SATURN RELAY 295 490 SATURN SC 2 DR 295 505 SATURN SL/SW 4 DR 295 500 SATURN S-SERIES 2 DR 295 505 SATURN S-SERIES 4 DR 295 500 SATURN SKY 2 DR 255 460 SATURN VUE --- --- ----2002-2007 300 505 ----2008-2009 290 470 SATURN VUE GREEN LINE HYBRID 305 490 SATURN VUE HYBRID 305 490 SCION FR-S 2 DR 290 485


SYMBOLS



MAKE

MODEL



SCION IQ 4 DR 285 490 SCION TC 2 DR 315 525 SCION XA 4 DR 290 515 SCION XB --- --- ----2004-2006 290 525 ----2008 & Later 285 510 SCION XD 4 DR 290 515 SMART FORTWO 2 DR 255 475 SMART FORTWO ELECTRIC DRIVE 2 DR 275 480 SUBARU B9 TRIBECA 295 480 SUBARU BAJA 300 495 SUBARU BRZ 2 DR 290 485 SUBARU FORESTER (1998-2008) 4 DR 285 470 SUBARU FORESTER (2009 & Later) 285 465 SUBARU IMPREZA 2 DR 295 500 SUBARU IMPREZA (Incl. Impreza Outback Models) 4 DR --- --- ----1998-2007 290 475 ----2008 & Later 290 470

SUBARU

LEGACY (Incl. 1998-2004 Legacy Outback Models)

4 DR 290 485

SUBARU OUTBACK (2005 & Later) 280 470 SUBARU TRIBECA 295 480 SUBARU WRX 4 DR 290 470 SUBARU XV CROSSTREK 285 485 SUBARU XV CROSSTREK HYBRID 285 485 SUZUKI AERIO 4 DR 305 535 SUZUKI EQUATOR 295 490 SUZUKI ESTEEM 4 DR 300 530 SUZUKI FORENZA 4 DR 330 570 SUZUKI GRAND VITARA --- --- ----1999-2005 305 530 ----2006 & Later 310 525 SUZUKI GRAND VITARA XL-7 320 535 SUZUKI KIZASHI 4 DR 290 500 SUZUKI RENO 4 DR 315 520 SUZUKI SIDEKICK 305 515 SUZUKI SWIFT 2 DR 280 510 SUZUKI SX4 4 DR 305 520 SUZUKI VERONA 4 DR 325 530 SUZUKI VITARA 305 530 SUZUKI X-90 285 505 SUZUKI XL7 300 525 TESLA MODEL S EV 4 DR 290 475 TOYOTA AVALON 4 DR --- --- ----1998-2004 295 495 ----2005 & Later 285 500


SYMBOLS



MAKE

MODEL



TOYOTA AVALON HYBRID 4 DR 290 495 TOYOTA CAMRY 4 DR 300 515 TOYOTA CAMRY HYBRID 4 DR 295 500 TOYOTA CAMRY SOLARA 2 DR 300 500 TOYOTA CELICA 2 DR --- --- ----1998-1999 275 475 ----2000-2005 300 500 TOYOTA COROLLA 4 DR --- --- ----1998-2002 305 525 ----2003 & Later 305 530 TOYOTA ECHO 2 DR 290 525 TOYOTA ECHO 4 DR 300 530 TOYOTA FJ CRUISER 305 470 TOYOTA HIGHLANDER 295 485 TOYOTA HIGHLANDER HYBRID 310 465 TOYOTA LAND CRUISER 300 470 TOYOTA MATRIX 4 DR 285 505 TOYOTA MR2 SPYDER 2 DR 255 475 TOYOTA PRIUS 4 DR --- --- ----2001-2003 300 505 ----2004-2009 290 485 ----2010 & Later 280 480 TOYOTA PRIUS C 4 DR 285 490 TOYOTA RAV4 --- --- ----1998-2005 295 510 ----2006 & Later 295 500 TOYOTA RAV4 EV 295 490 TOYOTA SEQUOIA 305 505 TOYOTA SIENNA 285 495 TOYOTA SUPRA 2 DR 280 485 TOYOTA T100 300 470 TOYOTA TACOMA --- --- ----1998-2004 295 485 ----2005 & Later 290 475 TOYOTA TERCEL 2 DR 295 515 TOYOTA TUNDRA --- --- ----2000-2006 300 480 ----2007 & Later 300 470 TOYOTA VENZA 285 490 TOYOTA YARIS 2 DR 290 505 TOYOTA YARIS 4 DR 300 550 TOYOTA 4RUNNER 290 495


SYMBOLS



MAKE

MODEL



VOLKSWAGEN BEETLE 2 DR 285 485 VOLKSWAGEN CABRIO 2 DR --- --- ----1998-1999 CABRIO 280 480 ----1999-2000 NEW CABRIO 280 480 ----2001-2002 CABRIO 280 480 VOLKSWAGEN CC 4 DR 285 485 VOLKSWAGEN EOS 2 DR 270 465 VOLKSWAGEN EUROVAN 290 475 VOLKSWAGEN GOLF 2 DR --- --- ----1998-1999 GOLF 280 480 ----1999-2000 NEW GOLF 285 480 ----2001-2005 GOLF 285 480 ----2010-2014 GOLF 285 465 ----2015 & Later GOLF 290 490 VOLKSWAGEN GOLF 4 DR --- --- ----1998-1999 GOLF 290 490 ----1999-2000 NEW GOLF 280 475 ----2001-2006 GOLF 280 475 ----2010-2014 GOLF 275 455 ----2015 & Later GOLF 290 490 VOLKSWAGEN GTI 2 DR --- --- ----1998-1999 GTI 280 480 ----1999-2000 NEW GTI 285 480 ----2001-2006 GTI 285 480 ----2006 NEW GTI 285 465 ----2007-2014 GTI 285 465 ----2015 & Later GTI 290 490 VOLKSWAGEN GTI 4 DR --- --- ----2006-2014 275 455 ----2015 & Later 290 490 VOLKSWAGEN JETTA 4 DR --- --- ----1998-1999 JETTA 295 490 ----1999-2000 NEW JETTA 290 485 ----2001-2005 JETTA 290 485 ----2005 NEW JETTA 295 485 ----2006 & Later JETTA 295 485 VOLKSWAGEN JETTA HYBRID 4 DR 295 500 VOLKSWAGEN NEW BEETLE 2 DR 280 485 VOLKSWAGEN PASSAT 4 DR --- --- ----1998-2001 PASSAT 295 490 ----2001 NEW PASSAT 290 475 ----2002-2005 PASSAT 290 475 ----2006-2010 PASSAT 285 485 ----2012 & Later PASSAT 280 490 VOLKSWAGEN PHAETON 4 DR 300 490


SYMBOLS



MAKE

MODEL



VOLKSWAGEN R32 2 DR --- --- ----2004 285 480 ----2008 285 465 VOLKSWAGEN RABBIT 2 DR 285 465 VOLKSWAGEN RABBIT 4 DR 275 455 VOLKSWAGEN ROUTAN 290 495 VOLKSWAGEN TIGUAN 285 460 VOLKSWAGEN TOUAREG 300 470 VOLKSWAGEN TOUAREG HYBRID 295 480 VOLVO C30 2 DR 275 465 VOLVO C70 2 DR --- --- ----1998-2004 270 470 ----2006 & Later 265 460 VOLVO S40 4 DR --- --- ----2000-2004 (All Models) 305 490 ----2004.5 (S40 2.4i & S40 T5 Models) 285 465 ----2005 & Later (All Models) 285 465 VOLVO S60 4 DR 285 470 VOLVO S70 4 DR 290 470 VOLVO S80 4 DR 285 480 VOLVO S90 4 DR 290 485 VOLVO V40 4 DR 305 490 VOLVO V50 4 DR 285 465 VOLVO V60 4 DR 285 470 VOLVO V70 4 DR --- --- ----1998-2000 290 470 ----2001 & Later 285 470 VOLVO V90 4 DR 290 485 VOLVO XC60 285 465 VOLVO XC70 290 455 VOLVO XC90 300 460 VPG MV-1 300 490

MASSACHUSETTS DIVISION OF INSURANCE STATE SUBMISSIONS LIST

PFR-SSL (01/12)

INSTRUCTIONS: Please indicate the following regarding the materials submitted in this filing: - In the Submitted column, an X for each state in which the materials have been filed; - In the Approved column, an X for each state in which the materials have already been approved; - In the Disapproved column, an X for each state that has disapproved the submitted materials.

Please include the reasons for any Disapprovals in the Comment section of the SERFF component. Please note that the Massachusetts Division of Insurance uses this information to help prioritize incoming filings, as well as to highlight areas that may require managerial level review. _________________________________________________________________________________________________________________________________ Please enter the product name as filed. State Submitted Approved Disapproved Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana

State Submitted Approved Disapproved Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Washington, DC Other Territories

x

x

x

x

x

xx

x

x

x

xx

x

x

xx

x

x

x

x

x

x

x

x

x

x

x

xx

xx

x x

x

RESET FORM

x

x

x

x

x

x

x

x

x

PP-2015-RLP1

x

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COPYRIGHT NOTICE

































































COPYRIGHT NOTICE



































































COPYRIGHT NOTICE






PERSONAL AUTO RULES FILING PP-2015-RLP1 Page B-1

© Insurance Services Office, Inc., 2015

Section B Rating Factors, Symbols, and Manual

Rules About This Section

This section contains the exhibits reflecting the rating factor and symbol revisions necessary to implement the 2014 LPMP review provided in Section A.

Exhibit 1 - LPMP Rating Factors and Symbols Table Exhibit 1 provides the current Rating Factors and Symbols Table for the LPMP Rating Plan. There are no changes to this table as a result of the 2014 LPMP review.

Exhibit 2 - LPMP Symbols by Vehicle Series Exhibit 2 provides the LPMP Symbols by Vehicle Series Table containing the revised symbols for each vehicle make and model contained in the review. As mentioned in the Executive Summary, the 2014 LPMP revision provides revised rating factors and symbols for:

♦ All vehicle series previously reviewed (1998-2013 Model Years).

♦ New vehicle series for the 2014 and 2015 model years, using the existing procedure for assigning LPMP rating factors when auto manufacturers introduce new vehicle models provided in Section A.

Change in Procedure from Previous Filing Two minor adjustments are introduced for vehicle series where the numbers of claims are relatively low. These adjustments also ensure a smoother transition from previous review as well as of a new vehicle's rating factor. Thus, the following new rules are established:

I. If the numbers of claims for the vehicle series are less than 100, then the Experience Credibility is capped at 0.50.

II. The third level of credibility is assigned to the Current Credibility Weighted Relativity as contained in Circular LI-PA-2013-184. If the Current Experience Credibility is 0.00, then the third level of credibility is assigned to unity (i.e., no surcharge or discount).



Exhibit 1: LPMP Rating Factors / Symbols Table LIABILITY AND PIP/MEDICAL PAYMENTS VEHICLE RATING FACTORS

BI & PD Liability

Symbol RATING FACTOR

PIP / Med Pay Symbol

215 0.15 415 220 0.20 420 225 0.25 425 230 0.30 430 235 0.35 435 240 0.40 440 245 0.45 445 250 0.50 450 255 0.55 455 260 0.60 460 265 0.65 465 270 0.70 470 275 0.75 475 280 0.80 480 285 0.85 485 290 0.90 490 295 0.95 495 300 1.00 500 305 1.05 505 310 1.10 510 315 1.15 515 320 1.20 520 325 1.25 525 330 1.30 530 335 1.35 535 340 1.40 540 345 1.45 545 350 1.50 550 355 1.55 555 360 1.60 560 365 1.65 565 370 1.70 570 375 1.75 575 380 1.80 580 385 1.85 585 390 1.90 590

Liability and PIP/Medical Payments Vehicle Rating Factors Table



Exhibit 2: LPMP Symbols by Vehicle Series Pages B-4-27 of this exhibit display the LPMP Rating Symbols corresponding to each vehicle make and model. Exhibit 1 in this section provides the LPMP rating factors corresponding to these rating symbols.

Two symbols are displayed for each vehicle series – one symbol for BI & PD Liability coverages and a second symbol applicable to PIP or Medical Payments coverages.

The LPMP symbols do not vary by model year, except where is necessary to distinguish vehicles that have been substantially re-engineered by the manufacturer.

LPMP rating factors and symbols were determined on a vehicle series basis. Because the LPMP symbols do not vary by individual VINs within a vehicle series, the LPMP Symbols pages do not list each individual VIN number within a vehicle series.

LPMP SYMBOLS PAGES --- VEHICLE INFORMATION

The LPMP Symbols Pages display symbols on a per-vehicle series basis, except for a few makes/models where individual models have been listed for ease of reference. For example, in cases where a vehicle series name includes a slash ( / ) between multiple model names (e.g., Audi A6/S6), each model is listed separately in the LPMP Symbols Pages.

Number of doors information is provided for passenger car models (which include station wagon body types) because number of doors is a vehicle series determination criterion for passenger cars.

Number of doors information is not provided for light trucks --- pickup trucks, utility vehicles (including SUVs), vans, and wagons (vans with passenger seats) --- because number of doors is not a vehicle series determination criterion for light trucks.



LIABILITY AND PIP/MEDICAL PAYMENTS

VEHICLE RATING PLAN MANUAL SYMBOLS

LIABILITY AND PIP/MEDICAL PAYMENTS SYMBOLS BY VEHICLE MAKE AND MODEL 1998 AND LATER MODEL YEARS

MAKE

MODEL



ACURA CL-SERIES 2 DR --- --- ----1998-1999 305 505 ----2001-2003 305 510 ACURA ILX 4 DR 295 505 ACURA ILX HYBRID 4 DR 290 495 ACURA INTEGRA 2 DR 295 495 ACURA INTEGRA 4 DR 300 500 ACURA MDX --- --- ----2001-2006 300 495 ----2007-2013 285 460 ----2014 & Later 290 485 ACURA NSX 2 DR 260 460 ACURA RDX 285 470 ACURA RL-SERIES (1998-2004) 4 DR 290 505 ACURA RL (2005 & Later) 4 DR 285 475 ACURA RLX 4 DR 290 490 ACURA RLX SPORT HYBRID 4 DR 290 490 ACURA RSX 2 DR 300 495 ACURA SLX 310 505 ACURA TL SERIES 4 DR --- --- ----1998 310 520 ----1999-2008 300 505 ACURA TL (2009-2014) 4 DR 280 485 ACURA TLX 4 DR 295 495 ACURA TSX 4 DR --- --- ----2004-2008 290 490 ----2009 & Later 275 480 ACURA ZDX 295 480 AUDI A3 2 DR 280 480 AUDI A3 4 DR --- --- ----2006-2014 275 455 ----2015 & Later 295 495 AUDI A4 2 DR 265 455 AUDI A4 4 DR --- --- ----1998-2008 290 475 ----2009 & Later 280 460 AUDI A5 2 DR 275 455 AUDI A6 4 DR --- --- ----1998-2011 290 475 ----2012 & Later 280 475 AUDI A7 4 DR 285 465



MAKE

MODEL BI & PD

LIABILITY SYMBOL PIP & MEDICAL

PAYMENTS SYMBOL AUDI A8 4 DR --- --- ----1998-2003 290 470 ----2004 & Later 280 470 AUDI ALLROAD --- --- ----2001-2005 280 460 ----2013 & Later 290 485 AUDI CABRIOLET 2 DR 280 480 AUDI Q3 295 490 AUDI Q5 280 460 AUDI Q5 HYBRID 295 485 AUDI Q7 295 465 AUDI R8 2 DR 270 465 AUDI RS4 2 DR 265 455 AUDI RS4 4 DR 290 475 AUDI RS5 2 DR 275 455 AUDI RS6 4 DR 290 475 AUDI RS7 4 DR 285 470 AUDI SQ5 280 460 AUDI S4 2 DR 265 455 AUDI S4 4 DR --- --- ---1998-2008 290 475 ---2010 & Later 280 460 AUDI S5 2 DR 275 455 AUDI S6 4 DR --- --- ----1998-2011 290 475 ----2012 & Later 280 475 AUDI S7 4 DR 285 465 AUDI S8 4 DR --- --- ----2001-2003 290 470 ----2007 & Later 280 470 AUDI TT 2 DR --- --- ----2000-2006 260 455 ----2008 & Later 265 465 BMW I3 ELECTRIC 4 DR 285 480 BMW I3 HYBRID 4 DR 285 480 BMW I8 2 DR 290 485 BMW M3 2 DR --- --- ----1998-1999 275 485 ----2001-2006 265 465 ----2008 & Later 275 465 BMW M3 4 DR --- --- ----1998 295 505 ----2008-2011 280 480 BMW M5 4 DR 280 485 BMW M6 2 DR 270 470



MAKE

MODEL BI & PD


PAYMENTS SYMBOL BMW X1 295 485 BMW X3 295 475 BMW X5 300 485 BMW X6 300 475 BMW X6 ACTIVEHYBRID 300 485 BMW Z3 2 DR 255 455 BMW Z4 2 DR 255 455 BMW Z8 2 DR 255 455 BMW 1-SERIES 2 DR 275 470 BMW 2-SERIES 2 DR 290 490 BMW 3-SERIES 2 DR --- --- ----1998-1999 275 485 ----2000-2006 265 465 ----2007 & Later 275 465 BMW 3-SERIES 4 DR --- --- ----1998 295 505 ----1999-2005 285 500 ----2006-2011 280 480 ----2012 Wagon 280 480 ----2012 Sedan 285 485 ----2013 & Later 285 485 BMW 3-SERIES ACTIVEHYBRID 4 DR 290 490 BMW 3-SERIES GRAN TURISMO 4 DR 295 495 BMW 4-SERIES 2 DR 290 490 BMW 5-SERIES 4 DR 280 485 BMW 5-SERIES ACTIVEHYBRID 4 DR 290 490 BMW 5-SERIES GRAN TURISMO 4 DR 290 480 BMW 6-SERIES 2 DR 270 470 BMW 6-SERIES GRAN COUPE 4 DR 290 485 BMW 7-SERIES 4 DR 290 500 BMW 7-SERIES ACTIVEHYBRID 4 DR 295 485 BUICK CENTURY 4 DR 305 510 BUICK ENCLAVE 295 475 BUICK ENCORE 290 495 BUICK LACROSSE 4 DR 305 485 BUICK LACROSSE HYBRID 4 DR 300 495 BUICK LESABRE 4 DR --- --- ----1998-1999 295 510 ----2000-2005 295 485 BUICK LUCERNE 4 DR 300 500 BUICK PARK AVENUE 4 DR --- --- ----1998-1999 305 505 ----2000-2005 295 485 BUICK RAINIER 310 505 BUICK REGAL 4 DR --- --- ----1998-2004 305 510 ----2011 & Later 285 470



MAKE

MODEL BI & PD


PAYMENTS SYMBOL BUICK REGAL HYBRID 4 DR 290 495 BUICK RENDEZVOUS 305 515 BUICK RIVIERA 2 DR 300 495 BUICK SKYLARK 4 DR 300 485 BUICK TERRAZA 295 490 BUICK VERANO 4 DR 295 490 CADILLAC ATS 2 DR 290 490 CADILLAC ATS 4 DR 285 490 CADILLAC CATERA 4 DR 305 500 CADILLAC CTS 2 DR 290 470 CADILLAC CTS 4 DR --- --- ----2003-2013 (All Models) 295 500

----2014 & Later (CTS Wagon, CTS-V Sedan & Wagon) 295 500

----2014 & Later New CTS 290 490 CADILLAC DEVILLE 4 DR --- --- ----1998-1999 290 500 ----2000-2005 295 500 CADILLAC DTS 4 DR 295 500 CADILLAC ELDORADO 2 DR 285 490 CADILLAC ELR 2 DR 290 485 CADILLAC ESCALADE and ESCALADE AWD 310 500 CADILLAC ESCALADE ESV 310 480 CADILLAC ESCALADE EXT 315 485 CADILLAC ESCALADE HYBRID 305 480 CADILLAC SEVILLE 4 DR 295 485 CADILLAC SRX --- --- ----2004-2009 305 490 ----2010 & Later 305 470 CADILLAC STS 4 DR 295 490 CADILLAC XLR 2 DR 255 455 CADILLAC XTS 4 DR 295 490 CHEVROLET ASTRO 290 500 CHEVROLET AVALANCHE 315 485 CHEVROLET AVEO 4 DR 310 535 CHEVROLET BLAZER 310 505 CHEVROLET CAMARO 2 DR --- --- ----1998-2002 270 475 ----2010 & Later 290 485 CHEVROLET CAPTIVA 295 490 CHEVROLET CAVALIER 2 DR 310 520 CHEVROLET CAVALIER 4 DR 310 525 CHEVROLET CHEVY VAN 300 490 CHEVROLET C/K SERIES PICKUP (1500, 2500 & 3500) 295 465 CHEVROLET COBALT 2 DR 315 515



MAKE

MODEL BI & PD


PAYMENTS SYMBOL CHEVROLET COBALT 4 DR 320 530 CHEVROLET COLORADO --- --- ----2004-2012 300 480 ----2015 & Later 290 480 CHEVROLET CORVETTE 2 DR --- --- ----1998-2013 255 455 CHEVROLET CORVETTE STINGRAY (2014 & Later) 2 DR 290 485 CHEVROLET CRUZE 4 DR 310 495 CHEVROLET EQUINOX 295 500 CHEVROLET EXPRESS 300 490 CHEVROLET HHR 305 520 CHEVROLET HHR PANEL 285 480 CHEVROLET IMPALA 4 DR 310 520 CHEVROLET IMPALA ECO HYBRID 4 DR 310 520 CHEVROLET IMPALA LIMITED 4 DR 310 520 CHEVROLET LUMINA 4 DR 310 505 CHEVROLET MALIBU 4 DR --- --- ----1998-2003 310 510 ----2004-2007 310 525 ----2008-2012 295 505 ----2013 & Later 295 500 CHEVROLET MALIBU CLASSIC 4 DR --- --- ----2004-2005 310 510 ----2008 310 525 CHEVROLET MALIBU ECO HYBRID 4 DR 305 495 CHEVROLET MALIBU HYBRID 4 DR 295 495 CHEVROLET MALIBU MAXX 4 DR 295 505 CHEVROLET METRO 2 DR 275 510 CHEVROLET METRO 4 DR 290 515 CHEVROLET MONTE CARLO 2 DR --- --- ----1998-1999 310 510 ----2000-2007 300 505 CHEVROLET PRIZM 4 DR 295 510 CHEVROLET S-10 PICKUP 290 485 CHEVROLET SILVERADO 295 465 CHEVROLET SILVERADO CLASSIC 295 465 CHEVROLET SILVERADO HYBRID 290 460 CHEVROLET SONIC 4 DR 300 500 CHEVROLET SPARK 4 DR 290 510 CHEVROLET SPARK EV 4 DR 290 490 CHEVROLET SS 4 DR 295 495 CHEVROLET SSR 270 455 CHEVROLET SUBURBAN 310 480 CHEVROLET TAHOE 310 490 CHEVROLET TAHOE HYBRID 305 475



MAKE

MODEL BI & PD


PAYMENTS SYMBOL CHEVROLET TRACKER --- --- ----1998 285 515 ----1999-2004 305 530 CHEVROLET TRAILBLAZER 310 505 CHEVROLET TRAILBLAZER EXT 315 520 CHEVROLET TRAVERSE 295 475 CHEVROLET UPLANDER 295 515 CHEVROLET VENTURE 295 515 CHEVROLET VOLT 4 DR 280 475 CHRYSLER ASPEN 310 490 CHRYSLER ASPEN HYBRID 300 480 CHRYSLER CIRRUS 4 DR 315 505 CHRYSLER CONCORDE 4 DR 310 520 CHRYSLER CROSSFIRE 2 DR 265 475 CHRYSLER GRAND VOYAGER 300 520 CHRYSLER LHS 4 DR 310 520 CHRYSLER PACIFICA 320 515 CHRYSLER PROWLER 2 DR 260 465 CHRYSLER PT CRUISER CONVERTIBLE 2 DR 290 495 CHRYSLER PT CRUISER WAGON 305 520 CHRYSLER SEBRING CONVERTIBLE 2 DR --- --- ----1998-2000 295 495 ----2001-2006 295 500 ----2008 & Later 280 490 CHRYSLER SEBRING COUPE 2 DR --- --- ----1998-2000 310 500 ----2001-2005 320 505 CHRYSLER SEBRING 4 DR --- --- ----2001-2006 325 540 ----2007 & Later 315 530 CHRYSLER TOWN & COUNTRY 300 500 CHRYSLER VOYAGER 300 520 CHRYSLER 200 2 DR 280 490 CHRYSLER 200 4 DR --- --- ----2007-2014 315 530 ----2015 & Later 295 500 CHRYSLER 300 (2005 & Later) 4 DR 305 530 CHRYSLER 300M (1999-2004) 4 DR 310 520 DAEWOO LANOS 2 DR 300 510 DAEWOO LANOS 4 DR 300 525 DAEWOO LEGANZA 4 DR 315 525 DAEWOO NUBIRA 4 DR 305 545 DODGE AVENGER 2 DR 310 500 DODGE AVENGER 4 DR 325 530 DODGE CALIBER 4 DR 310 530 DODGE CARAVAN 300 520



MAKE

MODEL BI & PD


PAYMENTS SYMBOL DODGE CHALLENGER 2 DR --- --- ----2008-2014 290 475 ----2015 & Later 295 490 DODGE CHARGER 4 DR 320 550 DODGE DAKOTA --- --- ----1998-2004 325 480 ----2005 & Later 325 480 DODGE DART 4 DR 305 500 DODGE DURANGO --- --- ----1998-2009 340 520 ----2011 & Later 295 475 DODGE DURANGO HYBRID 300 480 DODGE GRAND CARAVAN 300 520 DODGE INTREPID 4 DR 310 520 DODGE JOURNEY 300 500 DODGE MAGNUM 305 525 DODGE NEON 2 DR 305 515 DODGE NEON 4 DR 330 540 DODGE NITRO 310 505 DODGE RAM C/V 300 520 DODGE RAM MEGA CAB PICKUP 320 470 DODGE RAM PICKUP --- ---

----1998-2001 RAM 1500, 2500 & 3500 (All Models) 315 465

----2002-2008 RAM 1500 315 480 ----2009 & Later RAM 1500 295 460 ----2002 RAM 2500 & 3500 315 465 ----2003 & Later RAM 2500 & 3500 310 460 DODGE RAM VAN 290 500 DODGE RAM WAGON 290 500 DODGE SPRINTER 295 470 DODGE SRT VIPER 2 DR 290 485 DODGE STRATUS 2 DR 320 505 DODGE STRATUS 4 DR --- --- ----1998-2000 315 520 ----2001-2006 325 540 DODGE VIPER 2 DR 275 480 EAGLE TALON 2 DR 305 505 FIAT 500 2 DR 265 490 FIAT 500e 2 DR 290 490 FIAT 500L 290 495 FORD C-MAX HYBRID 4 DR 285 500 FORD CLUB WAGON 315 490 FORD CONTOUR 4 DR 305 515 FORD CROWN VICTORIA 4 DR 310 505 FORD ECONOLINE 315 490 FORD EDGE 295 480



MAKE

MODEL BI & PD


PAYMENTS SYMBOL FORD ESCAPE --- --- ----2001-2012 300 495 ----2013 & Later 285 480 FORD ESCAPE HYBRID 305 485 FORD ESCORT 4 DR 305 515 FORD ZX2 (ESCORT ZX2) 2 DR 305 515 FORD EXCURSION 315 490 FORD EXPEDITION 315 515 FORD EXPEDITION EL 310 475 FORD EXPLORER --- --- ----1998-2010 315 510 ----2011 & Later 290 480 FORD EXPLORER SPORT 315 510 FORD EXPLORER SPORT TRAC 310 495 FORD F-150 --- --- ----1998-2014 305 475 ----2015 & Later 295 480 FORD F-250 305 475 FORD F-250 SUPER DUTY 305 460 FORD F-350 SUPER DUTY 305 460 FORD FIESTA 4 DR 295 485 FORD FIVE HUNDRED 4 DR 295 505 FORD FLEX 295 475 FORD FOCUS 2 DR 300 500 FORD FOCUS 4 DR --- --- ----2000-2011 310 520 ----2012 & Later 295 490 FORD FOCUS ELECTRIC 4 DR 285 480 FORD FREESTAR 305 510 FORD FREESTYLE 290 490 FORD FUSION 4 DR --- --- ----2006-2012 300 500 ----2013 & Later 290 485 FORD FUSION HYBRID 4 DR --- --- ----2010-2012 290 485 ----2013 & Later 285 490 FORD GT 2 DR 280 490 FORD MUSTANG 2 DR --- --- ----1998-2004 300 495 ----2005-2014 295 480 ----2015 & Later 295 490 FORD RANGER 300 480 FORD TAURUS 4 DR --- --- ----1998-2007 310 510 ----2008 & Later 295 505 FORD TAURUS X 290 490 FORD THUNDERBIRD 2 DR 255 455



MAKE

MODEL BI & PD


PAYMENTS SYMBOL FORD TRANSIT CONNECT --- --- ----2010-2013 285 480 ----2014 & Later 290 490 FORD WINDSTAR 300 510 GMC ACADIA 295 460 GMC CANYON --- --- ----2004-2012 300 480 ----2015 & Later 290 480 GMC CLASSIC SIERRA 295 465 GMC ENVOY 310 505 GMC ENVOY XL 315 520 GMC ENVOY XUV 320 510 GMC JIMMY 310 505 GMC SAFARI 290 495 GMC SAVANA 300 490 GMC SIERRA 295 465 GMC SIERRA CLASSIC 295 465 GMC SIERRA HYBRID 290 460 GMC SONOMA 290 485 GMC SUBURBAN 310 480 GMC TERRAIN 295 490 GMC YUKON 310 490 GMC YUKON HYBRID 305 475 GMC YUKON XL 310 480 HONDA ACCORD 2 DR --- --- ----1998-2007 305 510 ----2008 & Later 295 495 HONDA ACCORD 4 DR --- --- ----1998-2007 300 505 ----2008 & Later 285 490 HONDA ACCORD CROSSTOUR 295 495 HONDA ACCORD HYBRID 4 DR --- --- ----2005-2007 300 505 ----2014 & Later 290 495 HONDA ACCORD PLUG-IN HYBRID 4 DR 290 495 HONDA CIVIC 2 DR 300 505 HONDA CIVIC 4 DR --- --- ----1998-2000 300 510 ----2001-2005 295 500 ----2006 & Later 295 505 HONDA CIVIC HYBRID 4 DR --- --- ----2003-2005 290 505 ----2006 & Later 290 495 HONDA CROSSTOUR 295 495



MAKE

MODEL BI & PD


PAYMENTS SYMBOL HONDA CR-V --- --- ----1998-2006 300 495 ----2007 & Later 275 480 HONDA CR-Z 2 DR 285 485 HONDA ELEMENT 290 485 HONDA FIT 4 DR --- --- ----2007-2008 280 495 ----2009-2014 270 485 ----2015 & Later 290 490 HONDA INSIGHT 2 DR 260 470 HONDA INSIGHT 4 DR 285 490 HONDA ODYSSEY --- --- ----1998 290 510 ----1999 & Later 285 490 HONDA PASSPORT 320 535 HONDA PILOT --- --- ----2003-2008 300 485 ----2009 & Later 290 480 HONDA PRELUDE 2 DR 295 485 HONDA RIDGELINE 295 470 HONDA S2000 2 DR 260 470 HUMMER H2 330 485 HUMMER H2 SUT 325 495 HUMMER H3 325 495 HUMMER H3T 300 465 HYUNDAI ACCENT 2 DR 300 505 HYUNDAI ACCENT 4 DR 310 540 HYUNDAI AZERA 4 DR 290 490 HYUNDAI ELANTRA 2 DR 295 490 HYUNDAI ELANTRA 4 DR --- --- ----1998-2006 310 520 ----2007 & Later 300 515 HYUNDAI ELANTRA GT HATCHBACK 4 DR 300 490 HYUNDAI ENTOURAGE 290 485 HYUNDAI EQUUS 4 DR 295 480 HYUNDAI GENESIS 2 DR 290 495 HYUNDAI GENESIS 4 DR --- --- ----2009-2014 290 485 ----2015 & Later 295 495 HYUNDAI SANTA FE --- --- ----2001-2006 305 495 ----2007-2012 290 490 ----2013 & Later 295 495 HYUNDAI SANTA FE SPORT 290 490



MAKE

MODEL BI & PD


PAYMENTS SYMBOL HYUNDAI SONATA 4 DR --- --- ----1998 310 515 ----1999-2010 305 510 ----2011-2014 295 505 ----2015 & Later 295 500 HYUNDAI SONATA HYBRID 4 DR 290 495 HYUNDAI TIBURON 2 DR 325 515 HYUNDAI TUCSON 300 495 HYUNDAI VELOSTER 2 DR 285 505 HYUNDAI VERACRUZ 290 495 HYUNDAI XG (XG350) 4 DR 315 520 INFINITI EX 4 DR 280 475 INFINITI FX 300 500 INFINITI G 2 DR --- --- ----2003-2007 (G35) 290 490 ----2008 & Later (G37) 290 490 INFINITI G 4 DR --- --- ----1999-2002 (G20) 295 515 ----2003-2008 (G35) 285 495 ----2009 & Later (G37) 285 495 INFINITI I 4 DR --- --- ----1998-2001 (I30) 305 515 ----2002-2004 (I35) 305 515 INFINITI JX 295 485 INFINITI M 4 DR --- --- ----2003-2004 (M45) 290 495 ----2006 & Later (M35, M37, M45, and M56) 280 495 INFINITI M HYBRID 4 DR 290 495 INFINITI QX4 320 515 INFINITI QX50 4 DR 280 475 INFINITI QX56 305 495 INFINITI QX60 295 485 INFINITI QX60 HYBRID 295 490 INFINITI QX70 300 500 INFINITI QX80 305 495 INFINITI Q45 4 DR 300 500 INFINITI Q50 4 DR 285 495 INFINITI Q50 HYBRID 4 DR 300 495 INFINITI Q60 2 DR 290 490 INFINITI Q70 4 DR 280 495 INFINITI Q70 HYBRID 4 DR 290 495 ISUZU ASCENDER 310 505 ISUZU ASCENDER EXTENDED WHEELBASE 315 520 ISUZU AMIGO 320 520 ISUZU AXIOM 320 525



MAKE

MODEL BI & PD


PAYMENTS SYMBOL ISUZU HOMBRE 290 500 ISUZU I-280 300 480 ISUZU I-290 300 480 ISUZU I-350 300 480 ISUZU I-370 300 480 ISUZU OASIS 4 DR 290 505 ISUZU RODEO 320 530 ISUZU RODEO SPORT 320 520 ISUZU TROOPER 310 505 ISUZU VEHICROSS 305 505 JAGUAR F-TYPE 2 DR 275 475 JAGUAR S-TYPE 4 DR 290 510 JAGUAR X-TYPE 4 DR 300 530 JAGUAR XF 4 DR 285 475 JAGUAR XJ-SERIES 4 DR --- --- ----1998-2003 275 485 ----2004 & Later 285 465 JAGUAR XK-SERIES 2 DR --- --- ----1998-2006 255 455 ----2007 & Later 260 455 JEEP CHEROKEE --- --- ----1998-2001 310 485 ----2014 & Later 295 495 JEEP COMMANDER 320 490 JEEP COMPASS 305 500 JEEP GRAND CHEROKEE --- --- ----1998 310 485 ----1999-2004 320 500 ----2005 & Later 320 475 JEEP LIBERTY 325 495 JEEP PATRIOT 300 495 JEEP WRANGLER --- --- ----1998-2006 295 460 ----2007 & Later 305 455 JEEP WRANGLER UNLIMITED --- --- ----2004-2006 305 480 ----2007 & Later 315 460 KIA AMANTI 4 DR 315 520 KIA BORREGO 300 500 KIA CADENZA 4 DR 290 490 KIA FORTE 4 DR 315 535 KIA FORTE KOUP 2 DR 300 495 KIA K900 4 DR 290 485 KIA OPTIMA 4 DR --- --- ----2001-2006 325 530 ----2006.5-2010 320 545 ----2011 & Later 295 505



MAKE

MODEL BI & PD


PAYMENTS SYMBOL KIA OPTIMA HYBRID 4 DR 290 495 KIA RIO 4 DR --- --- ----2001-2005 310 535 ----2006 & Later 310 540 KIA RONDO 4 DR 290 505 KIA SEDONA --- --- ----2002-2005 315 525 ----2006 & Later 290 500 KIA SEPHIA 4 DR 305 535 KIA SORENTO --- --- ----2003-2009 315 515 ----2011 & Later 290 510 KIA SOUL --- --- ----2010-2013 290 505 ----2014 & Later 290 490 KIA SPECTRA 4 DR --- --- ----2000-2004 (Except 2004 LX & EX Models) 315 530 ----2004 (LX & EX Models) 320 540 ----2005-2009 (All Models) 320 540 KIA SPORTAGE --- --- ----1998-2002 320 535 ----2005 & Later 300 520 KIA SPORTAGE CONVERTIBLE 310 525 LAND ROVER DISCOVERY --- --- ----1998 320 505 ----1999-2004 330 500 LAND ROVER FREELANDER 310 510 LAND ROVER LR2 305 470 LAND ROVER LR3 305 455 LAND ROVER LR4 305 455 LAND ROVER RANGE ROVER --- --- ----1998-2002 315 490 ----2003-2012 310 465 ----2013 & Later 295 480 LAND ROVER RANGE ROVER EVOQUE 295 485 LAND ROVER RANGE ROVER L 295 485 LAND ROVER RANGE ROVER SPORT --- --- ----2006-2013 305 480 ----2014 & Later 295 485 LEXUS CT HYBRID 4 DR 275 485 LEXUS ES 4 DR --- --- ----1998-2012 290 495 ----2013 & Later 285 500 LEXUS ES HYBRID 4 DR 290 495 LEXUS GS 4 DR 285 505 LEXUS GS HYBRID 4 DR 295 480



MAKE

MODEL BI & PD


PAYMENTS SYMBOL LEXUS GX 290 485 LEXUS HS HYBRID 4 DR 295 480 LEXUS IS 2 DR 270 465 LEXUS IS 4 DR --- --- ----2001-2005 305 520 ----2006-2013 290 495 ----2014 & Later 295 495 LEXUS LS 4 DR --- --- ----1998-2000 285 490 ----2001-2006 285 480 ----2007 & Later 290 455 LEXUS LS HYBRID 4 DR 290 485 LEXUS LX 300 475 LEXUS NX 300 495 LEXUS NX HYBRID 295 490 LEXUS RC 2 DR 290 485 LEXUS RX 295 485 LEXUS RX HYBRID 310 470 LEXUS SC 2 DR --- --- ----1998-2000 295 495 ----2002 & Later 260 455 LINCOLN AVIATOR 315 510 LINCOLN BLACKWOOD 315 515 LINCOLN CONTINENTAL 4 DR 295 500 LINCOLN LS 4 DR 305 510 LINCOLN MARK LT 305 475 LINCOLN MARK VIII 2 DR 295 490 LINCOLN MKC 295 490 LINCOLN MKS 4 DR 290 485 LINCOLN MKT 295 475 LINCOLN MKX 295 470 LINCOLN MKZ 4 DR --- --- ----2006-2012 300 500 ----2013 & Later 295 490 LINCOLN MKZ HYBRID 4 DR --- --- ----2011-2012 285 485 ----2013 & Later 295 500 LINCOLN NAVIGATOR 315 515 LINCOLN NAVIGATOR L 310 475 LINCOLN TOWN CAR 4 DR 310 510 LINCOLN ZEPHYR 4 DR 300 500 LOTUS ELISE 2 DR 255 465 LOTUS EVORA 2 DR 280 480 LOTUS EXIGE 2 DR 270 485 MASERATI GHIBLI 4 DR 290 490 MASERATI GRAN TURISMO 2 DR 285 480



MAKE

MODEL BI & PD


PAYMENTS SYMBOL MASERATI QUATTROPORTE 4 DR 295 490 MAZDA B-SERIES PICKUP 300 480 MAZDA CX-5 285 480 MAZDA CX-7 300 500 MAZDA CX-9 295 465 MAZDA MAZDA2 4 DR 280 500 MAZDA MAZDA3 4 DR --- --- ----2004-2013 295 485 ----2014 & Later 290 485 MAZDA MAZDA5 4 DR 285 495 MAZDA MAZDA6 4 DR --- --- ----2003-2008 300 510 ----2009-2013 295 490 ----2014 & Later 295 500 MAZDA MILLENIA 4 DR 300 515 MAZDA MPV --- --- ----1998 295 500 ----2000-2006 290 520 MAZDA MX-5 MIATA 2 DR 255 470 MAZDA PROTEGE 4 DR --- --- ----1998 300 525 ----1999-2003 300 510 MAZDA RX-8 4 DR 295 505 MAZDA TRIBUTE 300 495 MAZDA TRIBUTE HYBRID 305 485 MAZDA 626 4 DR 310 520 MERCEDES-BENZ B-CLASS ELECTRIC DRIVE 4 DR 290 485 MERCEDES-BENZ C-CLASS 2 DR --- --- ----2002-2005 285 495 ----2012 & Later 280 480 MERCEDES-BENZ C-CLASS 4 DR --- --- ----1998-2000 290 505 ----2001-2007 285 510 ----2008 & Later 285 490 MERCEDES-BENZ CL-CLASS 2 DR --- --- ----1998-1999 295 480 ----2000 & Later 285 475 MERCEDES-BENZ CLA-CLASS 4 DR 295 495 MERCEDES-BENZ CLK-CLASS 2 DR 275 490 MERCEDES-BENZ CLS-CLASS 4 DR 285 480 MERCEDES-BENZ E-CLASS 2 DR 280 460 MERCEDES-BENZ E-CLASS 4 DR 285 490 MERCEDES-BENZ E-CLASS HYBRID 4 DR 295 490 MERCEDES-BENZ G-CLASS 300 475 MERCEDES-BENZ GL-CLASS 305 470 MERCEDES-BENZ GLK-CLASS 295 480



MAKE

MODEL BI & PD


PAYMENTS SYMBOL MERCEDES-BENZ M-CLASS --- --- ----1998-2005 ML-CLASS 305 525 ----2006 & Later ML-CLASS 295 475 MERCEDES-BENZ M-CLASS HYBRID 300 480 MERCEDES-BENZ R-CLASS 295 485 MERCEDES-BENZ S-CLASS 4 DR --- --- ----1998-1999 285 485 ----2000 & Later 290 490 MERCEDES-BENZ S-CLASS HYBRID 4 DR 290 475 MERCEDES-BENZ SL-CLASS 2 DR --- --- ----1998-2012 255 455 ----2013 & Later 275 465 MERCEDES-BENZ SLK-CLASS 2 DR 255 470 MERCEDES-BENZ SLS-CLASS 2 DR 280 475 MERCEDES-BENZ SPRINTER 295 470 MERCURY COUGAR 2 DR 310 510 MERCURY GRAND MARQUIS 4 DR 310 505 MERCURY MARAUDER 4 DR 310 505 MERCURY MARINER 300 495 MERCURY MARINER HYBRID 305 485 MERCURY MILAN 4 DR 300 500 MERCURY MILAN HYBRID 4 DR 295 490 MERCURY MONTEGO 4 DR 295 485 MERCURY MONTEREY 305 510 MERCURY MOUNTAINEER 315 510 MERCURY MYSTIQUE 4 DR 305 500 MERCURY SABLE 4 DR --- --- ----1998-2005 310 510 ----2005-2009 295 485 MERCURY TRACER 4 DR 305 515 MERCURY VILLAGER 295 515 MINI COOPER 2 DR --- --- ----2014 & Later HARDTOP (Hatchback) 290 490 ----ALL OTHER 260 460 MINI COOPER CLUBMAN 4 DR 265 460 MINI COOPER COUNTRYMAN 4 DR 265 470 MINI COOPER PACEMAN 2 DR 290 490 MITSUBISHI DIAMANTE 4 DR 315 525 MITSUBISHI ECLIPSE 2 DR --- --- ----1998-1999 305 505 ----2000-2005 320 505 ----2006 & Later 310 505 MITSUBISHI ENDEAVOR 315 540 MITSUBISHI GALANT 4 DR --- --- ----1998 310 520



MAKE

MODEL BI & PD


PAYMENTS SYMBOL ----1999-2003 320 540 ----2004 & Later 330 545 MITSUBISHI I-MIEV 4 DR 295 480 MITSUBISHI LANCER 4 DR --- --- ----2002-2007 315 530 ----2008 & Later 315 510 MITSUBISHI MIRAGE 2 DR 300 530 MITSUBISHI MIRAGE 4 DR --- --- ----1998-2001 310 545 ----2014 & Later 285 495 MITSUBISHI MONTERO --- --- ----1998-2000 325 545 ----2001-2006 310 515 MITSUBISHI MONTERO SPORT 325 545 MITSUBISHI OUTLANDER --- --- ----2003-2006 305 510 ----2007 & Later 305 510 MITSUBISHI OUTLANDER SPORT 305 510 MITSUBISHI RAIDER 325 485 MITSUBISHI 3000GT 2 DR 295 475 MOBILITY VENTURES MV-1 300 490 NISSAN ALTIMA 2 DR 305 505 NISSAN ALTIMA 4 DR --- --- ----1998-2001 320 530 ----2002-2006 310 545 ----2007 & Later 295 525 NISSAN ALTIMA HYBRID 4 DR 295 500 NISSAN ARMADA 305 530 NISSAN CUBE 280 515 NISSAN FRONTIER --- --- ----1998-2004 300 480 ----2005 & Later 295 490 NISSAN GT-R 2 DR 280 465 NISSAN JUKE 295 505 NISSAN LEAF EV 4 DR 280 485 NISSAN MAXIMA 4 DR --- --- ----1998-2003 305 530 ----2004-2008 295 550 ----2009 & Later 295 525 NISSAN MURANO --- --- ----2003-2007 305 515 ----2009 & Later 290 490 NISSAN MURANO CROSSCABRIOLET 290 490 NISSAN PATHFINDER --- --- ----1998-2004 320 515



MAKE

MODEL BI & PD


PAYMENTS SYMBOL ----2005-2012 300 510 ----2013 & Later 295 485 NISSAN PATHFINDER ARMADA 305 530 NISSAN PATHFINDER HYBRID 295 485 NISSAN QUEST --- --- ----1998-2002 295 520 ----2004-2009 290 540 ----2011 & Later 290 495 NISSAN ROGUE --- --- ----2008-2013 305 520 ----2014 & Later 295 495 NISSAN ROGUE SELECT 305 520 NISSAN SENTRA 4 DR --- --- ----1998-1999 310 540 ----2000-2006 320 530 ----2007-2012 310 535 ----2013 & Later 300 505 NISSAN TITAN 310 495 NISSAN VERSA 4 DR --- --- ----2007-2011 300 530 ----2012 & Later (Hatchback) 300 530 ----2012 & Later (Sedan) 290 535 NISSAN XTERRA --- --- ----2000-2004 315 515 ----2005 & Later 300 490 NISSAN 200SX 2 DR 300 505 NISSAN 240SX 2 DR 285 495 NISSAN 350Z 2 DR 280 490 NISSAN 370Z 2 DR 280 490 OLDSMOBILE ACHIEVA 4 DR 300 510 OLDSMOBILE ALERO 2 DR 305 500 OLDSMOBILE ALERO 4 DR 310 515 OLDSMOBILE AURORA 4 DR --- --- ----1998-1999 305 505 ----2001-2003 295 485 OLDSMOBILE BRAVADA 310 505 OLDSMOBILE CUTLASS 4 DR 310 495 OLDSMOBILE EIGHTY EIGHT/LSS 4 DR 295 510 OLDSMOBILE INTRIGUE 4 DR 305 485 OLDSMOBILE REGENCY 4 DR 305 495 OLDSMOBILE SILHOUETTE 295 515 PLYMOUTH BREEZE 4 DR 315 505 PLYMOUTH GRAND VOYAGER 300 520 PLYMOUTH NEON 2 DR 310 515 PLYMOUTH NEON 4 DR 315 540 PLYMOUTH PROWLER 2 DR 260 465



MAKE

MODEL BI & PD


PAYMENTS SYMBOL PLYMOUTH VOYAGER 300 520 PONTIAC AZTEK 305 515 PONTIAC BONNEVILLE 4 DR --- --- ----1998-1999 295 510 ----2000-2005 295 485 PONTIAC FIREBIRD 2 DR 270 475 PONTIAC G3 4 DR 310 495 PONTIAC G5 2 DR 315 515 PONTIAC G6 2 DR 300 485 PONTIAC G6 4 DR 315 525 PONTIAC G8 4 DR 290 480 PONTIAC GTO 2 DR 300 490 PONTIAC GRAND AM 2 DR --- --- ----1998 305 505 ----1999-2005 305 500 PONTIAC GRAND AM 4 DR --- --- ----1998 300 510 ----1999-2005 315 520 PONTIAC GRAND PRIX 2 DR 300 505 PONTIAC GRAND PRIX 4 DR 305 510 PONTIAC MONTANA 295 515 PONTIAC MONTANA SV6 295 515 PONTIAC SOLSTICE 2 DR 255 470 PONTIAC SUNFIRE 2 DR 310 520 PONTIAC SUNFIRE 4 DR 310 525 PONTIAC TORRENT 300 490 PONTIAC TRANS AM 2 DR 270 475 PONTIAC TRANS SPORT 295 515 PONTIAC VIBE 4 DR 285 495 PORSCHE BOXSTER 2 DR 255 455 PORSCHE CAYENNE 300 470 PORSCHE CAYENNE HYBRID 295 480 PORSCHE CAYMAN 2 DR 270 455 PORSCHE MACAN 295 485 PORSCHE PANAMERA 4 DR 270 460 PORSCHE PANAMERA EXECUTIVE 4 DR 290 480 PORSCHE PANAMERA HYBRID 4 DR 285 480 PORSCHE 911 2 DR --- --- ----1998 (993 Series) 260 455 ----1999 & Later (991, 996 & 997 Series) 255 455 RAM C/V 300 520 RAM MEGA CAB PICKUP 320 470 RAM PICKUP 1500 295 460 RAM PICKUP 2500/3500 310 460 SAAB 9000 4 DR 285 470 SAAB 900 2 DR 260 455 SAAB 900 4 DR 275 485



MAKE

MODEL BI & PD


PAYMENTS SYMBOL SAAB 9-2X 4 DR 290 475 SAAB 9-3 2 DR 260 455 SAAB 9-3 4 DR 275 485 SAAB 9-4X 305 495 SAAB 9-5 4 DR 280 475 SAAB 9-7X 310 480 SATURN ASTRA 2 DR 270 460 SATURN ASTRA 4 DR 290 490 SATURN AURA 4 DR 295 505 SATURN AURA GREEN LINE HYBRID 4 DR 290 495 SATURN AURA HYBRID 4 DR 290 495 SATURN ION 4 DR 305 515 SATURN L-SERIES 4 DR 300 495 SATURN OUTLOOK 295 475 SATURN RELAY 295 490 SATURN SC 2 DR 295 505 SATURN SL/SW 4 DR 295 500 SATURN S-SERIES 2 DR 295 505 SATURN S-SERIES 4 DR 295 500 SATURN SKY 2 DR 255 460 SATURN VUE --- --- ----2002-2007 300 505 ----2008-2009 290 470 SATURN VUE GREEN LINE HYBRID 305 490 SATURN VUE HYBRID 305 490 SCION FR-S 2 DR 290 485 SCION IQ 4 DR 285 490 SCION TC 2 DR 315 525 SCION XA 4 DR 290 515 SCION XB --- --- ----2004-2006 290 525 ----2008 & Later 285 510 SCION XD 4 DR 290 515 SMART FORTWO 2 DR 255 475 SMART FORTWO ELECTRIC DRIVE 2 DR 275 480 SUBARU B9 TRIBECA 295 480 SUBARU BAJA 300 495 SUBARU BRZ 2 DR 290 485 SUBARU FORESTER (1998-2008) 4 DR 285 470 SUBARU FORESTER (2009 & Later) 285 465 SUBARU IMPREZA 2 DR 295 500 SUBARU IMPREZA (Incl. Impreza Outback Models) 4 DR --- --- ----1998-2007 290 475 ----2008 & Later 290 470 SUBARU

LEGACY (Incl. 1998-2004 Legacy Outback Models)

4 DR 290 485



MAKE

MODEL BI & PD


PAYMENTS SYMBOL SUBARU OUTBACK (2005 & Later) 280 470 SUBARU TRIBECA 295 480 SUBARU WRX 4 DR 290 470 SUBARU XV CROSSTREK 285 485 SUBARU XV CROSSTREK HYBRID 285 485 SUZUKI AERIO 4 DR 305 535 SUZUKI EQUATOR 295 490 SUZUKI ESTEEM 4 DR 300 530 SUZUKI FORENZA 4 DR 330 570 SUZUKI GRAND VITARA --- --- ----1999-2005 305 530 ----2006 & Later 310 525 SUZUKI GRAND VITARA XL-7 320 535 SUZUKI KIZASHI 4 DR 290 500 SUZUKI RENO 4 DR 315 520 SUZUKI SIDEKICK 305 515 SUZUKI SWIFT 2 DR 280 510 SUZUKI SX4 4 DR 305 520 SUZUKI VERONA 4 DR 325 530 SUZUKI VITARA 305 530 SUZUKI X-90 285 505 SUZUKI XL7 300 525 TESLA MODEL S EV 4 DR 290 475 TOYOTA AVALON 4 DR --- --- ----1998-2004 295 495 ----2005 & Later 285 500 TOYOTA AVALON HYBRID 4 DR 290 495 TOYOTA CAMRY 4 DR 300 515 TOYOTA CAMRY HYBRID 4 DR 295 500 TOYOTA CAMRY SOLARA 2 DR 300 500 TOYOTA CELICA 2 DR --- --- ----1998-1999 275 475 ----2000-2005 300 500 TOYOTA COROLLA 4 DR --- --- ----1998-2002 305 525 ----2003 & Later 305 530 TOYOTA ECHO 2 DR 290 525 TOYOTA ECHO 4 DR 300 530 TOYOTA FJ CRUISER 305 470 TOYOTA HIGHLANDER 295 485 TOYOTA HIGHLANDER HYBRID 310 465 TOYOTA LAND CRUISER 300 470 TOYOTA MATRIX 4 DR 285 505 TOYOTA MR2 SPYDER 2 DR 255 475



MAKE

MODEL BI & PD


PAYMENTS SYMBOL TOYOTA PRIUS 4 DR --- --- ----2001-2003 300 505 ----2004-2009 290 485 ----2010 & Later 280 480 TOYOTA PRIUS C 4 DR 285 490 TOYOTA RAV4 --- --- ----1998-2005 295 510 ----2006 & Later 295 500 TOYOTA RAV4 EV 295 490 TOYOTA SEQUOIA 305 505 TOYOTA SIENNA 285 495 TOYOTA SUPRA 2 DR 280 485 TOYOTA T100 300 470 TOYOTA TACOMA --- --- ----1998-2004 295 485 ----2005 & Later 290 475 TOYOTA TERCEL 2 DR 295 515 TOYOTA TUNDRA --- --- ----2000-2006 300 480 ----2007 & Later 300 470 TOYOTA VENZA 285 490 TOYOTA YARIS 2 DR 290 505 TOYOTA YARIS 4 DR 300 550 TOYOTA 4RUNNER 290 495 VOLKSWAGEN BEETLE 2 DR 285 485 VOLKSWAGEN CABRIO 2 DR --- --- ----1998-1999 CABRIO 280 480 ----1999-2000 NEW CABRIO 280 480 ----2001-2002 CABRIO 280 480 VOLKSWAGEN CC 4 DR 285 485 VOLKSWAGEN EOS 2 DR 270 465 VOLKSWAGEN EUROVAN 290 475 VOLKSWAGEN GOLF 2 DR --- --- ----1998-1999 GOLF 280 480 ----1999-2000 NEW GOLF 285 480 ----2001-2005 GOLF 285 480 ----2010-2014 GOLF 285 465 ----2015 & Later GOLF 290 490 VOLKSWAGEN GOLF 4 DR --- --- ----1998-1999 GOLF 290 490 ----1999-2000 NEW GOLF 280 475 ----2001-2006 GOLF 280 475 ----2010-2014 GOLF 275 455 ----2015 & Later GOLF 290 490



MAKE

MODEL BI & PD


PAYMENTS SYMBOL VOLKSWAGEN GTI 2 DR --- --- ----1998-1999 GTI 280 480 ----1999-2000 NEW GTI 285 480 ----2001-2006 GTI 285 480 ----2006 NEW GTI 285 465 ----2007-2014 GTI 285 465 ----2015 & Later GTI 290 490 VOLKSWAGEN GTI 4 DR --- --- ----2006-2014 275 455 ----2015 & Later 290 490 VOLKSWAGEN JETTA 4 DR --- --- ----1998-1999 JETTA 295 490 ----1999-2000 NEW JETTA 290 485 ----2001-2005 JETTA 290 485 ----2005 NEW JETTA 295 485 ----2006 & Later JETTA 295 485 VOLKSWAGEN JETTA HYBRID 4 DR 295 500 VOLKSWAGEN NEW BEETLE 2 DR 280 485 VOLKSWAGEN PASSAT 4 DR --- --- ----1998-2001 PASSAT 295 490 ----2001 NEW PASSAT 290 475 ----2002-2005 PASSAT 290 475 ----2006-2010 PASSAT 285 485 ----2012 & Later PASSAT 280 490 VOLKSWAGEN PHAETON 4 DR 300 490 VOLKSWAGEN R32 2 DR --- --- ----2004 285 480 ----2008 285 465 VOLKSWAGEN RABBIT 2 DR 285 465 VOLKSWAGEN RABBIT 4 DR 275 455 VOLKSWAGEN ROUTAN 290 495 VOLKSWAGEN TIGUAN 285 460 VOLKSWAGEN TOUAREG 300 470 VOLKSWAGEN TOUAREG HYBRID 295 480 VOLVO C30 2 DR 275 465 VOLVO C70 2 DR --- --- ----1998-2004 270 470 ----2006 & Later 265 460 VOLVO S40 4 DR --- --- ----2000-2004 (All Models) 305 490 ----2004.5 (S40 2.4i & S40 T5 Models) 285 465 ----2005 & Later (All Models) 285 465 VOLVO S60 4 DR 285 470 VOLVO S70 4 DR 290 470 VOLVO S80 4 DR 285 480



MAKE

MODEL BI & PD


PAYMENTS SYMBOL VOLVO S90 4 DR 290 485 VOLVO V40 4 DR 305 490 VOLVO V50 4 DR 285 465 VOLVO V60 4 DR 285 470 VOLVO V70 4 DR --- --- ----1998-2000 290 470 ----2001 & Later 285 470 VOLVO V90 4 DR 290 485 VOLVO XC60 285 465 VOLVO XC70 290 455 VOLVO XC90 300 460 VPG MV-1 300 490




























































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PERSONAL AUTO RULES FILING PP-2015-RLP1

2014 Liability and PIP/Medical Payments

Vehicle Rating Plan Revision Executive Summary

About This Filing This filing provides the results of the 2014 Liability and PIP/Medical Payments (LPMP) Vehicle Rating Plan Review and revises LPMP rating factors and symbols based on this review.

This filing also re-fits the predictive model used as the complement to credibility to the actual experience in determining credibility-weighted indications for each vehicle series. The model form and vehicle attributes used in the model remain the same as those developed in past reviews; however, the model coefficients have been updated to reflect the latest available data.

Contents of Filing This filing contains the following sections:

♦ Section A - Explanation of Actuarial Methodology provides the supporting data for the revised factors and symbols developed in the 2014 Liability and PIP/Medical Payments (LPMP) review.

The 2014 LPMP revision provides revised rating factors and symbols for:

All vehicle series previously reviewed (1998-2013 Model Years).

New vehicle series for the 2014 and 2015 model years, using the revised procedure for assigning LPMP rating factors when auto manufacturers introduce new vehicle models. See Section A for information concerning the revised new vehicle rating factor assignment procedure.

♦ Section B - Rating Factors, Symbols, and Manual Rules contains exhibits reflecting the LPMP manual page revisions being made as a result of the 2014 LPMP review.

♦ Section C - Analysis of Loss Cost Level Impact contains information pertaining to the application of offset factors for insurers choosing to adopt this filing.

PERSONAL AUTO RULES FILING PP-2015-RLP1 Page EX-2


Impact of Revision Effective Date

ISO is not establishing an effective date for this revision. ISO participating insurers who elect to adopt this program will need to (1) take appropriate regulatory filing action to do so, and (2) establish an effective date for this revision.

Loss Cost Impact ISO did not introduce loss costs with the introduction of the LPMP Program. Similarly, ISO is not introducing loss costs for use with these revisions to the LPMP Rating Plan or calculating a loss cost offset factor.

In Section C of the filing, we have included an explanation of the procedure insurers can use to calculate the proper rating offset factors used to achieve revenue neutrality. Insurers choosing to adopt an LPMP rating plan should evaluate the loss cost impact of the rating plan, modify their rates accordingly, and take appropriate filing action for any revisions.

Copyright Explanation The material distributed by Insurance Services Office, Inc. is copyrighted by ISO Properties, Inc. All rights reserved. Possession of these pages does not confer the right to print, reprint, publish, copy, sell, file or use same in any manner without the written permission of the copyright owner.

Important Note Insurance Services Office, Inc. (ISO) makes available advisory services to property/casualty insurers. ISO has no adherence requirements. ISO rules and explanatory materials are intended solely for the information and use of ISO's participating insurers and their representatives, and insurance regulators. Neither ISO's general explanations of rules intent nor opinions expressed by members of ISO's staff necessarily reflect every insurer's view or control any insurer's application of manual rules.

PERSONAL AUTO RULES FILING PP-2015-RLP1 Page EX-3


Table of Contents

Section A - Explanation of Actuarial Methodology About This Section ............................................................................................................... A-1 Background .......................................................................................................................... A-1 Actuarial Analysis .............................................................................................................. A-1-9 Explanation of Section A Exhibits ................................................................................... A-9-11 Section A - Actuarial Exhibits Exhibit 1-1: Credibility Weighted Relativities and Final Rating Factors (BI & PD

Liability) ................................................................................................................... A-12-28 Exhibit 1-2: Credibility Weighted Relativities and Final Rating Factors (PIP &

Med Pay) ................................................................................................................... A-29-45 Exhibit 2: Like Vehicle Series .................................................................................. A-46-50 Exhibit 3-1: Credibility Weighted Relativities and Final Rating Factors for New

Vehicle Series (BI & PD Liability) .......................................................................... A-51-52 Exhibit 3-2: Credibility Weighted Relativities and Final Rating Factors for New

Vehicle Series (PIP & Med Pay) .............................................................................. A-53-54 Exhibit 3-3: New Vehicle Series Symbol Assignment Rule .................................... A-55-58

Section B - Rating Factors, Symbols, and Manual Rules About This Section ................................................................................................................ B-1 Exhibit 1: LPMP Rating Factors/Symbols Table ................................................................... B-2 Exhibit 2: LPMP Symbols By Vehicle Series ................................................................. B-3-27

Section C - Analysis of Loss Cost Level Impact About This Section ................................................................................................................ C-1 Explanation of Offset Procedure ........................................................................................ C-1-2 Offset Calculation Example - Update from the 2012 LPMP Program (BI &PD Liability) ... C-3 Offset Calculation Example - Update from the 2012 LPMP Program (PIP & Med Pay) ...... C-4




























































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PERSONAL AUTO RULES FILING PP-2015-RLP1 Page A-1


Section A Explanation of Actuarial Methodology

About This Section This section contains an explanation of the actuarial methodology used in developing this filing, including the resulting rating factors for each vehicle series, the loss experience data underlying this revision, and an actuarial analysis explaining the derivation of the rating factors.

Background The rating factors in the current program were based upon an analysis of the correlations between vehicle size, construction and related characteristics and a vehicle's insurance loss experience for these coverages. Based on this analysis, ISO staff developed rating factors and symbols for the Liability and PIP/Medical Payments coverages based upon a credibility-weighted average of:

♦ An individual vehicle series' (make and model) insurance loss ratio relativity; and

♦ A predicted loss ratio relativity for vehicles of the same chassis type, electronic stability control (ESC), manufacturer's suggested retail price (MSRP), body style, and curb weight class.

Actuarial Analysis Data Used

For this review, ISO used voluntary market data in VIN detail, as reported through the ISO Personal Auto Statistical Plan, for:

♦ Accident years-ended 9/30/2009 to 9/30/2013, evaluated as of fourth quarter 2013.

♦ Model year 1998 through 2014 vehicles.

♦ All states except: Hawaii, Massachusetts, Puerto Rico, and Texas.

♦ Bodily Injury Liability (BI), Property Damage Liability (PD), Personal Injury Protection (PIP) and Medical Payments (MP) coverages.



Additionally, based on the reported VIN and information from ISO's VINMASTER product, Ward's Automotive Yearbooks, and data purchased from Automatic Data Processing, (ADP) Inc., ISO was able to perform an analysis of vehicle characteristics in order to re-fit the current predictive model used to supplement the actual make and model insurance experience. These characteristics include:

♦ Vehicle weight (curb weight)

♦ Chassis type (frame versus unibody)

♦ Body style

♦ Electronic Stability Control (ESC)

♦ Hybrid engine

♦ Manufacturer's suggested retail price (MSRP)

For this analysis, a unibody chassis type refers to any non-frame chassis type. All vehicles are classified as having ESC as either a standard feature, an optional feature or as not available for that vehicle. Also, all vehicles are classified into one of the following body styles:

♦ Sedan

♦ Coupe

♦ Convertible

♦ Wagon

♦ Hatchback

♦ Pickup

♦ Sport utility vehicle / truck (SUV/SUT)

♦ Van



Data Adjustments Applied For each combination of VIN, coverage(s) and calendar accident year, a loss ratio index was calculated as the loss ratio for that combination divided by the loss ratio for all vehicles for that calendar accident year. Loss ratios were calculated as basic limits losses divided by loss costs at current level (LCCL).

Basic limits losses were calculated as reported incurred losses capped at the applicable basic limit for the state where the car was principally garaged, plus total allocated loss adjustment expense. Since loss indices were calculated separately by accident year, loss development and trend factors were not applied to the basic limits losses. To determine relative differences in loss potential it was only necessary that the losses in both the numerator and denominator be on the same basis, i.e., from the same calendar accident year, evaluated at the same point in time. Therefore, the by-year indices in this analysis were based on undeveloped, untrended losses.

Loss costs at current level were calculated based on current ISO territory loss costs, primary driver class factors, secondary driver class factors (including safe driver insurance plan points), and any applicable discounts (e.g., defensive driver, anti-lock brakes, passive restraint).

Using loss ratio indices assured that any potential biases due to rating factors other than vehicle (e.g., territory, driver class, safety features, etc.) would be eliminated. Since the experience indices were calculated by accident year, analyses could be performed by accident year as well as across accident years combined.

The magnitude of vehicle characteristics was rounded before calculating experience indices. For example, curb weight was rounded to the nearest multiple of 250. Rounding the vehicle characteristics provided a larger data volume for categorical analysis of these variables, which helps reduce distortions caused by random variations.

Predictive Model Since many individual make and model vehicles do not have enough historical experience to be fully credible on their own, it is necessary to use a model that can be used as the complement of credibility for these cases. The current model used by ISO calculates a predicted relativity for a vehicle series based upon that series' chassis type, electronic stability control (ESC) system, manufacturer's suggested retail price (MSRP), body style, and curb weight class.

The model(s) developed in this Filing are generalized linear models (“GLMs”) with an identity link function and normally distributed errors. The dependent variable is the loss ratio index, and the independent variables are the vehicle characteristics mentioned above. Loss costs at current level were used as prior



weights in the regression; given that observations with higher amounts of LCCL should exhibit less variability, it is appropriate that these observations receive greater weight in the regression. The effects of these vehicle characteristics on first party coverages were expected to be different from the effect on third party coverages. Therefore, two separate predictive models were created: one for BI and PD liability experience combined and another one for Personal Injury Protection and Medical Payments experience combined.

The predictive models reflect an interaction between chassis type and curb weight for liability coverages, and a non-linear relationship between curb weight and loss ratio indices for both liability and first party coverages.

The final model is of the following form:

Loss Ratio Index = Chassis Type / Curb Weight factor +

Electronic Stability Control factor +

Body Style factor + MSRP factor

The above model form and associated variables, as developed in previous LPMP filings, are not being revised in this filing. However, the model coefficients are being updated in order to reflect the latest available data.



The tables below contain the final model parameters for BI and PD coverages combined as well as for PIP and Medical Payments coverages combined.

BI and PD Present Revised Chassis Type* / Curb Weight Factor Factor Frame / Curb Weight < 2750 LBS -1.6573 + 0.2465 x (CW/250) -1.2119 + 0.2078 x (CW/250) Frame / Curb Weight ≥ 2750 LBS 0.8089 + 0.0223 x (CW/250) 0.8550 + 0.0199 x (CW/250) Unibody / Curb Weight < 2750 LBS 0.2028 + 0.0744 x (CW/250) 0.2940 + 0.0709 x (CW/250) Unibody / Curb Weight ≥ 2750 LBS 0.8397+ 0.0195 x (CW/250) 0.8616+ 0.0193 x (CW/250) Present Revised Electronic Stability Control Factor Factor ESC Not Available 0.0000 0.0000 ESC Optional -0.0780 -0.0586 ESC Standard -0.1623 -0.1462

Present Revised Body Style Factor Factor Sedan 0.0000 0.0000 Convertible -0.2417 -0.2631 Wagon -0.1448 -0.1269 Hatchback -0.0864 -0.1000 Pickup -0.0885 -0.1279 SUV/SUT 0.0387 0.0237 Van -0.1132 -0.1007 Coupe 0.0006 -0.0098

Present Revised MSRP Factor Factor $10,000 or less 0.1503 0.1070 $10,001 - $15,000 0.0828 0.0659 $15,001 - $20,000 0.0000 0.0000 $20,001 - $36,000 -0.0866 -0.0812 $36,001 - $60,000 -0.1557 -0.1603 More than $60,000 -0.1853 -0.1969



MP and PIP Present Revised Chassis Type* / Curb Weight Factor Factor Frame / Curb Weight < 3250 LBS 1.0459 + 0.0179 x (CW/250) 0.9523 + 0.0258 x (CW/250) Frame / Curb Weight ≥ 3250 LBS 1.3631 - 0.0065 x (CW/250) 1.2942 - 0.0005 x (CW/250) Unibody / Curb Weight < 3250 LBS 0.9617 + 0.0179 x (CW/250) 0.8886 + 0.0258 x (CW/250) Unibody / Curb Weight ≥ 3250 LBS 1.2789 - 0.0065 x (CW/250) 1.2305 - 0.0005 x (CW/250) Present Revised Electronic Stability Control Factor Factor ESC Not Available 0.0000 0.0000 ESC Optional -0.0285 -0.0310 ESC Standard -0.1524 -0.1487 Present Revised Body Style Factor Factor Sedan 0.0000 0.0000 Convertible -0.2525 -0.2888 Wagon -0.2943 -0.0719 Hatchback -0.1972 -0.1877 Pickup -0.3843 -0.4405 SUV/SUT -0.0580 -0.0870 Van 0.0255 -0.1893 Coupe -0.0728 -0.0928 Present Revised MSRP Factor Factor $10,000 or less 0.2394 0.2212 $10,001 - $15,000 0.1327 0.1293 $15,001 - $20,000 0.0000 0.0000 $20,001 - $36,000 -0.1217 -0.1112 $36,001 - $60,000 -0.1953 -0.2208 More than $60,000 -0.2058 -0.2878

* For this analysis, frame refers to frame and body on frame chassis types, and unibody refers to all non-frame chassis types.

For both first party and liability coverages, the effect of curb weight is not strictly linear over all weights. For liability coverages, the predicted relativity increases rapidly as the curb weight increases up to 2,750 pounds, but then increases at a lower rate for weights above 2,750 pounds. For first party coverages, the predicted relativity decreases at one rate for weights up to 3,250 pounds, but then decreases at a lower rate for higher weights.



Vehicles equipped with an electronic stability control system exhibit significantly better experience than vehicles that do not have an electronic stability control system; this is an intuitive result since electronic stability control systems are designed to help prevent accidents.

The body style of a vehicle also impacts the predicted relativity. Convertibles display better experience than average for third party coverages whereas Pickups display significantly better than average experience for first party coverages.

For both first party and liability coverages, vehicles with higher MSRP's generally have better experience. It is possible that this is due to more expensive cars having additional safety features (besides electronic stability control) that less expensive cars do not have, which would drive down claim frequencies and severities.

It should be noted that for vehicles with a unibody chassis, there was minimal historical experience for curb weights greater than 5,500 pounds. As a result, curb weights for unibody vehicles will be capped at 5,500 pounds when this model is applied on a prospective basis.

Credibility Procedure Similar to previous LPMP filings, ISO has adapted the credibility procedure contained in the paper A Procedure to Determine Massachusetts Automobile Insurance Territories by John Siczewicz, for this analysis. This method uses a general linear model to determine predicted loss ratios indices for use as a credibility complement for individual vehicle series (make and model) experience. The model generates a predicted loss ratio index for each VIN based on the vehicle's characteristics; a predicted loss ratio index is then calculated for each vehicle series by premium weighting the predicted loss ratio indices for each VIN in the vehicle series. The credibility assigned to the vehicle series loss ratio index depends on the quality of the fit to the data as well as the variability of vehicle series data over time. Then the credibility for a vehicle series is given by:

Z = lv / ( lv + K ) K = τv

2 / σ2 where Z = credibility lv = loss costs at current level for the vehicle series (make and model) τv

2 = measure of how observations vary from the true mean loss ratio index for the vehicle series (make and model) σ2 = measure of variance of model from the true mean loss ratio index

The K parameter is calculated as the ratio of the within variance (τv2 ) divided by

a measure of how well the model fit the data (σ2 ). The credibility weighted relativity for the vehicle series is then:



CLRI1v = iv × Z + im × ( 1 - Z ) where CLRI1v = credibility-weighted relativity for vehicle series (individual make and model) Z = credibility iv = all-year loss ratio index for vehicle series im = predicted loss ratio index for vehicle series

It should be noted that this method gives more weight to the individual make and model experience when either the loss costs at current level for the vehicle series are high, or when K is small (i.e., when the within variance for the make and model experience is low, or the variance of the model vs. the true mean loss ratio index is high). Conversely, less weight will be given to the individual make and model experience when either the loss costs at current level are low, or when K is large.

When dealing with individual make and model vehicles, one must be cognizant of the fact that over time new vehicles may be introduced. As a result, it is possible that for a given review, the history of a particular make and model vehicle in the experience period might include only one or two accident years of data. In such cases, the loss ratio index for the vehicle series will probably get low credibility, and most weight will be given to the model. Such heavy reliance on the model might result in swings over time if the actual experience for that make and model ultimately winds up being better or worse than the model prediction. As a result, ISO limits the amount of credibility given to the model to 50%. In addition, two minor adjustments are introduced with this filing for vehicles where the number of claims are relatively low:

I. If the number of claims for the vehicle series are less than 100, then the Experience Credibility is capped at 0.50.

II. The remaining credibility is assigned to the Current Credibility Weighted Relativity. If the Current Experience Credibility is 0.00, then the remaining credibility is assigned to unity (i.e., no surcharge or discount).

That is, vehicles are rated using the following formula, which caps the weight given to the model at 50% and assigns the remaining weight to the current relativity. These adjustment help ensure a smoother transition from previous review as well as of a new vehicle's rating factor.

CLRI2v = iv × Z + im × Zm + iz × ( 1 - Z - Zm) where CLRI2v = credibility-weighted relativity for vehicle series (individual make and model) Z = credibility for vehicle series experience (capped at 0.5 where the number of claims is less than 100) Zm = min(1-Z,0.50) = credibility assigned to predicted loss ratio index iv = all-year loss ratio index for vehicle series



im = predicted loss ratio index for vehicles of same chassis type and curb weight class iz = current relativity as contained in Circular LI-PA-2013-184

Explanation of Section A Exhibits The following actuarial exhibits contain the results of the 2014 LPMP Vehicle Rating Plan Review. Changes to the LPMP Manual Pages reflecting this review are contained in Section B.

Note that the following exhibits reflect the model year applicable to the vehicle series. ISO's LPMP Vehicle Rating Plan does not vary by model year, except where necessary to distinguish vehicles that have been substantially re-engineered by the manufacturer. In this case, the changes to the vehicle's characteristics are so significant that the predecessor vehicles LPMP rating factors no longer reasonably represent the predicted loss ratio relativity associated with the redesigned vehicle's characteristics.

Credibility Weighted Relativities and Final Rating Factors The relativities resulting from the application of the credibility-weighting procedure previously discussed, as well as the final rating factors after the application of additional LPMP program rules such as combination of experience for like vehicle series and capping of indicated relativities, are contained in Exhibit 1-1 for the Liability coverages (BI and PD) and Exhibit 1-2 for the PIP and Medical Payments coverages. These exhibits provide the following information for each individual vehicle series (make and model):

♦ The vehicle series experience loss ratio relativity.

♦ The credibility for the vehicle series experience.

♦ The predicted loss ratio relativity.

♦ The credibility-weighted loss ratio relativity.

♦ The credibility-weighted loss ratio relativity after combination of experience for like vehicle series, if applicable.

Like vehicle series are two or more vehicle series that (1) are identical except for the nameplate, grill and some options, or (2) have slightly different body styling but are basically the same car, or (3) have different bodies which tend to give them a unique look but are the same internally in terms of wheelbase and basic technology. Exhibit 2 contains a list of all vehicles reflected in Exhibit 1 that are considered like vehicle series.



For more information on the analysis performed to ensure consistent treatment of like vehicle series, and the criteria required for combining experience, see "Like Vehicle Series" section on page A-11.

♦ The final rounded relativity.

♦ The current relativities.

♦ The percentage change in relativity.

♦ The final rating symbol.

Redesigned Vehicle Series (Model Years 1998-2014)

Under the LPMP program, the redesign of a vehicle series does not result in a symbol change for that vehicle series. In some cases, a particular vehicle series may have existed as one vehicle series prior to its redesign but split into two separate vehicles series in one or more model years because:

♦ only part of the original vehicle series was redesigned. For example, the hatchback portion of the Mini Cooper 2 Door was redesigned in 2007. The remaining portion, the convertible, was redesigned in 2009.

♦ the carryover and original vehicle versions were produced simultaneously. For example, the Chevrolet C/K Series Pickup was redesigned as the Chevrolet Silverado in 1999 and existed alongside the Silverado in both 1999 and 2000. In 2007, the Silverado was redesigned, and the Classic version existing alongside the redesign for one model year.

For the purposes of Exhibits 1-1 and 1-2, the carryover vehicle series' loss experience was included within the experience for the vehicle series which underwent redesign during model years 1998-2015.

New Vehicle Series (Model Years 2014 and 2015)

Exhibit 3-1 provides rating factors and related information similar to Exhibit 1 for 2014-2015 new vehicles for Liability coverages (BI & PD), while Exhibit 3-2 provides rating factors and related information for 2014-2015 new vehicles for PIP and Medical Payments coverages. The predicted loss ratio relativity for each new vehicle series was determined from the same actuarial model used for 1998-2014 model year vehicles contained in Exhibit 1.



Final rating factors and symbols were developed for new vehicle series using the New Vehicle Series Symbol Assignment Rule described in Exhibit 3-3, which is used when auto manufacturers introduce new vehicle models.

Like Vehicle Series For each set of Like Vehicle Series, an analysis was performed in order to ensure consistent treatment of like vehicles, as follows:

♦ Indications were calculated separately for each vehicle series.

♦ Like vehicle series that had initial credibility weighted indications that differed by 10% or less on a multiplicative basis were automatically treated identically. That is, their experience was combined and indications were re-calculated, treating them as a single vehicle series.

♦ Like vehicle series that had initial indications that differed by more than 10% on a multiplicative basis were analyzed further as follows:

If low credibility for the insurance experience was the main reason for the differences, and the predicted loss ratio indices for the vehicle series' were not more than 10 percentage points apart, the vehicles were treated identically. That is, their experience was combined and indications were re-calculated, treating them as a single vehicle series.

If low credibility was not an issue for the insurance experience, or if the predicted loss ratio indices for the vehicle series' were more than 10 percentage points apart, the vehicle was treated separately (that is, it maintained its own credibility-weighted indication).

In cases where the experience for like vehicle series was combined according to the criteria described above, the combined credibility-weighted indications for the like vehicle series are displayed in the column of Exhibit 1 entitled "Relativity After Like Analysis."

PERSONAL AUTORULES FILING PP-2015-RLP1

Page A-12


Exhibit 1-1: BI and PD Credibility-Weighted Relativities and Final Rating Factors

Experience Predicted Credibility RelativityModel Loss Ratio Experience Loss Ratio Weighted After Like Rounded Current Percent

Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolACURA 98-99 CL-SERIES 2 DR 1.041 0.50 1.014 1.028 1.05 1.00 5 305ACURA 01-03 CL-SERIES 2 DR 1.065 0.68 0.994 1.042 1.068 1.05 1.00 5 305ACURA 13-14 ILX 4 DR 0.770 0.32 0.866 0.859 0.947 0.95 0.85 11.8 295ACURA 13-14 ILX HYBRID 4 DR 1.216 0.03 0.866 0.939 0.890 0.90 0.80 12.5 290ACURA 98-01 INTEGRA 2 DR 0.966 0.57 0.925 0.948 0.95 0.95 0 295ACURA 98-01 INTEGRA 4 DR 1.018 0.71 0.999 1.012 1.00 1.00 0 300ACURA 01-06 MDX 1.072 0.85 0.972 1.057 1.005 1.00 0.95 5.3 300ACURA 07-13 MDX 0.836 0.87 0.927 0.848 0.85 0.85 0 285ACURA 14 MDX 0.324 0.04 0.903 0.924 0.90 0.95 -5.3 290ACURA 98-05 NSX 2 DR 0.112 0.44 0.905 0.521 0.60 0.75 -20 260ACURA 07-14 RDX 0.832 0.67 0.921 0.861 0.85 0.80 6.3 285ACURA 05-12 RL 4 DR 0.862 0.72 0.864 0.863 0.85 0.80 6.3 285ACURA 98-04 RL-SERIES 4 DR 0.937 0.60 0.900 0.922 0.90 0.85 5.9 290ACURA 14 RLX 4 DR 0.064 0.01 0.857 0.919 0.90 0.90 0 290ACURA 02-06 RSX 2 DR 1.016 0.88 0.901 1.002 1.00 1.00 0 300ACURA 98-99 SLX 0.753 0.10 1.077 1.031 1.108 1.10 1.10 0 310ACURA 09-14 TL 4 DR 0.804 0.74 0.873 0.822 0.80 0.80 0 280ACURA 98 TL-SERIES 4 DR 1.208 0.24 1.044 1.088 1.10 1.05 4.8 310ACURA 99-08 TL-SERIES 4 DR 0.953 0.86 0.958 0.954 0.992 1.00 0.95 5.3 300ACURA 04-08 TSX 4 DR 0.898 0.77 0.885 0.895 0.90 0.85 5.9 290ACURA 09-14 TSX 4 DR 0.750 0.97 0.900 0.755 0.75 0.75 0 275ACURA 10-13 ZDX 1.066 0.21 0.926 0.974 0.95 1.00 -5 295AUDI 06-14 A3 4 DR 0.728 0.69 0.767 0.740 0.75 0.70 7.1 275AUDI 03-09 A4/S4/RS4 2 DR 0.655 0.67 0.607 0.639 0.65 0.65 0 265AUDI 09-14 A4/S4 4 DR 0.797 0.80 0.873 0.812 0.80 0.80 0 280AUDI 98-08 A4/S4/RS4 4 DR 0.891 0.95 0.918 0.892 0.887 0.90 0.80 12.5 290AUDI 08-14 A5/S5/RS5 2 DR 0.704 0.63 0.774 0.730 0.75 0.80 -6.3 275AUDI 12-14 A6/S6 4 DR 0.744 0.54 0.860 0.797 0.80 0.90 -11.1 280AUDI 98-11 A6/S6/RS6 4 DR 0.876 0.86 0.884 0.877 0.90 0.85 5.9 290AUDI 12-14 A7/S7/RS7 4 DR 0.912 0.33 0.761 0.851 0.85 0.90 -5.6 285AUDI 98-03 A8/S8 4 DR 0.837 0.09 0.891 0.894 0.90 0.90 0 290AUDI 04-14 A8/S8 4 DR 0.760 0.70 0.863 0.791 0.80 0.80 0 280AUDI 01-05 ALLROAD 0.738 0.47 0.907 0.824 0.80 0.80 0 280AUDI 13-14 ALLROAD 0.618 0.10 0.888 0.906 0.90 0.95 -5.3 290AUDI 98 CABRIOLET 2 DR 0.777 0.02 0.768 0.801 0.80 0.85 -5.9 280AUDI 13-14 Q5 HYBRID 1.934 0.01 0.926 0.972 0.95 0.85 11.8 295AUDI 09-14 Q5/SQ5 0.759 0.75 0.906 0.796 0.80 0.85 -5.9 280AUDI 07-14 Q7 0.944 0.48 0.979 0.962 0.95 0.95 0 295AUDI 08-13 R8 2 DR 0.325 0.13 0.746 0.718 0.70 0.80 -12.5 270AUDI 00-06 TT 2 DR 0.553 0.77 0.733 0.594 0.60 0.65 -7.7 260AUDI 08-14 TT 2 DR 0.640 0.69 0.712 0.662 0.65 0.65 0 265BMW 08-13 1-SERIES 2 DR 0.715 0.58 0.751 0.730 0.75 0.75 0 275BMW 99-05 3-SERIES 4 DR 0.822 0.92 0.892 0.828 0.85 0.80 6.3 285BMW 13-14 3-SERIES SEDAN 4 DR 0.850 0.63 0.856 0.852 0.85 0.90 -5.6 285BMW 13-14 3-SERIES ACTIVEHYBRID 4 DR 0.209 0.01 0.845 0.915 0.90 0.75 20 290BMW 14 3-SERIES GRAN TURISMO 4 DR 0.000 0.00 0.864 0.932 0.95 0.90 5.6 295


Page A-13




Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolBMW 06-12 3-SERIES WAGON 4 DR 0.814 0.92 0.885 0.820 0.80 0.75 6.7 280BMW 98-99 3-SERIES/M3 2 DR 0.704 0.62 0.848 0.759 0.75 0.75 0 275BMW 00-06 3-SERIES/M3 2 DR 0.653 0.85 0.716 0.662 0.65 0.65 0 265BMW 07-13 3-SERIES/M3 2 DR 0.766 0.95 0.736 0.765 0.75 0.75 0 275BMW 98 3-SERIES/M3 4 DR 0.886 0.41 1.009 0.952 0.95 0.95 0 295BMW 14 4-SERIES 2 DR 0.000 0.00 0.835 0.918 0.90 0.90 0 290BMW 12-14 5 SERIES ACTIVEHYBRID 4 DR 1.251 0.01 0.847 0.926 0.90 0.75 20 290BMW 10-14 5-SERIES GRAN TURISMO 4 DR 0.676 0.12 0.910 0.886 0.90 0.90 0 290BMW 98-14 5-SERIES/M5 4 DR 0.794 0.87 0.842 0.800 0.80 0.75 6.7 280BMW 13-14 6-SERIES GRAN COUPE 4 DR 0.585 0.06 0.844 0.897 0.90 0.90 0 290BMW 04-13 6-SERIES/M6 2 DR 0.732 0.78 0.661 0.716 0.70 0.70 0 270BMW 98-14 7-SERIES 4 DR 0.896 0.64 0.862 0.884 0.90 0.90 0 290BMW 11-14 7-SERIES ACTIVEHYBRID 4 DR 1.223 0.02 0.885 0.947 0.95 0.95 0 295BMW 13-14 X1 0.864 0.26 0.937 0.933 0.95 0.95 0 295BMW 04-14 X3 0.937 0.91 0.898 0.933 0.95 0.90 5.6 295BMW 00-14 X5 0.998 0.92 0.952 0.994 1.00 1.00 0 300BMW 08-14 X6 1.025 0.40 0.957 0.986 1.00 1.00 0 300BMW 10-11 X6 ACTIVEHYBRID 1.727 0.00 0.986 0.993 1.00 1.00 0 300BMW 98-14 Z4 2 DR 0.407 0.90 0.592 0.426 0.55 0.65 -15.4 255BMW 00-03 Z8 2 DR 0.016 0.50 0.526 0.271 0.55 0.65 -15.4 255BUICK 98-05 CENTURY 4 DR 1.044 0.90 1.050 1.045 1.029 1.05 1.05 0 305BUICK 08-14 ENCLAVE 0.965 0.81 0.973 0.967 0.948 0.95 0.90 5.6 295BUICK 13-14 ENCORE 0.579 0.08 0.909 0.921 0.90 0.95 -5.3 290BUICK 05-14 LACROSSE 4 DR 0.918 0.95 0.990 0.922 1.029 1.05 1.05 0 305BUICK 12-14 LACROSSE HYBRID 1.121 0.26 0.926 0.994 1.00 1.05 -4.8 300BUICK 98-99 LESABRE 4 DR 0.950 0.88 1.051 0.962 0.974 0.95 0.95 0 295BUICK 00-05 LESABRE 4 DR 0.964 0.85 0.992 0.968 0.963 0.95 0.95 0 295BUICK 06-11 LUCERNE 4 DR 0.988 0.86 1.026 0.993 1.00 0.95 5.3 300BUICK 98-99 PARK AVENUE 4 DR 1.019 0.72 1.065 1.032 1.028 1.05 1.00 5 305BUICK 00-05 PARK AVENUE 4 DR 0.996 0.98 1.000 0.996 0.963 0.95 0.95 0 295BUICK 04-07 RAINIER 1.027 0.20 1.074 1.053 1.081 1.10 1.10 0 310BUICK 98-04 REGAL 4 DR 0.980 0.99 1.051 0.981 1.029 1.05 1.05 0 305BUICK 11-14 REGAL 4 DR 0.777 0.61 0.910 0.829 0.85 0.90 -5.6 285BUICK 12-14 REGAL HYBRID 0.346 0.06 0.904 0.913 0.90 0.90 0 290BUICK 02-07 RENDEZVOUS 1.010 0.78 1.117 1.034 1.033 1.05 1.00 5 305BUICK 98-99 RIVIERA 2 DR 0.736 0.10 1.060 1.001 1.00 1.00 0 300BUICK 98 SKYLARK 4 DR 0.945 0.16 1.093 1.046 1.013 1.00 1.05 -4.8 300BUICK 05-07 TERRAZA 0.991 0.46 0.872 0.928 0.956 0.95 0.95 0 295BUICK 12-14 VERANO 0.978 0.55 0.891 0.939 0.95 0.90 5.6 295CADILLAC 13-14 ATS 4 DR 0.674 0.26 0.845 0.838 0.85 0.90 -5.6 285CADILLAC 98-01 CATERA 4 DR 1.018 0.38 1.070 1.044 1.05 1.00 5 305CADILLAC 11-14 CTS 2 DR 0.947 0.27 0.850 0.907 0.90 1.00 -10 290CADILLAC 03-14 CTS 4 DR 0.968 0.91 0.941 0.966 0.95 0.95 0 295CADILLAC 98-99 DEVILLE 4 DR 0.839 0.63 0.952 0.881 0.90 0.90 0 290CADILLAC 00-11 DTS 4 DR 0.959 0.95 0.941 0.958 0.963 0.95 0.95 0 295CADILLAC 98-02 ELDORADO 2 DR 0.790 0.70 0.929 0.832 0.85 0.85 0 285


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolCADILLAC 99-14 ESCALADE 1.180 0.59 1.032 1.119 1.091 1.10 1.10 0 310CADILLAC 03-14 ESCALADE ESV 1.277 0.50 1.022 1.150 1.088 1.10 1.10 0 310CADILLAC 02-13 ESCALADE EXT 1.163 0.33 1.035 1.098 1.127 1.15 1.20 -4.2 315CADILLAC 09-13 ESCALADE HYBRID 1.494 0.07 1.026 1.067 1.05 1.05 0 305CADILLAC 98-99 SEVILLE 4 DR 0.975 0.55 0.864 0.925 0.95 0.90 5.6 295CADILLAC 00-04 SEVILLE 4 DR 0.966 0.78 0.864 0.944 0.963 0.95 0.95 0 295CADILLAC 04-09 SRX 1.108 0.59 0.911 1.027 1.034 1.05 1.05 0 305CADILLAC 10-14 SRX 0.938 0.35 0.917 0.931 1.034 1.05 0.95 10.5 305CADILLAC 05-11 STS 4 DR 1.016 0.65 0.870 0.965 0.95 0.95 0 295CADILLAC 04-09 XLR 2 DR 0.468 0.49 0.545 0.507 0.55 0.65 -15.4 255CADILLAC 13-14 XTS 4 DR 0.977 0.26 0.867 0.928 0.95 0.90 5.6 295CHEVROLET 98-05 ASTRO 0.883 0.94 0.995 0.890 0.882 0.90 0.90 0 290CHEVROLET 02-13 AVALANCHE 1.122 0.94 1.150 1.124 1.127 1.15 1.20 -4.2 315CHEVROLET 04-11 AVEO 4 DR 1.087 0.92 0.991 1.079 1.076 1.10 1.05 4.8 310CHEVROLET 98-02 CAMARO 2 DR 0.714 0.90 0.953 0.738 0.724 0.70 0.85 -17.6 270CHEVROLET 10-14 CAMARO 2 DR 0.898 0.90 0.897 0.898 0.90 0.85 5.9 290CHEVROLET 12-14 CAPTIVA 0.961 0.14 0.947 0.968 0.95 0.95 0 295CHEVROLET 98-05 CAVALIER 2 DR 1.065 0.82 1.042 1.061 1.077 1.10 1.10 0 310CHEVROLET 98-05 CAVALIER 4 DR 1.092 0.83 1.127 1.098 1.097 1.10 1.10 0 310CHEVROLET 05-10 COBALT 2 DR 1.152 0.83 1.118 1.146 1.151 1.15 1.20 -4.2 315CHEVROLET 05-10 COBALT 4 DR 1.197 0.95 1.149 1.195 1.20 1.25 -4 320CHEVROLET 04-12 COLORADO 1.026 0.95 0.969 1.023 1.015 1.00 1.05 -4.8 300CHEVROLET 98-13 CORVETTE 2 DR 0.312 0.87 0.704 0.363 0.55 0.65 -15.4 255CHEVROLET 14 CORVETTE STINGRAY 2 DR 0.000 0.00 0.779 0.890 0.90 0.85 5.9 290CHEVROLET 11-14 CRUZE 4 DR 1.102 0.95 0.929 1.093 1.10 1.05 4.8 310CHEVROLET 05-14 EQUINOX 0.923 0.86 1.007 0.935 0.926 0.95 0.95 0 295CHEVROLET 98-14 EXPRESS 0.942 0.78 1.076 0.971 0.985 1.00 1.00 0 300CHEVROLET 06-11 HHR 0.996 0.59 1.078 1.030 1.05 1.00 5 305CHEVROLET 07-11 HHR PANEL TRUCK 0.577 0.18 0.926 0.855 0.85 1.00 -15 285CHEVROLET 00-14 IMPALA 4 DR 1.111 0.87 1.041 1.102 1.10 1.05 4.8 310CHEVROLET 98-01 LUMINA 4 DR 1.082 0.77 1.108 1.088 1.10 1.10 0 310CHEVROLET 08-12 MALIBU 4 DR 0.947 0.65 0.917 0.937 0.954 0.95 0.90 5.6 295CHEVROLET 13-14 MALIBU 4 DR 0.936 0.44 0.906 0.925 0.95 0.95 0 295CHEVROLET 98-05 MALIBU CLASSIC 4 DR 1.076 0.95 1.094 1.077 1.077 1.10 1.05 4.8 310CHEVROLET 04-08 MALIBU CLASSIC 4 DR 1.083 0.91 1.072 1.082 1.10 1.05 4.8 310CHEVROLET 13-14 MALIBU ECO HYBRID 4 DR 1.267 0.24 0.924 1.026 1.05 0.95 10.5 305CHEVROLET 08-10 MALIBU HYBRID 4 DR 1.221 0.03 0.904 0.926 0.926 0.95 0.90 5.6 295CHEVROLET 04-07 MALIBU MAXX 4 DR 0.986 0.61 0.951 0.972 0.954 0.95 0.95 0 295CHEVROLET 98-00 METRO 2 DR 0.617 0.36 0.854 0.742 0.752 0.75 0.75 0 275CHEVROLET 98-01 METRO 4 DR 0.881 0.41 0.927 0.911 0.90 0.95 -5.3 290CHEVROLET 98-99 MONTE CARLO 2 DR 1.095 0.64 1.086 1.092 1.10 1.10 0 310CHEVROLET 00-07 MONTE CARLO 2 DR 1.008 0.92 1.047 1.011 0.995 1.00 1.00 0 300CHEVROLET 98-02 PRIZM 4 DR 0.968 0.90 0.993 0.971 0.95 1.00 -5 295CHEVROLET 98-04 S-10 PICKUP 0.916 0.95 0.992 0.920 0.922 0.90 0.95 -5.3 290CHEVROLET 98-14 SILVERADO 0.950 0.98 1.032 0.952 0.952 0.95 1.00 -5 295CHEVROLET 09-13 SILVERADO HYBRID 1.031 0.03 0.890 0.915 0.910 0.90 0.90 0 290


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolCHEVROLET 12-14 SONIC 4 DR 1.032 0.76 0.845 0.987 1.00 0.90 11.1 300CHEVROLET 13-14 SPARK 4 DR 1.153 0.24 0.744 0.909 0.90 0.85 5.9 290CHEVROLET 14 SPARK EV 4 DR 0.000 0.00 0.766 0.883 0.90 0.85 5.9 290CHEVROLET 03-06 SSR 0.451 0.44 0.945 0.722 0.70 0.85 -17.6 270CHEVROLET 98-14 SUBURBAN 1.079 0.96 1.099 1.080 1.088 1.10 1.10 0 310CHEVROLET 98-14 TAHOE 1.081 0.93 1.109 1.083 1.091 1.10 1.10 0 310CHEVROLET 08-13 TAHOE HYBRID 1.049 0.15 1.005 1.007 1.073 1.05 1.05 0 305CHEVROLET 98 TRACKER 0.820 0.14 0.833 0.838 0.85 0.90 -5.6 285CHEVROLET 99-04 TRACKER 1.044 0.88 1.081 1.048 1.071 1.05 1.10 -4.5 305CHEVROLET 98-09 TRAILBLAZER 1.088 0.96 1.109 1.089 1.081 1.10 1.10 0 310CHEVROLET 02-06 TRAILBLAZER EXT 1.190 0.74 1.164 1.183 1.174 1.15 1.15 0 315CHEVROLET 09-14 TRAVERSE 0.904 0.78 1.016 0.929 0.948 0.95 0.90 5.6 295CHEVROLET 98-08 UPLANDER 0.990 0.76 0.938 0.978 0.956 0.95 0.95 0 295CHEVROLET 11-14 VOLT 4 DR 0.870 0.38 0.745 0.806 0.80 0.85 -5.9 280CHRYSLER 08-14 SEBRING / 200 2 DR 0.900 0.31 0.758 0.820 0.80 0.85 -5.9 280CHRYSLER 07-14 SEBRING / 200 4 DR 1.200 0.70 1.016 1.145 1.15 1.15 0 315CHRYSLER 05-14 300 4 DR 1.041 0.91 0.969 1.035 1.05 1.00 5 305CHRYSLER 99-04 300M 4 DR 1.048 0.92 1.052 1.048 1.080 1.10 1.05 4.8 310CHRYSLER 07-09 ASPEN 1.120 0.70 1.017 1.089 1.10 1.10 0 310CHRYSLER 09 ASPEN HYBRID 0.887 0.01 1.030 1.026 1.024 1.00 1.00 0 300CHRYSLER 98-00 CIRRUS 4 DR 1.059 0.78 1.087 1.065 1.128 1.15 1.15 0 315CHRYSLER 98-04 CONCORDE 4 DR 1.069 0.73 1.053 1.065 1.080 1.10 1.05 4.8 310CHRYSLER 04-08 CROSSFIRE 2 DR 0.593 0.43 0.744 0.672 0.65 0.65 0 265CHRYSLER 04-08 PACIFICA 1.198 0.78 1.123 1.182 1.20 1.15 4.3 320CHRYSLER 01-02 PROWLER 2 DR 0.243 0.14 0.651 0.613 0.599 0.60 0.65 -7.7 260CHRYSLER 01-10 PT CRUISER 1.039 0.92 0.977 1.034 1.05 1.05 0 305CHRYSLER 05-08 PT CRUISER CONVERTIBLE 2 DR 0.962 0.65 0.804 0.907 0.90 0.90 0 290CHRYSLER 01-06 SEBRING 4 DR 1.219 0.76 1.080 1.186 1.249 1.25 1.30 -3.8 325CHRYSLER 98-00 SEBRING CONVERTIBLE 2 DR 0.981 0.72 0.781 0.925 0.95 0.90 5.6 295CHRYSLER 01-06 SEBRING CONVERTIBLE 2 DR 0.997 0.71 0.785 0.936 0.95 0.95 0 295CHRYSLER 98-00 SEBRING COUPE 2 DR 1.139 0.36 1.022 1.068 1.103 1.10 1.10 0 310CHRYSLER 01-05 SEBRING COUPE 2 DR 1.212 0.87 1.022 1.187 1.198 1.20 1.15 4.3 320CHRYSLER 98-14 TOWN & COUNTRY 0.979 0.90 0.945 0.976 0.993 1.00 1.00 0 300CHRYSLER 00-03 VOYAGER/GRAND VOYAGER 1.069 0.72 0.967 1.040 0.993 1.00 1.00 0 300DAEWOO 99-02 LANOS 2 DR 1.008 0.09 1.001 1.004 1.00 1.00 0 300DAEWOO 99-02 LANOS 4 DR 0.850 0.20 1.082 1.014 1.00 1.00 0 300DAEWOO 99-02 LEGANZA 4 DR 1.225 0.20 1.123 1.137 1.15 1.10 4.5 315DAEWOO 99-02 NUBIRA 4 DR 1.028 0.28 1.089 1.069 1.05 1.05 0 305DODGE 98-00 AVENGER 2 DR 1.088 0.31 1.081 1.086 1.103 1.10 1.10 0 310DODGE 08-14 AVENGER 4 DR 1.322 0.81 1.027 1.266 1.25 1.15 8.7 325DODGE 07-12 CALIBER 4 DR 1.112 0.89 0.954 1.095 1.10 1.10 0 310DODGE 08-14 CHALLENGER 2 DR 0.904 0.63 0.913 0.907 0.90 0.85 5.9 290DODGE 06-14 CHARGER 4 DR 1.270 0.83 0.967 1.218 1.20 1.20 0 320DODGE 98-04 DAKOTA 1.263 0.92 1.002 1.242 1.25 1.25 0 325DODGE 05-11 DAKOTA 1.255 0.77 1.009 1.198 1.227 1.25 1.20 4.2 325DODGE 13-14 DART 4 DR 1.168 0.44 0.958 1.053 1.05 0.95 10.5 305


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolDODGE 98-09 DURANGO 1.435 0.82 1.162 1.386 1.40 1.45 -3.4 340DODGE 11-14 DURANGO 0.883 0.57 1.019 0.941 0.95 1.00 -5 295DODGE 09 DURANGO HYBRID 1.315 0.02 1.010 1.015 1.016 1.00 1.00 0 300DODGE 98-04 INTREPID 4 DR 1.109 0.94 1.051 1.106 1.080 1.10 1.05 4.8 310DODGE 09-14 JOURNEY 0.982 0.69 0.984 0.983 1.00 0.95 5.3 300DODGE 05-08 MAGNUM 1.186 0.56 0.871 1.047 1.05 1.00 5 305DODGE 98-99 NEON 2 DR 0.910 0.20 1.099 1.047 1.063 1.05 1.10 -4.5 305DODGE 98-05 NEON 4 DR 1.308 0.86 1.100 1.279 1.30 1.25 4 330DODGE 07-11 NITRO 1.137 0.74 0.986 1.098 1.10 1.10 0 310DODGE 02-08 RAM PICKUP 1500 1.206 0.76 1.049 1.168 1.15 1.20 -4.2 315DODGE 98-02 RAM PICKUP 2500/3500 1.143 0.87 1.060 1.132 1.15 1.20 -4.2 315DODGE 98-03 RAM VAN 0.909 0.93 1.074 0.921 0.90 1.00 -10 290DODGE 13-14 SRT VIPER 2 DR 0.000 0.00 0.771 0.886 0.90 0.90 0 290DODGE 01-05 STRATUS 2 DR 1.307 0.56 1.061 1.199 1.198 1.20 1.15 4.3 320DODGE 98-00 STRATUS 4 DR 1.164 0.64 1.095 1.139 1.128 1.15 1.15 0 315DODGE 01-06 STRATUS 4 DR 1.290 0.66 1.093 1.223 1.249 1.25 1.30 -3.8 325DODGE 98-10 VIPER 2 DR 0.724 0.37 0.768 0.762 0.75 0.85 -11.8 275EAGLE 98 TALON 2 DR 1.244 0.05 0.963 0.987 1.063 1.05 1.05 0 305FIAT 12-14 500 2 DR 0.599 0.45 0.673 0.656 0.65 0.80 -18.8 265FIAT 13-14 500E 2 DR 3.717 0.00 0.766 0.883 0.90 0.85 5.9 290FIAT 14 500L 1.346 0.01 0.761 0.884 0.90 0.90 0 290FORD 13-14 C-MAX HYBRID 4 DR 0.835 0.27 0.806 0.858 0.85 0.90 -5.6 285FORD 98-00 CONTOUR 4 DR 1.043 0.80 1.073 1.049 1.038 1.05 1.05 0 305FORD 98-11 CROWN VICTORIA 4 DR 1.158 0.86 1.092 1.149 1.091 1.10 1.05 4.8 310FORD 98-14 ECONOLINE 1.176 0.89 1.083 1.166 1.15 1.15 0 315FORD 07-14 EDGE 0.959 0.91 0.969 0.960 0.957 0.95 0.95 0 295FORD 01-12 ESCAPE 0.993 0.99 1.016 0.993 1.006 1.00 1.00 0 300FORD 13-14 ESCAPE 0.839 0.72 0.937 0.866 0.85 0.95 -10.5 285FORD 05-12 ESCAPE HYBRID 1.063 0.59 1.051 1.058 1.070 1.05 1.05 0 305FORD 98-02 ESCORT 4 DR 1.028 0.86 1.043 1.030 1.034 1.05 1.05 0 305FORD 00-05 EXCURSION 1.108 0.76 1.296 1.153 1.15 1.25 -8 315FORD 98-14 EXPEDITION 1.148 0.85 1.150 1.148 1.139 1.15 1.15 0 315FORD 07-14 EXPEDITION EL 1.061 0.51 1.062 1.061 1.081 1.10 1.05 4.8 310FORD 98-10 EXPLORER 1.146 0.96 1.081 1.143 1.146 1.15 1.15 0 315FORD 11-14 EXPLORER 0.894 0.90 0.987 0.903 0.90 0.95 -5.3 290FORD 01-10 EXPLORER SPORT TRAC 1.081 0.89 1.108 1.084 1.10 1.10 0 310FORD 98-14 F-150 1.041 0.95 1.035 1.041 1.041 1.05 1.10 -4.5 305FORD 99-14 F-250/F-350 SUPER DUTY 1.015 0.83 1.141 1.036 1.05 1.10 -4.5 305FORD 11-14 FIESTA 4 DR 0.958 0.72 0.876 0.935 0.95 0.85 11.8 295FORD 09-14 FLEX 0.912 0.68 0.988 0.936 0.939 0.95 0.85 11.8 295FORD 00-10 FOCUS 2 DR 1.003 0.92 0.952 0.999 1.00 1.00 0 300FORD 00-11 FOCUS 4 DR 1.110 0.94 1.029 1.105 1.10 1.10 0 310FORD 12-14 FOCUS 4 DR 0.944 0.80 0.880 0.931 0.95 0.90 5.6 295FORD 12-14 FOCUS ELECTRIC 4 DR 1.112 0.02 0.736 0.870 0.85 0.85 0 285FORD 98-07 FREESTAR 1.032 0.97 0.945 1.029 1.031 1.05 1.00 5 305FORD 06-12 FUSION 4 DR 1.003 0.97 1.000 1.003 0.989 1.00 1.00 0 300


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolFORD 13-14 FUSION 4 DR 0.876 0.56 0.906 0.889 0.90 0.90 0 290FORD 10-12 FUSION HYBRID 4 DR 0.880 0.74 0.924 0.891 0.90 0.85 5.9 290FORD 13-14 FUSION HYBRID 4 DR 0.584 0.23 0.902 0.855 0.85 0.95 -10.5 285FORD 05-06 GT 2 DR 0.167 0.14 0.945 0.799 0.80 0.85 -5.9 280FORD 98-04 MUSTANG 2 DR 1.024 0.92 0.974 1.020 1.00 1.00 0 300FORD 05-14 MUSTANG 2 DR 0.946 0.98 0.967 0.946 0.95 0.95 0 295FORD 98-11 RANGER 1.026 0.94 0.988 1.024 1.016 1.00 1.05 -4.8 300FORD 98-07 TAURUS 4 DR 1.118 0.91 1.056 1.112 1.103 1.10 1.10 0 310FORD 08-14 TAURUS 4 DR 0.937 0.87 1.031 0.949 0.940 0.95 0.90 5.6 295FORD 05-09 TAURUS X 0.918 0.69 0.936 0.924 0.90 0.85 5.9 290FORD 02-05 THUNDERBIRD 2 DR 0.420 0.64 0.762 0.543 0.55 0.65 -15.4 255FORD 10-13 TRANSIT CONNECT 0.821 0.19 0.821 0.842 0.85 0.90 -5.6 285FORD 98-03 ZX2 2 DR 1.056 0.85 1.059 1.056 1.05 1.05 0 305GMC 07-14 ACADIA 0.934 0.93 0.985 0.938 0.948 0.95 0.90 5.6 295GMC 04-12 CANYON 0.992 0.75 0.964 0.985 1.015 1.00 1.05 -4.8 300GMC 98-09 ENVOY 1.062 0.98 1.113 1.063 1.081 1.10 1.10 0 310GMC 02-06 ENVOY XL 1.152 0.73 1.165 1.156 1.174 1.15 1.15 0 315GMC 04-05 ENVOY XUV 1.193 0.50 1.196 1.195 1.20 1.15 4.3 320GMC 98-05 SAFARI 0.825 0.47 0.993 0.912 0.882 0.90 0.90 0 290GMC 98-14 SAVANA 0.939 0.31 1.069 1.018 0.985 1.00 1.00 0 300GMC 98-14 SIERRA 0.944 0.91 1.021 0.951 0.952 0.95 1.00 -5 295GMC 09-13 SIERRA HYBRID 0.668 0.08 0.892 0.897 0.916 0.90 0.90 0 290GMC 98-04 SONOMA 0.938 0.85 0.988 0.946 0.922 0.90 0.95 -5.3 290GMC 10-14 TERRAIN 0.809 0.72 0.967 0.853 0.926 0.95 0.95 0 295GMC 98-14 YUKON 1.074 0.92 1.106 1.077 1.091 1.10 1.10 0 310GMC 08-13 YUKON HYBRID 1.292 0.05 1.008 1.031 1.073 1.05 1.05 0 305GMC 98-14 YUKON XL 1.072 0.98 1.097 1.073 1.088 1.10 1.10 0 310HONDA 98-07 ACCORD 2 DR 1.105 0.64 1.011 1.071 1.068 1.05 1.00 5 305HONDA 08-14 ACCORD 2 DR 0.945 0.69 0.882 0.925 0.95 0.90 5.6 295HONDA 98-07 ACCORD 4 DR 0.996 0.88 1.034 1.001 0.992 1.00 0.95 5.3 300HONDA 08-14 ACCORD 4 DR 0.813 0.81 0.895 0.829 0.85 0.75 13.3 285HONDA 10-14 ACCORD CROSSTOUR 0.967 0.28 0.964 0.957 0.95 0.95 0 295HONDA 05-07 ACCORD HYBRID 4 DR 1.103 0.12 1.008 1.013 1.00 1.00 0 300HONDA 14 ACCORD HYBRID 4 DR 0.357 0.00 0.845 0.923 0.90 0.90 0 290HONDA 98-00 CIVIC 2 DR 0.975 0.80 0.984 0.977 1.00 0.95 5.3 300HONDA 01-05 CIVIC 2 DR 1.018 0.93 1.012 1.018 1.00 1.00 0 300HONDA 06-14 CIVIC 2 DR 1.023 0.85 1.023 1.023 1.00 1.05 -4.8 300HONDA 98-00 CIVIC 4 DR 0.959 0.72 1.018 0.976 1.00 0.90 11.1 300HONDA 01-05 CIVIC 4 DR 0.945 0.94 1.020 0.950 0.95 0.95 0 295HONDA 06-14 CIVIC 4 DR 0.937 0.89 1.034 0.948 0.947 0.95 0.90 5.6 295HONDA 03-05 CIVIC HYBRID 4 DR 0.890 0.91 1.009 0.901 0.90 0.90 0 290HONDA 06-14 CIVIC HYBRID 4 DR 0.869 0.84 0.980 0.887 0.890 0.90 0.85 5.9 290HONDA 98-06 CR-V 0.965 0.84 1.040 0.977 1.00 0.95 5.3 300HONDA 07-14 CR-V 0.764 0.99 0.928 0.766 0.75 0.75 0 275HONDA 11-14 CR-Z 2 DR 0.932 0.28 0.764 0.847 0.85 0.95 -10.5 285HONDA 03-11 ELEMENT 0.904 0.98 1.050 0.907 0.90 0.90 0 290


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolHONDA 07-08 FIT 4 DR 0.754 0.73 0.923 0.800 0.80 0.75 6.7 280HONDA 09-14 FIT 4 DR 0.718 0.97 0.854 0.722 0.70 0.70 0 270HONDA 00-06 INSIGHT 2 DR 0.538 0.73 0.683 0.577 0.60 0.65 -7.7 260HONDA 10-14 INSIGHT 4 DR 0.876 0.40 0.805 0.837 0.85 0.85 0 285HONDA 99-14 ODYSSEY 0.827 0.96 0.907 0.830 0.85 0.80 6.3 285HONDA 98 ODYSSEY 4 DR 0.937 0.32 0.924 0.923 0.914 0.90 0.90 0 290HONDA 98-02 PASSPORT 1.324 0.26 1.109 1.178 1.198 1.20 1.25 -4 320HONDA 03-08 PILOT 0.971 0.98 1.068 0.973 1.005 1.00 0.95 5.3 300HONDA 09-14 PILOT 0.872 0.87 0.968 0.884 0.90 0.85 5.9 290HONDA 98-01 PRELUDE 2 DR 0.936 0.68 1.002 0.957 0.95 0.95 0 295HONDA 06-14 RIDGELINE 0.975 0.79 0.854 0.950 0.95 0.90 5.6 295HONDA 00-09 S2000 2 DR 0.522 0.66 0.700 0.583 0.60 0.65 -7.7 260HUMMER 03-09 H2 1.370 0.42 1.227 1.301 1.30 1.40 -7.1 330HUMMER 05-09 H2 SUT 1.652 0.09 1.220 1.272 1.25 1.25 0 325HUMMER 06-10 H3 1.423 0.52 1.067 1.252 1.25 1.40 -10.7 325HUMMER 09-10 H3T 1.432 0.07 0.870 0.984 1.00 1.05 -4.8 300HYUNDAI 98-11 ACCENT 2 DR 1.021 0.91 0.946 1.014 1.00 1.00 0 300HYUNDAI 98-14 ACCENT 4 DR 1.101 0.88 1.019 1.091 1.114 1.10 1.10 0 310HYUNDAI 06-14 AZERA 4 DR 0.919 0.62 0.923 0.921 0.921 0.90 0.85 5.9 290HYUNDAI 13-14 ELANTRA 2 DR 0.842 0.17 0.937 0.942 0.95 0.95 0 295HYUNDAI 98-06 ELANTRA 4 DR 1.100 0.93 1.123 1.102 1.10 1.10 0 310HYUNDAI 13-14 ELANTRA GT HATCHBACK 4 DR 1.136 0.26 0.847 0.959 1.005 1.00 0.90 11.1 300HYUNDAI 07-14 ELANTRA 4 DR 0.998 0.88 1.053 1.005 1.005 1.00 1.00 0 300HYUNDAI 07-08 ENTOURAGE 0.907 0.62 0.895 0.902 0.914 0.90 0.90 0 290HYUNDAI 11-14 EQUUS 4 DR 1.022 0.08 0.911 0.943 0.95 0.95 0 295HYUNDAI 10-14 GENESIS 2 DR 0.973 0.34 0.884 0.908 0.90 0.85 5.9 290HYUNDAI 09-14 GENESIS 4 DR 0.864 0.39 0.903 0.886 0.90 0.90 0 290HYUNDAI 01-06 SANTA FE 1.060 0.89 1.116 1.066 1.05 1.00 5 305HYUNDAI 07-12 SANTA FE 0.897 0.95 0.960 0.900 0.90 0.90 0 290HYUNDAI 13-14 SANTA FE 0.721 0.05 0.967 0.970 0.95 0.95 0 295HYUNDAI 98 SONATA 4 DR 1.333 0.02 1.093 1.082 1.10 1.05 4.8 310HYUNDAI 99-10 SONATA 4 DR 1.050 0.90 1.006 1.046 1.05 1.05 0 305HYUNDAI 11-14 SONATA 4 DR 0.918 0.94 0.925 0.918 0.925 0.95 0.90 5.6 295HYUNDAI 11-14 SONATA HYBRID 4 DR 0.824 0.53 0.904 0.862 0.905 0.90 0.90 0 290HYUNDAI 98-08 TIBURON 2 DR 1.269 0.88 1.079 1.246 1.25 1.20 4.2 325HYUNDAI 05-14 TUCSON 0.968 0.98 0.948 0.968 0.977 1.00 0.95 5.3 300HYUNDAI 12-14 VELOSTER 2 DR 0.831 0.72 0.912 0.854 0.85 0.95 -10.5 285HYUNDAI 07-12 VERACUZ 0.822 0.59 0.994 0.893 0.90 0.90 0 290HYUNDAI 01-05 XG350 4 DR 1.165 0.69 1.067 1.135 1.138 1.15 1.05 9.5 315INFINITI 08-14 EX 4 DR 0.779 0.32 0.808 0.801 0.80 0.80 0 280INFINITI 03-14 FX 0.986 0.95 0.926 0.983 1.00 0.95 5.3 300INFINITI 03-14 G 2 DR 0.889 0.80 0.873 0.886 0.90 0.85 5.9 290INFINITI 99-02 G 4 DR 0.938 0.80 1.012 0.953 0.95 0.95 0 295INFINITI 98-04 I 4 DR 0.997 0.58 1.029 1.010 1.063 1.05 1.00 5 305INFINITI 13-14 JX35/JX35AWD 0.889 0.44 0.922 0.912 0.948 0.95 0.95 0 295INFINITI 12-14 M35 HYBRID 4 DR 1.018 0.05 0.883 0.942 0.90 0.75 20 290


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolINFINITI 06-14 M37/M56 4 DR 0.783 0.80 0.864 0.799 0.80 0.75 6.7 280INFINITI 03-04 M45 4 DR 0.981 0.28 0.845 0.899 0.90 0.90 0 290INFINITI 98-06 Q45 4 DR 1.001 0.65 0.945 0.981 1.00 0.95 5.3 300INFINITI 14 Q50 4 DR 0.857 0.81 0.905 0.866 0.85 0.80 6.3 285INFINITI 14 Q50 HYBRID 4 DR 0.000 0.00 0.954 0.977 1.00 0.80 25 300INFINITI 98-03 QX4 1.218 0.68 1.124 1.188 1.195 1.20 1.20 0 320INFINITI 04-14 QX56 1.017 0.74 1.024 1.019 1.037 1.05 1.05 0 305ISUZU 98-03 AMIGO/RODEO SPORT 1.253 0.31 1.176 1.201 1.20 1.20 0 320ISUZU 04-08 ASCENDER 1.133 0.33 1.091 1.103 1.081 1.10 1.10 0 310ISUZU 03-06 ASCENDER EXTENDED WHEELBASE 1.262 0.22 1.163 1.170 1.174 1.15 1.15 0 315ISUZU 02-04 AXIOM 1.240 0.19 1.124 1.141 1.198 1.20 1.25 -4 320ISUZU 98-00 HOMBRE 0.784 0.18 1.033 0.977 0.922 0.90 0.95 -5.3 290ISUZU 06-08 I-290/I-370 0.993 0.24 1.004 1.004 1.015 1.00 1.05 -4.8 300ISUZU 98-99 OASIS 4 DR 0.695 0.08 0.924 0.909 0.918 0.90 0.90 0 290ISUZU 98-04 RODEO 1.253 0.56 1.115 1.192 1.198 1.20 1.25 -4 320ISUZU 98-02 TROOPER 1.075 0.49 1.154 1.115 1.108 1.10 1.10 0 310ISUZU 99-01 VEHICROSS 0.885 0.05 1.116 1.057 1.05 1.00 5 305JAGUAR 14 F-TYPE 2 DR 0.286 0.00 0.535 0.768 0.75 0.75 0 275JAGUAR 00-08 S-TYPE 4 DR 0.908 0.77 0.888 0.903 0.90 0.85 5.9 290JAGUAR 02-08 X-TYPE 4 DR 1.002 0.58 0.987 0.996 1.00 0.95 5.3 300JAGUAR 09-14 XF 4 DR 0.846 0.21 0.861 0.867 0.85 0.90 -5.6 285JAGUAR 98-03 XJ-SERIES 4 DR 0.698 0.81 0.847 0.726 0.75 0.75 0 275JAGUAR 04-14 XJ-SERIES 4 DR 0.855 0.94 0.827 0.853 0.85 0.90 -5.6 285JAGUAR 98-06 XK-SERIES 2 DR 0.533 0.61 0.584 0.553 0.55 0.65 -15.4 255JAGUAR 07-14 XK-SERIES 2 DR 0.560 0.26 0.644 0.610 0.60 0.65 -7.7 260JEEP 98-01 CHEROKEE 1.089 0.91 1.064 1.087 1.10 1.10 0 310JEEP 14 CHEROKEE 0.000 0.00 0.947 0.974 0.95 0.95 0 295JEEP 06-10 COMMANDER 1.276 0.78 1.013 1.218 1.176 1.20 1.20 0 320JEEP 07-14 COMPASS 1.050 0.78 0.980 1.035 1.05 1.05 0 305JEEP 99-04 GRAND CHEROKEE 1.191 0.95 1.108 1.187 1.20 1.15 4.3 320JEEP 05-14 GRAND CHEROKEE 1.197 0.81 1.001 1.160 1.176 1.20 1.20 0 320JEEP 02-12 LIBERTY 1.237 0.99 1.076 1.235 1.25 1.25 0 325JEEP 07-14 PATRIOT 1.039 0.76 0.975 1.024 1.00 1.00 0 300JEEP 98-06 WRANGLER 0.943 0.96 1.119 0.950 0.95 0.95 0 295JEEP 07-14 WRANGLER 1.039 0.97 0.982 1.037 1.05 1.05 0 305JEEP 04-06 WRANGLER UNLIMITED 0.968 0.41 1.092 1.038 1.05 1.05 0 305JEEP 07-14 WRANGLER UNLIMITED 1.169 0.88 0.984 1.147 1.15 1.15 0 315KIA 04-09 AMANTI 4 DR 1.135 0.75 1.027 1.108 1.138 1.15 1.05 9.5 315KIA 09 BORREGO 0.951 0.19 0.999 0.986 1.00 1.00 0 300KIA 14 CADENZA 4 DR 1.439 0.01 0.924 0.966 0.921 0.90 0.85 5.9 290KIA 10-14 FORTE 4 DR 1.179 0.89 0.925 1.151 1.15 1.05 9.5 315KIA 10-14 FORTE KOUP 2 DR 1.108 0.38 0.928 1.005 1.00 1.00 0 300KIA 01-06 OPTIMA 4 DR 1.261 0.81 1.117 1.234 1.25 1.30 -3.8 325KIA 06-10 OPTIMA 4 DR 1.265 0.74 1.045 1.208 1.20 1.20 0 320KIA 11-14 OPTIMA 4 DR 0.951 0.91 0.905 0.947 0.925 0.95 0.95 0 295KIA 11-14 OPTIMA HYBRID 4 DR 1.114 0.36 0.904 0.993 0.905 0.90 0.95 -5.3 290


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolKIA 01-05 RIO 4 DR 1.088 0.74 1.053 1.079 1.10 1.10 0 310KIA 06-14 RIO 4 DR 1.159 0.96 1.021 1.153 1.114 1.10 1.10 0 310KIA 07-10 RONDO 4 DR 0.990 0.48 0.859 0.923 0.90 0.90 0 290KIA 02-05 SEDONA 1.163 0.78 1.094 1.148 1.15 1.15 0 315KIA 06-13 SEDONA 0.923 0.68 0.896 0.914 0.914 0.90 0.90 0 290KIA 98-01 SEPHIA 4 DR 1.065 0.85 1.069 1.066 1.05 1.10 -4.5 305KIA 03-09 SORENTO 1.143 0.69 1.124 1.137 1.15 1.15 0 315KIA 11-14 SORENTO 0.848 0.69 0.965 0.884 0.90 1.00 -10 290KIA 10-13 SOUL 0.903 0.94 0.827 0.898 0.90 0.90 0 290KIA 00-04 SPECTRA 4 DR 1.184 0.74 1.097 1.161 1.15 1.25 -8 315KIA 04-09 SPECTRA 4 DR 1.215 0.92 1.135 1.209 1.20 1.25 -4 320KIA 98-02 SPORTAGE 1.192 0.70 1.152 1.180 1.20 1.15 4.3 320KIA 05-14 SPORTAGE 0.988 0.89 0.964 0.985 0.977 1.00 0.95 5.3 300KIA 99-02 SPORTAGE CONVERTIBLE 0.895 0.10 1.186 1.122 1.10 1.10 0 310LAND ROVER 98 DISCOVERY 1.362 0.10 1.156 1.209 1.20 1.25 -4 320LAND ROVER 99-04 DISCOVERY 1.428 0.58 1.127 1.302 1.30 1.40 -7.1 330LAND ROVER 02-05 FREELANDER 1.095 0.48 1.074 1.084 1.10 1.05 4.8 310LAND ROVER 08-14 LR2 1.168 0.43 0.936 1.040 1.05 1.00 5 305LAND ROVER 05-14 LR4 1.042 0.72 1.025 1.037 1.05 1.00 5 305LAND ROVER 98-02 RANGE ROVER 1.250 0.29 1.090 1.139 1.15 1.10 4.5 315LAND ROVER 03-12 RANGE ROVER 1.209 0.23 1.006 1.085 1.10 1.15 -4.3 310LAND ROVER 13-14 RANGE ROVER 0.909 0.04 0.926 0.959 0.95 0.95 0 295LAND ROVER 12-14 RANGE ROVER EVOQUE 1.094 0.16 0.867 0.949 0.95 0.90 5.6 295LAND ROVER 06-13 RANGE ROVER SPORT 1.059 0.42 1.025 1.045 1.05 1.10 -4.5 305LAND ROVER 14 RANGE ROVER SPORT 0.000 0.00 0.928 0.964 0.95 0.95 0 295LEXUS 11-14 CT HYBRID 4 DR 0.649 0.44 0.785 0.733 0.75 0.90 -16.7 275LEXUS 98-12 ES 4 DR 0.892 0.99 0.956 0.893 0.90 0.85 5.9 290LEXUS 13-14 ES 350 4 DR 0.676 0.46 0.825 0.763 0.853 0.85 0.90 -5.6 285LEXUS 13-14 ES HYBRID 4 DR 0.878 0.20 0.845 0.898 0.904 0.90 0.90 0 290LEXUS 98-13 GS 4 DR 0.848 0.94 0.844 0.848 0.85 0.80 6.3 285LEXUS 07-13 GS HYBRID 4 DR 1.082 0.18 0.883 0.930 0.95 0.90 5.6 295LEXUS 03-14 GX 0.864 0.98 0.960 0.866 0.910 0.90 0.95 -5.3 290LEXUS 10-12 HS HYBRID 4 DR 0.906 0.08 0.923 0.928 0.95 0.95 0 295LEXUS 10-14 IS 2 DR 0.840 0.15 0.588 0.689 0.70 0.75 -6.7 270LEXUS 01-05 IS 4 DR 1.118 0.51 0.989 1.055 1.05 1.00 5 305LEXUS 06-13 IS 4 DR 0.900 0.84 0.907 0.901 0.90 0.85 5.9 290LEXUS 14 IS 4 DR 1.489 0.02 0.867 0.943 0.95 0.90 5.6 295LEXUS 98-00 LS 4 DR 0.900 0.39 0.845 0.867 0.85 0.85 0 285LEXUS 01-06 LS 4 DR 0.828 0.83 0.864 0.834 0.85 0.80 6.3 285LEXUS 07-14 LS 4 DR 0.900 0.74 0.852 0.888 0.90 0.85 5.9 290LEXUS 08-14 LS HYBRID 4 DR 1.097 0.03 0.906 0.921 0.90 0.95 -5.3 290LEXUS 98-13 LX 1.041 0.53 1.010 1.026 1.008 1.00 1.05 -4.8 300LEXUS 99-14 RX 0.969 0.99 0.936 0.969 0.935 0.95 0.90 5.6 295LEXUS 06-14 RX HYBRID 1.078 0.75 0.915 1.037 1.109 1.10 1.05 4.8 310LEXUS 98-00 SC 2 DR 0.876 0.14 0.965 0.951 0.95 0.95 0 295LEXUS 02-10 SC 2 DR 0.601 0.45 0.558 0.578 0.60 0.65 -7.7 260


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolLINCOLN 03-05 AVIATOR 1.133 0.80 1.036 1.114 1.146 1.15 1.15 0 315LINCOLN 02 BLACKWOOD 0.621 0.16 1.176 1.019 1.139 1.15 1.15 0 315LINCOLN 98-02 CONTINENTAL 4 DR 0.952 0.66 0.995 0.967 0.95 0.95 0 295LINCOLN 00-06 LS 4 DR 1.055 0.63 0.976 1.026 1.05 1.00 5 305LINCOLN 06-08 MARK LT 1.095 0.51 1.012 1.054 1.041 1.05 1.10 -4.5 305LINCOLN 98 MARK VIII 2 DR 0.831 0.14 0.981 0.957 0.95 0.95 0 295LINCOLN 09-14 MKS 4 DR 0.942 0.58 0.883 0.917 0.90 0.90 0 290LINCOLN 10-14 MKT 0.968 0.20 0.951 0.962 0.939 0.95 0.85 11.8 295LINCOLN 07-14 MKX 0.986 0.70 0.953 0.976 0.957 0.95 0.95 0 295LINCOLN 06-12 MKZ 4 DR 0.927 0.94 0.997 0.931 0.989 1.00 1.00 0 300LINCOLN 13-14 MKZ 4 DR 1.049 0.05 0.881 0.943 0.95 0.90 5.6 295LINCOLN 11-12 MKZ HYBRID 4 DR 0.722 0.45 0.924 0.833 0.85 0.85 0 285LINCOLN 13-14 MKZ HYBRID 4 DR 0.768 0.02 0.924 0.957 0.95 0.90 5.6 295LINCOLN 98-14 NAVIGATOR 1.096 0.79 1.113 1.100 1.139 1.15 1.15 0 315LINCOLN 07-14 NAVIGATOR L 1.339 0.21 1.058 1.123 1.082 1.10 1.05 4.8 310LINCOLN 98-11 TOWN CAR 4 DR 1.109 0.97 1.029 1.107 1.10 1.10 0 310LOTUS 05-11 ELISE 2 DR 0.223 0.50 0.489 0.356 0.55 0.65 -15.4 255LOTUS 10-14 EVORA 2 DR 0.209 0.07 0.744 0.817 0.80 0.85 -5.9 280LOTUS 06-11 EXIGE 2 DR 0.281 0.10 0.678 0.694 0.70 0.65 7.7 270MAZDA 98-02 626 4 DR 1.127 0.64 1.068 1.106 1.10 1.10 0 310MAZDA 98-09 B-SERIES PICKUP 0.933 0.59 0.988 0.956 1.016 1.00 1.05 -4.8 300MAZDA 13-14 CX-5 0.804 0.44 0.920 0.874 0.85 0.95 -10.5 285MAZDA 07-12 CX-7 1.023 0.79 0.956 1.009 1.00 1.00 0 300MAZDA 07-14 CX-9 0.921 0.98 0.997 0.923 0.957 0.95 0.95 0 295MAZDA 11-14 MAZDA2 4 DR 0.851 0.33 0.747 0.799 0.80 0.85 -5.9 280MAZDA 04-13 MAZDA3 4 DR 0.957 0.94 1.019 0.961 0.95 0.95 0 295MAZDA 14 MAZDA3 4 DR 0.000 0.00 0.753 0.877 0.90 0.90 0 290MAZDA 06-13 MAZDA5 4 DR 0.848 0.80 0.965 0.871 0.85 0.80 6.3 285MAZDA 03-08 MAZDA6 4 DR 1.017 0.92 1.052 1.020 1.00 1.00 0 300MAZDA 09-13 MAZDA6 4 DR 0.981 0.40 0.905 0.932 0.95 0.85 11.8 295MAZDA 14 MAZDA6 4 DR 0.852 0.12 0.885 0.925 0.95 0.90 5.6 295MAZDA 98-02 MILLENIA 4 DR 0.978 0.97 1.033 0.980 1.00 1.00 0 300MAZDA 98 MPV 1.003 0.27 0.957 0.972 0.95 0.95 0 295MAZDA 00-06 MPV 0.898 0.82 0.943 0.906 0.90 0.90 0 290MAZDA 99-14 MX-5 MIATA 2 DR 0.457 0.88 0.615 0.476 0.55 0.65 -15.4 255MAZDA 98 PROTEGE 4 DR 0.967 0.76 1.063 0.990 1.00 1.00 0 300MAZDA 99-03 PROTEGE 4 DR 1.000 0.89 1.041 1.005 1.00 0.95 5.3 300MAZDA 04-11 RX-8 4 DR 0.943 0.56 0.944 0.943 0.95 0.95 0 295MAZDA 01-11 TRIBUTE 1.061 0.97 1.059 1.061 1.006 1.00 1.00 0 300MAZDA 08-10 TRIBUTE HYBRID 0.982 0.02 1.041 1.031 1.070 1.05 1.05 0 305MERCEDES-BENZ 02-05 C-CLASS 2 DR 0.843 0.80 0.877 0.850 0.85 0.85 0 285MERCEDES-BENZ 12-14 C-CLASS 2 DR 0.775 0.48 0.820 0.802 0.80 0.90 -11.1 280MERCEDES-BENZ 98-00 C-CLASS 4 DR 0.860 0.76 0.946 0.881 0.90 0.85 5.9 290MERCEDES-BENZ 01-07 C-CLASS 4 DR 0.844 0.85 0.878 0.849 0.85 0.80 6.3 285MERCEDES-BENZ 08-14 C-CLASS 4 DR 0.829 0.69 0.886 0.847 0.85 0.85 0 285MERCEDES-BENZ 98-99 CL-CLASS 2 DR 0.779 0.02 0.967 0.966 0.95 0.95 0 295


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolMERCEDES-BENZ 00-14 CL-CLASS 2 DR 0.838 0.26 0.839 0.845 0.85 0.85 0 285MERCEDES-BENZ 14 CLA-CLASS 4 DR 0.000 0.00 0.875 0.938 0.95 0.90 5.6 295MERCEDES-BENZ 98-09 CLK-CLASS 2 DR 0.743 0.94 0.689 0.740 0.75 0.75 0 275MERCEDES-BENZ 06-14 CLS-CLASS 4 DR 0.888 0.71 0.822 0.869 0.85 0.85 0 285MERCEDES-BENZ 10-14 E-CLASS 2 DR 0.833 0.26 0.737 0.793 0.80 0.85 -5.9 280MERCEDES-BENZ 98-14 E-CLASS 4 DR 0.842 0.91 0.849 0.843 0.85 0.80 6.3 285MERCEDES-BENZ 13-14 E-CLASS HYBRID 4 DR 0.395 0.00 0.883 0.942 0.95 0.85 11.8 295MERCEDES-BENZ 02-14 G-CLASS 1.118 0.28 0.975 1.023 1.00 1.00 0 300MERCEDES-BENZ 07-14 GL-CLASS 1.041 0.81 0.973 1.028 1.05 1.00 5 305MERCEDES-BENZ 10-14 GLK-CLASS 1.003 0.43 0.941 0.968 0.95 0.95 0 295MERCEDES-BENZ 06-14 M-CLASS 0.951 0.75 0.947 0.950 0.95 0.95 0 295MERCEDES-BENZ 10-11 M-CLASS HYBRID 1.222 0.11 0.984 1.020 1.00 1.00 0 300MERCEDES-BENZ 98-05 ML-CLASS 1.070 0.81 0.986 1.054 1.05 1.05 0 305MERCEDES-BENZ 06-12 R-CLASS 0.951 0.66 0.960 0.954 0.95 0.95 0 295MERCEDES-BENZ 98-99 S-CLASS 4 DR 0.752 0.31 0.968 0.872 0.85 0.80 6.3 285MERCEDES-BENZ 00-14 S-CLASS 4 DR 0.880 0.87 0.855 0.877 0.90 0.85 5.9 290MERCEDES-BENZ 10-13 S-CLASS HYBRID 4 DR 1.141 0.02 0.885 0.922 0.90 0.95 -5.3 290MERCEDES-BENZ 98-12 SL-CLASS 2 DR 0.561 0.75 0.583 0.567 0.55 0.65 -15.4 255MERCEDES-BENZ 13-14 SL-CLASS 2 DR 0.657 0.12 0.565 0.741 0.75 0.80 -6.3 275MERCEDES-BENZ 98-14 SLK-CLASS 2 DR 0.547 0.84 0.575 0.551 0.55 0.65 -15.4 255MERCEDES-BENZ 11-14 SLS-CLASS 2 DR 0.337 0.12 0.741 0.763 0.80 0.95 -15.8 280MERCEDES-BENZ 03-13 SPRINTER 0.971 0.28 0.943 0.950 0.95 0.95 0 295MERCURY 99-02 COUGAR 2 DR 1.125 0.98 1.043 1.123 1.10 1.10 0 310MERCURY 98-11 GRAND MARQUIS 4 DR 1.069 0.73 1.094 1.076 1.091 1.10 1.05 4.8 310MERCURY 03-04 MARAUDER 4 DR 1.050 0.11 1.112 1.083 1.091 1.10 1.05 4.8 310MERCURY 05-11 MARINER 1.022 0.78 0.989 1.015 1.006 1.00 1.00 0 300MERCURY 06-11 MARINER HYBRID 1.153 0.35 1.056 1.090 1.070 1.05 1.05 0 305MERCURY 06-11 MILAN 4 DR 0.987 0.86 1.015 0.991 0.989 1.00 1.00 0 300MERCURY 10-11 MILAN HYBRID 4 DR 0.960 0.09 0.924 0.941 0.95 0.85 11.8 295MERCURY 04-07 MONTEREY 1.089 0.64 0.941 1.036 1.031 1.05 1.00 5 305MERCURY 98-10 MOUNTAINEER 1.176 0.83 1.100 1.163 1.146 1.15 1.15 0 315MERCURY 98-00 MYSTIQUE 4 DR 0.989 0.69 1.075 1.016 1.038 1.05 1.05 0 305MERCURY 98-05 SABLE 4 DR 1.063 0.94 1.039 1.062 1.103 1.10 1.10 0 310MERCURY 05-09 SABLE 4 DR 0.891 0.87 1.057 0.913 0.940 0.95 0.90 5.6 295MERCURY 98-99 TRACER 4 DR 1.070 0.61 1.048 1.061 1.034 1.05 1.05 0 305MERCURY 98-02 VILLAGER 0.913 0.78 0.961 0.924 0.931 0.95 0.95 0 295MINI 08-14 COOPER CLUBMAN 4 DR 0.608 0.66 0.738 0.652 0.65 0.65 0 265MINI 11-14 COOPER COUNTRYMAN 0.605 0.60 0.748 0.662 0.65 0.80 -18.8 265MINI 02-14 COOPER 2 DR 0.614 0.95 0.809 0.624 0.60 0.65 -7.7 260MINI 13-14 COOPER PACEMAN 2 DR 0.000 0.00 0.775 0.888 0.90 0.85 5.9 290MITSUBISHI 98-99 3000GT 2 DR 0.856 0.06 0.929 0.940 0.95 0.95 0 295MITSUBISHI 98-04 DIAMANTE 4 DR 1.330 0.26 1.051 1.149 1.15 1.15 0 315MITSUBISHI 98-99 ECLIPSE 2 DR 1.126 0.70 0.915 1.063 1.063 1.05 1.05 0 305MITSUBISHI 00-05 ECLIPSE 2 DR 1.206 0.87 0.916 1.168 1.198 1.20 1.15 4.3 320MITSUBISHI 06-12 ECLIPSE 2 DR 1.215 0.62 0.937 1.109 1.10 1.10 0 310MITSUBISHI 04-11 ENDEAVOR 1.300 0.36 1.052 1.160 1.15 1.20 -4.2 315


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolMITSUBISHI 98 GALANT 4 DR 1.107 0.83 1.093 1.105 1.10 1.05 4.8 310MITSUBISHI 99-03 GALANT 4 DR 1.231 0.82 1.087 1.205 1.20 1.20 0 320MITSUBISHI 04-12 GALANT 4 DR 1.342 0.82 1.063 1.292 1.30 1.30 0 330MITSUBISHI 12-13 I-MIEV 4 DR 0.537 0.01 0.676 0.833 0.936 0.95 0.80 18.8 295MITSUBISHI 02-07 LANCER 4 DR 1.178 0.86 1.113 1.169 1.15 1.20 -4.2 315MITSUBISHI 08-14 LANCER 4 DR 1.198 0.71 1.045 1.154 1.15 1.15 0 315MITSUBISHI 98-02 MIRAGE 2 DR 0.967 0.35 0.988 0.980 1.00 1.00 0 300MITSUBISHI 98-01 MIRAGE 4 DR 1.139 0.32 1.046 1.078 1.10 1.05 4.8 310MITSUBISHI 01-06 MONTERO 1.131 0.54 1.107 1.120 1.10 1.10 0 310MITSUBISHI 98-04 MONTERO SPORT 1.253 0.92 1.114 1.242 1.25 1.25 0 325MITSUBISHI 03-06 OUTLANDER 1.113 0.57 1.112 1.113 1.055 1.05 1.20 -12.5 305MITSUBISHI 07-14 OUTLANDER 1.013 0.57 0.940 0.982 1.055 1.05 0.95 10.5 305MITSUBISHI 11-14 OUTLANDER SPORT 1.022 0.45 0.922 0.971 1.055 1.05 0.95 10.5 305MITSUBISHI 06-09 RAIDER 1.580 0.37 1.027 1.258 1.227 1.25 1.20 4.2 325NISSAN 98 200SX 2 DR 1.070 0.32 0.930 0.976 1.00 0.95 5.3 300NISSAN 98 240SX 2 DR 0.420 0.19 0.983 0.859 0.85 0.95 -10.5 285NISSAN 03-14 370Z 2 DR 0.793 0.97 0.891 0.796 0.80 0.80 0 280NISSAN 08-13 ALTIMA 2 DR 1.068 0.73 0.923 1.029 1.05 1.00 5 305NISSAN 98-01 ALTIMA 4 DR 1.196 0.85 1.093 1.181 1.20 1.15 4.3 320NISSAN 02-06 ALTIMA 4 DR 1.088 0.91 1.084 1.088 1.10 1.05 4.8 310NISSAN 07-14 ALTIMA 4 DR 0.947 0.92 0.999 0.951 0.946 0.95 0.95 0 295NISSAN 07-11 ALTIMA HYBRID 4 DR 0.992 0.38 0.927 0.945 0.95 0.85 11.8 295NISSAN 04-14 ARMADA 1.047 0.85 1.036 1.045 1.037 1.05 1.05 0 305NISSAN 09-14 CUBE 0.764 0.52 0.866 0.813 0.80 0.80 0 280NISSAN 98-04 FRONTIER 0.963 0.81 1.024 0.975 1.00 1.00 0 300NISSAN 05-14 FRONTIER 0.936 0.91 0.936 0.936 0.941 0.95 1.00 -5 295NISSAN 09-14 GT-R 2 DR 0.552 0.09 0.798 0.814 0.80 0.90 -11.1 280NISSAN 11-14 JUKE 0.971 0.56 0.931 0.953 0.95 1.00 -5 295NISSAN 11-14 LEAF EV 0.751 0.42 0.802 0.787 0.80 0.90 -11.1 280NISSAN 98-03 MAXIMA 4 DR 1.099 0.68 1.048 1.083 1.063 1.05 1.00 5 305NISSAN 04-08 MAXIMA 4 DR 0.955 0.59 0.992 0.970 0.95 0.90 5.6 295NISSAN 09-14 MAXIMA 4 DR 0.925 0.97 0.904 0.924 0.946 0.95 0.90 5.6 295NISSAN 03-07 MURANO 1.061 0.87 1.053 1.060 1.05 1.00 5 305NISSAN 09-14 MURANO 0.902 0.74 0.981 0.923 0.923 0.90 0.85 5.9 290NISSAN 11-14 MURANO CROSSCABRIOLET 0.937 0.11 0.926 0.956 0.923 0.90 0.95 -5.3 290NISSAN 98-04 PATHFINDER 1.215 0.80 1.107 1.193 1.195 1.20 1.20 0 320NISSAN 05-12 PATHFINDER 0.998 0.92 1.027 1.000 1.00 1.00 0 300NISSAN 13-14 PATHFINDER 1.009 0.41 0.986 0.997 0.948 0.95 0.95 0 295NISSAN 98-02 QUEST 0.936 0.60 0.944 0.939 0.931 0.95 0.95 0 295NISSAN 04-09 QUEST 0.902 0.83 0.949 0.910 0.90 0.90 0 290NISSAN 11-14 QUEST 1.038 0.28 0.835 0.913 0.90 0.95 -5.3 290NISSAN 08-14 ROGUE SELECT 1.062 0.85 0.928 1.042 1.05 1.00 5 305NISSAN 98-99 SENTRA 4 DR 1.097 0.93 1.005 1.091 1.10 1.05 4.8 310NISSAN 00-06 SENTRA 4 DR 1.193 0.88 1.112 1.183 1.20 1.15 4.3 320NISSAN 07-12 SENTRA 4 DR 1.092 0.82 1.057 1.086 1.10 1.05 4.8 310NISSAN 13-14 SENTRA 4 DR 1.107 0.47 0.947 1.024 1.00 1.00 0 300


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolNISSAN 04-14 TITAN 1.139 0.90 0.989 1.124 1.10 1.15 -4.3 310NISSAN 07-12 VERSA 4 DR 1.005 0.96 1.049 1.007 1.00 1.00 0 300NISSAN 12-14 VERSA SEDAN 4 DR 0.919 0.77 0.922 0.920 0.90 1.00 -10 290NISSAN 00-04 XTERRA 1.136 0.82 1.143 1.137 1.15 1.10 4.5 315NISSAN 05-14 XTERRA 0.974 0.82 1.018 0.982 1.00 1.00 0 300OLDSMOBILE 98 ACHIEVA 4 DR 1.013 0.22 1.093 1.079 1.013 1.00 1.05 -4.8 300OLDSMOBILE 99-04 ALERO 2 DR 1.129 0.67 1.049 1.103 1.071 1.05 1.05 0 305OLDSMOBILE 99-04 ALERO 4 DR 1.088 0.97 1.061 1.087 1.10 1.10 0 310OLDSMOBILE 98-99 AURORA 4 DR 1.015 0.43 1.050 1.032 1.028 1.05 1.00 5 305OLDSMOBILE 01-03 AURORA 4 DR 1.016 0.68 1.011 1.014 0.963 0.95 0.95 0 295OLDSMOBILE 98-04 BRAVADA 1.084 0.37 1.136 1.112 1.081 1.10 1.10 0 310OLDSMOBILE 98-99 CUTLASS 4 DR 1.076 0.77 1.093 1.080 1.077 1.10 1.05 4.8 310OLDSMOBILE 98-99 EIGHTY EIGHT/LSS 4 DR 0.981 0.59 1.051 1.010 0.974 0.95 0.95 0 295OLDSMOBILE 98-02 INTRIGUE 4 DR 0.993 0.94 1.022 0.995 1.029 1.05 1.05 0 305OLDSMOBILE 98 REGENCY 4 DR 0.928 0.11 1.070 1.028 1.05 1.00 5 305OLDSMOBILE 98-04 SILHOUETTE 0.906 0.86 0.957 0.913 0.956 0.95 0.95 0 295PLYMOUTH 98-00 BREEZE 4 DR 1.193 0.47 1.125 1.160 1.128 1.15 1.15 0 315PLYMOUTH 98-99 NEON 2 DR 1.098 0.24 1.129 1.115 1.076 1.10 1.10 0 310PLYMOUTH 98-01 NEON 4 DR 1.146 0.74 1.070 1.126 1.15 1.25 -8 315PLYMOUTH 99-01 PROWLER 2 DR 0.448 0.12 0.651 0.667 0.612 0.60 0.65 -7.7 260PLYMOUTH 98-00 VOYAGER/GRAND VOYAGER 0.980 0.83 0.955 0.976 0.993 1.00 1.00 0 300PONTIAC 01-05 AZTEK 1.061 0.65 1.106 1.077 1.033 1.05 1.00 5 305PONTIAC 98-99 BONNEVILLE 4 DR 0.989 0.66 1.051 1.010 0.974 0.95 0.95 0 295PONTIAC 00-05 BONNEVILLE 4 DR 0.908 0.54 1.011 0.955 0.963 0.95 0.95 0 295PONTIAC 98-02 FIREBIRD/TRANS AM 2 DR 0.650 0.66 0.941 0.749 0.724 0.70 0.85 -17.6 270PONTIAC 09 G3 4 DR 0.834 0.05 0.969 0.933 1.076 1.10 1.05 4.8 310PONTIAC 07-09 G5 2 DR 1.171 0.70 1.094 1.148 1.151 1.15 1.20 -4.2 315PONTIAC 06-09 G6 2 DR 1.072 0.72 0.853 1.011 1.00 0.95 5.3 300PONTIAC 05-10 G6 4 DR 1.210 0.72 1.033 1.160 1.15 1.15 0 315PONTIAC 08-09 G8 4 DR 0.824 0.40 0.939 0.884 0.90 0.85 5.9 290PONTIAC 98 GRAND AM 2 DR 0.956 0.20 1.114 1.065 1.05 1.05 0 305PONTIAC 99-05 GRAND AM 2 DR 1.050 0.80 1.052 1.050 1.071 1.05 1.05 0 305PONTIAC 98 GRAND AM 4 DR 0.983 0.64 1.093 1.023 1.013 1.00 1.05 -4.8 300PONTIAC 99-05 GRAND AM 4 DR 1.146 0.95 1.065 1.142 1.15 1.10 4.5 315PONTIAC 98-02 GRAND PRIX 2 DR 0.913 0.68 1.041 0.954 0.995 1.00 1.00 0 300PONTIAC 98-08 GRAND PRIX 4 DR 1.097 0.89 1.028 1.089 1.029 1.05 1.05 0 305PONTIAC 04-06 GTO 2 DR 0.883 0.30 1.060 0.995 1.00 1.00 0 300PONTIAC 98-06 MONTANA SV6 0.910 0.91 0.961 0.915 0.956 0.95 0.95 0 295PONTIAC 06-09 SOLSTICE 2 DR 0.535 0.74 0.712 0.581 0.557 0.55 0.65 -15.4 255PONTIAC 98-05 SUNFIRE 2 DR 1.123 0.69 1.068 1.106 1.077 1.10 1.10 0 310PONTIAC 98-02 SUNFIRE 4 DR 1.080 0.53 1.106 1.092 1.097 1.10 1.10 0 310PONTIAC 06-09 TORRENT 1.045 0.39 1.011 1.021 1.00 0.95 5.3 300PONTIAC 03-10 VIBE 4 DR 0.851 0.62 0.898 0.869 0.871 0.85 0.85 0 285PORSCHE 98 911 2 DR 0.075 0.50 0.763 0.419 0.60 0.70 -14.3 260PORSCHE 98-14 BOXSTER 2 DR 0.344 0.71 0.600 0.418 0.55 0.65 -15.4 255PORSCHE 03-13 CAYENNE 1.044 0.67 0.949 1.013 1.010 1.00 1.00 0 300


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolPORSCHE 11-14 CAYENNE HYBRID 0.920 0.04 0.928 0.958 0.933 0.95 1.00 -5 295PORSCHE 06-13 CAYMAN 2 DR 0.474 0.26 0.774 0.694 0.70 0.75 -6.7 270PORSCHE 99-14 NEW 911 2 DR 0.360 0.80 0.677 0.423 0.55 0.65 -15.4 255PORSCHE 10-14 PANAMERA 4 DR 0.680 0.49 0.731 0.707 0.70 0.85 -17.6 270PORSCHE 12-14 PANAMERA HYBRID 4 DR 0.289 0.01 0.747 0.866 0.85 0.85 0 285RAM 13-14 C/V 1.003 0.95 0.959 1.001 0.993 1.00 1.00 0 300RAM 13-14 MEGA CAB PICKUP 1.179 0.87 1.156 1.176 1.20 1.20 0 320RAM 13-14 PICKUP 1500 0.990 0.64 0.898 0.957 0.95 0.95 0 295RAM 13-14 PICKUP 2500/3500 1.075 0.78 1.145 1.090 1.10 1.15 -4.3 310SAAB 05-06 9-2X 4 DR 0.861 0.24 0.895 0.889 0.897 0.90 0.90 0 290SAAB 98-11 9-3 2 DR 0.599 0.66 0.666 0.622 0.60 0.65 -7.7 260SAAB 98-11 9-3 4 DR 0.751 0.89 0.890 0.766 0.75 0.75 0 275SAAB 11 9-4X 0.787 0.02 0.958 0.975 1.034 1.05 0.95 10.5 305SAAB 99-11 9-5 4 DR 0.756 0.85 0.912 0.779 0.80 0.75 6.7 280SAAB 05-09 9-7X 1.083 0.35 0.950 1.002 1.081 1.10 1.00 10 310SAAB 98 9000 4 DR 0.882 0.03 0.852 0.853 0.85 0.85 0 285SATURN 08-09 ASTRA 2 DR 0.539 0.38 0.828 0.718 0.70 0.85 -17.6 270SATURN 08-09 ASTRA 4 DR 0.864 0.21 0.935 0.883 0.90 0.80 12.5 290SATURN 07-09 AURA 4 DR 0.977 0.55 1.000 0.987 0.954 0.95 0.95 0 295SATURN 07-09 AURA HYBRID 4 DR 0.567 0.12 0.904 0.859 0.910 0.90 0.90 0 290SATURN 03-07 ION 4 DR 1.034 0.97 1.107 1.036 1.05 1.05 0 305SATURN 00-05 L-SERIES 4 DR 0.975 0.97 1.057 0.977 1.00 0.95 5.3 300SATURN 07-10 OUTLOOK 1.036 0.52 1.028 1.032 0.948 0.95 0.90 5.6 295SATURN 05-07 RELAY 0.945 0.38 0.920 0.937 0.956 0.95 0.95 0 295SATURN 98-02 S-SERIES 2 DR 0.965 0.89 1.009 0.970 0.95 1.00 -5 295SATURN 98-02 S-SERIES 4 DR 0.929 0.88 1.037 0.942 0.95 0.95 0 295SATURN 07-09 SKY 2 DR 0.477 0.69 0.645 0.529 0.557 0.55 0.65 -15.4 255SATURN 02-07 VUE 0.968 0.75 1.101 1.001 1.00 0.95 5.3 300SATURN 08-09 VUE 0.874 0.66 0.959 0.903 0.90 0.85 5.9 290SATURN 07-09 VUE HYBRID 1.095 0.12 1.027 1.029 1.05 1.00 5 305SCION 13-14 FR-S 2 DR 0.755 0.11 0.837 0.892 0.877 0.90 0.90 0 290SCION 12-14 IQ 2 DR 0.965 0.14 0.686 0.838 0.85 0.85 0 285SCION 05-14 TC 2 DR 1.188 0.88 0.997 1.165 1.15 1.15 0 315SCION 04-06 XA 4 DR 0.870 0.52 0.969 0.918 0.90 0.90 0 290SCION 04-06 XB 0.880 0.89 0.946 0.887 0.90 0.85 5.9 290SCION 08-14 XB 0.863 0.94 0.971 0.869 0.85 0.85 0 285SCION 08-14 XD 4 DR 0.887 0.87 0.957 0.896 0.90 0.90 0 290SMART 08-14 FORTWO 2 DR 0.516 0.75 0.541 0.522 0.55 0.65 -15.4 255SMART 13-14 FORTWO ELECTRIC DRIVE 2 DR 0.000 0.00 0.514 0.757 0.75 0.70 7.1 275SUBARU 03-06 BAJA 0.909 0.59 1.078 0.978 1.00 1.00 0 300SUBARU 13-14 BRZ 2 DR 0.843 0.15 0.837 0.895 0.877 0.90 0.90 0 290SUBARU 09-14 FORESTER 0.836 0.92 0.912 0.842 0.85 0.85 0 285SUBARU 98-08 FORESTER 4 DR 0.854 0.92 0.917 0.859 0.85 0.80 6.3 285SUBARU 98-01 IMPREZA 2 DR 0.698 0.21 1.064 0.955 0.95 0.95 0 295SUBARU 98-07 IMPREZA 4 DR 0.887 0.93 1.002 0.895 0.897 0.90 0.90 0 290SUBARU 08-14 IMPREZA 4 DR 0.888 0.74 0.889 0.888 0.90 0.95 -5.3 290


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolSUBARU 98-14 LEGACY 4 DR 0.900 0.98 0.931 0.901 0.90 0.90 0 290SUBARU 05-14 OUTBACK 0.788 0.91 0.997 0.807 0.80 0.80 0 280SUBARU 06-14 TRIBECA 0.940 0.70 0.980 0.952 0.95 0.95 0 295SUBARU 13-14 XV CROSSTREK 0.736 0.34 0.909 0.865 0.85 0.95 -10.5 285SUZUKI 02-07 AERIO 4 DR 1.065 0.33 1.034 1.048 1.05 1.05 0 305SUZUKI 09-12 EQUATOR 1.304 0.09 0.939 1.001 0.941 0.95 1.00 -5 295SUZUKI 98-02 ESTEEM 4 DR 1.028 0.34 0.967 0.991 1.00 1.00 0 300SUZUKI 04-08 FORENZA 4 DR 1.424 0.51 1.125 1.277 1.30 1.40 -7.1 330SUZUKI 99-05 GRAND VITARA 1.103 0.76 1.130 1.109 1.071 1.05 1.10 -4.5 305SUZUKI 06-13 GRAND VITARA 1.135 0.68 0.951 1.076 1.10 1.10 0 310SUZUKI 01-06 GRAND VITARA XL-7 1.249 0.75 1.109 1.214 1.20 1.25 -4 320SUZUKI 10-13 KIZASHI 4 DR 0.970 0.28 0.888 0.924 0.90 0.95 -5.3 290SUZUKI 05-08 RENO 4 DR 1.335 0.30 1.035 1.151 1.15 1.40 -17.9 315SUZUKI 98 SIDEKICK 0.966 0.19 1.085 1.040 1.05 0.90 16.7 305SUZUKI 98-01 SWIFT 2 DR 0.701 0.13 0.868 0.860 0.795 0.80 0.75 6.7 280SUZUKI 07-13 SX4 4 DR 1.051 0.66 0.979 1.027 1.05 1.05 0 305SUZUKI 04-06 VERONA 4 DR 1.400 0.36 1.123 1.241 1.25 1.25 0 325SUZUKI 98 X-90 0.134 0.11 0.918 0.827 0.85 0.90 -5.6 285SUZUKI 07-09 XL7 1.057 0.46 0.967 1.009 1.00 1.00 0 300TESLA 12-14 MODEL S EV 0.899 0.14 0.787 0.879 0.90 0.90 0 290TOYOTA 98-14 4RUNNER 0.913 0.94 1.007 0.919 0.910 0.90 0.95 -5.3 290TOYOTA 98-04 AVALON 4 DR 0.956 0.93 1.002 0.959 0.95 0.90 5.6 295TOYOTA 05-14 AVALON 4 DR 0.841 0.89 0.977 0.856 0.853 0.85 0.80 6.3 285TOYOTA 13-14 AVALON HYBRID 4 DR 0.862 0.08 0.924 0.951 0.904 0.90 0.80 12.5 290TOYOTA 98-14 CAMRY 4 DR 1.001 0.98 1.008 1.001 1.00 1.00 0 300TOYOTA 07-14 CAMRY HYBRID 4 DR 0.950 0.67 0.922 0.941 0.95 0.90 5.6 295TOYOTA 99-08 CAMRY SOLARA 2 DR 0.978 0.98 0.943 0.977 1.00 0.95 5.3 300TOYOTA 98-99 CELICA 2 DR 0.775 0.17 0.752 0.756 0.75 0.75 0 275TOYOTA 00-05 CELICA 2 DR 1.055 0.74 0.884 1.011 1.00 1.00 0 300TOYOTA 98-02 COROLLA 4 DR 1.070 0.92 1.069 1.070 1.05 1.00 5 305TOYOTA 03-14 COROLLA 4 DR 1.028 0.93 1.005 1.026 1.05 1.00 5 305TOYOTA 00-05 ECHO 2 DR 0.850 0.43 0.959 0.909 0.90 0.90 0 290TOYOTA 00-05 ECHO 4 DR 1.008 0.82 0.927 0.993 1.00 0.95 5.3 300TOYOTA 07-14 FJ CRUISER 1.071 0.73 0.987 1.048 1.05 1.05 0 305TOYOTA 01-14 HIGHLANDER 0.903 0.99 0.995 0.904 0.935 0.95 0.90 5.6 295TOYOTA 06-14 HIGHLANDER HYBRID 1.164 0.84 0.972 1.133 1.109 1.10 1.05 4.8 310TOYOTA 98-13 LAND CRUISER 0.933 0.59 1.060 0.985 1.008 1.00 1.05 -4.8 300TOYOTA 03-13 MATRIX 4 DR 0.871 0.90 0.907 0.875 0.871 0.85 0.85 0 285TOYOTA 00-05 MR2 SPYDER 2 DR 0.511 0.91 0.588 0.518 0.55 0.65 -15.4 255TOYOTA 01-03 PRIUS 4 DR 1.008 0.77 1.034 1.014 1.00 0.95 5.3 300TOYOTA 04-09 PRIUS 4 DR 0.905 0.89 0.855 0.900 0.90 0.85 5.9 290TOYOTA 10-14 PRIUS 4 DR 0.845 0.71 0.766 0.822 0.80 0.80 0 280TOYOTA 12-14 PRIUS C 4 DR 0.907 0.46 0.757 0.836 0.85 0.85 0 285TOYOTA 98-05 RAV4 0.924 0.97 1.061 0.928 0.95 0.95 0 295TOYOTA 06-14 RAV4 0.950 0.91 0.927 0.948 0.95 0.90 5.6 295TOYOTA 12-14 RAV4 EV 0.000 0.00 0.888 0.944 0.95 0.95 0 295


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolTOYOTA 01-13 SEQUOIA 1.030 0.93 1.024 1.030 1.05 1.00 5 305TOYOTA 98-14 SIENNA 0.873 0.96 0.905 0.874 0.85 0.85 0 285TOYOTA 98 SUPRA 2 DR 0.144 0.29 0.896 0.687 0.80 0.95 -15.8 280TOYOTA 98 T100 1.011 0.52 0.966 0.989 1.00 1.00 0 300TOYOTA 98-04 TACOMA 0.934 0.96 0.975 0.936 0.95 0.95 0 295TOYOTA 05-14 TACOMA 0.908 0.90 0.892 0.906 0.90 0.95 -5.3 290TOYOTA 98 TERCEL 2 DR 1.301 0.02 0.927 0.945 0.95 0.95 0 295TOYOTA 00-06 TUNDRA 1.026 0.86 0.993 1.021 1.00 1.05 -4.8 300TOYOTA 07-14 TUNDRA 0.984 0.87 0.921 0.976 1.00 1.00 0 300TOYOTA 09-14 VENZA 0.806 0.87 0.956 0.826 0.85 0.85 0 285TOYOTA 07-14 YARIS 2 DR 0.887 0.92 0.880 0.886 0.90 0.85 5.9 290TOYOTA 07-14 YARIS 4 DR 1.024 0.72 0.966 1.008 1.00 1.00 0 300VOLKSWAGEN 12-14 BEETLE 2 DR 0.899 0.38 0.756 0.840 0.85 0.90 -5.6 285VOLKSWAGEN 98-02 CABRIO 2 DR 0.803 0.72 0.770 0.794 0.80 0.75 6.7 280VOLKSWAGEN 09-14 CC 4 DR 0.839 0.77 0.881 0.849 0.85 0.80 6.3 285VOLKSWAGEN 07-14 EOS 2 DR 0.728 0.64 0.636 0.695 0.70 0.65 7.7 270VOLKSWAGEN 99-03 EUROVAN 0.697 0.16 0.938 0.891 0.90 0.90 0 290VOLKSWAGEN 98-99 GOLF 4 DR 0.933 0.13 0.903 0.922 0.90 0.95 -5.3 290VOLKSWAGEN 99-06 GOLF 4 DR 0.771 0.86 0.965 0.798 0.80 0.80 0 280VOLKSWAGEN 99-06 GTI 2 DR 0.772 0.44 0.930 0.854 0.85 0.80 6.3 285VOLKSWAGEN 98-99 JETTA 4 DR 0.907 0.49 1.013 0.961 0.95 1.00 -5 295VOLKSWAGEN 99-05 JETTA 4 DR 0.900 0.97 1.036 0.904 0.90 0.85 5.9 290VOLKSWAGEN 05-14 JETTA 4 DR 0.935 0.90 0.947 0.936 0.95 0.90 5.6 295VOLKSWAGEN 13-14 JETTA HYBRID 4 DR 1.403 0.03 0.885 0.955 0.95 0.90 5.6 295VOLKSWAGEN 98-10 NEW BEETLE 2 DR 0.775 0.95 0.869 0.780 0.80 0.75 6.7 280VOLKSWAGEN 98-01 PASSAT 4 DR 0.930 0.66 0.999 0.953 0.95 0.90 5.6 295VOLKSWAGEN 01-05 PASSAT 4 DR 0.872 0.65 0.962 0.904 0.887 0.90 0.80 12.5 290VOLKSWAGEN 06-10 PASSAT 4 DR 0.855 0.86 0.899 0.861 0.85 0.80 6.3 285VOLKSWAGEN 12-14 PASSAT 4 DR 0.762 0.86 0.898 0.781 0.80 0.95 -15.8 280VOLKSWAGEN 04-06 PHAETON 4 DR 0.852 0.04 1.045 1.000 1.00 0.95 5.3 300VOLKSWAGEN 06-14 RABBIT/GTI 2 DR 0.834 0.81 0.848 0.837 0.85 0.85 0 285VOLKSWAGEN 06-14 RABBIT/GTI 4 DR 0.752 0.85 0.848 0.766 0.75 0.75 0 275VOLKSWAGEN 09-13 ROUTAN 0.944 0.44 0.848 0.891 0.90 0.85 5.9 290VOLKSWAGEN 09-14 TIGUAN 0.771 0.63 0.936 0.832 0.85 0.90 -5.6 285VOLKSWAGEN 04-14 TOUAREG 1.043 0.38 1.001 1.017 1.010 1.00 1.00 0 300VOLKSWAGEN 11-14 TOUAREG HYBRID 0.455 0.03 0.948 0.958 0.936 0.95 0.95 0 295VOLVO 08-13 C30 2 DR 0.663 0.31 0.785 0.745 0.75 0.80 -6.3 275VOLVO 98-04 C70 2 DR 0.772 0.54 0.664 0.722 0.70 0.70 0 270VOLVO 06-13 C70 2 DR 0.635 0.87 0.582 0.628 0.65 0.65 0 265VOLVO 00-04 S40/V40 4 DR 1.047 0.94 0.979 1.043 1.05 0.95 10.5 305VOLVO 04-11 S40/V50 4 DR 0.836 0.90 0.923 0.845 0.85 0.80 6.3 285VOLVO 98-00 S70/V70 4 DR 0.898 0.80 0.952 0.909 0.90 0.85 5.9 290VOLVO 99-14 S80 4 DR 0.835 0.76 0.916 0.854 0.85 0.80 6.3 285VOLVO 98 S90/V90 4 DR 0.870 0.70 1.019 0.915 0.90 1.00 -10 290VOLVO 01-10 V70 4 DR 0.865 0.87 0.918 0.872 0.85 0.85 0 285VOLVO 10-14 XC60 0.694 0.40 0.936 0.834 0.85 0.90 -5.6 285


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolVOLVO 03-14 XC70 0.889 0.93 0.931 0.892 0.90 0.85 5.9 290VOLVO 03-14 XC90 1.006 0.87 0.908 0.993 1.00 0.95 5.3 300VPG 11-12 MV-1 0.330 0.01 0.971 0.979 1.00 1.00 0 300


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Exhibit 1-2: PIP and Med Pay Credibility-Weighted Relativities and Final Rating Factors


Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolACURA 98-99 CL-SERIES 2 DR 1.069 0.46 1.009 1.034 1.05 0.95 10.5 505ACURA 01-03 CL-SERIES 2 DR 1.103 0.74 0.988 1.073 1.099 1.10 1.05 4.8 510ACURA 13-14 ILX 4 DR 0.629 0.28 0.938 0.865 1.040 1.05 0.95 10.5 505ACURA 13-14 ILX HYBRID 4 DR 1.132 0.02 0.938 0.972 0.964 0.95 0.85 11.8 495ACURA 98-01 INTEGRA 2 DR 1.038 0.44 0.919 0.972 0.95 0.95 0 495ACURA 98-01 INTEGRA 4 DR 0.902 0.25 1.068 1.016 1.00 1.00 0 500ACURA 01-06 MDX 0.965 0.93 0.815 0.955 0.95 0.80 18.8 495ACURA 07-13 MDX 0.567 0.92 0.764 0.583 0.60 0.65 -7.7 460ACURA 14 MDX 0.275 0.03 0.765 0.861 0.85 0.90 -5.6 485ACURA 98-05 NSX 2 DR 0.043 0.50 0.842 0.443 0.60 0.70 -14.3 460ACURA 07-14 RDX 0.649 0.72 0.819 0.697 0.70 0.75 -6.7 470ACURA 05-12 RL 4 DR 0.713 0.57 0.853 0.773 0.75 0.70 7.1 475ACURA 98-04 RL-SERIES 4 DR 1.166 0.60 0.899 1.059 1.05 1.00 5 505ACURA 14 RLX 4 DR 1.010 0.01 0.839 0.920 0.90 0.90 0 490ACURA 02-06 RSX 2 DR 0.938 0.84 0.883 0.929 0.95 0.90 5.6 495ACURA 98-99 SLX 0.389 0.18 0.977 0.862 1.039 1.05 1.00 5 505ACURA 09-14 TL 4 DR 0.814 0.64 0.893 0.842 0.85 0.80 6.3 485ACURA 98 TL-SERIES 4 DR 1.324 0.43 1.112 1.209 1.20 1.20 0 520ACURA 99-08 TL-SERIES 4 DR 0.975 0.91 1.018 0.979 1.038 1.05 0.95 10.5 505ACURA 04-08 TSX 4 DR 0.874 0.82 0.964 0.890 0.90 0.85 5.9 490ACURA 09-14 TSX 4 DR 0.785 0.95 0.960 0.794 0.80 0.75 6.7 480ACURA 10-13 ZDX 0.782 0.14 0.764 0.805 0.80 0.85 -5.9 480AUDI 06-14 A3 4 DR 0.437 0.77 0.895 0.542 0.55 0.65 -15.4 455AUDI 03-09 A4/S4/RS4 2 DR 0.560 0.63 0.583 0.569 0.55 0.65 -15.4 455AUDI 09-14 A4/S4 4 DR 0.579 0.98 0.911 0.586 0.60 0.70 -14.3 460AUDI 98-08 A4/S4/RS4 4 DR 0.777 0.82 0.978 0.813 0.754 0.75 0.75 0 475AUDI 08-14 A5/S5/RS5 2 DR 0.518 0.81 0.701 0.553 0.55 0.65 -15.4 455AUDI 12-14 A6/S6 4 DR 0.413 0.45 0.849 0.660 0.75 0.90 -16.7 475AUDI 98-11 A6/S6/RS6 4 DR 0.717 0.85 0.889 0.743 0.75 0.70 7.1 475AUDI 12-14 A7/S7/RS7 4 DR 0.425 0.35 0.625 0.611 0.65 0.80 -18.8 465AUDI 98-03 A8/S8 4 DR 0.509 0.43 0.851 0.703 0.70 0.85 -17.6 470AUDI 04-14 A8/S8 4 DR 0.578 0.52 0.785 0.677 0.70 0.65 7.7 470AUDI 01-05 ALLROAD 0.425 0.44 0.765 0.599 0.60 0.65 -7.7 460AUDI 13-14 ALLROAD 0.232 0.06 0.766 0.837 0.85 0.90 -5.6 485AUDI 98 CABRIOLET 2 DR 0.312 0.13 0.824 0.788 0.80 0.90 -11.1 480AUDI 13-14 Q5 HYBRID 0.000 0.00 0.764 0.882 0.85 0.70 21.4 485AUDI 09-14 Q5/SQ5 0.408 0.95 0.777 0.426 0.60 0.70 -14.3 460AUDI 07-14 Q7 0.550 0.50 0.759 0.655 0.65 0.70 -7.1 465AUDI 08-13 R8 2 DR 0.403 0.47 0.659 0.543 0.65 0.80 -18.8 465AUDI 00-06 TT 2 DR 0.467 0.72 0.734 0.542 0.55 0.65 -15.4 455AUDI 08-14 TT 2 DR 0.497 0.65 0.700 0.568 0.65 0.80 -18.8 465BMW 08-13 1-SERIES 2 DR 0.676 0.83 0.749 0.688 0.70 0.70 0 470BMW 99-05 3-SERIES 4 DR 0.979 0.94 0.967 0.978 1.00 0.95 5.3 500BMW 13-14 3-SERIES SEDAN 4 DR 0.766 0.52 0.890 0.826 0.85 0.90 -5.6 485BMW 13-14 3-SERIES ACTIVEHYBRID 4 DR 1.137 0.01 0.853 0.928 0.90 0.75 20 490BMW 14 3-SERIES GRAN TURISMO 4 DR 0.000 0.00 0.853 0.927 0.95 0.90 5.6 495


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolBMW 06-12 3-SERIES WAGON 4 DR 0.796 0.94 0.938 0.805 0.80 0.75 6.7 480BMW 98-99 3-SERIES/M3 2 DR 0.844 0.66 0.857 0.848 0.85 0.75 13.3 485BMW 00-06 3-SERIES/M3 2 DR 0.667 0.80 0.703 0.674 0.65 0.70 -7.1 465BMW 07-13 3-SERIES/M3 2 DR 0.655 0.91 0.689 0.658 0.65 0.65 0 465BMW 98 3-SERIES/M3 4 DR 0.949 0.26 1.083 1.043 1.05 1.05 0 505BMW 14 4-SERIES 2 DR 0.000 0.00 0.760 0.880 0.90 0.90 0 490BMW 12-14 5 SERIES ACTIVEHYBRID 4 DR 0.000 0.00 0.785 0.893 0.90 0.85 5.9 490BMW 10-14 5-SERIES GRAN TURISMO 4 DR 0.641 0.29 0.820 0.781 0.80 0.90 -11.1 480BMW 98-14 5-SERIES/M5 4 DR 0.862 0.91 0.858 0.862 0.85 0.85 0 485BMW 13-14 6-SERIES GRAN COUPE 4 DR 1.103 0.05 0.692 0.851 0.85 0.90 -5.6 485BMW 04-13 6-SERIES/M6 2 DR 0.853 0.50 0.564 0.709 0.70 0.75 -6.7 470BMW 98-14 7-SERIES 4 DR 1.017 0.91 0.785 0.996 1.00 0.95 5.3 500BMW 11-14 7-SERIES ACTIVEHYBRID 4 DR 0.210 0.04 0.784 0.860 0.85 0.95 -10.5 485BMW 13-14 X1 0.514 0.20 0.865 0.835 0.85 0.90 -5.6 485BMW 04-14 X3 0.750 0.98 0.778 0.751 0.75 0.75 0 475BMW 00-14 X5 0.868 0.82 0.762 0.849 0.85 0.85 0 485BMW 08-14 X6 0.715 0.41 0.740 0.731 0.75 0.75 0 475BMW 10-11 X6 ACTIVEHYBRID 1.281 0.01 0.695 0.850 0.85 0.85 0 485BMW 98-14 Z4 2 DR 0.449 0.81 0.615 0.481 0.55 0.65 -15.4 455BMW 00-03 Z8 2 DR 0.005 0.50 0.498 0.252 0.55 0.65 -15.4 455BUICK 98-05 CENTURY 4 DR 1.088 0.59 1.138 1.109 1.100 1.10 1.05 4.8 510BUICK 08-14 ENCLAVE 0.748 0.33 0.788 0.764 0.749 0.75 0.65 15.4 475BUICK 13-14 ENCORE 0.977 0.06 0.877 0.937 0.95 0.95 0 495BUICK 05-14 LACROSSE 4 DR 0.740 0.90 1.054 0.771 0.764 0.85 1.05 -19 485BUICK 12-14 LACROSSE HYBRID 0.839 0.23 0.963 0.944 0.95 1.05 -9.5 495BUICK 98-99 LESABRE 4 DR 1.103 0.56 1.112 1.107 1.091 1.10 1.10 0 510BUICK 00-05 LESABRE 4 DR 0.876 0.86 1.081 0.905 0.838 0.85 0.90 -5.6 485BUICK 06-11 LUCERNE 4 DR 0.906 0.54 1.070 0.981 1.00 0.90 11.1 500BUICK 98-99 PARK AVENUE 4 DR 1.122 0.12 1.112 1.061 1.057 1.05 1.00 5 505BUICK 00-05 PARK AVENUE 4 DR 0.736 0.70 1.060 0.833 0.838 0.85 0.90 -5.6 485BUICK 04-07 RAINIER 0.773 0.36 0.974 0.892 1.073 1.05 1.05 0 505BUICK 98-04 REGAL 4 DR 0.951 0.62 1.112 1.012 1.100 1.10 1.05 4.8 510BUICK 11-14 REGAL 4 DR 0.623 0.78 0.963 0.698 0.70 0.85 -17.6 470BUICK 12-14 REGAL HYBRID 0.128 0.05 0.963 0.938 0.95 0.85 11.8 495BUICK 02-07 RENDEZVOUS 1.127 0.81 1.023 1.107 1.149 1.15 1.00 15 515BUICK 98-99 RIVIERA 2 DR 0.767 0.14 1.019 0.953 0.95 0.95 0 495BUICK 98 SKYLARK 4 DR 0.535 0.50 1.198 0.867 0.85 0.90 -5.6 485BUICK 05-07 TERRAZA 0.827 0.17 0.904 0.902 0.884 0.90 0.95 -5.3 490BUICK 12-14 VERANO 0.841 0.43 0.964 0.914 0.90 0.95 -5.3 490CADILLAC 13-14 ATS 4 DR 0.860 0.23 0.901 0.918 0.90 0.90 0 490CADILLAC 98-01 CATERA 4 DR 0.909 0.61 1.111 0.988 1.00 1.05 -4.8 500CADILLAC 11-14 CTS 2 DR 0.638 0.61 0.753 0.683 0.70 0.85 -17.6 470CADILLAC 03-14 CTS 4 DR 0.988 0.70 0.985 0.987 1.00 1.00 0 500CADILLAC 98-99 DEVILLE 4 DR 1.090 0.29 0.970 1.009 1.00 1.00 0 500CADILLAC 00-11 DTS 4 DR 1.011 0.83 0.954 1.001 1.00 0.90 11.1 500CADILLAC 98-02 ELDORADO 2 DR 0.896 0.24 0.878 0.889 0.90 0.90 0 490


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolCADILLAC 99-14 ESCALADE 1.019 0.82 0.835 0.986 1.00 1.00 0 500CADILLAC 03-14 ESCALADE ESV 0.826 0.51 0.800 0.813 0.813 0.80 0.85 -5.9 480CADILLAC 02-13 ESCALADE EXT 0.892 0.20 0.820 0.857 0.853 0.85 0.95 -10.5 485CADILLAC 09-13 ESCALADE HYBRID 0.855 0.10 0.757 0.816 0.80 0.90 -11.1 480CADILLAC 98-99 SEVILLE 4 DR 0.828 0.42 0.853 0.843 0.85 0.85 0 485CADILLAC 00-04 SEVILLE 4 DR 0.828 0.76 0.853 0.834 0.838 0.85 0.90 -5.6 485CADILLAC 04-09 SRX 1.425 0.11 0.765 0.881 0.881 0.90 0.85 5.9 490CADILLAC 10-14 SRX 0.712 0.88 0.774 0.719 0.70 0.85 -17.6 470CADILLAC 05-11 STS 4 DR 0.969 0.41 0.851 0.901 0.90 0.85 5.9 490CADILLAC 04-09 XLR 2 DR 0.444 0.34 0.497 0.492 0.55 0.65 -15.4 455CADILLAC 13-14 XTS 4 DR 0.835 0.24 0.847 0.884 0.90 0.90 0 490CHEVROLET 98-05 ASTRO 1.086 0.11 1.080 1.025 1.021 1.00 0.90 11.1 500CHEVROLET 02-13 AVALANCHE 0.792 0.74 1.002 0.847 0.853 0.85 0.95 -10.5 485CHEVROLET 04-11 AVEO 4 DR 1.405 0.78 1.187 1.357 1.35 1.25 8 535CHEVROLET 98-02 CAMARO 2 DR 0.681 0.79 0.955 0.739 0.75 0.90 -16.7 475CHEVROLET 10-14 CAMARO 2 DR 0.840 0.54 0.848 0.844 0.85 0.75 13.3 485CHEVROLET 12-14 CAPTIVA 0.451 0.09 0.876 0.889 0.90 0.90 0 490CHEVROLET 98-05 CAVALIER 2 DR 1.286 0.53 1.143 1.219 1.206 1.20 1.20 0 520CHEVROLET 98-05 CAVALIER 4 DR 1.197 0.78 1.276 1.214 1.240 1.25 1.30 -3.8 525CHEVROLET 05-10 COBALT 2 DR 1.160 0.73 1.174 1.164 1.158 1.15 1.20 -4.2 515CHEVROLET 05-10 COBALT 4 DR 1.302 0.86 1.295 1.301 1.30 1.30 0 530CHEVROLET 04-12 COLORADO 0.825 0.67 0.763 0.805 0.812 0.80 0.85 -5.9 480CHEVROLET 98-13 CORVETTE 2 DR 0.339 0.99 0.685 0.342 0.55 0.65 -15.4 455CHEVROLET 14 CORVETTE STINGRAY 2 DR 0.000 0.00 0.694 0.847 0.85 0.85 0 485CHEVROLET 11-14 CRUZE 4 DR 0.945 0.66 1.029 0.974 0.95 0.90 5.6 495CHEVROLET 05-14 EQUINOX 1.006 0.87 0.929 0.996 1.00 1.00 0 500CHEVROLET 98-14 EXPRESS 0.852 0.32 1.000 0.955 0.923 0.90 1.00 -10 490CHEVROLET 06-11 HHR 1.267 0.73 1.079 1.216 1.20 1.15 4.3 520CHEVROLET 07-11 HHR PANEL TRUCK 0.514 0.31 0.950 0.817 0.80 0.95 -15.8 480CHEVROLET 00-14 IMPALA 4 DR 1.194 0.80 1.107 1.177 1.20 1.05 14.3 520CHEVROLET 98-01 LUMINA 4 DR 0.908 0.62 1.216 1.025 1.05 1.10 -4.5 505CHEVROLET 08-12 MALIBU 4 DR 1.027 0.61 0.977 1.008 1.027 1.05 1.00 5 505CHEVROLET 13-14 MALIBU 4 DR 0.990 0.39 0.963 0.978 1.00 0.95 5.3 500CHEVROLET 98-05 MALIBU CLASSIC 4 DR 1.082 0.74 1.199 1.112 1.10 1.15 -4.3 510CHEVROLET 04-08 MALIBU CLASSIC 4 DR 1.281 0.64 1.167 1.240 1.25 1.15 8.7 525CHEVROLET 13-14 MALIBU ECO HYBRID 4 DR 0.917 0.18 0.963 0.967 0.95 0.95 0 495CHEVROLET 08-10 MALIBU HYBRID 4 DR 0.628 0.27 0.963 0.862 0.958 0.95 0.95 0 495CHEVROLET 04-07 MALIBU MAXX 4 DR 1.184 0.63 0.925 1.088 1.027 1.05 1.00 5 505CHEVROLET 98-00 METRO 2 DR 1.909 0.01 1.092 1.088 1.096 1.10 1.05 4.8 510CHEVROLET 98-01 METRO 4 DR 1.080 0.40 1.224 1.166 1.15 1.20 -4.2 515CHEVROLET 98-99 MONTE CARLO 2 DR 1.087 0.12 1.101 1.077 1.10 1.00 10 510CHEVROLET 00-07 MONTE CARLO 2 DR 1.096 0.61 1.039 1.074 1.068 1.05 1.00 5 505CHEVROLET 98-02 PRIZM 4 DR 1.065 0.25 1.143 1.087 1.10 1.00 10 510CHEVROLET 98-04 S-10 PICKUP 0.819 0.67 0.850 0.829 0.827 0.85 0.85 0 485CHEVROLET 98-14 SILVERADO 0.667 0.92 0.715 0.671 0.655 0.65 0.65 0 465CHEVROLET 09-13 SILVERADO HYBRID 0.499 0.17 0.472 0.563 0.490 0.60 0.75 -20 460


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolCHEVROLET 12-14 SONIC 4 DR 0.997 0.60 0.949 0.978 1.00 1.00 0 500CHEVROLET 13-14 SPARK 4 DR 1.897 0.14 0.898 1.075 1.10 0.95 15.8 510CHEVROLET 14 SPARK EV 4 DR 0.000 0.00 0.750 0.875 0.90 0.85 5.9 490CHEVROLET 03-06 SSR 0.272 0.50 0.623 0.448 0.55 0.65 -15.4 455CHEVROLET 98-14 SUBURBAN 0.807 0.83 0.947 0.831 0.813 0.80 0.85 -5.9 480CHEVROLET 98-14 TAHOE 0.896 0.90 0.974 0.904 0.876 0.90 0.85 5.9 490CHEVROLET 08-13 TAHOE HYBRID 0.497 0.50 0.826 0.662 0.738 0.75 0.80 -6.3 475CHEVROLET 98 TRACKER 1.065 0.21 1.118 1.097 1.133 1.15 1.10 4.5 515CHEVROLET 99-04 TRACKER 1.232 0.31 1.130 1.170 1.295 1.30 1.30 0 530CHEVROLET 98-09 TRAILBLAZER 1.091 0.99 1.052 1.091 1.073 1.05 1.05 0 505CHEVROLET 02-06 TRAILBLAZER EXT 1.178 0.86 1.065 1.162 1.194 1.20 1.05 14.3 520CHEVROLET 09-14 TRAVERSE 0.628 0.58 0.854 0.723 0.749 0.75 0.65 15.4 475CHEVROLET 98-08 UPLANDER 1.270 0.46 1.020 1.139 1.127 1.15 1.10 4.5 515CHEVROLET 11-14 VOLT 4 DR 0.824 0.37 0.666 0.744 0.75 0.80 -6.3 475CHRYSLER 08-14 SEBRING / 200 2 DR 0.973 0.53 0.785 0.885 0.90 0.90 0 490CHRYSLER 07-14 SEBRING / 200 4 DR 1.504 0.30 1.107 1.257 1.305 1.30 1.35 -3.7 530CHRYSLER 05-14 300 4 DR 1.385 0.73 1.010 1.284 1.30 1.10 18.2 530CHRYSLER 99-04 300M 4 DR 1.286 0.48 1.112 1.196 1.210 1.20 1.25 -4 520CHRYSLER 07-09 ASPEN 1.018 0.21 0.893 0.915 0.90 0.90 0 490CHRYSLER 09 ASPEN HYBRID 0.306 0.18 0.825 0.750 0.787 0.80 0.90 -11.1 480CHRYSLER 98-00 CIRRUS 4 DR 1.010 0.64 1.190 1.075 1.071 1.05 1.20 -12.5 505CHRYSLER 98-04 CONCORDE 4 DR 1.082 0.39 1.112 1.098 1.210 1.20 1.25 -4 520CHRYSLER 04-08 CROSSFIRE 2 DR 0.776 0.50 0.749 0.763 0.75 0.80 -6.3 475CHRYSLER 04-08 PACIFICA 1.164 0.79 0.988 1.127 1.15 1.05 9.5 515CHRYSLER 01-02 PROWLER 2 DR 0.298 0.16 0.663 0.637 0.590 0.65 0.80 -18.8 465CHRYSLER 01-10 PT CRUISER 1.235 0.73 1.147 1.211 1.20 1.25 -4 520CHRYSLER 05-08 PT CRUISER CONVERTIBLE 2 DR 1.267 0.13 0.856 0.945 0.95 0.95 0 495CHRYSLER 01-06 SEBRING 4 DR 1.419 0.39 1.181 1.275 1.414 1.40 1.35 3.7 540CHRYSLER 98-00 SEBRING CONVERTIBLE 2 DR 0.998 0.61 0.823 0.930 0.95 0.90 5.6 495CHRYSLER 01-06 SEBRING CONVERTIBLE 2 DR 1.015 0.85 0.823 0.986 1.00 0.95 5.3 500CHRYSLER 98-00 SEBRING COUPE 2 DR 0.982 0.46 1.021 1.003 1.008 1.00 1.05 -4.8 500CHRYSLER 01-05 SEBRING COUPE 2 DR 1.057 0.28 1.020 1.020 1.065 1.05 1.00 5 505CHRYSLER 98-14 TOWN & COUNTRY 1.011 0.86 0.991 1.008 1.00 1.15 -13 500CHRYSLER 00-03 VOYAGER/GRAND VOYAGER 1.321 0.48 1.061 1.188 1.216 1.20 1.15 4.3 520DAEWOO 99-02 LANOS 2 DR 1.017 0.11 1.159 1.117 1.10 1.10 0 510DAEWOO 99-02 LANOS 4 DR 1.119 0.37 1.301 1.229 1.25 1.25 0 525DAEWOO 99-02 LEGANZA 4 DR 2.357 0.03 1.251 1.235 1.25 1.15 8.7 525DAEWOO 99-02 NUBIRA 4 DR 1.822 0.32 1.283 1.447 1.45 1.25 16 545DODGE 98-00 AVENGER 2 DR 0.905 0.18 1.100 1.053 1.010 1.00 1.05 -4.8 500DODGE 08-14 AVENGER 4 DR 1.467 0.33 1.128 1.251 1.305 1.30 1.35 -3.7 530DODGE 07-12 CALIBER 4 DR 1.391 0.76 0.999 1.297 1.30 1.05 23.8 530DODGE 08-14 CHALLENGER 2 DR 0.718 0.72 0.845 0.754 0.75 0.70 7.1 475DODGE 06-14 CHARGER 4 DR 1.563 0.88 1.010 1.497 1.50 1.45 3.4 550DODGE 98-04 DAKOTA 0.802 0.87 0.785 0.800 0.80 0.80 0 480DODGE 05-11 DAKOTA 0.962 0.23 0.740 0.797 0.817 0.80 0.80 0 480DODGE 13-14 DART 4 DR 0.888 0.31 1.063 0.997 1.00 1.00 0 500


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolDODGE 98-09 DURANGO 1.201 0.86 1.069 1.183 1.20 1.15 4.3 520DODGE 11-14 DURANGO 0.743 0.69 0.831 0.770 0.75 0.90 -16.7 475DODGE 09 DURANGO HYBRID 0.668 0.02 0.826 0.857 0.792 0.80 0.90 -11.1 480DODGE 98-04 INTREPID 4 DR 1.306 0.54 1.112 1.217 1.210 1.20 1.25 -4 520DODGE 09-14 JOURNEY 1.186 0.31 0.889 0.998 1.00 1.00 0 500DODGE 05-08 MAGNUM 1.512 0.53 0.960 1.253 1.25 1.20 4.2 525DODGE 98-99 NEON 2 DR 0.938 0.06 1.198 1.125 1.135 1.15 1.10 4.5 515DODGE 98-05 NEON 4 DR 1.383 0.91 1.249 1.371 1.388 1.40 1.45 -3.4 540DODGE 07-11 NITRO 1.134 0.60 0.889 1.036 1.05 0.95 10.5 505DODGE 02-08 RAM PICKUP 1500 0.828 0.96 0.729 0.824 0.80 0.85 -5.9 480DODGE 98-02 RAM PICKUP 2500/3500 0.645 0.76 0.737 0.667 0.65 0.70 -7.1 465DODGE 98-03 RAM VAN 0.823 0.31 1.059 0.983 1.00 1.05 -4.8 500DODGE 13-14 SRT VIPER 2 DR 0.000 0.00 0.694 0.847 0.85 0.90 -5.6 485DODGE 01-05 STRATUS 2 DR 1.110 0.87 1.074 1.105 1.065 1.05 1.00 5 505DODGE 98-00 STRATUS 4 DR 1.192 0.60 1.200 1.195 1.20 1.20 0 520DODGE 01-06 STRATUS 4 DR 1.491 0.63 1.198 1.383 1.414 1.40 1.35 3.7 540DODGE 98-10 VIPER 2 DR 0.835 0.17 0.718 0.788 0.80 0.85 -5.9 480EAGLE 98 TALON 2 DR 1.116 0.02 0.970 0.956 1.035 1.05 1.05 0 505FIAT 12-14 500 2 DR 0.989 0.58 0.762 0.894 0.90 0.85 5.9 490FIAT 13-14 500E 2 DR 22.603 0.00 0.750 0.875 0.90 0.80 12.5 490FIAT 14 500L 0.000 0.00 0.896 0.948 0.95 1.00 -5 495FORD 13-14 C-MAX HYBRID 4 DR 1.615 0.16 0.776 0.986 1.00 0.85 17.6 500FORD 98-00 CONTOUR 4 DR 1.142 0.55 1.171 1.155 1.15 1.05 9.5 515FORD 98-11 CROWN VICTORIA 4 DR 1.272 0.44 1.175 1.214 1.060 1.05 1.00 5 505FORD 98-14 ECONOLINE 0.896 0.93 1.013 0.904 0.90 0.95 -5.3 490FORD 07-14 EDGE 0.767 0.81 0.869 0.786 0.80 0.80 0 480FORD 01-12 ESCAPE 0.919 0.69 0.973 0.936 0.928 0.95 0.95 0 495FORD 13-14 ESCAPE 0.757 0.63 0.876 0.801 0.80 0.90 -11.1 480FORD 05-12 ESCAPE HYBRID 0.718 0.57 0.990 0.835 0.860 0.85 0.80 6.3 485FORD 98-02 ESCORT 4 DR 1.132 0.74 1.248 1.162 1.164 1.15 1.20 -4.2 515FORD 00-05 EXCURSION 0.844 0.42 0.976 0.914 0.90 0.90 0 490FORD 98-14 EXPEDITION 1.139 0.83 1.003 1.116 1.143 1.15 1.05 9.5 515FORD 07-14 EXPEDITION EL 0.766 0.40 0.830 0.804 0.759 0.75 0.85 -11.8 475FORD 98-10 EXPLORER 1.075 0.80 1.035 1.067 1.077 1.10 1.05 4.8 510FORD 11-14 EXPLORER 0.770 0.53 0.839 0.802 0.80 0.80 0 480FORD 01-10 EXPLORER SPORT TRAC 0.898 0.78 1.056 0.933 0.95 0.95 0 495FORD 98-14 F-150 0.742 0.92 0.726 0.741 0.744 0.75 0.80 -6.3 475FORD 99-14 F-250/F-350 SUPER DUTY 0.600 0.82 0.702 0.618 0.60 0.65 -7.7 460FORD 11-14 FIESTA 4 DR 0.816 0.65 0.974 0.871 0.85 0.90 -5.6 485FORD 09-14 FLEX 0.686 0.73 0.843 0.728 0.755 0.75 0.70 7.1 475FORD 00-10 FOCUS 2 DR 0.996 0.75 1.069 1.014 1.00 0.95 5.3 500FORD 00-11 FOCUS 4 DR 1.186 0.69 1.185 1.186 1.20 1.15 4.3 520FORD 12-14 FOCUS 4 DR 0.919 0.88 0.936 0.921 0.90 0.95 -5.3 490FORD 12-14 FOCUS ELECTRIC 4 DR 0.000 0.01 0.666 0.823 0.80 0.80 0 480FORD 98-07 FREESTAR 1.171 0.72 1.024 1.130 1.121 1.10 1.10 0 510FORD 06-12 FUSION 4 DR 1.050 0.63 1.082 1.062 1.022 1.00 1.05 -4.8 500


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolFORD 13-14 FUSION 4 DR 0.716 0.47 0.963 0.848 0.85 0.95 -10.5 485FORD 10-12 FUSION HYBRID 4 DR 0.964 0.07 0.963 0.873 0.85 0.80 6.3 485FORD 13-14 FUSION HYBRID 4 DR 0.445 0.11 0.958 0.918 0.90 0.95 -5.3 490FORD 05-06 GT 2 DR 3.189 0.00 0.842 0.921 0.90 0.95 -5.3 490FORD 98-04 MUSTANG 2 DR 0.963 0.91 0.991 0.966 0.95 1.00 -5 495FORD 05-14 MUSTANG 2 DR 0.777 0.91 0.964 0.794 0.80 0.90 -11.1 480FORD 98-11 RANGER 0.825 0.91 0.838 0.826 0.823 0.80 0.85 -5.9 480FORD 98-07 TAURUS 4 DR 1.075 0.90 1.151 1.083 1.082 1.10 1.10 0 510FORD 08-14 TAURUS 4 DR 1.082 0.45 1.066 1.073 1.05 1.05 0 505FORD 05-09 TAURUS X 0.840 0.67 1.009 0.896 0.90 0.85 5.9 490FORD 02-05 THUNDERBIRD 2 DR 0.319 0.88 0.762 0.372 0.55 0.65 -15.4 455FORD 10-13 TRANSIT CONNECT 0.604 0.50 0.881 0.743 0.80 0.95 -15.8 480FORD 98-03 ZX2 2 DR 1.125 0.87 1.183 1.133 1.15 1.20 -4.2 515GMC 07-14 ACADIA 0.567 0.78 0.807 0.620 0.60 0.65 -7.7 460GMC 04-12 CANYON 0.896 0.38 0.752 0.813 0.812 0.80 0.85 -5.9 480GMC 98-09 ENVOY 1.042 0.67 1.042 1.042 1.073 1.05 1.05 0 505GMC 02-06 ENVOY XL 1.241 0.64 1.057 1.175 1.194 1.20 1.05 14.3 520GMC 04-05 ENVOY XUV 1.525 0.04 1.085 1.085 1.10 1.05 4.8 510GMC 98-05 SAFARI 0.761 0.78 1.090 0.833 0.949 0.95 0.90 5.6 495GMC 98-14 SAVANA 0.636 0.76 0.996 0.722 0.922 0.90 1.00 -10 490GMC 98-14 SIERRA 0.597 0.87 0.702 0.611 0.655 0.65 0.65 0 465GMC 09-13 SIERRA HYBRID 0.052 0.50 0.472 0.262 0.489 0.60 0.75 -20 460GMC 98-04 SONOMA 0.801 0.57 0.837 0.816 0.827 0.85 0.85 0 485GMC 10-14 TERRAIN 0.907 0.65 0.874 0.895 0.90 0.85 5.9 490GMC 98-14 YUKON 0.819 0.88 0.948 0.834 0.876 0.90 0.85 5.9 490GMC 08-13 YUKON HYBRID 0.787 0.16 0.816 0.834 0.755 0.75 0.80 -6.3 475GMC 98-14 YUKON XL 0.765 0.88 0.926 0.784 0.813 0.80 0.85 -5.9 480HONDA 98-07 ACCORD 2 DR 1.114 0.88 1.010 1.102 1.099 1.10 1.05 4.8 510HONDA 08-14 ACCORD 2 DR 0.971 0.83 0.871 0.954 0.95 0.90 5.6 495HONDA 98-07 ACCORD 4 DR 1.051 0.97 1.120 1.053 1.038 1.05 1.05 0 505HONDA 08-14 ACCORD 4 DR 0.906 0.93 0.964 0.910 0.90 0.90 0 490HONDA 10-14 ACCORD CROSSTOUR 1.001 0.78 0.875 0.973 0.95 0.85 11.8 495HONDA 05-07 ACCORD HYBRID 4 DR 0.981 0.44 1.070 1.025 1.05 0.95 10.5 505HONDA 14 ACCORD HYBRID 4 DR 0.000 0.00 0.853 0.927 0.95 0.90 5.6 495HONDA 98-00 CIVIC 2 DR 1.068 0.86 1.076 1.069 1.05 1.05 0 505HONDA 01-05 CIVIC 2 DR 1.039 0.89 1.073 1.043 1.05 1.05 0 505HONDA 06-14 CIVIC 2 DR 1.074 0.97 1.031 1.073 1.05 1.10 -4.5 505HONDA 98-00 CIVIC 4 DR 1.093 0.96 1.186 1.097 1.10 1.10 0 510HONDA 01-05 CIVIC 4 DR 1.019 0.97 1.163 1.023 1.00 1.00 0 500HONDA 06-14 CIVIC 4 DR 1.039 0.97 1.127 1.042 1.040 1.05 1.05 0 505HONDA 03-05 CIVIC HYBRID 4 DR 0.995 0.46 1.082 1.040 1.05 1.05 0 505HONDA 06-14 CIVIC HYBRID 4 DR 0.912 0.65 1.051 0.961 0.964 0.95 0.85 11.8 495HONDA 98-06 CR-V 0.937 0.90 1.007 0.944 0.95 0.90 5.6 495HONDA 07-14 CR-V 0.771 0.94 0.876 0.777 0.80 0.75 6.7 480HONDA 11-14 CR-Z 2 DR 0.902 0.55 0.750 0.834 0.85 0.90 -5.6 485HONDA 03-11 ELEMENT 0.843 0.90 1.004 0.859 0.85 0.95 -10.5 485


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolHONDA 07-08 FIT 4 DR 0.933 0.65 1.000 0.956 0.95 1.00 -5 495HONDA 09-14 FIT 4 DR 0.839 0.68 0.929 0.868 0.85 0.85 0 485HONDA 00-06 INSIGHT 2 DR 0.591 0.90 0.817 0.614 0.70 0.85 -17.6 470HONDA 10-14 INSIGHT 4 DR 1.010 0.59 0.798 0.923 0.90 0.85 5.9 490HONDA 99-14 ODYSSEY 0.879 0.94 0.941 0.883 0.90 0.85 5.9 490HONDA 98 ODYSSEY 4 DR 1.168 0.37 1.040 1.090 1.077 1.10 1.05 4.8 510HONDA 98-02 PASSPORT 2.228 0.03 1.088 1.270 1.327 1.35 1.40 -3.6 535HONDA 03-08 PILOT 0.830 0.93 0.941 0.838 0.85 0.80 6.3 485HONDA 09-14 PILOT 0.801 0.76 0.829 0.808 0.80 0.65 23.1 480HONDA 98-01 PRELUDE 2 DR 0.771 0.63 0.994 0.854 0.85 0.90 -5.6 485HONDA 06-14 RIDGELINE 0.740 0.91 0.520 0.720 0.70 0.65 7.7 470HONDA 00-09 S2000 2 DR 0.643 0.66 0.739 0.676 0.70 0.70 0 470HUMMER 03-09 H2 0.753 0.57 0.960 0.842 0.85 0.85 0 485HUMMER 05-09 H2 SUT 1.343 0.01 0.952 0.965 0.95 0.95 0 495HUMMER 06-10 H3 0.914 0.80 0.980 0.927 0.95 0.90 5.6 495HUMMER 09-10 H3T 0.942 0.04 0.545 0.666 0.65 0.75 -13.3 465HYUNDAI 98-11 ACCENT 2 DR 1.041 0.72 1.113 1.061 1.05 1.10 -4.5 505HYUNDAI 98-14 ACCENT 4 DR 1.338 0.74 1.245 1.314 1.377 1.40 1.40 0 540HYUNDAI 06-14 AZERA 4 DR 0.843 0.58 0.963 0.893 0.897 0.90 0.80 12.5 490HYUNDAI 13-14 ELANTRA 2 DR 0.592 0.15 0.956 0.917 0.90 1.00 -10 490HYUNDAI 98-06 ELANTRA 4 DR 1.169 0.90 1.279 1.180 1.20 1.20 0 520HYUNDAI 13-14 ELANTRA GT HATCHBACK 4 DR 0.957 0.19 0.862 0.923 0.90 1.00 -10 490HYUNDAI 07-14 ELANTRA 4 DR 1.160 0.86 1.221 1.169 1.15 1.20 -4.2 515HYUNDAI 07-08 ENTOURAGE 0.881 0.61 0.771 0.838 0.85 1.00 -15 485HYUNDAI 11-14 EQUUS 4 DR 0.495 0.18 0.851 0.805 0.80 0.90 -11.1 480HYUNDAI 10-14 GENESIS 2 DR 1.019 0.41 0.871 0.940 0.95 0.95 0 495HYUNDAI 09-14 GENESIS 4 DR 0.817 0.73 0.928 0.847 0.85 0.75 13.3 485HYUNDAI 01-06 SANTA FE 0.935 0.92 1.061 0.945 0.95 0.95 0 495HYUNDAI 07-12 SANTA FE 0.901 0.36 0.875 0.888 0.90 0.90 0 490HYUNDAI 13-14 SANTA FE 1.033 0.03 0.875 0.938 0.95 0.90 5.6 495HYUNDAI 98 SONATA 4 DR 0.850 0.05 1.198 1.138 1.15 1.10 4.5 515HYUNDAI 99-10 SONATA 4 DR 1.104 0.97 1.108 1.104 1.10 1.15 -4.3 510HYUNDAI 11-14 SONATA 4 DR 1.078 0.77 1.017 1.064 1.074 1.05 1.05 0 505HYUNDAI 11-14 SONATA HYBRID 4 DR 1.054 0.38 0.963 0.995 0.962 0.95 0.95 0 495HYUNDAI 98-08 TIBURON 2 DR 1.165 0.76 1.113 1.153 1.15 1.20 -4.2 515HYUNDAI 05-14 TUCSON 0.944 0.87 0.921 0.941 0.95 1.05 -9.5 495HYUNDAI 12-14 VELOSTER 2 DR 1.180 0.58 0.923 1.072 1.05 0.95 10.5 505HYUNDAI 07-12 VERACUZ 1.025 0.25 0.874 0.926 0.95 0.95 0 495HYUNDAI 01-05 XG350 4 DR 1.261 0.55 1.111 1.194 1.179 1.20 1.20 0 520INFINITI 08-14 EX 4 DR 0.643 0.44 0.887 0.760 0.75 0.65 15.4 475INFINITI 03-14 FX 0.999 0.91 0.791 0.980 1.00 0.95 5.3 500INFINITI 03-14 G 2 DR 0.945 0.82 0.830 0.924 0.90 1.00 -10 490INFINITI 99-02 G 4 DR 1.184 0.50 1.087 1.136 1.15 1.10 4.5 515INFINITI 98-04 I 4 DR 1.182 0.89 1.101 1.173 1.15 1.20 -4.2 515INFINITI 13-14 JX35/JX35AWD 0.625 0.35 0.765 0.751 0.831 0.85 0.90 -5.6 485INFINITI 12-14 M35 HYBRID 4 DR 1.792 0.01 0.852 0.934 0.95 0.85 11.8 495


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolINFINITI 06-14 M37/M56 4 DR 0.972 0.84 0.852 0.953 0.95 0.85 11.8 495INFINITI 03-04 M45 4 DR 1.756 0.02 0.853 0.942 0.95 1.00 -5 495INFINITI 98-06 Q45 4 DR 1.073 0.44 0.935 1.003 1.00 1.05 -4.8 500INFINITI 14 Q50 4 DR 0.950 0.84 0.944 0.949 0.95 0.90 5.6 495INFINITI 14 Q50 HYBRID 4 DR 0.000 0.00 0.850 0.925 0.95 0.90 5.6 495INFINITI 98-03 QX4 1.172 0.47 1.016 1.092 1.125 1.15 1.10 4.5 515INFINITI 04-14 QX56 0.982 0.75 0.817 0.941 0.95 0.90 5.6 495ISUZU 98-03 AMIGO/RODEO SPORT 1.268 0.22 1.201 1.214 1.20 1.20 0 520ISUZU 04-08 ASCENDER 1.129 0.20 1.023 1.052 1.073 1.05 1.05 0 505ISUZU 03-06 ASCENDER EXTENDED WHEELBASE 1.290 0.20 1.065 1.100 1.194 1.20 1.05 14.3 520ISUZU 02-04 AXIOM 1.495 0.09 1.087 1.144 1.269 1.25 1.40 -10.7 525ISUZU 98-00 HOMBRE 1.046 0.42 0.943 0.990 1.00 1.00 0 500ISUZU 06-08 I-290/I-370 0.909 0.13 0.832 0.879 0.812 0.80 0.85 -5.9 480ISUZU 98-99 OASIS 4 DR 0.947 0.09 1.040 1.030 1.073 1.05 1.05 0 505ISUZU 98-04 RODEO 1.526 0.56 1.096 1.337 1.314 1.30 1.40 -7.1 530ISUZU 98-02 TROOPER 1.055 0.80 1.086 1.061 1.039 1.05 1.00 5 505ISUZU 99-01 VEHICROSS 1.115 0.08 1.088 1.072 1.05 1.05 0 505JAGUAR 14 F-TYPE 2 DR 0.000 0.00 0.498 0.749 0.75 0.80 -6.3 475JAGUAR 00-08 S-TYPE 4 DR 1.248 0.34 0.906 1.034 1.092 1.10 1.00 10 510JAGUAR 02-08 X-TYPE 4 DR 1.331 0.80 1.066 1.278 1.30 1.25 4 530JAGUAR 09-14 XF 4 DR 0.655 0.50 0.842 0.749 0.75 0.90 -16.7 475JAGUAR 98-03 XJ-SERIES 4 DR 0.839 0.35 0.822 0.834 0.85 0.85 0 485JAGUAR 04-14 XJ-SERIES 4 DR 0.605 0.72 0.802 0.660 0.65 0.70 -7.1 465JAGUAR 98-06 XK-SERIES 2 DR 0.522 0.68 0.517 0.520 0.55 0.65 -15.4 455JAGUAR 07-14 XK-SERIES 2 DR 0.478 0.39 0.566 0.542 0.55 0.65 -15.4 455JEEP 98-01 CHEROKEE 0.817 0.75 1.025 0.869 0.85 0.90 -5.6 485JEEP 14 CHEROKEE 0.000 0.00 0.876 0.938 0.95 0.90 5.6 495JEEP 06-10 COMMANDER 0.991 0.72 0.845 0.950 0.90 0.75 20 490JEEP 07-14 COMPASS 1.051 0.39 0.948 0.985 1.00 0.90 11.1 500JEEP 99-04 GRAND CHEROKEE 0.979 0.96 1.018 0.981 1.00 0.95 5.3 500JEEP 05-14 GRAND CHEROKEE 0.723 0.98 0.877 0.726 0.75 0.75 0 475JEEP 02-12 LIBERTY 0.945 0.78 0.981 0.953 0.95 0.95 0 495JEEP 07-14 PATRIOT 0.900 0.60 0.964 0.926 0.95 0.80 18.8 495JEEP 98-06 WRANGLER 0.559 0.93 1.167 0.602 0.60 0.65 -7.7 460JEEP 07-14 WRANGLER 0.492 0.94 0.971 0.521 0.55 0.65 -15.4 455JEEP 04-06 WRANGLER UNLIMITED 0.485 0.43 1.088 0.817 0.80 0.90 -11.1 480JEEP 07-14 WRANGLER UNLIMITED 0.560 0.91 0.940 0.594 0.60 0.65 -7.7 460KIA 04-09 AMANTI 4 DR 1.768 0.05 1.080 1.140 1.190 1.20 1.20 0 520KIA 09 BORREGO 1.591 0.05 0.938 0.995 1.00 1.00 0 500KIA 14 CADENZA 4 DR 1.977 0.01 0.963 0.991 0.897 0.90 0.85 5.9 490KIA 10-14 FORTE 4 DR 1.678 0.65 1.018 1.447 1.35 1.10 22.7 535KIA 10-14 FORTE KOUP 2 DR 0.987 0.40 0.943 0.964 0.95 1.00 -5 495KIA 01-06 OPTIMA 4 DR 1.570 0.22 1.232 1.311 1.30 1.15 13 530KIA 06-10 OPTIMA 4 DR 1.502 0.81 1.180 1.441 1.45 1.30 11.5 545KIA 11-14 OPTIMA 4 DR 1.156 0.93 0.982 1.144 1.074 1.05 1.00 5 505KIA 11-14 OPTIMA HYBRID 4 DR 0.717 0.24 0.963 0.914 0.964 0.95 0.95 0 495


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolKIA 01-05 RIO 4 DR 1.476 0.24 1.326 1.343 1.35 1.25 8 535KIA 06-14 RIO 4 DR 1.587 0.41 1.206 1.385 1.377 1.40 1.40 0 540KIA 07-10 RONDO 4 DR 1.194 0.38 1.003 1.069 1.05 0.95 10.5 505KIA 02-05 SEDONA 1.459 0.49 1.016 1.236 1.25 1.30 -3.8 525KIA 06-13 SEDONA 1.118 0.72 0.771 1.021 1.00 1.00 0 500KIA 98-01 SEPHIA 4 DR 1.373 0.85 1.276 1.358 1.35 1.35 0 535KIA 03-09 SORENTO 1.176 0.93 1.087 1.170 1.15 1.20 -4.2 515KIA 11-14 SORENTO 1.113 0.85 0.896 1.080 1.10 1.00 10 510KIA 10-13 SOUL 1.070 0.62 1.017 1.050 1.05 1.10 -4.5 505KIA 00-04 SPECTRA 4 DR 1.462 0.34 1.231 1.319 1.30 1.30 0 530KIA 04-09 SPECTRA 4 DR 1.536 0.53 1.283 1.417 1.40 1.35 3.7 540KIA 98-02 SPORTAGE 1.684 0.19 1.223 1.349 1.35 1.35 0 535KIA 05-14 SPORTAGE 1.194 0.94 0.942 1.179 1.20 1.05 14.3 520KIA 99-02 SPORTAGE CONVERTIBLE 1.447 0.04 1.304 1.252 1.25 1.20 4.2 525LAND ROVER 98 DISCOVERY 0.826 0.09 1.086 1.044 1.05 1.05 0 505LAND ROVER 99-04 DISCOVERY 1.002 0.87 1.027 1.005 1.00 1.05 -4.8 500LAND ROVER 02-05 FREELANDER 1.177 0.50 1.025 1.101 1.10 1.05 4.8 510LAND ROVER 08-14 LR2 0.549 0.39 0.807 0.702 0.70 0.75 -6.7 470LAND ROVER 05-14 LR4 0.459 0.88 0.826 0.503 0.55 0.65 -15.4 455LAND ROVER 98-02 RANGE ROVER 0.750 0.28 0.929 0.893 0.90 1.00 -10 490LAND ROVER 03-12 RANGE ROVER 0.602 0.70 0.715 0.636 0.65 0.65 0 465LAND ROVER 13-14 RANGE ROVER 0.088 0.03 0.696 0.821 0.80 0.85 -5.9 480LAND ROVER 12-14 RANGE ROVER EVOQUE 0.537 0.11 0.766 0.832 0.85 0.90 -5.6 485LAND ROVER 06-13 RANGE ROVER SPORT 0.745 0.31 0.811 0.797 0.80 0.85 -5.9 480LAND ROVER 14 RANGE ROVER SPORT 0.000 0.00 0.696 0.848 0.85 0.85 0 485LEXUS 11-14 CT HYBRID 4 DR 0.936 0.27 0.776 0.842 0.85 0.90 -5.6 485LEXUS 98-12 ES 4 DR 0.966 0.97 1.027 0.968 0.95 0.95 0 495LEXUS 13-14 ES 350 4 DR 0.904 0.38 0.854 0.891 0.986 1.00 0.90 11.1 500LEXUS 13-14 ES HYBRID 4 DR 1.174 0.12 0.853 0.947 0.951 0.95 0.90 5.6 495LEXUS 98-13 GS 4 DR 1.063 0.88 0.853 1.038 1.05 1.00 5 505LEXUS 07-13 GS HYBRID 4 DR 0.465 0.22 0.852 0.781 0.80 0.90 -11.1 480LEXUS 03-14 GX 0.825 0.93 0.827 0.825 0.85 0.80 6.3 485LEXUS 10-12 HS HYBRID 4 DR 0.735 0.76 0.962 0.789 0.80 0.90 -11.1 480LEXUS 10-14 IS 2 DR 0.728 0.36 0.564 0.638 0.65 0.65 0 465LEXUS 01-05 IS 4 DR 1.401 0.24 1.090 1.176 1.20 1.15 4.3 520LEXUS 06-13 IS 4 DR 0.970 0.72 0.955 0.966 0.95 0.95 0 495LEXUS 14 IS 4 DR 0.332 0.02 0.900 0.937 0.95 0.90 5.6 495LEXUS 98-00 LS 4 DR 1.019 0.27 0.853 0.911 0.90 0.90 0 490LEXUS 01-06 LS 4 DR 0.795 0.91 0.853 0.800 0.80 0.80 0 480LEXUS 07-14 LS 4 DR 0.501 0.96 0.785 0.512 0.55 0.65 -15.4 455LEXUS 08-14 LS HYBRID 4 DR 0.704 0.05 0.783 0.826 0.85 0.90 -5.6 485LEXUS 98-13 LX 0.643 0.53 0.794 0.714 0.699 0.75 0.90 -16.7 475LEXUS 99-14 RX 0.856 0.98 0.819 0.855 0.857 0.85 0.85 0 485LEXUS 06-14 RX HYBRID 0.689 0.60 0.765 0.719 0.70 0.65 7.7 470LEXUS 98-00 SC 2 DR 1.093 0.13 0.909 0.970 0.95 1.00 -5 495LEXUS 02-10 SC 2 DR 0.508 0.75 0.521 0.511 0.55 0.65 -15.4 455


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolLINCOLN 03-05 AVIATOR 1.229 0.24 0.917 1.013 1.077 1.10 1.05 4.8 510LINCOLN 02 BLACKWOOD 0.549 0.19 0.974 0.876 1.143 1.15 1.05 9.5 515LINCOLN 98-02 CONTINENTAL 4 DR 0.951 0.51 1.002 0.976 1.00 1.00 0 500LINCOLN 00-06 LS 4 DR 1.107 0.56 1.039 1.077 1.092 1.10 1.00 10 510LINCOLN 06-08 MARK LT 1.293 0.04 0.621 0.716 0.744 0.75 0.80 -6.3 475LINCOLN 98 MARK VIII 2 DR 0.814 0.07 0.909 0.918 0.90 0.95 -5.3 490LINCOLN 09-14 MKS 4 DR 0.821 0.16 0.852 0.825 0.85 0.80 6.3 485LINCOLN 10-14 MKT 0.968 0.36 0.764 0.847 0.755 0.75 0.70 7.1 475LINCOLN 07-14 MKX 0.689 0.82 0.802 0.709 0.70 0.70 0 470LINCOLN 06-12 MKZ 4 DR 0.879 0.40 1.033 0.964 1.022 1.00 1.05 -4.8 500LINCOLN 13-14 MKZ 4 DR 0.441 0.05 0.896 0.920 0.90 0.90 0 490LINCOLN 11-12 MKZ HYBRID 4 DR 0.522 0.29 0.963 0.829 0.85 0.75 13.3 485LINCOLN 13-14 MKZ HYBRID 4 DR 1.036 0.01 0.963 0.982 1.00 0.90 11.1 500LINCOLN 98-14 NAVIGATOR 1.237 0.77 0.917 1.163 1.143 1.15 1.05 9.5 515LINCOLN 07-14 NAVIGATOR L 0.471 0.47 0.807 0.652 0.759 0.75 0.85 -11.8 475LINCOLN 98-11 TOWN CAR 4 DR 1.124 0.85 1.065 1.115 1.10 1.20 -8.3 510LOTUS 05-11 ELISE 2 DR 0.285 0.50 0.634 0.460 0.65 0.80 -18.8 465LOTUS 10-14 EVORA 2 DR 0.270 0.04 0.673 0.807 0.80 0.90 -11.1 480LOTUS 06-11 EXIGE 2 DR 0.719 0.03 0.758 0.830 0.85 0.80 6.3 485MAZDA 98-02 626 4 DR 1.213 0.85 1.162 1.205 1.20 1.15 4.3 520MAZDA 98-09 B-SERIES PICKUP 0.770 0.88 0.851 0.780 0.823 0.80 0.85 -5.9 480MAZDA 13-14 CX-5 0.647 0.49 0.876 0.765 0.80 0.95 -15.8 480MAZDA 07-12 CX-7 1.065 0.59 0.875 0.987 1.00 0.95 5.3 500MAZDA 07-14 CX-9 0.581 0.82 0.874 0.634 0.65 0.65 0 465MAZDA 11-14 MAZDA2 4 DR 1.069 0.47 0.905 0.983 1.00 0.95 5.3 500MAZDA 04-13 MAZDA3 4 DR 0.827 0.92 1.109 0.850 0.85 0.80 6.3 485MAZDA 14 MAZDA3 4 DR 0.000 0.00 0.733 0.867 0.85 0.90 -5.6 485MAZDA 06-13 MAZDA5 4 DR 0.953 0.90 1.109 0.969 0.95 0.95 0 495MAZDA 03-08 MAZDA6 4 DR 1.113 0.71 1.137 1.120 1.10 1.05 4.8 510MAZDA 09-13 MAZDA6 4 DR 0.817 0.65 0.989 0.877 0.90 0.85 5.9 490MAZDA 14 MAZDA6 4 DR 1.350 0.07 0.964 1.007 1.00 0.95 5.3 500MAZDA 98-02 MILLENIA 4 DR 1.135 0.58 1.110 1.125 1.15 1.10 4.5 515MAZDA 98 MPV 1.124 0.02 1.039 0.984 1.00 0.90 11.1 500MAZDA 00-06 MPV 1.237 0.72 1.039 1.182 1.20 1.05 14.3 520MAZDA 99-14 MX-5 MIATA 2 DR 0.701 0.80 0.724 0.706 0.70 0.75 -6.7 470MAZDA 98 PROTEGE 4 DR 1.325 0.32 1.260 1.273 1.25 1.20 4.2 525MAZDA 99-03 PROTEGE 4 DR 1.062 0.64 1.188 1.107 1.10 1.10 0 510MAZDA 04-11 RX-8 4 DR 1.054 0.74 0.963 1.030 1.05 0.95 10.5 505MAZDA 01-11 TRIBUTE 0.951 0.70 1.023 0.973 0.928 0.95 0.95 0 495MAZDA 08-10 TRIBUTE HYBRID 0.324 0.14 0.988 0.893 0.860 0.85 0.80 6.3 485MERCEDES-BENZ 02-05 C-CLASS 2 DR 0.956 0.72 0.871 0.932 0.95 0.95 0 495MERCEDES-BENZ 12-14 C-CLASS 2 DR 0.806 0.43 0.758 0.796 0.80 0.90 -11.1 480MERCEDES-BENZ 98-00 C-CLASS 4 DR 1.038 0.77 1.045 1.040 1.05 1.10 -4.5 505MERCEDES-BENZ 01-07 C-CLASS 4 DR 1.210 0.63 0.941 1.110 1.10 1.05 4.8 510MERCEDES-BENZ 08-14 C-CLASS 4 DR 0.918 0.88 0.917 0.918 0.90 0.90 0 490MERCEDES-BENZ 98-99 CL-CLASS 2 DR 0.502 0.11 0.809 0.805 0.80 0.90 -11.1 480


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolMERCEDES-BENZ 00-14 CL-CLASS 2 DR 0.761 0.48 0.692 0.728 0.75 0.85 -11.8 475MERCEDES-BENZ 14 CLA-CLASS 4 DR 0.000 0.00 0.871 0.936 0.95 0.90 5.6 495MERCEDES-BENZ 98-09 CLK-CLASS 2 DR 0.986 0.77 0.655 0.910 0.90 0.85 5.9 490MERCEDES-BENZ 06-14 CLS-CLASS 4 DR 0.927 0.48 0.693 0.808 0.80 0.80 0 480MERCEDES-BENZ 10-14 E-CLASS 2 DR 0.532 0.79 0.670 0.561 0.60 0.75 -20 460MERCEDES-BENZ 98-14 E-CLASS 4 DR 0.907 0.98 0.859 0.906 0.90 0.90 0 490MERCEDES-BENZ 13-14 E-CLASS HYBRID 4 DR 0.000 0.00 0.852 0.926 0.90 0.75 20 490MERCEDES-BENZ 02-14 G-CLASS 0.581 0.30 0.759 0.725 0.75 0.85 -11.8 475MERCEDES-BENZ 07-14 GL-CLASS 0.677 0.64 0.732 0.697 0.70 0.70 0 470MERCEDES-BENZ 10-14 GLK-CLASS 0.793 0.59 0.836 0.811 0.80 0.95 -15.8 480MERCEDES-BENZ 06-14 M-CLASS 0.773 0.89 0.763 0.772 0.75 0.80 -6.3 475MERCEDES-BENZ 10-11 M-CLASS HYBRID 0.754 0.04 0.763 0.817 0.80 0.90 -11.1 480MERCEDES-BENZ 98-05 ML-CLASS 1.334 0.76 0.888 1.227 1.25 1.15 8.7 525MERCEDES-BENZ 06-12 R-CLASS 0.971 0.44 0.763 0.858 0.85 0.80 6.3 485MERCEDES-BENZ 98-99 S-CLASS 4 DR 0.793 0.71 0.903 0.825 0.85 0.80 6.3 485MERCEDES-BENZ 00-14 S-CLASS 4 DR 1.177 0.19 0.785 0.902 0.90 0.90 0 490MERCEDES-BENZ 10-13 S-CLASS HYBRID 4 DR 0.346 0.13 0.784 0.763 0.75 0.90 -16.7 475MERCEDES-BENZ 98-12 SL-CLASS 2 DR 0.452 0.80 0.505 0.463 0.55 0.65 -15.4 455MERCEDES-BENZ 13-14 SL-CLASS 2 DR 0.022 0.09 0.497 0.660 0.65 0.80 -18.8 465MERCEDES-BENZ 98-14 SLK-CLASS 2 DR 0.687 0.93 0.591 0.680 0.70 0.65 7.7 470MERCEDES-BENZ 11-14 SLS-CLASS 2 DR 0.034 0.10 0.648 0.727 0.75 0.90 -16.7 475MERCEDES-BENZ 03-13 SPRINTER 0.525 0.41 0.823 0.703 0.70 0.85 -17.6 470MERCURY 99-02 COUGAR 2 DR 1.143 0.56 1.059 1.106 1.10 1.10 0 510MERCURY 98-11 GRAND MARQUIS 4 DR 0.944 0.73 1.174 1.006 1.060 1.05 1.00 5 505MERCURY 03-04 MARAUDER 4 DR 1.030 0.43 1.174 1.102 1.060 1.05 1.00 5 505MERCURY 05-11 MARINER 0.829 0.60 0.939 0.873 0.928 0.95 0.95 0 495MERCURY 06-11 MARINER HYBRID 0.913 0.05 0.984 0.850 0.860 0.85 0.80 6.3 485MERCURY 06-11 MILAN 4 DR 0.925 0.66 1.091 0.981 1.022 1.00 1.05 -4.8 500MERCURY 10-11 MILAN HYBRID 4 DR 0.535 0.14 0.963 0.893 0.90 0.80 12.5 490MERCURY 04-07 MONTEREY 0.627 0.29 1.007 0.888 1.121 1.10 1.10 0 510MERCURY 98-10 MOUNTAINEER 1.116 0.92 1.032 1.109 1.077 1.10 1.05 4.8 510MERCURY 98-00 MYSTIQUE 4 DR 0.842 0.42 1.174 1.013 1.00 1.05 -4.8 500MERCURY 98-05 SABLE 4 DR 1.067 0.74 1.122 1.081 1.082 1.10 1.10 0 510MERCURY 05-09 SABLE 4 DR 0.705 0.62 1.098 0.854 0.85 0.80 6.3 485MERCURY 98-99 TRACER 4 DR 1.106 0.23 1.250 1.194 1.164 1.15 1.20 -4.2 515MERCURY 98-02 VILLAGER 1.380 0.24 1.039 1.136 1.15 1.10 4.5 515MINI 08-14 COOPER CLUBMAN 4 DR 0.589 0.90 0.865 0.617 0.60 0.70 -14.3 460MINI 11-14 COOPER COUNTRYMAN 0.554 0.55 0.878 0.700 0.70 0.80 -12.5 470MINI 02-14 COOPER 2 DR 0.566 0.95 0.843 0.580 0.60 0.65 -7.7 460MINI 13-14 COOPER PACEMAN 2 DR 0.000 0.00 0.764 0.882 0.90 0.85 5.9 490MITSUBISHI 98-99 3000GT 2 DR 0.448 0.27 0.918 0.768 0.75 0.80 -6.3 475MITSUBISHI 98-04 DIAMANTE 4 DR 1.383 0.44 1.112 1.244 1.25 1.30 -3.8 525MITSUBISHI 98-99 ECLIPSE 2 DR 1.087 0.63 0.933 1.030 1.035 1.05 1.05 0 505MITSUBISHI 00-05 ECLIPSE 2 DR 1.074 0.68 0.931 1.028 1.065 1.05 1.00 5 505MITSUBISHI 06-12 ECLIPSE 2 DR 1.140 0.41 0.944 1.029 1.05 1.00 5 505MITSUBISHI 04-11 ENDEAVOR 1.518 0.80 0.982 1.411 1.40 1.20 16.7 540


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolMITSUBISHI 98 GALANT 4 DR 1.275 0.28 1.197 1.212 1.20 1.15 4.3 520MITSUBISHI 99-03 GALANT 4 DR 1.405 0.86 1.190 1.375 1.40 1.40 0 540MITSUBISHI 04-12 GALANT 4 DR 1.708 0.57 1.144 1.465 1.45 1.25 16 545MITSUBISHI 12-13 I-MIEV 4 DR 0.034 0.01 0.699 0.840 0.780 0.80 0.85 -5.9 480MITSUBISHI 02-07 LANCER 4 DR 1.378 0.57 1.252 1.324 1.30 1.35 -3.7 530MITSUBISHI 08-14 LANCER 4 DR 1.054 0.71 1.147 1.081 1.10 1.15 -4.3 510MITSUBISHI 98-02 MIRAGE 2 DR 1.382 0.53 1.157 1.276 1.30 1.30 0 530MITSUBISHI 98-01 MIRAGE 4 DR 1.551 0.73 1.263 1.473 1.45 1.45 0 545MITSUBISHI 01-06 MONTERO 1.613 0.29 0.955 1.168 1.15 1.05 9.5 515MITSUBISHI 98-04 MONTERO SPORT 1.661 0.65 1.089 1.461 1.45 1.35 7.4 545MITSUBISHI 03-06 OUTLANDER 1.499 0.17 1.090 1.180 1.097 1.10 1.15 -4.3 510MITSUBISHI 07-14 OUTLANDER 1.010 0.77 0.879 0.980 1.087 1.10 0.95 15.8 510MITSUBISHI 11-14 OUTLANDER SPORT 1.134 0.20 0.894 0.987 1.091 1.10 0.95 15.8 510MITSUBISHI 06-09 RAIDER 1.664 0.36 0.767 1.120 0.870 0.85 0.80 6.3 485NISSAN 98 200SX 2 DR 1.039 0.74 1.031 1.037 1.05 1.10 -4.5 505NISSAN 98 240SX 2 DR 0.768 0.08 0.968 0.967 0.95 1.00 -5 495NISSAN 03-14 370Z 2 DR 0.884 0.87 0.923 0.889 0.90 0.90 0 490NISSAN 08-13 ALTIMA 2 DR 1.160 0.55 0.934 1.058 1.05 1.05 0 505NISSAN 98-01 ALTIMA 4 DR 1.290 0.91 1.198 1.282 1.30 1.25 4 530NISSAN 02-06 ALTIMA 4 DR 1.455 0.95 1.187 1.442 1.45 1.35 7.4 545NISSAN 07-14 ALTIMA 4 DR 1.283 0.85 1.105 1.256 1.246 1.25 1.20 4.2 525NISSAN 07-11 ALTIMA HYBRID 4 DR 1.164 0.17 0.990 1.001 1.00 0.95 5.3 500NISSAN 04-14 ARMADA 1.405 0.83 0.860 1.312 1.30 1.15 13 530NISSAN 09-14 CUBE 1.287 0.34 1.080 1.160 1.15 1.15 0 515NISSAN 98-04 FRONTIER 0.790 0.87 0.874 0.801 0.80 0.85 -5.9 480NISSAN 05-14 FRONTIER 0.911 0.80 0.702 0.869 0.898 0.90 0.90 0 490NISSAN 09-14 GT-R 2 DR 0.305 0.33 0.693 0.586 0.65 0.80 -18.8 465NISSAN 11-14 JUKE 1.106 0.75 0.902 1.055 1.05 1.00 5 505NISSAN 11-14 LEAF EV 0.809 0.18 0.776 0.854 0.85 0.85 0 485NISSAN 98-03 MAXIMA 4 DR 1.349 0.84 1.104 1.310 1.30 1.20 8.3 530NISSAN 04-08 MAXIMA 4 DR 1.537 0.93 1.081 1.505 1.50 1.35 11.1 550NISSAN 09-14 MAXIMA 4 DR 1.209 0.86 0.963 1.175 1.246 1.25 1.10 13.6 525NISSAN 03-07 MURANO 1.232 0.69 0.995 1.159 1.15 1.10 4.5 515NISSAN 09-14 MURANO 0.936 0.77 0.875 0.922 0.922 0.90 0.85 5.9 490NISSAN 11-14 MURANO CROSSCABRIOLET 0.974 0.06 0.764 0.880 0.922 0.90 0.90 0 490NISSAN 98-04 PATHFINDER 1.147 0.84 1.016 1.126 1.125 1.15 1.10 4.5 515NISSAN 05-12 PATHFINDER 1.146 0.81 0.937 1.106 1.10 1.10 0 510NISSAN 13-14 PATHFINDER 1.100 0.32 0.875 0.970 0.831 0.85 0.90 -5.6 485NISSAN 98-02 QUEST 1.298 0.68 0.954 1.188 1.20 1.25 -4 520NISSAN 04-09 QUEST 1.412 0.91 1.018 1.377 1.40 1.30 7.7 540NISSAN 11-14 QUEST 1.063 0.26 0.890 0.948 0.95 0.95 0 495NISSAN 08-14 ROGUE SELECT 1.220 0.91 0.881 1.189 1.20 1.10 9.1 520NISSAN 98-99 SENTRA 4 DR 1.572 0.59 1.177 1.410 1.40 1.25 12 540NISSAN 00-06 SENTRA 4 DR 1.328 0.92 1.258 1.322 1.30 1.35 -3.7 530NISSAN 07-12 SENTRA 4 DR 1.373 0.93 1.162 1.358 1.35 1.30 3.8 535NISSAN 13-14 SENTRA 4 DR 1.031 0.39 1.049 1.037 1.05 1.10 -4.5 505


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolNISSAN 04-14 TITAN 1.004 0.83 0.692 0.951 0.95 0.95 0 495NISSAN 07-12 VERSA 4 DR 1.341 0.84 1.154 1.311 1.30 1.30 0 530NISSAN 12-14 VERSA SEDAN 4 DR 1.590 0.54 1.126 1.377 1.35 1.10 22.7 535NISSAN 00-04 XTERRA 1.138 0.87 1.111 1.134 1.15 1.10 4.5 515NISSAN 05-14 XTERRA 0.855 0.74 0.963 0.883 0.90 0.90 0 490OLDSMOBILE 98 ACHIEVA 4 DR 0.846 0.19 1.198 1.101 1.122 1.10 1.15 -4.3 510OLDSMOBILE 99-04 ALERO 2 DR 1.211 0.22 1.060 1.062 1.021 1.00 0.95 5.3 500OLDSMOBILE 99-04 ALERO 4 DR 1.177 0.30 1.155 1.151 1.15 1.10 4.5 515OLDSMOBILE 98-99 AURORA 4 DR 0.996 0.47 1.054 1.026 1.070 1.05 1.00 5 505OLDSMOBILE 01-03 AURORA 4 DR 0.696 0.49 1.080 0.890 0.838 0.85 0.90 -5.6 485OLDSMOBILE 98-04 BRAVADA 1.126 0.30 1.087 1.078 1.073 1.05 1.05 0 505OLDSMOBILE 98-99 CUTLASS 4 DR 0.788 0.79 1.198 0.874 0.95 1.15 -17.4 495OLDSMOBILE 98-99 EIGHTY EIGHT/LSS 4 DR 0.785 0.39 1.112 0.974 1.091 1.10 1.10 0 510OLDSMOBILE 98-02 INTRIGUE 4 DR 0.789 0.93 1.097 0.811 0.764 0.85 1.05 -19 485OLDSMOBILE 98 REGENCY 4 DR 0.708 0.25 1.111 0.963 0.95 0.90 5.6 495OLDSMOBILE 98-04 SILHOUETTE 1.214 0.24 1.039 1.084 1.127 1.15 1.10 4.5 515PLYMOUTH 98-00 BREEZE 4 DR 1.003 0.75 1.261 1.068 1.071 1.05 1.20 -12.5 505PLYMOUTH 98-99 NEON 2 DR 1.276 0.07 1.208 1.187 1.170 1.15 1.10 4.5 515PLYMOUTH 98-01 NEON 4 DR 1.543 0.33 1.254 1.352 1.388 1.40 1.45 -3.4 540PLYMOUTH 99-01 PROWLER 2 DR 0.315 0.34 0.663 0.570 0.604 0.65 0.80 -18.8 465PLYMOUTH 98-00 VOYAGER/GRAND VOYAGER 1.166 0.77 1.062 1.142 1.216 1.20 1.20 0 520PONTIAC 01-05 AZTEK 1.318 0.36 1.040 1.143 1.149 1.15 1.00 15 515PONTIAC 98-99 BONNEVILLE 4 DR 1.283 0.19 1.112 1.138 1.091 1.10 1.10 0 510PONTIAC 00-05 BONNEVILLE 4 DR 0.759 0.75 1.080 0.839 0.838 0.85 0.90 -5.6 485PONTIAC 98-02 FIREBIRD/TRANS AM 2 DR 0.570 0.90 0.929 0.606 0.75 0.90 -16.7 475PONTIAC 09 G3 4 DR 0.824 0.46 1.088 0.964 0.95 1.00 -5 495PONTIAC 07-09 G5 2 DR 1.128 0.15 1.135 1.114 1.158 1.15 1.20 -4.2 515PONTIAC 06-09 G6 2 DR 0.870 0.36 0.871 0.863 0.85 0.80 6.3 485PONTIAC 05-10 G6 4 DR 1.384 0.42 1.135 1.241 1.25 1.15 8.7 525PONTIAC 08-09 G8 4 DR 0.697 0.52 0.957 0.822 0.80 0.85 -5.9 480PONTIAC 98 GRAND AM 2 DR 0.802 0.18 1.117 1.043 1.05 1.05 0 505PONTIAC 99-05 GRAND AM 2 DR 0.897 0.69 1.064 0.949 1.021 1.00 0.95 5.3 500PONTIAC 98 GRAND AM 4 DR 1.108 0.35 1.198 1.153 1.122 1.10 1.15 -4.3 510PONTIAC 99-05 GRAND AM 4 DR 1.226 0.50 1.162 1.194 1.20 1.10 9.1 520PONTIAC 98-02 GRAND PRIX 2 DR 1.011 0.31 1.019 1.013 1.068 1.05 1.00 5 505PONTIAC 98-08 GRAND PRIX 4 DR 1.155 0.56 1.101 1.131 1.100 1.10 1.05 4.8 510PONTIAC 04-06 GTO 2 DR 0.794 0.40 1.019 0.920 0.90 0.95 -5.3 490PONTIAC 98-06 MONTANA SV6 1.092 0.53 1.036 1.066 1.127 1.15 1.10 4.5 515PONTIAC 06-09 SOLSTICE 2 DR 0.634 0.50 0.772 0.703 0.70 0.75 -6.7 470PONTIAC 98-05 SUNFIRE 2 DR 1.124 0.68 1.116 1.121 1.206 1.20 1.20 0 520PONTIAC 98-02 SUNFIRE 4 DR 1.573 0.07 1.236 1.242 1.240 1.25 1.30 -3.8 525PONTIAC 06-09 TORRENT 0.822 0.43 0.938 0.880 0.90 0.85 5.9 490PONTIAC 03-10 VIBE 4 DR 0.922 0.92 1.060 0.933 0.95 0.90 5.6 495PORSCHE 98 911 2 DR 0.091 0.50 0.720 0.406 0.55 0.65 -15.4 455PORSCHE 98-14 BOXSTER 2 DR 0.306 0.82 0.623 0.363 0.55 0.65 -15.4 455PORSCHE 03-13 CAYENNE 0.650 0.72 0.750 0.678 0.679 0.70 0.65 7.7 470


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolPORSCHE 11-14 CAYENNE HYBRID 0.282 0.06 0.696 0.805 0.780 0.80 0.85 -5.9 480PORSCHE 06-13 CAYMAN 2 DR 0.264 0.50 0.730 0.497 0.55 0.65 -15.4 455PORSCHE 99-14 NEW 911 2 DR 0.287 0.86 0.637 0.336 0.55 0.65 -15.4 455PORSCHE 10-14 PANAMERA 4 DR 0.328 0.50 0.598 0.463 0.60 0.75 -20 460PORSCHE 12-14 PANAMERA HYBRID 4 DR 0.000 0.00 0.597 0.799 0.80 0.75 6.7 480RAM 13-14 C/V 1.235 0.91 1.030 1.217 1.216 1.20 1.15 4.3 520RAM 13-14 MEGA CAB PICKUP 0.723 0.65 0.652 0.698 0.70 0.65 7.7 470RAM 13-14 PICKUP 1500 0.627 0.85 0.562 0.617 0.60 0.65 -7.7 460RAM 13-14 PICKUP 2500/3500 0.616 0.88 0.670 0.622 0.60 0.65 -7.7 460SAAB 05-06 9-2X 4 DR 0.787 0.27 1.028 0.915 0.733 0.75 0.75 0 475SAAB 98-11 9-3 2 DR 0.479 0.56 0.672 0.564 0.55 0.65 -15.4 455SAAB 98-11 9-3 4 DR 0.778 0.40 0.941 0.851 0.85 0.70 21.4 485SAAB 11 9-4X 1.005 0.01 0.804 0.902 0.929 0.95 0.85 11.8 495SAAB 99-11 9-5 4 DR 0.702 0.76 0.968 0.766 0.75 0.70 7.1 475SAAB 05-09 9-7X 0.814 0.69 0.828 0.818 0.80 0.85 -5.9 480SAAB 98 9000 4 DR 0.206 0.21 0.815 0.690 0.70 0.85 -17.6 470SATURN 08-09 ASTRA 2 DR 0.361 0.48 0.836 0.607 0.60 0.75 -20 460SATURN 08-09 ASTRA 4 DR 0.742 0.39 0.979 0.876 0.90 0.90 0 490SATURN 07-09 AURA 4 DR 0.992 0.32 1.064 1.037 1.027 1.05 1.00 5 505SATURN 07-09 AURA HYBRID 4 DR 1.883 0.02 0.963 0.981 0.971 0.95 0.95 0 495SATURN 03-07 ION 4 DR 1.148 0.81 1.226 1.163 1.15 1.20 -4.2 515SATURN 00-05 L-SERIES 4 DR 0.910 0.87 1.162 0.943 0.95 0.90 5.6 495SATURN 07-10 OUTLOOK 0.749 0.41 0.868 0.800 0.749 0.75 0.65 15.4 475SATURN 05-07 RELAY 0.658 0.65 0.994 0.776 0.898 0.90 1.10 -18.2 490SATURN 98-02 S-SERIES 2 DR 0.989 0.58 1.099 1.035 1.05 1.05 0 505SATURN 98-02 S-SERIES 4 DR 0.944 0.83 1.258 0.997 1.00 0.95 5.3 500SATURN 07-09 SKY 2 DR 0.569 0.92 0.691 0.579 0.60 0.65 -7.7 460SATURN 02-07 VUE 1.004 0.64 1.065 1.026 1.05 0.95 10.5 505SATURN 08-09 VUE 0.649 0.85 0.875 0.683 0.70 0.65 7.7 470SATURN 07-09 VUE HYBRID 0.943 0.24 0.964 0.914 0.90 0.80 12.5 490SCION 13-14 FR-S 2 DR 0.622 0.14 0.819 0.857 0.836 0.85 0.90 -5.6 485SCION 12-14 IQ 2 DR 1.342 0.09 0.784 0.923 0.90 0.95 -5.3 490SCION 05-14 TC 2 DR 1.248 0.94 1.026 1.235 1.25 1.25 0 525SCION 04-06 XA 4 DR 1.169 0.67 1.088 1.142 1.15 1.15 0 515SCION 04-06 XB 1.335 0.64 1.040 1.229 1.25 1.30 -3.8 525SCION 08-14 XB 1.131 0.72 0.962 1.084 1.10 1.10 0 510SCION 08-14 XD 4 DR 1.193 0.75 1.039 1.155 1.15 1.10 4.5 515SMART 08-14 FORTWO 2 DR 0.711 0.70 0.796 0.737 0.75 0.80 -6.3 475SMART 13-14 FORTWO ELECTRIC DRIVE 2 DR 8.496 0.00 0.628 0.814 0.80 0.80 0 480SUBARU 03-06 BAJA 0.879 0.24 1.025 0.968 0.95 0.95 0 495SUBARU 13-14 BRZ 2 DR 0.530 0.07 0.819 0.877 0.836 0.85 0.90 -5.6 485SUBARU 09-14 FORESTER 0.616 0.87 0.877 0.650 0.65 0.65 0 465SUBARU 98-08 FORESTER 4 DR 0.663 0.94 1.045 0.686 0.70 0.65 7.7 470SUBARU 98-01 IMPREZA 2 DR 0.817 0.20 1.079 0.999 1.00 1.00 0 500SUBARU 98-07 IMPREZA 4 DR 0.719 0.95 1.128 0.739 0.733 0.75 0.75 0 475SUBARU 08-14 IMPREZA 4 DR 0.605 0.77 1.027 0.702 0.70 0.75 -6.7 470


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolSUBARU 98-14 LEGACY 4 DR 0.761 0.73 1.041 0.837 0.85 0.80 6.3 485SUBARU 05-14 OUTBACK 0.588 0.66 0.952 0.712 0.70 0.65 7.7 470SUBARU 06-14 TRIBECA 0.713 0.50 0.866 0.790 0.80 0.75 6.7 480SUBARU 13-14 XV CROSSTREK 0.636 0.19 0.877 0.869 0.85 0.95 -10.5 485SUZUKI 02-07 AERIO 4 DR 1.448 0.29 1.218 1.336 1.35 1.45 -6.9 535SUZUKI 09-12 EQUATOR 1.711 0.01 0.744 0.805 0.898 0.90 0.90 0 490SUZUKI 98-02 ESTEEM 4 DR 1.381 0.39 1.228 1.284 1.30 1.20 8.3 530SUZUKI 04-08 FORENZA 4 DR 1.893 0.69 1.285 1.705 1.70 1.55 9.7 570SUZUKI 99-05 GRAND VITARA 1.638 0.22 1.185 1.317 1.295 1.30 1.30 0 530SUZUKI 06-13 GRAND VITARA 1.700 0.42 0.896 1.248 1.25 1.10 13.6 525SUZUKI 01-06 GRAND VITARA XL-7 1.439 0.78 1.108 1.366 1.35 1.20 12.5 535SUZUKI 10-13 KIZASHI 4 DR 1.146 0.17 0.967 1.016 1.00 1.00 0 500SUZUKI 05-08 RENO 4 DR 1.396 0.20 1.105 1.203 1.20 1.25 -4 520SUZUKI 98 SIDEKICK 2.134 0.01 1.171 1.154 1.149 1.15 1.10 4.5 515SUZUKI 98-01 SWIFT 2 DR 0.839 0.36 1.128 1.016 1.098 1.10 1.05 4.8 510SUZUKI 07-13 SX4 4 DR 1.336 0.38 1.060 1.179 1.20 1.20 0 520SUZUKI 04-06 VERONA 4 DR 1.497 0.23 1.212 1.275 1.30 1.20 8.3 530SUZUKI 98 X-90 0.327 0.16 1.246 1.058 1.05 1.15 -8.7 505SUZUKI 07-09 XL7 1.428 0.71 0.875 1.268 1.25 1.05 19 525TESLA 12-14 MODEL S EV 0.330 0.05 0.599 0.766 0.75 0.80 -6.3 475TOYOTA 98-14 4RUNNER 0.954 0.90 0.963 0.955 0.95 0.95 0 495TOYOTA 98-04 AVALON 4 DR 0.942 0.84 1.089 0.966 0.95 0.95 0 495TOYOTA 05-14 AVALON 4 DR 0.974 0.83 1.061 0.989 0.986 1.00 0.95 5.3 500TOYOTA 13-14 AVALON HYBRID 4 DR 0.750 0.04 0.963 0.972 0.951 0.95 0.95 0 495TOYOTA 98-14 CAMRY 4 DR 1.126 0.94 1.114 1.125 1.15 1.10 4.5 515TOYOTA 07-14 CAMRY HYBRID 4 DR 0.992 0.74 0.963 0.984 1.00 0.85 17.6 500TOYOTA 99-08 CAMRY SOLARA 2 DR 0.982 0.89 0.967 0.980 1.00 1.00 0 500TOYOTA 98-99 CELICA 2 DR 0.711 0.45 0.797 0.759 0.75 0.80 -6.3 475TOYOTA 00-05 CELICA 2 DR 1.022 0.75 0.933 1.000 1.00 1.00 0 500TOYOTA 98-02 COROLLA 4 DR 1.230 0.96 1.276 1.232 1.25 1.20 4.2 525TOYOTA 03-14 COROLLA 4 DR 1.286 0.97 1.187 1.283 1.30 1.25 4 530TOYOTA 00-05 ECHO 2 DR 1.155 0.40 1.295 1.236 1.25 1.25 0 525TOYOTA 00-05 ECHO 4 DR 1.408 0.51 1.224 1.318 1.30 1.30 0 530TOYOTA 07-14 FJ CRUISER 0.639 0.85 0.938 0.684 0.70 0.75 -6.7 470TOYOTA 01-14 HIGHLANDER 0.857 0.99 0.916 0.858 0.857 0.85 0.85 0 485TOYOTA 06-14 HIGHLANDER HYBRID 0.611 0.85 0.843 0.646 0.65 0.70 -7.1 465TOYOTA 98-13 LAND CRUISER 0.626 0.68 0.890 0.710 0.699 0.70 0.75 -6.7 470TOYOTA 03-13 MATRIX 4 DR 1.034 0.86 1.079 1.040 1.05 1.00 5 505TOYOTA 00-05 MR2 SPYDER 2 DR 0.714 0.29 0.721 0.734 0.75 0.80 -6.3 475TOYOTA 01-03 PRIUS 4 DR 1.097 0.23 1.121 1.057 1.05 0.90 16.7 505TOYOTA 04-09 PRIUS 4 DR 0.873 0.73 0.869 0.872 0.85 0.80 6.3 485TOYOTA 10-14 PRIUS 4 DR 0.804 0.72 0.758 0.791 0.80 0.70 14.3 480TOYOTA 12-14 PRIUS C 4 DR 1.042 0.34 0.810 0.919 0.90 0.90 0 490TOYOTA 98-05 RAV4 1.092 0.73 1.051 1.081 1.10 1.15 -4.3 510TOYOTA 06-14 RAV4 1.012 0.93 0.876 1.002 1.00 1.05 -4.8 500TOYOTA 12-14 RAV4 EV 0.000 0.00 0.766 0.883 0.90 0.90 0 490


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolTOYOTA 01-13 SEQUOIA 1.049 0.86 0.874 1.025 1.05 1.05 0 505TOYOTA 98-14 SIENNA 0.960 0.94 0.979 0.961 0.95 0.95 0 495TOYOTA 98 SUPRA 2 DR 0.548 0.05 0.851 0.862 0.85 0.90 -5.6 485TOYOTA 98 T100 0.647 0.38 0.757 0.720 0.70 0.80 -12.5 470TOYOTA 98-04 TACOMA 0.842 0.97 0.844 0.842 0.85 0.90 -5.6 485TOYOTA 05-14 TACOMA 0.736 0.97 0.704 0.735 0.75 0.80 -6.3 475TOYOTA 98 TERCEL 2 DR 1.493 0.01 1.224 1.137 1.15 1.05 9.5 515TOYOTA 00-06 TUNDRA 0.808 0.88 0.730 0.799 0.80 0.80 0 480TOYOTA 07-14 TUNDRA 0.720 0.82 0.567 0.692 0.70 0.75 -6.7 470TOYOTA 09-14 VENZA 0.894 0.65 0.875 0.887 0.90 0.95 -5.3 490TOYOTA 07-14 YARIS 2 DR 1.048 0.60 1.042 1.046 1.05 1.05 0 505TOYOTA 07-14 YARIS 4 DR 1.596 0.78 1.209 1.511 1.50 1.55 -3.2 550VOLKSWAGEN 12-14 BEETLE 2 DR 0.978 0.47 0.747 0.863 0.85 0.85 0 485VOLKSWAGEN 98-02 CABRIO 2 DR 0.802 0.61 0.820 0.809 0.80 0.75 6.7 480VOLKSWAGEN 09-14 CC 4 DR 0.863 0.86 0.866 0.863 0.85 0.85 0 485VOLKSWAGEN 07-14 EOS 2 DR 0.669 0.50 0.667 0.668 0.65 0.75 -13.3 465VOLKSWAGEN 99-03 EUROVAN 0.389 0.40 0.980 0.731 0.75 0.85 -11.8 475VOLKSWAGEN 98-99 GOLF 4 DR 0.713 0.12 0.959 0.916 0.90 0.90 0 490VOLKSWAGEN 99-06 GOLF 4 DR 0.650 0.74 0.994 0.739 0.75 0.65 15.4 475VOLKSWAGEN 99-06 GTI 2 DR 0.651 0.55 0.959 0.790 0.80 0.80 0 480VOLKSWAGEN 98-99 JETTA 4 DR 0.798 0.74 1.144 0.888 0.90 0.95 -5.3 490VOLKSWAGEN 99-05 JETTA 4 DR 0.865 0.97 1.157 0.874 0.85 0.85 0 485VOLKSWAGEN 05-14 JETTA 4 DR 0.811 0.92 1.058 0.831 0.85 0.80 6.3 485VOLKSWAGEN 13-14 JETTA HYBRID 4 DR 0.744 0.01 0.964 0.979 1.00 0.80 25 500VOLKSWAGEN 98-10 NEW BEETLE 2 DR 0.830 0.93 0.898 0.835 0.85 0.80 6.3 485VOLKSWAGEN 98-01 PASSAT 4 DR 0.834 0.77 1.088 0.892 0.90 0.85 5.9 490VOLKSWAGEN 01-05 PASSAT 4 DR 0.700 0.77 1.068 0.785 0.754 0.75 0.75 0 475VOLKSWAGEN 06-10 PASSAT 4 DR 0.843 0.95 0.989 0.850 0.85 0.85 0 485VOLKSWAGEN 12-14 PASSAT 4 DR 0.906 0.80 0.975 0.920 0.90 0.95 -5.3 490VOLKSWAGEN 04-06 PHAETON 4 DR 1.031 0.07 0.908 0.907 0.90 0.90 0 490VOLKSWAGEN 06-14 RABBIT/GTI 2 DR 0.619 0.83 0.859 0.660 0.65 0.70 -7.1 465VOLKSWAGEN 06-14 RABBIT/GTI 4 DR 0.472 0.74 0.862 0.573 0.55 0.65 -15.4 455VOLKSWAGEN 09-13 ROUTAN 0.685 0.47 0.875 0.780 0.95 1.15 -17.4 495VOLKSWAGEN 09-14 TIGUAN 0.520 0.85 0.876 0.573 0.60 0.75 -20 460VOLKSWAGEN 04-14 TOUAREG 0.634 0.71 0.800 0.682 0.679 0.70 0.65 7.7 470VOLKSWAGEN 11-14 TOUAREG HYBRID 0.639 0.02 0.696 0.841 0.780 0.80 0.85 -5.9 480VOLVO 08-13 C30 2 DR 0.484 0.41 0.776 0.630 0.65 0.65 0 465VOLVO 98-04 C70 2 DR 0.834 0.28 0.671 0.718 0.70 0.70 0 470VOLVO 06-13 C70 2 DR 0.611 0.62 0.564 0.593 0.60 0.65 -7.7 460VOLVO 00-04 S40/V40 4 DR 0.876 0.82 1.061 0.909 0.90 0.80 12.5 490VOLVO 04-11 S40/V50 4 DR 0.629 0.96 1.019 0.645 0.65 0.65 0 465VOLVO 98-00 S70/V70 4 DR 0.701 0.96 1.053 0.715 0.70 0.70 0 470VOLVO 99-14 S80 4 DR 0.775 0.94 0.950 0.786 0.80 0.75 6.7 480VOLVO 98 S90/V90 4 DR 0.601 0.37 1.097 0.871 0.85 0.75 13.3 485VOLVO 01-10 V70 4 DR 0.704 0.96 1.013 0.716 0.70 0.70 0 470VOLVO 10-14 XC60 0.473 0.54 0.815 0.630 0.65 0.75 -13.3 465


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Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change SymbolVOLVO 03-14 XC70 0.481 0.87 0.897 0.535 0.55 0.65 -15.4 455VOLVO 03-14 XC90 0.587 0.89 0.776 0.608 0.60 0.65 -7.7 460VPG 11-12 MV-1 0.000 0.00 0.827 0.914 0.90 0.90 0 490


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Exhibit 2: List of Like Vehicle Series

Model ModelManufacturer Years Model Name Manufacturer Years Model Name

PORSCHE 98-14 BOXSTER 2 DR MAZDA 07-14 CX-9PORSCHE 06-14 CAYMAN 2 DR FORD 07-14 EDGE

LINCOLN 07-14 MKXOLDSMOBILE 98-99 EIGHTY EIGHT/LSS 4 DRPONTIAC 98-99 BONNEVILLE 4 DR PONTIAC 98-02 FIREBIRD/TRANS AM 2 DRBUICK 98-99 LESABRE 4 DR CHEVROLET 98-02 CAMARO 2 DR

LOTUS 05-11 ELISE 2 DR CHEVROLET 98-05 CAVALIER 2 DRLOTUS 06-11 EXIGE 2 DR PONTIAC 98-05 SUNFIRE 2 DR

HYUNDAI 98-14 ACCENT 4 DR CHEVROLET 98-05 CAVALIER 4 DRKIA 06-14 RIO 4 DR PONTIAC 98-02 SUNFIRE 4 DR

SATURN 07-09 SKY 2 DR CHEVROLET 98-00 METRO 2 DRPONTIAC 06-09 SOLSTICE 2 DR SUZUKI 98-01 SWIFT 2 DR

HYUNDAI 07-08 ENTOURAGE CHEVROLET 98-02 PRIZM 4 DRKIA 06-13 SEDONA TOYOTA 98-02 COROLLA 4 DR

CHRYSLER 07-09 ASPEN CHEVROLET 98 TRACKERDODGE 98-09 DURANGO SUZUKI 98 SIDEKICK

BUICK 98 SKYLARK 4 DR CHEVROLET 99-04 TRACKERPONTIAC 98 GRAND AM 4 DR SUZUKI 99-05 GRAND VITARAOLDSMOBILE 98 ACHIEVA 4 DR

GMC 98-14 YUKON XLOLDSMOBILE 99-04 ALERO 4 DR CHEVROLET 98-14 SUBURBANPONTIAC 99-05 GRAND AM 4 DR CADILLAC 03-14 ESCALADE ESV

PONTIAC 07-09 G5 2 DR CHEVROLET 98-04 S-10 PICKUPCHEVROLET 05-10 COBALT 2 DR GMC 98-04 SONOMA

ISUZU 98-00 HOMBRECHEVROLET 98-05 ASTROGMC 98-05 SAFARI CHRYSLER 98-00 CIRRUS 4 DR

DODGE 98-00 STRATUS 4 DRSAAB 05-09 9-7X PLYMOUTH 98-00 BREEZE 4 DRBUICK 04-07 RAINIERGMC 98-09 ENVOY CHRYSLER 99-04 300M 4 DRISUZU 04-08 ASCENDER CHRYSLER 98-04 CONCORDE 4 DRCHEVROLET 98-09 TRAILBLAZER DODGE 98-04 INTREPID 4 DROLDSMOBILE 98-04 BRAVADA

TOYOTA 98-11 LAND CRUISERCHRYSLER 98-00 SEBRING COUPE 2 DR LEXUS 98-11 LXDODGE 98-00 AVENGER 2 DR

CHEVROLET 98-14 EXPRESSGMC 98-14 SAVANA

Note that in cases where Like Vehicle Series showed significant variation in Experience Loss Ratio Relativity and/or Predicted Loss Ratio Relativitiy were analyzed separately.


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VOLKSWAGEN 09-13 ROUTAN BUICK 05-14 LACROSSE 4 DRPLYMOUTH 98-00 VOYAGER/GRAND VOYAGER BUICK 98-04 REGAL 4 DRCHRYSLER 98-14 TOWN & COUNTRY OLDSMOBILE 98-02 INTRIGUE 4 DRDODGE 98-14 GRAND CARAVAN/RAM C/V BUICK 98-05 CENTURY 4 DRCHRYSLER 00-03 VOYAGER PONTIAC 98-08 GRAND PRIX 4 DR

CHEVROLET 00-14 IMPALA 4 DRDODGE 98-99 NEON 2 DRPLYMOUTH 98-99 NEON 2 DR CADILLAC 98-99 SEVILLE 4 DR

BUICK 98-99 PARK AVENUE 4 DRPLYMOUTH 98-01 NEON 4 DR OLDSMOBILE 98-99 AURORA 4 DRDODGE 98-05 NEON 4 DR

PONTIAC 00-05 BONNEVILLE 4 DREAGLE 98 TALON 2 DR BUICK 00-05 LESABRE 4 DRMITSUBISHI 98-99 ECLIPSE 2 DR CADILLAC 00-04 SEVILLE 4 DR

CADILLAC 00-11 DTS 4 DRMERCURY 98-00 MYSTIQUE 4 DR OLDSMOBILE 01-03 AURORA 4 DRFORD 98-00 CONTOUR 4 DR BUICK 00-05 PARK AVENUE 4 DR

MERCURY 98-11 GRAND MARQUIS 4 DR LEXUS 98-12 ES 4 DRMERCURY 03-04 MARAUDER 4 DR TOYOTA 98-14 CAMRY 4 DRFORD 98-11 CROWN VICTORIA 4 DR

LINCOLN 03-05 AVIATORFORD 98-02 ESCORT 4 DR MERCURY 98-10 MOUNTAINEERMERCURY 98-99 TRACER 4 DR FORD 98-10 EXPLORER

MAZDA 98-09 B-SERIES PICKUP OLDSMOBILE 98-99 CUTLASS 4 DRFORD 98-11 RANGER CHEVROLET 98-05 MALIBU CLASSIC 4 DR

MERCURY 98-05 SABLE 4 DR NISSAN 98-04 PATHFINDERFORD 98-07 TAURUS 4 DR INFINITI 98-03 QX4

ISUZU 02-04 AXIOM LINCOLN 02 BLACKWOODHONDA 98-02 PASSPORT LINCOLN 98-14 NAVIGATORISUZU 98-04 RODEO FORD 98-14 EXPEDITION

NISSAN 98-02 QUEST PONTIAC 99-05 GRAND AM 2 DRMERCURY 98-02 VILLAGER OLDSMOBILE 99-04 ALERO 2 DR

ACURA 98-99 SLX PONTIAC 98-02 GRAND PRIX 2 DRISUZU 98-02 TROOPER CHEVROLET 00-07 MONTE CARLO 2 DR

INFINITI 98-04 I 4 DR JAGUAR 00-08 S-TYPE 4 DRNISSAN 98-03 MAXIMA 4 DR LINCOLN 00-06 LS 4 DR

HONDA 98 ODYSSEY 4 DR LEXUS 03-14 GXISUZU 98-99 OASIS 4 DR TOYOTA 98-14 4RUNNER

PONTIAC 99-05 GRAND AM 2 DR PONTIAC 98-02 GRAND PRIX 2 DROLDSMOBILE 99-04 ALERO 2 DR CHEVROLET 00-07 MONTE CARLO 2 DR



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GMC 98-14 YUKON PONTIAC 03-10 VIBE 4 DRCHEVROLET 98-14 TAHOE TOYOTA 03-13 MATRIX 4 DRCADILLAC 99-14 ESCALADE TOYOTA 03-14 COROLLA 4 DR

ACURA 01-03 CL-SERIES 2 DR MERCEDES-BENZ 98-14 SLK-CLASS 2 DRHONDA 98-07 ACCORD 2 DR CHRYSLER 04-08 CROSSFIRE 2 DR

CHRYSLER 01-02 PROWLER 2 DR MERCURY 04-07 MONTEREYPLYMOUTH 99-01 PROWLER 2 DR FORD 98-07 FREESTAR

MITSUBISHI 00-05 ECLIPSE 2 DR PORSCHE 03-13 CAYENNEDODGE 01-05 STRATUS 2 DR VOLKSWAGEN 04-14 TOUAREGCHRYSLER 01-05 SEBRING COUPE 2 DR

ACURA 99-08 TL-SERIES 4 DRCHRYSLER 01-06 SEBRING 4 DR HONDA 98-07 ACCORD 4 DRDODGE 01-06 STRATUS 4 DR

ISUZU 06-08 I-290/I-370MERCURY 05-11 MARINER CHEVROLET 04-12 COLORADOFORD 01-12 ESCAPE GMC 04-12 CANYONMAZDA 01-11 TRIBUTE

CADILLAC 02-13 ESCALADE EXTHYUNDAI 99-10 SONATA 4 DR CHEVROLET 02-13 AVALANCHEKIA 01-06 OPTIMA 4 DR

ISUZU 03-06 ASCENDER EXTENDED WHEELBASETOYOTA 01-14 HIGHLANDER GMC 02-06 ENVOY XLLEXUS 99-12 RX CHEVROLET 02-06 TRAILBLAZER EXT

VOLKSWAGEN 01-05 PASSAT 4 DR HYUNDAI 01-05 XG350 4 DRAUDI 98-08 A4/S4/RS4 4 DR KIA 04-09 AMANTI 4 DR

BUICK 02-07 RENDEZVOUS NISSAN 04-14 ARMADAPONTIAC 01-05 AZTEK INFINITI 04-14 QX56

HONDA 03-08 PILOT SUBARU 98-07 IMPREZA 4 DRACURA 01-06 MDX SAAB 05-06 9-2X 4 DR

FORD 05-14 TAURUS 4 DR CHEVROLET 08-12 MALIBU 4 DRMERCURY 05-09 SABLE 4 DR SATURN 07-09 AURA 4 DR

CHEVROLET 04-07 MALIBU MAXX 4 DRSUZUKI 05-08 RENO 4 DR PONTIAC 05-10 G6 4 DRSUZUKI 04-08 FORENZA 4 DR



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HYUNDAI 05-14 TUCSON MAZDA 08-10 TRIBUTE HYBRIDKIA 05-14 SPORTAGE FORD 05-12 ESCAPE HYBRID

MERCURY 06-11 MARINER HYBRIDOLDSMOBILE 98-04 SILHOUETTEBUICK 05-07 TERRAZA CHEVROLET 09-14 TRAVERSEPONTIAC 98-06 MONTANA SV6 GMC 07-14 ACADIACHEVROLET 98-08 UPLANDER BUICK 08-14 ENCLAVESATURN 05-07 RELAY SATURN 07-10 OUTLOOK

SATURN 03-07 ION 4 DR FORD 07-14 EXPEDITION ELCHEVROLET 05-10 COBALT 4 DR LINCOLN 07-14 NAVIGATOR L

LINCOLN 06-08 MARK LT CHRYSLER 07-14 SEBRING / 200 4 DRFORD 98-12 F-150 DODGE 08-14 AVENGER 4 DR

LEXUS 06-14 RX HYBRID SATURN 07-09 AURA HYBRID 4 DRTOYOTA 06-14 HIGHLANDER HYBRID CHEVROLET 08-10 MALIBU HYBRID 4 DR

CHRYSLER 05-14 300 4 DR CHEVROLET 08-13 TAHOE HYBRIDDODGE 06-14 CHARGER 4 DR GMC 08-13 YUKON HYBRID

GMC 10-14 TERRAIN NISSAN 09-14 MAXIMA 4 DRCHEVROLET 05-14 EQUINOX NISSAN 07-14 ALTIMA 4 DRPONTIAC 06-09 TORRENT

DODGE 09 DURANGO HYBRIDLINCOLN 06-12 MKZ 4 DR CHRYSLER 09 ASPEN HYBRIDMERCURY 06-11 MILAN 4 DRFORD 06-12 FUSION 4 DR PONTIAC 09 G3 4 DR

CHEVROLET 04-11 AVEO 4 DRJEEP 05-14 GRAND CHEROKEEJEEP 06-10 COMMANDER CHEVROLET 09-13 SILVERADO HYBRID

GMC 09-13 SIERRA HYBRIDDODGE 05-11 DAKOTAMITSUBISHI 06-09 RAIDER NISSAN 05-14 FRONTIER

SUZUKI 09-12 EQUATORFORD 09-14 FLEXLINCOLN 10-14 MKT FORD 10-12 FUSION HYBRID 4 DR

MERCURY 10-11 MILAN HYBRID 4 DRCHEVROLET 07-11 HHR PANEL LINCOLN 11-12 MKZ HYBRID 4 DRCHEVROLET 06-11 HHR

VOLKSWAGEN 11-14 TOUAREG HYBRIDMITSUBISHI 07-14 OUTLANDER PORSCHE 11-14 CAYENNE HYBRIDMITSUBISHI 11-14 OUTLANDER SPORT



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HYUNDAI 11-14 SONATA 4 DR HYUNDAI 06-14 AZERA 4 DRKIA 11-14 OPTIMA 4 DR KIA 14 CADENZA 4 DR

CHEVROLET 98-14 SILVERADO INFINITI 14 QX60 HYBRIDGMC 98-14 SIERRA NISSAN 14 PATHFINDER HYBRID

SAAB 11 9-4X HYUNDAI 11-15 EQUUS 4 DRCADILLAC 10-14 SRX KIA 15 K900 4 DR

NISSAN 11-14 MURANO CROSSCABRIOLET CHEVROLET 15 COLORADONISSAN 09-14 MURANO GMC 15 CANYON

HYUNDAI 11-14 SONATA HYBRID 4 DRKIA 11-14 OPTIMA HYBRID 4 DR

SUBARU 13-14 BRZ 2 DRSCION 13-14 FR-S 2 DR

HYUNDAI 13-14 ELANTRA GT HATCHBACK 4 DRHYUNDAI 11-14 ELANTRA SEDAN 4 DR

ACURA 13-14 ILX 4 DRHONDA 06-14 CIVIC 4 DR

ACURA 13-14 ILX HYBRID 4 DRHONDA 06-14 CIVIC HYBRID 4 DR

LEXUS 13-14 ES HYBRID 4 DRTOYOTA 13-14 AVALON HYBRID 4 DR

LEXUS 13-14 ES 350 4 DRTOYOTA 05-14 AVALON 4 DR

INFINITI 13-14 JX35/JX35AWDNISSAN 13-14 PATHFINDER



Page A-51


Exhibit 3-1: New Vehicle Series - BI and PD Credibility-Weighted Relativities and Final Rating Factors

Predicted Credibility Relativity RoundedModel Loss Ratio Weighted After Like Uncapped Current Percent

Manufacturer Years Model Name Relativity Relativity Analysis# Relativity Relativity Change SymbolACURA 14 RLX SPORT HYBRID 4 DR 0.865 0.933 0.919 0.90 0.90 0.0 290ACURA 15 TLX 4 DR 0.865 0.932 0.95 0.90 5.6 295AUDI 15 A3 2 DR 0.575 0.788 0.80 0.80 0.0 280AUDI 15 A3 4 DR 0.852 0.926 0.95 0.90 5.6 295AUDI 15 Q3 0.898 0.949 0.95 0.90 5.6 295BMW 14 2-SERIES 2 DR 0.845 0.923 0.90 0.90 0.0 290BMW 14 I3 ELECTRIC 4 DR 0.687 0.843 0.85 0.85 0.0 285BMW 14 I3 HYBRID 4 DR 0.687 0.843 0.85 0.85 0.0 285BMW 14 I8 2 DR 0.779 0.890 0.90 0.90 0.0 290CADILLAC 15 ATS 2 DR 0.816 0.908 0.90 0.90 0.0 290CADILLAC 14 ELR 2 DR 0.818 0.909 0.90 0.90 0.0 290CADILLAC 14 NEW CTS 4 DR 0.837 0.919 0.90 0.90 0.0 290CHEVROLET 15 COLORADO 0.834 0.917 0.90 0.90 0.0 290CHEVROLET 14 IMPALA ECO HYBRID 4 DR 0.924 0.962 1.102 1.10 1.05 4.8 310CHEVROLET 14 SS 4 DR 0.864 0.932 0.95 0.90 5.6 295CHRYSLER 15 200 4 DR 0.904 0.952 0.95 0.95 0.0 295DODGE 15 CHALLENGER 2 DR 0.905 0.952 0.95 0.95 0.0 295FORD 15 F-150 0.867 0.934 0.95 0.90 5.6 295FORD 15 MUSTANG 2 DR 0.885 0.942 0.95 0.90 5.6 295FORD 14 TRANSIT CONNECT 0.815 0.907 0.90 0.90 0.0 290GMC 15 CANYON 0.829 0.915 0.90 0.90 0.0 290HONDA 15 FIT 4 DR 0.775 0.887 0.90 0.90 0.0 290HYUNDAI 15 GENESIS 4 DR 0.893 0.947 0.95 0.95 0.0 295HYUNDAI 15 SONATA 4 DR 0.890 0.945 0.95 0.90 5.6 295INFINITI 14 QX60 HYBRID 0.917 0.958 0.95 0.95 0.0 295KIA 15 K900 4 DR 0.903 0.951 0.923 0.90 0.90 0.0 290KIA 14 SOUL 0.822 0.911 0.90 0.90 0.0 290LAND ROVER 14 RANGE ROVER L 0.948 0.974 0.95 0.95 0.0 295LEXUS 15 NX 0.967 0.983 1.00 0.95 5.3 300LEXUS 15 NX HYBRID 0.897 0.949 0.95 0.95 0.0 295LEXUS 15 RC 2 DR 0.836 0.918 0.90 0.90 0.0 290LINCOLN 15 MKC 0.934 0.967 0.95 0.95 0.0 295MASERATI 14 GHIBLI 4 DR 0.827 0.914 0.90 0.90 0.0 290MASERATI 14 GRAN TURISMO 2 DR 0.713 0.857 0.85 0.85 0.0 285MASERATI 14 QUATTROPORTE 4 DR 0.866 0.933 0.95 0.90 5.6 295MERCEDES-BENZ 14 B-CLASS ELECTRIC DRIVE 4 DR 0.764 0.882 0.90 0.85 5.9 290MINI 14 COOPER HARDTOP HATCHBACK 2 DR 0.752 0.876 0.90 0.85 5.9 290MITSUBISHI 14 MIRAGE 4 DR 0.681 0.841 0.85 0.85 0.0 285MOBILITY VENTURES 14 MV-1 0.974 0.987 1.00 1.00 0.0 300NISSAN 14 ROGUE 0.928 0.964 0.95 0.95 0.0 295NISSAN 14 PATHFINDER HYBRID 0.975 0.988 0.948 0.95 0.95 0.0 295


Page A-52


Exhibit 3-1: New Vehicle Series - BI and PD Credibility-Weighted Relativities and Final Rating Factors


Manufacturer Years Model Name Relativity Relativity Analysis# Relativity Relativity Change SymbolPORSCHE 15 MACAN 0.927 0.964 0.95 0.95 0.0 295PORSCHE 14 PANAMERA EXECUTIVE 4 DR 0.785 0.893 0.90 0.90 0.0 290SUBARU 14 XV CROSSTREK HYBRID 0.928 0.964 0.865 0.85 0.95 -10.5 285VOLKSWAGEN 15 GOLF/GTI 2 DR 0.786 0.893 0.90 0.90 0.0 290VOLKSWAGEN 15 GOLF/GTI 4 DR 0.770 0.885 0.90 0.85 5.9 290

# -- Includes alternative powered vehicle series' use of internal-combustion counterparts' relativities where applicable.


Page A-53


Exhibit 3-2: New Vehicle Series - PIP & Med Pay Credibility-Weighted Relativities and Final Rating Factors


Manufacturer Years Model Name Relativity Relativity Analysis# Relativity Relativity Change SymbolACURA 14 RLX SPORT HYBRID 4 DR 0.819 0.910 0.920 0.90 0.90 0.0 490ACURA 15 TLX 4 DR 0.901 0.950 0.95 0.90 5.6 495AUDI 15 A3 2 DR 0.584 0.792 0.80 0.80 0.0 480AUDI 15 A3 4 DR 0.918 0.959 0.95 0.95 0.0 495AUDI 15 Q3 0.822 0.911 0.90 0.90 0.0 490BMW 14 2-SERIES 2 DR 0.816 0.908 0.90 0.90 0.0 490BMW 14 I3 ELECTRIC 4 DR 0.641 0.821 0.80 0.80 0.0 480BMW 14 I3 HYBRID 4 DR 0.641 0.821 0.80 0.80 0.0 480BMW 14 I8 2 DR 0.694 0.847 0.85 0.85 0.0 485CADILLAC 15 ATS 2 DR 0.761 0.881 0.90 0.90 0.0 490CADILLAC 14 ELR 2 DR 0.693 0.847 0.85 0.85 0.0 485CADILLAC 14 NEW CTS 4 DR 0.824 0.912 0.90 0.90 0.0 490CHEVROLET 15 COLORADO 0.585 0.793 0.80 0.80 0.0 480CHEVROLET 14 IMPALA ECO HYBRID 4 DR 0.963 0.982 1.177 1.20 1.05 14.3 520CHEVROLET 14 SS 4 DR 0.853 0.927 0.95 0.90 5.6 495CHRYSLER 15 200 4 DR 0.964 0.982 1.00 0.95 5.3 500DODGE 15 CHALLENGER 2 DR 0.823 0.911 0.90 0.90 0.0 490FORD 15 F-150 0.585 0.792 0.80 0.75 6.7 480FORD 15 MUSTANG 2 DR 0.843 0.922 0.90 0.90 0.0 490FORD 14 TRANSIT CONNECT 0.774 0.887 0.90 0.95 -5.3 490GMC 15 CANYON 0.580 0.790 0.80 0.80 0.0 480HONDA 15 FIT 4 DR 0.817 0.908 0.90 0.95 -5.3 490HYUNDAI 15 GENESIS 4 DR 0.852 0.926 0.95 0.90 5.6 495HYUNDAI 15 SONATA 4 DR 0.964 0.982 1.00 0.95 5.3 500INFINITI 14 QX60 HYBRID 0.765 0.883 0.90 0.90 0.0 490KIA 15 K900 4 DR 0.852 0.926 0.829 0.85 0.85 0.0 485KIA 14 SOUL 0.840 0.920 0.90 1.00 -10.0 490LAND ROVER 14 RANGE ROVER L 0.697 0.848 0.85 0.85 0.0 485LEXUS 15 NX 0.876 0.938 0.95 0.90 5.6 495LEXUS 15 NX HYBRID 0.766 0.883 0.90 0.90 0.0 490LEXUS 15 RC 2 DR 0.738 0.869 0.85 0.90 -5.6 485LINCOLN 15 MKC 0.839 0.920 0.90 0.90 0.0 490MASERATI 14 GHIBLI 4 DR 0.786 0.893 0.90 0.90 0.0 490MASERATI 14 GRAN TURISMO 2 DR 0.561 0.781 0.80 0.80 0.0 480MASERATI 14 QUATTROPORTE 4 DR 0.785 0.893 0.90 0.90 0.0 490MERCEDES-BENZ 14 B-CLASS ELECTRIC DRIVE 4 DR 0.665 0.833 0.85 0.80 6.3 485MINI 14 COOPER HARDTOP HATCHBACK 2 DR 0.768 0.884 0.90 0.85 5.90 490MITSUBISHI 14 MIRAGE 4 DR 0.888 0.944 0.95 0.95 0.00 495MOBILITY VENTURES 14 MV-1 0.816 0.908 0.90 0.90 0.00 490NISSAN 14 ROGUE 0.877 0.938 0.95 0.95 0.0 495NISSAN 14 PATHFINDER HYBRID 0.820 0.910 0.831 0.85 0.90 -5.6 485


Page A-54


Exhibit 3-2: New Vehicle Series - PIP & Med Pay Credibility-Weighted Relativities and Final Rating Factors


Manufacturer Years Model Name Relativity Relativity Analysis# Relativity Relativity Change SymbolPORSCHE 15 MACAN 0.731 0.866 0.85 0.85 0.0 485PORSCHE 14 PANAMERA EXECUTIVE 4 DR 0.597 0.798 0.80 0.80 0.0 480SUBARU 14 XV CROSSTREK HYBRID 0.877 0.938 0.869 0.85 0.95 -10.5 485VOLKSWAGEN 15 GOLF/GTI 2 DR 0.778 0.889 0.90 0.85 5.9 490VOLKSWAGEN 15 GOLF/GTI 4 DR 0.756 0.878 0.90 0.85 5.9 490

# -- Includes alternative powered vehicle series' use of internal-combustion counterparts' relativities where applicable.



Exhibit 3-3: New Vehicle Series Symbol Assignment Rule

Since Liability & PIP/Medical Payments (LPMP) rating factors do not change by model year, future maintenance of the LPMP vehicle rating plan primarily involves (1) future biyearly loss experience reviews, and (2) determining LPMP rating factors/symbols for new vehicle series, to apply for the interim period until the next ISO LPMP experience review filing.

This rule sets forth the procedures for assigning LPMP rating factors and symbols when auto manufacturers introduce new vehicle series.

♦ If a new vehicle series is considered like an existing vehicle series whose experience has already been reviewed, the rating factors for the new vehicle series will be determined by giving 50% weight to the predicted loss ratio relativity and 50% weight to the loss ratio relativity of the existing like vehicle series.

♦ If a new vehicle series is not considered like another vehicle series, or is considered like a vehicle series whose experience has not been reviewed, then the rating factors for the new vehicle series will be determined by giving 50% weight to the predicted loss ratio relativity and 50% weight to 1.00.

♦ If a new vehicle series is an alternative powered1 version of an existing internal-combustion engine vehicle series whose experience has already been reviewed, and is not considered like another vehicle series, or is considered like a vehicle series whose experience has not yet been reviewed, then the alternative powered vehicle series will be assigned the same rating factors as its internal-combustion engine counterpart.

♦ If a new alternative powered vehicle series does not have an internal- combustion engine counterpart, or has an internal-combustion engine counterpart whose experience has not yet been reviewed, then the procedures in the first two bulleted paragraphs are used to determine its rating factors.

1 Alternative powered vehicle series refers to any vehicle series with an advanced power system (i.e., gas-electric hybrid, electric, fuel cell, hydrogen, etc.).



The rule for new vehicle series that are considered like an existing vehicle series whose experience has already been reviewed takes precedence over the rule for alternative powered vehicle series. Therefore, if a new vehicle series is considered like an existing vehicle series whose experience has already been reviewed and is an alternative powered version of an existing internal-combustion vehicle series, the rating factors for the new vehicle series will be determined by giving 50% weight to the predicted loss ratio relativity and 50% weight to the loss ratio relativity of the existing like vehicle series.

The predicted loss ratio relativity is determined by the following formula:

Predicted Loss Ratio Relativity = Chassis Type / Curb Weight factor +

Electronic Stability Control factor +

Body Style factor + MSRP factor

The factors used in determining the predicted loss ratio relativity are as follows on the next page. Curb weight is rounded to the nearest multiple of 250 pounds before determining the factor chassis type / curb weight factor.



BI and PD Factor MP and PIP Factor Chassis Type* / Curb Weight

Frame / Curb Weight < 2750 LBS -1.2119 + 0.2078 x (CW/250) Frame / Curb Weight ≥ 2750 LBS 0.8550 + 0.0199 x (CW/250) Unibody / Curb Weight < 2750 LBS 0.2940 + 0.0709 x (CW/250) Unibody / Curb Weight ≥ 2750 LBS 0.8616 + 0.0193 x (CW/250)

Frame / Curb Weight < 3250 LBS 0.9523 + 0.0258 x (CW/250) Frame / Curb Weight ≥ 3250 LBS 1.2942 - 0.0005 x (CW/250) Unibody / Curb Weight < 3250 LBS 0.8886 + 0.0258 x (CW/250) Unibody / Curb Weight ≥ 3250 LBS 1.2305 - 0.0005 x (CW/250) Electronic Stability Control

ESC Not Available 0.0000 0.0000 ESC Optional -0.0586 -0.0310 ESC Standard -0.1462 -0.1487 Body Style

Sedan 0.0000 0.0000 Convertible -0.2631 -0.2888 Wagon -0.1269 -0.0719 Hatchback -0.1000 -0.1877 Pickup -0.1279 -0.4405 SUV/SUT 0.0237 -0.0870 Van -0.1007 -0.1893 Coupe -0.0098 -0.0928 MSRP

$10,000 or less 0.1070 0.2212 $10,001 - $15,000 0.0659 0.1293 $15,001 - $20,000 0.0000 0.0000 $20,001 - $36,000 -0.0812 -0.1112 $36,001 - $60,000 -0.1603 -0.2208 More than $60,000 -0.1969 -0.2878

* For this analysis, frame refers to frame and body on frame chassis types, and unibody refers to all non-frame chassis types.



For example, if a new vehicle (not considered like an existing vehicle series) is a 3,000 pound coupe with a unibody chassis, a MSRP of $25,000 and with electronic stability control as a standard feature, the predicted BI/PD relativity would be

0.8616 + 0.0193 * (3,000 / 250) - 0.1462 - 0.0098 - 0.0812 = 0.8560

The filed rating factor would be 0.50 * 0.8560 + 0.50 * 1.0000 = 0.9280, which rounded to the nearest 0.05 would be 0.95, which corresponds to a BI/PD symbol of 295.

For MP / PIP, the predicted relativity for the same new vehicle would be

0.8886 + 0.0258 * (3,000 / 250) - 0.1487 - 0.0928 - 0.1112 = 0.8455

The filed rating factor would be 0.50 * 0.8455 + 0.50 * 1.000 = 0.9228, which rounded to the nearest 0.05 would be 0.90, which corresponds to a MP/PIP symbol of 490.

After determining the rating factors and symbols, ISO will immediately print and distribute an LPMP circular and will simultaneously print and distribute updated manual pages containing the information for the new vehicle. LPMP symbols for new vehicles will be printed in an LPMP Symbols Supplement section of the LPMP multistate manual.

The rating factors and symbols established in accordance with these procedures will be developed by ISO, and published in ISO circulars and manual page updates, as soon as possible upon receipt of the necessary vehicle specifications information. The resulting LPMP rating factors and symbols will become effective and available for insurer use immediately upon ISO's publication of that information.




























































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PERSONAL AUTO RULES FILING PP-2015-RLP1 Page C-1


Section C Analysis of Loss Cost Level Impact

About This Section An insurer that chooses to adopt this rating program will need to apply offset factors to ensure that this program is implemented on a revenue neutral basis.

Explanation of Offset Procedure Since ISO has filed every Liability & PIP/Medical Payments Vehicle Rating Plan (LPMP) as an alternate program only, offset factors will not be applied to ISO's base class loss costs to reflect the changes associated with this program. However, any company that chooses to adopt this rating program will need to apply offset factors to ensure that this program is implemented on a revenue neutral basis. For your information, the following is an example illustrating how these offset factors can be derived.

Example of Offset Calculation A simplified example of the procedure necessary to calculate the proper offset by coverage is shown on pages C-3 and C-4.

The example assumes the program is being updated by an insurer using the current ISO Liability & PIP/Medical Payments Vehicle Rating Plan to reflect the changes in this filing, beginning with 1998 model year vehicles.

The aggregate loss cost volume provided in this example is for customers using the 2012 LPMP program. For customers updating from the 2010 LPMP program to the 2014 program, the relativities in Column (1) should be changed to reflect the filed rating factors for the 2010 program.

For insurers not currently using the ISO Liability & PIP/Medical Payments Vehicle Rating Plan, the relativities in Column (1) should be changed to reflect each vehicle's rating factors according to the program currently in use by the company. If the company is not currently using any vehicle rating plan for Liability and PIP/Medical Payments, then factors of unity (1.00) should be used in Column (1).



Important Note Each insurer will have to review its own book of business to determine the appropriate offset to apply.

It is important to note that in this case Model Year 1998 and later vehicles are treated differently than vehicles with Model Years earlier than 1998. Of course, this calculation would need to be modified if a company selects a later Model Year for program implementation. As an example, the calculation would need to be modified if a company decided to implement this program for only Model Year 2000 and later vehicles.



Offset Calculation Example

Update from the 2012 LPMP Program (BI/PD Liability Coverages)

Model Year 1998 Implementation Assumption

Current ISO Liability Vehicle Rating in Effect

State X

Territory Y

Coverage Bodily Injury/Property Damage

(1) (2) (3) (4) (5)

Model Previous Present Revised Revised Offset Year Vehicles Relativity ALCV Relativity ALCV Total (2) ÷ Total (4) < 1998 All Vehicles 1.00 15,500,000 1.00 15,500,000 1998 Cadillac Deville 4 Dr 0.90 165,000 0.90 165,000 2001 Dodge Intrepid 4 Dr 1.05 71,250 1.10 74,643 2003 Dodge Neon 4 Dr 1.25 281,250 1.30 292,500 2005 Ford Expedition 1.15 312,500 1.15 312,500 2007 Honda Odyssey 0.80 140,000 0.85 148,750 2009 Toyota Prius 4 Dr 0.85 67,500 0.90 71,471 2011 Toyota Yaris 2 Dr 0.85 112,500 0.90 119,118

Total * $16,650,000 $16,683,981 0.998

Notes: ALCV is Aggregate Loss Cost Volume generated from manual rating each vehicle by territory and class for

all appropriate discounts and surcharges.

* Total reflects all vehicles by territory and coverage. Without the use of an offset, the adoption of the program would produce a premium change of $16,683,981/$16,650,000 = 0.2% (within rounding) for Bodily Injury/Property Damage coverages. To implement this revision on balance, one would need to apply an offset factor of 0.998 (1/1.002) to the present base loss costs/rates for Bodily Injury/Property Damage in State X, Territory Y.



Offset Calculation Example

Update from the 2012 LPMP Program (PIP/Med. Pay. Coverages)

Model Year 1998 Implementation Assumption

Current ISO PIP/Med. Pay. Vehicle Rating in Effect

State X

Territory Y

Coverage PIP/Medical Payments

(1) (2) (3) (4) (5)

Model Previous Present Revised Revised Offset Year Vehicles Relativity ALCV Relativity ALCV Total (2) ÷ Total (4) < 1998 All Vehicles 1.00 6,150,000 1.00 6,150,000 1998 Cadillac Deville 4 Dr 1.00 51,750 1.00 51,750 2001 Dodge Intrepid 4 Dr 1.25 25,875 1.20 24,840 2003 Dodge Neon 4 Dr 1.45 109,375 1.40 105,603 2005 Ford Expedition 1.05 202,500 1.15 221,786 2007 Honda Odyssey 0.85 54,000 0.90 57,176 2009 Toyota Prius 4 Dr 0.80 33,000 0.85 35,063 2011 Toyota Yaris 2 Dr 1.05 63,450 1.05 63,450

Total * $6,689,950 $6,709,668 0.997

Notes: ALCV is Aggregate Loss Cost Volume generated from manual rating each vehicle by territory and class for

all appropriate discounts and surcharges.

* Total reflects all vehicles by territory and coverage. Without the use of an offset, the adoption of the program would produce a premium change of $6,709,668/$6,689,950 = 0.3% (within rounding) for PIP/Medical Payments coverages. To implement this revision on balance, one would need to apply an offset factor of 0.997 (1/1.003) to the present base loss costs/rates for PIP/Medical Payments in State X, Territory Y.

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