20160204_TMB-SME Sentiment Index 4Q2015-6_Final

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    4 2559 10.30-12.00 .

    7

    SME

    TMB SME Sentiment Index Q4/2015

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    -3-

    -

    4/2558

    TMB SME Sentiment Index Q4/2015

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    TMB Bank 34.5%

    What ?

    Benefit ?

    Why ?

    TMB-Make the Difference

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    TMB-SME Sentiment IndexTMB-SME Sentiment Index SME2

    Index

    Index

    3

    TMB SME Sentiment Index : 3 TMB SME Sentiment Index :

    SME ?

    ?

    SME 3 ?

    3 ?

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    TMB-SME Sentiment Index SME

    TMB-SME Sentiment Index SME 2 Index Index

    100

    50

    0

    SME

    SME SME

    Index100

    0

    Index

    Q1 Q2 Q3 Q4

    Q1 Q2 Q3 Q4

    Index 50 - 100 : SME

    50 : SME

    50 - 0 : SME

    Index Index :SME Index :SME Index :SME

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    TMB-SME Sentiment Index

    Work Team

    Index 4

    TMB SME RMC TMB Analytics

    Touching various

    SME with knowing

    business condition

    and regional

    movement

    Analyze and

    combine regional

    movement with

    macroeconomic

    information

    TMB Corporate Branding

    and Communications

    Strategically communicate and disseminate the results

    SME Whole Country Survey

    October December 2015

    SME 1,276 Business

    Manufacturing

    Tourism

    & Services

    Import-Export

    IndustryAgriculture

    Wholesale/Retail& Trading Business

    Global & Domestic Economy

    January December 2015

    January December 2016

    United StateEU

    China

    Thailand Japan

    ASIAN

    Domestic Economy

    Government Policy

    Others Issue

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    East

    Bangkok

    511

    South

    131

    North East

    156

    151

    Central

    140

    North

    187

    SME Whole Country Survey

    October December 2015

    TOTAL

    1,276

    Trading

    869

    Manuf.

    209

    Service

    198

    = ++

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    : (RMC) TMB Analytics

    TMB SME Sentiment Index

    37.1

    43.7

    38.734.2

    40.5

    60.259.3

    53.853.1

    56.9

    20

    30

    40

    50

    60

    70

    Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4

    Index

    SME

    SME

    +3.8

    +6.3

    +3.4

    -3.3

    Next Page

    Next Page

    SME 4 40.5 34.2 3 2558

    3 56.9 53.1

    3

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    : (RMC) TMB Analytics

    TMB SME Sentiment Index :

    SME 40.7 (+7.8)

    3

    TMB SME Sentiment Index : 3

    34.2

    40.5

    32.9

    40.7

    35.6 40.4

    20

    30

    40

    50

    Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4

    Index

    +7.8

    +4.8

    SME

    53.1 56.9

    61.1

    66.4

    45.1 47.3

    30

    40

    50

    60

    70

    80

    Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4

    Index

    +5.3

    +2.2

    SME

    SME 3 66.4 61.1 3 2559

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    2558 SME

    SME

    10

    SME ()

    1 2

    2558

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    54.7

    60.2

    63.9

    60.9

    14.712.812.5

    14.6

    5.0 4.6

    8.9 7.30

    10

    20

    30

    40

    50

    60

    70

    Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4

    % -3.0

    +2.1

    -12-

    SME 4/2558 SME

    SME 60.9

    %

    (60.9

    %)

    26.5 1

    16.8 2

    8.5 3

    9.1

    (14

    .6%)

    8.5 3

    2.4 5

    3.7

    (7.3

    %) 4.9 4

    2.5

    100

    Next

    Page

    5 SME

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    2558

    SME

    64.8%

    265.0

    %

    1

    63.6%

    60.7%

    59.5%

    34

    5

    6

    49.6%

    60.9%

    2 3

    Continue

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    -20

    -15

    -10

    -5

    0

    510

    15 %yoy

    3 4

    1

    -10

    -5

    0

    5

    10

    15

    20

    25

    1 2 4 5 6 7

    %yoy

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    15/16Source: TMB Analytics 15

    Positive

    Factors

    Negative

    Factors

    2559

    20 2

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    Q & A

    16