my better healthFor International Paper employees enrolled in Cigna Medical Plans.

Talk to a Pediatrician 24/7

connecting with cigna

Annual Health care enrollment

Your Dental Plan

save Money on Lab Tests

Avoiding the Flu

A Gluten-Free Diet

InsIde LOOk FOr TiPs On:

enrOLL

Annual Health care enrollment for 2017 benefits runs from

October 24–november 4, 2016.

2017 Annual Health care enrollment is Almost Here!

2016

FALL/WINTER newsletter

Fall is here and change is in the air! Cooler days and crisp nights signal more than a change in season — it’s also a sign it’s time for International Paper employees to start thinking about 2017 Annual Health Care Enrollment.

Inside this issue of My Better Health you’ll find a checklist designed to help you make smart benefit choices for 2017. Plus, you’ll also learn about some new great tools offered by Cigna, and tips for staying healthier in the coming season. We’ve also included a healthy, fall-themed recipe for you to try. If you have feedback or ideas for future articles, please email them to mybetterhealth.ip@cigna.com.

Talk to a Pediatrician 24/7

connecting with cigna

Annual Health care enrollment

Your Dental Plan

save Money on Lab Tests

Avoiding the Flu

A Gluten-Free Diet

Answers to Your Questions— At Your Fingertips!Need a quick answer to a healthcare-related question? It’s virtually at your fingertips.

When you log in to mycigna.com weekdays from 8 a.m. to 6 p.m. eT, you’ll see our live chat icon.

Click on the icon, and get real-time answers to your questions from an online Cigna customer service representative. Because it’s fully encrypted, this convenient online tool keeps your chats confidential.

click to chat

The doctor is always in for your child!If you’re a parent, you know all too well how common it is for children to become ill during the night or on the weekend.

But now, thanks to MDLIVE®, you don’t have to worry about reaching a doctor for your child— at night, on weekends or even during holidays.

* The services of MDLIVE are not available in the state of Arkansas. MDLIVE does not guarantee a prescription will be written. Services are provided exclusively by or through MDLIVE participating providers who are solely responsible for any treatment provided. Visit the MDLIVE website for complete details.

Pediatricians at your fingertips!MDLIVE can help you get the medical care your child needs. Our pediatricians can diagnose your child, prescribe medication if needed and send the prescription to your pharmacy—day or night.*

Call MDLIVE at 1-888-726-3171 or visit them online at MDLIVE.com/IP.

Annual enrollment checklist

Before you enroll for 2017 benefits, it’s a smart move to learn about the plans that will be available to you next year. Simply visit our pre-enrollment website, myCignaplans.com, and enter the Open Enrollment ID and Open Enrollment Password shown in your Cigna 2017 Enrollment Guide, which you will receive in your IP Annual Health Care Enrollment Packet. Or, call the pre-enrollment hotline at 1.800.401.4041 for assistance.

When evaluating which medical plan may be right for you in 2017:

• Consider your health history and how your situation might change. For example, do you tend to visit the doctor a lot, or are you planning to have major surgery next year?

• Think about how much you spend on health care costs annually, including doctor visits and prescriptions. You can access your medical expense history quickly and easily by logging in to your myCigna.com account.

• Determine if a Flexible Spending Account (FSA) makes sense for you. FSAs allow you to use tax-free money to help pay for medical expenses, dependent care, and dental and vision expenses.

Will you get new iD cards for 2017?

If you are enrolling for benefits for the first time. You will receive your cards in the mail by late December.

If you are already enrolled in International Paper’s medical and/or dental plans. You’ll continue to use your current ID cards in 2017.

Yes

no

Get the Most out of your dental Plan

He

ALT

HY

eA

Ts

1 2/3 cups water

1 cup red quinoa

1 cup diagonally halved sugar snap peas

1/4 cup fresh lemon juice

1 tablespoon extra-virgin olive oil

1 teaspoon chopped fresh thyme

1/4 teaspoon kosher salt

1/4 teaspoon freshly ground black pepper

inGreDienTs

DirecTiOns 1. Bring 1 2/3 cups water and quinoa to a boil in a

medium saucepan.

2. Reduce heat to low, and simmer 12 minutes or until quinoa is tender; drain.

3. Add sugar snap peas, lemon juice, olive oil, chopped fresh thyme, kosher salt and freshly ground black pepper, stirring to combine.

Source: Printed with permission of Cooking Light, March 2014

Lemon-Snap Pea Quinoa

Serves 4 (Serving size: About 2/3 cup)

Amount per serving:

Calories: 200 Polyunsaturatedfat: 0.4 g Cholesterol: 0 g

Fat: 6 g Protein: 6.5 g Iron: 3.1 mg

Saturated fat: 0.5 g Carbohydrate: 31.4 g Sodium: 131 mg

Monounsaturated fat: 2.5 g Fiber: 2.5 g Calcium: 29 mg

NUTRITIONAL INFORMATION

With mycigna.com and the myCigna mobile app Good news! If you have elected

Cigna Dental coverage, Cigna offers new online tools that help you to get even more out of your dental plan. With these new tools you can:*

• Search for a Dentist: Once you enter your location, you’ll see a Brighter Score™ prominently displayed for each dentist based on Brighter measures of experience, affordability and patient satisfaction

• Check Your Benefits: Compare out-of-pocket costs among multiple dentists, view coinsurance and deductibles, and estimate your total dental costs

• Schedule an Appointment: If your dentist offers this service, you can schedule appointments online and receive reminders

To start taking advantage of these new tools, log on to myCigna.com and click on Find a Doctor, Dentist or Facility > Dentist tab.

Save Money on lab testsDo you know you have a choice when it comes to where you get blood tests and other lab work done?

By going to a national lab, such as Quest Diagnostics or Laboratory Corporation of America (Lab Corp) you can save up to 75%.* With hundreds of locations nationwide, it’s the easy way to keep out-of-pocket lab costs from getting out of hand.

To learn more, scan the QR code to see a short video about how using an in-network lab can save money.

To find a Quest or LabCorp lab or another nationally contracted lab near you, visit mycigna.com or call the toll-free number on your Cigna ID card.

Looking to Avoid the Flu? A Flu Vaccine can Help!

The flu vaccine is an effective way to help protect yourself from the flu. You can get it at convenient locations, like your doctor’s office or pharmacy. Best of all, it’s covered 100% under your medical plan’s preventive care services, which means no out-of-pocket cost to you.*

* Average savings for general health panel based on Cigna Claim Data: DOS July 2013 - June 2014. Actual costs/savings will vary.

* Brighter features may vary by dentist. Brighter Score and appointment scheduling features are provided through Brighter, Inc., an independent company. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist. The dentists who participate in the Cigna network are independent practitioners solely responsible for the treatment provided to their patients. They are not agents of Cigna.

* Not all preventive care services are covered. For example, immunizations for travel are generally not covered. See your plan materials for details.

FOODs THAT cOnTAin GLUTen

Gluten is a protein found naturally in wheat, rye and barley. Foods made with these ingredients include:

• Breads • Cereals • Cookies and crackers• Cakes and pies• Pasta

• Beer• Tortillas • Salad dressings• Sauces and

gravies

Gluten-free diets have become quite popular – even with those who don’t have celiac disease or gluten sensitivity.

Celiac disease vs. gluten sensitivityPeople with celiac disease often experience symptoms such as diarrhea, stomach pain, skin rashes and fatigue. Those who are sensitive to gluten may experience gas, stomach aches and nausea. Both types of individuals can often be successfully treated with a gluten-free diet.

Who is going gluten-free today?

• Those with celiac disease or gluten sensitivity – as well as their family members and friends

• Those who wish to lose weight, boost energy or improve their health

Have you Gone Gluten-Free?

Thinking of going gluten-free? Take note:

Since gluten-free diets may fall short in fiber and other key nutrients, those who choose to go gluten-free should be sure to eat plenty of high-fiber fruits and vegetables as well as foods rich in vitamins and minerals. Eating more fruits and vegetables instead of processed foods while on a gluten-free diet may also help with weight loss.

This is intended to be general health information and not medical advice or services. You should consult your doctor for medical advice or services, including seeking advice prior to undertaking a new diet or exercise program.

Paper: 70 lb. White Accent Opaque Smooth Text

Stay HealtHy and Save Money

FPO

Any reference to the information or websites of any non-Cigna-affiliated entity is provided for informational purposes only. Cigna neither reviews nor controls the content and accuracy of the information or websites, and therefore will not be responsible for their content and accuracy. Any health information provided here is for informational purposes only and is not intended to be a substitute for proper medical care provided by your doctor. Please consult with your doctor for appropriate care, treatment recommendations and medical advice, including prior to undertaking a new diet or exercise program.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. Pictures are used for illustrative purposes only.

© 2016 Cigna. Some content provided under license. 16-0157 08/16

Use YOUr resOUrces

If English is not your preferred language: This newsletter is available in Spanish, too. Visit My-IP to download the Spanish version.

Cigna• Benefits and claims questions• 24-hour Health Information Line

800.244.6224, 24/7/365www.myCigna.com 8

RedBrick Health• Health coaching• Managing a health condition

800.859.9311, Monday – Thursday, 8 a.m. to 11 p.m. ET; Friday 8 a.m. to 8 p.m. ET; Saturday, 8 a.m. to 3 p.m. ET. http://ip.redbrickhealth.com 8

Express Scripts• Prescriptiondrugs

800.309.5564, 24/7www.express-scripts.com 8

Best Doctors• Medical reviews/consultation

866.904.0910 http://members.bestdoctors.com 8

MDLIVE• On-demand medical visits

888.726.3171, 24/7/365www.mdlive.com/ip 8